<SEC-DOCUMENT>0001144204-13-015234.txt : 20130315
<SEC-HEADER>0001144204-13-015234.hdr.sgml : 20130315
<ACCEPTANCE-DATETIME>20130315100707
ACCESSION NUMBER:		0001144204-13-015234
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20121231
FILED AS OF DATE:		20130315
DATE AS OF CHANGE:		20130315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SHORE BANCSHARES INC
		CENTRAL INDEX KEY:			0001035092
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				521974638
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22345
		FILM NUMBER:		13692485

	BUSINESS ADDRESS:	
		STREET 1:		18 EAST DOVER STREET
		CITY:			EASTON
		STATE:			MD
		ZIP:			21601-3013
		BUSINESS PHONE:		4108221400

	MAIL ADDRESS:	
		STREET 1:		18 EAST DOVER STREET
		CITY:			EASTON
		STATE:			MD
		ZIP:			21601-3013
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>v335995_10k.htm
<DESCRIPTION>FORM 10-K
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES AND EXCHANGE COMMISSION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>_______________________________</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&#9;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FORM 10-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ANNUAL REPORT PURSUANT TO SECTION 13
OR 15(d) OF THE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SECURITIES EXCHANGE ACT OF 1934</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the Year Ended December 31, 2012</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Commission File No. <U>0-22345</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>SHORE BANCSHARES, INC.</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in
its charter)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 40%; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Maryland</FONT></TD>
    <TD STYLE="width: 20%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 40%; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">52-1974638</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(State or Other Jurisdiction of</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(I.R.S. Employer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Incorporation or Organization)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Identification No.)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">18 East Dover Street, Easton, Maryland </FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">21601</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(Address of Principal Executive Offices)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">(Zip Code)</FONT></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Registrant&rsquo;s Telephone Number, Including
Area Code: <U>(410) 763-7800</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities Registered pursuant to Section 12(b) of the Act:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 26%; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt"><U>Title of Each Class</U>:</FONT></TD>
    <TD STYLE="width: 26%">&nbsp;</TD>
    <TD STYLE="width: 48%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><U>Name of Each Exchange on Which Registered</U>:</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Common stock, par value $.01 per share</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Nasdaq Global Select Market</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark if the registrant
is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. <FONT STYLE="font-family: Wingdings 2">&pound;</FONT>
Yes <FONT STYLE="font-family: Wingdings 2">R</FONT> No</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark if the registrant
is not required to file reports pursuant to Section 13 or Section 16(d) of the Act. <FONT STYLE="font-family: Wingdings 2">&pound;</FONT>
Yes <FONT STYLE="font-family: Wingdings 2">R</FONT> No</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
(1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding
12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days Yes <FONT STYLE="font-family: Wingdings 2">R</FONT> No <FONT STYLE="font-family: Wingdings 2">&pound;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted
and posted pursuant to Rule 405 of Regulation S-T (&sect;232.405 of this chapter) during the preceding 12 months (or for such shorter
period that the registrant was required to submit and post such files). Yes <FONT STYLE="font-family: Wingdings 2">R</FONT> No
<FONT STYLE="font-family: Wingdings 2">&pound;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark if disclosure of
delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of the
registrant&rsquo;s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form
10-K or any amendment to this Form 10-K <FONT STYLE="font-family: Wingdings 2">&pound;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
is a large accelerated filer, an accelerated filer, or a non-accelerated filer (check one):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 22%; layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Large accelerated filer <FONT STYLE="font-family: Wingdings 2">&pound;</FONT></FONT></TD>
    <TD STYLE="width: 21%; layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Accelerated filer <FONT STYLE="font-family: Wingdings 2">&pound;</FONT></FONT></TD>
    <TD STYLE="width: 24%; layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Non-accelerated filer <FONT STYLE="font-family: Wingdings 2">&pound;</FONT></FONT></TD>
    <TD STYLE="width: 28%; layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Smaller Reporting Company <FONT STYLE="font-family: Wingdings 2">R</FONT></FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant
is a shell company (as defined in Rule 12b-2 of the Exchange Act): Yes <FONT STYLE="font-family: Wingdings 2">&pound;</FONT> No
<FONT STYLE="font-family: Wingdings 2">R</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">State the aggregate market value of the
voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last
sold, or the average bid and asked price of such common equity, as of the last business day of the registrant&rsquo;s most recently
completed second fiscal quarter: <U>$48,048,361</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 13.5pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The number of shares outstanding of the
registrant&rsquo;s common stock as of the latest practicable date: 8,457,359 as of February 28, 2013.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Documents Incorporated by Reference</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Certain information required by Part III of this annual report
is incorporated therein by reference to the definitive proxy statement for the 2013 Annual Meeting of Stockholders.</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 11%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>INDEX</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 11%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Part I</FONT></TD>
    <TD STYLE="width: 81%; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="width: 8%; layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Item 1.</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Business</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Item 1A.</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Risk Factors</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">14</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Item 1B.</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Unresolved Staff Comments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">21</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 2.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Properties</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 3. </FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Legal Proceedings</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">22</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 4.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Mine Safety Disclosures</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">22</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Part II</FONT></TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 5.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Market for Registrant&rsquo;s Common Equity, Related Stockholder Matters and</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Issuer Purchases of Equity Securities</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">23</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 6.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Selected Financial Data</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 7.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Management&rsquo;s Discussion and Analysis of Financial Condition and Results of Operations</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">26</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 7A.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Quantitative and Qualitative Disclosures About Market Risk</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">41</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 8.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Financial Statements and Supplementary Data</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">41</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 9.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Changes in and Disagreements with Accountants on Accounting and Financial Disclosure</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">79</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 9A.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Controls and Procedures</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">79</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 9B.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Other Information</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">79</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Part III</FONT></TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 10.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Directors, Executive Officers and Corporate Governance</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">79</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 11.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Executive Compensation</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">80</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 12.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">80</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 13.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Certain Relationships and Related Transactions, and Director Independence</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">80</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 14.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Principal Accountant Fees and Services</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">80</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Part IV</FONT></TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Item 15.</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Exhibits and Financial Statement Schedules</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">81</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">SIGNATURES</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">82</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: right">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">EXHIBIT LIST</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: right"><FONT STYLE="font-size: 10pt">83</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This Annual Report on Form 10-K of Shore
Bancshares, Inc. (the &ldquo;Company&rdquo; and &ldquo;we&rdquo;, &ldquo;our&rdquo; or &ldquo;us&rdquo; on a consolidated basis)
contains forward-looking statements within the meaning of The Private Securities Litigation Reform Act of 1995. Such statements
include projections, predictions, expectations or statements as to beliefs or future events or results or refer to other matters
that are not historical facts. Forward-looking statements are subject to known and unknown risks, uncertainties and other factors
that could cause the actual results to differ materially from those contemplated by the statements. The forward-looking statements
contained in this annual report are based on various factors and were derived using numerous assumptions. In some cases, you can
identify these forward-looking statements by words like &ldquo;may&rdquo;, &ldquo;will&rdquo;, &ldquo;should&rdquo;, &ldquo;expect&rdquo;,
&ldquo;plan&rdquo;, &ldquo;anticipate&rdquo;, intend&rdquo;, &ldquo;believe&rdquo;, &ldquo;estimate&rdquo;, &ldquo;predict&rdquo;,
&ldquo;potential&rdquo;, or &ldquo;continue&rdquo; or the negative of those words and other comparable words. You should be aware
that those statements reflect only our predictions. If known or unknown risks or uncertainties should materialize, or if underlying
assumptions should prove inaccurate, actual results could differ materially from past results and those anticipated, estimated
or projected. You should bear this in mind when reading this annual report and not place undue reliance on these forward-looking
statements. Factors that might cause such differences include, but are not limited to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">the risk that the weak national and local economies and depressed real estate and credit markets
caused by the recent global recession will continue to decrease the demand for loan, deposit and other financial services and/or
increase loan delinquencies and defaults;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">changes in market rates and prices may adversely impact the value of securities, loans, deposits
and other financial instruments and the interest rate sensitivity of our balance sheet;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">our liquidity requirements could be adversely affected by changes in our assets and liabilities;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">the effect of legislative or regulatory developments, including changes in laws concerning taxes,
banking, securities, insurance and other aspects of the financial services industry;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">competitive factors among financial services organizations, including product and pricing pressures
and our ability to attract, develop and retain qualified banking professionals;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">the effect of changes in accounting policies and practices, as may be adopted by the Financial
Accounting Standards Board, the Securities and Exchange Commission (the &ldquo;SEC&rdquo;), the Public Company Accounting Oversight
Board and other regulatory agencies; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">the effect of fiscal and governmental policies of the United States federal government.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">You should also consider carefully the
Risk Factors contained in Item 1A of Part I of this annual report, which address additional factors that could cause our actual
results to differ from those set forth in the forward-looking statements and could materially and adversely affect our business,
operating results and financial condition. The risks discussed in this annual report are factors that, individually or in the aggregate,
management believes could cause our actual results to differ materially from expected and historical results. You should understand
that it is not possible to predict or identify all such factors. Consequently, you should not consider such disclosures to be a
complete discussion of all potential risks or uncertainties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">The forward-looking
statements speak only as of the date on which they are made, and, except to the extent required by federal securities laws, we
undertake no obligation to update any forward-looking statement to reflect events or circumstances after the date on which the
statement is made or to reflect the occurrence of unanticipated events. In addition, we cannot assess the impact of each factor
on our business or the extent to which any factor, or combination of factors, may cause actual results to differ materially from
those contained in any forward-looking statements. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART I</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 1.&#9;Business.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>BUSINESS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>General</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company was incorporated under the
laws of Maryland on March 15, 1996 and is a financial holding company registered under the Bank Holding Company Act of 1956, as
amended (the &ldquo;BHC Act&rdquo;). The Company is the largest independent financial holding company located on the Eastern Shore
of Maryland. The Company&rsquo;s primary business is acting as the parent company to several financial institution and insurance
entities. The Company engages in the banking business through CNB, a Maryland commercial bank with trust powers, The Talbot Bank
of Easton, Maryland, a Maryland commercial bank (&ldquo;Talbot Bank&rdquo;), and, until January 1, 2011, The Felton Bank, a Delaware
commercial bank (&ldquo;Felton Bank&rdquo;). On January 1, 2011, Felton Bank merged into CNB, with CNB as the surviving bank. Until
December 31, 2009, CNB did business as The Centreville National Bank of Maryland, a national banking association. It was converted
to a Maryland charter on that date. As used in this annual report, the term &ldquo;Banks&rdquo; refers to CNB, Talbot Bank and
Felton Bank for periods prior to January 1, 2011 and to CNB and Talbot Bank for all other periods.</P>

<!-- Field: Page; Sequence: 3; Section: Part I; Options: NewSection; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company engages in the insurance business
through two general insurance producer firms, The Avon-Dixon Agency, LLC, a Maryland limited liability company, and Elliott Wilson
Insurance, LLC, a Maryland limited liability company; one marine insurance producer firm, Jack Martin &amp; Associates, Inc., a
Maryland corporation; three wholesale insurance firms, Tri-State General Insurance Agency, LTD, a Maryland corporation, Tri-State
General Insurance Agency of New Jersey, Inc., a New Jersey corporation, and Tri-State General Insurance Agency of Virginia, Inc.,
a Virginia corporation (collectively &ldquo;TSGIA&rdquo;); and two insurance premium finance companies, Mubell Finance, LLC, a
Maryland limited liability company, and ESFS, Inc., a Maryland corporation (all of the foregoing are collectively referred to as
the &ldquo;Insurance Subsidiaries&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has three inactive subsidiaries,
Wye Financial Services, LLC, Shore Pension Services, LLC, and Wye Mortgage, LLC, all of which were organized under Maryland law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Talbot Bank owns all of the issued and
outstanding securities of Dover Street Realty, Inc., a Maryland corporation that engages in the business of holding and managing
real property acquired by Talbot Bank as a result of loan foreclosures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We operate in two business segments: community
banking and insurance products and services. Financial information related to our operations in these segments for each of the
two years ended December 31, 2012 is provided in Note 25 to the Company&rsquo;s Consolidated Financial Statements included in Item
8 of Part II of this annual report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Banking Products and Services</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">CNB is a Maryland commercial bank with
trust powers that commenced operations in 1876. CNB was originally chartered as a national banking association but converted to
its present charter effective January 1, 2010. Talbot Bank is a Maryland commercial bank that commenced operations in 1885 and
was acquired by the Company in its December 2000 merger with Talbot Bancshares, Inc. Felton Bank was a Delaware commercial bank
that commenced operations in 1908 and was acquired by the Company in April 2004 when it merged with Midstate Bancorp, Inc. The
Banks operate 18 full service branches and 20 ATMs and provide a full range of commercial and consumer banking products and services
to individuals, businesses, and other organizations in Kent County, Queen Anne&rsquo;s County, Caroline County, Talbot County and
Dorchester County in Maryland and in Kent County, Delaware. The Banks&rsquo; deposits are insured by the Federal Deposit Insurance
Corporation (the &ldquo;FDIC&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks are independent community banks
and serve businesses and individuals in their respective market areas. Services offered are essentially the same as those offered
by larger regional institutions that compete with the Banks. Services provided to businesses include commercial checking, savings,
certificates of deposit and overnight investment sweep accounts. The Banks offer all forms of commercial lending, including secured
and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition
development, construction loans and letters of credit. Merchant credit card clearing services are available as well as direct deposit
of payroll, internet banking and telephone banking services.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Services to individuals include checking
accounts, various savings programs, mortgage loans, home improvement loans, installment and other personal loans, credit cards,
personal lines of credit, automobile and other consumer financing, safe deposit boxes, debit cards, 24-hour telephone banking,
internet banking, and 24-hour automatic teller machine services. The Banks also offer nondeposit products, such as mutual funds
and annuities, and discount brokerage services to their customers. Additionally, the Banks have Saturday hours and extended hours
on certain evenings during the week for added customer convenience.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Lending Activities</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks originate secured and unsecured
loans for business purposes. Commercial loans are typically secured by real estate, accounts receivable, inventory, equipment and/or
other assets of the business. Commercial loans generally involve a greater degree of credit risk than one to four family residential
mortgage loans. Repayment is often dependent on the successful operation of the business and may be affected by adverse conditions
in the local economy or real estate market. The financial condition and cash flow of commercial borrowers is therefore carefully
analyzed during the loan approval process, and continues to be monitored by obtaining business financial statements, personal financial
statements and income tax returns. The frequency of this ongoing analysis depends upon the size and complexity of the credit and
collateral that secures the loan. It is also the Banks&rsquo; general policy to obtain personal guarantees from the principals
of the commercial loan borrowers.</P>

<!-- Field: Page; Sequence: 4; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">Commercial real estate
loans are primarily those secured by land for residential and commercial development, agricultural purpose properties, service
industry buildings such as restaurants and motels, retail buildings and general purpose business space. The Banks attempt to mitigate
the risks associated with these loans through thorough financial analyses, conservative underwriting procedures, including prudent
loan to value ratio standards, obtaining additional collateral when prudent, closely monitoring construction projects to control
disbursement of funds on loans, and management&rsquo;s knowledge of the local economy in which the Banks lend.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks provide residential real estate
construction loans to builders and individuals for single family dwellings. Residential construction loans are usually granted
based upon &ldquo;as completed&rdquo; appraisals and are secured by the property under construction. Additional collateral may
be taken if loan to value ratios exceed 80%. Site inspections are performed to determine pre-specified stages of completion before
loan proceeds are disbursed. These loans typically have maturities of six to 12 months and may have fixed or variable rate features.
Permanent financing options for individuals include fixed and variable rate loans with three- and five-year balloon features and
one-, three- and five-year adjustable rate mortgage loans. The risk of loss associated with real estate construction lending is
controlled through conservative underwriting procedures such as loan to value ratios of 80% or less at origination, obtaining additional
collateral when prudent, and closely monitoring construction projects to control disbursement of funds on loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks originate fixed and variable
rate residential mortgage loans. As with any consumer loan, repayment is dependent on the borrower&rsquo;s continuing financial
stability, which can be adversely impacted by job loss, divorce, illness, or personal bankruptcy. Underwriting standards recommend
loan to value ratios not to exceed 80% at origination based on appraisals performed by approved appraisers. The Banks rely on title
insurance to protect their lien priorities and protect the property securing the loans by requiring fire and casualty insurance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A variety of consumer loans are offered
to customers, including home equity loans, credit cards and other secured and unsecured lines of credit and term loans. Careful
analysis of an applicant&rsquo;s creditworthiness is performed before granting credit, and ongoing monitoring of loans outstanding
is performed in an effort to minimize risk of loss by identifying problem loans early.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Deposit Activitie</I>s</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks offer a full array of deposit
products including checking, savings and money market accounts, regular and IRA certificates of deposit, and Christmas Savings
accounts. The Banks also offer the CDARS program, providing up to $50 million of FDIC insurance to our customers. In addition,
we offer our commercial customers packages which include Cash Management services and various checking opportunities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Trust Services</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">CNB has a trust department through which
it markets trust, asset management and financial planning services to customers within our market areas using the trade name Wye
Financial &amp; Trust.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Insurance Activities</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Avon-Dixon Agency, LLC, Elliott Wilson
Insurance, LLC, and Mubell Finance, LLC were formed as a result of the Company&rsquo;s acquisition of the assets of The Avon-Dixon
Agency, Inc., Elliott Wilson Insurance, Inc., Avon-Dixon Financial Services, Inc., Joseph M. George &amp; Son, Inc. and 59th Street
Finance Company on May 1, 2002. In November 2002, The Avon-Dixon Agency, LLC acquired certain assets of W. M. Freestate &amp; Son,
Inc., a full-service insurance producer firm located in Centreville, Maryland. Jack Martin &amp; Associates, Inc., Tri-State General
Insurance Agency, LTD, Tri-State General Insurance Agency of New Jersey, Inc., Tri-State General Insurance Agency of Virginia,
Inc., and ESFS, Inc. were acquired on October 1, 2007.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Insurance Subsidiaries offer a full
range of insurance products and services to customers, including insurance premium financing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Seasonality</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management does not believe that our business
activities are seasonal in nature.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 5; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Employees</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At February 28, 2013, we employed 328 persons,
of which 299 were employed on a full-time basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>COMPETITION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The banking business, in all of its phases,
is highly competitive. Within our market areas, we compete with commercial banks (including local banks and branches or affiliates
of other larger banks), savings and loan associations and credit unions for loans and deposits, with money market and mutual funds
and other investment alternatives for deposits, with consumer finance companies for loans, with insurance companies, agents and
brokers for insurance products, and with other financial institutions for various types of products and services. There is also
competition for commercial and retail banking business from banks and financial institutions located outside our market areas.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The primary factors in competing for deposits
are interest rates, personalized services, the quality and range of financial services, convenience of office locations and office
hours. The primary factors in competing for loans are interest rates, loan origination fees, the quality and range of lending services
and personalized services. The primary factors in competing for insurance customers are competitive rates, the quality and range
of insurance products offered, and quality, personalized service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To compete with other financial services
providers, we rely principally upon local promotional activities, including advertisements in local newspapers, trade journals
and other publications and on the radio, personal relationships established by officers, directors and employees with customers,
and specialized services tailored to meet customers&rsquo; needs. In those instances in which we are unable to accommodate the
needs of a customer, we will arrange for those services to be provided by other financial services providers with which we have
a relationship. We additionally rely on referrals from satisfied customers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables set forth deposit
data for FDIC-insured institutions in Kent County, Queen Anne&rsquo;s County, Caroline County, Talbot County and Dorchester County
in Maryland and in Kent County, Delaware as of June 30, 2012, the most recent date for which comparative information is available.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">% of</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">Kent County, Maryland</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Deposits</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">(in thousands)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left">Peoples Bank of Kent County, Maryland</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">188,333</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">37.64</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">PNC Bank, NA</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">124,636</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">24.92</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Chesapeake Bank and Trust Co.</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">61,978</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.39</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Branch Banking &amp; Trust</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">50,628</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.12</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold">CNB</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">45,898</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">9.18</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">SunTrust Bank</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">28,747</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">5.75</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">500,220</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.00</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Source: FDIC DataBook</I></P>

<!-- Field: Page; Sequence: 6; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">% of</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">Queen Anne&rsquo;s County, Maryland</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Deposits</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; border-bottom: Black 1pt solid; text-align: right">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">(in thousands)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left">The Queenstown Bank of Maryland</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">353,778</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">41.21</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold">CNB</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">220,369</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">25.66</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">PNC Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">62,411</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7.27</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Bank of America, NA</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">62,096</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7.23</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">M&amp;T</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">46,972</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5.47</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Bank Annapolis</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">45,107</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5.25</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Branch Banking &amp; Trust</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,788</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.42</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Capital One Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">18,995</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.21</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Peoples Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">17,912</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.09</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt">Sun Trust Bank</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">10,249</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">1.19</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">858,677</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.00</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Source: FDIC DataBook</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">% of</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">Caroline County, Maryland</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Deposits</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">(in thousands)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left">Provident State Bank, Inc</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">154,176</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">40.03</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">PNC Bank, NA</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">95,358</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">24.76</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold">CNB</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">62,582</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">16.25</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Branch Banking &amp; Trust</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">27,965</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7.26</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">M&amp;T</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">27,419</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7.12</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Easton Bank &amp; Trust</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13,021</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.38</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">The Queenstown Bank of Maryland</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">4,610</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">1.20</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">385,131</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.00</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Source: FDIC DataBook</I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">% of</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">Talbot County, Maryland</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Deposits</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">(in thousands)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; font-weight: bold; text-align: left">The Talbot Bank of Easton, Maryland</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">599,548</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">50.19</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Bank of America, NA</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">129,080</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.81</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">PNC Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">123,876</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.37</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Easton Bank &amp; Trust</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">119,710</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.02</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">The Queenstown Bank of MD</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">48,449</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.06</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Branch Banking &amp; Trust</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">44,848</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.75</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">SunTrust Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">39,312</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.29</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">M&amp;T</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">38,532</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.23</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Provident State Bank, Inc</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">26,023</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.18</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">First Mariner Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">16,168</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.35</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Capital One Bank</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">8,956</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">0.75</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,194,502</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.00</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Source: FDIC DataBook</I></P>

<!-- Field: Page; Sequence: 7; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 45pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">% of</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">Dorchester County, Maryland</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Deposits</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">(in thousands)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left">The National Bank of Cambridge</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">189,377</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">34.61</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Hebron Savings Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">103,567</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">18.92</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Provident State Bank, Inc</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">65,109</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11.90</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Branch Banking &amp; Trust</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">59,571</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.88</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">M&amp;T</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">35,468</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6.48</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">The Talbot Bank of Easton, Maryland</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">35,164</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">6.42</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">Bank of America</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">29,799</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5.44</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">SunTrust Bank</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">29,256</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">5.35</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">547,311</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.00</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Source: FDIC DataBook</I></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">% of</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">Kent County, Delaware</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Deposits</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">(in thousands)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt">M&amp;T</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">559,075</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">31.01</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">PNC Bank Delaware</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">271,355</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">15.05</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">First NB of Wyoming</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">231,225</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.82</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">RBS Citizens NA</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">181,779</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.08</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Wilmington Savings Fund Society</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">158,617</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8.79</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Wells Fargo</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">147,152</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8.16</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold">CNB</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">70,560</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3.91</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">TD Bank National Assn</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">57,011</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.16</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Artisans Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">46,410</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.57</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">County Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">38,807</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.15</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Midcoast Community Bank</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">34,508</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.91</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Fort Sill National Bank</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">7,122</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">0.39</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,803,621</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.00</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Source: FDIC DataBook</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For further information about competition
in our market areas, see the Risk Factor entitled &ldquo;We operate in a highly competitive market and our inability to effectively
compete in our markets could have an adverse impact on our financial condition and results of operations&rdquo; in Item 1A of Part
I of this annual report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>SUPERVISION AND REGULATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following is a summary of the material
regulations and policies applicable to us and is not intended to be a comprehensive discussion. Changes in applicable laws and
regulations may have a material effect on our business, financial condition and results of operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">General</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company is a financial holding company
registered with the Board of Governors of the Federal Reserve System (the &ldquo;FRB&rdquo;) under the BHC Act and, as such, is
subject to the supervision, examination and reporting requirements of the BHC Act and the regulations of the FRB.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">CNB and Talbot Bank are Maryland commercial
banks subject to the banking laws of Maryland and to regulation by the Commissioner of Financial Regulation of Maryland, who is
required by statute to make at least one examination in each calendar year (or at 18-month intervals if the Commissioner determines
that an examination is unnecessary in a particular calendar year). The primary federal regulator of CNB is the FRB. The primary
federal regulator of Talbot Bank is the FDIC, which is also entitled to conduct regular examinations. The deposits of the Banks
are insured by the FDIC, so certain laws and regulations administered by the FDIC also govern their deposit taking operations.
In addition to the foregoing, the Banks are subject to numerous state and federal statutes and regulations that affect the business
of banking generally.</P>

<!-- Field: Page; Sequence: 8; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Nonbank affiliates of the Company are subject
to examination by the FRB, and, as affiliates of the Banks, may be subject to examination by the Banks&rsquo; regulators from time
to time. In addition, the Insurance Subsidiaries are each subject to licensing and regulation by the insurance authorities of the
states in which they do business. Retail sales of insurance products by the Insurance Subsidiaries to customers of the Banks are
also subject to the requirements of the Interagency Statement on Retail Sales of Nondeposit Investment Products promulgated in
1994, as amended, by the FDIC, the FRB and the other federal banking agencies.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Regulation of Financial Holding Companies</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">In November 1999, the
federal Gramm-Leach-Bliley Act (the &ldquo;GLB Act&rdquo;) was signed into law. Effective in pertinent part on March 11, 2000,
the GLB Act revised the BHC Act and repealed the affiliation provisions of the Glass-Steagall Act of 1933, which, taken together,
limited the securities, insurance and other non-banking activities of any company that controls an FDIC insured financial institution.
Under the GLB Act, a bank holding company can elect, subject to certain qualifications, to become a &ldquo;financial holding company&rdquo;.
The GLB Act provides that a financial holding company may engage in a full range of financial activities, including insurance and
securities underwriting and agency activities, merchant banking, and insurance company portfolio investment activities, with new
expedited notice procedures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Under FRB policy, the Company is expected
to act as a source of strength to its subsidiary banks, and the FRB may charge the Company with engaging in unsafe and unsound
practices for failure to commit resources to a subsidiary bank when required. <FONT STYLE="color: black">This support may be required
at times when the bank holding company may not have the resources to provide the support. Under the prompt corrective action provisions,
if a controlled bank is undercapitalized, then the regulators could require the bank holding company to guarantee the bank&rsquo;s
capital restoration plan. In addition, if the FRB believes that a bank holding company&rsquo;s activities, assets or affiliates
represent a significant risk to the financial safety, soundness or stability of a controlled bank, then the FRB could require the
bank holding company to terminate the activities, liquidate the assets or divest the affiliates. The regulators may require these
and other actions in support of controlled banks even if such actions are not in the best interests of the bank holding company
or its stockholders. Because the Company is a bank holding company, it is viewed as a source of financial and managerial strength
for any controlled depository institutions, like the Banks.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt; color: black">On
July 21, 2010, President Obama signed into law the</FONT><FONT STYLE="font-size: 10pt"> Dodd-Frank <FONT STYLE="color: black">Wall
Street Reform and Consumer Protection Act (the &ldquo;Dodd-Frank Act&rdquo;), which made sweeping changes to the financial regulatory
landscape and will impact all financial institutions, including the Company and the Banks. The</FONT></FONT> <FONT STYLE="font-size: 10pt; color: black">Dodd-Frank</FONT>
<FONT STYLE="font-size: 10pt; color: black">Act also directs federal bank regulators to require that all companies that directly
or indirectly control an insured depository institution serve as sources of financial strength for the institution. The term &ldquo;source
of financial strength&rdquo; is defined under the</FONT> <FONT STYLE="font-size: 10pt; color: black">Dodd-Frank</FONT> <FONT STYLE="font-size: 10pt; color: black">Act
as the ability of a company to provide financial assistance to its insured depository institution subsidiaries in the event of
financial distress. The appropriate federal banking agency for such a depository institution may require reports from companies
that control the insured depository institution to assess their abilities to serve as sources of strength and to enforce compliance
with the</FONT> <FONT STYLE="font-size: 10pt; color: black">source-of-strength</FONT> <FONT STYLE="font-size: 10pt; color: black">requirements.
The appropriate federal banking agency may also require a holding company to provide financial assistance to a bank with impaired
capital. Under this requirement, in the future the Company could be required to provide financial assistance to the Banks should
they experience financial distress.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">In addition,
under the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (&ldquo;FIRREA&rdquo;), depository institutions insured
by the FDIC can be held liable for any losses incurred by, or reasonably anticipated to be incurred by, the FDIC in connection
with (i) the default of a commonly controlled FDIC-insured depository institution or (ii) any assistance provided by the FDIC to
a commonly controlled FDIC-insured depository institution in danger of default. Accordingly, in the event that any insured subsidiary
of the Company causes a loss to the FDIC, other insured subsidiaries of the Company could be required to compensate the FDIC by
reimbursing it for the estimated amount of such loss. Such cross guaranty liabilities generally are superior in priority to obligations
of a financial institution to its stockholders and obligations to other affiliates.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Federal Regulation of Banks</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Federal and state banking regulators may
prohibit the institutions over which they have supervisory authority from engaging in activities or investments that the agencies
believe are unsafe or unsound banking practices. These banking regulators have extensive enforcement authority over the institutions
they regulate to prohibit or correct activities that violate law, regulation or a regulatory agreement or which are deemed to be
unsafe or unsound practices. Enforcement actions may include the appointment of a conservator or receiver, the issuance of a cease
and desist order, the termination of deposit insurance, the imposition of civil money penalties on the institution, its directors,
officers, employees and institution-affiliated parties, the issuance of directives to increase capital, the issuance of formal
and informal agreements, the removal of or restrictions on directors, officers, employees and institution-affiliated parties, and
the enforcement of any such mechanisms through restraining orders or other court actions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks are subject to the provisions
of Section 23A and Section 23B of the Federal Reserve Act. Section 23A limits the amount of loans or extensions of credit to, and
investments in, the Company and its nonbank affiliates by the Banks. Section 23B requires that transactions between any of the
Banks and the Company and its nonbank affiliates be on terms and under circumstances that are substantially the same as with non-affiliates.</P>

<!-- Field: Page; Sequence: 9; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks are also subject to certain restrictions
on extensions of credit to executive officers, directors, and principal stockholders or any related interest of such persons, which
generally require that such credit extensions be made on substantially the same terms as are available to third parties dealing
with the Banks and not involve more than the normal risk of repayment. Other laws tie the maximum amount that may be loaned to
any one customer and its related interests to capital levels.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As part of the Federal Deposit Insurance
Company Improvement Act of 1991 (&ldquo;FDICIA&rdquo;), each federal banking regulator adopted non-capital safety and soundness
standards for institutions under its authority. These standards include internal controls, information systems and internal audit
systems, loan documentation, credit underwriting, interest rate exposure, asset growth, and compensation, fees and benefits. An
institution that fails to meet those standards may be required by the agency to develop a plan acceptable to meet the standards.
Failure to submit or implement such a plan may subject the institution to regulatory sanctions. The Company, on behalf of the Banks,
believes that the Banks meet substantially all standards that have been adopted. FDICIA also imposes capital standards on insured
depository institutions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Community Reinvestment Act (&ldquo;CRA&rdquo;)
requires that, in connection with the examination of financial institutions within their jurisdictions, the federal banking regulators
evaluate the record of the financial institution in meeting the credit needs of their communities including low and moderate income
neighborhoods, consistent with the safe and sound operation of those banks. These factors are also considered by all regulatory
agencies in evaluating mergers, acquisitions and applications to open a branch or facility. As of the date of its most recent examination
report, each of the Banks has a CRA rating of &ldquo;Satisfactory.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Banks are also subject
to a variety of other laws and regulations with respect to the operation of their businesses, including, but not limited to, the
Truth in Lending Act, the Truth in Savings Act, the Equal Credit Opportunity Act, the Electronic Funds Transfer Act, the Fair Housing
Act, the Home Mortgage Disclosure Act, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, Expedited Funds Availability
(Regulation CC), Reserve Requirements (Regulation D), Privacy of Consumer Information (Regulation P), Margin Stock Loans (Regulation
U), the Right To Financial Privacy Act, the Flood Disaster Protection Act, the Homeowners Protection Act, the Servicemembers Civil
Relief Act, the Real Estate Settlement Procedures Act, the Telephone Consumer Protection Act, the CAN-SPAM Act, the Children&rsquo;s
Online Privacy Protection Act, and the John Warner National Defense Authorization Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><B>The Dodd-Frank Act</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Dodd-Frank Act, enacted
in July 2010, significantly changed the bank regulatory structure and affected the lending, investment, trading and operating activities
of financial institutions and their holding companies. The Dodd-Frank Act requires the FRB to set minimum capital levels for bank
holding companies that are as stringent as those required for insured depository institutions. The legislation also establishes
a floor for capital of insured depository institutions that cannot be lower than the standards in effect today, and directs the
federal banking regulators to implement new leverage and capital requirements. The new leverage and capital requirements must take
into account off-balance sheet activities and other risks, including risks relating to securitized products and derivatives. Pursuant
to the Dodd-Frank Act, the FDIC has backup enforcement authority over a depository institution holding company, such as the Company,
if the conduct or threatened conduct of such holding company poses a risk to the Deposit Insurance Fund (&ldquo;DIF&rdquo;), although
such authority may not be used if the holding company is generally in sound condition and does not pose a foreseeable and material
risk to the DIF. In addition, the Dodd-Frank Act contains a wide variety of provisions (many of which are not yet effective) affecting
the regulation of depository institutions, including restrictions related to mortgage originations, risk retention requirements
as to securitized loans and the establishment of the Consumer Financial Protection Bureau (&ldquo;CFPB&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The full impact of the
Dodd-Frank Act on our business and operations will not be known for years until regulations implementing the statute are written
and adopted. The Dodd-Frank Act will increase our regulatory compliance burden and costs and may restrict the financial products
and services we offer to our customers. In particular, the Dodd-Frank Act will require us to invest significant management attention
and resources so that we can evaluate the impact of this law and its regulations and make any necessary changes to our product
offerings and operations. These impacts may be material.</P>

<!-- Field: Page; Sequence: 10; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Capital Requirements</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><B><I>General</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">FDICIA established a
system of prompt corrective action to resolve the problems of undercapitalized institutions. Under this system, the federal banking
regulators are required to rate supervised institutions on the basis of five capital categories: &ldquo;well capitalized,&rdquo;
&ldquo;adequately capitalized,&rdquo; &ldquo;undercapitalized,&rdquo; &ldquo;significantly undercapitalized,&rdquo; and &ldquo;critically
undercapitalized;&rdquo; and to take certain mandatory actions (and are authorized to take other discretionary actions) with respect
to institutions in the three undercapitalized categories. The severity of the actions will depend upon the category in which the
institution is placed. A depository institution is &ldquo;well capitalized&rdquo; if it has a total risk based capital ratio of
10% or greater, a Tier 1 risk based capital ratio of 6% or greater, and a leverage ratio of 5% or greater and is not subject to
any order, regulatory agreement, or written directive to meet and maintain a specific capital level for any capital measure. An
&ldquo;adequately capitalized&rdquo; institution is defined as one that has a total risk based capital ratio of 8% or greater,
a Tier 1 risk based capital ratio of 4% or greater and a leverage ratio of 4% or greater (or 3% or greater in the case of a bank
with a composite CAMEL rating of 1).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">FDICIA generally prohibits
a depository institution from making any capital distribution, including the payment of cash dividends, or paying a management
fee to its holding company if the depository institution would thereafter be undercapitalized. Undercapitalized depository institutions
are subject to growth limitations and are required to submit capital restoration plans. For a capital restoration plan to be acceptable,
the depository institution&rsquo;s parent holding company must guarantee (subject to certain limitations) that the institution
will comply with such capital restoration plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">Significantly undercapitalized
depository institutions may be subject to a number of other requirements and restrictions, including orders to sell sufficient
voting stock to become adequately capitalized and requirements to reduce total assets and stop accepting deposits from correspondent
banks. Critically undercapitalized depository institutions are subject to the appointment of a receiver or conservator; generally
within 90 days of the date such institution is determined to be critically undercapitalized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2012, the Banks were
each deemed to be &ldquo;well capitalized.&rdquo; For more information regarding the capital condition of the Company, see Note
17 to the Consolidated Financial Statements appearing in Item 8 of Part II of this annual report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><B><I>The Collins Amendment provisions of
the Dodd-Frank Act</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Collins Amendment
provision of the Dodd-Frank Act imposes increased capital requirements in the future. The Collins Amendment also requires federal
banking regulators to establish minimum leverage and risk-based capital requirements to apply to insured depository institutions,
bank and thrift holding companies, and systemically important nonbank financial companies. These capital requirements must not
be less than the Generally Applicable Risk Based Capital Requirements and the Generally Applicable Leverage Capital Requirements
as of July 21, 2010, and must not be quantitatively lower than the requirements that were in effect for insured depository institutions
as of July 21, 2010. The Collins Amendment defines Generally Applicable Risk Based Capital Requirements and Generally Applicable
Leverage Capital Requirements to mean the risk-based capital requirements and minimum ratios of Tier 1 risk-based capital to average
total assets, respectively, established by the appropriate federal banking agencies to apply to insured depository institutions
under the Prompt Corrective Action provisions, regardless of total consolidated asset size or foreign financial exposure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><B><I>Basel III &mdash; Capital, Liquidity
and Stress Testing Requirements</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Basel Committee on
Banking Supervision (&ldquo;Basel&rdquo;) has drafted frameworks for the regulation of capital and liquidity of internationally
active banking organizations, generally referred to as &ldquo;Basel III&rdquo;. On June 7, 2012, the FRB issued a notice of proposed
rulemaking that would implement elements of Sections 165 and 166 of the Dodd-Frank Act that encompass certain aspects of Basel
III with respect to capital and liquidity. On November 9, 2012, following a public comment period, the U.S. federal banking agencies
issued a joint press release announcing that the January 1, 2013 effective date was being delayed so the agencies could consider
operational and transitional issues identified in the large volume of public comments received. It is anticipated that the U.S.
federal banking agencies will formalize the implementation of the Basel III framework applicable to domestic banks in the United
States during 2013. As proposed, the new rules, when implemented and fully phased-in, will require U.S. bank holding companies
to maintain higher levels of capital and liquidity than the minimums that currently apply under existing capital regulations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><U>Capital Requirements</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The Basel III final
capital framework, among other things, (i) formalizes a capital measure called &ldquo;Tier 1 Common Equity&rdquo; (&ldquo;T1CE&rdquo;),
(ii) specifies that Tier 1 capital consist only of T1CE and certain &ldquo;Additional Tier 1 capital&rdquo; instruments meeting
specified requirements, and (iii) defines T1CE narrowly by requiring that most adjustments to regulatory capital measures be made
to T1CE and not to the other components of capital. Requirements to maintain higher levels of capital could adversely impact our
return on equity. Management is evaluating the Company&rsquo;s capital levels and ratios to prepare for compliance with the fully
phased in Basel III capital requirements, if and when they become final.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><U>Liquidity Requirements</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Historically, regulation
and monitoring of bank and bank holding company liquidity has been addressed as a supervisory matter, without required formulaic
measures. The Basel III liquidity framework, however, requires banks and bank holding companies to measure their liquidity against
specific liquidity tests that, although similar in some respects to liquidity measures historically applied by banks and regulators
for management and supervisory purposes, going forward would be required by regulation. Current rules and proposals from the U.S.
federal banking agencies do not specifically address the Basel III liquidity requirements.</P>

<!-- Field: Page; Sequence: 11; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Deposit Insurance</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks are members of the FDIC and pay
an insurance premium on a quarterly basis. Deposits are insured by the FDIC through the Deposit Insurance Fund (the &ldquo;DIF&rdquo;)
and such insurance is backed by the full faith and credit of the United States Government. Under the Dodd-Frank Act, a permanent
increase in deposit insurance to $250,000 was authorized. The coverage limit is per depositor, per insured depository institution,
for each account ownership category.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Dodd-Frank Act also set a new minimum
DIF reserve ratio at 1.35% of estimated insured deposits. The FDIC is required to attain this ratio by September 30, 2020. The
Dodd-Frank Act required the FDIC to redefine the deposit insurance assessment base for an insured depository institution. Prior
to the Dodd-Frank Act, an institution&rsquo;s assessment base has historically been its domestic deposits, with some adjustments.
As redefined pursuant to the Dodd-Frank Act, an institution&rsquo;s assessment base is now an amount equal to the institution&rsquo;s
average consolidated total assets during the assessment period minus average tangible equity. Institutions with $1.0 billion or
more in assets at the end of a fiscal quarter must report their average consolidated total assets on a daily basis and report their
average tangible equity on an end-of-month balance basis. Institutions with less than $1.0 billion in assets at the end of a fiscal
quarter may opt to report average consolidated total assets and average tangible equity on a weekly and end-of-quarter basis, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Federal Deposit Insurance Reform Act
of 2005, which created the DIF, gave the FDIC greater latitude in setting the assessment rates for insured depository institutions
which could be used to impose minimum assessments. On May 22, 2009, the FDIC imposed an emergency insurance assessment of five
basis points in an effort to restore the DIF to an acceptable level. On November 12, 2009, the FDIC adopted a final rule requiring
insured depository institutions to prepay their estimated quarterly risk-based deposit assessments for the fourth quarter of 2009,
and for all of 2010, 2011, and 2012, on December 30, 2009, along with each institution&rsquo;s risk based deposit insurance assessment
for the third quarter of 2009. It was also announced that the assessment rate will increase by 3 basis points effective January
1, 2011. The prepayment will be accounted for as a prepaid expense to be amortized quarterly. The prepaid assessment will qualify
for a zero risk weight under the risk-based capital requirements. The Banks&rsquo; three-year prepaid assessment was $5.4 million.
The Banks expensed a total of $1.4 million in FDIC premiums during 2012. The FDIC has the flexibility to adopt actual deposit assessment
rates that are higher or lower than the total base assessment rates adopted without notice and comment, if certain conditions are
met.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">DIF-insured institutions pay a Financing
Corporation (&ldquo;FICO&rdquo;) assessment in order to fund the interest on bonds issued in the 1980s in connection with the failures
in the thrift industry. For the fourth quarter of 2012, the FICO assessment was equal to 0.660 basis points computed on assets
as required by the Dodd-Frank Act. These assessments will continue until the bonds mature in 2019.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The FDIC is authorized to conduct examinations
of and require reporting by FDIC-insured institutions. It is also authorized to terminate a depository bank&rsquo;s deposit insurance
upon a finding by the FDIC that the bank&rsquo;s financial condition is unsafe or unsound or that the institution has engaged in
unsafe or unsound practices or has violated any applicable rule, regulation, order or condition enacted or imposed by the bank&rsquo;s
regulatory agency. The termination of deposit insurance for either of the Banks would have a material adverse effect on our earnings,
operations and financial condition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><B>Bank Secrecy Act/Anti-Money Laundering</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Bank Secrecy Act
(&ldquo;BSA&rdquo;), which is intended to require financial institutions to develop policies, procedures, and practices to prevent
and deter money laundering, mandates that every national bank have a written, board-approved program that is reasonably designed
to assure and monitor compliance with the BSA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The program must, at
a minimum: (i) provide for a system of internal controls to assure ongoing compliance; (ii) provide for independent testing for
compliance; (iii) designate an individual responsible for coordinating and monitoring day-to-day compliance; and (iv) provide training
for appropriate personnel. In addition, state-chartered banks are required to adopt a customer identification program as part of
its BSA compliance program. State-chartered banks are also required to file Suspicious Activity Reports when they detect certain
known or suspected violations of federal law or suspicious transactions related to a money laundering activity or a violation of
the BSA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">In addition to complying
with the BSA, the Banks are subject to the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept
and Obstruct Terrorism Act of 2001 (the &ldquo;USA Patriot Act&rdquo;). The USA Patriot Act is designed to deny terrorists and
criminals the ability to obtain access to the United States&rsquo; financial system and has significant implications for depository
institutions, brokers, dealers, and other businesses involved in the transfer of money. The USA Patriot Act mandates that financial
service companies implement additional policies and procedures and take heightened measures designed to address any or all of the
following matters: (i) customer identification programs; (ii) money laundering; (iii) terrorist financing; (iv) identifying and
reporting suspicious activities and currency transactions; (v) currency crimes; and (vi) cooperation between financial institutions
and law enforcement authorities.</P>

<!-- Field: Page; Sequence: 12; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><B>Ability-to-Repay and
Qualified Mortgage Rule</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">Pursuant to the Dodd
Frank Act, the CFPB issued a final rule on January 10, 2013 (effective on January 10, 2014), amending Regulation Z, as implemented
by the Truth in Lending Act, that requires mortgage lenders to make a reasonable and good faith determination based on verified
and documented information that a consumer applying for a mortgage loan has a reasonable ability to repay the loan according to
its terms. Mortgage lenders are required to determine consumers&rsquo; ability to repay in one of two ways. The first alternative
requires the mortgage lender to consider the following eight underwriting factors when making the credit decision: (i) current
or reasonably expected income or assets; (ii) current employment status; (iii) the monthly payment on the covered transaction;
(iv) the monthly payment on any simultaneous loan; (v) the monthly payment for mortgage-related obligations; (vi) current debt
obligations, alimony, and child support; (vii) the monthly debt-to-income ratio or residual income; and (viii) credit history.
Alternatively, the mortgage lender can originate &ldquo;qualified mortgages,&rdquo; which are entitled to a presumption that the
creditor making the loan satisfied the ability-to-repay requirements. In general, a &ldquo;qualified mortgage&rdquo; is a mortgage
loan without negative amortization, interest-only payments, balloon payments, or terms exceeding 30 years. In addition, to be a
qualified mortgage the points and fees paid by a consumer cannot exceed three percent of the total loan amount. Qualified mortgages
that are &ldquo;higher-priced&rdquo; (e.g. subprime loans) garner a rebuttable presumption of compliance with the ability-to-repay
rules, while qualified mortgages that are not &ldquo;higher-priced&rdquo; (e.g. prime loans) are given a safe harbor of compliance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><B>Volcker Rule</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Dodd-Frank Act prohibits
insured depository institutions from engaging in proprietary trading except in limited circumstances, and prohibits them from owning
equity interests in excess of three percent (3%) of Tier 1 Capital in private equity and hedge funds (known as the &ldquo;Volcker
Rule&rdquo;). The FRB released a final rule on February 9, 2011 (effective on April 1, 2011) which requires a &ldquo;banking entity&rdquo;,
a term that is defined to include banks like the Banks, to bring its proprietary trading activities and investments into compliance
with the Dodd-Frank Act restrictions no later than two years after the earlier of: (i) July 21, 2012; or (ii) 12 months after the
date on which interagency final rules are adopted. Pursuant to the compliance date final rule, banking entities are permitted to
request an extension of this timeframe from the FRB. On October 11, 2011, the federal banking agencies released for comment proposed
regulations implementing the Volcker Rule. The public comment period closed on February 13, 2012 and a final rule has not yet been
published. The proposal has been criticized and there is no consensus as to what the provisions will ultimately include. The Banks
do not, nor intend to, engage in proprietary trading or own equity interests in private equity and hedge funds restricted by the
Dodd-Frank Act. However, the Banks intend to review the implications of the interagency rules on their investments once those rules
are issued and will plan for any adjustments of their activities or their holdings so that they will be in compliance by the announced
compliance date.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Federal Securities Laws</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The shares
of the Company&rsquo;s common stock are registered with the SEC under Section 12(b) of the Securities Exchange Act of 1934, as
amended (the &ldquo;Exchange Act&rdquo;), and listed on the NASDAQ Global Select Market. The Company is subject to information
reporting requirements, proxy solicitation requirements, insider trading restrictions and other requirements of the Exchange Act,
including the requirements imposed under the federal Sarbanes-Oxley Act of 2002 and the rules of The NASDAQ Stock Market, LLC.
Among other things, loans to and other transactions with insiders are subject to restrictions and heightened disclosure, directors
and certain committees of the Board must satisfy certain independence requirements, and the Company is generally required to comply
with certain corporate governance requirements.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Governmental Monetary and Credit Policies and Economic
Controls</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The earnings and growth of the banking
industry and ultimately of the Company are affected by the monetary and credit policies of governmental authorities, including
the FRB. An important function of the FRB is to regulate the national supply of bank credit in order to control recessionary and
inflationary pressures. Among the instruments of monetary policy used by the FRB to implement these objectives are open market
operations in U.S. Government securities, changes in the federal funds rate, changes in the discount rate of member bank borrowings,
and changes in reserve requirements against member bank deposits. These means are used in varying combinations to influence overall
growth of bank loans, investments and deposits and may also affect interest rates charged on loans or paid for deposits. The monetary
policies of the FRB authorities have had a significant effect on the operating results of commercial banks in the past and are
expected to continue to have such an effect in the future. In view of changing conditions in the national economy and in the money
markets, as well as the effect of actions by monetary and fiscal authorities, including the FRB, no prediction can be made as to
possible future changes in interest rates, deposit levels, loan demand or their effect on the business and earnings of the Company
and its subsidiaries.</P>

<!-- Field: Page; Sequence: 13; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>AVAILABLE INFORMATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains an Internet site
at <FONT STYLE="color: blue"><U>www.shbi.com</U></FONT> on which it makes available, free of charge, its Annual Report on Form
10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and all amendments to the foregoing as soon as reasonably practicable
after these reports are electronically filed with, or furnished to, the SEC. In addition, stockholders may access these reports
and documents on the SEC&rsquo;s web site at <FONT STYLE="color: Blue"><U>www.sec.gov</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Item 1A.</B> <B>RISK FACTORS.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The significant risks and uncertainties
related to us, our business and the Company&rsquo;s securities of which we are aware are discussed below. You should carefully
consider these risks and uncertainties before making investment decisions in respect of the Company&rsquo;s securities. Any of
these factors could materially and adversely affect our business, financial condition, operating results and prospects and could
negatively impact the market price of the Company&rsquo;s securities. If any of these risks materialize, you could lose all or
part of your investment in the Company. Additional risks and uncertainties that we do not yet know of, or that we currently think
are immaterial, may also impair our business operations. You should also consider the other information contained in this annual
report, including our financial statements and the related notes, before making investment decisions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Risks Relating to Our Business</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The Company may not be successful if it is not able to grow
its subsidiaries and their businesses.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&rsquo;s primary business activity
for the foreseeable future will be to act as the holding company of CNB, Talbot Bank, and its other subsidiaries. Therefore, the
Company&rsquo;s future profitability will depend on the success and growth of these subsidiaries. In the future, part of the Company&rsquo;s
growth may come from buying other banks and buying or establishing other companies. Such entities may not be profitable after they
are purchased or established, and they may lose money, particularly at first. A new bank or company may bring with it unexpected
liabilities, bad loans, or bad employee relations, or the new bank or company may lose customers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>A majority of our business is concentrated
in Maryland and Delaware, a significant amount of which is concentrated in real estate lending, so a decline in the local economy
and real estate markets could adversely impact our financial condition and results of operations.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Because most of our loans are made to customers
who reside on the Eastern Shore of Maryland and in Delaware, a decline in local economic conditions may have a greater effect on
our earnings and capital than on the earnings and capital of larger financial institutions whose loan portfolios are geographically
diverse. Further, we make many real estate secured loans, including construction and land development loans, all of which are in
greater demand when interest rates are low and economic conditions are good. Accordingly, a decline in local economic conditions
would likely have an adverse impact on our financial condition and results of operations, and the impact on us would likely be
greater than the impact felt by larger financial institutions whose loan portfolios are geographically diverse. We cannot guarantee
that any risk management practices that we implement to address our geographic and loan concentrations will be effective to prevent
losses relating to our loan portfolio.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The national and local economies have significantly
weakened during the past three years in large part due to the widely-reported problems in the sub-prime mortgage loan market and
the meltdown of the financial industry as a whole. As a result, real estate values across the country, including in our market
areas, have decreased and the general availability of credit, especially credit to be secured by real estate, has also decreased.
These conditions have made it more difficult for real estate owners and owners of loans secured by real estate to sell their assets
at the times and at the prices they desire. Not only has this impacted the demand for credit to finance the acquisition and development
of real estate, but it has also impaired the ability of banks, including the Banks, to sell real estate acquired through foreclosure.
In the case of real estate acquisition, construction and development projects that we have financed, these challenging economic
conditions have caused some of our borrowers to default on their loans. Because of the deterioration in the market values of real
estate collateral caused by the recession, banks, including the Banks, have been unable to recover the full amount due under their
loans when forced to foreclose on and sell real estate collateral. As a result, the Banks have realized significant impairments
and losses in their loan portfolios, which have materially and adversely impacted our financial condition and results of operations.
These conditions and their consequences are likely to continue until the nation fully recovers from the recent economic recession.
Management cannot predict the extent to which these conditions will cause future impairments or losses, nor can it provide any
assurances as to when, or if, economic conditions will improve.</P>

<!-- Field: Page; Sequence: 14; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Our concentrations of commercial real
estate loans could subject us to increased regulatory scrutiny and directives, which could force us to preserve or raise capital
and/or limit our future commercial lending activities.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The FRB and the FDIC, along with the other
federal banking regulators, issued guidance in December 2006 entitled &ldquo;Concentrations in Commercial Real Estate Lending,
Sound Risk Management Practices&rdquo; directed at institutions that have particularly high concentrations of commercial real estate
loans within their lending portfolios. This guidance suggests that these institutions face a heightened risk of financial difficulties
in the event of adverse changes in the economy and commercial real estate markets. Accordingly, the guidance suggests that institutions
whose concentrations exceed certain percentages of capital should implement heightened risk management practices appropriate to
their concentration risk. The guidance provides that banking regulators may require such institutions to reduce their concentrations
and/or maintain higher capital ratios than institutions with lower concentrations in commercial real estate. Based on our concentration
of commercial real estate and construction lending as of December 31, 2012, we may be subject to heightened supervisory scrutiny
during future examinations and/or be required to take steps to address our concentration and capital levels. Management cannot
predict the extent to which this guidance will impact our operations or capital requirements. Further, we cannot guarantee that
any risk management practices we implement will be effective to prevent losses relating from concentrations in our commercial real
estate portfolio.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Interest rates and other economic conditions will impact
our results of operations.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our results of operations may be materially
and adversely affected by changes in prevailing economic conditions, including declines in real estate values, rapid changes in
interest rates and the monetary and fiscal policies of the federal government. Our profitability is in part a function of the spread
between the interest rates earned on assets and the interest rates paid on deposits and other interest-bearing liabilities (<I>i.e.</I>,
net interest income), including advances from the Federal Home Loan Bank (the &ldquo;FHLB&rdquo;) of Atlanta. Interest rate risk
arises from mismatches (<I>i.e.</I>, the interest sensitivity gap) between the dollar amount of repricing or maturing assets and
liabilities. If more assets reprice or mature than liabilities during a falling interest rate environment, then our earnings could
be negatively impacted. Conversely, if more liabilities reprice or mature than assets during a rising interest rate environment,
then our earnings could be negatively impacted. Fluctuations in interest rates are not predictable or controllable. There can be
no assurance that our attempts to structure our asset and liability management strategies to mitigate the impact on net interest
income of changes in market interest rates will be successful in the event of such changes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Banks may experience credit losses
in excess of their allowances, which would adversely impact our financial condition and results of operations.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The risk of credit losses on loans varies
with, among other things, general economic conditions, the type of loan being made, the creditworthiness of the borrower over the
term of the loan and, in the case of a collateralized loan, the value and marketability of the collateral for the loan. Management
of each of the Banks bases the allowance for credit losses upon, among other things, historical experience, an evaluation of economic
conditions and regular reviews of delinquencies and loan portfolio quality. Based upon such factors, management makes various assumptions
and judgments about the ultimate collectability of the loan portfolio and provides an allowance for credit losses based upon a
percentage of the outstanding balances and for specific loans when their ultimate collectability is considered questionable. If
management&rsquo;s assumptions and judgments prove to be incorrect and the allowance for credit losses is inadequate to absorb
future losses, or if the bank regulatory authorities, as a part of their examination process, require our bank subsidiaries to
increase their respective allowance for credit losses, our earnings and capital could be significantly and adversely affected.
Moreover, future adjustments may be necessary if economic conditions differ substantially from the assumptions used or adverse
developments arise with respect to the Banks&rsquo; nonperforming or performing loans. Material additions to the allowance for
credit losses of one of the Banks would result in a decrease in that Bank&rsquo;s net income and capital and could have a material
adverse effect on our financial condition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The market value of our investments
might decline.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2012, we had classified
98% of our investment securities as available-for-sale pursuant to the Accounting Standards Codification (&ldquo;ASC&rdquo;) Topic
320 (&ldquo;ASC 320&rdquo;) of the Financial Accounting Standards Board (&ldquo;FASB&rdquo;) relating to accounting for investments.
ASC 320 requires that unrealized gains and losses in the estimated value of the available-for-sale portfolio be &ldquo;marked to
market&rdquo; and reflected as a separate item in stockholders&rsquo; equity (net of tax) as accumulated other comprehensive income.
The remaining investment securities are classified as held-to-maturity in accordance with ASC 320 and are stated at amortized cost.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the past, gains on sales of investment
securities have not been a significant source of income for us. There can be no assurance that future market performance of our
investment portfolio will enable us to realize income from sales of securities. Stockholders&rsquo; equity will continue to reflect
the unrealized gains and losses (net of tax) of these investments. There can be no assurance that the market value of our investment
portfolio will not decline, causing a corresponding decline in stockholders&rsquo; equity.</P>

<!-- Field: Page; Sequence: 15; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">CNB and Talbot Bank are members of the
FHLB of Atlanta. Prior to its merger with CNB, Felton Bank was a member of the FHLB of Pittsburgh. A member of the FHLB system
is required to purchase stock issued by the relevant FHLB bank based on how much it borrows from the FHLB and the quality of the
collateral pledged to secure that borrowing. Accordingly, our investments include stock issued by the FHLB of Atlanta and the FHLB
of Pittsburgh. These investments could be subject to future impairment charges and there can be no guaranty of future dividends.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management believes that several factors
will affect the market values of our investment portfolio. These include, but are not limited to, changes in interest rates or
expectations of changes, the degree of volatility in the securities markets, inflation rates or expectations of inflation and the
slope of the interest rate yield curve (the yield curve refers to the differences between shorter-term and longer-term interest
rates; a positively sloped yield curve means shorter-term rates are lower than longer-term rates). Also, the passage of time will
affect the market values of our investment securities, in that the closer they are to maturing, the closer the market price should
be to par value. These and other factors may impact specific categories of the portfolio differently, and management cannot predict
the effect these factors may have on any specific category.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Impairment of investment securities, goodwill, other intangible
assets, or deferred tax assets could require charges to earnings, which could result in a negative impact on our results of operations.
</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We are required to record a non-cash charge
to earnings when management determines that an investment security is other-than-temporarily impaired. In assessing whether the
impairment of investment securities is other-than-temporary, management considers the length of time and extent to which the fair
value has been less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability to retain
our investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value in the near
term.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Under current accounting standards, goodwill
is not amortized but, instead, is subject to impairment tests on at least an annual basis or more frequently if an event occurs
or circumstances change that reduce the fair value of a reporting unit below its carrying amount. A decline in the price of the
Company&rsquo;s common stock or occurrence of a triggering event following any of our quarterly earnings releases and prior to
the filing of the periodic report for that period could, under certain circumstances, cause us to perform a goodwill impairment
test and result in an impairment charge being recorded for that period which was not reflected in such earnings release. In the
event that we conclude that all or a portion of our goodwill may be impaired, a non-cash charge for the amount of such impairment
would be recorded to earnings. At December 31, 2012, we had recorded goodwill of $12.5 million, representing approximately 10.9%
of stockholders&rsquo; equity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In assessing the realizability of deferred
tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not
be realized. Assessing the need for, or the sufficiency of, a valuation allowance requires management to evaluate all available
evidence, both negative and positive, including the recent trend of quarterly earnings. Positive evidence necessary to overcome
the negative evidence includes whether future taxable income in sufficient amounts and character within the carryback and carry
forward periods is available under the tax law, including the use of tax planning strategies. When negative evidence (e.g., cumulative
losses in recent years, history of operating loss or tax credit carry forwards expiring unused) exists, more positive evidence
than negative evidence will be necessary. At December 31, 2012, our deferred tax assets were approximately $9.2 million.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The impact of each of these impairment
matters could have a material adverse effect on our business, results of operations, and financial condition. See Note 1 to the
Consolidated Financial Statements included in Item 9 of Part II of this annual report for further information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>We operate in a highly competitive market,
and our inability to effectively compete in our markets could have an adverse impact on our financial condition and results of
operations.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We operate in a competitive environment,
competing for loans, deposits, insurance products and customers with commercial banks, savings associations and other financial
entities. Competition for deposits comes primarily from other commercial banks, savings associations, credit unions, money market
and mutual funds and other investment alternatives. Competition for loans comes primarily from other commercial banks, savings
associations, mortgage banking firms, credit unions and other financial intermediaries. Competition for other products, such as
insurance and securities products, comes from other banks, securities and brokerage companies, insurance companies, insurance agents
and brokers, and other nonbank financial service providers in our market areas. Many of these competitors are much larger in terms
of total assets and capitalization, have greater access to capital markets, and/or offer a broader range of financial services
than those offered by us. In addition, banks with a larger capitalization and financial intermediaries not subject to bank regulatory
restrictions have larger lending limits and are thereby able to serve the needs of larger customers. Our growth and profitability
will depend upon our ability to attract and retain skilled managerial, marketing and technical personnel. Competition for qualified
personnel in the financial services industry is intense, and there can be no assurance that we will be successful in attracting
and retaining such personnel.</P>

<!-- Field: Page; Sequence: 16; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition, current banking laws facilitate
interstate branching, merger activity among banks, and expanded activities. Since September 1995, certain bank holding companies
have been authorized to acquire banks throughout the United States. Since June 1, 1997, certain banks have been permitted to merge
with banks organized under the laws of different states. As a result, interstate banking is now an accepted element of competition
in the banking industry and the Company may be brought into competition with institutions with which it does not presently compete.
Moreover, as discussed above, the GLB Act revised the BHC Act in 2000 and repealed the affiliation provisions of the Glass-Steagall
Act of 1933, which, taken together, limited the securities, insurance and other non-banking activities of any company that controls
an FDIC insured financial institution. These laws may increase the competition we face in our market areas in the future, although
management cannot predict the degree to which such competition will impact our financial condition or results of operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The banking industry is heavily regulated;
significant regulatory changes could adversely affect our operations.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our operations are and will be affected
by current and future legislation and by the policies established from time to time by various federal and state regulatory authorities.
The Company is subject to supervision by the FRB; CNB is subject to supervision and periodic examination by the Maryland Commissioner
and the FRB; and Talbot Bank is subject to supervision and periodic examination by the Maryland Commissioner and the FDIC. Banking
regulations, designed primarily for the safety of depositors, may limit a financial institution&rsquo;s growth and the return to
its investors by restricting such activities as the payment of dividends, mergers with or acquisitions by other institutions, investments,
loans and interest rates, interest rates paid on deposits, expansion of branch offices, and the offering of securities or trust
services. The Company and the Banks are also subject to capitalization guidelines established by federal law and could be subject
to enforcement actions to the extent that those institutions are found by regulatory examiners to be undercapitalized. It is not
possible to predict what changes, if any, will be made to existing federal and state legislation and regulations or the effect
that such changes may have on our future business and earnings prospects. Management also cannot predict the nature or the extent
of the effect on our business and earnings of future fiscal or monetary policies, economic controls, or new federal or state legislation.
Further, the cost of compliance with regulatory requirements may adversely affect our ability to operate profitably.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The full impact of the recently enacted Dodd-Frank Act is
currently unknown given that many of the details and substance of the new laws will be implemented through agency rulemakings,
but it will likely materially increase our regulatory expenses. </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On July 21, 2010, the Dodd-Frank Act was
signed into law. The Dodd-Frank Act represents a comprehensive overhaul of the financial services industry within the United States
and requires federal agencies to adopt nearly 250 new rules and conduct more than 60 studies over the course of the next few years,
ensuring that the federal regulations and implementing policies in these areas will continue to develop for the foreseeable future.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Significantly, the Dodd-Frank Act includes
the following provisions which affect the Company and/or the Banks:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">It established the CFPB, which directly regulates and supervises the Banks for compliance with
the CFPB&rsquo;s regulations and policies. The creation of the CFPB will directly impact the scope and cost of products and services
offered to consumers by the Bank and may have a significant effect on its financial performance.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">It revised the FDIC&rsquo;s insurance assessment methodology so that premiums are assessed based
upon the average consolidated total assets of the Banks less tangible equity capital.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">It permanently increased deposit insurance coverage to $250,000.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">It authorized the FRB to set debit interchange fees in an amount that is &ldquo;reasonable and
proportional&rdquo; to the costs incurred by processors and card issuers. Under the final rule issued by the FRB, there is a cap
of $0.21 per transaction (with a maximum of $.24 per transaction permitted if certain requirements are met). Implementation of
these caps went into effect on October 1, 2011.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">It imposes proprietary trading restrictions on insured depository institutions and their holding
companies that prohibit them from engaging in proprietary trading except in limited circumstances, and prevents them from owning
equity interests in excess of three percent (3%) of a bank&rsquo;s Tier 1 capital in private equity and hedge funds.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">It requires a phased-in exclusion of trust preferred securities as a component of Tier 1 capital
for certain bank holding companies.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Depository institution holding companies must now act as a &ldquo;source of strength&rdquo; for
their depository institution subsidiaries (previously, this had been limited to regulatory policy).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Pursuant to the Dodd-Frank Act, the CFPB recently issued a final rule requiring mortgage lenders
to make a reasonable and good faith determination based on verified and documented information that a consumer applying for a mortgage
loan has a reasonable ability to repay the loan according to its terms, or to originate &ldquo;qualified mortgages&rdquo; that
meet specific requirements with respect to terms, pricing and fees. The new rule also contains new disclosure requirements at mortgage
loan origination and in monthly statements. These requirements will likely require significant personnel resources and could have
a material adverse effect on our operations.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 17; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Based on the text of the Dodd-Frank Act
and the implementing regulations (both published and yet-to-be-published), it is anticipated that the costs to banks and their
holding companies may increase or fee income may decrease significantly, which could adversely affect our results of operations,
financial condition and/or liquidity. Moreover, compliance obligations will expose us to additional noncompliance risk and could
divert management&rsquo;s focus from the business of banking.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Consumer Financial Protection Bureau
may reshape the consumer financial laws through rulemaking and enforcement of the prohibitions against unfair, deceptive and abusive
business practices. Compliance with any such change may impact our business operations. </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The CFPB has broad rulemaking authority
to administer and carry out the provisions of the Dodd-Frank Act with respect to financial institutions that offer covered financial
products and services to consumers. The CFPB has also been directed to write rules identifying practices or acts that are unfair,
deceptive or abusive in connection with any transaction with a consumer for a consumer financial product or service, or the offering
of a consumer financial product or service. The concept of what may be considered to be an &ldquo;abusive&rdquo; practice is new
under the law. The full scope of the impact of this authority has not yet been determined as the CFPB has not yet released significant
supervisory guidance. Moreover, the Banks will be supervised and examined by the CFPB for compliance with the CFPB&rsquo;s regulations
and policies.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The costs and limitations related to this
additional regulatory reporting regimen have yet to be fully determined, although they may be material and the limitations and
restrictions that will be placed upon the Banks with respect to their consumer product offerings and services may produce significant,
material effects on our profitability. As of the date of this annual report, the CFPB has not examined the Banks.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Bank regulators and other regulations,
including proposed Basel III capital standards, may require higher capital levels, impacting our ability to pay dividends or repurchase
our stock.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In June 2012, the U.S. federal banking
agencies issued three Notices of Proposed Rulemaking that would revise and replace the agencies&rsquo; current capital rules to
align with the BASEL III capital standards and meet certain requirements of the Dodd-Frank Act. Certain requirements of the proposed
rules would establish more restrictive capital definitions, higher risk-weightings for certain asset classes, capital buffers,
and higher minimum capital ratios. The proposed rules were in a comment period through October 22, 2012 and are subject to further
modification by the agencies, as the release of the final rules has been deferred indefinitely. If adopted, our ability to use
our capital resources could be materially limited and/or we could be required to raise additional capital by issuing common stock.
The issuance of additional shares of common stock may dilute existing stockholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Customer concern about deposit insurance may cause a decrease
in deposits held at the Banks.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">With increased concerns about bank failures
over the past three years, customers increasingly are concerned about the extent to which their deposits are insured by the FDIC.
Customers may withdraw deposits from the Banks in an effort to ensure that the amount they have on deposit with us is fully insured.
Decreases in deposits may adversely affect our funding costs and net income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Our funding sources may prove insufficient to replace deposits
and support our future growth.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We rely on customer deposits, advances
from the FHLB, and lines of credit at other financial institutions to fund our operations. Although we have historically been able
to replace maturing deposits and advances if desired, no assurance can be given that we would be able to replace such funds in
the future if our financial condition or the financial condition of the FHLB or market conditions were to change. Our financial
flexibility will be severely constrained and/or our cost of funds will increase if we are unable to maintain our access to funding
or if financing necessary to accommodate future growth is not available at favorable interest rates. Finally, if we are required
to rely more heavily on more expensive funding sources to support future growth, our revenues may not increase proportionately
to cover our costs. In this case, our profitability would be adversely affected.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition, the FRB has issued rules pursuant
to the Dodd-Frank Act governing debit card interchange fees that apply to institutions with greater than $10 billion in assets.
Although we are not subject to these rules, market forces may effectively require all banks to adopt debit card interchange fee
structures that comply with these rules, in which case our non-interest income for future periods could be materially and adversely
affected.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 18; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The loss of key personnel could disrupt
our operations and result in reduced earnings.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our growth and profitability will depend
upon our ability to attract and retain skilled managerial, marketing and technical personnel. Competition for qualified personnel
in the financial services industry is intense, and there can be no assurance that we will be successful in attracting and retaining
such personnel. Our current executive officers provide valuable services based on their many years of experience and in-depth knowledge
of the banking industry. Due to the intense competition for financial professionals, these key personnel would be difficult to
replace and an unexpected loss of their services could result in a disruption to the continuity of operations and a possible reduction
in earnings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Our lending activities subject us to
the risk of environmental liabilities.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A significant portion of our loan portfolio
is secured by real property. During the ordinary course of business, we may foreclose on and take title to properties securing
certain loans. In doing so, there is a risk that hazardous or toxic substances could be found on these properties. If hazardous
or toxic substances are found, we may be liable for remediation costs, as well as for personal injury and property damage. Environmental
laws may require us to incur substantial expenses and may materially reduce the affected property&rsquo;s value or limit our ability
to use or sell the affected property. In addition, future laws or more stringent interpretations of enforcement policies with respect
to existing laws may increase our exposure to environmental liability. Although we have policies and procedures to perform an environmental
review before initiating any foreclosure action on real property, these reviews may not be sufficient to detect all potential environmental
hazards. The remediation costs and any other financial liabilities associated with an environmental hazard could have a material
adverse effect on our financial condition and results of operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>We may be subject to other claims.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We may from time to time be subject to
claims from customers for losses due to alleged breaches of fiduciary duties, errors and omissions of employees, officers and agents,
incomplete documentation, the failure to comply with applicable laws and regulations, or many other reasons. Also, our employees
may knowingly or unknowingly violate laws and regulations. Management may not be aware of any violations until after their occurrence.
This lack of knowledge may not insulate the Company or our subsidiaries from liability. Claims and legal actions may result in
legal expenses and liabilities that may reduce our profitability and hurt our financial condition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>We may be adversely affected by other
recent legislation.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As discussed above, the GLB Act repealed
restrictions on banks affiliating with securities firms and it also permitted bank holding companies that become financial holding
companies to engage in additional financial activities, including insurance and securities underwriting and agency activities,
merchant banking, and insurance company portfolio investment activities that are currently not permitted for bank holding companies.
Although the Company is a financial holding company, this law may increase the competition we face from larger banks and other
companies. It is not possible to predict the full effect that this law will have on us.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Sarbanes-Oxley Act
of 2002 requires management of publicly traded companies to perform an annual assessment of their internal controls over financial
reporting and to report on whether the system is effective as of the end of the Company&rsquo;s fiscal year. Disclosure of significant
deficiencies or material weaknesses in internal controls could cause an unfavorable impact to stockholder value by affecting the
market value of the Company&rsquo;s stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The USA Patriot Act requires certain financial
institutions, such as the Banks, to maintain and prepare additional records and reports that are designed to assist the government&rsquo;s
efforts to combat terrorism. This law includes sweeping anti-money laundering and financial transparency laws and required additional
regulations, including, among other things, standards for verifying client identification when opening an account and rules to
promote cooperation among financial institutions, regulators and law enforcement entities in identifying parties that may be involved
in terrorism or money laundering. If we fail to comply with this law, we could be exposed to adverse publicity as well as fines
and penalties assessed by regulatory agencies.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 19; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>We may not be able to keep pace with
developments in technology in which case we may become less competitive and lose customers.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We use various technologies in our business,
including telecommunication, data processing, computers, automation, internet-based banking, and debit cards. Technology changes
rapidly. Our ability to compete successfully with other banks and non-bank entities may depend on whether we can exploit technological
changes. We may not be able to exploit technological changes, and any investment we do make may not make us more profitable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Risks Relating to the Company&rsquo;s
Securities</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The shares of the Company&rsquo;s common stock are not insured.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The shares of the Company&rsquo;s common stock are not deposits
and are not insured against loss by the FDIC or any other governmental or private agency.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Company&rsquo;s ability to pay dividends
is limited.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&rsquo;s ability to pay dividends
is subject to the requirements of Maryland corporate laws, federal and state banking laws, and the policies and actions of our
regulators. Moreover, the Company&rsquo;s ability to pay dividends to stockholders is largely dependent upon its earnings in future
periods and upon the receipt of dividends from the Banks. Under corporate law, stockholders are entitled to dividends on their
shares of common stock if, when, and as declared by the Company&rsquo;s Board of Directors out of funds legally available for that
purpose. FRB guidance requires a bank holding company, like the Company, to consult with the FRB before paying dividends if the
Company&rsquo;s earnings do not exceed the aggregate amount of the proposed dividend. The FRB has the ability to prohibit a dividend
in such a situation. Both federal and state laws impose restrictions on the ability of the Banks to pay dividends. Federal law
prohibits the payment of a dividend by an insured depository institution if the depository institution is considered &ldquo;undercapitalized&rdquo;
or if the payment of the dividend would make the institution &ldquo;undercapitalized&rdquo;. Maryland banking law provides that
a state-chartered bank may pay dividends out of undivided profits or, with the prior approval of the Maryland Commissioner, from
surplus in excess of 100% of required capital stock. If, however, the surplus of a Maryland bank is less than 100% of its required
capital stock, then cash dividends may not be paid in excess of 90% of net earnings. In addition to these specific restrictions,
bank regulatory agencies also have the ability to prohibit proposed dividends by a financial institution that would otherwise be
permitted under applicable regulations if the regulatory body determines that such distribution would constitute an unsafe or unsound
practice. Both the Company and Talbot Bank are currently prohibited from paying any dividends without the consent of the FRB or
the FDIC and the Maryland Commissioner, respectively. Thus, even if the Company and/or Talbot Bank had cash sufficient under corporate
and banking laws to lawfully pay dividends, the FRB and/or the FDIC and the Maryland Commissioner could deny a request to do so.
Because of these limitations, there can be no guarantee that the Company&rsquo;s Board will declare dividends in any fiscal quarter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The shares of the Company&rsquo;s common stock are not heavily
traded.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Shares of the Company&rsquo;s common stock
are listed on the NASDAQ Global Select Market, but shares are not heavily traded. Securities that are not heavily traded can be
more volatile than stock trading in an active public market. Factors such as our financial results, the introduction of new products
and services by us or our competitors, and various factors affecting the banking industry generally may have a significant impact
on the market price of the shares of the common stock. Management cannot predict the extent to which an active public market for
the shares of the common stock will develop or be sustained in the future. Accordingly, holders of shares of the common stock may
not be able to sell them at the volumes, prices, or times that they desire.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Company&rsquo;s Articles of Incorporation
and By-Laws and Maryland law may discourage a corporate takeover.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&rsquo;s Amended and Restated
Articles of Incorporation, as supplemented (the &ldquo;Charter&rdquo;), and Amended and Restated By-Laws, as amended (the &ldquo;By-Laws&rdquo;),
contain certain provisions designed to enhance the ability of the Board of Directors to deal with attempts to acquire control of
the Company. The Charter and By-Laws provide for the classification of the Board into three classes; directors of each class generally
serve for staggered three-year periods. No director may be removed except for cause and then only by a vote of at least two-thirds
of the total eligible stockholder votes. The Charter gives the Board certain powers in respect of the Company&rsquo;s securities.
First, the Board has the authority to classify and reclassify unissued shares of stock of any class or series of stock by setting,
fixing, eliminating, or altering in any one or more respects the preferences, rights, voting powers, restrictions and qualifications
of, dividends on, and redemption, conversion, exchange, and other rights of, such securities. Second, a majority of the Board,
without action by the stockholders, may amend the Charter to increase or decrease the aggregate number of shares of stock or the
number of shares of stock of any class that the Company has authority to issue. The Board could use these powers, along with its
authority to authorize the issuance of securities of any class or series, to issue securities having terms favorable to management
to persons affiliated with or otherwise friendly to management.</P>

<!-- Field: Page; Sequence: 20; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Maryland law also contains anti-takeover
provisions that apply to the Company. The Maryland Business Combination Act generally prohibits, subject to certain limited exceptions,
corporations from being involved in any &ldquo;business combination&rdquo; (defined as a variety of transactions, including a merger,
consolidation, share exchange, asset transfer or issuance or reclassification of equity securities) with any &ldquo;interested
shareholder&rdquo; for a period of five years following the most recent date on which the interested shareholder became an interested
shareholder. An interested shareholder is defined generally as a person who is the beneficial owner of 10% or more of the voting
power of the outstanding voting stock of the corporation after the date on which the corporation had 100 or more beneficial owners
of its stock or who is an affiliate or associate of the corporation and was the beneficial owner, directly or indirectly, of 10%
or more of the voting power of the then outstanding stock of the corporation at any time within the two-year period immediately
prior to the date in question and after the date on which the corporation had 100 or more beneficial owners of its stock. The Maryland
Control Share Acquisition Act applies to acquisitions of &ldquo;control shares&rdquo;, which, subject to certain exceptions, are
shares the acquisition of which entitle the holder, directly or indirectly, to exercise or direct the exercise of the voting power
of shares of stock of the corporation in the election of directors within any of the following ranges of voting power: one-tenth
or more, but less than one-third of all voting power; one-third or more, but less than a majority of all voting power or a majority
or more of all voting power. Control shares have limited voting rights. The By-Laws exempt the Company&rsquo;s capital securities
from the Maryland Control Share Acquisition Act, but the Board has the authority to eliminate the exemption without stockholder
approval.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Although these provisions do not preclude
a takeover, they may have the effect of discouraging, delaying or deferring a tender offer or takeover attempt that a stockholder
might consider in his or her best interest, including those attempts that might result in a premium over the market price for the
common stock. Such provisions will also render the removal of the Board of Directors and of management more difficult and, therefore,
may serve to perpetuate current management. These provisions could potentially adversely affect the market price of the Company&rsquo;s
common stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 1B.&#9;Unresolved Staff Comments.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">None.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 2.&#9;Properties.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our offices are listed in the tables below.
The Company&rsquo;s main office is the same as Talbot Bank&rsquo;s main office. The Company owns real property at 28969 Information
Lane in Easton, Maryland, which houses the Operations, Information Technology and Finance departments of the Company and its subsidiaries,
and certain operations of The Avon-Dixon Agency, LLC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 85%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><B><I>The Talbot Bank of Easton, Maryland</I></B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt"><B>Branches</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center">&nbsp;</TD></TR>
<TR>
    <TD STYLE="width: 34%; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Main Office</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">18 East Dover Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD>
    <TD STYLE="width: 33%; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Elliott Road Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">8275 Elliott Road</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD>
    <TD STYLE="width: 33%; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Tred Avon Square Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">212 Marlboro Road</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">St. Michaels Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">1013 South Talbot Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">St. Michaels, Maryland 21663</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Sunburst Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">424 Dorchester Avenue</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Cambridge, Maryland 21613</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Tilghman Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">5804 Tilghman Island Road</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Tilghman, Maryland 21671</P></TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trappe Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">29349 Maple Avenue, Suite 1</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Trappe, Maryland 21673</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt"><B>ATMs</B></FONT></TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Memorial Hospital at Easton</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">219 South Washington Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Talbottown</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">218 North Washington Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 21; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 85%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><B><I>CNB</I></B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center"><FONT STYLE="font-size: 10pt"><B>Branches</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center">&nbsp;</TD></TR>
<TR>
    <TD STYLE="width: 34%; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Main Office</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">109 North Commerce Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Centreville, Maryland 21617</P></TD>
    <TD STYLE="width: 33%; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Route 213 South Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">2609 Centreville Road</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Centreville, Maryland 21617</P></TD>
    <TD STYLE="width: 33%; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Chester Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">300 Castle Marina Road</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Chester, Maryland 21619</P></TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Denton Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">850 South 5<SUP>th</SUP> Avenue</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Denton, Maryland 21629</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Grasonville Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">202 Pullman Crossing</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Grasonville, Maryland 21638</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Stevensville Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">408 Thompson Creek Road</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Stevensville, Maryland 21666</P></TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Tuckahoe Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">22151 WES Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Ridgely, Maryland 21660</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Washington Square Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">899 Washington Avenue</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Chestertown, Maryland 21620</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Felton Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">120 West Main Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Felton, Delaware 19943</P></TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Milford Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">698-A North Dupont Boulevard</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Milford, Delaware 19963</P></TD>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Camden Branch</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">4580 South DuPont Highway</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Camden, Delaware 19934</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Division Office - Wye Financial &amp; Trust</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">16 North Washington Street, Suite 1</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><B><I>The Avon-Dixon Agency, LL</I></B><I>C</I></FONT></TD></TR>
<TR>
    <TD COLSPAN="3" STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Headquarters</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">106 North Harrison Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Benefits Office</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">28969 Information Lane</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Centreville Office</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">105 Lawyers Row</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Centreville, Maryland 21617</P></TD></TR>
<TR>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>Elliott-Wilson Insurance, LLC</I></B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">106 North Harrison Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601<B> </B></P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>Mubell Finance, LLC</I></B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">106 North Harrison Street</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Easton, Maryland 21601</P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>Jack Martin &amp; Associates, Inc.</I></B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">135 Old Solomon&rsquo;s Island Road</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Annapolis, Maryland 21401</P></TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>Tri-State General Insurance Agencies and ESFS, Inc.</I></B></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">One Plaza East, 4<SUP>th</SUP> Floor</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Salisbury, Maryland 21802<B> </B></P></TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Talbot Bank owns the real property on which
all of its offices are located, except that it operates under leases at its St. Michaels, Tilghman and Trappe branches. CNB owns
the real property on which all of its Maryland offices are located, except that it operates under a lease at the office of Wye
Financial and Trust in Easton. CNB leases the real property on which all of its Delaware offices are located, except that it owns
the real property on which the Camden Branch is located. The Insurance Subsidiaries do not own any real property, but operate under
leases. For information about rent expense for all leased premises, see Note 4 to the Consolidated Financial Statements appearing
in Item 8 of Part II of this annual report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Item 3.&#9;Legal Proceedings.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">We are at times, in the
ordinary course of business, subject to legal actions. Management, upon the advice of counsel, believes that losses, if any, resulting
from current legal actions will not have a material adverse effect on our financial condition or results of operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 49.5pt; text-indent: -49.5pt"><B>Item 4.&#9;Mine Safety
Disclosures.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 49.5pt; text-indent: -49.5pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 49.5pt; text-indent: -49.5pt">This item is not applicable.</P>

<!-- Field: Page; Sequence: 22; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 49.5pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 49.5pt; text-indent: -49.5pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in 0pt 49.5pt; text-indent: -49.5pt"><B>Item 5.&#9;Market for
Registrant&rsquo;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>MARKET PRICE, HOLDERS AND CASH DIVIDENDS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The shares of the Company&rsquo;s common
stock are listed on the NASDAQ Global Select Market under the symbol &ldquo;SHBI&rdquo;. As of February 28, 2013, the Company had
approximately 1,563 holders of record. The high and low sales prices for the shares of common stock of the Company, as reported
on the NASDAQ Global Select Market, and the cash dividends declared on those shares for each quarterly period of 2012 and 2011
are set forth in the table below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 85%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Price Range</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Dividends</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Price Range</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Dividends</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">High</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Low</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Paid</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">High</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Low</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Paid</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 16%; font-size: 10pt; text-align: left; padding-left: 0">First Quarter</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">7.40</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">4.91</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">0.01</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-left: 0">11.11</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-left: 0">9.42</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-left: 0">0.06</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Second Quarter</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">7.45</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">5.51</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">10.21</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">6.51</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">0.01</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Third Quarter</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">6.33</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">4.98</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">7.06</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">3.95</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">0.01</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0">Fourth Quarter</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">6.98</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">4.65</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">6.13</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">4.20</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0">0.01</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right; padding-left: 0">0.01</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">0.09</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On February 28, 2013, the closing sales
price for the shares of common stock as reported on the NASDAQ Global Select Market was $6.68 per share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Stockholders received cash dividends totaling
$85 thousand and $760 thousand in 2012 and 2011, respectively. Dividends paid per share exceeded earnings per share in both 2012
and 2011. In an effort to preserve the Company&rsquo;s capital, the <FONT STYLE="color: #181818">quarterly cash dividend on common
stock was reduced from $0.06 to $0.01 per share, beginning with the dividend that was payable May 31, 2011</FONT>. On May 3, 2012,
the Company&rsquo;s Board of Directors voted to suspend quarterly cash dividends until further notice. As a general matter, the
payment of dividends is at the discretion of the Company&rsquo;s Board of Directors, based on such factors as operating results,
financial condition, capital adequacy, regulatory requirements, and stockholder return. The Company&rsquo;s ability to pay dividends
is limited by federal banking and state corporate law and is generally dependent on the ability of the Company&rsquo;s subsidiaries,
particularly the Banks, to declare dividends to the Company. Further, our regulators have the ability to prohibit the payment of
dividends even if dividends could otherwise be paid under applicable law if they determine that such payment would not be in our
best interests. As noted above, the Company and Talbot Bank are currently prohibited from paying any dividends without the prior
consent of their respective regulators. For more information regarding these dividend limitations, see Item 1A of Part I of this
annual report under the heading, &ldquo;The Company&rsquo;s ability to pay dividends is limited&rdquo;, which is incorporated herein
by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The transfer agent for the Company&rsquo;s
common stock is:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in">Registrar &amp; Transfer Company</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in">10 Commerce Drive</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in">Cranford, New Jersey 07016</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in">Investor Relations: 1-800-368-5948</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.75in">E-mail for investor inquiries: <FONT STYLE="color: Blue"><U>info@rtco.com</U></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 23; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The performance graph below compares the
cumulative total stockholder return on the common stock of the Company with the cumulative total return on the equity securities
included in the NASDAQ Composite Index (reflecting overall stock market performance), the NASDAQ Bank Index (reflecting changes
in banking industry stocks), and the SNL Small Cap Bank Index (reflecting changes in stocks of banking institutions of a size similar
to the Company) assuming in each case an initial $100 investment on December 31, 2007 and reinvestment of dividends as of the end
of the Company&rsquo;s fiscal years. Returns are shown on a total return basis. The performance graph represents past performance
and should not be considered to be an indication of future performance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_001.gif" ALT="" STYLE="height: 405px; width: 625px"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="22" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><B>Period Ending</B></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: italic bold 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 5.4pt">Index</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">12/31/07</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">12/31/08</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">12/31/09</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">12/31/10</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">12/31/11</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right; border-bottom: Black 1pt solid">12/31/12</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 16%; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left; padding-left: 5.4pt">Shore Bancshares, Inc.</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">100.00</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">112.36</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">70.50</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">52.33</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">25.86</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">27.11</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 5.4pt">NASDAQ Composite</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">100.00</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">60.02</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">87.24</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">103.08</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">102.26</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">120.42</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 5.4pt">NASDAQ Bank</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">100.00</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">78.46</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">65.67</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">74.97</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">67.10</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">79.64</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 5.4pt">SNL Small Cap Bank</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">100.00</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">84.06</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">59.08</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">72.17</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">68.94</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">80.30</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>ISSUER REPURCHASES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On February 2, 2006, the Company&rsquo;s
Board of Directors authorized the Company to repurchase up to 165,000 shares of its common stock over a period not to exceed 60
months. Since the expiration of that repurchase program on February 2, 2011, the Board has not authorized additional repurchases.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>EQUITY COMPENSATION PLAN INFORMATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Pursuant to the SEC&rsquo;s Regulation S-K Compliance and Disclosure
Interpretation 106.01, the information regarding the Corporation&rsquo;s equity compensation plans required by this Item pursuant
to Item 201(d) of Regulation S-K is located in Item 12 of Part III of this annual report and is incorporated herein by reference.</P>

<!-- Field: Page; Sequence: 24; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 6.&#9;Selected Financial Data.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth certain
selected financial data for the five years ended December 31, 2012, and is qualified in its entirety by the detailed statistical
and other information contained in this annual report, including &ldquo;Management&rsquo;s Discussion and Analysis of Financial
Condition and Results of Operations&rdquo; appearing in Item 7 of Part II of this annual report and the financial statements and
notes thereto appearing in Item 8 of Part II of this annual report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: white">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Years Ended December 31,</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands, except per share data)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2009</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2008</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold">RESULTS OF OPERATIONS:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 30%; font-size: 10pt; text-align: left">Interest income</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">45,901</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">50,852</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">55,461</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">58,789</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">61,474</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Interest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">10,562</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">11,088</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">12,822</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">17,411</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">21,555</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Net interest income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">35,339</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">39,764</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">42,639</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">41,378</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">39,919</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Provision for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">27,745</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">19,470</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">21,119</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">8,986</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,337</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Net interest income after provision for credit<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;losses</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">7,594</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,294</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">21,520</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">32,392</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">36,582</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Noninterest income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">15,758</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">17,318</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">18,041</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">19,541</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,350</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Noninterest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">39,555</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">39,167</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">41,720</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">40,248</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">38,370</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">(Loss) income before income taxes</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(16,203</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,555</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,159</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,685</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">18,562</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Income tax (benefit) expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(6,565</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(658</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(492</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">4,412</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">7,092</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Net (loss) income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(9,638</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(897</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7,273</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,470</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Preferred stock dividends and discount accretion</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,876</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">Net (loss) income available to common<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;shareholders</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(9,638</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(897</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">5,397</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">11,470</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold">PER COMMON SHARE DATA:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Net (loss) income &ndash; basic</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1.14</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">(0.11</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">(0.20</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">0.64</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">1.37</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Net (loss) income &ndash; diluted</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1.14</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(0.11</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(0.20</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.64</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.37</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Dividends paid</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.01</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.09</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.24</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.64</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.64</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Book value (at year end)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">13.48</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14.34</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14.51</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">15.18</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">15.16</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 10pt">Tangible book value (at year end)<SUP>1</SUP></FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">11.56</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.37</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.32</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.64</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.55</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">FINANCIAL CONDITION (at year end):</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">Loans</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">785,082</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">841,050</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">895,404</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">916,557</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">888,528</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">Assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,185,807</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,158,193</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,130,311</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,156,516</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,044,641</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">Deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,049,273</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,009,919</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">979,516</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">990,937</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">845,371</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">Long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">455</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">932</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,429</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7,947</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">114,026</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">121,249</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">122,513</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">127,810</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">127,385</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">PERFORMANCE RATIOS (for the year):</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Return on average total assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(0.82</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(0.08</TD><TD STYLE="font-size: 10pt; text-align: left">)%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(0.15</TD><TD STYLE="font-size: 10pt; text-align: left">)%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.48</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.13</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Return on average stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(8.07</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(0.74</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1.33</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.00</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9.22</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Net interest margin</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3.23</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.74</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.02</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.90</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.23</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">Efficiency ratio<SUP>2</SUP></FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">77.17</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">68.35</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">68.75</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">66.07</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">63.66</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Dividend payout ratio</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(0.88</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(81.82</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(120.00</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">100.00</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">46.72</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Average stockholders&rsquo; equity to average total<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10.18</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.66</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11.05</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11.96</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.30</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 8pt"><SUP>1</SUP>Total stockholders&rsquo;
equity, net of goodwill and other intangible assets, divided by the number of shares of common stock outstanding at year end.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 8pt"><SUP>2</SUP>Noninterest expense
as a percentage of total revenue (net interest income plus total noninterest income).&nbsp;&nbsp;Lower ratios indicate improved
productivity.</FONT></P>



<P STYLE="margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 25; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 7.&#9;Management&rsquo;s Discussion and Analysis of
Financial Condition and Results of Operations.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following discussion compares the Company&rsquo;s
financial condition at December 31, 2012 to its financial condition at December 31, 2011 and the results of operations for the
years ended December 31, 2012, 2011, and 2010. This discussion should be read in conjunction with the Consolidated Financial Statements
and the Notes thereto appearing in Item 8 of Part II of this annual report.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>PERFORMANCE OVERVIEW</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company recorded a net loss of $9.6
million in 2012, compared to a net loss of $897 thousand for 2011 and a net loss of $1.7 million for 2010. The basic and diluted
loss per common share was $1.14, $0.11 and $0.20 for 2012, 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">When comparing 2012 to 2011, the principal
factors for the difference in results were an $8.3 million increase in the provision for credit losses, a $4.4 million decline
in net interest income and a $1.3 million loss incurred to terminate the ineffective portion of a cash flow hedge. During 2012,
the slow economic recovery on the Delmarva Peninsula continued to negatively impact our loan portfolio performance and our overall
financial performance. For 2011, the main contributors to the lower net loss when compared to 2010 were a $1.7 million decrease
in goodwill and other intangible assets impairment charges and a $1.6 million decrease in the provision for credit losses, which
were partially offset by a decline in net interest income of $2.9 million.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Return on average assets was (0.82)% for
2012, compared to (0.08)% for 2011 and (0.15)% for 2010. Return on average stockholders&rsquo; equity for 2012 was (8.07)%, compared
to (0.74)% for 2011 and (1.33)% for 2010. Average assets were $1.172 billion for 2012, a 2.9% increase when compared to 2011. Average
loans decreased 6.8% to $814.2 million while average earning assets increased 2.7% to $1.098 billion. Average deposits increased
3.7% to $1.029 billion while average stockholders&rsquo; equity decreased 1.8% to $119.4 million for 2012. Comparing 2011 to 2010,
average assets increased less than 1.0%, average loans decreased 3.7%, and average earning assets remained relatively unchanged.
Average deposits increased 1.2% while average stockholders&rsquo; equity decreased 3.3% for 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>CRITICAL ACCOUNTING POLICIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&rsquo;s consolidated financial
statements are prepared in accordance with accounting principles generally accepted in the United States of America and follow
general practices within the industries in which it operates. Application of these principles requires management to make estimates,
assumptions, and judgments that affect the amounts reported in the financial statements and accompanying notes. These estimates,
assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this
information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain policies inherently
have a greater reliance on the use of estimates, assumptions, and judgments and as such have a greater possibility of producing
results that could be materially different than originally reported. Estimates, assumptions, and judgments are necessary when assets
and liabilities are required to be recorded at fair value, when a decline in the value of an asset not carried on the financial
statements at fair value warrants an impairment write-down or valuation reserve to be established, or when an asset or liability
needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial
statement volatility. The fair values and the information used to record valuation adjustments for certain assets and liabilities
are based on quoted market prices, collateral value or are provided by other third-party sources, when available.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The most significant accounting policies
that the Company follows are presented in Note 1 to the Consolidated Financial Statements. These policies, along with the disclosures
presented in the notes to the financial statements and in this discussion, provide information on how significant assets and liabilities
are valued in the financial statements and how those values are determined. Based on the valuation techniques used and the sensitivity
of financial statement amounts to the methods, assumptions, and estimates underlying those amounts, management has determined that
the accounting policy with respect to the allowance for credit losses to be the accounting area that requires the most subjective
or complex judgments, and, as such, could be most subject to revision as new information becomes available. Accordingly, the allowance
for credit losses is considered to be a critical accounting policy, along with goodwill and other intangible assets and fair value,
as discussed below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for credit losses represents
management&rsquo;s estimate of credit losses inherent in the loan portfolio as of the balance sheet date. Determining the amount
of the allowance for credit losses is considered a critical accounting estimate because it requires significant judgment and the
use of estimates related to the amount and timing of expected future cash flows on impaired loans, estimated losses on pools of
homogeneous loans based on historical loss experience, and consideration of current economic trends and conditions, all of which
may be susceptible to significant change. The loan portfolio also represents the largest asset type on the consolidated balance
sheets. Note 1 to the Consolidated Financial Statements describes the methodology used to determine the allowance for credit losses.
A discussion of the factors driving changes in the amount of the allowance for credit losses is included in the Provision for Credit
Losses and Risk Management section of this discussion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Goodwill represents the excess of the cost
of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that also
lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset
is capable of being sold or exchanged either on its own or in combination with a related contract, asset or liability. Goodwill
and other intangible assets are required to be recorded at fair value. Determining fair value is subjective, requiring the use
of estimates, assumptions and management judgment. Goodwill and other intangible assets with indefinite lives are tested at least
annually for impairment, usually during the third quarter, or on an interim basis if circumstances dictate. Intangible assets that
have finite lives are amortized over their estimated useful lives and also are subject to impairment testing. Impairment testing
requires that the fair value of each of the Company&rsquo;s reporting units be compared to the carrying amount of its net assets,
including goodwill. The Company&rsquo;s reporting units were identified based on an analysis of each of its individual operating
segments. If the fair value of a reporting unit is less than book value, an expense may be required to write down the related goodwill
or purchased intangibles to record an impairment loss.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 26; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company measures certain financial
assets and liabilities at fair value, with the measurements made on a recurring or nonrecurring basis. Significant financial instruments
measured at fair value on a recurring basis are investment securities and interest rate caps. Impaired loans and other real estate
and other assets owned are significant financial instruments measured at fair value on a nonrecurring basis. Fair value is defined
as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most
advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In
determining fair value, the Company is required to maximize the use of observable inputs and minimize the use of unobservable inputs,
reducing subjectivity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>RECENT ACCOUNTING PRONOUNCEMENTS AND
DEVELOPMENTS </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Note 1 to the Consolidated Financial Statements
discusses new accounting policies that the Company adopted during 2012 and the expected impact of accounting policies recently
issued or proposed but not yet required to be adopted. To the extent the adoption of new accounting standards materially affects
our financial condition, results of operations or liquidity, the impacts are discussed in the applicable section(s) of this discussion
and Notes to the Consolidated Financial Statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>RESULTS OF OPERATIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Net Interest Income and Net Interest Margin</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Net interest income remains the most significant
component of our earnings. It is the excess of interest and fees earned on total average earning assets (loans, investment securities,
federal funds sold and interest-bearing deposits with other banks) over interest owed on average interest-bearing liabilities (deposits
and borrowings). Tax-equivalent net interest income is net interest income adjusted for the tax-favored status of income from certain
loans and investments. As shown in the table below, tax-equivalent net interest income for 2012 was $35.5 million, an 11.2% decrease
from 2011. The decrease was primarily due to lower yields earned on average earning assets and a decline in higher-yielding average
loan balances. Tax-equivalent net interest income for 2011 decreased 6.8% from 2010 for the same reasons as the decline in net
interest income for 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Our net interest margin (<I>i.e.</I>, tax-equivalent
net interest income divided by average earning assets) represents the net yield on earning assets. The net interest margin is managed
through loan and deposit pricing and asset/liability strategies. The net interest margin was 3.23% for 2012, compared to 3.74%
for 2011, representing a decline of 51 basis points due to both the decrease in net interest income and increase in average earning
assets. The net interest margin declined 28 basis points in 2011 when compared to 2010 primarily due to a decrease in net interest
income. The net interest spread, which is the difference between the average yield on earning assets and the rate paid for interest-bearing
liabilities, was 3.02% for 2012, 3.52% for 2011 and 3.76% for 2010.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In December 2012, the Company decided to
partially exit the Promontory Insured Network Deposits Program (the &ldquo;IND Program&rdquo;) which it had participated in since
2009. The money market deposits associated with the program were $90 million at December 31, 2012 and are expected to decline by
$50 million during the first quarter of 2013. Interest rate caps were used to hedge the interest rates on these deposits; therefore,
a portion of the interest rate caps was terminated. By partially exiting the IND Program and terminating a portion of the interest
rate caps, money market deposit account balances and related interest expense are expected to decline. The lower money market deposit
account balances will reduce our excess liquidity and the lower related interest expense is expected to benefit the net interest
margin going forward. The effects of these transactions are expected to impact the Company&rsquo;s financial results beginning
in the first quarter of 2013. See the discussion below relating to interest expense and Note 20 in the Notes to Consolidated Financial
Statements for additional information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 27; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the major
components of net interest income, on a tax-equivalent basis, for the years ended December 31, 2012, 2011, and 2010.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Average</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Interest</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Yield/</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Average</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Interest</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Yield/</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Average</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Interest</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Yield</TD><TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Balance</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">(1)</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Rate</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Balance</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">(1)</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Rate</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Balance</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">(1)</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt; border-bottom: Black 1pt solid">/Rate</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">Earning assets</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt; width: 25%">Loans (2) (3)</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">814,167</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">42,808</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">5.26</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">873,155</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">47,688</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">5.46</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">906,732</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">52,118</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">5.75</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Investment securities:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">Taxable</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">134,697</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,815</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2.09</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">109,059</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,031</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.78</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">101,162</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,209</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.17</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">Tax-exempt</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,989</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">157</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5.25</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4,509</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">234</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5.19</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6,080</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">321</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5.29</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Federal funds sold</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10,185</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.10</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">23,808</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">25</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.10</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">39,770</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">60</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.15</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 9pt">Interest-bearing deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">135,813</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">274</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.20</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">58,927</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">93</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.16</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">14,520</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">18</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.12</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Total earning assets</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,097,851</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">46,064</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">4.20</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,069,458</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">51,071</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.78</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,068,264</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">55,726</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5.22</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 5.4pt">Cash and due from banks</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">20,256</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">19,198</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">16,567</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 5.4pt">Other assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">68,813</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">67,695</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">65,774</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Allowance for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(14,468</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">(16,408</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">(13,689</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Total assets</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">1,172,452</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 2.5pt double">1,139,943</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 2.5pt double">1,136,916</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">Interest-bearing liabilities</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Demand deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">160,741</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">294</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.18</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">145,533</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">300</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.21</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">130,297</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">315</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.24</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 0.25in">Money market and savings deposits (4)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">279,126</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3,279</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1.17</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">265,910</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,654</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.00</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">258,650</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,970</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.76</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 0.25in">Certificates of deposit, $100,000 or more</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">238,241</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3,442</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1.44</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">245,214</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,965</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.62</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">256,393</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5,128</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.00</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Other time deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">204,644</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3,486</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1.70</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">205,154</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">4,076</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.99</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">214,121</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">5,268</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.46</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">Interest-bearing deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">882,752</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10,501</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1.19</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">861,811</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,995</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.28</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">859,461</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12,681</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.48</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">Short-term borrowings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">14,976</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">45</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.30</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">15,319</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">56</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.37</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">16,348</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">83</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.51</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 9pt">Long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">341</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">16</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">4.61</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">814</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">37</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.50</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">1,304</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">58</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.41</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -8.55pt; padding-left: 26.55pt">Total interest-bearing liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">898,069</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10,562</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1.18</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">877,944</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">11,088</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.26</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">877,113</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">12,822</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.46</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">Noninterest-bearing deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">146,057</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">130,260</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">120,871</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 5.4pt">Other liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">8,967</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,243</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13,346</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">119,359</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">121,496</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 1pt solid">125,586</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -9pt; padding-left: 27pt">Total liabilities and stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">1,172,452</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 2.5pt double">1,139,943</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 2.5pt double">1,136,916</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">Net interest spread</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">35,502</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3.02</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 2.5pt double">39,983</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.52</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 2.5pt double">$</TD><TD STYLE="font-size: 10pt; text-align: right; border-bottom: Black 2.5pt double">42,904</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.76</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 5.4pt">Net interest margin</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3.23</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.74</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.02</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify">(1) All amounts are reported
on a tax-equivalent basis computed using the statutory federal income tax rate of 34.0%, exclusive of the alternative minimum tax
rate and nondeductible interest expense. The tax-equivalent adjustment amounts used in the above table to compute yields aggregated
$163 thousand in 2012, $219 thousand in 2011 and $265 thousand in 2010.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify">(2) Average loan balances include nonaccrual
loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify">(3) Interest income on loans includes amortized
loan fees, net of costs, and all are included in the yield calculations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify">(4) Interest on money market and savings
deposits includes an adjustment to expense related to interest rate caps and the hedged deposits from the Promontory Insured Network
Deposits Program associated with them. This adjustment increased interest expense by $2.0 million for 2012, $1.3 million for 2011
and $429 thousand for 2010.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On a tax-equivalent basis, total interest
income was $46.1 million for 2012, compared to $51.1 million for 2011 and $55.7 million for 2010. The decline in interest income
for both 2012 and 2011 was primarily due to loan activity. During 2012 and 2011, average loans decreased $59.0 million and $33.6
million, respectively, and the yield earned on loans decreased 20 and 29 basis points, respectively. Excluding average nonaccrual
loans, the yield on loans would have been 5.57%, 5.78% and 5.97% for 2012, 2011, and 2010, respectively. The changes in all other
average earning assets included an increase in interest-bearing deposits with other banks of $76.9 million and an increase of four
basis points in the related yield, which increased interest income $181 thousand. Beginning in 2011 and continuing in 2012, the
investment of excess cash from customers&rsquo; deposits shifted from federal funds sold to interest-bearing deposits in other
banks, primarily with the Federal Reserve Bank, to take advantage of higher yields on these deposits. While taxable investment
securities increased $25.6 million, the related yield declined 69 basis points, which reduced interest income by $216 thousand.
The yield on taxable investment securities decreased because the reinvestment rates on investment securities purchased during 2012
were lower than the yields on the investment securities that matured during the period. The remaining earning assets, federal funds
sold and tax-exempt investment securities, declined $13.6 million and $1.5 million, respectively. The yield on tax-exempt securities
increased six basis points while the yield on federal funds sold remained the same. The changes in the balances and yields of these
earning assets reduced interest income a combined $92 thousand.</P>

<!-- Field: Page; Sequence: 28; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Similarly for 2011, average interest-bearing
deposits and taxable investment securities increased $44.4 million and $7.9 million, respectively, and the yield on interest-bearing
deposits increased four basis points while the yield on taxable securities decreased 39 basis points. The changes in the balances
and yields of interest-bearing deposits increased interest income $75 thousand while the changes in taxable securities reduced
interest income $178 thousand when compared to 2010. Federal funds sold and tax-exempt investment securities declined $16.0 million
and $1.6 million, respectively, and the yields on these assets declined five and 10 basis points, respectively, which reduced interest
income by a combined $122 thousand.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As a percentage of total average earning
assets, loans, investment securities, federal funds sold and interest-bearing deposits were 74.2%,<FONT STYLE="color: red"> </FONT>12.5%
, 0.9% and 12.4%, respectively, for 2012. The comparable percentages were 81.7%,<FONT STYLE="color: red"> </FONT>10.6%, 2.2%, and
5.5%, respectively, for 2011 and 84.9%, 10.0%, 3.7% and 1.4%, respectively, for 2010. When comparing 2012 to 2011, the overall
decrease in yields on and average balances of earning assets both produced $2.5 million less in interest income, as seen in the
Rate/Volume Variance Analysis below. In 2011, the overall decrease in yields on earning assets produced $3.0 million less in interest
income and the decrease in average balances of earning assets produced $1.7 million less in interest income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Interest expense was $10.6 million for
2012, compared to $11.1 million for 2011 and $12.8 million for 2010. The decline in interest expense for both 2012 and 2011 was
primarily due to lower expense on time deposits partially offset by higher expense on money market and savings accounts. Interest
expense on time deposits (certificates of deposit of $100,000 or more and other time deposits) declined $1.1 million when compared
to 2011 due to a decrease of $7.5 million in average time deposits and a decrease of 23 basis points on rates paid on these deposits.
The decrease in average time deposits reflected a decrease in the Company&rsquo;s liquidity needs and the lower rates reflected
current market conditions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During 2012, average interest-bearing demand
deposits and money market and savings deposits increased $28.4 million, offsetting the decline in average time deposits. The rates
paid on average interest-bearing demand deposits decreased three basis points but the rates paid on money market and savings deposits
increased 17 basis points. The changes in average balances and rates paid on these deposits increased interest expense by $619
thousand when compared to 2011. Interest expense for money market deposits included $727 thousand more in 2012 than in 2011 related
to interest rate caps and the hedged deposits associated with them. During 2009, the Company bought the interest rate caps to effectively
fix the interest rate at 2.97% for five years on $70 million of the Company&rsquo;s money market deposit accounts related to our
participation in the IND Program. In December 2012, the Company decided to partially exit the IND Program as a way of decreasing
its excess liquidity and expects that these deposits, which were $90 million at December 31, 2012, will be reduced by $50 million
during the first quarter of 2013. As such, a portion of the interest rate caps used to hedge the interest rates on these deposits
was terminated. Because the interest rate caps qualified for hedge accounting, a $1.3 million loss on the termination of the ineffective
portion of the cash flow hedge was recognized at the end of 2012. By partially exiting the IND Program and terminating a portion
of the interest rate caps, the hedged money market deposit account balances associated with the interest rate caps and related
interest expense are expected to decline. The Company expects that the charge to interest expense associated with the hedged deposits
over the next 12 months will be approximately $1.5 million, which is $900 thousand less than if a portion of the cash flow hedge
had not been terminated. The lower money market deposit account balances will reduce our excess liquidity and the lower related
interest expense is expected to benefit the net interest margin going forward. The effects of these transactions are expected to
impact the Company&rsquo;s financial results beginning in the first quarter of 2013. <FONT STYLE="font-size: 10pt"> </FONT>See
Note 20 to the Consolidated Financial Statements for additional discussion regarding the effect of the interest rate caps on interest
expense.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For 2011, average time deposits decreased
$20.1 million and rates paid decreased 42 basis points, which lowered interest expense by $2.4 million when compared to 2010. Average
interest-bearing demand deposits and money market and savings deposits increased $22.5 million and the rates paid on these deposits
increased 13 basis points, which increased interest expense by $669 thousand when compared to 2010. Interest expense included $882
thousand more in 2011 than in 2010 related to the interest rate caps.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During 2012, lower rates on interest-bearing
liabilities produced $562 thousand less in interest expense and increased volume produced $36 thousand more in interest expense,
as shown in the table below. In 2011, lower rates produced $1.4 million less in interest expense and decreased volume produced
$372 thousand less in interest expense.</P>

<!-- Field: Page; Sequence: 29; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->29<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following Rate/Volume Variance Analysis
identifies the portion of the changes in tax-equivalent net interest income attributable to changes in volume of average balances
or to changes in the yield on earning assets and rates paid on interest-bearing liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012 over (under) 2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011 over (under) 2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Caused By</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Caused By</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Variance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Rate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Volume</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Variance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Rate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Volume</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">Interest income from earning assets:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Loans</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">(4,880</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">(1,715</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">(3,165</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">(4,430</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">(2,554</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">(1,876</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Taxable investment securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(216</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(843</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">627</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(178</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(415</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">237</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tax-exempt investment securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(77</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(80</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(87</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(6</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(81</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Federal funds sold</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(15</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(15</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(35</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(16</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(19</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-bearing deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">181</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">30</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">151</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">75</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">8</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">67</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(5,007</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(2,525</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(2,482</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(4,655</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,983</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,672</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Interest expense on deposits</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and borrowed funds:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Interest-bearing demand deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(6</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(41</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">35</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(15</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(46</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">31</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market and savings deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">625</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">484</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">141</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">684</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">628</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">56</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Time deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,113</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(996</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(117</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,355</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,923</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(432</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Short-term borrowings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(11</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(10</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(27</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(22</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(5</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(21</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(22</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(21</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(22</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total interest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(526</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(562</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">36</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,734</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,362</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(372</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net interest income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(4,481</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(1,963</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(2,518</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(2,921</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,621</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(1,300</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>The rate and volume variance for each
category has been allocated on a consistent basis between rate and volume variances, based on a percentage of rate, or volume,
variance to the sum of the absolute two variances.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Noninterest Income</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Noninterest income decreased $1.6 million,
or 9.0%, in 2012 when compared to 2011. This compared to a decrease of $723 thousand, or 4.0%, in 2011 when compared to 2010. The
decrease in noninterest income in 2012 when compared to 2011 was mainly due to a $1.3 million loss on the termination of a cash
flow hedge which is discussed above under the caption &ldquo;Net Interest Income and Net Interest Margin&rdquo;. The decline in
noninterest income for 2012 also included decreases in gains on sales of investment securities ($285 thousand) and service charges
on deposit accounts ($294 thousand), partially offset by an increase in insurance agency commissions ($456 thousand).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The decrease in noninterest income in 2011
when compared to 2010 was mainly due to declines in insurance agency commissions of $755 thousand, service charges on deposit accounts
of $412 thousand and other noninterest income of $179 thousand. The decline in insurance agency commissions reflected the ongoing
soft market in the insurance industry and the decline in service charges on deposit accounts reflected a decrease in customer use
of overdraft protection programs. The primary reason for the lower amount in other noninterest income was a $224 thousand gain
relating to the surrender of directors&rsquo; life insurance policies in 2010. In 2011, the decreases in noninterest income were
partially offset by $563 thousand in gains on sales of investment securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes our noninterest
income for the years ended December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Years Ended</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="14" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Change from Prior Year</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center">2012/11</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center">2011/10</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Percent</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Percent</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 23%; font-size: 10pt; text-align: left">Service charges on deposit accounts</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">2,551</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">2,845</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">3,257</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">(294</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">(10.3</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">(412</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">(12.6</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Trust and investment fee income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,644</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,563</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,503</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">81</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5.2</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">60</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.0</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Gains on sales of investment securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">278</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">563</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(285</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(50.6</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">563</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Insurance agency commissions income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">9,814</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,358</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,113</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">456</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">4.9</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(755</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(7.5</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Loss on termination of cash flow hedge</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,339</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,339</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Other noninterest income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">2,810</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">2,989</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,168</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(179</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(6.0</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(179</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(5.7</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">15,758</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">17,318</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">18,041</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(1,560</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(9.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(723</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(4.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 30; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->30<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Noninterest Expense</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Total noninterest expense increased $388 thousand, or 1.0%,
in 2012, compared to a decrease of $2.6 million, or 6.1%, in 2011. <FONT STYLE="color: black">The increase was primarily due to
higher s</FONT>alaries and wages ($593 thousand), write-downs of other real estate owned ($277 thousand) and other noninterest
expenses ($632 thousand) which was largely offset by a $1.3 million decline in goodwill impairment. Salaries and wages included
amounts relating to the hiring of a new executive vice president at The Talbot Bank of Easton, Maryland during the second quarter
of last year as part of that bank&rsquo;s succession plan, and a new lender at CNB for the Delaware region during the third quarter
of last year. Other noninterest expenses included higher amounts relating to collection expense for loans ($286 thousand) and provision
for off balance sheet credit losses ($216 thousand).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A significant portion of the decrease in
noninterest expense in 2011 when compared to 2010 was due to $1.7 million less in goodwill and other intangible assets impairment
charges. As a result of the 2011 annual assessment for goodwill and other intangible assets impairment, it was determined that
goodwill and other intangible assets were impaired primarily in our retail insurance business. The Company recorded goodwill impairment
charges of $1.2 million and other intangible assets impairment charges of $120 thousand. See Note 6 to the Consolidated Financial
Statements for further information regarding goodwill and other intangible assets. When comparing 2011 to 2010, in addition to
the large decrease in impairment charges, salaries and wages declined $652 thousand due to cost containment measures, FDIC insurance
premium expense declined $536 thousand due to regulatory changes in the calculation of the premium, and insurance agency commissions
expense declined $302 thousand. These decreases in expenses were somewhat offset by higher expenses related to write-downs of other
real estate owned and higher data processing charges related to the merger of The Felton Bank into CNB during the first quarter
of 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We had 312 full-time equivalent employees
at December 31, 2012, compared to 319 and 321 at December 31, 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table summarizes our noninterest expense for the
years ended December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">Years Ended</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="14" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">Change from Prior Year</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center; padding-bottom: 0; padding-left: 0; text-indent: 0">2012/11</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0; text-indent: 0">2011/10</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">2012</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">2011</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">2010</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">Amount</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">Percent</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">Amount</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0; text-indent: 0">Percent</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 20%; font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 0; text-indent: 0">Salaries and wages</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">17,418</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">16,825</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">17,477</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">593</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">3.5</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">%</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(652</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(3.7</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 0; text-indent: 0">Employee benefits</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">3,994</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">3,840</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">3,829</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">154</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">4.0</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">11</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">0.3</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 0; text-indent: 0">Occupancy expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">2,559</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">2,312</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">2,328</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">247</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">10.7</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0"></TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(16</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(0.7</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">Furniture and equipment expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">963</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,059</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,200</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(96</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(9.1</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(141</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(11.8</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">Data processing</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">2,717</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">2,852</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">2,607</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(135</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(4.7</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">245</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">9.4</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">Directors&rsquo; fees</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">474</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">500</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">412</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(26</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(5.2</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">88</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">21.4</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">Goodwill and other intangible assets impairment</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,344</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">3,051</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(1,344</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(100.0</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(1,707</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(55.9</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">Amortization of intangible assets</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">392</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">512</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">515</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(120</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(23.4</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(3</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(0.6</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">Insurance agency commissions expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,391</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,267</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,569</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">124</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">9.8</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(302</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(19.2</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">FDIC insurance premium expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,380</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,298</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,834</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">82</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">6.3</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(536</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">(29.2</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 0">Write-downs of other real estate owned</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,328</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">1,051</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">657</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">277</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">26.4</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">394</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0; text-indent: 0">60.0</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: 0; padding-left: 0">Other noninterest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">6,939</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">6,307</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">6,241</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">632</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">10.0</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">66</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">1.1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0; padding-left: 0">Total</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right; padding-left: 0; text-indent: 0">39,555</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">39,167</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">41,720</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right; padding-left: 0; text-indent: 0">388</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">1.0</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">(2,553</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 2.5pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(6.1</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">Income Taxes</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company reported an income tax benefit
of $6.6 million for 2012, compared to an income tax benefit of $658 thousand for 2011 and an income tax benefit of $492 thousand
for 2010. The effective tax rate was a 40.5% benefit for 2012, a 42.3% benefit for 2011 and a 22.8% benefit for 2010. The lower
tax rate for 2010 when compared to 2011 and 2012 reflected that $1.5 million of the goodwill impairment charge recorded in 2010
was not tax deductible.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>REVIEW OF FINANCIAL CONDITION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Asset and liability composition, capital
resources, asset quality, market risk, interest sensitivity and liquidity are all factors that affect our financial condition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Assets</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Total assets increased 2.4% from $1.158
billion at December 31, 2011 to $1.186 billion at December 31, 2012. Total assets increased 2.5% from the end of 2010 to the end
of 2011. Average total assets were $1.172 billion, $1.140 billion and $1.137 billion for 2012, 2011 and 2010, respectively. The
loan portfolio is the primary source of our income, and it represented 74.2%, 81.7% and 84.9% of average earning assets for 2012,
2011 and 2010, respectively.</P>

<!-- Field: Page; Sequence: 31; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->31<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">Funding for
loans is provided primarily by core deposits. Additional funding is obtained through short-term and long-term borrowings. Average
total deposits increased 3.7% to $1.029 billion at December 31, 2012, compared to a 1.2% increase for 2011. </FONT> <FONT STYLE="font-size: 10pt">Deposits
provided funding for approximately 93.7%, 92.8% and 91.8% of average earning assets for 2012, 2011 and 2010, respectively.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the average
balance of the components of average earning assets as a percentage of total average earning assets for the year ended December
31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.25in 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 90%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2009</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2008</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 30%; font-size: 10pt">Loans</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">74.2</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">81.7</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">84.9</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">85.5</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">87.8</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Investment securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">12.5</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.6</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.0</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8.6</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10.1</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Federal funds sold</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.9</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.2</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.7</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5.6</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.7</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Interest-bearing deposits with other banks</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">12.4</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5.5</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1.4</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">0.3</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">0.4</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Interest-Bearing Deposits with Other Banks and Federal Funds
Sold</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We invest excess cash balances (<I>i.e</I>.,
the excess cash remaining after funding loans and investing in securities with deposits and borrowings) in interest-bearing accounts
and federal funds sold offered by our correspondent banks. These liquid investments are maintained at a level that management believes
is necessary to meet current liquidity needs. Total interest-bearing deposits with other banks and federal funds sold increased
$68.8 million from $104.8 million at December 31, 2011 to $173.6 million at December 31, 2012. Average interest-bearing deposits
with other banks and federal funds sold increased $63.3 million to $146.0 million for the year ended December 31, 2012. Total interest-bearing
deposits with other banks and federal funds sold increased $46.5 million from the end of 2010 to the end of 2011. Average interest-bearing
deposits with other banks and federal funds sold increased $28.4 million in 2011. Beginning in 2010 and continuing through 2012,
the investment of excess cash from customers&rsquo; deposits shifted from federal funds sold to interest-bearing deposits in other
banks to take advantage of higher yields on these deposits. Average federal funds sold decreased $13.6 million and $16.0 million
in 2012 and 2011, respectively, while average interest-bearing deposits increased $76.9 million and $44.4 million in 2012 and 2011,
respectively.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Investment Securities</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The investment portfolio is structured
to provide us with liquidity and also plays an important role in the overall management of interest rate risk. Investment securities
available for sale are stated at estimated fair value based on quoted market prices. They represent securities which may be sold
as part of the asset/liability management strategy or which may be sold in response to changing interest rates. Net unrealized
holding gains and losses on these securities are reported net of related income taxes as accumulated other comprehensive income,
a separate component of stockholders&rsquo; equity. Investment securities in the held to maturity category are stated at cost adjusted
for amortization of premiums and accretion of discounts. We have the intent and current ability to hold such securities until maturity.
At December 31, 2012, 98% of the portfolio was classified as available for sale and 2% as held to maturity, compared to 95% and
5%, respectively, at December 31, 2011 and 94% and 6%, respectively, at December 31, 2010. The percentage of securities designated
as available for sale reflects the amount that management believes is needed to support our anticipated growth and liquidity needs.
With the exception of municipal securities, our general practice is to classify all newly-purchased securities as available for
sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Investment securities available for sale
were $145.5 million at the end of 2012 and $129.8 million at the end of 2011. Investment securities available for sale increased
$15.7 million, or 12.1%, for 2012, and $30.7 million, or 31.0%, for 2011. Investment activity for 2012 included sales of $6.0 million
in mortgage-backed securities which generated a gain of $278 thousand. Activity for 2011 included sales of U.S. Government agencies
and mortgage-backed securities of $12.7 million and $7.5 million, respectively, which generated gains of $314 thousand and $249
thousand, respectively. At year-end 2012, 24.8% of the securities in the portfolio were U.S. Government agencies and 74.8% of the
securities were mortgage-backed securities, compared to 32.5% and 67.1%, respectively, at year-end 2011, reflecting a continued
shift in the composition of the portfolio to higher-yielding mortgage-backed securities which began in 2011. Our investments in
mortgage-backed securities are issued or guaranteed by U.S. Government agencies or government-sponsored agencies.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Investment securities held to maturity,
consisting primarily of tax-exempt municipal bonds, totaled $2.7 million at December 31, 2012, compared to $6.5 million at December
31, 2011 and $6.7 million at December 31, 2010. The balance continues to decline because there were only maturities and no purchases
of investment securities held to maturity during 2012 and 2011. We do not typically invest in structured notes or other derivative
securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 32; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->32<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the maturities
and weighted average yields of the bond investment portfolio as of December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">1 Year or Less</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">1-5 Years</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">5-10 Years</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Over 10 Years</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Carrying</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Average</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Carrying</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Average</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Carrying</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Average</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Carrying</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0">Average</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-bottom: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Amount</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Yield</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Amount</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Yield</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Amount</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Yield</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Amount</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0">Yield</TD><TD STYLE="padding-bottom: 0; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0">Available for sale:</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 10%; font-size: 10pt; text-align: left; padding-bottom: 0">U.S. Government agencies</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">2,003</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0">0.71</TD><TD STYLE="width: 2%; font-size: 10pt; text-align: left; padding-bottom: 0">%</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">22,133</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0">0.62</TD><TD STYLE="width: 2%; font-size: 10pt; text-align: left; padding-bottom: 0">%</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">1,396</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0">2.65</TD><TD STYLE="width: 2%; font-size: 10pt; text-align: left; padding-bottom: 0">%</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">10,575</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0">4.41</TD><TD STYLE="width: 2%; font-size: 10pt; text-align: left; padding-bottom: 0">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 0">Mortgage-backed securities</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-bottom: 0">49</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">4.17</TD><TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-bottom: 0">83</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">4.48</TD><TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-bottom: 0">3,047</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">3.00</TD><TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-bottom: 0">105,601</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; padding-bottom: 0">2.07</TD><TD STYLE="padding-bottom: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">Total available for sale</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">2,052</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">0.79</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">22,216</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">0.64</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">4,443</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">2.89</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">116,176</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">2.27</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">Held to maturity:</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0"><FONT STYLE="font-size: 10pt">Obligations of states and political subdivisions<SUP>1</SUP></FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">145</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">6.52</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">1,001</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">4.36</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">1,007</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">4.67</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-bottom: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-bottom: 0">504</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">5.38</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left">%</TD></TR>
<TR>
    <TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0">&nbsp;</TD></TR>
</TABLE>


<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 8pt"><SUP>1</SUP><FONT STYLE="font-family: Times New Roman, Times, Serif">Yields
adjusted to reflect a tax equivalent basis assuming a federal tax rate of 34.0%.</FONT></FONT></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Loans</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At the end of 2012, loans declined when
compared to the prior year because fewer high-quality loan opportunities and the level of loan charge-offs continued to deter overall
loan growth. Loans totaled $785.1 million at December 31, 2012, a decrease of $56.0 million, or 6.7%, from 2011. Loans included
deferred costs net of deferred fees of $286 thousand at year-end 2012 and $188 thousand at year-end 2011. Most of our loans are
secured by real estate. Real estate loans are classified as construction, residential or commercial real estate loans. Total real
estate loans decreased $45.9 million, or 6.1%, from year-end 2011 to year-end 2012. The decrease in real estate loans was mainly
due to declines in residential real estate loans of $33.6 million, or 10.4%, and construction loans of $11.8 million, or 9.9%.
Commercial real estate loans declined slightly from the end of 2011. Commercial loans, which include financial and agricultural
loans, decreased $8.7 million, or 12.5%, and consumer loans, a small percentage of the overall loan portfolio, decreased $1.3 million,
or 9.2%, from the end of 2011 to the end of 2012. At December 31, 2012, 64.7% of the loan portfolio had fixed interest rates and
35.3% had adjustable interest rates. Loans decreased $54.4 million, or 6.1%, in 2011 when compared to 2010. At the end of 2011,
real estate loans decreased $39.5 million, or 5.0%, commercial loans decreased $13.3 million, or 16.1%, and consumer loans decreased
$1.6 million or, 9.6%, when compared to the end of 2010. See the discussion below under the caption &ldquo;Provision for Credit
Losses and Risk Management&rdquo; and Note 3, &ldquo;Loans and Allowance for Credit Losses&rdquo;, in the Notes to Consolidated
Financial Statements for additional information. At December 31, 2012 and 2011, there were no loans held for sale. We do not engage
in foreign or subprime lending activities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The table below sets forth trends in the
composition of the loan portfolio over the past five years (including net deferred loan fees/costs).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="18" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">December 31,</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">2009</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">2008</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 40%; font-size: 10pt; padding-left: 0">Construction</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">108,051</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-left: 0">119,883</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-left: 0">143,952</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-left: 0">161,437</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-left: 0">179,847</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">288,011</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">321,604</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">333,738</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">327,873</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">289,510</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">314,941</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">315,439</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">318,726</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">315,930</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">304,396</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">60,786</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">69,485</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">82,787</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">91,783</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">91,644</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">13,293</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0">14,639</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0">16,201</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0">19,534</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0">23,131</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0">785,082</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">841,050</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">895,404</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">916,557</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">888,528</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The table below sets forth the maturities and interest rate
sensitivity of the loan portfolio at December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Maturing within one year</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Maturing after one but within five years</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Maturing after five years</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 52%; font-size: 10pt">Construction</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">54,426</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">50,774</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">2,851</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">108,051</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">86,400</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">94,809</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">106,802</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">288,011</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">85,837</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">193,716</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">35,388</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">314,941</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">29,476</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,549</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,761</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">60,786</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">6,510</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5,743</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,040</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">13,293</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">262,649</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">365,591</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">156,842</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">785,082</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Rate terms:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;Fixed-interest rate loans</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">149,948</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">318,594</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">39,421</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">507,963</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;Adjustable-interest rate loans</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">112,701</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">46,997</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">117,421</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">277,119</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">262,649</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">365,591</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">156,842</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">785,082</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 33; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->33<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Deposits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We use core deposits primarily to fund
loans and to purchase investment securities. Total deposits increased from $1.010 billion at December 31, 2011 to $1.049 billion
at December 31, 2012. The increase in noninterest-bearing demand ($20.2 million), interest-bearing demand ($25.8 million), and
money market and savings deposits ($9.4 million) more than offset the decrease in time deposits ($16.1 million), primarily in certificates
of deposit of $100,000 or more ($18.7 million), net of an increase in other time deposits ($2.6 million). Average deposits increased
$36.7 million, or 3.7%, in 2012, compared to a 1.2% increase in 2011. Average noninterest-bearing deposits increased $15.8 million,
or 12.1%, which reflected continuing growth from our customer base. Average interest-bearing demand deposits, and money market
and savings deposits increased in aggregate $28.4 million, or 6.9%. Partially offsetting these increases, average time deposits
decreased $7.5 million, or 1.7%, during 2012 mainly due to a reduction in the Company&rsquo;s liquidity needs, a shift in customer
investment needs and a decline in deposits of a large municipal customer. As previously mentioned, in December 2012, the Company
decided to partially exit the IND Program and expects that the money market deposit accounts associated with the program will decline
by approximately $50 million during the first quarter of 2013 and reduce excess liquidity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Similar to 2012, average deposit growth
for 2011 was primarily in noninterest-bearing deposits, interest-bearing demand deposits, and money market and savings deposits
which increased in aggregate $31.9 million, or 6.3%. Average time deposits decreased $20.1 million, or 4.3%, during 2011 mainly
due to a reduction in the Company&rsquo;s liquidity needs and because the deposits of some of the local government municipalities
decreased due to reduced tax revenues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the average
balances of deposits and the percentage of each category to total average deposits for the years ended December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="22" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Average Balances</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt">Noninterest-bearing demand</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">146,057</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">14.2</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">130,260</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">13.1</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">120,871</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">12.3</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">Interest-bearing deposits</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Demand</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">160,741</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">15.6</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">145,533</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14.7</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">130,297</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13.3</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Money market and savings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">279,126</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">27.1</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">265,910</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">26.8</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">258,650</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">26.4</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Certificates of deposit, $100,000 or<BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;more</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">238,241</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">23.2</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">245,214</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">24.7</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">256,393</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">26.2</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other time deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">204,644</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">19.9</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">205,154</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">20.7</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">214,121</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">21.8</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">1,028,809</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">992,071</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">980,332</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">100.0</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the maturity
ranges of certificates of deposit with balances of $100,000 or more as of December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 60%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 84%; font-size: 10pt; padding-left: 0; padding-bottom: 0">Three months or less</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">$</TD><TD STYLE="width: 12%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">60,843</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-bottom: 0">Over three through 12 months</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">73,107</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">Over 12 months</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">91,308</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">225,258</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Short-Term Borrowings</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Short-term borrowings generally consist
of securities sold under agreements to repurchase and short-term borrowings from the FHLB. Securities sold under agreements to
repurchase are issued in conjunction with cash management services for commercial depositors. We also borrow from the FHLB on a
short-term basis and occasionally borrow from correspondent banks under federal fund lines of credit arrangements to meet short-term
liquidity needs. At December 31, 2012 and 2011, short-term borrowings included only repurchase agreements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The average balance of short-term borrowings
decreased $343 thousand, or 2.2%, in 2012, while the average balance decreased $1.0 million, or 6.3%, in 2011. The need for short-term
borrowings declined due to increases in average deposits and fewer funding requirements for loans during 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth our position
with respect to short-term borrowings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">2012</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">2011</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">2010</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0">Interest</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0">Interest</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-bottom: 0; padding-left: 0">Interest</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">Balance</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">Rate</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">Balance</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">Rate</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">Balance</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-bottom: 0; padding-left: 0">Rate</TD><TD STYLE="padding-bottom: 0; font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 0">Average outstanding for the year</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0">14,976</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0">0.30</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">%</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">15,319</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">0.37</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">%</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">16,348</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">0.51</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 0">Outstanding at year end</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0">13,761</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0">0.26</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">17,817</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">0.34</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">16,041</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">0.35</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 0">Maximum outstanding at any month end</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0">18,879</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-bottom: 0; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">18,251</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">18,447</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 0; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-bottom: 0; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 0; padding-left: 0">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 34; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->34<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Long-Term Debt</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We use long-term borrowings to meet longer
term liquidity needs, specifically to fund loan growth where liquidity from deposit growth is not sufficient. Average long-term
debt declined $473 thousand during 2012 and $490 thousand during 2011 because deposit growth was sufficient to meet funding needs.
Long-term debt at the end of 2012 and 2011 was $0 and $455 thousand, respectively. Long-term debt was related to the acquisition
of TSGIA and the final payment was made on October 1, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Capital Management</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Total stockholders&rsquo; equity for the
Company was $114.0 million at December 31, 2012, 6.0% lower than in the previous year. The decrease in stockholders&rsquo; equity
in 2012 was primarily due to the $9.6 million loss recorded. Stockholders&rsquo; equity at December 31, 2011 decreased 1.0% from
December 31, 2010. The decrease in stockholders&rsquo; equity in 2011 was primarily due to the $897 thousand loss recorded and
$760 thousand in dividends paid on shares of the common stock of the Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In 2012, the Board of Directors of the
Company voted to suspend quarterly cash dividends on common stock until further notice. In 2011, the Company reduced the <FONT STYLE="color: #181818">quarterly
cash dividend to $0.01 from $0.06 per share which was reduced in 2010 from $0.16 per share.</FONT> The reduction in dividends was
intended primarily to mitigate declines in stockholders&rsquo; equity and capital ratios. Even though stockholders&rsquo; equity
has decreased, the Company and the Banks continued to maintain capital at levels in excess of the risk-based capital guidelines
adopted by the federal banking agencies, as seen in the table below. At year-end 2012, the Company remained well in excess of regulatory
requirements for well-capitalized institutions. Being well capitalized should enable us to continue funding the costs to resolve
our problem loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: yellow">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We record unrealized holding gains (losses),
net of tax, on investment securities available for sale and on cash flow hedging activities as accumulated other comprehensive
income (loss), a separate component of stockholders&rsquo; equity. At December 31, 2012, the portion of the investment portfolio
designated as &ldquo;available for sale&rdquo; had net unrealized holding gains, net of tax, of $1.9 million, compared to net unrealized
holding gains, net of tax, of $1.4 million at December 31, 2011 and net unrealized holding gains, net of tax, of $970 thousand
at December 31, 2010. There were $1.2 million, $3.1 million and $2.8 million in net unrealized holding losses on cash flow hedging
activities at the end of 2012, 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On January 9, 2009, as a requirement of
its participation in the Troubled Asset Relief Program Capital Purchase Program (the &ldquo;TARP CPP&rdquo;) of the United States
Department of the Treasury (the &ldquo;Treasury&rdquo;), the Company issued a common stock purchase warrant covering 172,970 shares
of common stock (the &ldquo;Warrant&rdquo;) to the Treasury. On November 16, 2011, the Company paid $25,000 to repurchase the Warrant
from the Treasury. The repurchase price was based on the fair market value of the Warrant as agreed on by the Company and the Treasury.
With the repurchase of the Warrant, the Company concluded its participation in the TARP CPP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table compares the Company&rsquo;s capital ratios
to the minimum regulatory requirements as of December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Minimum <BR>Regulatory <BR>Requirements</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 52%; font-size: 10pt; text-align: left">Tier 1 capital</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">97,049</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">106,276</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">105,808</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Tier 2 capital</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10,159</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,641</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,249</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Total risk-based capital</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">107,208</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">116,917</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">117,057</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Net risk-weighted assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">805,108</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">846,936</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">895,581</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Adjusted average total assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,166,865</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,143,990</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,109,999</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Risk-based capital ratios:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tier 1</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">12.05</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.55</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11.81</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.0</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total capital</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">13.32</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13.80</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13.07</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8.0</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Tier 1 leverage ratio</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">8.32</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9.29</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9.53</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4.0</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">See Note 17 to the Consolidated Financial
Statements for further information about the regulatory capital positions of the Company and the Banks.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Provision for Credit Losses and Risk Management</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Originating loans involves a degree of
risk that credit losses will occur in varying amounts according to, among other factors, the types of loans being made, the credit-worthiness
of the borrowers over the terms of the loans, the quality of the collateral for the loans, if any, as well as general economic
conditions. The Company&rsquo;s Board of Directors demands accountability of management, keeping the interests of stockholders
in focus. Through the Company&rsquo;s and Banks&rsquo; Asset/Liability Management Committees and the Company&rsquo;s Audit Committee,
the Board actively reviews critical risk positions, including credit, market, liquidity and operational risk. The Company&rsquo;s
goal in managing risk is to reduce earnings volatility, control exposure to unnecessary risk, and ensure appropriate returns for
risk assumed. Senior members of management actively manage risk at the product level, supplemented with corporate level oversight
through the Asset/Liability Management Committee and internal audit function. The risk management structure is designed to identify
risk issues through a systematic process, enabling timely and appropriate action to avoid and mitigate risk.</P>

<!-- Field: Page; Sequence: 35; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->35<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Credit risk is mitigated through loan portfolio
diversification, limiting exposure to any single industry or customer, collateral protection, and standard lending policies and
underwriting criteria. The following discussion provides information and statistics on the overall quality of the Company&rsquo;s
loan portfolio. Note 1 to the Consolidated Financial Statements describes the accounting policies related to nonperforming loans
(nonaccrual, delinquent 90 days or more and troubled debt restructurings) and loan charge-offs and describes the methodologies
used to develop the allowance for credit losses, including the specific, formula and nonspecific components (also discussed below).
Management believes the policies governing nonperforming loans and charge-offs are consistent with regulatory standards. The amount
of the allowance for credit losses and the resulting provision are reviewed monthly by senior members of management and approved
quarterly by the Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance is increased by provisions
for credit losses charged to expense and recoveries of loans previously charged-off. It is decreased by loans charged-off in the
current period. Loans, or portions thereof, are charged off when considered uncollectible by management. Provisions for credit
losses are made to bring the allowance for credit losses within the range of balances that are considered appropriate based on
the results of the allowance methodology and to reflect losses within the loan portfolio as of the balance sheet date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The adequacy of the allowance for credit
losses is determined based on management&rsquo;s estimate of the inherent risks associated with lending activities, estimated fair
value of collateral, past experience and present indicators such as loan delinquency trends, nonaccrual loans and current market
conditions. Management believes the current allowance is adequate to provide for probable losses inherent in our loan portfolio;
however, future changes in the composition of the loan portfolio and financial condition of borrowers may result in additions to
the allowance. Examination of the portfolio and allowance by various regulatory agencies and consultants engaged by the Company
may result in the need for additional provisions based on information available at the time of the examination. Each of the Banks
maintains a separate allowance for credit losses, which is only available to absorb losses from their respective loan portfolios.
The allowance set by each of the Banks is subject to regulatory examination and determination as to its adequacy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for credit losses is comprised
of three parts: (i) the specific allowance; (ii) the formula allowance; and (iii) the nonspecific allowance. The specific allowance
is established against impaired loans until charge offs are made. Loans are considered impaired (i.e., nonaccrual loans and accruing
troubled debt restructurings) when it is probable that the Company will not collect all principal and interest payments according
to the loan&rsquo;s contractual terms. The formula allowance is determined based on management&rsquo;s assessment of industry trends
and economic factors in the markets in which we operate. The determination of the formula allowance involves a higher risk of uncertainty
and considers current risk factors that may not have yet manifested themselves in our historical loss factors. The nonspecific
allowance captures losses that have impacted the portfolio but have yet to be recognized in either the specific or formula allowance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The specific allowance is used to individually
allocate an allowance to loans identified as impaired. An impaired loan may involve deficiencies in the borrower&rsquo;s overall
financial condition, payment history, support available from financial guarantors and/or the fair market value of collateral. If
it is determined that there is a loss associated with an impaired loan, a specific allowance is established until a charge off
is made. Impaired loans, or portions thereof, are charged off when deemed uncollectible.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The formula allowance is used to estimate
the loss on internally risk-rated loans, exclusive of those identified as impaired. Loans are grouped by type (construction, residential
real estate, commercial real estate, commercial or consumer). Each loan type is assigned allowance factors based on management&rsquo;s
estimate of the risk, complexity and size of individual loans within a particular category. Loans that are identified as special
mention, substandard and doubtful are adversely rated. These loans are assigned higher allowance factors than favorably rated loans
due to management&rsquo;s concerns regarding collectability or management&rsquo;s knowledge of particular elements regarding the
borrower.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The nonspecific allowance is used to estimate
the loss on loans stemming from more global factors such as delinquencies, loss history, trends in volume and terms of loans, effects
of changes in lending policy, the experience and depth of management, national and local economic trends, concentrations of credit,
the quality of the loan review system and the effect of external factors such as competition and regulatory requirements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The slow economic recovery on the Delmarva
Peninsula materially impacted our performance in 2012. Because most of our loans are secured by real estate, the lack of a meaningful
upturn in real estate related activities in our local real estate market and construction industry and slow improvement in general
economic conditions have had a material adverse effect on the performance of our loan portfolio and the value of the collateral
securing that portfolio. Factors impeding our loan performance and overall financial performance include our levels of loan charge-offs
and provisions for credit losses<B>.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As seen in the table below, the allowance
for credit losses was $16.0 million, or 1.96% of average outstanding loans at December 31, 2012, compared to an allowance of $14.3
million, or 1.64% of average outstanding loans at December 31, 2011. At December 31, 2010, the allowance for credit losses was
$14.2 million, or 1.57% of average outstanding loans. The ratio of net charge-offs to average loans was 3.20% in 2012, 2.22% in
2011 and 1.96% in 2010.</P>

<!-- Field: Page; Sequence: 36; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->36<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The provision for credit losses was $27.7
million for 2012, compared to $19.5 million and $21.1 million for 2011 and 2010, respectively. The level of provision for credit
losses was primarily in response to loan charge-offs. Net loan charge-offs totaled $26.0 million in 2012, $19.4 million in 2011
and $17.8 million in 2010. Real estate loans were 77%, 83% and 77% of total loans charged off during 2012, 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Although credit quality has been negatively
impacted by weak economic conditions, we continue to observe strong underwriting guidelines. However, when problem loans are identified,
management takes prompt action to quantify and minimize losses in its focused efforts to dispose of existing problem loans. Management
expects to continue charging off nonperforming assets as rapidly as possible, to enable the Company to improve its overall credit
quality and permanently reduce problem loans. In appropriate cases, management also works with borrowers in an effort to reach
mutually acceptable resolutions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth a summary
of our loan loss experience for the years ended December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; color: black; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; color: black; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; color: black; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; color: black; text-align: center; border-bottom: Black 1pt solid">2009</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; color: black; text-align: center; border-bottom: Black 1pt solid">2008</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 40%; font-size: 10pt; color: black; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Balance, beginning of year</TD><TD STYLE="width: 2%; font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">14,288</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">14,227</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">10,876</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">9,320</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">7,551</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-left: 5.4pt">Loans charged off</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; padding-left: 9pt">Construction</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">(7,826</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(4,236</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(7,910</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(674</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(536</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-left: 9pt">Residential real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">(9,838</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(7,693</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(5,818</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(2,621</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(316</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-left: 9pt">Commercial real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">(2,954</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(5,037</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(492</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(1,695</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(238</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; padding-left: 9pt">Commercial</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">(5,451</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(3,388</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(3,710</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(2,304</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(447</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt; padding-left: 9pt">Consumer</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">(576</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(202</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(589</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(417</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(276</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">(26,645</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(20,556</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(18,519</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(7,711</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">(1,813</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; padding-left: 5.4pt">Recoveries</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; padding-left: 9pt">Construction</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">6</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">49</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">14</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">2</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-left: 9pt">Residential real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">102</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">120</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">215</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">70</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">19</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-left: 9pt">Commercial real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">166</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">361</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">108</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">6</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; padding-left: 9pt">Commercial</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">304</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">549</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">214</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">66</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">136</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt; padding-left: 9pt">Consumer</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">25</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">68</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">200</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">137</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">90</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt; padding-left: 5.4pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">603</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">1,147</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">751</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">281</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">245</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-left: 5.4pt">Net loans charged off</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">(26,042</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(19,409</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(17,768</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(7,430</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">(1,568</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Provision for credit losses</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">27,745</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">19,470</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">21,119</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">8,986</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">3,337</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">Balance, end of year</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: right">15,991</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">14,288</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">14,227</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">10,876</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">9,320</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt; padding-left: 5.4pt">Average loans outstanding</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: right">814,167</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">873,155</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">906,732</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">913,631</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">837,739</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; text-indent: -9pt; padding-left: 9pt">Percentage of net charge-offs to average loans outstanding during the year</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">3.20</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">2.22</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">1.96</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">0.81</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">0.19</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; text-indent: -9pt; padding-left: 9pt">Percentage of allowance for credit losses at year end to average loans</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">1.96</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">1.64</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">1.57</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">1.19</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">1.11</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During 2012, there was no significant change
in the processes or assumptions affecting the allowance methodology. Included in the balance of the allowance for credit losses
were specific reserves of $2.2 million, $1.5 million and $203 thousand for real estate loans at the end of 2012, 2011 and 2010,
respectively. As seen in the table below, the unallocated portion of the allowance for credit losses was a fairly small amount
of the total allowance at the end of 2012 ($187 thousand), 2011 ($22 thousand) and 2010 ($343 thousand). As stated previously,
most of our loans are secured by real estate with the portfolio comprised of 13.8% construction, 36.7% residential real estate
and 40.1% commercial real estate at December 31, 2012. That compares to 14.3%, 38.2% and 37.5%, respectively, at December 31, 2011
and 16.1%, 37.3% and 35.6 %, respectively, at December 31, 2010.</P>

<!-- Field: Page; Sequence: 37; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->37<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the allocation
of the allowance for credit losses and the percentage of loans in each category to total loans for the years ended December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">2012</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">2011</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">2010</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">2009</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">2008</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">% of</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">% of</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">% of</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">% of</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center"><FONT STYLE="font-size: 8pt">% of</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">(Dollars in thousands)</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Amount</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Loans</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Amount</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Loans</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Amount</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Loans</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Amount</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Loans</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Amount</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 8pt">Loans</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; width: 20%"><FONT STYLE="font-size: 8pt">Construction</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">4,387</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">13.8</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">3,745</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">14.3</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">3,327</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">16.1</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">2,630</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">17.6</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">2,749</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="width: 5%; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">20.2</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">Residential real estate</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">5,194</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">36.7</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">5,014</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">38.2</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">4,833</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">37.3</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">1,528</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">35.8</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">644</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">32.6</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">Commercial real estate</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">4,134</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">40.1</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">3,415</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">37.5</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">3,665</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">35.6</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">3,947</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">34.5</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">3,357</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">34.3</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">Commercial</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">1,682</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">7.7</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">1,498</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">8.3</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">1,422</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">9.2</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">2,132</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">10.0</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">2,073</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">10.3</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">Consumer</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">407</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">1.7</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">594</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">1.7</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">637</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">1.8</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">515</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">2.1</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">281</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">2.6</FONT></TD><TD STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">Unallocated</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">187</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">22</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">343</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">124</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">216</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">-</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total</FONT></TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-size: 8pt">15,991</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 8pt">100.0</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">14,288</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">100.0</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">14,227</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">100.0</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">10,876</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">100.0</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">9,320</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 8pt">100.0</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left"><FONT STYLE="font-size: 8pt">%</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">Nonperforming
assets were $96.9 million, $88.7 million and $69.6 million at December 31, 2012, 2011 and 2010, respectively. For 2012, t<FONT STYLE="color: black">otal
nonperforming assets increased $8.3 million, primarily due to a $27.1 million increase in accruing troubled debt restructurings
net of an $18.8 million decrease in the other components of nonperforming assets. The change in the components of nonperforming
assets reflected our continued effort to either develop concessionary workouts relating to problem loans or remove problem loans
from our portfolio. </FONT>See Note 19 to the Consolidated Financial Statements for further information about the changes in the
balances of nonaccrual loans and accruing troubled debt restructurings.</FONT> <FONT STYLE="font-size: 10pt">For 2011, t<FONT STYLE="color: black">otal
nonperforming assets increased $19.1 million, primarily due to $15.2 million and $5.7 million in higher amounts of nonaccrual loans
and other real estate owned, respectively, which was partially offset by a $2.0 million decline in loans 90 days or more past due
and still accruing. A</FONT>ccruing troubled debt restructurings increased $251 thousand from the end of 2010 to the end of 2011.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes our nonperforming
and past due assets as of December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; color: black; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; color: black; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="font-size: 10pt; color: black; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2009</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2008</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; color: black">Nonperforming assets</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; color: black">&nbsp;&nbsp;&nbsp;Nonaccrual loans</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 40%; font-size: 10pt; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</TD><TD STYLE="width: 2%; font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; color: black; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; color: black; font-weight: bold; text-align: right">9,694</TD><TD STYLE="width: 1%; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; color: black; text-align: right">15,555</TD><TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; color: black; text-align: right">17,261</TD><TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; color: black; text-align: right">7,163</TD><TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; color: black; text-align: right">5,277</TD><TD STYLE="width: 1%; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Residential real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">11,532</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">20,106</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">9,969</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">4,246</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">1,015</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">14,567</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">14,012</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">5,133</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">2,828</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">1,682</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">594</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">1,669</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">3,845</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">2,028</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">137</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Consumer</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: right">87</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">28</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">30</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">37</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">4</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total nonaccrual loans</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: right">36,474</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">51,370</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">36,238</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">16,302</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">8,115</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">Loans 90 days or more past due and still accruing</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">325</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">5,096</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">64</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Residential real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">290</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">2,331</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">3,454</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">2,274</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">583</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">165</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">986</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">726</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">66</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">174</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">3</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Consumer</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">5</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">88</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">55</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">5</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total loans 90 days or more past due and still accruing</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">460</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">2,723</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">4,702</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">7,425</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">1,381</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">Accruing troubled debt restructurings</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Construction</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">27,335</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">11,781</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">10,914</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">237</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Residential real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">7,017</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">3,792</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">5,367</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">1,722</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial real estate</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">17,880</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">9,566</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">8,147</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commercial</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">121</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">69</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">529</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Consumer</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total accruing troubled debt restructurings</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">52,353</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">25,208</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">24,957</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">1,722</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">237</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total nonperforming&nbsp;loans</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: right">89,287</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">79,301</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">65,897</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">25,449</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">9,733</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-bottom: 1pt">Other real estate and other assets owned</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; font-weight: bold; text-align: right">7,659</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">9,385</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">3,702</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">2,572</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; color: black; text-align: right">148</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left; padding-bottom: 2.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total nonperforming&nbsp;&nbsp;assets</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: right">96,946</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">88,686</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">69,599</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">28,021</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; color: black; text-align: right">9,881</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">Nonaccrual loans to total loans</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">4.65</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">6.11</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">4.05</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">1.78</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">0.91</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">Nonaccrual loans to total assets</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">3.08</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">4.44</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">3.21</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">1.41</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">0.78</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">Nonperforming assets to total loans and other real estate and other assets owned</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">12.23</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">10.43</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">7.74</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">3.05</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">1.11</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; color: black; text-align: left">Nonperforming assets to total assets</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: right">8.18</TD><TD STYLE="font-size: 10pt; color: black; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">7.66</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">6.16</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">2.42</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD><TD STYLE="font-size: 10pt; color: black">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; color: black; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; color: black; text-align: right">0.95</TD><TD STYLE="font-size: 10pt; color: black; text-align: left">%</TD></TR>
<TR>
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 38; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->38<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Market Risk Management</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Market risk is the risk of loss arising
from adverse changes in the fair value of financial instruments due to changes in interest rates, exchange rates or equity pricing.
Our principal market risk is interest rate risk that arises from our lending, investing and deposit taking activities. Our profitability
is largely dependent on the Banks&rsquo; net interest income. Interest rate risk can significantly affect net interest income to
the degree that interest-bearing liabilities mature or reprice at different intervals than interest-earning assets. The Company&rsquo;s
and Banks&rsquo; Asset/Liability Management Committees oversee the management of interest rate risk. The primary purpose of these
committees is to manage the exposure of net interest margins to unexpected changes due to interest rate fluctuations. These efforts
affect our loan pricing and deposit rate policies as well as asset mix, volume guidelines, and liquidity and capital planning.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">During 2009,
the Company began using derivative instruments to hedge its exposure to changes in interest rates. The Company does not use derivatives
for any trading or other speculative purposes.</FONT> <FONT STYLE="font-size: 10pt">See Note 20 to the Consolidated Financial Statements
for further information on hedging activities.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Because we are not exposed to market risk
from trading activities and do not use off-balance sheet management strategies, the Asset/Liability Management Committees of the
Company and Banks rely on &ldquo;gap&rdquo; analysis as a tool in managing interest rate risk. Gap analysis summarizes the amount
of interest sensitive assets and liabilities, which will reprice over various time intervals. The excess between the volume of
assets and liabilities repricing in each interval is the interest sensitivity &ldquo;gap&rdquo;. &ldquo;Positive gap&rdquo; occurs
when more assets reprice in a given time interval, while &ldquo;negative gap&rdquo; occurs when more liabilities reprice. At December
31, 2012, as shown in the table below, we had an overall negative gap position within the one-year repricing interval because the
interest sensitive liabilities exceeded the interest sensitive assets within the one-year repricing interval by $104.2 million,
or 8.8% of total assets. The negative gap position within the one-year interval at December 31, 2011 totaled $34.5 million, or
3.0% of total assets. The $69.7 million increase in the one-year negative gap for 2012 when compared to 2011 was primarily due
to fewer loans ($100.4 million) partially offset by more interest-bearing deposits with other banks ($65.1 million), and more interest-bearing
demand and money market and savings deposits ($35.3 million). Management expects that the negative gap position within the one-year
interval will decline in 2013 due to partially exiting the IND Program which will reduce money market deposits associated with
the program approximately $50 million. The negative gap position within the one-year interval at December 31, 2010, totaled $37.0
million, or 3.3% of total assets, similar to the negative gap position at the end of 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes our interest
sensitivity at December 31, 2012. Loans, federal funds sold, time deposits and short-term borrowings are classified based on contractual
maturities if fixed rate or earliest repricing date if variable rate. Investment securities are classified by contractual maturities
or, if they have call provisions, by the most likely repricing date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">3 Months</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">1 Year</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">3 Years</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Non-</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Within</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">through</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">through</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">through</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">After</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Sensitive</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold; border-bottom: Black 1pt solid">December 31, 2012</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">3 Months</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">12 Months</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">3 Years</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">5 Years</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">5 Years</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Funds</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold">ASSETS</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 23%; font-size: 10pt; text-align: left">Loans, net</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">336,546</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">89,722</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">200,878</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">116,272</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">41,664</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">(15,991</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">769,091</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Investment securities</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,501</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,720</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">37,432</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">57,918</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">30,973</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">621</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">148,165</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Federal funds sold</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8,750</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8,750</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Interest-bearing deposits with other banks</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">164,864</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">164,864</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">Other assets</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">94,937</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">94,937</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">519,661</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">101,442</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">238,310</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">174,190</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">72,637</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">79,567</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,185,807</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold">LIABILITIES</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Noninterest-bearing demand deposits</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">153,992</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">153,992</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Interest-bearing demand deposits</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">187,843</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">187,843</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Money market and savings deposits</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">278,653</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">278,653</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Certificates of deposit, $100,000 or more</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">60,843</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">73,107</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">55,475</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">35,833</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">225,258</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">Other time deposits</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">31,736</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">79,318</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">53,472</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">39,001</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">203,527</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">Short-term borrowings</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13,761</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13,761</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">Long-term debt</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">Other liabilities</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8,747</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8,747</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt">STOCKHOLDERS&rsquo; EQUITY</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">114,026</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">114,026</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total Liabilities and Stockholders&rsquo; Equity</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">572,836</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">152,425</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">108,947</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">74,834</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">276,765</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,185,807</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">Excess (deficit)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(53,175</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(50,983</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">129,363</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">99,356</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">72,637</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(197,198</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">Cumulative excess (deficit)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(53,175</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(104,158</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">25,205</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">124,561</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">197,198</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt">Cumulative excess (deficit) as percent of total assets</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(4.5</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(8.8</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2.1</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">10.5</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">16.6</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 10pt; text-underline-style: double">&#9;-%</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right"><FONT STYLE="font-size: 10pt; text-underline-style: double">&#9;-%</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 39; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->39<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition to gap analysis, the Banks
use simulation models to quantify the effect a hypothetical immediate plus or minus 100, 200 and 300 basis point change in rates
would have on their net interest income and the fair value of capital. The model takes into consideration the effect of call features
of investment securities as well as prepayments of loans in periods of declining rates. The chart below summarizes the forecasted
results provided by the simulation model for net interest income and the fair value of capital as of year-end 2012 and 2011. For
example, the model projects that, compared with net interest income under stable rates, net interest income would increase 3.8%
if interest rates increased 100 basis points. Conversely, net interest income would decrease 3.0% if interest rates decreased 100
basis points. When actual changes in interest rates occur, the changes in interest-earning assets and interest-bearing liabilities
may differ from the assumptions used in the model. Due to the low interest-rate environment, we believe the results of the minus
300 basis point change in rates are not meaningful.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="22" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Immediate Change in Rates</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">-300</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">-200</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">-100</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">+100</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">+200</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">+300</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Basis Points</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Basis Points</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Basis Points</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Basis Points</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Basis Points</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Basis Points</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold">2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt; text-align: left">% Change in Net Interest Income</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 10pt"><B>N/A</B></FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">(7.8</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)%</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">(3.0</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)%</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">3.8</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">8.3</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">13.4</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">% Change in Value of Capital</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right"><FONT STYLE="font-size: 10pt"><B>N/A</B></FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">14.0</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">7.2</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.3</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5.7</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10.4</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left">2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left">% Change in Net Interest Income</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 10pt">N/A</FONT></TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(6.6</TD><TD STYLE="font-size: 10pt; text-align: left">)%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1.4</TD><TD STYLE="font-size: 10pt; text-align: left">)%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.0</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8.0</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14.6</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR>
    <TD STYLE="font-size: 10pt">% Change in Value of Capital</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right"><FONT STYLE="font-size: 10pt">N/A</FONT></TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12.8</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6.9</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.3</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7.8</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11.6</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Off-Balance Sheet Arrangements</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the normal course of business, to meet
the financing needs of its customers, the Banks are parties to financial instruments with off-balance sheet risk. These financial
instruments include commitments to extend credit and standby letters of credit. The Banks&rsquo; exposure to credit loss in the
event of nonperformance by the other party to these financial instruments is represented by the contractual amount of the instruments.
The Banks use the same credit policies in making commitments and conditional obligations as they use for on-balance sheet instruments.
The Banks generally require collateral or other security to support the financial instruments with credit risk. The amount of collateral
or other security is determined based on management&rsquo;s credit evaluation of the counterparty. The Banks evaluate each customer&rsquo;s
creditworthiness on a case-by-case basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Commitments to extend credit are agreements
to lend to a customer as long as there is no violation of any condition established in the contract. Letters of credit are conditional
commitments issued by the Banks to guarantee the performance of a customer to a third party. Letters of credit and other commitments
generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the letters
of credit and commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent
future cash requirements. Further information about these arrangements is provided in Note 21 to the Consolidated Financial Statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management does not believe that any of
the foregoing arrangements have or are reasonably likely to have a current or future effect on our financial condition, revenues
or expenses, results of operations, liquidity, capital expenditures or capital resources that is material to investors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Liquidity Management</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Liquidity describes our ability to meet
financial obligations that arise during the normal course of business. Liquidity is primarily needed to meet the borrowing and
deposit withdrawal requirements of customers and to fund current and planned expenditures. Liquidity is derived through increased
customer deposits, maturities in the investment portfolio, loan repayments and income from earning assets. To the extent that deposits
are not adequate to fund customer loan demand, liquidity needs can be met in the short-term funds markets. We have arrangements
with correspondent banks whereby we have $15.5 million available in federal funds lines of credit and a reverse repurchase agreement
available to meet any short-term needs which may not otherwise be funded by the Banks&rsquo; portfolio of readily marketable investments
that can be converted to cash. The Banks are also members of the FHLB, which provides another source of liquidity, and had credit
availability of approximately $58.0 million from the FHLB as of December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">At December 31, 2012, our loan to deposit
ratio was approximately 74.8%, which represents a more liquid position than the 83.3% and 91.4% at year-end 2011 and 2010, respectively.
Investment securities available for sale totaling $145.5 million at the end of 2012 were available for the management of liquidity
and interest rate risk. The comparable amounts were $129.8 million and $99.1 million at December 31, 2011 and 2010, respectively.
Cash and cash equivalents were $200.2 million at December 31, 2012, compared to $127.7 million at year-end 2011 and $78.0 million
at year-end 2010. Management expects that excess liquidity will decline in 2013 due to the Company&rsquo;s partial exit of the
IND Program which will reduce money market deposits associated with the program by approximately $50 million. Similarly, we were
in a more liquid position at the end of 2011 than we were at the end of 2010. Management is not aware of any demands, commitments,
events or uncertainties that will materially affect our ability to maintain liquidity at satisfactory levels.</P>

<!-- Field: Page; Sequence: 40; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->40<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We have various financial obligations,
including contractual obligations and commitments, that may require future cash payments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table presents significant
fixed and determinable contractual obligations to third parties by payment date as of December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Within <BR>one year</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">One to <BR>three years</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Three to <BR>five years</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Over <BR>five years</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 40%; font: 10pt Times New Roman, Times, Serif; text-align: left">Operating leases</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">708</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">765</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">496</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">1,137</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">3,106</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">Purchase obligations</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">2,899</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">2,992</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">2,556</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">3,589</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">12,036</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">Total</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">3,607</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">3,757</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">3,052</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">4,726</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">15,142</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 7A.&#9;Quantitative and Qualitative Disclosures About
Market Risk.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The information required by this item may
be found in Item 7 of Part II of this annual report under the caption &ldquo;Market Risk Management&rdquo;, which is incorporated
herein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 8.&#9;Financial Statements and Supplementary Data.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INDEX TO CONSOLIDATED FINANCIAL STATEMENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 91%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Management&rsquo;s Report on Internal Control over Financial Reporting</FONT></TD>
    <TD STYLE="width: 9%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">42</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Report of Independent Registered Public Accounting Firm </FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">43</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Balance Sheets</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">44</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Operations </FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">45</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Comprehensive Loss</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">46</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Changes in Stockholders&rsquo; Equity</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">47</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Cash Flows</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">48</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Notes to Consolidated Financial Statements</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">50</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Page; Sequence: 41; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->41<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>MANAGEMENT&rsquo;S REPORT ON INTERNAL
CONTROL OVER FINANCIAL REPORTING</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management of Shore Bancshares, Inc. (the
&ldquo;Company&rdquo;) is responsible for the preparation, integrity and fair presentation of the consolidated financial statements
included in this annual report. The Company&rsquo;s consolidated financial statements have been prepared in accordance with accounting
principles generally accepted in the United States of America and, as such, include some amounts that are based on the best estimates
and judgments of management.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company&rsquo;s management is responsible
for establishing and maintaining adequate internal control over financial reporting. This internal control system is designed to
provide reasonable assurance to management and the Board of Directors regarding the reliability of the Company&rsquo;s financial
reporting and the preparation and presentation of financial statements for external reporting purposes in conformity with accounting
principles generally accepted in the United States of America, as well as to safeguard assets from unauthorized use or disposition.
The system of internal control over financial reporting is evaluated for effectiveness by management and tested for reliability
through a program of internal audit with actions taken to correct potential deficiencies as they are identified. Because of inherent
limitations in any internal control system, no matter how well designed, misstatement due to error or fraud may occur and not be
detected, including the possibility of the circumvention or overriding of controls. Accordingly, even an effective internal control
system can provide only reasonable assurance with respect to financial statement preparation. Further, because of changes in conditions,
internal control effectiveness may vary over time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management assessed the effectiveness of
the Company&rsquo;s internal control over financial reporting as of December 31, 2012 based upon criteria set forth in<I> </I>Internal
Control &ndash; Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Based on this assessment and on the foregoing
criteria, management has concluded that, as of December 31, 2012, the Company&rsquo;s internal control over financial reporting
is effective. Stegman &amp; Company, the Company&rsquo;s independent registered public accounting firm that audited the financial
statements included in this annual report, has issued a report on the Company&rsquo;s internal control over financial reporting,
which appears on the following page.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">March 14, 2013</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 32%; layout-grid-mode: line; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">/s/ W. Moorhead Vermilye</FONT></TD>
    <TD STYLE="width: 19%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 35%; layout-grid-mode: line; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">/s/ George S. Rapp</FONT></TD>
    <TD STYLE="width: 14%; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">W. Moorhead Vermilye</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">George S. Rapp</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Chief Executive Officer</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Vice President and Chief Financial Officer</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(Principal Executive Officer)</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(Principal Accounting Officer)</FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B></B></P>

<!-- Field: Page; Sequence: 42; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->42<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>REPORT OF INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">To the Board of Directors and<BR>
Stockholders of Shore Bancshares, Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We have audited the
accompanying consolidated balance sheets of Shore Bancshares, Inc. (the &ldquo;Company&rdquo;) as of December 31, 2012 and 2011,
and the consolidated statements of operations, comprehensive loss, changes in stockholders&rsquo; equity and cash flows for each
of the years in the three-year period ended December 31, 2012. We also have audited the Company&rsquo;s internal control over financial
reporting as of December 31, 2012, based on criteria established in <I>Internal Control&mdash;Integrated Framework</I> issued by
the Committee of Sponsoring Organizations of the Treadway Commission (COSO). The Company&rsquo;s management is responsible for
these financial statements, for maintaining effective internal control over financial reporting, and for its assessment of the
effectiveness of internal control over financial reporting, included in the accompanying <I>Management&rsquo;s Report on Internal
Control over Financial Reporting</I>. Our responsibility is to express an opinion on these consolidated financial statements and
an opinion on the Company&rsquo;s internal control over financial reporting based on our audits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We conducted our audits
in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that
we plan and perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement
and whether effective internal control over financial reporting was maintained in all material respects. Our audits of the consolidated
financial statements included examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements,
assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement
presentation. Our audit of internal control over financial reporting included obtaining an understanding of internal control over
financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness
of internal control based on the assessed risk. Our audits also included performing such other procedures as we considered necessary
in the circumstances. We believe that our audits provide a reasonable basis for our opinions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">A company&rsquo;s internal
control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles.
A company&rsquo;s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance
of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company;
(2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance
with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance
with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely
detection of unauthorized acquisition, use, or disposition of the company&rsquo;s assets that could have a material effect on the
financial statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Because of its inherent
limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation
of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions,
or that the degree of compliance with the policies or procedures may deteriorate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">In our opinion, the
consolidated financial statements referred to above present fairly, in all material respects, the financial position of Shore Bancshares,
Inc. as of December 31, 2012 and 2011, and the results of its operations and its cash flows for each of the years in the three-year
period ended December 31, 2012 in conformity with accounting principles generally accepted in the United States of America. Also
in our opinion, Shore Bancshares, Inc. maintained, in all material respects, effective internal control over financial reporting
as of December 31, 2012, based on criteria established in <I>Internal Control&mdash;Integrated Framework</I> issued by the Committee
of Sponsoring Organizations of the Treadway Commission (COSO).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 50%; text-align: justify"><IMG SRC="image_002.gif" ALT="" STYLE="height: 52px; width: 208px"></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Baltimore, Maryland</FONT></TD>
    <TD STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD STYLE="padding-bottom: 10pt; text-align: justify">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 43; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->43<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; text-indent: 0.5in">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SHORE BANCSHARES, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CONSOLIDATED BALANCE SHEETS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">December 31,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(In thousands, except share data)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">2012</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">2011</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">ASSETS</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Cash and due from banks</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">26,579</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">22,986</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Interest-bearing deposits with other banks</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">164,864</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">99,776</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Federal funds sold</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">8,750</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">4,980</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Investment securities:</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in; text-indent: 0">Available for sale, at fair value</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">145,508</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">129,780</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.25in">Held to maturity, at amortized cost &ndash; fair value of $2,884 (2012) and $6,732 (2011)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">2,657</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">6,480</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.125in; text-indent: 0">Loans</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">785,082</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">841,050</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.125in">Less: allowance for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(15,991</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">(14,288</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.25in">Loans, net</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">769,091</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">826,762</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Premises and equipment, net</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">15,593</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">14,662</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.125in; text-indent: 0">Goodwill</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">12,454</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">12,454</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Other intangible assets, net</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">3,816</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">4,208</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Other real estate and other assets owned, net</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">7,659</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">9,385</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.125in">Other assets</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">28,836</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">26,720</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.25in; padding-bottom: 2.5pt">Total assets</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">1,185,807</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">1,158,193</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">LIABILITIES</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.125in; text-indent: 0">Deposits:</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in; text-indent: 0">Noninterest-bearing</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">153,992</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">133,801</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.25in">Interest-bearing</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">895,281</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">876,118</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.375in; text-indent: 0">Total deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">1,049,273</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">1,009,919</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.125in; text-indent: 0">Short-term borrowings</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">13,761</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">17,817</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Other liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">8,747</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">8,753</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.125in">Long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">455</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.25in; padding-bottom: 2.5pt">Total liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">1,071,781</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">1,036,944</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">STOCKHOLDERS&rsquo; EQUITY</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -0.125in; padding-left: 0.25in">Common stock, par value $.01, authorized 35,000,000 shares; shares issued and outstanding&ndash;8,457,359 (2012 and 2011)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">85</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">85</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Additional paid in capital</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">32,155</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">32,052</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.125in; text-indent: 0">Retained earnings</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">81,078</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">90,801</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.125in">Accumulated other comprehensive income (loss)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">708</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">(1,689</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.25in">Total stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">114,026</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">121,249</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.375in; padding-bottom: 2.5pt">Total liabilities and stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">1,185,807</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">1,158,193</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The notes to the consolidated financial statements are an integral
part of these statements.</P>


<!-- Field: Page; Sequence: 44; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->44<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SHORE BANCSHARES, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CONSOLIDATED STATEMENTS OF OPERATIONS
</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the Years Ended December 31,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands, except per share data)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold">INTEREST INCOME</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font-size: 10pt; text-align: left; padding-left: 9pt">Interest and fees on loans</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">42,698</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">47,549</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">51,962</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Interest and dividends on investment securities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">Taxable</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,815</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,031</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,209</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">Tax-exempt</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">104</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">154</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">212</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Interest on federal funds sold</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">25</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">60</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Interest on deposits with other banks</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">274</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">93</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">18</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 27pt">Total interest income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">45,901</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">50,852</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">55,461</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold">INTEREST EXPENSE</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Interest on deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10,501</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,995</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12,681</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Interest on short-term borrowings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">45</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">56</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">83</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Interest on long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">16</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">37</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">58</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 27pt">Total interest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">10,562</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">11,088</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">12,822</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold">NET INTEREST INCOME</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">35,339</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">39,764</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">42,639</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Provision for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">27,745</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">19,470</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">21,119</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-bottom: 1pt; text-indent: -0.05in; padding-left: 0.05in">NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">7,594</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">20,294</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">21,520</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold">NONINTEREST INCOME</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Service charges on deposit accounts</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,551</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,845</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,257</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Trust and investment fee income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,644</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,563</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,503</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Gains on sales of investment securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">278</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">563</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Insurance agency commissions income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">9,814</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,358</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,113</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Loss on termination of cash flow hedge</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,339</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 8.1pt">Other noninterest income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">2,810</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">2,989</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,168</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 26.1pt">Total noninterest income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">15,758</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">17,318</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">18,041</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold">NONINTEREST EXPENSE</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0.9pt; padding-left: 8.1pt">Salaries and wages</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">17,418</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">16,825</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">17,477</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Employee benefits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3,994</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,840</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,829</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Occupancy expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,559</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,312</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,328</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Furniture and equipment expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">963</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,059</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,200</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Data processing</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,717</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,852</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,607</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Directors&rsquo; fees</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">474</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">500</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">412</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 8.1pt">Goodwill and other intangible assets impairment</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,344</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,051</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 8.1pt">Amortization of other intangible assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">392</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">512</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">515</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Insurance agency commissions expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,391</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,267</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,569</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 8.1pt">FDIC insurance premium expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,380</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,298</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,834</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 8.1pt">Write-downs of other real estate owned</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,328</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,051</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">657</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 8.1pt">Other noninterest expenses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">6,939</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">6,307</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">6,241</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -0.9pt; padding-left: 26.1pt">Total noninterest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">39,555</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">39,167</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">41,720</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold">LOSS BEFORE INCOME TAX BENEFIT</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(16,203</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,555</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,159</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Income tax benefit</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(6,565</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(658</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(492</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">NET LOSS</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(9,638</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(897</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Basic loss per common share</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1.14</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">(0.11</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">(0.20</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Diluted loss per common share</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1.14</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">(0.11</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">(0.20</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Cash dividends paid per common share</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.01</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">0.09</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">0.24</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The notes to the consolidated financial statements are an integral
part of these statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 45; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SHORE BANCSHARES, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.1in; text-align: center"><B>CONSOLIDATED STATEMENTS OF COMPREHENSIVE
LOSS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the Years Ending December 31,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0">Net loss</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(9,638</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(897</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="width: 1%; padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0">Other comprehensive income (loss)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 19.1pt">Securities available for sale:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 37.1pt">Unrealized holding gains on available-for-sale securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,155</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,241</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">406</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 37.1pt">Tax effect</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(465</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(505</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(164</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 37.1pt">Reclassification of gains recognized in net loss</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(278</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(563</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 37.1pt">Tax effect</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">112</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">227</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: 8.35pt; padding-left: 37.1pt">Net of tax amount</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">524</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">400</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">242</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 18.9pt">Cash flow hedging activities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 36.9pt">Unrealized holding gains (losses) on cash flow hedging activities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,801</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(460</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(3,717</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 36.9pt">Tax effect</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(727</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">185</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,501</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 37.1pt">Reclassification of losses recognized in net loss</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,339</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 37.1pt">Tax effect</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(540</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: 8.55pt; padding-left: 36.9pt">Net of tax amount</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1,873</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(275</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,216</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 47.8pt">Total other comprehensive income (loss)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">2,397</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">125</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,974</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0">Comprehensive loss</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(7,241</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(772</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(3,641</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
</TABLE>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">The notes to the consolidated financial statements are an integral part of these statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Page; Sequence: 46; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->46<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SHORE BANCSHARES, INC.</B></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CONSOLIDATED STATEMENTS OF CHANGES
IN STOCKHOLDERS&rsquo; EQUITY</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the Years Ended December 31, 2012, 2011,
and 2010</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0; border-bottom: Black 1pt solid">(Dollars in thousands, except per share data)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Common <BR>Stock</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Warrant</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Additional <BR>Paid In <BR>Capital</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Retained <BR>Earnings</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Accumulated <BR>Other <BR>Comprehensive <BR>Income (Loss)</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Total <BR>Stockholders&rsquo; <BR>Equity</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 34%; font-size: 10pt; padding-left: 0">Balances, December 31, 2009</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">84</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">1,543</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">29,872</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">96,151</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">160</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">127,810</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Comprehensive loss:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Net loss</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -11.4pt; padding-left: 20.4pt">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">242</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">242</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -11.4pt; padding-left: 20.4pt">Unrealized losses on cash flow hedging activities, net of taxes</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">(2,216</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,216</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Total comprehensive loss</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(3,641</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Stock-based compensation</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">370</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">370</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Cash dividends paid ($0.24 per share)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,026</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,026</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: -7.25pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Balances, December 31, 2010</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">84</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,543</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">30,242</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">92,458</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,814</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">122,513</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Comprehensive loss:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Net loss</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(897</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(897</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 19.75pt">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">400</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">400</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -11.4pt; padding-left: 20.4pt">Unrealized losses on cash flow hedging activities, net of taxes</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">(275</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(275</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Total comprehensive loss</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(772</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Repurchase of warrant</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,543</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,518</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(25</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Shares issued for employee stock-based awards</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left"></TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Stock-based compensation</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">293</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">293</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Cash dividends paid ($0.09 per share)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(760</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(760</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: -9pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Balances, December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">85</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">32,052</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">90,801</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,689</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">121,249</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Comprehensive loss:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 9pt">Net loss</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(9,638</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(9,638</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 19.75pt">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">524</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">524</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -11.4pt; padding-left: 20.4pt">Unrealized gains on cash flow hedging activities, net of reclassification adjustment, net of taxes</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">1,873</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,873</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Total comprehensive loss</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(7,241</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Stock-based compensation</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">103</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">103</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Cash dividends paid ($0.01 per share)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(85</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(85</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: -9pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-bottom: 2.5pt">Balances, December 31, 2012</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">85</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">32,155</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">81,078</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">708</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">114,026</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The notes to the consolidated financial statements are an integral
part of these statements.</P>


<!-- Field: Page; Sequence: 47; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->47<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SHORE BANCSHARES, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CONSOLIDATED STATEMENTS OF CASH FLOWS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the Years Ended December 31,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold">CASH FLOWS FROM OPERATING ACTIVITIES:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font-size: 10pt; text-align: left; padding-left: 0">Net loss</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">(9,638</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">(897</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -8.1pt; padding-left: 8.1pt">Adjustments to reconcile net loss to net cash provided by operating activities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Provision for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">27,745</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">19,470</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">21,119</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Goodwill and other intangible assets impairment</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,344</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,051</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Depreciation and amortization</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,648</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,341</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,405</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Discount accretion on debt securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(70</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(156</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(128</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Stock-based compensation expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">209</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">338</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">390</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Excess tax expense from stock-based arrangements</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(106</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(45</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(20</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Deferred income tax benefit</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,765</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,550</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,905</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Gains on sales of investment securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(278</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(563</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">(Gains) losses on disposals of premises and equipment</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(192</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">36</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Losses on sales and write-downs of other real estate owned</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,015</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,222</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">735</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Loss on termination of cash flow hedge</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,339</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Net changes in:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 26.1pt">Accrued interest receivable</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,137</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,127</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(256</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 26.1pt">Other assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,652</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,813</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,516</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 26.1pt">Accrued interest payable</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(230</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(291</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(921</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 26.1pt">Other liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">224</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,265</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(4,429</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 44.1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 44.1pt">Net cash provided by operating activities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">21,386</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">21,924</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">19,890</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">CASH FLOWS FROM INVESTING ACTIVITIES:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 26.1pt">Proceeds from maturities and principal payments of investment securities available for sale</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">47,854</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">53,343</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">47,945</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Proceeds from sales of investment securities available for sale</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">6,275</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,825</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Purchases of investment securities available for sale</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(69,491</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(104,305</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(49,626</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 26.1pt">Proceeds from maturities and principal payments of investment securities held to maturity</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3,810</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">226</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,195</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Net change in loans</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">23,896</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">24,233</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">264</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Purchases of premises and equipment</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(2,202</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,216</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,292</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Proceeds from sales of premises and equipment</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">317</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Proceeds from sales of other real estate owned</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5,742</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,807</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,255</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 17.1pt">Investment in unconsolidated subsidiary</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(25</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(25</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 27pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 44.1pt">Net cash provided by (used in) investing activities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">16,201</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(3,108</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">716</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">CASH FLOWS FROM FINANCING ACTIVITIES:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 26.1pt">Net changes in:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: -9pt; padding-left: 26.1pt">Noninterest-bearing deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">20,191</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,613</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,696</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 17.1pt">Interest-bearing deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">19,163</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,790</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(13,118</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 17.1pt">Short-term borrowings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(4,056</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,776</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4,363</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 17.1pt">Excess tax expense from stock-based arrangements</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">106</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">45</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 17.1pt">Repayment of long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(455</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(477</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(497</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 17.1pt">Repurchase of warrant</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(25</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 17.1pt">Common stock dividends paid</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(85</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(760</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,026</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 44.1pt">Net cash provided by (used in) financing activities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">34,864</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">30,962</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(18,288</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
</TABLE>


<!-- Field: Page; Sequence: 48; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->48<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SHORE BANCSHARES, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CONSOLIDATED STATEMENTS OF CASH FLOWS
(CONTINUED)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the Years Ended December 31,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">NET INCREASE IN CASH AND CASH EQUIVALENTS</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">72,451</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">49,778</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">2,318</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">127,742</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">77,964</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">75,646</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; padding-bottom: 2.5pt">CASH AND CASH EQUIVALENTS AT END OF YEAR</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">200,193</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">127,742</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">77,964</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Supplemental cash flow information:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Interest paid</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">10,792</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">11,379</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">13,743</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Income taxes paid</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">163</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2,062</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,193</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Transfers from loans to other real estate owned</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">6,031</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">10,712</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">3,140</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD COLSPAN="13" STYLE="font-size: 10pt"></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The notes to consolidated financial statements are an integral part of these statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 49; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->49<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SHORE BANCSHARES, INC.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>NOTES TO CONSOLIDATED FINANCIAL STATEMENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">For the Years Ended December 31, 2012, 2011,
and 2010</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 1.&#9;SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The consolidated financial statements include
the accounts of Shore Bancshares, Inc. and its subsidiaries (collectively referred to in these Notes as the &ldquo;Company&rdquo;),
with all significant intercompany transactions eliminated. The investments in subsidiaries are recorded on the Company&rsquo;s
books (Parent only) on the basis of its equity in the net assets of the subsidiaries. The accounting and reporting policies of
the Company conform to accounting principles generally accepted in the United States of America (&ldquo;GAAP&rdquo;). For purposes
of comparability, certain reclassifications have been made to amounts previously reported to conform with the current period presentation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Nature of Operations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company engages in the banking business
through CNB, a Maryland commercial bank with trust powers, and The Talbot Bank of Easton, Maryland, a Maryland commercial bank
(&ldquo;Talbot Bank&rdquo;). Through December 31, 2010, the Company also engaged in the banking business through The Felton Bank,
a Delaware commercial bank (&ldquo;Felton Bank&rdquo; and, together with CNB and Talbot Bank, the &ldquo;Banks&rdquo;), which was
merged into CNB on January 1, 2011. The Company&rsquo;s primary source of revenue is interest earned on commercial, real estate
and consumer loans made to customers located on the Delmarva Peninsula. The Company engages in the insurance business through two
general insurance producer firms, The Avon-Dixon Agency, LLC, a Maryland limited liability company, and Elliott Wilson Insurance,
LLC, a Maryland limited liability company; one marine insurance producer firm, Jack Martin &amp; Associates, Inc., a Maryland corporation;
three wholesale insurance firms, Tri-State General Insurance Agency, LTD, a Maryland corporation, Tri-State General Insurance Agency
of New Jersey, Inc., a New Jersey corporation, and Tri-State General Insurance Agency of Virginia, Inc., a Virginia corporation
(collectively, &ldquo;TSGIA&rdquo;); and two insurance premium finance companies, Mubell Finance, LLC, a Maryland limited liability
company, and ESFS, Inc., a Maryland corporation (all of the foregoing insurance entities are collectively referred to as the &ldquo;Insurance
Subsidiaries&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Use of Estimates</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The preparation of financial statements
in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities
and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues
and expenses during the reporting period. Actual results could differ from those estimates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for credit losses is a material
estimate that is particularly susceptible to significant changes in the near term. Management believes that the Company&rsquo;s
current allowance for credit losses is sufficient to address the probable losses in the current portfolio. While management uses
available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic
conditions. In addition, various regulatory agencies, as an integral part of their examination processes, periodically review the
Company&rsquo;s allowance for credit losses. Such agencies may require the Company to recognize additions to the allowance based
on their judgments about information available to them at the time of their examination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Investment Securities Available for
Sale</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Investment securities available for sale
are stated at estimated fair value based on quoted market prices. They represent those securities which management may sell as
part of its asset/liability management strategy or which may be sold in response to changing interest rates, changes in prepayment
risk or other similar factors. The cost of securities sold is determined by the specific identification method. Purchase premiums
and discounts are recognized in interest income using the interest method over the terms of the securities. Net unrealized holding
gains and losses on these securities are reported as accumulated other comprehensive income, a separate component of stockholders&rsquo;
equity, net of related income taxes. Declines in the fair value of individual available-for-sale securities below their cost that
are other than temporary result in write-downs of the individual securities to their fair value and are reflected in earnings as
realized losses. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade
of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that
management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Investment Securities Held to Maturity</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Investment securities held to maturity
are stated at cost adjusted for amortization of premiums and accretion of discounts. Purchase premiums and discounts are recognized
in interest income using the interest method over the terms of the securities. The Company intends and has the ability to hold
such securities until maturity. Declines in the fair value of individual held-to-maturity securities below their cost that are
other than temporary result in write-downs of the individual securities to their fair value. Factors affecting the determination
of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant
deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security
or will be required to sell the security before recovery of its amortized cost.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 50; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->50<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Loans</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Loans are stated at their principal amount
outstanding net of any deferred fees and costs. Interest income on loans is accrued at the contractual rate based on the principal
amount outstanding. Fees charged and costs capitalized for originating loans are being amortized substantially on the interest
method over the term of the loan. A loan is placed on nonaccrual (i.e., interest income is no longer accrued) when it is specifically
determined to be impaired or when principal or interest is delinquent for 90 days or more, unless the loan is well secured and
in the process of collection. Any unpaid interest previously accrued on those loans is reversed from income. Interest payments
received on nonaccrual loans are applied as a reduction of the loan principal balance unless collectability of the principal amount
is reasonably assured, in which case interest is recognized on a cash basis. Loans are returned to accrual status when all principal
and interest amounts contractually due are brought current and future payments are reasonably assured.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A loan is considered impaired if it is
probable that the Company will not collect all principal and interest payments according to the loan&rsquo;s contractual terms.
An impaired loan may show deficiencies in the borrower&rsquo;s overall financial condition, payment history, support available
from financial guarantors and/or the fair market value of collateral. The impairment of a loan is measured at the present value
of expected future cash flows using the loan&rsquo;s effective interest rate, or at the loan&rsquo;s observable market price or
the fair value of the collateral if the loan is collateral dependent. Generally, the Company measures impairment on such loans
by reference to the fair value of the collateral. Once the amount of impairment has been determined, the uncollectible portion
is charged off. Income on impaired loans is recognized on a cash basis, and payments are first applied against the principal balance
outstanding (i.e., placing impaired loans on nonaccrual status). Generally, interest income is not recognized on impaired loans
unless the likelihood of further loss is remote. The allowance for credit losses may include specific reserves related to impaired
loans. Specific reserves remain until charge offs are made. Impaired loans do not include groups of smaller balance homogeneous
loans such as residential mortgage and consumer installment loans that are evaluated collectively for impairment. Reserves for
probable credit losses related to these loans are based on historical loss ratios and are included in the formula portion of the
allowance for credit losses. See additional discussion below under the section, &ldquo;Allowance for Credit Losses&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">A loan is considered a troubled debt restructuring
if a borrower is experiencing financial difficulties and a creditor has granted a concession. <FONT STYLE="color: black">Concessions
may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules
and other actions intended to minimize potential losses. All loans designated as troubled debt restructurings are considered impaired
loans and may be on either accrual or nonaccrual status. </FONT>The Company does not participate in any specific government or
Company sponsored loan modification programs. All restructured loan agreements are contracts negotiated with each of the borrowers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Allowance for Credit Losses</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for credit losses is maintained
at a level believed adequate by management to absorb losses inherent in the loan portfolio as of the balance sheet date and is
based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans and actual
loss experience, current economic events in specific industries and geographical areas, including unemployment levels, and other
pertinent factors, including regulatory guidance and general economic conditions and other observable data. Determination of the
allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash
flows or collateral value of impaired loans, estimated losses on pools of homogeneous loans that are based on historical loss experience,
and consideration of current economic trends, all of which may be susceptible to significant change. Loans, or portions thereof,
that are considered uncollectible are charged off against the allowance, while recoveries of amounts previously charged off are
credited to the allowance. A provision for credit losses is charged to operations based on management&rsquo;s periodic evaluation
of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more
often if deemed necessary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for credit losses is an estimate
of the losses that may be sustained in the loan portfolio. The allowance is based on two basic principles of accounting: (i) Accounting
Standards Codification (&ldquo;ASC&rdquo;) Topic 450, &ldquo;Contingencies&rdquo;, which requires that losses be accrued when they
are probable of occurring and estimable; and (ii) ASC Topic 310, &ldquo;Receivables,&rdquo; which requires that losses be accrued
based on the differences between the loan balance and the value of collateral, present value of future cash flows or values that
are observable in the secondary market. Management uses many factors to estimate the inherent loss that may be present in our loan
portfolio, including economic conditions and trends, the value and adequacy of collateral, the volume and mix of the loan portfolio,
and our internal loan processes. Actual losses could differ significantly from management&rsquo;s estimates. In addition, GAAP
itself may change from one previously acceptable method to another. Although the economics of transactions would be the same, the
timing of events that would impact the transactions could change.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The allowance for credit losses is comprised
of three parts: (i) the specific allowance; (ii) the formula allowance; and (iii) the nonspecific allowance. The specific allowance
is established against impaired loans (i.e., nonaccrual loans and troubled debt restructurings) until charge offs are made. The
formula allowance, described below, is determined based on management&rsquo;s assessment of industry trends and economic factors
in the markets in which we operate. The determination of the formula allowance involves a higher risk of uncertainty and considers
current risk factors that may not have yet manifested themselves in our historical loss factors. The nonspecific allowance captures
losses that have impacted the portfolio but have yet to be recognized in either the specific or formula allowance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 51; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->51<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The formula allowance is used to estimate
the loss on internally risk-rated loans, exclusive of those identified as impaired. Loans are grouped by type (construction, residential
real estate, commercial real estate, commercial or consumer). Each loan type is assigned allowance factors based on management&rsquo;s
estimate of the risk, complexity and size of individual loans within a particular category. Loans that are identified as special
mention, substandard and doubtful are adversely rated. These loans are assigned higher allowance factors than favorably rated loans
due to management&rsquo;s concerns regarding collectability or management&rsquo;s knowledge of particular elements regarding the
borrower. A special mention loan has potential weaknesses that could result in a future loss to the Company if the weaknesses are
realized. A substandard loan has certain deficiencies that could result in a future loss to the Company if these deficiencies are
not corrected. A doubtful loan has enough risk that there is a high probability that the Company will sustain a loss.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Premises and Equipment</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Premises and equipment are stated at cost
less accumulated depreciation and amortization. Depreciation and amortization are calculated using the straight-line method over
the estimated useful lives of the assets. Useful lives range from three to 10 years for furniture, fixtures and equipment; three
to five years for computer hardware and data handling equipment; and 10 to 40 years for buildings and building improvements. Land
improvements are amortized over a period of 15 years and leasehold improvements are amortized over the term of the respective lease.
Sale-leaseback transactions are considered normal leasebacks and any realized gains are deferred and amortized to other income
on a straight-line basis over the initial lease term. Maintenance and repairs are charged to expense as incurred, while improvements
which extend the useful life of an asset are capitalized and depreciated over the estimated remaining life of the asset.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Long-lived assets are evaluated periodically
for impairment when events or changes in circumstances indicate the carrying amount may not be recoverable. Impairment exists when
the expected undiscounted future cash flows of a long-lived asset are less than its carrying value. In that event, the Company
recognizes a loss for the difference between the carrying amount and the estimated fair value of the asset.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Goodwill and Other Intangible Assets</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Goodwill represents the excess of the cost
of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that also
lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset
is capable of being sold or exchanged either on its own or in combination with a related contract, asset or liability. Goodwill
and other intangible assets with indefinite lives are tested at least annually for impairment, usually during the third quarter,
or on an interim basis if circumstances dictate. Intangible assets that have finite lives are amortized over their estimated useful
lives and also are subject to impairment testing. The Company&rsquo;s other intangible assets that have finite lives are amortized
on a straight-line basis over varying periods not exceeding 21 years.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Impairment testing requires that the fair
value of each of the Company&rsquo;s reporting units be compared to the carrying amount of its net assets, including goodwill.
The Company&rsquo;s reporting units were identified based on an analysis of each of its individual operating segments. If the fair
value of a reporting unit is less than book value, an expense may be required to write down the related goodwill or purchased intangibles
to record an impairment loss.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the third quarter of 2012, goodwill
and other intangible assets were subjected to the annual assessment for impairment. As a result of the assessment, it was determined
that there was no impairment at the Company&rsquo;s subsidiaries that have these intangible assets on their balance sheets. During
the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill
and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&rsquo;s
retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment
charges of $120 thousand reflected in noninterest expense. In 2010, the annual assessment determined that goodwill was impaired
at one of the Banks and goodwill and other intangible assets were impaired in the Company&rsquo;s wholesale insurance business.
The Company recorded goodwill impairment charges of $1.5 million at that Bank and goodwill impairment charges of $1.5 million and
other intangible assets impairment charges of $51 thousand at the wholesale insurance business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Other Real Estate Owned</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Other real estate owned represents assets
acquired in satisfaction of loans either by foreclosure or deeds taken in lieu of foreclosure. Properties acquired are recorded
at the lower of cost or fair value less estimated selling costs at the time of acquisition with any deficiency charged to the allowance
for credit losses. Thereafter, costs incurred to operate or carry the properties as well as reductions in value as determined by
periodic appraisals are charged to operating expense. Gains&nbsp;and losses resulting from the final disposition of the properties
are included in noninterest income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Short-Term Borrowings</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Short-term borrowings are comprised primarily
of repurchase agreements. The repurchase agreements are securities sold to the Company&rsquo;s customers, at the customers&rsquo;
request, under a continuing &ldquo;roll-over&rdquo; contract that matures in one business day. The underlying securities sold are
U.S. Government agency securities, which are segregated from the Company&rsquo;s other investment securities by its safekeeping
agents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B></B></P>

<!-- Field: Page; Sequence: 52; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->52<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Income Taxes</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Shore Bancshares, Inc. and its subsidiaries
file a consolidated federal income tax return. The Company accounts for income taxes using the liability method in accordance with
required accounting guidance. Under this method, deferred tax assets and liabilities are determined by applying the applicable
federal and state income tax rates to cumulative temporary differences. These temporary differences represent differences between
financial statement carrying amounts and the corresponding tax bases of certain assets and liabilities. Deferred taxes result from
such temporary differences.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Deferred tax assets and liabilities are
recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing
assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates
expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled.
The effect on deferred tax assets and liabilities of a change in tax rates is recognized in the period that includes the enactment
date. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization
of deferred tax assets is dependent on the generation of a sufficient level of future taxable income and recoverable taxes paid
in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax
assets will be realized. The Company recognizes accrued interest and penalties as a component of tax expense. The Company does
not have any uncertain tax positions and did not recognize any adjustments for unrecognized tax benefits. The Company remains subject
to examination for income tax returns ending after December 31, 2007.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Basic and Diluted Earnings Per Common
Share</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Basic earnings (loss) per share is calculated
by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding and
does not include the effect of any potentially dilutive common stock equivalents. Diluted earnings (loss) per share is calculated
by dividing net income (loss) by the weighted-average number of shares outstanding, adjusted for the effect of any potentially
dilutive common stock equivalents. There is no dilutive effect on the loss per share during loss periods. See Note 16 for further
information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Transfers of Financial Assets</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Transfers of financial assets are accounted
for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when
(i) the assets have been isolated from the Company, (ii) the transferee obtains the right (free of conditions that constrain it
from taking advantage of that right) to pledge or exchange the transferred assets, and (iii) the Company does not maintain effective
control over the transferred assets through an agreement to repurchase them before their maturity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Statement of Cash Flows</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Cash and due from banks, interest-bearing
deposits with other banks and federal funds sold are considered &ldquo;cash and cash equivalents&rdquo; for financial reporting
purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Stock-Based Compensation</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><FONT STYLE="color: black">Accounting
guidance for stock-based compensation requires that expense relating to such transactions be recognized as compensation cost in
the income statement. Stock-based compensation expense is recognized ratably over the requisite service period for all awards and
is based on the grant date fair value. </FONT>See Note 13 for a further discussion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white"><B>Derivative
Instruments and Hedging Activities</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">Under accounting
guidance for derivative instruments and hedging activities, all derivatives are recorded as other assets or other liabilities on
the balance sheet at their respective fair values. When the purpose of a derivative is to hedge the variability of a floating rate
asset or liability, the derivative is considered a &ldquo;cash flow&rdquo; hedge. To account for the effective portion of a cash
flow hedge, unrealized gains and losses due to changes in the fair value of the derivative designated as a cash flow hedge are
recorded in other comprehensive income. Ineffectiveness resulting from differences between the cash flows of the hedged item and
changes in fair value of the derivative is recognized as other noninterest income. The net interest settlement on a derivative
designated as a cash flow hedge is treated as an adjustment of the interest income or interest expense of the hedged asset or liability.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Fair Value</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company measures certain financial
assets and liabilities at fair value. Significant financial instruments measured at fair value on a recurring basis are investment
securities and interest rate caps. Impaired loans and other real estate and other assets owned are significant financial instruments
measured at fair value on a nonrecurring basis. See Note 19 for a further discussion of fair value.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Advertising Costs</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Advertising costs are generally expensed
as incurred. The Company incurred advertising costs of approximately $338 thousand, $296 thousand and $347 thousand for the years
ended December 31, 2012, 2011 and 2010, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 53; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->53<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Recent Accounting Standards</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>Accounting Standards Update (&ldquo;ASU&rdquo;)
2011-03</I>, &ldquo;<I>Transfers and Servicing (ASC Topic 860) -</I> <I>Reconsideration of Effective Control for Repurchase Agreements.</I>&rdquo;
ASU 2011-03 affects all entities that enter into agreements to transfer financial assets that both entitle and obligate the transferor
to repurchase or redeem the financial assets before their maturity. The amendments in ASU 2011-03 remove from the assessment of
effective control the criterion relating to the transferor&rsquo;s ability to repurchase or redeem financial assets on substantially
the agreed terms, even in the event of default by the transferee. ASU 2011-03 also eliminates the requirement to demonstrate that
the transferor possesses adequate collateral to fund substantially all the cost of purchasing replacement financial assets. ASU
2011-03 became effective for the Company on January 1, 2012 <FONT STYLE="color: black">and did not have a significant impact on
the Company's financial statements.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>ASU 2011-04, &quot;Fair Value Measurement
(ASC Topic 820) - Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs.&quot;</I>
ASU&nbsp;2011-04 amends ASC Topic&nbsp;820, &quot;Fair Value Measurements and Disclosures,&quot; to converge the fair value measurement
guidance in U.S. Generally Accepted Accounting Principles and International Financial Reporting Standards. ASU&nbsp;2011-04 clarifies
the application of existing fair value measurement requirements, changes certain principles in ASC Topic&nbsp;820 and requires
additional fair value disclosures. ASU&nbsp;2011-04 became effective for the Company on January&nbsp;1, 2012 and, aside from new
disclosures included in Note 19 &ndash; Fair Value Measurements, did not have a significant impact on the Company&rsquo;s financial
statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>ASU 2011-08, &quot;Intangibles - Goodwill
and Other (ASC Topic 350) - Testing Goodwill for Impairment.&quot;</I> ASU&nbsp;2011-08 amends ASC Topic&nbsp;350, &quot;Intangibles
&ndash; Goodwill and Other,&quot; to give entities the option to first assess qualitative factors to determine whether the existence
of events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting unit is
less than its carrying amount. If, after assessing the totality of events or circumstances, an entity determines it is not more
likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment
test is unnecessary. However, if an entity concludes otherwise, then it is required to perform the first step of the two-step impairment
test by calculating the fair value of the reporting unit and comparing the fair value with the carrying amount of the reporting
unit. ASU&nbsp;2011-08 became effective for the Company on January&nbsp;1, 2012, and did not have a significant impact on the Company's
financial statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>ASU&nbsp;2012-02, &quot;Intangibles
&ndash; Goodwill and Other (ASC Topic 350) &ndash; Testing Indefinite-Lived Intangible Assets for Impairment.&quot;</I> ASU&nbsp;2012-02
gives entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads
to a determination that it is more likely than not that an indefinite-lived intangible asset is impaired. If, after assessing the
totality of events or circumstances, an entity determines it is more likely than not that an indefinite-lived intangible asset
is impaired, then the entity must perform the quantitative impairment test. If, under the quantitative impairment test, the carrying
amount of the intangible asset exceeds its fair value, an entity should recognize an impairment loss in the amount of that excess.
Permitting an entity to assess qualitative factors when testing indefinite-lived intangible assets for impairment results in guidance
that is similar to the goodwill impairment testing guidance in ASU 2011-08. ASU&nbsp;2012-02 is effective for the Company beginning
January&nbsp;1, 2013 (early adoption permitted) and is not expected to have a significant impact on the Company&rsquo;s financial
statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 54; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->54<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 2. INVESTMENT SECURITIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table provides information on the amortized cost
and estimated fair values of investment securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Gross</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Gross</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Estimated</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Amortized</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Unrealized</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Unrealized</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Fair</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Cost</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Gains</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Losses</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">Available-for-sale securities:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 9pt">December 31, 2012:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 44%; font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 0.25in">Obligations of U.S. Government agencies and corporations</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">35,213</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">903</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">9</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">36,107</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">Mortgage-backed securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">106,524</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,464</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">208</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">108,780</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Equity securities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">596</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">25</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">621</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0.25in">Total</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">142,333</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">3,392</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">217</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">145,508</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">December 31, 2011:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 0.25in">Obligations of U.S. Government agencies and corporations</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">41,360</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">803</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">15</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">42,148</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">Mortgage-backed securities</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">85,545</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,587</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">99</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">87,033</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 9pt">Equity securities</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">577</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">22</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">599</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0.25in">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">127,482</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2,412</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">114</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">129,780</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">Held-to-maturity securities:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 9pt">December 31, 2012:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -9pt; padding-left: 0.25in">Obligations of states and political subdivisions</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">2,657</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">227</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">2,884</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 9pt">December 31, 2011:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -9pt; padding-left: 0.25in">Obligations of states and political subdivisions</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">6,480</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">252</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">6,732</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
about gross unrealized losses and fair value by length of time that the individual available-for-sale securities have been in a
continuous unrealized loss position at December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Less than</P> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">12
                                                                                                                                                                                                                              Months</P></TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">More than</P> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">12
                                                                                                                                                                                                                              Months</P></TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Fair <BR>Value</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Fair <BR>Value</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unrealized <BR>
Losses</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Fair <BR>Value</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unrealized Losses</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: -9pt; padding-left: 9pt">Available-for-sale securities:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 34%; font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 0.25in">U.S. Gov&rsquo;t agencies and corporations</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">4,991</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">9</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">4,991</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">9</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt; text-indent: -9pt; padding-left: 0.25in">Mortgage-backed securities</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">24,788</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">208</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">24,788</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">208</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0.25in">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">29,779</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">217</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">29,779</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">217</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Total available-for-sale securities have
a fair value of approximately $145.5 million. Of these securities, approximately $29.8 million have unrealized losses when compared
to their amortized cost. All of the securities with the unrealized losses in the available-for-sale portfolio have modest duration
risk, low credit risk, and minimal losses when compared to total amortized cost. The unrealized losses on debt securities that
exist are the result of market changes in interest rates since original purchase. Because the Company does not intend to sell these
debt securities and it is not more likely than not that the Company will be required to sell these securities before recovery of
their amortized cost bases, which may be at maturity, the Company considers the unrealized losses in the available-for-sale portfolio
to be temporary. There were no unrealized losses in the held-to-maturity securities portfolio at December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 55; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->55<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on the amortized cost and estimated fair values of investment securities by maturity date at December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Available for sale</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Held to maturity</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Amortized</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Estimated</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Amortized</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Estimated</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Cost</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Cost</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 44%; font-size: 10pt; text-align: justify; padding-left: 0">Due in one year or less</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">2,047</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">2,052</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">145</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">145</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Due after one year through five years</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">22,162</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">22,216</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,001</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,050</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Due after five years through ten years</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4,274</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4,443</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,007</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,133</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Due after ten years</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">113,254</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">116,176</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">504</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">556</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">141,737</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">144,887</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,657</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,884</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Equity securities</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">596</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">621</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 2.5pt; padding-left: 0.25in">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">142,333</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">145,508</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2,657</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2,884</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The maturity dates for debt securities
are determined using contractual maturity dates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table sets forth the amortized
cost and estimated fair values of securities which have been pledged as collateral for obligations to federal, state and local
government agencies, and other purposes as required or permitted by law, or sold under agreements to repurchase. All pledged securities
are in the available-for-sale investment portfolio.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 105.6pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">December 31, 2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">December 31, 2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Amortized</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Estimated</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Amortized</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Estimated</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Cost</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Cost</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 44%; font-size: 10pt; text-align: justify; padding-left: 0; padding-bottom: 2.5pt">Pledged available-for-sale securities</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">91,814</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">94,391</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">77,762</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">79,358</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There were no obligations of states or
political subdivisions with carrying values, as to any issuer, exceeding 10% of stockholders&rsquo; equity at December 31, 2012
or 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Proceeds from sales of investment securities
were $6.3 million, $20.8 million, and $0 for the years ended December 31, 2012, 2011, and 2010, respectively. Gross gains from
sales of investment securities were $278 thousand, $595 thousand and $0 for the years ended December 31, 2012, 2011, and 2010,
respectively. Gross losses were $0, $32 thousand and $0 for 2012, 2011 and 2010, respectively.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 3. LOANS AND ALLOWANCE FOR CREDIT LOSSES</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company makes residential mortgage,
commercial and consumer loans to customers primarily in Talbot County, Queen Anne&rsquo;s County, Kent County, Caroline County
and Dorchester County in Maryland and in Kent County, Delaware. The following table provides information about the principal classes
of the loan portfolio at December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-indent: -9pt; padding-left: 9pt">Construction</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">108,051</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">119,883</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 9pt">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">288,011</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">321,604</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 9pt">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">314,941</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">315,439</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">60,786</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">69,485</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 5.4pt">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">13,293</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">14,639</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 13.5pt">Total loans</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">785,082</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">841,050</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Allowance for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(15,991</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(14,288</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 13.5pt">Total loans, net</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">769,091</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">826,762</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the normal course of banking business,
loans are made to officers and directors and their affiliated interests. These loans are made on substantially the same terms and
conditions as those prevailing at the time for comparable transactions with persons who are not related to the Company and are
not considered to involve more than the normal risk of collectibility. As of December 31, 2012 and 2011, such loans outstanding,
both direct and indirect (including guarantees), to directors, their associates and policy-making officers, totaled approximately
$26.0 million and $22.4 million, respectively. During 2012 and 2011, loan additions were approximately $9.7 million and $4.4 million,
respectively, and loan repayments were approximately $6.1 million and $2.0 million, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 56; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->56<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables include impairment
information relating to loans and the allowance for credit losses as of December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Construction</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Residential real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Consumer</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unallocated</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">December 31, 2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 23%; font-size: 10pt; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt">Loans individually evaluated for impairment</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">37,029</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">18,549</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">32,447</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">715</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">87</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">88,827</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -4.3pt; padding-left: 4.3pt">Loans collectively evaluated for impairment</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">71,022</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">269,462</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">282,494</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">60,071</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">13,206</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">696,255</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">Total loans</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">108,051</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">288,011</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">314,941</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">60,786</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">13,293</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">785,082</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: -4.5pt; padding-left: 8.8pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt">Allowance for credit losses allocated to:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt">Loans individually evaluated for impairment</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">941</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">598</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">614</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">48</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,201</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -4.3pt; padding-left: 4.3pt">Loans collectively evaluated for impairment</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">3,446</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">4,596</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">3,520</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1,682</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">359</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">187</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">13,790</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -4.3pt; padding-left: 4.3pt">Total allowance for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">4,387</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">5,194</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">4,134</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">1,682</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">407</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">187</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">15,991</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Construction</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Residential real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Consumer</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unallocated</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 23%; font-size: 10pt; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt">Loans individually evaluated for impairment</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">27,336</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">23,898</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">23,578</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">1,738</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">28</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">76,578</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -4.3pt; padding-left: 4.3pt">Loans collectively evaluated for impairment</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">92,547</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">297,706</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">291,861</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">67,747</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">14,611</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">764,472</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">Total loans</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">119,883</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">321,604</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">315,439</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">69,485</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">14,639</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">841,050</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: -4.5pt; padding-left: 8.8pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt">Allowance for credit losses allocated to:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt">Loans individually evaluated for impairment</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">170</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">1,296</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">1,466</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; text-indent: -4.3pt; padding-left: 4.3pt">Loans collectively evaluated for impairment</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,575</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,718</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,415</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,498</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">594</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">22</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">12,822</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; text-indent: -4.3pt; padding-left: 4.3pt">Total allowance for credit losses</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">3,745</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">5,014</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">3,415</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,498</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">594</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">22</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">14,288</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 57; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->57<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables provide information
on impaired loans and any related allowance by loan class as of December 31, 2012 and 2011. The difference between the unpaid principal
balance and the recorded investment is the amount of partial charge-offs that have been taken.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unpaid principal balance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Recorded investment with no allowance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Recorded investment with an allowance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Related allowance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Average recorded investment</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR>
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">December 31, 2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Impaired nonaccrual loans:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 30%; font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">14,288</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">3,371</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">6,323</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">941</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">12,428</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">17,975</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">9,469</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,063</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">598</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">17,472</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">19,515</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">11,838</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,729</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">614</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">12,975</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,556</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">594</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,538</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">92</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">39</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">48</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">48</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">55</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">53,426</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">25,311</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">11,163</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">2,201</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">44,468</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Impaired accruing restructured loans:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">27,335</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">27,335</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">21,193</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">7,017</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">7,017</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5,064</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">17,880</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">17,880</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">16,252</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">121</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">121</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">87</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">52,353</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">52,353</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">42,596</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Total impaired loans:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">41,623</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">30,706</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">6,323</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">941</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">33,621</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">24,992</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">16,486</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,063</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">598</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">22,536</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">37,395</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">29,718</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,729</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">614</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">29,227</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,677</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">715</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,625</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">92</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">39</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">48</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">48</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">55</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">105,779</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">77,664</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">11,163</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">2,201</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">87,064</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 58; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unpaid principal balance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Recorded investment with no allowance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Recorded investment with an allowance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Related allowance</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Average recorded investment</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Impaired nonaccrual loans:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 30%; font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">22,883</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">14,005</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">1,550</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">170</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">16,555</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">22,431</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">16,925</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,181</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,296</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">15,430</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">17,372</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14,012</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14,624</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,119</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,669</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,539</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">30</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">28</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">32</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">64,835</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">46,639</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">4,731</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,466</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">49,180</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Impaired accruing restructured loans:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,781</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,781</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,663</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,792</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,792</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6,093</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,566</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,566</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7,960</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">69</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">69</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">111</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">25,208</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">25,208</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">24,827</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Total impaired loans:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">34,664</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">25,786</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,550</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">170</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">27,218</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">26,223</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,717</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,181</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,296</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">21,523</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">26,938</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">23,578</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">22,584</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,188</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,738</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,650</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">30</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">28</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">32</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">90,043</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">71,847</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">4,731</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,466</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">74,007</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables provide information
on troubled debt restructurings by loan class as of December 31, 2012 and 2011. The amounts include nonaccrual troubled debt restructurings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Number of contracts</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Premodification outstanding recorded investment</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Postmodification outstanding recorded investment</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Troubled debt restructurings:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">December 31, 2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">18</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">33,174</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">28,782</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">32</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">15,659</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">9,187</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">22</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">24,673</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">20,478</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">150</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">121</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">30</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">27</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left"></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">76</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">73,686</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">58,595</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">12,981</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">12,539</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,471</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,359</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">15,874</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14,175</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">69</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">69</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">50</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">40,395</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">37,142</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 59; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->59<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Number of contracts</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Recorded investment</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Troubled debt restructurings that subsequently defaulted (1):</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">December 31, 2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">6</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">1,447</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,295</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">6</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3,398</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">27</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left"></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">23</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">7,167</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">758</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7,353</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6,751</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">18</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">14,862</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">(1) Generally, a loan is considered in
default when principal or interest is past due 30 days or more.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Management uses risk ratings as part of
its monitoring of the credit quality in the Company&rsquo;s loan portfolio. Loans that are identified as special mention, substandard
or doubtful are adversely rated. They are assigned higher risk ratings than favorably rated loans in the calculation of the formula
portion of the allowance for credit losses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables provide information
on loan risk ratings as of December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Pass/Performing</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Special mention</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Substandard</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Doubtful</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Nonaccrual</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">December 31, 2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 16%; font-size: 10pt; padding-left: 0">Construction</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">45,385</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">30,817</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">22,155</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">9,694</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">108,051</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">237,299</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">23,657</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">15,090</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">433</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">11,532</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">288,011</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">257,418</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">21,554</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">21,402</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">14,567</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">314,941</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">55,432</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3,062</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,639</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">59</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">594</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">60,786</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">13,147</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">59</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">87</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">13,293</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">608,681</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">79,090</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">60,345</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">492</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">36,474</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">785,082</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Pass/Performing</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Special mention</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Substandard</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Doubtful</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Nonaccrual</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 16%; font-size: 10pt; padding-left: 0">Construction</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">50,403</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">30,373</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">23,552</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">15,555</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">119,883</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">261,910</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13,467</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">25,676</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">445</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,106</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">321,604</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">257,247</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">16,001</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">28,179</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14,012</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">315,439</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">59,178</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,813</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4,748</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">77</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,669</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">69,485</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">14,520</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">32</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">59</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">28</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">14,639</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">643,258</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">63,686</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">82,214</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">522</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">51,370</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">841,050</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 60; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->60<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables provide information on the aging of the
loan portfolio as of December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Accruing</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Current</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">30-59 days past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">60-89 days past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">90 days or more past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Non-accrual</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">December 31, 2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 23%; font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">98,221</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">136</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">136</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">9,694</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">108,051</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">272,311</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">3,116</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">762</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">290</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">4,168</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">11,532</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">288,011</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">298,522</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">887</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">800</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">165</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,852</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">14,567</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">314,941</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">59,746</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">380</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">66</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">446</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">594</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">60,786</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">13,125</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">57</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">19</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">5</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">81</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">87</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">13,293</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.125in; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">741,925</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">4,576</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">1,647</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">460</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">6,683</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">36,474</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">785,082</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.125in">Percent of total loans</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">94.5</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.6</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.2</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.1</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">0.9</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">4.6</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">%</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="18" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Accruing</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Current</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">30-59 days past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">60-89 days past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">90 days or more past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total past due</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Non-accrual</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 23%; font-size: 10pt; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">102,441</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">1,246</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">316</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">325</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">1,887</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">15,555</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">119,883</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">289,459</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4,417</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5,291</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,331</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">12,039</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20,106</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">321,604</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">289,760</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,073</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,594</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11,667</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">14,012</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">315,439</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">64,581</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,350</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,819</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">66</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,235</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,669</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">69,485</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Consumer</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">14,492</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">112</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">6</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">119</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">28</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">14,639</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.125in; padding-bottom: 2.5pt">Total</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">760,733</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">17,198</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">9,026</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2,723</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">28,947</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">51,370</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">841,050</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.125in">Percent of total loans</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">90.5</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2.0</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1.1</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">0.3</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3.4</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6.1</TD><TD STYLE="font-size: 10pt; text-align: left">%</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables provide a summary of the activity in the
allowance for credit losses allocated by loan class for 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Allocation of a portion of the allowance to one loan class does
not preclude its availability to absorb losses in other loan classes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Construction</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Residential real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Consumer</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unallocated</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Allowance for credit losses:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 23%; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Beginning balance</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">3,745</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">5,014</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">3,415</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">1,498</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">594</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">22</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right">14,288</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0; text-indent: 0">Charge-offs</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(7,826</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(9,838</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(2,954</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(5,451</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(576</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(26,645</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Recoveries</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">6</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">102</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">166</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">304</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">25</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">603</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.125in">Net charge-offs</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(7,820</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(9,736</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(2,788</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(5,147</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(551</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(26,042</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Provision</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">8,462</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">9,916</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">3,507</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">5,331</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">364</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">165</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">27,745</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Ending balance</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">4,387</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">5,194</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">4,134</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">1,682</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">407</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">187</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">15,991</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 61; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->61<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Construction</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Residential real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Consumer</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Unallocated</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Allowance for credit losses:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 23%; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Beginning balance</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">3,327</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">4,833</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">3,665</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">1,422</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">637</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">343</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">14,227</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Charge-offs</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4,236</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(7,693</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(5,037</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(3,388</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(202</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(20,556</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Recoveries</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">49</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">120</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">361</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">549</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">68</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,147</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.125in">Net charge-offs</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(4,187</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(7,573</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(4,676</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,839</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(134</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(19,409</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Provision</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">4,605</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">7,754</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">4,426</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">2,915</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">91</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(321</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">19,470</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Ending balance</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">3,745</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">5,014</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">3,415</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,498</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">594</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">22</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">14,288</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>NOTE 4. PREMISES AND EQUIPMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on premises and equipment at December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: justify; padding-left: 0">Land</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">5,818</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">4,902</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Buildings and land improvements</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">13,159</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13,404</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Furniture and equipment</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">7,589</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">7,390</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">26,566</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">25,696</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Accumulated depreciation</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(10,973</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(11,034</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0.125in; padding-bottom: 2.5pt">Total</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">15,593</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">14,662</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Depreciation expense totaled $1.1 million,
$996 thousand and $1.1 million for 2012, 2011 and 2010, respectively. The increase in land was primarily due to the relocation
of a branch of one of the Banks.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company leases facilities under operating
leases. Rental expense for the years ended December 31, 2012, 2011, and 2010 was $777 thousand, $753 thousand and $770 thousand,
respectively. Future minimum annual rental payments are approximately as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 86%; font-size: 10pt; text-align: justify; padding-left: 0">2013</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">708</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">2014</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">520</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">2015</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">245</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">2016</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">246</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">2017</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">250</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Thereafter</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,137</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0.125in; padding-bottom: 2.5pt">Total minimum lease payments</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">3,106</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 62; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->62<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 5. INVESTMENT IN UNCONSOLIDATED SUBSIDIARY</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During 2012, the Company terminated its
mortgage brokerage activities which were conducted through a minority series investment in an unrelated Delaware limited liability
company under the name &ldquo;Wye Mortgage Group&rdquo;. This investment was carried at cost, adjusted for the Company&rsquo;s
49.0% equity ownership in Wye Mortgage Group&rsquo;s undistributed income or loss. The following table provides a summary of the
activity related to the Company&rsquo;s investment in Wye Mortgage Group for 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: justify; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: justify; padding-left: 0">Beginning balance</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">89</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">19</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Investment in unconsolidated subsidiary</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">25</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">Equity in undistributed income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(4</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">45</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0; padding-bottom: 2.5pt">Ending balance</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">85</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">89</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-left: 0; padding-bottom: 2.5pt">Income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">138</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">169</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">At December 31, 2012, the remaining balance included the Company&rsquo;s
investments in and undistributed income from Wye Mortgage Group. The Company expects that these amounts will be returned/distributed
to the Company during the first quarter of 2013.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">NOTE 6. GOODWILL AND OTHER INTANGIBLE
ASSETS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on the significant components of goodwill and acquired intangible assets at December 31, 2012 and 2011. The Community Banking segment
and the Insurance Products and Services segment had goodwill of $2.6 million and $9.9 million, respectively, at the end of both
2012 and 2011. See Note 25 for further information regarding the Company&rsquo;s business segments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="18" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">December
    31, 2012</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="18" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">December
    31, 2011</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(Dollars
    in thousands)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Gross
    Carrying Amount</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Cumulative<BR>
Impairment
    Charges</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0; vertical-align: bottom"><FONT STYLE="font-size: 7pt">Accumulated<BR>

    Amortization</FONT></TD><TD STYLE="padding-left: 0; font: 10pt Times New Roman, Times, Serif; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Net
    Carrying Amount</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Weighted
    Average Remaining Life <BR>(in years)</FONT></TD><TD STYLE="padding-left: 0; font: 10pt Times New Roman, Times, Serif; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Gross
    Carrying Amount</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Cumulative<BR>
Impairment
    Charges</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0; vertical-align: bottom"><FONT STYLE="font-size: 7pt">Accumulated<BR>
    Amortization</FONT></TD><TD STYLE="padding-left: 0; font: 10pt Times New Roman, Times, Serif; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Net
    Carrying Amount</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Weighted
    Average Remaining Life <BR>(in years)</FONT></TD><TD STYLE="padding-left: 0; font: 10pt Times New Roman, Times, Serif; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; width: 20%"><FONT STYLE="font-size: 7pt">Goodwill</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">17,345</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(4,224</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(667</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">12,454</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="width: 5%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">17,345</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(4,224</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(667</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="width: 5%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">12,454</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="width: 5%; padding-bottom: 2.5pt; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="width: 1%; padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">Other intangible
    assets</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.125in"><FONT STYLE="font-size: 7pt">Amortizable</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in; text-indent: 0"><FONT STYLE="font-size: 7pt">Employment
    agreements</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,730</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(1,286</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">444</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">2.0</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,730</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(1,059</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">671</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">2.7</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in; text-indent: 0"><FONT STYLE="font-size: 7pt">Insurance
    expirations</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,270</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(894</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">376</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">4.4</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,270</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(809</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">461</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">5.4</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in; text-indent: 0"><FONT STYLE="font-size: 7pt">Core deposits</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">968</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(968</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">968</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(938</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">30</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">0.3</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.25in"><FONT STYLE="font-size: 7pt">Customer
    relationships</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">960</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(126</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(303</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">531</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">10.7</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">960</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(126</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(253</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">581</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">11.6</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">4,928</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(126</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(3,451</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,351</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">4,928</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(126</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(3,059</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,743</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0.125in"><FONT STYLE="font-size: 7pt">Unamortizable</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in; text-indent: 0"><FONT STYLE="font-size: 7pt">Carrier relationships</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,300</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(45</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,255</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,300</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(45</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,255</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0.25in"><FONT STYLE="font-size: 7pt">Trade name</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,210</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,210</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,210</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">1,210</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">2,510</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(45</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">2,465</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">2,510</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(45</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">-</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">2,465</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0"><FONT STYLE="font-size: 7pt">Total other intangible
    assets</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">7,438</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(171</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(3,451</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">3,816</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">7,438</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(171</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">(3,059</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">)</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">$</FONT></TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">4,208</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on current period and estimated future amortization expense for amortizable other intangible assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 45%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Amortization</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Expense</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 50%; font-size: 10pt; padding-left: 5.4pt">Year ended December 31, 2012</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 29%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; text-align: right">392</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD NOWRAP STYLE="font-size: 10pt; padding-left: 5.4pt">Estimate for years ended December 31,</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">2013</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">296</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">2014</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">296</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">2015</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">255</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">2016</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">134</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">2017</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">87</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 63; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->63<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 7. OTHER ASSETS </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company had the following other assets at December 31, 2012
and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left; padding-left: 0">Nonmarketable investment securities</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">2,750</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">2,866</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Insurance premiums receivable</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">1,089</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">876</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Accrued interest receivable</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">2,796</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,933</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Income taxes receivable</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">5,160</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">719</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Deferred income taxes (1)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">9,180</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,036</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Interest rate caps (2)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">14</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">250</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Prepaid expenses</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">2,227</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,641</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Other assets</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">5,620</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5,399</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.125in; padding-bottom: 2.5pt">Total</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">28,836</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">26,720</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(1) See Note 15 for further discussion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(2) See Note 20 for further discussion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 8. OTHER LIABILITIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company had the following other liabilities at December
31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left; padding-left: 0">Accrued interest payable</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">339</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">569</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Other liabilities</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">8,408</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">8,184</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.125in">Total</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">8,747</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">8,753</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 9. DEPOSITS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The approximate amount of certificates
of deposit of $100,000 or more was $225.3 million and $243.5 million at December 31, 2012 and 2011, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="text-underline-style: double">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on the approximate maturities of total time deposits at December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left; padding-left: 0">Due in one year or less</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">245,004</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">244,715</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Due in one to three years</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">108,947</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">116,586</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Due in three to five years</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">74,834</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">83,604</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.125in; padding-bottom: 2.5pt">Total</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">428,785</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">444,905</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 10. SHORT-TERM BORROWINGS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes certain
information for short-term borrowings for the years ended December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Rate</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Rate</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">Average for the Year</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 44%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in">Retail repurchase agreements</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">14,976</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: right">0.30</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">15,319</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: right">0.37</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">At Year End</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Retail repurchase agreements</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">13,761</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: right">0.26</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">17,817</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: right">0.34</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Securities sold under agreements to repurchase
are securities sold to customers, at the customers&rsquo; request, under a &ldquo;roll-over&rdquo; contract that matures in one
business day. The underlying securities sold are U.S. Government agency securities, which are segregated in the Company&rsquo;s
custodial accounts from other investment securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company may periodically borrow from
a correspondent federal funds line of credit arrangement, under a secured reverse repurchase agreement, or from the Federal Home
Loan Bank to meet short-term liquidity needs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 64; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->64<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 11. LONG-TERM DEBT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Company had the following long-term debt as of December
31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 94.8pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Acquisition-related debt, 4.08% interest, annual payments over five years</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">-</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">455</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The acquisition-related debt was incurred
as part of the purchase price of TSGIA and payable to the seller thereof, who remains the President of that subsidiary. The final
payment was made on October 1, 2012.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 12. BENEFIT PLANS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>401(k) and Profit Sharing Plan</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has a 401(k) and profit sharing
plan covering substantially all full-time employees. The plan calls for matching contributions by the Company, and the Company
makes discretionary contributions based on profits. Company contributions to this plan included in expense totaled $513 thousand,
$430 thousand, and $501 thousand for 2012, 2011, and 2010, respectively. The expense increased in 2012 when compared to 2011 because
there were larger forfeitures available to reduce 401(k) costs during 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 13. STOCK-BASED COMPENSATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2012, the Company maintained
the Shore Bancshares, Inc. 2006 Stock and Incentive Compensation Plan (&ldquo;2006 Equity Plan&rdquo;) under which Shore Bancshares,
Inc. may issue shares of its common stock or grant other equity-based awards. Shore Bancshares, Inc.&rsquo;s ability to grant options
under the Shore Bancshares, Inc. 1998 Stock Option Plan (the &ldquo;1998 Option Plan&rdquo;) expired on March 3, 2008 and all of
the remaining 7,125 outstanding options expired on May 9, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Under the 2006 Equity Plan, stock-based
awards may be granted periodically to the Company&rsquo;s directors, executive officers, and key employees at the discretion of
the Compensation Committee of the Board of Shore Bancshares, Inc. Stock-based awards granted to date under the 2006 Equity Plan
are generally time-based, vesting on each anniversary of the grant date over a three- to five-year period of time and, in the case
of stock options, expiring 10 years from the grant date. Stock-based compensation expense is recognized ratably over the requisite
service period for all awards, is based on the grant date fair value and reflects forfeitures as they occur. The 2006 Equity Plan
originally reserved 631,972 shares of common stock for grant, and 507,078 shares remained available for grant at December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables provide information
on stock-based compensation expense for 2012, 2011 and 2010.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Stock-based compensation expense</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">209</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">338</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">390</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: -3.3pt; padding-left: 3.3pt">Excess tax expense related to stock-based compensation</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">106</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">45</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">20</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">December 31,</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt">Unrecognized stock-based compensation expense</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">143</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">167</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">424</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt">Weighted average period unrecognized expense is expected to be recognized</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>2.1 years</B></FONT></TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.5 months</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.7 years</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 65; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->65<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table summarizes restricted
stock award activity for the Company under the 2006 Equity Plan for the two years ended December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="text-underline-style: double">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Year Ended December 31, 2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Number</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Weighted Average <BR>
Grant Date</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Number</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Weighted Average <BR>
Grant Date</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">of Shares</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">of Shares</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt; text-align: left; padding-left: 0">Nonvested at beginning of year</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: bold; text-align: right">45,779</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: bold; text-align: right">13.20</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 15%; font-size: 10pt; text-align: right">44,127</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; text-align: right">16.76</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Granted</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">13,923</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6.99</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Vested</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(39,231</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">12.92</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(12,271</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">18.95</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Cancelled</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Nonvested at end of year</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">6,548</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">14.89</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">45,779</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">13.20</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="text-underline-style: double">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The total fair value of restricted stock awards that vested
was $245 thousand in 2012 and $119 thousand in 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the first quarter of 2012, Shore
Bancshares, Inc. granted options to purchase 54,216 shares of its common stock pursuant to the 2006 Equity Plan. The options have
an exercise price of $6.64 and vest 50% after two years from date of grant and 50% after three years from date of grant. The following
table summarizes stock option activity for the Company under the 2006 Equity Plan for the year ended December 31, 2012. There were
no stock options outstanding or stock option activity under the 2006 Equity Plan during 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="14" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Year Ended December 31, 2012</TD><TD STYLE="padding-left: 0; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Number</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Weighted Average</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Aggregate</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; padding-left: 0">Weighted Average Grant Date</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">of shares</TD><TD STYLE="padding-left: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Exercise Price</TD><TD STYLE="padding-left: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Intrinsic Value</TD><TD STYLE="padding-left: 0; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0">Fair Value</TD><TD STYLE="padding-left: 0; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">Outstanding at beginning of year</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; padding-left: 0"></TD>
    <TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; padding-left: 0">$</TD>
    <TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; padding-left: 0">$</TD>
    <TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt; padding-left: 0">Granted</TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 15%; font-size: 10pt; text-align: right; padding-left: 0">54,216</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 15%; font-size: 10pt; text-align: right; padding-left: 0">6.64</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 15%; font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="width: 15%; font-size: 10pt; text-align: right; padding-left: 0">3.44</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Exercised</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Expired/Cancelled</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Outstanding at end of year</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">54,216</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: right; padding-left: 0">6.64</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: right; padding-left: 0">3.44</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Exercisable at end of year</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left; padding-left: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left; padding-left: 0">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: right; padding-left: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company estimates the fair value of
stock options using the Black-Scholes valuation model with weighted average assumptions for dividend yield, expected volatility,
risk-free interest rate and expected lives (in years). The expected dividend yield is calculated by dividing the total expected
annual dividend payout by the average stock price. The expected volatility is based on historical volatility of the underlying
securities. The risk-free interest rate is based on the Federal Reserve Bank&rsquo;s constant maturities daily interest rate in
effect at grant date. The expected contract life of the options represents the period of time that the Company expects the awards
to be outstanding based on historical experience with similar awards. The following weighted average assumptions were used as inputs
to the Black-Scholes valuation model for options granted in 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 50%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; padding-right: 0; padding-left: 0; layout-grid-mode: line; text-indent: 0"><FONT STYLE="font-size: 10pt">Dividend yield</FONT></TD>
    <TD STYLE="width: 28%; padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center; text-indent: 0"><FONT STYLE="font-size: 10pt">0.60%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-indent: 0"><FONT STYLE="font-size: 10pt">Expected volatility</FONT></TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center; text-indent: 0"><FONT STYLE="font-size: 10pt">58.65%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: rgb(204,255,204)">
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-indent: 0"><FONT STYLE="font-size: 10pt">Risk-free interest rate</FONT></TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center; text-indent: 0"><FONT STYLE="font-size: 10pt">1.69%</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: White">
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-indent: 0"><FONT STYLE="font-size: 10pt">Expected contract life (in years)</FONT></TD>
    <TD STYLE="padding-right: 0; padding-left: 0; layout-grid-mode: line; text-align: center; text-indent: 0"><FONT STYLE="font-size: 10pt">5.83</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt">There was
no aggregate intrinsic value of the options outstanding under the 2006 Equity Plan based on the $5.39 market value per share of
Shore Bancshares, Inc.&rsquo;s common stock at December 31, 2012. Since there were no options exercised during 2012 or 2011, there
was no intrinsic value associated with stock options exercised and no cash received on exercise of options. No stock options vested
in 2012 or 2011.</FONT> <FONT STYLE="font-size: 10pt">At December 31, 2012, the weighted average remaining contract life of options
outstanding was 9.2 years.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">NOTE 14. DEFERRED COMPENSATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: black">The Shore Bancshares,
Inc. Executive Deferred Compensation Plan (the &ldquo;Plan&rdquo;) is for members of management and highly compensated employees
of Shore Bancshares, Inc. and its subsidiaries. The Plan permits a participant to elect, each year, to defer receipt of up to 100%
of his or her salary and bonus to be earned in the following year. The Plan also permits the participant to defer the receipt of
performance-based compensation not later than six months before the end of the period for which it is to be earned. The deferred
amounts are credited to an account maintained on behalf of the participant and are invested at the discretion of each participant
in certain deemed investment options selected from time to time by the Compensation Committee of the Board of Shore Bancshares,
Inc. </FONT>Shore Bancshares, Inc. <FONT STYLE="color: black">may also make matching, mandatory and discretionary contributions
for certain participants. </FONT>A participant is fully vested at all times in the amounts that he or she elects to defer. Any
contributions by Shore Bancshares, Inc. will vest over a five-year period. There were no elective deferrals made by plan participants
during 2012, 2011 or 2010.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 66; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->66<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on Shore Bancshares, Inc.&rsquo;s contributions to the Plan for 2012, 2011 and 2010 and the related deferred compensation liability
at December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Deferred compensation contribution</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">20</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">65</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">94</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">December 31,</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Deferred compensation liability</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">632</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">544</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Shore Bancshares, Inc. has a supplemental
deferred compensation plan to provide retirement benefits to its Chief Executive Officer. The participant is 100% vested in amounts
credited to his account. No contributions have been made to this plan since the adoption of the Plan described above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">CNB has agreements with certain of its
directors under which they have deferred part of their fees and compensation. The amounts deferred are invested in insurance policies,
owned by CNB, on the lives of the respective individuals. Amounts available under the policies are to be paid to the individuals
as retirement benefits over future years. The following table includes information on the cash surrender value and the accrued
benefit obligation included in other assets and other liabilities at December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font: 10pt Times New Roman, Times, Serif; padding-left: 0">Cash surrender value</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">3,143</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">3,006</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Accrued benefit obligation</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">1,171</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">1,158</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 15. INCOME TAXES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on components of income tax expense for each of the three years ended December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Current tax (benefit) expense:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 58%; font: 10pt Times New Roman, Times, Serif; padding-left: 0.125in">Federal</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(3,977</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">656</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">1,940</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0.125in">State</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(823</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">236</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">473</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(4,800</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">892</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">2,413</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Deferred income tax benefit:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0.125in">Federal</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(1,140</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(1,233</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(2,350</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0.125in">State</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(625</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">(317</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">(555</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(1,765</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">(1,550</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">(2,905</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Total income tax benefit</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(6,565</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">(658</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">(492</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides a reconciliation
of tax computed at the statutory federal tax rate of 34.0% to the actual tax expense for each of the three years ended December
31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 58%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Tax at federal statutory rate</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">34.0</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">34.0</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">34.0</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0; text-indent: 0">Tax effect of:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-indent: 0; padding-left: 0.125in">Tax-exempt income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">0.6</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">8.8</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">7.6</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0.125in">Non-deductible goodwill impairment charges</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">-</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(6.0</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(24.3</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0.125in">Other non-deductible expenses</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(0.2</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(2.1</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(1.3</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0.125in">State income taxes, net of federal benefit</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">5.9</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">3.6</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">2.4</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-indent: 0; padding-left: 0.125in">Other</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">0.2</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">4.0</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">4.4</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Actual income tax expense rate</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left"></TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">40.5</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left"></TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">42.3</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left"></TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">22.8</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="background-color: yellow"></FONT>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>


<!-- Field: Page; Sequence: 67; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->67<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following table provides information on significant components
of the Company&rsquo;s deferred tax assets and liabilities as of December 31.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0.4pt">Deferred tax assets:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 72%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Allowance for credit losses</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">6,421</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">5,640</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Reserve for off-balance sheet commitments</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">166</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">137</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Write-downs of other real estate owned</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">742</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">346</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Net operating loss carry forward</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">364</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">212</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Deferred income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">2,370</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">2,055</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Accrued expenses</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">1,353</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">1,450</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Loss on termination of cash flow hedge</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">540</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">-</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Unrealized losses on interest rate caps</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">803</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">2,070</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt; padding-left: 17.25pt">Other</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">55</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">54</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; padding-left: 35.25pt">Total deferred tax assets</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">12,814</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">11,964</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 5.4pt">Deferred tax liabilities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 17.25pt">Depreciation</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">515</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">612</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Purchase accounting adjustments</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">1,009</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">680</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Deferred capital gain on branch sale</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">451</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">473</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Deferred gains on interest rate swaps</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">169</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">169</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 17.25pt">Unrealized gains on available-for-sale securities</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">1,282</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">928</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt; padding-left: 17.25pt">Other</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">208</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">66</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; padding-left: 35.25pt">Total deferred tax liabilities</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">3,634</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">2,928</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 2.5pt; padding-left: 53.25pt">Net deferred tax assets</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">9,180</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">9,036</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">No valuation allowance for deferred tax assets was
recorded at December 31, 2012 and 2011 as management believes it is more likely than not that all of the deferred tax assets
will be realized because they were supported by recoverable taxes paid in prior years and the expected generation of a
sufficient level of future taxable income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 16. EARNINGS/(LOSS) PER COMMON SHARE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Basic earnings/(loss) per common share
is calculated by dividing net income/(loss) available to (allocable to) common stockholders by the weighted average number of common
shares outstanding during the period. Diluted earnings/(loss) per common share is calculated by dividing net income/(loss) available
to (allocable to) common stockholders by the weighted average number of common shares outstanding during the period, adjusted for
the dilutive effect of common stock equivalents (stock-based awards and the warrant). There is no dilutive effect on the loss per
share during loss periods. The following table provides information relating to the calculation of earnings/(loss) per common share.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(In thousands, except per share data)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 58%; font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Net loss</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(9,638</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(897</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="width: 1%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="width: 1%; padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Weighted average shares outstanding &ndash; basic</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">8,457</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8,451</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">8,442</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Dilutive effect of common stock equivalents</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-bottom: 2.5pt">Weighted average shares outstanding &ndash; diluted</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">8,457</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">8,451</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">8,442</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-bottom: 2.5pt">Loss per common share &ndash; basic</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(1.14</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(0.11</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(0.20</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-bottom: 2.5pt">Loss per common share &ndash; diluted</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">(1.14</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(0.11</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(0.20</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The calculations of diluted loss per share
excluded weighted average common stock equivalents of 46 thousand for 2012, 159 thousand for 2011 and 182 thousand for 2010 because
the effect of including them would have been antidilutive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 17. REGULATORY CAPITAL REQUIREMENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Shore Bancshares, Inc. and each of the
Banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum
capital requirements can initiate certain mandatory - and possibly additional discretionary - actions by regulators that, if undertaken,
could have a direct material effect on the Company&rsquo;s financial statements. Under capital adequacy guidelines and the regulatory
framework for prompt corrective action, the Banks must meet specific capital guidelines that involve quantitative measures of the
Banks&rsquo; assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The
Banks&rsquo; capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk
weightings, and other factors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 68; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->68<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Quantitative measures established by regulation
to ensure capital adequacy require the Banks to maintain amounts and ratios (set forth in the table below) of Tier 1 and total
capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets
(leverage ratio). As of December 31, 2012, management believes that Shore Bancshares, Inc. and the Banks met all capital adequacy
requirements to which they are subject.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As of December 31, 2012 and 2011, the most
recent notification from the Federal Deposit Insurance Corporation categorized the Banks as well capitalized under the regulatory
framework for prompt corrective action. To be categorized as well capitalized, the Banks must maintain minimum Tier 1 risk-based
and total risk-based capital ratios, and Tier 1 leverage ratios. Management believes that there are no conditions or events since
that notification that have changed the well-capitalized category of Shore Bancshares, Inc. or either of the Banks.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The minimum ratios for capital adequacy
purposes are 4.00%, 8.00% and 4.00% for the Tier 1 risk-based capital, total risk-based capital and leverage ratios, respectively.
To be categorized as well capitalized, a bank must maintain minimum ratios of 6.00%, 10.00% and 5.00% for its Tier 1 risk-based
capital, total risk-based capital and leverage ratios, respectively. Shore Bancshares, Inc., as a financial holding company, is
subject to the well-capitalized requirement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following tables present the capital
amounts and ratios for Shore Bancshares, Inc., Talbot Bank and CNB as of December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 0"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>December 31, 2012</B></P> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">(Dollars in thousands)</P></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Tier 1 <BR>Capital</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Total <BR>Risk- <BR>Based <BR>Capital</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Net <BR>Risk- <BR>Weighted <BR>Assets</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Adjusted <BR>Average <BR>Total Assets</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Tier 1 <BR>Risk-Based <BR>Capital <BR>Ratio</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Total <BR>Risk-Based <BR>Capital <BR>Ratio</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Tier 1 <BR>Leverage <BR>Ratio</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 23%; font: bold 10pt Times New Roman, Times, Serif; padding-left: 0">Company</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">97,049</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">107,208</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">805,108</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">1,166,865</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">12.05</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">13.32</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">8.32</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Talbot Bank</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">53,496</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">59,847</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">501,612</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">713,472</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">10.66</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">11.93</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">7.50</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0">CNB</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">41,976</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">45,780</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">303,627</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">450,109</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">13.82</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">15.08</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">9.33</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 0">December 31, 2011 <BR>(Dollars in thousands)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Tier 1 <BR>Capital</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Total <BR>Risk- <BR>Based <BR>Capital</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Net <BR>Risk- <BR>Weighted <BR>Assets</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Adjusted <BR>Average <BR>Total Assets</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Tier 1 <BR>Risk-Based <BR>Capital <BR>Ratio</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Total <BR>Risk-Based <BR>Capital <BR>Ratio</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Tier 1 <BR>Leverage <BR>Ratio</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 23%; font: 10pt Times New Roman, Times, Serif; padding-left: 0">Company</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">106,276</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">116,917</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">846,936</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">1,143,990</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">12.55</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">13.80</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 8%; font: 10pt Times New Roman, Times, Serif; text-align: right">9.29</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Talbot Bank</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">63,667</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">70,604</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">551,202</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">706,984</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">11.55</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">12.81</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">9.01</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0">CNB</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">41,542</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">45,246</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">295,232</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">431,968</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">14.07</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">15.33</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">9.62</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Federal and state laws and regulations
applicable to banks and their holding companies impose certain restrictions on dividend payments by the Banks, as well as restricting
extensions of credit and transfers of assets between the Banks and Shore Bancshares, Inc. Talbot Bank is currently prohibited from
paying dividends to Shore Bancshares, Inc. without the prior consent of its banking regulators. CNB paid dividends of $2.3 million
to Shore Bancshares, Inc. during 2012. At December 31, 2012, CNB could have paid additional dividends to Shore Bancshares, Inc.
of approximately $2.7 million without the prior consent and approval of its regulatory agencies. Shore Bancshares, Inc. had no
outstanding receivables from subsidiaries at December 31, 2012 or 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 18. LINES OF CREDIT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Banks had $15.5 million in federal
funds lines of credit and a reverse repurchase agreement available on a short-term basis from correspondent banks at both December
31, 2012 and 2011. In addition, the Banks had credit availability of approximately $58.0 million and $31.6 million from the Federal
Home Loan Bank at December 31, 2012 and 2011, respectively. The Banks have pledged as collateral, under a blanket lien, all qualifying
residential loans under borrowing agreements with the Federal Home Loan Bank. The Banks had no short-term borrowings from the Federal
Home Loan Bank at December 31, 2012 or 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 19. FAIR VALUE MEASUREMENTS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Accounting guidance under GAAP defines
fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal
or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement
date. This accounting guidance also establishes a fair value hierarchy, which requires an entity to maximize the use of observable
inputs and minimize the use of unobservable inputs when measuring fair value.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 69; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->69<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company uses fair value measurements
to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available
for sale and derivative assets and liabilities are recorded at fair value on a recurring basis. Additionally, from time to time,
the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans and other real
estate and other assets owned (foreclosed assets). These nonrecurring fair value adjustments typically involve application of lower
of cost or market accounting or write-downs of individual assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Under fair value accounting guidance, assets
and liabilities are grouped at fair value in three levels, based on the markets in which the assets and liabilities are traded
and the reliability of the assumptions used to determine their fair values. These hierarchy levels are:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; background-color: white">Level 1 inputs
&ndash; Unadjusted quoted prices in active markets for identical assets or liabilities that the entity has the ability to access
at the measurement date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; background-color: white">Level 2 inputs
&ndash; Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or
indirectly. These might include quoted prices for similar assets or liabilities in active markets, and inputs other than quoted
prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly
quoted intervals.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.5in; text-align: justify; background-color: white">Level 3 inputs
&ndash; Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity&rsquo;s own assumptions
about the assumptions that market participants would use in pricing the assets or liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">Below is a discussion
on the Company&rsquo;s assets measured at fair value on a recurring basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Investment Securities Available for
Sale</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Fair value measurement for investment securities
available for sale is based on quoted prices from an independent pricing service. The fair value measurements consider observable
data that may include present value of future cash flows, prepayment assumptions, credit loss assumptions and other factors. The
Company classifies its investments in U.S. Treasury securities as Level 1 in the fair value hierarchy, and it classifies its investments
in U.S. Government agencies securities and mortgage-backed securities issued or guaranteed by U.S. Government sponsored entities
as Level 2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Derivative Assets</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Derivative instruments held by the Company
for risk management purposes are traded in over-the-counter markets where quoted market prices are not readily available. For those
derivatives, the Company measures fair value using third-party models that use primarily market observable inputs, such as yield
curves and option volatilities, and include the value associated with counterparty credit risk. The Company classifies its derivative
instruments held for risk management purposes as Level 2 in the fair value hierarchy. As of December 31, 2012 and 2011, the Company&rsquo;s
derivative instruments consisted solely of interest rate caps. These derivative assets are included in other assets in the accompanying
consolidated balance sheets.</P>


<!-- Field: Page; Sequence: 70; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->70<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The tables below present the recorded amount
of assets measured at fair value on a recurring basis at December 31, 2012 and 2011. No assets were transferred from one hierarchy
level to another during 2012 or 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: normal; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: normal; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: normal; text-align: center; border-bottom: Black 1pt solid">Quoted Prices (Level 1)</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal">&nbsp;</TD><TD STYLE="font: normal 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: normal 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs <BR>(Level 2)</TD><TD STYLE="padding-bottom: 1pt; font: normal 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: normal; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">December 31, 2012</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0">Securities available for sale:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0.125in">U.S. Government agencies</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: bold; text-align: right">36,107</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: bold; text-align: right">36,107</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; padding-left: 0.125in">Mortgage-backed securities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">108,780</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">108,780</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0.125in">Other equity securities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">621</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">621</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; padding-left: 0.25in">Total</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">145,508</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">145,508</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0">Interest rate caps</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">14</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">14</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; font-weight: normal; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: normal; text-align: center; border-bottom: Black 1pt solid">Fair Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: normal; text-align: center; border-bottom: Black 1pt solid">Quoted Prices (Level 1)</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal">&nbsp;</TD><TD STYLE="font: normal 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: normal 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Significant Other Observable Inputs <BR>(Level 2)</TD><TD STYLE="padding-bottom: 1pt; font: normal 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: normal; text-align: center; border-bottom: Black 1pt solid">Significant Unobservable Inputs (Level 3)</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: normal; padding-left: 0">December 31, 2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0">Securities available for sale:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 28%; font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0.125in">U.S. Government agencies</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: normal; text-align: right">42,148</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: normal; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: normal; text-align: right">42,148</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="width: 15%; font-size: 10pt; font-weight: normal; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; padding-left: 0.125in">Mortgage-backed securities</TD><TD STYLE="font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: right">87,033</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: right">87,033</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0.125in">Other equity securities</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: right">599</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: right">599</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: normal; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; padding-left: 0.25in">Total</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: right">129,780</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: right">129,780</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: normal; text-align: left; padding-left: 0">Interest rate caps</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: right">250</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: right">250</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: normal; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: normal; text-align: left">$</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: right; border-bottom: Black 2.5pt double">-</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: normal; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">Below is a discussion
on the Company&rsquo;s assets measured at fair value on a nonrecurring basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Loans</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company does not record loans at fair
value on a recurring basis; however, from time to time, a loan is considered impaired and a valuation allowance may be established
if there are losses associated with the loan. Loans are considered impaired if it is probable that payment of interest and principal
will not be made in accordance with contractual terms. The fair value of impaired loans can be estimated using one of several methods,
including the collateral value, market value of similar debt, liquidation value and discounted cash flows. At December 31, 2012
and 2011, substantially all impaired loans were evaluated based on the fair value of the collateral and were classified as Level
3 in the fair value hierarchy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Other Real Estate and Other Assets Owned
(Foreclosed Assets)</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Foreclosed assets are adjusted for fair
value upon transfer of loans to foreclosed assets. Subsequently, foreclosed assets are carried at the lower of carrying value and
fair value. Fair value is based on independent market prices, appraised value of the collateral or management&rsquo;s estimation
of the value of the collateral. At December 31, 2012 and 2011, foreclosed assets were classified as Level 3 in the fair value hierarchy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 71; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->71<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The tables below summarize the changes
in the recorded amount of assets measured at fair value on a nonrecurring basis for 2012 and 2011. All assets measured at fair
value on a nonrecurring basis were classified as Level 3 in the fair value hierarchy for the periods presented.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">Construction</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">Residential real estate</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">Commercial real estate</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">Commercial</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">Consumer</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0">Total</TD><TD STYLE="padding-left: 0; font-size: 10pt; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-left: 0">2012</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Impaired loans:</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 34%; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Beginning balance</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">27,166</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">22,602</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">23,578</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">1,738</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">28</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="width: 8%; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">75,112</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0">Charge-offs</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(7,790</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(9,483</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(2,954</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(2,037</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(22,264</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Payments</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(1,096</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(10,134</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(2,856</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(310</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(8)</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(14,404</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Transfers to other real estate owned</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(1,631</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(1,997</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(2,128</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(30</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(5,786</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Returned to performing status</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(491</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(76</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(567</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Changed to nonaccrual status</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(1,578</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(786</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(2,364</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Additions</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">21,788</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">17,542</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">16,807</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">1,430</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">67</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">57,634</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Changes in allowance</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(771</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">698</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(614</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">-</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(48</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">(735</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Ending balance</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">36,088</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">17,951</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">31,833</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">715</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">39</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0; text-indent: 0">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right; padding-left: 0; text-indent: 0">86,626</TD><TD STYLE="padding-left: 0; font-size: 10pt; font-weight: bold; text-align: left; text-indent: 0; padding-bottom: 2.5pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-right: 0; padding-left: 0; text-indent: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Construction</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Residential real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial real estate</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Commercial</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Consumer</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-right: 0">2011</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-right: 0">Impaired loans:</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 34%; font-size: 10pt; text-align: left; padding-left: 0; padding-right: 0; text-indent: 0">Beginning balance</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">28,175</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">15,327</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">13,280</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">4,374</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">30</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 8%; font-size: 10pt; text-align: right">61,186</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; padding-right: 0; text-indent: 0">Charge-offs</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4,313</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(7,082</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4,643</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,600</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(18,638</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-right: 0">Payments</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,555</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(7,557</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,364</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(550</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(13)</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(12,039</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-right: 0">Transfers to other real estate owned</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,317</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,642</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(4,920</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(388</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(9,267</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-right: 0">Returned to performing status</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,907</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,907</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-right: 0">Changed to nonaccrual status</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(419</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(3,120</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,825</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(5,364</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-right: 0">Additions</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7,765</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">29,879</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">24,050</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">902</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">11</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">62,607</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; padding-right: 0">Changes in allowance</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(170</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,296</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,466</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-right: 0; padding-bottom: 2.5pt">Ending balance</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">27,166</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">22,602</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">23,578</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,738</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">28</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">75,112</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR>
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: center">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: center">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: 0; padding-left: 0">Other real estate owned:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font-size: 10pt; text-align: left; padding-left: 0; text-indent: 0">Beginning balance</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">9,385</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">3,702</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Sales</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(6,429</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(3,978</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Write-downs</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,328</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,051</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0">Additions</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">6,031</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">10,712</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-indent: 0; padding-left: 0; padding-bottom: 2.5pt">Ending balance</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">7,659</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">9,385</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 72; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->72<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following information relates to the
estimated fair values of financial assets and liabilities that are reported in the Company&rsquo;s consolidated balance sheets
at their carrying amounts. The discussion below describes the methods and assumptions used to estimate the fair value of each class
of financial asset and liability for which it is practicable to estimate that value.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Cash and Cash Equivalents</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Cash equivalents include interest-bearing
deposits with other banks and federal funds sold. For these short-term instruments, the carrying amount is a reasonable estimate
of fair value.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Investment Securities Held to Maturity</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For all investments in debt securities,
fair values are based on quoted market prices. If a quoted market price is not available, fair value is estimated using quoted
market prices for similar securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Loans</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of categories of fixed
rate loans, such as commercial loans, residential real estate, and other consumer loans, are estimated by discounting the future
cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same
remaining maturities. Other loans, including variable rate loans, are adjusted for differences in loan characteristics.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Financial Liabilities</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The fair values of demand deposits, savings
accounts, and certain money market deposits are the amounts payable on demand at the reporting date. The fair value of fixed-maturity
certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. These estimates
do not take into consideration the value of core deposit intangibles. Generally, the carrying amount of short-term borrowings is
a reasonable estimate of fair value. The fair values of securities sold under agreements to repurchase (included in short-term
borrowings) and long-term debt are estimated using the rates offered for similar borrowings.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><U>Commitments to Extend Credit and Standby
Letters of Credit</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The majority of the Company&rsquo;s commitments
to grant loans and standby letters of credit are written to carry current market interest rates if converted to loans. In general,
commitments to extend credit and letters of credit are not assignable by the Company or the borrower, so they generally have value
only to the Company and the borrower. Therefore, it is impractical to assign any value to these commitments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on the estimated fair values of the Company&rsquo;s financial assets and liabilities that are reported in the balance sheets at
their carrying amounts. The financial assets and liabilities have been segregated by their classification level in the fair value
hierarchy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Estimated</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Estimated</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Carrying</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Fair</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Carrying</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Fair</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Amount</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Value</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Financial assets</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -6.3pt; padding-left: 10.2pt">Level 2 inputs</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 44%; font-size: 10pt; text-align: left; padding-left: 10.2pt">Cash and cash equivalents</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">200,193</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">200,193</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">127,742</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">127,742</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 10.2pt">Investment securities held to maturity</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,657</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,884</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6,480</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6,732</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -6.3pt; padding-left: 10.2pt">Level 3 inputs</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 10.2pt">Loans, net</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">769,091</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">798,381</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">826,762</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">856,917</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Financial liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -6.3pt; padding-left: 10.2pt">Level 2 inputs</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 10.2pt">Deposits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,049,273</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,052,382</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">1,009,919</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">1,013,964</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 10.2pt">Short-term borrowings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">13,761</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">13,761</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">17,817</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">17,817</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 10.2pt">Long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">455</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">470</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 20. DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Accounting guidance under GAAP defines
derivatives, requires that derivatives be carried at fair value on the balance sheet and provides for hedge accounting when certain
conditions are met. Changes in the fair values of derivative instruments designated as &ldquo;cash flow&rdquo; hedges, to the extent
the hedges are highly effective, are recorded in other comprehensive income, net of taxes. Ineffective portions of cash flow hedges,
if any, are recognized in current period earnings. The net interest settlement on cash flow hedges is treated as an adjustment
of the interest income or interest expense of the hedged assets or liabilities. The Company uses derivative instruments to hedge
its exposure to changes in interest rates. The Company does not use derivatives for any trading or other speculative purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the second quarter of 2009, the
Company purchased interest rate caps for $7.1 million to effectively fix the interest rate at 2.97% for five years on $70 million
of the Company&rsquo;s money market deposit accounts related to our participation in the IND Program. At December 31, 2012 and
2011, the aggregate fair value of these derivatives was an asset of $14 thousand and $250 thousand, respectively. The change in
fair value included a $1.8 million adjustment to record unrealized holding gains on the interest rate caps and a $2.0 million charge
to interest expense associated with the hedged money market deposit accounts. For 2011 and 2010, unrealized holding losses on the
interest rate caps were $460 thousand and $3.7 million, respectively, and interest expense associated with the hedged money market
deposit accounts was $1.3 million thousand and $429 thousand, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 73; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->73<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In December 2012, the Company
decided to partially exit the IND Program in an effort to reduce its excess liquidity and, as a result, expects that the
deposits related to this program, which totaled $90 million at the end of 2012, will be reduced by approximately $50 million
during the first quarter of 2013. As such, a portion of the interest rate caps used to hedge the interest rates on these
deposits was terminated. Because the interest rate caps qualified for hedge accounting, a $1.3 million loss on the
termination of  the ineffective portion of the cash flow hedge was recognized at the end of 2012. By partially exiting the
IND Program and terminating a portion of the interest rate caps, the hedged money market deposit account
balances associated with the interest rate caps and related interest expense are expected to decline. The Company expects
that the charge to interest expense associated with the hedged deposits over the next 12 months will be approximately $1.5
million, which is $900 thousand less than if a portion of the cash flow hedge had not been terminated. The lower money market
deposit account balances will reduce the Company&rsquo;s excess liquidity and the lower related interest expense will benefit
the net interest margin going forward. The effects of these transactions are expected to impact the Company&rsquo;s financial
results beginning in the first quarter of 2013.<FONT STYLE="font-size: 10pt"> </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">By entering into derivative instrument
contracts, the Company exposes itself, from time to time, to counterparty credit risk. Counterparty credit risk is the risk that
the counterparty will fail to perform under the terms of the derivative contract. When the fair value of a derivative contract
is in an asset position, the counterparty has a liability to the Company, which creates credit risk for the Company. The Company
attempts to minimize this risk by selecting counterparties with investment grade credit ratings, limiting its exposure to any single
counterparty and regularly monitoring its market position with each counterparty. Collateral required by the counterparties, recorded
in other liabilities, was $428 thousand at both December 31, 2012 and 2011.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 21. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the normal course of business, to meet
the financing needs of its customers, the Banks are parties to financial instruments with off-balance sheet risk. These financial
instruments include commitments to extend credit and standby letters of credit. The Banks&rsquo; exposure to credit loss in the
event of nonperformance by the other party to these financial instruments is represented by the contractual amount of the instruments.
The Banks use the same credit policies in making commitments and conditional obligations as they do for on-balance sheet instruments.
The Banks generally require collateral or other security to support the financial instruments with credit risk. The amount of collateral
or other security is determined based on management&rsquo;s credit evaluation of the counterparty. The Banks evaluate each customer&rsquo;s
creditworthiness on a case-by-case basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Commitments to extend credit are agreements
to lend to a customer as long as there is no violation of any condition established in the contract. Letters of credit are conditional
commitments issued by the Banks to guarantee the performance of a customer to a third party. Letters of credit and other commitments
generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the letters
of credit and commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent
future cash requirements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides information
on commitments outstanding as of December 31, 2012 and 2011.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 72%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0">Commitments to extend credit</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">141,518</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: 10pt Times New Roman, Times, Serif; text-align: right">136,222</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0">Letters of credit</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">12,817</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">11,311</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-left: 0.125in; padding-bottom: 2.5pt">Total</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">154,335</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; text-align: right">147,533</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">NOTE 22. CONTINGENCIES</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the normal course of business, Shore
Bancshares, Inc. and its subsidiaries may become involved in litigation arising from banking, financial, and other activities.
Management, after consultation with legal counsel, does not anticipate that the future liability, if any, arising out of current
proceedings will have a material effect on the Company&rsquo;s financial condition, operating results, or liquidity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 74; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->74<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 23. PARENT COMPANY FINANCIAL INFORMATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The following tables provide condensed financial information
for Shore Bancshares, Inc. (Parent Company Only).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Condensed Balance Sheets</FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">December 31,</FONT></P>



<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 72%; font-size: 10pt; padding-left: 0.25in">Cash</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">820</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">1,316</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Investment in subsidiaries</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">113,529</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">121,567</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Premises and equipment, net</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,616</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,711</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Other assets</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1,196</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,519</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0.5in">Total assets</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">118,161</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">127,113</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Accrued interest payable</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">91</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Deferred tax liability</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">1,687</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,383</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Other liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">104</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,040</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-bottom: 1pt; padding-left: 0.25in">Long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">2,343</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,350</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.5in">Total liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">4,135</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5,864</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Common stock</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">85</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">85</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Additional paid in capital</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">32,155</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">32,052</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Retained earnings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">81,078</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">90,801</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Accumulated other comprehensive income (loss)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">708</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,689</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.5in">Total stockholders&rsquo; equity</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">114,026</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">121,249</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.75in">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 0.75in">Total liabilities and stockholders&rsquo; equity</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">118,161</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">127,113</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Condensed Statements of Operations</FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">For the Years Ended December 31,</FONT></P>



<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 58%; font-size: 10pt; text-align: left; padding-left: 0.25in">Dividends from subsidiaries</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">3,154</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">1,519</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">2,786</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Management and other fees from subsidiaries</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5,692</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">5,783</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">6,095</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Other income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">177</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">245</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">70</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Interest income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">3</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">6</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.5in">Total income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">9,026</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">7,553</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">8,952</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">Expenses</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Interest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">107</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">154</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">172</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Salaries and employee benefits</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">4,188</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,977</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4,120</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Occupancy and equipment expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">463</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">471</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">494</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Other operating expenses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1,529</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,360</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,499</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.5in">Total expenses</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">6,287</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5,962</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">6,285</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">Income before income tax expense and equity in undistributed net loss of subsidiaries</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,739</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,591</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,667</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Income tax (benefit) expense</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(58</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(190</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">151</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -9pt; padding-left: 9pt">Income before equity in undistributed net loss of subsidiaries</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">2,797</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,781</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,516</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.75in">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 5.4pt">Equity in undistributed net loss of subsidiaries</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(12,435</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,678</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(4,183</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt">Net loss</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(9,638</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(897</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 75; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->75<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">Condensed Statements of Cash Flows</FONT></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt">For the Years Ended December 31,</FONT></P>



<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2012</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2011</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">2010</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Cash flows from operating activities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 58%; font-size: 10pt; text-align: left; padding-left: 0.25in">Net loss</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">(9,638</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">(897</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD><TD STYLE="width: 2%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="width: 1%; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -4.5pt; padding-left: 22.5pt">Adjustments to reconcile net loss to cash provided by operating activities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; text-indent: -4.5pt; padding-left: 31.5pt">Equity in undistributed net loss of subsidiaries</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">12,435</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">2,678</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">4,183</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 27pt">Depreciation and amortization</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">367</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">404</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">414</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 27pt">Stock-based compensation expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">209</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">338</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">390</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 27pt">Excess tax expense from stock-based arrangements</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(106</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(45</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(20</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 27pt">Net decrease (increase) in other assets</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">159</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(253</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">129</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 27pt">Net (decrease) increase in other liabilities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(828</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(99</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">406</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.5in">Net cash provided by operating activities</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; text-align: right">2,598</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">2,126</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">3,835</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Cash flows from investing activities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Purchases of premises and equipment</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(108</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(57</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(109</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Investment in unconsolidated subsidiary</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(25</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(25</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Investment in subsidiaries</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(2,000</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(550</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.5in">Net cash used in investing activities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(2,108</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(632</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(134</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 5.4pt">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Cash flows from financing activities:</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Net decrease in short-term borrowings</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(3,378</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Proceeds from long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">3,200</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">Repayment of long-term debt</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(1,007</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(782</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(497</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0.25in">Excess tax expense from stock-based arrangements</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">106</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">45</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">20</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0.25in">Repurchase of warrant</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(25</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.25in">Common stock dividends paid</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(85</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(760</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,026</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-bottom: 1pt; padding-left: 0.5in">Net cash used in financing activities</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(986</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(1,522</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(2,681</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0.75in">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Net (decrease) increase in cash and cash equivalents</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(496</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(28</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">1,020</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Cash and cash equivalents at beginning of year</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">1,316</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">1,344</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">324</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Cash and cash equivalents at end of year</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: bold 10pt Times New Roman, Times, Serif; text-align: right">820</TD><TD STYLE="padding-bottom: 2.5pt; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,316</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,344</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 76; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->76<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">NOTE 24. QUARTERLY FINANCIAL RESULTS
(unaudited)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table provides a summary
of selected consolidated quarterly financial data for the two years ended December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; border-bottom: Black 1pt solid; padding-left: 0; text-indent: 0; text-align: left">(In thousands, except per share data)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">First <BR>Quarter</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Second <BR>Quarter</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Third <BR>Quarter</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; border-bottom: Black 1pt solid">Fourth <BR>Quarter</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">2012</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 44%; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Interest income</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">11,856</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">11,692</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">11,393</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 10%; font: bold 10pt Times New Roman, Times, Serif; text-align: right">10,960</TD><TD STYLE="width: 1%; font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Net interest income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">9,195</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">9,033</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">8,730</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">8,381</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Provision for credit losses</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">8,370</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">3,525</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">6,200</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">9,650</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">(Loss) income before income taxes</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(5,099</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">422</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(3,178</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(8,348</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Net (loss) income</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(3,036</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">293</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(1,821</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(5,074</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0">Basic (loss) earnings per common share</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(0.36</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">0.03</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(0.22</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(0.60</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0">Diluted (loss) earnings per common share</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(0.36</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">0.03</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(0.22</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: right">(0.60</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">2011</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Interest income</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">12,718</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">12,735</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">12,868</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">12,531</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Net interest income</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">9,862</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">9,942</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">10,123</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">9,837</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Provision for credit losses</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">6,390</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">5,395</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">3,650</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">4,035</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">(Loss) income before income taxes</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(2,024</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(266</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">319</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">416</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0; text-indent: 0">Net (loss) income</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(1,083</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(233</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">94</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">325</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0; text-indent: 0; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0">Basic (loss) earnings per common share</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(0.13</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(0.03</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">0.01</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">0.04</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 0; padding-left: 0">Diluted (loss) earnings per common share</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(0.13</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">(0.03</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">)</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">0.01</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right">0.04</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Earnings per share are based on quarterly
results and may not be additive to the annual earnings per share amounts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 25. SEGMENT REPORTING</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company operates two primary business
segments: Community Banking and Insurance Products and Services. The Community Banking business provides services to consumers
and small businesses on the Eastern Shore of Maryland and in Delaware through its 18-branch network. Community banking activities
include small business services, retail brokerage, trust services and consumer banking products and services. Loan products available
to consumers include mortgage, home equity, automobile, marine, and installment loans, credit cards and other secured and unsecured
personal lines of credit. Small business lending includes commercial mortgages, real estate development loans, equipment and operating
loans, as well as secured and unsecured lines of credit, credit cards, accounts receivable financing arrangements, and merchant
card services.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Through the Insurance Products and Services
business, the Company provides a full range of insurance products and services to businesses and consumers in the Company&rsquo;s
market areas. Products include property and casualty, life, marine, individual health and long-term care insurance. Pension and
profit sharing plans and retirement plans for executives and employees are available to suit the needs of individual businesses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the third quarter of 2012, goodwill
and other intangible assets were subjected to an annual assessment for impairment. As a result of the assessment, the Company determined
that there was no impairment at the Company&rsquo;s subsidiaries that have these intangible assets on their balance sheets. During
the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill
and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&rsquo;s
retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment
charges of $120 thousand reflected in the table below in noninterest expense.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the third quarter of 2010, it was
determined that goodwill and other intangible assets were impaired in the Company&rsquo;s Community Banking segment at one of the
Banks, and in the Insurance Products and Services segment, specifically relating to the Company&rsquo;s wholesale insurance business.
The Company recorded goodwill impairment charges of $1.5 million in both segments, and other intangible assets impairment charges
of $51 thousand in the Insurance Products and Services segment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 77; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->77<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Selected financial information by business
segments is included in the following table.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Community</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Insurance Products</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">Parent</TD><TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; border-bottom: Black 1pt solid; padding-left: 0">(Dollars in thousands)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Banking</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">and Services</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Company</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-size: 10pt; text-align: center; border-bottom: Black 1pt solid">Total</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left; padding-left: 0">2012</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 44%; font-size: 10pt; text-align: left; padding-left: 0">Interest income</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">45,822</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">79</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 2%; font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="width: 10%; font-size: 10pt; font-weight: bold; text-align: right">45,901</TD><TD STYLE="width: 1%; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Interest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(10,546</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left"></TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(16)</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(10,562</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Provision for credit losses</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(27,745</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(27,745</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Noninterest income</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">5,197</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">10,422</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">139</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">15,758</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Noninterest expense</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(23,702</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(9,820</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(6,033</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(39,555</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Net intersegment (expense) income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(4,993</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(503</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">5,496</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">(Loss) income before income taxes</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(15,967</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">178</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(414</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">(16,203</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Income tax benefit (expense)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">6,467</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">(70</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">168</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right">6,565</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Net (loss) income</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(9,500</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">108</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(246</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">(9,638</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Total assets</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">1,166,468</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">16,809</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">2,530</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; font-weight: bold; text-align: right">1,185,807</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">2011</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Interest income</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">50,721</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">131</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">50,852</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Interest expense</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(11,051</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(37</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(11,088</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Provision for credit losses</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(19,470</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(19,470</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Noninterest income</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7,269</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">9,881</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">168</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">17,318</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Noninterest expense</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(22,738</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(10,766</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(5,663</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(39,167</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Net intersegment (expense) income</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(5,148</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(455</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5,603</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">(Loss) income before income taxes</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(417</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,209</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">71</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,555</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Income tax benefit (expense)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">176</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">512</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(30</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">658</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Net (loss) income</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(241</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(697</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">41</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(897</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Total assets</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,138,576</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">17,354</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2,263</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,158,193</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; font-weight: bold; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">2010</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Interest income</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">55,293</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">168</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">$</TD><TD STYLE="font-size: 10pt; text-align: right">55,461</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Interest expense</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(12,752</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(70</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(12,822</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Provision for credit losses</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(21,119</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">-</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(21,119</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Noninterest income</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">7,308</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">10,739</TD><TD STYLE="font-size: 10pt; text-align: left"></TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(6)</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">18,041</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Noninterest expense</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(24,328</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(11,410</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(5,982</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(41,720</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Net intersegment (expense) income</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(5,418</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">(521</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">5,939</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Loss before income tax benefit</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,016</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(1,024</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(119</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">(2,159</TD><TD STYLE="font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0">Income tax benefit</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">232</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">233</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">27</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right">492</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Net loss</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(784</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(791</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(92</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">(1,667</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font-size: 10pt; padding-left: 0">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: left; padding-left: 0; padding-bottom: 2.5pt">Total assets</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,108,712</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">18,759</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">2,840</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font-size: 10pt; text-align: right">1,130,311</TD><TD STYLE="padding-bottom: 2.5pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>NOTE 26. PREFERRED STOCK</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On January 9, 2009, Shore Bancshares, Inc.
participated in the Troubled Asset Relief Program Capital Purchase Program (the &ldquo;TARP CPP&rdquo;) of the United States Department
of the Treasury (the &ldquo;Treasury&rdquo;) by issuing 25,000 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series
A (the &ldquo;Preferred Stock&rdquo;) and a common stock purchase warrant covering 172,970 shares of common stock (the &ldquo;Warrant&rdquo;)
to the Treasury for a total sales price of $25 million. On April 15, 2009, Shore Bancshares, Inc. redeemed all 25,000 shares of
the Preferred Stock from Treasury for $25 million, plus accrued dividends of $208 thousand. At the time of the redemption, the
Preferred Stock had a carrying value of $23.5 million. The difference between the redemption price and carrying value represented
an additional accelerated deemed dividend of $1.5 million. Total dividends paid on the Preferred Stock was $1.8 million for 2009.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On November 16, 2011, Shore Bancshares,
Inc. paid $25,000 to repurchase the Warrant from the Treasury. The repurchase price was based on the fair market value of the
Warrant as agreed on by Shore Bancshares, Inc. and the Treasury. With the repurchase of the Warrant, Shore Bancshares, Inc. concluded
its participation in the TARP CPP.</P>

<!-- Field: Page; Sequence: 78; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->78<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Item 9.&#9;Changes in and Disagreements
with Accountants on Accounting and Financial Disclosure.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">None.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 9A.&#9;Controls and Procedures.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains disclosure controls
and procedures that are designed to ensure that information required to be disclosed in the Company&rsquo;s reports filed under
the Exchange Act with the SEC, such as this annual report, is recorded, processed, summarized and reported within the time periods
specified in those rules and forms, and that such information is accumulated and communicated to the Company&rsquo;s management,
including the principal executive officer (the &ldquo;PEO&rdquo;) and the principal accounting officer (&ldquo;PAO&rdquo;), as
appropriate, to allow for timely decisions regarding required disclosure. A control system, no matter how well conceived and operated,
can provide only reasonable, not absolute, assurance that the objectives of the control system are met. Further, the design of
a control system must reflect the fact that there are resource constraints, and the benefits of controls must be considered relative
to their costs. These inherent limitations include the realities that judgments in decision-making can be faulty, and that breakdowns
can occur because of simple error or mistake. Additionally, controls can be circumvented by the individual acts of some persons,
by collusion of two or more people, or by management override of the control. The design of any system of controls also is based
in part upon certain assumptions about the likelihood of future events, and there can be no assurance that any design will succeed
in achieving its stated goals under all potential future conditions; over time, control may become inadequate because of changes
in conditions, or the degree of compliance with the policies or procedures may deteriorate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">An evaluation of the effectiveness of these
disclosure controls as of December 31, 2012 was carried out under the supervision and with the participation of the Company&rsquo;s
management, including the PEO and the PAO. Based on that evaluation, the Company&rsquo;s management, including the CEO and the
PAO, has concluded that the Company&rsquo;s disclosure controls and procedures are, in fact, effective at the reasonable assurance
level.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">During the fourth quarter of 2012, there
was no change in the Company&rsquo;s internal control over financial reporting that has materially affected, or is reasonably likely
to materially affect, the Company&rsquo;s internal control over financial reporting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">As required by Section 404 of the Sarbanes-Oxley
Act of 2002, management has performed an evaluation and testing of the Company&rsquo;s internal control over financial reporting
as of December 31, 2012. Management&rsquo;s report on the Company&rsquo;s internal control over financial reporting and the related
attestation report of the Company&rsquo;s independent registered public accounting firm are included in Item 8 of Part II of this
annual report, and each such report is incorporated into this Item 9A by reference thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 9B.&#9;Other Information.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">None.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART III</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 10.&#9;Directors, Executive Officers and Corporate Governance.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company has adopted a Code of Ethics
that applies to all of its directors, officers, and employees, including its principal executive officer, principal financial officer,
principal accounting officer, or controller, or persons performing similar functions. A written copy of the Company&rsquo;s Code
of Ethics will be provided to stockholders, free of charge, upon request to: W. David Morse, Secretary, Shore Bancshares, Inc.,
18 E. Dover Street, Easton, Maryland 21601 or (410) 822-1400.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">All other information required by this
item is incorporated herein by reference to the following sections of the Company&rsquo;s definitive proxy statement to be filed
in connection with the 2013 Annual Meeting of Stockholders:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Election of Directors (Proposal 1);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Continuing Directors;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Executive Officers;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Qualifications of Director Nominees and Continuing Directors;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Section 16(a) Beneficial Ownership Reporting Compliance; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Corporate Governance Matters (under the heading, &ldquo;Board Committees&rdquo;).</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 79; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->79<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 11.&#9;Executive Compensation.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The information required by this item is
incorporated herein by reference to the following sections of the Company&rsquo;s definitive proxy statement to be filed in connection
with the 2013 Annual Meeting of Stockholders:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Executive Compensation</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: justify">Director Compensation</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Item 12.&#9;Security Ownership of Certain
Beneficial Owners and Management and Related Stockholder Matters.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Company maintains the Shore Bancshares,
Inc. 2006 Stock and Incentive Compensation Plan (the &ldquo;2006 Plan&rdquo;) under which it may issue shares of common stock or
grant other equity-based awards (stock options, stock appreciation rights, stock awards, stock units, and performance units) to
directors, executive officers, and key employees at the discretion of the Compensation Committee of the Board of Shore Bancshares,
Inc. The plan was approved by the Company&rsquo;s Board of Directors and its stockholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following table contains information
about these equity compensation plans as of December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center">Plan Category</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center">Number of securities to be issued upon exercise of outstanding options, warrants and rights</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: center">Weighted-average exercise price of outstanding options, warrants, and rights</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: center">Number of securities remaining available for future issuance under equity compensation plans [excluding securities reflected in column (a)]</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt; text-align: center; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: center; border-bottom: Black 1pt solid">(a)</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; color: black; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: center; border-bottom: Black 1pt solid">(b)</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; color: black; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: center; border-bottom: Black 1pt solid">(c)</TD><TD STYLE="padding-bottom: 1pt; font: bold 10pt Times New Roman, Times, Serif; color: black; border-bottom: Black 1pt solid">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="width: 52%; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left">Equity compensation plans approved by security holders (1)</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 13%; font: 10pt Times New Roman, Times, Serif; text-align: right">54,216</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">$</TD><TD STYLE="width: 13%; font: 10pt Times New Roman, Times, Serif; text-align: right">6.64</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="width: 13%; font: 10pt Times New Roman, Times, Serif; text-align: right">507,078</TD><TD STYLE="width: 1%; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; color: black; text-align: left; padding-bottom: 1pt">Equity compensation plans not approved by security holders</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: right">-</TD><TD STYLE="padding-bottom: 1pt; font: 10pt Times New Roman, Times, Serif; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,255,204)">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: black; text-align: justify; padding-bottom: 2.5pt">Total</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: black; text-align: right">54,216</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left">$</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: black; text-align: right">6.64</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; color: black; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD><TD STYLE="border-bottom: Black 2.5pt double; font: 10pt Times New Roman, Times, Serif; color: black; text-align: right">507,078</TD><TD STYLE="padding-bottom: 2.5pt; font: 10pt Times New Roman, Times, Serif; color: black; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-size: 10pt; text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-size: 10pt; text-align: left">&nbsp;</TD><TD STYLE="font-size: 10pt; text-align: right">&nbsp;</TD><TD STYLE="padding-bottom: 1pt; font-size: 10pt; text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; font-size: 10pt; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif; color: black">(1)</FONT></TD>
    <TD STYLE="width: 95%; font-size: 10pt; text-align: justify"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">In addition to stock options and stock appreciation rights, the 2006 Plan permits the grant of stock awards, stock units, and performance units, and the shares available for issuance shown in column (c) may be granted pursuant to such awards.&nbsp;&nbsp;Subject to the anti-dilution provisions of the Omnibus Plan, the maximum number of shares of restricted stock that may be granted to any participant in any calendar year is 45,000; the maximum number of restricted stock units that may be granted to any one participant in any calendar year is 45,000; and the maximum dollar value of performance units that may be granted to any one participant in any calendar year is $1,500,000.&nbsp;&nbsp;As of December 31, 2012, the Company has granted 70,678 shares of restricted stock that are not reflected in column (a) of this table.</FONT></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;<B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">All other information required by this
item is incorporated herein by reference to the section of the Company&rsquo;s definitive proxy statement to be filed in connection
with the 2013 Annual Meeting of Stockholders entitled &ldquo;Beneficial Ownership of Common Stock&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 13.&#9;Certain Relationships and Related Transactions,
and Director Independence.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The information required by this item is
incorporated herein by reference to the sections of the Company&rsquo;s definitive proxy statement to be filed in connection with
the 2013 Annual Meeting of Stockholders entitled &ldquo;Certain Relationships and Related Transactions&rdquo; and &ldquo;Corporate
Governance Matters&rdquo; (under the heading, &ldquo;Director Independence&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 14.&#9;Principal Accountant Fees and Services.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The information required by this item is
incorporated herein by reference to the section of the Company&rsquo;s definitive proxy statement to be filed in connection with
the 2013 Annual Meeting of Stockholders entitled &ldquo;Audit Fees and Services&rdquo;.</P>

<!-- Field: Page; Sequence: 80; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->80<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>PART IV</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Item 15.&#9;Exhibits and Financial Statement Schedules.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="width: 95%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(a)(1), (2) and (c) Financial statements and schedules:</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Report of Independent Registered Public Accounting Firm</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Balance Sheets at December 31, 2012 and 2011</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Operations -- Years Ended December 31, 2012, 2011, and 2010</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Comprehensive Loss -- Years Ended December 31, 2012, 2011, and 2010</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Changes in Stockholders&rsquo; Equity -- Years Ended December 31, 2012, 2011, and 2010</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Consolidated Statements of Cash Flows -- Years Ended December 31, 2012, 2011, and 2010</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Notes to Consolidated Financial Statements for the years ended December 31, 2012, 2011, and 2010</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(a)(3) and (b) Exhibits required to be filed by Item 601 of Regulation S-K:</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 73.95pt; text-indent: -73.95pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">The exhibits filed
or furnished with this annual report are shown on the Exhibit Index that follows the signatures to this annual report, which index
is incorporated herein by reference.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 81; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->81<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 27pt">Pursuant to the requirements of Section 13
or 15(d) of the Securities Exchange Act of 1934, the Registrant has caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 2.75in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Shore Bancshares, Inc.</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; width: 41%">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; width: 3%">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; width: 26%">&nbsp;</TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Date: &nbsp;March 14, 2013</FONT></TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="layout-grid-mode: line; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">/s/ W. Moorhead Vermilye</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">W. Moorhead Vermilye</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><I>Chief Executive Officer</I></FONT></TD>
    <TD>&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 2.75in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities
and on the dates indicated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 4%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 29%; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ Herbert L. Andrew, III</FONT></TD>
    <TD STYLE="width: 21%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 37%; border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ Blenda W. Armistead</FONT></TD>
    <TD STYLE="width: 9%; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Herbert L. Andrew, III, Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Blenda W. Armistead, Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/David J. Bates</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ Lloyd L. Beatty, Jr.</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">David J. Bates, Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Lloyd L. Beatty, Jr., Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ William W. Duncan</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ James A. Judge</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">William W. Duncan, Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">James A. Judge, Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ Neil R. LeCompte</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ Frank E. Mason, III</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Neil R. LeCompte, Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Frank E. Mason, III, Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ Christopher F. Spurry</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ F. Winfield Trice, Jr.</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Christopher F. Spurry, Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">F. Winfield Trice, Jr., Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ John H. Wilson</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font: 10pt Times New Roman, Times, Serif">/s/ W. Moorhead Vermilye</FONT></TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">John H. Wilson, Director</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">W. Moorhead Vermilye, Director</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">Chief Executive Officer</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font: 10pt Times New Roman, Times, Serif">March 14, 2013</FONT></TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid">/s/ George S. Rapp</TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>George S. Rapp, Vice President &amp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Chief Financial Officer</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>(Principal Accounting Officer)</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>March 14, 2013</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"></P>

<!-- Field: Page; Sequence: 82; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->82<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBIT LIST</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 12%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><U>Exhibit No.</U></FONT></TD>
    <TD STYLE="width: 88%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt"><U>Description</U></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">3.1(i)</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Amended and Restated Articles of Incorporation (incorporated by reference to Exhibit 3.1 of the Company&rsquo;s Form 8-K filed on December 14, 2000)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">3.1(ii)</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Articles Supplementary relating to the Fixed Rate Cumulative Perpetual Preferred Stock, Series A (incorporated by reference Exhibit 4.1 of the Company&rsquo;s Form 8-K filed on January 13, 2009)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">3.1(iii)</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Articles Supplementary relating to the reclassification of Fixed Rate Cumulative Perpetual Preferred Stock, Series A, as common stock (incorporated by reference Exhibit 3.1(i) of the Company&rsquo;s Form 8-K filed on June 17, 2009)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">3.2(i)</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Amended and Restated By-Laws (incorporated by reference to Exhibit 3.2(i) of the Company&rsquo;s Form 10-K for the year ended December 31, 2010)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">3.2(ii)</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">First Amendment to Amended and Restated By-Laws (incorporated by reference to Exhibit 3.2(ii) of the Company&rsquo;s Form 10-K for the year ended December 31, 2010)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">3.2(iii)</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Second Amendment to Amended and Restated By-Laws (incorporated by reference to Exhibit 3.2(iii) of the Company&rsquo;s Form 10-K for the year ended December 31, 2010)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">3.2(iv)</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Third Amendment to Amended and Restated By-Laws (incorporated by reference to Exhibit 3.2(iv) of the Company&rsquo;s Form 10-K for the year ended December 31, 2010)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.1</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Amended and Restated Employment Agreement, dated June 16, 2011, between the Company and W. Moorhead Vermilye (incorporated by reference to Exhibit 10.1 to the Company&rsquo;s Form 10-Q/A for the quarter ended June 30, 2011 filed on November 14, 2011).</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.2</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Employment Agreement, dated June 16, 2011, between the Company and Lloyd L. Beatty, Jr. (incorporated by reference to Exhibit 10.2 of the Company&rsquo;s Form 10-Q/A for the quarter ended June 30, 2011 filed on November 14, 2011)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.3</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Amended Summary of Compensation Arrangement for William W. Duncan, Jr. (incorporated by reference to Exhibit 10.1 of the Company&rsquo;s Form 8-K filed on February 14, 2007, as amended by Form 8-K/A filed on May 3, 2007)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.4</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Summary of Compensation Arrangement between Centreville National Bank and F. Winfield Trice, Jr. (incorporated by reference to Exhibit 10.1 of the Company&rsquo;s Form 8-K filed on August 13, 2007)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.5</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Employment Agreement between The Avon-Dixon Agency, LLC and Mark M. Freestate (incorporated by reference to Exhibit 10.6 of the Company&rsquo;s Annual Report on Form 10-K for the year ended December 31, 2006)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.6</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Shore Bancshares, Inc. Management Incentive Plan (incorporated by reference to Exhibit 10.1 of the Company&rsquo;s Form 8-K filed on April 21, 2010)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.7</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Shore Bancshares, Inc. Amended and Restated Executive Deferred Compensation Plan (incorporated by reference to Exhibit 10.2 of the Company&rsquo;s Form 8-K filed on February 14, 2007)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.8 </FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Deferral Election, Investment Designation, and Beneficiary Designation Forms under the Shore Bancshares, Inc. Amended and Restated Executive Deferred Compensation Plan (incorporated herein by reference to Exhibit 10.1 to the Company&rsquo;s Form 8-K filed on October 2, 2006)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.9</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Form of Centreville National Bank of Maryland Director Indexed Fee Continuation Plan Agreement with Messrs. Freestate and Pierson (incorporated by reference to Exhibit 10.2 to the Company&rsquo;s Form 8-K filed on December 12, 2006)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.10</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Form of Amended and Restated Director Indexed Fee Continuation Plan Agreement between Centreville National Bank and Messrs. Freestate and Pierson (incorporated by reference to Exhibit 10.2 of the Company&rsquo;s Current Report on Form 8-K filed on January 7, 2009)</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 83; Section: Part I; Value: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->83<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify; width: 12%">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify; width: 88%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.11</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Form of Centreville National Bank Life Insurance Endorsement Split Dollar Plan Agreement with Messrs. Freestate and Pierson (incorporated by reference to Exhibit 10.3 to the Company&rsquo;s Form 8-K filed on December 12, 2006)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.12</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Talbot Bank of Easton, Maryland Supplemental Deferred Compensation Plan (incorporated by reference to Exhibit 10.7 of the Company&rsquo;s Quarterly Report on Form 10-Q for the period ended September 30, 2005)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.13</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">First Amendment to The Talbot Bank of Easton, Maryland Supplemental Deferred Compensation Plan for the benefit of W. Moorhead Vermilye (incorporated by reference to Exhibit 10.1 of the Company&rsquo;s Current Report on Form 8-K filed on January 7, 2009)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.14</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Talbot Bank of Easton, Maryland Supplemental Deferred Compensation Plan Trust Agreement (incorporated by reference to Exhibit 10.7 of the Company&rsquo;s Quarterly Report on Form 10-Q for the period ended September 30, 2005)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.15</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">1998 Stock Option Plan (incorporated by reference to Exhibit 10 of the Company&rsquo;s Registration Statement on Form S-8 filed with the SEC on September 25, 1998 (Registration No. 333-64319))</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.16</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Talbot Bancshares, Inc. Employee Stock Option Plan (incorporated by reference to Exhibit 10 of the Company&rsquo;s Registration Statement on Form S-8 filed May 4, 2001 (Registration No. 333-60214))</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.17</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Shore Bancshares, Inc. 2006 Stock and Incentive Compensation Plan (incorporated by reference to Appendix A of the Company&rsquo;s 2006 definitive proxy statement filed on March 24, 2006)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">10.18</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Form of Restricted Stock Award Agreement under the 2006 Stock and Incentive Compensation Plan (incorporated by reference to Exhibit 10.1 to the Company&rsquo;s Form 8-K filed on April 11, 2007)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">21</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Subsidiaries of the Company (included in the &ldquo;BUSINESS&mdash;General&rdquo; section of Item 1 of Part I of this Annual Report on Form 10-K)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">23</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Consent of Stegman &amp; Company (filed herewith)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">31.1</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Certifications of the PEO pursuant to Section 302 of the Sarbanes-Oxley Act (filed herewith)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">31.2</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Certifications of the PAO pursuant to Section 302 of the Sarbanes-Oxley Act (filed herewith)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">32</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Certification pursuant to Section 906 of the Sarbanes-Oxley Act (furnished herewith)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in"></P>

<!-- Field: Page; Sequence: 84; Section: Part I; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->84<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in">&nbsp;</P>


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>2
<FILENAME>v335995_ex23.htm
<DESCRIPTION>EXHIBIT 23
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: -1in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>EXHIBIT 23</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CONSENT OF INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">We hereby consent to
the incorporation by reference in the Registration Statements filed by Shore Bancshares, Inc. on Form S-8 (File Nos. 333-64319,
333-105159 and 333-134955) and on Form S-3 (File Nos. 333-143002 and 333-167762) of our reports dated March 14, 2013 with respect
to the consolidated financial statements of Shore Bancshares, Inc. and the effectiveness of internal control over financial reporting,
which appear in this Annual Report on Form 10-K of Shore Bancshares, Inc. for the year ended December 31, 2012.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 54%; layout-grid-mode: line; text-align: justify">&nbsp;</TD>
    <TD STYLE="width: 46%; layout-grid-mode: line; text-align: justify"><IMG SRC="image_002.gif" ALT="" STYLE="height: 52px; width: 208px"></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">Baltimore, Maryland</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line; text-align: justify"><FONT STYLE="font-size: 10pt">March 14, 2013</FONT></TD>
    <TD STYLE="layout-grid-mode: line; text-align: justify">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>3
<FILENAME>v335995_ex31-1.htm
<DESCRIPTION>EXHIBIT 31.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>EXHIBIT 31.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Certifications of the Principal Executive
Officer</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to Securities Exchange Act Rules
13a-1 and 15d-14</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>As adopted pursuant to Section 302 of
the Sarbanes-Oxley Act of 2002</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">I, W. Moorhead Vermilye, certify that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">1.&#9;I have reviewed
this annual report on Form 10-K of Shore Bancshares, Inc.;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">2.&#9;Based on my knowledge,
this annual report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period
covered by this annual report;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.&#9;Based on my knowledge,
the financial statements, and other financial information included in this annual report, fairly present in all material respects
the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this annual
report;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">4.&#9;The registrant&rsquo;s
other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined
in Exchange Act Rules&nbsp;13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules
13a-15(f) and 15d-15(f)) for the registrant and have:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">a.</TD><TD STYLE="text-align: justify">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures
to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is
being prepared;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">b.</TD><TD STYLE="text-align: justify">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">c.</TD><TD STYLE="text-align: justify">Evaluated the effectiveness of the registrant&rsquo;s disclosure controls and procedures and presented
in this annual report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period
covered by this report based on such evaluation; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">d.</TD><TD STYLE="text-align: justify">Disclosed in this report any change in the registrant&rsquo;s internal control over financial reporting
that occurred during the registrant&rsquo;s most recent fiscal quarter (the registrant&rsquo;s fourth fiscal quarter in the case
of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&rsquo;s internal
control over financial reporting; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.&#9;The registrant&rsquo;s
other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting,
to the registrant&rsquo;s auditors and the audit committee of the registrant&rsquo;s board of directors (or persons performing
the equivalent functions):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">a.</TD><TD STYLE="text-align: justify">All significant deficiencies and material weaknesses in the design or operation of internal control
over financial reporting which are reasonably likely to adversely affect the registrant&rsquo;s ability to record, process, summarize
and report financial information; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">b.</TD><TD STYLE="text-align: justify">Any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant&rsquo;s internal control over financial reporting.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 55%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Date: March 14, 2013</FONT></TD>
    <TD STYLE="width: 3%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">By</FONT>:</TD>
    <TD STYLE="width: 42%; layout-grid-mode: line; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">/s/ W. Moorhead Vermilye</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">W. Moorhead Vermilye</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Chief Executive Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(Principal Executive Officer)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>4
<FILENAME>v335995_ex31-2.htm
<DESCRIPTION>EXHIBIT 31.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>EXHIBIT 31.2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Certifications of the Principal Accounting
Officer</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to Securities Exchange Act Rules
13a-1 and 15d-14</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>As adopted pursuant to Section 302 of
the Sarbanes-Oxley Act of 2002</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">I, George S. Rapp, certify that:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">1.&#9;I have reviewed
this annual report on Form 10-K of Shore Bancshares, Inc.;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">2.&#9;Based on my knowledge,
this annual report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make
the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period
covered by this annual report;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.&#9;Based on my knowledge,
the financial statements, and other financial information included in this annual report, fairly present in all material respects
the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this annual
report;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">4.&#9;The registrant&rsquo;s
other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined
in Exchange Act Rules&nbsp;13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules
13a-15(f) and 15d-15(f)) for the registrant and have:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">a.</TD><TD STYLE="text-align: justify">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures
to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated
subsidiaries, is made known to us by others within those entities, particularly during the period in which this annual report is
being prepared;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">b.</TD><TD STYLE="text-align: justify">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">c.</TD><TD STYLE="text-align: justify">Evaluated the effectiveness of the registrant&rsquo;s disclosure controls and procedures and presented
in this annual report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period
covered by this report based on such evaluation; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">d.</TD><TD STYLE="text-align: justify">Disclosed in this report any change in the registrant&rsquo;s internal control over financial reporting
that occurred during the registrant&rsquo;s most recent fiscal quarter (the registrant&rsquo;s fourth fiscal quarter in the case
of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&rsquo;s internal
control over financial reporting; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.&#9;The registrant&rsquo;s
other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting,
to the registrant&rsquo;s auditors and the audit committee of the registrant&rsquo;s board of directors (or persons performing
the equivalent functions):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">a.</TD><TD STYLE="text-align: justify">All significant deficiencies and material weaknesses in the design or operation of internal control
over financial reporting which are reasonably likely to adversely affect the registrant&rsquo;s ability to record, process, summarize
and report financial information; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in">b.</TD><TD STYLE="text-align: justify">Any fraud, whether or not material, that involves management or other employees who have a significant
role in the registrant&rsquo;s internal control over financial reporting.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 55%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Date: March 14, 2013</FONT></TD>
    <TD STYLE="width: 3%; layout-grid-mode: line"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="width: 42%; layout-grid-mode: line; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">&nbsp;/s/ George S. Rapp</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">George S. Rapp</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Vice President/Chief Financial Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(Principal Accounting Officer)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32
<SEQUENCE>5
<FILENAME>v335995_ex32.htm
<DESCRIPTION>EXHIBIT 32
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>EXHIBIT 32</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Certification of Periodic Report</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to 18 U.S.C. Section 1350</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>As adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Pursuant to, and for
purposes only of, 18 U.S.C. &sect; 1350, the undersigned hereby certify that (i) the Annual Report of Shore Bancshares, Inc. on
Form 10-K for the year ended December 31, 2012 filed with the Securities and Exchange Commission (the &ldquo;Report&rdquo;) fully
complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and (ii) information contained
in the Report fairly presents, in all material respects, the financial condition and results of operations of Shore Bancshares,
Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif">Date:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 14, 2013</FONT></TD>
    <TD STYLE="width: 50%; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/ W. Moorhead Vermilye</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">W. Moorhead Vermilye</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Chief Executive Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(Principal Executive Officer)</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Date:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;March 14, 2013</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">/s/ George S. Rapp</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">George S. Rapp</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">Vice President/Chief Financial Officer</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: line"><FONT STYLE="font-size: 10pt">(Principal Accounting Officer)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font-size: 10pt"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image_001.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.gif
M1TE&.#EA<0*5`7<`,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E`"'Y
M!`$`````+`````!Q`I4!AP``````````,P``9@``F0``S```_P`S```S,P`S
M9@`SF0`SS``S_P!F``!F,P!F9@!FF0!FS`!F_P"9``"9,P"99@"9F0"9S`"9
M_P#,``#,,P#,9@#,F0#,S`#,_P#_``#_,P#_9@#_F0#_S`#__S,``#,`,S,`
M9C,`F3,`S#,`_S,S`#,S,S,S9C,SF3,SS#,S_S-F`#-F,S-F9C-FF3-FS#-F
M_S.9`#.9,S.99C.9F3.9S#.9_S/,`#/,,S/,9C/,F3/,S#/,_S/_`#/_,S/_
M9C/_F3/_S#/__V8``&8`,V8`9F8`F68`S&8`_V8S`&8S,V8S9F8SF68SS&8S
M_V9F`&9F,V9F9F9FF69FS&9F_V:9`&:9,V:99F:9F6:9S&:9_V;,`&;,,V;,
M9F;,F6;,S&;,_V;_`&;_,V;_9F;_F6;_S&;__YD``)D`,YD`9ID`F9D`S)D`
M_YDS`)DS,YDS9IDSF9DSS)DS_YEF`)EF,YEF9IEFF9EFS)EF_YF9`)F9,YF9
M9IF9F9F9S)F9_YG,`)G,,YG,9IG,F9G,S)G,_YG_`)G_,YG_9IG_F9G_S)G_
M_\P``,P`,\P`9LP`F<P`S,P`_\PS`,PS,\PS9LPSF<PSS,PS_\QF`,QF,\QF
M9LQFF<QFS,QF_\R9`,R9,\R99LR9F<R9S,R9_\S,`,S,,\S,9LS,F<S,S,S,
M_\S_`,S_,\S_9LS_F<S_S,S___\``/\`,_\`9O\`F?\`S/\`__\S`/\S,_\S
M9O\SF?\SS/\S__]F`/]F,_]F9O]FF?]FS/]F__^9`/^9,_^99O^9F?^9S/^9
M___,`/_,,__,9O_,F?_,S/_,____`/__,___9O__F?__S/___P$"`P$"`P$"
M`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"
M`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"
M`P$"`P$"`P$"`P$"`P$"`P$"`PC_``-<83&P(,&#!A,B7*BP(<.'#B-"G"BQ
M(L6+%C-BW*BQ(\>/'D."'"FR),F3)E.B7*FR)<N7+F.R#`"@%;:;.'/JW,FS
MI\^?0(,*'4JTJ-&C2),J7<JTJ=.G4*-*G4JUJM6K4*_4Q,JUJ]>O8,.*'4NV
MK-FS:,.R"&`SK=NW<./*G4NWKMV[4->VQ<NWK]^_@`,+'DR6!0!!A!,K7LRX
ML>/'8K7NA4RYLN7+F#/?U:NYL^?/H$.+%LIYM.G3J%.KQFL8\>K7L&/+GMU4
M,NW;N'/K7EUZM^_?P(,G[BV\N/'CR`L?3LZ\N?/G2VU#GTZ].G3BUK-KWWX;
M._?OX,-__VXM'G2K\]C.3V:Z_J9-]6_?HU_:OOQVZ?8UKPT08'\`USX)`F!/
M5_RGDR#\)2C0@#Y=856!"OY7'U`(]I<?>-Y=2-E`^['@(8,'L@54@0RVPI^'
M'O(W(4X%KLA4@2CNYV!1)K(PGX;:98@C96N5V,H5\U7(@B#O"7(%D2P:F!."
M+.1DXHPW"0C@0`(Y*&!;/[9U9"L"8G,E-D<2J&1Z+>*4Y9)$=HD@E%$B:::5
M2`+)I6L_ZG3>D0#.Z:6;.$EI9Y8N[C@7>8)B5F:?_LT8(9<QVG@3B78*Y*2D
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MSHQ"B!B3TEYZ<+@")3VFT'`1BC=CI9;_S>_9'/=WGM)WRYQ>:4Q>J[A-I75\
MZM6.@[BTQ`0IKFIO:ZZZM8$NIQVSY\L.B>J]O5KH^:25+[YW7,>N3IC++ON+
M]<MQK\QTGZ/.K?FJKE%[-=6%4[Q3Z#QA3FG5T6JZE^><P;VQK*_VC+/@[G7J
MH>L)/XW]8&B/JZVI6Q(>@.V&JZWIM?J2+9!-B;M=Z_A):AG\Y$D.3)#Y8[NG
M;;,S=@]SS>T2485(=S.8,:E9$.N/D>ZWO;0$K8&;N1NF6H4HP=6H50EDD/,*
M^!Y1,=!39#J1[W0V.^%M#D302Q"2B):Y*"5*?LL+(/MZEJ(4O4UZ,$-5OE(8
M-@B>16\^_`N7_]KS)2>Y24]<JAX1U],E,Q51B7WJE)N:6#TGMF>(/]%3%(VX
M'BQ&<7E-;*(7V\2^MO")BCN[(AJ#2);6L?&-<.3.`^-(QSH>9XYVS*,><P/$
M/?KQC[AQ(R`'24C4X+&0B$QDL@*ER$8Z4C%]?*0D)\F]K5#RDICTRR$SR<E.
MJD5[G@RE*,42R:;<R$QH8N0H5TE(0=('E`ABD;M82<M';E(HSUJ/QI;%/A+6
M\I>#O&50@*2]:\%O6=("IC*#N1RI",M@C])9\-*SS&JRT95+V5273&0J:;5G
M7K.RE3A9-4Y+)<B<Y3RG.M/)3G*Z$YWO7&<\VPG/>LK3GO2\IS[SR?_/>?H3
MG__<9T#["="""M2@!#VH0A/*T($Z%*$/76A$&PK1BJIP*L(,BHE*=A`+Z4M_
M$WJ2E$9*TI*:]*0H3:E*5\K2EKKTI3"-J4QG2M.:VO2F.,VI3G?*TY[Z]*<E
MO9Y4,AJ4?G%H?=_2GT],I$IK.M4W#(Q**5^I0?B!"44HO%E3G\K5VPQD*MA4
M"IO<`Z4[N8BI74UK<:*:%U#&QZUJC6MW?.D4HG8%K7+-*V[8^I2IH@6O>@UL
M;+XJE;":!;""36QJ^%I7N*8%L8J-K&@(*U7'_M6RDLWL91C;%+^>!;*:#>UE
M*)L52\H%M*)-[6,XRQ2[<@6UJHTM).G:6<S_'M:VLLVM)L=:UV:>%K>Z#:Y=
M2/L4PY8%ML)-+M!X6]NMA@6YRHTNZVC;6N".!;K2S2Y:6+L4S][6N=H-KU>(
MZQ3CD@6[XDWO5[BK%-=B!;WJC>]5A%I9\'X%OO+-[U"9VUK?Q@6_^@UP;:@;
M'=/^U[H"3G!2V+M@!#_7P0J.\%#(VURZ`%C"&`8*@Y'BW>-".,,@)A6!Q6I@
MN%PXQ"BN%'^[^V&OG#C%(:9O6^WKXA;#&,,;/DJ'SVOC&T>8PB\J\5MI[.,(
MY]@H[KW*BXO\XQ$WF,BO[3&3`WSDHNSXNE*><GZ!7&`HOS?+6HYOE8F29*LL
M.<SZE7%?P5R5,Z-9_[YC'LJ5Q>+F-ZN7RR3VLI+9;.?LQIDT?)Y*G?LL7?5<
M[Y35U3-/NKAHH`R:T,FEDCE7C&3_]A5`3B/6LRZVZ$!#6K:N4I"3B6)>HHS.
MA40:".,$Q.5'?UJWH4Z5HL567FHE\29L0>;A0NKI5Z<VUK%J[*Q1Z58C\<N;
M/=DH->'SGO2@I]GR@?:RIQUM:EM;VMA^]K6IK6UL<]O;X-XVL\6][&Z7.]OA
M3O>WR0UM<U=;W?"^MKO9+>]XP]O=\[;WN>E];W3SF]WY_O>[]^UO>P=<W^,>
M>+N!K;L%6]HIA3L392.N.'D-Z=SJB7;&,<[LC'?;X^WVN+-%KO&.DWSD&_\'
M><A3CG*3LUSE+?\XR55><IFG'.0<?S;-8UYSER<<YS#O.<]U?O*@`YWG2!<Z
MS96>]*,;O>A.!WK49PYUJK]\ZC>O>M:O;O6?DYSAHYZPD)NBO1]E39I7_!LU
M?1U@!(X,J16.BK*AJ-3#+;77;$\LHU#T]JNQ>-@YV=2RCK2E;Q%^Q:[.NV*1
MMJ"-O9W3W7UX9\WHSG2Q-_&*UZO31-<GQ6D+?<4=^V/QGOFG-DMV/OES4,K<
M9M*77IF,4B`C\?QD"[O^];0,7>/E3&F'9_6R@,?]+S?_^P:%W2BEIO/MA<])
M5*%>Q[WG\/)?&7SF=S+VG!?K\:T\?:5@WOJ99'S_F#H;?1U+?O35![\D3U_\
MH]`>*<E_</H=TW[UCX9+K4(T^3':_:1\?[4-9W^C07SSES/\5X"FU'^!D2@"
M>!KB5W^M57Z5!H%8AH"$$6H2V(#TUS46*$M@)7K`)QO`EH$:2!@&XR\=F!.J
MIV$*>!3_IQBP,C(I6(+7I2\?,H,B=H"VAX-WL7>/1X$TZ!</6!8K^!-S)G^H
M@33P$BQ^%X2)08!G\7[N!X*?U8)N<2=<LT;#HF9."!CX]WP_1()R9H4T0H;'
MM4"MPB<[,1`<U86!L6EJN%W;1V9F.!0O&!?F\GGZUVCZ,X=N:!94,GYQ482I
M=WXA2!E<`B,$`83)QH5___@6FR>&82&%R$>%W^48YU%#V><4S_*()L8D-L*#
M"R:)JU>'N&2*<N<T\E*`N>2)AQ6)HA@=?@AHL6AJJ$@?7@(CT/):$>.*7Q&(
MC.A`I*AAAEB%M4@?:'B#D7&+07AZQ`(8E%@4\0<6=RAH-KB*QQ@_OJADH+B'
M?4&(/<%Z5%&-3X&&N^@6]+.-30&%LZ6#<T&._L=XRC@76J..+[(_C@&.Q5.,
ME_A8U[B(V5@4]6B/1N&,`5D5T4AJENAA!SDGK'(MWFA[P^B+7QB*E:&/.R&.
M@F:&=](A:^2%`4B0=I(BSU@9"3F&!YE%+9B':9B24/$D+HDC)K=VQ3&$^C&1
MA?\8C/?5?0L$+Y5A,Y@D:>Z$DZ9AD)]QDD(QC3LY?UC8*H*(&=0S2<_R>*N1
M)D-$)%VT>1%I&1BI$QHI%=\7>RT9&F#H2&"G&C$H:KIR*S$Y%HZ8:#OH%"P)
MD88$>8W$A.>D&GB9(#9Y&EVI@OS(D-YW>HL(&U^)/0S7*KQB.98C)7AB)%=B
ME5BY=`F7%GMY3B5Y&D@Y3`O)8^#E@Q^BDYWQ(8XTE6\'F=C2$*PR*_!D*ZRY
MFK"Y*[R"(A5!>*@9F;@IF5>Y;)<I(89)E,7#C,.C'A*RE;G8(7*B&^FX1XF8
MF+/H)*CD'C2'4HS)F+1YG8V2G3$"F^/4=VHY6,_)@NG_5Y**XT2;J#_Q=''0
M:4SX&!S+24<=:7%]%YZ?%9WBIAZ3*9F]*8+`F9&!69!C,IO]@Q`ATG=8DHSG
M*1SOR4;R2"QGF1J7:9<02I\-TIFD=BA&PCX.HFNZACM]!T[8Z!P!`T?Q:2^3
M87:VB2=ZZ9W\Z8[E.'<?52O=HE75XIWG.!TM%$0-:IRS$:%MZ19O^7=3T2\Y
MQ!:QA&N3T9N<]S8HQZ23>1Y,*G)OXW%.2J5>@G-3FG%1NG%9BI]>$G-="J5?
M^J1)1*;L<Z49QR%@BJ9>VBE62J95JJ5L"A]A6J9S6J98>J=U&J=MVG)C^J9Z
M>J=G"J=?VIQI2*AN2J>!NJ>"__JG<IJH=HJH:RJIB)JG<(JBC6DE@`IRC-JI
ME@JHE?JHDPJJ5AJ2[?6?1J$D$X<TTC(@::D@HBD<0+DZ"%1XN;69(V*A1:%-
MO1**.N-+KZH@MIH=-H@WA!F'H-:?7MEK<\=+/[*A%T=<$V2C3TD=Q(,L")2@
MP86K1HAW3].-T:1`!?J#KE*MSW&M.'*L/YI)?RDKJ$HC)]I%^O>LFL@A3:**
M(K2NC-&*]J%#VBI=W%JA^BHQRR-4NA<C'XD<IP8>YD(RL?IKRJJ"PIEL98<X
M'((M\]@<O6BMD?BPL16D[36QG=9%:,,A[)*QQ[&PT^&#YII?[5HI[XJ$:RA!
M,)(F6?\XL'^QH,$AEBT;8`%+(+HJLSLQD%?EFX3)H[=!M#NK>SV;8"]+:R9F
M63GZ)KRB)1QH'$J[&_Z:F1GVL\&)L[5R5G`G8G"WHV!+%UD[&YEXM3[VM$=(
MC;95(Q.2:<LC:5R+&U-+&SNJ95Z[AD$+MZI4EDO2GLY60QYK'F,+&V:+9FXK
MLL-C74%#?`<B(X?;&7+[&GO;9R!;>^^(8$33$^QG)]?8M*MQN:@A:18):6X;
MLX`KC:9*5N(JNFRKMH+;&:HXK)_6MZ3RMTN)?*\+NYSE?+XY&[5K&>J:>8T+
MMB^V08X6B/7AK\BZ6.IY&<D8O;ZFNQ*KO"U6K':8.`%RLX;_.;V/<;S,M[J5
MVWI$QJ]#0;?)EJW6&QHZ*T3@JW[8RR*\6V-0IKZX9(,2NC6*B+2&,DU_83"R
MIX')&Y?1(<`_H959!(NHD;=]P;)GZV<4&HZ.&REZABJBN6E;F;FB`<%UP;+G
MJ[H1ZZXCO)&S!L*X5+,:)6GO2[V_.X[6UKZ4ZXGU^RCW>U=\MB;I2R4O7+CC
M$AK<^Q6;!YO/*,+;>,"="W@PZ7TLK%&C>\)X@:Y=$:$[DX4$><-0.V1R%Y7:
M-[R.%L66N[F5]7B&*Y(JAE&LV[MR5[RFQK[[.[N6$3HSJ*1WJXY:K)3X2Q6D
M.6")&\:L\L.)T8E<X:-H[)4EC#\'_U:`\;N^VN)<U3O!0GH55GS(*EC!7XO`
M5#&BZTBXZZN(@NR%&UO&(]._!&F^FDP5*NQ_LU20H)Q%DCRS!1BLP6;)T?2!
MVMN!0UR.3XQ\,)*<-+,K`ZS`K.R<L8QCB;S%5]A]=`R6-6M?>SNMM6PLQ$PC
MH8*%U2G%X*?%A_F2_:>_3^%\I%BB'SK,E4LEQZQEJ+S$OTAZXI>^8)?.X3*1
MSY+,?YC'.1QE/*C!;>:]2"'-"B+/-R.)J'+'MFR$R=S-X4R&:2N7CVP4`)TK
M;QC#'JK-ODC&.G;!DU*+J\R)_.M<WFG1.FS0-$/1!UT\";W&>ZQ\]CRYL1L4
MP=K+0MB$3O]RS2>M?;C\6GQX=]EHNDKV*3S*)!(=.J9L%UZ\-0J]C>(<?$D-
MO'0BTX\;D#Y]%:$+Q1KTT'\!AO5\T]X7:B?<U(9')`)D(ZK&TS\DODKFPT3F
MSYKD*`4MT(1FF@'=5_\9RAB<QA>#UAN]7=4L=[^L?7H--%$CT@1)R\IJ6"#D
M8%OBK!Q#8/!(:B9=7#U2'^U7T(2]D33-U;[[=B1-AX%"H!A=TH_3%ESXK*&B
MHI!*IUBJ<JF]=?#QR%JZ=*U=1E+*VK^<J-=<V_@)U-.)=&8JJ#:GVKI])QC4
MVK,-W&;JVNCQV\F=W&(*<\U-F;Z]VIPJV]/-J4,G=,S-VM8-W:S_/73'O=W5
MW=S7;:6][=W#'=OD37-40I7"ML#C\U4)*3K.>C$4EB;%*7#Z+6TSTVRW@W#[
M/6TNU'@<+.#6QC^=$N``[M_DALXMXRP*'N']'>$+'N`37N$8KM\73N$<KFX;
MGN$@3FX?;N'4Q)*).<+>54.-3*.&]RVD_7N/#:"8G!29)BI;98,MS<ISL^('
MW9R?QVJ/-VS&A9Q(AB>.HB](LR(Q7I"AK<JNXH=J_5DV/;,Y;G\E.B2IIHBQ
M-N.*O%0TIH18`M5W_5]@#=_"ZES.=]DPW<>@&]FNV).RQVI=@Y7`-FQ!,R=S
M8M<)B+,J>U_`9J*DYL:MEV.[+))7CILD_PG,FL+9=%U\$;W2<\'CY<C9J!O*
M;WU74RX4S$N1<&ZB>\<K667:/0)ZY46%B0B9@3V.&ATB:KX3\\DBPU)_6TW)
M&47%;IB(H.RFE;Y52KR^K4ZP=]'177Q/68F<+N(T>FYJWU/,(EKE%^+CV`BE
MQLYA7)Z]681*6DRQL=S$K[5S[;OKBW9`+YGI.LX<X$RBSWJHU&1,"G2XZTRQ
MXN3LP#[%1WU:[:VM8%X;+\T>91[`F;T]AKJ*T@GNY57M]GM6K"GO\\X7@GZ%
M!%PE-&G9_G<KSKSJ?0&K/M24[6Z>'%A]O;[(69WJ[WA4@'XX?]R\)U]<%A_"
M<DW?M'KOP)R((O^DYMSL6$C3$)#>%VSHA?*XI).=E&#=YVI+K\Y9.=JF(>0L
MB&L[EESQ[A53RCFO\VX>'^[;DXZ^[(7<U^81\*".ETV#+2>RB,F>'`TK+WPB
MEH4)%O@<4O@6]3K_M&%Q>N0DH9=.Q%I_&5!*\EA^(WV7)WLBE*`.P+Z1]!JD
MB[@+%A^?;"GJ]GVQZ8,1\%YL@\?8T#_9Z0!9'Y=):7.B]^@#UV[1Z;C+>!M_
MUBZZ:$RH\&%K@DT^Q>FN0&R.99T]R'-2KXH>(.5LAWM20V:/E7HKCP0>12HN
M^$V?THY>-^;RZRS^^`W_AL%"NE'&)IX_/'!N]L*_Z*6<OKC>(9>?&J#_'X?F
M>/CH:/`X?.QL$2;9/K**(?0,\R$=4B75SXE(]?I\`:7_:/3YJZ3G=!"0:94,
M/IP8FRH`<460(&P%#1Y$F%#A0H8-'3Y4V*K5E2L!6+`0B%#B%186,1*$&%+D
M2(PC0W9LU;`5BU:"/+(P&=-@JP`I9=[$^;`BR)P]?1:D&8"GH(X8BPJT^1/B
M2HX!+/)4&O5@2Z(=G2)->K/E1:==O5Z1.'`@1:Y.BUY$2U&LH*QA!5%\^5&B
M5+HQWW*5J[&J1:1U_6+C6!>EP[?8BF;]"[1F8L8*74)M['=B`+`:*R*%^Q1R
MXJ!=66R.#'$@7HQ@$=\<W9%B9Z\L':8,.Y$H_T>.:#U3+OWV;6V+'@?.#?U:
MY,:*JJ]@0SRPZ^K@4DO290$`],+3C&E6;T[7Y?'L48MC1Z[:YEO/;!E;]2JT
M>\2M12FS!6^W^/ND+M-/-PE;(E6*M='^3\\SN8`+;2*T\$-NK[RF,M"LC-;S
M#B:ZK@``NXFX@_`Z"#FC++X-5>)+-/%F4M"T"0.\RL._1JN(+Q.CNM`W_,AZ
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M\Z].6S75]B)IP_TIL`DK?&BC80M4%-Z>W.UULLJ@M"@^B0"]E-^#E+L(595V
MZRW/QLA3C5E].;N0M-6J@\T^%`7=Z^*)H7O2TWPC:NHI<*<=^6.9=HKTN[K`
M5+%!S492V*`A,;)06X^XY8Q1;%6.=-6R/I*6M:\2;'%!H*62U[F49[+J9QO_
MGUY:I,NVS#)D&)'5>B&(WPM2I7J;RHBX5G\LL,&$3ZZZL938@NNLU?H44,:V
M_?HUJNBF8XKMG(J]6Z3M/O37[Y"&E!BH4QFJ*&:ZE4ZSW7\#7YI.NEN;G/()
MM?2.WG`!U_PAESAOKBG#:1X]<:#4EKJ@J]B+F[*XDWUX]*?"#CWPM^D^/7>%
M\@:X=RRI]ITZ1&WL2/4J79XVLTZ3UH\L!W\[N+C,15TSU.(U-YJR[:$C762!
M$ZIY>.%5-O-\ZKJ\DKSK1_H:/??<)<A#LI5G2&VAU/]^P\N)[Y^ONI:3O8$(
M)`8B%@`#"#4%^L12D0+3L>C&,\%9#UQJH^`"*=>]_]=I,"=-ZYS`+H.X!/+O
M8Y,Q8=;"A;B3!6B`(6D/2YBD))R9T(/KR5*K/')#G`!/?#JY5PEYV!"6P6A$
M^DK=RE!T.HB]#RB\R>`0<[>?<TEQ9>'S292H,SJTV)!\#>3A=D[W0*"1$8;_
M>V%,[F>SI&G/BF^$XZ'2*),"YL][V*B*$.,HJ#OBQ#[XNU+A#F<K+$KP5N[R
MXAX5V380*H5"`FL+(&4"NCW2Q(ECZQ#WT+*4EG022*J*G<D6.4I2%L2'602C
MD;I#R4HFS"3,RQW,"'<JV+3HDJ7$I0:/YS0/F0DFA91,*JUHL'J%Z'LM,69S
M4D.?A<"%(KF$Y@U/N:]@-?^$*\>9IOFB:1CUP"9(21&D!IWE-I^Y<7U'W&8Z
M0]?(>'G.>`ADYVMPQL8TLG*4:])APLSH07]),G^L&\@DD=4Z=1949=GL80.-
M\AF$DF^ANZL-B!(9N!81TI]W,],MAP/0TS5(HP8%Z9;BN:\&L@:8"_F,*5/R
M(',J9J)WTY@+7]HK%@JJ?"3"RXNT8[V0]C15#:5C-0GSKGJQ)*`J->4`[7E/
M6PE3@TG$(WK>I[,H8FF-/L7JAD;Z07=J9#_>O.D7KX4<1<43;D\QS7X(HB<J
MKO6K+<$C'M_JUJ^N5:YUC2M>Z:K6NWXUKFR%ZU[=TM1.ZO5<?`6L8.>B6+LF
MMJ__8?GK7/,J6<?6;U`5]4PG8X<4Q;[ML8$]+&0K>RXH'L>PE7VK9T>;6L9&
MMJV?;2QE4^M:Q(8VL)2%+6QOJ]?9MM:WN%VM6G>+V-[F]K=OI2UD@>HKXG'0
M*<-1CV$(HB@?\N<]1!UE3%LSTXE-YDQ)PRX.;W;1K);W)">]B18M<\UKDL0@
M)4DI8)3JU#=JURO<G9A],XM?^%G0O/\%F6"$VLRDM+29IDWI,U<"GJ4N$K/I
MX2^\'NP9]%T5P!?&R58SW%6Q&D3#Y.-I>)(G477JURD17J&M/FJH@24/Q1A6
MY')-HM[?`6B.Y$M.+^EKQ0OUIS_AK:2*,7HM\L*XIQ^F_V-)HW9C2>W8R/VS
M+WKSZ]\G5_D@,B;)@/^Y2B=;N7C>PK*^MG([+S\9R6KDL&-T8^!'=;G,OJ-B
M_Y`%MC<#.,PG:>"$]5AG/F=HO"_N<]MVJ3<%6E(W0&XSH`/=9XC1;M'IO#-$
MZFB\#37XT9=^6;04C>E4G?F5:1:4:7&7)C=SVM3YL?"I8\QDDA3:3GM6=:Q-
MI6E9P]'3K1;8_/KHME+7VM?YXR*J$/AKWT7Z(9/N5Z^)O>Q0?\O#063VW6YM
M-5"+^$[&GJ2RH[UMCS(*VML&&K:MV5Q"PAK<Y[;+_Z2,;CD-.GAB`^O4-LUN
M+YMXW?3^D+@9@NQ461K?_\;CNO\`'JYIA^21\/+WP.GMK?(HO%?Z1JFV_Y)P
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MDN*N0O&]+<LOW?@2GU@SPYG`2>(^K5BT_ZLZ!KPRWIL0FT@_!-E`ZIB\WZ`*
MP,@BM2HRW1NJ2HM`S6FZN0M`G1A`I7B,D3,0!BO`YLBDL9D*P-"-C*D,V3"M
M9YJ*(N&.)\0C++P0#RL,^:)")S0M#W3"6M*I4,O"4J$5QBC!_YXJBA34P?";
MJ,D`"32)KXA(0B)<BQ\1BZA9B[%8"Q?D%CB9B$X"C*W(&,BZLCU\&\M:L"PL
MK..(PI001$A<1*(P$LLJQ+CR&H+`BN,(J!73BAZ,)9+;.?9C/.L0B)1J1,``
MIAADCRK))QVRDUC\%>+@1`^S0>0`"VO!D<SAK(!2$TA4'+A2'/C0Q2>Z1*,"
M":R`B5U4"6'$%,.8"<[HNQ\L.15\+Q:,E^F"#>H*F7&1'?,`+-*3++\*#HVI
MP^T["+#@CD&\0K'`%!]!""O$(\R8B"^!Q^JI#`SQ1/CXI-U@J2Y4LTPLQ#>L
M%W^T+<\"OH2<+.02/H8<1[A:R/J9K?^)9,B'G,C@.Y<_@\CB6DB,["V-##Z*
M1*Z()$F_XCR4#,F/!+Z3;*N6O,ASN4"N\B*B2$#'H[Z$P)']J9]O\LEX`\H1
M+).`X9("RT4;?$=B/"H"N4=<E!!W',8K+#!./$3NT,,O&8^P<3DSY,=<)$:_
MZ$F@_,FQ%,NR),NS-,NT1,NU5,NV9,MZS"2WE,NWG,NZI,N[M,N\Q$O#,,@&
M++P),@R;2$>-N,.T&0X?62EDO)"U&@KFR#V!J`R`A!M\U,7(5(O$/$8?^Z1Z
MC,+^6!V.(<@I7$KU$<HZL\:!,\5]$[]NO$*6X`@DU#_HBS/<`2<99(^VJ$V@
M^,S5\2;=Q$K_WYS&@^%"\J'-X!PU&%DVG?LW;#0E;8P*17E!$BL34>0QI2O-
M/O,[?$O-9AI":I1.G[C.^%O#)QN=OEPTYN2FRRM,`YR3<[LZ=-M../2XV&3/
MX4"W[-PV],2_WEO/^GQ%=J,_^`Q"A["^9*-/_Q2=?U-.8M-/]Q.7_D10!@$X
M_/2UF4PH]3S0",T?A>.::--/YR0<"-5057(X%*RU^$R(`NTW$1W1\;RT]*/.
M_FE0#(7`$;5-D`M064-1OZ31Z;11ZHBY3(G1W/E0%X41%HW0\(RVZ#RU'5W'
M[JPT).VWA0$.3Q*-^-A,R>A-.3%251NH4YO1^:S1X/`QQ[0FHWPB_YZ0#1K\
M#+29B<F1PNG(D2[5S:;$FB$ML1'#-`M-+P?5"BE]SOMH%BW1$LA$QM792GX4
M2`S92DRIC]*K(C7]R@29B:\<F-"KM*I#IL'DLR(54Q^5C)\,D`/RR74DQG_I
MQP1ARB(!1DJ4*U,]F,V@"O/X",3DRRY<4UV$QUU41;%X,26E-PKU,B?U,"C-
M$$`=B=MH*AX9U6/\1&1TN4.C5)MAS%?=RJ()F:-BQY5:1&G,3'R<5/.PRHS9
M$#K]M9KJ5/-\+S_-M@R5%!R9560B$GCU53()PZ;T,=+Q558EB-)X)E_,BD8-
MS5S<1\S4+,K<#4=M2G]5UXV2N].L,F(U)?]V11EW;8QF?48H=$0C84<2F51*
MS)C)Y(^V*)+8<%2KI,RN;$=&=2L;'$02Q2&^.XPW\]2D&],TN3858=1F#%BJ
M\-D%VXB-J,($&100<PNB?=9,S`@XB4P@\22J;,3?0#2*^3NB&]8!)2)CQ2%D
MS9"`U<3@U,(ULQE!25-"3%&7JT&M_,R.92-J/:"5XD5%,U=P@U@[:]CT_%3P
MQ-.EN=OL`-:2>T\[PUK5[%&]?5$XFS[WV=LFR1(7W4_"L]@?A5G<J]N08HWQ
M5-$'!%7)%4[^4\[%Y1!!?3>;W5S.G5SM"SL]5207G"N!0[KKBUS)!=TJ:UQN
M@CFLH4M/XH\UTY'_^="UWVVJOGQ<`HQ=&_U;K)NPZ!*7S7O:/"S3?+T36636
ML[@3&GG>/I3:_;@<]6L[K>6RXK71N=6X,\$1L8!,M9`5X%5?6MR95X%,6J'7
MT1M+5,HL0BO<8YG=%\W?*C.Q6*%>/-%,/^S#V0+.@S*+\W'`_+M9TSU.]OR?
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MVD&$BET<8(GDUJ$=QH""UV@<$-\QY&<.EQ2.C)+PQH8`XK^I7IKS,)A`VV4&
M5Y9]V4`6UT:*5F"^RH(\Y]#)8'@NGAB.XT>!"?\K,2MD<MJ]!*N%AJ%2%1VC
M?!+XH(T\)@M=_N--2=BI\%?+:E.SA<:O]4&+=FF]A.F7ENF8INF9MNF:QNF;
M=NE6Y@S7L)+J8IC+_"S(&LG#DN+"<LG%NDB/K$B8S$C62DAS+DFF=DB17,ER
M=.JKQJNG;NJI9DFHYNJMUFJ5].JNQNJR%NN2E,EH?M(X_)=5A&3"G&7_?&>&
M_BDX%C^!C,?P@,T%YER,MFO-X=,D2Z3;J)_>`#)7Q#$W=N;`/@DX!E%Q&>!/
M?HU[CC_`=FQI8^MB!>'E=>.ZSNPKD6<#]6O9;>S0!KQ$Z>Q09&S47K4>SEL:
M9F',=FV5B6$KEN/2EES_T*[M]1CM%9UK]J3MWM:7P6:NU1:HUB;N88)LWOY.
MV6;@X5YN8[GM:98WW?Y1YY[N><9KY)X6V<S'MFAAMXT3I=9)ZD$=,4Q0'MSN
M(7)HBOWAX"Z3,1X;</X9T]`:GT5OFL/,6(6;$?P1GVT6QFUO'N)IX,;N8%H.
M?:Y4QPQ#DJG4H]5K#TS:8!Y;7<7';*V/932/C1#7"[>1TV[OZO;N_%"?^(57
MF4+Q*M4I:,3OB-COZWC",/SO#X]5H_T-IIU'J177V%B-WQC7]=#N`O^+W];<
M%9:4_UE6UR7:?>3C!]]$!1/I=JQ'ZGF2]R%#KV35\S6MW3E*2NS;S"-R#S+N
M_QF#;YJQ;.$02\SRZ;,,F\2D<8^VX=7IV(5%&G?L;\ID$#U4RG'></D2YUKJ
ML5\=<UUJ[M@.89FK0,8QU96%<LOPV"FO1WRL\$`>VY5MRFM]5'NU4VPZQE42
M\>TF<43W;+^E92SLXH@F97"*4Z&U<Y)VS3S/\#3D7:;0:R],0RE,9EW$5Q0;
M\D)WCNXF==;N+F,<-1?,QR06-M\DQ-S4BT`I+'$FG_+UV#2.X!`']@!Z[Q*G
MF5`7KV/*=AD]]!E.=.S<'ND.=P@9=7(O=1;^]73?%V%G=V*/;F]?[C+ON'E/
M[J.&]^(Y\".';M-%]WXOG<W&%.LVMYQ8\877789W^/^&A_B'E_B(I_B)M_B*
MQ_B+U_B,IWA[)VXCOV*"%_D.5NUA'_F3+^YQAUV49WG;-GC`0'A\\?B6#VR0
MSVV:Q_F'>_F')MZ<]WE#^?>0__FA5_>7QVW()?JD]VUY7WFE=_K0V':3?_JI
MAQ*5)VVJQ_K-J;Z8)[69S_H1M7FW"2O%_OJR?Z^=/W-6O%VY[BFO-XEW_QRW
M/\"0"GKK2+#YDGNKR7O1@/M>`452"O/M67?D>2]9/K(CVWO^/GRZ9WHR?4KE
M+<81.K3)U\/*-]_+%V#*QWS-SWS+[_S-]WS.%_U>#OW2!_W3__S4'WW47WW5
M-_VQJ%76?_W6I_W9MWW9Q_W_S">:VW?]W*]]W^?]W_?#C^[]XA?^XP_^Y)=]
M?$>Y,Z\(@WB:/V'?]:7^Z;?^ZL?^Z]?^[.?^[??^[@?_[Q?_\"?_\3?_\D?_
M\U?_]&?_]7?_]H=_[;?ZT+!$OF:<Q-<)_-\^_2<BGPI\P0<(;`('$BQH\*#`
M*P!:(6SH\.'`5BP$2G0H2!#$C!HW<NSH\8K'D")'DBQXA6')E"I7&CS)\B7,
MD1-CTJSYL!5(F"P"H+1YD`6+*T$=NO1IU*B@GD>7ODS*].G+HE"GDL1(]6I(
MG#%W*F7:2A`+IPZ[8BUK]FQ*LFC7$E3+]BW<MVY+L@!@-2[>O'KW\NWK]R_@
ML@KG_P8N;/@PXL2*%S-VR+4QY,B2)U.N;-GCX\N:-W/N[/DSU+IW?79M59KB
MP=/83$<T[5HQZ[:H#:J.W7JQ[=FY$:+<O=JP:MF_:1?L69HPWN.G?0^/.!9W
M;>3-:1,>?/1*SM5``]RMN),G0;#&3PH*`)3AE0#JU0/&/A"L^;O8<<8//Y/B
M1*$!7'XU?[^O4!&E-Y1`@IPTX&BM!%`0"U_M5%1Y0`5&H'8[W046-CLU2%"`
M`C(DWD#Z2<671!=J*%]2#RJ%X7LSE5<0B'^Y5R""(1Y87XMMS:1@;Q%N^!-X
M/D4X4%"F<9<0=N0%"9]]$IDVXVHX9;<7?5:5Z*!55Q@(4O^'V`QIHW@E8B/4
MD__I]66&)XDY)G8-EM<;>RTZR:9VIAGH%WW9<6<D2F'-]V*!.W$($I/XF186
MGNE9&9:#?8*%48?]33E4>0NV:&E?>>*7U*,"^4G>CVAZ"9)$2S:(DYE$!EF3
ME@2^-N9$5WZXX98_9GA13@:.)QU:!E)XUY'8\(21@Q1AA^F8N`::YK)\U?H>
MD3D-&^6.6B([WX[YY30G7ZU:V=-0LH[ZH:\$,7HL2G=ZF2I>WD(K$'@5$<OB
MLYOB!.BH9/KE:W;`6C5ML:M9.^BMF(KUYD]V7<?NAA4%FB"R#4:ZJI833FGH
MJ"&N"FM$$Q'XXKT&CK97EQP2&VK_L`5&C"I%P^ZX\5X4FCMKB(B^ARFW/'J:
M*\QZI2P@DL9N+"%^-\.(;%\R&TMS0C^SZ"F<9*G;TD)'*9ULT`)>&*1WVW+-
M;LP7WYLUM3WA>Z>KEJ9G7GMF2MELV1'A+/%]"Z**[E_[&60SE*/*=]_3"#.[
M&M(QCSPVUA0]S3'9^*K,ZUI*(P[EH68;7)2"M(&=8<\QE4QG0B,'CJE[$Z/4
MMU\R(YYA5U!VZ9[-&,ZX>,QF3EUQ>`9?SKC.]^J<^I2KXVZCT61GOG.@D)_U
M,^+<1OM\Z,5+#[Q)V=E<L\;$MZP43G-EYI/,(X*'>^`_4IIK4</_1>%79F]H
M?K^8@J?N_YUZKZN\8/=]U1VBN%..*:(<)B_TX:\L[)-*YB:7G4A=3W#TVAQ<
MUN0EL3"N;G\;"+(<=S_`$&TU%)Q347XE/^-D\&)[4YA1.@B4)%W$14'1E\HP
MEB:A+*J`R[/>"\F3JQ?:*CW-DDB;&`)$H9@P+QU,#PL=!I8@WDR(#>/AR=HT
MLK`1*8=?R0D183@F2SEL>_B1(F""I2`KSBB+4B':XC2H0;Y0:(5_<B$3FR9#
MPJ5K/TE"B'6,@CM4:>A`[]'BN#+VQ7Z-R"\SDHB&N(/`(MG'6'^T%1"G>"8<
MFH<[%^F8^@28'53Q3WU)LY)03G3)0%V,?@F2BJ]L*)A%);)[BGUC5'C0IR,8
M%5$OA]P.5T:IG1%IDD$UPZ5:O@>:81*SF,8\YF:$B<QE,K.9SGRF`5$(S6E2
MLYK6O.9#\HC-;7*SF][TC#*_*<YQDK.<,>N<.=.ISG6R<RO2;"<\XRG/>39$
>F_2\)S[S2<YPZK.?_OSG,OD)T($2M*"484%````[
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image_002.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_002.gif
M1TE&.#EAT``T`'<`,2'^&E-O9G1W87)E.B!-:6-R;W-O9G0@3V9F:6-E`"'Y
M!`$`````+`````#/`#,`AP````````T-#0<'!Q@8&!\?'QT='0L+"QD9&1$1
M$145%0,#`P\/#Q,3$QP<'!86%@D)"1(2$@("`@0$!`P,#!<7%PX.#A04%!H:
M&AL;&Q`0$"XN+CT]/2HJ*BTM+30T-"0D)"<G)S@X."LK*R(B(CX^/CP\/"$A
M(3,S,R\O+S$Q,2PL+#DY.38V-BDI*3`P,"4E)3<W-R,C(R@H*"8F)C4U-2`@
M(#HZ.C(R,CL[.UU=75Q<7%E965145$9&1D%!05)24DA(2$5%14='1TM+2U-3
M4U]?7T!`0$Y.3E965E!04$1$1%M;6T]/3UA86%I:6DU-35Y>7E=75T-#0TI*
M2E5554Q,3$)"0DE)26]O;WY^?G)R<GU]?71T=&UM;79V=FEI:6QL;&1D9&IJ
M:F9F9G-S<WM[>VMK:WEY>6!@8'%Q<7IZ>GQ\?&AH:'=W=V-C8W]_?W!P<'AX
M>&YN;F)B8F=G9Y>7EY24E)&1D8"`@(6%A9R<G)F9F8V-C82$A(&!@9V=G9J:
MFI.3DYB8F(R,C(F)B8*"@I^?GY:6EHB(B)65E8:&AHZ.CI*2DIZ>GH^/CYN;
MFXJ*BH>'AXN+BZZNKJRLK+N[N[:VMKBXN+Z^OJ2DI*:FIKV]O:*BHJ^OK[JZ
MNJ>GI[>WMZVMK:NKJZ.CHZFIJ:6EI;"PL+R\O+&QL;.SL[FYN;^_OZJJJJ&A
MH;6UM;*RLM?7U]W=W</#P\?'Q\G)R=C8V,;&QMG9V<W-S<[.SLS,S-O;V\O+
MR][>WM#0T-/3T]S<W-'1T<C(R-;6UL'!P<K*RM+2TM75U<3$Q,#`P,_/S]_?
MW]K:VM34U/CX^/S\_/GY^?[^_N3DY.7EY?KZ^N[N[O7U]>_O[_#P\.OKZ_W]
M_>GIZ?;V]O3T].?GY^SL[/+R\O/S\^WM[?'Q\>CHZ.;FYN#@X./CX^'AX>+B
MXO?W]_O[^____P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"`P$"
M`P$"`P$"`P$"`P$"`P$"`P$"`PC_`-L)'$BPH,&#"!,J7,BPH<.'$"-*G$BQ
MHL6+&#-JW,BQH\>/($.*'$FRI,F3*%.J7,FRI<N7,&/*G'DR5A9*-'/J9%EI
M@QT.EG8*'1HR5@=9[685>$:TJ=.+.NX(I-7AJ=6K#FMQ@#:U*M:O,Z-)U&%G
MX"6O8$MBRI36H#0!TR!"\\!4H":T;3]"V^0!#S6"U79H2IM'"\1:/`CJP:NS
MFJU;)Y]9^K"E+L$]/<2"M>8#(I=*!'%QRFEK3Q<O7SKANF;2U@\@N1""B$T0
M6S9M1#T%"3$@1)>&VSQPVVBM&\%GLS9-U+4'C(\PG[RE_,9'R"Z$UW@1Z"-F
MS!`11,",_R'C9VB6`+W^@#+0$-R!@M7"093&#9"8$200^!I8PD210-Q@8I\8
M!'9B34'BA&+$$66(,@Y+UB2@P`DH?*!#'K]$4\L7*6R`Q`>:`.-+-M`8YQ0Y
MP+0C"`IF-'1+$`5=HT(2HS!4#2E*K'#&(,`$L\!P`AU1``L,&(`$(9\``\PM
M6I@03#O;"+/#$EG8$M,OTGTS3"==M&#``%H00XXF3`Q$B0L"%$*1(=@4M(TE
M?:!QR4>"%./0+C`6U$0:7O'RC!]HE%*.-`(=\H(:Y@C4C18K=%)0+Z;@@E`Q
M1U3R@Q/".,4)#+BU@TB9[?0A@CG/F%#0)8:L,2=!V1240*:A"?^`!ALQ&-/.
M*6@8=,PY$Z%CV4*\L&#0"GP0@$P[?@B1!!M$-+#!)TK8864[R9#A0"+I1#2,
M"`%,^U0;B@C4":@NX(;*$P-M`T4`"#P@@T#5@)$)$01Q`\$!BQ"$C`M$)#*#
M"R[0$$$;J8C3CC512#`!"$2HP0@C07$D#1M<D$.0,FKL(5`R!&PC4#2S4%`$
M.>?@X0,0E6CV4#=B9,&+)E+DI$Y"BP@BD"\_B/4".KY40,Q`J@2PAC!3(+!*
M.]@8@,H$.PPB"B@?^+%,$3608G`[Y@"2Q2*EU!*--H8L8<$%&'2AC3:BE*)V
M*;UX]$PA/O`@E4'AS$(0&8VXP8`7=UC_+%$P+-@I4`RPQG1+%`C1XL%U`J4A
MABIOP)"`*,^((\L70YB``08.V*#`#:$4P0(06Z"PP0ZC>"P-*UG0PA`PNX"C
MTCH-,;.$0%NX0=$P/<P\D"-BS`2."4`\(DHFF8@""1$DM$(0.6O\\,,B+I``
M`PD=P$$[0>DX(D(<=Z"35T.J_"'0.C)\(]$X2*A/T#DP>#P3,';(L4,0.D0R
M2)L*A3.-?`B1QC=(T(?Q-<0.@!B(&201D6M007`%84$M#+@07:@!"G,HPQ<H
MN)!2%%`@EAA"1.S`!H2T@0\<-,@LC*`$-]R"*Y2@0PH3T@QT"60:&8!(.7#`
MFH/L81(S;,<M_^*@A"[<0GX":<0;@GB0=/1@(.4H`$3BX(J$@*(*''S&)JR0
MAE>H;"#C@$$LF'B0&ARH';+PP$/6X8$>'H046!S?-E11@T=P!2%E^`T9#5('
M4PC$$7-X""*VH)`]U&%\X:`#&<JAD+,\:(\%D<4,/%8%G#BD"KHH9,S:@@P@
MA&(AL/``4B!ID"UDP1D@V%Y#8H!$'Z*P+4M@QD(`X8)?D7(@VJB"!@;C$'$$
MH)4&V<,KP3(-&2;$&GDHP<]NB9!U$,HA[*"!WQ#"A%6!11EZ/`@KEM`%-S(3
M(T#XA$*ND*VTK&,*LB.(.031`B6@XIL<:44;$H*-#XSO%2?H@1>\H&2$&.1@
M$?N!9T>PH`J$($(.!GR&,2[Q"6.P0Z`@^<8'#N&6$+0-HABE"#6&@(57/!,5
M1T!<1D<J$6AD@@XB2*D3D@%,DKKTI3"-J4QG2M.:VO2F.,VI3G?*TY[Z]*=`
(#:I0@Q@0`#L_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>8
<FILENAME>shbi-20121231.xml
<DESCRIPTION>XBRL INSTANCE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!-- Generated using Ez-XBRL version 6.0.1.3 [02/28/2013 10:42:04 PM] by DataTracks -->
<!-- Based on XBRL 2.1 -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:29:23 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 06:07:52 PM -->
<xbrli:xbrl xmlns:shbi="http://www.shbi.net/20121231" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:country="http://xbrl.sec.gov/country/2012-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2012-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2012-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2012-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2012-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2011-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2011-01-31" xmlns:us-gaap="http://fasb.org/us-gaap/2012-01-31" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:utr="http://www.xbrl.org/2009/utr">
<link:schemaRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:type="simple" xlink:href="shbi-20121231.xsd"/>
<!-- Context Section  -->
<xbrli:context id="Context_As_Of_09-Jan-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">shbi:CumulativeSeriesPreferredStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-01-09
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_09-Jan-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-01-09
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_31-Jan-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2009-01-01
</xbrli:startDate>
<xbrli:endDate>
2009-01-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_15-Apr-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">shbi:CumulativeSeriesPreferredStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-04-15
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_30-Apr-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">shbi:CumulativeSeriesPreferredStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2009-04-01
</xbrli:startDate>
<xbrli:endDate>
2009-04-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_30-Jun-2009">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2009-04-01
</xbrli:startDate>
<xbrli:endDate>
2009-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30-Jun-2009">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">shbi:CumulativeSeriesPreferredStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2009-01-01
</xbrli:startDate>
<xbrli:endDate>
2009-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">shbi:CumulativeSeriesPreferredStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_30-Sep-2010">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-07-01
</xbrli:startDate>
<xbrli:endDate>
2010-09-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:InsuranceProductsAndServicesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CommunityBankingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2010_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_OutstandingStockAwardsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:OutstandingStockAwardsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2010-01-01
</xbrli:startDate>
<xbrli:endDate>
2010-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:InsuranceProductsAndServicesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LegalEntityAxis_CommunityBankingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CommunityBankingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LegalEntityAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_31-Mar-2011">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_30-Jun-2011">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-04-01
</xbrli:startDate>
<xbrli:endDate>
2011-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_30-Sep-2011">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-07-01
</xbrli:startDate>
<xbrli:endDate>
2011-09-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_Custom_30-Nov-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-11-01
</xbrli:startDate>
<xbrli:endDate>
2011-11-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_31-Dec-2011">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-10-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:InsuranceProductsAndServicesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CommunityBankingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_OutstandingStockAwardsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:OutstandingStockAwardsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>

<xbrli:context id="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByPortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_AwardTypeAxis_RestrictedStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis">shbi:WyeMortgageGroupMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">shbi:CarrierRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:InsuranceExpirationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TradeNamesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:EmploymentAgreementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2011-01-01
</xbrli:startDate>
<xbrli:endDate>
2011-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:InsuranceProductsAndServicesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LegalEntityAxis_CommunityBankingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CommunityBankingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">shbi:CarrierRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:InsuranceExpirationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TradeNamesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CentrevilleNationalBankMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_RangeAxis_WeightedAverageMember_ShortTermDebtTypeAxis_RetailRepurchaseAgreementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:WeightedAverageMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ShortTermDebtTypeAxis">shbi:RetailRepurchaseAgreementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis">us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_SecuritiesPledgedAsCollateralMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:SecuritiesPledgedAsCollateralMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByPortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:TalbotBankMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:EquitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis">shbi:DirectorsAssociatesAndPolicyMakingOfficerMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:EmploymentAgreementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_31-Mar-2012">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-03-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_30-Jun-2012">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-04-01
</xbrli:startDate>
<xbrli:endDate>
2012-06-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_30-Jun-2012">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-06-30
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_30-Sep-2012">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-07-01
</xbrli:startDate>
<xbrli:endDate>
2012-09-30
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_3ME_31-Dec-2012">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-10-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:InsuranceProductsAndServicesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CommunityBankingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_OutstandingStockAwardsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis">us-gaap:OutstandingStockAwardsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByPortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_AwardTypeAxis_RestrictedStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis">shbi:WyeMortgageGroupMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">shbi:CarrierRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:InsuranceExpirationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TradeNamesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>

<xbrli:context id="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_ComputerEquipmentMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:ComputerEquipmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_LandImprovementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandImprovementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_ComputerEquipmentMember_RangeAxis_MaximumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:ComputerEquipmentMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MaximumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember_RangeAxis_MinimumMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:FurnitureAndFixturesMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:MinimumMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_AwardTypeAxis_EquityPlan2006Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">shbi:EquityPlan2006Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:EmploymentAgreementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_FYE_31-Dec-2012_AwardTypeAxis_OptionPlan1998Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">shbi:OptionPlan1998Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:startDate>
2012-01-01
</xbrli:startDate>
<xbrli:endDate>
2012-12-31
</xbrli:endDate>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:InsuranceProductsAndServicesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LegalEntityAxis_CommunityBankingMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CommunityBankingMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentCompanyMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentCompanyMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>

<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CustomerRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">shbi:CarrierRelationshipsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:InsuranceExpirationsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:IndefiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:TradeNamesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_StatementBusinessSegmentsAxis_CommunityBankingSegmentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">shbi:CommunityBankingSegmentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedAccruingRestructuredLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="shbi:ImpairedNonaccrualLoansAxis">shbi:ImpairedNonaccrualLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:CentrevilleNationalBankMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_RangeAxis_WeightedAverageMember_ShortTermDebtTypeAxis_RetailRepurchaseAgreementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:RangeAxis">us-gaap:WeightedAverageMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:ShortTermDebtTypeAxis">shbi:RetailRepurchaseAgreementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:MortgageBackedSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis">us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:MortgageBackedSecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_SecuritiesPledgedAsCollateralMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:SecuritiesPledgedAsCollateralMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByPortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">shbi:TalbotBankMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:EquitySecuritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis">shbi:DirectorsAssociatesAndPolicyMakingOfficerMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:EquitySecuritiesOtherMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:PassMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">shbi:NonAccrualMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:UnderlyingAssetClassAxis">us-gaap:USGovernmentAndGovernmentAgenciesAndAuthoritiesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableTroubledDebtRestructuringAxis">shbi:TroubledDebtRestructuringsThatSubsequentlyDefaultedMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByCreditQualityIndicatorAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_AwardTypeAxis_EquityPlan2006Member">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">shbi:EquityPlan2006Member</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">shbi:EmploymentAgreementsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_28-Feb-2013">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2013-02-28
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2009_LegalEntityAxis_ParentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2009-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LegalEntityAxis_ParentMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="dei:LegalEntityAxis">us-gaap:ParentMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_ConstructionLoansMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConstructionLoansMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_FinancialInstrumentAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_FinancialInstrumentAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:DefinedBenefitPlanByPlanAssetCategoriesAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:FinancingReceivableInformationByPortfolioSegmentAxis">us-gaap:UnallocatedFinancingReceivablesMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_AwardTypeAxis_RestrictedStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_AwardTypeAxis_RestrictedStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis">shbi:WyeMortgageGroupMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis">shbi:WyeMortgageGroupMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2010-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:WarrantMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:StockOptionMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2011-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ConsumerLoanMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:CommercialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_AwardTypeAxis_RestrictedStockMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis">shbi:WyeMortgageGroupMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<xbrli:context id="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember">
<xbrli:entity>
<xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier>
<xbrli:segment>
<xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:ResidentialRealEstateMember</xbrldi:explicitMember>
</xbrli:segment>
</xbrli:entity>
<xbrli:period>
<xbrli:instant>
2012-12-31
</xbrli:instant>
</xbrli:period>
</xbrli:context>
<!-- Unit Section  -->
<!--
I~1\FVPHexeD5678YReqi>XUI~\FVPYwivc444c555cT{h>6<HE<4GG1FH<:18F651FFH;1:=H5=G<6G96I -->
<xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit>
<xbrli:unit id="USD"><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unit>
<xbrli:unit id="USD_per_Share"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit>
<xbrli:unit id="Contracts"><xbrli:measure>shbi:Contracts</xbrli:measure></xbrli:unit>
<xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit>
<!-- Element Section  --><dei:EntityRegistrantName contextRef="Context_FYE_31-Dec-2012">SHORE BANCSHARES INC</dei:EntityRegistrantName>
<dei:EntityCentralIndexKey contextRef="Context_FYE_31-Dec-2012">0001035092</dei:EntityCentralIndexKey>
<dei:CurrentFiscalYearEndDate contextRef="Context_FYE_31-Dec-2012">--12-31</dei:CurrentFiscalYearEndDate>
<dei:EntityFilerCategory contextRef="Context_FYE_31-Dec-2012">Smaller Reporting Company</dei:EntityFilerCategory>
<dei:TradingSymbol contextRef="Context_FYE_31-Dec-2012">shbi</dei:TradingSymbol>
<dei:EntityCommonStockSharesOutstanding contextRef="Context_As_Of_28-Feb-2013" unitRef="shares" decimals="0">8457359</dei:EntityCommonStockSharesOutstanding>
<dei:DocumentType contextRef="Context_FYE_31-Dec-2012">10-K</dei:DocumentType>
<dei:AmendmentFlag contextRef="Context_FYE_31-Dec-2012">false</dei:AmendmentFlag>
<dei:DocumentPeriodEndDate contextRef="Context_FYE_31-Dec-2012">2012-12-31</dei:DocumentPeriodEndDate>
<dei:DocumentFiscalPeriodFocus contextRef="Context_FYE_31-Dec-2012">FY</dei:DocumentFiscalPeriodFocus>
<dei:DocumentFiscalYearFocus contextRef="Context_FYE_31-Dec-2012">2012</dei:DocumentFiscalYearFocus>
<dei:EntityWellKnownSeasonedIssuer contextRef="Context_FYE_31-Dec-2012">No</dei:EntityWellKnownSeasonedIssuer>
<dei:EntityVoluntaryFilers contextRef="Context_FYE_31-Dec-2012">No</dei:EntityVoluntaryFilers>
<dei:EntityCurrentReportingStatus contextRef="Context_FYE_31-Dec-2012">Yes</dei:EntityCurrentReportingStatus>
<dei:EntityPublicFloat contextRef="Context_As_Of_30-Jun-2012" unitRef="USD" decimals="0">48048361</dei:EntityPublicFloat>
<us-gaap:CashAndDueFromBanks contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">22986000</us-gaap:CashAndDueFromBanks>
<us-gaap:CashAndDueFromBanks contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">26579000</us-gaap:CashAndDueFromBanks>
<us-gaap:InterestBearingDepositsInBanks contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">99776000</us-gaap:InterestBearingDepositsInBanks>
<us-gaap:InterestBearingDepositsInBanks contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">164864000</us-gaap:InterestBearingDepositsInBanks>
<us-gaap:FederalFundsSold contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">4980000</us-gaap:FederalFundsSold>
<us-gaap:FederalFundsSold contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">8750000</us-gaap:FederalFundsSold>
<us-gaap:AvailableForSaleSecurities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">129780000</us-gaap:AvailableForSaleSecurities>
<us-gaap:AvailableForSaleSecurities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">145508000</us-gaap:AvailableForSaleSecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">6480000</us-gaap:HeldToMaturitySecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">6480000</us-gaap:HeldToMaturitySecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2657000</us-gaap:HeldToMaturitySecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">2657000</us-gaap:HeldToMaturitySecurities>
<us-gaap:HeldToMaturitySecurities contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecurities>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">841050000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">69485000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">119883000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">14639000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">315439000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">321604000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">785082000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">60786000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">108051000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">13293000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">314941000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">288011000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">14288000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1498000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">3745000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">594000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3415000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">5014000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">22000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">15991000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1682000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">4387000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">407000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4134000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">5194000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableAllowance contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">187000</us-gaap:LoansAndLeasesReceivableAllowance>
<us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">826762000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
<us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="Context_As_Of_31-Dec-2011_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember" unitRef="USD" decimals="-5">22400000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
<us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">769091000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
<us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="Context_As_Of_31-Dec-2012_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember" unitRef="USD" decimals="-5">26000000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">14662000</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2711000</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">15593000</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:PropertyPlantAndEquipmentNet contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2616000</us-gaap:PropertyPlantAndEquipmentNet>
<us-gaap:Goodwill contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">12454000</us-gaap:Goodwill>
<us-gaap:Goodwill contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">12454000</us-gaap:Goodwill>

<us-gaap:Goodwill contextRef="Context_As_Of_31-Dec-2012_StatementBusinessSegmentsAxis_CommunityBankingSegmentMember" unitRef="USD" decimals="-5">2600000</us-gaap:Goodwill>
<us-gaap:IntangibleAssetsNetExcludingGoodwill contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">4208000</us-gaap:IntangibleAssetsNetExcludingGoodwill>
<us-gaap:IntangibleAssetsNetExcludingGoodwill contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">3816000</us-gaap:IntangibleAssetsNetExcludingGoodwill>
<us-gaap:OtherRealEstateAndForeclosedAssets contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">3702000</us-gaap:OtherRealEstateAndForeclosedAssets>
<us-gaap:OtherRealEstateAndForeclosedAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">9385000</us-gaap:OtherRealEstateAndForeclosedAssets>
<us-gaap:OtherRealEstateAndForeclosedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">7659000</us-gaap:OtherRealEstateAndForeclosedAssets>
<us-gaap:OtherAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">26720000</us-gaap:OtherAssets>
<us-gaap:OtherAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1519000</us-gaap:OtherAssets>
<us-gaap:OtherAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">28836000</us-gaap:OtherAssets>
<us-gaap:OtherAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1196000</us-gaap:OtherAssets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">1130311000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">18759000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">1108712000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">2840000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1158193000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">17354000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">1138576000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">2263000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">127113000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1185807000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">16809000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">1166468000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">2530000</us-gaap:Assets>
<us-gaap:Assets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">118161000</us-gaap:Assets>
<us-gaap:NoninterestBearingDepositLiabilities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">133801000</us-gaap:NoninterestBearingDepositLiabilities>
<us-gaap:NoninterestBearingDepositLiabilities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">153992000</us-gaap:NoninterestBearingDepositLiabilities>
<us-gaap:InterestBearingDepositLiabilities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">876118000</us-gaap:InterestBearingDepositLiabilities>
<us-gaap:InterestBearingDepositLiabilities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">895281000</us-gaap:InterestBearingDepositLiabilities>
<us-gaap:Deposits contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1009919000</us-gaap:Deposits>
<us-gaap:Deposits contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1049273000</us-gaap:Deposits>
<us-gaap:ShortTermBorrowings contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">17817000</us-gaap:ShortTermBorrowings>
<us-gaap:ShortTermBorrowings contextRef="Context_As_Of_31-Dec-2011_RangeAxis_WeightedAverageMember_ShortTermDebtTypeAxis_RetailRepurchaseAgreementsMember" unitRef="USD" decimals="-3">15319000</us-gaap:ShortTermBorrowings>
<us-gaap:ShortTermBorrowings contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">13761000</us-gaap:ShortTermBorrowings>
<us-gaap:ShortTermBorrowings contextRef="Context_As_Of_31-Dec-2012_RangeAxis_WeightedAverageMember_ShortTermDebtTypeAxis_RetailRepurchaseAgreementsMember" unitRef="USD" decimals="-3">14976000</us-gaap:ShortTermBorrowings>
<us-gaap:OtherLiabilities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">8753000</us-gaap:OtherLiabilities>
<us-gaap:OtherLiabilities contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1040000</us-gaap:OtherLiabilities>
<us-gaap:OtherLiabilities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">8747000</us-gaap:OtherLiabilities>
<us-gaap:OtherLiabilities contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">104000</us-gaap:OtherLiabilities>
<us-gaap:LongTermDebt contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">455000</us-gaap:LongTermDebt>
<us-gaap:LongTermDebt contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">3350000</us-gaap:LongTermDebt>
<us-gaap:LongTermDebt contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">0</us-gaap:LongTermDebt>
<us-gaap:LongTermDebt contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2343000</us-gaap:LongTermDebt>
<us-gaap:Liabilities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1036944000</us-gaap:Liabilities>
<us-gaap:Liabilities contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">5864000</us-gaap:Liabilities>
<us-gaap:Liabilities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1071781000</us-gaap:Liabilities>
<us-gaap:Liabilities contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">4135000</us-gaap:Liabilities>
<us-gaap:CommonStockValue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">85000</us-gaap:CommonStockValue>
<us-gaap:CommonStockValue contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">85000</us-gaap:CommonStockValue>
<us-gaap:CommonStockValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">85000</us-gaap:CommonStockValue>
<us-gaap:CommonStockValue contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">85000</us-gaap:CommonStockValue>
<us-gaap:AdditionalPaidInCapitalCommonStock contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">32052000</us-gaap:AdditionalPaidInCapitalCommonStock>
<us-gaap:AdditionalPaidInCapitalCommonStock contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">32052000</us-gaap:AdditionalPaidInCapitalCommonStock>
<us-gaap:AdditionalPaidInCapitalCommonStock contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">32155000</us-gaap:AdditionalPaidInCapitalCommonStock>
<us-gaap:AdditionalPaidInCapitalCommonStock contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">32155000</us-gaap:AdditionalPaidInCapitalCommonStock>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">90801000</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">90801000</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">81078000</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:RetainedEarningsAccumulatedDeficit contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">81078000</us-gaap:RetainedEarningsAccumulatedDeficit>
<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">-1689000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-1689000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">708000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
<us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">708000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">122513000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">121249000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">121249000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">114026000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">114026000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2009" unitRef="USD" decimals="-3">127810000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">96151000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">92458000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">29872000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">30242000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">84000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">84000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">160000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-1814000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2009_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">1543000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">1543000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">90801000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">32052000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">85000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-1689000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">81078000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">32155000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">85000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">708000</us-gaap:StockholdersEquity>
<us-gaap:StockholdersEquity contextRef="Context_As_Of_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:StockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1158193000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">127113000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1185807000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:LiabilitiesAndStockholdersEquity contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">118161000</us-gaap:LiabilitiesAndStockholdersEquity>
<us-gaap:Cash contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1316000</us-gaap:Cash>
<us-gaap:Cash contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">820000</us-gaap:Cash>
<us-gaap:EquityMethodInvestmentAggregateCost contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">121567000</us-gaap:EquityMethodInvestmentAggregateCost>
<us-gaap:EquityMethodInvestmentAggregateCost contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">113529000</us-gaap:EquityMethodInvestmentAggregateCost>
<us-gaap:InterestPayableCurrentAndNoncurrent contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">91000</us-gaap:InterestPayableCurrentAndNoncurrent>
<us-gaap:InterestPayableCurrentAndNoncurrent contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1000</us-gaap:InterestPayableCurrentAndNoncurrent>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">6732000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">6732000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">6732000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2884000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">2884000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">2884000</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:HeldToMaturitySecuritiesFairValue contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesFairValue>
<us-gaap:CommonStockParOrStatedValuePerShare contextRef="Context_As_Of_31-Dec-2011" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
<us-gaap:CommonStockParOrStatedValuePerShare contextRef="Context_As_Of_31-Dec-2012" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
<us-gaap:CommonStockSharesAuthorized contextRef="Context_As_Of_31-Dec-2011" unitRef="shares" decimals="0">35000000</us-gaap:CommonStockSharesAuthorized>
<us-gaap:CommonStockSharesAuthorized contextRef="Context_As_Of_31-Dec-2012" unitRef="shares" decimals="0">35000000</us-gaap:CommonStockSharesAuthorized>
<us-gaap:CommonStockSharesIssued contextRef="Context_As_Of_09-Jan-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementEquityComponentsAxis_WarrantMember" unitRef="shares" decimals="0">172970</us-gaap:CommonStockSharesIssued>
<us-gaap:CommonStockSharesIssued contextRef="Context_As_Of_31-Dec-2011" unitRef="shares" decimals="0">8457359</us-gaap:CommonStockSharesIssued>
<us-gaap:CommonStockSharesIssued contextRef="Context_As_Of_31-Dec-2012" unitRef="shares" decimals="0">8457359</us-gaap:CommonStockSharesIssued>
<us-gaap:CommonStockSharesOutstanding contextRef="Context_As_Of_31-Dec-2011" unitRef="shares" decimals="0">8457359</us-gaap:CommonStockSharesOutstanding>
<us-gaap:CommonStockSharesOutstanding contextRef="Context_As_Of_31-Dec-2012" unitRef="shares" decimals="0">8457359</us-gaap:CommonStockSharesOutstanding>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">51962000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">47549000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">42698000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
<us-gaap:InterestIncomeSecuritiesTaxable contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">3209000</us-gaap:InterestIncomeSecuritiesTaxable>
<us-gaap:InterestIncomeSecuritiesTaxable contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">3031000</us-gaap:InterestIncomeSecuritiesTaxable>
<us-gaap:InterestIncomeSecuritiesTaxable contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2815000</us-gaap:InterestIncomeSecuritiesTaxable>
<us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">212000</us-gaap:InterestIncomeSecuritiesTaxExempt>
<us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">154000</us-gaap:InterestIncomeSecuritiesTaxExempt>
<us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">104000</us-gaap:InterestIncomeSecuritiesTaxExempt>
<us-gaap:InterestIncomeFederalFundsSold contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">60000</us-gaap:InterestIncomeFederalFundsSold>
<us-gaap:InterestIncomeFederalFundsSold contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">25000</us-gaap:InterestIncomeFederalFundsSold>
<us-gaap:InterestIncomeFederalFundsSold contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">10000</us-gaap:InterestIncomeFederalFundsSold>
<us-gaap:InterestIncomeDepositsWithFinancialInstitutions contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">18000</us-gaap:InterestIncomeDepositsWithFinancialInstitutions>
<us-gaap:InterestIncomeDepositsWithFinancialInstitutions contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">93000</us-gaap:InterestIncomeDepositsWithFinancialInstitutions>
<us-gaap:InterestIncomeDepositsWithFinancialInstitutions contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">274000</us-gaap:InterestIncomeDepositsWithFinancialInstitutions>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">55461000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">8952000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">168000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">55293000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_31-Mar-2011" unitRef="USD" decimals="-3">12718000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_30-Jun-2011" unitRef="USD" decimals="-3">12735000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">12868000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_31-Dec-2011" unitRef="USD" decimals="-3">12531000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">50852000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">7553000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">131000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">50721000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_31-Mar-2012" unitRef="USD" decimals="-3">11856000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_30-Jun-2012" unitRef="USD" decimals="-3">11692000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_30-Sep-2012" unitRef="USD" decimals="-3">11393000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_3ME_31-Dec-2012" unitRef="USD" decimals="-3">10960000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">45901000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">9026000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">79000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">45822000</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestAndDividendIncomeOperating contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:InterestAndDividendIncomeOperating>
<us-gaap:InterestExpenseDeposits contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">12681000</us-gaap:InterestExpenseDeposits>
<us-gaap:InterestExpenseDeposits contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">10995000</us-gaap:InterestExpenseDeposits>
<us-gaap:InterestExpenseDeposits contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">10501000</us-gaap:InterestExpenseDeposits>
<us-gaap:InterestExpenseShortTermBorrowings contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">83000</us-gaap:InterestExpenseShortTermBorrowings>
<us-gaap:InterestExpenseShortTermBorrowings contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">56000</us-gaap:InterestExpenseShortTermBorrowings>
<us-gaap:InterestExpenseShortTermBorrowings contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">45000</us-gaap:InterestExpenseShortTermBorrowings>
<us-gaap:InterestExpenseLongTermDebt contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">58000</us-gaap:InterestExpenseLongTermDebt>
<us-gaap:InterestExpenseLongTermDebt contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">37000</us-gaap:InterestExpenseLongTermDebt>
<us-gaap:InterestExpenseLongTermDebt contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">16000</us-gaap:InterestExpenseLongTermDebt>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">12822000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">172000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">12752000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">70000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">11088000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">154000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">11051000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">37000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">10562000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">107000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">0</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">10546000</us-gaap:InterestExpense>
<us-gaap:InterestExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">16000</us-gaap:InterestExpense>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">42639000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_31-Mar-2011" unitRef="USD" decimals="-3">9862000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_30-Jun-2011" unitRef="USD" decimals="-3">9942000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">10123000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_31-Dec-2011" unitRef="USD" decimals="-3">9837000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">39764000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_31-Mar-2012" unitRef="USD" decimals="-3">9195000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_30-Jun-2012" unitRef="USD" decimals="-3">9033000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_30-Sep-2012" unitRef="USD" decimals="-3">8730000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_3ME_31-Dec-2012" unitRef="USD" decimals="-3">8381000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:InterestIncomeExpenseNet contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">35339000</us-gaap:InterestIncomeExpenseNet>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">21119000</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">21119000</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">19470000</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">19470000</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">27745000</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">27745000</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">0</us-gaap:ProvisionForLoanLossesExpensed>
<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">21520000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">20294000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
<us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">7594000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
<us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">3257000</us-gaap:FeesAndCommissionsDepositorAccounts>
<us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">2845000</us-gaap:FeesAndCommissionsDepositorAccounts>
<us-gaap:FeesAndCommissionsDepositorAccounts contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2551000</us-gaap:FeesAndCommissionsDepositorAccounts>
<us-gaap:FeesAndCommissionsFiduciaryAndTrustActivities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1503000</us-gaap:FeesAndCommissionsFiduciaryAndTrustActivities>
<us-gaap:FeesAndCommissionsFiduciaryAndTrustActivities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1563000</us-gaap:FeesAndCommissionsFiduciaryAndTrustActivities>
<us-gaap:FeesAndCommissionsFiduciaryAndTrustActivities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1644000</us-gaap:FeesAndCommissionsFiduciaryAndTrustActivities>
<us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:GainLossOnSaleOfSecuritiesNet>
<us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">563000</us-gaap:GainLossOnSaleOfSecuritiesNet>
<us-gaap:GainLossOnSaleOfSecuritiesNet contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">278000</us-gaap:GainLossOnSaleOfSecuritiesNet>
<us-gaap:InsuranceCommissionsAndFees contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">10113000</us-gaap:InsuranceCommissionsAndFees>
<us-gaap:InsuranceCommissionsAndFees contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">9358000</us-gaap:InsuranceCommissionsAndFees>
<us-gaap:InsuranceCommissionsAndFees contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">9814000</us-gaap:InsuranceCommissionsAndFees>
<us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">3168000</us-gaap:NoninterestIncomeOtherOperatingIncome>
<us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">2989000</us-gaap:NoninterestIncomeOtherOperatingIncome>
<us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2810000</us-gaap:NoninterestIncomeOtherOperatingIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">18041000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">10739000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">7308000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-6000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">17318000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">9881000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">7269000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">168000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">15758000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">10422000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">5197000</us-gaap:NoninterestIncome>
<us-gaap:NoninterestIncome contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">139000</us-gaap:NoninterestIncome>
<us-gaap:SalariesAndWages contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">17477000</us-gaap:SalariesAndWages>
<us-gaap:SalariesAndWages contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">16825000</us-gaap:SalariesAndWages>
<us-gaap:SalariesAndWages contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">17418000</us-gaap:SalariesAndWages>
<us-gaap:OtherLaborRelatedExpenses contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">3829000</us-gaap:OtherLaborRelatedExpenses>
<us-gaap:OtherLaborRelatedExpenses contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">3840000</us-gaap:OtherLaborRelatedExpenses>
<us-gaap:OtherLaborRelatedExpenses contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">3994000</us-gaap:OtherLaborRelatedExpenses>
<us-gaap:OccupancyNet contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2328000</us-gaap:OccupancyNet>
<us-gaap:OccupancyNet contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">2312000</us-gaap:OccupancyNet>
<us-gaap:OccupancyNet contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2559000</us-gaap:OccupancyNet>
<us-gaap:EquipmentExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1200000</us-gaap:EquipmentExpense>
<us-gaap:EquipmentExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1059000</us-gaap:EquipmentExpense>
<us-gaap:EquipmentExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">963000</us-gaap:EquipmentExpense>
<us-gaap:InformationTechnologyAndDataProcessing contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2607000</us-gaap:InformationTechnologyAndDataProcessing>
<us-gaap:InformationTechnologyAndDataProcessing contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">2852000</us-gaap:InformationTechnologyAndDataProcessing>
<us-gaap:InformationTechnologyAndDataProcessing contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2717000</us-gaap:InformationTechnologyAndDataProcessing>
<us-gaap:NoninterestExpenseDirectorsFees contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">412000</us-gaap:NoninterestExpenseDirectorsFees>
<us-gaap:NoninterestExpenseDirectorsFees contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">500000</us-gaap:NoninterestExpenseDirectorsFees>
<us-gaap:NoninterestExpenseDirectorsFees contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">474000</us-gaap:NoninterestExpenseDirectorsFees>
<us-gaap:GoodwillAndIntangibleAssetImpairment contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">3051000</us-gaap:GoodwillAndIntangibleAssetImpairment>
<us-gaap:GoodwillAndIntangibleAssetImpairment contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1344000</us-gaap:GoodwillAndIntangibleAssetImpairment>
<us-gaap:GoodwillAndIntangibleAssetImpairment contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">0</us-gaap:GoodwillAndIntangibleAssetImpairment>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">515000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">512000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:AmortizationOfIntangibleAssets contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">392000</us-gaap:AmortizationOfIntangibleAssets>
<us-gaap:NoninterestExpenseCommissionExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1569000</us-gaap:NoninterestExpenseCommissionExpense>
<us-gaap:NoninterestExpenseCommissionExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1267000</us-gaap:NoninterestExpenseCommissionExpense>
<us-gaap:NoninterestExpenseCommissionExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1391000</us-gaap:NoninterestExpenseCommissionExpense>
<us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1834000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
<us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1298000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
<us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1380000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">6241000</us-gaap:OtherNoninterestExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">6307000</us-gaap:OtherNoninterestExpense>
<us-gaap:OtherNoninterestExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">6939000</us-gaap:OtherNoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">41720000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">11410000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">24328000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">5982000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">39167000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">10766000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">22738000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">5663000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">39555000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">9820000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">23702000</us-gaap:NoninterestExpense>
<us-gaap:NoninterestExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">6033000</us-gaap:NoninterestExpense>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-2159000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-1024000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-1016000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-119000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_31-Mar-2011" unitRef="USD" decimals="-3">-2024000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_30-Jun-2011" unitRef="USD" decimals="-3">-266000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">319000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_31-Dec-2011" unitRef="USD" decimals="-3">416000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1555000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-1209000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-417000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">71000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_31-Mar-2012" unitRef="USD" decimals="-3">-5099000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_30-Jun-2012" unitRef="USD" decimals="-3">422000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_30-Sep-2012" unitRef="USD" decimals="-3">-3178000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_3ME_31-Dec-2012" unitRef="USD" decimals="-3">-8348000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-16203000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">178000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-15967000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-414000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-492000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">151000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-233000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-232000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-27000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-658000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-190000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-512000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-176000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">30000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-6565000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-58000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">70000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-6467000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:IncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-168000</us-gaap:IncomeTaxExpenseBenefit>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-1667000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">-1667000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-1667000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-791000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-784000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-92000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_31-Mar-2011" unitRef="USD" decimals="-3">-1083000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_30-Jun-2011" unitRef="USD" decimals="-3">-233000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">94000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_31-Dec-2011" unitRef="USD" decimals="-3">325000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-897000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">-897000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-897000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-697000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-241000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">41000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_31-Mar-2012" unitRef="USD" decimals="-3">-3036000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_30-Jun-2012" unitRef="USD" decimals="-3">293000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_30-Sep-2012" unitRef="USD" decimals="-3">-1821000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_3ME_31-Dec-2012" unitRef="USD" decimals="-3">-5074000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-9638000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">-9638000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-9638000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">108000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-9500000</us-gaap:NetIncomeLoss>
<us-gaap:NetIncomeLoss contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">-246000</us-gaap:NetIncomeLoss>
<us-gaap:EarningsPerShareBasic contextRef="Context_FYE_31-Dec-2010" unitRef="USD_per_Share" decimals="2">-0.20</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_31-Mar-2011" unitRef="USD_per_Share" decimals="2">-0.13</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_30-Jun-2011" unitRef="USD_per_Share" decimals="2">-0.03</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_30-Sep-2011" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_31-Dec-2011" unitRef="USD_per_Share" decimals="2">0.04</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_FYE_31-Dec-2011" unitRef="USD_per_Share" decimals="2">-0.11</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_31-Mar-2012" unitRef="USD_per_Share" decimals="2">-0.36</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_30-Jun-2012" unitRef="USD_per_Share" decimals="2">0.03</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_30-Sep-2012" unitRef="USD_per_Share" decimals="2">-0.22</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_3ME_31-Dec-2012" unitRef="USD_per_Share" decimals="2">-0.60</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareBasic contextRef="Context_FYE_31-Dec-2012" unitRef="USD_per_Share" decimals="2">-1.14</us-gaap:EarningsPerShareBasic>
<us-gaap:EarningsPerShareDiluted contextRef="Context_FYE_31-Dec-2010" unitRef="USD_per_Share" decimals="2">-0.20</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_31-Mar-2011" unitRef="USD_per_Share" decimals="2">-0.13</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_30-Jun-2011" unitRef="USD_per_Share" decimals="2">-0.03</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_30-Sep-2011" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_31-Dec-2011" unitRef="USD_per_Share" decimals="2">0.04</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_FYE_31-Dec-2011" unitRef="USD_per_Share" decimals="2">-0.11</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_31-Mar-2012" unitRef="USD_per_Share" decimals="2">-0.36</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_30-Jun-2012" unitRef="USD_per_Share" decimals="2">0.03</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_30-Sep-2012" unitRef="USD_per_Share" decimals="2">-0.22</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_3ME_31-Dec-2012" unitRef="USD_per_Share" decimals="2">-0.60</us-gaap:EarningsPerShareDiluted>
<us-gaap:EarningsPerShareDiluted contextRef="Context_FYE_31-Dec-2012" unitRef="USD_per_Share" decimals="2">-1.14</us-gaap:EarningsPerShareDiluted>
<us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Context_FYE_31-Dec-2010" unitRef="USD_per_Share" decimals="2">0.24</us-gaap:CommonStockDividendsPerShareCashPaid>
<us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Context_FYE_31-Dec-2011" unitRef="USD_per_Share" decimals="2">0.09</us-gaap:CommonStockDividendsPerShareCashPaid>
<us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Context_FYE_31-Dec-2012" unitRef="USD_per_Share" decimals="2">0.01</us-gaap:CommonStockDividendsPerShareCashPaid>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">406000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1241000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1155000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">164000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">505000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">465000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-563000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-278000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-227000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
<us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-112000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">242000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">242000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">400000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">400000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">524000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">524000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-3717000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-460000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1801000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-1501000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-185000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">727000</us-gaap:OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-2216000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-2216000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-275000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">-275000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1873000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">1873000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-1974000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">125000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2397000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
<us-gaap:ComprehensiveIncomeNetOfTax contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-3641000</us-gaap:ComprehensiveIncomeNetOfTax>
<us-gaap:ComprehensiveIncomeNetOfTax contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-772000</us-gaap:ComprehensiveIncomeNetOfTax>
<us-gaap:ComprehensiveIncomeNetOfTax contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-7241000</us-gaap:ComprehensiveIncomeNetOfTax>
<shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">25000</shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant>
<shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant>
<shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-1518000</shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant>
<shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant>
<shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant>
<shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">1543000</shbi:AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant>
<us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">0</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
<us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
<us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">-1000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
<us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">1000</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
<us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
<us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:StockIssuedDuringPeriodValueShareBasedCompensation>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">370000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">370000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">293000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">293000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">103000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">103000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2026000</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">2026000</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2010_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">760000</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">760000</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2011_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">85000</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_RetainedEarningsMember" unitRef="USD" decimals="-3">85000</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AdditionalPaidInCapitalMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_CommonStockMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_AccumulatedOtherComprehensiveIncomeMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:DividendsCommonStockCash contextRef="Context_FYE_31-Dec-2012_StatementEquityComponentsAxis_WarrantMember" unitRef="USD" decimals="-3">0</us-gaap:DividendsCommonStockCash>
<us-gaap:OtherDepreciationAndAmortization contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2405000</us-gaap:OtherDepreciationAndAmortization>
<us-gaap:OtherDepreciationAndAmortization contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">2341000</us-gaap:OtherDepreciationAndAmortization>
<us-gaap:OtherDepreciationAndAmortization contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2648000</us-gaap:OtherDepreciationAndAmortization>
<us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">128000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
<us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">156000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
<us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">70000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">390000</us-gaap:ShareBasedCompensation>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">390000</us-gaap:ShareBasedCompensation>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">338000</us-gaap:ShareBasedCompensation>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">338000</us-gaap:ShareBasedCompensation>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">209000</us-gaap:ShareBasedCompensation>
<us-gaap:ShareBasedCompensation contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">209000</us-gaap:ShareBasedCompensation>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">20000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">20000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">45000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">45000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">106000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">106000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationOperatingActivities>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-2905000</us-gaap:DeferredIncomeTaxExpenseBenefit>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1550000</us-gaap:DeferredIncomeTaxExpenseBenefit>
<us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-1765000</us-gaap:DeferredIncomeTaxExpenseBenefit>
<us-gaap:GainLossOnSaleOfPropertyPlantEquipment contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
<us-gaap:GainLossOnSaleOfPropertyPlantEquipment contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-36000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
<us-gaap:GainLossOnSaleOfPropertyPlantEquipment contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">192000</us-gaap:GainLossOnSaleOfPropertyPlantEquipment>
<shbi:GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-735000</shbi:GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown>
<shbi:GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1222000</shbi:GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown>
<shbi:GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-2015000</shbi:GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown>
<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">256000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1127000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
<us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-1137000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-2516000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-129000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1813000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">253000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1652000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-159000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
<us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-921000</us-gaap:IncreaseDecreaseInInterestPayableNet>
<us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-291000</us-gaap:IncreaseDecreaseInInterestPayableNet>
<us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-230000</us-gaap:IncreaseDecreaseInInterestPayableNet>
<us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-4429000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">406000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-2265000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-99000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">224000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
<us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-828000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">19890000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">3835000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">21924000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2126000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">21386000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2598000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">47945000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">53343000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">47854000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">20825000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
<us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">6275000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
<us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">49626000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
<us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">104305000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
<us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">69491000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2195000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">226000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
<us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">3810000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
<us-gaap:ProceedsFromLoanOriginations1 contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">264000</us-gaap:ProceedsFromLoanOriginations1>
<us-gaap:ProceedsFromLoanOriginations1 contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">24233000</us-gaap:ProceedsFromLoanOriginations1>
<us-gaap:ProceedsFromLoanOriginations1 contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">23896000</us-gaap:ProceedsFromLoanOriginations1>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1292000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">109000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1216000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">57000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2202000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">108000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
<us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
<us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">4000</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
<us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">317000</us-gaap:ProceedsFromSaleOfPropertyPlantAndEquipment>
<us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1255000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
<us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">3807000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
<us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">5742000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
<us-gaap:PaymentsToAcquireBusinessesAndInterestInAffiliates contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">25000</us-gaap:PaymentsToAcquireBusinessesAndInterestInAffiliates>
<us-gaap:PaymentsToAcquireBusinessesAndInterestInAffiliates contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">25000</us-gaap:PaymentsToAcquireBusinessesAndInterestInAffiliates>
<us-gaap:PaymentsToAcquireBusinessesAndInterestInAffiliates contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">0</us-gaap:PaymentsToAcquireBusinessesAndInterestInAffiliates>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">716000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-134000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-3108000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-632000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">16201000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-2108000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
<us-gaap:NetChangeNoninterestBearingDepositsDomestic contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1696000</us-gaap:NetChangeNoninterestBearingDepositsDomestic>
<us-gaap:NetChangeNoninterestBearingDepositsDomestic contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">9613000</us-gaap:NetChangeNoninterestBearingDepositsDomestic>
<us-gaap:NetChangeNoninterestBearingDepositsDomestic contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">20191000</us-gaap:NetChangeNoninterestBearingDepositsDomestic>
<us-gaap:NetChangeInterestBearingDepositsDomestic contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-13118000</us-gaap:NetChangeInterestBearingDepositsDomestic>
<us-gaap:NetChangeInterestBearingDepositsDomestic contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">20790000</us-gaap:NetChangeInterestBearingDepositsDomestic>
<us-gaap:NetChangeInterestBearingDepositsDomestic contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">19163000</us-gaap:NetChangeInterestBearingDepositsDomestic>
<us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-4363000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
<us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1776000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
<us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-4056000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">20000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">20000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">45000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">45000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">106000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">106000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
<us-gaap:RepaymentsOfLongTermDebt contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">497000</us-gaap:RepaymentsOfLongTermDebt>
<us-gaap:RepaymentsOfLongTermDebt contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">497000</us-gaap:RepaymentsOfLongTermDebt>
<us-gaap:RepaymentsOfLongTermDebt contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">477000</us-gaap:RepaymentsOfLongTermDebt>
<us-gaap:RepaymentsOfLongTermDebt contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">782000</us-gaap:RepaymentsOfLongTermDebt>
<us-gaap:RepaymentsOfLongTermDebt contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">455000</us-gaap:RepaymentsOfLongTermDebt>
<us-gaap:RepaymentsOfLongTermDebt contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1007000</us-gaap:RepaymentsOfLongTermDebt>
<us-gaap:PaymentsForRepurchaseOfWarrants contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:PaymentsForRepurchaseOfWarrants>
<us-gaap:PaymentsForRepurchaseOfWarrants contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:PaymentsForRepurchaseOfWarrants>
<us-gaap:PaymentsForRepurchaseOfWarrants contextRef="Context_Custom_30-Nov-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember" unitRef="USD" decimals="-3">25000</us-gaap:PaymentsForRepurchaseOfWarrants>
<us-gaap:PaymentsForRepurchaseOfWarrants contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">25000</us-gaap:PaymentsForRepurchaseOfWarrants>
<us-gaap:PaymentsForRepurchaseOfWarrants contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">25000</us-gaap:PaymentsForRepurchaseOfWarrants>
<us-gaap:PaymentsForRepurchaseOfWarrants contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">0</us-gaap:PaymentsForRepurchaseOfWarrants>
<us-gaap:PaymentsForRepurchaseOfWarrants contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:PaymentsForRepurchaseOfWarrants>
<us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock contextRef="Context_Custom_30-Apr-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember" unitRef="USD" decimals="-3">208000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2026000</us-gaap:PaymentsOfDividendsCommonStock>
<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2026000</us-gaap:PaymentsOfDividendsCommonStock>
<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">760000</us-gaap:PaymentsOfDividendsCommonStock>
<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">760000</us-gaap:PaymentsOfDividendsCommonStock>
<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">85000</us-gaap:PaymentsOfDividendsCommonStock>
<us-gaap:PaymentsOfDividendsCommonStock contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">85000</us-gaap:PaymentsOfDividendsCommonStock>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-18288000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-2681000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">30962000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-1522000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">34864000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-986000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2318000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1020000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">49778000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-28000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">72451000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-496000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">77964000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">127742000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1316000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">200193000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">820000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2009" unitRef="USD" decimals="-3">75646000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2009_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">324000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="Context_As_Of_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1344000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
<us-gaap:InterestPaid contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">13743000</us-gaap:InterestPaid>
<us-gaap:InterestPaid contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">11379000</us-gaap:InterestPaid>
<us-gaap:InterestPaid contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">10792000</us-gaap:InterestPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1193000</us-gaap:IncomeTaxesPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">2062000</us-gaap:IncomeTaxesPaid>
<us-gaap:IncomeTaxesPaid contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">163000</us-gaap:IncomeTaxesPaid>
<us-gaap:TransferOfOtherRealEstate contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">3140000</us-gaap:TransferOfOtherRealEstate>
<us-gaap:TransferOfOtherRealEstate contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">10712000</us-gaap:TransferOfOtherRealEstate>
<us-gaap:TransferOfOtherRealEstate contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">6031000</us-gaap:TransferOfOtherRealEstate>


<us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;NOTE 3. LOANS AND ALLOWANCE FOR CREDIT LOSSES&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The Company makes residential mortgage, commercial and consumer loans to customers primarily in Talbot County, Queen Anne&amp;#8217;s County, Kent County, Caroline County and Dorchester County in Maryland and in Kent County, Delaware. The following table provides information about the principal classes of the loan portfolio at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;108,051&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;119,883&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;288,011&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;321,604&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;314,941&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;315,439&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;60,786&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69,485&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,293&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,639&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 13.5pt; font-size: 10pt;"&gt;Total loans&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;785,082&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;841,050&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;"&gt;Allowance for credit losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(15,991&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(14,288&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 13.5pt; font-size: 10pt;"&gt;Total loans, net&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;769,091&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;826,762&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;In the normal course of banking business, loans are made to officers and directors and their affiliated interests. These loans are made on substantially the same terms and conditions as those prevailing at the time for comparable transactions with persons who are not related to the Company and are not considered to involve more than the normal risk of collectibility. As of December 31, 2012 and 2011, such loans outstanding, both direct and indirect (including guarantees), to directors, their associates and policy-making officers, totaled approximately $26.0 million and $22.4 million, respectively. During 2012 and 2011, loan additions were approximately $9.7 million and $4.4 million, respectively, and loan repayments were approximately $6.1 million and $2.0 million, respectively.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables include impairment information relating to loans and the allowance for credit losses as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 23%; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;37,029&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;18,549&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;32,447&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;715&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;87&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;88,827&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;71,022&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;269,462&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;282,494&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;60,071&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,206&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;696,255&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font-size: 10pt;"&gt;Total loans&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;108,051&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;288,011&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;314,941&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;60,786&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;13,293&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;785,082&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: -4.5pt; padding-left: 8.8pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Allowance for credit losses allocated to:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;941&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;598&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;614&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;48&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,201&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;3,446&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;4,596&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;3,520&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1,682&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;359&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;187&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,790&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-bottom: 2.5pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Total allowance for credit losses&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;4,387&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;5,194&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;4,134&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;1,682&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;407&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;187&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;15,991&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 23%; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;27,336&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;23,898&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;23,578&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;1,738&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;28&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;76,578&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;92,547&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;297,706&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;291,861&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;67,747&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,611&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;764,472&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font-size: 10pt;"&gt;Total loans&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;119,883&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;321,604&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;315,439&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;69,485&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;14,639&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;841,050&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: -4.5pt; padding-left: 8.8pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Allowance for credit losses allocated to:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;170&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,296&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,466&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;3,575&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;3,718&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;3,415&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1,498&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;22&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;12,822&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -4.3pt; padding-bottom: 2.5pt; padding-left: 4.3pt; font-size: 10pt;"&gt;Total allowance for credit losses&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;3,745&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;5,014&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;3,415&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;1,498&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;22&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;14,288&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on impaired loans and any related allowance by loan class as of December 31, 2012 and 2011. The difference between the unpaid principal balance and the recorded investment is the amount of partial charge-offs that have been taken.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unpaid principal balance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Recorded investment with no allowance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Recorded investment with an allowance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Related allowance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Average recorded investment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Impaired nonaccrual loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 30%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;14,288&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,371&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;6,323&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;941&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;12,428&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;17,975&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;9,469&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,063&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;598&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;17,472&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;19,515&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;11,838&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,729&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;614&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;12,975&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,556&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,538&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;92&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;39&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;48&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;48&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;55&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;53,426&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;25,311&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;11,163&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;2,201&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;44,468&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Impaired accruing restructured loans:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;27,335&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;27,335&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;21,193&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;7,017&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;7,017&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;5,064&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;17,880&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;17,880&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;16,252&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;121&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;121&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;87&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;52,353&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;52,353&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;42,596&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Total impaired loans:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;41,623&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;30,706&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;6,323&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;941&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;33,621&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;24,992&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;16,486&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,063&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;598&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;22,536&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;37,395&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;29,718&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,729&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;614&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;29,227&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,677&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;715&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,625&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;92&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;39&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;48&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;48&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;55&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;105,779&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;77,664&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;11,163&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;2,201&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;87,064&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unpaid principal balance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Recorded investment with no allowance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Recorded investment with an allowance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Related allowance&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Average recorded investment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Impaired nonaccrual loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 30%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;22,883&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;14,005&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;1,550&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;170&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;16,555&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;22,431&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;16,925&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,181&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,296&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;15,430&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;17,372&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;14,012&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;14,624&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,119&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,669&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,539&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;30&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;28&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;32&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;64,835&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;46,639&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;4,731&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1,466&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;49,180&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Impaired accruing restructured loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;11,781&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;11,781&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;10,663&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,792&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,792&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;6,093&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;9,566&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;9,566&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;7,960&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;111&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;25,208&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;25,208&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;24,827&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Total impaired loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;34,664&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;25,786&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,550&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;170&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;27,218&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;26,223&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;20,717&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,181&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,296&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;21,523&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;26,938&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;23,578&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;22,584&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,188&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,738&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,650&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;30&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;28&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;32&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;90,043&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;71,847&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;4,731&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;1,466&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;74,007&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on troubled debt restructurings by loan class as of December 31, 2012 and 2011. The amounts include nonaccrual troubled debt restructurings.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Number of contracts&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Premodification outstanding recorded investment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Postmodification outstanding recorded investment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Troubled debt restructurings:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 58%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;18&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;33,174&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;28,782&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;32&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;15,659&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;9,187&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;22&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;24,673&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;20,478&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;3&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;150&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;121&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;30&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;27&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;76&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;73,686&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;58,595&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;9&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;12,981&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;12,539&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;20&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;11,471&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;10,359&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;20&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;15,874&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;14,175&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;50&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;40,395&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;37,142&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Number of contracts&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Recorded investment&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Troubled debt restructurings that subsequently defaulted (1):&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;6&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,447&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;10&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,295&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;6&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,398&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;27&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;23&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;7,167&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;758&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;10&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;7,353&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;5&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;6,751&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;18&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;14,862&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;(1) Generally, a loan is considered in default when principal or interest is past due 30 days or more.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Management uses risk ratings as part of its monitoring of the credit quality in the Company&amp;#8217;s loan portfolio. Loans that are identified as special mention, substandard or doubtful are adversely rated. They are assigned higher risk ratings than favorably rated loans in the calculation of the formula portion of the allowance for credit losses.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on loan risk ratings as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Pass/Performing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Special mention&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Substandard&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Doubtful&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Nonaccrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 16%; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;45,385&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;30,817&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;22,155&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;9,694&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;108,051&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;237,299&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;23,657&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;15,090&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;433&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;11,532&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;288,011&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;257,418&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;21,554&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;21,402&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;14,567&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;314,941&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;55,432&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,062&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,639&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;59&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;60,786&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,147&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;59&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;87&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,293&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;608,681&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;79,090&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;60,345&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;492&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;36,474&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;785,082&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Pass/Performing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Special mention&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Substandard&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Doubtful&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Nonaccrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 16%; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;50,403&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;30,373&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;23,552&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;15,555&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;119,883&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;261,910&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;13,467&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;25,676&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;445&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;20,106&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;321,604&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;257,247&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;16,001&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;28,179&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;14,012&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;315,439&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;59,178&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,813&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;4,748&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;77&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,669&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69,485&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,520&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;32&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;59&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;28&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,639&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;643,258&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;63,686&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;82,214&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;522&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;51,370&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;841,050&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on the aging of the loan portfolio as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"&gt;Accruing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Current&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;30-59 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;60-89 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;90 days or more past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Non-accrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;98,221&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;136&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;136&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;9,694&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;108,051&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;272,311&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,116&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;762&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;290&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;4,168&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;11,532&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;288,011&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;298,522&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;887&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;800&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;165&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,852&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;14,567&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;314,941&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;59,746&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;380&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;66&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;446&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;60,786&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,125&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;57&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;19&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;5&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;81&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;87&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,293&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;741,925&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;4,576&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;1,647&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;460&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;6,683&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;36,474&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;785,082&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;Percent of total loans&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;94.5&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.6&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.2&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.1&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.9&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;4.6&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"&gt;Accruing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Current&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;30-59 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;60-89 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;90 days or more past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Non-accrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;102,441&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;1,246&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;316&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;325&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;1,887&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;15,555&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;119,883&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;289,459&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;4,417&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;5,291&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,331&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;12,039&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;20,106&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;321,604&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;289,760&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;10,073&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,594&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;11,667&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;14,012&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;315,439&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;64,581&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,350&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,819&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;66&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,235&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,669&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69,485&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,492&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;112&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;6&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;119&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;28&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,639&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;760,733&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;17,198&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;9,026&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;2,723&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;28,947&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;51,370&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;841,050&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;Percent of total loans&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;90.5&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2.0&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1.1&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;0.3&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3.4&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;6.1&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide a summary of the activity in the allowance for credit losses allocated by loan class for 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;Allocation of a portion of the allowance to one loan class does not preclude its availability to absorb losses in other loan classes.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Allowance for credit losses:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 23%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,745&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;5,014&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,415&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,498&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;594&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;22&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;14,288&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(7,826&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(9,838&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(2,954&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(5,451&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(576&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(26,645&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Recoveries&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;6&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;102&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;166&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;304&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;25&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;603&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;Net charge-offs&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(7,820&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(9,736&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(2,788&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(5,147&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(551&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(26,042&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Provision&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;8,462&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;9,916&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;3,507&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;5,331&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;364&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;165&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;27,745&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Ending balance&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;4,387&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;5,194&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;4,134&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;1,682&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;407&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;187&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;15,991&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Allowance for credit losses:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 23%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;3,327&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;4,833&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;3,665&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;1,422&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;637&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;343&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;14,227&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(4,236&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(7,693&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(5,037&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(3,388&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(202&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(20,556&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Recoveries&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;49&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;120&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;361&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;549&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;68&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1,147&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;Net charge-offs&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(4,187&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(7,573&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(4,676&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(2,839&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(134&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(19,409&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Provision&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;4,605&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;7,754&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;4,426&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;2,915&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;91&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(321&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;19,470&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Ending balance&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;3,745&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;5,014&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;3,415&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;1,498&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;22&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;14,288&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
<us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;NOTE 4. PREMISES AND EQUIPMENT&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on premises and equipment at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: justify;"&gt;Land&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;5,818&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;4,902&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Buildings and land improvements&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;13,159&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;13,404&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Furniture and equipment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;7,589&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;7,390&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;26,566&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;25,696&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Accumulated depreciation&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(10,973&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(11,034&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;15,593&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14,662&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Depreciation expense totaled $1.1 million, $996 thousand and $1.1 million for 2012, 2011 and 2010, respectively. The increase in land was primarily due to the relocation of a branch of one of the Banks.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The Company leases facilities under operating leases. Rental expense for the years ended December 31, 2012, 2011, and 2010 was $777 thousand, $753 thousand and $770 thousand, respectively. Future minimum annual rental payments are approximately as follows:&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; border-bottom: black 1pt solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; border-bottom: black 1pt solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 86%; text-align: justify;"&gt;2013&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;708&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;2014&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;520&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;2015&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;245&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;2016&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;246&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;2017&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;250&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Thereafter&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,137&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;"&gt;Total minimum lease payments&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;3,106&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>

<us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;NOTE 6. GOODWILL AND OTHER INTANGIBLE ASSETS&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on the significant components of goodwill and acquired intangible assets at December 31, 2012 and 2011. The Community Banking segment and the Insurance Products and Services segment had goodwill of $2.6 million and $9.9 million, respectively, at the end of both 2012 and 2011. See Note 25 for further information regarding the Company&amp;#8217;s business segments.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"&gt;&lt;font style="font-size: 7pt;"&gt;December 31, 2012&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"&gt;&lt;font style="font-size: 7pt;"&gt;December 31, 2011&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Gross Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Cumulative&lt;br  /&gt; Impairment Charges&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; vertical-align: bottom; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Accumulated&lt;br  /&gt; Amortization&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Net Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Weighted Average Remaining Life &lt;br  /&gt;(in years)&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Gross Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Cumulative&lt;br  /&gt; Impairment Charges&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; vertical-align: bottom; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Accumulated&lt;br  /&gt; Amortization&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Net Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Weighted Average Remaining Life &lt;br  /&gt;(in years)&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 20%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Goodwill&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;17,345&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(4,224&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(667&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;12,454&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;17,345&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(4,224&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(667&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;12,454&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 5%; text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Other intangible assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Amortizable&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Employment agreements&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;1,730&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;(1,286&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;444&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;2.0&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;1,730&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;(1,059&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;671&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;2.7&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Insurance expirations&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;1,270&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;(894&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;376&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;4.4&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;1,270&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;(809&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;461&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;5.4&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Core deposits&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;(968&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;(938&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;30&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;0.3&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Customer relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;960&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(303&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;531&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;10.7&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;960&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(253&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;581&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;11.6&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;4,928&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,451&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;1,351&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;4,928&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,059&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;1,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Unamortizable&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Carrier relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;1,300&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;1,255&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;1,300&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;1,255&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Trade name&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;2,465&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font style="font-size: 7pt;"&gt;2,465&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;Total other intangible assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;7,438&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(171&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,451&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;3,816&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;7,438&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(171&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,059&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font style="font-size: 7pt;"&gt;4,208&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on current period and estimated future amortization expense for amortizable other intangible assets.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="font: 10pt/normal times new roman, times, serif; width: 45%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortization&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Expense&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 50%; padding-left: 5.4pt; font-size: 10pt;"&gt;Year ended December 31, 2012&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 29%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; font-size: 10pt;"&gt;392&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;" nowrap="nowrap"&gt;Estimate for years ended December 31,&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;2013&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;296&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;2014&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;296&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;2015&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;255&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;2016&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;134&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;2017&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;87&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
<us-gaap:OtherAssetsDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 7. OTHER ASSETS &lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The Company had the following other assets at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Nonmarketable investment securities&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,750&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;2,866&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Insurance premiums receivable&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,089&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;876&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Accrued interest receivable&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;2,796&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,933&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Income taxes receivable&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;5,160&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;719&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Deferred income taxes (1)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9,180&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;9,036&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Interest rate caps (2)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;14&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;250&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Prepaid expenses&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;2,227&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,641&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Other assets&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;5,620&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;5,399&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;28,836&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;26,720&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;(1) See Note 15 for further discussion.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;(2) See Note 20 for further discussion.&lt;/p&gt;</us-gaap:OtherAssetsDisclosureTextBlock>
<us-gaap:OtherLiabilitiesDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;b&gt;NOTE 8. OTHER LIABILITIES&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;The Company had the following other liabilities at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: left;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;339&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;569&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Other liabilities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;8,408&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;8,184&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;8,747&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;8,753&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:OtherLiabilitiesDisclosureTextBlock>
<us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 9. DEPOSITS&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The approximate amount of certificates of deposit of $100,000 or more was $225.3 million and $243.5 million at December 31, 2012 and 2011, respectively.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="text-underline-style: double;"&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on the approximate maturities of total time deposits at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Due in one year or less&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;245,004&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;244,715&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Due in one to three years&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;108,947&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;116,586&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Due in three to five years&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;74,834&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;83,604&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;428,785&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;444,905&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
<us-gaap:ShortTermDebtTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;NOTE 10. SHORT-TERM BORROWINGS&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table summarizes certain information for short-term borrowings for the years ended December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Rate&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Rate&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;Average for the Year&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 44%; text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in; font-size-adjust: none; font-stretch: normal;"&gt;Retail repurchase agreements&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;14,976&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;0.30&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;15,319&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;0.37&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;At Year End&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; padding-left: 0.25in; font-size-adjust: none; font-stretch: normal;"&gt;Retail repurchase agreements&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;13,761&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;0.26&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;17,817&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;0.34&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Securities sold under agreements to repurchase are securities sold to customers, at the customers&amp;#8217; request, under a &amp;#8220;roll-over&amp;#8221; contract that matures in one business day. The underlying securities sold are U.S. Government agency securities, which are segregated in the Company&amp;#8217;s custodial accounts from other investment securities.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The Company may periodically borrow from a correspondent federal funds line of credit arrangement, under a secured reverse repurchase agreement, or from the Federal Home Loan Bank to meet short-term liquidity needs.&lt;/p&gt;</us-gaap:ShortTermDebtTextBlock>
<us-gaap:LongTermDebtTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 11. LONG-TERM DEBT&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The Company had the following long-term debt as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-indent: 94.8pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Acquisition-related debt, 4.08% interest, annual payments over five years&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;-&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;455&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The acquisition-related debt was incurred as part of the purchase price of TSGIA and payable to the seller thereof, who remains the President of that subsidiary. The final payment was made on October 1, 2012.&lt;/p&gt;</us-gaap:LongTermDebtTextBlock>
<us-gaap:CompensationAndEmployeeBenefitPlansTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;NOTE 12. BENEFIT PLANS&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;401(k) and Profit Sharing Plan&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The Company has a 401(k) and profit sharing plan covering substantially all full-time employees. The plan calls for matching contributions by the Company, and the Company makes discretionary contributions based on profits. Company contributions to this plan included in expense totaled $513 thousand, $430 thousand, and $501 thousand for 2012, 2011, and 2010, respectively. The expense increased in 2012 when compared to 2011 because there were larger forfeitures available to reduce 401(k) costs during 2011.&lt;/p&gt;</us-gaap:CompensationAndEmployeeBenefitPlansTextBlock>





<shbi:LineOfCreditDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 18. LINES OF CREDIT&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The Banks had $15.5 million in federal funds lines of credit and a reverse repurchase agreement available on a short-term basis from correspondent banks at both December 31, 2012 and 2011. In addition, the Banks had credit availability of approximately $58.0 million and $31.6 million from the Federal Home Loan Bank at December 31, 2012 and 2011, respectively. The Banks have pledged as collateral, under a blanket lien, all qualifying residential loans under borrowing agreements with the Federal Home Loan Bank. The Banks had no short-term borrowings from the Federal Home Loan Bank at December 31, 2012 or 2011.&lt;/p&gt;</shbi:LineOfCreditDisclosureTextBlock>


<shbi:FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif;"&gt;NOTE 21. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;In the normal course of business, to meet the financing needs of its customers, the Banks are parties to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit. The Banks&amp;#8217; exposure to credit loss in the event of nonperformance by the other party to these financial instruments is represented by the contractual amount of the instruments. The Banks use the same credit policies in making commitments and conditional obligations as they do for on-balance sheet instruments. The Banks generally require collateral or other security to support the financial instruments with credit risk. The amount of collateral or other security is determined based on management&amp;#8217;s credit evaluation of the counterparty. The Banks evaluate each customer&amp;#8217;s creditworthiness on a case-by-case basis.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Letters of credit are conditional commitments issued by the Banks to guarantee the performance of a customer to a third party. Letters of credit and other commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the letters of credit and commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on commitments outstanding as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 72%; text-align: left;"&gt;Commitments to extend credit&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;141,518&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;136,222&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif;"&gt;Letters of credit&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;12,817&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;11,311&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;154,335&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;147,533&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock>
<us-gaap:LossContingencyDisclosures contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;NOTE 22. CONTINGENCIES&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;In the normal course of business, Shore Bancshares, Inc. and its subsidiaries may become involved in litigation arising from banking, financial, and other activities. Management, after consultation with legal counsel, does not anticipate that the future liability, if any, arising out of current proceedings will have a material effect on the Company&amp;#8217;s financial condition, operating results, or liquidity.&lt;/p&gt;</us-gaap:LossContingencyDisclosures>

<us-gaap:QuarterlyFinancialInformationTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;NOTE 24. QUARTERLY FINANCIAL RESULTS (unaudited)&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides a summary of selected consolidated quarterly financial data for the two years ended December 31, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(In thousands, except per share data)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;First &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Second &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Third &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Fourth &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;2012&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 44%; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Interest income&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;11,856&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;11,692&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;11,393&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;10,960&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Net interest income&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9,195&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9,033&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;8,730&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;8,381&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;8,370&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;3,525&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;6,200&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9,650&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(5,099&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;422&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(3,178&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(8,348&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(3,036&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;293&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(1,821&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(5,074&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Basic (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.36&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;0.03&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.22&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.60&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Diluted (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.36&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;0.03&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.22&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.60&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Interest income&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;12,718&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;12,735&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;12,868&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;12,531&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Net interest income&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9,862&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9,942&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;10,123&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9,837&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;6,390&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;5,395&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;3,650&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;4,035&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(2,024&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(266&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;319&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;416&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(1,083&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(233&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;94&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;325&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Basic (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.13&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.03&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;0.01&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;0.04&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Diluted (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.13&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.03&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;0.01&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;0.04&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Earnings per share are based on quarterly results and may not be additive to the annual earnings per share amounts.&lt;/p&gt;</us-gaap:QuarterlyFinancialInformationTextBlock>
<us-gaap:SegmentReportingDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;b&gt;NOTE 25. SEGMENT REPORTING&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The Company operates two primary business segments: Community Banking and Insurance Products and Services. The Community Banking business provides services to consumers and small businesses on the Eastern Shore of Maryland and in Delaware through its 18-branch network. Community banking activities include small business services, retail brokerage, trust services and consumer banking products and services. Loan products available to consumers include mortgage, home equity, automobile, marine, and installment loans, credit cards and other secured and unsecured personal lines of credit. Small business lending includes commercial mortgages, real estate development loans, equipment and operating loans, as well as secured and unsecured lines of credit, credit cards, accounts receivable financing arrangements, and merchant card services.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Through the Insurance Products and Services business, the Company provides a full range of insurance products and services to businesses and consumers in the Company&amp;#8217;s market areas. Products include property and casualty, life, marine, individual health and long-term care insurance. Pension and profit sharing plans and retirement plans for executives and employees are available to suit the needs of individual businesses.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;During the third quarter of 2012, goodwill and other intangible assets were subjected to an annual assessment for impairment. As a result of the assessment, the Company determined that there was no impairment at the Company&amp;#8217;s subsidiaries that have these intangible assets on their balance sheets. During the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&amp;#8217;s retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment charges of $120 thousand reflected in the table below in noninterest expense.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;During the third quarter of 2010, it was determined that goodwill and other intangible assets were impaired in the Company&amp;#8217;s Community Banking segment at one of the Banks, and in the Insurance Products and Services segment, specifically relating to the Company&amp;#8217;s wholesale insurance business. The Company recorded goodwill impairment charges of $1.5 million in both segments, and other intangible assets impairment charges of $51 thousand in the Insurance Products and Services segment.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Selected financial information by business segments is included in the following table.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Community&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Insurance Products&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Parent&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Banking&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;and Services&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Company&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-align: left;"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 44%; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;45,822&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;79&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;45,901&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(10,546&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(16)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(10,562&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(27,745&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(27,745&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;5,197&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;10,422&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;139&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;15,758&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(23,702&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(9,820&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(6,033&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(39,555&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net intersegment (expense) income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(4,993&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(503&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,496&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(15,967&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;178&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(414&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(16,203&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Income tax benefit (expense)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,467&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(70&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,565&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(9,500&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;108&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(246&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(9,638&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,166,468&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;16,809&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,530&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,185,807&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;2011&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;50,721&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;131&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;50,852&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(11,051&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(37&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(11,088&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(19,470&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(19,470&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,269&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;9,881&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;17,318&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(22,738&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(10,766&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(5,663&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(39,167&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net intersegment (expense) income&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(5,148&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(455&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,603&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(417&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,209&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;71&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,555&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Income tax benefit (expense)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;176&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;512&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(30&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;658&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(241&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(697&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;41&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(897&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,138,576&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;17,354&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,263&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,158,193&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;2010&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;55,293&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;55,461&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(12,752&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(70&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(12,822&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(21,119&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(21,119&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,308&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;10,739&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(6)&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;18,041&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(24,328&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(11,410&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(5,982&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(41,720&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net intersegment (expense) income&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(5,418&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(521&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,939&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Loss before income tax benefit&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,016&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,024&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(119&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,159&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Income tax benefit&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;232&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;233&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;27&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;492&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net loss&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(784&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(791&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(92&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(1,667&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,108,712&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;18,759&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,840&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,130,311&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
<us-gaap:PreferredStockTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 26. PREFERRED STOCK&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;On January 9, 2009, Shore Bancshares, Inc. participated in the Troubled Asset Relief Program Capital Purchase Program (the &amp;#8220;TARP CPP&amp;#8221;) of the United States Department of the Treasury (the &amp;#8220;Treasury&amp;#8221;) by issuing 25,000 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A (the &amp;#8220;Preferred Stock&amp;#8221;) and a common stock purchase warrant covering 172,970 shares of common stock (the &amp;#8220;Warrant&amp;#8221;) to the Treasury for a total sales price of $25 million. On April 15, 2009, Shore Bancshares, Inc. redeemed all 25,000 shares of the Preferred Stock from Treasury for $25 million, plus accrued dividends of $208 thousand. At the time of the redemption, the Preferred Stock had a carrying value of $23.5 million. The difference between the redemption price and carrying value represented an additional accelerated deemed dividend of $1.5 million. Total dividends paid on the Preferred Stock was $1.8 million for 2009.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;On November 16, 2011, Shore Bancshares, Inc. paid $25,000 to repurchase the Warrant from the Treasury. The repurchase price was based on the fair market value of the Warrant as agreed on by Shore Bancshares, Inc. and the Treasury. With the repurchase of the Warrant, Shore Bancshares, Inc. concluded its participation in the TARP CPP.&lt;/p&gt;</us-gaap:PreferredStockTextBlock>
<shbi:NatureOfOperationsPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Nature of Operations&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The Company engages in the banking business through CNB, a Maryland commercial bank with trust powers, and The Talbot Bank of Easton, Maryland, a Maryland commercial bank (&amp;#8220;Talbot Bank&amp;#8221;). Through December 31, 2010, the Company also engaged in the banking business through The Felton Bank, a Delaware commercial bank (&amp;#8220;Felton Bank&amp;#8221; and, together with CNB and Talbot Bank, the &amp;#8220;Banks&amp;#8221;), which was merged into CNB on January 1, 2011. The Company&amp;#8217;s primary source of revenue is interest earned on commercial, real estate and consumer loans made to customers located on the Delmarva Peninsula. The Company engages in the insurance business through two general insurance producer firms, The Avon-Dixon Agency, LLC, a Maryland limited liability company, and Elliott Wilson Insurance, LLC, a Maryland limited liability company; one marine insurance producer firm, Jack Martin &amp;amp; Associates, Inc., a Maryland corporation; three wholesale insurance firms, Tri-State General Insurance Agency, LTD, a Maryland corporation, Tri-State General Insurance Agency of New Jersey, Inc., a New Jersey corporation, and Tri-State General Insurance Agency of Virginia, Inc., a Virginia corporation (collectively, &amp;#8220;TSGIA&amp;#8221;); and two insurance premium finance companies, Mubell Finance, LLC, a Maryland limited liability company, and ESFS, Inc., a Maryland corporation (all of the foregoing insurance entities are collectively referred to as the &amp;#8220;Insurance Subsidiaries&amp;#8221;).&lt;/p&gt;</shbi:NatureOfOperationsPolicyTextBlock>

<us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Investment Securities Available for Sale&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Investment securities available for sale are stated at estimated fair value based on quoted market prices. They represent those securities which management may sell as part of its asset/liability management strategy or which may be sold in response to changing interest rates, changes in prepayment risk or other similar factors. The cost of securities sold is determined by the specific identification method. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Net unrealized holding gains and losses on these securities are reported as accumulated other comprehensive income, a separate component of stockholders&amp;#8217; equity, net of related income taxes. Declines in the fair value of individual available-for-sale securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value and are reflected in earnings as realized losses. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.&lt;/p&gt;</us-gaap:MarketableSecuritiesAvailableForSaleSecuritiesPolicy>
<us-gaap:MarketableSecuritiesHeldToMaturitySecuritiesPolicy contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Investment Securities Held to Maturity&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Investment securities held to maturity are stated at cost adjusted for amortization of premiums and accretion of discounts. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. The Company intends and has the ability to hold such securities until maturity. Declines in the fair value of individual held-to-maturity securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.&lt;/p&gt;</us-gaap:MarketableSecuritiesHeldToMaturitySecuritiesPolicy>


<us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif; text-align: justify;"&gt;Premises and Equipment&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are calculated using the straight-line method over the estimated useful lives of the assets. Useful lives range from three to 10 years for furniture, fixtures and equipment; three to five years for computer hardware and data handling equipment; and 10 to 40 years for buildings and building improvements. Land improvements are amortized over a period of 15 years and leasehold improvements are amortized over the term of the respective lease. Sale-leaseback transactions are considered normal leasebacks and any realized gains are deferred and amortized to other income on a straight-line basis over the initial lease term. Maintenance and repairs are charged to expense as incurred, while improvements which extend the useful life of an asset are capitalized and depreciated over the estimated remaining life of the asset.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Long-lived assets are evaluated periodically for impairment when events or changes in circumstances indicate the carrying amount may not be recoverable. Impairment exists when the expected undiscounted future cash flows of a long-lived asset are less than its carrying value. In that event, the Company recognizes a loss for the difference between the carrying amount and the estimated fair value of the asset.&lt;/p&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
<us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Goodwill and Other Intangible Assets&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that also lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract, asset or liability. Goodwill and other intangible assets with indefinite lives are tested at least annually for impairment, usually during the third quarter, or on an interim basis if circumstances dictate. Intangible assets that have finite lives are amortized over their estimated useful lives and also are subject to impairment testing. The Company&amp;#8217;s other intangible assets that have finite lives are amortized on a straight-line basis over varying periods not exceeding 21 years.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Impairment testing requires that the fair value of each of the Company&amp;#8217;s reporting units be compared to the carrying amount of its net assets, including goodwill. The Company&amp;#8217;s reporting units were identified based on an analysis of each of its individual operating segments. If the fair value of a reporting unit is less than book value, an expense may be required to write down the related goodwill or purchased intangibles to record an impairment loss.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;During the third quarter of 2012, goodwill and other intangible assets were subjected to the annual assessment for impairment. As a result of the assessment, it was determined that there was no impairment at the Company&amp;#8217;s subsidiaries that have these intangible assets on their balance sheets. During the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&amp;#8217;s retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment charges of $120 thousand reflected in noninterest expense. In 2010, the annual assessment determined that goodwill was impaired at one of the Banks and goodwill and other intangible assets were impaired in the Company&amp;#8217;s wholesale insurance business. The Company recorded goodwill impairment charges of $1.5 million at that Bank and goodwill impairment charges of $1.5 million and other intangible assets impairment charges of $51 thousand at the wholesale insurance business.&lt;/p&gt;</us-gaap:GoodwillAndIntangibleAssetsPolicyTextBlock>
<us-gaap:RealEstateOwnedValuationAllowancePolicy contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Other Real Estate Owned&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Other real estate owned represents assets acquired in satisfaction of loans either by foreclosure or deeds taken in lieu of foreclosure. Properties acquired are recorded at the lower of cost or fair value less estimated selling costs at the time of acquisition with any deficiency charged to the allowance for credit losses. Thereafter, costs incurred to operate or carry the properties as well as reductions in value as determined by periodic appraisals are charged to operating expense. Gains&amp;#160;and losses resulting from the final disposition of the properties are included in noninterest income.&lt;/p&gt;</us-gaap:RealEstateOwnedValuationAllowancePolicy>
<shbi:ShortTermBorrowingsPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Short-Term Borrowings&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Short-term borrowings are comprised primarily of repurchase agreements. The repurchase agreements are securities sold to the Company&amp;#8217;s customers, at the customers&amp;#8217; request, under a continuing &amp;#8220;roll-over&amp;#8221; contract that matures in one business day. The underlying securities sold are U.S. Government agency securities, which are segregated from the Company&amp;#8217;s other investment securities by its safekeeping agents.&lt;/p&gt;</shbi:ShortTermBorrowingsPolicyTextBlock>

<us-gaap:EarningsPerSharePolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif; text-align: justify;"&gt;Basic and Diluted Earnings Per Common Share&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Basic earnings (loss) per share is calculated by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding and does not include the effect of any potentially dilutive common stock equivalents. Diluted earnings (loss) per share is calculated by dividing net income (loss) by the weighted-average number of shares outstanding, adjusted for the effect of any potentially dilutive common stock equivalents. There is no dilutive effect on the loss per share during loss periods. See Note 16 for further information.&lt;/p&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
<us-gaap:TransfersAndServicingOfFinancialAssetsPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif; text-align: justify;"&gt;Transfers of Financial Assets&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (i) the assets have been isolated from the Company, (ii) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.&lt;/p&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsPolicyTextBlock>
<us-gaap:InventoryCashFlowPolicy contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Statement of Cash Flows&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Cash and due from banks, interest-bearing deposits with other banks and federal funds sold are considered &amp;#8220;cash and cash equivalents&amp;#8221; for financial reporting purposes.&lt;/p&gt;</us-gaap:InventoryCashFlowPolicy>
<us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;b&gt;Stock-Based Compensation&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&lt;font style="color: black;"&gt;Accounting guidance for stock-based compensation requires that expense relating to such transactions be recognized as compensation cost in the income statement. Stock-based compensation expense is recognized ratably over the requisite service period for all awards and is based on the grant date fair value. &lt;/font&gt;See Note 13 for a further discussion.&lt;/p&gt;</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
<us-gaap:DerivativesReportingOfDerivativeActivity contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&lt;b&gt;Derivative Instruments and Hedging Activities&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;Under accounting guidance for derivative instruments and hedging activities, all derivatives are recorded as other assets or other liabilities on the balance sheet at their respective fair values. When the purpose of a derivative is to hedge the variability of a floating rate asset or liability, the derivative is considered a &amp;#8220;cash flow&amp;#8221; hedge. To account for the effective portion of a cash flow hedge, unrealized gains and losses due to changes in the fair value of the derivative designated as a cash flow hedge are recorded in other comprehensive income. Ineffectiveness resulting from differences between the cash flows of the hedged item and changes in fair value of the derivative is recognized as other noninterest income. The net interest settlement on a derivative designated as a cash flow hedge is treated as an adjustment of the interest income or interest expense of the hedged asset or liability.&lt;/p&gt;</us-gaap:DerivativesReportingOfDerivativeActivity>
<us-gaap:FairValueMeasurementPolicyPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The Company measures certain financial assets and liabilities at fair value. Significant financial instruments measured at fair value on a recurring basis are investment securities and interest rate caps. Impaired loans and other real estate and other assets owned are significant financial instruments measured at fair value on a nonrecurring basis. See Note 19 for a further discussion of fair value.&lt;/p&gt;</us-gaap:FairValueMeasurementPolicyPolicyTextBlock>
<us-gaap:AdvertisingCostsPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Advertising Costs&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Advertising costs are generally expensed as incurred. The Company incurred advertising costs of approximately $338 thousand, $296 thousand and $347 thousand for the years ended December 31, 2012, 2011 and 2010, respectively.&lt;/p&gt;</us-gaap:AdvertisingCostsPolicyTextBlock>


<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information about gross unrealized losses and fair value by length of time that the individual available-for-sale securities have been in a continuous unrealized loss position at December 31, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;Less than&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;12 Months&lt;/p&gt;
&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;More than&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;12 Months&lt;/p&gt;
&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Fair &lt;br  /&gt;Value&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unrealized Losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Fair &lt;br  /&gt;Value&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unrealized &lt;br  /&gt;Losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Fair &lt;br  /&gt;Value&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unrealized Losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;Available-for-sale securities:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 34%; text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;"&gt;U.S. Gov&amp;#8217;t agencies and corporations&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;4,991&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;9&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;4,991&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;9&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: -9pt; padding-bottom: 1pt; padding-left: 0.25in; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;24,788&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;208&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;24,788&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;208&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;29,779&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;217&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;29,779&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;217&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock>
<shbi:ScheduleOfSecuritiesDebtMaturitiesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at December 31, 2012.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;Available for sale&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;Held to maturity&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 44%; text-align: justify;"&gt;Due in one year or less&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;2,047&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;2,052&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;145&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;145&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Due after one year through five years&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;22,162&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;22,216&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,001&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,050&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Due after five years through ten years&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;4,274&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;4,443&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,007&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,133&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Due after ten years&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;113,254&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;116,176&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;504&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;556&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;141,737&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;144,887&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,657&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,884&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Equity securities&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;596&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;621&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt;"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;142,333&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;145,508&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,657&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,884&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:ScheduleOfSecuritiesDebtMaturitiesTableTextBlock>
<shbi:AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table sets forth the amortized cost and estimated fair values of securities which have been pledged as collateral for obligations to federal, state and local government agencies, and other purposes as required or permitted by law, or sold under agreements to repurchase. All pledged securities are in the available-for-sale investment portfolio.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; text-indent: 105.6pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 44%; text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Pledged available-for-sale securities&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;91,814&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;94,391&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;77,762&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;79,358&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock>
<shbi:ScheduleOfFinancingReceivablesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;div&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;The following table provides information about the principal classes of the loan portfolio at December 31, 2012 and 2011. &lt;/font&gt;&lt;/div&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2011&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Construction&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;108,051&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;119,883&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Residential real estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;288,011&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;321,604&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Commercial real estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;314,941&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;315,439&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;60,786&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;69,485&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;13,293&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;14,639&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 13.5pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Total loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;785,082&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;841,050&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Allowance for credit losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;(15,991&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;(14,288&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 13.5pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Total loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;769,091&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;826,762&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:ScheduleOfFinancingReceivablesTableTextBlock>
<us-gaap:ImpairedFinancingReceivablesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following tables provide information on impaired loans and any related allowance by loan class as of December 31, 2012 and 2011. The difference between the unpaid principal balance and the recorded investment is the amount of partial charge-offs that have been taken.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Unpaid principal balance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Recorded investment with no allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Recorded investment with an allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Related allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Average recorded investment&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired nonaccrual loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 30%; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;14,288&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;3,371&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;6,323&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;941&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;12,428&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;17,975&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;9,469&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,063&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;598&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;17,472&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;19,515&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;11,838&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,729&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;614&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;12,975&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,556&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;594&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,538&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;92&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;39&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;48&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;48&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;55&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;53,426&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;25,311&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;11,163&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;2,201&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;44,468&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired accruing restructured loans:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;27,335&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;27,335&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;21,193&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;7,017&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;7,017&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;5,064&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;17,880&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;17,880&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;16,252&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;121&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;121&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;87&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;52,353&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;52,353&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;42,596&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Total impaired loans:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;41,623&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;30,706&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;6,323&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;941&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;33,621&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;24,992&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;16,486&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,063&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;598&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;22,536&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;37,395&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;29,718&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,729&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;614&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;29,227&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,677&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;715&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,625&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;92&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;39&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;48&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;48&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;55&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;105,779&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;77,664&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;11,163&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,201&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;87,064&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Unpaid principal balance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Recorded investment with no allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Recorded investment with an allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Related allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Average recorded investment&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired nonaccrual loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 30%; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;22,883&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;14,005&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;1,550&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;170&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;16,555&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;22,431&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;16,925&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,181&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,296&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;15,430&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;17,372&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;14,012&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;14,624&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,119&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,669&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,539&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;30&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;28&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;32&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;64,835&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;46,639&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;4,731&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,466&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;49,180&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired accruing restructured loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;11,781&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;11,781&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;10,663&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,792&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,792&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,093&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;9,566&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;9,566&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,960&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;69&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;69&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;111&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;25,208&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;25,208&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;24,827&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Total impaired loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;34,664&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;25,786&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,550&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;170&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;27,218&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;26,223&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;20,717&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,181&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,296&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;21,523&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;26,938&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;23,578&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;22,584&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,188&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,738&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,650&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;30&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;28&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;32&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;90,043&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;71,847&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;4,731&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,466&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;74,007&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
<us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following tables provide information on troubled debt restructurings by loan class as of December 31, 2012 and 2011. The amounts include nonaccrual troubled debt restructurings.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Number of contracts&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Premodification outstanding recorded investment&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Postmodification outstanding recorded investment&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Troubled debt restructurings:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 58%; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;18&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;33,174&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;28,782&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;32&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;15,659&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;9,187&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;22&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;24,673&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;20,478&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;3&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;150&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;121&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;30&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;27&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;76&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;73,686&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;58,595&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;9&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;12,981&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;12,539&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;20&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;11,471&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;10,359&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;20&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;15,874&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;14,175&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;69&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;69&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;50&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;40,395&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;37,142&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Number of contracts&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Recorded investment&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Troubled debt restructurings that subsequently defaulted (1):&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;6&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;1,447&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;10&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,295&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;6&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;3,398&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;27&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;23&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;7,167&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;758&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;10&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,353&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;5&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,751&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;18&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14,862&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;(1) Generally, a loan is considered in default when principal or interest is past due 30 days or more.&lt;/p&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
<us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on loan risk ratings as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Pass/Performing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Special mention&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Substandard&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Doubtful&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Nonaccrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 16%; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;45,385&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;30,817&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;22,155&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;9,694&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;108,051&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;237,299&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;23,657&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;15,090&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;433&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;11,532&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;288,011&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;257,418&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;21,554&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;21,402&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;14,567&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;314,941&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;55,432&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,062&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,639&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;59&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;60,786&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,147&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;59&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;87&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,293&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;608,681&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;79,090&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;60,345&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;492&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;36,474&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;785,082&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Pass/Performing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Special mention&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Substandard&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Doubtful&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Nonaccrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 16%; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;50,403&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;30,373&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;23,552&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;15,555&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;119,883&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;261,910&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;13,467&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;25,676&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;445&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;20,106&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;321,604&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;257,247&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;16,001&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;28,179&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;14,012&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;315,439&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;59,178&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,813&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;4,748&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;77&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,669&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69,485&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,520&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;32&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;59&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;28&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,639&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;643,258&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;63,686&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;82,214&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;522&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;51,370&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;841,050&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
<us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on the aging of the loan portfolio as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"&gt;Accruing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Current&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;30-59 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;60-89 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;90 days or more past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Non-accrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;98,221&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;136&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;136&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;9,694&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;108,051&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;272,311&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;3,116&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;762&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;290&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;4,168&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;11,532&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;288,011&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;298,522&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;887&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;800&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;165&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;1,852&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;14,567&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;314,941&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;59,746&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;380&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;66&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;446&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;594&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;60,786&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,125&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;57&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;19&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;5&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;81&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;87&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;13,293&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;741,925&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;4,576&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;1,647&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;460&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;6,683&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;36,474&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;785,082&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;Percent of total loans&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;94.5&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.6&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.2&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.1&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;0.9&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;4.6&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"&gt;Accruing&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Current&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;30-59 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;60-89 days past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;90 days or more past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total past due&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Non-accrual&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Construction&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;102,441&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;1,246&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;316&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;325&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;1,887&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;15,555&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;119,883&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;289,459&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;4,417&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;5,291&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,331&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;12,039&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;20,106&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;321,604&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;289,760&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;10,073&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,594&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;11,667&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;14,012&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;315,439&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;64,581&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,350&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,819&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;66&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3,235&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,669&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;69,485&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,492&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;112&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;6&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;1&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;119&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;28&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;14,639&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;760,733&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;17,198&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;9,026&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;2,723&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;28,947&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;51,370&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;841,050&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"&gt;Percent of total loans&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;90.5&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2.0&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1.1&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;0.3&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;3.4&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;6.1&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;%&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
<us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;The following tables provide a summary of the activity in the allowance for credit losses allocated by loan class for 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;Allocation of a portion of the allowance to one loan class does not preclude its availability to absorb losses in other loan classes.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Allowance for credit losses:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 23%; text-indent: 0px; text-align: left;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;3,745&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;5,014&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;3,415&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;1,498&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;594&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;22&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;14,288&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: justify;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: justify;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(7,826&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(9,838&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(2,954&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(5,451&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(576&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(26,645&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Recoveries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;102&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;166&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;304&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;25&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;603&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;"&gt;Net charge-offs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(7,820&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(9,736&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,788&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(5,147&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(551&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(26,042&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Provision&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;8,462&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;9,916&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,507&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,331&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;364&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;165&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;27,745&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;4,387&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;5,194&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;4,134&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,682&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;407&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;187&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;15,991&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Allowance for credit losses:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 23%; text-indent: 0px; text-align: left;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;3,327&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;4,833&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;3,665&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;1,422&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;637&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;343&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;14,227&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(4,236&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(7,693&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(5,037&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(3,388&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(202&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(20,556&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Recoveries&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;49&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;120&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;361&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;549&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;68&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,147&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;"&gt;Net charge-offs&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(4,187&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(7,573&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(4,676&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,839&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(134&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(19,409&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Provision&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;4,605&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;7,754&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;4,426&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;2,915&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;91&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(321&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;19,470&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;3,745&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;5,014&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;3,415&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,498&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;594&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;22&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14,288&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
<shbi:AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following tables include impairment information relating to loans and the allowance for credit losses as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; width: 23%; text-indent: -4.3pt; text-align: left;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;37,029&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;18,549&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;32,447&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;715&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;87&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;"&gt;88,827&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;71,022&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;269,462&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;282,494&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;60,071&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;13,206&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;696,255&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total loans&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;108,051&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;288,011&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;314,941&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;60,786&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;13,293&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;785,082&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 8.8pt; font-size: 10pt; text-indent: -4.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;"&gt;Allowance for credit losses allocated to:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;941&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;598&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;614&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;48&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,201&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,446&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;4,596&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,520&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,682&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;359&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;187&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;13,790&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 2.5pt; text-indent: -4.3pt; text-align: left;"&gt;Total allowance for credit losses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;4,387&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;5,194&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;4,134&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,682&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;407&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;187&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;15,991&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Unallocated&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; width: 23%; text-indent: -4.3pt; text-align: left;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;27,336&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;23,898&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;23,578&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;1,738&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;28&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;76,578&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;92,547&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;297,706&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;291,861&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;67,747&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;14,611&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;764,472&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total loans&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;119,883&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;321,604&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;315,439&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;69,485&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14,639&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;841,050&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 8.8pt; font-size: 10pt; text-indent: -4.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;"&gt;Allowance for credit losses allocated to:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;"&gt;Loans individually evaluated for impairment&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;170&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,296&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,466&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;"&gt;Loans collectively evaluated for impairment&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,575&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,718&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,415&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,498&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;594&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;22&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;12,822&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 2.5pt; text-indent: -4.3pt; text-align: left;"&gt;Total allowance for credit losses&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;3,745&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;5,014&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;3,415&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,498&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;594&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;22&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14,288&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock>
<us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on premises and equipment at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: justify;"&gt;Land&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;5,818&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;4,902&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Buildings and land improvements&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;13,159&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;13,404&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Furniture and equipment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;7,589&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;7,390&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;26,566&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;25,696&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Accumulated depreciation&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(10,973&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(11,034&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;15,593&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14,662&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
<us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;div&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;&amp;#160;Future minimum annual rental payments are approximately as follows: &lt;/font&gt;&lt;/div&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 86%; text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2013&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;708&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2014&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;520&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2015&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;245&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2016&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;246&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2017&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;250&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Thereafter&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;1,137&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Total minimum lease payments&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;3,106&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock>

<us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on the significant components of goodwill and acquired intangible assets at December 31, 2012 and 2011. The Community Banking segment and the Insurance Products and Services segment had goodwill of $2.6 million and $9.9 million, respectively, at the end of both 2012 and 2011. See Note 25 for further information regarding the Company&amp;#8217;s business segments.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: center;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="18"&gt;&lt;font style="font-size: 7pt;"&gt;December 31, 2012&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="18"&gt;&lt;font style="font-size: 7pt;"&gt;December 31, 2011&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Gross Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Cumulative&lt;br  /&gt;Impairment Charges&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; vertical-align: bottom; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Accumulated&lt;br  /&gt;Amortization&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Net Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Weighted Average Remaining Life &lt;br  /&gt;(in years)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Gross Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Cumulative&lt;br  /&gt;Impairment Charges&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; vertical-align: bottom; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Accumulated&lt;br  /&gt;Amortization&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Net Carrying Amount&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;Weighted Average Remaining Life &lt;br  /&gt;(in years)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: center;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;" colspan="2"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 20%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;Goodwill&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;17,345&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(4,224&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(667&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;12,454&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; width: 5%; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;17,345&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(4,224&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(667&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;12,454&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; width: 5%; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Other intangible assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;Amortizable&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Employment agreements&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,730&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(1,286&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;444&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;2.0&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,730&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(1,059&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;671&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;2.7&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Insurance expirations&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,270&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(894&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;376&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;4.4&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,270&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(809&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;461&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;5.4&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Core deposits&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(968&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(938&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;30&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;0.3&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Customer relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;960&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(303&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;531&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;10.7&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;960&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(253&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;581&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;11.6&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;4,928&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,451&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,351&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;4,928&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,059&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;Unamortizable&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Carrier relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,300&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,255&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,300&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,255&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Trade name&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;1,210&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;2,465&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;2,465&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;Total other intangible assets&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;7,438&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(171&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,451&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;3,816&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;7,438&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(171&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;(3,059&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;4,208&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: right;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&lt;font style="font-size: 7pt;"&gt;&amp;#160;&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock>
<us-gaap:ScheduleOfExpectedAmortizationExpenseTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on current period and estimated future amortization expense for amortizable other intangible assets.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="font: 10pt times new roman, times, serif; width: 45%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Amortization&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; border-bottom: black 1pt solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Expense&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt; width: 50%;"&gt;Year ended December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 29%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 15%; text-align: right;"&gt;392&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;" nowrap="nowrap"&gt;Estimate for years ended December 31,&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;2013&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;296&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;2014&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;296&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;2015&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;255&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;2016&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;134&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;2017&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;87&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfExpectedAmortizationExpenseTableTextBlock>
<us-gaap:ScheduleOfOtherAssetsTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;The Company had the following other assets at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: left;"&gt;Nonmarketable investment securities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;2,750&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;2,866&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Insurance premiums receivable&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;1,089&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;876&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Accrued interest receivable&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;2,796&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,933&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Income taxes receivable&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;5,160&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;719&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Deferred income taxes (1)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;9,180&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;9,036&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest rate caps (2)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;14&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;250&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Prepaid expenses&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;2,227&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,641&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Other assets&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;5,620&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,399&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;28,836&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;26,720&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;(1) See Note 15 for further discussion.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;(2) See Note 20 for further discussion.&lt;/p&gt;</us-gaap:ScheduleOfOtherAssetsTableTextBlock>
<shbi:ScheduleOfOtherLiabilitiesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;The Company had the following other liabilities at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: left;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;339&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;569&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Other liabilities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;8,408&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;8,184&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;8,747&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;8,753&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:ScheduleOfOtherLiabilitiesTableTextBlock>
<shbi:DepositsTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on the approximate maturities of total time deposits at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Due in one year or less&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;245,004&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;244,715&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Due in one to three years&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;108,947&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;116,586&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Due in three to five years&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;74,834&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;83,604&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;428,785&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;444,905&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:DepositsTableTextBlock>
<us-gaap:ScheduleOfShortTermDebtTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table summarizes certain information for short-term borrowings for the years ended December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Rate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Rate&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;Average for the Year&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 44%; text-align: left;"&gt;Retail repurchase agreements&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; border-bottom: black 2.5pt double; text-align: right;"&gt;14,976&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;0.30&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; border-bottom: black 2.5pt double; text-align: right;"&gt;15,319&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;0.37&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;At Year End&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Retail repurchase agreements&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;13,761&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: right;"&gt;0.26&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;17,817&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: right;"&gt;0.34&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfShortTermDebtTextBlock>
<us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The Company had the following long-term debt as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-indent: 94.8pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Acquisition-related debt, 4.08% interest, annual payments over five years&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;-&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;455&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock>


<us-gaap:DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;div&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;The following table includes information on the cash surrender value and the accrued benefit obligation included in other assets and other liabilities at December 31, 2012 and 2011.&lt;/font&gt;&lt;/div&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;div&gt;&amp;#160;&lt;/div&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 72%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Cash surrender value&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;3,143&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;3,006&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Accrued benefit obligation&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,171&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,158&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock>
<us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on components of income tax expense for each of the three years ended December 31.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;"&gt;Current tax (benefit) expense:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; width: 58%;"&gt;Federal&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;(3,977&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;656&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;1,940&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif;"&gt;State&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(823&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;236&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;473&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(4,800&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;892&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;2,413&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;"&gt;Deferred income tax benefit:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif;"&gt;Federal&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(1,140&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(1,233&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(2,350&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif;"&gt;State&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(625&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(317&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(555&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(1,765&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(1,550&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;(2,905&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Total income tax benefit&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;(6,565&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;(658&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;(492&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
<us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides a reconciliation of tax computed at the statutory federal tax rate of 34.0% to the actual tax expense for each of the three years ended December 31.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 58%; text-indent: 0px; text-align: left;"&gt;Tax at federal statutory rate&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;34.0&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;34.0&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;34.0&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;Tax effect of:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;Tax-exempt income&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;0.6&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;8.8&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;7.6&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Non-deductible goodwill impairment charges&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(6.0&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(24.3&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Other non-deductible expenses&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(0.2&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(2.1&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(1.3&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;State income taxes, net of federal benefit&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;5.9&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;3.6&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;2.4&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px;"&gt;Other&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;0.2&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;4.0&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;4.4&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Actual income tax expense rate&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;40.5&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;42.3&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;22.8&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
<us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;The following table provides information on significant components of the Company&amp;#8217;s deferred tax assets and liabilities as of December 31.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.4pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Deferred tax assets:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; width: 72%; text-align: left;"&gt;Allowance for credit losses&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;6,421&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;5,640&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Reserve for off-balance sheet commitments&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;166&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;137&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Write-downs of other real estate owned&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;742&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;346&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Net operating loss carry forward&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;364&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;212&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Deferred income&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;2,370&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;2,055&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Accrued expenses&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;1,353&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;1,450&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Loss on termination of cash flow hedge&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;540&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Unrealized losses on interest rate caps&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;803&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;2,070&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;Other&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;55&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;54&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 35.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Total deferred tax assets&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;12,814&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;11,964&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Deferred tax liabilities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif;"&gt;Depreciation&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;515&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;612&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Purchase accounting adjustments&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;1,009&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;680&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Deferred capital gain on branch sale&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;451&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;473&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Deferred gains on interest rate swaps&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;169&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;169&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Unrealized gains on available-for-sale securities&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;1,282&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;928&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 17.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;Other&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;208&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;66&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 35.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Total deferred tax liabilities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;3,634&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;2,928&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 53.25pt; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;Net deferred tax assets&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;9,180&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;9,036&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>

<shbi:ScheduleOfCapitalAmountsAndRatiosTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following tables present the capital amounts and ratios for Shore Bancshares, Inc., Talbot Bank and CNB as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;"&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;b&gt;December 31, 2012&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;(Dollars in thousands)&lt;/p&gt;
&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total &lt;br  /&gt;Risk- &lt;br  /&gt;Based &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Net &lt;br  /&gt;Risk- &lt;br  /&gt;Weighted &lt;br  /&gt;Assets&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Adjusted &lt;br  /&gt;Average &lt;br  /&gt;Total Assets&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Leverage &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: bold 10pt times new roman, times, serif; width: 23%;"&gt;Company&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;97,049&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;107,208&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;805,108&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;1,166,865&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;12.05&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;13.32&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;8.32&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;"&gt;Talbot Bank&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;53,496&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;59,847&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;501,612&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;713,472&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;10.66&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;11.93&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;7.50&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif;"&gt;CNB&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;41,976&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;45,780&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;303,627&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;450,109&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;13.82&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;15.08&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;9.33&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;"&gt;December 31, 2011 &lt;br  /&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total &lt;br  /&gt;Risk- &lt;br  /&gt;Based &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Net &lt;br  /&gt;Risk- &lt;br  /&gt;Weighted &lt;br  /&gt;Assets&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Adjusted &lt;br  /&gt;Average &lt;br  /&gt;Total Assets&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Leverage &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 23%;"&gt;Company&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;106,276&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;116,917&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;846,936&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;1,143,990&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;12.55&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;13.80&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;"&gt;9.29&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;"&gt;Talbot Bank&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;63,667&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;70,604&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;551,202&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;706,984&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;11.55&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;12.81&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;9.01&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif;"&gt;CNB&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;41,542&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;45,246&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;295,232&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;431,968&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;14.07&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;15.33&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;9.62&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:ScheduleOfCapitalAmountsAndRatiosTableTextBlock>
<us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The tables below present the recorded amount of assets measured at fair value on a recurring basis at December 31, 2012 and 2011. No assets were transferred from one hierarchy level to another during 2012 or 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Quoted Prices (Level 1)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Other Observable Inputs &lt;br  /&gt;(Level 2)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Unobservable Inputs (Level 3)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Securities available for sale:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;"&gt;U.S. Government agencies&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;36,107&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;36,107&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;108,780&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;108,780&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Other equity securities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;621&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;621&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;145,508&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;145,508&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Interest rate caps&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;font style="font-weight: normal;"&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Quoted Prices (Level 1)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Other Observable Inputs &lt;br  /&gt;(Level 2)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Unobservable Inputs (Level 3)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Securities available for sale:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;"&gt;U.S. Government agencies&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;42,148&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;42,148&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;87,033&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;87,033&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Other equity securities&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;599&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;599&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;129,780&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;129,780&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Interest rate caps&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;250&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;250&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
<shbi:FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The tables below summarize the changes in the recorded amount of assets measured at fair value on a nonrecurring basis for 2012 and 2011. All assets measured at fair value on a nonrecurring basis were classified as Level 3 in the fair value hierarchy for the periods presented.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;2012&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired loans:&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;27,166&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;22,602&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;23,578&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;1,738&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;28&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;75,112&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(7,790&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(9,483&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,954&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,037&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(22,264&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Payments&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,096&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(10,134&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,856&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(310&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(8)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(14,404&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Transfers to other real estate owned&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,631&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,997&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,128&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(30&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(5,786&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Returned to performing status&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(491&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(76&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(567&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changed to nonaccrual status&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,578&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(786&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,364&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Additions&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;21,788&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;17,542&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;16,807&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;1,430&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;67&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;57,634&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changes in allowance&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(771&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;698&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(614&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(48&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(735&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;36,088&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;17,951&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;31,833&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;715&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;39&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;86,626&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;28,175&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;15,327&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;13,280&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;4,374&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;30&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;61,186&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(4,313&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(7,082&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(4,643&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,600&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(18,638&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Payments&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,555&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(7,557&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,364&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(550&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(13)&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(12,039&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Transfers to other real estate owned&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,317&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,642&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(4,920&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(388&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(9,267&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Returned to performing status&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,907&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,907&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changed to nonaccrual status&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(419&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(3,120&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,825&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(5,364&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Additions&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,765&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;29,879&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;24,050&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;902&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;11&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;62,607&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changes in allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(170&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,296&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,466&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;27,166&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;22,602&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;23,578&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,738&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;28&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;75,112&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock>

<shbi:ScheduleOfCommitmentsOutstandingTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on commitments outstanding as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 72%; text-align: left;"&gt;Commitments to extend credit&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;141,518&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;136,222&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif;"&gt;Letters of credit&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;12,817&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;11,311&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;154,335&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;147,533&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:ScheduleOfCommitmentsOutstandingTableTextBlock>

<us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;Condensed Statements of Operations&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;For the Years Ended December 31,&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;"&gt;Dividends from subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;3,154&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;1,519&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;2,786&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Management and other fees from subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;5,692&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;5,783&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,095&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Other income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;177&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;245&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;70&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total income&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;9,026&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;7,553&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;8,952&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Expenses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;107&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;154&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;172&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;4,188&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,977&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;4,120&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Occupancy and equipment expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;463&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;471&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;494&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Other operating expenses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,529&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,360&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,499&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total expenses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,287&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,962&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,285&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Income before income tax expense and equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,739&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,591&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,667&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Income tax (benefit) expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(58&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(190&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;151&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; text-indent: -9pt; text-align: left;"&gt;Income before equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,797&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,781&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,516&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(12,435&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,678&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(4,183&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net loss&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(9,638&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(897&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(1,667&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfCondensedIncomeStatementTableTextBlock>
<us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;Condensed Statements of Cash Flows&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;For the Years Ended December 31,&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash flows from operating activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;"&gt;Net loss&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;(9,638&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;(897&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;(1,667&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 22.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;"&gt;Adjustments to reconcile net loss to cash provided by operating activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 31.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;"&gt;Equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;12,435&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,678&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;4,183&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Depreciation and amortization&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;367&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;404&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;414&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Stock-based compensation expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;209&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;338&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;390&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Excess tax expense from stock-based arrangements&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(106&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(45&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(20&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Net decrease (increase) in other assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;159&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(253&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;129&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net (decrease) increase in other liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(828&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(99&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;406&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net cash provided by operating activities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;2,598&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;2,126&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,835&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash flows from investing activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Purchases of premises and equipment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(108&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(57&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(109&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Investment in unconsolidated subsidiary&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(25&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(25&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Investment in subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,000&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(550&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net cash used in investing activities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,108&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(632&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(134&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash flows from financing activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Net decrease in short-term borrowings&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(3,378&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Proceeds from long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,200&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt;"&gt;Repayment of long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(1,007&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(782&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(497&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Excess tax expense from stock-based arrangements&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;106&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;45&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;20&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt;"&gt;Repurchase of warrant&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(25&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Common stock dividends paid&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(85&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(760&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,026&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net cash used in financing activities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(986&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,522&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,681&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net (decrease) increase in cash and cash equivalents&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(496&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(28&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,020&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash and cash equivalents at beginning of year&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,316&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,344&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;324&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Cash and cash equivalents at end of year&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;820&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,316&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,344&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfCondensedCashFlowStatementTableTextBlock>
<us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides a summary of selected consolidated quarterly financial data for the two years ended December 31, 2012.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;(In thousands, except per share data)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;First &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Second &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Third &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fourth &lt;br  /&gt;Quarter&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: bold 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 44%; text-indent: 0px; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;11,856&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;11,692&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;11,393&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;"&gt;10,960&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Net interest income&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;9,195&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;9,033&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;8,730&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;8,381&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;8,370&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;3,525&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;6,200&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;9,650&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(5,099&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;422&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(3,178&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(8,348&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(3,036&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;293&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(1,821&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(5,074&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Basic (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(0.36&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;0.03&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(0.22&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(0.60&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Diluted (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(0.36&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;0.03&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(0.22&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: right;"&gt;(0.60&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;2011&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;12,718&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;12,735&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;12,868&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;12,531&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Net interest income&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;9,862&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;9,942&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;10,123&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;9,837&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;6,390&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;5,395&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;3,650&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;4,035&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(2,024&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(266&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;319&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;416&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(1,083&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(233&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;94&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;325&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Basic (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(0.13&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(0.03&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;0.01&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;0.04&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;"&gt;Diluted (loss) earnings per common share&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(0.13&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;(0.03&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;0.01&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: right;"&gt;0.04&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock>
<us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Selected financial information by business segments is included in the following table.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Community&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Insurance Products&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Parent&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Banking&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;and Services&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Company&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-align: left;"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 44%; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;45,822&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;79&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;45,901&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(10,546&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(16)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(10,562&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(27,745&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(27,745&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;5,197&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;10,422&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;139&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;15,758&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(23,702&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(9,820&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(6,033&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(39,555&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net intersegment (expense) income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(4,993&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(503&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,496&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(15,967&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;178&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(414&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(16,203&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Income tax benefit (expense)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,467&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(70&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,565&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(9,500&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;108&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(246&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(9,638&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,166,468&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;16,809&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,530&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,185,807&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;2011&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;50,721&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;131&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;50,852&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(11,051&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(37&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(11,088&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(19,470&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(19,470&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,269&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;9,881&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;17,318&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(22,738&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(10,766&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(5,663&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(39,167&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net intersegment (expense) income&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(5,148&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(455&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,603&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;(Loss) income before income taxes&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(417&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,209&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;71&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,555&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Income tax benefit (expense)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;176&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;512&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(30&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;658&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net (loss) income&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(241&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(697&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;41&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(897&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,138,576&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;17,354&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,263&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,158,193&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;2010&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;55,293&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;168&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;55,461&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(12,752&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(70&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(12,822&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Provision for credit losses&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(21,119&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(21,119&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest income&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,308&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;10,739&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(6)&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;18,041&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Noninterest expense&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(24,328&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(11,410&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(5,982&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(41,720&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net intersegment (expense) income&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(5,418&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(521&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,939&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Loss before income tax benefit&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,016&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,024&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(119&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,159&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Income tax benefit&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;232&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;233&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;27&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;492&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net loss&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(784&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(791&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(92&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(1,667&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,108,712&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;18,759&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;2,840&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,130,311&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">127482000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">85545000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">41360000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">577000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">142333000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">106524000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">35213000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">596000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">2412000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">1587000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">803000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">22000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">3392000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">2464000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">903000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">25000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">114000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">99000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">15000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">217000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">208000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">9000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">129780000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">599000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">87033000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">42148000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">87033000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">87033000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">42148000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">42148000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">129780000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">599000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">599000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">145508000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">621000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">108780000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">36107000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">108780000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">108780000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">36107000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">36107000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_MortgageBackedSecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">145508000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">621000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_UnderlyingAssetClassAxis_EquitySecuritiesOtherMember" unitRef="USD" decimals="-3">621000</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:AvailableForSaleSecuritiesFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member_UnderlyingAssetClassAxis_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesFairValueDisclosure>
<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">252000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
<us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">227000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss contextRef="Context_As_Of_31-Dec-2011_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
<us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USStatesAndPoliticalSubdivisionsMember" unitRef="USD" decimals="-3">0</us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">29779000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">24788000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">4991000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">217000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">208000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">9000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">0</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">0</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">29779000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">24788000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
<us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">4991000</us-gaap:AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">217000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_MortgageBackedSecuritiesMember" unitRef="USD" decimals="-3">208000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
<us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2 contextRef="Context_As_Of_31-Dec-2012_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="USD" decimals="-3">9000</us-gaap:AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2047000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">22162000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">4274000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">113254000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">141737000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_SecuritiesPledgedAsCollateralMember" unitRef="USD" decimals="-3">77762000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">142333000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_SecuritiesPledgedAsCollateralMember" unitRef="USD" decimals="-3">91814000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_EquitySecuritiesMember" unitRef="USD" decimals="-3">596000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2052000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">22216000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">4443000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">116176000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue>
<us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">144887000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">145000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1001000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1007000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">504000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2657000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">145000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1050000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1133000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">556000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue>
<us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2884000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue>
<us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_SecuritiesPledgedAsCollateralMember" unitRef="USD" decimals="-3">79358000</us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral>
<us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_SecuritiesPledgedAsCollateralMember" unitRef="USD" decimals="-3">94391000</us-gaap:AvailableForSaleSecuritiesPledgedAsCollateral>
<us-gaap:ProceedsFromSaleAndMaturityOfMarketableSecurities contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromSaleAndMaturityOfMarketableSecurities>
<us-gaap:ProceedsFromSaleAndMaturityOfMarketableSecurities contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-5">20800000</us-gaap:ProceedsFromSaleAndMaturityOfMarketableSecurities>
<us-gaap:ProceedsFromSaleAndMaturityOfMarketableSecurities contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-5">6300000</us-gaap:ProceedsFromSaleAndMaturityOfMarketableSecurities>
<us-gaap:GainOnSaleOfInvestments contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:GainOnSaleOfInvestments>
<us-gaap:GainOnSaleOfInvestments contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">595000</us-gaap:GainOnSaleOfInvestments>
<us-gaap:GainOnSaleOfInvestments contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">278000</us-gaap:GainOnSaleOfInvestments>
<us-gaap:LossOnSaleOfInvestments contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:LossOnSaleOfInvestments>
<us-gaap:LossOnSaleOfInvestments contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">32000</us-gaap:LossOnSaleOfInvestments>
<us-gaap:LossOnSaleOfInvestments contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">0</us-gaap:LossOnSaleOfInvestments>
<shbi:DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue contextRef="Context_FYE_31-Dec-2012">There were no obligations of states or political subdivisions with carrying values, as to any issuer, exceeding 10% of stockholders' equity at December 31, 2012 or 2011.</shbi:DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue>
<shbi:LoansAndLeasesReceivableGrossConsumerConstruction contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">119883000</shbi:LoansAndLeasesReceivableGrossConsumerConstruction>
<shbi:LoansAndLeasesReceivableGrossConsumerConstruction contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">108051000</shbi:LoansAndLeasesReceivableGrossConsumerConstruction>
<us-gaap:LoansAndLeasesReceivableConsumerRealEstate contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">321604000</us-gaap:LoansAndLeasesReceivableConsumerRealEstate>
<us-gaap:LoansAndLeasesReceivableConsumerRealEstate contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">288011000</us-gaap:LoansAndLeasesReceivableConsumerRealEstate>
<us-gaap:LoansReceivableCommercialRealEstate contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">315439000</us-gaap:LoansReceivableCommercialRealEstate>
<us-gaap:LoansReceivableCommercialRealEstate contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">314941000</us-gaap:LoansReceivableCommercialRealEstate>
<us-gaap:LoansAndLeasesReceivableCommercial contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">69485000</us-gaap:LoansAndLeasesReceivableCommercial>
<us-gaap:LoansAndLeasesReceivableCommercial contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">60786000</us-gaap:LoansAndLeasesReceivableCommercial>
<us-gaap:LoansAndLeasesReceivableConsumer contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">14639000</us-gaap:LoansAndLeasesReceivableConsumer>
<us-gaap:LoansAndLeasesReceivableConsumer contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">13293000</us-gaap:LoansAndLeasesReceivableConsumer>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">841050000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">69485000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">119883000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">14639000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">315439000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">321604000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">28000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">25676000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">445000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">59178000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">32000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">257247000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">3813000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">4748000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">13467000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">1669000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">50403000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">77000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">59000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">20106000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">15555000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">261910000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">522000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">82214000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">23552000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">16001000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">28179000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">14012000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">14520000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">643258000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">51370000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">63686000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">30373000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">785082000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">60786000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">108051000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">13293000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">314941000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">288011000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">87000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">15090000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">433000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">55432000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">257418000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">3062000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">1639000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">23657000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">594000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">45385000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">59000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">59000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">0</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">11532000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">9694000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">237299000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_DoubtfulMember" unitRef="USD" decimals="-3">492000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">60345000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">22155000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">21554000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SubstandardMember" unitRef="USD" decimals="-3">21402000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">14567000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">13147000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_PassMember" unitRef="USD" decimals="-3">608681000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_NonAccrualMember" unitRef="USD" decimals="-3">36474000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">79090000</us-gaap:LoansReceivableNet>
<us-gaap:LoansReceivableNet contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember_FinancingReceivableInformationByCreditQualityIndicatorAxis_SpecialMentionMember" unitRef="USD" decimals="-3">30817000</us-gaap:LoansReceivableNet>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">90043000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">2188000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">34664000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">11781000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">30000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">26938000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">22883000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">26223000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">30000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">2119000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">69000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">22431000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">64835000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">9566000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">3792000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">25208000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">17372000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">105779000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1677000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">41623000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">27335000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">92000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">37395000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">14288000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">24992000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">92000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1556000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">121000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">17975000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">53426000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">17880000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">7017000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">52353000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">19515000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">71847000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1738000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">25786000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">11781000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">28000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">23578000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">14005000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">20717000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">28000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1669000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">69000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">16925000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">46639000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">9566000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">3792000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">25208000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">14012000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">77664000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">715000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">30706000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">27335000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">39000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">29718000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">3371000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">16486000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">39000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">594000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">121000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">9469000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">25311000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">17880000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">7017000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">52353000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">11838000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">4731000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">1550000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">1550000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">3181000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">3181000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">4731000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">11163000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">6323000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">48000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2729000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">6323000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">2063000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">48000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">2063000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">11163000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2729000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1466000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">170000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">170000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">1296000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">1296000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">1466000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2201000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">941000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">48000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">614000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">941000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">598000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">48000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">598000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">2201000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="Context_As_Of_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">614000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">74007000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">22584000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">27218000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">32000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">2650000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">21523000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">10663000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">16555000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">32000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">2539000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">111000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">15430000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">49180000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">7960000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">6093000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">24827000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2011_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">14624000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">87064000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">29227000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">33621000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">55000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1625000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">22536000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">21193000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">12428000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">55000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1538000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">87000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">17472000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember" unitRef="USD" decimals="-3">44468000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">16252000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">5064000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedAccruingRestructuredLoansMember" unitRef="USD" decimals="-3">42596000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Context_FYE_31-Dec-2012_ImpairedNonaccrualLoansAxis_ImpairedNonaccrualLoansMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">12975000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="Contracts" decimals="INF">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="Contracts" decimals="INF" id="Footnote-1_1">10</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="Contracts" decimals="INF">20</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="Contracts" decimals="INF" id="Footnote-1_2">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember" unitRef="Contracts" decimals="INF">50</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="Contracts" decimals="INF">20</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="Contracts" decimals="INF" id="Footnote-1_3">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="Contracts" decimals="INF">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="Contracts" decimals="INF" id="Footnote-1_4">3</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="Contracts" decimals="INF" id="Footnote-1_5">5</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="Contracts" decimals="INF">9</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" unitRef="Contracts" decimals="INF" id="Footnote-1_6">18</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="Contracts" decimals="INF">3</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="Contracts" decimals="INF" id="Footnote-1_7">10</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="Contracts" decimals="INF">22</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="Contracts" decimals="INF" id="Footnote-1_8">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember" unitRef="Contracts" decimals="INF">76</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="Contracts" decimals="INF">32</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="Contracts" decimals="INF" id="Footnote-1_9">0</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="Contracts" decimals="INF">1</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="Contracts" decimals="INF" id="Footnote-1_10">6</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="Contracts" decimals="INF" id="Footnote-1_11">6</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="Contracts" decimals="INF">18</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" unitRef="Contracts" decimals="INF" id="Footnote-1_12">23</us-gaap:FinancingReceivableModificationsSubsequentDefaultNumberOfContracts>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">69000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">15874000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember" unitRef="USD" decimals="-3">40395000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">11471000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">12981000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">150000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">24673000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember" unitRef="USD" decimals="-3">73686000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">15659000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">30000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">33174000</us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">69000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">14175000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember" unitRef="USD" decimals="-3">37142000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">10359000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">12539000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">121000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">20478000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember" unitRef="USD" decimals="-3">58595000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">9187000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">27000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">28782000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment1>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3" id="Footnote-1_13">7353000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3" id="Footnote-1_14">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3" id="Footnote-1_15">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3" id="Footnote-1_16">758000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3" id="Footnote-1_17">6751000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" unitRef="USD" decimals="-3" id="Footnote-1_18">14862000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3" id="Footnote-1_19">2295000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3" id="Footnote-1_20">27000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3" id="Footnote-1_21">0</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3" id="Footnote-1_22">1447000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3" id="Footnote-1_23">3398000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableTroubledDebtRestructuringAxis_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" unitRef="USD" decimals="-3" id="Footnote-1_24">7167000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">760733000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">64581000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">102441000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">14492000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">289760000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">289459000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">741925000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">59746000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">98221000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">13125000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">298522000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestmentCurrent contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">272311000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">17198000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1350000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">1246000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">112000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">10073000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">4417000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">4576000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">380000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">136000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">57000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">887000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">3116000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">9026000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1819000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">316000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">6000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1594000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">5291000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1647000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">66000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">19000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">800000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">762000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">2723000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">66000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">325000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">1000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">2331000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">460000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">5000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">165000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">290000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">28947000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">3235000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">1887000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">119000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">11667000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">12039000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">6683000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">446000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">136000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">81000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">1852000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentPastDue contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">4168000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">51370000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1669000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">15555000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">28000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">14012000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">20106000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">36474000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">594000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">9694000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">87000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">14567000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">11532000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
<shbi:FinancingReceivableRecordedInvestmentCurrentPercentage contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="3">0.905</shbi:FinancingReceivableRecordedInvestmentCurrentPercentage>
<shbi:FinancingReceivableRecordedInvestmentCurrentPercentage contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="3">0.945</shbi:FinancingReceivableRecordedInvestmentCurrentPercentage>
<shbi:FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="2">0.02</shbi:FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="3">0.006</shbi:FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="3">0.011</shbi:FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="3">0.002</shbi:FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="3">0.003</shbi:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="3">0.001</shbi:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestmentPastDuePercentage contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="3">0.034</shbi:FinancingReceivableRecordedInvestmentPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestmentPastDuePercentage contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="3">0.009</shbi:FinancingReceivableRecordedInvestmentPastDuePercentage>
<shbi:FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="3">0.061</shbi:FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage>
<shbi:FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="3">0.046</shbi:FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">14227000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">14288000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1498000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">3745000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">594000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3415000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">5014000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">22000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">15991000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1682000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">4387000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">407000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4134000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">5194000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">187000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2010_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3665000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">3327000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2010_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">637000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2010_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1422000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2010_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">4833000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLosses contextRef="Context_As_Of_31-Dec-2010_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">343000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">20556000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">5037000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">4236000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">202000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">3388000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">7693000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">26645000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">2954000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">7826000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">576000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">5451000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">9838000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Context_FYE_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">1147000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">361000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">49000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">68000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">549000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">120000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">603000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">166000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">6000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">25000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">304000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">102000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Context_FYE_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-19409000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-4676000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-4187000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">-134000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-2839000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-7573000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-26042000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-2788000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-7820000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">-551000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-5147000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-9736000</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_31-Mar-2011" unitRef="USD" decimals="-3">6390000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_31-Mar-2011" unitRef="USD" decimals="-3">6390000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_30-Jun-2011" unitRef="USD" decimals="-3">5395000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_30-Jun-2011" unitRef="USD" decimals="-3">5395000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">3650000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">3650000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_31-Dec-2011" unitRef="USD" decimals="-3">4035000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_31-Dec-2011" unitRef="USD" decimals="-3">4035000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">19470000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">4426000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">4605000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">91000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">2915000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">7754000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">-321000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_31-Mar-2012" unitRef="USD" decimals="-3">8370000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_31-Mar-2012" unitRef="USD" decimals="-3">8370000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_30-Jun-2012" unitRef="USD" decimals="-3">3525000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_30-Jun-2012" unitRef="USD" decimals="-3">3525000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_30-Sep-2012" unitRef="USD" decimals="-3">6200000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_30-Sep-2012" unitRef="USD" decimals="-3">6200000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_3ME_31-Dec-2012" unitRef="USD" decimals="-3">9650000</us-gaap:ProvisionForLoanLeaseAndOtherLosses><us-gaap:ProvisionForLoanLossesExpensed contextRef="Context_3ME_31-Dec-2012" unitRef="USD" decimals="-3">9650000</us-gaap:ProvisionForLoanLossesExpensed>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">27745000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3507000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">8462000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">364000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">5331000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">9916000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Context_FYE_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">165000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>

<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">76578000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1738000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">27336000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">28000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">23578000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">23898000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">88827000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">715000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">37029000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">87000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">32447000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">18549000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">764472000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">67747000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">92547000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">14611000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">291861000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">297706000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">696255000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">60071000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">71022000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">13206000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">282494000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">269462000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1466000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">170000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">1296000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2201000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">941000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">48000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">614000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">598000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">0</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">12822000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1498000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">3575000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">594000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3415000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">3718000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2011_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">22000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">13790000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1682000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">3446000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancialInstrumentAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">359000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">3520000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_DefinedBenefitPlanByPlanAssetCategoriesAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">4596000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment contextRef="Context_As_Of_31-Dec-2012_FinancingReceivableInformationByPortfolioSegmentAxis_UnallocatedFinancingReceivablesMember" unitRef="USD" decimals="-3">187000</us-gaap:FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment>
<shbi:LoansAndLeasesReceivableNetReportedAmountAdditions contextRef="Context_As_Of_31-Dec-2011_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember" unitRef="USD" decimals="-5">4400000</shbi:LoansAndLeasesReceivableNetReportedAmountAdditions>
<shbi:LoansAndLeasesReceivableNetReportedAmountAdditions contextRef="Context_As_Of_31-Dec-2012_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember" unitRef="USD" decimals="-5">9700000</shbi:LoansAndLeasesReceivableNetReportedAmountAdditions>


<us-gaap:Land contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">4902000</us-gaap:Land>
<us-gaap:Land contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">5818000</us-gaap:Land>
<us-gaap:BuildingsAndImprovementsGross contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">13404000</us-gaap:BuildingsAndImprovementsGross>
<us-gaap:BuildingsAndImprovementsGross contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">13159000</us-gaap:BuildingsAndImprovementsGross>
<us-gaap:FurnitureAndFixturesGross contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">7390000</us-gaap:FurnitureAndFixturesGross>
<us-gaap:FurnitureAndFixturesGross contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">7589000</us-gaap:FurnitureAndFixturesGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">25696000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:PropertyPlantAndEquipmentGross contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">26566000</us-gaap:PropertyPlantAndEquipmentGross>
<us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">11034000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
<us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">10973000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
<us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableCurrent contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">708000</us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableCurrent>
<us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">520000</us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">245000</us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInFourYears contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">246000</us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInFourYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">250000</us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears>
<us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableThereafter contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1137000</us-gaap:OperatingLeasesFutureMinimumPaymentsReceivableThereafter>
<us-gaap:OperatingLeasesFutureMinimumPaymentsReceivable contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">3106000</us-gaap:OperatingLeasesFutureMinimumPaymentsReceivable>
<us-gaap:Depreciation contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-5">1100000</us-gaap:Depreciation>
<us-gaap:Depreciation contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">996000</us-gaap:Depreciation>
<us-gaap:Depreciation contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-5">1100000</us-gaap:Depreciation>
<us-gaap:LeaseAndRentalExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">770000</us-gaap:LeaseAndRentalExpense>
<us-gaap:LeaseAndRentalExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">753000</us-gaap:LeaseAndRentalExpense>
<us-gaap:LeaseAndRentalExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">777000</us-gaap:LeaseAndRentalExpense>
<us-gaap:EquityMethodInvestments contextRef="Context_As_Of_31-Dec-2010_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">19000</us-gaap:EquityMethodInvestments>
<us-gaap:EquityMethodInvestments contextRef="Context_As_Of_31-Dec-2011_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">89000</us-gaap:EquityMethodInvestments>
<us-gaap:EquityMethodInvestments contextRef="Context_As_Of_31-Dec-2012_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">85000</us-gaap:EquityMethodInvestments>
<shbi:InvestmentInUnconsolidatedSubsidiary contextRef="Context_FYE_31-Dec-2011_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">25000</shbi:InvestmentInUnconsolidatedSubsidiary>
<shbi:InvestmentInUnconsolidatedSubsidiary contextRef="Context_FYE_31-Dec-2012_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">0</shbi:InvestmentInUnconsolidatedSubsidiary>
<shbi:EquityInUndistributedIncomeLoss contextRef="Context_FYE_31-Dec-2011_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">45000</shbi:EquityInUndistributedIncomeLoss>
<shbi:EquityInUndistributedIncomeLoss contextRef="Context_FYE_31-Dec-2012_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">-4000</shbi:EquityInUndistributedIncomeLoss>
<us-gaap:IncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-4183000</us-gaap:IncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-2678000</us-gaap:IncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2011_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">169000</us-gaap:IncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">-12435000</us-gaap:IncomeLossFromEquityMethodInvestments>
<us-gaap:IncomeLossFromEquityMethodInvestments contextRef="Context_FYE_31-Dec-2012_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_WyeMortgageGroupMember" unitRef="USD" decimals="-3">138000</us-gaap:IncomeLossFromEquityMethodInvestments>
<us-gaap:EquityMethodInvestmentOwnershipPercentage contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="3">0.490</us-gaap:EquityMethodInvestmentOwnershipPercentage>
<us-gaap:GoodwillGross contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">17345000</us-gaap:GoodwillGross>
<us-gaap:GoodwillGross contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">17345000</us-gaap:GoodwillGross>
<us-gaap:GoodwillImpairmentLoss contextRef="Context_3ME_30-Sep-2010" unitRef="USD" decimals="-5">1500000</us-gaap:GoodwillImpairmentLoss>

<us-gaap:GoodwillImpairmentLoss contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-5">1200000</us-gaap:GoodwillImpairmentLoss>

<us-gaap:GoodwillImpairmentLoss contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">4224000</us-gaap:GoodwillImpairmentLoss><shbi:GoodwillImpairmentCharges contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">4224000</shbi:GoodwillImpairmentCharges>

<us-gaap:GoodwillImpairmentLoss contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">4224000</us-gaap:GoodwillImpairmentLoss><shbi:GoodwillImpairmentCharges contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">4224000</shbi:GoodwillImpairmentCharges>

<shbi:GoodwillAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">667000</shbi:GoodwillAccumulatedAmortization>
<shbi:GoodwillAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">667000</shbi:GoodwillAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">4928000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">960000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">968000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">1270000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">1730000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">4928000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">960000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">968000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">1270000</us-gaap:FiniteLivedIntangibleAssetsGross>
<us-gaap:FiniteLivedIntangibleAssetsGross contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">1730000</us-gaap:FiniteLivedIntangibleAssetsGross>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">126000</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">126000</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">126000</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">126000</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfAmortizableIntangibleAssetsFiniteLived>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1743000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">581000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">30000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">461000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">671000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1351000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">531000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">0</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">376000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetsNet contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">444000</us-gaap:FiniteLivedIntangibleAssetsNet>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember">P11Y7M6D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">P3M18D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember">P5Y4M24D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember">P2Y8M12D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember">P10Y8M12D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember">P0Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember">P4Y4M24D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember">P2Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
<shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">2510000</shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross>
<shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross contextRef="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">1300000</shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross>
<shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross contextRef="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">1210000</shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross>
<shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">2510000</shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross>
<shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross contextRef="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">1300000</shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross>
<shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross contextRef="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">1210000</shbi:IndefiniteLivedIntangibleAssetsExcludingGoodwillGross>
<us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill contextRef="Context_3ME_30-Sep-2010" unitRef="USD" decimals="-3">51000</us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill>

<us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill contextRef="Context_3ME_30-Sep-2011" unitRef="USD" decimals="-3">120000</us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill>

<us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">45000</us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill><shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">45000</shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill>

<shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">45000</shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill>

<shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill>

<us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">45000</us-gaap:ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill><shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">45000</shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill>

<shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">45000</shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill>

<shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill contextRef="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">0</shbi:ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill>

<us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">2465000</us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill>
<us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill contextRef="Context_As_Of_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">1255000</us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill>
<us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill contextRef="Context_As_Of_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">1210000</us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill>
<us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2465000</us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill>
<us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill contextRef="Context_As_Of_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">1255000</us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill>
<us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill contextRef="Context_As_Of_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">1210000</us-gaap:IndefiniteLivedIntangibleAssetsExcludingGoodwill>
<shbi:IntangibleAssetsGrossExcludingGoodwill contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">7438000</shbi:IntangibleAssetsGrossExcludingGoodwill>
<shbi:IntangibleAssetsGrossExcludingGoodwill contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">7438000</shbi:IntangibleAssetsGrossExcludingGoodwill>
<shbi:ImpairmentOfIntangibleAssetsExcludingGoodwillTotal contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">171000</shbi:ImpairmentOfIntangibleAssetsExcludingGoodwillTotal>
<shbi:ImpairmentOfIntangibleAssetsExcludingGoodwillTotal contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">171000</shbi:ImpairmentOfIntangibleAssetsExcludingGoodwillTotal>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">3059000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">253000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">938000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">809000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2011_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">1059000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">3451000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CustomerRelationshipsMember" unitRef="USD" decimals="-3">303000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_CoreDepositsMember" unitRef="USD" decimals="-3">968000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_InsuranceExpirationsMember" unitRef="USD" decimals="-3">894000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2012_FiniteLivedIntangibleAssetsByMajorClassAxis_EmploymentAgreementsMember" unitRef="USD" decimals="-3">1286000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
<shbi:TotalOtherIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">3059000</shbi:TotalOtherIntangibleAssetsAccumulatedAmortization>
<shbi:TotalOtherIntangibleAssetsAccumulatedAmortization contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">3451000</shbi:TotalOtherIntangibleAssetsAccumulatedAmortization>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">296000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">296000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">255000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">134000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
<us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">87000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
<shbi:InvestmentSecuritiesNonmarketable contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">2866000</shbi:InvestmentSecuritiesNonmarketable>
<shbi:InvestmentSecuritiesNonmarketable contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2750000</shbi:InvestmentSecuritiesNonmarketable>
<us-gaap:PremiumsReceivableGross contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">876000</us-gaap:PremiumsReceivableGross>
<us-gaap:PremiumsReceivableGross contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1089000</us-gaap:PremiumsReceivableGross>
<us-gaap:InterestReceivable contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">3933000</us-gaap:InterestReceivable>
<us-gaap:InterestReceivable contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2796000</us-gaap:InterestReceivable>
<us-gaap:DeferredIncomeTaxesAndOtherTaxReceivableCurrent contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3" id="Footnote-2_1">9036000</us-gaap:DeferredIncomeTaxesAndOtherTaxReceivableCurrent>
<us-gaap:DeferredIncomeTaxesAndOtherTaxReceivableCurrent contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3" id="Footnote-2_2">9180000</us-gaap:DeferredIncomeTaxesAndOtherTaxReceivableCurrent>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3" id="Footnote-3_1">250000</us-gaap:DerivativeAssets>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">250000</us-gaap:DerivativeAssets>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3" id="Footnote-3_2">14000</us-gaap:DerivativeAssets>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">14000</us-gaap:DerivativeAssets>
<us-gaap:DerivativeAssets contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">0</us-gaap:DerivativeAssets>
<us-gaap:PrepaidExpenseAndOtherAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">3641000</us-gaap:PrepaidExpenseAndOtherAssets>
<us-gaap:PrepaidExpenseAndOtherAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2227000</us-gaap:PrepaidExpenseAndOtherAssets>
<us-gaap:OtherAssetsCurrent contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">5399000</us-gaap:OtherAssetsCurrent>
<us-gaap:OtherAssetsCurrent contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">5620000</us-gaap:OtherAssetsCurrent>
<us-gaap:DepositLiabilitiesAccruedInterest contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">569000</us-gaap:DepositLiabilitiesAccruedInterest>
<us-gaap:DepositLiabilitiesAccruedInterest contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">339000</us-gaap:DepositLiabilitiesAccruedInterest>
<us-gaap:AccountsPayableInterestBearingCurrentAndNoncurrent contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">428000</us-gaap:AccountsPayableInterestBearingCurrentAndNoncurrent>
<us-gaap:AccountsPayableInterestBearingCurrentAndNoncurrent contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">428000</us-gaap:AccountsPayableInterestBearingCurrentAndNoncurrent>
<us-gaap:OtherLiabilitiesCurrent contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">8184000</us-gaap:OtherLiabilitiesCurrent>
<us-gaap:OtherLiabilitiesCurrent contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">8408000</us-gaap:OtherLiabilitiesCurrent>
<us-gaap:TimeDepositMaturitiesYearOne contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">244715000</us-gaap:TimeDepositMaturitiesYearOne>
<us-gaap:TimeDepositMaturitiesYearOne contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">245004000</us-gaap:TimeDepositMaturitiesYearOne>
<shbi:TimeDepositMaturitiesYearOneToThree contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">116586000</shbi:TimeDepositMaturitiesYearOneToThree>
<shbi:TimeDepositMaturitiesYearOneToThree contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">108947000</shbi:TimeDepositMaturitiesYearOneToThree>
<shbi:TimeDepositMaturitiesYearThreeToFive contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">83604000</shbi:TimeDepositMaturitiesYearThreeToFive>
<shbi:TimeDepositMaturitiesYearThreeToFive contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">74834000</shbi:TimeDepositMaturitiesYearThreeToFive>
<us-gaap:TimeDeposits contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">444905000</us-gaap:TimeDeposits>
<us-gaap:TimeDeposits contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">428785000</us-gaap:TimeDeposits>
<us-gaap:RepaymentsOfOtherShortTermDebt contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">3378000</us-gaap:RepaymentsOfOtherShortTermDebt>
<us-gaap:RepaymentsOfOtherShortTermDebt contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:RepaymentsOfOtherShortTermDebt>
<us-gaap:RepaymentsOfOtherShortTermDebt contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:RepaymentsOfOtherShortTermDebt>
<us-gaap:ShortTermDebtWeightedAverageInterestRate contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="4">0.0034</us-gaap:ShortTermDebtWeightedAverageInterestRate>
<us-gaap:ShortTermDebtWeightedAverageInterestRate contextRef="Context_As_Of_31-Dec-2011_RangeAxis_WeightedAverageMember_ShortTermDebtTypeAxis_RetailRepurchaseAgreementsMember" unitRef="pure" decimals="4">0.0037</us-gaap:ShortTermDebtWeightedAverageInterestRate>
<us-gaap:ShortTermDebtWeightedAverageInterestRate contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="4">0.0026</us-gaap:ShortTermDebtWeightedAverageInterestRate>
<us-gaap:ShortTermDebtWeightedAverageInterestRate contextRef="Context_As_Of_31-Dec-2012_RangeAxis_WeightedAverageMember_ShortTermDebtTypeAxis_RetailRepurchaseAgreementsMember" unitRef="pure" decimals="4">0.0030</us-gaap:ShortTermDebtWeightedAverageInterestRate>
<us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">501000</us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount>
<us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">430000</us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount>
<us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">513000</us-gaap:DefinedContributionPlanEmployerDiscretionaryContributionAmount>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="Context_As_Of_31-Dec-2010_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">44127</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="Context_As_Of_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">45779</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="Context_As_Of_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">6548</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Context_FYE_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">13923</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="Context_FYE_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">12271</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">39231</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="Context_FYE_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="shares" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="Context_As_Of_31-Dec-2010_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="2">16.76</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="Context_As_Of_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="2">13.20</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="Context_As_Of_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="2">14.89</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="Context_FYE_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="2">6.99</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="Context_FYE_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="2">18.95</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="2">12.92</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="Context_FYE_31-Dec-2011_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_RestrictedStockMember" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="shares" decimals="0">54216</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="shares" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="shares" decimals="0">54216</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod>
<us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="shares" decimals="0">0</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="shares" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="2">6.64</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="2">6.64</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice>
<shbi:EmployeeUnrecognizedStockBasedCompensationExpenses contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">424000</shbi:EmployeeUnrecognizedStockBasedCompensationExpenses>
<shbi:EmployeeUnrecognizedStockBasedCompensationExpenses contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">167000</shbi:EmployeeUnrecognizedStockBasedCompensationExpenses>
<shbi:EmployeeUnrecognizedStockBasedCompensationExpenses contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">143000</shbi:EmployeeUnrecognizedStockBasedCompensationExpenses>
<us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 contextRef="Context_FYE_31-Dec-2010">P1Y8M12D</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
<us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 contextRef="Context_FYE_31-Dec-2011">P8Y6M</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
<us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 contextRef="Context_FYE_31-Dec-2012">P2Y1M6D</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized contextRef="Context_As_Of_31-Dec-2012_AwardTypeAxis_EquityPlan2006Member" unitRef="shares" decimals="0">631972</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant contextRef="Context_As_Of_31-Dec-2012_AwardTypeAxis_EquityPlan2006Member" unitRef="shares" decimals="0">507078</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant>
<shbi:RestrictedStockAwardsVested contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">119000</shbi:RestrictedStockAwardsVested>
<shbi:RestrictedStockAwardsVested contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">245000</shbi:RestrictedStockAwardsVested>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD" decimals="-3">0</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="shares" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_OptionPlan1998Member">2012-05-09</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate>
<us-gaap:CashSurrenderValueOfLifeInsurance contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">3006000</us-gaap:CashSurrenderValueOfLifeInsurance>
<us-gaap:CashSurrenderValueOfLifeInsurance contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">3143000</us-gaap:CashSurrenderValueOfLifeInsurance>
<shbi:AccruedBenefitObligation contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1158000</shbi:AccruedBenefitObligation>
<shbi:AccruedBenefitObligation contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1171000</shbi:AccruedBenefitObligation>
<us-gaap:DeferredCompensationArrangementWithIndividualDescription contextRef="Context_FYE_31-Dec-2012">The Plan permits a participant to elect, each year, to defer receipt of up to 100% of his or her salary and bonus to be earned in the following year.</us-gaap:DeferredCompensationArrangementWithIndividualDescription>
<us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">9036000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
<us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">9180000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
<us-gaap:CurrentFederalTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">1940000</us-gaap:CurrentFederalTaxExpenseBenefit>
<us-gaap:CurrentFederalTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">656000</us-gaap:CurrentFederalTaxExpenseBenefit>
<us-gaap:CurrentFederalTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-3977000</us-gaap:CurrentFederalTaxExpenseBenefit>
<us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">473000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
<us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">236000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
<us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-823000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
<us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">2413000</us-gaap:CurrentIncomeTaxExpenseBenefit>
<us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">892000</us-gaap:CurrentIncomeTaxExpenseBenefit>
<us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-4800000</us-gaap:CurrentIncomeTaxExpenseBenefit>
<us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-2350000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
<us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1233000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
<us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-1140000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
<us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-555000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
<us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-317000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
<us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-625000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_FYE_31-Dec-2010" unitRef="pure" decimals="3">0.340</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_FYE_31-Dec-2011" unitRef="pure" decimals="3">0.340</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="3">0.340</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
<us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome contextRef="Context_FYE_31-Dec-2010" unitRef="pure" decimals="3">0.076</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
<us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome contextRef="Context_FYE_31-Dec-2011" unitRef="pure" decimals="3">0.088</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
<us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="3">0.006</us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses contextRef="Context_FYE_31-Dec-2010" unitRef="pure" decimals="3">-0.243</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses contextRef="Context_FYE_31-Dec-2011" unitRef="pure" decimals="3">-0.060</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="2">0.00</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther contextRef="Context_FYE_31-Dec-2010" unitRef="pure" decimals="3">-0.013</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther contextRef="Context_FYE_31-Dec-2011" unitRef="pure" decimals="3">-0.021</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther>
<us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="3">-0.002</us-gaap:EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther>
<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Context_FYE_31-Dec-2010" unitRef="pure" decimals="3">0.024</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Context_FYE_31-Dec-2011" unitRef="pure" decimals="3">0.036</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
<us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="3">0.059</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Context_FYE_31-Dec-2010" unitRef="pure" decimals="3">0.044</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Context_FYE_31-Dec-2011" unitRef="pure" decimals="3">0.040</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
<us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="3">0.002</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
<us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Context_FYE_31-Dec-2010" unitRef="pure" decimals="3">0.228</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
<us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Context_FYE_31-Dec-2011" unitRef="pure" decimals="3">0.423</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
<us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="3">0.405</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">5640000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">6421000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">137000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">166000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies>
<shbi:DeferredTaxAssetsWriteDownsOtherRealEstateOwned contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">346000</shbi:DeferredTaxAssetsWriteDownsOtherRealEstateOwned>
<shbi:DeferredTaxAssetsWriteDownsOtherRealEstateOwned contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">742000</shbi:DeferredTaxAssetsWriteDownsOtherRealEstateOwned>
<us-gaap:DeferredTaxAssetsOperatingLossCarryforwards contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">212000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
<us-gaap:DeferredTaxAssetsOperatingLossCarryforwards contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">364000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
<us-gaap:DeferredTaxAssetsDeferredIncome contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">2055000</us-gaap:DeferredTaxAssetsDeferredIncome>
<us-gaap:DeferredTaxAssetsDeferredIncome contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">2370000</us-gaap:DeferredTaxAssetsDeferredIncome>
<us-gaap:DeferredTaxAssetsUnrealizedCurrencyLosses contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">2070000</us-gaap:DeferredTaxAssetsUnrealizedCurrencyLosses>
<us-gaap:DeferredTaxAssetsUnrealizedCurrencyLosses contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">803000</us-gaap:DeferredTaxAssetsUnrealizedCurrencyLosses>
<us-gaap:DeferredTaxAssetsOther contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">54000</us-gaap:DeferredTaxAssetsOther>
<us-gaap:DeferredTaxAssetsOther contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">55000</us-gaap:DeferredTaxAssetsOther>
<us-gaap:DeferredTaxAssetsNet contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">11964000</us-gaap:DeferredTaxAssetsNet>
<us-gaap:DeferredTaxAssetsNet contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">12814000</us-gaap:DeferredTaxAssetsNet>
<shbi:DeferredTaxLiabilitiesDepreciation contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">612000</shbi:DeferredTaxLiabilitiesDepreciation>
<shbi:DeferredTaxLiabilitiesDepreciation contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">515000</shbi:DeferredTaxLiabilitiesDepreciation>
<shbi:DeferredTaxLiabilitiesPurchaseAccountingAdjustments contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">680000</shbi:DeferredTaxLiabilitiesPurchaseAccountingAdjustments>
<shbi:DeferredTaxLiabilitiesPurchaseAccountingAdjustments contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1009000</shbi:DeferredTaxLiabilitiesPurchaseAccountingAdjustments>
<shbi:DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">473000</shbi:DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale>
<shbi:DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">451000</shbi:DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale>
<us-gaap:DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">169000</us-gaap:DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains>
<us-gaap:DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">169000</us-gaap:DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains>
<us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">928000</us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities>
<us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1282000</us-gaap:DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities>
<us-gaap:DeferredTaxLiabilitiesOther contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">66000</us-gaap:DeferredTaxLiabilitiesOther>
<us-gaap:DeferredTaxLiabilitiesOther contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">208000</us-gaap:DeferredTaxLiabilitiesOther>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">2928000</us-gaap:DeferredTaxLiabilities>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1383000</us-gaap:DeferredTaxLiabilities>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">3634000</us-gaap:DeferredTaxLiabilities>
<us-gaap:DeferredTaxLiabilities contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1687000</us-gaap:DeferredTaxLiabilities>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_FYE_31-Dec-2010" unitRef="shares" decimals="0">8442</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_FYE_31-Dec-2011" unitRef="shares" decimals="0">8451</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Context_FYE_31-Dec-2012" unitRef="shares" decimals="0">8457</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
<us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Context_FYE_31-Dec-2010" unitRef="shares" decimals="0">0</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
<us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Context_FYE_31-Dec-2011" unitRef="shares" decimals="0">0</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
<us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Context_FYE_31-Dec-2012" unitRef="shares" decimals="0">0</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_FYE_31-Dec-2010" unitRef="shares" decimals="0">8442</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_FYE_31-Dec-2011" unitRef="shares" decimals="0">8451</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Context_FYE_31-Dec-2012" unitRef="shares" decimals="0">8457</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Context_FYE_31-Dec-2010_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_OutstandingStockAwardsMember" unitRef="shares" decimals="-3">182000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Context_FYE_31-Dec-2011_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_OutstandingStockAwardsMember" unitRef="shares" decimals="-3">159000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
<us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Context_FYE_31-Dec-2012_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_OutstandingStockAwardsMember" unitRef="shares" decimals="-3">46000</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">106276000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">41542000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">63667000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">97049000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">41976000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:TierOneRiskBasedCapital contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">53496000</us-gaap:TierOneRiskBasedCapital>
<us-gaap:Capital contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">116917000</us-gaap:Capital>
<us-gaap:Capital contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">45246000</us-gaap:Capital>
<us-gaap:Capital contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">70604000</us-gaap:Capital>
<us-gaap:Capital contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">107208000</us-gaap:Capital>
<us-gaap:Capital contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">45780000</us-gaap:Capital>
<us-gaap:Capital contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">59847000</us-gaap:Capital>
<us-gaap:RiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">846936000</us-gaap:RiskWeightedAssets>
<us-gaap:RiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">295232000</us-gaap:RiskWeightedAssets>
<us-gaap:RiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">551202000</us-gaap:RiskWeightedAssets>
<us-gaap:RiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">805108000</us-gaap:RiskWeightedAssets>
<us-gaap:RiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">303627000</us-gaap:RiskWeightedAssets>
<us-gaap:RiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">501612000</us-gaap:RiskWeightedAssets>
<shbi:AdjustedAverageTotalAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1143990000</shbi:AdjustedAverageTotalAssets>
<shbi:AdjustedAverageTotalAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">431968000</shbi:AdjustedAverageTotalAssets>
<shbi:AdjustedAverageTotalAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">706984000</shbi:AdjustedAverageTotalAssets>
<shbi:AdjustedAverageTotalAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1166865000</shbi:AdjustedAverageTotalAssets>
<shbi:AdjustedAverageTotalAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="USD" decimals="-3">450109000</shbi:AdjustedAverageTotalAssets>
<shbi:AdjustedAverageTotalAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember" unitRef="USD" decimals="-3">713472000</shbi:AdjustedAverageTotalAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="4">0.1255</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="pure" decimals="4">0.1407</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember" unitRef="pure" decimals="4">0.1155</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="4">0.1205</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="pure" decimals="4">0.1382</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember" unitRef="pure" decimals="4">0.1066</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="3">0.138</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="pure" decimals="4">0.1533</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember" unitRef="pure" decimals="4">0.1281</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="4">0.1332</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="pure" decimals="4">0.1508</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:CapitalToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember" unitRef="pure" decimals="4">0.1193</us-gaap:CapitalToRiskWeightedAssets>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31-Dec-2011" unitRef="pure" decimals="4">0.0929</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="pure" decimals="4">0.0962</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31-Dec-2011_LegalEntityAxis_TalbotBankMember" unitRef="pure" decimals="4">0.0901</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="4">0.0832</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_CentrevilleNationalBankMember" unitRef="pure" decimals="4">0.0933</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="Context_As_Of_31-Dec-2012_LegalEntityAxis_TalbotBankMember" unitRef="pure" decimals="4">0.0750</us-gaap:TierOneLeverageCapitalToAverageAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="2">0.04</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="2">0.08</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
<us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="2">0.04</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
<us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="2">0.06</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="2">0.10</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
<us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="2">0.05</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
<us-gaap:ProceedsFromDividendsReceived contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-5">2300000</us-gaap:ProceedsFromDividendsReceived>
<shbi:AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-5">2700000</shbi:AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-5">15500000</us-gaap:LinesOfCreditFairValueDisclosure>
<us-gaap:LinesOfCreditFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-5">15500000</us-gaap:LinesOfCreditFairValueDisclosure>
<us-gaap:FederalHomeLoanBankAdvancesShortTerm contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-5">31600000</us-gaap:FederalHomeLoanBankAdvancesShortTerm>
<us-gaap:FederalHomeLoanBankAdvancesShortTerm contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-5">58000000</us-gaap:FederalHomeLoanBankAdvancesShortTerm>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">61186000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">75112000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">27166000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">28175000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">4374000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1738000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">30000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">28000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">13280000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">23578000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2010_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">15327000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">22602000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-18638000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-4313000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-2600000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-4643000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-7082000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-22264000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-7790000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-2037000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-2954000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-9483000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-12039000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-1555000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-550000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">-13000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-2364000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-7557000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-14404000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-1096000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-310000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">-8000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-2856000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-10134000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-9267000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-2317000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-388000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-4920000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-1642000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-5786000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-1631000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-30000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-2128000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3 contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-1997000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1907000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-1907000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-567000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">-76000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-491000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-5364000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-419000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-1825000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-3120000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-2364000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-1578000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-786000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">62607000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">7765000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">902000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">11000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">24050000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">29879000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">57634000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">21788000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1430000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">67000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">16807000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">17542000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1466000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-170000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">-1296000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-735000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">-771000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">0</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">-48000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">-614000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances contextRef="Context_FYE_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">698000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">75112000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">27166000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">86626000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConstructionLoansMember" unitRef="USD" decimals="-3">36088000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">1738000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">28000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">23578000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2011_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">22602000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_CommercialLoanMember" unitRef="USD" decimals="-3">715000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ConsumerLoanMember" unitRef="USD" decimals="-3">39000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_CommercialRealEstateMember" unitRef="USD" decimals="-3">31833000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue contextRef="Context_As_Of_31-Dec-2012_LongtermDebtTypeAxis_ResidentialRealEstateMember" unitRef="USD" decimals="-3">17951000</shbi:FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue>
<us-gaap:CostOfRealEstateSales contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">3978000</us-gaap:CostOfRealEstateSales>
<us-gaap:CostOfRealEstateSales contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">6429000</us-gaap:CostOfRealEstateSales>
<us-gaap:GainsLossesOnSalesOfOtherRealEstate contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">-657000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
<us-gaap:GainsLossesOnSalesOfOtherRealEstate contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">-1051000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
<us-gaap:GainsLossesOnSalesOfOtherRealEstate contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-1328000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
<us-gaap:RealEstateOtherAdditions contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">10712000</us-gaap:RealEstateOtherAdditions>
<us-gaap:RealEstateOtherAdditions contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">6031000</us-gaap:RealEstateOtherAdditions>
<us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">127742000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
<us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">200193000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
<us-gaap:NotesReceivableNet contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">856917000</us-gaap:NotesReceivableNet>
<us-gaap:NotesReceivableNet contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel3Member" unitRef="USD" decimals="-3">798381000</us-gaap:NotesReceivableNet>
<us-gaap:DepositsFairValueDisclosure contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1013964000</us-gaap:DepositsFairValueDisclosure>
<us-gaap:DepositsFairValueDisclosure contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">1052382000</us-gaap:DepositsFairValueDisclosure>
<us-gaap:ShorttermDebtFairValue contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">17817000</us-gaap:ShorttermDebtFairValue>
<us-gaap:ShorttermDebtFairValue contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">13761000</us-gaap:ShorttermDebtFairValue>
<us-gaap:LongTermDebtFairValue contextRef="Context_As_Of_31-Dec-2011_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">470000</us-gaap:LongTermDebtFairValue>
<us-gaap:LongTermDebtFairValue contextRef="Context_As_Of_31-Dec-2012_FairValueByFairValueHierarchyLevelAxis_FairValueInputsLevel2Member" unitRef="USD" decimals="-3">0</us-gaap:LongTermDebtFairValue>
<shbi:InterestRateCapsPurchased contextRef="Context_3ME_30-Jun-2009" unitRef="USD" decimals="-5">7100000</shbi:InterestRateCapsPurchased>
<shbi:DerivativeCapFixedInterestRate contextRef="Context_3ME_30-Jun-2009" unitRef="pure" decimals="4">0.0297</shbi:DerivativeCapFixedInterestRate>
<us-gaap:DepositsMoneyMarketDeposits contextRef="Context_As_Of_30-Jun-2009" unitRef="USD" decimals="-6">70000000</us-gaap:DepositsMoneyMarketDeposits>
<us-gaap:DerivativeAssetFairValueNet contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">250000</us-gaap:DerivativeAssetFairValueNet>
<us-gaap:DerivativeAssetFairValueNet contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">14000</us-gaap:DerivativeAssetFairValueNet>
<shbi:InterestExpenseHedgedDeposits contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">429000</shbi:InterestExpenseHedgedDeposits>
<shbi:InterestExpenseHedgedDeposits contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-5">1300000</shbi:InterestExpenseHedgedDeposits>
<shbi:InterestExpenseHedgedDeposits contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-5">2000000</shbi:InterestExpenseHedgedDeposits>
<shbi:FutureInterestExpensesOnHedgeDeposits contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-5">1500000</shbi:FutureInterestExpensesOnHedgeDeposits>
<shbi:CommitmentsToExtendCreditOutstanding contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">136222000</shbi:CommitmentsToExtendCreditOutstanding>
<shbi:CommitmentsToExtendCreditOutstanding contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">141518000</shbi:CommitmentsToExtendCreditOutstanding>
<us-gaap:LettersOfCreditOutstandingAmount contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">11311000</us-gaap:LettersOfCreditOutstandingAmount>
<us-gaap:LettersOfCreditOutstandingAmount contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">12817000</us-gaap:LettersOfCreditOutstandingAmount>
<shbi:CommitmentsOutstandingTotal contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">147533000</shbi:CommitmentsOutstandingTotal>
<shbi:CommitmentsOutstandingTotal contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">154335000</shbi:CommitmentsOutstandingTotal>
<shbi:DividendsFromSubsidiaries contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2786000</shbi:DividendsFromSubsidiaries>
<shbi:DividendsFromSubsidiaries contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1519000</shbi:DividendsFromSubsidiaries>
<shbi:DividendsFromSubsidiaries contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">3154000</shbi:DividendsFromSubsidiaries>
<shbi:ManagementAndOtherFeesFromSubsidiaries contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">6095000</shbi:ManagementAndOtherFeesFromSubsidiaries>
<shbi:ManagementAndOtherFeesFromSubsidiaries contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">5783000</shbi:ManagementAndOtherFeesFromSubsidiaries>
<shbi:ManagementAndOtherFeesFromSubsidiaries contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">5692000</shbi:ManagementAndOtherFeesFromSubsidiaries>
<us-gaap:OtherInterestAndDividendIncome contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">70000</us-gaap:OtherInterestAndDividendIncome>
<us-gaap:OtherInterestAndDividendIncome contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">245000</us-gaap:OtherInterestAndDividendIncome>
<us-gaap:OtherInterestAndDividendIncome contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">177000</us-gaap:OtherInterestAndDividendIncome>
<us-gaap:InvestmentIncomeInterest contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1000</us-gaap:InvestmentIncomeInterest>
<us-gaap:InvestmentIncomeInterest contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">6000</us-gaap:InvestmentIncomeInterest>
<us-gaap:InvestmentIncomeInterest contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">3000</us-gaap:InvestmentIncomeInterest>
<us-gaap:LaborAndRelatedExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">4120000</us-gaap:LaborAndRelatedExpense>
<us-gaap:LaborAndRelatedExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">3977000</us-gaap:LaborAndRelatedExpense>
<us-gaap:LaborAndRelatedExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">4188000</us-gaap:LaborAndRelatedExpense>
<shbi:OccupancyAndEquipmentExpense contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">494000</shbi:OccupancyAndEquipmentExpense>
<shbi:OccupancyAndEquipmentExpense contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">471000</shbi:OccupancyAndEquipmentExpense>
<shbi:OccupancyAndEquipmentExpense contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">463000</shbi:OccupancyAndEquipmentExpense>
<us-gaap:OtherCostAndExpenseOperating contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1499000</us-gaap:OtherCostAndExpenseOperating>
<us-gaap:OtherCostAndExpenseOperating contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1360000</us-gaap:OtherCostAndExpenseOperating>
<us-gaap:OtherCostAndExpenseOperating contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1529000</us-gaap:OtherCostAndExpenseOperating>
<us-gaap:OperatingCostsAndExpenses contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">6285000</us-gaap:OperatingCostsAndExpenses>
<us-gaap:OperatingCostsAndExpenses contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">5962000</us-gaap:OperatingCostsAndExpenses>
<us-gaap:OperatingCostsAndExpenses contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">6287000</us-gaap:OperatingCostsAndExpenses>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2667000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1591000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2739000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2516000</us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">1781000</us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2797000</us-gaap:IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest>
<us-gaap:NetIncomeLossAttributableToNoncontrollingInterest contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">4183000</us-gaap:NetIncomeLossAttributableToNoncontrollingInterest>
<us-gaap:NetIncomeLossAttributableToNoncontrollingInterest contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2678000</us-gaap:NetIncomeLossAttributableToNoncontrollingInterest>
<us-gaap:NetIncomeLossAttributableToNoncontrollingInterest contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">12435000</us-gaap:NetIncomeLossAttributableToNoncontrollingInterest>
<us-gaap:DepreciationDepletionAndAmortization contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">414000</us-gaap:DepreciationDepletionAndAmortization>
<us-gaap:DepreciationDepletionAndAmortization contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">404000</us-gaap:DepreciationDepletionAndAmortization>
<us-gaap:DepreciationDepletionAndAmortization contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">367000</us-gaap:DepreciationDepletionAndAmortization>
<us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">25000</us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates>
<us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">25000</us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates>
<us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:PaymentsToAcquireInterestInSubsidiariesAndAffiliates>
<shbi:PaymentsToAcquireInterestInSubsidiaries contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</shbi:PaymentsToAcquireInterestInSubsidiaries>
<shbi:PaymentsToAcquireInterestInSubsidiaries contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">550000</shbi:PaymentsToAcquireInterestInSubsidiaries>
<shbi:PaymentsToAcquireInterestInSubsidiaries contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">2000000</shbi:PaymentsToAcquireInterestInSubsidiaries>
<us-gaap:ProceedsFromIssuanceOfLongTermDebt contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">3200000</us-gaap:ProceedsFromIssuanceOfLongTermDebt>
<us-gaap:ProceedsFromIssuanceOfLongTermDebt contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfLongTermDebt>
<us-gaap:ProceedsFromIssuanceOfLongTermDebt contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentMember" unitRef="USD" decimals="-3">0</us-gaap:ProceedsFromIssuanceOfLongTermDebt>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-521000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-5418000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2010_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">5939000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-455000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-5148000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2011_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">5603000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_InsuranceProductsAndServicesMember" unitRef="USD" decimals="-3">-503000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_CommunityBankingMember" unitRef="USD" decimals="-3">-4993000</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2012_LegalEntityAxis_ParentCompanyMember" unitRef="USD" decimals="-3">5496000</shbi:IntersegmentExpenseIncome>
<us-gaap:PreferredStockSharesIssued contextRef="Context_As_Of_09-Jan-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember" unitRef="shares" decimals="0">25000</us-gaap:PreferredStockSharesIssued>
<us-gaap:StockIssuedDuringPeriodValueNewIssues contextRef="Context_Custom_31-Jan-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember" unitRef="USD" decimals="-5">25000000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
<us-gaap:PreferredStockRedemptionAmount contextRef="Context_As_Of_15-Apr-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember" unitRef="USD" decimals="-3">25000</us-gaap:PreferredStockRedemptionAmount>
<us-gaap:PreferredStockValue contextRef="Context_As_Of_31-Dec-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember" unitRef="USD" decimals="-5">23500000</us-gaap:PreferredStockValue>
<us-gaap:DividendsPreferredStockPaidinkind contextRef="Context_FYE_31-Dec-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember" unitRef="USD" decimals="-5">1500000</us-gaap:DividendsPreferredStockPaidinkind>
<us-gaap:DividendsPreferredStock contextRef="Context_FYE_31-Dec-2009_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember" unitRef="USD" decimals="-5">1800000</us-gaap:DividendsPreferredStock>
<us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember_RangeAxis_MaximumMember">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>

<us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MinimumMember">P10Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
<us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_ComputerEquipmentMember_RangeAxis_MinimumMember">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
<us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_BuildingAndBuildingImprovementsMember_RangeAxis_MaximumMember">P40Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
<us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_LandImprovementsMember">P15Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
<us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_ComputerEquipmentMember_RangeAxis_MaximumMember">P5Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
<us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="Context_FYE_31-Dec-2012_PropertyPlantAndEquipmentByTypeAxis_FurnitureAndFixturesMember_RangeAxis_MinimumMember">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
<us-gaap:OtherAssetImpairmentCharges contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">51000</us-gaap:OtherAssetImpairmentCharges>
<us-gaap:OtherAssetImpairmentCharges contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">120000</us-gaap:OtherAssetImpairmentCharges>
<us-gaap:AdvertisingExpense contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">347000</us-gaap:AdvertisingExpense>
<us-gaap:AdvertisingExpense contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">296000</us-gaap:AdvertisingExpense>
<us-gaap:AdvertisingExpense contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">338000</us-gaap:AdvertisingExpense>
<us-gaap:TimeDeposits100000OrMore contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-5">243500000</us-gaap:TimeDeposits100000OrMore>
<us-gaap:TimeDeposits100000OrMore contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-5">225300000</us-gaap:TimeDeposits100000OrMore>
<us-gaap:LossOnCashFlowHedgeIneffectiveness contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:LossOnCashFlowHedgeIneffectiveness>
<us-gaap:LossOnCashFlowHedgeIneffectiveness contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">0</us-gaap:LossOnCashFlowHedgeIneffectiveness>
<us-gaap:LossOnCashFlowHedgeIneffectiveness contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">1339000</us-gaap:LossOnCashFlowHedgeIneffectiveness>
<us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss>
<us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">0</us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss>
<us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">-540000</us-gaap:UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss>
<shbi:ScheduleOfShareBasedCompensationTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on stock-based compensation expense for 2012, 2011 and 2010.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Stock-based compensation expense&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;209&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;338&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;390&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -3.3pt; padding-left: 3.3pt; font-size-adjust: none; font-stretch: normal;"&gt;Excess tax expense related to stock-based compensation&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;106&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;45&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;20&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="10"&gt;December 31,&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;"&gt;Unrecognized stock-based compensation expense&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;143&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;167&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;424&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;"&gt;Weighted average period unrecognized expense is expected to be recognized&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-family: times new roman, times, serif;"&gt;&lt;b&gt;2.1 years&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-family: times new roman, times, serif;"&gt;8.5 months&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-family: times new roman, times, serif;"&gt;1.7 years&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;</shbi:ScheduleOfShareBasedCompensationTableTextBlock>
<us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;div&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;The following weighted average assumptions were used as inputs to the Black-Scholes valuation model for options granted in 2012. &lt;/font&gt;&lt;/div&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;div&gt;&amp;#160;&lt;/div&gt;
&lt;table align="center" style="font: 10pt/normal times new roman, times, serif; width: 50%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: top; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;Dividend yield&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 28%; text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;0.60%&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: top; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;Expected volatility&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;58.65%&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: top; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;Risk-free interest rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;1.69%&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: top; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;Expected contract life (in years)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;; font-family:times new roman,times" size="2"&gt;5.83&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock>


<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">1450000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">1353000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">0</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves>
<us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">540000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves>
<us-gaap:IncomeTaxesReceivable contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">719000</us-gaap:IncomeTaxesReceivable>
<us-gaap:IncomeTaxesReceivable contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">5160000</us-gaap:IncomeTaxesReceivable>
<shbi:DeferredCompensationContribution contextRef="Context_As_Of_31-Dec-2010" unitRef="USD" decimals="-3">94000</shbi:DeferredCompensationContribution>
<shbi:DeferredCompensationContribution contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">65000</shbi:DeferredCompensationContribution>
<shbi:DeferredCompensationContribution contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">20000</shbi:DeferredCompensationContribution>
<us-gaap:DeferredCompensationLiabilityCurrent contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">544000</us-gaap:DeferredCompensationLiabilityCurrent>
<us-gaap:DeferredCompensationLiabilityCurrent contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">632000</us-gaap:DeferredCompensationLiabilityCurrent>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD" decimals="-3">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
<shbi:StockBasedCompensationWeightedAverageFairValueGrantValue contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="2">3.44</shbi:StockBasedCompensationWeightedAverageFairValueGrantValue>
<shbi:StockBasedCompensationWeightedAverageFairValueExercisedValue contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</shbi:StockBasedCompensationWeightedAverageFairValueExercisedValue>
<shbi:StockBasedCompensationWeightedAverageFairValueExpiredValue contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</shbi:StockBasedCompensationWeightedAverageFairValueExpiredValue>


<shbi:WeightedAverageGrantDateFairValueExercisable contextRef="Context_FYE_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</shbi:WeightedAverageGrantDateFairValueExercisable>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="4">0.0060</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="4">0.5865</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate>
<us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="4">0.0169</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 contextRef="Context_FYE_31-Dec-2012">P5Y9M29D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1>
<shbi:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_OptionPlan1998Member" unitRef="shares" decimals="0">7125</shbi:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross>
<shbi:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod contextRef="Context_FYE_31-Dec-2012_AwardTypeAxis_EquityPlan2006Member">P10Y</shbi:ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod>
<shbi:PercentageOfAfterTwoYearsGrants contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="2">0.50</shbi:PercentageOfAfterTwoYearsGrants>
<shbi:PercentageOfAfterThreeYearsGrants contextRef="Context_FYE_31-Dec-2012" unitRef="pure" decimals="2">0.50</shbi:PercentageOfAfterThreeYearsGrants>
<shbi:ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice contextRef="Context_FYE_31-Dec-2012" unitRef="USD_per_Share" decimals="2">5.39</shbi:ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice>
<us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 contextRef="Context_FYE_31-Dec-2012">P9Y2M12D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
<shbi:GoodwillWeightedAverageRemainingLife contextRef="Context_FYE_31-Dec-2011">P0Y</shbi:GoodwillWeightedAverageRemainingLife>
<shbi:GoodwillWeightedAverageRemainingLife contextRef="Context_FYE_31-Dec-2012">P0Y</shbi:GoodwillWeightedAverageRemainingLife>
<shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable contextRef="Context_As_Of_31-Dec-2011" unitRef="USD" decimals="-3">0</shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable>
<shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable contextRef="Context_As_Of_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">0</shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable>
<shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable contextRef="Context_As_Of_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">0</shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable>
<shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable contextRef="Context_As_Of_31-Dec-2012" unitRef="USD" decimals="-3">0</shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable>
<shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable contextRef="Context_As_Of_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember" unitRef="USD" decimals="-3">0</shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable>
<shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable contextRef="Context_As_Of_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember" unitRef="USD" decimals="-3">0</shbi:FiniteLivedIntangibleAssetsAccumulatedUnamortizable>
<shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable contextRef="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember">P0Y</shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable>
<shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable contextRef="Context_FYE_31-Dec-2011_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember">P0Y</shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable>
<shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable contextRef="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_CarrierRelationshipsMember">P0Y</shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable>
<shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable contextRef="Context_FYE_31-Dec-2012_IndefiniteLivedIntangibleAssetsByMajorClassAxis_TradeNamesMember">P0Y</shbi:FiniteLivedIntangibleAssetUsefulLifeUnamortizable>
<us-gaap:LongTermDebtPercentageBearingFixedInterestRate contextRef="Context_As_Of_31-Dec-2012" unitRef="pure" decimals="4">0.0408</us-gaap:LongTermDebtPercentageBearingFixedInterestRate>

<!-- Footnote Section -->
<link:footnoteLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<link:loc xlink:type="locator" xlink:href="#Footnote-1_1" xlink:label="lab_Footnote-1_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_2" xlink:label="lab_Footnote-1_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_3" xlink:label="lab_Footnote-1_3"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_3"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_4" xlink:label="lab_Footnote-1_4"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_4"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_5" xlink:label="lab_Footnote-1_5"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_5"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_6" xlink:label="lab_Footnote-1_6"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_6"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_7" xlink:label="lab_Footnote-1_7"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_7"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_8" xlink:label="lab_Footnote-1_8"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_8"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_9" xlink:label="lab_Footnote-1_9"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_9"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_10" xlink:label="lab_Footnote-1_10"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_10"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_11" xlink:label="lab_Footnote-1_11"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_11"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_12" xlink:label="lab_Footnote-1_12"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_12"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_13" xlink:label="lab_Footnote-1_13"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_13"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_14" xlink:label="lab_Footnote-1_14"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_14"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_15" xlink:label="lab_Footnote-1_15"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_15"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_16" xlink:label="lab_Footnote-1_16"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_16"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_17" xlink:label="lab_Footnote-1_17"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_17"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_18" xlink:label="lab_Footnote-1_18"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_18"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_19" xlink:label="lab_Footnote-1_19"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_19"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_20" xlink:label="lab_Footnote-1_20"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_20"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_21" xlink:label="lab_Footnote-1_21"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_21"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_22" xlink:label="lab_Footnote-1_22"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_22"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_23" xlink:label="lab_Footnote-1_23"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_23"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-1_24" xlink:label="lab_Footnote-1_24"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-1" xlink:from="lab_Footnote-1_24"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_1" xlink:label="lab_Footnote-2_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-2_2" xlink:label="lab_Footnote-2_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-2" xlink:from="lab_Footnote-2_2"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-3_1" xlink:label="lab_Footnote-3_1"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-3" xlink:from="lab_Footnote-3_1"/>
<link:loc xlink:type="locator" xlink:href="#Footnote-3_2" xlink:label="lab_Footnote-3_2"/>
<link:footnoteArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote" order="1.0" xlink:to="Footnote-3" xlink:from="lab_Footnote-3_2"/>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-1">Generally, a loan is considered in default when principal or interest is past due 30 days or more.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-2">See Note 15 for further discussion.</link:footnote>
<link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xml:lang="en-US" xlink:label="Footnote-3">See Note 20 for further discussion.</link:footnote>
</link:footnoteLink>
<shbi:FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;2012&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;2011&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Other real estate owned:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;9,385&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;3,702&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Sales&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(6,429&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(3,978&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Write-downs&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(1,328&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(1,051&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;Additions&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;6,031&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;10,712&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Ending balance&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;7,659&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;9,385&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock>
<shbi:WeightedAverageGrantDateFairValueOutstanding contextRef="Context_As_Of_31-Dec-2012_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="2">3.44</shbi:WeightedAverageGrantDateFairValueOutstanding>
<shbi:WeightedAverageGrantDateFairValueOutstanding contextRef="Context_As_Of_31-Dec-2011_MajorTypesOfDebtAndEquitySecuritiesAxis_StockOptionMember" unitRef="USD_per_Share" decimals="0">0</shbi:WeightedAverageGrantDateFairValueOutstanding>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">0</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2011" unitRef="USD" decimals="-3">0</shbi:IntersegmentExpenseIncome>
<shbi:IntersegmentExpenseIncome contextRef="Context_FYE_31-Dec-2010" unitRef="USD" decimals="-3">0</shbi:IntersegmentExpenseIncome>
<xbrli:context id="Context_As_Of_31-Dec-2011_StatementBusinessSegmentsAxis_InsuranceProductsAndServicesSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">shbi:InsuranceProductsAndServicesSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2011-12-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:Goodwill contextRef="Context_As_Of_31-Dec-2011_StatementBusinessSegmentsAxis_InsuranceProductsAndServicesSegmentMember" unitRef="USD" decimals="-5">9900000</us-gaap:Goodwill>
<us-gaap:SignificantAccountingPoliciesTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The consolidated financial statements include the accounts of Shore Bancshares, Inc. and its subsidiaries (collectively referred to in these Notes as the &amp;#8220;Company&amp;#8221;), with all significant intercompany transactions eliminated. The investments in subsidiaries are recorded on the Company&amp;#8217;s books (Parent only) on the basis of its equity in the net assets of the subsidiaries. The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (&amp;#8220;GAAP&amp;#8221;). For purposes of comparability, certain reclassifications have been made to amounts previously reported to conform with the current period presentation.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Nature of Operations&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The Company engages in the banking business through CNB, a Maryland commercial bank with trust powers, and The Talbot Bank of Easton, Maryland, a Maryland commercial bank (&amp;#8220;Talbot Bank&amp;#8221;). Through December 31, 2010, the Company also engaged in the banking business through The Felton Bank, a Delaware commercial bank (&amp;#8220;Felton Bank&amp;#8221; and, together with CNB and Talbot Bank, the &amp;#8220;Banks&amp;#8221;), which was merged into CNB on January 1, 2011. The Company&amp;#8217;s primary source of revenue is interest earned on commercial, real estate and consumer loans made to customers located on the Delmarva Peninsula. The Company engages in the insurance business through two general insurance producer firms, The Avon-Dixon Agency, LLC, a Maryland limited liability company, and Elliott Wilson Insurance, LLC, a Maryland limited liability company; one marine insurance producer firm, Jack Martin &amp;amp; Associates, Inc., a Maryland corporation; three wholesale insurance firms, Tri-State General Insurance Agency, LTD, a Maryland corporation, Tri-State General Insurance Agency of New Jersey, Inc., a New Jersey corporation, and Tri-State General Insurance Agency of Virginia, Inc., a Virginia corporation (collectively, &amp;#8220;TSGIA&amp;#8221;); and two insurance premium finance companies, Mubell Finance, LLC, a Maryland limited liability company, and ESFS, Inc., a Maryland corporation (all of the foregoing insurance entities are collectively referred to as the &amp;#8220;Insurance Subsidiaries&amp;#8221;).&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Use of Estimates&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The allowance for credit losses is a material estimate that is particularly susceptible to significant changes in the near term. Management believes that the Company&amp;#8217;s current allowance for credit losses is sufficient to address the probable losses in the current portfolio. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination processes, periodically review the Company&amp;#8217;s allowance for credit losses. Such agencies may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Investment Securities Available for Sale&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Investment securities available for sale are stated at estimated fair value based on quoted market prices. They represent those securities which management may sell as part of its asset/liability management strategy or which may be sold in response to changing interest rates, changes in prepayment risk or other similar factors. The cost of securities sold is determined by the specific identification method. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Net unrealized holding gains and losses on these securities are reported as accumulated other comprehensive income, a separate component of stockholders&amp;#8217; equity, net of related income taxes. Declines in the fair value of individual available-for-sale securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value and are reflected in earnings as realized losses. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Investment Securities Held to Maturity&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Investment securities held to maturity are stated at cost adjusted for amortization of premiums and accretion of discounts. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. The Company intends and has the ability to hold such securities until maturity. Declines in the fair value of individual held-to-maturity securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Loans&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Loans are stated at their principal amount outstanding net of any deferred fees and costs. Interest income on loans is accrued at the contractual rate based on the principal amount outstanding. Fees charged and costs capitalized for originating loans are being amortized substantially on the interest method over the term of the loan. A loan is placed on nonaccrual (i.e., interest income is no longer accrued) when it is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more, unless the loan is well secured and in the process of collection. Any unpaid interest previously accrued on those loans is reversed from income. Interest payments received on nonaccrual loans are applied as a reduction of the loan principal balance unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;A loan is considered impaired if it is probable that the Company will not collect all principal and interest payments according to the loan&amp;#8217;s contractual terms. An impaired loan may show deficiencies in the borrower&amp;#8217;s overall financial condition, payment history, support available from financial guarantors and/or the fair market value of collateral. The impairment of a loan is measured at the present value of expected future cash flows using the loan&amp;#8217;s effective interest rate, or at the loan&amp;#8217;s observable market price or the fair value of the collateral if the loan is collateral dependent. Generally, the Company measures impairment on such loans by reference to the fair value of the collateral. Once the amount of impairment has been determined, the uncollectible portion is charged off. Income on impaired loans is recognized on a cash basis, and payments are first applied against the principal balance outstanding (i.e., placing impaired loans on nonaccrual status). Generally, interest income is not recognized on impaired loans unless the likelihood of further loss is remote. The allowance for credit losses may include specific reserves related to impaired loans. Specific reserves remain until charge offs are made. Impaired loans do not include groups of smaller balance homogeneous loans such as residential mortgage and consumer installment loans that are evaluated collectively for impairment. Reserves for probable credit losses related to these loans are based on historical loss ratios and are included in the formula portion of the allowance for credit losses. See additional discussion below under the section, &amp;#8220;Allowance for Credit Losses&amp;#8221;.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;A loan is considered a troubled debt restructuring if a borrower is experiencing financial difficulties and a creditor has granted a concession. &lt;font style="color: black;"&gt;Concessions may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses. All loans designated as troubled debt restructurings are considered impaired loans and may be on either accrual or nonaccrual status. &lt;/font&gt;The Company does not participate in any specific government or Company sponsored loan modification programs. All restructured loan agreements are contracts negotiated with each of the borrowers.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Allowance for Credit Losses&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The allowance for credit losses is maintained at a level believed adequate by management to absorb losses inherent in the loan portfolio as of the balance sheet date and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans and actual loss experience, current economic events in specific industries and geographical areas, including unemployment levels, and other pertinent factors, including regulatory guidance and general economic conditions and other observable data. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows or collateral value of impaired loans, estimated losses on pools of homogeneous loans that are based on historical loss experience, and consideration of current economic trends, all of which may be susceptible to significant change. Loans, or portions thereof, that are considered uncollectible are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management&amp;#8217;s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The allowance for credit losses is an estimate of the losses that may be sustained in the loan portfolio. The allowance is based on two basic principles of accounting: (i) Accounting Standards Codification (&amp;#8220;ASC&amp;#8221;) Topic 450, &amp;#8220;Contingencies&amp;#8221;, which requires that losses be accrued when they are probable of occurring and estimable; and (ii) ASC Topic 310, &amp;#8220;Receivables,&amp;#8221; which requires that losses be accrued based on the differences between the loan balance and the value of collateral, present value of future cash flows or values that are observable in the secondary market. Management uses many factors to estimate the inherent loss that may be present in our loan portfolio, including economic conditions and trends, the value and adequacy of collateral, the volume and mix of the loan portfolio, and our internal loan processes. Actual losses could differ significantly from management&amp;#8217;s estimates. In addition, GAAP itself may change from one previously acceptable method to another. Although the economics of transactions would be the same, the timing of events that would impact the transactions could change.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The allowance for credit losses is comprised of three parts: (i) the specific allowance; (ii) the formula allowance; and (iii) the nonspecific allowance. The specific allowance is established against impaired loans (i.e., nonaccrual loans and troubled debt restructurings) until charge offs are made. The formula allowance, described below, is determined based on management&amp;#8217;s assessment of industry trends and economic factors in the markets in which we operate. The determination of the formula allowance involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in our historical loss factors. The nonspecific allowance captures losses that have impacted the portfolio but have yet to be recognized in either the specific or formula allowance.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The formula allowance is used to estimate the loss on internally risk-rated loans, exclusive of those identified as impaired. Loans are grouped by type (construction, residential real estate, commercial real estate, commercial or consumer). Each loan type is assigned allowance factors based on management&amp;#8217;s estimate of the risk, complexity and size of individual loans within a particular category. Loans that are identified as special mention, substandard and doubtful are adversely rated. These loans are assigned higher allowance factors than favorably rated loans due to management&amp;#8217;s concerns regarding collectability or management&amp;#8217;s knowledge of particular elements regarding the borrower. A special mention loan has potential weaknesses that could result in a future loss to the Company if the weaknesses are realized. A substandard loan has certain deficiencies that could result in a future loss to the Company if these deficiencies are not corrected. A doubtful loan has enough risk that there is a high probability that the Company will sustain a loss.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Premises and Equipment&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are calculated using the straight-line method over the estimated useful lives of the assets. Useful lives range from three to 10 years for furniture, fixtures and equipment; three to five years for computer hardware and data handling equipment; and 10 to 40 years for buildings and building improvements. Land improvements are amortized over a period of 15 years and leasehold improvements are amortized over the term of the respective lease. Sale-leaseback transactions are considered normal leasebacks and any realized gains are deferred and amortized to other income on a straight-line basis over the initial lease term. Maintenance and repairs are charged to expense as incurred, while improvements which extend the useful life of an asset are capitalized and depreciated over the estimated remaining life of the asset.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Long-lived assets are evaluated periodically for impairment when events or changes in circumstances indicate the carrying amount may not be recoverable. Impairment exists when the expected undiscounted future cash flows of a long-lived asset are less than its carrying value. In that event, the Company recognizes a loss for the difference between the carrying amount and the estimated fair value of the asset.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Goodwill and Other Intangible Assets&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that also lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract, asset or liability. Goodwill and other intangible assets with indefinite lives are tested at least annually for impairment, usually during the third quarter, or on an interim basis if circumstances dictate. Intangible assets that have finite lives are amortized over their estimated useful lives and also are subject to impairment testing. The Company&amp;#8217;s other intangible assets that have finite lives are amortized on a straight-line basis over varying periods not exceeding 21 years.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Impairment testing requires that the fair value of each of the Company&amp;#8217;s reporting units be compared to the carrying amount of its net assets, including goodwill. The Company&amp;#8217;s reporting units were identified based on an analysis of each of its individual operating segments. If the fair value of a reporting unit is less than book value, an expense may be required to write down the related goodwill or purchased intangibles to record an impairment loss.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;During the third quarter of 2012, goodwill and other intangible assets were subjected to the annual assessment for impairment. As a result of the assessment, it was determined that there was no impairment at the Company&amp;#8217;s subsidiaries that have these intangible assets on their balance sheets. During the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&amp;#8217;s retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment charges of $120 thousand reflected in noninterest expense. In 2010, the annual assessment determined that goodwill was impaired at one of the Banks and goodwill and other intangible assets were impaired in the Company&amp;#8217;s wholesale insurance business. The Company recorded goodwill impairment charges of $1.5 million at that Bank and goodwill impairment charges of $1.5 million and other intangible assets impairment charges of $51 thousand at the wholesale insurance business.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Other Real Estate Owned&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Other real estate owned represents assets acquired in satisfaction of loans either by foreclosure or deeds taken in lieu of foreclosure. Properties acquired are recorded at the lower of cost or fair value less estimated selling costs at the time of acquisition with any deficiency charged to the allowance for credit losses. Thereafter, costs incurred to operate or carry the properties as well as reductions in value as determined by periodic appraisals are charged to operating expense. Gains&amp;#160;and losses resulting from the final disposition of the properties are included in noninterest income.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Short-Term Borrowings&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Short-term borrowings are comprised primarily of repurchase agreements. The repurchase agreements are securities sold to the Company&amp;#8217;s customers, at the customers&amp;#8217; request, under a continuing &amp;#8220;roll-over&amp;#8221; contract that matures in one business day. The underlying securities sold are U.S. Government agency securities, which are segregated from the Company&amp;#8217;s other investment securities by its safekeeping agents.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Income Taxes&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Shore Bancshares, Inc. and its subsidiaries file a consolidated federal income tax return. The Company accounts for income taxes using the liability method in accordance with required accounting guidance. Under this method, deferred tax assets and liabilities are determined by applying the applicable federal and state income tax rates to cumulative temporary differences. These temporary differences represent differences between financial statement carrying amounts and the corresponding tax bases of certain assets and liabilities. Deferred taxes result from such temporary differences.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in the period that includes the enactment date. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent on the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes accrued interest and penalties as a component of tax expense. The Company does not have any uncertain tax positions and did not recognize any adjustments for unrecognized tax benefits. The Company remains subject to examination for income tax returns ending after December 31, 2007.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Basic and Diluted Earnings Per Common Share&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Basic earnings (loss) per share is calculated by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding and does not include the effect of any potentially dilutive common stock equivalents. Diluted earnings (loss) per share is calculated by dividing net income (loss) by the weighted-average number of shares outstanding, adjusted for the effect of any potentially dilutive common stock equivalents. There is no dilutive effect on the loss per share during loss periods. See Note 16 for further information.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Transfers of Financial Assets&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (i) the assets have been isolated from the Company, (ii) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Statement of Cash Flows&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Cash and due from banks, interest-bearing deposits with other banks and federal funds sold are considered &amp;#8220;cash and cash equivalents&amp;#8221; for financial reporting purposes.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Stock-Based Compensation&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;"&gt;&lt;font style="color: black;"&gt;Accounting guidance for stock-based compensation requires that expense relating to such transactions be recognized as compensation cost in the income statement. Stock-based compensation expense is recognized ratably over the requisite service period for all awards and is based on the grant date fair value. &lt;/font&gt;See Note 13 for a further discussion.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;"&gt;&lt;b&gt;Derivative Instruments and Hedging Activities&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;"&gt;Under accounting guidance for derivative instruments and hedging activities, all derivatives are recorded as other assets or other liabilities on the balance sheet at their respective fair values. When the purpose of a derivative is to hedge the variability of a floating rate asset or liability, the derivative is considered a &amp;#8220;cash flow&amp;#8221; hedge. To account for the effective portion of a cash flow hedge, unrealized gains and losses due to changes in the fair value of the derivative designated as a cash flow hedge are recorded in other comprehensive income. Ineffectiveness resulting from differences between the cash flows of the hedged item and changes in fair value of the derivative is recognized as other noninterest income. The net interest settlement on a derivative designated as a cash flow hedge is treated as an adjustment of the interest income or interest expense of the hedged asset or liability.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Fair Value&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The Company measures certain financial assets and liabilities at fair value. Significant financial instruments measured at fair value on a recurring basis are investment securities and interest rate caps. Impaired loans and other real estate and other assets owned are significant financial instruments measured at fair value on a nonrecurring basis. See Note 19 for a further discussion of fair value.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;&amp;#160;&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Advertising Costs&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Advertising costs are generally expensed as incurred. The Company incurred advertising costs of approximately $338 thousand, $296 thousand and $347 thousand for the years ended December 31, 2012, 2011 and 2010, respectively.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;Recent Accounting Standards&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px 0pt 0.25in; text-align: justify; text-indent: -0.25in; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;i&gt;Accounting Standards Update (&amp;#8220;ASU&amp;#8221;) 2011-03&lt;/i&gt;, &amp;#8220;&lt;i&gt;Transfers and Servicing (ASC Topic 860) -&lt;/i&gt; &lt;i&gt;Reconsideration of Effective Control for Repurchase Agreements.&lt;/i&gt;&amp;#8221; ASU 2011-03 affects all entities that enter into agreements to transfer financial assets that both entitle and obligate the transferor to repurchase or redeem the financial assets before their maturity. The amendments in ASU 2011-03 remove from the assessment of effective control the criterion relating to the transferor&amp;#8217;s ability to repurchase or redeem financial assets on substantially the agreed terms, even in the event of default by the transferee. ASU 2011-03 also eliminates the requirement to demonstrate that the transferor possesses adequate collateral to fund substantially all the cost of purchasing replacement financial assets. ASU 2011-03 became effective for the Company on January 1, 2012 &lt;font style="color: black;"&gt;and did not have a significant impact on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;i&gt;ASU 2011-04, "Fair Value Measurement (ASC Topic 820) - Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs."&lt;/i&gt; ASU&amp;#160;2011-04 amends ASC Topic&amp;#160;820, "Fair Value Measurements and Disclosures," to converge the fair value measurement guidance in U.S. Generally Accepted Accounting Principles and International Financial Reporting Standards. ASU&amp;#160;2011-04 clarifies the application of existing fair value measurement requirements, changes certain principles in ASC Topic&amp;#160;820 and requires additional fair value disclosures. ASU&amp;#160;2011-04 became effective for the Company on January&amp;#160;1, 2012 and, aside from new disclosures included in Note 19 &amp;#8211; Fair Value Measurements, did not have a significant impact on the Company&amp;#8217;s financial statements.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;i&gt;ASU 2011-08, "Intangibles - Goodwill and Other (ASC Topic 350) - Testing Goodwill for Impairment."&lt;/i&gt; ASU&amp;#160;2011-08 amends ASC Topic&amp;#160;350, "Intangibles &amp;#8211; Goodwill and Other," to give entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If, after assessing the totality of events or circumstances, an entity determines it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. However, if an entity concludes otherwise, then it is required to perform the first step of the two-step impairment test by calculating the fair value of the reporting unit and comparing the fair value with the carrying amount of the reporting unit. ASU&amp;#160;2011-08 became effective for the Company on January&amp;#160;1, 2012, and did not have a significant impact on the Company's financial statements.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;i&gt;&amp;#160;&lt;/i&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;i&gt;ASU&amp;#160;2012-02, "Intangibles &amp;#8211; Goodwill and Other (ASC Topic 350) &amp;#8211; Testing Indefinite-Lived Intangible Assets for Impairment."&lt;/i&gt; ASU&amp;#160;2012-02 gives entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that an indefinite-lived intangible asset is impaired. If, after assessing the totality of events or circumstances, an entity determines it is more likely than not that an indefinite-lived intangible asset is impaired, then the entity must perform the quantitative impairment test. If, under the quantitative impairment test, the carrying amount of the intangible asset exceeds its fair value, an entity should recognize an impairment loss in the amount of that excess. Permitting an entity to assess qualitative factors when testing indefinite-lived intangible assets for impairment results in guidance that is similar to the goodwill impairment testing guidance in ASU 2011-08. ASU&amp;#160;2012-02 is effective for the Company beginning January&amp;#160;1, 2013 (early adoption permitted) and is not expected to have a significant impact on the Company&amp;#8217;s financial statements.&lt;/p&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
<us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 2. INVESTMENT SECURITIES&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on the amortized cost and estimated fair values of investment securities.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Gross&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Gross&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Unrealized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Unrealized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Fair&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Gains&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;Available-for-sale securities:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 44%; text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;"&gt;Obligations of U.S. Government agencies and corporations&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;35,213&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;903&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;9&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;36,107&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;106,524&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;2,464&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;208&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;108,780&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt; font-size: 10pt;"&gt;Equity securities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;596&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;25&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;621&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;142,333&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;3,392&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;217&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;145,508&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;December 31, 2011:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;"&gt;Obligations of U.S. Government agencies and corporations&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;41,360&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;803&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;15&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;42,148&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;85,545&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,587&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;99&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;87,033&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt; font-size: 10pt;"&gt;Equity securities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;577&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;22&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;599&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;127,482&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;2,412&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;114&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;129,780&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;Held-to-maturity securities:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;"&gt;December 31, 2012:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: left; text-indent: -9pt; padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;"&gt;Obligations of states and political subdivisions&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;2,657&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;227&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;-&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;2,884&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;December 31, 2011:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; text-indent: -9pt; padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;"&gt;Obligations of states and political subdivisions&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;6,480&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;252&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;6,732&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information about gross unrealized losses and fair value by length of time that the individual available-for-sale securities have been in a continuous unrealized loss position at December 31, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;Less than&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;12 Months&lt;/p&gt;
&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;More than&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;"&gt;12 Months&lt;/p&gt;
&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Fair &lt;br  /&gt;Value&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unrealized Losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Fair &lt;br  /&gt;Value&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unrealized &lt;br  /&gt; Losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Fair &lt;br  /&gt;Value&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Unrealized Losses&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"&gt;Available-for-sale securities:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 34%; text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;"&gt;U.S. Gov&amp;#8217;t agencies and corporations&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;4,991&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;9&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;4,991&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 8%; text-align: right; font-size: 10pt;"&gt;9&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: -9pt; padding-bottom: 1pt; padding-left: 0.25in; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;24,788&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;208&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;24,788&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;208&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;29,779&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;217&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;29,779&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;217&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Total available-for-sale securities have a fair value of approximately $145.5 million. Of these securities, approximately $29.8 million have unrealized losses when compared to their amortized cost. All of the securities with the unrealized losses in the available-for-sale portfolio have modest duration risk, low credit risk, and minimal losses when compared to total amortized cost. The unrealized losses on debt securities that exist are the result of market changes in interest rates since original purchase. Because the Company does not intend to sell these debt securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost bases, which may be at maturity, the Company considers the unrealized losses in the available-for-sale portfolio to be temporary. There were no unrealized losses in the held-to-maturity securities portfolio at December 31, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at December 31, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;Available for sale&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;Held to maturity&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 44%; text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Due in one year or less&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;2,047&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;2,052&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;145&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;145&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Due after one year through five years&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;22,162&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;22,216&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,001&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,050&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Due after five years through ten years&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;4,274&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;4,443&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,007&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;1,133&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Due after ten years&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;113,254&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;116,176&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;504&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;556&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;141,737&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;144,887&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,657&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;2,884&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Equity securities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;596&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;621&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;142,333&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;145,508&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;2,657&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;2,884&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The maturity dates for debt securities are determined using contractual maturity dates.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table sets forth the amortized cost and estimated fair values of securities which have been pledged as collateral for obligations to federal, state and local government agencies, and other purposes as required or permitted by law, or sold under agreements to repurchase. All pledged securities are in the available-for-sale investment portfolio.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; text-indent: 105.6pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Amortized&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Cost&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 44%; text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Pledged available-for-sale securities&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;91,814&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;94,391&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;77,762&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;79,358&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;There were no obligations of states or political subdivisions with carrying values, as to any issuer, exceeding 10% of stockholders&amp;#8217; equity at December 31, 2012 or 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Proceeds from sales of investment securities were $6.3 million, $20.8 million, and $0 for the years ended December 31, 2012, 2011, and 2010, respectively. Gross gains from sales of investment securities were $278 thousand, $595 thousand and $0 for the years ended December 31, 2012, 2011, and 2010, respectively. Gross losses were $0, $32 thousand and $0 for 2012, 2011 and 2010, respectively.&lt;/p&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
<us-gaap:InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 5. INVESTMENT IN UNCONSOLIDATED SUBSIDIARY&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;During 2012, the Company terminated its mortgage brokerage activities which were conducted through a minority series investment in an unrelated Delaware limited liability company under the name &amp;#8220;Wye Mortgage Group&amp;#8221;. This investment was carried at cost, adjusted for the Company&amp;#8217;s 49.0% equity ownership in Wye Mortgage Group&amp;#8217;s undistributed income or loss. The following table provides a summary of the activity related to the Company&amp;#8217;s investment in Wye Mortgage Group for 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;89&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 2%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt;"&gt;19&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Investment in unconsolidated subsidiary&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;25&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;Equity in undistributed income&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(4&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;45&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Ending balance&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;85&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;89&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="text-align: justify; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Income&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;138&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;169&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;At December 31, 2012, the remaining balance included the Company&amp;#8217;s investments in and undistributed income from Wye Mortgage Group. The Company expects that these amounts will be returned/distributed to the Company during the first quarter of 2013.&lt;/p&gt;</us-gaap:InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock>
<us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 13. STOCK-BASED COMPENSATION&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;As of December 31, 2012, the Company maintained the Shore Bancshares, Inc. 2006 Stock and Incentive Compensation Plan (&amp;#8220;2006 Equity Plan&amp;#8221;) under which Shore Bancshares, Inc. may issue shares of its common stock or grant other equity-based awards. Shore Bancshares, Inc.&amp;#8217;s ability to grant options under the Shore Bancshares, Inc. 1998 Stock Option Plan (the &amp;#8220;1998 Option Plan&amp;#8221;) expired on March 3, 2008 and all of the remaining 7,125 outstanding options expired on May 9, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Under the 2006 Equity Plan, stock-based awards may be granted periodically to the Company&amp;#8217;s directors, executive officers, and key employees at the discretion of the Compensation Committee of the Board of Shore Bancshares, Inc. Stock-based awards granted to date under the 2006 Equity Plan are generally time-based, vesting on each anniversary of the grant date over a three- to five-year period of time and, in the case of stock options, expiring 10 years from the grant date. Stock-based compensation expense is recognized ratably over the requisite service period for all awards, is based on the grant date fair value and reflects forfeitures as they occur. The 2006 Equity Plan originally reserved 631,972 shares of common stock for grant, and 507,078 shares remained available for grant at December 31, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables provide information on stock-based compensation expense for 2012, 2011 and 2010.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Stock-based compensation expense&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;209&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;338&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;390&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -3.3pt; padding-left: 3.3pt; font-size-adjust: none; font-stretch: normal;"&gt;Excess tax expense related to stock-based compensation&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;106&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;45&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;20&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="10"&gt;December 31,&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;"&gt;Unrecognized stock-based compensation expense&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;143&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;167&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;424&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;"&gt;Weighted average period unrecognized expense is expected to be recognized&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-family: times new roman, times, serif;"&gt;&lt;b&gt;2.1 years&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-family: times new roman, times, serif;"&gt;8.5 months&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-family: times new roman, times, serif;"&gt;1.7 years&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table summarizes restricted stock award activity for the Company under the 2006 Equity Plan for the two years ended December 31, 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="text-underline-style: double;"&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;Year Ended December 31, 2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6"&gt;Year Ended December 31, 2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Number&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Weighted Average &lt;br  /&gt; Grant Date&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Number&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt;" colspan="2"&gt;Weighted Average &lt;br  /&gt; Grant Date&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;of Shares&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;of Shares&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 28%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Nonvested at beginning of year&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;45,779&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; font-size: 10pt; font-weight: bold;"&gt;13.20&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; font-size: 10pt;"&gt;44,127&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; font-size: 10pt;"&gt;16.76&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Granted&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;13,923&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;6.99&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Vested&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;(39,231&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;12.92&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;(12,271&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;18.95&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Cancelled&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 1pt; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Nonvested at end of year&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;6,548&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;14.89&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;45,779&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;13.20&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="text-underline-style: double;"&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The total fair value of restricted stock awards that vested was $245 thousand in 2012 and $119 thousand in 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;During the first quarter of 2012, Shore Bancshares, Inc. granted options to purchase 54,216 shares of its common stock pursuant to the 2006 Equity Plan. The options have an exercise price of $6.64 and vest 50% after two years from date of grant and 50% after three years from date of grant. The following table summarizes stock option activity for the Company under the 2006 Equity Plan for the year ended December 31, 2012. There were no stock options outstanding or stock option activity under the 2006 Equity Plan during 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="14"&gt;Year Ended December 31, 2012&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2"&gt;Number&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2"&gt;Weighted Average&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2"&gt;Aggregate&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2"&gt;Weighted Average Grant Date&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;of shares&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Exercise Price&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Intrinsic Value&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Outstanding at beginning of year&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="width: 28%; padding-left: 0px; font-size: 10pt;"&gt;Granted&lt;/td&gt;
&lt;td style="width: 1%; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;"&gt;54,216&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;"&gt;6.64&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;"&gt;3.44&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Exercised&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Expired/Cancelled&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Outstanding at end of year&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;54,216&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;6.64&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;-&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;3.44&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Exercisable at end of year&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;-&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The Company estimates the fair value of stock options using the Black-Scholes valuation model with weighted average assumptions for dividend yield, expected volatility, risk-free interest rate and expected lives (in years). The expected dividend yield is calculated by dividing the total expected annual dividend payout by the average stock price. The expected volatility is based on historical volatility of the underlying securities. The risk-free interest rate is based on the Federal Reserve Bank&amp;#8217;s constant maturities daily interest rate in effect at grant date. The expected contract life of the options represents the period of time that the Company expects the awards to be outstanding based on historical experience with similar awards. The following weighted average assumptions were used as inputs to the Black-Scholes valuation model for options granted in 2012.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table align="center" style="font: 10pt/normal times new roman, times, serif; width: 50%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: top; background-color: #ccffcc;"&gt;
&lt;td style="width: 72%; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;Dividend yield&lt;/font&gt;&lt;/td&gt;
&lt;td style="width: 28%; text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;0.60%&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: top; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;Expected volatility&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;58.65%&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: top; background-color: #ccffcc;"&gt;
&lt;td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;Risk-free interest rate&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;1.69%&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: top; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;Expected contract life (in years)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"&gt;&lt;font style="font-size: 10pt;"&gt;5.83&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="font-size: 10pt;"&gt;There was no aggregate intrinsic value of the options outstanding under the 2006 Equity Plan based on the $5.39 market value per share of Shore Bancshares, Inc.&amp;#8217;s common stock at December 31, 2012. Since there were no options exercised during 2012 or 2011, there was no intrinsic value associated with stock options exercised and no cash received on exercise of options. No stock options vested in 2012 or 2011.&lt;/font&gt; &lt;font style="font-size: 10pt;"&gt;At December 31, 2012, the weighted average remaining contract life of options outstanding was 9.2 years.&lt;/font&gt;&lt;/p&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
<shbi:DeferredCompensationDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;NOTE 14. DEFERRED COMPENSATION&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="color: black;"&gt;The Shore Bancshares, Inc. Executive Deferred Compensation Plan (the &amp;#8220;Plan&amp;#8221;) is for members of management and highly compensated employees of Shore Bancshares, Inc. and its subsidiaries. The Plan permits a participant to elect, each year, to defer receipt of up to 100% of his or her salary and bonus to be earned in the following year. The Plan also permits the participant to defer the receipt of performance-based compensation not later than six months before the end of the period for which it is to be earned. The deferred amounts are credited to an account maintained on behalf of the participant and are invested at the discretion of each participant in certain deemed investment options selected from time to time by the Compensation Committee of the Board of Shore Bancshares, Inc. &lt;/font&gt;Shore Bancshares, Inc. &lt;font style="color: black;"&gt;may also make matching, mandatory and discretionary contributions for certain participants. &lt;/font&gt;A participant is fully vested at all times in the amounts that he or she elects to defer. Any contributions by Shore Bancshares, Inc. will vest over a five-year period. There were no elective deferrals made by plan participants during 2012, 2011 or 2010.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on Shore Bancshares, Inc.&amp;#8217;s contributions to the Plan for 2012, 2011 and 2010 and the related deferred compensation liability at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Deferred compensation contribution&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;20&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;65&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;94&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;December 31,&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 72%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Deferred compensation liability&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;632&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;544&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Shore Bancshares, Inc. has a supplemental deferred compensation plan to provide retirement benefits to its Chief Executive Officer. The participant is 100% vested in amounts credited to his account. No contributions have been made to this plan since the adoption of the Plan described above.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;CNB has agreements with certain of its directors under which they have deferred part of their fees and compensation. The amounts deferred are invested in insurance policies, owned by CNB, on the lives of the respective individuals. Amounts available under the policies are to be paid to the individuals as retirement benefits over future years. The following table includes information on the cash surrender value and the accrued benefit obligation included in other assets and other liabilities at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 72%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Cash surrender value&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;3,143&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;3,006&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Accrued benefit obligation&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,171&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,158&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:DeferredCompensationDisclosureTextBlock>
<us-gaap:IncomeTaxDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 15. INCOME TAXES&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on components of income tax expense for each of the three years ended December 31.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Current tax (benefit) expense:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;Federal&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(3,977&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;656&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,940&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;State&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(823&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;236&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;473&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(4,800&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;892&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;2,413&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Deferred income tax benefit:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;Federal&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(1,140&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(1,233&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(2,350&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;State&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(625&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(317&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(555&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(1,765&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(1,550&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(2,905&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Total income tax benefit&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;(6,565&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;(658&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;(492&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides a reconciliation of tax computed at the statutory federal tax rate of 34.0% to the actual tax expense for each of the three years ended December 31.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Tax at federal statutory rate&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;34.0&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;34.0&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;34.0&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Tax effect of:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;Tax-exempt income&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;0.6&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;8.8&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;7.6&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;Non-deductible goodwill impairment charges&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;-&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(6.0&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(24.3&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;Other non-deductible expenses&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(0.2&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(2.1&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;(1.3&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;State income taxes, net of federal benefit&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;5.9&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;3.6&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;2.4&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;"&gt;Other&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;0.2&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;4.0&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;4.4&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Actual income tax expense rate&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;40.5&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;42.3&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;22.8&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;font style="background-color: yellow;"&gt;&lt;/font&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on significant components of the Company&amp;#8217;s deferred tax assets and liabilities as of December 31.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0.4pt; font-size-adjust: none; font-stretch: normal;"&gt;Deferred tax assets:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 72%; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Allowance for credit losses&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;6,421&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;5,640&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Reserve for off-balance sheet commitments&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;166&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;137&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Write-downs of other real estate owned&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;742&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;346&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Net operating loss carry forward&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;364&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;212&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Deferred income&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;2,370&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;2,055&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Accrued expenses&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,353&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,450&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Loss on termination of cash flow hedge&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;540&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;-&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Unrealized losses on interest rate caps&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;803&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;2,070&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Other&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;55&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;54&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; padding-left: 35.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Total deferred tax assets&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;12,814&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;11,964&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 5.4pt; font-size-adjust: none; font-stretch: normal;"&gt;Deferred tax liabilities:&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Depreciation&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;515&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;612&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Purchase accounting adjustments&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,009&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;680&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Deferred capital gain on branch sale&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;451&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;473&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Deferred gains on interest rate swaps&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;169&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;169&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Unrealized gains on available-for-sale securities&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,282&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;928&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Other&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;208&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;66&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; padding-left: 35.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Total deferred tax liabilities&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;3,634&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;2,928&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; padding-left: 53.25pt; font-size-adjust: none; font-stretch: normal;"&gt;Net deferred tax assets&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;9,180&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;9,036&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;No valuation allowance for deferred tax assets was recorded at December 31, 2012 and 2011 as management believes it is more likely than not that all of the deferred tax assets will be realized because they were supported by recoverable taxes paid in prior years and the expected generation of a sufficient level of future taxable income.&lt;/p&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
<us-gaap:EarningsPerShareTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 16. EARNINGS/(LOSS) PER COMMON SHARE&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Basic earnings/(loss) per common share is calculated by dividing net income/(loss) available to (allocable to) common stockholders by the weighted average number of common shares outstanding during the period. Diluted earnings/(loss) per common share is calculated by dividing net income/(loss) available to (allocable to) common stockholders by the weighted average number of common shares outstanding during the period, adjusted for the dilutive effect of common stock equivalents (stock-based awards and the warrant). There is no dilutive effect on the loss per share during loss periods. The following table provides information relating to the calculation of earnings/(loss) per common share.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;(In thousands, except per share data)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="width: 58%; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Net loss&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;(9,638&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;(897&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;(1,667&lt;/td&gt;
&lt;td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Weighted average shares outstanding &amp;#8211; basic&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;8,457&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;8,451&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;8,442&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="text-align: left; padding-left: 0px; font-size: 10pt;"&gt;Dilutive effect of common stock equivalents&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;-&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Weighted average shares outstanding &amp;#8211; diluted&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;8,457&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;8,451&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;8,442&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Loss per common share &amp;#8211; basic&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;(1.14&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;(0.11&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;(0.20&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; font-weight: bold;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"&gt;Loss per common share &amp;#8211; diluted&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"&gt;(1.14&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;(0.11&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;$&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"&gt;(0.20&lt;/td&gt;
&lt;td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The calculations of diluted loss per share excluded weighted average common stock equivalents of 46 thousand for 2012, 159 thousand for 2011 and 182 thousand for 2010 because the effect of including them would have been antidilutive.&lt;/p&gt;</us-gaap:EarningsPerShareTextBlock>
<us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;NOTE 17. REGULATORY CAPITAL REQUIREMENTS&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Shore Bancshares, Inc. and each of the Banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory - and possibly additional discretionary - actions by regulators that, if undertaken, could have a direct material effect on the Company&amp;#8217;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Banks must meet specific capital guidelines that involve quantitative measures of the Banks&amp;#8217; assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Banks&amp;#8217; capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Quantitative measures established by regulation to ensure capital adequacy require the Banks to maintain amounts and ratios (set forth in the table below) of Tier 1 and total capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (leverage ratio). As of December 31, 2012, management believes that Shore Bancshares, Inc. and the Banks met all capital adequacy requirements to which they are subject.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;As of December 31, 2012 and 2011, the most recent notification from the Federal Deposit Insurance Corporation categorized the Banks as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Banks must maintain minimum Tier 1 risk-based and total risk-based capital ratios, and Tier 1 leverage ratios. Management believes that there are no conditions or events since that notification that have changed the well-capitalized category of Shore Bancshares, Inc. or either of the Banks.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The minimum ratios for capital adequacy purposes are 4.00%, 8.00% and 4.00% for the Tier 1 risk-based capital, total risk-based capital and leverage ratios, respectively. To be categorized as well capitalized, a bank must maintain minimum ratios of 6.00%, 10.00% and 5.00% for its Tier 1 risk-based capital, total risk-based capital and leverage ratios, respectively. Shore Bancshares, Inc., as a financial holding company, is subject to the well-capitalized requirement.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following tables present the capital amounts and ratios for Shore Bancshares, Inc., Talbot Bank and CNB as of December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&lt;b&gt;December 31, 2012&lt;/b&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/p&gt;
&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Total &lt;br  /&gt;Risk- &lt;br  /&gt;Based &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Net &lt;br  /&gt;Risk- &lt;br  /&gt;Weighted &lt;br  /&gt;Assets&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Adjusted &lt;br  /&gt;Average &lt;br  /&gt;Total Assets&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Total &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Leverage &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 23%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Company&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;97,049&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;107,208&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;805,108&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,166,865&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;12.05&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;13.32&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;8.32&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Talbot Bank&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;53,496&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;59,847&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;501,612&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;713,472&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;10.66&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;11.93&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;7.50&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;CNB&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;41,976&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;45,780&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;303,627&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;450,109&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;13.82&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;15.08&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9.33&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: right; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="text-align: left; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;December 31, 2011 &lt;br  /&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Total &lt;br  /&gt;Risk- &lt;br  /&gt;Based &lt;br  /&gt;Capital&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Net &lt;br  /&gt;Risk- &lt;br  /&gt;Weighted &lt;br  /&gt;Assets&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Adjusted &lt;br  /&gt;Average &lt;br  /&gt;Total Assets&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Total &lt;br  /&gt;Risk-Based &lt;br  /&gt;Capital &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;Tier 1 &lt;br  /&gt;Leverage &lt;br  /&gt;Ratio&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 23%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Company&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;106,276&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;116,917&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;846,936&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;1,143,990&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;12.55&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;13.80&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9.29&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Talbot Bank&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;63,667&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;70,604&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;551,202&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;706,984&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;11.55&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;12.81&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9.01&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;CNB&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;41,542&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;45,246&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;295,232&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;431,968&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;14.07&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;15.33&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;9.62&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Federal and state laws and regulations applicable to banks and their holding companies impose certain restrictions on dividend payments by the Banks, as well as restricting extensions of credit and transfers of assets between the Banks and Shore Bancshares, Inc. Talbot Bank is currently prohibited from paying dividends to Shore Bancshares, Inc. without the prior consent of its banking regulators. CNB paid dividends of $2.3 million to Shore Bancshares, Inc. during 2012. At December 31, 2012, CNB could have paid additional dividends to Shore Bancshares, Inc. of approximately $2.7 million without the prior consent and approval of its regulatory agencies. Shore Bancshares, Inc. had no outstanding receivables from subsidiaries at December 31, 2012 or 2011.&lt;/p&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
<us-gaap:FairValueDisclosuresTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif;"&gt;NOTE 19. FAIR VALUE MEASUREMENTS&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Accounting guidance under GAAP defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. This accounting guidance also establishes a fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available for sale and derivative assets and liabilities are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans and other real estate and other assets owned (foreclosed assets). These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Under fair value accounting guidance, assets and liabilities are grouped at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine their fair values. These hierarchy levels are:&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;Level 1 inputs &amp;#8211; Unadjusted quoted prices in active markets for identical assets or liabilities that the entity has the ability to access at the measurement date.&lt;/p&gt;
&lt;p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;Level 2 inputs &amp;#8211; Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals.&lt;/p&gt;
&lt;p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;Level 3 inputs &amp;#8211; Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity&amp;#8217;s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;Below is a discussion on the Company&amp;#8217;s assets measured at fair value on a recurring basis.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Investment Securities Available for Sale&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Fair value measurement for investment securities available for sale is based on quoted prices from an independent pricing service. The fair value measurements consider observable data that may include present value of future cash flows, prepayment assumptions, credit loss assumptions and other factors. The Company classifies its investments in U.S. Treasury securities as Level 1 in the fair value hierarchy, and it classifies its investments in U.S. Government agencies securities and mortgage-backed securities issued or guaranteed by U.S. Government sponsored entities as Level 2.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Derivative Assets&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Derivative instruments held by the Company for risk management purposes are traded in over-the-counter markets where quoted market prices are not readily available. For those derivatives, the Company measures fair value using third-party models that use primarily market observable inputs, such as yield curves and option volatilities, and include the value associated with counterparty credit risk. The Company classifies its derivative instruments held for risk management purposes as Level 2 in the fair value hierarchy. As of December 31, 2012 and 2011, the Company&amp;#8217;s derivative instruments consisted solely of interest rate caps. These derivative assets are included in other assets in the accompanying consolidated balance sheets.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;br  /&gt;The tables below present the recorded amount of assets measured at fair value on a recurring basis at December 31, 2012 and 2011. No assets were transferred from one hierarchy level to another during 2012 or 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Quoted Prices (Level 1)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Other Observable Inputs &lt;br  /&gt;(Level 2)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Unobservable Inputs (Level 3)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt;"&gt;December 31, 2012&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Securities available for sale:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;"&gt;U.S. Government agencies&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;36,107&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;36,107&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;108,780&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;108,780&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Other equity securities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;621&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;621&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;145,508&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;145,508&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Interest rate caps&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;14&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;font style="font-weight: normal;"&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Quoted Prices (Level 1)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Other Observable Inputs &lt;br  /&gt;(Level 2)&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Significant Unobservable Inputs (Level 3)&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt;"&gt;December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Securities available for sale:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;"&gt;U.S. Government agencies&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;42,148&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;42,148&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;"&gt;Mortgage-backed securities&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;87,033&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;87,033&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Other equity securities&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;599&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;599&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;"&gt;Total&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;129,780&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;129,780&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;"&gt;Interest rate caps&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;250&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;250&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;Below is a discussion on the Company&amp;#8217;s assets measured at fair value on a nonrecurring basis.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Loans&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The Company does not record loans at fair value on a recurring basis; however, from time to time, a loan is considered impaired and a valuation allowance may be established if there are losses associated with the loan. Loans are considered impaired if it is probable that payment of interest and principal will not be made in accordance with contractual terms. The fair value of impaired loans can be estimated using one of several methods, including the collateral value, market value of similar debt, liquidation value and discounted cash flows. At December 31, 2012 and 2011, substantially all impaired loans were evaluated based on the fair value of the collateral and were classified as Level 3 in the fair value hierarchy.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Other Real Estate and Other Assets Owned (Foreclosed Assets)&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Foreclosed assets are adjusted for fair value upon transfer of loans to foreclosed assets. Subsequently, foreclosed assets are carried at the lower of carrying value and fair value. Fair value is based on independent market prices, appraised value of the collateral or management&amp;#8217;s estimation of the value of the collateral. At December 31, 2012 and 2011, foreclosed assets were classified as Level 3 in the fair value hierarchy.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The tables below summarize the changes in the recorded amount of assets measured at fair value on a nonrecurring basis for 2012 and 2011. All assets measured at fair value on a nonrecurring basis were classified as Level 3 in the fair value hierarchy for the periods presented.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;2012&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired loans:&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;27,166&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;22,602&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;23,578&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;1,738&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;28&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;"&gt;75,112&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(7,790&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(9,483&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,954&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,037&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(22,264&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Payments&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,096&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(10,134&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,856&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(310&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(8)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(14,404&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Transfers to other real estate owned&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,631&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,997&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,128&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(30&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(5,786&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Returned to performing status&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(491&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(76&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(567&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changed to nonaccrual status&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(1,578&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(786&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;(2,364&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Additions&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;21,788&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;17,542&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;16,807&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;1,430&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;67&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"&gt;57,634&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changes in allowance&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(771&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;698&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(614&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(48&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"&gt;(735&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;36,088&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;17,951&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;31,833&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;715&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;39&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"&gt;86,626&lt;/td&gt;
&lt;td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Construction&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Residential real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial real estate&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Commercial&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Consumer&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Total&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Impaired loans:&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;28,175&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;15,327&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;13,280&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;4,374&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;30&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 8%; text-align: right;"&gt;61,186&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Charge-offs&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(4,313&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(7,082&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(4,643&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,600&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(18,638&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Payments&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,555&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(7,557&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,364&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(550&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(13)&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(12,039&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Transfers to other real estate owned&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(2,317&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,642&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(4,920&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(388&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(9,267&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Returned to performing status&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,907&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,907&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changed to nonaccrual status&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(419&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(3,120&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,825&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(5,364&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Additions&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;7,765&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;29,879&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;24,050&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;902&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;11&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;62,607&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Changes in allowance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(170&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,296&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,466&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;27,166&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;22,602&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;23,578&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,738&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;28&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;75,112&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"&gt;Other real estate owned:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-indent: 0px; text-align: left;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;9,385&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;3,702&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Sales&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(6,429&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(3,978&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Write-downs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(1,328&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(1,051&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"&gt;Additions&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,031&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;10,712&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;7,659&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;9,385&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following information relates to the estimated fair values of financial assets and liabilities that are reported in the Company&amp;#8217;s consolidated balance sheets at their carrying amounts. The discussion below describes the methods and assumptions used to estimate the fair value of each class of financial asset and liability for which it is practicable to estimate that value.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Cash and Cash Equivalents&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Cash equivalents include interest-bearing deposits with other banks and federal funds sold. For these short-term instruments, the carrying amount is a reasonable estimate of fair value.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Investment Securities Held to Maturity&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;For all investments in debt securities, fair values are based on quoted market prices. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Loans&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The fair values of categories of fixed rate loans, such as commercial loans, residential real estate, and other consumer loans, are estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Other loans, including variable rate loans, are adjusted for differences in loan characteristics.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Financial Liabilities&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The fair values of demand deposits, savings accounts, and certain money market deposits are the amounts payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. These estimates do not take into consideration the value of core deposit intangibles. Generally, the carrying amount of short-term borrowings is a reasonable estimate of fair value. The fair values of securities sold under agreements to repurchase (included in short-term borrowings) and long-term debt are estimated using the rates offered for similar borrowings.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;u&gt;Commitments to Extend Credit and Standby Letters of Credit&lt;/u&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The majority of the Company&amp;#8217;s commitments to grant loans and standby letters of credit are written to carry current market interest rates if converted to loans. In general, commitments to extend credit and letters of credit are not assignable by the Company or the borrower, so they generally have value only to the Company and the borrower. Therefore, it is impractical to assign any value to these commitments.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on the estimated fair values of the Company&amp;#8217;s financial assets and liabilities that are reported in the balance sheets at their carrying amounts. The financial assets and liabilities have been segregated by their classification level in the fair value hierarchy.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Carrying&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Fair&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Carrying&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Fair&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Financial assets&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;"&gt;Level 2 inputs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; width: 44%; text-align: left;"&gt;Cash and cash equivalents&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;200,193&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;200,193&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;127,742&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;127,742&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;"&gt;Investment securities held to maturity&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,657&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,884&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,480&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,732&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;"&gt;Level 3 inputs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;"&gt;Loans, net&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;769,091&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;798,381&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;826,762&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;856,917&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Financial liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;"&gt;Level 2 inputs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt;"&gt;Deposits&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,049,273&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,052,382&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,009,919&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,013,964&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt;"&gt;Short-term borrowings&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;13,761&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;13,761&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;17,817&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;17,817&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt;"&gt;Long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;455&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;470&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:FairValueDisclosuresTextBlock>
<us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;OTE 20. DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES&lt;/p&gt;
&lt;p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;Accounting guidance under GAAP defines derivatives, requires that derivatives be carried at fair value on the balance sheet and provides for hedge accounting when certain conditions are met. Changes in the fair values of derivative instruments designated as &amp;#8220;cash flow&amp;#8221; hedges, to the extent the hedges are highly effective, are recorded in other comprehensive income, net of taxes. Ineffective portions of cash flow hedges, if any, are recognized in current period earnings. The net interest settlement on cash flow hedges is treated as an adjustment of the interest income or interest expense of the hedged assets or liabilities. The Company uses derivative instruments to hedge its exposure to changes in interest rates. The Company does not use derivatives for any trading or other speculative purposes.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;During the second quarter of 2009, the Company purchased interest rate caps for $7.1 million to effectively fix the interest rate at 2.97% for five years on $70 million of the Company&amp;#8217;s money market deposit accounts related to our participation in the IND Program. At December 31, 2012 and 2011, the aggregate fair value of these derivatives was an asset of $14 thousand and $250 thousand, respectively. The change in fair value included a $1.8 million adjustment to record unrealized holding gains on the interest rate caps and a $2.0 million charge to interest expense associated with the hedged money market deposit accounts. For 2011 and 2010, unrealized holding losses on the interest rate caps were $460 thousand and $3.7 million, respectively, and interest expense associated with the hedged money market deposit accounts was $1.3 million thousand and $429 thousand, respectively.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;In December 2012, the Company decided to partially exit the IND Program in an effort to reduce its excess liquidity and, as a result, expects that the deposits related to this program, which totaled $90 million at the end of 2012, will be reduced by approximately $50 million during the first quarter of 2013. As such, a portion of the interest rate caps used to hedge the interest rates on these deposits was terminated. Because the interest rate caps qualified for hedge accounting, a $1.3 million loss on the termination of the ineffective portion of the cash flow hedge was recognized at the end of 2012. By partially exiting the IND Program and terminating a portion of the interest rate caps, the hedged money market deposit account balances associated with the interest rate caps and related interest expense are expected to decline. The Company expects that the charge to interest expense associated with the hedged deposits over the next 12 months will be approximately $1.5 million, which is $900 thousand less than if a portion of the cash flow hedge had not been terminated. The lower money market deposit account balances will reduce the Company&amp;#8217;s excess liquidity and the lower related interest expense will benefit the net interest margin going forward. The effects of these transactions are expected to impact the Company&amp;#8217;s financial results beginning in the first quarter of 2013.&lt;font style="font-size: 10pt;"&gt; &lt;/font&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;By entering into derivative instrument contracts, the Company exposes itself, from time to time, to counterparty credit risk. Counterparty credit risk is the risk that the counterparty will fail to perform under the terms of the derivative contract. When the fair value of a derivative contract is in an asset position, the counterparty has a liability to the Company, which creates credit risk for the Company. The Company attempts to minimize this risk by selecting counterparties with investment grade credit ratings, limiting its exposure to any single counterparty and regularly monitoring its market position with each counterparty. Collateral required by the counterparties, recorded in other liabilities, was $428 thousand at both December 31, 2012 and 2011.&lt;/p&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>

<us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;b&gt;NOTE 23. PARENT COMPANY FINANCIAL INFORMATION&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;The following tables provide condensed financial information for Shore Bancshares, Inc. (Parent Company Only).&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;Condensed Balance Sheets&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;December 31,&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; width: 72%;"&gt;Cash&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;820&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;1,316&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Investment in subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;113,529&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;121,567&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Premises and equipment, net&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,616&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,711&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Other assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,196&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,519&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;118,161&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;127,113&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;91&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Deferred tax liability&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,687&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,383&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Other liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;104&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,040&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt;"&gt;Long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;2,343&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,350&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;4,135&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,864&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Stockholders&amp;#8217; equity&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Common stock&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;85&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;85&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Additional paid in capital&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;32,155&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;32,052&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Retained earnings&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;81,078&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;90,801&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Accumulated other comprehensive income (loss)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;708&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,689&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total stockholders&amp;#8217; equity&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;114,026&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;121,249&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total liabilities and stockholders&amp;#8217; equity&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;118,161&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;127,113&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;Condensed Statements of Operations&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;For the Years Ended December 31,&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;"&gt;Dividends from subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;3,154&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;1,519&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;2,786&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Management and other fees from subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;5,692&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;5,783&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,095&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Other income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;177&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;245&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;70&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Interest income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total income&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;9,026&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;7,553&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;8,952&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Expenses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Interest expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;107&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;154&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;172&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;4,188&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,977&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;4,120&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Occupancy and equipment expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;463&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;471&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;494&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Other operating expenses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,529&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,360&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,499&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total expenses&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,287&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,962&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;6,285&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Income before income tax expense and equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,739&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,591&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,667&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Income tax (benefit) expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(58&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(190&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;151&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; text-indent: -9pt; text-align: left;"&gt;Income before equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,797&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,781&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,516&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(12,435&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,678&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(4,183&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Net loss&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(9,638&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(897&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(1,667&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;Condensed Statements of Cash Flows&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;For the Years Ended December 31,&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash flows from operating activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;"&gt;Net loss&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;(9,638&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;(897&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;(1,667&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 22.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;"&gt;Adjustments to reconcile net loss to cash provided by operating activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 31.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;"&gt;Equity in undistributed net loss of subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;12,435&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,678&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;4,183&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Depreciation and amortization&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;367&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;404&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;414&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Stock-based compensation expense&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;209&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;338&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;390&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Excess tax expense from stock-based arrangements&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(106&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(45&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(20&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; text-align: left;"&gt;Net decrease (increase) in other assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;159&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(253&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;129&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 27pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net (decrease) increase in other liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(828&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(99&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;406&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net cash provided by operating activities&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;"&gt;2,598&lt;/td&gt;
&lt;td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;2,126&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,835&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash flows from investing activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Purchases of premises and equipment&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(108&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(57&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(109&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Investment in unconsolidated subsidiary&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(25&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(25&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Investment in subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,000&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(550&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net cash used in investing activities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,108&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(632&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(134&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash flows from financing activities:&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Net decrease in short-term borrowings&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(3,378&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Proceeds from long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;3,200&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt;"&gt;Repayment of long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(1,007&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(782&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(497&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Excess tax expense from stock-based arrangements&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;106&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;45&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;20&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt;"&gt;Repurchase of warrant&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(25&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Common stock dividends paid&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(85&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(760&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,026&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Net cash used in financing activities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(986&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,522&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(2,681&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Net (decrease) increase in cash and cash equivalents&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(496&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(28&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,020&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Cash and cash equivalents at beginning of year&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,316&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,344&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;324&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Cash and cash equivalents at end of year&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;820&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,316&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;1,344&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>

<us-gaap:UseOfEstimates contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Use of Estimates&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The allowance for credit losses is a material estimate that is particularly susceptible to significant changes in the near term. Management believes that the Company&amp;#8217;s current allowance for credit losses is sufficient to address the probable losses in the current portfolio. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination processes, periodically review the Company&amp;#8217;s allowance for credit losses. Such agencies may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.&lt;/p&gt;</us-gaap:UseOfEstimates>
<us-gaap:PolicyLoansReceivablePolicy contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Loans&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Loans are stated at their principal amount outstanding net of any deferred fees and costs. Interest income on loans is accrued at the contractual rate based on the principal amount outstanding. Fees charged and costs capitalized for originating loans are being amortized substantially on the interest method over the term of the loan. A loan is placed on nonaccrual (i.e., interest income is no longer accrued) when it is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more, unless the loan is well secured and in the process of collection. Any unpaid interest previously accrued on those loans is reversed from income. Interest payments received on nonaccrual loans are applied as a reduction of the loan principal balance unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;A loan is considered impaired if it is probable that the Company will not collect all principal and interest payments according to the loan&amp;#8217;s contractual terms. An impaired loan may show deficiencies in the borrower&amp;#8217;s overall financial condition, payment history, support available from financial guarantors and/or the fair market value of collateral. The impairment of a loan is measured at the present value of expected future cash flows using the loan&amp;#8217;s effective interest rate, or at the loan&amp;#8217;s observable market price or the fair value of the collateral if the loan is collateral dependent. Generally, the Company measures impairment on such loans by reference to the fair value of the collateral. Once the amount of impairment has been determined, the uncollectible portion is charged off. Income on impaired loans is recognized on a cash basis, and payments are first applied against the principal balance outstanding (i.e., placing impaired loans on nonaccrual status). Generally, interest income is not recognized on impaired loans unless the likelihood of further loss is remote. The allowance for credit losses may include specific reserves related to impaired loans. Specific reserves remain until charge offs are made. Impaired loans do not include groups of smaller balance homogeneous loans such as residential mortgage and consumer installment loans that are evaluated collectively for impairment. Reserves for probable credit losses related to these loans are based on historical loss ratios and are included in the formula portion of the allowance for credit losses. See additional discussion below under the section, &amp;#8220;Allowance for Credit Losses&amp;#8221;.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;A loan is considered a troubled debt restructuring if a borrower is experiencing financial difficulties and a creditor has granted a concession. &lt;font style="color: black;"&gt;Concessions may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses. All loans designated as troubled debt restructurings are considered impaired loans and may be on either accrual or nonaccrual status. &lt;/font&gt;The Company does not participate in any specific government or Company sponsored loan modification programs. All restructured loan agreements are contracts negotiated with each of the borrowers.&lt;/p&gt;</us-gaap:PolicyLoansReceivablePolicy>
<us-gaap:AllowanceForFundsUsedDuringConstructionPolicy contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Allowance for Credit Losses&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The allowance for credit losses is maintained at a level believed adequate by management to absorb losses inherent in the loan portfolio as of the balance sheet date and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans and actual loss experience, current economic events in specific industries and geographical areas, including unemployment levels, and other pertinent factors, including regulatory guidance and general economic conditions and other observable data. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows or collateral value of impaired loans, estimated losses on pools of homogeneous loans that are based on historical loss experience, and consideration of current economic trends, all of which may be susceptible to significant change. Loans, or portions thereof, that are considered uncollectible are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management&amp;#8217;s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The allowance for credit losses is an estimate of the losses that may be sustained in the loan portfolio. The allowance is based on two basic principles of accounting: (i) Accounting Standards Codification (&amp;#8220;ASC&amp;#8221;) Topic 450, &amp;#8220;Contingencies&amp;#8221;, which requires that losses be accrued when they are probable of occurring and estimable; and (ii) ASC Topic 310, &amp;#8220;Receivables,&amp;#8221; which requires that losses be accrued based on the differences between the loan balance and the value of collateral, present value of future cash flows or values that are observable in the secondary market. Management uses many factors to estimate the inherent loss that may be present in our loan portfolio, including economic conditions and trends, the value and adequacy of collateral, the volume and mix of the loan portfolio, and our internal loan processes. Actual losses could differ significantly from management&amp;#8217;s estimates. In addition, GAAP itself may change from one previously acceptable method to another. Although the economics of transactions would be the same, the timing of events that would impact the transactions could change.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The allowance for credit losses is comprised of three parts: (i) the specific allowance; (ii) the formula allowance; and (iii) the nonspecific allowance. The specific allowance is established against impaired loans (i.e., nonaccrual loans and troubled debt restructurings) until charge offs are made. The formula allowance, described below, is determined based on management&amp;#8217;s assessment of industry trends and economic factors in the markets in which we operate. The determination of the formula allowance involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in our historical loss factors. The nonspecific allowance captures losses that have impacted the portfolio but have yet to be recognized in either the specific or formula allowance.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The formula allowance is used to estimate the loss on internally risk-rated loans, exclusive of those identified as impaired. Loans are grouped by type (construction, residential real estate, commercial real estate, commercial or consumer). Each loan type is assigned allowance factors based on management&amp;#8217;s estimate of the risk, complexity and size of individual loans within a particular category. Loans that are identified as special mention, substandard and doubtful are adversely rated. These loans are assigned higher allowance factors than favorably rated loans due to management&amp;#8217;s concerns regarding collectability or management&amp;#8217;s knowledge of particular elements regarding the borrower. A special mention loan has potential weaknesses that could result in a future loss to the Company if the weaknesses are realized. A substandard loan has certain deficiencies that could result in a future loss to the Company if these deficiencies are not corrected. A doubtful loan has enough risk that there is a high probability that the Company will sustain a loss.&lt;/p&gt;</us-gaap:AllowanceForFundsUsedDuringConstructionPolicy>
<us-gaap:IncomeTaxPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Income Taxes&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Shore Bancshares, Inc. and its subsidiaries file a consolidated federal income tax return. The Company accounts for income taxes using the liability method in accordance with required accounting guidance. Under this method, deferred tax assets and liabilities are determined by applying the applicable federal and state income tax rates to cumulative temporary differences. These temporary differences represent differences between financial statement carrying amounts and the corresponding tax bases of certain assets and liabilities. Deferred taxes result from such temporary differences.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in the period that includes the enactment date. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent on the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes accrued interest and penalties as a component of tax expense. The Company does not have any uncertain tax positions and did not recognize any adjustments for unrecognized tax benefits. The Company remains subject to examination for income tax returns ending after December 31, 2007.&lt;/p&gt;</us-gaap:IncomeTaxPolicyTextBlock>
<us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;b&gt;Recent Accounting Standards&lt;/b&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif; text-indent: -0.25in; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;i&gt;Accounting Standards Update (&amp;#8220;ASU&amp;#8221;) 2011-03&lt;/i&gt;, &amp;#8220;&lt;i&gt;Transfers and Servicing (ASC Topic 860) -&lt;/i&gt; &lt;i&gt;Reconsideration of Effective Control for Repurchase Agreements.&lt;/i&gt;&amp;#8221; ASU 2011-03 affects all entities that enter into agreements to transfer financial assets that both entitle and obligate the transferor to repurchase or redeem the financial assets before their maturity. The amendments in ASU 2011-03 remove from the assessment of effective control the criterion relating to the transferor&amp;#8217;s ability to repurchase or redeem financial assets on substantially the agreed terms, even in the event of default by the transferee. ASU 2011-03 also eliminates the requirement to demonstrate that the transferor possesses adequate collateral to fund substantially all the cost of purchasing replacement financial assets. ASU 2011-03 became effective for the Company on January 1, 2012 &lt;font style="color: black;"&gt;and did not have a significant impact on the Company's financial statements.&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;i&gt;ASU 2011-04, "Fair Value Measurement (ASC Topic 820) - Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs."&lt;/i&gt; ASU&amp;#160;2011-04 amends ASC Topic&amp;#160;820, "Fair Value Measurements and Disclosures," to converge the fair value measurement guidance in U.S. Generally Accepted Accounting Principles and International Financial Reporting Standards. ASU&amp;#160;2011-04 clarifies the application of existing fair value measurement requirements, changes certain principles in ASC Topic&amp;#160;820 and requires additional fair value disclosures. ASU&amp;#160;2011-04 became effective for the Company on January&amp;#160;1, 2012 and, aside from new disclosures included in Note 19 &amp;#8211; Fair Value Measurements, did not have a significant impact on the Company&amp;#8217;s financial statements.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;i&gt;ASU 2011-08, "Intangibles - Goodwill and Other (ASC Topic 350) - Testing Goodwill for Impairment."&lt;/i&gt; ASU&amp;#160;2011-08 amends ASC Topic&amp;#160;350, "Intangibles &amp;#8211; Goodwill and Other," to give entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If, after assessing the totality of events or circumstances, an entity determines it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. However, if an entity concludes otherwise, then it is required to perform the first step of the two-step impairment test by calculating the fair value of the reporting unit and comparing the fair value with the carrying amount of the reporting unit. ASU&amp;#160;2011-08 became effective for the Company on January&amp;#160;1, 2012, and did not have a significant impact on the Company's financial statements.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;i&gt;&amp;#160;&lt;/i&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&lt;i&gt;ASU&amp;#160;2012-02, "Intangibles &amp;#8211; Goodwill and Other (ASC Topic 350) &amp;#8211; Testing Indefinite-Lived Intangible Assets for Impairment."&lt;/i&gt; ASU&amp;#160;2012-02 gives entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that an indefinite-lived intangible asset is impaired. If, after assessing the totality of events or circumstances, an entity determines it is more likely than not that an indefinite-lived intangible asset is impaired, then the entity must perform the quantitative impairment test. If, under the quantitative impairment test, the carrying amount of the intangible asset exceeds its fair value, an entity should recognize an impairment loss in the amount of that excess. Permitting an entity to assess qualitative factors when testing indefinite-lived intangible assets for impairment results in guidance that is similar to the goodwill impairment testing guidance in ASU 2011-08. ASU&amp;#160;2012-02 is effective for the Company beginning January&amp;#160;1, 2013 (early adoption permitted) and is not expected to have a significant impact on the Company&amp;#8217;s financial statements.&lt;/p&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
<shbi:HedgedDeposits contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-6">90000000</shbi:HedgedDeposits>
<shbi:FutureInterestExpensesOnHedgeTerminated contextRef="Context_FYE_31-Dec-2012" unitRef="USD" decimals="-3">900000</shbi:FutureInterestExpensesOnHedgeTerminated>
<xbrli:context id="Context_3ME_31-Mar-2013"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2013-01-01</xbrli:startDate><xbrli:endDate>2013-03-31</xbrli:endDate></xbrli:period></xbrli:context>
	<shbi:ExpectedReductionInHedgedDeposits contextRef="Context_3ME_31-Mar-2013" unitRef="USD" decimals="-6">50000000</shbi:ExpectedReductionInHedgedDeposits>
<us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;The following table provides information on the amortized cost and estimated fair values of investment securities.&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Gross&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Gross&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Estimated&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Amortized&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Unrealized&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Unrealized&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Fair&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;(Dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Cost&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Gains&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Losses&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Value&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Available-for-sale securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;December 31, 2012:&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; width: 44%; text-indent: -9pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Obligations of U.S. Government agencies and corporations&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;35,213&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;903&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;36,107&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;106,524&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2,464&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;208&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;108,780&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;596&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;621&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;142,333&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;3,392&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;217&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;145,508&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;December 31, 2011:&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-indent: -9pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Obligations of U.S. Government agencies and corporations&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;41,360&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;803&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;15&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;42,148&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;85,545&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;1,587&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;99&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;87,033&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;577&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;599&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;127,482&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2,412&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;114&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;129,780&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Held-to-maturity securities:&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;December 31, 2012:&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt; text-indent: -9pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Obligations of states and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2,657&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;227&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;2,884&lt;/font&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 9pt; font-size: 10pt;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;December 31, 2011:&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-indent: -9pt; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;Obligations of states and political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;6,480&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;252&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;&lt;font size="2" style="font-family:times new roman,times"&gt;6,732&lt;/font&gt;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock>
<invest:InvestmentTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides a summary of the activity related to the Company&amp;#8217;s investment in Wye Mortgage Group for 2012 and 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: justify;"&gt;Beginning balance&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;89&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;19&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Investment in unconsolidated subsidiary&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;25&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;Equity in undistributed income&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(4&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;45&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;"&gt;Ending balance&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;85&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;89&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: justify;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;"&gt;Income&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;138&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;169&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</invest:InvestmentTableTextBlock>
<us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table summarizes restricted stock award activity for the Company under the 2006 Equity Plan for the two years ended December 31, 2012.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&lt;font style="text-underline-style: double;"&gt;&amp;#160;&lt;/font&gt;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;Year Ended December 31, 2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;Year Ended December 31, 2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Number&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Weighted Average &lt;br  /&gt;Grant Date&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Number&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Weighted Average &lt;br  /&gt;Grant Date&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;of Shares&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;of Shares&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 28%; text-align: left;"&gt;Nonvested at beginning of year&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;45,779&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;"&gt;13.20&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 15%; text-align: right;"&gt;44,127&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 15%; text-align: right;"&gt;16.76&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Granted&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;13,923&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6.99&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Vested&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;(39,231&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;12.92&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;(12,271&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;18.95&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Cancelled&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Nonvested at end of year&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;6,548&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;14.89&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;45,779&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;13.20&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock>
<us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table summarizes stock option activity for the Company under the 2006 Equity Plan for the year ended December 31, 2012. There were no stock options outstanding or stock option activity under the 2006 Equity Plan during 2011.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="14"&gt;Year Ended December 31, 2012&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2"&gt;Number&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2"&gt;Weighted Average&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2"&gt;Aggregate&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2"&gt;Weighted Average Grant Date&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;of shares&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Exercise Price&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Intrinsic Value&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Fair Value&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Outstanding at beginning of year&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 28%;"&gt;Granted&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;"&gt;54,216&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;"&gt;6.64&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;"&gt;3.44&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Exercised&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Expired/Cancelled&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Outstanding at end of year&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;54,216&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;"&gt;6.64&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;"&gt;3.44&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Exercisable at end of year&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
<us-gaap:ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;The following table provides information on Shore Bancshares, Inc.&amp;#8217;s contributions to the Plan for 2012, 2011 and 2010 and the related deferred compensation liability at December 31, 2012 and 2011.&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Deferred compensation contribution&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;20&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;65&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;94&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6"&gt;December 31,&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 72%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"&gt;Deferred compensation liability&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;632&lt;/td&gt;
&lt;td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;$&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;"&gt;544&lt;/td&gt;
&lt;td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"&gt;&lt;/p&gt;</us-gaap:ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock>
<us-gaap:ScheduleOfEarningsPerShareReconciliationTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information relating to the calculation of earnings/(loss) per common share.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;"&gt;(In thousands, except per share data)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2010&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; width: 58%; text-align: left;"&gt;Net loss&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 1%; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; width: 10%; border-bottom: black 2.5pt double; text-align: right;"&gt;(9,638&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; border-bottom: black 2.5pt double; text-align: right;"&gt;(897&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; border-bottom: black 2.5pt double; text-align: right;"&gt;(1,667&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Weighted average shares outstanding &amp;#8211; basic&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;8,457&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;8,451&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;8,442&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Dilutive effect of common stock equivalents&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt;"&gt;Weighted average shares outstanding &amp;#8211; diluted&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;8,457&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;8,451&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;8,442&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt;"&gt;Loss per common share &amp;#8211; basic&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;(1.14&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(0.11&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(0.20&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt;"&gt;Loss per common share &amp;#8211; diluted&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;(1.14&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(0.11&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;(0.20&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfEarningsPerShareReconciliationTableTextBlock>
<shbi:ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;The following table provides information on the estimated fair values of the Company&amp;#8217;s financial assets and liabilities that are reported in the balance sheets at their carrying amounts. The financial assets and liabilities have been segregated by their classification level in the fair value hierarchy.&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Estimated&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Carrying&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Fair&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Carrying&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: center;" colspan="2"&gt;Fair&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Amount&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;Value&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Financial assets&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;"&gt;Level 2 inputs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; width: 44%; text-align: left;"&gt;Cash and cash equivalents&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;200,193&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;200,193&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;127,742&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;127,742&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;"&gt;Investment securities held to maturity&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,657&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,884&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,480&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;6,732&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;"&gt;Level 3 inputs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;"&gt;Loans, net&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;769,091&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;798,381&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;826,762&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;856,917&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt; text-align: left;"&gt;Financial liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;"&gt;Level 2 inputs&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt;"&gt;Deposits&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,049,273&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,052,382&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,009,919&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,013,964&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt;"&gt;Short-term borrowings&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;13,761&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;13,761&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;17,817&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;17,817&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 10.2pt; font-size: 10pt;"&gt;Long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;-&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;455&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;470&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</shbi:ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock>
<us-gaap:ScheduleOfCondensedFinancialStatementsTableTextBlock contextRef="Context_FYE_31-Dec-2012">&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;The following tables provide condensed financial information for Shore Bancshares, Inc. (Parent Company Only).&lt;/p&gt;
&lt;p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;Condensed Balance Sheets&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"&gt;&lt;font style="font-size: 10pt;"&gt;December 31,&lt;/font&gt;&lt;/p&gt;
&lt;p style="margin: 0px;"&gt;&amp;#160;&lt;/p&gt;
&lt;table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="vertical-align: bottom;"&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid;"&gt;(Dollars in thousands)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2012&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"&gt;2011&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; width: 72%;"&gt;Cash&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"&gt;820&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 2%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 10%; text-align: right;"&gt;1,316&lt;/td&gt;
&lt;td style="font-size: 10pt; width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Investment in subsidiaries&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;113,529&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;121,567&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Premises and equipment, net&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;2,616&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;2,711&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Other assets&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,196&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;1,519&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total assets&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;118,161&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;127,113&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 5.4pt; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;91&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Deferred tax liability&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;1,687&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,383&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Other liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;104&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;1,040&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt;"&gt;Long-term debt&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;2,343&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;3,350&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total liabilities&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;4,135&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;5,864&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0px; font-size: 10pt;"&gt;Stockholders&amp;#8217; equity&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Common stock&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;85&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;85&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Additional paid in capital&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;32,155&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;32,052&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; text-align: left;"&gt;Retained earnings&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;81,078&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;90,801&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Accumulated other comprehensive income (loss)&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;708&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;(1,689&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;Total stockholders&amp;#8217; equity&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;114,026&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"&gt;121,249&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: #ccffcc;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-weight: bold; font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: right;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr style="vertical-align: bottom; background-color: white;"&gt;
&lt;td style="padding-left: 0.75in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;Total liabilities and stockholders&amp;#8217; equity&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"&gt;118,161&lt;/td&gt;
&lt;td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"&gt;127,113&lt;/td&gt;
&lt;td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;</us-gaap:ScheduleOfCondensedFinancialStatementsTableTextBlock>

<xbrli:context id="Context_12ME_31-Dec-2012_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis">shbi:DirectorsAssociatesAndPolicyMakingOfficerMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2012-01-01</xbrli:startDate><xbrli:endDate>2012-12-31</xbrli:endDate></xbrli:period></xbrli:context>
	<xbrli:context id="Context_12ME_31-Dec-2011_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis">shbi:DirectorsAssociatesAndPolicyMakingOfficerMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2011-01-01</xbrli:startDate><xbrli:endDate>2011-12-31</xbrli:endDate></xbrli:period></xbrli:context>
	<us-gaap:ProceedsFromRepaymentsOfDebt contextRef="Context_12ME_31-Dec-2012_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember" unitRef="USD" decimals="-5">6100000</us-gaap:ProceedsFromRepaymentsOfDebt>
<us-gaap:ProceedsFromRepaymentsOfDebt contextRef="Context_12ME_31-Dec-2011_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_DirectorsAssociatesAndPolicyMakingOfficerMember" unitRef="USD" decimals="-5">2000000</us-gaap:ProceedsFromRepaymentsOfDebt>
<xbrli:context id="Context_As_Of_31-Dec-2011_StatementBusinessSegmentsAxis_CommunityBankingSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">shbi:CommunityBankingSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2011-12-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:Goodwill contextRef="Context_As_Of_31-Dec-2011_StatementBusinessSegmentsAxis_CommunityBankingSegmentMember" unitRef="USD" decimals="-5">2600000</us-gaap:Goodwill>
<xbrli:context id="Context_As_Of_31-Dec-2012_StatementBusinessSegmentsAxis_InsuranceProductsAndServicesSegmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementBusinessSegmentsAxis">shbi:InsuranceProductsAndServicesSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2012-12-31</xbrli:instant></xbrli:period></xbrli:context>
	<us-gaap:Goodwill contextRef="Context_As_Of_31-Dec-2012_StatementBusinessSegmentsAxis_InsuranceProductsAndServicesSegmentMember" unitRef="USD" decimals="-5">9900000</us-gaap:Goodwill>

	<us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="Context_FYE_31-Dec-2012">P21Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>

<xbrli:context id="Context_0ME_15-Apr-2009_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001035092</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">shbi:CumulativeSeriesPreferredStockMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:MajorTypesOfDebtAndEquitySecuritiesAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2009-04-01</xbrli:startDate><xbrli:endDate>2009-04-15</xbrli:endDate></xbrli:period></xbrli:context>
	<us-gaap:StockIssuedDuringPeriodValueNewIssues contextRef="Context_0ME_15-Apr-2009_StatementClassOfStockAxis_CumulativeSeriesPreferredStockMember_MajorTypesOfDebtAndEquitySecuritiesAxis_USTreasuryAndGovernmentMember" unitRef="USD" decimals="-5">25000000</us-gaap:StockIssuedDuringPeriodValueNewIssues>
</xbrli:xbrl>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>9
<FILENAME>shbi-20121231.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 12:14:21 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:08:13 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:49:32 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 02:47:48 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 03:51:14 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:31:36 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:54:40 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:11:25 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:29:24 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 02, 2013 03:07:54 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 08:45:02 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:09:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:14:51 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:23:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:33:08 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:05:15 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:17:11 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:28:52 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:00:55 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:09:40 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:44:24 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:49:03 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:54:23 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 12:42:02 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 01:14:15 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 04:55:23 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 12:49:28 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 01:34:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:10:31 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:30:25 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 07:18:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:24:39 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:31:32 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 06:07:52 PM -->
<schema targetNamespace="http://www.shbi.net/20121231" elementFormDefault="qualified" xmlns:shbi="http://www.shbi.net/20121231" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:us-gaap="http://fasb.org/us-gaap/2012-01-31" xmlns:country="http://xbrl.sec.gov/country/2012-01-31" xmlns:currency="http://xbrl.sec.gov/currency/2012-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2012-01-31" xmlns:exch="http://xbrl.sec.gov/exch/2012-01-31" xmlns:invest="http://xbrl.sec.gov/invest/2012-01-31" xmlns:naics="http://xbrl.sec.gov/naics/2011-01-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:us-types="http://fasb.org/us-types/2012-01-31" xmlns:stpr="http://xbrl.sec.gov/stpr/2011-01-31" xmlns:deprecated="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric">
<annotation><appinfo>
<link:roleType roleURI="http://www.shbi.net/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
<link:definition>001 - Document - DOCUMENT AND ENTITY INFORMATION</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/ConsolidatedBalanceSheets" id="ConsolidatedBalanceSheets">
<link:definition>002 - Statement - CONSOLIDATED BALANCE SHEETS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/CONSOLIDATEDBALANCESHEETSParenthetical" id="CONSOLIDATEDBALANCESHEETSParenthetical">
<link:definition>003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfOperations" id="ConsolidatedStatementsOfOperations">
<link:definition>004 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss" id="ConsolidatedStatementsOfComprehensiveLoss">
<link:definition>005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfChangesInStockholdersEquity" id="ConsolidatedStatementsOfChangesInStockholdersEquity">
<link:definition>006 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical" id="CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical">
<link:definition>007 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows" id="ConsolidatedStatementsOfCashFlows">
<link:definition>008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SummaryOfSignificantAccountingPolicies" id="SummaryOfSignificantAccountingPolicies">
<link:definition>009 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/InvestmentSecurities" id="InvestmentSecurities">
<link:definition>010 - Disclosure - INVESTMENT SECURITIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLosses" id="LoansAndAllowanceForCreditLosses">
<link:definition>011 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PremisesAndEquipment" id="PremisesAndEquipment">
<link:definition>012 - Disclosure - PREMISES AND EQUIPMENT</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/InvestmentInUnconsolidatedSubsidiary" id="InvestmentInUnconsolidatedSubsidiary">
<link:definition>013 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/GoodwillAndOtherIntangibleAssets" id="GoodwillAndOtherIntangibleAssets">
<link:definition>014 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/OtherAssets" id="OtherAssets">
<link:definition>015 - Disclosure - OTHER ASSETS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/OtherLiabilities" id="OtherLiabilities">
<link:definition>016 - Disclosure - OTHER LIABILITIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/Deposits" id="Deposits">
<link:definition>017 - Disclosure - DEPOSITS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/ShortTermBorrowings" id="ShortTermBorrowings">
<link:definition>018 - Disclosure - SHORT-TERM BORROWINGS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LongTermDebt" id="LongTermDebt">
<link:definition>019 - Disclosure - LONG-TERM DEBT</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/BenefitPlans" id="BenefitPlans">
<link:definition>020 - Disclosure - BENEFIT PLANS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/StockBasedCompensation" id="StockBasedCompensation">
<link:definition>021 - Disclosure - STOCK-BASED COMPENSATION</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DeferredCompensation" id="DeferredCompensation">
<link:definition>022 - Disclosure - DEFERRED COMPENSATION</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/IncomeTaxes" id="IncomeTaxes">
<link:definition>023 - Disclosure - INCOME TAXES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/EarningslossPerCommonShare" id="EarningslossPerCommonShare">
<link:definition>024 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/RegulatoryCapitalRequirements" id="RegulatoryCapitalRequirements">
<link:definition>025 - Disclosure - REGULATORY CAPITAL REQUIREMENTS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LinesOfCredit" id="LinesOfCredit">
<link:definition>026 - Disclosure - LINES OF CREDIT</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FairValueMeasurements" id="FairValueMeasurements">
<link:definition>027 - Disclosure - FAIR VALUE MEASUREMENTS</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DerivativeInstrumentsAndHedgingActivities" id="DerivativeInstrumentsAndHedgingActivities">
<link:definition>028 - Disclosure - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRisk" id="FinancialInstrumentsWithOffBalanceSheetRisk">
<link:definition>029 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/Contingencies" id="Contingencies">
<link:definition>030 - Disclosure - CONTINGENCIES</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/ParentCompanyFinancialInformation" id="ParentCompanyFinancialInformation">
<link:definition>031 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/QuarterlyFinancialResultsUnaudited" id="QuarterlyFinancialResultsUnaudited">
<link:definition>032 - Disclosure - QUARTERLY FINANCIAL RESULTS (unaudited)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SegmentReporting" id="SegmentReporting">
<link:definition>033 - Disclosure - SEGMENT REPORTING</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PreferredStock" id="PreferredStock">
<link:definition>034 - Disclosure - PREFERRED STOCK</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies" id="SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies">
<link:definition>035 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/INVESTMENTSECURITIESTables" id="INVESTMENTSECURITIESTables">
<link:definition>036 - Disclosure - INVESTMENT SECURITIES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESTables" id="LOANSANDALLOWANCEFORCREDITLOSSESTables">
<link:definition>037 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTTables" id="PREMISESANDEQUIPMENTTables">
<link:definition>038 - Disclosure - PREMISES AND EQUIPMENT (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYTables" id="INVESTMENTINUNCONSOLIDATEDSUBSIDIARYTables">
<link:definition>039 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSTables" id="GOODWILLANDOTHERINTANGIBLEASSETSTables">
<link:definition>040 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/OtherAssetsTables" id="OtherAssetsTables">
<link:definition>041 - Disclosure - OTHER ASSETS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/OtherLiabilitiesTables" id="OtherLiabilitiesTables">
<link:definition>042 - Disclosure - OTHER LIABILITIES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DEPOSITSTables" id="DEPOSITSTables">
<link:definition>043 - Disclosure - DEPOSITS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SHORTTERMBORROWINGSTables" id="SHORTTERMBORROWINGSTables">
<link:definition>044 - Disclosure - SHORT-TERM BORROWINGS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LONGTERMDEBTTables" id="LONGTERMDEBTTables">
<link:definition>045 - Disclosure - LONG-TERM DEBT (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/STOCKBASEDCOMPENSATIONTables" id="STOCKBASEDCOMPENSATIONTables">
<link:definition>046 - Disclosure - STOCK-BASED COMPENSATION (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DEFERREDCOMPENSATIONTables" id="DEFERREDCOMPENSATIONTables">
<link:definition>047 - Disclosure - DEFERRED COMPENSATION (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/INCOMETAXESTables" id="INCOMETAXESTables">
<link:definition>048 - Disclosure - INCOME TAXES (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/EarningslossPerCommonShareTables" id="EarningslossPerCommonShareTables">
<link:definition>049 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSTables" id="REGULATORYCAPITALREQUIREMENTSTables">
<link:definition>050 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FAIRVALUEMEASUREMENTSTables" id="FAIRVALUEMEASUREMENTSTables">
<link:definition>051 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FINANCIALINSTRUMENTSWITHOFFBALANCESHEETRISKTables" id="FINANCIALINSTRUMENTSWITHOFFBALANCESHEETRISKTables">
<link:definition>052 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONTables" id="PARENTCOMPANYFINANCIALINFORMATIONTables">
<link:definition>053 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedTables" id="QUARTERLYFINANCIALRESULTSunauditedTables">
<link:definition>054 - Disclosure - QUARTERLY FINANCIAL RESULTS (unaudited) (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SegmentReportingTables" id="SegmentReportingTables">
<link:definition>055 - Disclosure - SEGMENT REPORTING (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual" id="SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual">
<link:definition>056 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails" id="InvestmentSecuritiesDetails">
<link:definition>057 - Disclosure - INVESTMENT SECURITIES (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails1" id="InvestmentSecuritiesDetails1">
<link:definition>058 - Disclosure - INVESTMENT SECURITIES (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails2" id="InvestmentSecuritiesDetails2">
<link:definition>059 - Disclosure - INVESTMENT SECURITIES (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails3" id="InvestmentSecuritiesDetails3">
<link:definition>060 - Disclosure - INVESTMENT SECURITIES (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetailsTextual" id="InvestmentSecuritiesDetailsTextual">
<link:definition>061 - Disclosure - INVESTMENT SECURITIES (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails" id="LOANSANDALLOWANCEFORCREDITLOSSESDetails">
<link:definition>062 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1" id="LoansAndAllowanceForCreditLossesDetails1">
<link:definition>063 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails2" id="LoansAndAllowanceForCreditLossesDetails2">
<link:definition>064 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails3" id="LoansAndAllowanceForCreditLossesDetails3">
<link:definition>065 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails4" id="LoansAndAllowanceForCreditLossesDetails4">
<link:definition>066 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5" id="LoansAndAllowanceForCreditLossesDetails5">
<link:definition>067 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 5)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails6" id="LoansAndAllowanceForCreditLossesDetails6">
<link:definition>068 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 6)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetailsTextual" id="LoansAndAllowanceForCreditLossesDetailsTextual">
<link:definition>069 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails" id="PREMISESANDEQUIPMENTDetails">
<link:definition>070 - Disclosure - PREMISES AND EQUIPMENT (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1" id="PREMISESANDEQUIPMENTDetails1">
<link:definition>071 - Disclosure - PREMISES AND EQUIPMENT (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PremisesAndEquipmentDetailsTextual" id="PremisesAndEquipmentDetailsTextual">
<link:definition>072 - Disclosure - PREMISES AND EQUIPMENT (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails" id="INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails">
<link:definition>073 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual" id="INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual">
<link:definition>074 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails" id="GOODWILLANDOTHERINTANGIBLEASSETSDetails">
<link:definition>075 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails1" id="GOODWILLANDOTHERINTANGIBLEASSETSDetails1">
<link:definition>076 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual" id="GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual">
<link:definition>077 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/OtherAssetsDetails" id="OtherAssetsDetails">
<link:definition>078 - Disclosure - OTHER ASSETS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/OtherLiabilitiesDetails" id="OtherLiabilitiesDetails">
<link:definition>079 - Disclosure - OTHER LIABILITIES (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DEPOSITSDetails" id="DEPOSITSDetails">
<link:definition>080 - Disclosure - DEPOSITS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DEPOSITSDetailsTextual" id="DEPOSITSDetailsTextual">
<link:definition>081 - Disclosure - DEPOSITS (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SHORTTERMBORROWINGSDetails" id="SHORTTERMBORROWINGSDetails">
<link:definition>082 - Disclosure - SHORT-TERM BORROWINGS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LONGTERMDEBTDetails" id="LONGTERMDEBTDetails">
<link:definition>083 - Disclosure - LONG-TERM DEBT (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LongTermDebtDetailsTextual" id="LongTermDebtDetailsTextual">
<link:definition>084 - Disclosure - LONG-TERM DEBT (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/BENEFITPLANSDetailsTextual" id="BENEFITPLANSDetailsTextual">
<link:definition>085 - Disclosure - BENEFIT PLANS (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/StockBasedCompensationDetails" id="StockBasedCompensationDetails">
<link:definition>086 - Disclosure - STOCK-BASED COMPENSATION (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/StockBasedCompensationDetails1" id="StockBasedCompensationDetails1">
<link:definition>087 - Disclosure - STOCK-BASED COMPENSATION (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/StockBasedCompensationDetails2" id="StockBasedCompensationDetails2">
<link:definition>088 - Disclosure - STOCK-BASED COMPENSATION (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/StockBasedCompensationDetails3" id="StockBasedCompensationDetails3">
<link:definition>089 - Disclosure - STOCK-BASED COMPENSATION (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/StockBasedCompensationDetailsTextual" id="StockBasedCompensationDetailsTextual">
<link:definition>090 - Disclosure - STOCK-BASED COMPENSATION (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DeferredCompensationDetails" id="DeferredCompensationDetails">
<link:definition>091 - Disclosure - DEFERRED COMPENSATION (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DeferredCompensationDetails1" id="DeferredCompensationDetails1">
<link:definition>092 - Disclosure - DEFERRED COMPENSATION (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/DEFERREDCOMPENSATIONDetailsTextual" id="DEFERREDCOMPENSATIONDetailsTextual">
<link:definition>093 - Disclosure - DEFERRED COMPENSATION (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/IncomeTaxesDetails" id="IncomeTaxesDetails">
<link:definition>094 - Disclosure - INCOME TAXES (Details )</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/IncomeTaxesDetails1" id="IncomeTaxesDetails1">
<link:definition>095 - Disclosure - INCOME TAXES (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/IncomeTaxesDetails2" id="IncomeTaxesDetails2">
<link:definition>096 - Disclosure - INCOME TAXES (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/EarningsLossPerCommonShareDetails" id="EarningsLossPerCommonShareDetails">
<link:definition>097 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/EarningsLossPerCommonShareDetailsTextual" id="EarningsLossPerCommonShareDetailsTextual">
<link:definition>098 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSDetails" id="REGULATORYCAPITALREQUIREMENTSDetails">
<link:definition>099 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/RegulatoryCapitalRequirementsDetailsTextual" id="RegulatoryCapitalRequirementsDetailsTextual">
<link:definition>100 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/LinesOfCreditDetailsTextual" id="LinesOfCreditDetailsTextual">
<link:definition>101 - Disclosure - LINES OF CREDIT (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails" id="FairValueMeasurementsDetails">
<link:definition>102 - Disclosure - FAIR VALUE MEASUREMENTS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails1" id="FairValueMeasurementsDetails1">
<link:definition>103 - Disclosure - FAIR VALUE MEASUREMENTS (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails2" id="FairValueMeasurementsDetails2">
<link:definition>104 - Disclosure - FAIR VALUE MEASUREMENTS (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails3" id="FairValueMeasurementsDetails3">
<link:definition>105 - Disclosure - FAIR VALUE MEASUREMENTS (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/Derivativeinstrumentsandhedgingactivitiesdetailstextual" id="Derivativeinstrumentsandhedgingactivitiesdetailstextual">
<link:definition>106 - Disclosure - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" id="FinancialInstrumentsWithOffBalanceSheetRiskDetails">
<link:definition>107 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails" id="PARENTCOMPANYFINANCIALINFORMATIONDetails">
<link:definition>108 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails1" id="PARENTCOMPANYFINANCIALINFORMATIONDetails1">
<link:definition>109 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails2" id="PARENTCOMPANYFINANCIALINFORMATIONDetails2">
<link:definition>110 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedDetails" id="QUARTERLYFINANCIALRESULTSunauditedDetails">
<link:definition>111 - Disclosure - QUARTERLY FINANCIAL RESULTS (unaudited) (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SEGMENTREPORTINGDetails" id="SEGMENTREPORTINGDetails">
<link:definition>112 - Disclosure - SEGMENT REPORTING (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/SEGMENTREPORTINGDetailsTextual" id="SEGMENTREPORTINGDetailsTextual">
<link:definition>113 - Disclosure - SEGMENT REPORTING (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.shbi.net/role/PREFERREDSTOCKDetailsTextual" id="PREFERREDSTOCKDetailsTextual">
<link:definition>114 - Disclosure - PREFERRED STOCK (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:linkbaseRef xlink:type="simple" xlink:href="shbi-20121231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="shbi-20121231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="shbi-20121231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
<link:linkbaseRef xlink:type="simple" xlink:href="shbi-20121231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
</appinfo></annotation>
<import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
<import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<import namespace="http://fasb.org/us-gaap/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/invest/2012-01-31" schemaLocation="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/country/2012-01-31" schemaLocation="http://xbrl.sec.gov/country/2012/country-2012-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/currency/2012-01-31" schemaLocation="http://xbrl.sec.gov/currency/2012/currency-2012-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/exch/2012-01-31" schemaLocation="http://xbrl.sec.gov/exch/2012/exch-2012-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/naics/2011-01-31" schemaLocation="http://xbrl.sec.gov/naics/2011/naics-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd"/>
<import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd"/>
<import namespace="http://xbrl.sec.gov/dei/2012-01-31" schemaLocation="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
<import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
<import namespace="http://fasb.org/us-types/2012-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2012/elts/us-types-2012-01-31.xsd"/>
<element name="DocumentAndEntityInformationAbstract" id="shbi_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConsolidatedBalanceSheetsParentheticalAbstract" id="shbi_ConsolidatedBalanceSheetsParentheticalAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" id="shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="WarrantIssuedDuringPeriodValue" id="shbi_WarrantIssuedDuringPeriodValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PreferredSharesIssuedDuringPeriodValueTarp" id="shbi_PreferredSharesIssuedDuringPeriodValueTarp" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PreferredStockDiscountOnSharesDuringPeriod" id="shbi_PreferredStockDiscountOnSharesDuringPeriod" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AccretionOfDiscountPreferredStock" id="shbi_AccretionOfDiscountPreferredStock" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract" id="shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" id="shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredCompensationAbstract" id="shbi_DeferredCompensationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredCompensationDisclosureTextBlock" id="shbi_DeferredCompensationDisclosureTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LineOfCreditDisclosureTextBlock" id="shbi_LineOfCreditDisclosureTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" id="shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" id="shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NatureOfOperationsPolicyTextBlock" id="shbi_NatureOfOperationsPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShortTermBorrowingsPolicyTextBlock" id="shbi_ShortTermBorrowingsPolicyTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" id="shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" id="shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfFinancingReceivablesTableTextBlock" id="shbi_ScheduleOfFinancingReceivablesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" id="shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfOtherLiabilitiesTableTextBlock" id="shbi_ScheduleOfOtherLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DepositsTableTextBlock" id="shbi_DepositsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfShareBasedCompensationTableTextBlock" id="shbi_ScheduleOfShareBasedCompensationTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfCapitalAmountsAndRatiosTableTextBlock" id="shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" id="shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" id="shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" id="shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfCommitmentsOutstandingTableTextBlock" id="shbi_ScheduleOfCommitmentsOutstandingTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" id="shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansAndLeasesReceivableGrossConsumerConstruction" id="shbi_LoansAndLeasesReceivableGrossConsumerConstruction" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedNonaccrualLoansAxis" id="shbi_ImpairedNonaccrualLoansAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="ImpairedNonaccrualLoansDomain" id="shbi_ImpairedNonaccrualLoansDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedNonaccrualLoansMember" id="shbi_ImpairedNonaccrualLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedAccruingRestructuredLoansMember" id="shbi_ImpairedAccruingRestructuredLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TroubledDebtRestructuringsMember" id="shbi_TroubledDebtRestructuringsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" id="shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonAccrualMember" id="shbi_NonAccrualMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestmentCurrentPercentage" id="shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" id="shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" id="shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" id="shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestmentPastDuePercentage" id="shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" id="shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DirectorsAssociatesAndPolicyMakingOfficerMember" id="shbi_DirectorsAssociatesAndPolicyMakingOfficerMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>



<element name="LoansAndLeasesReceivableNetReportedAmountAdditions" id="shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>



<element name="WyeMortgageGroupMember" id="shbi_WyeMortgageGroupMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InvestmentInUnconsolidatedSubsidiary" id="shbi_InvestmentInUnconsolidatedSubsidiary" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EquityInUndistributedIncomeLoss" id="shbi_EquityInUndistributedIncomeLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmploymentAgreementsMember" id="shbi_EmploymentAgreementsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InsuranceExpirationsMember" id="shbi_InsuranceExpirationsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CarrierRelationshipsMember" id="shbi_CarrierRelationshipsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GoodwillAccumulatedAmortization" id="shbi_GoodwillAccumulatedAmortization" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GoodwillWeightedAverageRemainingLife" id="shbi_GoodwillWeightedAverageRemainingLife" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" id="shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FiniteLivedIntangibleAssetsAccumulatedUnamortizable" id="shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FiniteLivedIntangibleAssetUsefulLifeUnamortizable" id="shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IntangibleAssetsGrossExcludingGoodwill" id="shbi_IntangibleAssetsGrossExcludingGoodwill" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TotalOtherIntangibleAssetsAccumulatedAmortization" id="shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommunityBankingSegmentMember" id="shbi_CommunityBankingSegmentMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InsuranceProductsAndServicesSegmentMember" id="shbi_InsuranceProductsAndServicesSegmentMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InvestmentSecuritiesNonmarketable" id="shbi_InvestmentSecuritiesNonmarketable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TimeDepositMaturitiesYearOneToThree" id="shbi_TimeDepositMaturitiesYearOneToThree" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TimeDepositMaturitiesYearThreeToFive" id="shbi_TimeDepositMaturitiesYearThreeToFive" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RetailRepurchaseAgreementsMember" id="shbi_RetailRepurchaseAgreementsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherShortTermBorrowingsMember" id="shbi_OtherShortTermBorrowingsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EmployeeUnrecognizedStockBasedCompensationExpenses" id="shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockBasedCompensationWeightedAverageFairValueGrantValue" id="shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockBasedCompensationWeightedAverageFairValueExercisedValue" id="shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="StockBasedCompensationWeightedAverageFairValueExpiredValue" id="shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="WeightedAverageGrantDateFairValueOutstanding" id="shbi_WeightedAverageGrantDateFairValueOutstanding" type="num:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="WeightedAverageGrantDateFairValueExercisable" id="shbi_WeightedAverageGrantDateFairValueExercisable" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EquityPlan2006Member" id="shbi_EquityPlan2006Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OptionPlan1998Member" id="shbi_OptionPlan1998Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" id="shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" id="shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfAfterTwoYearsGrants" id="shbi_PercentageOfAfterTwoYearsGrants" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfAfterThreeYearsGrants" id="shbi_PercentageOfAfterThreeYearsGrants" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" id="shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" type="num:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AccruedBenefitObligation" id="shbi_AccruedBenefitObligation" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxAssetsWriteDownsOtherRealEstateOwned" id="shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxLiabilitiesDepreciation" id="shbi_DeferredTaxLiabilitiesDepreciation" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxLiabilitiesPurchaseAccountingAdjustments" id="shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" id="shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TalbotBankMember" id="shbi_TalbotBankMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CentrevilleNationalBankMember" id="shbi_CentrevilleNationalBankMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FeltonBankMember" id="shbi_FeltonBankMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AdjustedAverageTotalAssets" id="shbi_AdjustedAverageTotalAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" id="shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EstimatedFairValueOfFinancialAssetAbstract" id="shbi_EstimatedFairValueOfFinancialAssetAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="EstimatedFairValueOfFinancialLiabilitiesAbstract" id="shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestRateCapsPurchased" id="shbi_InterestRateCapsPurchased" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DerivativeCapFixedInterestRate" id="shbi_DerivativeCapFixedInterestRate" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestExpenseHedgedDeposits" id="shbi_InterestExpenseHedgedDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FutureInterestExpensesOnHedgeDeposits" id="shbi_FutureInterestExpensesOnHedgeDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommitmentsToExtendCreditOutstanding" id="shbi_CommitmentsToExtendCreditOutstanding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommitmentsOutstandingTotal" id="shbi_CommitmentsOutstandingTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DividendsFromSubsidiaries" id="shbi_DividendsFromSubsidiaries" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ManagementAndOtherFeesFromSubsidiaries" id="shbi_ManagementAndOtherFeesFromSubsidiaries" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OccupancyAndEquipmentExpense" id="shbi_OccupancyAndEquipmentExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PaymentsToAcquireInterestInSubsidiaries" id="shbi_PaymentsToAcquireInterestInSubsidiaries" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>

<element name="CommunityBankingMember" id="shbi_CommunityBankingMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InsuranceProductsAndServicesMember" id="shbi_InsuranceProductsAndServicesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IntersegmentExpenseIncome" id="shbi_IntersegmentExpenseIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CumulativeSeriesPreferredStockMember" id="shbi_CumulativeSeriesPreferredStockMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>

<element name="FutureInterestExpensesOnHedgeTerminated" id="shbi_FutureInterestExpensesOnHedgeTerminated" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="RestrictedStockAwardsVested" id="shbi_RestrictedStockAwardsVested" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="credit"/>
<element name="DeferredCompensationContribution" id="shbi_DeferredCompensationContribution" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" id="shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="HedgedDeposits" id="shbi_HedgedDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="ExpectedReductionInHedgedDeposits" id="shbi_ExpectedReductionInHedgedDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="GoodwillImpairmentCharges" id="shbi_GoodwillImpairmentCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="ImpairmentOfAmortizableIntangibleAssetsFiniteLived" id="shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" id="shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
<element name="ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" id="shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" abstract="false" nillable="true" xbrli:balance="debit"/>
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>10
<FILENAME>shbi-20121231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 12:14:21 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:08:13 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:49:32 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 02:47:48 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 03:51:14 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:31:36 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:54:40 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:11:25 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:29:24 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 02, 2013 03:07:54 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 08:45:02 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:09:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:14:51 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:23:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:33:08 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:05:15 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:17:11 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:28:52 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:00:55 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:09:40 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:44:24 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:49:03 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:54:23 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 12:42:02 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 01:14:15 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 04:55:23 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 12:49:28 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 01:34:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:10:31 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:30:25 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 07:18:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:24:39 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:31:32 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 06:07:52 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedBalanceSheets" roleURI="http://www.shbi.net/role/ConsolidatedBalanceSheets"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedBalanceSheets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance" order="20" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_CashAndDueFromBanks" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_us-gaap_FederalFundsSold"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_FederalFundsSold" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_AvailableForSaleSecurities" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_HeldToMaturitySecurities" order="50" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet" order="70" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_Goodwill" order="80" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill" order="90" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets" order="100" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_OtherAssets" order="110" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_Deposits" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_ShortTermBorrowings" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_OtherLiabilities" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_LongTermDebt" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_CommonStockValue" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_Liabilities" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="loc_us-gaap_StockholdersEquity" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentAggregateCost" xlink:label="loc_us-gaap_EquityMethodInvestmentAggregateCost"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_EquityMethodInvestmentAggregateCost" order="120" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets" xlink:to="loc_us-gaap_Cash" order="130" use="optional" weight="1"/>
</calculationLink>





<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfOperations" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfOperations"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfOperations">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="loc_us-gaap_InterestIncomeFederalFundsSold"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestIncomeFederalFundsSold" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense" xlink:to="loc_us-gaap_InterestExpenseDeposits" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseShortTermBorrowings" xlink:label="loc_us-gaap_InterestExpenseShortTermBorrowings"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense" xlink:to="loc_us-gaap_InterestExpenseShortTermBorrowings" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="loc_us-gaap_InterestExpenseLongTermDebt"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpense" xlink:to="loc_us-gaap_InterestExpenseLongTermDebt" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="loc_us-gaap_InterestExpense" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_us-gaap_InterestIncomeExpenseNet" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_us-gaap_FeesAndCommissionsDepositorAccounts"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_FeesAndCommissionsDepositorAccounts" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:label="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness" order="50" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="loc_us-gaap_SalariesAndWages"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_SalariesAndWages" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="loc_us-gaap_OtherLaborRelatedExpenses"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_OtherLaborRelatedExpenses" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_OccupancyNet" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_EquipmentExpense" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseDirectorsFees" xlink:label="loc_us-gaap_NoninterestExpenseDirectorsFees"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_NoninterestExpenseDirectorsFees" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetImpairment" order="70" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets" order="80" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseCommissionExpense" xlink:label="loc_us-gaap_NoninterestExpenseCommissionExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_NoninterestExpenseCommissionExpense" order="90" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" order="100" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate" order="110" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="loc_us-gaap_OtherNoninterestExpense" order="120" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit" order="20" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" order="40" use="optional" weight="-1"/>
</calculationLink>






<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfComprehensiveLoss" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" order="20" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" order="40" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="loc_us-gaap_NetIncomeLoss" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" order="20" use="optional" weight="1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfCashFlows" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_NetIncomeLoss" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetImpairment" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherDepreciationAndAmortization" xlink:label="loc_us-gaap_OtherDepreciationAndAmortization"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_OtherDepreciationAndAmortization" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" order="50" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_ShareBasedCompensation" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" order="70" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" order="90" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" order="100" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xlink:label="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" order="110" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness" order="120" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" order="130" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets" order="140" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInInterestPayableNet" order="150" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" order="160" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" order="30" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromLoanOriginations1" xlink:label="loc_us-gaap_ProceedsFromLoanOriginations1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromLoanOriginations1" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" order="60" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" order="70" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate" order="80" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" order="90" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeInterestBearingDepositsDomestic"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_NetChangeInterestBearingDepositsDomestic" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt" order="50" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants" order="60" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock" order="70" use="optional" weight="-1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" order="20" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherShortTermDebt" xlink:label="loc_us-gaap_RepaymentsOfOtherShortTermDebt"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_RepaymentsOfOtherShortTermDebt" order="80" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt" order="90" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" order="100" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PaymentsToAcquireInterestInSubsidiaries" xlink:label="loc_shbi_PaymentsToAcquireInterestInSubsidiaries"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="loc_shbi_PaymentsToAcquireInterestInSubsidiaries" order="110" use="optional" weight="-1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization" order="170" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments" order="180" use="optional" weight="-1"/>
</calculationLink>



<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LOANSANDALLOWANCEFORCREDITLOSSESDetails" roleURI="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xlink:label="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstate" xlink:label="loc_us-gaap_LoansReceivableCommercialRealEstate"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_us-gaap_LoansReceivableCommercialRealEstate" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommercial"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_us-gaap_LoansAndLeasesReceivableCommercial" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumer"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_us-gaap_LoansAndLeasesReceivableConsumer" order="50" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails1" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" order="20" use="optional" weight="1"/></calculationLink>

<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails5" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" order="30" use="optional" weight="1"/></calculationLink>

<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREMISESANDEQUIPMENTDetails" roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Land" xlink:label="loc_us-gaap_Land"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentGross" xlink:to="loc_us-gaap_Land" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingsAndImprovementsGross" xlink:label="loc_us-gaap_BuildingsAndImprovementsGross"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentGross" xlink:to="loc_us-gaap_BuildingsAndImprovementsGross" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesGross" xlink:label="loc_us-gaap_FurnitureAndFixturesGross"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentGross" xlink:to="loc_us-gaap_FurnitureAndFixturesGross" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" order="20" use="optional" weight="-1"/></calculationLink>

<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherAssetsDetails" roleURI="http://www.shbi.net/role/OtherAssetsDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherAssetsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InvestmentSecuritiesNonmarketable" xlink:label="loc_shbi_InvestmentSecuritiesNonmarketable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_shbi_InvestmentSecuritiesNonmarketable" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsReceivableGross" xlink:label="loc_us-gaap_PremiumsReceivableGross"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_us-gaap_PremiumsReceivableGross" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_us-gaap_InterestReceivable" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesReceivable" xlink:label="loc_us-gaap_IncomeTaxesReceivable"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_us-gaap_IncomeTaxesReceivable" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_us-gaap_DerivativeAssets" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetsCurrent" xlink:label="loc_us-gaap_OtherAssetsCurrent"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets" xlink:to="loc_us-gaap_OtherAssetsCurrent" order="80" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherLiabilitiesDetails" roleURI="http://www.shbi.net/role/OtherLiabilitiesDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherLiabilitiesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="loc_us-gaap_DepositLiabilitiesAccruedInterest"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilities" xlink:to="loc_us-gaap_DepositLiabilitiesAccruedInterest" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesCurrent" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilities" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent" order="20" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEPOSITSDetails" roleURI="http://www.shbi.net/role/DEPOSITSDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEPOSITSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearOneToThree" xlink:label="loc_shbi_TimeDepositMaturitiesYearOneToThree"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_shbi_TimeDepositMaturitiesYearOneToThree" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearThreeToFive" xlink:label="loc_shbi_TimeDepositMaturitiesYearThreeToFive"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="loc_shbi_TimeDepositMaturitiesYearThreeToFive" order="30" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails" roleURI="http://www.shbi.net/role/IncomeTaxesDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" order="20" use="optional" weight="1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails1" roleURI="http://www.shbi.net/role/IncomeTaxesDetails1"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" order="60" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails2" roleURI="http://www.shbi.net/role/IncomeTaxesDetails2"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" order="20" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xlink:label="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" order="30" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" order="40" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredIncome" xlink:label="loc_us-gaap_DeferredTaxAssetsDeferredIncome"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsDeferredIncome" order="50" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" order="60" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" order="70" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" order="80" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_us-gaap_DeferredTaxAssetsOther"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="loc_us-gaap_DeferredTaxAssetsOther" order="90" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities"/><loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDepreciation" xlink:label="loc_shbi_DeferredTaxLiabilitiesDepreciation"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_shbi_DeferredTaxLiabilitiesDepreciation" order="10" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xlink:label="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" order="20" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xlink:label="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" order="30" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" order="40" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" order="50" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesOther" order="60" use="optional" weight="1"/><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="loc_us-gaap_DeferredTaxAssetsNet" order="10" use="optional" weight="1"/><calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="loc_us-gaap_DeferredTaxLiabilities" order="20" use="optional" weight="-1"/></calculationLink>


<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FinancialInstrumentsWithOffBalanceSheetRiskDetails" roleURI="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsOutstandingTotal" xlink:label="loc_shbi_CommitmentsOutstandingTotal"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsToExtendCreditOutstanding" xlink:label="loc_shbi_CommitmentsToExtendCreditOutstanding"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_shbi_CommitmentsOutstandingTotal" xlink:to="loc_shbi_CommitmentsToExtendCreditOutstanding" order="10" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="loc_us-gaap_LettersOfCreditOutstandingAmount"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_shbi_CommitmentsOutstandingTotal" xlink:to="loc_us-gaap_LettersOfCreditOutstandingAmount" order="20" use="optional" weight="1"/>
</calculationLink>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREMISESANDEQUIPMENTDetails1" roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1"/>
<calculationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1"><loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" order="0" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" order="1" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" order="2" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" order="3" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" order="4" use="optional" weight="1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter"/>
<calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" order="5" use="optional" weight="1"/>
</calculationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>11
<FILENAME>shbi-20121231_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 12:14:21 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:08:13 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:49:32 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 02:47:48 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 03:51:14 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:31:36 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:54:40 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:11:25 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:29:24 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 02, 2013 03:07:54 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 08:45:02 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:09:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:14:51 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:23:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:33:08 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:05:15 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:17:11 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:28:52 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:00:55 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:09:40 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:44:24 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:49:03 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:54:23 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 12:42:02 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 01:14:15 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 04:55:23 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 12:49:28 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 01:34:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:10:31 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:30:25 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 07:18:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:24:39 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:31:32 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 06:07:52 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
<arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DocumentAndEntityInformation" roleURI="http://www.shbi.net/role/DocumentAndEntityInformation"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedBalanceSheets" roleURI="http://www.shbi.net/role/ConsolidatedBalanceSheets"/>
<roleRef xlink:type="simple" roleURI="http://www.shbi.net/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:href="shbi-20121231.xsd#CONSOLIDATEDBALANCESHEETSParenthetical"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfOperations" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfOperations"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfComprehensiveLoss" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfChangesInStockholdersEquity" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfChangesInStockholdersEquity"/>
<roleRef xlink:type="simple" roleURI="http://www.shbi.net/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical" xlink:href="shbi-20121231.xsd#CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfCashFlows" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual" roleURI="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails1" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails2" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails3" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetailsTextual" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LOANSANDALLOWANCEFORCREDITLOSSESDetails" roleURI="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails1" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails2" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails3" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails4" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails4"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails5" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails6" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails6"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetailsTextual" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREMISESANDEQUIPMENTDetails" roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREMISESANDEQUIPMENTDetails1" roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PremisesAndEquipmentDetailsTextual" roleURI="http://www.shbi.net/role/PremisesAndEquipmentDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails" roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual" roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GOODWILLANDOTHERINTANGIBLEASSETSDetails" roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GOODWILLANDOTHERINTANGIBLEASSETSDetails1" roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual" roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherAssetsDetails" roleURI="http://www.shbi.net/role/OtherAssetsDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherLiabilitiesDetails" roleURI="http://www.shbi.net/role/OtherLiabilitiesDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEPOSITSDetails" roleURI="http://www.shbi.net/role/DEPOSITSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEPOSITSDetailsTextual" roleURI="http://www.shbi.net/role/DEPOSITSDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SHORTTERMBORROWINGSDetails" roleURI="http://www.shbi.net/role/SHORTTERMBORROWINGSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LONGTERMDEBTDetails" roleURI="http://www.shbi.net/role/LONGTERMDEBTDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LongTermDebtDetailsTextual" roleURI="http://www.shbi.net/role/LongTermDebtDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#BENEFITPLANSDetailsTextual" roleURI="http://www.shbi.net/role/BENEFITPLANSDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails1" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails2" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails3" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetailsTextual" roleURI="http://www.shbi.net/role/StockBasedCompensationDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DeferredCompensationDetails" roleURI="http://www.shbi.net/role/DeferredCompensationDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DeferredCompensationDetails1" roleURI="http://www.shbi.net/role/DeferredCompensationDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEFERREDCOMPENSATIONDetailsTextual" roleURI="http://www.shbi.net/role/DEFERREDCOMPENSATIONDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails" roleURI="http://www.shbi.net/role/IncomeTaxesDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails1" roleURI="http://www.shbi.net/role/IncomeTaxesDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails2" roleURI="http://www.shbi.net/role/IncomeTaxesDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#EarningsLossPerCommonShareDetails" roleURI="http://www.shbi.net/role/EarningsLossPerCommonShareDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#EarningsLossPerCommonShareDetailsTextual" roleURI="http://www.shbi.net/role/EarningsLossPerCommonShareDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#REGULATORYCAPITALREQUIREMENTSDetails" roleURI="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#RegulatoryCapitalRequirementsDetailsTextual" roleURI="http://www.shbi.net/role/RegulatoryCapitalRequirementsDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LinesOfCreditDetailsTextual" roleURI="http://www.shbi.net/role/LinesOfCreditDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails1" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails2" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails3" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#Derivativeinstrumentsandhedgingactivitiesdetailstextual" roleURI="http://www.shbi.net/role/Derivativeinstrumentsandhedgingactivitiesdetailstextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FinancialInstrumentsWithOffBalanceSheetRiskDetails" roleURI="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PARENTCOMPANYFINANCIALINFORMATIONDetails" roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PARENTCOMPANYFINANCIALINFORMATIONDetails1" roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PARENTCOMPANYFINANCIALINFORMATIONDetails2" roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#QUARTERLYFINANCIALRESULTSunauditedDetails" roleURI="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SEGMENTREPORTINGDetails" roleURI="http://www.shbi.net/role/SEGMENTREPORTINGDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SEGMENTREPORTINGDetailsTextual" roleURI="http://www.shbi.net/role/SEGMENTREPORTINGDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREFERREDSTOCKDetailsTextual" roleURI="http://www.shbi.net/role/PREFERREDSTOCKDetailsTextual"/>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DocumentAndEntityInformation">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityRegistrantName_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityCentralIndexKey_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_CurrentFiscalYearEndDate_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityFilerCategory_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_TradingSymbol_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_DocumentType_8" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_AmendmentFlag_9" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_DocumentPeriodEndDate_10" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_DocumentFiscalPeriodFocus_11" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_DocumentFiscalYearFocus_12" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityWellKnownSeasonedIssuer_13" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityVoluntaryFilers_14" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityCurrentReportingStatus_15" order="140" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_dei_EntityPublicFloat_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_dei_EntityPublicFloat_16" order="150" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedBalanceSheets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AssetsAbstract_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_CashAndDueFromBanks_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_4" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_us-gaap_FederalFundsSold_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_FederalFundsSold_5" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="loc_us-gaap_MarketableSecuritiesAbstract_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_MarketableSecuritiesAbstract_6" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesAbstract_6" xlink:to="loc_us-gaap_AvailableForSaleSecurities_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesAbstract_6" xlink:to="loc_us-gaap_HeldToMaturitySecurities_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_9" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_10" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_11" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_12" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_Goodwill_13" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_14" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_15" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_OtherAssets_16" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_Assets_17" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_19" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_20" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_Deposits_21" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_ShortTermBorrowings_22" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_OtherLiabilities_23" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_LongTermDebt_24" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_Liabilities_25" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_StockholdersEquityAbstract_26" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_27"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_26" xlink:to="loc_us-gaap_CommonStockValue_27" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_28"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_26" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_28" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_29"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_26" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_29" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_30"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_26" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_30" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_31"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_26" xlink:to="loc_us-gaap_StockholdersEquity_31" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_32"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_32" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentAggregateCost" xlink:label="loc_us-gaap_EquityMethodInvestmentAggregateCost"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_EquityMethodInvestmentAggregateCost" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_18" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_2" xlink:to="loc_us-gaap_Cash" order="140" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/CONSOLIDATEDBALANCESHEETSParenthetical">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CommonStockSharesIssued_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_6" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfOperations">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_2" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_2" xlink:to="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_4" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_4" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_5" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_4" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="loc_us-gaap_InterestIncomeFederalFundsSold_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_2" xlink:to="loc_us-gaap_InterestIncomeFederalFundsSold_7" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_2" xlink:to="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_8" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_2" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_9" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestExpenseAbstract_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_10" xlink:to="loc_us-gaap_InterestExpenseDeposits_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseShortTermBorrowings" xlink:label="loc_us-gaap_InterestExpenseShortTermBorrowings_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_10" xlink:to="loc_us-gaap_InterestExpenseShortTermBorrowings_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="loc_us-gaap_InterestExpenseLongTermDebt_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_10" xlink:to="loc_us-gaap_InterestExpenseLongTermDebt_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InterestExpenseAbstract_10" xlink:to="loc_us-gaap_InterestExpense_14" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_16" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_17" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NoninterestIncomeAbstract_18" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_us-gaap_FeesAndCommissionsDepositorAccounts_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_18" xlink:to="loc_us-gaap_FeesAndCommissionsDepositorAccounts_19" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:label="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_18" xlink:to="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_20" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_18" xlink:to="loc_us-gaap_GainLossOnSaleOfSecuritiesNet_21" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_18" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_22" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_18" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_23" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_18" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_24" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_18" xlink:to="loc_us-gaap_NoninterestIncome_25" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_26" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="loc_us-gaap_SalariesAndWages_27"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_SalariesAndWages_27" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="loc_us-gaap_OtherLaborRelatedExpenses_28"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_OtherLaborRelatedExpenses_28" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_29"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_OccupancyNet_29" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense_30"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_EquipmentExpense_30" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_31"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_31" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseDirectorsFees" xlink:label="loc_us-gaap_NoninterestExpenseDirectorsFees_32"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_NoninterestExpenseDirectorsFees_32" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_33"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_33" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_34"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_34" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseCommissionExpense" xlink:label="loc_us-gaap_NoninterestExpenseCommissionExpense_35"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_NoninterestExpenseCommissionExpense_35" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_36"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_36" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_37"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_37" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_38"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_OtherNoninterestExpense_38" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_39"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_26" xlink:to="loc_us-gaap_NoninterestExpense_39" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_40"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_40" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_41"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_41" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_42"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLoss_42" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_43"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EarningsPerShareBasic_43" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_44"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EarningsPerShareDiluted_44" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_45"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_45" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" order="140" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" order="150" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLoss_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_9" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_9" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="loc_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_9" xlink:to="loc_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_14" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_15" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_3" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_16" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfChangesInStockholdersEquity">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_9_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_RetainedEarningsMember_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_us-gaap_WarrantMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_WarrantMember_5" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_CommonStockMember_4" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_PreferredStockMember_3" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StockholdersEquity_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_NetIncomeLoss_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_14" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xlink:label="loc_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant_16" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WarrantIssuedDuringPeriodValue" xlink:label="loc_shbi_WarrantIssuedDuringPeriodValue_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_shbi_WarrantIssuedDuringPeriodValue_17" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PreferredSharesIssuedDuringPeriodValueTarp" xlink:label="loc_shbi_PreferredSharesIssuedDuringPeriodValueTarp_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_shbi_PreferredSharesIssuedDuringPeriodValueTarp_18" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PreferredStockDiscountOnSharesDuringPeriod" xlink:label="loc_shbi_PreferredStockDiscountOnSharesDuringPeriod_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_shbi_PreferredStockDiscountOnSharesDuringPeriod_19" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AccretionOfDiscountPreferredStock" xlink:label="loc_shbi_AccretionOfDiscountPreferredStock_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_shbi_AccretionOfDiscountPreferredStock_20" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue_21" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_22" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_23" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_DividendsPreferredStockCash_24" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_11" xlink:to="loc_us-gaap_DividendsCommonStockCash_25" order="130" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_2" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>


































































































<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" order="1" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_NetIncomeLoss" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" order="1" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetImpairment" order="1" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherDepreciationAndAmortization" xlink:label="loc_us-gaap_OtherDepreciationAndAmortization"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_OtherDepreciationAndAmortization" order="2" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" order="3" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_ShareBasedCompensation" order="4" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" order="5" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" order="6" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" order="7" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" order="8" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xlink:label="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" order="9" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" order="11" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets" order="1" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_us-gaap_IncreaseDecreaseInInterestPayableNet" order="2" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" order="3" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments" order="12" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization" order="13" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" order="14" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" order="2" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" order="1" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" order="2" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" order="3" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromLoanOriginations1" xlink:label="loc_us-gaap_ProceedsFromLoanOriginations1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromLoanOriginations1" order="4" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" order="5" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" order="6" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate" order="7" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" order="8" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" order="9" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PaymentsToAcquireInterestInSubsidiaries" xlink:label="loc_shbi_PaymentsToAcquireInterestInSubsidiaries"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_shbi_PaymentsToAcquireInterestInSubsidiaries" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" order="11" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" order="3" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeInterestBearingDepositsDomestic"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_NetChangeInterestBearingDepositsDomestic" order="1" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt" order="2" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" order="3" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt" order="4" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants" order="5" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock" order="6" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherShortTermDebt" xlink:label="loc_us-gaap_RepaymentsOfOtherShortTermDebt"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_RepaymentsOfOtherShortTermDebt" order="7" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt" order="8" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" order="9" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" order="4" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" order="5" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract" order="6" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_us-gaap_InterestPaid"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="loc_us-gaap_InterestPaid" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="loc_us-gaap_IncomeTaxesPaid" order="1" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="loc_us-gaap_TransferOfOtherRealEstate"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="loc_us-gaap_TransferOfOtherRealEstate" order="2" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_FurnitureAndFixturesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComputerEquipmentMember" xlink:label="loc_us-gaap_ComputerEquipmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_ComputerEquipmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LandImprovementsMember" xlink:label="loc_us-gaap_LandImprovementsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LandImprovementsMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LeaseholdImprovementsMember_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RangeAxis_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MinimumMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MaximumMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_14" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetImpairmentCharges" xlink:label="loc_us-gaap_OtherAssetImpairmentCharges_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OtherAssetImpairmentCharges_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="loc_us-gaap_AdvertisingExpense_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AdvertisingExpense_16" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_2" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_2" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3" xlink:to="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_6" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_6" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7" xlink:to="loc_us-gaap_EquitySecuritiesMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_12" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_13" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecurities_14" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_15" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_16" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_17" order="80" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_5" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_5" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6" xlink:to="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_11" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_12" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_13" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_EquitySecuritiesMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_9" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_10" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_11" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_12" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_13" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_14" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_15" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_16" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_17" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_18" order="140" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_19" order="150" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_20" order="160" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_21" order="170" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecurities_22" order="180" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_23" order="190" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_24" order="200" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_25" order="210" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_26" order="220" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_27"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_27" order="230" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_28"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_28" order="240" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesPledgedAsCollateralMember" xlink:label="loc_us-gaap_SecuritiesPledgedAsCollateralMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_SecuritiesPledgedAsCollateralMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral_6" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainOnSaleOfInvestments" xlink:label="loc_us-gaap_GainOnSaleOfInvestments_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_GainOnSaleOfInvestments_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnSaleOfInvestments" xlink:label="loc_us-gaap_LossOnSaleOfInvestments_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LossOnSaleOfInvestments_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" xlink:label="loc_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue_7" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xlink:label="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstate" xlink:label="loc_us-gaap_LoansReceivableCommercialRealEstate_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansReceivableCommercialRealEstate_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommercial_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableCommercial_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumer_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableConsumer_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansReceivableNet_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_8" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_9" order="80" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="loc_us-gaap_FinancingReceivableAllowanceDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" xlink:to="loc_us-gaap_FinancingReceivableAllowanceDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="loc_us-gaap_FinancingReceivableAllowanceDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" xlink:to="loc_us-gaap_FinancingReceivableAllowanceDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceDomain_14" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_17" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_18" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_19" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_19" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_20" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_19" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_21" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_19" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_22" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansAxis" xlink:label="loc_shbi_ImpairedNonaccrualLoansAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_shbi_ImpairedNonaccrualLoansAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansDomain" xlink:label="loc_shbi_ImpairedNonaccrualLoansDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_shbi_ImpairedNonaccrualLoansAxis_2" xlink:to="loc_shbi_ImpairedNonaccrualLoansDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansDomain" xlink:label="loc_shbi_ImpairedNonaccrualLoansDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_shbi_ImpairedNonaccrualLoansAxis_2" xlink:to="loc_shbi_ImpairedNonaccrualLoansDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansMember" xlink:label="loc_shbi_ImpairedNonaccrualLoansMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_ImpairedNonaccrualLoansDomain_3" xlink:to="loc_shbi_ImpairedNonaccrualLoansMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedAccruingRestructuredLoansMember" xlink:label="loc_shbi_ImpairedAccruingRestructuredLoansMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_ImpairedNonaccrualLoansDomain_3" xlink:to="loc_shbi_ImpairedAccruingRestructuredLoansMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_ConsumerLoanMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_11_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_11_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_ResidentialRealEstateMember_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_CommercialRealEstateMember_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_14" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_14" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_15_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_14" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_15_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_15" xlink:to="loc_us-gaap_ConstructionLoansMember_16" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_17" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_19" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_20" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_21" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringAxis" xlink:label="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xlink:label="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_2" xlink:to="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xlink:label="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_2" xlink:to="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TroubledDebtRestructuringsMember" xlink:label="loc_shbi_TroubledDebtRestructuringsMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3" xlink:to="loc_shbi_TroubledDebtRestructuringsMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" xlink:label="loc_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3" xlink:to="loc_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_ConsumerLoanMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_11_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_11_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_ResidentialRealEstateMember_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_CommercialRealEstateMember_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_14" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_14" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_15_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_14" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_15_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_15" xlink:to="loc_us-gaap_ConstructionLoansMember_16" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts_17" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_19" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="loc_us-gaap_FinancingReceivableModificationsRecordedInvestment_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableModificationsRecordedInvestment_20" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_13" xlink:to="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_13" xlink:to="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_PassMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_SpecialMentionMember_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_SubstandardMember_17" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_DoubtfulMember_18" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_NonAccrualMember" xlink:label="loc_shbi_NonAccrualMember_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_shbi_NonAccrualMember_19" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansReceivableNet_20" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_14" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_16" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_17" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_18" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansReceivableNet_19" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage_20" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage_21" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage_22" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_23" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage_24" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage_25" order="130" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails6">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="loc_us-gaap_FinancingReceivableAllowanceDomain_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" xlink:to="loc_us-gaap_FinancingReceivableAllowanceDomain_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="loc_us-gaap_FinancingReceivableAllowanceDomain_14_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" xlink:to="loc_us-gaap_FinancingReceivableAllowanceDomain_14_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceDomain_14" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_15" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_16" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_16" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_17" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_16" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_18" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_16" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_19" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_16" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_20" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_16" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_21" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_2" xlink:to="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_2" xlink:to="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DirectorsAssociatesAndPolicyMakingOfficerMember" xlink:label="loc_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3" xlink:to="loc_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember_4" order="0" use="optional"/>










<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" xlink:label="loc_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions_10" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfDebt" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfDebt_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfDebt_11" order="40" use="optional"/>














</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Land" xlink:label="loc_us-gaap_Land_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_Land_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingsAndImprovementsGross" xlink:label="loc_us-gaap_BuildingsAndImprovementsGross_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_BuildingsAndImprovementsGross_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesGross" xlink:label="loc_us-gaap_FurnitureAndFixturesGross_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FurnitureAndFixturesGross_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_7" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable_8" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PremisesAndEquipmentDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation" xlink:label="loc_us-gaap_Depreciation_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_Depreciation_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="loc_us-gaap_LeaseAndRentalExpense_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LeaseAndRentalExpense_3" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvesteeNameDomain" xlink:label="loc_us-gaap_EquityMethodInvesteeNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_2" xlink:to="loc_us-gaap_EquityMethodInvesteeNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvesteeNameDomain" xlink:label="loc_us-gaap_EquityMethodInvesteeNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_2" xlink:to="loc_us-gaap_EquityMethodInvesteeNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WyeMortgageGroupMember" xlink:label="loc_shbi_WyeMortgageGroupMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityMethodInvesteeNameDomain_3" xlink:to="loc_shbi_WyeMortgageGroupMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EquityMethodInvestments_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InvestmentInUnconsolidatedSubsidiary" xlink:label="loc_shbi_InvestmentInUnconsolidatedSubsidiary_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_InvestmentInUnconsolidatedSubsidiary_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EquityInUndistributedIncomeLoss" xlink:label="loc_shbi_EquityInUndistributedIncomeLoss_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_EquityInUndistributedIncomeLoss_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_8" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage" xlink:label="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_2" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EmploymentAgreementsMember" xlink:label="loc_shbi_EmploymentAgreementsMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_shbi_EmploymentAgreementsMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceExpirationsMember" xlink:label="loc_shbi_InsuranceExpirationsMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_shbi_InsuranceExpirationsMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="loc_us-gaap_CoreDepositsMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_us-gaap_CoreDepositsMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="loc_us-gaap_CustomerRelationshipsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_us-gaap_CustomerRelationshipsMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_8" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_8" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CarrierRelationshipsMember" xlink:label="loc_shbi_CarrierRelationshipsMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9" xlink:to="loc_shbi_CarrierRelationshipsMember_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TradeNamesMember" xlink:label="loc_us-gaap_TradeNamesMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9" xlink:to="loc_us-gaap_TradeNamesMember_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillGross" xlink:label="loc_us-gaap_GoodwillGross_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_GoodwillGross_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillImpairmentCharges" xlink:label="loc_shbi_GoodwillImpairmentCharges_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_GoodwillImpairmentCharges_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillAccumulatedAmortization" xlink:label="loc_shbi_GoodwillAccumulatedAmortization_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_GoodwillAccumulatedAmortization_14" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_Goodwill_15" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillWeightedAverageRemainingLife" xlink:label="loc_shbi_GoodwillWeightedAverageRemainingLife_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_GoodwillWeightedAverageRemainingLife_16" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_17" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:label="loc_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived_18" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_19" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_20" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_21" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" xlink:label="loc_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross_22" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:label="loc_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill_23" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" xlink:label="loc_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable_24" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_25"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_25" order="140" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" xlink:label="loc_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable_26"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable_26" order="150" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IntangibleAssetsGrossExcludingGoodwill" xlink:label="loc_shbi_IntangibleAssetsGrossExcludingGoodwill_27"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_IntangibleAssetsGrossExcludingGoodwill_27" order="160" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:label="loc_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal_28"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal_28" order="170" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xlink:label="loc_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization_29"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization_29" order="180" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_30"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_30" order="190" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_7" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_2" xlink:to="loc_us-gaap_SegmentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_2" xlink:to="loc_us-gaap_SegmentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommunityBankingSegmentMember" xlink:label="loc_shbi_CommunityBankingSegmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_3" xlink:to="loc_shbi_CommunityBankingSegmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceProductsAndServicesSegmentMember" xlink:label="loc_shbi_InsuranceProductsAndServicesSegmentMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SegmentDomain_3" xlink:to="loc_shbi_InsuranceProductsAndServicesSegmentMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_Goodwill_6" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherAssetsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InvestmentSecuritiesNonmarketable" xlink:label="loc_shbi_InvestmentSecuritiesNonmarketable_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_InvestmentSecuritiesNonmarketable_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsReceivableGross" xlink:label="loc_us-gaap_PremiumsReceivableGross_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PremiumsReceivableGross_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestReceivable_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesReceivable" xlink:label="loc_us-gaap_IncomeTaxesReceivable_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeTaxesReceivable_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DerivativeAssets_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets_8" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetsCurrent" xlink:label="loc_us-gaap_OtherAssetsCurrent_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OtherAssetsCurrent_9" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OtherAssets_10" order="90" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherLiabilitiesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="loc_us-gaap_DepositLiabilitiesAccruedInterest_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DepositLiabilitiesAccruedInterest_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesCurrent" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OtherLiabilities_4" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEPOSITSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearOneToThree" xlink:label="loc_shbi_TimeDepositMaturitiesYearOneToThree_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_TimeDepositMaturitiesYearOneToThree_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearThreeToFive" xlink:label="loc_shbi_TimeDepositMaturitiesYearThreeToFive_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_TimeDepositMaturitiesYearThreeToFive_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TimeDeposits_5" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEPOSITSDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TimeDeposits100000OrMore_2" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SHORTTERMBORROWINGSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RangeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RangeAxis_2" xlink:to="loc_us-gaap_RangeMember_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RangeAxis_2" xlink:to="loc_us-gaap_RangeMember_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageMember" xlink:label="loc_us-gaap_WeightedAverageMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_3" xlink:to="loc_us-gaap_WeightedAverageMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_3" xlink:to="loc_us-gaap_MaximumMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTypeAxis" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTypeDomain" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_6" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTypeDomain" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_6" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_RetailRepurchaseAgreementsMember" xlink:label="loc_shbi_RetailRepurchaseAgreementsMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_7" xlink:to="loc_shbi_RetailRepurchaseAgreementsMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OtherShortTermBorrowingsMember" xlink:label="loc_shbi_OtherShortTermBorrowingsMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_7" xlink:to="loc_shbi_OtherShortTermBorrowingsMember_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShortTermBorrowings_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_11" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LONGTERMDEBTDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LongTermDebt_2" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LongTermDebtDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtPercentageBearingFixedInterestRate" xlink:label="loc_us-gaap_LongTermDebtPercentageBearingFixedInterestRate_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LongTermDebtPercentageBearingFixedInterestRate_2" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/BENEFITPLANSDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_2" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensation_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" xlink:label="loc_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_5" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_AwardTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="loc_us-gaap_RestrictedStockMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_us-gaap_RestrictedStockMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_9" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_10" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_11" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_12" order="80" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="loc_us-gaap_StockOptionMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_StockOptionMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_9" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_10" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_11" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_12" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_13" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_14" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_15" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_16" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue_17" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue_18" order="140" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue_19" order="150" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WeightedAverageGrantDateFairValueOutstanding" xlink:label="loc_shbi_WeightedAverageGrantDateFairValueOutstanding_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_WeightedAverageGrantDateFairValueOutstanding_20" order="160" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WeightedAverageGrantDateFairValueExercisable" xlink:label="loc_shbi_WeightedAverageGrantDateFairValueExercisable_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_WeightedAverageGrantDateFairValueExercisable_21" order="170" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_5" order="40" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_AwardTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EquityPlan2006Member" xlink:label="loc_shbi_EquityPlan2006Member_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_shbi_EquityPlan2006Member_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OptionPlan1998Member" xlink:label="loc_shbi_OptionPlan1998Member_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_shbi_OptionPlan1998Member_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RangeAxis_6" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RangeAxis_6" xlink:to="loc_us-gaap_RangeMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_7_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RangeAxis_6" xlink:to="loc_us-gaap_RangeMember_7_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_7" xlink:to="loc_us-gaap_MinimumMember_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RangeMember_7" xlink:to="loc_us-gaap_MaximumMember_9" order="10" use="optional"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_12" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_RestrictedStockAwardsVested" xlink:label="loc_shbi_RestrictedStockAwardsVested_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_RestrictedStockAwardsVested_13" order="40" use="optional"/>






<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate_17" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" xlink:label="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross_18" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" xlink:label="loc_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod_19" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PercentageOfAfterTwoYearsGrants" xlink:label="loc_shbi_PercentageOfAfterTwoYearsGrants_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_PercentageOfAfterTwoYearsGrants_20" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PercentageOfAfterThreeYearsGrants" xlink:label="loc_shbi_PercentageOfAfterThreeYearsGrants_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_PercentageOfAfterThreeYearsGrants_21" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" xlink:label="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice_22" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_23" order="140" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" order="150" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" order="160" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="loc_us-gaap_StockOptionMember"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_us-gaap_StockOptionMember" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_Default" order="1"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DeferredCompensationDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationContribution" xlink:label="loc_shbi_DeferredCompensationContribution_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_DeferredCompensationContribution_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrent" xlink:label="loc_us-gaap_DeferredCompensationLiabilityCurrent_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DeferredCompensationLiabilityCurrent_3" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DeferredCompensationDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashSurrenderValueOfLifeInsurance" xlink:label="loc_us-gaap_CashSurrenderValueOfLifeInsurance_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CashSurrenderValueOfLifeInsurance_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AccruedBenefitObligation" xlink:label="loc_shbi_AccruedBenefitObligation_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_AccruedBenefitObligation_3" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEFERREDCOMPENSATIONDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualDescription" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualDescription_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DeferredCompensationArrangementWithIndividualDescription_2" order="10" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitAbstract" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_2" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_2" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_4" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_2" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_5" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitAbstract" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_6" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_6" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_6" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_9" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_6" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_10" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_3" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_9" order="50" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNetAbstract" xlink:label="loc_us-gaap_DeferredTaxAssetsNetAbstract_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies_4" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xlink:label="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned_5" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_6" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredIncome" xlink:label="loc_us-gaap_DeferredTaxAssetsDeferredIncome_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsDeferredIncome_7" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_8" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves_9" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses_10" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_us-gaap_DeferredTaxAssetsOther_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsOther_11" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_2" xlink:to="loc_us-gaap_DeferredTaxAssetsNet_12" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDepreciation" xlink:label="loc_shbi_DeferredTaxLiabilitiesDepreciation_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_shbi_DeferredTaxLiabilitiesDepreciation_14" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xlink:label="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments_15" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xlink:label="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale_16" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains_17" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_18" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesOther_19" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_us-gaap_DeferredTaxLiabilities_20" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_13" xlink:to="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_21" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/EarningsLossPerCommonShareDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLoss_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EarningsPerShareBasic_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EarningsPerShareDiluted_7" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/EarningsLossPerCommonShareDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_us-gaap_WarrantMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_3" xlink:to="loc_us-gaap_WarrantMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_5" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_5" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OutstandingStockAwardsMember" xlink:label="loc_us-gaap_OutstandingStockAwardsMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6" xlink:to="loc_us-gaap_OutstandingStockAwardsMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_8" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_9" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TalbotBankMember" xlink:label="loc_shbi_TalbotBankMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_TalbotBankMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CentrevilleNationalBankMember" xlink:label="loc_shbi_CentrevilleNationalBankMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_CentrevilleNationalBankMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FeltonBankMember" xlink:label="loc_shbi_FeltonBankMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_FeltonBankMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_us-gaap_TierOneRiskBasedCapital_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapital_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Capital" xlink:label="loc_us-gaap_Capital_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_Capital_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RiskWeightedAssets" xlink:label="loc_us-gaap_RiskWeightedAssets_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_RiskWeightedAssets_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdjustedAverageTotalAssets" xlink:label="loc_shbi_AdjustedAverageTotalAssets_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_AdjustedAverageTotalAssets_10" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_11" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CapitalToRiskWeightedAssets_12" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_13" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/RegulatoryCapitalRequirementsDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromDividendsReceived" xlink:label="loc_us-gaap_ProceedsFromDividendsReceived_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ProceedsFromDividendsReceived_8" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" xlink:label="loc_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies_9" order="80" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LinesOfCreditDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_CreditFacilityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_CreditFacilityAxis_2" xlink:to="loc_us-gaap_CreditFacilityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_CreditFacilityAxis_2" xlink:to="loc_us-gaap_CreditFacilityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LetterOfCreditMember" xlink:label="loc_us-gaap_LetterOfCreditMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CreditFacilityDomain_3" xlink:to="loc_us-gaap_LetterOfCreditMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LinesOfCreditFairValueDisclosure" xlink:label="loc_us-gaap_LinesOfCreditFairValueDisclosure_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LinesOfCreditFairValueDisclosure_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesShortTerm_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesShortTerm_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:label="loc_us-gaap_LineOfCreditFacilityAmountOutstanding_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LineOfCreditFacilityAmountOutstanding_7" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassAxis" xlink:label="loc_us-gaap_UnderlyingAssetClassAxis_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_UnderlyingAssetClassAxis_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassDomain" xlink:label="loc_us-gaap_UnderlyingAssetClassDomain_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_UnderlyingAssetClassAxis_7" xlink:to="loc_us-gaap_UnderlyingAssetClassDomain_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassDomain" xlink:label="loc_us-gaap_UnderlyingAssetClassDomain_8_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_UnderlyingAssetClassAxis_7" xlink:to="loc_us-gaap_UnderlyingAssetClassDomain_8_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" xlink:label="loc_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_UnderlyingAssetClassDomain_8" xlink:to="loc_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesOtherMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesOtherMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_UnderlyingAssetClassDomain_8" xlink:to="loc_us-gaap_MortgageBackedSecuritiesOtherMember_10" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesOtherMember" xlink:label="loc_us-gaap_EquitySecuritiesOtherMember_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_UnderlyingAssetClassDomain_8" xlink:to="loc_us-gaap_EquitySecuritiesOtherMember_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_12" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_12" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_13" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DerivativeAssets_14" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ResidentialRealEstateMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_CommercialRealEstateMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_CommercialLoanMember_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoanAndLeaseReceivablesImpairedAbstract" xlink:label="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus_14" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus_15" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease_16" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances_17" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_9" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue_18" order="80" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_2" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CostOfRealEstateSales" xlink:label="loc_us-gaap_CostOfRealEstateSales_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_2" xlink:to="loc_us-gaap_CostOfRealEstateSales_4" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_2" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_5" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateOtherAdditions" xlink:label="loc_us-gaap_RealEstateOtherAdditions_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_2" xlink:to="loc_us-gaap_RealEstateOtherAdditions_6" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_7" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_7" xlink:to="loc_us-gaap_HeldToMaturitySecurities_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_7" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_11" xlink:to="loc_us-gaap_Deposits_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_11" xlink:to="loc_us-gaap_ShortTermBorrowings_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_11" xlink:to="loc_us-gaap_LongTermDebt_14" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EstimatedFairValueOfFinancialAssetAbstract" xlink:label="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_15" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_16" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_15" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_17" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_15" xlink:to="loc_us-gaap_NotesReceivableNet_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" xlink:label="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_19" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_us-gaap_DepositsFairValueDisclosure_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_19" xlink:to="loc_us-gaap_DepositsFairValueDisclosure_20" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="loc_us-gaap_ShorttermDebtFairValue_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_19" xlink:to="loc_us-gaap_ShorttermDebtFairValue_21" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_19" xlink:to="loc_us-gaap_LongTermDebtFairValue_22" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/Derivativeinstrumentsandhedgingactivitiesdetailstextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional"/>


<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InterestRateCapsPurchased" xlink:label="loc_shbi_InterestRateCapsPurchased_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_InterestRateCapsPurchased_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DerivativeCapFixedInterestRate" xlink:label="loc_shbi_DerivativeCapFixedInterestRate_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_DerivativeCapFixedInterestRate_7" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DepositsMoneyMarketDeposits_8" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssetFairValueNet" xlink:label="loc_us-gaap_DerivativeAssetFairValueNet_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DerivativeAssetFairValueNet_9" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InterestExpenseHedgedDeposits" xlink:label="loc_shbi_InterestExpenseHedgedDeposits_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_InterestExpenseHedgedDeposits_10" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_11" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FutureInterestExpensesOnHedgeDeposits" xlink:label="loc_shbi_FutureInterestExpensesOnHedgeDeposits_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FutureInterestExpensesOnHedgeDeposits_12" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent" xlink:label="loc_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent_13" order="90" use="optional"/>


<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ExpectedReductionInHedgedDeposits" xlink:label="loc_shbi_ExpectedReductionInHedgedDeposits_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_ExpectedReductionInHedgedDeposits_15" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_16" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_HedgedDeposits" xlink:label="loc_shbi_HedgedDeposits"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_HedgedDeposits" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FutureInterestExpensesOnHedgeTerminated" xlink:label="loc_shbi_FutureInterestExpensesOnHedgeTerminated"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_FutureInterestExpensesOnHedgeTerminated" order="140" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsToExtendCreditOutstanding" xlink:label="loc_shbi_CommitmentsToExtendCreditOutstanding_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_CommitmentsToExtendCreditOutstanding_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="loc_us-gaap_LettersOfCreditOutstandingAmount_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LettersOfCreditOutstandingAmount_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsOutstandingTotal" xlink:label="loc_shbi_CommitmentsOutstandingTotal_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_CommitmentsOutstandingTotal_4" order="30" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="loc_us-gaap_ParentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AssetsAbstract_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_Cash_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentAggregateCost" xlink:label="loc_us-gaap_EquityMethodInvestmentAggregateCost_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_EquityMethodInvestmentAggregateCost_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_OtherAssets_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_5" xlink:to="loc_us-gaap_Assets_10" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_DeferredTaxLiabilities_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_OtherLiabilities_14" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_LongTermDebt_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_11" xlink:to="loc_us-gaap_Liabilities_16" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StockholdersEquityAbstract_17" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_17" xlink:to="loc_us-gaap_CommonStockValue_18" order="0" use="optional"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_17" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_20" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_17" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_21" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_17" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_22" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_17" xlink:to="loc_us-gaap_StockholdersEquity_23" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StockholdersEquityAbstract_17" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_24" order="60" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="loc_us-gaap_ParentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLossAbstract_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DividendsFromSubsidiaries" xlink:label="loc_shbi_DividendsFromSubsidiaries_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_5" xlink:to="loc_shbi_DividendsFromSubsidiaries_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ManagementAndOtherFeesFromSubsidiaries" xlink:label="loc_shbi_ManagementAndOtherFeesFromSubsidiaries_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_5" xlink:to="loc_shbi_ManagementAndOtherFeesFromSubsidiaries_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_5" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentIncomeInterest" xlink:label="loc_us-gaap_InvestmentIncomeInterest_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_5" xlink:to="loc_us-gaap_InvestmentIncomeInterest_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetIncomeLossAbstract_5" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_10" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CostsAndExpensesAbstract_11" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_InterestExpense_12" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_LaborAndRelatedExpense_13" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OccupancyAndEquipmentExpense" xlink:label="loc_shbi_OccupancyAndEquipmentExpense_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_shbi_OccupancyAndEquipmentExpense_14" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingCostsAndExpenses" xlink:label="loc_us-gaap_OperatingCostsAndExpenses_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_OperatingCostsAndExpenses_16" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_17" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_18" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_19" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_20" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_NetIncomeLoss_21" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustments" xlink:label="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_22" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_11" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_23" order="110" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="loc_us-gaap_ParentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_NetIncomeLoss_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_8" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_9" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_ShareBasedCompensation_10" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_11" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_12" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_13" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_7" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_14" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_15" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_15" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_16" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_15" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_17" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PaymentsToAcquireInterestInSubsidiaries" xlink:label="loc_shbi_PaymentsToAcquireInterestInSubsidiaries_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_15" xlink:to="loc_shbi_PaymentsToAcquireInterestInSubsidiaries_18" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_15" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_19" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherShortTermDebt" xlink:label="loc_us-gaap_RepaymentsOfOtherShortTermDebt_21"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_RepaymentsOfOtherShortTermDebt_21" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_22"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_22" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_23"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_23" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_24"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_24" order="30" use="optional"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants_27"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants_27" order="60" use="optional"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_30"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_30" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_31"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_31" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_32"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_32" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_33"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_20" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_33" order="120" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_3" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_4" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_5" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLoss_6" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EarningsPerShareBasic_7" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_EarningsPerShareDiluted_8" order="70" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SEGMENTREPORTINGDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommunityBankingMember" xlink:label="loc_shbi_CommunityBankingMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_CommunityBankingMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceProductsAndServicesMember" xlink:label="loc_shbi_InsuranceProductsAndServicesMember_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_InsuranceProductsAndServicesMember_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_us-gaap_ParentCompanyMember_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentCompanyMember_6" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_7" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_InterestExpense_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_9" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NoninterestIncome_10" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NoninterestExpense_11" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IntersegmentExpenseIncome" xlink:label="loc_shbi_IntersegmentExpenseIncome_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_shbi_IntersegmentExpenseIncome_12" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_13" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_14" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_NetIncomeLoss_15" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_Assets_16" order="100" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SEGMENTREPORTINGDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_2" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill" xlink:label="loc_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill_3" order="20" use="optional"/>
</definitionLink>
<definitionLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREFERREDSTOCKDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_4"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_4" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_5"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementClassOfStockAxis_5" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_6"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementClassOfStockAxis_5" xlink:to="loc_us-gaap_ClassOfStockDomain_6" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_6_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementClassOfStockAxis_5" xlink:to="loc_us-gaap_ClassOfStockDomain_6_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CumulativeSeriesPreferredStockMember" xlink:label="loc_shbi_CumulativeSeriesPreferredStockMember_7"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ClassOfStockDomain_6" xlink:to="loc_shbi_CumulativeSeriesPreferredStockMember_7" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_8"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_8" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_8" xlink:to="loc_us-gaap_EquityComponentDomain_9" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9_Default"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_8" xlink:to="loc_us-gaap_EquityComponentDomain_9_Default" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_us-gaap_WarrantMember_10"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_WarrantMember_10" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_11"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PreferredStockSharesIssued_11" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_12"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_CommonStockSharesIssued_12" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_13"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_13" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockRedemptionAmount" xlink:label="loc_us-gaap_PreferredStockRedemptionAmount_14"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PreferredStockRedemptionAmount_14" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_15"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_15" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_16"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PreferredStockValue_16" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockPaidinkind" xlink:label="loc_us-gaap_DividendsPreferredStockPaidinkind_17"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DividendsPreferredStockPaidinkind_17" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="loc_us-gaap_DividendsPreferredStock_18"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_DividendsPreferredStock_18" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants_19"/>
<definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_0" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants_19" order="90" use="optional"/>
</definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>12
<FILENAME>shbi-20121231_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 12:14:22 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:08:13 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:49:32 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 02:47:48 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 03:51:14 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:31:36 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:54:40 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:11:25 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:29:24 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 02, 2013 03:07:54 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 08:45:02 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:09:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:14:51 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:23:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:33:08 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:05:15 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:17:11 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:28:52 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:00:55 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:09:40 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:44:24 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:49:03 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:54:24 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 12:42:02 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 01:14:15 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 04:55:23 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 12:49:28 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 01:34:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:10:31 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:30:25 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 07:18:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:24:39 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:31:32 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 06:07:52 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2008-03-31.xsd#negated" roleURI="http://xbrl.us/us-gaap/role/label/negated"/>
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DocumentAndEntityInformationAbstract" xlink:label="loc_shbi_DocumentAndEntityInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document and Entity Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DocumentAndEntityInformationAbstract" xml:lang="en-US">Document and Entity Information [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DocumentAndEntityInformationAbstract" xlink:to="lab_shbi_DocumentAndEntityInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementTable" xml:lang="en-US">Statement [Table]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementTable" xml:lang="en-US">Statement [Table]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementTable" xlink:to="lab_us-gaap_StatementTable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementLineItems" xml:lang="en-US">Statement [Line Items]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementLineItems" xml:lang="en-US">Statement [Line Items]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementLineItems" xlink:to="lab_us-gaap_StatementLineItems"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityFilerCategory" xml:lang="en-US">Entity Filer Category</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory" xlink:to="lab_dei_EntityFilerCategory"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock, Shares Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock, Shares Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_dei_EntityCommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentType" xml:lang="en-US">Document Type</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentType" xml:lang="en-US">Document Type</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityWellKnownSeasonedIssuer" xml:lang="en-US">Entity Well-Known Seasoned Issuer</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityWellKnownSeasonedIssuer" xml:lang="en-US">Entity Well-Known Seasoned Issuer</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityWellKnownSeasonedIssuer" xlink:to="lab_dei_EntityWellKnownSeasonedIssuer"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityVoluntaryFilers" xml:lang="en-US">Entity Voluntary Filers</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityVoluntaryFilers" xml:lang="en-US">Entity Voluntary Filers</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityVoluntaryFilers" xlink:to="lab_dei_EntityVoluntaryFilers"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCurrentReportingStatus" xml:lang="en-US">Entity Current Reporting Status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityCurrentReportingStatus" xml:lang="en-US">Entity Current Reporting Status</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCurrentReportingStatus" xlink:to="lab_dei_EntityCurrentReportingStatus"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_dei_EntityPublicFloat"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityPublicFloat" xml:lang="en-US">Entity Public Float</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityPublicFloat" xml:lang="en-US">Entity Public Float</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityPublicFloat" xlink:to="lab_dei_EntityPublicFloat"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement Of Financial Position [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement of Financial Position [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AssetsAbstract" xml:lang="en-US">Assets [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_AssetsAbstract" xml:lang="en-US">Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AssetsAbstract" xml:lang="en-US">ASSETS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract" xlink:to="lab_us-gaap_AssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashAndDueFromBanks" xml:lang="en-US">Cash and Due From Banks</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashAndDueFromBanks" xml:lang="en-US">Cash and due from banks</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CashAndDueFromBanks" xml:lang="en-US">Cash and due from banks</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndDueFromBanks" xlink:to="lab_us-gaap_CashAndDueFromBanks"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US">Interest-Bearing Deposits In Banks and Other Financial Institutions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xml:lang="en-US">Interest-bearing deposits with other banks</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositsInBanks" xlink:to="lab_us-gaap_InterestBearingDepositsInBanks"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_us-gaap_FederalFundsSold"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FederalFundsSold" xml:lang="en-US">Federal Funds Sold</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FederalFundsSold" xml:lang="en-US">Federal funds sold</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsSold" xlink:to="lab_us-gaap_FederalFundsSold"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="loc_us-gaap_MarketableSecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MarketableSecuritiesAbstract" xml:lang="en-US">Marketable Securities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_MarketableSecuritiesAbstract" xml:lang="en-US">Investment securities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesAbstract" xlink:to="lab_us-gaap_MarketableSecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Available for sale, at fair value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AvailableForSaleSecurities" xml:lang="en-US">Available for sale, at fair value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecurities" xlink:to="lab_us-gaap_AvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held-To-Maturity Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held to maturity securities, Amortized Cost, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held to maturity, at amortized cost - fair value of $2,884 (2012) and $6,732 (2011)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held-to-maturity Securities, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Held-to-maturity securities, Amortized Cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_us-gaap_HeldToMaturitySecurities" xml:lang="en-US">Investment securities, Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities" xlink:to="lab_us-gaap_HeldToMaturitySecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Loans and Leases Receivable, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Loan Risk Rating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Total loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Loans, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xml:lang="en-US">Loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="lab_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Loans and Leases Receivable, Allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Less: allowance for credit losses, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Total allowance for credit losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Less: allowance for credit losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance" xml:lang="en-US">Allowance for credit losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans and Leases Receivable, Net Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans and Leases Receivable, Net Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Total loans, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xml:lang="en-US">Loans, net</label>

<label xlink:type="resource" xlink:label="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:role="http://www.xbrl.org/2003/role/disclosureGuidance" xml:lang="en-US">Loans, net Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="lab_us-gaap_LoansAndLeasesReceivableNetReportedAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Premises and equipment, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_Goodwill" xml:lang="en-US">Goodwill, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill" xlink:to="lab_us-gaap_Goodwill"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill" xml:lang="en-US">Intangible Assets, Net (Excluding Goodwill)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill" xml:lang="en-US">Total other intangible asset, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill" xml:lang="en-US">Other intangible assets, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill" xml:lang="en-US">Other intangible assets, net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:to="lab_us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Other Real Estate and Foreclosed Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Other real estate and other assets owned, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Other real estate and other assets owned, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Other real estate and other assets owned, net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssets" xml:lang="en-US">Ending balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssets" xlink:to="lab_us-gaap_OtherRealEstateAndForeclosedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherAssets" xml:lang="en-US">Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_OtherAssets" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherAssets" xml:lang="en-US">Other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherAssets" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets" xlink:to="lab_us-gaap_OtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Assets" xml:lang="en-US">Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_Assets" xml:lang="en-US">Total assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Assets" xml:lang="en-US">Total assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Assets" xml:lang="en-US">Total assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets" xlink:to="lab_us-gaap_Assets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US">Liabilities and Equity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US">LIABILITIES</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xml:lang="en-US">Liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xml:lang="en-US">Noninterest-Bearing Deposit Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xml:lang="en-US">Noninterest-bearing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xml:lang="en-US">Noninterest-bearing demand</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestBearingDepositLiabilities" xlink:to="lab_us-gaap_NoninterestBearingDepositLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xml:lang="en-US">Interest-Bearing Deposit Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xml:lang="en-US">Interest-bearing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xml:lang="en-US">Interest-bearing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositLiabilities" xlink:to="lab_us-gaap_InterestBearingDepositLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Deposits" xml:lang="en-US">Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_Deposits" xml:lang="en-US">Deposits, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Deposits" xml:lang="en-US">Total deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Deposits" xml:lang="en-US">Total deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Deposits" xlink:to="lab_us-gaap_Deposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShortTermBorrowings" xml:lang="en-US">Short-Term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShortTermBorrowings" xml:lang="en-US">Short-term borrowings, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShortTermBorrowings" xml:lang="en-US">Short-term borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ShortTermBorrowings" xml:lang="en-US">Short-term borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ShortTermBorrowings" xml:lang="en-US">Short-term borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermBorrowings" xlink:to="lab_us-gaap_ShortTermBorrowings"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherLiabilities" xml:lang="en-US">Other Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherLiabilities" xml:lang="en-US">Other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherLiabilities" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities" xlink:to="lab_us-gaap_OtherLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LongTermDebt" xml:lang="en-US">Long-Term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_LongTermDebt" xml:lang="en-US">Long-term debt, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LongTermDebt" xml:lang="en-US">Long-term debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LongTermDebt" xml:lang="en-US">Long-term debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_us-gaap_LongTermDebt" xml:lang="en-US">Acquisition-related debt, 4.08% interest, annual payments over five years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt" xlink:to="lab_us-gaap_LongTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Liabilities" xml:lang="en-US">Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_Liabilities" xml:lang="en-US">Total, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_Liabilities" xml:lang="en-US">Total liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities" xlink:to="lab_us-gaap_Liabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xml:lang="en-US">Stockholders' Equity Attributable To Parent [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xml:lang="en-US">STOCKHOLDERS' EQUITY</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xml:lang="en-US">Stockholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityAbstract" xlink:to="lab_us-gaap_StockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common Stock, Value, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockValue" xml:lang="en-US">Common stock, par value $.01, authorized 35,000,000 shares; shares issued and outstanding-8,457,359 (2012 and 2011)</label>



<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockValue" xlink:to="lab_us-gaap_CommonStockValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock" xml:lang="en-US">Additional Paid In Capital, Common Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock" xml:lang="en-US">Additional paid in capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock" xml:lang="en-US">Additional Paid in Capital, Common Stock, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock" xml:lang="en-US">Additional Paid in Capital, Common Stock, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalCommonStock" xlink:to="lab_us-gaap_AdditionalPaidInCapitalCommonStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained earnings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net Of Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated other comprehensive loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Stockholders' Equity Attributable To Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Total stockholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Total stockholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Balances,</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_StockholdersEquity" xml:lang="en-US">Balances,</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="lab_us-gaap_StockholdersEquity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Liabilities and Equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Total liabilities and stockholders' equity</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xml:lang="en-US">Total liabilities and stockholders' equity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ConsolidatedBalanceSheetsParentheticalAbstract" xlink:label="loc_shbi_ConsolidatedBalanceSheetsParentheticalAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ConsolidatedBalanceSheetsParentheticalAbstract" xml:lang="en-US">Consolidated Balance Sheets Parenthetical [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ConsolidatedBalanceSheetsParentheticalAbstract" xml:lang="en-US">Consolidated Balance Sheets Parenthetical [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ConsolidatedBalanceSheetsParentheticalAbstract" xlink:to="lab_shbi_ConsolidatedBalanceSheetsParentheticalAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Held-To-Maturity Securities, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Securities held to maturity, estimated fair value (in dollars)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Securities held to maturity, estimated fair value (in dollars)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Held-to-maturity securities, Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xml:lang="en-US">Investment securities held to maturity, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US">Common Stock, Par Or Stated Value Per Share</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare" xml:lang="en-US">Common stock, par value (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="lab_us-gaap_CommonStockParOrStatedValuePerShare"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common Stock, Shares Authorized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockSharesAuthorized" xml:lang="en-US">Common stock, shares authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesAuthorized" xlink:to="lab_us-gaap_CommonStockSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common Stock, Shares, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common stock, shares issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CommonStockSharesIssued" xml:lang="en-US">Common Stock, Shares, Issued, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesIssued" xlink:to="lab_us-gaap_CommonStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common Stock, Shares, Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common stock, shares outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common Stock, Shares, Outstanding, Beginning Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xml:lang="en-US">Common Stock, Shares, Outstanding, Ending Balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesOutstanding" xlink:to="lab_us-gaap_CommonStockSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Income Statement [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeStatementAbstract" xml:lang="en-US">Income Statement [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementAbstract" xlink:to="lab_us-gaap_IncomeStatementAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US">Interest and Dividend Income, Operating [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract" xml:lang="en-US">INTEREST INCOME</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and Fee Income, Loans and Leases</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and fees on loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xml:lang="en-US">Interest and fees on loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xml:lang="en-US">Interest and Dividend Income, Securities, By Taxable Status [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xml:lang="en-US">Interest and dividends on investment securities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:to="lab_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Interest Income, Securities, Taxable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable" xml:lang="en-US">Taxable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeSecuritiesTaxable" xlink:to="lab_us-gaap_InterestIncomeSecuritiesTaxable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Interest Income, Securities, Tax Exempt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxExempt" xml:lang="en-US">Tax-exempt</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="lab_us-gaap_InterestIncomeSecuritiesTaxExempt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="loc_us-gaap_InterestIncomeFederalFundsSold"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeFederalFundsSold" xml:lang="en-US">Interest Income, Federal Funds Sold</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeFederalFundsSold" xml:lang="en-US">Interest on federal funds sold</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeFederalFundsSold" xlink:to="lab_us-gaap_InterestIncomeFederalFundsSold"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xml:lang="en-US">Interest Income, Deposits With Financial Institutions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xml:lang="en-US">Interest on deposits with other banks</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xml:lang="en-US">Interest on deposits with other banks</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:to="lab_us-gaap_InterestIncomeDepositsWithFinancialInstitutions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Interest and Dividend Income, Operating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Total interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xml:lang="en-US">Interest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestExpenseAbstract" xml:lang="en-US">Interest Expense [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestExpenseAbstract" xml:lang="en-US">INTEREST EXPENSE</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseAbstract" xlink:to="lab_us-gaap_InterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest Expense, Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_InterestExpenseDeposits" xml:lang="en-US">Interest on deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseDeposits" xlink:to="lab_us-gaap_InterestExpenseDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseShortTermBorrowings" xlink:label="loc_us-gaap_InterestExpenseShortTermBorrowings"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestExpenseShortTermBorrowings" xml:lang="en-US">Interest Expense, Short-Term Borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestExpenseShortTermBorrowings" xml:lang="en-US">Interest on short-term borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestExpenseShortTermBorrowings" xml:lang="en-US">Interest on short-term borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_InterestExpenseShortTermBorrowings" xml:lang="en-US">Interest on short-term borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseShortTermBorrowings" xlink:to="lab_us-gaap_InterestExpenseShortTermBorrowings"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="loc_us-gaap_InterestExpenseLongTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestExpenseLongTermDebt" xml:lang="en-US">Interest Expense, Long-Term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestExpenseLongTermDebt" xml:lang="en-US">Interest on long-term debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestExpenseLongTermDebt" xml:lang="en-US">Interest on long-term debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_InterestExpenseLongTermDebt" xml:lang="en-US">Interest on long-term debt</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseLongTermDebt" xlink:to="lab_us-gaap_InterestExpenseLongTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestExpense" xml:lang="en-US">Interest Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_InterestExpense" xml:lang="en-US">Interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestExpense" xml:lang="en-US">Interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestExpense" xml:lang="en-US">Total interest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_us-gaap_InterestExpense" xml:lang="en-US">Interest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpense" xlink:to="lab_us-gaap_InterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Interest Income (Expense), Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">Net interest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xml:lang="en-US">NET INTEREST INCOME</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="lab_us-gaap_InterestIncomeExpenseNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision For Loan Losses Expensed</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision for credit losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision for credit losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision for credit losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_us-gaap_ProvisionForLoanLossesExpensed" xml:lang="en-US">Provision for credit losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanLossesExpensed" xlink:to="lab_us-gaap_ProvisionForLoanLossesExpensed"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">Interest Income (Expense), After Provision For Loan Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xml:lang="en-US">NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestIncomeAbstract" xml:lang="en-US">Noninterest Income [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestIncomeAbstract" xml:lang="en-US">NONINTEREST INCOME</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeAbstract" xlink:to="lab_us-gaap_NoninterestIncomeAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_us-gaap_FeesAndCommissionsDepositorAccounts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FeesAndCommissionsDepositorAccounts" xml:lang="en-US">Fees and Commissions, Depositor Accounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FeesAndCommissionsDepositorAccounts" xml:lang="en-US">Service charges on deposit accounts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FeesAndCommissionsDepositorAccounts" xlink:to="lab_us-gaap_FeesAndCommissionsDepositorAccounts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:label="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xml:lang="en-US">Fees and Commissions, Fiduciary and Trust Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xml:lang="en-US">Trust and investment fee income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:to="lab_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gain (Loss) On Sale Of Securities, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gains on sales of investment securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gains on sales of investment securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gains on sales of investment securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfSecuritiesNet" xml:lang="en-US">Gains on sales of investment securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:to="lab_us-gaap_GainLossOnSaleOfSecuritiesNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InsuranceCommissionsAndFees" xml:lang="en-US">Insurance Commissions and Fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InsuranceCommissionsAndFees" xml:lang="en-US">Insurance agency commissions income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InsuranceCommissionsAndFees" xlink:to="lab_us-gaap_InsuranceCommissionsAndFees"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LossOnCashFlowHedgeIneffectiveness" xml:lang="en-US">Loss on Cash Flow Hedge Ineffectiveness</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_LossOnCashFlowHedgeIneffectiveness" xml:lang="en-US">Reclassification of losses recognized in net loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LossOnCashFlowHedgeIneffectiveness" xml:lang="en-US">Loss on termination of cash flow hedge</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_LossOnCashFlowHedgeIneffectiveness" xml:lang="en-US">Loss on termination of cash flow hedge</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:role="http://www.xbrl.org/2003/role/disclosureGuidance" xml:lang="en-US">Loss on Cash Flow Hedge Ineffectiveness</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:to="lab_us-gaap_LossOnCashFlowHedgeIneffectiveness"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US">Noninterest Income, Other Operating Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US">Other noninterest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestIncomeOtherOperatingIncome" xml:lang="en-US">Other noninterest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:to="lab_us-gaap_NoninterestIncomeOtherOperatingIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestIncome" xml:lang="en-US">Noninterest Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_NoninterestIncome" xml:lang="en-US">Noninterest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestIncome" xml:lang="en-US">Noninterest income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestIncome" xml:lang="en-US">Total noninterest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="lab_us-gaap_NoninterestIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xml:lang="en-US">Noninterest Expense [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xml:lang="en-US">NONINTEREST EXPENSE</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseAbstract" xlink:to="lab_us-gaap_NoninterestExpenseAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="loc_us-gaap_SalariesAndWages"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SalariesAndWages" xml:lang="en-US">Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SalariesAndWages" xml:lang="en-US">Salaries and wages</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SalariesAndWages" xlink:to="lab_us-gaap_SalariesAndWages"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="loc_us-gaap_OtherLaborRelatedExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherLaborRelatedExpenses" xml:lang="en-US">Other Labor-Related Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherLaborRelatedExpenses" xml:lang="en-US">Employee benefits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLaborRelatedExpenses" xlink:to="lab_us-gaap_OtherLaborRelatedExpenses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OccupancyNet" xml:lang="en-US">Occupancy, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OccupancyNet" xml:lang="en-US">Occupancy expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OccupancyNet" xlink:to="lab_us-gaap_OccupancyNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquipmentExpense" xml:lang="en-US">Equipment Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquipmentExpense" xml:lang="en-US">Furniture and equipment expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquipmentExpense" xlink:to="lab_us-gaap_EquipmentExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InformationTechnologyAndDataProcessing" xml:lang="en-US">Information Technology and Data Processing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InformationTechnologyAndDataProcessing" xml:lang="en-US">Data processing</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InformationTechnologyAndDataProcessing" xlink:to="lab_us-gaap_InformationTechnologyAndDataProcessing"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseDirectorsFees" xlink:label="loc_us-gaap_NoninterestExpenseDirectorsFees"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestExpenseDirectorsFees" xml:lang="en-US">Noninterest Expense Directors Fees</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestExpenseDirectorsFees" xml:lang="en-US">Directors' fees</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseDirectorsFees" xlink:to="lab_us-gaap_NoninterestExpenseDirectorsFees"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetImpairment" xml:lang="en-US">Goodwill and Intangible Asset Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetImpairment" xml:lang="en-US">Goodwill and other intangible assets impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetImpairment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization Of Intangible Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of other intangible assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xml:lang="en-US">Amortization of Intangible Assets, Total</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xml:lang="en-US">Amortization Expense Year ended December 31, 2012</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationOfIntangibleAssets" xlink:to="lab_us-gaap_AmortizationOfIntangibleAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseCommissionExpense" xlink:label="loc_us-gaap_NoninterestExpenseCommissionExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestExpenseCommissionExpense" xml:lang="en-US">Noninterest Expense Commission Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestExpenseCommissionExpense" xml:lang="en-US">Insurance agency commissions expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseCommissionExpense" xlink:to="lab_us-gaap_NoninterestExpenseCommissionExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xml:lang="en-US">Federal Deposit Insurance Corporation Premium Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xml:lang="en-US">FDIC insurance premium expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xml:lang="en-US">Gains (Losses) On Sales Of Other Real Estate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xml:lang="en-US">Write-downs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xml:lang="en-US">Write-downs of other real estate owned</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Write-downs of other real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:to="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other Noninterest Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other noninterest expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherNoninterestExpense" xml:lang="en-US">Other noninterest expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherNoninterestExpense" xlink:to="lab_us-gaap_OtherNoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Noninterest Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Noninterest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Noninterest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Total noninterest expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_us-gaap_NoninterestExpense" xml:lang="en-US">Noninterest expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="lab_us-gaap_NoninterestExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income (Loss) From Continuing Operations Before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">Loss before income tax benefit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">LOSS BEFORE INCOME TAX BENEFIT</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">LOSS BEFORE INCOME TAX BENEFIT</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xml:lang="en-US">(Loss) income before income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income tax (benefit) expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income tax benefit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Total income tax benefit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xml:lang="en-US">Income tax benefit (expense)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net Income (Loss) Attributable To Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">NET LOSS</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_us-gaap_NetIncomeLoss" xml:lang="en-US">Net (loss) income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="lab_us-gaap_NetIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Earnings Per Share, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Loss per common share - Basic (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic loss per common share (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_EarningsPerShareBasic" xml:lang="en-US">Basic net loss per common share</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xml:lang="en-US">Basic (loss) earnings per common share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasic" xlink:to="lab_us-gaap_EarningsPerShareBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Earnings Per Share, Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Loss per common share - Diluted (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted loss per common share (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xml:lang="en-US">Diluted net loss per common share</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xml:lang="en-US">Diluted (loss) earnings per common share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareDiluted" xlink:to="lab_us-gaap_EarningsPerShareDiluted"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Common Stock, Dividends, Per Share, Cash Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Cash dividends paid per common share (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommonStockDividendsPerShareCashPaid" xml:lang="en-US">Dividends paid per common share (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockDividendsPerShareCashPaid" xlink:to="lab_us-gaap_CommonStockDividendsPerShareCashPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xml:lang="en-US">Statement Of Income and Comprehensive Income [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xml:lang="en-US">Statement of Income and Comprehensive Income [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xml:lang="en-US">Comprehensive Income (Loss), Net Of Tax, Attributable To Parent [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xml:lang="en-US">Comprehensive loss:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xml:lang="en-US">Other comprehensive income (loss)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTaxAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) On Securities Arising During Period, Before Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xml:lang="en-US">Unrealized holding gains on available-for-sale securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xml:lang="en-US">Unrealized holding gains (losses) on available-for-sale securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) On Securities Arising During Period, Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xml:lang="en-US">Tax effect</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment For Sale Of Securities Included In Net Income, Before Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xml:lang="en-US">Reclassification of gains recognized in net loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xml:lang="en-US">Reclassification of gains recognized in net income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment For Sale Of Securities Included In Net Income, Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xml:lang="en-US">Tax effect</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xml:lang="en-US">Other Comprehensive Income (Loss), Available-For-Sale Securities Adjustment, Net Of Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xml:lang="en-US">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xml:lang="en-US">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xml:lang="en-US">Net of tax amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract" xml:lang="en-US">Other Comprehensive Income (Loss), Derivatives Qualifying As Hedges, Net Of Tax, Portion Attributable To Parent [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract" xml:lang="en-US">Cash flow hedging activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract" xlink:to="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Gain (Loss) On Derivatives Arising During Period, Before Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xml:lang="en-US">Unrealized holding gains (losses) on cash flow hedging activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, before Tax</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Gain (Loss) On Derivatives Arising During Period, Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xml:lang="en-US">Tax effect</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="loc_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xml:lang="en-US">Unrealized Gain (Loss) On Interest Rate Cash Flow Hedges, Pretax, Accumulated Other Comprehensive Income (Loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xml:lang="en-US">Tax effect</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xml:lang="en-US">Loss on termination of cash flow hedge</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:to="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xml:lang="en-US">Other Comprehensive Income (Loss), Derivatives Qualifying As Hedges, Net Of Tax</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xml:lang="en-US">Unrealized gains (losses) on cash flow hedging activities, net of reclassification adjustment, net of taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xml:lang="en-US">Net of tax amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xml:lang="en-US">Net of tax amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xml:lang="en-US">Other Comprehensive Income (Loss), Net Of Tax, Portion Attributable To Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xml:lang="en-US">Total other comprehensive income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xml:lang="en-US">Total other comprehensive income (loss)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US">Comprehensive Income (Loss), Net Of Tax, Attributable To Parent</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US">Total comprehensive income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US">Total comprehensive loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US">Comprehensive loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xml:lang="en-US">Comprehensive loss</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTax"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract" xml:lang="en-US">Statement Of Stockholders Equity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract" xlink:to="lab_us-gaap_StatementOfStockholdersEquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementEquityComponentsAxis" xml:lang="en-US">Equity Components [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementEquityComponentsAxis" xml:lang="en-US">Statement, Equity Components [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementEquityComponentsAxis" xlink:to="lab_us-gaap_StatementEquityComponentsAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockMember" xml:lang="en-US">Preferred Stock [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockMember" xlink:to="lab_us-gaap_PreferredStockMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommonStockMember" xml:lang="en-US">Common Stock [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_us-gaap_WarrantMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_WarrantMember" xml:lang="en-US">Warrant [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WarrantMember" xlink:to="lab_us-gaap_WarrantMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember" xml:lang="en-US">Additional Paid-In Capital [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember" xml:lang="en-US">Additional Paid-in Capital [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalMember" xlink:to="lab_us-gaap_AdditionalPaidInCapitalMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RetainedEarningsMember" xml:lang="en-US">Retained Earnings [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsMember" xlink:to="lab_us-gaap_RetainedEarningsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquityComponentDomain" xml:lang="en-US">Equity Component [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquityComponentDomain" xml:lang="en-US">Equity Component [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityComponentDomain" xlink:to="lab_us-gaap_EquityComponentDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xlink:label="loc_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xml:lang="en-US">Adjustments To Additional Paid In Capital Repurchase Of Warrant</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xml:lang="en-US">Repurchase of warrant</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xml:lang="en-US">Equity impact of the value of warrant repurchased during the reporting period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xml:lang="en-US">Repurchase of warrant</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xlink:to="lab_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WarrantIssuedDuringPeriodValue" xlink:label="loc_shbi_WarrantIssuedDuringPeriodValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_WarrantIssuedDuringPeriodValue" xml:lang="en-US">Warrant Issued During Period Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_WarrantIssuedDuringPeriodValue" xml:lang="en-US">Warrant issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_WarrantIssuedDuringPeriodValue" xml:lang="en-US">Equity impact of the value of warrant issued during the reporting period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_WarrantIssuedDuringPeriodValue" xlink:to="lab_shbi_WarrantIssuedDuringPeriodValue"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PreferredSharesIssuedDuringPeriodValueTarp" xlink:label="loc_shbi_PreferredSharesIssuedDuringPeriodValueTarp"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_PreferredSharesIssuedDuringPeriodValueTarp" xml:lang="en-US">Preferred Shares Issued During Period Value Tarp</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_PreferredSharesIssuedDuringPeriodValueTarp" xml:lang="en-US">Preferred shares issued pursuant to TARP</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_PreferredSharesIssuedDuringPeriodValueTarp" xml:lang="en-US">Equity impact of the value of preferred shares issued pursuant to TARP during the reporting period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_PreferredSharesIssuedDuringPeriodValueTarp" xlink:to="lab_shbi_PreferredSharesIssuedDuringPeriodValueTarp"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PreferredStockDiscountOnSharesDuringPeriod" xlink:label="loc_shbi_PreferredStockDiscountOnSharesDuringPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_PreferredStockDiscountOnSharesDuringPeriod" xml:lang="en-US">Preferred Stock Discount On Shares During Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_PreferredStockDiscountOnSharesDuringPeriod" xml:lang="en-US">Discount from issuance of preferred stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_PreferredStockDiscountOnSharesDuringPeriod" xml:lang="en-US">Equity impact of the value of discount from issuance of preferred stock during the reporting period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_shbi_PreferredStockDiscountOnSharesDuringPeriod" xml:lang="en-US">Discount from issuance of preferred stock</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_PreferredStockDiscountOnSharesDuringPeriod" xlink:to="lab_shbi_PreferredStockDiscountOnSharesDuringPeriod"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AccretionOfDiscountPreferredStock" xlink:label="loc_shbi_AccretionOfDiscountPreferredStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_AccretionOfDiscountPreferredStock" xml:lang="en-US">Accretion Of Discount Preferred Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_AccretionOfDiscountPreferredStock" xml:lang="en-US">Discount accretion</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_AccretionOfDiscountPreferredStock" xml:lang="en-US">Equity impact of the value of discount accretion during the reporting period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_shbi_AccretionOfDiscountPreferredStock" xml:lang="en-US">Discount accretion</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_AccretionOfDiscountPreferredStock" xlink:to="lab_shbi_AccretionOfDiscountPreferredStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue" xml:lang="en-US">Stock Redeemed Or Called During Period, Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue" xml:lang="en-US">Redemption of preferred stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue" xml:lang="en-US">Redemption of preferred stock</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:to="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xml:lang="en-US">Stock Issued During Period, Value, Share-Based Compensation, Net Of Forfeitures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xml:lang="en-US">Shares issued for employee stock-based awards</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xml:lang="en-US">Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xml:lang="en-US">Adjustments To Additional Paid In Capital, Share-Based Compensation, Requisite Service Period Recognition</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xml:lang="en-US">Stock-based compensation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:to="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DividendsPreferredStockCash" xml:lang="en-US">Dividends, Preferred Stock, Cash</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DividendsPreferredStockCash" xml:lang="en-US">Preferred stock dividends</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_DividendsPreferredStockCash" xml:lang="en-US">Preferred stock dividends</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsPreferredStockCash" xlink:to="lab_us-gaap_DividendsPreferredStockCash"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DividendsCommonStockCash" xml:lang="en-US">Dividends, Common Stock, Cash</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DividendsCommonStockCash" xml:lang="en-US">Cash dividends paid ($0.08 per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_DividendsCommonStockCash" xml:lang="en-US">Cash dividends paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsCommonStockCash" xlink:to="lab_us-gaap_DividendsCommonStockCash"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract" xlink:label="loc_shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract" xml:lang="en-US">Consolidated Statements Of Changes In Stockholders Equity Parenthetical [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract" xml:lang="en-US">Consolidated Statements Of Changes In Stockholders' Equity Parenthetical [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract" xlink:to="lab_shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement Of Cash Flows [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement of Cash Flows [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract" xlink:to="lab_us-gaap_StatementOfCashFlowsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Operating Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Cash flows from operating activities:</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments To Reconcile Net Income (Loss) To Cash Provided By (Used In) Operating Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xml:lang="en-US">Adjustments to reconcile net loss to cash provided by operating activities:</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Adjustments to reconcile net loss to net cash provided by operating activities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherDepreciationAndAmortization" xlink:label="loc_us-gaap_OtherDepreciationAndAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherDepreciationAndAmortization" xml:lang="en-US">Other Depreciation and Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherDepreciationAndAmortization" xml:lang="en-US">Depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherDepreciationAndAmortization" xlink:to="lab_us-gaap_OtherDepreciationAndAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xml:lang="en-US">Accretion (Amortization) Of Discounts and Premiums, Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xml:lang="en-US">Discount accretion on debt securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xml:lang="en-US">Discount accretion on debt securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Share-Based Compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ShareBasedCompensation" xml:lang="en-US">Stock-based compensation expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensation" xlink:to="lab_us-gaap_ShareBasedCompensation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xml:lang="en-US">Excess Tax Benefit (Tax Deficiency) From Share-Based Compensation, Operating Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xml:lang="en-US">Excess tax expense from stock-based arrangements</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xml:lang="en-US">Excess tax expense from stock-based arrangements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:to="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred income tax benefit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred Income Tax Expense (Benefit), Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_DeferredIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain (Loss) On Sale Of Property Plant Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Losses (gains) on disposals of premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">Gain (Loss) on Sale of Property Plant Equipment, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xml:lang="en-US">(Gains) losses on disposals of premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:to="lab_us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xlink:label="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xml:lang="en-US">Gains Losses On Sales Of Other Real Estate Other Than Writedown</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xml:lang="en-US">Losses on sales of other real estate owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xml:lang="en-US">The net gain (loss) resulting from sales and other disposals of other real estate owned.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xml:lang="en-US">Losses on sales and write-downs of other real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xlink:to="lab_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Increase (Decrease) In Operating Capital [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US">Net changes in:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Increase (Decrease) In Accrued Interest Receivable, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xml:lang="en-US">Accrued interest receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Increase (Decrease) In Other Operating Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Net (increase) decrease in other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Increase (Decrease) in Other Operating Assets, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Other assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US">Net decrease (increase) in other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInInterestPayableNet" xml:lang="en-US">Increase (Decrease) In Interest Payable, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInInterestPayableNet" xml:lang="en-US">Accrued interest payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:to="lab_us-gaap_IncreaseDecreaseInInterestPayableNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xml:lang="en-US">Increase (Decrease) In Other Operating Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xml:lang="en-US">Net (decrease) increase in other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xml:lang="en-US">Other liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xml:lang="en-US">Other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net Cash Provided By (Used In) Operating Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by operating activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xml:lang="en-US">Net cash provided by operating activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Investing Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xml:lang="en-US">Cash flows from investing activities:</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds From Maturities, Prepayments and Calls Of Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from maturities and principal payments of investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds From Sale Of Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from sales of investment securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xml:lang="en-US">Proceeds from sales of securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:to="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Payments To Acquire Available-For-Sale Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchases of investment securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchases of securities available for sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xml:lang="en-US">Purchases of investment securities available for sale</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xml:lang="en-US">Proceeds From Maturities, Prepayments and Calls Of Held-To-Maturity Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xml:lang="en-US">Proceeds from maturities and principal payments of investment securities held to maturity</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromLoanOriginations1" xlink:label="loc_us-gaap_ProceedsFromLoanOriginations1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromLoanOriginations1" xml:lang="en-US">Proceeds From Loan Originations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromLoanOriginations1" xml:lang="en-US">Net change in loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ProceedsFromLoanOriginations1" xml:lang="en-US">Net change in loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromLoanOriginations1" xlink:to="lab_us-gaap_ProceedsFromLoanOriginations1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Payments To Acquire Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchases of premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchases of premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xml:lang="en-US">Purchases of premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US">Proceeds From Sale Of Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US">Proceeds from sales of premises and equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xml:lang="en-US">Proceeds from sales of premises and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:to="lab_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate" xml:lang="en-US">Proceeds From Sale Of Other Real Estate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate" xml:lang="en-US">Proceeds from sales of other real estate owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate" xml:lang="en-US">Proceeds from sales of other real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:to="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xml:lang="en-US">Payments To Acquire Businesses and Interest In Affiliates</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xml:lang="en-US">Investment in unconsolidated subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xml:lang="en-US">Investment in unconsolidated subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xml:lang="en-US">Investment in unconsolidated subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xml:lang="en-US">Investment in unconsolidated subsidiary</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xlink:to="lab_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net Cash Provided By (Used In) Investing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash used in investing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xml:lang="en-US">Net cash provided by (used in) investing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US">Net Cash Provided By (Used In) Financing Activities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xml:lang="en-US">Cash flows from financing activities:</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetChangeNoninterestBearingDepositsDomestic" xml:lang="en-US">Net Change Noninterest-Bearing Deposits, Domestic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetChangeNoninterestBearingDepositsDomestic" xml:lang="en-US">Noninterest-bearing deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:to="lab_us-gaap_NetChangeNoninterestBearingDepositsDomestic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeInterestBearingDepositsDomestic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetChangeInterestBearingDepositsDomestic" xml:lang="en-US">Net Change Interest-Bearing Deposits, Domestic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetChangeInterestBearingDepositsDomestic" xml:lang="en-US">Interest-bearing deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:to="lab_us-gaap_NetChangeInterestBearingDepositsDomestic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xml:lang="en-US">Proceeds From (Repayments Of) Short-Term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xml:lang="en-US">Short-term borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xml:lang="en-US">Short-term borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:to="lab_us-gaap_ProceedsFromRepaymentsOfShortTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xml:lang="en-US">Excess Tax Benefit (Tax Deficiency) From Share-Based Compensation, Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xml:lang="en-US">Excess tax expense related to stock-based compensation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xml:lang="en-US">Excess tax expense from stock-based arrangements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="lab_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt" xml:lang="en-US">Repayments Of Long-Term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt" xml:lang="en-US">Repayment of long-term debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt" xml:lang="en-US">Repayment of long-term debt</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfLongTermDebt" xlink:to="lab_us-gaap_RepaymentsOfLongTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfWarrants" xml:lang="en-US">Payments for Repurchase of Warrants</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfWarrants" xml:lang="en-US">Payments for Repurchase of Warrants</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfWarrants" xml:lang="en-US">Repurchase of warrant</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForRepurchaseOfWarrants" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfWarrants"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Payments Of Ordinary Dividends, Common Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Common stock dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Common stock dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Common stock dividends paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xml:lang="en-US">Common stock dividends paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsCommonStock" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net Cash Provided By (Used In) Financing Activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash used in financing activities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xml:lang="en-US">Net cash provided by (used in) financing activities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">Net (decrease) increase in cash and cash equivalents</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xml:lang="en-US">NET INCREASE IN CASH AND CASH EQUIVALENTS</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and Cash Equivalents, At Carrying Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and cash equivalents at beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xml:lang="en-US">CASH AND CASH EQUIVALENTS AT END OF YEAR</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xml:lang="en-US">Supplemental cash flow information:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="lab_us-gaap_SupplementalCashFlowInformationAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_us-gaap_InterestPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestPaid" xml:lang="en-US">Interest Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestPaid" xml:lang="en-US">Interest paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_InterestPaid" xml:lang="en-US">Interest paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPaid" xlink:to="lab_us-gaap_InterestPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxesPaid" xml:lang="en-US">Income Taxes Paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxesPaid" xml:lang="en-US">Income taxes paid</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncomeTaxesPaid" xml:lang="en-US">Income taxes paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxesPaid" xlink:to="lab_us-gaap_IncomeTaxesPaid"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="loc_us-gaap_TransferOfOtherRealEstate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TransferOfOtherRealEstate" xml:lang="en-US">Transfer Of Other Real Estate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TransferOfOtherRealEstate" xml:lang="en-US">Transfers from loans to other real estate owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_TransferOfOtherRealEstate" xml:lang="en-US">Transfers from loans to other real estate owned</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransferOfOtherRealEstate" xlink:to="lab_us-gaap_TransferOfOtherRealEstate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AccountingPoliciesAbstract" xml:lang="en-US">Accounting Policies [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AccountingPoliciesAbstract" xml:lang="en-US">Accounting Policies [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountingPoliciesAbstract" xlink:to="lab_us-gaap_AccountingPoliciesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SignificantAccountingPoliciesTextBlock" xml:lang="en-US">Significant Accounting Policies [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SignificantAccountingPoliciesTextBlock" xml:lang="en-US">Significant Accounting Policies [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SignificantAccountingPoliciesTextBlock" xlink:to="lab_us-gaap_SignificantAccountingPoliciesTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">Investments In Debt and Marketable Equity Securities (And Certain Trading Assets) Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xml:lang="en-US">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ReceivablesAbstract" xml:lang="en-US">Receivables [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ReceivablesAbstract" xml:lang="en-US">Receivables [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReceivablesAbstract" xlink:to="lab_us-gaap_ReceivablesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentAbstract" xml:lang="en-US">Property, Plant and Equipment [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentAbstract" xml:lang="en-US">Property, Plant and Equipment [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US">Property, Plant and Equipment Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xml:lang="en-US">Property, Plant and Equipment Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xlink:label="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xml:lang="en-US">Investments in and Advances to Affiliates, Schedule of Investments [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xml:lang="en-US">Investments in and Advances to Affiliates, Schedule of Investments [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xlink:to="lab_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock" xlink:label="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock" xml:lang="en-US">Investments In and Advances To Affiliates, Schedule Of Investments [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock" xml:lang="en-US">Investments in and Advances to Affiliates, Schedule of Investments [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock" xlink:to="lab_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xml:lang="en-US">Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xml:lang="en-US">Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:to="lab_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_OtherAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherAssetsDisclosureTextBlock" xml:lang="en-US">Other Assets Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherAssetsDisclosureTextBlock" xml:lang="en-US">Other Assets Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_OtherAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesDisclosureAbstract" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherLiabilitiesDisclosureAbstract" xml:lang="en-US">Other Liabilities Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherLiabilitiesDisclosureAbstract" xml:lang="en-US">Other Liabilities Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract" xlink:to="lab_us-gaap_OtherLiabilitiesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesDisclosureTextBlock" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherLiabilitiesDisclosureTextBlock" xml:lang="en-US">Other Liabilities Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherLiabilitiesDisclosureTextBlock" xml:lang="en-US">Other Liabilities Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureTextBlock" xlink:to="lab_us-gaap_OtherLiabilitiesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DepositsAbstract" xml:lang="en-US">Deposits [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DepositsAbstract" xml:lang="en-US">Deposits [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsAbstract" xlink:to="lab_us-gaap_DepositsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">Deposit Liabilities Disclosures [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xml:lang="en-US">Deposit Liabilities Disclosures [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:to="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DebtDisclosureAbstract" xml:lang="en-US">Debt Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_DebtDisclosureAbstract" xml:lang="en-US">Acquisition-related debt, 4.08% interest, annual payments over five years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DebtDisclosureAbstract" xml:lang="en-US">Debt Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtDisclosureAbstract" xlink:to="lab_us-gaap_DebtDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTextBlock" xlink:label="loc_us-gaap_ShortTermDebtTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShortTermDebtTextBlock" xml:lang="en-US">Short-Term Debt [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShortTermDebtTextBlock" xml:lang="en-US">Short-term Debt [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtTextBlock" xlink:to="lab_us-gaap_ShortTermDebtTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtTextBlock" xlink:label="loc_us-gaap_LongTermDebtTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LongTermDebtTextBlock" xml:lang="en-US">Long-Term Debt [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LongTermDebtTextBlock" xml:lang="en-US">Long-term Debt [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtTextBlock" xlink:to="lab_us-gaap_LongTermDebtTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CompensationAndRetirementDisclosureAbstract" xml:lang="en-US">Compensation and Retirement Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CompensationAndRetirementDisclosureAbstract" xml:lang="en-US">Compensation and Retirement Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:to="lab_us-gaap_CompensationAndRetirementDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xml:lang="en-US">Compensation and Employee Benefit Plans [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xml:lang="en-US">Compensation and Employee Benefit Plans [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:to="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US">Disclosure Of Compensation Related Costs, Share-Based Payments [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xml:lang="en-US">Disclosure of Compensation Related Costs, Share-based Payments [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationAbstract" xlink:label="loc_shbi_DeferredCompensationAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DeferredCompensationAbstract" xml:lang="en-US">Deferred Compensation [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DeferredCompensationAbstract" xml:lang="en-US">Deferred Compensation [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DeferredCompensationAbstract" xlink:to="lab_shbi_DeferredCompensationAbstract"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationDisclosureTextBlock" xlink:label="loc_shbi_DeferredCompensationDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DeferredCompensationDisclosureTextBlock" xml:lang="en-US">Deferred Compensation Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DeferredCompensationDisclosureTextBlock" xml:lang="en-US">Deferred Compensation [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DeferredCompensationDisclosureTextBlock" xml:lang="en-US">The entire disclosure for deferred compensation.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DeferredCompensationDisclosureTextBlock" xlink:to="lab_shbi_DeferredCompensationDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US">Income Tax Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract" xml:lang="en-US">Income Tax Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract" xlink:to="lab_us-gaap_IncomeTaxDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">Income Tax Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock" xml:lang="en-US">Income Tax Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="lab_us-gaap_IncomeTaxDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings Per Share [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareAbstract" xml:lang="en-US">Earnings Per Share [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareAbstract" xlink:to="lab_us-gaap_EarningsPerShareAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerShareTextBlock" xml:lang="en-US">Earnings Per Share [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareTextBlock" xlink:to="lab_us-gaap_EarningsPerShareTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsAbstract" xml:lang="en-US">Regulatory Capital Requirements [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsAbstract" xml:lang="en-US">Regulatory Capital Requirements [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:to="lab_us-gaap_RegulatoryCapitalRequirementsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">Regulatory Capital Requirements Under Banking Regulations [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xml:lang="en-US">Regulatory Capital Requirements under Banking Regulations [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAbstract" xlink:label="loc_us-gaap_LineOfCreditFacilityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LineOfCreditFacilityAbstract" xml:lang="en-US">Line of Credit Facility [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LineOfCreditFacilityAbstract" xml:lang="en-US">Line of Credit Facility [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityAbstract" xlink:to="lab_us-gaap_LineOfCreditFacilityAbstract"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LineOfCreditDisclosureTextBlock" xlink:label="loc_shbi_LineOfCreditDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_LineOfCreditDisclosureTextBlock" xml:lang="en-US">Line Of Credit Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_LineOfCreditDisclosureTextBlock" xml:lang="en-US">Line of Credit Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_LineOfCreditDisclosureTextBlock" xml:lang="en-US">The entire disclosure for line of credit.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_LineOfCreditDisclosureTextBlock" xlink:to="lab_shbi_LineOfCreditDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract" xml:lang="en-US">Fair Value Disclosures [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract" xlink:to="lab_us-gaap_FairValueDisclosuresAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US">Fair Value Disclosures [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock" xml:lang="en-US">Fair Value Disclosures [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresTextBlock" xlink:to="lab_us-gaap_FairValueDisclosuresTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" xlink:label="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" xml:lang="en-US">Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" xml:lang="en-US">Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" xlink:to="lab_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" xlink:label="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" xml:lang="en-US">Financial Instruments With Off Balance Sheet Risk Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" xml:lang="en-US">Financial Instruments With Off Balance Sheet Risk Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" xml:lang="en-US">The entire disclosure for financial instruments with off balance sheet risk.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" xlink:to="lab_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossContingencyDisclosures" xlink:label="loc_us-gaap_LossContingencyDisclosures"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LossContingencyDisclosures" xml:lang="en-US">Contingencies Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LossContingencyDisclosures" xml:lang="en-US">Contingencies Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LossContingencyDisclosures" xlink:to="lab_us-gaap_LossContingencyDisclosures"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xml:lang="en-US">Condensed Financial Information Of Parent Company Only Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:to="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_QuarterlyFinancialInformationDisclosureAbstract" xlink:label="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_QuarterlyFinancialInformationDisclosureAbstract" xml:lang="en-US">Quarterly Financial Information Disclosure [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_QuarterlyFinancialInformationDisclosureAbstract" xml:lang="en-US">Quarterly Financial Information Disclosure [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract" xlink:to="lab_us-gaap_QuarterlyFinancialInformationDisclosureAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_QuarterlyFinancialInformationTextBlock" xlink:label="loc_us-gaap_QuarterlyFinancialInformationTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_QuarterlyFinancialInformationTextBlock" xml:lang="en-US">Quarterly Financial Information [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_QuarterlyFinancialInformationTextBlock" xml:lang="en-US">Quarterly Financial Information [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_QuarterlyFinancialInformationTextBlock" xlink:to="lab_us-gaap_QuarterlyFinancialInformationTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SegmentReportingAbstract" xml:lang="en-US">Segment Reporting [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SegmentReportingAbstract" xml:lang="en-US">Segment Reporting [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingAbstract" xlink:to="lab_us-gaap_SegmentReportingAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock" xml:lang="en-US">Segment Reporting Disclosure [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock" xml:lang="en-US">Segment Reporting Disclosure [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingDisclosureTextBlock" xlink:to="lab_us-gaap_SegmentReportingDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquityAbstract" xml:lang="en-US">Equity [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquityAbstract" xml:lang="en-US">Equity [Abstract]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityAbstract" xlink:to="lab_us-gaap_EquityAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockTextBlock" xlink:label="loc_us-gaap_PreferredStockTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockTextBlock" xml:lang="en-US">Preferred Stock [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockTextBlock" xml:lang="en-US">Preferred Stock [Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockTextBlock" xlink:to="lab_us-gaap_PreferredStockTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_NatureOfOperationsPolicyTextBlock" xlink:label="loc_shbi_NatureOfOperationsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_NatureOfOperationsPolicyTextBlock" xml:lang="en-US">Nature Of Operations Policy [Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_NatureOfOperationsPolicyTextBlock" xml:lang="en-US">Nature of Operations [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_NatureOfOperationsPolicyTextBlock" xml:lang="en-US">Disclosure of accounting policy for the nature of an entity's business, the major products or services it sells or provides and its principal markets, including the locations of those markets.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_NatureOfOperationsPolicyTextBlock" xlink:to="lab_shbi_NatureOfOperationsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="loc_us-gaap_UseOfEstimates"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_UseOfEstimates" xml:lang="en-US">Use Of Estimates, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_UseOfEstimates" xml:lang="en-US">Use of Estimates, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UseOfEstimates" xlink:to="lab_us-gaap_UseOfEstimates"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy" xlink:label="loc_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy" xml:lang="en-US">Marketable Securities, Available-For-Sale Securities, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy" xml:lang="en-US">Marketable Securities, Available-for-sale Securities, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy" xlink:to="lab_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy" xlink:label="loc_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy" xml:lang="en-US">Marketable Securities, Held-To-Maturity Securities, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy" xml:lang="en-US">Marketable Securities, Held-to-maturity Securities, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy" xlink:to="lab_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyLoansReceivablePolicy" xlink:label="loc_us-gaap_PolicyLoansReceivablePolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PolicyLoansReceivablePolicy" xml:lang="en-US">Policy Loans Receivable, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PolicyLoansReceivablePolicy" xml:lang="en-US">Policy Loans Receivable, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PolicyLoansReceivablePolicy" xlink:to="lab_us-gaap_PolicyLoansReceivablePolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForFundsUsedDuringConstructionPolicy" xlink:label="loc_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy" xml:lang="en-US">Allowance For Funds Used During Construction, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy" xml:lang="en-US">Allowance for Funds Used During Construction, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy" xlink:to="lab_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock" xml:lang="en-US">Goodwill and Intangible Assets, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock" xml:lang="en-US">Goodwill and Intangible Assets, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateOwnedValuationAllowancePolicy" xlink:label="loc_us-gaap_RealEstateOwnedValuationAllowancePolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RealEstateOwnedValuationAllowancePolicy" xml:lang="en-US">Real Estate Owned, Valuation Allowance, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RealEstateOwnedValuationAllowancePolicy" xml:lang="en-US">Real Estate Owned, Valuation Allowance, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateOwnedValuationAllowancePolicy" xlink:to="lab_us-gaap_RealEstateOwnedValuationAllowancePolicy"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShortTermBorrowingsPolicyTextBlock" xlink:label="loc_shbi_ShortTermBorrowingsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ShortTermBorrowingsPolicyTextBlock" xml:lang="en-US">Short Term Borrowings [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ShortTermBorrowingsPolicyTextBlock" xml:lang="en-US">Short-Term Borrowings [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ShortTermBorrowingsPolicyTextBlock" xml:lang="en-US">The disclosure of accounting policy for short term borrowings.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ShortTermBorrowingsPolicyTextBlock" xlink:to="lab_shbi_ShortTermBorrowingsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxPolicyTextBlock" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxPolicyTextBlock" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxPolicyTextBlock" xlink:to="lab_us-gaap_IncomeTaxPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerSharePolicyTextBlock" xlink:to="lab_us-gaap_EarningsPerSharePolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock" xml:lang="en-US">Transfers and Servicing Of Financial Assets, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock" xml:lang="en-US">Transfers and Servicing of Financial Assets, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InventoryCashFlowPolicy" xlink:label="loc_us-gaap_InventoryCashFlowPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InventoryCashFlowPolicy" xml:lang="en-US">Inventory, Cash Flow Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InventoryCashFlowPolicy" xml:lang="en-US">Inventory, Cash Flow Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InventoryCashFlowPolicy" xlink:to="lab_us-gaap_InventoryCashFlowPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US">Share-Based Compensation, Option and Incentive Plans Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xml:lang="en-US">Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativesReportingOfDerivativeActivity" xlink:label="loc_us-gaap_DerivativesReportingOfDerivativeActivity"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DerivativesReportingOfDerivativeActivity" xml:lang="en-US">Derivatives, Reporting Of Derivative Activity [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DerivativesReportingOfDerivativeActivity" xml:lang="en-US">Derivatives, Reporting of Derivative Activity [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativesReportingOfDerivativeActivity" xlink:to="lab_us-gaap_DerivativesReportingOfDerivativeActivity"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xml:lang="en-US">Fair Value Measurement, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xml:lang="en-US">Fair Value Measurement, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:to="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="loc_us-gaap_AdvertisingCostsPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdvertisingCostsPolicyTextBlock" xml:lang="en-US">Advertising Costs, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdvertisingCostsPolicyTextBlock" xml:lang="en-US">Advertising Costs, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:to="lab_us-gaap_AdvertisingCostsPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US">New Accounting Pronouncements, Policy [Policy Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xml:lang="en-US">New Accounting Pronouncements, Policy [Policy Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xml:lang="en-US">Schedule Of Available-For-Sale Securities Reconciliation [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xml:lang="en-US">Schedule of Available-for-sale Securities Reconciliation [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" xlink:label="loc_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" xml:lang="en-US">Schedule Of Securities Debt Maturities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" xml:lang="en-US">Schedule of Securities Debt Maturities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" xml:lang="en-US">Schedule showing maturities of debt securities.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" xlink:to="lab_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" xlink:label="loc_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" xml:lang="en-US">Amortized Cost and Estimated Fair Values Of Securities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" xml:lang="en-US">Schedule of Amortized Cost and Estimated Fair Values of Securities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" xml:lang="en-US">Schedule of Tabular disclosure of Amortized Cost and Estimated Fair Values Of Securities.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" xlink:to="lab_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfFinancingReceivablesTableTextBlock" xlink:label="loc_shbi_ScheduleOfFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ScheduleOfFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule Of Financing Receivables [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ScheduleOfFinancingReceivablesTableTextBlock" xml:lang="en-US">Schedule of Financing Receivables [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ScheduleOfFinancingReceivablesTableTextBlock" xml:lang="en-US">Tabular disclosure of financing receivables at period end.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ScheduleOfFinancingReceivablesTableTextBlock" xlink:to="lab_shbi_ScheduleOfFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" xlink:label="loc_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" xml:lang="en-US">Allowance For Credit Losses On Loans Receivables Additional Information [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" xml:lang="en-US">Allowance for Credit Losses on Loans Receivables Additional Information [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" xml:lang="en-US">Tabular disclosure of impaired financing receivables (examples of financing receivables include loans, trade accounts, and notes receivable) and the allowance for credit losses account.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" xlink:to="lab_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Impaired Financing Receivables [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock" xml:lang="en-US">Impaired Financing Receivables [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:to="lab_us-gaap_ImpairedFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xml:lang="en-US">Troubled Debt Restructurings On Financing Receivables [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xml:lang="en-US">Troubled Debt Restructurings on Financing Receivables [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:to="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Financing Receivable Credit Quality Indicators [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xml:lang="en-US">Financing Receivable Credit Quality Indicators [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US">Past Due Financing Receivables [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock" xml:lang="en-US">Past Due Financing Receivables [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:to="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xml:lang="en-US">Allowance For Credit Losses On Financing Receivables [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xml:lang="en-US">Allowance for Credit Losses on Financing Receivables [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xml:lang="en-US">Schedule Of Future Minimum Rental Payments For Operating Leases [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xml:lang="en-US">Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd#invest_InvestmentTableTextBlock" xlink:label="loc_invest_InvestmentTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_invest_InvestmentTableTextBlock" xml:lang="en-US">Investment [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_invest_InvestmentTableTextBlock" xml:lang="en-US">Investment [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_InvestmentTableTextBlock" xlink:to="lab_invest_InvestmentTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xml:lang="en-US">Schedule Of Intangible Assets and Goodwill [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xml:lang="en-US">Schedule of Intangible Assets and Goodwill [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xml:lang="en-US">Schedule Of Expected Amortization Expense [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xml:lang="en-US">Schedule of Expected Amortization Expense [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfOtherAssetsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfOtherAssetsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfOtherAssetsTableTextBlock" xml:lang="en-US">Schedule Of Other Assets [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfOtherAssetsTableTextBlock" xml:lang="en-US">Schedule of Other Assets [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfOtherAssetsTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfOtherAssetsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfOtherLiabilitiesTableTextBlock" xlink:label="loc_shbi_ScheduleOfOtherLiabilitiesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ScheduleOfOtherLiabilitiesTableTextBlock" xml:lang="en-US">Schedule Of Other Liabilities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ScheduleOfOtherLiabilitiesTableTextBlock" xml:lang="en-US">Schedule of Other Liabilities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ScheduleOfOtherLiabilitiesTableTextBlock" xml:lang="en-US">Tabular disclosure of the components of other liabilities.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ScheduleOfOtherLiabilitiesTableTextBlock" xlink:to="lab_shbi_ScheduleOfOtherLiabilitiesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DepositsTableTextBlock" xlink:label="loc_shbi_DepositsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DepositsTableTextBlock" xml:lang="en-US">Deposits [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DepositsTableTextBlock" xml:lang="en-US">Deposits [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DepositsTableTextBlock" xml:lang="en-US">Tabular disclosure of the deposits.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DepositsTableTextBlock" xlink:to="lab_shbi_DepositsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTextBlock" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTextBlock" xml:lang="en-US">Schedule Of Short-Term Debt [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTextBlock" xml:lang="en-US">Schedule of Short-term Debt [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTextBlock" xlink:to="lab_us-gaap_ScheduleOfShortTermDebtTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xml:lang="en-US">Schedule Of Maturities Of Long-Term Debt [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xml:lang="en-US">Schedule of Maturities of Long-term Debt [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfShareBasedCompensationTableTextBlock" xlink:label="loc_shbi_ScheduleOfShareBasedCompensationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ScheduleOfShareBasedCompensationTableTextBlock" xml:lang="en-US">Schedule Of Share Based Compensation [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ScheduleOfShareBasedCompensationTableTextBlock" xml:lang="en-US">The entire disclosure of sharebased compensation duriing the period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ScheduleOfShareBasedCompensationTableTextBlock" xml:lang="en-US">Schedule of Share-based Compensation [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ScheduleOfShareBasedCompensationTableTextBlock" xlink:to="lab_shbi_ScheduleOfShareBasedCompensationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xml:lang="en-US">Schedule Of Share-Based Compensation, Restricted Stock Units Award Activity [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xml:lang="en-US">Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xml:lang="en-US">Schedule Of Share-Based Compensation, Stock Options, Activity [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xml:lang="en-US">Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xml:lang="en-US">Schedule Of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xml:lang="en-US">Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock" xlink:label="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock" xml:lang="en-US">Schedule Of Deferred Compensation Arrangement With Individual, Excluding Share-Based Payments and Postretirement Benefits By Title Of Individual and Type Of Deferred Compensation [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock" xml:lang="en-US">Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits by Title of Individual and Type of Deferred Compensation [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock" xlink:to="lab_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock" xml:lang="en-US">Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock" xml:lang="en-US">Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xml:lang="en-US">Schedule Of Components Of Income Tax Expense (Benefit) [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xml:lang="en-US">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xml:lang="en-US">Schedule Of Effective Income Tax Rate Reconciliation [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xml:lang="en-US">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Schedule Of Deferred Tax Assets and Liabilities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock" xml:lang="en-US">Schedule Of Earnings Per Share Reconciliation [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock" xml:lang="en-US">Schedule of Earnings Per Share Reconciliation [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock" xlink:label="loc_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock" xml:lang="en-US">Schedule Of Capital Amounts and Ratios [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock" xml:lang="en-US">Schedule of Capital Amounts and Ratios [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock" xml:lang="en-US">Tabular disclosure of the capital amounts and ratios.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock" xlink:to="lab_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule Of Fair Value, Assets and Liabilities Measured On Recurring Basis [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xml:lang="en-US">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" xlink:label="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" xml:lang="en-US">Fair Value Assets Measured On Nonrecurring Basis [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" xml:lang="en-US">Fair Value Assets Measured on Nonrecurring Basis [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" xml:lang="en-US">Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" xlink:to="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" xlink:label="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" xml:lang="en-US">Fair Value Assets Measured on Nonrecurring Basis Other Real Estate Owned [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" xml:lang="en-US">Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" xml:lang="en-US">Fair Value Assets Measured On Nonrecurring Basis Other Real Estate Owned [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" xlink:to="lab_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Schedule Of Estimated Fair Values Of Financial Assets and Liabilities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Schedule of Estimated Fair Values of Financial Assets and Liabilities [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" xml:lang="en-US">Tabular disclosure of estimated fair values of the company's financial assets and liabilities reported at their carrying amounts.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" xlink:to="lab_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfCommitmentsOutstandingTableTextBlock" xlink:label="loc_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock" xml:lang="en-US">Schedule Of Commitments Outstanding [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock" xml:lang="en-US">Schedule of Commitments Outstanding [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock" xml:lang="en-US">Tabular disclosure that provides information on commitments outstanding.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock" xlink:to="lab_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock" xml:lang="en-US">Schedule Of Condensed Financial Statements [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock" xml:lang="en-US">Schedule of Condensed Financial Statements [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xml:lang="en-US">Schedule Of Condensed Income Statement [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xml:lang="en-US">Schedule of Condensed Income Statement [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xml:lang="en-US">Schedule Of Condensed Cash Flow Statement [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xml:lang="en-US">Schedule of Condensed Cash Flow Statement [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xml:lang="en-US">Schedule Of Quarterly Financial Information [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xml:lang="en-US">Schedule of Quarterly Financial Information [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xml:lang="en-US">Schedule Of Segment Reporting Information, By Segment [Table Text Block]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xml:lang="en-US">Schedule of Segment Reporting Information, by Segment [Table Text Block]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:to="lab_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FurnitureAndFixturesMember" xml:lang="en-US">Furniture and Fixtures [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FurnitureAndFixturesMember" xlink:to="lab_us-gaap_FurnitureAndFixturesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComputerEquipmentMember" xlink:label="loc_us-gaap_ComputerEquipmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ComputerEquipmentMember" xml:lang="en-US">Computer Equipment [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComputerEquipmentMember" xlink:to="lab_us-gaap_ComputerEquipmentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_BuildingAndBuildingImprovementsMember" xml:lang="en-US">Building and Building Improvements [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BuildingAndBuildingImprovementsMember" xlink:to="lab_us-gaap_BuildingAndBuildingImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LandImprovementsMember" xlink:label="loc_us-gaap_LandImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LandImprovementsMember" xml:lang="en-US">Land Improvements [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LandImprovementsMember" xlink:to="lab_us-gaap_LandImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold Improvements [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LeaseholdImprovementsMember" xlink:to="lab_us-gaap_LeaseholdImprovementsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RangeAxis" xml:lang="en-US">Range [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RangeAxis" xml:lang="en-US">Range [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RangeAxis" xlink:to="lab_us-gaap_RangeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RangeMember" xml:lang="en-US">Range [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RangeMember" xml:lang="en-US">Range [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RangeMember" xlink:to="lab_us-gaap_RangeMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MinimumMember" xml:lang="en-US">Minimum [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MinimumMember" xlink:to="lab_us-gaap_MinimumMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MaximumMember" xml:lang="en-US">Maximum [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MaximumMember" xlink:to="lab_us-gaap_MaximumMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife" xml:lang="en-US">Property, Plant and Equipment, Useful Life</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife" xml:lang="en-US">Property, Plant and Equipment, Useful Life</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillImpairmentLoss" xml:lang="en-US">Goodwill, Impairment Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillImpairmentLoss" xml:lang="en-US">Goodwill, Impairment Charges</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_GoodwillImpairmentLoss" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Goodwill, Impairment Charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillImpairmentLoss" xlink:to="lab_us-gaap_GoodwillImpairmentLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetImpairmentCharges" xlink:label="loc_us-gaap_OtherAssetImpairmentCharges"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherAssetImpairmentCharges" xml:lang="en-US">Other Asset Impairment Charges</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherAssetImpairmentCharges" xml:lang="en-US">Other Asset Impairment Charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssetImpairmentCharges" xlink:to="lab_us-gaap_OtherAssetImpairmentCharges"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="loc_us-gaap_AdvertisingExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AdvertisingExpense" xml:lang="en-US">Advertising Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AdvertisingExpense" xml:lang="en-US">Advertising Expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdvertisingExpense" xlink:to="lab_us-gaap_AdvertisingExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xml:lang="en-US">Restricted Cash and Cash Equivalents, Cash and Cash Equivalents [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xml:lang="en-US">Restricted Cash and Cash Equivalents, Cash and Cash Equivalents [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:to="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xml:lang="en-US">Restricted Cash and Cash Equivalents, Cash and Cash Equivalents [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xml:lang="en-US">Restricted Cash and Cash Equivalents, Cash and Cash Equivalents [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:to="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xml:lang="en-US">US Government Corporations and Agencies Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xml:lang="en-US">US Government Corporations and Agencies Securities [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xlink:to="lab_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember" xml:lang="en-US">Us States and Political Subdivisions Debt Securities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember" xml:lang="en-US">US States and Political Subdivisions Debt Securities [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:to="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xml:lang="en-US">Major Types Of Debt and Equity Securities [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xml:lang="en-US">Schedule of Trading Securities and Other Trading Assets, Major Types of Trading Securities and Assets [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xml:lang="en-US">Major Types Of Debt and Equity Securities [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xml:lang="en-US">Major Types of Trading Securities and Assets [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MortgageBackedSecuritiesMember" xml:lang="en-US">Collateralized Mortgage Backed Securities [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesMember" xlink:to="lab_us-gaap_MortgageBackedSecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquitySecuritiesMember" xml:lang="en-US">Equity Securities [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesMember" xlink:to="lab_us-gaap_EquitySecuritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xml:lang="en-US">Available-For-Sale Debt Securities, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xml:lang="en-US">Available-for-sale securities, Amortized Cost</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xml:lang="en-US">Available-For-Sale Securities, Gross Unrealized Gains</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xml:lang="en-US">Available-for-sale securities, Gross Unrealized Gains</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xml:lang="en-US">Available-For-Sale Securities, Gross Unrealized Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xml:lang="en-US">Available-for-sale securities, Gross Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xml:lang="en-US">Available-For-Sale Securities, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xml:lang="en-US">Available-for-sale securities, Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xml:lang="en-US">Available-for-Sale Securities, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xml:lang="en-US">Available for sale, Estimated Fair Value, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xml:lang="en-US">Held-To-Maturity Securities, Unrecognized Holding Gain</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xml:lang="en-US">Held-to-maturity securities, Gross Unrealized Gains</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:to="lab_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xml:lang="en-US">Held-To-Maturity Securities, Unrecognized Holding Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xml:lang="en-US">Held-to-maturity securities, Gross Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than Twelve Months, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Aggregate Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Twelve Months Or Longer, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Aggregate Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Aggregate Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xml:lang="en-US">Available-For-Sale Securities, Continuous Unrealized Loss Position, Unrealized Losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, Within One Year, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US">Available for sale, Amortized Cost, Due in one year or less</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, After One Through Five Years, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US">Available for sale, Amortized Cost, Due after one year through five years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, After Five Through Ten Years, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xml:lang="en-US">Available for sale, Amortized Cost, Due after five years through ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, After Ten Years, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xml:lang="en-US">Available for sale, Amortized Cost, Due after ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xml:lang="en-US">Available for sale, Amortized Cost, Debt maturities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost" xml:lang="en-US">Available-For-Sale Securities, Amortized Cost Basis</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost" xml:lang="en-US">Available for sale, Amortized Cost, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, Within One Year, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Available for sale, Estimated Fair Value, Due in one year or less</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, After One Through Five Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Available for sale, Estimated Fair Value, Due after one year through five years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, After Five Through Ten Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Available for sale, Estimated Fair Value, Due after five years through ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, After Ten Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Available for sale, Estimated Fair Value, Due after ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xml:lang="en-US">Available-For-Sale Securities, Debt Maturities, Without Single Maturity Date, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xml:lang="en-US">Available for sale, Estimated Fair Value, Debt maturities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, Within One Year, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xml:lang="en-US">Held to maturity securities, Amortized Cost, Due in one year or less</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, After One Through Five Years, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xml:lang="en-US">Held to maturity securities, Amortized Cost, Due after one year through five years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, After Five Through Ten Years, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xml:lang="en-US">Held to maturity securities, Amortized Cost, Due after five years through ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, After Ten Years, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xml:lang="en-US">Held to maturity securities, Amortized Cost, Due after ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, Net Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xml:lang="en-US">Held to maturity securities, Amortized Cost, Debt maturities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, Within One Year, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xml:lang="en-US">Held to maturity securities, Estimated Fair Value, Due in one year or less</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, After One Through Five Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xml:lang="en-US">Held to maturity securities, Estimated Fair Value, Due after one year through five years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, After Five Through Ten Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xml:lang="en-US">Held to maturity securities, Estimated Fair Value, Due after five years through ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, After Ten Years, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xml:lang="en-US">Held to maturity securities, Estimated Fair Value, Due after ten years</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xml:lang="en-US">Held-To-Maturity Securities, Debt Maturities, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xml:lang="en-US">Held to maturity securities, Estimated Fair Value, Debt maturities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesPledgedAsCollateralMember" xlink:label="loc_us-gaap_SecuritiesPledgedAsCollateralMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SecuritiesPledgedAsCollateralMember" xml:lang="en-US">Securities Pledged As Collateral [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SecuritiesPledgedAsCollateralMember" xml:lang="en-US">Securities Pledged as Collateral [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuritiesPledgedAsCollateralMember" xlink:to="lab_us-gaap_SecuritiesPledgedAsCollateralMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xml:lang="en-US">Available-For-Sale Securities Pledged As Collateral</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xml:lang="en-US">Available-for-sale, Pledged available-for-sale securities, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities" xml:lang="en-US">Proceeds From Sale and Maturity Of Marketable Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities" xml:lang="en-US">Proceeds from Sale and Maturity of Marketable Securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities" xlink:to="lab_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainOnSaleOfInvestments" xlink:label="loc_us-gaap_GainOnSaleOfInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GainOnSaleOfInvestments" xml:lang="en-US">Gain On Sale Of Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GainOnSaleOfInvestments" xml:lang="en-US">Gain on Sale of Investments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainOnSaleOfInvestments" xlink:to="lab_us-gaap_GainOnSaleOfInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnSaleOfInvestments" xlink:label="loc_us-gaap_LossOnSaleOfInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LossOnSaleOfInvestments" xml:lang="en-US">Loss on Sale of Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LossOnSaleOfInvestments" xml:lang="en-US">Loss on Sale of Investments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LossOnSaleOfInvestments" xlink:to="lab_us-gaap_LossOnSaleOfInvestments"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" xlink:label="loc_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" xml:lang="en-US">Description Of States Political Subdivisions With Carrying Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" xml:lang="en-US">Description of States Political Subdivisions with Carrying Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" xml:lang="en-US">Carrying value of obligations of states or political subdivisions.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" xlink:to="lab_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xlink:label="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xml:lang="en-US">Loans and Leases Receivable Gross Consumer Construction</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xml:lang="en-US">Construction</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xml:lang="en-US">Construction</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xml:lang="en-US">Amount before allowance of commercial and consumer construction loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts excludes loans and leases covered under loss sharing agreements.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xlink:to="lab_shbi_LoansAndLeasesReceivableGrossConsumerConstruction"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xml:lang="en-US">Loans and Leases Receivable, Gross, Consumer, Real Estate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xml:lang="en-US">Residential real estate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xlink:to="lab_us-gaap_LoansAndLeasesReceivableConsumerRealEstate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstate" xlink:label="loc_us-gaap_LoansReceivableCommercialRealEstate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansReceivableCommercialRealEstate" xml:lang="en-US">Loans Receivable, Gross, Commercial, Real Estate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansReceivableCommercialRealEstate" xml:lang="en-US">Commercial real estate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableCommercialRealEstate" xlink:to="lab_us-gaap_LoansReceivableCommercialRealEstate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommercial"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableCommercial" xml:lang="en-US">Loans and Leases Receivable, Gross, Commercial</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableCommercial" xml:lang="en-US">Commercial</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableCommercial" xlink:to="lab_us-gaap_LoansAndLeasesReceivableCommercial"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumer"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableConsumer" xml:lang="en-US">Loans and Leases Receivable, Gross, Consumer</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableConsumer" xml:lang="en-US">Consumer</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableConsumer" xlink:to="lab_us-gaap_LoansAndLeasesReceivableConsumer"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansReceivableNet" xml:lang="en-US">Total Loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_LoansReceivableNet" xml:lang="en-US">Loan Risk Rating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansReceivableNet" xml:lang="en-US">Total loans</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_LoansReceivableNet" xml:lang="en-US">Total loans</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableNet" xlink:to="lab_us-gaap_LoansReceivableNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LongtermDebtTypeAxis" xml:lang="en-US">Long-Term Debt, Type [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LongtermDebtTypeAxis" xml:lang="en-US">Long-term Debt, Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeAxis" xlink:to="lab_us-gaap_LongtermDebtTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LongtermDebtTypeDomain" xml:lang="en-US">Long-Term Debt, Type [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LongtermDebtTypeDomain" xml:lang="en-US">Long-term Debt, Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeDomain" xlink:to="lab_us-gaap_LongtermDebtTypeDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ConstructionLoansMember" xml:lang="en-US">Construction Loans [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ConstructionLoansMember" xml:lang="en-US">Construction [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConstructionLoansMember" xlink:to="lab_us-gaap_ConstructionLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xml:lang="en-US">Defined Benefit Plan By Plan Asset Categories [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xml:lang="en-US">Defined Benefit Plan by Plan Asset Categories [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:to="lab_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PlanAssetCategoriesDomain" xml:lang="en-US">Plan Asset Categories [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PlanAssetCategoriesDomain" xml:lang="en-US">Plan Asset Categories [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain" xlink:to="lab_us-gaap_PlanAssetCategoriesDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ResidentialRealEstateMember" xml:lang="en-US">Residential Real Estate [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ResidentialRealEstateMember" xml:lang="en-US">Residential Real Estate [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ResidentialRealEstateMember" xlink:to="lab_us-gaap_ResidentialRealEstateMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommercialRealEstateMember" xml:lang="en-US">Commercial Real Estate [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommercialRealEstateMember" xml:lang="en-US">Commercial Real Estate [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialRealEstateMember" xlink:to="lab_us-gaap_CommercialRealEstateMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancialInstrumentAxis" xml:lang="en-US">Financial Instrument [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancialInstrumentAxis" xml:lang="en-US">Servicing Assets at Fair Value by Types of Financial instrument [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentAxis" xlink:to="lab_us-gaap_FinancialInstrumentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US">Types Of Financial Instruments [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xml:lang="en-US">Types of Financial Instruments [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial Loan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CommercialLoanMember" xml:lang="en-US">Commercial [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialLoanMember" xlink:to="lab_us-gaap_CommercialLoanMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ConsumerLoanMember" xml:lang="en-US">Consumer Loan [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ConsumerLoanMember" xml:lang="en-US">Consumer [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConsumerLoanMember" xlink:to="lab_us-gaap_ConsumerLoanMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xml:lang="en-US">Financing Receivable Information By Portfolio Segment [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xml:lang="en-US">Financing Receivable Information by Portfolio Segment [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:to="lab_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="loc_us-gaap_FinancingReceivableAllowanceDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableAllowanceDomain" xml:lang="en-US">Financing Receivable Allowance [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceDomain" xml:lang="en-US">Financing Receivable Allowance [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceDomain" xlink:to="lab_us-gaap_FinancingReceivableAllowanceDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_UnallocatedFinancingReceivablesMember" xml:lang="en-US">Unallocated Financing Receivables [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnallocatedFinancingReceivablesMember" xlink:to="lab_us-gaap_UnallocatedFinancingReceivablesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Individually Evaluated For Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xml:lang="en-US">Loans individually evaluated for impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="lab_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Collectively Evaluated For Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xml:lang="en-US">Loans collectively evaluated for impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:to="lab_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xml:lang="en-US">Loans and Leases Receivable, Allowance [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xml:lang="en-US">Allowance for credit losses:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xml:lang="en-US">Allowance for credit losses allocated to:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowanceAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US">Financing Receivable, Allowance For Credit Losses, Individually Evaluated For Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xml:lang="en-US">Loans individually evaluated for impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US">Financing Receivable, Allowance For Credit Losses, Collectively Evaluated For Impairment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xml:lang="en-US">Loans collectively evaluated for impairment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansAxis" xlink:label="loc_shbi_ImpairedNonaccrualLoansAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ImpairedNonaccrualLoansAxis" xml:lang="en-US">Impaired Nonaccrual Loans [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ImpairedNonaccrualLoansAxis" xml:lang="en-US">Impaired Nonaccrual Loans [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ImpairedNonaccrualLoansAxis" xlink:to="lab_shbi_ImpairedNonaccrualLoansAxis"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansDomain" xlink:label="loc_shbi_ImpairedNonaccrualLoansDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ImpairedNonaccrualLoansDomain" xml:lang="en-US">Impaired Nonaccrual Loans [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ImpairedNonaccrualLoansDomain" xml:lang="en-US">Impaired Nonaccrual Loans [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ImpairedNonaccrualLoansDomain" xlink:to="lab_shbi_ImpairedNonaccrualLoansDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansMember" xlink:label="loc_shbi_ImpairedNonaccrualLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ImpairedNonaccrualLoansMember" xml:lang="en-US">Impaired Nonaccrual Loans [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ImpairedNonaccrualLoansMember" xlink:to="lab_shbi_ImpairedNonaccrualLoansMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedAccruingRestructuredLoansMember" xlink:label="loc_shbi_ImpairedAccruingRestructuredLoansMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ImpairedAccruingRestructuredLoansMember" xml:lang="en-US">Impaired Accruing Restructured Loans [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ImpairedAccruingRestructuredLoansMember" xlink:to="lab_shbi_ImpairedAccruingRestructuredLoansMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xml:lang="en-US">Unpaid principal balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="lab_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, With No Related Allowance, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xml:lang="en-US">Recorded investment with no allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="lab_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, With Related Allowance, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xml:lang="en-US">Recorded investment with an allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="lab_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xml:lang="en-US">Related allowance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="lab_us-gaap_ImpairedFinancingReceivableRelatedAllowance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US">Impaired Financing Receivable, Average Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xml:lang="en-US">Average recorded investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="lab_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringAxis" xlink:label="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis" xml:lang="en-US">Financing Receivable Troubled Debt Restructuring [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis" xml:lang="en-US">Financing Receivable, Troubled Debt Restructurings [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis" xlink:to="lab_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xlink:label="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xml:lang="en-US">Financing Receivable, Troubled Debt Restructurings [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xlink:to="lab_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TroubledDebtRestructuringsMember" xlink:label="loc_shbi_TroubledDebtRestructuringsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_TroubledDebtRestructuringsMember" xml:lang="en-US">Troubled Debt Restructurings [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_TroubledDebtRestructuringsMember" xlink:to="lab_shbi_TroubledDebtRestructuringsMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" xlink:label="loc_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" xml:lang="en-US">Troubled Debt Restructurings That Subsequently Defaulted [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" xml:lang="en-US">Troubled Debt Restructurings that Subsequently Defaulted [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" xlink:to="lab_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xml:lang="en-US">Financing Receivable, Modifications, Subsequent Default, Number Of Contracts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xml:lang="en-US">Number of contracts</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:to="lab_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" xml:lang="en-US">Financing Receivable, Modifications, Pre-Modification Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" xml:lang="en-US">Premodification outstanding recorded investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" xlink:to="lab_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" xml:lang="en-US">Financing Receivable, Modifications, Post-Modification Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" xml:lang="en-US">Postmodification outstanding recorded investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" xlink:to="lab_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="loc_us-gaap_FinancingReceivableModificationsRecordedInvestment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableModificationsRecordedInvestment" xml:lang="en-US">Financing Receivable, Modifications, Recorded Investment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableModificationsRecordedInvestment" xml:lang="en-US">Recorded investment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:to="lab_us-gaap_FinancingReceivableModificationsRecordedInvestment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xml:lang="en-US">Financing Receivable Information By Credit Quality Indicator [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xml:lang="en-US">Financing Receivable Information by Credit Quality Indicator [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="lab_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xml:lang="en-US">Financing Receivable, By Credit Quality Indicator [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xml:lang="en-US">Financing Receivable, by Credit Quality Indicator [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:to="lab_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PassMember" xml:lang="en-US">Pass [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PassMember" xlink:to="lab_us-gaap_PassMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SpecialMentionMember" xml:lang="en-US">Special Mention [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SpecialMentionMember" xlink:to="lab_us-gaap_SpecialMentionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SubstandardMember" xml:lang="en-US">Substandard [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubstandardMember" xlink:to="lab_us-gaap_SubstandardMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DoubtfulMember" xml:lang="en-US">Doubtful [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DoubtfulMember" xlink:to="lab_us-gaap_DoubtfulMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_NonAccrualMember" xlink:label="loc_shbi_NonAccrualMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_NonAccrualMember" xml:lang="en-US">Non Accrual [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_NonAccrualMember" xlink:to="lab_shbi_NonAccrualMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US">Financing Receivable, Recorded Investment, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xml:lang="en-US">Current</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, 30 To 59 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xml:lang="en-US">30-59 days past due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, 60 To 89 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xml:lang="en-US">60-89 days past due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, Equal To Greater Than 90 Days Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xml:lang="en-US">90 days or more past due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Financing Receivable, Recorded Investment, Past Due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Total past due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xml:lang="en-US">Total past due</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US">Financing Receivable, Recorded Investment, Nonaccrual Status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xml:lang="en-US">Nonaccrual</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" xml:lang="en-US">Financing Receivable Recorded Investment Current Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" xml:lang="en-US">Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" xml:lang="en-US">Financing receivables percentage that are current.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:to="lab_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" xml:lang="en-US">Financing Receivable Recorded Investment 30 To 59 Days Past Due Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" xml:lang="en-US">30-59 days past due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" xml:lang="en-US">Financing receivables percentage that are less than 60 days past due but more than 29 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" xlink:to="lab_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" xml:lang="en-US">Financing Receivable Recorded Investment 60 To 89 Days Past Due Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" xml:lang="en-US">60-89 days past due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" xml:lang="en-US">Financing receivables percentage that are less than 90 days past due but more than 59 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" xlink:to="lab_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xml:lang="en-US">Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xml:lang="en-US">90 days or more past due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xml:lang="en-US">Financing receivables percentage that are equal to or greater than 90 days past due.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:to="lab_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" xml:lang="en-US">Financing Receivable Recorded Investment Past Due Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" xml:lang="en-US">Total past due</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" xml:lang="en-US">Recorded Investment in financing receivables percentage that are past due at the balance sheet date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:to="lab_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" xml:lang="en-US">Financing Receivable Recorded Investment Non Accrual Status Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" xml:lang="en-US">Non accrual</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" xml:lang="en-US">Recorded investment in financing receivables percentage that are on nonaccrual status as of the balance sheet date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" xlink:to="lab_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Financing Receivable, Allowance For Credit Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Less: allowance for credit losses, Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses" xml:lang="en-US">Ending balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xml:lang="en-US">Financing Receivable, Allowance For Credit Losses, Charge-Offs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xml:lang="en-US">Charge-offs</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Charge-offs</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xml:lang="en-US">Financing Receivable, Allowance For Credit Losses, Recovery</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xml:lang="en-US">Recoveries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xml:lang="en-US">Financing Receivable, Allowance For Credit Losses, Period Increase (Decrease)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xml:lang="en-US">Net charge-offs</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision For Loan, Lease, and Other Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xml:lang="en-US">Provision for credit losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:to="lab_us-gaap_ProvisionForLoanLeaseAndOtherLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xml:lang="en-US">Deferred Bonus and Profit Sharing Plan By Title Of Individual [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xml:lang="en-US">Deferred Bonus and Profit Sharing Plan by Title of Individual [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:to="lab_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xml:lang="en-US">Title Of Individual With Relationship To Entity [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xml:lang="en-US">Title of Individual with Relationship to Entity [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DirectorsAssociatesAndPolicyMakingOfficerMember" xlink:label="loc_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember" xml:lang="en-US">Directors, Associates and Policy Making Officer [Member]</label>
<label xlink:type="resource" xlink:label="lab_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Directors, Associates and Policy Making Officer [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember" xlink:to="lab_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember"/>
















<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" xlink:label="loc_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" xml:lang="en-US">Loans and Leases Receivable Net Reported Amount Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" xml:lang="en-US">Loans and Leases Receivable Net Reported Amount Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" xml:lang="en-US">Amount of additions in loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" xlink:to="lab_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfDebt" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfDebt" xml:lang="en-US">Proceeds From (Repayments Of) Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfDebt" xml:lang="en-US">Proceeds from (Repayments of) Debt</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromRepaymentsOfDebt" xlink:to="lab_us-gaap_ProceedsFromRepaymentsOfDebt"/>































<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Land" xlink:label="loc_us-gaap_Land"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Land" xml:lang="en-US">Land</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Land" xml:lang="en-US">Land</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Land" xlink:to="lab_us-gaap_Land"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingsAndImprovementsGross" xlink:label="loc_us-gaap_BuildingsAndImprovementsGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_BuildingsAndImprovementsGross" xml:lang="en-US">Buildings and Improvements, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_BuildingsAndImprovementsGross" xml:lang="en-US">Buildings and land improvements</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BuildingsAndImprovementsGross" xlink:to="lab_us-gaap_BuildingsAndImprovementsGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesGross" xlink:label="loc_us-gaap_FurnitureAndFixturesGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FurnitureAndFixturesGross" xml:lang="en-US">Furniture and Fixtures, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FurnitureAndFixturesGross" xml:lang="en-US">Furniture and equipment</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FurnitureAndFixturesGross" xlink:to="lab_us-gaap_FurnitureAndFixturesGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US">Property, Plant and Equipment, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US">Property, Plant and Equipment, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross" xml:lang="en-US">Property, Plant and Equipment, Gross, Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentGross" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US">Accumulated depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US">Accumulated depreciation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" xml:lang="en-US">Operating Leases, Future Minimum Payments Receivable, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" xml:lang="en-US">2013</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xml:lang="en-US">Operating Leases, Future Minimum Payments Receivable, In Two Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xml:lang="en-US">2014</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xml:lang="en-US">Operating Leases, Future Minimum Payments Receivable, In Three Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xml:lang="en-US">2015</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xml:lang="en-US">Operating Leases, Future Minimum Payments Receivable, In Four Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xml:lang="en-US">2016</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xml:lang="en-US">Operating Leases, Future Minimum Payments Receivable, In Five Years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xml:lang="en-US">2017</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xml:lang="en-US">Operating Leases, Future Minimum Payments Receivable, Thereafter</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xml:lang="en-US">Thereafter</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xml:lang="en-US">Operating Leases, Future Minimum Payments Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xml:lang="en-US">Total minimum lease payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xml:lang="en-US">Total minimum lease payments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation" xlink:label="loc_us-gaap_Depreciation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Depreciation" xml:lang="en-US">Depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Depreciation" xml:lang="en-US">Depreciation</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Depreciation" xlink:to="lab_us-gaap_Depreciation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="loc_us-gaap_LeaseAndRentalExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LeaseAndRentalExpense" xml:lang="en-US">Operating Leases, Rent Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LeaseAndRentalExpense" xml:lang="en-US">Operating Leases, Rent Expense</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LeaseAndRentalExpense" xlink:to="lab_us-gaap_LeaseAndRentalExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xml:lang="en-US">Equity Method Investee, Name [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xml:lang="en-US">Equity Method Investee, Name [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:to="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvesteeNameDomain" xlink:label="loc_us-gaap_EquityMethodInvesteeNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquityMethodInvesteeNameDomain" xml:lang="en-US">Equity Method Investee, Name [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquityMethodInvesteeNameDomain" xml:lang="en-US">Equity Method Investee, Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvesteeNameDomain" xlink:to="lab_us-gaap_EquityMethodInvesteeNameDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WyeMortgageGroupMember" xlink:label="loc_shbi_WyeMortgageGroupMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_WyeMortgageGroupMember" xml:lang="en-US">Wye Mortgage Group [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_WyeMortgageGroupMember" xlink:to="lab_shbi_WyeMortgageGroupMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquityMethodInvestments" xml:lang="en-US">Equity Method Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquityMethodInvestments" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_EquityMethodInvestments" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_EquityMethodInvestments" xml:lang="en-US">Ending balance</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvestments" xlink:to="lab_us-gaap_EquityMethodInvestments"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InvestmentInUnconsolidatedSubsidiary" xlink:label="loc_shbi_InvestmentInUnconsolidatedSubsidiary"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_InvestmentInUnconsolidatedSubsidiary" xml:lang="en-US">Investment In Unconsolidated Subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_InvestmentInUnconsolidatedSubsidiary" xml:lang="en-US">Investment in unconsolidated subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_InvestmentInUnconsolidatedSubsidiary" xml:lang="en-US">This item represents the entity's additional investment in an equity method investee.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_InvestmentInUnconsolidatedSubsidiary" xlink:to="lab_shbi_InvestmentInUnconsolidatedSubsidiary"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EquityInUndistributedIncomeLoss" xlink:label="loc_shbi_EquityInUndistributedIncomeLoss"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_EquityInUndistributedIncomeLoss" xml:lang="en-US">Equity In Undistributed Income Loss</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_EquityInUndistributedIncomeLoss" xml:lang="en-US">Equity in undistributed income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_EquityInUndistributedIncomeLoss" xml:lang="en-US">This item includes the entity's proportionate share for the period of the net income (loss) of its equity method investee.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_EquityInUndistributedIncomeLoss" xlink:to="lab_shbi_EquityInUndistributedIncomeLoss"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income (Loss) From Equity Method Investments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xml:lang="en-US">Equity in undistributed net loss (income) of subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xml:lang="en-US">Income (loss)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xml:lang="en-US">Equity in undistributed net loss of subsidiaries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromEquityMethodInvestments" xlink:to="lab_us-gaap_IncomeLossFromEquityMethodInvestments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage" xlink:label="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquityMethodInvestmentOwnershipPercentage" xml:lang="en-US">Equity Method Investment, Ownership Percentage</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquityMethodInvestmentOwnershipPercentage" xml:lang="en-US">Equity Method Investment, Ownership Percentage</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage" xlink:to="lab_us-gaap_EquityMethodInvestmentOwnershipPercentage"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xml:lang="en-US">Finite-Lived Intangible Assets By Major Class [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EmploymentAgreementsMember" xlink:label="loc_shbi_EmploymentAgreementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_EmploymentAgreementsMember" xml:lang="en-US">Employment Agreements [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_EmploymentAgreementsMember" xlink:to="lab_shbi_EmploymentAgreementsMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceExpirationsMember" xlink:label="loc_shbi_InsuranceExpirationsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_InsuranceExpirationsMember" xml:lang="en-US">Insurance Expirations [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_InsuranceExpirationsMember" xlink:to="lab_shbi_InsuranceExpirationsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="loc_us-gaap_CoreDepositsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CoreDepositsMember" xml:lang="en-US">Core Deposits [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CoreDepositsMember" xlink:to="lab_us-gaap_CoreDepositsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="loc_us-gaap_CustomerRelationshipsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CustomerRelationshipsMember" xml:lang="en-US">Customer Relationships [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CustomerRelationshipsMember" xlink:to="lab_us-gaap_CustomerRelationshipsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xml:lang="en-US">Indefinite-Lived Intangible Assets By Major Class [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xml:lang="en-US">Indefinite-lived Intangible Assets by Major Class [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="lab_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xml:lang="en-US">Indefinite-Lived Intangible Assets, Major Class Name [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xml:lang="en-US">Indefinite-lived Intangible Assets, Major Class Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="lab_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CarrierRelationshipsMember" xlink:label="loc_shbi_CarrierRelationshipsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_CarrierRelationshipsMember" xml:lang="en-US">Carrier Relationships [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_CarrierRelationshipsMember" xlink:to="lab_shbi_CarrierRelationshipsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TradeNamesMember" xlink:label="loc_us-gaap_TradeNamesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TradeNamesMember" xml:lang="en-US">Trade Names [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TradeNamesMember" xlink:to="lab_us-gaap_TradeNamesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillGross" xlink:label="loc_us-gaap_GoodwillGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_GoodwillGross" xml:lang="en-US">Goodwill, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_GoodwillGross" xml:lang="en-US">Goodwill, Gross Carring Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillGross" xlink:to="lab_us-gaap_GoodwillGross"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillAccumulatedAmortization" xlink:label="loc_shbi_GoodwillAccumulatedAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_GoodwillAccumulatedAmortization" xml:lang="en-US">Goodwill Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_GoodwillAccumulatedAmortization" xml:lang="en-US">Goodwill Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_GoodwillAccumulatedAmortization" xml:lang="en-US">The accumulated amortization related to goodwill as of the balance sheet date.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_shbi_GoodwillAccumulatedAmortization" xml:lang="en-US">Goodwill Accumulated Amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_GoodwillAccumulatedAmortization" xlink:to="lab_shbi_GoodwillAccumulatedAmortization"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillWeightedAverageRemainingLife" xlink:label="loc_shbi_GoodwillWeightedAverageRemainingLife"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_GoodwillWeightedAverageRemainingLife" xml:lang="en-US">Goodwill Weighted Average Remaining Life</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_GoodwillWeightedAverageRemainingLife" xml:lang="en-US">Goodwill, Weighted Average Remaining Life (in years)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_GoodwillWeightedAverageRemainingLife" xml:lang="en-US">Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_GoodwillWeightedAverageRemainingLife" xlink:to="lab_shbi_GoodwillWeightedAverageRemainingLife"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsGross" xml:lang="en-US">Finite-Lived Intangible Assets, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsGross" xml:lang="en-US">Other intangible assets, Amortizable, Gross Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsGross" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsGross"/>





<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Other intangible assets, Amortizable, Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Other intangible assets, Amortizable, Accumulated Amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US">Finite-Lived Intangible Assets, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsNet" xml:lang="en-US">Other intangible assets, Amortizable, Net Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xml:lang="en-US">Finite-Lived Intangible Asset, Useful Life</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xml:lang="en-US">Other intangible assets, Amortizable, Weight Average Remaining Contractual Term</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" xlink:label="loc_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" xml:lang="en-US">Indefinite Lived Intangible Assets Excluding Goodwill Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" xml:lang="en-US">Other intangible assets, Unamortizable, Gross Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" xml:lang="en-US">Gross Carrying amount of assets (excluding financial assets) that lack physical substance, excluding goodwill, having a projected indefinite period of benefit.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" xlink:to="lab_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill" xlink:label="loc_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill" xml:lang="en-US">Impairment Of Intangible Assets, Indefinite-Lived (Excluding Goodwill)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill" xml:lang="en-US">Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill" xml:lang="en-US">Other intangible assets, Unamortizable, Impairment Charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill" xlink:to="lab_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" xlink:label="loc_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" xml:lang="en-US">Finite Lived Intangible Assets Accumulated Unamortizable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" xml:lang="en-US">Other intangible assets, Accumulated unamortizable,</label>

<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" xlink:to="lab_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" xml:lang="en-US">Accumulated amount of unamortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</label>

<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill" xml:lang="en-US">Indefinite-Lived Intangible Assets (Excluding Goodwill)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill" xml:lang="en-US">Other intangible assets, Unamortizable, Net Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill" xlink:to="lab_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" xlink:label="loc_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" xml:lang="en-US">Finite Lived Intangible Asset Useful Life Unamortizable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" xml:lang="en-US">Other intangible assets, Unamortizable Weighted Average Remaining Life (in years)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" xml:lang="en-US">Useful life of unamortizable finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" xlink:to="lab_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IntangibleAssetsGrossExcludingGoodwill" xlink:label="loc_shbi_IntangibleAssetsGrossExcludingGoodwill"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_IntangibleAssetsGrossExcludingGoodwill" xml:lang="en-US">Intangible Assets Gross Excluding Goodwill</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_IntangibleAssetsGrossExcludingGoodwill" xml:lang="en-US">Total other intangible assets, Gross Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_IntangibleAssetsGrossExcludingGoodwill" xml:lang="en-US">Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, gross.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_IntangibleAssetsGrossExcludingGoodwill" xlink:to="lab_shbi_IntangibleAssetsGrossExcludingGoodwill"/>





<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xlink:label="loc_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Total Other Intangible Assets Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Total other intangible assets, Accumulated Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">The total accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xml:lang="en-US">Total other intangible assets, Accumulated Amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xlink:to="lab_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xml:lang="en-US">Amortization Expenses Estimate for years ended December 31, 2013</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Two</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xml:lang="en-US">Amortization Expenses Estimate for years ended December 31, 2014</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xml:lang="en-US">Amortization Expenses Estimate for years ended December 31, 2015</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Four</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xml:lang="en-US">Amortization Expenses Estimate for years ended December 31, 2016</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xml:lang="en-US">Finite-Lived Intangible Assets, Amortization Expense, Year Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xml:lang="en-US">Amortization Expenses Estimate for years ended December 31, 2017</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementBusinessSegmentsAxis" xml:lang="en-US">Business Segments [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementBusinessSegmentsAxis" xml:lang="en-US">Business Segments [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis" xlink:to="lab_us-gaap_StatementBusinessSegmentsAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SegmentDomain" xml:lang="en-US">Segment [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SegmentDomain" xml:lang="en-US">Segment [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentDomain" xlink:to="lab_us-gaap_SegmentDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommunityBankingSegmentMember" xlink:label="loc_shbi_CommunityBankingSegmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_CommunityBankingSegmentMember" xml:lang="en-US">Community Banking Segment [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_CommunityBankingSegmentMember" xml:lang="en-US">Community Banking Segment [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_CommunityBankingSegmentMember" xlink:to="lab_shbi_CommunityBankingSegmentMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceProductsAndServicesSegmentMember" xlink:label="loc_shbi_InsuranceProductsAndServicesSegmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_InsuranceProductsAndServicesSegmentMember" xml:lang="en-US">Insurance Products and Services Segment [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_InsuranceProductsAndServicesSegmentMember" xml:lang="en-US">Insurance Products and Services Segment [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_InsuranceProductsAndServicesSegmentMember" xlink:to="lab_shbi_InsuranceProductsAndServicesSegmentMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InvestmentSecuritiesNonmarketable" xlink:label="loc_shbi_InvestmentSecuritiesNonmarketable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_InvestmentSecuritiesNonmarketable" xml:lang="en-US">Investment Securities Nonmarketable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_InvestmentSecuritiesNonmarketable" xml:lang="en-US">Nonmarketable investment securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_InvestmentSecuritiesNonmarketable" xml:lang="en-US">Total debt and equity financial instruments including: Nonmarketable investment securities .</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_InvestmentSecuritiesNonmarketable" xlink:to="lab_shbi_InvestmentSecuritiesNonmarketable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsReceivableGross" xlink:label="loc_us-gaap_PremiumsReceivableGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PremiumsReceivableGross" xml:lang="en-US">Premiums Receivable, Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_PremiumsReceivableGross" xml:lang="en-US">Insurance premiums receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PremiumsReceivableGross" xml:lang="en-US">Insurance premiums receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsReceivableGross" xlink:to="lab_us-gaap_PremiumsReceivableGross"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestReceivable" xml:lang="en-US">Interest Receivable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestReceivable" xml:lang="en-US">Accrued interest receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestReceivable" xlink:to="lab_us-gaap_InterestReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesReceivable" xlink:label="loc_us-gaap_IncomeTaxesReceivable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeTaxesReceivable" xml:lang="en-US">Income Taxes Receivable, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeTaxesReceivable" xml:lang="en-US">Income taxes receivable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxesReceivable" xlink:to="lab_us-gaap_IncomeTaxesReceivable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" xml:lang="en-US">Deferred Income Taxes and Other Tax Receivable, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" xml:lang="en-US">Deferred income taxes</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" xlink:to="lab_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DerivativeAssets" xml:lang="en-US">Derivative Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_DerivativeAssets" xml:lang="en-US">Interest rate caps</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DerivativeAssets" xml:lang="en-US">Interest rate caps</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_us-gaap_DerivativeAssets" xml:lang="en-US">Interest rate caps</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssets" xlink:to="lab_us-gaap_DerivativeAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PrepaidExpenseAndOtherAssets" xml:lang="en-US">Prepaid Expense and Other Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PrepaidExpenseAndOtherAssets" xml:lang="en-US">Prepaid expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PrepaidExpenseAndOtherAssets" xlink:to="lab_us-gaap_PrepaidExpenseAndOtherAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetsCurrent" xlink:label="loc_us-gaap_OtherAssetsCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherAssetsCurrent" xml:lang="en-US">Other Assets, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherAssetsCurrent" xml:lang="en-US">Other assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssetsCurrent" xlink:to="lab_us-gaap_OtherAssetsCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="loc_us-gaap_DepositLiabilitiesAccruedInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DepositLiabilitiesAccruedInterest" xml:lang="en-US">Deposit Liabilities, Accrued Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DepositLiabilitiesAccruedInterest" xml:lang="en-US">Accrued interest payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositLiabilitiesAccruedInterest" xlink:to="lab_us-gaap_DepositLiabilitiesAccruedInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesCurrent" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherLiabilitiesCurrent" xml:lang="en-US">Other Liabilities, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherLiabilitiesCurrent" xml:lang="en-US">Other liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilitiesCurrent" xlink:to="lab_us-gaap_OtherLiabilitiesCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US">Time Deposit Maturities, Next Twelve Months</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne" xml:lang="en-US">Due in one year or less</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearOne" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearOne"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearOneToThree" xlink:label="loc_shbi_TimeDepositMaturitiesYearOneToThree"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_TimeDepositMaturitiesYearOneToThree" xml:lang="en-US">Time Deposit Maturities Year One To Three</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_TimeDepositMaturitiesYearOneToThree" xml:lang="en-US">Due in one to three years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_TimeDepositMaturitiesYearOneToThree" xml:lang="en-US">Amount of time deposits maturing in years one and two following the first fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_TimeDepositMaturitiesYearOneToThree" xlink:to="lab_shbi_TimeDepositMaturitiesYearOneToThree"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearThreeToFive" xlink:label="loc_shbi_TimeDepositMaturitiesYearThreeToFive"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_TimeDepositMaturitiesYearThreeToFive" xml:lang="en-US">Time Deposit Maturities Year Three To Five</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_TimeDepositMaturitiesYearThreeToFive" xml:lang="en-US">Due in three to five years</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_TimeDepositMaturitiesYearThreeToFive" xml:lang="en-US">Amount of time deposits maturing in years three and four following the first fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_TimeDepositMaturitiesYearThreeToFive" xlink:to="lab_shbi_TimeDepositMaturitiesYearThreeToFive"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TimeDeposits" xml:lang="en-US">Time Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TimeDeposits" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_TimeDeposits" xml:lang="en-US">Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="lab_us-gaap_TimeDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TimeDeposits100000OrMore" xml:lang="en-US">Time Deposits, 100,000 Or More</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TimeDeposits100000OrMore" xml:lang="en-US">Time Deposits, $100,000 or More</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits100000OrMore" xlink:to="lab_us-gaap_TimeDeposits100000OrMore"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageMember" xlink:label="loc_us-gaap_WeightedAverageMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_WeightedAverageMember" xml:lang="en-US">Weighted Average [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageMember" xlink:to="lab_us-gaap_WeightedAverageMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTypeAxis" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShortTermDebtTypeAxis" xml:lang="en-US">Short-Term Debt, Type [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShortTermDebtTypeAxis" xml:lang="en-US">Short-term Debt, Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis" xlink:to="lab_us-gaap_ShortTermDebtTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTypeDomain" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShortTermDebtTypeDomain" xml:lang="en-US">Short-Term Debt, Type [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShortTermDebtTypeDomain" xml:lang="en-US">Short-term Debt, Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain" xlink:to="lab_us-gaap_ShortTermDebtTypeDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_RetailRepurchaseAgreementsMember" xlink:label="loc_shbi_RetailRepurchaseAgreementsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_RetailRepurchaseAgreementsMember" xml:lang="en-US">Retail Repurchase Agreements [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_RetailRepurchaseAgreementsMember" xlink:to="lab_shbi_RetailRepurchaseAgreementsMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OtherShortTermBorrowingsMember" xlink:label="loc_shbi_OtherShortTermBorrowingsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_OtherShortTermBorrowingsMember" xml:lang="en-US">Other Short Term Borrowings [Member]</label>
<label xlink:type="resource" xlink:label="lab_shbi_OtherShortTermBorrowingsMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other Short-term Borrowings [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_OtherShortTermBorrowingsMember" xlink:to="lab_shbi_OtherShortTermBorrowingsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate" xml:lang="en-US">Short-Term Debt, Weighted Average Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate" xml:lang="en-US">Short-term Debt, Weighted Average Interest Rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:to="lab_us-gaap_ShortTermDebtWeightedAverageInterestRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtPercentageBearingFixedInterestRate" xlink:label="loc_us-gaap_LongTermDebtPercentageBearingFixedInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LongTermDebtPercentageBearingFixedInterestRate" xml:lang="en-US">Long-Term Debt, Percentage Bearing Fixed Interest, Percentage Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LongTermDebtPercentageBearingFixedInterestRate" xml:lang="en-US">Long-term Debt, Percentage Bearing Fixed Interest, Percentage Rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtPercentageBearingFixedInterestRate" xlink:to="lab_us-gaap_LongTermDebtPercentageBearingFixedInterestRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xml:lang="en-US">Defined Contribution Plan, Employer Discretionary Contribution Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xml:lang="en-US">Defined Contribution Plan, Employer Discretionary Contribution Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:to="lab_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" xlink:label="loc_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" xml:lang="en-US">Employee Unrecognized Stock Based Compensation Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" xml:lang="en-US">Unrecognized Stock-based Compensation Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" xml:lang="en-US">Remaining unrecognized compensation expense.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" xlink:to="lab_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xml:lang="en-US">Employee Service Share-Based Compensation, Nonvested Awards, Total Compensation Cost Not Yet Recognized, Period For Recognition</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xml:lang="en-US">Weighted average period unrecognized expense is expected to be recognized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AwardTypeAxis" xml:lang="en-US">Award Type [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AwardTypeAxis" xml:lang="en-US">Award Type [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AwardTypeAxis" xlink:to="lab_us-gaap_AwardTypeAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US">Award Type [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US">Award Type [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="loc_us-gaap_RestrictedStockMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RestrictedStockMember" xml:lang="en-US">Restricted Stock [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RestrictedStockMember" xlink:to="lab_us-gaap_RestrictedStockMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Nonvested, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xml:lang="en-US">Number of Shares Nonvested at beginning of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xml:lang="en-US">Number of Shares, Nonvested at beginning of period (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xml:lang="en-US">Number of Shares, Nonvested at beginning of period (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xml:lang="en-US">Number of Shares, Nonvested at end of period (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Grants In Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xml:lang="en-US">Number of Shares, Granted (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xml:lang="en-US">Granted</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Vested In Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xml:lang="en-US">Number of Shares, Vested (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xml:lang="en-US">Vested</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xml:lang="en-US">Number of Shares, Vested (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Forfeited In Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xml:lang="en-US">Number of Shares, Cancelled (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xml:lang="en-US">Cancelled</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Nonvested, Weighted Average Grant Date Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xml:lang="en-US">Nonvested at end of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Nonvested at beginning of period (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Nonvested at end of period (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Grants In Period, Weighted Average Grant Date Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Granted (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US">Granted</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Vested In Period, Weighted Average Grant Date Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Vested (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xml:lang="en-US">Vested</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Forfeitures, Weighted Average Grant Date Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Cancelled (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="loc_us-gaap_StockOptionMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockOptionMember" xml:lang="en-US">Stock Option [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockOptionMember" xlink:to="lab_us-gaap_StockOptionMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Outstanding, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Outstanding at end of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Number of Shares, Outstanding at beginning of period (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xml:lang="en-US">Number of Shares, Outstanding at end of period (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xml:lang="en-US">Number of Shares, Granted (in shares)</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Exercises In Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Number of Shares, Exercised (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xml:lang="en-US">Exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Forfeitures and Expirations In Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xml:lang="en-US">Number of Shares, Expired/Cancelled (in shares)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xml:lang="en-US">Expired/Cancelled</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xml:lang="en-US">Number of Shares, Expired/Cancelled (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Exercisable, Number</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xml:lang="en-US">Number of Shares, Exercisable at end of year</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xml:lang="en-US">Exercisable at end of period</label>

<label xlink:type="resource" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:role="http://www.xbrl.org/2003/role/disclosureGuidance" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Outstanding at end of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Weighted Average Exercise Price, Outstanding at beginning of period (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xml:lang="en-US">Weighted Average Exercise Price, Outstanding at end of period (in dollars per share)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Weighted Average Exercise Price, Granted (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-Based Compensation Arrangements By Share-Based Payment Award, Options, Exercises In Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Weighted Average Exercise Price, Exercised (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Exercised</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Forfeitures and Expirations In Period, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Weighted Average Exercise Price, Expired/Cancelled (in dollars per share)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xml:lang="en-US">Expired/Cancelled</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xml:lang="en-US">Weighted Average Exercise Price, Exercisable at end of year</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xml:lang="en-US">Exercisable at end of period</label>

<label xlink:type="resource" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/disclosureGuidance" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Outstanding, Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xml:lang="en-US">Aggregate Intrinsic Value,Outstanding at end of period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Exercisable, Intrinsic Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xml:lang="en-US">Aggregate Intrinsic Value,Exercisable at end of period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" xml:lang="en-US">Stock Based Compensation Weighted Average Fair Value Grant Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Granted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" xml:lang="en-US">The weighted average grant date fair value of share options (or share units) granted during the period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" xlink:to="lab_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" xml:lang="en-US">Stock Based Compensation Weighted Average Fair Value Exercised Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Exercised</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" xml:lang="en-US">The weighted average grant date fair value of share options (or share units) exercised during the current period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" xlink:to="lab_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" xml:lang="en-US">Stock Based Compensation Weighted Average Fair Value Expired Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" xml:lang="en-US">Weighted Average Grant Date Fair Value, Expired/Cancelled</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" xml:lang="en-US">The weighted average grant date fair value of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" xlink:to="lab_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WeightedAverageGrantDateFairValueOutstanding" xlink:label="loc_shbi_WeightedAverageGrantDateFairValueOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueOutstanding" xml:lang="en-US">Weighted Average Grant Date Fair Value Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueOutstanding" xml:lang="en-US">Weighted Average Grant Date Fair Value, Outstanding at end of year</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueOutstanding" xml:lang="en-US">The weighted average grant date fair value of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options.</label>
<label xlink:type="resource" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xml:lang="en-US">Weighted Average Grant Date Fair Value, Outstanding at end of year</label>
<label xlink:type="resource" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xml:lang="en-US">Weighted Average Grant Date Fair Value, Outstanding at beginning of year</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_WeightedAverageGrantDateFairValueOutstanding" xlink:to="lab_shbi_WeightedAverageGrantDateFairValueOutstanding"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WeightedAverageGrantDateFairValueExercisable" xlink:label="loc_shbi_WeightedAverageGrantDateFairValueExercisable"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueExercisable" xml:lang="en-US">Weighted Average Grant Date Fair Value Exercisable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueExercisable" xml:lang="en-US">Weighted Average Grant Date Fair Value, Exercisable at end of year</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_WeightedAverageGrantDateFairValueExercisable" xml:lang="en-US">The weighted average grant date fair value of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_WeightedAverageGrantDateFairValueExercisable" xlink:to="lab_shbi_WeightedAverageGrantDateFairValueExercisable"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xml:lang="en-US">Dividend yield</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xml:lang="en-US">Expected volatility</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xml:lang="en-US">Risk-free interest rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Fair Value Assumptions, Expected Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xml:lang="en-US">Expected contract life (in years)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EquityPlan2006Member" xlink:label="loc_shbi_EquityPlan2006Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_EquityPlan2006Member" xml:lang="en-US">Equity Plan 2006 [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_EquityPlan2006Member" xlink:to="lab_shbi_EquityPlan2006Member"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OptionPlan1998Member" xlink:label="loc_shbi_OptionPlan1998Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_OptionPlan1998Member" xml:lang="en-US">Option Plan 1998 [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_OptionPlan1998Member" xlink:to="lab_shbi_OptionPlan1998Member"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Number Of Shares Authorized</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Number Of Shares Available For Grant</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Expiration Date</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Expiration Date</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" xlink:label="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" xml:lang="en-US">Share Based Compensation Arrangement By Share Based Payment Award Options Terminated Period Gross</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" xml:lang="en-US">Gross number of share options (or share units) terminated during the period.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Terminated Period, Gross</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" xlink:to="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" xlink:label="loc_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" xml:lang="en-US">Share Based Compensation Shares Authorized Under Stock Option Plans Expire Period</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" xml:lang="en-US">The period of time to exercise share-based compensation shares authorized under stock option plans.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" xml:lang="en-US">Share-based Compensation Shares Authorized Under Stock Option Plans Expire Period</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" xlink:to="lab_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PercentageOfAfterTwoYearsGrants" xlink:label="loc_shbi_PercentageOfAfterTwoYearsGrants"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_PercentageOfAfterTwoYearsGrants" xml:lang="en-US">Percentage Of After Two Years Grants</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_PercentageOfAfterTwoYearsGrants" xml:lang="en-US">The percentage of options that vest after two years from date of grant.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_PercentageOfAfterTwoYearsGrants" xml:lang="en-US">Percentage of After Two Years Grants</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_PercentageOfAfterTwoYearsGrants" xlink:to="lab_shbi_PercentageOfAfterTwoYearsGrants"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PercentageOfAfterThreeYearsGrants" xlink:label="loc_shbi_PercentageOfAfterThreeYearsGrants"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_PercentageOfAfterThreeYearsGrants" xml:lang="en-US">Percentage Of After Three Years Grants</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_PercentageOfAfterThreeYearsGrants" xml:lang="en-US">The percentage of options that vest after three years from date of grant.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_PercentageOfAfterThreeYearsGrants" xml:lang="en-US">Percentage of After Three Years Grants</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_PercentageOfAfterThreeYearsGrants" xlink:to="lab_shbi_PercentageOfAfterThreeYearsGrants"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" xlink:label="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" xml:lang="en-US">Share Based Compensation Arrangement By Share Based Payment Award Estimated Fair Value Of Stock Price</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award,estimated fair value of stock price.</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Estimated Fair Value of Stock Price</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" xlink:to="lab_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xml:lang="en-US">Share-Based Compensation Arrangement By Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrent" xlink:label="loc_us-gaap_DeferredCompensationLiabilityCurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredCompensationLiabilityCurrent" xml:lang="en-US">Deferred Compensation Liability, Current</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredCompensationLiabilityCurrent" xml:lang="en-US">Deferred compensation liability</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredCompensationLiabilityCurrent" xlink:to="lab_us-gaap_DeferredCompensationLiabilityCurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashSurrenderValueOfLifeInsurance" xlink:label="loc_us-gaap_CashSurrenderValueOfLifeInsurance"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashSurrenderValueOfLifeInsurance" xml:lang="en-US">Cash Surrender Value Of Life Insurance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashSurrenderValueOfLifeInsurance" xml:lang="en-US">Cash surrender value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:to="lab_us-gaap_CashSurrenderValueOfLifeInsurance"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AccruedBenefitObligation" xlink:label="loc_shbi_AccruedBenefitObligation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_AccruedBenefitObligation" xml:lang="en-US">Accrued Benefit Obligation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_AccruedBenefitObligation" xml:lang="en-US">Accrued benefit obligation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_AccruedBenefitObligation" xml:lang="en-US">Carrying amount as of the balance sheet date of amounts expected to be paid under the terms of insurance contracts.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_AccruedBenefitObligation" xlink:to="lab_shbi_AccruedBenefitObligation"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualDescription" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualDescription"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredCompensationArrangementWithIndividualDescription" xml:lang="en-US">Deferred Compensation Arrangement With Individual, Description</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredCompensationArrangementWithIndividualDescription" xml:lang="en-US">Deferred Compensation Arrangement with Individual, Description</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualDescription" xlink:to="lab_us-gaap_DeferredCompensationArrangementWithIndividualDescription"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitAbstract" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract" xml:lang="en-US">Current Income Tax Expense (Benefit) [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract" xml:lang="en-US">Current tax (benefit) expense:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract" xlink:to="lab_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CurrentFederalTaxExpenseBenefit" xml:lang="en-US">Current Federal Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CurrentFederalTaxExpenseBenefit" xml:lang="en-US">Federal</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentFederalTaxExpenseBenefit" xlink:to="lab_us-gaap_CurrentFederalTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xml:lang="en-US">Current State and Local Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xml:lang="en-US">State</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:to="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US">Current Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US">State</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefit" xml:lang="en-US">Current Tax Expense (Benefit), Total</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_CurrentIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitAbstract" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract" xml:lang="en-US">Deferred Income Tax Expense (Benefit) [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract" xml:lang="en-US">Deferred income tax benefit:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract" xlink:to="lab_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred Federal Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xml:lang="en-US">Federal</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xml:lang="en-US">Deferred State and Local Income Tax Expense (Benefit)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xml:lang="en-US">State</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Effective Income Tax Rate Reconciliation, At Federal Statutory Income Tax Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xml:lang="en-US">Tax at federal statutory rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Contingencies [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract" xml:lang="en-US">Tax effect of:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Exempt Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xml:lang="en-US">Tax-exempt income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Impairment Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" xml:lang="en-US">Non-deductible goodwill impairment charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xml:lang="en-US">Other non-deductible expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US">Effective Income Tax Rate Reconciliation, State and Local Income Taxes</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xml:lang="en-US">State income taxes, net of federal benefit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Other Adjustments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xml:lang="en-US">Other</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US">Effective Income Tax Rate, Continuing Operations</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US">Actual income tax expense rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US">Actual income tax expense rate</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNetAbstract" xlink:label="loc_us-gaap_DeferredTaxAssetsNetAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsNetAbstract" xml:lang="en-US">Deferred Tax Assets, Net [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsNetAbstract" xml:lang="en-US">Deferred tax assets:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract" xlink:to="lab_us-gaap_DeferredTaxAssetsNetAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Allowance For Doubtful Accounts</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xml:lang="en-US">Allowance for credit losses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Contingencies</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" xml:lang="en-US">Reserve for off-balance sheet commitments</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xlink:label="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xml:lang="en-US">Deferred Tax Assets Write Downs Other Real Estate Owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xml:lang="en-US">Write-downs of other real estate owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xml:lang="en-US">Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from write-downs of other real estate owned.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xlink:to="lab_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xml:lang="en-US">Deferred Tax Assets, Operating Loss Carryforwards</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xml:lang="en-US">Net operating loss carry forward</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:to="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredIncome" xlink:label="loc_us-gaap_DeferredTaxAssetsDeferredIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsDeferredIncome" xml:lang="en-US">Deferred Tax Assets, Deferred Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsDeferredIncome" xml:lang="en-US">Deferred income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsDeferredIncome" xlink:to="lab_us-gaap_DeferredTaxAssetsDeferredIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xml:lang="en-US">Accrued expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Loss Reserves</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xml:lang="en-US">Loss on termination of cash flow hedge</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xml:lang="en-US">Loss on termination of cash flow hedge</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" xml:lang="en-US">Deferred Tax Assets, Unrealized Currency Losses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" xml:lang="en-US">Unrealized losses on interest rate caps</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" xlink:to="lab_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_us-gaap_DeferredTaxAssetsOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsOther" xml:lang="en-US">Deferred Tax Assets, Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsOther" xml:lang="en-US">Other</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsOther" xlink:to="lab_us-gaap_DeferredTaxAssetsOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsNet" xml:lang="en-US">Deferred Tax Assets, Net Of Valuation Allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsNet" xml:lang="en-US">Deferred tax assets:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsNet" xml:lang="en-US">Total deferred tax assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsNet" xlink:to="lab_us-gaap_DeferredTaxAssetsNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract" xml:lang="en-US">Deferred Tax Liabilities, Net [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract" xml:lang="en-US">Deferred tax liabilities:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesNetAbstract"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDepreciation" xlink:label="loc_shbi_DeferredTaxLiabilitiesDepreciation"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DeferredTaxLiabilitiesDepreciation" xml:lang="en-US">Deferred Tax Liabilities Depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DeferredTaxLiabilitiesDepreciation" xml:lang="en-US">Depreciation</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DeferredTaxLiabilitiesDepreciation" xml:lang="en-US">Amount of deferred tax liability attributable to taxable temporary differences from depreciation.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DeferredTaxLiabilitiesDepreciation" xlink:to="lab_shbi_DeferredTaxLiabilitiesDepreciation"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xlink:label="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xml:lang="en-US">Deferred Tax Liabilities Purchase Accounting Adjustments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xml:lang="en-US">Purchase accounting adjustments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xml:lang="en-US">Amount of deferred tax liability attributable to taxable temporary differences from purchase accounting adjustments.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xlink:to="lab_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xlink:label="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xml:lang="en-US">Deferred Tax Liabilities Deferred Capital Gain On Branch Sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xml:lang="en-US">Deferred capital gain on branch sale</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xml:lang="en-US">Amount of deferred tax liability attributable to taxable temporary differences from deferred capital gain on branch sale.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xlink:to="lab_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" xml:lang="en-US">Deferred Tax Liabilities, Unrealized Currency Transaction Gains</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" xml:lang="en-US">Deferred gains on interest rate swaps</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xml:lang="en-US">Deferred Tax Liabilities, Unrealized Gains On Trading Securities</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xml:lang="en-US">Unrealized gains on available-for-sale securities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesOther" xml:lang="en-US">Deferred Tax Liabilities, Other</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesOther" xml:lang="en-US">Other</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesOther" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesOther"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Deferred Tax Liabilities, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Deferred tax liability</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Deferred tax liability</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_DeferredTaxLiabilities" xml:lang="en-US">Total deferred tax liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilities" xlink:to="lab_us-gaap_DeferredTaxLiabilities"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US">Deferred Tax Assets, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US">Deferred tax assets:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US">Net deferred tax assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Weighted Average Number Of Shares Outstanding, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Weighted average shares outstanding basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US">Weighted average shares outstanding - Basic (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xml:lang="en-US">Weighted Average Number Diluted Shares Outstanding Adjustment</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xml:lang="en-US">Dilutive effect of common stock equivalents</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:to="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Weighted Average Number Of Shares Outstanding, Diluted</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US">Weighted average shares outstanding diluted</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xml:lang="en-US">Antidilutive Securities [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xml:lang="en-US">Antidilutive Securities [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:to="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AntidilutiveSecuritiesNameDomain" xml:lang="en-US">Antidilutive Securities, Name [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AntidilutiveSecuritiesNameDomain" xml:lang="en-US">Antidilutive Securities, Name [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain" xlink:to="lab_us-gaap_AntidilutiveSecuritiesNameDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OutstandingStockAwardsMember" xlink:label="loc_us-gaap_OutstandingStockAwardsMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OutstandingStockAwardsMember" xml:lang="en-US">Outstanding Stock Awards [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OutstandingStockAwardsMember" xlink:to="lab_us-gaap_OutstandingStockAwardsMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Antidilutive Securities Excluded From Computation Of Earnings Per Share, Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_WarrantsAndRightsOutstanding" xml:lang="en-US">Warrants and Rights Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_WarrantsAndRightsOutstanding" xml:lang="en-US">Warrant</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WarrantsAndRightsOutstanding" xlink:to="lab_us-gaap_WarrantsAndRightsOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis" xlink:to="lab_dei_LegalEntityAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityDomain" xml:lang="en-US">Entity [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_dei_EntityDomain" xml:lang="en-US">Entity [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain" xlink:to="lab_dei_EntityDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TalbotBankMember" xlink:label="loc_shbi_TalbotBankMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_TalbotBankMember" xml:lang="en-US">Talbot Bank [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_TalbotBankMember" xlink:to="lab_shbi_TalbotBankMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CentrevilleNationalBankMember" xlink:label="loc_shbi_CentrevilleNationalBankMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_CentrevilleNationalBankMember" xml:lang="en-US">Centreville National Bank [Member]</label>
<label xlink:type="resource" xlink:label="lab_shbi_CentrevilleNationalBankMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">CNB [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_CentrevilleNationalBankMember" xlink:to="lab_shbi_CentrevilleNationalBankMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FeltonBankMember" xlink:label="loc_shbi_FeltonBankMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FeltonBankMember" xml:lang="en-US">Felton Bank [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FeltonBankMember" xlink:to="lab_shbi_FeltonBankMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_us-gaap_TierOneRiskBasedCapital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TierOneRiskBasedCapital" xml:lang="en-US">Tier One Risk Based Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TierOneRiskBasedCapital" xml:lang="en-US">Tier 1 Capital</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapital" xlink:to="lab_us-gaap_TierOneRiskBasedCapital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Capital" xlink:label="loc_us-gaap_Capital"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Capital" xml:lang="en-US">Capital</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Capital" xml:lang="en-US">Total Risk- Based Capital</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Capital" xlink:to="lab_us-gaap_Capital"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RiskWeightedAssets" xlink:label="loc_us-gaap_RiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RiskWeightedAssets" xml:lang="en-US">Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RiskWeightedAssets" xml:lang="en-US">Net Risk- Weighted Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RiskWeightedAssets" xlink:to="lab_us-gaap_RiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdjustedAverageTotalAssets" xlink:label="loc_shbi_AdjustedAverageTotalAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_AdjustedAverageTotalAssets" xml:lang="en-US">Adjusted Average Total Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_AdjustedAverageTotalAssets" xml:lang="en-US">Adjusted Average Total Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_AdjustedAverageTotalAssets" xml:lang="en-US">Amount of average total assets as calculated in accordance with U.S.Federal regulatory capital standards.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_AdjustedAverageTotalAssets" xlink:to="lab_shbi_AdjustedAverageTotalAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xml:lang="en-US">Tier 1 Risk-Based Capital Ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets" xml:lang="en-US">Capital To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets" xml:lang="en-US">Total Risk-Based Capital Ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalToRiskWeightedAssets" xlink:to="lab_us-gaap_CapitalToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets" xml:lang="en-US">Tier One Leverage Capital To Average Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets" xml:lang="en-US">Tier 1 Leverage Ratio</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="lab_us-gaap_TierOneLeverageCapitalToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Capital Required For Capital Adequacy To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xml:lang="en-US">Capital Required for Capital Adequacy to Risk Weighted Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required For Capital Adequacy To Average Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Capital Required To Be Well Capitalized To Risk Weighted Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xml:lang="en-US">Capital Required to be Well Capitalized to Risk Weighted Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required To Be Well Capitalized To Average Assets</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xml:lang="en-US">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromDividendsReceived" xlink:label="loc_us-gaap_ProceedsFromDividendsReceived"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromDividendsReceived" xml:lang="en-US">Proceeds From Dividends Received</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromDividendsReceived" xml:lang="en-US">Proceeds from Dividends Received</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromDividendsReceived" xlink:to="lab_us-gaap_ProceedsFromDividendsReceived"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CreditFacilityAxis" xml:lang="en-US">Credit Facility [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CreditFacilityAxis" xml:lang="en-US">Credit Facility [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityAxis" xlink:to="lab_us-gaap_CreditFacilityAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CreditFacilityDomain" xml:lang="en-US">Credit Facility [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CreditFacilityDomain" xml:lang="en-US">Credit Facility [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityDomain" xlink:to="lab_us-gaap_CreditFacilityDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LetterOfCreditMember" xlink:label="loc_us-gaap_LetterOfCreditMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LetterOfCreditMember" xml:lang="en-US">Letter of Credit [Member]</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_LetterOfCreditMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Letter of Credit [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LetterOfCreditMember" xlink:to="lab_us-gaap_LetterOfCreditMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LinesOfCreditFairValueDisclosure" xlink:label="loc_us-gaap_LinesOfCreditFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LinesOfCreditFairValueDisclosure" xml:lang="en-US">Lines Of Credit, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LinesOfCreditFairValueDisclosure" xml:lang="en-US">Lines of Credit, Fair Value Disclosure</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LinesOfCreditFairValueDisclosure" xlink:to="lab_us-gaap_LinesOfCreditFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesShortTerm"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesShortTerm" xml:lang="en-US">Federal Home Loan Bank, Advances, Short-Term</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesShortTerm" xml:lang="en-US">Federal Home Loan Bank</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesShortTerm"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:label="loc_us-gaap_LineOfCreditFacilityAmountOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LineOfCreditFacilityAmountOutstanding" xml:lang="en-US">Line Of Credit Facility, Amount Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LineOfCreditFacilityAmountOutstanding" xml:lang="en-US">Line of Credit Facility, Amount Outstanding</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:to="lab_us-gaap_LineOfCreditFacilityAmountOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US">Fair Value, Hierarchy [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US">Defined Benefit Plan, Fair Value of Plan Assets by Measurement [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US">Fair Value, Measurements, Fair Value Hierarchy [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US">Fair Value Plan Asset Measurement [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueInputsLevel1Member" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel1Member" xlink:to="lab_us-gaap_FairValueInputsLevel1Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueInputsLevel2Member" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel2Member" xlink:to="lab_us-gaap_FairValueInputsLevel2Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FairValueInputsLevel3Member" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel3Member" xlink:to="lab_us-gaap_FairValueInputsLevel3Member"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassAxis" xlink:label="loc_us-gaap_UnderlyingAssetClassAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_UnderlyingAssetClassAxis" xml:lang="en-US">Underlying Asset Class [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_UnderlyingAssetClassAxis" xml:lang="en-US">Guarantor Obligations by Underlying Asset Class [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnderlyingAssetClassAxis" xlink:to="lab_us-gaap_UnderlyingAssetClassAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassDomain" xlink:label="loc_us-gaap_UnderlyingAssetClassDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_UnderlyingAssetClassDomain" xml:lang="en-US">Underlying Asset Class [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_UnderlyingAssetClassDomain" xml:lang="en-US">Underlying Asset Class [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnderlyingAssetClassDomain" xlink:to="lab_us-gaap_UnderlyingAssetClassDomain"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" xlink:label="loc_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" xml:lang="en-US">Us Government and Government Agencies and Authorities [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" xml:lang="en-US">US Government and Government Agencies and Authorities [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" xlink:to="lab_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesOtherMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesOtherMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_MortgageBackedSecuritiesOtherMember" xml:lang="en-US">Mortgage Backed Securities, Other [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_MortgageBackedSecuritiesOtherMember" xml:lang="en-US">Mortgage Backed Securities, Other [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesOtherMember" xlink:to="lab_us-gaap_MortgageBackedSecuritiesOtherMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesOtherMember" xlink:label="loc_us-gaap_EquitySecuritiesOtherMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquitySecuritiesOtherMember" xml:lang="en-US">Equity Securities, Other [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquitySecuritiesOtherMember" xml:lang="en-US">Equity Securities, Other [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesOtherMember" xlink:to="lab_us-gaap_EquitySecuritiesOtherMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAbstract" xml:lang="en-US">Available-For-Sale Securities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAbstract" xml:lang="en-US">Securities available for sale:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoanAndLeaseReceivablesImpairedAbstract" xlink:label="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LoanAndLeaseReceivablesImpairedAbstract" xml:lang="en-US">Loan and Lease Receivables, Impaired [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LoanAndLeaseReceivablesImpairedAbstract" xml:lang="en-US">Impaired loans:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract" xlink:to="lab_us-gaap_LoanAndLeaseReceivablesImpairedAbstract"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Beginning Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xml:lang="en-US">Beginning balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xml:lang="en-US">This element represents an asset measured at fair value using significant unobservable inputs (Level 3) which is non required for reconciliation purposes of beginning balances.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Change Off</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" xml:lang="en-US">Charge-offs</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" xml:lang="en-US">Writing off impaired financing receivables (Level 3) deemed uncollectible.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" xml:lang="en-US">Payments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" xml:lang="en-US">Settlements that have taken place during the period in relation to assets measured at fair value and categorized within Level 3 of the fair value hierarchy.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Transfers Into Level 3</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" xml:lang="en-US">Transfers to other real estate owned</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" xml:lang="en-US">Transfers into assets measured at fair value and categorized within Level 3 of the fair value hierarchy that have taken place during the period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Return To Performing Status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" xml:lang="en-US">Returned to performing status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" xml:lang="en-US">The Fair Value, Measurement with Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Returned To Performing Status (Level 3).</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Changed Nonaccrual Status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" xml:lang="en-US">Changed to nonaccrual status</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" xml:lang="en-US">The Fair Value, Measurement with Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Changed to Nonaccrual Status level 3 during the period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Nonrecurring Basis, Asset, Period Increase (Decrease)</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" xml:lang="en-US">Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" xml:lang="en-US">The increase (decrease) of assets measured at fair value on a recurring basis using unobservable inputs (Level 3) which have taken place during the period. Such increase (decrease) may be comprised of changes in fair value (gains or losses) whether realized or unrealized that have been included in earnings, changed net asset value, or other comprehensive income (a separate component of shareholders' equity); purchases, sales, issuances, or settlements of assets; and net transfers in to or out of this category within the fair value hierarchy.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Nonrecurring Basis, Asset, Changes Allowances</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" xml:lang="en-US">Changes in allowance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" xml:lang="en-US">The Fair Value, Measurement with Unobservable Inputs Reconciliation, Nonrecurring Basis, changes in allowance for Asset (Level 3).</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xml:lang="en-US">Fair Value, Measurement With Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Ending Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xml:lang="en-US">Ending balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xml:lang="en-US">Ending balance</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xml:lang="en-US">This element represents an asset measured at fair value using significant unobservable inputs (Level 3) which is non required for reconciliation purposes of ending balances.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xlink:to="lab_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xml:lang="en-US">Other Real Estate and Foreclosed Assets [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xml:lang="en-US">Other real estate owned:</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xml:lang="en-US">Other real estate owned:</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xlink:to="lab_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CostOfRealEstateSales" xlink:label="loc_us-gaap_CostOfRealEstateSales"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CostOfRealEstateSales" xml:lang="en-US">Cost Of Real Estate Sales</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CostOfRealEstateSales" xml:lang="en-US">Sales</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_CostOfRealEstateSales" xml:lang="en-US">Sales</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CostOfRealEstateSales" xlink:to="lab_us-gaap_CostOfRealEstateSales"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateOtherAdditions" xlink:label="loc_us-gaap_RealEstateOtherAdditions"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RealEstateOtherAdditions" xml:lang="en-US">Real Estate, Other Additions</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RealEstateOtherAdditions" xml:lang="en-US">Additions</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateOtherAdditions" xlink:to="lab_us-gaap_RealEstateOtherAdditions"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US">Estimate of Fair Value, Fair Value Disclosure [Member]</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Estimate of Fair Value, Fair Value Disclosure [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:to="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xml:lang="en-US">Transfers and Servicing Of Financial Assets [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xml:lang="en-US">Cash and cash equivalents Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xml:lang="en-US">Financial assets, Carrying Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US">Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US">Financial liabilities, Carrying Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US">Financial liabilities</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="lab_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EstimatedFairValueOfFinancialAssetAbstract" xlink:label="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_EstimatedFairValueOfFinancialAssetAbstract" xml:lang="en-US">Estimated Fair Value Of Financial Asset [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_EstimatedFairValueOfFinancialAssetAbstract" xml:lang="en-US">Financial assets, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract" xlink:to="lab_shbi_EstimatedFairValueOfFinancialAssetAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure" xml:lang="en-US">Cash and Cash Equivalents, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure" xml:lang="en-US">Cash and cash equivalents, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:to="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NotesReceivableNet" xml:lang="en-US">Financing Receivable, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NotesReceivableNet" xml:lang="en-US">Loans, net Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NotesReceivableNet" xlink:to="lab_us-gaap_NotesReceivableNet"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" xlink:label="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" xml:lang="en-US">Estimated Fair Value Of Financial Liabilities [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" xml:lang="en-US">Financial liabilities, Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" xml:lang="en-US">Financial liabilities, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" xlink:to="lab_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_us-gaap_DepositsFairValueDisclosure"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DepositsFairValueDisclosure" xml:lang="en-US">Deposits, Fair Value Disclosure</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_DepositsFairValueDisclosure" xml:lang="en-US">Deposits, Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DepositsFairValueDisclosure" xml:lang="en-US">Deposits, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsFairValueDisclosure" xlink:to="lab_us-gaap_DepositsFairValueDisclosure"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="loc_us-gaap_ShorttermDebtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ShorttermDebtFairValue" xml:lang="en-US">Short-Term Debt, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_ShorttermDebtFairValue" xml:lang="en-US">Short-term borrowings, Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ShorttermDebtFairValue" xml:lang="en-US">Short-term borrowings, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShorttermDebtFairValue" xlink:to="lab_us-gaap_ShorttermDebtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LongTermDebtFairValue" xml:lang="en-US">Long-Term Debt, Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_LongTermDebtFairValue" xml:lang="en-US">Long-term debt, Estimated Fair Value</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LongTermDebtFairValue" xml:lang="en-US">Long-term debt, Estimated Fair Value</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtFairValue" xlink:to="lab_us-gaap_LongTermDebtFairValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestRateSwapMember" xml:lang="en-US">Interest Rate Swap [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestRateSwapMember" xlink:to="lab_us-gaap_InterestRateSwapMember"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InterestRateCapsPurchased" xlink:label="loc_shbi_InterestRateCapsPurchased"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_InterestRateCapsPurchased" xml:lang="en-US">Interest Rate Caps Purchased</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_InterestRateCapsPurchased" xml:lang="en-US">Interest Rate Caps Purchased</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_InterestRateCapsPurchased" xml:lang="en-US">The purchase of interest rate caps during the period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_InterestRateCapsPurchased" xlink:to="lab_shbi_InterestRateCapsPurchased"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DerivativeCapFixedInterestRate" xlink:label="loc_shbi_DerivativeCapFixedInterestRate"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DerivativeCapFixedInterestRate" xml:lang="en-US">Derivative Cap Fixed Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DerivativeCapFixedInterestRate" xml:lang="en-US">Derivative Cap Fixed Interest Rate</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DerivativeCapFixedInterestRate" xml:lang="en-US">Average fixed interest rate related to the group of interest rate derivatives.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DerivativeCapFixedInterestRate" xlink:to="lab_shbi_DerivativeCapFixedInterestRate"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DepositsMoneyMarketDeposits" xml:lang="en-US">Deposits, Money Market Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DepositsMoneyMarketDeposits" xml:lang="en-US">Deposits, Money Market Deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsMoneyMarketDeposits" xlink:to="lab_us-gaap_DepositsMoneyMarketDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssetFairValueNet" xlink:label="loc_us-gaap_DerivativeAssetFairValueNet"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DerivativeAssetFairValueNet" xml:lang="en-US">Derivative Asset, Fair Value, Net</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DerivativeAssetFairValueNet" xml:lang="en-US">Derivative Asset, Fair Value, Net</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetFairValueNet" xlink:to="lab_us-gaap_DerivativeAssetFairValueNet"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InterestExpenseHedgedDeposits" xlink:label="loc_shbi_InterestExpenseHedgedDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_InterestExpenseHedgedDeposits" xml:lang="en-US">Interest Expense Hedged Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_InterestExpenseHedgedDeposits" xml:lang="en-US">Interest Expense, Hedged Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_InterestExpenseHedgedDeposits" xml:lang="en-US">The interest expense during the period associated with the hedged deposits.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_InterestExpenseHedgedDeposits" xlink:to="lab_shbi_InterestExpenseHedgedDeposits"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FutureInterestExpensesOnHedgeDeposits" xlink:label="loc_shbi_FutureInterestExpensesOnHedgeDeposits"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_FutureInterestExpensesOnHedgeDeposits" xml:lang="en-US">Future Interest Expenses On Hedge Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_FutureInterestExpensesOnHedgeDeposits" xml:lang="en-US">Future Interest Expenses on Hedge Deposits</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FutureInterestExpensesOnHedgeDeposits" xml:lang="en-US">Expected charge to interest expense associated with the hedged deposits over the next 12 months.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FutureInterestExpensesOnHedgeDeposits" xlink:to="lab_shbi_FutureInterestExpensesOnHedgeDeposits"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent" xlink:label="loc_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent" xml:lang="en-US">Accounts Payable, Interest-bearing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent" xml:lang="en-US">Accounts Payable, Interest-bearing</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent" xml:lang="en-US">Counterparty collateral - interest rate caps</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent" xlink:to="lab_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent"/>








<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsToExtendCreditOutstanding" xlink:label="loc_shbi_CommitmentsToExtendCreditOutstanding"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_CommitmentsToExtendCreditOutstanding" xml:lang="en-US">Commitments To Extend Credit Outstanding</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_CommitmentsToExtendCreditOutstanding" xml:lang="en-US">Commitments to extend credit</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_CommitmentsToExtendCreditOutstanding" xml:lang="en-US">The total amount of the contingent obligation under unused commitments outstanding as of the reporting date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_CommitmentsToExtendCreditOutstanding" xlink:to="lab_shbi_CommitmentsToExtendCreditOutstanding"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="loc_us-gaap_LettersOfCreditOutstandingAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LettersOfCreditOutstandingAmount" xml:lang="en-US">Letters Of Credit Outstanding, Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LettersOfCreditOutstandingAmount" xml:lang="en-US">Letters of credit</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LettersOfCreditOutstandingAmount" xlink:to="lab_us-gaap_LettersOfCreditOutstandingAmount"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsOutstandingTotal" xlink:label="loc_shbi_CommitmentsOutstandingTotal"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_CommitmentsOutstandingTotal" xml:lang="en-US">Commitments Outstanding, Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_CommitmentsOutstandingTotal" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_shbi_CommitmentsOutstandingTotal" xml:lang="en-US">Total</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_CommitmentsOutstandingTotal" xml:lang="en-US">The total commitments outstanding as of the reporting date.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_CommitmentsOutstandingTotal" xlink:to="lab_shbi_CommitmentsOutstandingTotal"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="loc_us-gaap_ParentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ParentMember" xml:lang="en-US">Parent [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ParentMember" xml:lang="en-US">Shore Banc Shares [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ParentMember" xlink:to="lab_us-gaap_ParentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_Cash" xml:lang="en-US">Cash</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_Cash" xml:lang="en-US">Cash</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Cash" xlink:to="lab_us-gaap_Cash"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentAggregateCost" xlink:label="loc_us-gaap_EquityMethodInvestmentAggregateCost"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_EquityMethodInvestmentAggregateCost" xml:lang="en-US">Equity Method Investment, Aggregate Cost</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_EquityMethodInvestmentAggregateCost" xml:lang="en-US">Investment in subsidiaries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvestmentAggregateCost" xlink:to="lab_us-gaap_EquityMethodInvestmentAggregateCost"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xml:lang="en-US">Interest Payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xml:lang="en-US">Accrued interest payable</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xml:lang="en-US">Accrued interest payable</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:to="lab_us-gaap_InterestPayableCurrentAndNoncurrent"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetIncomeLossAbstract" xml:lang="en-US">Net Income (Loss) Attributable To Parent [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetIncomeLossAbstract" xml:lang="en-US">Income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAbstract" xlink:to="lab_us-gaap_NetIncomeLossAbstract"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DividendsFromSubsidiaries" xlink:label="loc_shbi_DividendsFromSubsidiaries"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_DividendsFromSubsidiaries" xml:lang="en-US">Dividends From Subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_DividendsFromSubsidiaries" xml:lang="en-US">Dividends from subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_DividendsFromSubsidiaries" xml:lang="en-US">Income derived from investments accounted for under the equity method of accounting representing a distribution of earnings to shareholders by the investee companies.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DividendsFromSubsidiaries" xlink:to="lab_shbi_DividendsFromSubsidiaries"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ManagementAndOtherFeesFromSubsidiaries" xlink:label="loc_shbi_ManagementAndOtherFeesFromSubsidiaries"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_ManagementAndOtherFeesFromSubsidiaries" xml:lang="en-US">Management and Other Fees From Subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_ManagementAndOtherFeesFromSubsidiaries" xml:lang="en-US">Management and other fees from subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_ManagementAndOtherFeesFromSubsidiaries" xml:lang="en-US">Amount of income from management and other fees from subsidiaries earned by the entity during the period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ManagementAndOtherFeesFromSubsidiaries" xlink:to="lab_shbi_ManagementAndOtherFeesFromSubsidiaries"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherInterestAndDividendIncome" xml:lang="en-US">Other Interest and Dividend Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherInterestAndDividendIncome" xml:lang="en-US">Other income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherInterestAndDividendIncome" xlink:to="lab_us-gaap_OtherInterestAndDividendIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentIncomeInterest" xlink:label="loc_us-gaap_InvestmentIncomeInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_InvestmentIncomeInterest" xml:lang="en-US">Investment Income, Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_InvestmentIncomeInterest" xml:lang="en-US">Interest income</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIncomeInterest" xlink:to="lab_us-gaap_InvestmentIncomeInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="loc_us-gaap_CostsAndExpensesAbstract"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_CostsAndExpensesAbstract" xml:lang="en-US">Costs and Expenses [Abstract]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_CostsAndExpensesAbstract" xml:lang="en-US">Expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CostsAndExpensesAbstract" xlink:to="lab_us-gaap_CostsAndExpensesAbstract"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Labor and Related Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xml:lang="en-US">Salaries and employee benefits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LaborAndRelatedExpense" xlink:to="lab_us-gaap_LaborAndRelatedExpense"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OccupancyAndEquipmentExpense" xlink:label="loc_shbi_OccupancyAndEquipmentExpense"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_OccupancyAndEquipmentExpense" xml:lang="en-US">Occupancy and Equipment Expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_OccupancyAndEquipmentExpense" xml:lang="en-US">Occupancy and equipment expense</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_OccupancyAndEquipmentExpense" xml:lang="en-US">Amount of net occupancy and equipment expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_OccupancyAndEquipmentExpense" xlink:to="lab_shbi_OccupancyAndEquipmentExpense"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating" xml:lang="en-US">Other Cost and Expense, Operating</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating" xml:lang="en-US">Other operating expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating" xlink:to="lab_us-gaap_OtherCostAndExpenseOperating"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingCostsAndExpenses" xlink:label="loc_us-gaap_OperatingCostsAndExpenses"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_OperatingCostsAndExpenses" xml:lang="en-US">Operating Costs and Expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_OperatingCostsAndExpenses" xml:lang="en-US">Total expenses</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_OperatingCostsAndExpenses" xml:lang="en-US">Total expenses</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingCostsAndExpenses" xlink:to="lab_us-gaap_OperatingCostsAndExpenses"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Income (Loss) From Continuing Operations Before Income Taxes, Extraordinary Items, Noncontrolling Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xml:lang="en-US">Income before income tax expense and equity in undistributed net loss of subsidiaries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US">Income (Loss) From Continuing Operations, Including Portion Attributable To Noncontrolling Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US">Income before equity in undistributed net loss of subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xml:lang="en-US">Income before equity in undistributed net income of subsidiaries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US">Net Income (Loss) Attributable To Noncontrolling Interest</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US">Equity in undistributed net loss of subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xml:lang="en-US">Equity in undistributed net loss of subsidiaries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:to="lab_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustments" xlink:label="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockDividendsAndOtherAdjustments" xml:lang="en-US">Preferred Stock Dividends and Other Adjustments</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockDividendsAndOtherAdjustments" xml:lang="en-US">Preferred stock dividends and discount accretion</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments" xlink:to="lab_us-gaap_PreferredStockDividendsAndOtherAdjustments"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US">Net Income (Loss) Available To Common Stockholders, Basic</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US">Net (loss) income available to common stockholders</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xml:lang="en-US">Net (loss) income available to common shareholders</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DepreciationDepletionAndAmortization" xml:lang="en-US">Depreciation, Depletion and Amortization</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DepreciationDepletionAndAmortization" xml:lang="en-US">Depreciation and amortization</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepreciationDepletionAndAmortization" xlink:to="lab_us-gaap_DepreciationDepletionAndAmortization"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xml:lang="en-US">Payments To Acquire Interest In Subsidiaries and Affiliates</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xml:lang="en-US">Investment in unconsolidated subsidiary</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xml:lang="en-US">Investment in unconsolidated subsidiary</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:to="lab_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PaymentsToAcquireInterestInSubsidiaries" xlink:label="loc_shbi_PaymentsToAcquireInterestInSubsidiaries"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_PaymentsToAcquireInterestInSubsidiaries" xml:lang="en-US">Payments To Acquire Interest In Subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_PaymentsToAcquireInterestInSubsidiaries" xml:lang="en-US">Investment in subsidiaries</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_PaymentsToAcquireInterestInSubsidiaries" xml:lang="en-US">The cash outflow associated with the acquisition of or advances to an entity that is related to it but not strictly controlled (for example, an unconsolidated subsidiary, affiliate, and joint venture or equity method investment) or the acquisition of an additional interest in a subsidiary (controlled entity).</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_shbi_PaymentsToAcquireInterestInSubsidiaries" xml:lang="en-US">Investment in subsidiaries</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_PaymentsToAcquireInterestInSubsidiaries" xlink:to="lab_shbi_PaymentsToAcquireInterestInSubsidiaries"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherShortTermDebt" xlink:label="loc_us-gaap_RepaymentsOfOtherShortTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_RepaymentsOfOtherShortTermDebt" xml:lang="en-US">Repayments Of Other Short-Term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_RepaymentsOfOtherShortTermDebt" xml:lang="en-US">Net (decrease) increase in short-term borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_RepaymentsOfOtherShortTermDebt" xml:lang="en-US">Short-term borrowings</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_us-gaap_RepaymentsOfOtherShortTermDebt" xml:lang="en-US">Net decrease in short-term borrowings</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfOtherShortTermDebt" xlink:to="lab_us-gaap_RepaymentsOfOtherShortTermDebt"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt" xml:lang="en-US">Proceeds From Issuance Of Long-Term Debt</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt" xml:lang="en-US">Proceeds from long-term debt</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:to="lab_us-gaap_ProceedsFromIssuanceOfLongTermDebt"/>














<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xml:lang="en-US">Preferred stock dividends paid</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="lab_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommunityBankingMember" xlink:label="loc_shbi_CommunityBankingMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_CommunityBankingMember" xml:lang="en-US">Community Banking [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_CommunityBankingMember" xlink:to="lab_shbi_CommunityBankingMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceProductsAndServicesMember" xlink:label="loc_shbi_InsuranceProductsAndServicesMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_InsuranceProductsAndServicesMember" xml:lang="en-US">Insurance Products and Services [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_InsuranceProductsAndServicesMember" xlink:to="lab_shbi_InsuranceProductsAndServicesMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_us-gaap_ParentCompanyMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ParentCompanyMember" xml:lang="en-US">Parent Company [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ParentCompanyMember" xlink:to="lab_us-gaap_ParentCompanyMember"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IntersegmentExpenseIncome" xlink:label="loc_shbi_IntersegmentExpenseIncome"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_IntersegmentExpenseIncome" xml:lang="en-US">Intersegment (Expense) Income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_shbi_IntersegmentExpenseIncome" xml:lang="en-US">Net intersegment (expense) income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_IntersegmentExpenseIncome" xml:lang="en-US">Net intersegment (expense) income</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_IntersegmentExpenseIncome" xml:lang="en-US">Total aggregate amount of all Net intersegment (expense) income during the period.</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_IntersegmentExpenseIncome" xlink:to="lab_shbi_IntersegmentExpenseIncome"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember" xml:lang="en-US">US Treasury and Government [Member]</label>
<label xlink:type="resource" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">US Treasury and Government [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USTreasuryAndGovernmentMember" xlink:to="lab_us-gaap_USTreasuryAndGovernmentMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xml:lang="en-US">Class Of Stock [Axis]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StatementClassOfStockAxis" xml:lang="en-US">Class of Stock [Axis]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis" xlink:to="lab_us-gaap_StatementClassOfStockAxis"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_ClassOfStockDomain" xml:lang="en-US">Class Of Stock [Domain]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_ClassOfStockDomain" xml:lang="en-US">Class of Stock [Domain]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain" xlink:to="lab_us-gaap_ClassOfStockDomain"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CumulativeSeriesPreferredStockMember" xlink:label="loc_shbi_CumulativeSeriesPreferredStockMember"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_shbi_CumulativeSeriesPreferredStockMember" xml:lang="en-US">Cumulative Series Preferred Stock [Member]</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_shbi_CumulativeSeriesPreferredStockMember" xml:lang="en-US">Cumulative Series A Preferred Stock [Member]</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_CumulativeSeriesPreferredStockMember" xlink:to="lab_shbi_CumulativeSeriesPreferredStockMember"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred Stock, Shares Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xml:lang="en-US">Preferred Stock, Shares Issued</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesIssued" xlink:to="lab_us-gaap_PreferredStockSharesIssued"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues" xml:lang="en-US">Stock Issued During Period, Value, New Issues</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues" xml:lang="en-US">Stock Issued During Period, Value, New Issues</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueNewIssues"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockRedemptionAmount" xlink:label="loc_us-gaap_PreferredStockRedemptionAmount"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockRedemptionAmount" xml:lang="en-US">Preferred Stock, Redemption Amount</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockRedemptionAmount" xml:lang="en-US">Preferred Stock, Redemption Amount</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockRedemptionAmount" xlink:to="lab_us-gaap_PreferredStockRedemptionAmount"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred Stock, Value, Issued</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_PreferredStockValue" xml:lang="en-US">Preferred Stock, Value, Issued</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValue" xlink:to="lab_us-gaap_PreferredStockValue"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockPaidinkind" xlink:label="loc_us-gaap_DividendsPreferredStockPaidinkind"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DividendsPreferredStockPaidinkind" xml:lang="en-US">Dividends, Preferred Stock, Paid-In-Kind</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DividendsPreferredStockPaidinkind" xml:lang="en-US">Dividends, Preferred Stock, Paid-in-kind</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsPreferredStockPaidinkind" xlink:to="lab_us-gaap_DividendsPreferredStockPaidinkind"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="loc_us-gaap_DividendsPreferredStock"/>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_us-gaap_DividendsPreferredStock" xml:lang="en-US">Dividends, Preferred Stock</label>
<label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_us-gaap_DividendsPreferredStock" xml:lang="en-US">Dividends, Preferred Stock</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsPreferredStock" xlink:to="lab_us-gaap_DividendsPreferredStock"/>





<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FutureInterestExpensesOnHedgeTerminated" xlink:label="loc_shbi_FutureInterestExpensesOnHedgeTerminated_1"/>
<label xlink:type="resource" xlink:label="lab_shbi_FutureInterestExpensesOnHedgeTerminated" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Future Interest Expenses on Hedge Terminated</label>
<label xlink:type="resource" xlink:label="lab_shbi_FutureInterestExpensesOnHedgeTerminated" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Future Interest Expenses on Hedge Terminated</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_FutureInterestExpensesOnHedgeTerminated_1" xlink:to="lab_shbi_FutureInterestExpensesOnHedgeTerminated"/><label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_shbi_FutureInterestExpensesOnHedgeTerminated" xml:lang="en-US">Additional charge to interest expense over the next 12 months if a portion of the cash flow hedge had not been terminated.</label>





<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_RestrictedStockAwardsVested" xlink:label="loc_shbi_RestrictedStockAwardsVested"/>
<label xlink:type="resource" xlink:label="lab_shbi_RestrictedStockAwardsVested" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Restricted Stock Awards, Vested</label>
<label xlink:type="resource" xlink:label="lab_shbi_RestrictedStockAwardsVested" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Fair value of stock related to Restricted Stock Awards vested during the period.</label>
<label xlink:type="resource" xlink:label="lab_shbi_RestrictedStockAwardsVested" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Restricted Stock Awards, Vested</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_RestrictedStockAwardsVested" xlink:to="lab_shbi_RestrictedStockAwardsVested"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationContribution" xlink:label="loc_shbi_DeferredCompensationContribution"/>
<label xlink:type="resource" xlink:label="lab_shbi_DeferredCompensationContribution" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Deferred Compensation Contribution</label>
<label xlink:type="resource" xlink:label="lab_shbi_DeferredCompensationContribution" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Amount of expense for the period.</label>
<label xlink:type="resource" xlink:label="lab_shbi_DeferredCompensationContribution" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Deferred compensation contribution</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_DeferredCompensationContribution" xlink:to="lab_shbi_DeferredCompensationContribution"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" xlink:label="loc_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies"/>
<label xlink:type="resource" xlink:label="lab_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Additional Dividends without Prior Consent and Approval of Its Regulatory Agencies</label>
<label xlink:type="resource" xlink:label="lab_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The additional amount of dividends that may be paid or declared in any calendar year without prior approval of regulatory agencies.</label>
<label xlink:type="resource" xlink:label="lab_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Additional Dividends without Prior Consent and Approval of Its Regulatory Agencies</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" xlink:to="lab_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_HedgedDeposits" xlink:label="loc_shbi_HedgedDeposits"/>
<label xlink:type="resource" xlink:label="lab_shbi_HedgedDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Hedged Deposits</label>
<label xlink:type="resource" xlink:label="lab_shbi_HedgedDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Balance of hedged deposits at period end.</label>
<label xlink:type="resource" xlink:label="lab_shbi_HedgedDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Hedged Deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_HedgedDeposits" xlink:to="lab_shbi_HedgedDeposits"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ExpectedReductionInHedgedDeposits" xlink:label="loc_shbi_ExpectedReductionInHedgedDeposits"/>
<label xlink:type="resource" xlink:label="lab_shbi_ExpectedReductionInHedgedDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Expected Reduction in Hedged Deposits</label>
<label xlink:type="resource" xlink:label="lab_shbi_ExpectedReductionInHedgedDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Expected reduction in balance of hedged deposits.</label>
<label xlink:type="resource" xlink:label="lab_shbi_ExpectedReductionInHedgedDeposits" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Expected Reduction in Hedged Deposits</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ExpectedReductionInHedgedDeposits" xlink:to="lab_shbi_ExpectedReductionInHedgedDeposits"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillImpairmentCharges" xlink:label="loc_shbi_GoodwillImpairmentCharges"/>
<label xlink:type="resource" xlink:label="lab_shbi_GoodwillImpairmentCharges" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Goodwill Impairment Charges</label>
<label xlink:type="resource" xlink:label="lab_shbi_GoodwillImpairmentCharges" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">Cumulative loss recognized that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.</label>
<label xlink:type="resource" xlink:label="lab_shbi_GoodwillImpairmentCharges" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Goodwill, Impairment Charges</label>
<label xlink:type="resource" xlink:label="lab_shbi_GoodwillImpairmentCharges" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Goodwill, Impairment Charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_GoodwillImpairmentCharges" xlink:to="lab_shbi_GoodwillImpairmentCharges"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:label="loc_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived"/>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Impairment Of Amortizable Intangible Assets Finite Lived</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The cumulative amount of impairment loss recognized resulting from the write-down of the carrying amount of a finite-lived intangible asset to fair value.</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Other intangible assets, Amortizable, Impairment Charges</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Other intangible assets, Amortizable, Impairment Charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:to="lab_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:label="loc_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill"/>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Impairment Of Unamortizable Intangible Assets Indefinite Lived Excluding Goodwill</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The cumulative amount of impairment loss recognized resulting from the write-down of the carrying amount of a finite-lived intangible asset to fair value.</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill)</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Other intangible assets, Unamortizable, Impairment Charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:to="lab_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill"/>




<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:label="loc_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal"/>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Impairment Of Intangible Assets Excluding Goodwill Total</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:role="http://www.xbrl.org/2003/role/documentation" xml:lang="en-US">The cumulative amount of impairment loss recognized resulting from the write-down of the carrying amount of a finite-lived intangible asset to fair value.</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US">Total other intangible assets, Impairment Charges</label>
<label xlink:type="resource" xlink:label="lab_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US">Total other intangible assets, Impairment Charges</label>
<labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:to="lab_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal"/>
</labelLink></linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>13
<FILENAME>shbi-20121231_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 12:14:22 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:08:13 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 01:49:32 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 02:47:48 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 03:51:14 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:31:37 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 04:54:40 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:11:25 PM -->
<!--XBRL Document Modified with Ez-Viewer Version 1.0.5.8 on Friday, March 01, 2013 05:29:24 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 02, 2013 03:07:55 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 08:45:03 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:09:42 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:14:51 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:23:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 09:33:08 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:05:16 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:17:12 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 10:28:52 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:00:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:09:40 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:44:24 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:49:04 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 07, 2013 11:54:24 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 12:42:02 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 01:14:15 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Friday, March 08, 2013 04:55:23 PM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 12:49:29 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Saturday, March 09, 2013 01:34:43 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:10:32 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 04:30:26 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 07:18:56 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:24:39 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 08:31:32 AM -->
<!--XBRL Document Modified with Ez-Editor Version 1.0.2.9 by DataTracks on Thursday, March 14, 2013 06:07:53 PM -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DocumentAndEntityInformation" roleURI="http://www.shbi.net/role/DocumentAndEntityInformation"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedBalanceSheets" roleURI="http://www.shbi.net/role/ConsolidatedBalanceSheets"/>
<roleRef xlink:type="simple" roleURI="http://www.shbi.net/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:href="shbi-20121231.xsd#CONSOLIDATEDBALANCESHEETSParenthetical"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfOperations" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfOperations"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfComprehensiveLoss" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfChangesInStockholdersEquity" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfChangesInStockholdersEquity"/>
<roleRef xlink:type="simple" roleURI="http://www.shbi.net/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical" xlink:href="shbi-20121231.xsd#CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ConsolidatedStatementsOfCashFlows" roleURI="http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SummaryOfSignificantAccountingPolicies" roleURI="http://www.shbi.net/role/SummaryOfSignificantAccountingPolicies"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecurities" roleURI="http://www.shbi.net/role/InvestmentSecurities"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLosses" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLosses"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PremisesAndEquipment" roleURI="http://www.shbi.net/role/PremisesAndEquipment"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentInUnconsolidatedSubsidiary" roleURI="http://www.shbi.net/role/InvestmentInUnconsolidatedSubsidiary"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GoodwillAndOtherIntangibleAssets" roleURI="http://www.shbi.net/role/GoodwillAndOtherIntangibleAssets"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherAssets" roleURI="http://www.shbi.net/role/OtherAssets"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherLiabilities" roleURI="http://www.shbi.net/role/OtherLiabilities"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#Deposits" roleURI="http://www.shbi.net/role/Deposits"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ShortTermBorrowings" roleURI="http://www.shbi.net/role/ShortTermBorrowings"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LongTermDebt" roleURI="http://www.shbi.net/role/LongTermDebt"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#BenefitPlans" roleURI="http://www.shbi.net/role/BenefitPlans"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensation" roleURI="http://www.shbi.net/role/StockBasedCompensation"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DeferredCompensation" roleURI="http://www.shbi.net/role/DeferredCompensation"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxes" roleURI="http://www.shbi.net/role/IncomeTaxes"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#EarningslossPerCommonShare" roleURI="http://www.shbi.net/role/EarningslossPerCommonShare"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#RegulatoryCapitalRequirements" roleURI="http://www.shbi.net/role/RegulatoryCapitalRequirements"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LinesOfCredit" roleURI="http://www.shbi.net/role/LinesOfCredit"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurements" roleURI="http://www.shbi.net/role/FairValueMeasurements"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DerivativeInstrumentsAndHedgingActivities" roleURI="http://www.shbi.net/role/DerivativeInstrumentsAndHedgingActivities"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FinancialInstrumentsWithOffBalanceSheetRisk" roleURI="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRisk"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#Contingencies" roleURI="http://www.shbi.net/role/Contingencies"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#ParentCompanyFinancialInformation" roleURI="http://www.shbi.net/role/ParentCompanyFinancialInformation"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#QuarterlyFinancialResultsUnaudited" roleURI="http://www.shbi.net/role/QuarterlyFinancialResultsUnaudited"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SegmentReporting" roleURI="http://www.shbi.net/role/SegmentReporting"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PreferredStock" roleURI="http://www.shbi.net/role/PreferredStock"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies" roleURI="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#INVESTMENTSECURITIESTables" roleURI="http://www.shbi.net/role/INVESTMENTSECURITIESTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LOANSANDALLOWANCEFORCREDITLOSSESTables" roleURI="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREMISESANDEQUIPMENTTables" roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#INVESTMENTINUNCONSOLIDATEDSUBSIDIARYTables" roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GOODWILLANDOTHERINTANGIBLEASSETSTables" roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherAssetsTables" roleURI="http://www.shbi.net/role/OtherAssetsTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherLiabilitiesTables" roleURI="http://www.shbi.net/role/OtherLiabilitiesTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEPOSITSTables" roleURI="http://www.shbi.net/role/DEPOSITSTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SHORTTERMBORROWINGSTables" roleURI="http://www.shbi.net/role/SHORTTERMBORROWINGSTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LONGTERMDEBTTables" roleURI="http://www.shbi.net/role/LONGTERMDEBTTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#STOCKBASEDCOMPENSATIONTables" roleURI="http://www.shbi.net/role/STOCKBASEDCOMPENSATIONTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEFERREDCOMPENSATIONTables" roleURI="http://www.shbi.net/role/DEFERREDCOMPENSATIONTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#INCOMETAXESTables" roleURI="http://www.shbi.net/role/INCOMETAXESTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#EarningslossPerCommonShareTables" roleURI="http://www.shbi.net/role/EarningslossPerCommonShareTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#REGULATORYCAPITALREQUIREMENTSTables" roleURI="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FAIRVALUEMEASUREMENTSTables" roleURI="http://www.shbi.net/role/FAIRVALUEMEASUREMENTSTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FINANCIALINSTRUMENTSWITHOFFBALANCESHEETRISKTables" roleURI="http://www.shbi.net/role/FINANCIALINSTRUMENTSWITHOFFBALANCESHEETRISKTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PARENTCOMPANYFINANCIALINFORMATIONTables" roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#QUARTERLYFINANCIALRESULTSunauditedTables" roleURI="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SegmentReportingTables" roleURI="http://www.shbi.net/role/SegmentReportingTables"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual" roleURI="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails1" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails2" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetails3" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#InvestmentSecuritiesDetailsTextual" roleURI="http://www.shbi.net/role/InvestmentSecuritiesDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LOANSANDALLOWANCEFORCREDITLOSSESDetails" roleURI="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails1" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails2" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails3" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails4" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails4"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails5" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetails6" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails6"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LoansAndAllowanceForCreditLossesDetailsTextual" roleURI="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREMISESANDEQUIPMENTDetails" roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREMISESANDEQUIPMENTDetails1" roleURI="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PremisesAndEquipmentDetailsTextual" roleURI="http://www.shbi.net/role/PremisesAndEquipmentDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails" roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual" roleURI="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GOODWILLANDOTHERINTANGIBLEASSETSDetails" roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GOODWILLANDOTHERINTANGIBLEASSETSDetails1" roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual" roleURI="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherAssetsDetails" roleURI="http://www.shbi.net/role/OtherAssetsDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#OtherLiabilitiesDetails" roleURI="http://www.shbi.net/role/OtherLiabilitiesDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEPOSITSDetails" roleURI="http://www.shbi.net/role/DEPOSITSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEPOSITSDetailsTextual" roleURI="http://www.shbi.net/role/DEPOSITSDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SHORTTERMBORROWINGSDetails" roleURI="http://www.shbi.net/role/SHORTTERMBORROWINGSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LONGTERMDEBTDetails" roleURI="http://www.shbi.net/role/LONGTERMDEBTDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LongTermDebtDetailsTextual" roleURI="http://www.shbi.net/role/LongTermDebtDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#BENEFITPLANSDetailsTextual" roleURI="http://www.shbi.net/role/BENEFITPLANSDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails1" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails2" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetails3" roleURI="http://www.shbi.net/role/StockBasedCompensationDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#StockBasedCompensationDetailsTextual" roleURI="http://www.shbi.net/role/StockBasedCompensationDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DeferredCompensationDetails" roleURI="http://www.shbi.net/role/DeferredCompensationDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DeferredCompensationDetails1" roleURI="http://www.shbi.net/role/DeferredCompensationDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#DEFERREDCOMPENSATIONDetailsTextual" roleURI="http://www.shbi.net/role/DEFERREDCOMPENSATIONDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails" roleURI="http://www.shbi.net/role/IncomeTaxesDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails1" roleURI="http://www.shbi.net/role/IncomeTaxesDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#IncomeTaxesDetails2" roleURI="http://www.shbi.net/role/IncomeTaxesDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#EarningsLossPerCommonShareDetails" roleURI="http://www.shbi.net/role/EarningsLossPerCommonShareDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#EarningsLossPerCommonShareDetailsTextual" roleURI="http://www.shbi.net/role/EarningsLossPerCommonShareDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#REGULATORYCAPITALREQUIREMENTSDetails" roleURI="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#RegulatoryCapitalRequirementsDetailsTextual" roleURI="http://www.shbi.net/role/RegulatoryCapitalRequirementsDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#LinesOfCreditDetailsTextual" roleURI="http://www.shbi.net/role/LinesOfCreditDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails1" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails2" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FairValueMeasurementsDetails3" roleURI="http://www.shbi.net/role/FairValueMeasurementsDetails3"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#Derivativeinstrumentsandhedgingactivitiesdetailstextual" roleURI="http://www.shbi.net/role/Derivativeinstrumentsandhedgingactivitiesdetailstextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#FinancialInstrumentsWithOffBalanceSheetRiskDetails" roleURI="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PARENTCOMPANYFINANCIALINFORMATIONDetails" roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PARENTCOMPANYFINANCIALINFORMATIONDetails1" roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails1"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PARENTCOMPANYFINANCIALINFORMATIONDetails2" roleURI="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails2"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#QUARTERLYFINANCIALRESULTSunauditedDetails" roleURI="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SEGMENTREPORTINGDetails" roleURI="http://www.shbi.net/role/SEGMENTREPORTINGDetails"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#SEGMENTREPORTINGDetailsTextual" roleURI="http://www.shbi.net/role/SEGMENTREPORTINGDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="shbi-20121231.xsd#PREFERREDSTOCKDetailsTextual" roleURI="http://www.shbi.net/role/PREFERREDSTOCKDetailsTextual"/>
<roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel"/> <roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel"/>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DocumentAndEntityInformation">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DocumentAndEntityInformationAbstract" xlink:label="loc_shbi_DocumentAndEntityInformationAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_DocumentAndEntityInformationAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityRegistrantName_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityCentralIndexKey_4" order="10" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_CurrentFiscalYearEndDate_5" order="20" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityFilerCategory_6" order="30" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_TradingSymbol_7" order="40" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_8" order="50" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_DocumentType_9" order="60" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_AmendmentFlag_10" order="70" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_DocumentPeriodEndDate_11" order="80" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_DocumentFiscalPeriodFocus_12" order="90" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_DocumentFiscalYearFocus_13" order="100" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityWellKnownSeasonedIssuer_14" order="110" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_dei_EntityVoluntaryFilers_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityVoluntaryFilers_15" order="120" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityCurrentReportingStatus_16" order="130" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityPublicFloat" xlink:label="loc_dei_EntityPublicFloat_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_dei_EntityPublicFloat_17" order="140" use="optional"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedBalanceSheets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_AssetsAbstract_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndDueFromBanks" xlink:label="loc_us-gaap_CashAndDueFromBanks_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_CashAndDueFromBanks_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositsInBanks" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalFundsSold" xlink:label="loc_us-gaap_FederalFundsSold_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_FederalFundsSold_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesAbstract" xlink:label="loc_us-gaap_MarketableSecuritiesAbstract_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_MarketableSecuritiesAbstract_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesAbstract_7" xlink:to="loc_us-gaap_AvailableForSaleSecurities_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesAbstract_7" xlink:to="loc_us-gaap_HeldToMaturitySecurities_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_10" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_11" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_12" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_13" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_Goodwill_14" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_15" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_16" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_OtherAssets_17" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_Assets_18" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_20" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_21" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_Deposits_22" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_ShortTermBorrowings_23" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_OtherLiabilities_24" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_LongTermDebt_25" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_Liabilities_26" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_StockholdersEquityAbstract_27" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_27" xlink:to="loc_us-gaap_CommonStockValue_28" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_27" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_29" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_27" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_30" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_27" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_31" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_27" xlink:to="loc_us-gaap_StockholdersEquity_32" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_33" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentAggregateCost" xlink:label="loc_us-gaap_EquityMethodInvestmentAggregateCost"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_EquityMethodInvestmentAggregateCost" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_19" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_3" xlink:to="loc_us-gaap_Cash" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/CONSOLIDATEDBALANCESHEETSParenthetical">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ConsolidatedBalanceSheetsParentheticalAbstract" xlink:label="loc_shbi_ConsolidatedBalanceSheetsParentheticalAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_ConsolidatedBalanceSheetsParentheticalAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CommonStockSharesIssued_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfOperations">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract" xlink:label="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3" xlink:to="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxable" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_5" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract_5" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeFederalFundsSold" xlink:label="loc_us-gaap_InterestIncomeFederalFundsSold_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3" xlink:to="loc_us-gaap_InterestIncomeFederalFundsSold_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeDepositsWithFinancialInstitutions" xlink:label="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3" xlink:to="loc_us-gaap_InterestIncomeDepositsWithFinancialInstitutions_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_InterestExpenseAbstract_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="loc_us-gaap_InterestExpenseDeposits_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_11" xlink:to="loc_us-gaap_InterestExpenseDeposits_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseShortTermBorrowings" xlink:label="loc_us-gaap_InterestExpenseShortTermBorrowings_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_11" xlink:to="loc_us-gaap_InterestExpenseShortTermBorrowings_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseLongTermDebt" xlink:label="loc_us-gaap_InterestExpenseLongTermDebt_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_11" xlink:to="loc_us-gaap_InterestExpenseLongTermDebt_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_11" xlink:to="loc_us-gaap_InterestExpense_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_16" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_18" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NoninterestIncomeAbstract_19" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsDepositorAccounts" xlink:label="loc_us-gaap_FeesAndCommissionsDepositorAccounts_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_FeesAndCommissionsDepositorAccounts_20" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:label="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_21" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_GainLossOnSaleOfSecuritiesNet_22" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InsuranceCommissionsAndFees" xlink:label="loc_us-gaap_InsuranceCommissionsAndFees_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_InsuranceCommissionsAndFees_23" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_24" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_25" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_19" xlink:to="loc_us-gaap_NoninterestIncome_26" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_27" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SalariesAndWages" xlink:label="loc_us-gaap_SalariesAndWages_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_SalariesAndWages_28" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLaborRelatedExpenses" xlink:label="loc_us-gaap_OtherLaborRelatedExpenses_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_OtherLaborRelatedExpenses_29" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_OccupancyNet_30" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquipmentExpense" xlink:label="loc_us-gaap_EquipmentExpense_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_EquipmentExpense_31" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_32" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseDirectorsFees" xlink:label="loc_us-gaap_NoninterestExpenseDirectorsFees_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_NoninterestExpenseDirectorsFees_33" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_34"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_34" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_35"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_35" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpenseCommissionExpense" xlink:label="loc_us-gaap_NoninterestExpenseCommissionExpense_36"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_NoninterestExpenseCommissionExpense_36" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_37"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_37" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_38"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_38" order="100" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherNoninterestExpense" xlink:label="loc_us-gaap_OtherNoninterestExpense_39"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_OtherNoninterestExpense_39" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_40"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_27" xlink:to="loc_us-gaap_NoninterestExpense_40" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_41"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_41" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_42"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_42" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_43"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetIncomeLoss_43" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_44"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EarningsPerShareBasic_44" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_45"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EarningsPerShareDiluted_45" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_46"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_46" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetIncomeLoss_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_5" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax_7" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_8" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_9" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_10" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_10" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_10" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_10" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="loc_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_10" xlink:to="loc_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract_10" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_15" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_16" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_4" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_17" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfChangesInStockholdersEquity">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_PreferredStockMember_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_CommonStockMember_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_us-gaap_WarrantMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_WarrantMember_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_RetainedEarningsMember_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_StockholdersEquity_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_NetIncomeLoss_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_16" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant" xlink:label="loc_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WarrantIssuedDuringPeriodValue" xlink:label="loc_shbi_WarrantIssuedDuringPeriodValue_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_shbi_WarrantIssuedDuringPeriodValue_18" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PreferredSharesIssuedDuringPeriodValueTarp" xlink:label="loc_shbi_PreferredSharesIssuedDuringPeriodValueTarp_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_shbi_PreferredSharesIssuedDuringPeriodValueTarp_19" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PreferredStockDiscountOnSharesDuringPeriod" xlink:label="loc_shbi_PreferredStockDiscountOnSharesDuringPeriod_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_shbi_PreferredStockDiscountOnSharesDuringPeriod_20" order="70" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AccretionOfDiscountPreferredStock" xlink:label="loc_shbi_AccretionOfDiscountPreferredStock_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_shbi_AccretionOfDiscountPreferredStock_21" order="80" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockRedeemedOrCalledDuringPeriodValue" xlink:label="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_StockRedeemedOrCalledDuringPeriodValue_22" order="90" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_23" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_24" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_DividendsPreferredStockCash_25" order="120" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="loc_us-gaap_DividendsCommonStockCash_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_12" xlink:to="loc_us-gaap_DividendsCommonStockCash_26" order="130" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_StockholdersEquity_27" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract" xlink:label="loc_shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_ConsolidatedStatementsOfChangesInStockholdersEquityParentheticalAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_NetIncomeLoss_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_3" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetImpairment" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetImpairment_7" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherDepreciationAndAmortization" xlink:label="loc_us-gaap_OtherDepreciationAndAmortization_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_OtherDepreciationAndAmortization_8" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_9" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_ShareBasedCompensation_10" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_11" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_12" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="loc_us-gaap_GainLossOnSaleOfSecuritiesNet_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_GainLossOnSaleOfSecuritiesNet_13" order="80" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_14" order="90" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown" xlink:label="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown_15" order="100" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_16" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_17" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_17" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_17" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_17" xlink:to="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_17" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_22" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_24" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_25" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecurities_26" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_27" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromLoanOriginations1" xlink:label="loc_us-gaap_ProceedsFromLoanOriginations1_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromLoanOriginations1_28" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_29" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_30" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate_31" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates_32" order="90" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_33" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeNoninterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic_35"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_NetChangeNoninterestBearingDepositsDomestic_35" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetChangeInterestBearingDepositsDomestic" xlink:label="loc_us-gaap_NetChangeInterestBearingDepositsDomestic_36"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_NetChangeInterestBearingDepositsDomestic_36" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_37"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_37" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_38"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_38" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_39"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_39" order="50" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants_40"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants_40" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_41"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_41" order="70" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_42"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_42" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_43"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_43" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_44"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_44" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_45"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_45" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_46"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_46" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_us-gaap_InterestPaid_47"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_46" xlink:to="loc_us-gaap_InterestPaid_47" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid_48"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_46" xlink:to="loc_us-gaap_IncomeTaxesPaid_48" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="loc_us-gaap_TransferOfOtherRealEstate_49"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_46" xlink:to="loc_us-gaap_TransferOfOtherRealEstate_49" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherShortTermDebt" xlink:label="loc_us-gaap_RepaymentsOfOtherShortTermDebt"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_RepaymentsOfOtherShortTermDebt" order="80" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_34" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" order="100" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PaymentsToAcquireInterestInSubsidiaries" xlink:label="loc_shbi_PaymentsToAcquireInterestInSubsidiaries"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_23" xlink:to="loc_shbi_PaymentsToAcquireInterestInSubsidiaries" order="110" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments" order="130" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_5" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SummaryOfSignificantAccountingPolicies">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="loc_us-gaap_SignificantAccountingPoliciesTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_SignificantAccountingPoliciesTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecurities">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLosses">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PremisesAndEquipment">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentInUnconsolidatedSubsidiary">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xlink:label="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock" xlink:label="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0" xlink:to="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GoodwillAndOtherIntangibleAssets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherAssets">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_OtherAssetsDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_OtherAssetsDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherLiabilities">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesDisclosureAbstract" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesDisclosureTextBlock" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_OtherLiabilitiesDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/Deposits">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ShortTermBorrowings">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTextBlock" xlink:label="loc_us-gaap_ShortTermDebtTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0" xlink:to="loc_us-gaap_ShortTermDebtTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LongTermDebt">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtTextBlock" xlink:label="loc_us-gaap_LongTermDebtTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0" xlink:to="loc_us-gaap_LongTermDebtTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/BenefitPlans">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:label="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_0" xlink:to="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensation">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DeferredCompensation">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationAbstract" xlink:label="loc_shbi_DeferredCompensationAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationDisclosureTextBlock" xlink:label="loc_shbi_DeferredCompensationDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_DeferredCompensationAbstract_0" xlink:to="loc_shbi_DeferredCompensationDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxes">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/EarningslossPerCommonShare">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/RegulatoryCapitalRequirements">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LinesOfCredit">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAbstract" xlink:label="loc_us-gaap_LineOfCreditFacilityAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LineOfCreditDisclosureTextBlock" xlink:label="loc_shbi_LineOfCreditDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityAbstract_0" xlink:to="loc_shbi_LineOfCreditDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurements">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DerivativeInstrumentsAndHedgingActivities">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRisk">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" xlink:label="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock" xlink:label="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract_0" xlink:to="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/Contingencies">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossContingencyDisclosures" xlink:label="loc_us-gaap_LossContingencyDisclosures_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0" xlink:to="loc_us-gaap_LossContingencyDisclosures_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/ParentCompanyFinancialInformation">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/QuarterlyFinancialResultsUnaudited">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_QuarterlyFinancialInformationDisclosureAbstract" xlink:label="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_QuarterlyFinancialInformationTextBlock" xlink:label="loc_us-gaap_QuarterlyFinancialInformationTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract_0" xlink:to="loc_us-gaap_QuarterlyFinancialInformationTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SegmentReporting">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingDisclosureTextBlock" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_0" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PreferredStock">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockTextBlock" xlink:label="loc_us-gaap_PreferredStockTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_0" xlink:to="loc_us-gaap_PreferredStockTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_NatureOfOperationsPolicyTextBlock" xlink:label="loc_shbi_NatureOfOperationsPolicyTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_shbi_NatureOfOperationsPolicyTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UseOfEstimates" xlink:label="loc_us-gaap_UseOfEstimates_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_UseOfEstimates_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy" xlink:label="loc_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy" xlink:label="loc_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PolicyLoansReceivablePolicy" xlink:label="loc_us-gaap_PolicyLoansReceivablePolicy_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_PolicyLoansReceivablePolicy_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForFundsUsedDuringConstructionPolicy" xlink:label="loc_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock_8" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateOwnedValuationAllowancePolicy" xlink:label="loc_us-gaap_RealEstateOwnedValuationAllowancePolicy_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_RealEstateOwnedValuationAllowancePolicy_9" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShortTermBorrowingsPolicyTextBlock" xlink:label="loc_shbi_ShortTermBorrowingsPolicyTextBlock_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_shbi_ShortTermBorrowingsPolicyTextBlock_10" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxPolicyTextBlock" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_IncomeTaxPolicyTextBlock_11" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_EarningsPerSharePolicyTextBlock_12" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock_13" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InventoryCashFlowPolicy" xlink:label="loc_us-gaap_InventoryCashFlowPolicy_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_InventoryCashFlowPolicy_14" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_15" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativesReportingOfDerivativeActivity" xlink:label="loc_us-gaap_DerivativesReportingOfDerivativeActivity_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_DerivativesReportingOfDerivativeActivity_16" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_17" order="160" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdvertisingCostsPolicyTextBlock" xlink:label="loc_us-gaap_AdvertisingCostsPolicyTextBlock_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_AdvertisingCostsPolicyTextBlock_18" order="170" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_19" order="180" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/INVESTMENTSECURITIESTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock" xlink:label="loc_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock" xlink:label="loc_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfFinancingReceivablesTableTextBlock" xlink:label="loc_shbi_ScheduleOfFinancingReceivablesTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_shbi_ScheduleOfFinancingReceivablesTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock" xlink:label="loc_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_ImpairedFinancingReceivablesTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_5" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_6" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_7" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREMISESANDEQUIPMENTTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xlink:label="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2012/invest-2012-01-31.xsd#invest_InvestmentTableTextBlock" xlink:label="loc_invest_InvestmentTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0" xlink:to="loc_invest_InvestmentTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherAssetsTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfOtherAssetsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfOtherAssetsTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfOtherAssetsTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherLiabilitiesTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesDisclosureAbstract" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfOtherLiabilitiesTableTextBlock" xlink:label="loc_shbi_ScheduleOfOtherLiabilitiesTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_0" xlink:to="loc_shbi_ScheduleOfOtherLiabilitiesTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEPOSITSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DepositsTableTextBlock" xlink:label="loc_shbi_DepositsTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_shbi_DepositsTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SHORTTERMBORROWINGSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShortTermDebtTextBlock" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LONGTERMDEBTTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/STOCKBASEDCOMPENSATIONTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfShareBasedCompensationTableTextBlock" xlink:label="loc_shbi_ScheduleOfShareBasedCompensationTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_shbi_ScheduleOfShareBasedCompensationTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEFERREDCOMPENSATIONTables">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationAbstract" xlink:label="loc_shbi_DeferredCompensationAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock" xlink:label="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_DeferredCompensationAbstract_0" xlink:to="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_DeferredCompensationAbstract_0" xlink:to="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/INCOMETAXESTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/EarningslossPerCommonShareTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock" xlink:label="loc_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FAIRVALUEMEASUREMENTSTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock" xlink:label="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock" xlink:label="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock" xlink:label="loc_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock_4" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FINANCIALINSTRUMENTSWITHOFFBALANCESHEETRISKTables">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" xlink:label="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ScheduleOfCommitmentsOutstandingTableTextBlock" xlink:label="loc_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract_0" xlink:to="loc_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock_3" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_QuarterlyFinancialInformationDisclosureAbstract" xlink:label="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract_0" xlink:to="loc_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SegmentReportingTables">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_0" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_FurnitureAndFixturesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ComputerEquipmentMember" xlink:label="loc_us-gaap_ComputerEquipmentMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_ComputerEquipmentMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingAndBuildingImprovementsMember" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LandImprovementsMember" xlink:label="loc_us-gaap_LandImprovementsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LandImprovementsMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_3" xlink:to="loc_us-gaap_LeaseholdImprovementsMember_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RangeAxis_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeAxis_9" xlink:to="loc_us-gaap_RangeMember_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MinimumMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_10" xlink:to="loc_us-gaap_MaximumMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetImpairmentCharges" xlink:label="loc_us-gaap_OtherAssetImpairmentCharges_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_OtherAssetImpairmentCharges_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="loc_us-gaap_AdvertisingExpense_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_AdvertisingExpense_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife" order="20" use="optional"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_2" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3" xlink:to="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_3" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_6" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_7" xlink:to="loc_us-gaap_EquitySecuritiesMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_HeldToMaturitySecurities_15" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain_16" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss_17" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_18" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsAxis_5" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" xlink:label="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_6" xlink:to="loc_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_13" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2_14" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="loc_us-gaap_EquitySecuritiesMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_EquitySecuritiesMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_11" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_12" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_13" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_14" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_15" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_16" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_17" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_18" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_19" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_20" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_21" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount_22" order="160" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecurities_23" order="170" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_24" order="180" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_25" order="190" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_26" order="200" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_27" order="210" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue_28" order="220" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_29" order="230" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesPledgedAsCollateralMember" xlink:label="loc_us-gaap_SecuritiesPledgedAsCollateralMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_SecuritiesPledgedAsCollateralMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/InvestmentSecuritiesDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainOnSaleOfInvestments" xlink:label="loc_us-gaap_GainOnSaleOfInvestments_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_GainOnSaleOfInvestments_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnSaleOfInvestments" xlink:label="loc_us-gaap_LossOnSaleOfInvestments_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LossOnSaleOfInvestments_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue" xlink:label="loc_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LoansAndLeasesReceivableGrossConsumerConstruction" xlink:label="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_LoansAndLeasesReceivableGrossConsumerConstruction_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumerRealEstate" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableConsumerRealEstate_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstate" xlink:label="loc_us-gaap_LoansReceivableCommercialRealEstate_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LoansReceivableCommercialRealEstate_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:label="loc_us-gaap_LoansAndLeasesReceivableCommercial_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableCommercial_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableConsumer" xlink:label="loc_us-gaap_LoansAndLeasesReceivableConsumer_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableConsumer_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LoansReceivableNet_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_10" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="loc_us-gaap_FinancingReceivableAllowanceDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" xlink:to="loc_us-gaap_FinancingReceivableAllowanceDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceDomain_14" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_16" xlink:to="loc_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_17" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_16" xlink:to="loc_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_18" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_16" xlink:to="loc_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_19" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_16" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_20" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_20" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_20" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_22" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_20" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowance_23" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansAxis" xlink:label="loc_shbi_ImpairedNonaccrualLoansAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_shbi_ImpairedNonaccrualLoansAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansDomain" xlink:label="loc_shbi_ImpairedNonaccrualLoansDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_ImpairedNonaccrualLoansAxis_2" xlink:to="loc_shbi_ImpairedNonaccrualLoansDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedNonaccrualLoansMember" xlink:label="loc_shbi_ImpairedNonaccrualLoansMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_ImpairedNonaccrualLoansDomain_3" xlink:to="loc_shbi_ImpairedNonaccrualLoansMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairedAccruingRestructuredLoansMember" xlink:label="loc_shbi_ImpairedAccruingRestructuredLoansMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_ImpairedNonaccrualLoansDomain_3" xlink:to="loc_shbi_ImpairedAccruingRestructuredLoansMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_ConsumerLoanMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_ResidentialRealEstateMember_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_CommercialRealEstateMember_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_14" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_15" xlink:to="loc_us-gaap_ConstructionLoansMember_16" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_ImpairedFinancingReceivableRelatedAllowance_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_22" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringAxis" xlink:label="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableTroubledDebtRestructuringDomain" xlink:label="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_2" xlink:to="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TroubledDebtRestructuringsMember" xlink:label="loc_shbi_TroubledDebtRestructuringsMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3" xlink:to="loc_shbi_TroubledDebtRestructuringsMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember" xlink:label="loc_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableTroubledDebtRestructuringDomain_3" xlink:to="loc_shbi_TroubledDebtRestructuringsThatSubsequentlyDefaultedMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_CommercialLoanMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7" xlink:to="loc_us-gaap_ConsumerLoanMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_10" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_ResidentialRealEstateMember_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_11" xlink:to="loc_us-gaap_CommercialRealEstateMember_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_14" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_15" xlink:to="loc_us-gaap_ConstructionLoansMember_16" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts" xlink:label="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1" xlink:label="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="loc_us-gaap_FinancingReceivableModificationsRecordedInvestment_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_17" xlink:to="loc_us-gaap_FinancingReceivableModificationsRecordedInvestment_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails4">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_13" xlink:to="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PassMember" xlink:label="loc_us-gaap_PassMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_PassMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SpecialMentionMember" xlink:label="loc_us-gaap_SpecialMentionMember_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_SpecialMentionMember_16" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SubstandardMember" xlink:label="loc_us-gaap_SubstandardMember_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_SubstandardMember_17" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DoubtfulMember" xlink:label="loc_us-gaap_DoubtfulMember_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_us-gaap_DoubtfulMember_18" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_NonAccrualMember" xlink:label="loc_shbi_NonAccrualMember_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_14" xlink:to="loc_shbi_NonAccrualMember_19" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_20" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_20" xlink:to="loc_us-gaap_LoansReceivableNet_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentCurrent" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentCurrent_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue_15" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue_16" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue_17" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDue" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDue_18" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_19" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableNet" xlink:label="loc_us-gaap_LoansReceivableNet_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_us-gaap_LoansReceivableNet_20" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentCurrentPercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage_21" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage_22" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage_23" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage_24" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentPastDuePercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage_25" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage" xlink:label="loc_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_13" xlink:to="loc_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage_26" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails6">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis" xlink:label="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PlanAssetCategoriesDomain" xlink:label="loc_us-gaap_PlanAssetCategoriesDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanByPlanAssetCategoriesAxis_5" xlink:to="loc_us-gaap_PlanAssetCategoriesDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_ResidentialRealEstateMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanAssetCategoriesDomain_6" xlink:to="loc_us-gaap_CommercialRealEstateMember_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_CommercialLoanMember_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_10" xlink:to="loc_us-gaap_ConsumerLoanMember_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:label="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="loc_us-gaap_FinancingReceivableAllowanceDomain_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_13" xlink:to="loc_us-gaap_FinancingReceivableAllowanceDomain_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnallocatedFinancingReceivablesMember" xlink:label="loc_us-gaap_UnallocatedFinancingReceivablesMember_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceDomain_14" xlink:to="loc_us-gaap_UnallocatedFinancingReceivablesMember_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowanceAbstract" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_16" xlink:to="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_18" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_19" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_20" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLeaseAndOtherLosses" xlink:label="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17" xlink:to="loc_us-gaap_ProvisionForLoanLeaseAndOtherLosses_22" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowanceAbstract_17" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_23" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ReceivablesAbstract" xlink:label="loc_us-gaap_ReceivablesAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAxis_2" xlink:to="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DirectorsAssociatesAndPolicyMakingOfficerMember" xlink:label="loc_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_3" xlink:to="loc_shbi_DirectorsAssociatesAndPolicyMakingOfficerMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>






<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_LoansAndLeasesReceivableNetReportedAmountAdditions" xlink:label="loc_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfDebt" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfDebt_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfDebt_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>














</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Land" xlink:label="loc_us-gaap_Land_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_Land_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BuildingsAndImprovementsGross" xlink:label="loc_us-gaap_BuildingsAndImprovementsGross_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_BuildingsAndImprovementsGross_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FurnitureAndFixturesGross" xlink:label="loc_us-gaap_FurnitureAndFixturesGross_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_FurnitureAndFixturesGross_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PremisesAndEquipmentDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentAbstract" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Depreciation" xlink:label="loc_us-gaap_Depreciation_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_Depreciation_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="loc_us-gaap_LeaseAndRentalExpense_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LeaseAndRentalExpense_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xlink:label="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvesteeNameDomain" xlink:label="loc_us-gaap_EquityMethodInvesteeNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_2" xlink:to="loc_us-gaap_EquityMethodInvesteeNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WyeMortgageGroupMember" xlink:label="loc_shbi_WyeMortgageGroupMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityMethodInvesteeNameDomain_3" xlink:to="loc_shbi_WyeMortgageGroupMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_EquityMethodInvestments_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InvestmentInUnconsolidatedSubsidiary" xlink:label="loc_shbi_InvestmentInUnconsolidatedSubsidiary_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_InvestmentInUnconsolidatedSubsidiary_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EquityInUndistributedIncomeLoss" xlink:label="loc_shbi_EquityInUndistributedIncomeLoss_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_EquityInUndistributedIncomeLoss_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="loc_us-gaap_EquityMethodInvestments_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_EquityMethodInvestments_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract" xlink:label="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentOwnershipPercentage" xlink:label="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EquityMethodInvestmentOwnershipPercentage_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EmploymentAgreementsMember" xlink:label="loc_shbi_EmploymentAgreementsMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_shbi_EmploymentAgreementsMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceExpirationsMember" xlink:label="loc_shbi_InsuranceExpirationsMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_shbi_InsuranceExpirationsMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CoreDepositsMember" xlink:label="loc_us-gaap_CoreDepositsMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_us-gaap_CoreDepositsMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="loc_us-gaap_CustomerRelationshipsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3" xlink:to="loc_us-gaap_CustomerRelationshipsMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_8" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CarrierRelationshipsMember" xlink:label="loc_shbi_CarrierRelationshipsMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9" xlink:to="loc_shbi_CarrierRelationshipsMember_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TradeNamesMember" xlink:label="loc_us-gaap_TradeNamesMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_9" xlink:to="loc_us-gaap_TradeNamesMember_11" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillGross" xlink:label="loc_us-gaap_GoodwillGross_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_GoodwillGross_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillImpairmentCharges" xlink:label="loc_shbi_GoodwillImpairmentCharges_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_GoodwillImpairmentCharges_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillAccumulatedAmortization" xlink:label="loc_shbi_GoodwillAccumulatedAmortization_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_GoodwillAccumulatedAmortization_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_Goodwill_16" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_GoodwillWeightedAverageRemainingLife" xlink:label="loc_shbi_GoodwillWeightedAverageRemainingLife_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_GoodwillWeightedAverageRemainingLife_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_18" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived" xlink:label="loc_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived_19" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_20" order="70" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_21" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_22" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" xlink:label="loc_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross_23" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill" xlink:label="loc_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill_24" order="110" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable" xlink:label="loc_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable_25" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill" xlink:label="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_26"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill_26" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable" xlink:label="loc_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable_27"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable_27" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IntangibleAssetsGrossExcludingGoodwill" xlink:label="loc_shbi_IntangibleAssetsGrossExcludingGoodwill_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_IntangibleAssetsGrossExcludingGoodwill_28" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal" xlink:label="loc_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal_29"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal_29" order="160" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TotalOtherIntangibleAssetsAccumulatedAmortization" xlink:label="loc_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization_30"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization_30" order="170" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_31" order="180" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentDomain" xlink:label="loc_us-gaap_SegmentDomain_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_1" xlink:to="loc_us-gaap_SegmentDomain_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommunityBankingSegmentMember" xlink:label="loc_shbi_CommunityBankingSegmentMember_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_2" xlink:to="loc_shbi_CommunityBankingSegmentMember_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceProductsAndServicesSegmentMember" xlink:label="loc_shbi_InsuranceProductsAndServicesSegmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_2" xlink:to="loc_shbi_InsuranceProductsAndServicesSegmentMember_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="loc_us-gaap_Goodwill_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_Goodwill_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherAssetsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract" xlink:label="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InvestmentSecuritiesNonmarketable" xlink:label="loc_shbi_InvestmentSecuritiesNonmarketable_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_InvestmentSecuritiesNonmarketable_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PremiumsReceivableGross" xlink:label="loc_us-gaap_PremiumsReceivableGross_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_PremiumsReceivableGross_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="loc_us-gaap_InterestReceivable_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_InterestReceivable_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxesReceivable" xlink:label="loc_us-gaap_IncomeTaxesReceivable_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_IncomeTaxesReceivable_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DerivativeAssets_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PrepaidExpenseAndOtherAssets" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssetsCurrent" xlink:label="loc_us-gaap_OtherAssetsCurrent_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OtherAssetsCurrent_10" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OtherAssets_11" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/OtherLiabilitiesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesDisclosureAbstract" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="loc_us-gaap_DepositLiabilitiesAccruedInterest_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DepositLiabilitiesAccruedInterest_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilitiesCurrent" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OtherLiabilities_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEPOSITSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsAbstract" xlink:label="loc_us-gaap_DepositsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearOneToThree" xlink:label="loc_shbi_TimeDepositMaturitiesYearOneToThree_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_TimeDepositMaturitiesYearOneToThree_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TimeDepositMaturitiesYearThreeToFive" xlink:label="loc_shbi_TimeDepositMaturitiesYearThreeToFive_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_TimeDepositMaturitiesYearThreeToFive_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits" xlink:label="loc_us-gaap_TimeDeposits_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_TimeDeposits_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEPOSITSDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_0" xlink:to="loc_us-gaap_StatementLineItems_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_1" xlink:to="loc_us-gaap_TimeDeposits100000OrMore_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SHORTTERMBORROWINGSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RangeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeAxis_2" xlink:to="loc_us-gaap_RangeMember_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageMember" xlink:label="loc_us-gaap_WeightedAverageMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_3" xlink:to="loc_us-gaap_WeightedAverageMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_3" xlink:to="loc_us-gaap_MaximumMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTypeAxis" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtTypeDomain" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_6" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_RetailRepurchaseAgreementsMember" xlink:label="loc_shbi_RetailRepurchaseAgreementsMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_7" xlink:to="loc_shbi_RetailRepurchaseAgreementsMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OtherShortTermBorrowingsMember" xlink:label="loc_shbi_OtherShortTermBorrowingsMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_7" xlink:to="loc_shbi_OtherShortTermBorrowingsMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ShortTermBorrowings_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermDebtWeightedAverageInterestRate" xlink:label="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ShortTermDebtWeightedAverageInterestRate_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LONGTERMDEBTDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LongTermDebt_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/presentationGuidance"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LongTermDebtDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtPercentageBearingFixedInterestRate" xlink:label="loc_us-gaap_LongTermDebtPercentageBearingFixedInterestRate_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LongTermDebtPercentageBearingFixedInterestRate_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/BENEFITPLANSDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CompensationAndRetirementDisclosureAbstract" xlink:label="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CompensationAndRetirementDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount" xlink:label="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ShareBasedCompensation_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EmployeeUnrecognizedStockBasedCompensationExpenses" xlink:label="loc_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_AwardTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="loc_us-gaap_RestrictedStockMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_us-gaap_RestrictedStockMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_11" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_12" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_13" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_14" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_15" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="loc_us-gaap_StockOptionMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_StockOptionMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_7" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_8" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_9" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_10" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_11" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_12" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_13" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_14" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_15" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_16" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_17" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_18" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_19" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueGrantValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue_20" order="160" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue_21" order="170" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue" xlink:label="loc_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue_22" order="180" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WeightedAverageGrantDateFairValueOutstanding" xlink:label="loc_shbi_WeightedAverageGrantDateFairValueOutstanding_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_WeightedAverageGrantDateFairValueOutstanding_23" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WeightedAverageGrantDateFairValueExercisable" xlink:label="loc_shbi_WeightedAverageGrantDateFairValueExercisable_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_WeightedAverageGrantDateFairValueExercisable_24" order="200" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_WeightedAverageGrantDateFairValueOutstanding" xlink:label="loc_shbi_WeightedAverageGrantDateFairValueOutstanding"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_WeightedAverageGrantDateFairValueOutstanding" order="190" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/StockBasedCompensationDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_AwardTypeAxis_2" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_2" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EquityPlan2006Member" xlink:label="loc_shbi_EquityPlan2006Member_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_shbi_EquityPlan2006Member_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OptionPlan1998Member" xlink:label="loc_shbi_OptionPlan1998Member_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_3" xlink:to="loc_shbi_OptionPlan1998Member_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_RangeAxis_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeAxis_6" xlink:to="loc_us-gaap_RangeMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_7" xlink:to="loc_us-gaap_MinimumMember_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RangeMember_7" xlink:to="loc_us-gaap_MaximumMember_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_RestrictedStockAwardsVested" xlink:label="loc_shbi_RestrictedStockAwardsVested_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_shbi_RestrictedStockAwardsVested_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>






<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate_18" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross" xlink:label="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross_19" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod" xlink:label="loc_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod_20" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PercentageOfAfterTwoYearsGrants" xlink:label="loc_shbi_PercentageOfAfterTwoYearsGrants_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_shbi_PercentageOfAfterTwoYearsGrants_21" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PercentageOfAfterThreeYearsGrants" xlink:label="loc_shbi_PercentageOfAfterThreeYearsGrants_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_shbi_PercentageOfAfterThreeYearsGrants_22" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice" xlink:label="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice_23" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_24" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" order="140" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_10" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" order="150" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockOptionMember" xlink:label="loc_us-gaap_StockOptionMember"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:to="loc_us-gaap_StockOptionMember" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DeferredCompensationDetails">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationAbstract" xlink:label="loc_shbi_DeferredCompensationAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_DeferredCompensationAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationContribution" xlink:label="loc_shbi_DeferredCompensationContribution_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_DeferredCompensationContribution_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationLiabilityCurrent" xlink:label="loc_us-gaap_DeferredCompensationLiabilityCurrent_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DeferredCompensationLiabilityCurrent_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DeferredCompensationDetails1">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationAbstract" xlink:label="loc_shbi_DeferredCompensationAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_DeferredCompensationAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashSurrenderValueOfLifeInsurance" xlink:label="loc_us-gaap_CashSurrenderValueOfLifeInsurance_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CashSurrenderValueOfLifeInsurance_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AccruedBenefitObligation" xlink:label="loc_shbi_AccruedBenefitObligation_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_AccruedBenefitObligation_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/DEFERREDCOMPENSATIONDetailsTextual">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredCompensationAbstract" xlink:label="loc_shbi_DeferredCompensationAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_DeferredCompensationAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualDescription" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualDescription_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DeferredCompensationArrangementWithIndividualDescription_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitAbstract" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentFederalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_3" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_3" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CurrentIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract_3" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefit_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitAbstract" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_7" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_7" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_7" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract_7" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome_5" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses_6" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther_7" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_8" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments_9" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract_4" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_10" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/IncomeTaxesDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNetAbstract" xlink:label="loc_us-gaap_DeferredTaxAssetsNetAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned" xlink:label="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsDeferredIncome" xlink:label="loc_us-gaap_DeferredTaxAssetsDeferredIncome_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsDeferredIncome_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities_9" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves_10" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses_11" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsOther" xlink:label="loc_us-gaap_DeferredTaxAssetsOther_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsOther_12" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsNet" xlink:label="loc_us-gaap_DeferredTaxAssetsNet_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxAssetsNetAbstract_3" xlink:to="loc_us-gaap_DeferredTaxAssetsNet_13" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNetAbstract" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDepreciation" xlink:label="loc_shbi_DeferredTaxLiabilitiesDepreciation_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_shbi_DeferredTaxLiabilitiesDepreciation_15" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments" xlink:label="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments_16" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale" xlink:label="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale_17" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains_18" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities_19" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilitiesOther" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesOther_20" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_us-gaap_DeferredTaxLiabilities_21" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesNetAbstract_14" xlink:to="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_22" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/EarningsLossPerCommonShareDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetIncomeLoss_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EarningsPerShareBasic_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EarningsPerShareDiluted_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/EarningsLossPerCommonShareDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2" xlink:to="loc_us-gaap_EquityComponentDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_us-gaap_WarrantMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_3" xlink:to="loc_us-gaap_WarrantMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_5" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OutstandingStockAwardsMember" xlink:label="loc_us-gaap_OutstandingStockAwardsMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_6" xlink:to="loc_us-gaap_OutstandingStockAwardsMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_8" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_TalbotBankMember" xlink:label="loc_shbi_TalbotBankMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_TalbotBankMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CentrevilleNationalBankMember" xlink:label="loc_shbi_CentrevilleNationalBankMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_CentrevilleNationalBankMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FeltonBankMember" xlink:label="loc_shbi_FeltonBankMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_FeltonBankMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="loc_us-gaap_TierOneRiskBasedCapital_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_TierOneRiskBasedCapital_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Capital" xlink:label="loc_us-gaap_Capital_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_Capital_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RiskWeightedAssets" xlink:label="loc_us-gaap_RiskWeightedAssets_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_RiskWeightedAssets_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdjustedAverageTotalAssets" xlink:label="loc_shbi_AdjustedAverageTotalAssets_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_shbi_AdjustedAverageTotalAssets_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_CapitalToRiskWeightedAssets_13" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_14" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/RegulatoryCapitalRequirementsDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RegulatoryCapitalRequirementsAbstract" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromDividendsReceived" xlink:label="loc_us-gaap_ProceedsFromDividendsReceived_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ProceedsFromDividendsReceived_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies" xlink:label="loc_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies_10" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/LinesOfCreditDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAbstract" xlink:label="loc_us-gaap_LineOfCreditFacilityAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_CreditFacilityAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_2" xlink:to="loc_us-gaap_CreditFacilityDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LetterOfCreditMember" xlink:label="loc_us-gaap_LetterOfCreditMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_3" xlink:to="loc_us-gaap_LetterOfCreditMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LinesOfCreditFairValueDisclosure" xlink:label="loc_us-gaap_LinesOfCreditFairValueDisclosure_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_LinesOfCreditFairValueDisclosure_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesShortTerm_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesShortTerm_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:label="loc_us-gaap_LineOfCreditFacilityAmountOutstanding_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_LineOfCreditFacilityAmountOutstanding_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassAxis" xlink:label="loc_us-gaap_UnderlyingAssetClassAxis_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_UnderlyingAssetClassAxis_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_UnderlyingAssetClassDomain" xlink:label="loc_us-gaap_UnderlyingAssetClassDomain_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_UnderlyingAssetClassAxis_7" xlink:to="loc_us-gaap_UnderlyingAssetClassDomain_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember" xlink:label="loc_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_UnderlyingAssetClassDomain_8" xlink:to="loc_us-gaap_USGovernmentAndGovernmentAgenciesAndAuthoritiesMember_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesOtherMember" xlink:label="loc_us-gaap_MortgageBackedSecuritiesOtherMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_UnderlyingAssetClassDomain_8" xlink:to="loc_us-gaap_MortgageBackedSecuritiesOtherMember_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesOtherMember" xlink:label="loc_us-gaap_EquitySecuritiesOtherMember_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_UnderlyingAssetClassDomain_8" xlink:to="loc_us-gaap_EquitySecuritiesOtherMember_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_12" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecuritiesFairValueDisclosure" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_13" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure_14" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_12" xlink:to="loc_us-gaap_DerivativeAssets_15" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConstructionLoansMember" xlink:label="loc_us-gaap_ConstructionLoansMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConstructionLoansMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ResidentialRealEstateMember" xlink:label="loc_us-gaap_ResidentialRealEstateMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ResidentialRealEstateMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateMember" xlink:label="loc_us-gaap_CommercialRealEstateMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_CommercialRealEstateMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialLoanMember" xlink:label="loc_us-gaap_CommercialLoanMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_CommercialLoanMember_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerLoanMember" xlink:label="loc_us-gaap_ConsumerLoanMember_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_3" xlink:to="loc_us-gaap_ConsumerLoanMember_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoanAndLeaseReceivablesImpairedAbstract" xlink:label="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_9" xlink:to="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue_11" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments_13" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3_14" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus_15" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus_16" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease_17" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances_18" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue" xlink:label="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanAndLeaseReceivablesImpairedAbstract_10" xlink:to="loc_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue_19" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssetsAbstract" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_3" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CostOfRealEstateSales" xlink:label="loc_us-gaap_CostOfRealEstateSales_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_3" xlink:to="loc_us-gaap_CostOfRealEstateSales_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_3" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateOtherAdditions" xlink:label="loc_us-gaap_RealEstateOtherAdditions_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_3" xlink:to="loc_us-gaap_RealEstateOtherAdditions_7" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherRealEstateAndForeclosedAssets" xlink:label="loc_us-gaap_OtherRealEstateAndForeclosedAssets_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract_3" xlink:to="loc_us-gaap_OtherRealEstateAndForeclosedAssets_8" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FairValueMeasurementsDetails3">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_3" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsAbstract" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_8" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_8" xlink:to="loc_us-gaap_HeldToMaturitySecurities_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/presentationGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract_8" xlink:to="loc_us-gaap_LoansAndLeasesReceivableNetReportedAmount_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/disclosureGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="loc_us-gaap_Deposits_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_12" xlink:to="loc_us-gaap_Deposits_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShortTermBorrowings" xlink:label="loc_us-gaap_ShortTermBorrowings_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_12" xlink:to="loc_us-gaap_ShortTermBorrowings_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_12" xlink:to="loc_us-gaap_LongTermDebt_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EstimatedFairValueOfFinancialAssetAbstract" xlink:label="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_16" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_16" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_17" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecuritiesFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_16" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_18" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/presentationGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="loc_us-gaap_NotesReceivableNet_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_EstimatedFairValueOfFinancialAssetAbstract_16" xlink:to="loc_us-gaap_NotesReceivableNet_19" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract" xlink:label="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_20" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="loc_us-gaap_DepositsFairValueDisclosure_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_20" xlink:to="loc_us-gaap_DepositsFairValueDisclosure_21" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="loc_us-gaap_ShorttermDebtFairValue_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_20" xlink:to="loc_us-gaap_ShorttermDebtFairValue_22" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract_20" xlink:to="loc_us-gaap_LongTermDebtFairValue_23" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/Derivativeinstrumentsandhedgingactivitiesdetailstextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestRateSwapMember" xlink:label="loc_us-gaap_InterestRateSwapMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_InterestRateSwapMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>


<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InterestRateCapsPurchased" xlink:label="loc_shbi_InterestRateCapsPurchased_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_InterestRateCapsPurchased_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DerivativeCapFixedInterestRate" xlink:label="loc_shbi_DerivativeCapFixedInterestRate_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_DerivativeCapFixedInterestRate_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_DepositsMoneyMarketDeposits_9" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DerivativeAssetFairValueNet" xlink:label="loc_us-gaap_DerivativeAssetFairValueNet_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_DerivativeAssetFairValueNet_10" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InterestExpenseHedgedDeposits" xlink:label="loc_shbi_InterestExpenseHedgedDeposits_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_InterestExpenseHedgedDeposits_11" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax_12" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FutureInterestExpensesOnHedgeDeposits" xlink:label="loc_shbi_FutureInterestExpensesOnHedgeDeposits_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_FutureInterestExpensesOnHedgeDeposits_13" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent" xlink:label="loc_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent_14" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>


<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ExpectedReductionInHedgedDeposits" xlink:label="loc_shbi_ExpectedReductionInHedgedDeposits_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_ExpectedReductionInHedgedDeposits_16" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LossOnCashFlowHedgeIneffectiveness" xlink:label="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_LossOnCashFlowHedgeIneffectiveness_17" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/disclosureGuidance"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_HedgedDeposits" xlink:label="loc_shbi_HedgedDeposits"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_HedgedDeposits" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FutureInterestExpensesOnHedgeTerminated" xlink:label="loc_shbi_FutureInterestExpensesOnHedgeTerminated"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_shbi_FutureInterestExpensesOnHedgeTerminated" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails">
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract" xlink:label="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsToExtendCreditOutstanding" xlink:label="loc_shbi_CommitmentsToExtendCreditOutstanding_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_CommitmentsToExtendCreditOutstanding_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LettersOfCreditOutstandingAmount" xlink:label="loc_us-gaap_LettersOfCreditOutstandingAmount_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_LettersOfCreditOutstandingAmount_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommitmentsOutstandingTotal" xlink:label="loc_shbi_CommitmentsOutstandingTotal_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_shbi_CommitmentsOutstandingTotal_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="loc_us-gaap_ParentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AssetsAbstract_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_Cash_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityMethodInvestmentAggregateCost" xlink:label="loc_us-gaap_EquityMethodInvestmentAggregateCost_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_EquityMethodInvestmentAggregateCost_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_OtherAssets_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_6" xlink:to="loc_us-gaap_Assets_11" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestPayableCurrentAndNoncurrent" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_12" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_12" xlink:to="loc_us-gaap_DeferredTaxLiabilities_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_12" xlink:to="loc_us-gaap_OtherLiabilities_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_12" xlink:to="loc_us-gaap_LongTermDebt_16" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_12" xlink:to="loc_us-gaap_Liabilities_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_StockholdersEquityAbstract_18" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_18" xlink:to="loc_us-gaap_CommonStockValue_19" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>


<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_18" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_21" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_18" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_22" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_18" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_23" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_18" xlink:to="loc_us-gaap_StockholdersEquity_24" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_18" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_25" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails1">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="loc_us-gaap_ParentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAbstract" xlink:label="loc_us-gaap_NetIncomeLossAbstract_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_NetIncomeLossAbstract_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_DividendsFromSubsidiaries" xlink:label="loc_shbi_DividendsFromSubsidiaries_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_6" xlink:to="loc_shbi_DividendsFromSubsidiaries_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_ManagementAndOtherFeesFromSubsidiaries" xlink:label="loc_shbi_ManagementAndOtherFeesFromSubsidiaries_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_6" xlink:to="loc_shbi_ManagementAndOtherFeesFromSubsidiaries_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherInterestAndDividendIncome" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_6" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome_9" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentIncomeInterest" xlink:label="loc_us-gaap_InvestmentIncomeInterest_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_6" xlink:to="loc_us-gaap_InvestmentIncomeInterest_10" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAbstract_6" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_11" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_CostsAndExpensesAbstract_12" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_InterestExpense_13" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_LaborAndRelatedExpense_14" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_OccupancyAndEquipmentExpense" xlink:label="loc_shbi_OccupancyAndEquipmentExpense_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_shbi_OccupancyAndEquipmentExpense_15" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_16" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OperatingCostsAndExpenses" xlink:label="loc_us-gaap_OperatingCostsAndExpenses_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_OperatingCostsAndExpenses_17" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_18" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_19" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_20" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_21" order="80" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_NetIncomeLoss_22" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockDividendsAndOtherAdjustments" xlink:label="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_PreferredStockDividendsAndOtherAdjustments_23" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_12" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_24" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails2">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="loc_us-gaap_ParentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_6" xlink:to="loc_us-gaap_NetIncomeLoss_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_10" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_ShareBasedCompensation_11" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_12" order="30" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_13" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_14" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_8" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_15" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_16" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_16" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_17" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_16" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_18" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_PaymentsToAcquireInterestInSubsidiaries" xlink:label="loc_shbi_PaymentsToAcquireInterestInSubsidiaries_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_16" xlink:to="loc_shbi_PaymentsToAcquireInterestInSubsidiaries_19" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_16" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_20" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_5" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherShortTermDebt" xlink:label="loc_us-gaap_RepaymentsOfOtherShortTermDebt_22"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_RepaymentsOfOtherShortTermDebt_22" order="0" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_23"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_23" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_24"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_24" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_25"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_25" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants_28"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants_28" order="60" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>




<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsCommonStock" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_31"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_31" order="90" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_32"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_32" order="100" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_33"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_33" order="110" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_34"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_34" order="120" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_35"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_21" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_35" order="130" use="optional" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_QuarterlyFinancialInformationDisclosureAbstract" xlink:label="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QuarterlyFinancialInformationDisclosureAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseNet" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_5" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_6" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/presentationGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_NetIncomeLoss_7" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/presentationGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareBasic" xlink:label="loc_us-gaap_EarningsPerShareBasic_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EarningsPerShareBasic_8" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EarningsPerShareDiluted" xlink:label="loc_us-gaap_EarningsPerShareDiluted_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_EarningsPerShareDiluted_9" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/definitionGuidance"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SEGMENTREPORTINGDetails">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_dei_LegalEntityAxis_2" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2012/dei-2012-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_2" xlink:to="loc_dei_EntityDomain_3" order="0" use="optional"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CommunityBankingMember" xlink:label="loc_shbi_CommunityBankingMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_CommunityBankingMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_InsuranceProductsAndServicesMember" xlink:label="loc_shbi_InsuranceProductsAndServicesMember_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_shbi_InsuranceProductsAndServicesMember_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="loc_us-gaap_ParentCompanyMember_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_3" xlink:to="loc_us-gaap_ParentCompanyMember_6" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_7" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_8" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_InterestExpense_9" order="10" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProvisionForLoanLossesExpensed" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_10" order="20" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncome" xlink:label="loc_us-gaap_NoninterestIncome_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_NoninterestIncome_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_NoninterestExpense_12" order="40" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_IntersegmentExpenseIncome" xlink:label="loc_shbi_IntersegmentExpenseIncome_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_shbi_IntersegmentExpenseIncome_13" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_14" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/presentationGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_15" order="70" use="optional" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_NetIncomeLoss_16" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/presentationGuidance"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_7" xlink:to="loc_us-gaap_Assets_17" order="90" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/SEGMENTREPORTINGDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SegmentReportingAbstract" xlink:label="loc_us-gaap_SegmentReportingAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill" xlink:label="loc_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_2" xlink:to="loc_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill_4" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
<presentationLink xlink:type="extended" xlink:role="http://www.shbi.net/role/PREFERREDSTOCKDetailsTextual">
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_0"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_1"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_0" xlink:to="loc_us-gaap_StatementTable_1" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_2" xlink:to="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_4"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_3" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_4" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_5"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementClassOfStockAxis_5" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_6"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_5" xlink:to="loc_us-gaap_ClassOfStockDomain_6" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="shbi-20121231.xsd#shbi_CumulativeSeriesPreferredStockMember" xlink:label="loc_shbi_CumulativeSeriesPreferredStockMember_7"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_6" xlink:to="loc_shbi_CumulativeSeriesPreferredStockMember_7" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_8"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_8" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_9"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_8" xlink:to="loc_us-gaap_EquityComponentDomain_9" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WarrantMember" xlink:label="loc_us-gaap_WarrantMember_10"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_9" xlink:to="loc_us-gaap_WarrantMember_10" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_11"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_1" xlink:to="loc_us-gaap_StatementLineItems_11" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_12"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_PreferredStockSharesIssued_12" order="0" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_13"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_CommonStockSharesIssued_13" order="10" use="optional" preferredLabel="http://www.xbrl.org/2003/role/label"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_14"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_14" order="20" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockRedemptionAmount" xlink:label="loc_us-gaap_PreferredStockRedemptionAmount_15"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_PreferredStockRedemptionAmount_15" order="30" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_16"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_16" order="40" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_17"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_PreferredStockValue_17" order="50" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStockPaidinkind" xlink:label="loc_us-gaap_DividendsPreferredStockPaidinkind_18"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_DividendsPreferredStockPaidinkind_18" order="60" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="loc_us-gaap_DividendsPreferredStock_19"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_DividendsPreferredStock_19" order="70" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
<loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfWarrants" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfWarrants_20"/>
<presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_11" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfWarrants_20" order="80" use="optional" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
</presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract', window );"><strong>Investments in and Advances to Affiliates, Schedule of Investments [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentTableTextBlock', window );">Investment [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides a summary of the activity related to the Company&#8217;s investment in Wye Mortgage Group for 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: justify;">Beginning balance</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">89</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">19</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Investment in unconsolidated subsidiary</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">25</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Equity in undistributed income</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(4</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">45</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;">Ending balance</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">85</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">89</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;">Income</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">138</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">169</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_invest_InvestmentTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A table of investments, shown as a text block.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Article 6<br><br> -Section 10<br><br> -Paragraph (c)<br><br> -Subparagraph (1)<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>invest_InvestmentTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>invest_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>R112.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EIMCK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SEGMENT REPORTING (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
        <td class="nump">$ 10,960<span></span></td>
        <td class="nump">$ 11,393<span></span></td>
        <td class="nump">$ 11,692<span></span></td>
        <td class="nump">$ 11,856<span></span></td>
        <td class="nump">$ 12,531<span></span></td>
        <td class="nump">$ 12,868<span></span></td>
        <td class="nump">$ 12,735<span></span></td>
        <td class="nump">$ 12,718<span></span></td>
        <td class="nump">$ 45,901<span></span></td>
        <td class="nump">$ 50,852<span></span></td>
        <td class="nump">$ 55,461<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(10,562)<span></span></td>
        <td class="num">(11,088)<span></span></td>
        <td class="num">(12,822)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for credit losses</a></td>
        <td class="num">(9,650)<span></span></td>
        <td class="num">(6,200)<span></span></td>
        <td class="num">(3,525)<span></span></td>
        <td class="num">(8,370)<span></span></td>
        <td class="num">(4,035)<span></span></td>
        <td class="num">(3,650)<span></span></td>
        <td class="num">(5,395)<span></span></td>
        <td class="num">(6,390)<span></span></td>
        <td class="num">(27,745)<span></span></td>
        <td class="num">(19,470)<span></span></td>
        <td class="num">(21,119)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,758<span></span></td>
        <td class="nump">17,318<span></span></td>
        <td class="nump">18,041<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(39,555)<span></span></td>
        <td class="num">(39,167)<span></span></td>
        <td class="num">(41,720)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IntersegmentExpenseIncome', window );">Net intersegment (expense) income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">(Loss) income before income taxes</a></td>
        <td class="num">(8,348)<span></span></td>
        <td class="num">(3,178)<span></span></td>
        <td class="nump">422<span></span></td>
        <td class="num">(5,099)<span></span></td>
        <td class="nump">416<span></span></td>
        <td class="nump">319<span></span></td>
        <td class="num">(266)<span></span></td>
        <td class="num">(2,024)<span></span></td>
        <td class="num">(16,203)<span></span></td>
        <td class="num">(1,555)<span></span></td>
        <td class="num">(2,159)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,565<span></span></td>
        <td class="nump">658<span></span></td>
        <td class="nump">492<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
        <td class="num">(5,074)<span></span></td>
        <td class="num">(1,821)<span></span></td>
        <td class="nump">293<span></span></td>
        <td class="num">(3,036)<span></span></td>
        <td class="nump">325<span></span></td>
        <td class="nump">94<span></span></td>
        <td class="num">(233)<span></span></td>
        <td class="num">(1,083)<span></span></td>
        <td class="num">(9,638)<span></span></td>
        <td class="num">(897)<span></span></td>
        <td class="num">(1,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,185,807<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,158,193<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,185,807<span></span></td>
        <td class="nump">1,158,193<span></span></td>
        <td class="nump">1,130,311<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Community Banking [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">45,822<span></span></td>
        <td class="nump">50,721<span></span></td>
        <td class="nump">55,293<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(10,546)<span></span></td>
        <td class="num">(11,051)<span></span></td>
        <td class="num">(12,752)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for credit losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(27,745)<span></span></td>
        <td class="num">(19,470)<span></span></td>
        <td class="num">(21,119)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,197<span></span></td>
        <td class="nump">7,269<span></span></td>
        <td class="nump">7,308<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(23,702)<span></span></td>
        <td class="num">(22,738)<span></span></td>
        <td class="num">(24,328)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IntersegmentExpenseIncome', window );">Net intersegment (expense) income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(4,993)<span></span></td>
        <td class="num">(5,148)<span></span></td>
        <td class="num">(5,418)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">(Loss) income before income taxes</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(15,967)<span></span></td>
        <td class="num">(417)<span></span></td>
        <td class="num">(1,016)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,467<span></span></td>
        <td class="nump">176<span></span></td>
        <td class="nump">232<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(9,500)<span></span></td>
        <td class="num">(241)<span></span></td>
        <td class="num">(784)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,166,468<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,138,576<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,166,468<span></span></td>
        <td class="nump">1,138,576<span></span></td>
        <td class="nump">1,108,712<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Insurance Products and Services [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">79<span></span></td>
        <td class="nump">131<span></span></td>
        <td class="nump">168<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for credit losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,422<span></span></td>
        <td class="nump">9,881<span></span></td>
        <td class="nump">10,739<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(9,820)<span></span></td>
        <td class="num">(10,766)<span></span></td>
        <td class="num">(11,410)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IntersegmentExpenseIncome', window );">Net intersegment (expense) income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(503)<span></span></td>
        <td class="num">(455)<span></span></td>
        <td class="num">(521)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">(Loss) income before income taxes</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">178<span></span></td>
        <td class="num">(1,209)<span></span></td>
        <td class="num">(1,024)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(70)<span></span></td>
        <td class="nump">512<span></span></td>
        <td class="nump">233<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">108<span></span></td>
        <td class="num">(697)<span></span></td>
        <td class="num">(791)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">16,809<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">17,354<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16,809<span></span></td>
        <td class="nump">17,354<span></span></td>
        <td class="nump">18,759<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Parent Company [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(16)<span></span></td>
        <td class="num">(37)<span></span></td>
        <td class="num">(70)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for credit losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Noninterest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">139<span></span></td>
        <td class="nump">168<span></span></td>
        <td class="num">(6)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Noninterest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(6,033)<span></span></td>
        <td class="num">(5,663)<span></span></td>
        <td class="num">(5,982)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IntersegmentExpenseIncome', window );">Net intersegment (expense) income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,496<span></span></td>
        <td class="nump">5,603<span></span></td>
        <td class="nump">5,939<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">(Loss) income before income taxes</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(414)<span></span></td>
        <td class="nump">71<span></span></td>
        <td class="num">(119)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit (expense)</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">168<span></span></td>
        <td class="num">(30)<span></span></td>
        <td class="nump">27<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(246)<span></span></td>
        <td class="nump">41<span></span></td>
        <td class="num">(92)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">$ 2,530<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 2,263<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 2,530<span></span></td>
        <td class="nump">$ 2,263<span></span></td>
        <td class="nump">$ 2,840<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_IntersegmentExpenseIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all Net intersegment (expense) income during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_IntersegmentExpenseIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br> -Number 6<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1(i)<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 17<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R54.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>QUARTERLY FINANCIAL RESULTS (unaudited) (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_QuarterlyFinancialInformationDisclosureAbstract', window );"><strong>Quarterly Financial Information Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock', window );">Schedule of Quarterly Financial Information [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides a summary of selected consolidated quarterly financial data for the two years ended December 31, 2012.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">(In thousands, except per share data)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">First <br  />Quarter</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Second <br  />Quarter</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Third <br  />Quarter</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fourth <br  />Quarter</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: bold 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">2012</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 44%; text-indent: 0px; text-align: left;">Interest income</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">11,856</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">11,692</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">11,393</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">10,960</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Net interest income</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">9,195</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">9,033</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">8,730</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">8,381</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Provision for credit losses</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">8,370</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">3,525</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">6,200</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">9,650</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">(Loss) income before income taxes</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(5,099</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">422</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(3,178</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(8,348</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Net (loss) income</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(3,036</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">293</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(1,821</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(5,074</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Basic (loss) earnings per common share</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(0.36</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">0.03</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(0.22</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(0.60</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Diluted (loss) earnings per common share</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(0.36</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">0.03</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(0.22</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(0.60</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">2011</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Interest income</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">12,718</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">12,735</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">12,868</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">12,531</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Net interest income</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">9,862</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">9,942</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">10,123</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">9,837</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Provision for credit losses</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">6,390</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">5,395</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">3,650</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">4,035</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">(Loss) income before income taxes</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(2,024</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(266</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">319</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">416</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Net (loss) income</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(1,083</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(233</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">94</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">325</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Basic (loss) earnings per common share</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(0.13</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(0.03</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">0.01</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">0.04</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Diluted (loss) earnings per common share</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(0.13</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(0.03</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">0.01</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">0.04</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_QuarterlyFinancialInformationDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_QuarterlyFinancialInformationDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the quarterly financial data in the annual financial statements. The disclosure includes financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income (loss) before extraordinary items and cumulative effect of a change in accounting principle and earnings per share data.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 270<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)-(j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20225539&amp;loc=d3e1280-108306<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INCOME TAXES (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on components of income tax expense for each of the three years ended December 31.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;">Current tax (benefit) expense:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; width: 58%;">Federal</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">(3,977</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;">656</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;">1,940</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif;">State</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(823</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">236</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">473</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(4,800</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">892</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">2,413</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;">Deferred income tax benefit:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif;">Federal</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(1,140</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(1,233</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(2,350</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif;">State</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(625</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(317</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(555</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(1,765</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(1,550</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">(2,905</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">Total income tax benefit</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">(6,565</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">(658</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">(492</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides a reconciliation of tax computed at the statutory federal tax rate of 34.0% to the actual tax expense for each of the three years ended December 31.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 58%; text-indent: 0px; text-align: left;">Tax at federal statutory rate</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">34.0</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
<td style="font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;">34.0</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
<td style="font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;">34.0</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;">Tax effect of:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px;">Tax-exempt income</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">0.6</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">8.8</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">7.6</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Non-deductible goodwill impairment charges</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">-</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(6.0</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(24.3</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Other non-deductible expenses</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">(0.2</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(2.1</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">(1.3</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">State income taxes, net of federal benefit</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">5.9</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">3.6</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">2.4</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font: 10pt times new roman, times, serif; text-indent: 0px;">Other</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">0.2</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">4.0</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">4.4</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-indent: 0px; text-align: left;">Actual income tax expense rate</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">40.5</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">%</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"></td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">42.3</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">%</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"></td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">22.8</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">%</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following table provides information on significant components of the Company&#8217;s deferred tax assets and liabilities as of December 31.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.4pt; font: 10pt times new roman, times, serif; text-align: left;">Deferred tax assets:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; width: 72%; text-align: left;">Allowance for credit losses</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">6,421</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;">5,640</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Reserve for off-balance sheet commitments</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">166</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">137</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Write-downs of other real estate owned</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">742</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">346</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Net operating loss carry forward</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">364</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">212</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Deferred income</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">2,370</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">2,055</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Accrued expenses</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">1,353</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">1,450</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Loss on termination of cash flow hedge</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">540</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">-</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Unrealized losses on interest rate caps</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">803</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">2,070</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif;">Other</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">55</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">54</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 35.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">Total deferred tax assets</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">12,814</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">11,964</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font: 10pt times new roman, times, serif; text-align: left;">Deferred tax liabilities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif;">Depreciation</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">515</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">612</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Purchase accounting adjustments</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">1,009</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">680</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Deferred capital gain on branch sale</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">451</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">473</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Deferred gains on interest rate swaps</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">169</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">169</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 17.25pt; font: 10pt times new roman, times, serif; text-align: left;">Unrealized gains on available-for-sale securities</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">1,282</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">928</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 17.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif;">Other</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">208</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">66</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 35.25pt; padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">Total deferred tax liabilities</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">3,634</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">2,928</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 53.25pt; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">Net deferred tax assets</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">9,180</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">9,036</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Land', window );">Land</a></td>
        <td class="nump">$ 5,818<span></span></td>
        <td class="nump">$ 4,902<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BuildingsAndImprovementsGross', window );">Buildings and land improvements</a></td>
        <td class="nump">13,159<span></span></td>
        <td class="nump">13,404<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FurnitureAndFixturesGross', window );">Furniture and equipment</a></td>
        <td class="nump">7,589<span></span></td>
        <td class="nump">7,390<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property, Plant and Equipment, Gross, Total</a></td>
        <td class="nump">26,566<span></span></td>
        <td class="nump">25,696<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Accumulated depreciation</a></td>
        <td class="num">(10,973)<span></span></td>
        <td class="num">(11,034)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Total</a></td>
        <td class="nump">$ 15,593<span></span></td>
        <td class="nump">$ 14,662<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of depreciation, depletion and amortization (related to property, plant and equipment, but not including land) that has been recognized in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 14<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BuildingsAndImprovementsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before accumulated depreciation of building structures held for productive use including addition, improvement, or renovation to the structure, including, but not limited to, interior masonry, interior flooring, electrical, and plumbing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6812-107765<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BuildingsAndImprovementsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FurnitureAndFixturesGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, at the balance sheet date, of long-lived, depreciable assets commonly used in offices and stores. Examples include desks, chairs, and store fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FurnitureAndFixturesGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Land">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of real estate held for productive use. This excludes land held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6812-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Land</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph b, c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SEGMENT REPORTING (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock', window );">Schedule of Segment Reporting Information, by Segment [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Selected financial information by business segments is included in the following table.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>&#160;</b></p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Community</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Insurance Products</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Parent</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Banking</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">and Services</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Company</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-align: left;">2012</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; width: 44%; text-align: left;">Interest income</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">45,822</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">79</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">45,901</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(10,546</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;"></td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(16)</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(10,562</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Provision for credit losses</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(27,745</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(27,745</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest income</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">5,197</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">10,422</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">139</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">15,758</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(23,702</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(9,820</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(6,033</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(39,555</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net intersegment (expense) income</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(4,993</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(503</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,496</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">(Loss) income before income taxes</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(15,967</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">178</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(414</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(16,203</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Income tax benefit (expense)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,467</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(70</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">168</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,565</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net (loss) income</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(9,500</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">108</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(246</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(9,638</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,166,468</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">16,809</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,530</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,185,807</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">2011</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">50,721</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">131</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">50,852</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(11,051</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(37</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(11,088</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Provision for credit losses</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(19,470</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(19,470</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,269</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">9,881</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">168</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">17,318</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(22,738</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(10,766</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(5,663</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(39,167</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net intersegment (expense) income</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(5,148</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(455</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,603</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">(Loss) income before income taxes</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(417</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,209</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">71</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,555</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Income tax benefit (expense)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">176</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">512</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(30</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">658</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net (loss) income</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(241</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(697</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">41</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(897</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,138,576</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">17,354</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,263</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,158,193</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">2010</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">55,293</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">168</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">55,461</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(12,752</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(70</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(12,822</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Provision for credit losses</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(21,119</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(21,119</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,308</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">10,739</td>
<td style="font-size: 10pt; text-align: left;"></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(6)</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">18,041</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(24,328</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(11,410</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(5,982</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(41,720</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net intersegment (expense) income</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(5,418</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(521</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,939</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Loss before income tax benefit</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,016</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,024</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(119</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,159</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Income tax benefit</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">232</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">233</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">27</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">492</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net loss</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(784</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(791</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(92</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(1,667</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,108,712</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">18,759</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,840</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,130,311</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 22<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8736-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8813-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 131<br><br> -Paragraph 27, 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8721-108599<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SegmentReportingAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EINAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>OTHER ASSETS (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_InvestmentSecuritiesNonmarketable', window );">Nonmarketable investment securities</a></td>
        <td class="nump">$ 2,750<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 2,866<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableGross', window );">Insurance premiums receivable</a></td>
        <td class="nump">1,089<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">876<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">2,796<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3,933<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesReceivable', window );">Income taxes receivable</a></td>
        <td class="nump">5,160<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">719<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent', window );">Deferred income taxes</a></td>
        <td class="nump">9,180<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">9,036<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Interest rate caps</a></td>
        <td class="nump">14<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">250<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrepaidExpenseAndOtherAssets', window );">Prepaid expenses</a></td>
        <td class="nump">2,227<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3,641<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssetsCurrent', window );">Other assets</a></td>
        <td class="nump">5,620<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">5,399<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Total</a></td>
        <td class="nump">$ 28,836<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 26,720<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">See Note 15 for further discussion.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">See Note 20 for further discussion.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_InvestmentSecuritiesNonmarketable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total debt and equity financial instruments including: Nonmarketable investment securities .</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_InvestmentSecuritiesNonmarketable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current portion as of the balance sheet date of the aggregate carrying amount of all future tax deductions arising from temporary differences between tax basis and generally accepted accounting principles basis recognition of assets, liabilities, revenues and expenses, which can only be deducted for tax purposes when permitted under enacted tax laws; after the valuation allowance, if any, to reduce such amount to net realizable value. Also includes current other tax receivables due to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxesAndOtherTaxReceivableCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair values as of the balance sheet date of all assets resulting from contracts that meet the criteria of being accounted for as derivative instruments, net of the effects of master netting arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FIN39-1<br><br> -Paragraph 10A, 10B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 4, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13495-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount due within one year of the balance sheet date (or one operating cycle, if longer) from tax authorities as of the balance sheet date representing refunds of overpayments or recoveries based on agreed-upon resolutions of disputes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3(a)(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 5<br><br> -Subparagraph c<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Section Appendix E<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.5(c))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 17<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssetsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate carrying amount, as of the balance sheet date, of current assets not separately disclosed in the balance sheet. Current assets are expected to be realized or consumed within one year (or the normal operating cycle, if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssetsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PremiumsReceivableGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, as of the balance sheet date, due the entity from (a) agents and insureds, (b) uncollected premiums and (c) others, before deducting the allowance for doubtful accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 5<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PremiumsReceivableGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepaidExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amount for an unclassified balance sheet date of expenditures made in advance of when the economic benefit of the cost will be realized, and which will be expensed in future periods with the passage of time or when a triggering event occurs and the carrying amount as of the balance sheet date of assets not otherwise specified in the taxonomy. Also includes assets not individually reported in the financial statements, or not separately disclosed in notes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrepaidExpenseAndOtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3LAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract', window );"><strong>Other real estate owned:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAndForeclosedAssets', window );">Beginning balance</a></td>
        <td class="nump">$ 9,385<span></span></td>
        <td class="nump">$ 3,702<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostOfRealEstateSales', window );">Sales</a></td>
        <td class="num">(6,429)<span></span></td>
        <td class="num">(3,978)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate', window );">Write-downs of other real estate owned</a></td>
        <td class="num">(1,328)<span></span></td>
        <td class="num">(1,051)<span></span></td>
        <td class="num">(657)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOtherAdditions', window );">Additions</a></td>
        <td class="nump">6,031<span></span></td>
        <td class="nump">10,712<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAndForeclosedAssets', window );">Ending balance</a></td>
        <td class="nump">$ 7,659<span></span></td>
        <td class="nump">$ 9,385<span></span></td>
        <td class="nump">$ 3,702<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostOfRealEstateSales">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects for the period the total of the carrying amount of the commercial, industrial and residential land and buildings sold plus certain overhead and other costs incurred to place the real estate in saleable condition, capitalized interest costs in the properties sold, and inventory impairment losses recognized. This element would most likely be used by an entity whose principal activities involve real estate or which has significant real estate operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CostOfRealEstateSales</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Subparagraph g<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainsLossesOnSalesOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateAndForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of other real estate and foreclosed assets. Other real estate may include real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. Foreclosed assets include all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 2, 3, 4<br><br> -IssueDate 2006-05-01<br><br> -Chapter 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherRealEstateAndForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateAndForeclosedAssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherRealEstateAndForeclosedAssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOtherAdditions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase to real estate investments during the period other than acquisitions and improvements made to real estate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 970<br><br> -SubTopic 360<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.12-28.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6590653&amp;loc=d3e638233-123024<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph c<br><br> -Subparagraph Schedule III<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 28<br><br> -Article 12<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 6<br><br> -Subparagraph (SX 210.5-04.(c) Schedule III)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6882300&amp;loc=d3e5864-122674<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateOtherAdditions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>R46.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>STOCK-BASED COMPENSATION (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ScheduleOfShareBasedCompensationTableTextBlock', window );">Schedule of Share-based Compensation [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables provide information on stock-based compensation expense for 2012, 2011 and 2010.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Stock-based compensation expense</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">209</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">338</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">390</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -3.3pt; padding-left: 3.3pt; font-size-adjust: none; font-stretch: normal;">Excess tax expense related to stock-based compensation</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">106</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">45</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">20</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="10">December 31,</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;">Unrecognized stock-based compensation expense</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">143</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">167</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">424</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;">Weighted average period unrecognized expense is expected to be recognized</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"><font style="font-family: times new roman, times, serif;"><b>2.1 years</b></font></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"><font style="font-family: times new roman, times, serif;">8.5 months</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"><font style="font-family: times new roman, times, serif;">1.7 years</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock', window );">Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table summarizes restricted stock award activity for the Company under the 2006 Equity Plan for the two years ended December 31, 2012.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="text-underline-style: double;">&#160;</font></p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">Year Ended December 31, 2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">Year Ended December 31, 2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Number</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Weighted Average <br  />Grant Date</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Number</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Weighted Average <br  />Grant Date</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">of Shares</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">of Shares</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 28%; text-align: left;">Nonvested at beginning of year</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">45,779</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">13.20</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 15%; text-align: right;">44,127</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 15%; text-align: right;">16.76</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Granted</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">13,923</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6.99</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Vested</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(39,231</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">12.92</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(12,271</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">18.95</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Cancelled</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Nonvested at end of year</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">6,548</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">14.89</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">45,779</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">13.20</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table summarizes stock option activity for the Company under the 2006 Equity Plan for the year ended December 31, 2012. There were no stock options outstanding or stock option activity under the 2006 Equity Plan during 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="14">Year Ended December 31, 2012</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2">Number</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2">Weighted Average</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2">Aggregate</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: center;" colspan="2">Weighted Average Grant Date</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">of shares</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Exercise Price</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Intrinsic Value</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">Outstanding at beginning of year</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;"></td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">$</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">$</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 28%;">Granted</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;">54,216</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;">6.64</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; width: 15%; text-align: right;">3.44</td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Exercised</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Expired/Cancelled</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Outstanding at end of year</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">54,216</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">$</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;">6.64</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">$</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;">3.44</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Exercisable at end of year</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">$</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">$</td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: right;">-</td>
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock', window );">Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]</a></td>
        <td class="text"><div><font size="2" style="font-family:times new roman,times">The following weighted average assumptions were used as inputs to the Black-Scholes valuation model for options granted in 2012. </font></div>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<div>&#160;</div>
<table align="center" style="font: 10pt/normal times new roman, times, serif; width: 50%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: top; background-color: #ccffcc;">
<td style="width: 72%; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">Dividend yield</font></td>
<td style="width: 28%; text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">0.60%</font></td>
</tr>
<tr style="vertical-align: top; background-color: white;">
<td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">Expected volatility</font></td>
<td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">58.65%</font></td>
</tr>
<tr style="vertical-align: top; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">Risk-free interest rate</font></td>
<td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">1.69%</font></td>
</tr>
<tr style="vertical-align: top; background-color: white;">
<td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">Expected contract life (in years)</font></td>
<td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;; font-family:times new roman,times" size="2">5.83</font></td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ScheduleOfShareBasedCompensationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure of sharebased compensation duriing the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ScheduleOfShareBasedCompensationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the number and weighted-average grant date fair value for restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock units that were granted, vested, or forfeited during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SEGMENT REPORTING<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">Segment Reporting Disclosure [Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>NOTE 25. SEGMENT REPORTING</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The Company operates two primary business segments: Community Banking and Insurance Products and Services. The Community Banking business provides services to consumers and small businesses on the Eastern Shore of Maryland and in Delaware through its 18-branch network. Community banking activities include small business services, retail brokerage, trust services and consumer banking products and services. Loan products available to consumers include mortgage, home equity, automobile, marine, and installment loans, credit cards and other secured and unsecured personal lines of credit. Small business lending includes commercial mortgages, real estate development loans, equipment and operating loans, as well as secured and unsecured lines of credit, credit cards, accounts receivable financing arrangements, and merchant card services.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Through the Insurance Products and Services business, the Company provides a full range of insurance products and services to businesses and consumers in the Company&#8217;s market areas. Products include property and casualty, life, marine, individual health and long-term care insurance. Pension and profit sharing plans and retirement plans for executives and employees are available to suit the needs of individual businesses.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">During the third quarter of 2012, goodwill and other intangible assets were subjected to an annual assessment for impairment. As a result of the assessment, the Company determined that there was no impairment at the Company&#8217;s subsidiaries that have these intangible assets on their balance sheets. During the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&#8217;s retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment charges of $120 thousand reflected in the table below in noninterest expense.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">During the third quarter of 2010, it was determined that goodwill and other intangible assets were impaired in the Company&#8217;s Community Banking segment at one of the Banks, and in the Insurance Products and Services segment, specifically relating to the Company&#8217;s wholesale insurance business. The Company recorded goodwill impairment charges of $1.5 million in both segments, and other intangible assets impairment charges of $51 thousand in the Insurance Products and Services segment.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Selected financial information by business segments is included in the following table.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>&#160;</b></p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Community</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Insurance Products</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Parent</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Banking</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">and Services</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Company</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-align: left;">2012</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; width: 44%; text-align: left;">Interest income</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">45,822</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">79</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">45,901</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(10,546</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;"></td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(16)</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(10,562</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Provision for credit losses</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(27,745</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(27,745</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest income</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">5,197</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">10,422</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">139</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">15,758</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(23,702</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(9,820</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(6,033</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(39,555</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net intersegment (expense) income</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(4,993</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(503</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,496</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">(Loss) income before income taxes</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(15,967</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">178</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(414</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(16,203</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Income tax benefit (expense)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,467</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(70</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">168</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,565</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net (loss) income</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(9,500</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">108</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(246</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(9,638</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,166,468</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">16,809</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,530</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,185,807</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">2011</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">50,721</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">131</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">50,852</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(11,051</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(37</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(11,088</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Provision for credit losses</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(19,470</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(19,470</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,269</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">9,881</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">168</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">17,318</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(22,738</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(10,766</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(5,663</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(39,167</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net intersegment (expense) income</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(5,148</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(455</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,603</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">(Loss) income before income taxes</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(417</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,209</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">71</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,555</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Income tax benefit (expense)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">176</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">512</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(30</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">658</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net (loss) income</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(241</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(697</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">41</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(897</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,138,576</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">17,354</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,263</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,158,193</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">2010</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">55,293</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">168</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">55,461</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(12,752</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(70</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(12,822</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Provision for credit losses</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(21,119</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(21,119</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest income</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,308</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">10,739</td>
<td style="font-size: 10pt; text-align: left;"></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(6)</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">18,041</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Noninterest expense</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(24,328</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(11,410</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(5,982</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(41,720</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net intersegment (expense) income</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(5,418</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(521</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,939</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Loss before income tax benefit</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,016</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,024</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(119</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,159</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Income tax benefit</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">232</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">233</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">27</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">492</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net loss</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(784</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(791</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(92</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(1,667</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,108,712</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">18,759</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,840</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,130,311</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SegmentReportingAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8864-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 32<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8933-108599<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 35<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8984-108599<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8380-108599<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8538-108599<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 42<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9054-108599<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8595-108599<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 131<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8981-108599<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8971-108599<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8844-108599<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 31<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8924-108599<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 40<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9031-108599<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 41<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9038-108599<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SegmentReportingDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>24
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>OTHER LIABILITIES (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesAccruedInterest', window );">Accrued interest payable</a></td>
        <td class="nump">$ 339<span></span></td>
        <td class="nump">$ 569<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilitiesCurrent', window );">Other liabilities</a></td>
        <td class="nump">8,408<span></span></td>
        <td class="nump">8,184<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Total</a></td>
        <td class="nump">$ 8,747<span></span></td>
        <td class="nump">$ 8,753<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesAccruedInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accrued but unpaid interest on deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Subparagraph d<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositLiabilitiesAccruedInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilitiesCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate carrying amount of current liabilities (due within one year or within the normal operating cycle if longer) not separately disclosed in the balance sheet. Includes costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered and of liabilities not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 8<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6904-107765<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 6<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.20)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6911-107765<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilitiesCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	word-wrap: break-word;
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>26
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details) (Wye Mortgage Group [Member], USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Wye Mortgage Group [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Beginning balance</a></td>
        <td class="nump">$ 89<span></span></td>
        <td class="nump">$ 19<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_InvestmentInUnconsolidatedSubsidiary', window );">Investment in unconsolidated subsidiary</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">25<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_EquityInUndistributedIncomeLoss', window );">Equity in undistributed income</a></td>
        <td class="num">(4)<span></span></td>
        <td class="nump">45<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Ending balance</a></td>
        <td class="nump">85<span></span></td>
        <td class="nump">89<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Income</a></td>
        <td class="nump">$ 138<span></span></td>
        <td class="nump">$ 169<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_EquityInUndistributedIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item includes the entity's proportionate share for the period of the net income (loss) of its equity method investee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_EquityInUndistributedIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_InvestmentInUnconsolidatedSubsidiary">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the entity's additional investment in an equity method investee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_InvestmentInUnconsolidatedSubsidiary</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33749-111570<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the entity's proportionate share for the period of the net income (loss) of its investee (such as unconsolidated subsidiaries and joint ventures) to which the equity method of accounting is applied. This item includes income or expense related to stock-based compensation based on the investor's grant of stock to employees of an equity method investee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 9<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33749-111570<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 6<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 19<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>27
<FILENAME>R89.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>STOCK-BASED COMPENSATION (Details 3)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate', window );">Dividend yield</a></td>
        <td class="nump">0.60%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate', window );">Expected volatility</a></td>
        <td class="nump">58.65%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate', window );">Risk-free interest rate</a></td>
        <td class="nump">1.69%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1', window );">Expected contract life (in years)</a></td>
        <td class="text">5 years 9 months 29 days<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph e(2)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected term of share-based compensation awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 14.D.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6793087&amp;loc=d3e301413-122809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br> -Section D<br><br> -Subsection 2<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph e(2)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The risk-free interest rate assumption that is used in valuing an option on its own shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (f)(2)(iv)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph e(2)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>28
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5OAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Available-for-sale securities, Amortized Cost</a></td>
        <td class="nump">$ 142,333<span></span></td>
        <td class="nump">$ 127,482<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale securities, Gross Unrealized Gains</a></td>
        <td class="nump">3,392<span></span></td>
        <td class="nump">2,412<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale securities, Gross Unrealized Losses</a></td>
        <td class="nump">217<span></span></td>
        <td class="nump">114<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale securities, Estimated Fair Value</a></td>
        <td class="nump">145,508<span></span></td>
        <td class="nump">129,780<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held-to-maturity securities, Amortized Cost</a></td>
        <td class="nump">2,657<span></span></td>
        <td class="nump">6,480<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held-to-maturity securities, Estimated Fair Value</a></td>
        <td class="nump">2,884<span></span></td>
        <td class="nump">6,732<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Collateralized Mortgage Backed Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Available-for-sale securities, Amortized Cost</a></td>
        <td class="nump">106,524<span></span></td>
        <td class="nump">85,545<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale securities, Gross Unrealized Gains</a></td>
        <td class="nump">2,464<span></span></td>
        <td class="nump">1,587<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale securities, Gross Unrealized Losses</a></td>
        <td class="nump">208<span></span></td>
        <td class="nump">99<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale securities, Estimated Fair Value</a></td>
        <td class="nump">108,780<span></span></td>
        <td class="nump">87,033<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Available-for-sale securities, Amortized Cost</a></td>
        <td class="nump">596<span></span></td>
        <td class="nump">577<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale securities, Gross Unrealized Gains</a></td>
        <td class="nump">25<span></span></td>
        <td class="nump">22<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale securities, Gross Unrealized Losses</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale securities, Estimated Fair Value</a></td>
        <td class="nump">621<span></span></td>
        <td class="nump">599<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held-to-maturity securities, Amortized Cost</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held-to-maturity securities, Estimated Fair Value</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government Corporations and Agencies Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Available-for-sale securities, Amortized Cost</a></td>
        <td class="nump">35,213<span></span></td>
        <td class="nump">41,360<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale securities, Gross Unrealized Gains</a></td>
        <td class="nump">903<span></span></td>
        <td class="nump">803<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available-for-sale securities, Gross Unrealized Losses</a></td>
        <td class="nump">9<span></span></td>
        <td class="nump">15<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale securities, Estimated Fair Value</a></td>
        <td class="nump">36,107<span></span></td>
        <td class="nump">42,148<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US States and Political Subdivisions Debt Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held-to-maturity securities, Amortized Cost</a></td>
        <td class="nump">2,657<span></span></td>
        <td class="nump">6,480<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held-to-maturity securities, Gross Unrealized Gains</a></td>
        <td class="nump">227<span></span></td>
        <td class="nump">252<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held-to-maturity securities, Gross Unrealized Losses</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held-to-maturity securities, Estimated Fair Value</a></td>
        <td class="nump">$ 2,884<span></span></td>
        <td class="nump">$ 6,732<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 5<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 4<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R109.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EAGCI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PARENT COMPANY FINANCIAL INFORMATION (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAbstract', window );"><strong>Income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total income</a></td>
        <td class="nump">$ 10,960<span></span></td>
        <td class="nump">$ 11,393<span></span></td>
        <td class="nump">$ 11,692<span></span></td>
        <td class="nump">$ 11,856<span></span></td>
        <td class="nump">$ 12,531<span></span></td>
        <td class="nump">$ 12,868<span></span></td>
        <td class="nump">$ 12,735<span></span></td>
        <td class="nump">$ 12,718<span></span></td>
        <td class="nump">$ 45,901<span></span></td>
        <td class="nump">$ 50,852<span></span></td>
        <td class="nump">$ 55,461<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpensesAbstract', window );"><strong>Expenses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,562<span></span></td>
        <td class="nump">11,088<span></span></td>
        <td class="nump">12,822<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (benefit) expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(6,565)<span></span></td>
        <td class="num">(658)<span></span></td>
        <td class="num">(492)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="num">(5,074)<span></span></td>
        <td class="num">(1,821)<span></span></td>
        <td class="nump">293<span></span></td>
        <td class="num">(3,036)<span></span></td>
        <td class="nump">325<span></span></td>
        <td class="nump">94<span></span></td>
        <td class="num">(233)<span></span></td>
        <td class="num">(1,083)<span></span></td>
        <td class="num">(9,638)<span></span></td>
        <td class="num">(897)<span></span></td>
        <td class="num">(1,667)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Shore Banc Shares [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAbstract', window );"><strong>Income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DividendsFromSubsidiaries', window );">Dividends from subsidiaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,154<span></span></td>
        <td class="nump">1,519<span></span></td>
        <td class="nump">2,786<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ManagementAndOtherFeesFromSubsidiaries', window );">Management and other fees from subsidiaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,692<span></span></td>
        <td class="nump">5,783<span></span></td>
        <td class="nump">6,095<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">177<span></span></td>
        <td class="nump">245<span></span></td>
        <td class="nump">70<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentIncomeInterest', window );">Interest income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="nump">6<span></span></td>
        <td class="nump">1<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total income</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,026<span></span></td>
        <td class="nump">7,553<span></span></td>
        <td class="nump">8,952<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpensesAbstract', window );"><strong>Expenses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">107<span></span></td>
        <td class="nump">154<span></span></td>
        <td class="nump">172<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,188<span></span></td>
        <td class="nump">3,977<span></span></td>
        <td class="nump">4,120<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_OccupancyAndEquipmentExpense', window );">Occupancy and equipment expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">463<span></span></td>
        <td class="nump">471<span></span></td>
        <td class="nump">494<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCostAndExpenseOperating', window );">Other operating expenses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,529<span></span></td>
        <td class="nump">1,360<span></span></td>
        <td class="nump">1,499<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingCostsAndExpenses', window );">Total expenses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6,287<span></span></td>
        <td class="nump">5,962<span></span></td>
        <td class="nump">6,285<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income before income tax expense and equity in undistributed net loss of subsidiaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,739<span></span></td>
        <td class="nump">1,591<span></span></td>
        <td class="nump">2,667<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (benefit) expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(58)<span></span></td>
        <td class="num">(190)<span></span></td>
        <td class="nump">151<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Income before equity in undistributed net loss of subsidiaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,797<span></span></td>
        <td class="nump">1,781<span></span></td>
        <td class="nump">2,516<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest', window );">Equity in undistributed net loss of subsidiaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(12,435)<span></span></td>
        <td class="num">(2,678)<span></span></td>
        <td class="num">(4,183)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">$ (9,638)<span></span></td>
        <td class="num">$ (897)<span></span></td>
        <td class="num">$ (1,667)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DividendsFromSubsidiaries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income derived from investments accounted for under the equity method of accounting representing a distribution of earnings to shareholders by the investee companies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DividendsFromSubsidiaries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ManagementAndOtherFeesFromSubsidiaries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of income from management and other fees from subsidiaries earned by the entity during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ManagementAndOtherFeesFromSubsidiaries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_OccupancyAndEquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy and equipment expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_OccupancyAndEquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostsAndExpensesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CostsAndExpensesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses from ongoing operations, after income or loss from equity method investments, but before income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses and taxes from ongoing operations before extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentIncomeInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income derived from investments in debt securities and on cash and cash equivalents the earnings of which reflect the time value of money or transactions in which the payments are for the use or forbearance of money.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.7(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentIncomeInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of Net Income (Loss) attributable to noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 4J<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733213&amp;loc=SL4591551-111686<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A1, A4, A5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingCostsAndExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Excludes Selling, General and Administrative Expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingCostsAndExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherCostAndExpenseOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherCostAndExpenseOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherInterestAndDividendIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5LAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>GOODWILL AND OTHER INTANGIBLE ASSETS (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization Expense Year ended December 31, 2012</a></td>
        <td class="nump">$ 392<span></span></td>
        <td class="nump">$ 512<span></span></td>
        <td class="nump">$ 515<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">Amortization Expenses Estimate for years ended December 31, 2013</a></td>
        <td class="nump">296<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">Amortization Expenses Estimate for years ended December 31, 2014</a></td>
        <td class="nump">296<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">Amortization Expenses Estimate for years ended December 31, 2015</a></td>
        <td class="nump">255<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">Amortization Expenses Estimate for years ended December 31, 2016</a></td>
        <td class="nump">134<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">Amortization Expenses Estimate for years ended December 31, 2017</a></td>
        <td class="nump">$ 87<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the next fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the fifth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the fourth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the third fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of amortization expense expected to be recognized during the second fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3GAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>STOCK-BASED COMPENSATION (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="nump">$ 209<span></span></td>
        <td class="nump">$ 338<span></span></td>
        <td class="nump">$ 390<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax expense related to stock-based compensation</a></td>
        <td class="nump">106<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">20<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses', window );">Unrecognized Stock-based Compensation Expenses</a></td>
        <td class="nump">$ 143<span></span></td>
        <td class="nump">$ 167<span></span></td>
        <td class="nump">$ 424<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1', window );">Weighted average period unrecognized expense is expected to be recognized</a></td>
        <td class="text">2 years 1 month 6 days<span></span></td>
        <td class="text">8 years 6 months<span></span></td>
        <td class="text">1 year 8 months 12 days<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_EmployeeUnrecognizedStockBasedCompensationExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Remaining unrecognized compensation expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_EmployeeUnrecognizedStockBasedCompensationExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average period over which unrecognized compensation is expected to be recognized for equity-based compensation plans, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of excess tax benefit (tax deficiency) that arises when compensation cost from non-qualified share-based compensation recognized on the entity's tax return exceeds (is less than) compensation cost from equity-based compensation recognized in financial statements. Excess tax benefit (tax deficiency) increases (decreases) net cash provided by financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EBF">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>DEPOSITS (Details Textual) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMore', window );">Time Deposits, $100,000 or More</a></td>
        <td class="nump">$ 225.3<span></span></td>
        <td class="nump">$ 243.5<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits100000OrMore">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph e<br><br> -Clause 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Industry Guide<br><br> -Number 3<br><br> -Section V<br><br> -Paragraph A<br><br> -Subparagraph 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 42<br><br> -Subparagraph a<br><br> -IssueDate 2008-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits100000OrMore</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EUIAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>STOCK-BASED COMPENSATION (Details 1) (Restricted Stock [Member], USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Restricted Stock [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Number of Shares, Nonvested at beginning of period (in shares)</a></td>
        <td class="nump">45,779<span></span></td>
        <td class="nump">44,127<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Number of Shares, Granted (in shares)</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">13,923<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Number of Shares, Vested (in shares)</a></td>
        <td class="num">(39,231)<span></span></td>
        <td class="num">(12,271)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Number of Shares, Cancelled (in shares)</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Number of Shares, Nonvested at end of period (in shares)</a></td>
        <td class="nump">6,548<span></span></td>
        <td class="nump">45,779<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Weighted Average Grant Date Fair Value, Nonvested at beginning of period (in dollars per share)</a></td>
        <td class="nump">$ 13.20<span></span></td>
        <td class="nump">$ 16.76<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Weighted Average Grant Date Fair Value, Granted (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 6.99<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Weighted Average Grant Date Fair Value, Vested (in dollars per share)</a></td>
        <td class="nump">$ 12.92<span></span></td>
        <td class="nump">$ 18.95<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Weighted Average Grant Date Fair Value, Cancelled (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Weighted Average Grant Date Fair Value, Nonvested at end of period (in dollars per share)</a></td>
        <td class="nump">$ 14.89<span></span></td>
        <td class="nump">$ 13.20<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(e)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph c(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(2)(iii)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(2)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EYLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>GOODWILL AND OTHER INTANGIBLE ASSETS (Details Textual) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">$ 12,454<span></span></td>
        <td class="nump">$ 12,454<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Community Banking Segment [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">2,600<span></span></td>
        <td class="nump">2,600<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Insurance Products and Services Segment [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">$ 9,900<span></span></td>
        <td class="nump">$ 9,900<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -Clause 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 68<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 72<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EBEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent', window );">2013</a></td>
        <td class="nump">$ 708<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears', window );">2014</a></td>
        <td class="nump">520<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears', window );">2015</a></td>
        <td class="nump">245<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears', window );">2016</a></td>
        <td class="nump">246<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears', window );">2017</a></td>
        <td class="nump">250<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter', window );">Thereafter</a></td>
        <td class="nump">1,137<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable', window );">Total minimum lease payments</a></td>
        <td class="nump">$ 3,106<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Future minimum rental payments in aggregate as of the balance sheet date under operating leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph b(ii)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Future rental payments receivable within one year of the balance sheet date under an operating lease.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph b(ii)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Future rental payments receivable within the fifth year from the balance sheet date under an operating lease.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph b(ii)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFiveYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Future rental payments receivable within the fourth year from the balance sheet date under an operating lease.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph b(ii)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInFourYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Future rental payments receivable within the third year from the balance sheet date under an operating lease.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph b(ii)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInThreeYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Future rental payments receivable within the second year from the balance sheet date under an operating lease.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph b(ii)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableInTwoYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Future minimum lease payments receivable under operating leases for periods greater than five years following the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6454179&amp;loc=d3e41551-112718<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph b(ii)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsReceivableThereafter</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>REGULATORY CAPITAL REQUIREMENTS<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsAbstract', window );"><strong>Regulatory Capital Requirements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Regulatory Capital Requirements under Banking Regulations [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 17. REGULATORY CAPITAL REQUIREMENTS</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Shore Bancshares, Inc. and each of the Banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory - and possibly additional discretionary - actions by regulators that, if undertaken, could have a direct material effect on the Company&#8217;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Banks must meet specific capital guidelines that involve quantitative measures of the Banks&#8217; assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Banks&#8217; capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Quantitative measures established by regulation to ensure capital adequacy require the Banks to maintain amounts and ratios (set forth in the table below) of Tier 1 and total capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (leverage ratio). As of December 31, 2012, management believes that Shore Bancshares, Inc. and the Banks met all capital adequacy requirements to which they are subject.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">As of December 31, 2012 and 2011, the most recent notification from the Federal Deposit Insurance Corporation categorized the Banks as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Banks must maintain minimum Tier 1 risk-based and total risk-based capital ratios, and Tier 1 leverage ratios. Management believes that there are no conditions or events since that notification that have changed the well-capitalized category of Shore Bancshares, Inc. or either of the Banks.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The minimum ratios for capital adequacy purposes are 4.00%, 8.00% and 4.00% for the Tier 1 risk-based capital, total risk-based capital and leverage ratios, respectively. To be categorized as well capitalized, a bank must maintain minimum ratios of 6.00%, 10.00% and 5.00% for its Tier 1 risk-based capital, total risk-based capital and leverage ratios, respectively. Shore Bancshares, Inc., as a financial holding company, is subject to the well-capitalized requirement.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables present the capital amounts and ratios for Shore Bancshares, Inc., Talbot Bank and CNB as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>December 31, 2012</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</p>
</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Tier 1 <br  />Capital</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Total <br  />Risk- <br  />Based <br  />Capital</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Net <br  />Risk- <br  />Weighted <br  />Assets</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Adjusted <br  />Average <br  />Total Assets</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Tier 1 <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Total <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Tier 1 <br  />Leverage <br  />Ratio</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: bold 10pt/normal times new roman, times, serif; width: 23%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Company</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">97,049</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">107,208</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">805,108</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">1,166,865</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">12.05</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">13.32</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">8.32</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Talbot Bank</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">53,496</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">59,847</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">501,612</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">713,472</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">10.66</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">11.93</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">7.50</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">CNB</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">41,976</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">45,780</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">303,627</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">450,109</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">13.82</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">15.08</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9.33</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">December 31, 2011 <br  />(Dollars in thousands)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Tier 1 <br  />Capital</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Total <br  />Risk- <br  />Based <br  />Capital</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Net <br  />Risk- <br  />Weighted <br  />Assets</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Adjusted <br  />Average <br  />Total Assets</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Tier 1 <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Total <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Tier 1 <br  />Leverage <br  />Ratio</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 23%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Company</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">106,276</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">116,917</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">846,936</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">1,143,990</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">12.55</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">13.80</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 8%; text-align: right; font-size-adjust: none; font-stretch: normal;">9.29</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Talbot Bank</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">63,667</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">70,604</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">551,202</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">706,984</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">11.55</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">12.81</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9.01</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">CNB</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">41,542</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">45,246</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">295,232</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">431,968</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">14.07</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">15.33</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9.62</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Federal and state laws and regulations applicable to banks and their holding companies impose certain restrictions on dividend payments by the Banks, as well as restricting extensions of credit and transfers of assets between the Banks and Shore Bancshares, Inc. Talbot Bank is currently prohibited from paying dividends to Shore Bancshares, Inc. without the prior consent of its banking regulators. CNB paid dividends of $2.3 million to Shore Bancshares, Inc. during 2012. At December 31, 2012, CNB could have paid additional dividends to Shore Bancshares, Inc. of approximately $2.7 million without the prior consent and approval of its regulatory agencies. Shore Bancshares, Inc. had no outstanding receivables from subsidiaries at December 31, 2012 or 2011.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958572-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1D<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958573-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15, 16, 17<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1E<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958574-112826<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958569-112826<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1F<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958575-112826<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958577-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R50.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>REGULATORY CAPITAL REQUIREMENTS (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsAbstract', window );"><strong>Regulatory Capital Requirements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock', window );">Schedule of Capital Amounts and Ratios [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following tables present the capital amounts and ratios for Shore Bancshares, Inc., Talbot Bank and CNB as of December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;">
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>December 31, 2012</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">(Dollars in thousands)</p>
</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Tier 1 <br  />Capital</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total <br  />Risk- <br  />Based <br  />Capital</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Net <br  />Risk- <br  />Weighted <br  />Assets</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Adjusted <br  />Average <br  />Total Assets</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Tier 1 <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Tier 1 <br  />Leverage <br  />Ratio</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: bold 10pt times new roman, times, serif; width: 23%;">Company</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;">97,049</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;">107,208</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;">805,108</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;">1,166,865</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;">12.05</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;">13.32</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 8%; text-align: right;">8.32</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;">Talbot Bank</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">53,496</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">59,847</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">501,612</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">713,472</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">10.66</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">11.93</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">7.50</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif;">CNB</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">41,976</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">45,780</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">303,627</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">450,109</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">13.82</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">15.08</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">9.33</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;">December 31, 2011 <br  />(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Tier 1 <br  />Capital</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total <br  />Risk- <br  />Based <br  />Capital</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Net <br  />Risk- <br  />Weighted <br  />Assets</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Adjusted <br  />Average <br  />Total Assets</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Tier 1 <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total <br  />Risk-Based <br  />Capital <br  />Ratio</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Tier 1 <br  />Leverage <br  />Ratio</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 23%;">Company</td>
<td style="font: 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;">106,276</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;">116,917</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;">846,936</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;">1,143,990</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;">12.55</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
<td style="font: 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;">13.80</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
<td style="font: 10pt times new roman, times, serif; width: 1%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 8%; text-align: right;">9.29</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-align: left;">Talbot Bank</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">63,667</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">70,604</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">551,202</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">706,984</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">11.55</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">12.81</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">9.01</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif;">CNB</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">41,542</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">45,246</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">295,232</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">431,968</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">14.07</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">15.33</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; text-align: right;">9.62</td>
<td style="font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the capital amounts and ratios.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ScheduleOfCapitalAmountsAndRatiosTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>OTHER LIABILITIES (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilitiesDisclosureAbstract', window );"><strong>Other Liabilities Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ScheduleOfOtherLiabilitiesTableTextBlock', window );">Schedule of Other Liabilities [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The Company had the following other liabilities at December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: left;">Accrued interest payable</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">339</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">569</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Other liabilities</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">8,408</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">8,184</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">8,747</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">8,753</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;"></td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ScheduleOfOtherLiabilitiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of other liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ScheduleOfOtherLiabilitiesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELIAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>GOODWILL AND OTHER INTANGIBLE ASSETS (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill, Gross Carring Amount</a></td>
        <td class="nump">$ 17,345<span></span></td>
        <td class="nump">$ 17,345<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_GoodwillImpairmentCharges', window );">Goodwill, Impairment Charges</a></td>
        <td class="num">(4,224)<span></span></td>
        <td class="num">(4,224)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_GoodwillAccumulatedAmortization', window );">Goodwill Accumulated Amortization</a></td>
        <td class="num">(667)<span></span></td>
        <td class="num">(667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill, Net Carrying Amount</a></td>
        <td class="nump">12,454<span></span></td>
        <td class="nump">12,454<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_GoodwillWeightedAverageRemainingLife', window );">Goodwill, Weighted Average Remaining Life (in years)</a></td>
        <td class="text">0 years<span></span></td>
        <td class="text">0 years<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Other intangible assets, Amortizable, Gross Carrying Amount</a></td>
        <td class="nump">4,928<span></span></td>
        <td class="nump">4,928<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived', window );">Other intangible assets, Amortizable, Impairment Charges</a></td>
        <td class="num">(126)<span></span></td>
        <td class="num">(126)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Other intangible assets, Amortizable, Accumulated Amortization</a></td>
        <td class="num">(3,451)<span></span></td>
        <td class="num">(3,059)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, Amortizable, Net Carrying Amount</a></td>
        <td class="nump">1,351<span></span></td>
        <td class="nump">1,743<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Other intangible assets, Amortizable, Weight Average Remaining Contractual Term</a></td>
        <td class="text">21 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross', window );">Other intangible assets, Unamortizable, Gross Carrying Amount</a></td>
        <td class="nump">2,510<span></span></td>
        <td class="nump">2,510<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill', window );">Other intangible assets, Unamortizable, Impairment Charges</a></td>
        <td class="num">(45)<span></span></td>
        <td class="num">(45)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable', window );">Other intangible assets, Accumulated unamortizable,</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill', window );">Other intangible assets, Unamortizable, Net Carrying Amount</a></td>
        <td class="nump">2,465<span></span></td>
        <td class="nump">2,465<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IntangibleAssetsGrossExcludingGoodwill', window );">Total other intangible assets, Gross Carrying Amount</a></td>
        <td class="nump">7,438<span></span></td>
        <td class="nump">7,438<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal', window );">Total other intangible assets, Impairment Charges</a></td>
        <td class="num">(171)<span></span></td>
        <td class="num">(171)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization', window );">Total other intangible assets, Accumulated Amortization</a></td>
        <td class="num">(3,451)<span></span></td>
        <td class="num">(3,059)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetExcludingGoodwill', window );">Total other intangible asset, Net</a></td>
        <td class="nump">3,816<span></span></td>
        <td class="nump">4,208<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Carrier Relationships [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross', window );">Other intangible assets, Unamortizable, Gross Carrying Amount</a></td>
        <td class="nump">1,300<span></span></td>
        <td class="nump">1,300<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill', window );">Other intangible assets, Unamortizable, Impairment Charges</a></td>
        <td class="num">(45)<span></span></td>
        <td class="num">(45)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable', window );">Other intangible assets, Accumulated unamortizable,</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill', window );">Other intangible assets, Unamortizable, Net Carrying Amount</a></td>
        <td class="nump">1,255<span></span></td>
        <td class="nump">1,255<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable', window );">Other intangible assets, Unamortizable Weighted Average Remaining Life (in years)</a></td>
        <td class="text">0 years<span></span></td>
        <td class="text">0 years<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trade Names [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross', window );">Other intangible assets, Unamortizable, Gross Carrying Amount</a></td>
        <td class="nump">1,210<span></span></td>
        <td class="nump">1,210<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill', window );">Other intangible assets, Unamortizable, Impairment Charges</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable', window );">Other intangible assets, Accumulated unamortizable,</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill', window );">Other intangible assets, Unamortizable, Net Carrying Amount</a></td>
        <td class="nump">1,210<span></span></td>
        <td class="nump">1,210<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable', window );">Other intangible assets, Unamortizable Weighted Average Remaining Life (in years)</a></td>
        <td class="text">0 years<span></span></td>
        <td class="text">0 years<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Employment Agreements [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Other intangible assets, Amortizable, Gross Carrying Amount</a></td>
        <td class="nump">1,730<span></span></td>
        <td class="nump">1,730<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived', window );">Other intangible assets, Amortizable, Impairment Charges</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Other intangible assets, Amortizable, Accumulated Amortization</a></td>
        <td class="num">(1,286)<span></span></td>
        <td class="num">(1,059)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, Amortizable, Net Carrying Amount</a></td>
        <td class="nump">444<span></span></td>
        <td class="nump">671<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Other intangible assets, Amortizable, Weight Average Remaining Contractual Term</a></td>
        <td class="text">2 years<span></span></td>
        <td class="text">2 years 8 months 12 days<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Insurance Expirations [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Other intangible assets, Amortizable, Gross Carrying Amount</a></td>
        <td class="nump">1,270<span></span></td>
        <td class="nump">1,270<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived', window );">Other intangible assets, Amortizable, Impairment Charges</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Other intangible assets, Amortizable, Accumulated Amortization</a></td>
        <td class="num">(894)<span></span></td>
        <td class="num">(809)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, Amortizable, Net Carrying Amount</a></td>
        <td class="nump">376<span></span></td>
        <td class="nump">461<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Other intangible assets, Amortizable, Weight Average Remaining Contractual Term</a></td>
        <td class="text">4 years 4 months 24 days<span></span></td>
        <td class="text">5 years 4 months 24 days<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Core Deposits [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Other intangible assets, Amortizable, Gross Carrying Amount</a></td>
        <td class="nump">968<span></span></td>
        <td class="nump">968<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived', window );">Other intangible assets, Amortizable, Impairment Charges</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Other intangible assets, Amortizable, Accumulated Amortization</a></td>
        <td class="num">(968)<span></span></td>
        <td class="num">(938)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, Amortizable, Net Carrying Amount</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">30<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Other intangible assets, Amortizable, Weight Average Remaining Contractual Term</a></td>
        <td class="text">0 years<span></span></td>
        <td class="text">3 months 18 days<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Customer Relationships [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Other intangible assets, Amortizable, Gross Carrying Amount</a></td>
        <td class="nump">960<span></span></td>
        <td class="nump">960<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived', window );">Other intangible assets, Amortizable, Impairment Charges</a></td>
        <td class="num">(126)<span></span></td>
        <td class="num">(126)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Other intangible assets, Amortizable, Accumulated Amortization</a></td>
        <td class="num">(303)<span></span></td>
        <td class="num">(253)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Other intangible assets, Amortizable, Net Carrying Amount</a></td>
        <td class="nump">$ 531<span></span></td>
        <td class="nump">$ 581<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Other intangible assets, Amortizable, Weight Average Remaining Contractual Term</a></td>
        <td class="text">10 years 8 months 12 days<span></span></td>
        <td class="text">11 years 7 months 6 days<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated amount of unamortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FiniteLivedIntangibleAssetsAccumulatedUnamortizable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Useful life of unamortizable finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FiniteLivedIntangibleAssetUsefulLifeUnamortizable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_GoodwillAccumulatedAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The accumulated amortization related to goodwill as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_GoodwillAccumulatedAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_GoodwillImpairmentCharges">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cumulative loss recognized that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_GoodwillImpairmentCharges</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_GoodwillWeightedAverageRemainingLife">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_GoodwillWeightedAverageRemainingLife</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of impairment loss recognized resulting from the write-down of the carrying amount of a finite-lived intangible asset to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ImpairmentOfAmortizableIntangibleAssetsFiniteLived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of impairment loss recognized resulting from the write-down of the carrying amount of a finite-lived intangible asset to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ImpairmentOfIntangibleAssetsExcludingGoodwillTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of impairment loss recognized resulting from the write-down of the carrying amount of a finite-lived intangible asset to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ImpairmentOfUnamortizableIntangibleAssetsIndefiniteLivedExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross Carrying amount of assets (excluding financial assets) that lack physical substance, excluding goodwill, having a projected indefinite period of benefit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_IntangibleAssetsGrossExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, gross.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_IntangibleAssetsGrossExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_TotalOtherIntangibleAssetsAccumulatedAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_TotalOtherIntangibleAssetsAccumulatedAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetUsefulLife</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -Clause 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 68<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 72<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, as of the balance sheet date, of the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable), in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a,h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of assets (excluding financial assets) that lack physical substance, excluding goodwill, having a projected indefinite period of benefit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IndefiniteLivedIntangibleAssetsExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16212-109274<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph ((a)(1),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 42, 45<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsNetExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R97.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOHAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>EARNINGS/(LOSS) PER COMMON SHARE (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="num">$ (5,074)<span></span></td>
        <td class="num">$ (1,821)<span></span></td>
        <td class="nump">$ 293<span></span></td>
        <td class="num">$ (3,036)<span></span></td>
        <td class="nump">$ 325<span></span></td>
        <td class="nump">$ 94<span></span></td>
        <td class="num">$ (233)<span></span></td>
        <td class="num">$ (1,083)<span></span></td>
        <td class="num">$ (9,638)<span></span></td>
        <td class="num">$ (897)<span></span></td>
        <td class="num">$ (1,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average shares outstanding basic</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,457<span></span></td>
        <td class="nump">8,451<span></span></td>
        <td class="nump">8,442<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment', window );">Dilutive effect of common stock equivalents</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average shares outstanding diluted</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,457<span></span></td>
        <td class="nump">8,451<span></span></td>
        <td class="nump">8,442<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Loss per common share - Basic (in dollars per share)</a></td>
        <td class="num">$ (0.60)<span></span></td>
        <td class="num">$ (0.22)<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="num">$ (0.36)<span></span></td>
        <td class="nump">$ 0.04<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.13)<span></span></td>
        <td class="num">$ (1.14)<span></span></td>
        <td class="num">$ (0.11)<span></span></td>
        <td class="num">$ (0.20)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Loss per common share - Diluted (in dollars per share)</a></td>
        <td class="num">$ (0.60)<span></span></td>
        <td class="num">$ (0.22)<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="num">$ (0.36)<span></span></td>
        <td class="nump">$ 0.04<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.13)<span></span></td>
        <td class="num">$ (1.14)<span></span></td>
        <td class="num">$ (0.11)<span></span></td>
        <td class="num">$ (0.20)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ScheduleOfFinancingReceivablesTableTextBlock', window );">Schedule of Financing Receivables [Table Text Block]</a></td>
        <td class="text"><div><font size="2" style="font-family:times new roman,times">The following table provides information about the principal classes of the loan portfolio at December 31, 2012 and 2011. </font></div>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><font size="2" style="font-family:times new roman,times"><b>&#160;</b></font></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font size="2" style="font-family:times new roman,times">(Dollars in thousands)</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font size="2" style="font-family:times new roman,times">2012</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font size="2" style="font-family:times new roman,times">2011</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Construction</font></td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;"><font size="2" style="font-family:times new roman,times">108,051</font></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="width: 10%; text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">119,883</font></td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Residential real estate</font></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;"><font size="2" style="font-family:times new roman,times">288,011</font></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">321,604</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Commercial real estate</font></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;"><font size="2" style="font-family:times new roman,times">314,941</font></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">315,439</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Commercial</font></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;"><font size="2" style="font-family:times new roman,times">60,786</font></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">69,485</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Consumer</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font size="2" style="font-family:times new roman,times">13,293</font></td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font size="2" style="font-family:times new roman,times">14,639</font></td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 13.5pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Total loans</font></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;"><font size="2" style="font-family:times new roman,times">785,082</font></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">841,050</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Allowance for credit losses</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font size="2" style="font-family:times new roman,times">(15,991</font></td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"><font size="2" style="font-family:times new roman,times">)</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font size="2" style="font-family:times new roman,times">(14,288</font></td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">)</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 13.5pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Total loans, net</font></td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"><font size="2" style="font-family:times new roman,times">769,091</font></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font size="2" style="font-family:times new roman,times">826,762</font></td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock', window );">Allowance for Credit Losses on Loans Receivables Additional Information [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following tables include impairment information relating to loans and the allowance for credit losses as of December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Unallocated</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 4.3pt; font-size: 10pt; width: 23%; text-indent: -4.3pt; text-align: left;">Loans individually evaluated for impairment</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">37,029</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">18,549</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">32,447</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">715</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">87</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">88,827</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;">Loans collectively evaluated for impairment</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">71,022</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">269,462</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">282,494</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">60,071</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">13,206</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">696,255</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total loans</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">108,051</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">288,011</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">314,941</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">60,786</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">13,293</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">785,082</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 8.8pt; font-size: 10pt; text-indent: -4.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;">Allowance for credit losses allocated to:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;">Loans individually evaluated for impairment</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">941</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">598</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">614</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">48</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,201</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;">Loans collectively evaluated for impairment</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,446</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">4,596</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,520</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,682</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">359</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">187</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">13,790</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 2.5pt; text-indent: -4.3pt; text-align: left;">Total allowance for credit losses</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">4,387</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">5,194</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">4,134</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,682</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">407</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">187</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">15,991</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Unallocated</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 4.3pt; font-size: 10pt; width: 23%; text-indent: -4.3pt; text-align: left;">Loans individually evaluated for impairment</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">27,336</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">23,898</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">23,578</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">1,738</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">28</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">-</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">76,578</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;">Loans collectively evaluated for impairment</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">92,547</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">297,706</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">291,861</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">67,747</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">14,611</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">764,472</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total loans</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">119,883</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">321,604</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">315,439</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">69,485</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14,639</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">841,050</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 8.8pt; font-size: 10pt; text-indent: -4.5pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;">Allowance for credit losses allocated to:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 4.3pt; font-size: 10pt; text-indent: -4.3pt; text-align: left;">Loans individually evaluated for impairment</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">170</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">1,296</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">1,466</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 1pt; text-indent: -4.3pt; text-align: left;">Loans collectively evaluated for impairment</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,575</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,718</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,415</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,498</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">594</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">22</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">12,822</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 4.3pt; font-size: 10pt; padding-bottom: 2.5pt; text-indent: -4.3pt; text-align: left;">Total allowance for credit losses</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">3,745</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">5,014</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">3,415</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,498</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">594</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">22</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14,288</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Impaired Financing Receivables [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following tables provide information on impaired loans and any related allowance by loan class as of December 31, 2012 and 2011. The difference between the unpaid principal balance and the recorded investment is the amount of partial charge-offs that have been taken.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Unpaid principal balance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Recorded investment with no allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Recorded investment with an allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Related allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Average recorded investment</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired nonaccrual loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; width: 30%; text-indent: 0px;">Construction</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">14,288</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">3,371</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">6,323</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">941</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">12,428</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">17,975</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">9,469</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,063</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">598</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">17,472</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">19,515</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">11,838</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,729</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">614</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">12,975</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,556</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">594</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,538</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">92</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">39</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">48</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">48</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">55</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Total</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">53,426</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">25,311</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">11,163</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">2,201</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">44,468</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired accruing restructured loans:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Construction</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">27,335</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">27,335</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">21,193</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">7,017</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">7,017</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">5,064</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">17,880</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">17,880</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">16,252</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">121</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">121</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">87</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Total</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">52,353</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">52,353</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">42,596</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Total impaired loans:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Construction</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">41,623</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">30,706</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">6,323</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">941</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">33,621</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">24,992</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">16,486</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,063</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">598</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">22,536</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">37,395</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">29,718</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,729</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">614</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">29,227</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,677</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">715</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,625</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">92</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">39</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">48</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">48</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">55</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Total</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">105,779</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">77,664</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">11,163</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,201</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">87,064</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Unpaid principal balance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Recorded investment with no allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Recorded investment with an allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Related allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Average recorded investment</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired nonaccrual loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 30%; text-indent: 0px;">Construction</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">22,883</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">14,005</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">1,550</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">170</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">16,555</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">22,431</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">16,925</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,181</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,296</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">15,430</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">17,372</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">14,012</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">14,624</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,119</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,669</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,539</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">30</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">28</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">32</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">64,835</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">46,639</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">4,731</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,466</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">49,180</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired accruing restructured loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">11,781</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">11,781</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">10,663</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,792</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,792</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,093</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">9,566</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">9,566</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,960</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">69</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">69</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">111</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">25,208</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">25,208</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">24,827</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Total impaired loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">34,664</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">25,786</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,550</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">170</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">27,218</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">26,223</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">20,717</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,181</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,296</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">21,523</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">26,938</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">23,578</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">22,584</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,188</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,738</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,650</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">30</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">28</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">32</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Total</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">90,043</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">71,847</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">4,731</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,466</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">74,007</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Troubled Debt Restructurings on Financing Receivables [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following tables provide information on troubled debt restructurings by loan class as of December 31, 2012 and 2011. The amounts include nonaccrual troubled debt restructurings.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Number of contracts</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Premodification outstanding recorded investment</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Postmodification outstanding recorded investment</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Troubled debt restructurings:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 58%; text-indent: 0px;">Construction</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">18</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">33,174</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">28,782</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">32</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">15,659</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">9,187</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">22</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">24,673</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">20,478</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">3</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">150</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">121</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">30</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">27</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Total</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"></td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">76</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">73,686</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">58,595</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">9</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">12,981</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">12,539</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">20</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">11,471</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">10,359</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">20</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">15,874</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">14,175</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">69</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">69</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Total</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">50</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">40,395</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">37,142</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Number of contracts</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Recorded investment</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Troubled debt restructurings that subsequently defaulted (1):</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-indent: 0px;">Construction</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">6</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">1,447</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">10</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,295</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">6</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">3,398</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">27</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Total</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"></td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">23</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">7,167</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">758</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">10</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,353</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">5</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,751</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Total</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">18</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14,862</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">(1) Generally, a loan is considered in default when principal or interest is past due 30 days or more.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Financing Receivable Credit Quality Indicators [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables provide information on loan risk ratings as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Pass/Performing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Special mention</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Substandard</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Doubtful</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Nonaccrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 16%; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">45,385</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">30,817</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">22,155</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">9,694</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">108,051</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">237,299</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">23,657</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">15,090</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">433</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">11,532</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">288,011</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">257,418</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">21,554</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">21,402</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">14,567</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">314,941</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">55,432</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">3,062</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,639</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">59</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">594</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">60,786</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,147</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">59</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">87</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,293</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">608,681</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">79,090</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">60,345</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">492</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">36,474</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">785,082</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Pass/Performing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Special mention</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Substandard</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Doubtful</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Nonaccrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 16%; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">50,403</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">30,373</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">23,552</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">15,555</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">119,883</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">261,910</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">13,467</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">25,676</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">445</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">20,106</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">321,604</td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">257,247</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">16,001</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">28,179</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">14,012</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">315,439</td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">59,178</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">3,813</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">4,748</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">77</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">1,669</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">69,485</td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,520</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">32</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">59</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">28</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,639</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">643,258</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">63,686</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">82,214</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">522</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">51,370</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">841,050</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Past Due Financing Receivables [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The following tables provide information on the aging of the loan portfolio as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18">Accruing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Current</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">30-59 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">60-89 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">90 days or more past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Non-accrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">98,221</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">136</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">136</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">9,694</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">108,051</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">272,311</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">3,116</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">762</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">290</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">4,168</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">11,532</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">288,011</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">298,522</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">887</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">800</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">165</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,852</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">14,567</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">314,941</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">59,746</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">380</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">66</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">446</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">594</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">60,786</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,125</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">57</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">19</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">5</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">81</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">87</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,293</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">741,925</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">4,576</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">1,647</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">460</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">6,683</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">36,474</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">785,082</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;">Percent of total loans</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">94.5</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.6</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.2</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.1</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.9</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">4.6</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18">Accruing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Current</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">30-59 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">60-89 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">90 days or more past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Non-accrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;" colspan="2"></td>
<td style="font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">102,441</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">1,246</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">316</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">325</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">1,887</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">15,555</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">119,883</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">289,459</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">4,417</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">5,291</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">2,331</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">12,039</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">20,106</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">321,604</td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">289,760</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">10,073</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">1,594</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">11,667</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">14,012</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">315,439</td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">64,581</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">1,350</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">1,819</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">66</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">3,235</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">1,669</td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">69,485</td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,492</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">112</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">6</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">119</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">28</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,639</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">760,733</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">17,198</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">9,026</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">2,723</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">28,947</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">51,370</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">841,050</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;">Percent of total loans</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">90.5</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">2.0</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">1.1</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">0.3</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">3.4</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">6.1</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Allowance for Credit Losses on Financing Receivables [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following tables provide a summary of the activity in the allowance for credit losses allocated by loan class for 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">Allocation of a portion of the allowance to one loan class does not preclude its availability to absorb losses in other loan classes.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Unallocated</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Allowance for credit losses:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; width: 23%; text-indent: 0px; text-align: left;">Beginning balance</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">3,745</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">5,014</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">3,415</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">1,498</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">594</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">22</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 8%; text-align: right;">14,288</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: justify;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: justify;">Charge-offs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(7,826</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(9,838</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(2,954</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(5,451</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(576</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(26,645</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Recoveries</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">102</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">166</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">304</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">25</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">603</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;">Net charge-offs</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(7,820</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(9,736</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,788</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(5,147</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(551</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(26,042</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Provision</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">8,462</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">9,916</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,507</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,331</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">364</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">165</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">27,745</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Ending balance</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">4,387</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">5,194</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">4,134</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,682</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">407</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">187</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">15,991</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Unallocated</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Allowance for credit losses:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; width: 23%; text-indent: 0px; text-align: left;">Beginning balance</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">3,327</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">4,833</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">3,665</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">1,422</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">637</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">343</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">14,227</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Charge-offs</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(4,236</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(7,693</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(5,037</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(3,388</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(202</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(20,556</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Recoveries</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">49</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">120</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">361</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">549</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">68</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,147</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;">Net charge-offs</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(4,187</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(7,573</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(4,676</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,839</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(134</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(19,409</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Provision</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">4,605</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">7,754</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">4,426</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">2,915</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">91</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(321</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">19,470</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Ending balance</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">3,745</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">5,014</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">3,415</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,498</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">594</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">22</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14,288</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of impaired financing receivables (examples of financing receivables include loans, trade accounts, and notes receivable) and the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_AllowanceForCreditLossesOnLoansReceivablesAdditionalInformationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ScheduleOfFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables at period end.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ScheduleOfFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953659-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7880640&amp;loc=SL6953803-111525<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PastDueFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PastDueFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ReceivablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables and troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953682-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract', window );"><strong>Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock', window );">Schedule of Commitments Outstanding [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on commitments outstanding as of December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 72%; text-align: left;">Commitments to extend credit</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">141,518</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;">136,222</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif;">Letters of credit</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">12,817</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">11,311</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">Total</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">154,335</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">147,533</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ScheduleOfCommitmentsOutstandingTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure that provides information on commitments outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ScheduleOfCommitmentsOutstandingTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXFAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 5) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">$ 741,925<span></span></td>
        <td class="nump">$ 760,733<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 days past due</a></td>
        <td class="nump">4,576<span></span></td>
        <td class="nump">17,198<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 days past due</a></td>
        <td class="nump">1,647<span></span></td>
        <td class="nump">9,026<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 days or more past due</a></td>
        <td class="nump">460<span></span></td>
        <td class="nump">2,723<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total past due</a></td>
        <td class="nump">6,683<span></span></td>
        <td class="nump">28,947<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
        <td class="nump">36,474<span></span></td>
        <td class="nump">51,370<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total loans</a></td>
        <td class="nump">785,082<span></span></td>
        <td class="nump">841,050<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage', window );">Current</a></td>
        <td class="nump">94.50%<span></span></td>
        <td class="nump">90.50%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage', window );">30-59 days past due</a></td>
        <td class="nump">0.60%<span></span></td>
        <td class="nump">2.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage', window );">60-89 days past due</a></td>
        <td class="nump">0.20%<span></span></td>
        <td class="nump">1.10%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage', window );">90 days or more past due</a></td>
        <td class="nump">0.10%<span></span></td>
        <td class="nump">0.30%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage', window );">Total past due</a></td>
        <td class="nump">0.90%<span></span></td>
        <td class="nump">3.40%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage', window );">Non accrual</a></td>
        <td class="nump">4.60%<span></span></td>
        <td class="nump">6.10%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">59,746<span></span></td>
        <td class="nump">64,581<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 days past due</a></td>
        <td class="nump">380<span></span></td>
        <td class="nump">1,350<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 days past due</a></td>
        <td class="nump">66<span></span></td>
        <td class="nump">1,819<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 days or more past due</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">66<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total past due</a></td>
        <td class="nump">446<span></span></td>
        <td class="nump">3,235<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
        <td class="nump">594<span></span></td>
        <td class="nump">1,669<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total loans</a></td>
        <td class="nump">60,786<span></span></td>
        <td class="nump">69,485<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">13,125<span></span></td>
        <td class="nump">14,492<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 days past due</a></td>
        <td class="nump">57<span></span></td>
        <td class="nump">112<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 days past due</a></td>
        <td class="nump">19<span></span></td>
        <td class="nump">6<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 days or more past due</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">1<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total past due</a></td>
        <td class="nump">81<span></span></td>
        <td class="nump">119<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
        <td class="nump">87<span></span></td>
        <td class="nump">28<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total loans</a></td>
        <td class="nump">13,293<span></span></td>
        <td class="nump">14,639<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">272,311<span></span></td>
        <td class="nump">289,459<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 days past due</a></td>
        <td class="nump">3,116<span></span></td>
        <td class="nump">4,417<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 days past due</a></td>
        <td class="nump">762<span></span></td>
        <td class="nump">5,291<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 days or more past due</a></td>
        <td class="nump">290<span></span></td>
        <td class="nump">2,331<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total past due</a></td>
        <td class="nump">4,168<span></span></td>
        <td class="nump">12,039<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
        <td class="nump">11,532<span></span></td>
        <td class="nump">20,106<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total loans</a></td>
        <td class="nump">288,011<span></span></td>
        <td class="nump">321,604<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">298,522<span></span></td>
        <td class="nump">289,760<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 days past due</a></td>
        <td class="nump">887<span></span></td>
        <td class="nump">10,073<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 days past due</a></td>
        <td class="nump">800<span></span></td>
        <td class="nump">1,594<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 days or more past due</a></td>
        <td class="nump">165<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total past due</a></td>
        <td class="nump">1,852<span></span></td>
        <td class="nump">11,667<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
        <td class="nump">14,567<span></span></td>
        <td class="nump">14,012<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total loans</a></td>
        <td class="nump">314,941<span></span></td>
        <td class="nump">315,439<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">98,221<span></span></td>
        <td class="nump">102,441<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 days past due</a></td>
        <td class="nump">136<span></span></td>
        <td class="nump">1,246<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 days past due</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">316<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 days or more past due</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">325<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total past due</a></td>
        <td class="nump">136<span></span></td>
        <td class="nump">1,887<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Nonaccrual</a></td>
        <td class="nump">9,694<span></span></td>
        <td class="nump">15,555<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total loans</a></td>
        <td class="nump">$ 108,051<span></span></td>
        <td class="nump">$ 119,883<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables percentage that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables percentage that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancingReceivableRecordedInvestment60To89DaysPastDuePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancingReceivableRecordedInvestmentCurrentPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables percentage that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancingReceivableRecordedInvestmentCurrentPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables percentage that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDuePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables percentage that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancingReceivableRecordedInvestmentNonAccrualStatusPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancingReceivableRecordedInvestmentPastDuePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables percentage that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancingReceivableRecordedInvestmentPastDuePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R111.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EJNAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>QUARTERLY FINANCIAL RESULTS (unaudited) (Details) (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Interest income</a></td>
        <td class="nump">$ 10,960<span></span></td>
        <td class="nump">$ 11,393<span></span></td>
        <td class="nump">$ 11,692<span></span></td>
        <td class="nump">$ 11,856<span></span></td>
        <td class="nump">$ 12,531<span></span></td>
        <td class="nump">$ 12,868<span></span></td>
        <td class="nump">$ 12,735<span></span></td>
        <td class="nump">$ 12,718<span></span></td>
        <td class="nump">$ 45,901<span></span></td>
        <td class="nump">$ 50,852<span></span></td>
        <td class="nump">$ 55,461<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net interest income</a></td>
        <td class="nump">8,381<span></span></td>
        <td class="nump">8,730<span></span></td>
        <td class="nump">9,033<span></span></td>
        <td class="nump">9,195<span></span></td>
        <td class="nump">9,837<span></span></td>
        <td class="nump">10,123<span></span></td>
        <td class="nump">9,942<span></span></td>
        <td class="nump">9,862<span></span></td>
        <td class="nump">35,339<span></span></td>
        <td class="nump">39,764<span></span></td>
        <td class="nump">42,639<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for credit losses</a></td>
        <td class="nump">9,650<span></span></td>
        <td class="nump">6,200<span></span></td>
        <td class="nump">3,525<span></span></td>
        <td class="nump">8,370<span></span></td>
        <td class="nump">4,035<span></span></td>
        <td class="nump">3,650<span></span></td>
        <td class="nump">5,395<span></span></td>
        <td class="nump">6,390<span></span></td>
        <td class="nump">27,745<span></span></td>
        <td class="nump">19,470<span></span></td>
        <td class="nump">21,119<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">(Loss) income before income taxes</a></td>
        <td class="num">(8,348)<span></span></td>
        <td class="num">(3,178)<span></span></td>
        <td class="nump">422<span></span></td>
        <td class="num">(5,099)<span></span></td>
        <td class="nump">416<span></span></td>
        <td class="nump">319<span></span></td>
        <td class="num">(266)<span></span></td>
        <td class="num">(2,024)<span></span></td>
        <td class="num">(16,203)<span></span></td>
        <td class="num">(1,555)<span></span></td>
        <td class="num">(2,159)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net (loss) income</a></td>
        <td class="num">$ (5,074)<span></span></td>
        <td class="num">$ (1,821)<span></span></td>
        <td class="nump">$ 293<span></span></td>
        <td class="num">$ (3,036)<span></span></td>
        <td class="nump">$ 325<span></span></td>
        <td class="nump">$ 94<span></span></td>
        <td class="num">$ (233)<span></span></td>
        <td class="num">$ (1,083)<span></span></td>
        <td class="num">$ (9,638)<span></span></td>
        <td class="num">$ (897)<span></span></td>
        <td class="num">$ (1,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic (loss) earnings per common share (in dollars per share)</a></td>
        <td class="num">$ (0.60)<span></span></td>
        <td class="num">$ (0.22)<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="num">$ (0.36)<span></span></td>
        <td class="nump">$ 0.04<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.13)<span></span></td>
        <td class="num">$ (1.14)<span></span></td>
        <td class="num">$ (0.11)<span></span></td>
        <td class="num">$ (0.20)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted (loss) earnings per common share (in dollars per share)</a></td>
        <td class="num">$ (0.60)<span></span></td>
        <td class="num">$ (0.22)<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="num">$ (0.36)<span></span></td>
        <td class="nump">$ 0.04<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.13)<span></span></td>
        <td class="num">$ (1.14)<span></span></td>
        <td class="num">$ (0.11)<span></span></td>
        <td class="num">$ (0.20)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1(i)<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 17<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5LAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details Textual) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 145,508<span></span></td>
        <td class="nump">$ 129,780<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">29,779<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities', window );">Proceeds from Sale and Maturity of Marketable Securities</a></td>
        <td class="nump">6,300<span></span></td>
        <td class="nump">20,800<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainOnSaleOfInvestments', window );">Gain on Sale of Investments</a></td>
        <td class="nump">278<span></span></td>
        <td class="nump">595<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossOnSaleOfInvestments', window );">Loss on Sale of Investments</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 32<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue', window );">Description of States Political Subdivisions with Carrying Value</a></td>
        <td class="text">There were no obligations of states or political subdivisions with carrying values, as to any issuer, exceeding 10% of stockholders' equity at December 31, 2012 or 2011.<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value of obligations of states or political subdivisions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DescriptionOfStatesPoliticalSubdivisionsWithCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between the carrying value and the sale price of an investment.  A gain would be recognized when the sale price of the investment is greater than the carrying value of the investment.  This element refers to the Gain included in earnings and not to the cash proceeds of the sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainOnSaleOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between the carrying value and the sale price of an investment.  A loss would be recognized when the sale price of the investment is less than the carrying value of the investment. This element refers to the Loss included in earnings and not to the cash proceeds of the sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossOnSaleOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the aggregate amount received by the entity through sale or maturity of marketable securities  (held-to-maturity or available-for-sale) during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DEFERRED COMPENSATION (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredCompensationAbstract', window );"><strong>Deferred Compensation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock', window );">Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits by Title of Individual and Type of Deferred Compensation [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on Shore Bancshares, Inc.&#8217;s contributions to the Plan for 2012, 2011 and 2010 and the related deferred compensation liability at December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2010</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Deferred compensation contribution</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">20</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">65</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">94</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">December 31,</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 72%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Deferred compensation liability</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">632</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">544</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock', window );">Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block]</a></td>
        <td class="text"><div><font size="2" style="font-family:times new roman,times">The following table includes information on the cash surrender value and the accrued benefit obligation included in other assets and other liabilities at December 31, 2012 and 2011.</font></div>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<div>&#160;</div>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 72%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Cash surrender value</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">3,143</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">3,006</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Accrued benefit obligation</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,171</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,158</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredCompensationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredCompensationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the amounts paid in advance for capitalized costs that will be expensed with the passage of time or the occurrence of a triggering event, and will be charged against earnings within one year or the normal operating cycle, if longer; the aggregate carrying amount of current assets, not separately presented elsewhere in the balance sheet; and other deferred costs.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of arrangements with individual employees that are not equity-based payments or pensions and other postretirement benefits, which are generally employment contracts between the entity and selected officers or key employees containing a promise by the employer to pay certain amounts at designated future dates, usually including a period after retirement, upon compliance with stipulated requirements. This type of arrangement is distinguished from broader based employee benefit plans as it is usually tailored to the employee. Examples may include profit sharing, deferred bonuses or certain split-dollar life insurance arrangements. Disclosure also typically includes the amount of related compensation expense recognized during the reporting period and the carrying amount as of the balance sheet date of the related liability.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 710<br><br> -SubTopic 10<br><br> -Section 30<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6409875&amp;loc=d3e20015-108363<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 6, 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 710<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6409733&amp;loc=d3e19524-108361<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Significant Accounting Policies [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The consolidated financial statements include the accounts of Shore Bancshares, Inc. and its subsidiaries (collectively referred to in these Notes as the &#8220;Company&#8221;), with all significant intercompany transactions eliminated. The investments in subsidiaries are recorded on the Company&#8217;s books (Parent only) on the basis of its equity in the net assets of the subsidiaries. The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (&#8220;GAAP&#8221;). For purposes of comparability, certain reclassifications have been made to amounts previously reported to conform with the current period presentation.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Nature of Operations</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The Company engages in the banking business through CNB, a Maryland commercial bank with trust powers, and The Talbot Bank of Easton, Maryland, a Maryland commercial bank (&#8220;Talbot Bank&#8221;). Through December 31, 2010, the Company also engaged in the banking business through The Felton Bank, a Delaware commercial bank (&#8220;Felton Bank&#8221; and, together with CNB and Talbot Bank, the &#8220;Banks&#8221;), which was merged into CNB on January 1, 2011. The Company&#8217;s primary source of revenue is interest earned on commercial, real estate and consumer loans made to customers located on the Delmarva Peninsula. The Company engages in the insurance business through two general insurance producer firms, The Avon-Dixon Agency, LLC, a Maryland limited liability company, and Elliott Wilson Insurance, LLC, a Maryland limited liability company; one marine insurance producer firm, Jack Martin &amp; Associates, Inc., a Maryland corporation; three wholesale insurance firms, Tri-State General Insurance Agency, LTD, a Maryland corporation, Tri-State General Insurance Agency of New Jersey, Inc., a New Jersey corporation, and Tri-State General Insurance Agency of Virginia, Inc., a Virginia corporation (collectively, &#8220;TSGIA&#8221;); and two insurance premium finance companies, Mubell Finance, LLC, a Maryland limited liability company, and ESFS, Inc., a Maryland corporation (all of the foregoing insurance entities are collectively referred to as the &#8220;Insurance Subsidiaries&#8221;).</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Use of Estimates</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The allowance for credit losses is a material estimate that is particularly susceptible to significant changes in the near term. Management believes that the Company&#8217;s current allowance for credit losses is sufficient to address the probable losses in the current portfolio. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination processes, periodically review the Company&#8217;s allowance for credit losses. Such agencies may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Investment Securities Available for Sale</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Investment securities available for sale are stated at estimated fair value based on quoted market prices. They represent those securities which management may sell as part of its asset/liability management strategy or which may be sold in response to changing interest rates, changes in prepayment risk or other similar factors. The cost of securities sold is determined by the specific identification method. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Net unrealized holding gains and losses on these securities are reported as accumulated other comprehensive income, a separate component of stockholders&#8217; equity, net of related income taxes. Declines in the fair value of individual available-for-sale securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value and are reflected in earnings as realized losses. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Investment Securities Held to Maturity</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Investment securities held to maturity are stated at cost adjusted for amortization of premiums and accretion of discounts. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. The Company intends and has the ability to hold such securities until maturity. Declines in the fair value of individual held-to-maturity securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Loans</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Loans are stated at their principal amount outstanding net of any deferred fees and costs. Interest income on loans is accrued at the contractual rate based on the principal amount outstanding. Fees charged and costs capitalized for originating loans are being amortized substantially on the interest method over the term of the loan. A loan is placed on nonaccrual (i.e., interest income is no longer accrued) when it is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more, unless the loan is well secured and in the process of collection. Any unpaid interest previously accrued on those loans is reversed from income. Interest payments received on nonaccrual loans are applied as a reduction of the loan principal balance unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">A loan is considered impaired if it is probable that the Company will not collect all principal and interest payments according to the loan&#8217;s contractual terms. An impaired loan may show deficiencies in the borrower&#8217;s overall financial condition, payment history, support available from financial guarantors and/or the fair market value of collateral. The impairment of a loan is measured at the present value of expected future cash flows using the loan&#8217;s effective interest rate, or at the loan&#8217;s observable market price or the fair value of the collateral if the loan is collateral dependent. Generally, the Company measures impairment on such loans by reference to the fair value of the collateral. Once the amount of impairment has been determined, the uncollectible portion is charged off. Income on impaired loans is recognized on a cash basis, and payments are first applied against the principal balance outstanding (i.e., placing impaired loans on nonaccrual status). Generally, interest income is not recognized on impaired loans unless the likelihood of further loss is remote. The allowance for credit losses may include specific reserves related to impaired loans. Specific reserves remain until charge offs are made. Impaired loans do not include groups of smaller balance homogeneous loans such as residential mortgage and consumer installment loans that are evaluated collectively for impairment. Reserves for probable credit losses related to these loans are based on historical loss ratios and are included in the formula portion of the allowance for credit losses. See additional discussion below under the section, &#8220;Allowance for Credit Losses&#8221;.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">A loan is considered a troubled debt restructuring if a borrower is experiencing financial difficulties and a creditor has granted a concession. <font style="color: black;">Concessions may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses. All loans designated as troubled debt restructurings are considered impaired loans and may be on either accrual or nonaccrual status. </font>The Company does not participate in any specific government or Company sponsored loan modification programs. All restructured loan agreements are contracts negotiated with each of the borrowers.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Allowance for Credit Losses</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The allowance for credit losses is maintained at a level believed adequate by management to absorb losses inherent in the loan portfolio as of the balance sheet date and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans and actual loss experience, current economic events in specific industries and geographical areas, including unemployment levels, and other pertinent factors, including regulatory guidance and general economic conditions and other observable data. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows or collateral value of impaired loans, estimated losses on pools of homogeneous loans that are based on historical loss experience, and consideration of current economic trends, all of which may be susceptible to significant change. Loans, or portions thereof, that are considered uncollectible are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management&#8217;s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The allowance for credit losses is an estimate of the losses that may be sustained in the loan portfolio. The allowance is based on two basic principles of accounting: (i) Accounting Standards Codification (&#8220;ASC&#8221;) Topic 450, &#8220;Contingencies&#8221;, which requires that losses be accrued when they are probable of occurring and estimable; and (ii) ASC Topic 310, &#8220;Receivables,&#8221; which requires that losses be accrued based on the differences between the loan balance and the value of collateral, present value of future cash flows or values that are observable in the secondary market. Management uses many factors to estimate the inherent loss that may be present in our loan portfolio, including economic conditions and trends, the value and adequacy of collateral, the volume and mix of the loan portfolio, and our internal loan processes. Actual losses could differ significantly from management&#8217;s estimates. In addition, GAAP itself may change from one previously acceptable method to another. Although the economics of transactions would be the same, the timing of events that would impact the transactions could change.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The allowance for credit losses is comprised of three parts: (i) the specific allowance; (ii) the formula allowance; and (iii) the nonspecific allowance. The specific allowance is established against impaired loans (i.e., nonaccrual loans and troubled debt restructurings) until charge offs are made. The formula allowance, described below, is determined based on management&#8217;s assessment of industry trends and economic factors in the markets in which we operate. The determination of the formula allowance involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in our historical loss factors. The nonspecific allowance captures losses that have impacted the portfolio but have yet to be recognized in either the specific or formula allowance.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The formula allowance is used to estimate the loss on internally risk-rated loans, exclusive of those identified as impaired. Loans are grouped by type (construction, residential real estate, commercial real estate, commercial or consumer). Each loan type is assigned allowance factors based on management&#8217;s estimate of the risk, complexity and size of individual loans within a particular category. Loans that are identified as special mention, substandard and doubtful are adversely rated. These loans are assigned higher allowance factors than favorably rated loans due to management&#8217;s concerns regarding collectability or management&#8217;s knowledge of particular elements regarding the borrower. A special mention loan has potential weaknesses that could result in a future loss to the Company if the weaknesses are realized. A substandard loan has certain deficiencies that could result in a future loss to the Company if these deficiencies are not corrected. A doubtful loan has enough risk that there is a high probability that the Company will sustain a loss.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Premises and Equipment</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are calculated using the straight-line method over the estimated useful lives of the assets. Useful lives range from three to 10 years for furniture, fixtures and equipment; three to five years for computer hardware and data handling equipment; and 10 to 40 years for buildings and building improvements. Land improvements are amortized over a period of 15 years and leasehold improvements are amortized over the term of the respective lease. Sale-leaseback transactions are considered normal leasebacks and any realized gains are deferred and amortized to other income on a straight-line basis over the initial lease term. Maintenance and repairs are charged to expense as incurred, while improvements which extend the useful life of an asset are capitalized and depreciated over the estimated remaining life of the asset.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Long-lived assets are evaluated periodically for impairment when events or changes in circumstances indicate the carrying amount may not be recoverable. Impairment exists when the expected undiscounted future cash flows of a long-lived asset are less than its carrying value. In that event, the Company recognizes a loss for the difference between the carrying amount and the estimated fair value of the asset.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Goodwill and Other Intangible Assets</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that also lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract, asset or liability. Goodwill and other intangible assets with indefinite lives are tested at least annually for impairment, usually during the third quarter, or on an interim basis if circumstances dictate. Intangible assets that have finite lives are amortized over their estimated useful lives and also are subject to impairment testing. The Company&#8217;s other intangible assets that have finite lives are amortized on a straight-line basis over varying periods not exceeding 21 years.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Impairment testing requires that the fair value of each of the Company&#8217;s reporting units be compared to the carrying amount of its net assets, including goodwill. The Company&#8217;s reporting units were identified based on an analysis of each of its individual operating segments. If the fair value of a reporting unit is less than book value, an expense may be required to write down the related goodwill or purchased intangibles to record an impairment loss.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">During the third quarter of 2012, goodwill and other intangible assets were subjected to the annual assessment for impairment. As a result of the assessment, it was determined that there was no impairment at the Company&#8217;s subsidiaries that have these intangible assets on their balance sheets. During the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&#8217;s retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment charges of $120 thousand reflected in noninterest expense. In 2010, the annual assessment determined that goodwill was impaired at one of the Banks and goodwill and other intangible assets were impaired in the Company&#8217;s wholesale insurance business. The Company recorded goodwill impairment charges of $1.5 million at that Bank and goodwill impairment charges of $1.5 million and other intangible assets impairment charges of $51 thousand at the wholesale insurance business.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Other Real Estate Owned</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Other real estate owned represents assets acquired in satisfaction of loans either by foreclosure or deeds taken in lieu of foreclosure. Properties acquired are recorded at the lower of cost or fair value less estimated selling costs at the time of acquisition with any deficiency charged to the allowance for credit losses. Thereafter, costs incurred to operate or carry the properties as well as reductions in value as determined by periodic appraisals are charged to operating expense. Gains&#160;and losses resulting from the final disposition of the properties are included in noninterest income.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Short-Term Borrowings</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Short-term borrowings are comprised primarily of repurchase agreements. The repurchase agreements are securities sold to the Company&#8217;s customers, at the customers&#8217; request, under a continuing &#8220;roll-over&#8221; contract that matures in one business day. The underlying securities sold are U.S. Government agency securities, which are segregated from the Company&#8217;s other investment securities by its safekeeping agents.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Income Taxes</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Shore Bancshares, Inc. and its subsidiaries file a consolidated federal income tax return. The Company accounts for income taxes using the liability method in accordance with required accounting guidance. Under this method, deferred tax assets and liabilities are determined by applying the applicable federal and state income tax rates to cumulative temporary differences. These temporary differences represent differences between financial statement carrying amounts and the corresponding tax bases of certain assets and liabilities. Deferred taxes result from such temporary differences.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in the period that includes the enactment date. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent on the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes accrued interest and penalties as a component of tax expense. The Company does not have any uncertain tax positions and did not recognize any adjustments for unrecognized tax benefits. The Company remains subject to examination for income tax returns ending after December 31, 2007.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Basic and Diluted Earnings Per Common Share</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Basic earnings (loss) per share is calculated by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding and does not include the effect of any potentially dilutive common stock equivalents. Diluted earnings (loss) per share is calculated by dividing net income (loss) by the weighted-average number of shares outstanding, adjusted for the effect of any potentially dilutive common stock equivalents. There is no dilutive effect on the loss per share during loss periods. See Note 16 for further information.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Transfers of Financial Assets</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (i) the assets have been isolated from the Company, (ii) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Statement of Cash Flows</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Cash and due from banks, interest-bearing deposits with other banks and federal funds sold are considered &#8220;cash and cash equivalents&#8221; for financial reporting purposes.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>Stock-Based Compensation</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;"><font style="color: black;">Accounting guidance for stock-based compensation requires that expense relating to such transactions be recognized as compensation cost in the income statement. Stock-based compensation expense is recognized ratably over the requisite service period for all awards and is based on the grant date fair value. </font>See Note 13 for a further discussion.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;"><b>Derivative Instruments and Hedging Activities</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal; background-color: white;">Under accounting guidance for derivative instruments and hedging activities, all derivatives are recorded as other assets or other liabilities on the balance sheet at their respective fair values. When the purpose of a derivative is to hedge the variability of a floating rate asset or liability, the derivative is considered a &#8220;cash flow&#8221; hedge. To account for the effective portion of a cash flow hedge, unrealized gains and losses due to changes in the fair value of the derivative designated as a cash flow hedge are recorded in other comprehensive income. Ineffectiveness resulting from differences between the cash flows of the hedged item and changes in fair value of the derivative is recognized as other noninterest income. The net interest settlement on a derivative designated as a cash flow hedge is treated as an adjustment of the interest income or interest expense of the hedged asset or liability.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Fair Value</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The Company measures certain financial assets and liabilities at fair value. Significant financial instruments measured at fair value on a recurring basis are investment securities and interest rate caps. Impaired loans and other real estate and other assets owned are significant financial instruments measured at fair value on a nonrecurring basis. See Note 19 for a further discussion of fair value.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Advertising Costs</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Advertising costs are generally expensed as incurred. The Company incurred advertising costs of approximately $338 thousand, $296 thousand and $347 thousand for the years ended December 31, 2012, 2011 and 2010, respectively.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><b>Recent Accounting Standards</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px 0pt 0.25in; text-align: justify; text-indent: -0.25in; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><i>Accounting Standards Update (&#8220;ASU&#8221;) 2011-03</i>, &#8220;<i>Transfers and Servicing (ASC Topic 860) -</i> <i>Reconsideration of Effective Control for Repurchase Agreements.</i>&#8221; ASU 2011-03 affects all entities that enter into agreements to transfer financial assets that both entitle and obligate the transferor to repurchase or redeem the financial assets before their maturity. The amendments in ASU 2011-03 remove from the assessment of effective control the criterion relating to the transferor&#8217;s ability to repurchase or redeem financial assets on substantially the agreed terms, even in the event of default by the transferee. ASU 2011-03 also eliminates the requirement to demonstrate that the transferor possesses adequate collateral to fund substantially all the cost of purchasing replacement financial assets. ASU 2011-03 became effective for the Company on January 1, 2012 <font style="color: black;">and did not have a significant impact on the Company's financial statements.</font></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><i>ASU 2011-04, "Fair Value Measurement (ASC Topic 820) - Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs."</i> ASU&#160;2011-04 amends ASC Topic&#160;820, "Fair Value Measurements and Disclosures," to converge the fair value measurement guidance in U.S. Generally Accepted Accounting Principles and International Financial Reporting Standards. ASU&#160;2011-04 clarifies the application of existing fair value measurement requirements, changes certain principles in ASC Topic&#160;820 and requires additional fair value disclosures. ASU&#160;2011-04 became effective for the Company on January&#160;1, 2012 and, aside from new disclosures included in Note 19 &#8211; Fair Value Measurements, did not have a significant impact on the Company&#8217;s financial statements.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><i>ASU 2011-08, "Intangibles - Goodwill and Other (ASC Topic 350) - Testing Goodwill for Impairment."</i> ASU&#160;2011-08 amends ASC Topic&#160;350, "Intangibles &#8211; Goodwill and Other," to give entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If, after assessing the totality of events or circumstances, an entity determines it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. However, if an entity concludes otherwise, then it is required to perform the first step of the two-step impairment test by calculating the fair value of the reporting unit and comparing the fair value with the carrying amount of the reporting unit. ASU&#160;2011-08 became effective for the Company on January&#160;1, 2012, and did not have a significant impact on the Company's financial statements.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><i>&#160;</i></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><i>ASU&#160;2012-02, "Intangibles &#8211; Goodwill and Other (ASC Topic 350) &#8211; Testing Indefinite-Lived Intangible Assets for Impairment."</i> ASU&#160;2012-02 gives entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that an indefinite-lived intangible asset is impaired. If, after assessing the totality of events or circumstances, an entity determines it is more likely than not that an indefinite-lived intangible asset is impaired, then the entity must perform the quantitative impairment test. If, under the quantitative impairment test, the carrying amount of the intangible asset exceeds its fair value, an entity should recognize an impairment loss in the amount of that excess. Permitting an entity to assess qualitative factors when testing indefinite-lived intangible assets for impairment results in guidance that is similar to the goodwill impairment testing guidance in ASU 2011-08. ASU&#160;2012-02 is effective for the Company beginning January&#160;1, 2013 (early adoption permitted) and is not expected to have a significant impact on the Company&#8217;s financial statements.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantAccountingPoliciesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for all significant accounting policies of the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18861-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18743-107790<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18854-107790<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18726-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 22<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SignificantAccountingPoliciesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_LoansAndLeasesReceivableGrossConsumerConstruction', window );">Construction</a></td>
        <td class="nump">$ 108,051<span></span></td>
        <td class="nump">$ 119,883<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumerRealEstate', window );">Residential real estate</a></td>
        <td class="nump">288,011<span></span></td>
        <td class="nump">321,604<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstate', window );">Commercial real estate</a></td>
        <td class="nump">314,941<span></span></td>
        <td class="nump">315,439<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Commercial</a></td>
        <td class="nump">60,786<span></span></td>
        <td class="nump">69,485<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Consumer</a></td>
        <td class="nump">13,293<span></span></td>
        <td class="nump">14,639<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Total loans</a></td>
        <td class="nump">785,082<span></span></td>
        <td class="nump">841,050<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for credit losses</a></td>
        <td class="num">(15,991)<span></span></td>
        <td class="num">(14,288)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Total loans, net</a></td>
        <td class="nump">$ 769,091<span></span></td>
        <td class="nump">$ 826,762<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_LoansAndLeasesReceivableGrossConsumerConstruction">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial and consumer construction loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_LoansAndLeasesReceivableGrossConsumerConstruction</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph a(ii)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommercial">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableCommercial</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableConsumer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableConsumer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableConsumerRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of consumer real estate loans. Includes, but not limited to, construction financing, residential mortgage loans, and home equity lines of credit. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph c(i)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a)(2),(3),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 40-43<br><br> -IssueDate 2006-05-01<br><br> -Chapter 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableConsumerRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableCommercialRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1(c))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 60<br><br> -Paragraph 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 51, 52, 53<br><br> -IssueDate 2006-05-01<br><br> -Chapter 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableCommercialRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>49
<FILENAME>Financial_Report.xls
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xls
M[[N_34E-12U697)S:6]N.B`Q+C`-"E@M1&]C=6UE;G0M5'EP93H@5V]R:V)O
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M<B!E9&ET;W(@9&]E<VXG="!S=7!P;W)T(%=E8B!!<F-H:79E(&9I;&5S+B`@
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M;V9T+6-O;3IO9F9I8V4Z97AC96PB('AM;&YS/3-$(FAT='`Z+R]W=W<N=S,N
M;W)G+U12+U)%0RUH=&UL-#`B/@T*/&AE860^#0H\;65T82!N86UE/3-$(D5X
M8V5L(%=O<FMB;V]K($9R86UE<V5T(CX-"@T*/&UE=&$@;F%M93TS1%!R;V=)
M9"!C;VYT96YT/3-$17AC96PN4VAE970^#0H\;&EN:R!R96P],T1&:6QE+4QI
M<W0@:')E9CTS1")7;W)K<VAE971S+V9I;&5L:7-T+GAM;"(^#0H-"CPA+2U;
M:68@9W1E(&US;R`Y73X\>&UL/@T*(#QX.D5X8V5L5V]R:V)O;VL^#0H@(#QX
M.D5X8V5L5V]R:W-H965T<SX-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^1$]#54U%3E1?04Y$7T5.5$E465])3D9/4DU!5$E//"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#`Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0T].4T],241!5$5$
M7T)!3$%.0T5?4TA%1513/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`R+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^0T].4T],241!5$5$7T)!3$%.0T5?4TA%15137U!A/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#`S+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0T].4T],241!5$5$
M7U-4051%345.5%-?3T9?3U!%/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T
M4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`T+FAT;6PB+SX-"B`@
M(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*
M("`@(#QX.DYA;64^0T].4T],241!5$5$7U-4051%345.5%-?3T9?0T]-/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#`U+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^0T].4T],241!
M5$5$7U-4051%345.5%-?3T9?0TA!/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H
M965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#`V+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^0T].4T],241!5$5$7U-4051%345.5%-?3T9?0TA!
M,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O
M<FMS:&5E=',O4VAE970P-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE
M970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D-/3E-/
M3$E$051%1%]35$%414U%3E137T]&7T-!4SPO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970P."YH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/E-534U!4EE?3T9?4TE'3DE&24-!3E1?04-#
M3U5.5#PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$
M(E=O<FMS:&5E=',O4VAE970P.2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DE.
M5D535$U%3E1?4T5#55))5$E%4SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,"YH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/DQ/04Y37T%.1%]!3$Q/5T%.0T5?1D]27T-2141)5#PO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970Q,2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/E!214U)4T53
M7T%.1%]%455)4$U%3E0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3(N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y)3E9%4U1-14Y47TE.7U5.0T].4T],241!5$5$7U,\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T,3,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y'3T]$5TE,3%]!3D1?
M3U1(15)?24Y404Y'24),15\\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713
M;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,30N:'1M;"(O/@T*("`@
M/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@
M("`@/'@Z3F%M93Y/5$A%4E]!4U-%5%,\+W@Z3F%M93X-"B`@("`\>#I7;W)K
M<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,34N:'1M;"(O
M/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE
M970^#0H@("`@/'@Z3F%M93Y/5$A%4E],24%"24Q)5$E%4SPO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970Q-BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D1%4$]32513/"]X.DYA;64^
M#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3
M:&5E=#$W+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX
M.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4TA/4E1415)-7T)/4E)/
M5TE.1U,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T,3@N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,
M3TY'5$5235]$14)4/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#$Y+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^0D5.149)5%]03$%.4SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970R,"YH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/E-43T-+0D%3141?0T]-4$5.4T%424]./"]X.DYA;64^
M#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3
M:&5E=#(Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX
M.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^1$5&15)2141?0T]-4$5.
M4T%424]./"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968]
M,T0B5V]R:W-H965T<R]3:&5E=#(R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^
M24Y#3TU%7U1!6$53/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E
M($A2968],T0B5V]R:W-H965T<R]3:&5E=#(S+FAT;6PB+SX-"B`@(#PO>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX
M.DYA;64^14%23DE.1U-,3U-37U!%4E]#3TU-3TY?4TA!4D4\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T,C0N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y214=53$%43U)97T-!4$E4
M04Q?4D5154E214U%3E0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,C4N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y,24Y%4U]/1E]#4D5$250\+W@Z3F%M93X-"B`@("`\>#I7;W)K
M<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,C8N:'1M;"(O
M/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE
M970^#0H@("`@/'@Z3F%M93Y&04E27U9!3%5%7TU%05-54D5-14Y44SPO>#I.
M86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E
M=',O4VAE970R-RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D1%4DE6051)5D5?
M24Y35%)5345.5%-?04Y$7TA%1#PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970R."YH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/D9)3D%.0TE!3%])3E-44E5-14Y44U]7251(7T]&1CPO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970R.2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D-/3E1)3D=%
M3D-)15,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T,S`N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y0
M05)%3E1?0T]-4$%.65]&24Y!3D-)04Q?24Y&3U(\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,S$N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93Y154%25$523%E?1DE.04Y#24%,7U)%
M4U5,5%-?=6X\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T,S(N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M
M93Y314=-14Y47U)%4$]25$E.1SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970S,RYH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/E!2149%4E)%1%]35$]#2SPO>#I.86UE/@T*("`@(#QX
M.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970S-"YH
M=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@("`\>#I.86UE/E-534U!4EE?3T9?4TE'3DE&24-!3E1?
M04-#3U5.5#$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T,S4N:'1M;"(O/@T*("`@/"]X.D5X8V5L
M5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M
M93Y)3E9%4U1-14Y47U-%0U52251)15-?5&%B;&5S/"]X.DYA;64^#0H@("`@
M/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#,V
M+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L
M5V]R:W-H965T/@T*("`@(#QX.DYA;64^3$]!3E-?04Y$7T%,3$]704Y#15]&
M3U)?0U)%1$E4,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970S-RYH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/E!214U)4T537T%.1%]%455)4$U%3E1?5&%B;&5S/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#,X+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^24Y615-4345.5%])3E]53D-/
M3E-/3$E$051%1%]3,3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970S.2YH=&UL(B\^#0H@("`\+W@Z
M17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\
M>#I.86UE/D=/3T1724Q,7T%.1%]/5$A%4E])3E1!3D=)0DQ%7S$\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T-#`N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y/5$A%4E]!4U-%5%-?
M5&%B;&5S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968]
M,T0B5V]R:W-H965T<R]3:&5E=#0Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^
M3U1(15)?3$E!0DE,251)15-?5&%B;&5S/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#0R+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^1$503U-)5%-?5&%B;&5S/"]X.DYA;64^#0H@
M("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E
M=#0S+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4TA/4E1415)-7T)/4E)/5TE.
M1U-?5&%B;&5S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#0T+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^3$].1U1%4DU?1$5"5%]486)L97,\+W@Z3F%M93X-"B`@("`\>#I7;W)K
M<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-#4N:'1M;"(O
M/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE
M970^#0H@("`@/'@Z3F%M93Y35$]#2T)!4T5$7T-/35!%3E-!5$E/3E]486)L
M97,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7
M;W)K<VAE971S+U-H965T-#8N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y$149%
M4E)%1%]#3TU014Y3051)3TY?5&%B;&5S/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#0W+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^24Y#3TU%7U1!6$537U1A8FQE<SPO>#I.86UE
M/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O
M4VAE970T."YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D5!4DY)3D=33$]34U]0
M15)?0T]-34].7U-(05)%7SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O
M=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970T.2YH=&UL(B\^#0H@("`\
M+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M("`\>#I.86UE/E)%1U5,051/4EE?0T%0251!3%]215%525)%345.5#$\+W@Z
M3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE
M971S+U-H965T-3`N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*
M("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y&04E27U9!3%5%
M7TU%05-54D5-14Y44U]486)L97,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-3$N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93Y&24Y!3D-)04Q?24Y35%)5345.5%-?5TE42%]/1D8Q
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#4R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4$%214Y4
M7T-/35!!3EE?1DE.04Y#24%,7TE.1D]2,3PO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970U,RYH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/E%505)415),65]&24Y!3D-)04Q?4D5354Q4
M4U]U;C$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T-30N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y3
M14=-14Y47U)%4$]25$E.1U]486)L97,\+W@Z3F%M93X-"B`@("`\>#I7;W)K
M<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-34N:'1M;"(O
M/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE
M970^#0H@("`@/'@Z3F%M93Y354U-05)97T]&7U-)1TY)1DE#04Y47T%#0T]5
M3E0R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B
M5V]R:W-H965T<R]3:&5E=#4V+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^24Y6
M15-4345.5%]314-54DE424537T1E=&%I;',\+W@Z3F%M93X-"B`@("`\>#I7
M;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-3<N:'1M
M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K
M<VAE970^#0H@("`@/'@Z3F%M93Y)3E9%4U1-14Y47U-%0U52251)15-?1&5T
M86EL<U\\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T-3@N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y)
M3E9%4U1-14Y47U-%0U52251)15-?1&5T86EL<U\Q/"]X.DYA;64^#0H@("`@
M/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#4Y
M+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L
M5V]R:W-H965T/@T*("`@(#QX.DYA;64^24Y615-4345.5%]314-54DE42453
M7T1E=&%I;'-?,CPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970V,"YH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/DE.5D535$U%3E1?4T5#55))5$E%4U]$971A:6QS7S,\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T-C$N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,3T%.4U]!3D1?04Q,3U=!
M3D-%7T9/4E]#4D5$250R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#8R+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^3$]!3E-?04Y$7T%,3$]704Y#15]&3U)?0U)%1$E4,SPO>#I.
M86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E
M=',O4VAE970V,RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DQ/04Y37T%.1%]!
M3$Q/5T%.0T5?1D]27T-2141)5#0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-C0N:'1M;"(O/@T*
M("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^
M#0H@("`@/'@Z3F%M93Y,3T%.4U]!3D1?04Q,3U=!3D-%7T9/4E]#4D5$250U
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#8U+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^3$]!3E-?
M04Y$7T%,3$]704Y#15]&3U)?0U)%1$E4-CPO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970V-BYH=&UL
M(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS
M:&5E=#X-"B`@("`\>#I.86UE/DQ/04Y37T%.1%]!3$Q/5T%.0T5?1D]27T-2
M141)5#<\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T-C<N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y,
M3T%.4U]!3D1?04Q,3U=!3D-%7T9/4E]#4D5$250X/"]X.DYA;64^#0H@("`@
M/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#8X
M+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L
M5V]R:W-H965T/@T*("`@(#QX.DYA;64^3$]!3E-?04Y$7T%,3$]704Y#15]&
M3U)?0U)%1$E4.3PO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970V.2YH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/E!214U)4T537T%.1%]%455)4$U%3E1?1&5T86EL<SPO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970W,"YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%
M>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/E!214U)4T537T%.1%]%455)
M4$U%3E1?1&5T86EL<S$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-S$N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y04D5-25-%4U]!3D1?15%525!-14Y47T1E=&%I;',R/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#<R+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^24Y615-4345.5%])
M3E]53D-/3E-/3$E$051%1%]3,CPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E
M=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970W,RYH=&UL(B\^#0H@
M("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@("`\>#I.86UE/DE.5D535$U%3E1?24Y?54Y#3TY33TQ)1$%4141?4S,\
M+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K
M<VAE971S+U-H965T-S0N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T
M/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y'3T]$5TE,
M3%]!3D1?3U1(15)?24Y404Y'24),15\R/"]X.DYA;64^#0H@("`@/'@Z5V]R
M:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#<U+FAT;6PB
M+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H
M965T/@T*("`@(#QX.DYA;64^1T]/1%=)3$Q?04Y$7T]42$527TE.5$%.1TE"
M3$5?,SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$
M(E=O<FMS:&5E=',O4VAE970W-BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K
M<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D=/
M3T1724Q,7T%.1%]/5$A%4E])3E1!3D=)0DQ%7S0\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-S<N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93Y/5$A%4E]!4U-%5%-?1&5T86EL<SPO
M>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS
M:&5E=',O4VAE970W."YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^
M#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D]42$527TQ)
M04))3$E424537T1E=&%I;',\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713
M;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T-SDN:'1M;"(O/@T*("`@
M/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@
M("`@/'@Z3F%M93Y$15!/4TE44U]$971A:6QS/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#@P+FAT
M;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R
M:W-H965T/@T*("`@(#QX.DYA;64^1$503U-)5%-?1&5T86EL<U]497AT=6%L
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#@Q+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4TA/4E14
M15)-7T)/4E)/5TE.1U-?1&5T86EL<SPO>#I.86UE/@T*("`@(#QX.E=O<FMS
M:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970X,BYH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/DQ/3D=415)-7T1%0E1?1&5T86EL<SPO>#I.86UE
M/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O
M4VAE970X,RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/DQ/3D=415)-7T1%0E1?
M1&5T86EL<U]497AT=6%L/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#@T+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^0D5.149)5%]03$%.4U]$971A:6QS7U1E>'1U86P\+W@Z3F%M
M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S
M+U-H965T.#4N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@
M/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y35$]#2T)!4T5$7T-/
M35!%3E-!5$E/3E]$971A:6P\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713
M;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T.#8N:'1M;"(O/@T*("`@
M/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@
M("`@/'@Z3F%M93Y35$]#2T)!4T5$7T-/35!%3E-!5$E/3E]$971A:6PQ/"]X
M.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H
M965T<R]3:&5E=#@W+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-
M"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^4U1/0TM"05-%
M1%]#3TU014Y3051)3TY?1&5T86EL,CPO>#I.86UE/@T*("`@(#QX.E=O<FMS
M:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970X."YH=&UL(B\^
M#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E
M=#X-"B`@("`\>#I.86UE/E-43T-+0D%3141?0T]-4$5.4T%424].7T1E=&%I
M;#,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7
M;W)K<VAE971S+U-H965T.#DN:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y35$]#
M2T)!4T5$7T-/35!%3E-!5$E/3E]$971A:6PT/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#DP+FAT
M;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R
M:W-H965T/@T*("`@(#QX.DYA;64^1$5&15)2141?0T]-4$5.4T%424].7T1E
M=&%I;',\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS
M1")7;W)K<VAE971S+U-H965T.3$N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R
M:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y$
M149%4E)%1%]#3TU014Y3051)3TY?1&5T86EL<U\\+W@Z3F%M93X-"B`@("`\
M>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T.3(N
M:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7
M;W)K<VAE970^#0H@("`@/'@Z3F%M93Y$149%4E)%1%]#3TU014Y3051)3TY?
M1&5T86EL<U\Q/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#DS+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^24Y#3TU%7U1!6$537T1E=&%I;',\+W@Z3F%M93X-"B`@("`\>#I7;W)K
M<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T.30N:'1M;"(O
M/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE
M970^#0H@("`@/'@Z3F%M93Y)3D-/345?5$%815-?1&5T86EL<U\Q/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#DU+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@
M(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^24Y#3TU%7U1!6$53
M7T1E=&%I;'-?,CPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(
M4F5F/3-$(E=O<FMS:&5E=',O4VAE970Y-BYH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/D5!4DY)3D=33$]34U]015)?0T]-34].7U-(05)%7S$\+W@Z3F%M93X-
M"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H
M965T.3<N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y%05).24Y'4TQ/4U-?4$52
M7T-/34U/3E]32$%215\R/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U
M<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#DX+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@
M(#QX.DYA;64^4D5'54Q!5$]265]#05!)5$%,7U)%455)4D5-14Y4,CPO>#I.
M86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E
M=',O4VAE970Y.2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/E)%1U5,051/4EE?
M0T%0251!3%]215%525)%345.5#,\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3`P+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^3$E.15-?3T9?0U)%1$E47T1E=&%I;'-?5&5X='5A
M/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R
M:W-H965T<R]3:&5E=#$P,2YH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE
M970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D9!25)?
M5D%,545?345!4U5214U%3E137T1E=&%I;#PO>#I.86UE/@T*("`@(#QX.E=O
M<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,#(N:'1M
M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K
M<VAE970^#0H@("`@/'@Z3F%M93Y&04E27U9!3%5%7TU%05-54D5-14Y44U]$
M971A:6PQ/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968]
M,T0B5V]R:W-H965T<R]3:&5E=#$P,RYH=&UL(B\^#0H@("`\+W@Z17AC96Q7
M;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE
M/D9!25)?5D%,545?345!4U5214U%3E137T1E=&%I;#(\+W@Z3F%M93X-"B`@
M("`\>#I7;W)K<VAE9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T
M,3`T+FAT;6PB+SX-"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X
M8V5L5V]R:W-H965T/@T*("`@(#QX.DYA;64^1D%)4E]604Q515]-14%355)%
M345.5%-?1&5T86EL,SPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C
M92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE970Q,#4N:'1M;"(O/@T*("`@/"]X
M.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@
M/'@Z3F%M93Y$15))5D%4259%7TE.4U1254U%3E137T%.1%](140Q/"]X.DYA
M;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T
M<R]3:&5E=#$P-BYH=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@
M("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.86UE/D9)3D%.0TE!3%])
M3E-44E5-14Y44U]7251(7T]&1C(\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE
M9713;W5R8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3`W+FAT;6PB+SX-
M"B`@(#PO>#I%>&-E;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T
M/@T*("`@(#QX.DYA;64^4$%214Y47T-/35!!3EE?1DE.04Y#24%,7TE.1D]2
M,CPO>#I.86UE/@T*("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O
M<FMS:&5E=',O4VAE970Q,#@N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H
M965T/@T*("`@/'@Z17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y005)%
M3E1?0T]-4$%.65]&24Y!3D-)04Q?24Y&3U(S/"]X.DYA;64^#0H@("`@/'@Z
M5V]R:W-H965T4V]U<F-E($A2968],T0B5V]R:W-H965T<R]3:&5E=#$P.2YH
M=&UL(B\^#0H@("`\+W@Z17AC96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O
M<FMS:&5E=#X-"B`@("`\>#I.86UE/E!!4D5.5%]#3TU004Y97T9)3D%.0TE!
M3%])3D9/4C0\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R8V4@2%)E
M9CTS1")7;W)K<VAE971S+U-H965T,3$P+FAT;6PB+SX-"B`@(#PO>#I%>&-E
M;%=O<FMS:&5E=#X-"B`@(#QX.D5X8V5L5V]R:W-H965T/@T*("`@(#QX.DYA
M;64^455!4E1%4DQ97T9)3D%.0TE!3%]215-53%137W5N,CPO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970Q,3$N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y314=-14Y47U)%4$]25$E.
M1U]$971A:6QS/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U<F-E($A2
M968],T0B5V]R:W-H965T<R]3:&5E=#$Q,BYH=&UL(B\^#0H@("`\+W@Z17AC
M96Q7;W)K<VAE970^#0H@("`\>#I%>&-E;%=O<FMS:&5E=#X-"B`@("`\>#I.
M86UE/E-%1TU%3E1?4D503U)424Y'7T1E=&%I;'-?5&5X=#PO>#I.86UE/@T*
M("`@(#QX.E=O<FMS:&5E=%-O=7)C92!(4F5F/3-$(E=O<FMS:&5E=',O4VAE
M970Q,3,N:'1M;"(O/@T*("`@/"]X.D5X8V5L5V]R:W-H965T/@T*("`@/'@Z
M17AC96Q7;W)K<VAE970^#0H@("`@/'@Z3F%M93Y04D5&15)2141?4U1/0TM?
M1&5T86EL<U]497AT=6$\+W@Z3F%M93X-"B`@("`\>#I7;W)K<VAE9713;W5R
M8V4@2%)E9CTS1")7;W)K<VAE971S+U-H965T,3$T+FAT;6PB+SX-"B`@(#PO
M>#I%>&-E;%=O<FMS:&5E=#X-"B`@/"]X.D5X8V5L5V]R:W-H965T<SX-"B`@
M/'@Z4W1Y;&5S:&5E="!(4F5F/3-$(E=O<FMS:&5E=',O<F5P;W)T+F-S<R(O
M/@T*("`\>#I!8W1I=F53:&5E=#XP/"]X.D%C=&EV95-H965T/@T*("`\>#I0
M<F]T96-T4W1R=6-T=7)E/D9A;'-E/"]X.E!R;W1E8W13=')U8W1U<F4^#0H@
M(#QX.E!R;W1E8W17:6YD;W=S/D9A;'-E/"]X.E!R;W1E8W17:6YD;W=S/@T*
M(#PO>#I%>&-E;%=O<FMB;V]K/@T*/"]X;6P^/"%;96YD:69=+2T^#0H\+VAE
M860^#0H@(#QB;V1Y/@T*("`@/'`^5&AI<R!P86=E('-H;W5L9"!B92!O<&5N
M960@=VET:"!-:6-R;W-O9G0@17AC96P@6%`@;W(@;F5W97(N/"]P/@T*("`\
M+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?
M,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N
M.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W
M,S%A8B]7;W)K<VAE971S+U-H965T,#$N:'1M;`T*0V]N=&5N="U4<F%N<V9E
M<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T
M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE
M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT
M96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E
M/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E
M;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y
M/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$584D%%/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D1/0U5-14Y4($%.1"!%3E1)5%D@24Y&
M3U)-051)3TX@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3X\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y&96(N(#(X+"`R,#$S/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/DIU;BX@,S`L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D5N=&ET>2!296=I<W1R86YT($YA;64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/E-(3U)%($)!3D-32$%215,@24Y#/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;G1I
M='D@0V5N=')A;"!);F1E>"!+97D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/C`P,#$P,S4P.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-U<G)E;G0@1FES8V%L(%EE87(@16YD($1A
M=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/BTM,3(M,S$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N
M=&ET>2!&:6QE<B!#871E9V]R>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^4VUA;&QE<B!297!O<G1I;F<@0V]M<&%N>3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')A9&EN9R!3>6UB
M;VP\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/G-H8FD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N=&ET
M>2!#;VUM;VX@4W1O8VLL(%-H87)E<R!/=71S=&%N9&EN9SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^."PT-3<L,S4Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$;V-U;65N="!4>7!E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XQ,"U+/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;65N9&UE
M;G0@1FQA9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^9F%L<V4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D1O8W5M96YT(%!E<FEO9"!%;F0@1&%T93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^1&5C(#,Q+`T*"0DR,#$R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$;V-U;65N="!&:7-C86P@
M4&5R:6]D($9O8W5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y&
M63QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^1&]C=6UE;G0@1FES8V%L(%EE87(@1F]C=7,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/C(P,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N=&ET>2!796QL+4MN;W=N(%-E87-O
M;F5D($ES<W5E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^3F\\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5N=&ET>2!6;VQU;G1A<GD@1FEL97)S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#Y.;SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^16YT:71Y($-U<G)E;G0@4F5P;W)T:6YG(%-T871U
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^665S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;G1I='D@
M4'5B;&EC($9L;V%T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#0X+#`T."PS-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE
M>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*
M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V
M9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#`R+FAT;6P-
M"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-
M"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-
M"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#
M;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F
M+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W
M+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^
M/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@
M:60],T1)1#!%3TM!1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY#3TY33TQ)
M1$%4140@0D%,04Y#12!32$5%5%,@*%531"`D*3QB<CY);B!4:&]U<V%N9',L
M('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D%34T544SPO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H
M(&%N9"!D=64@9G)O;2!B86YK<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`R-BPU-SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#(R+#DX-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0M8F5A<FEN9R!D97!O
M<VET<R!W:71H(&]T:&5R(&)A;FMS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ-C0L.#8T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.3DL-S<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&961E<F%L(&9U;F1S('-O;&0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@L-S4P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PY.#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^26YV97-T;65N="!S96-U<FET:65S.CPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4@9F]R('-A;&4L(&%T
M(&9A:7(@=F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T
M-2PU,#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,CDL-S@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y(96QD('1O(&UA='5R:71Y+"!A="!A;6]R=&EZ960@
M8V]S="`M(&9A:7(@=F%L=64@;V8@)#(L.#@T("@R,#$R*2!A;F0@)#8L-S,R
M("@R,#$Q*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPV-3<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV
M+#0X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&]A;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<X
M-2PP.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX-#$L,#4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y,97-S.B!A;&QO=V%N8V4@9F]R(&-R961I="!L;W-S
M97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$U+#DY,2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-"PR
M.#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&]A;G,L(&YE=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-S8Y+#`Y,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@R-BPW-C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E!R96UI<V5S(&%N9"!E<75I<&UE;G0L(&YE
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34L-3DS/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L-C8R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y';V]D=VEL;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L
M-#4T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3(L-#4T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y/=&AE<B!I;G1A;F=I8FQE(&%S<V5T<RP@;F5T/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#@Q-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L,C`X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!R
M96%L(&5S=&%T92!A;F0@;W1H97(@87-S971S(&]W;F5D+"!N970\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-C4Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PS.#4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&%S
M<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@L.#,V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C8L
M-S(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&]T86P@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#$X-2PX,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#$U."PQ.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3$E!0DE,251)15,\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N
M:6YT97)E<W0M8F5A<FEN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,34S+#DY,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$S,RPX,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T+6)E87)I;F<\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C@Y-2PR.#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-S8L,3$X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@
M9&5P;W-I=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,#0Y
M+#(W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$L,#`Y+#DQ.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4VAO<G0M=&5R;2!B;W)R;W=I;F=S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,RPW-C$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPX,3<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&QI
M86)I;&ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#<T
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C@L-S4S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y,;VYG+71E<FT@9&5B=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O=3X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QI86)I;&ET:65S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#`W,2PW.#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#`S-BPY-#0\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^4U1/0TM(3TQ$15)3)R!%455)5%D\+W-T<F]N9SX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N('-T;V-K+"!P87(@=F%L=64@
M)"XP,2P@875T:&]R:7IE9"`S-2PP,#`L,#`P('-H87)E<SL@<VAA<F5S(&ES
M<W5E9"!A;F0@;W5T<W1A;F1I;F<M."PT-3<L,S4Y("@R,#$R(&%N9"`R,#$Q
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^061D:71I
M;VYA;"!P86ED(&EN(&-A<&ET86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,R+#$U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,R+#`U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4F5T86EN960@96%R;FEN9W,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@Q+#`W.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDP+#@P,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06-C=6UU
M;&%T960@;W1H97(@8V]M<')E:&5N<VEV92!I;F-O;64@*&QO<W,I/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,#@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#8X.2D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;W4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!S
M=&]C:VAO;&1E<G,G(&5Q=6ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3$T+#`R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$R,2PR-#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L:6%B:6QI=&EE<R!A;F0@
M<W1O8VMH;VQD97)S)R!E<75I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,2PQ.#4L.#`W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q+#$U."PQ.3,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H
M=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X
M-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#
M.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H
M965T<R]3:&5E=#`S+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z
M('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C
M:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-
M151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT
M+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V
M87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#
M;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B
M;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%5T=!0SX-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#$^/'-T<F]N9SY#3TY33TQ)1$%4140@0D%,04Y#12!32$5%5%,@*%!A<F5N
M=&AE=&EC86PI("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!E>&-E<'0@4VAA
M<F4@9&%T82P@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\
M8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-E8W5R:71I
M97,@:&5L9"!T;R!M871U<FET>2P@97-T:6UA=&5D(&9A:7(@=F%L=64@*&EN
M(&1O;&QA<G,I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L
M.#@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`V+#<S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V]M;6]N('-T;V-K+"!P87(@=F%L=64@*&EN(&1O;&QA
M<G,@<&5R('-H87)E*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`P+C`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`P+C`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VLL('-H87)E<R!A=71H;W)I>F5D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-2PP,#`L,#`P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4L
M,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]M;6]N('-T;V-K+"!S:&%R97,@:7-S=65D/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#0U-RPS-3D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#0U-RPS-3D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O
M;6UO;B!S=&]C:RP@<VAA<F5S(&]U='-T86YD:6YG/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XX+#0U-RPS-3D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#0U-RPS-3D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y
M/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?
M-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL
M93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O
M5V]R:W-H965T<R]3:&5E=#`T+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC
M;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H
M=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*
M("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS
M1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E
M>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@
M5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@
M("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%4D)!23X-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W
M<W!A;CTS1#(^/'-T<F]N9SY#3TY33TQ)1$%4140@4U1!5$5-14Y44R!/1B!/
M4$52051)3TY3("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!E>&-E<'0@4&5R
M(%-H87)E(&1A=&$L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^
M,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R
M/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DE.
M5$5215-4($E.0T]-13PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y);G1E<F5S="!A;F0@9F5E<R!O;B!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T,BPV.3@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0W+#4T.3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-3$L
M.38R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/DEN=&5R97-T(&%N9"!D:79I9&5N9',@;VX@:6YV97-T
M;65N="!S96-U<FET:65S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y487AA8FQE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR+#@Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,L,#,Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,RPR,#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"UE>&5M<'0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$P-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@;VX@
M9F5D97)A;"!F=6YD<R!S;VQD/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DEN=&5R97-T(&]N(&1E<&]S:71S('=I=&@@;W1H97(@
M8F%N:W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDS/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y4;W1A;"!I;G1E<F5S="!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0U+#DP,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4P+#@U,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4U+#0V,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY)3E1%4D53
M5"!%6%!%3E-%/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DEN=&5R97-T(&]N(&1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,"PU,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PY.34\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPV.#$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(&]N
M('-H;W)T+71E<FT@8F]R<F]W:6YG<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XU-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C@S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!O;B!L;VYG+71E<FT@9&5B=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@
M:6YT97)E<W0@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3`L-38R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3$L,#@X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3(L.#(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3D54($E.5$5215-4($E.0T]-13PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S4L,S,Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,SDL-S8T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#(L
M-C,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y0<F]V:7-I;VX@9F]R(&-R961I="!L;W-S97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(W+#<T-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Y+#0W,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q+#$Q.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DY%5"!)
M3E1%4D535"!)3D-/344@049415(@4%)/5DE324].($9/4B!#4D5$250@3$]3
M4T53/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#4Y-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P+#(Y
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(Q+#4R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY.3TY)3E1%4D535"!)3D-/344\+W-T<F]N9SX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V5R=FEC92!C:&%R
M9V5S(&]N(&1E<&]S:70@86-C;W5N=',\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(L-34Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,BPX-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS+#(U-SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')U<W0@86YD(&EN=F5S=&UE
M;G0@9F5E(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PV-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#4V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L-3`S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y'86EN<R!O;B!S86QE<R!O9B!I;G9E<W1M96YT
M('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W
M.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C4V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DEN<W5R86YC92!A9V5N8WD@8V]M;6ES<VEO;G,@:6YC;VUE/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#@Q-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDL,S4X/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L,3$S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y,;W-S(&]N('1E<FUI;F%T:6]N(&]F(&-A<V@@9FQO=R!H961G93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PS,SDI/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&YO
M;FEN=&5R97-T(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPX,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR+#DX.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,L,38X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;F]N:6YT97)E<W0@:6YC;VUE
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2PW-3@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPS,3@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M."PP-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^3D].24Y415)%4U0@15A014Y313PO<W1R;VYG/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y386QA<FEE<R!A;F0@
M=V%G97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W+#0Q.#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V
M+#@R-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$W+#0W-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^16UP;&]Y964@8F5N969I=',\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,L.3DT/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,RPX-#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#@R.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3V-C=7!A;F-Y(&5X
M<&5N<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-34Y/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS
M,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR+#,R.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1G5R;FET=7)E(&%N9"!E<75I<&UE;G0@97AP96YS93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.38S/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PP-3D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(P,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&%T
M82!P<F]C97-S:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#<Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L.#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPV,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D1I<F5C=&]R<R<@9F5E<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-#<T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-3`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#$R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y';V]D=VEL;"!A;F0@;W1H
M97(@:6YT86YG:6)L92!A<W-E=',@:6UP86ER;65N=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,S0T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPP-3$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IA=&EO;B!O
M9B!O=&AE<B!I;G1A;F=I8FQE(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,SDR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-3$R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-3$U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G-U<F%N8V4@86=E;F-Y(&-O;6UI
M<W-I;VYS(&5X<&5N<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L,SDQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PR-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+#4V.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1D1)0R!I;G-U<F%N8V4@<')E;6EU;2!E>'!E
M;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#,X,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,CDX
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PX,S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E=R:71E+61O=VYS(&]F(&]T:&5R(')E86P@97-T871E(&]W;F5D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#,R.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,#4Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C4W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y/=&AE<B!N;VYI;G1E<F5S="!E>'!E;G-E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-BPY,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XV+#,P-SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,C0Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;F]N:6YT
M97)E<W0@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,SDL-34U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,SDL,38W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#$L-S(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y,3U-3($)%1D]212!)3D-/344@5$%8($)%
M3D5&250\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$V+#(P,RD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q
M+#4U-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@R+#$U.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DEN8V]M92!T87@@8F5N969I=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-BPU-C4I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-C4X*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0Y,BD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.150@3$]34SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Y+#8S."D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#@Y-RD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@
M*#$L-C8W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0F%S:6,@;&]S<R!P97(@8V]M;6]N('-H87)E("AI;B!D;VQL
M87)S('!E<B!S:&%R92D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M)"`H,2XQ-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B0@*#`N,3$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XD("@P+C(I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$:6QU=&5D(&QO<W,@<&5R(&-O;6UO
M;B!S:&%R92`H:6X@9&]L;&%R<R!P97(@<VAA<F4I/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B0@*#$N,30I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@P+C$Q*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,"XR*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!D
M:79I9&5N9',@<&%I9"!P97(@8V]M;6]N('-H87)E("AI;B!D;VQL87)S('!E
M<B!S:&%R92D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XP
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,"XP.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,"XR-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?
M-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,#4N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$4V54%%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D-/3E-/
M3$E$051%1"!35$%414U%3E13($]&($-/35!214A%3E-)5D4@3$]34R`H55-$
M("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I
M960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS
M<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE
M="!L;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#DL-C,X
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M)"`H.#DW*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^)"`H,2PV-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D]T:&5R(&-O;7!R96AE;G-I=F4@
M:6YC;VUE("AL;W-S*3PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y5;G)E86QI>F5D(&AO;&1I;F<@9V%I;G,@;VX@879A:6QA
M8FQE+69O<BUS86QE('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L,34U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2PR-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XT,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"!E9F9E8W0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#0V-2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@U,#4I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,38T*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;&%S<VEF
M:6-A=&EO;B!O9B!G86EN<R!R96-O9VYI>F5D(&EN(&YE="!L;W-S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-S@I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-38S*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"!E9F9E
M8W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(R-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M970@;V8@=&%X(&%M;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-3(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-A<V@@9FQO=R!H961G:6YG(&%C=&EV
M:71I97,Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E5N<F5A;&EZ960@:&]L9&EN9R!G86EN<R`H;&]S<V5S*2!O;B!C87-H
M(&9L;W<@:&5D9VEN9R!A8W1I=FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+#@P,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#0V,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@S+#<Q-RD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A>"!E9F9E8W0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#<R-RD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4P,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;&%S
M<VEF:6-A=&EO;B!O9B!L;W-S97,@<F5C;V=N:7IE9"!I;B!N970@;&]S<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PS,SD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&%X(&5F
M9F5C=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-30P*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M970@;V8@=&%X(&%M;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PX-S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@R-S4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,BPR,38I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;W1H97(@8V]M<')E:&5N<VEV
M92!I;F-O;64@*&QO<W,I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR+#,Y-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$R-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$L.3<T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-O;7!R96AE;G-I=F4@;&]S<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@W+#(T,2D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#<W,BD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#,L-C0Q
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R
M,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R
M.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,#8N:'1M;`T*0V]N=&5N="U4
M<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4
M>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-
M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP
M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP
M="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@
M3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@
M(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4U
M4D))/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS
M<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/D-/3E-/3$E$051%1"!35$%4
M14U%3E13($]&($-(04Y'15,@24X@4U1/0TM(3TQ$15)3)R!%455)5%D@*%53
M1"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF
M:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^0V]M
M;6]N(%-T;V-K(%M-96UB97)=/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/E=A<G)A;G0@6TUE;6)E<ET\8G(^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^061D:71I;VYA;"!086ED+6EN($-A<&ET86P@6TUE;6)E
M<ET\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^4F5T86EN960@
M16%R;FEN9W,@6TUE;6)E<ET\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^06-C=6UU;&%T960@3W1H97(@0V]M<')E:&5N<VEV92!);F-O;64@
M*$QO<W,I(%M-96UB97)=/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/E1O=&%L/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F,^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y"86QA;F-E<RP@870@1&5C+B`S,2P@,C`P.3PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`X-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,2PU-#,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(Y+#@W,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.38L,34Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M-C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#$R-RPX,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^0V]M<')E:&5N<VEV92!L;W-S.CPO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@;&]S
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PV-C<I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L
M-C8W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^56YR96%L:7IE9"!G86EN<R!O;B!A=F%I;&%B;&4M9F]R+7-A;&4@
M<V5C=7)I=&EE<RP@;F5T(&]F(')E8VQA<W-I9FEC871I;VX@861J=7-T;65N
M="P@;F5T(&]F('1A>&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,C0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y5;G)E86QI>F5D(&=A:6YS("AL;W-S97,I(&]N(&-A
M<V@@9FQO=R!H961G:6YG(&%C=&EV:71I97,L(&YE="!O9B!R96-L87-S:69I
M8V%T:6]N(&%D:G5S=&UE;G0L(&YE="!O9B!T87AE<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#(L,C$V*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L,C$V*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@8V]M
M<')E:&5N<VEV92!L;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@S+#8T,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-T;V-K+6)A<V5D(&-O;7!E;G-A=&EO;CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-S`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!D:79I9&5N
M9',@<&%I9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPP
M,C8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#(L,#(V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')C/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0F%L86YC97,L(&%T($1E8RX@,S$L(#(P,3`\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PU-#,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,"PR-#(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY,BPT-3@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q
M+#@Q-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,C(L-3$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O;7!R96AE;G-I=F4@;&]S<SH\+W-T
M<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&QO
M<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#@Y-RD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.#DW
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^56YR96%L:7IE9"!G86EN<R!O;B!A=F%I;&%B;&4M9F]R+7-A;&4@<V5C
M=7)I=&EE<RP@;F5T(&]F(')E8VQA<W-I9FEC871I;VX@861J=7-T;65N="P@
M;F5T(&]F('1A>&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y5;G)E86QI>F5D(&=A:6YS("AL;W-S97,I(&]N(&-A<V@@
M9FQO=R!H961G:6YG(&%C=&EV:71I97,L(&YE="!O9B!R96-L87-S:69I8V%T
M:6]N(&%D:G5S=&UE;G0L(&YE="!O9B!T87AE<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#(W-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-S4I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!C;VUP<F5H96YS
M:79E(&QO<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#<W,BD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E)E<'5R8VAA<V4@;V8@=V%R<F%N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$L-30S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L-3$X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H87)E<R!I<W-U960@9F]R
M(&5M<&QO>65E('-T;V-K+6)A<V5D(&%W87)D<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W1O8VLM8F%S960@8V]M<&5N<V%T
M:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CDS
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#87-H(&1I=FED96YD<R!P86ED/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@W-C`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#<V,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R8SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)A;&%N8V5S+"!A="!$96,N(#,Q+"`R
M,#$Q/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,BPP-3(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY
M,"PX,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q+#8X.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,C$L,C0Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D-O;7!R96AE;G-I=F4@;&]S
M<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3F5T(&QO<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#DL
M-C,X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Y+#8S."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@9V%I;G,@;VX@879A:6QA8FQE+69O
M<BUS86QE('-E8W5R:71I97,L(&YE="!O9B!R96-L87-S:69I8V%T:6]N(&%D
M:G5S=&UE;G0L(&YE="!O9B!T87AE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C4R-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4R-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^56YR96%L:7IE9"!G86EN<R`H;&]S<V5S
M*2!O;B!C87-H(&9L;W<@:&5D9VEN9R!A8W1I=FET:65S+"!N970@;V8@<F5C
M;&%S<VEF:6-A=&EO;B!A9&IU<W1M96YT+"!N970@;V8@=&%X97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#@W,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.#<S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A
M;"!C;VUP<F5H96YS:79E(&QO<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#<L,C0Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4W1O8VLM8F%S960@8V]M<&5N<V%T:6]N/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P,SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#87-H(&1I
M=FED96YD<R!P86ED/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@X-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH.#4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F,^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y"86QA;F-E<RP@870@1&5C+B`S,2P@,C`Q,CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`X-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S(L,34U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`X,2PP
M-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#<P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,3$T+#`R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S
M,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U
M9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,#<N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$4Q2#X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY#3TY3
M3TQ)1$%4140@4U1!5$5-14Y44R!/1B!#2$%.1T53($E.(%-43T-+2$],1$52
M4R<@15%52519("A087)E;G1H971I8V%L*2`H55-$("0I/&)R/CPO<W1R;VYG
M/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0S/C$R
M($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,#QB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&EV:61E;F1S('!A
M:60@<&5R(&-O;6UO;B!S:&%R92`H:6X@9&]L;&%R<R!P97(@<VAA<F4I/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N,#$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N,#D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N
M,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L
M93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B
M,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,
M;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W
M,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#`X+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M3T1!23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY#3TY33TQ)1$%4140@4U1!
M5$5-14Y44R!/1B!#05-(($9,3U=3("A54T0@)"D\8G(^26X@5&AO=7-A;F1S
M+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0S/C$R($UO;G1H<R!%
M;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,#QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY#05-(($9,3U=3($92
M3TT@3U!%4D%424Y'($%#5$E6251)15,Z/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!L;W-S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B0@*#DL-C,X*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H.#DW*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,2PV-C<I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D%D:G5S=&UE;G1S('1O(')E8V]N8VEL92!N970@;&]S<R!T;R!N970@
M8V%S:"!P<F]V:61E9"!B>2!O<&5R871I;F<@86-T:79I=&EE<SH\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')O=FES:6]N
M(&9O<B!C<F5D:70@;&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR-RPW-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ.2PT-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR,2PQ,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=O;V1W:6QL(&%N9"!O=&AE<B!I
M;G1A;F=I8FQE(&%S<V5T<R!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2PS-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS+#`U,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P<F5C:6%T:6]N(&%N9"!A
M;6]R=&EZ871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L
M-C0X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPS-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR+#0P-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1&ES8V]U;G0@86-C<F5T:6]N(&]N(&1E8G0@<V5C
M=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-S`I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,34V
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$R."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-T;V-K+6)A<V5D(&-O;7!E;G-A=&EO;B!E>'!E;G-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,#D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,S@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS.3`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5X8V5S<R!T
M87@@97AP96YS92!F<F]M('-T;V-K+6)A<V5D(&%R<F%N9V5M96YT<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3`V*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0U*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(P*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5F97)R
M960@:6YC;VUE('1A>"!B96YE9FET/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Q+#<V-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@Q+#4U,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@R+#DP-2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=A:6YS(&]N('-A;&5S(&]F
M(&EN=F5S=&UE;G0@<V5C=7)I=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,C<X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#4V,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#XH1V%I;G,I(&QO<W-E<R!O;B!D:7-P;W-A
M;',@;V8@<')E;6ES97,@86YD(&5Q=6EP;65N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,3DR*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]S<V5S(&]N('-A;&5S(&%N9"!W
M<FET92UD;W=N<R!O9B!O=&AE<B!R96%L(&5S=&%T92!O=VYE9#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP,34\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(R,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<S-3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]S<R!O
M;B!T97)M:6YA=&EO;B!O9B!C87-H(&9L;W<@:&5D9V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,S,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3F5T(&-H86YG
M97,@:6XZ/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%C8W)U960@:6YT97)E<W0@<F5C96EV86)L93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,2PQ,S<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#$R-SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(U-BD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&%S<V5T
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PV-3(I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX,3,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#4Q-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^06-C<G5E9"!I;G1E<F5S="!P87EA8FQE/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@R,S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH,CDQ*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#DR,2D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&QI86)I;&ET
M:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,C0\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#(V-2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T
M+#0R.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.970@8V%S:"!P<F]V:61E9"!B>2!O<&5R871I;F<@86-T:79I
M=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$L,S@V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C$L
M.3(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3DL.#DP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/D-!4T@@1DQ/5U,@1E)/32!)3E9%4U1)3D<@
M04-4259)5$E%4SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4')O8V5E9',@9G)O;2!M871U<FET:65S(&%N9"!P<FEN8VEP
M86P@<&%Y;65N=',@;V8@:6YV97-T;65N="!S96-U<FET:65S(&%V86EL86)L
M92!F;W(@<V%L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#<L
M.#4T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-3,L,S0S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-#<L.30U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y0<F]C965D<R!F<F]M('-A;&5S(&]F(&EN=F5S
M=&UE;G0@<V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,C<U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`L.#(U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4'5R8VAA<V5S
M(&]F(&EN=F5S=&UE;G0@<V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8Y+#0Y,2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,#0L,S`U
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#0Y+#8R-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@;6%T=7)I=&EE<R!A;F0@<')I;F-I
M<&%L('!A>6UE;G1S(&]F(&EN=F5S=&UE;G0@<V5C=7)I=&EE<R!H96QD('1O
M(&UA='5R:71Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#@Q
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L,3DU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y.970@8VAA;F=E(&EN(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR,RPX.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-"PR,S,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-C0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!U<F-H87-E<R!O
M9B!P<F5M:7-E<R!A;F0@97%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@R+#(P,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@Q+#(Q-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#(Y,BD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@
M<V%L97,@;V8@<')E;6ES97,@86YD(&5Q=6EP;65N=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S$W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@<V%L97,@
M;V8@;W1H97(@<F5A;"!E<W1A=&4@;W=N960\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C4L-S0R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,RPX,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(U-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YV97-T;65N="!I;B!U
M;F-O;G-O;&ED871E9"!S=6)S:61I87)Y/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,C4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,C4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&-A<V@@<')O=FED960@8GD@*'5S
M960@:6XI(&EN=F5S=&EN9R!A8W1I=FET:65S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ-BPR,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@S+#$P."D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,38\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^0T%32"!&
M3$]74R!&4D]-($9)3D%.0TE.1R!!0U1)5DE42453.CPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYI;G1E<F5S="UB96%R
M:6YG(&1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M,"PQ.3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XY+#8Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L-CDV/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="UB96%R:6YG(&1E<&]S:71S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.2PQ-C,\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,"PW.3`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,RPQ
M,3@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y3:&]R="UT97)M(&)O<G)O=VEN9W,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#0L,#4V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L-S<V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-"PS-C,I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%>&-E<W,@=&%X(&5X
M<&5N<V4@9G)O;2!S=&]C:RUB87-E9"!A<G)A;F=E;65N=',\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$P-CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<&%Y;65N="!O9B!L
M;VYG+71E<FT@9&5B=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M-#4U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#0W-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@T.3<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y297!U<F-H87-E(&]F('=A<G)A;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O8VL@9&EV
M:61E;F1S('!A:60\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#@U
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#<V,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@R+#`R-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.970@8V%S:"!P<F]V:61E9"!B>2`H=7-E9"!I;BD@
M9FEN86YC:6YG(&%C=&EV:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,T+#@V-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,P+#DV,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$X+#(X."D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.150@24Y#4D5!4T4@24X@
M0T%32"!!3D0@0T%32"!%455)5D%,14Y44SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-S(L-#4Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^-#DL-S<X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS,3@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-!4T@@04Y$($-!4T@@
M15%5259!3$5.5%,@050@0D5'24Y.24Y'($]&(%E%05(\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$R-RPW-#(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-RPY-C0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-2PV-#8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-!4T@@
M04Y$($-!4T@@15%5259!3$5.5%,@050@14Y$($]&(%E%05(\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(P,"PQ.3,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C<L-S0R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S<L.38T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/E-U<'!L96UE;G1A;"!C87-H(&9L;W<@:6YF;W)M871I;VXZ/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R
M97-T('!A:60\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#<Y
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$Q+#,W.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$S+#<T,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26YC;VUE('1A>&5S('!A:60\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,#8R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ.3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R86YS9F5R<R!F
M<F]M(&QO86YS('1O(&]T:&5R(')E86P@97-T871E(&]W;F5D/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#8L,#,Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,"PW,3(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,L,30P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
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M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N
M/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E-534U!4ED@3T8@4TE'3DE&24-!
M3E0@04-#3U5.5$E.1R!03TQ)0TE%4SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!8V-O=6YT:6YG(%!O;&EC:65S
M(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4VEG;FEF:6-A;G0@06-C;W5N=&EN9R!0;VQI8VEE<R!;5&5X
M="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^3D]412`Q+B!354U-
M05)9($]&(%-)1TY)1DE#04Y4($%#0T]53E1)3D<@4$],24-)15,\+V(^/"]P
M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/E1H92!C;VYS;VQI9&%T960@9FEN86YC:6%L('-T
M871E;65N=',@:6YC;'5D92!T:&4@86-C;W5N=',@;V8@4VAO<F4@0F%N8W-H
M87)E<RP@26YC+B!A;F0@:71S('-U8G-I9&EA<FEE<R`H8V]L;&5C=&EV96QY
M(')E9F5R<F5D('1O(&EN('1H97-E($YO=&5S(&%S('1H92`F(S@R,C`[0V]M
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M:6-A("@F(S@R,C`[1T%!4"8C.#(R,3LI+B!&;W(@<'5R<&]S97,@;V8@8V]M
M<&%R86)I;&ET>2P@8V5R=&%I;B!R96-L87-S:69I8V%T:6]N<R!H879E(&)E
M96X@;6%D92!T;R!A;6]U;G1S('!R979I;W5S;'D@<F5P;W)T960@=&\@8V]N
M9F]R;2!W:71H('1H92!C=7)R96YT('!E<FEO9"!P<F5S96YT871I;VXN/"]P
M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R
M9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/DYA='5R
M92!O9B!/<&5R871I;VYS/"]B/CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA
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M:R8C.#(R,3LI+B!4:')O=6=H($1E8V5M8F5R(#,Q+"`R,#$P+"!T:&4@0V]M
M<&%N>2!A;'-O(&5N9V%G960@:6X@=&AE(&)A;FMI;F<@8G5S:6YE<W,@=&AR
M;W5G:"!4:&4@1F5L=&]N($)A;FLL(&$@1&5L87=A<F4@8V]M;65R8VEA;"!B
M86YK("@F(S@R,C`[1F5L=&]N($)A;FLF(S@R,C$[(&%N9"P@=&]G971H97(@
M=VET:"!#3D(@86YD(%1A;&)O="!"86YK+"!T:&4@)B,X,C(P.T)A;FMS)B,X
M,C(Q.RDL('=H:6-H('=A<R!M97)G960@:6YT;R!#3D(@;VX@2F%N=6%R>2`Q
M+"`R,#$Q+B!4:&4@0V]M<&%N>28C.#(Q-SMS('!R:6UA<GD@<V]U<F-E(&]F
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M("9A;7`[($%S<V]C:6%T97,L($EN8RXL(&$@36%R>6QA;F0@8V]R<&]R871I
M;VX[('1H<F5E('=H;VQE<V%L92!I;G-U<F%N8V4@9FER;7,L(%1R:2U3=&%T
M92!'96YE<F%L($EN<W5R86YC92!!9V5N8WDL($Q41"P@82!-87)Y;&%N9"!C
M;W)P;W)A=&EO;BP@5')I+5-T871E($=E;F5R86P@26YS=7)A;F-E($%G96YC
M>2!O9B!.97<@2F5R<V5Y+"!);F,N+"!A($YE=R!*97)S97D@8V]R<&]R871I
M;VXL(&%N9"!4<FDM4W1A=&4@1V5N97)A;"!);G-U<F%N8V4@06=E;F-Y(&]F
M(%9I<F=I;FEA+"!);F,N+"!A(%9I<F=I;FEA(&-O<G!O<F%T:6]N("AC;VQL
M96-T:79E;'DL("8C.#(R,#M44T=)028C.#(R,3LI.R!A;F0@='=O(&EN<W5R
M86YC92!P<F5M:75M(&9I;F%N8V4@8V]M<&%N:65S+"!-=6)E;&P@1FEN86YC
M92P@3$Q#+"!A($UA<GEL86YD(&QI;6ET960@;&EA8FEL:71Y(&-O;7!A;GDL
M(&%N9"!%4T93+"!);F,N+"!A($UA<GEL86YD(&-O<G!O<F%T:6]N("AA;&P@
M;V8@=&AE(&9O<F5G;VEN9R!I;G-U<F%N8V4@96YT:71I97,@87)E(&-O;&QE
M8W1I=F5L>2!R969E<G)E9"!T;R!A<R!T:&4@)B,X,C(P.TEN<W5R86YC92!3
M=6)S:61I87)I97,F(S@R,C$[*2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R
M9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO
M<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^/&(^57-E(&]F($5S=&EM871E<SPO8CX\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J
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M;6%T97,N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
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M=&AE:7(@97AA;6EN871I;VXN/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I
M;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/CQB/DEN=F5S=&UE;G0@4V5C=7)I=&EE<R!!=F%I;&%B
M;&4@9F]R(%-A;&4\+V(^/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
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M97)Y(&]F(&ET<R!A;6]R=&EZ960@8V]S="X\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^26YV97-T;65N="!396-U<FET:65S
M($AE;&0@=&\@36%T=7)I='D\+V(^/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
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M=F5R>2!O9B!I=',@86UO<G1I>F5D(&-O<W0N/"]P/@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/DQO86YS/"]B/CPO<#X-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^3&]A;G,@87)E('-T871E9"!A="!T:&5I<B!P<FEN8VEP86P@86UO
M=6YT(&]U='-T86YD:6YG(&YE="!O9B!A;GD@9&5F97)R960@9F5E<R!A;F0@
M8V]S=',N($EN=&5R97-T(&EN8V]M92!O;B!L;V%N<R!I<R!A8V-R=65D(&%T
M('1H92!C;VYT<F%C='5A;"!R871E(&)A<V5D(&]N('1H92!P<FEN8VEP86P@
M86UO=6YT(&]U='-T86YD:6YG+B!&965S(&-H87)G960@86YD(&-O<W1S(&-A
M<&ET86QI>F5D(&9O<B!O<FEG:6YA=&EN9R!L;V%N<R!A<F4@8F5I;F<@86UO
M<G1I>F5D('-U8G-T86YT:6%L;'D@;VX@=&AE(&EN=&5R97-T(&UE=&AO9"!O
M=F5R('1H92!T97)M(&]F('1H92!L;V%N+B!!(&QO86X@:7,@<&QA8V5D(&]N
M(&YO;F%C8W)U86P@*&DN92XL(&EN=&5R97-T(&EN8V]M92!I<R!N;R!L;VYG
M97(@86-C<G5E9"D@=VAE;B!I="!I<R!S<&5C:69I8V%L;'D@9&5T97)M:6YE
M9"!T;R!B92!I;7!A:7)E9"!O<B!W:&5N('!R:6YC:7!A;"!O<B!I;G1E<F5S
M="!I<R!D96QI;G%U96YT(&9O<B`Y,"!D87ES(&]R(&UO<F4L('5N;&5S<R!T
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M;G1S(&%R92!R96%S;VYA8FQY(&%S<W5R960N/"]P/@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
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M9&EN9R`H:2YE+BP@<&QA8VEN9R!I;7!A:7)E9"!L;V%N<R!O;B!N;VYA8V-R
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M;VYA;"!D:7-C=7-S:6]N(&)E;&]W('5N9&5R('1H92!S96-T:6]N+"`F(S@R
M,C`[06QL;W=A;F-E(&9O<B!#<F5D:70@3&]S<V5S)B,X,C(Q.RX\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/D$@;&]A;B!I<R!C;VYS:61E<F5D(&$@=')O=6)L960@9&5B
M="!R97-T<G5C='5R:6YG(&EF(&$@8F]R<F]W97(@:7,@97AP97)I96YC:6YG
M(&9I;F%N8VEA;"!D:69F:6-U;'1I97,@86YD(&$@8W)E9&ET;W(@:&%S(&=R
M86YT960@82!C;VYC97-S:6]N+B`\9F]N="!S='EL93TS1"=C;VQO<CH@8FQA
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M;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^/&(^)B,Q-C`[/"]B/CPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M/&(^06QL;W=A;F-E(&9O<B!#<F5D:70@3&]S<V5S/"]B/CPO<#X-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I
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M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
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M:6YG.B`H:2D@06-C;W5N=&EN9R!3=&%N9&%R9',@0V]D:69I8V%T:6]N("@F
M(S@R,C`[05-#)B,X,C(Q.RD@5&]P:6,@-#4P+"`F(S@R,C`[0V]N=&EN9V5N
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M.#(Q-SMS(&5S=&EM871E<RX@26X@861D:71I;VXL($=!05`@:71S96QF(&UA
M>2!C:&%N9V4@9G)O;2!O;F4@<')E=FEO=7-L>2!A8V-E<'1A8FQE(&UE=&AO
M9"!T;R!A;F]T:&5R+B!!;'1H;W5G:"!T:&4@96-O;F]M:6-S(&]F('1R86YS
M86-T:6]N<R!W;W5L9"!B92!T:&4@<V%M92P@=&AE('1I;6EN9R!O9B!E=F5N
M=',@=&AA="!W;W5L9"!I;7!A8W0@=&AE('1R86YS86-T:6]N<R!C;W5L9"!C
M:&%N9V4N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@
M=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/E1H92!A;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,@:7,@8V]M<')I<V5D
M(&]F('1H<F5E('!A<G1S.B`H:2D@=&AE('-P96-I9FEC(&%L;&]W86YC93L@
M*&EI*2!T:&4@9F]R;75L82!A;&QO=V%N8V4[(&%N9"`H:6EI*2!T:&4@;F]N
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M92X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^5&AE
M(&9O<FUU;&$@86QL;W=A;F-E(&ES('5S960@=&\@97-T:6UA=&4@=&AE(&QO
M<W,@;VX@:6YT97)N86QL>2!R:7-K+7)A=&5D(&QO86YS+"!E>&-L=7-I=F4@
M;V8@=&AO<V4@:61E;G1I9FEE9"!A<R!I;7!A:7)E9"X@3&]A;G,@87)E(&=R
M;W5P960@8GD@='EP92`H8V]N<W1R=6-T:6]N+"!R97-I9&5N=&EA;"!R96%L
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M;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E!R
M96UI<V5S(&%N9"!%<75I<&UE;G0\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R
M9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M
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M:6UA=&5D(')E;6%I;FEN9R!L:69E(&]F('1H92!A<W-E="X\+W`^#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P
M="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z
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M(&5S=&EM871E9"!F86ER('9A;'5E(&]F('1H92!A<W-E="X\+W`^#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P
M="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^1V]O9'=I;&P@86YD
M($]T:&5R($EN=&%N9VEB;&4@07-S971S/"]B/CPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
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M9R!P97)I;V1S(&YO="!E>&-E961I;F<@,C$@>65A<G,N/"]P/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
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M/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D1U<FEN
M9R!T:&4@=&AI<F0@<75A<G1E<B!O9B`R,#$R+"!G;V]D=VEL;"!A;F0@;W1H
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M<G1E<B!O9B`R,#$Q+"!W:&5N(&=O;V1W:6QL(&%N9"!O=&AE<B!I;G1A;F=I
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M;G0@8VAA<F=E<R!O9B`D,2XR(&UI;&QI;VX@86YD(&]T:&5R(&EN=&%N9VEB
M;&4@87-S971S(&EM<&%I<FUE;G0@8VAA<F=E<R!O9B`D,3(P('1H;W5S86YD
M(')E9FQE8W1E9"!I;B!N;VYI;G1E<F5S="!E>'!E;G-E+B!);B`R,#$P+"!T
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M;G0@8VAA<F=E<R!O9B`D,2XU(&UI;&QI;VX@870@=&AA="!"86YK(&%N9"!G
M;V]D=VEL;"!I;7!A:7)M96YT(&-H87)G97,@;V8@)#$N-2!M:6QL:6]N(&%N
M9"!O=&AE<B!I;G1A;F=I8FQE(&%S<V5T<R!I;7!A:7)M96YT(&-H87)G97,@
M;V8@)#4Q('1H;W5S86YD(&%T('1H92!W:&]L97-A;&4@:6YS=7)A;F-E(&)U
M<VEN97-S+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^)B,Q-C`[/"]B/CPO<#X-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^/&(^3W1H97(@4F5A;"!%<W1A=&4@3W=N960\+V(^/"]P/@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
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M=61E9"!I;B!N;VYI;G1E<F5S="!I;F-O;64N/"]P/@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/E-H;W)T+51E<FT@0F]R<F]W:6YG
M<SPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E-H;W)T+71E<FT@8F]R<F]W:6YG<R!A
M<F4@8V]M<')I<V5D('!R:6UA<FEL>2!O9B!R97!U<F-H87-E(&%G<F5E;65N
M=',N(%1H92!R97!U<F-H87-E(&%G<F5E;65N=',@87)E('-E8W5R:71I97,@
M<V]L9"!T;R!T:&4@0V]M<&%N>28C.#(Q-SMS(&-U<W1O;65R<RP@870@=&AE
M(&-U<W1O;65R<R8C.#(Q-SL@<F5Q=65S="P@=6YD97(@82!C;VYT:6YU:6YG
M("8C.#(R,#MR;VQL+6]V97(F(S@R,C$[(&-O;G1R86-T('1H870@;6%T=7)E
M<R!I;B!O;F4@8G5S:6YE<W,@9&%Y+B!4:&4@=6YD97)L>6EN9R!S96-U<FET
M:65S('-O;&0@87)E(%4N4RX@1V]V97)N;65N="!A9V5N8WD@<V5C=7)I=&EE
M<RP@=VAI8V@@87)E('-E9W)E9V%T960@9G)O;2!T:&4@0V]M<&%N>28C.#(Q
M-SMS(&]T:&5R(&EN=F5S=&UE;G0@<V5C=7)I=&EE<R!B>2!I=',@<V%F96ME
M97!I;F<@86=E;G1S+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P
M="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^)B,Q-C`[/"]B/CPO
M<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^/&(^26YC;VUE(%1A>&5S/"]B/CPO<#X-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I
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M:69F97)E;F-E<RX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
M,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I
M9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^1&5F97)R960@=&%X(&%S<V5T<R!A;F0@;&EA8FEL:71I97,@87)E
M(')E8V]G;FEZ960@9F]R('1H92!F=71U<F4@=&%X(&-O;G-E<75E;F-E<R!A
M='1R:6)U=&%B;&4@=&\@9&EF9F5R96YC97,@8F5T=V5E;B!T:&4@9FEN86YC
M:6%L('-T871E;65N="!C87)R>6EN9R!A;6]U;G1S(&]F(&5X:7-T:6YG(&%S
M<V5T<R!A;F0@;&EA8FEL:71I97,@86YD('1H96ER(')E<W!E8W1I=F4@=&%X
M(&)A<V5S+B!$969E<G)E9"!T87@@87-S971S(&%N9"!L:6%B:6QI=&EE<R!A
M<F4@;65A<W5R960@=7-I;F<@96YA8W1E9"!T87@@<F%T97,@97AP96-T960@
M=&\@87!P;'D@=&\@=&%X86)L92!I;F-O;64@:6X@=&AE('EE87)S(&EN('=H
M:6-H('1H;W-E('1E;7!O<F%R>2!D:69F97)E;F-E<R!A<F4@97AP96-T960@
M=&\@8F4@<F5C;W9E<F5D(&]R('-E='1L960N(%1H92!E9F9E8W0@;VX@9&5F
M97)R960@=&%X(&%S<V5T<R!A;F0@;&EA8FEL:71I97,@;V8@82!C:&%N9V4@
M:6X@=&%X(')A=&5S(&ES(')E8V]G;FEZ960@:6X@=&AE('!E<FEO9"!T:&%T
M(&EN8VQU9&5S('1H92!E;F%C=&UE;G0@9&%T92X@02!V86QU871I;VX@86QL
M;W=A;F-E+"!I9B!N965D960L(')E9'5C97,@9&5F97)R960@=&%X(&%S<V5T
M<R!T;R!T:&4@97AP96-T960@86UO=6YT(&UO<W0@;&EK96QY('1O(&)E(')E
M86QI>F5D+B!296%L:7IA=&EO;B!O9B!D969E<G)E9"!T87@@87-S971S(&ES
M(&1E<&5N9&5N="!O;B!T:&4@9V5N97)A=&EO;B!O9B!A('-U9F9I8VEE;G0@
M;&5V96P@;V8@9G5T=7)E('1A>&%B;&4@:6YC;VUE(&%N9"!R96-O=F5R86)L
M92!T87AE<R!P86ED(&EN('!R:6]R('EE87)S+B!!;'1H;W5G:"!R96%L:7IA
M=&EO;B!I<R!N;W0@87-S=7)E9"P@;6%N86=E;65N="!B96QI979E<R!I="!I
M<R!M;W)E(&QI:V5L>2!T:&%N(&YO="!T:&%T(&%L;"!O9B!T:&4@9&5F97)R
M960@=&%X(&%S<V5T<R!W:6QL(&)E(')E86QI>F5D+B!4:&4@0V]M<&%N>2!R
M96-O9VYI>F5S(&%C8W)U960@:6YT97)E<W0@86YD('!E;F%L=&EE<R!A<R!A
M(&-O;7!O;F5N="!O9B!T87@@97AP96YS92X@5&AE($-O;7!A;GD@9&]E<R!N
M;W0@:&%V92!A;GD@=6YC97)T86EN('1A>"!P;W-I=&EO;G,@86YD(&1I9"!N
M;W0@<F5C;V=N:7IE(&%N>2!A9&IU<W1M96YT<R!F;W(@=6YR96-O9VYI>F5D
M('1A>"!B96YE9FET<RX@5&AE($-O;7!A;GD@<F5M86EN<R!S=6)J96-T('1O
M(&5X86UI;F%T:6]N(&9O<B!I;F-O;64@=&%X(')E='5R;G,@96YD:6YG(&%F
M=&5R($1E8V5M8F5R(#,Q+"`R,#`W+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D)A<VEC(&%N9"!$:6QU=&5D($5A<FYI
M;F=S(%!E<B!#;VUM;VX@4VAA<F4\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R
M9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M
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M9F]R(&9U<G1H97(@:6YF;W)M871I;VXN/"]P/@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V
M,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^5')A;G-F97)S(&]F($9I;F%N8VEA
M;"!!<W-E=',\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1R86YS9F5R<R!O9B!F:6YA;F-I
M86P@87-S971S(&%R92!A8V-O=6YT960@9F]R(&%S('-A;&5S+"!W:&5N(&-O
M;G1R;VP@;W9E<B!T:&4@87-S971S(&AA<R!B965N('-U<G)E;F1E<F5D+B!#
M;VYT<F]L(&]V97(@=')A;G-F97)R960@87-S971S(&ES(&1E96UE9"!T;R!B
M92!S=7)R96YD97)E9"!W:&5N("AI*2!T:&4@87-S971S(&AA=F4@8F5E;B!I
M<V]L871E9"!F<F]M('1H92!#;VUP86YY+"`H:6DI('1H92!T<F%N<V9E<F5E
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M<F4@=&AE:7(@;6%T=7)I='DN/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I
M;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\8CXF(S$V,#L\
M+V(^/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SX\8CY3=&%T96UE;G0@;V8@0V%S:"!&;&]W
M<SPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D-A<V@@86YD(&1U92!F<F]M(&)A;FMS
M+"!I;G1E<F5S="UB96%R:6YG(&1E<&]S:71S('=I=&@@;W1H97(@8F%N:W,@
M86YD(&9E9&5R86P@9G5N9',@<V]L9"!A<F4@8V]N<VED97)E9"`F(S@R,C`[
M8V%S:"!A;F0@8V%S:"!E<75I=F%L96YT<R8C.#(R,3L@9F]R(&9I;F%N8VEA
M;"!R97!O<G1I;F<@<'5R<&]S97,N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA
M<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/E-T;V-K+4)A<V5D($-O;7!E;G-A=&EO
M;CPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
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M92!G<F%N="!D871E(&9A:7(@=F%L=64N(#PO9F]N=#Y3964@3F]T92`Q,R!F
M;W(@82!F=7)T:&5R(&1I<V-U<W-I;VXN/"]P/@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[(&)A8VMG
M<F]U;F0M8V]L;W(Z('=H:71E.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G
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M('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[
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M:6%B:6QI='DL('1H92!D97)I=F%T:79E(&ES(&-O;G-I9&5R960@82`F(S@R
M,C`[8V%S:"!F;&]W)B,X,C(Q.R!H961G92X@5&\@86-C;W5N="!F;W(@=&AE
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M86)I;&ET>2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/B8C,38P.SPO8CX\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/CQB/D9A:7(@5F%L=64\+V(^/"]P/@T*/'`@<W1Y;&4],T0G
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M86ER('9A;'5E(&]N(&$@;F]N<F5C=7)R:6YG(&)A<VES+B!3964@3F]T92`Q
M.2!F;W(@82!F=7)T:&5R(&1I<V-U<W-I;VX@;V8@9F%I<B!V86QU92X\+W`^
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/CQB/B8C,38P.SPO8CX\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB
M/D%D=F5R=&ES:6YG($-O<W1S/"]B/CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^061V97)T
M:7-I;F<@8V]S=',@87)E(&=E;F5R86QL>2!E>'!E;G-E9"!A<R!I;F-U<G)E
M9"X@5&AE($-O;7!A;GD@:6YC=7)R960@861V97)T:7-I;F<@8V]S=',@;V8@
M87!P<F]X:6UA=&5L>2`D,S,X('1H;W5S86YD+"`D,CDV('1H;W5S86YD(&%N
M9"`D,S0W('1H;W5S86YD(&9O<B!T:&4@>65A<G,@96YD960@1&5C96UB97(@
M,S$L(#(P,3(L(#(P,3$@86YD(#(P,3`L(')E<W!E8W1I=F5L>2X\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ
M(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^4F5C96YT($%C
M8V]U;G1I;F<@4W1A;F1A<F1S/"]B/CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@@,'!T(#`N,C5I;CL@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@=&5X="UI;F1E;G0Z("TP+C(U:6X[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SX\:3Y!8V-O=6YT:6YG(%-T86YD87)D<R!5<&1A=&4@*"8C.#(R,#M!
M4U4F(S@R,C$[*2`R,#$Q+3`S/"]I/BP@)B,X,C(P.SQI/E1R86YS9F5R<R!A
M;F0@4V5R=FEC:6YG("A!4T,@5&]P:6,@.#8P*2`M/"]I/B`\:3Y296-O;G-I
M9&5R871I;VX@;V8@169F96-T:79E($-O;G1R;VP@9F]R(%)E<'5R8VAA<V4@
M06=R965M96YT<RX\+VD^)B,X,C(Q.R!!4U4@,C`Q,2TP,R!A9F9E8W1S(&%L
M;"!E;G1I=&EE<R!T:&%T(&5N=&5R(&EN=&\@86=R965M96YT<R!T;R!T<F%N
M<V9E<B!F:6YA;F-I86P@87-S971S('1H870@8F]T:"!E;G1I=&QE(&%N9"!O
M8FQI9V%T92!T:&4@=')A;G-F97)O<B!T;R!R97!U<F-H87-E(&]R(')E9&5E
M;2!T:&4@9FEN86YC:6%L(&%S<V5T<R!B969O<F4@=&AE:7(@;6%T=7)I='DN
M(%1H92!A;65N9&UE;G1S(&EN($%352`R,#$Q+3`S(')E;6]V92!F<F]M('1H
M92!A<W-E<W-M96YT(&]F(&5F9F5C=&EV92!C;VYT<F]L('1H92!C<FET97)I
M;VX@<F5L871I;F<@=&\@=&AE('1R86YS9F5R;W(F(S@R,3<[<R!A8FEL:71Y
M('1O(')E<'5R8VAA<V4@;W(@<F5D965M(&9I;F%N8VEA;"!A<W-E=',@;VX@
M<W5B<W1A;G1I86QL>2!T:&4@86=R965D('1E<FUS+"!E=F5N(&EN('1H92!E
M=F5N="!O9B!D969A=6QT(&)Y('1H92!T<F%N<V9E<F5E+B!!4U4@,C`Q,2TP
M,R!A;'-O(&5L:6UI;F%T97,@=&AE(')E<75I<F5M96YT('1O(&1E;6]N<W1R
M871E('1H870@=&AE('1R86YS9F5R;W(@<&]S<V5S<V5S(&%D97%U871E(&-O
M;&QA=&5R86P@=&\@9G5N9"!S=6)S=&%N=&EA;&QY(&%L;"!T:&4@8V]S="!O
M9B!P=7)C:&%S:6YG(')E<&QA8V5M96YT(&9I;F%N8VEA;"!A<W-E=',N($%3
M52`R,#$Q+3`S(&)E8V%M92!E9F9E8W1I=F4@9F]R('1H92!#;VUP86YY(&]N
M($IA;G5A<GD@,2P@,C`Q,B`\9F]N="!S='EL93TS1"=C;VQO<CH@8FQA8VL[
M)SYA;F0@9&ED(&YO="!H879E(&$@<VEG;FEF:6-A;G0@:6UP86-T(&]N('1H
M92!#;VUP86YY)W,@9FEN86YC:6%L('-T871E;65N=',N/"]F;VYT/CPO<#X-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^/&D^05-5(#(P,3$M,#0L(")&86ER(%9A;'5E($UE87-U
M<F5M96YT("A!4T,@5&]P:6,@.#(P*2`M($%M96YD;65N=',@=&\@06-H:65V
M92!#;VUM;VX@1F%I<B!686QU92!-96%S=7)E;65N=',@86YD($1I<V-L;W-U
M<F4@4F5Q=6ER96UE;G1S(&EN(%4N4RX@1T%!4"!A;F0@24924W,N(CPO:3X@
M05-5)B,Q-C`[,C`Q,2TP-"!A;65N9',@05-#(%1O<&EC)B,Q-C`[.#(P+"`B
M1F%I<B!686QU92!-96%S=7)E;65N=',@86YD($1I<V-L;W-U<F5S+"(@=&\@
M8V]N=F5R9V4@=&AE(&9A:7(@=F%L=64@;65A<W5R96UE;G0@9W5I9&%N8V4@
M:6X@52Y3+B!'96YE<F%L;'D@06-C97!T960@06-C;W5N=&EN9R!0<FEN8VEP
M;&5S(&%N9"!);G1E<FYA=&EO;F%L($9I;F%N8VEA;"!297!O<G1I;F<@4W1A
M;F1A<F1S+B!!4U4F(S$V,#LR,#$Q+3`T(&-L87)I9FEE<R!T:&4@87!P;&EC
M871I;VX@;V8@97AI<W1I;F<@9F%I<B!V86QU92!M96%S=7)E;65N="!R97%U
M:7)E;65N=',L(&-H86YG97,@8V5R=&%I;B!P<FEN8VEP;&5S(&EN($%30R!4
M;W!I8R8C,38P.S@R,"!A;F0@<F5Q=6ER97,@861D:71I;VYA;"!F86ER('9A
M;'5E(&1I<V-L;W-U<F5S+B!!4U4F(S$V,#LR,#$Q+3`T(&)E8V%M92!E9F9E
M8W1I=F4@9F]R('1H92!#;VUP86YY(&]N($IA;G5A<GDF(S$V,#LQ+"`R,#$R
M(&%N9"P@87-I9&4@9G)O;2!N97<@9&ES8VQO<W5R97,@:6YC;'5D960@:6X@
M3F]T92`Q.2`F(S@R,3$[($9A:7(@5F%L=64@365A<W5R96UE;G1S+"!D:60@
M;F]T(&AA=F4@82!S:6=N:69I8V%N="!I;7!A8W0@;VX@=&AE($-O;7!A;GDF
M(S@R,3<[<R!F:6YA;F-I86P@<W1A=&5M96YT<RX\+W`^#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/CQI/D%352`R,#$Q+3`X+"`B26YT86YG:6)L97,@+2!';V]D=VEL;"!A;F0@
M3W1H97(@*$%30R!4;W!I8R`S-3`I("T@5&5S=&EN9R!';V]D=VEL;"!F;W(@
M26UP86ER;65N="XB/"]I/B!!4U4F(S$V,#LR,#$Q+3`X(&%M96YD<R!!4T,@
M5&]P:6,F(S$V,#LS-3`L("));G1A;F=I8FQE<R`F(S@R,3$[($=O;V1W:6QL
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M;6]U;G0L('1H96X@<&5R9F]R;6EN9R!T:&4@='=O+7-T97`@:6UP86ER;65N
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M="X@05-5)B,Q-C`[,C`Q,2TP."!B96-A;64@969F96-T:79E(&9O<B!T:&4@
M0V]M<&%N>2!O;B!*86YU87)Y)B,Q-C`[,2P@,C`Q,BP@86YD(&1I9"!N;W0@
M:&%V92!A('-I9VYI9FEC86YT(&EM<&%C="!O;B!T:&4@0V]M<&%N>2=S(&9I
M;F%N8VEA;"!S=&%T96UE;G1S+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&D^)B,Q-C`[
M/"]I/CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^/&D^05-5)B,Q-C`[,C`Q,BTP,BP@(DEN
M=&%N9VEB;&5S("8C.#(Q,3L@1V]O9'=I;&P@86YD($]T:&5R("A!4T,@5&]P
M:6,@,S4P*2`F(S@R,3$[(%1E<W1I;F<@26YD969I;FET92U,:79E9"!);G1A
M;F=I8FQE($%S<V5T<R!F;W(@26UP86ER;65N="XB/"]I/B!!4U4F(S$V,#LR
M,#$R+3`R(&=I=F5S(&5N=&ET:65S('1H92!O<'1I;VX@=&\@9FER<W0@87-S
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M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T
M-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7
M;W)K<VAE971S+U-H965T,3`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O
M9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT
M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@
M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$
M)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X
M="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4
M:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@
M(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A
M;CTS1#(^/'-T<F]N9SY)3E9%4U1-14Y4(%-%0U52251)15,\8G(^/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^
M,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^26YV97-T
M;65N=',L($1E8G0@86YD($5Q=6ET>2!396-U<FET:65S(%M!8G-T<F%C=%T\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YV
M97-T;65N=',@:6X@1&5B="!A;F0@36%R:V5T86)L92!%<75I='D@4V5C=7)I
M=&EE<R`H86YD($-E<G1A:6X@5')A9&EN9R!!<W-E=',I($1I<V-L;W-U<F4@
M6U1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/DY/5$4@,BX@
M24Y615-4345.5"!314-54DE42453/"]B/CPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G
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M<RX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O
M<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E
M;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N
M="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[)R!C
M;VQS<&%N/3-$,CY'<F]S<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^1W)O<W,\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ
M93H@,3!P=#LG(&-O;'-P86X],T0R/D5S=&EM871E9#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#LG(&-O
M;'-P86X],T0R/D%M;W)T:7IE9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^56YR
M96%L:7IE9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^56YR96%L:7IE9#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R<@8V]L<W!A;CTS1#(^1F%I<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
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M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG(&-O;'-P86X],T0R/D-O<W0\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY'86EN<SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O
M;'-P86X],T0R/DQO<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E9A;'5E/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^079A:6QA8FQE+69O<BUS86QE('-E8W5R:71I97,Z/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG(&-O
M;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
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M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=W:61T:#H@
M-#0E.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3EP=#L@<&%D
M9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#LG/D]B;&EG871I
M;VYS(&]F(%4N4RX@1V]V97)N;65N="!A9V5N8VEE<R!A;F0@8V]R<&]R871I
M;VYS/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,S4L,C$S/"]T9#X-"CQT9"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXY,#,\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#(E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CD\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C,V+#$P-SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@.7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SY-;W)T9V%G92UB86-K960@
M<V5C=7)I=&EE<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXQ,#8L-3(T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(L
M-#8T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(P.#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXQ,#@L-S@P/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE
M.B`Q,'!T.R<^17%U:71Y('-E8W5R:71I97,\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXU.38\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXR-3PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
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M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)SXV,C$\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N
M="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
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M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
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M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@9&]U8FQE.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z(&1O=6)L93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXQ-#4L-3`X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T
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M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3EP=#L@<&%D9&EN
M9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#LG/D]B;&EG871I;VYS
M(&]F(%4N4RX@1V]V97)N;65N="!A9V5N8VEE<R!A;F0@8V]R<&]R871I;VYS
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXT,2PS-C`\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^.#`S/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$U/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/C0R+#$T.#PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@.7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SY-;W)T9V%G
M92UB86-K960@<V5C=7)I=&EE<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXX-2PU-#4\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXQ+#4X-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^.#<L,#,S/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F
M=#H@.7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SY%<75I='D@<V5C=7)I=&EE<SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C4W-SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^,C(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C4Y.3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#LG/E1O
M=&%L/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,3(W+#0X
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXQ,30\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
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M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/DAE;&0M=&\M;6%T=7)I='D@<V5C=7)I=&EE<SH\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`M.7!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M('!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[)SY/8FQI
M9V%T:6]N<R!O9B!S=&%T97,@86YD('!O;&ET:6-A;"!S=6)D:79I<VEO;G,\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
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M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C(R-SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
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M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`Y<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M='EL93TS1"=P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T.R<^
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@+3EP=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE
M.B`Q,'!T.R<^3V)L:6=A=&EO;G,@;V8@<W1A=&5S(&%N9"!P;VQI=&EC86P@
M<W5B9&EV:7-I;VYS/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^-BPT.#`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,C4R/"]T
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M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O
M=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^-BPW,S(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/E1H92!F;VQL;W=I;F<@=&%B;&4@<')O=FED97,@:6YF;W)M871I
M;VX@86)O=70@9W)O<W,@=6YR96%L:7IE9"!L;W-S97,@86YD(&9A:7(@=F%L
M=64@8GD@;&5N9W1H(&]F('1I;64@=&AA="!T:&4@:6YD:79I9'5A;"!A=F%I
M;&%B;&4M9F]R+7-A;&4@<V5C=7)I=&EE<R!H879E(&)E96X@:6X@82!C;VYT
M:6YU;W5S('5N<F5A;&EZ960@;&]S<R!P;W-I=&EO;B!A="!$96-E;6)E<B`S
M,2P@,C`Q,BX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P
M,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I;F<]
M,T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG(&-O;'-P86X],T0V/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I
M;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/DQE<W,@=&AA;CPO
M<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXQ,B!-;VYT:',\+W`^#0H\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SY-;W)E('1H86X\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!C96YT97([(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^,3(@
M36]N=&AS/"]P/@T*/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M8V]L<W!A;CTS1#8^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S
M*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M8V5N=&5R.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)R!C;VQS<&%N/3-$,CY&86ER(#QB<B`@+SY686QU93PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^1F%I<B`\8G(@
M("\^5F%L=64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS
M<&%N/3-$,CY5;G)E86QI>F5D(#QB<B`@+SX@3&]S<V5S/"]T9#X-"CQT9"!S
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M;F]R;6%L.R<@8V]L<W!A;CTS1#(^1F%I<B`\8G(@("\^5F%L=64\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY5;G)E86QI
M>F5D($QO<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT
M.B`M.7!T.R!P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T.R<^
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M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=W:61T:#H@,S0E.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@+3EP=#L@<&%D9&EN9RUL969T.B`P+C(U
M:6X[(&9O;G0M<VEZ93H@,3!P=#LG/E4N4RX@1V]V)B,X,C$W.W0@86=E;F-I
M97,@86YD(&-O<G!O<F%T:6]N<SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^-"PY.3$\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
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M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@
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M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CD\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`M.7!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D
M:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^36]R=&=A9V4M
M8F%C:V5D('-E8W5R:71I97,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C(P.#PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
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M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,C0L-S@X/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
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M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG
M+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXR.2PW-SD\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
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M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M(&1O=6)L93LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^+3PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXR.2PW-SD\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^,C$W/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
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M=&9O;&EO(&%T($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
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M<R!B>2!M871U<FET>2!D871E(&%T($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL
M<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X]
M,T0V/D%V86EL86)L92!F;W(@<V%L93PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0V/DAE;&0@=&\@;6%T
M=7)I='D\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^
M06UO<G1I>F5D/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CY%<W1I;6%T960\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@
M,3!P=#LG(&-O;'-P86X],T0R/D%M;W)T:7IE9#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A
M;CTS1#(^17-T:6UA=&5D/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXH1&]L
M;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O
M;'-P86X],T0R/D-O<W0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
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M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS
M1#(^0V]S=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG(&-O;'-P86X],T0R/D9A:7(@5F%L=64\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S
M='EL93TS1"=W:61T:#H@-#0E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^1'5E(&EN(&]N92!Y
M96%R(&]R(&QE<W,\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR+#`T-SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR+#`U,CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ-#4\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^,30U/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D1U92!A9G1E<B!O;F4@>65A<B!T:')O
M=6=H(&9I=F4@>65A<G,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,C(L
M,38R/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^,C(L,C$V/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^,2PP,#$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXQ+#`U,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SY$=64@869T97(@9FEV92!Y96%R<R!T:')O=6=H('1E;B!Y96%R
M<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXT+#(W-#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C0L-#0S/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,2PP,#<\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ
M+#$S,SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^1'5E(&%F=&5R
M('1E;B!Y96%R<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C$Q
M,RPR-30\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C$Q-BPQ-S8\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/C4P-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
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M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^-34V/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
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M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,30T+#@X-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,BPX.#0\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/D5Q=6ET>2!S96-U<FET:65S/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-3DV/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
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M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C$T,BPS,S,\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^,30U+#4P.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
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M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO
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M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P
M.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^5&AE(&UA='5R:71Y(&1A=&5S(&9O<B!D96)T
M('-E8W5R:71I97,@87)E(&1E=&5R;6EN960@=7-I;F<@8V]N=')A8W1U86P@
M;6%T=7)I='D@9&%T97,N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@
M,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J
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M;W)T9F]L:6\N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@=&5X="UI;F1E;G0Z(#$P-2XV<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P
M)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A8VEN9STS
M1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#8^1&5C96UB97(@,S$L
M(#(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#8^1&5C96UB97(@
M,S$L(#(P,3$\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS
M1#(^06UO<G1I>F5D/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CY%<W1I;6%T960\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ
M93H@,3!P=#LG(&-O;'-P86X],T0R/D%M;W)T:7IE9#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L
M<W!A;CTS1#(^17-T:6UA=&5D/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
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M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M(&-O;'-P86X],T0R/D-O<W0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
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M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A
M;CTS1#(^0V]S=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG(&-O;'-P86X],T0R/D9A:7(@5F%L=64\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
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M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI
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M/3-$)W=I9'1H.B`R)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^.30L,SDQ/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXW-RPW-C(\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@9&]U8FQE.R<^-SDL,S4X/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
M,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1H97)E('=E<F4@;F\@;V)L
M:6=A=&EO;G,@;V8@<W1A=&5S(&]R('!O;&ET:6-A;"!S=6)D:79I<VEO;G,@
M=VET:"!C87)R>6EN9R!V86QU97,L(&%S('1O(&%N>2!I<W-U97(L(&5X8V5E
M9&EN9R`Q,"4@;V8@<W1O8VMH;VQD97)S)B,X,C$W.R!E<75I='D@870@1&5C
M96UB97(@,S$L(#(P,3(@;W(@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P
M.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^4')O8V5E9',@9G)O;2!S86QE<R!O9B!I;G9E
M<W1M96YT('-E8W5R:71I97,@=V5R92`D-BXS(&UI;&QI;VXL("0R,"XX(&UI
M;&QI;VXL(&%N9"`D,"!F;W(@=&AE('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q
M+"`R,#$R+"`R,#$Q+"!A;F0@,C`Q,"P@<F5S<&5C=&EV96QY+B!'<F]S<R!G
M86EN<R!F<F]M('-A;&5S(&]F(&EN=F5S=&UE;G0@<V5C=7)I=&EE<R!W97)E
M("0R-S@@=&AO=7-A;F0L("0U.34@=&AO=7-A;F0@86YD("0P(&9O<B!T:&4@
M>65A<G,@96YD960@1&5C96UB97(@,S$L(#(P,3(L(#(P,3$L(&%N9"`R,#$P
M+"!R97-P96-T:79E;'DN($=R;W-S(&QO<W-E<R!W97)E("0P+"`D,S(@=&AO
M=7-A;F0@86YD("0P(&9O<B`R,#$R+"`R,#$Q(&%N9"`R,#$P+"!R97-P96-T
M:79E;'DN/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,3$N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY,3T%.4R!!3D0@
M04Q,3U=!3D-%($9/4B!#4D5$250@3$]34T53/&)R/CPO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E)E8V5I=F%B;&5S(%M!
M8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&]A;G,L($YO=&5S+"!4<F%D92!A;F0@3W1H97(@4F5C96EV86)L
M97,@1&ES8VQO<W5R92!;5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T
M(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SY.3U1%(#,N($Q/04Y3($%.1"!!3$Q/5T%.0T4@1D]2($-2141)
M5"!,3U-315,\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
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M(#,Q+"`R,#$R(&%N9"`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^/&(^)B,Q-C`[/"]B/CPO<#X-"CQT86)L92!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M<V]L:60[)R!C;VQS<&%N/3-$,CXR,#$R/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O
M;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=W:61T:#H@
M-S(E.R!T97AT+6EN9&5N=#H@+3EP=#L@<&%D9&EN9RUL969T.B`Y<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/D-O;G-T<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/C$P."PP-3$\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$Q.2PX.#,\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@+3EP=#L@<&%D9&EN9RUL969T.B`Y<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(X."PP,3$\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^,S(Q+#8P-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`M.7!T.R!P861D:6YG+6QE9G0Z(#EP=#L@9F]N
M="US:7IE.B`Q,'!T.R<^0V]M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXS,30L.30Q/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<^0V]M;65R8VEA;#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^-CDL-#@U/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^0V]N<W5M97(\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)SXQ,RPR.3,\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUL969T.B`Q,RXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/E1O
M=&%L(&QO86YS/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/C<X-2PP.#(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^.#0Q+#`U,#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/D%L;&]W86YC92!F;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*#$T+#(X.#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#$S+C5P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^5&]T86P@;&]A;G,L(&YE=#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/C<V.2PP.3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
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M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]P/@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
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M<B`S,2P@,C`Q,B!A;F0@,C`Q,2P@<W5C:"!L;V%N<R!O=71S=&%N9&EN9RP@
M8F]T:"!D:7)E8W0@86YD(&EN9&ER96-T("AI;F-L=61I;F<@9W5A<F%N=&5E
M<RDL('1O(&1I<F5C=&]R<RP@=&AE:7(@87-S;V-I871E<R!A;F0@<&]L:6-Y
M+6UA:VEN9R!O9F9I8V5R<RP@=&]T86QE9"!A<'!R;WAI;6%T96QY("0R-BXP
M(&UI;&QI;VX@86YD("0R,BXT(&UI;&QI;VXL(')E<W!E8W1I=F5L>2X@1'5R
M:6YG(#(P,3(@86YD(#(P,3$L(&QO86X@861D:71I;VYS('=E<F4@87!P<F]X
M:6UA=&5L>2`D.2XW(&UI;&QI;VX@86YD("0T+C0@;6EL;&EO;BP@<F5S<&5C
M=&EV96QY+"!A;F0@;&]A;B!R97!A>6UE;G1S('=E<F4@87!P<F]X:6UA=&5L
M>2`D-BXQ(&UI;&QI;VX@86YD("0R+C`@;6EL;&EO;BP@<F5S<&5C=&EV96QY
M+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N
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M/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V
M,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D
M97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
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M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/D-O;G-T<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E)E<VED96YT:6%L(')E86P@97-T
M871E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@8V]L<W!A;CTS1#(^0V]M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X]
M,T0R/D-O;6UE<F-I86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA
M8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY#;VYS=6UE<CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/E5N86QL;V-A=&5D/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^5&]T86P\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/D1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H
M:71E.R<^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(S)3L@=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z("TT+C-P=#L@<&%D9&EN9RUL969T.B`T+C-P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^3&]A;G,@:6YD:79I9'5A;&QY(&5V86QU
M871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
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M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$X+#4T.3PO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X
M)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXS,BPT-#<\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
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M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C@W/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
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M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TT+C-P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`T+C-P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^3&]A;G,@8V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@
M:6UP86ER;65N=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
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M.B!S;VQI9#LG/C<Q+#`R,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SXR.#(L-#DT/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-C`L,#<Q/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,3,L,C`V
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
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M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P@;&]A
M;G,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXR.#@L,#$Q/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D
M;W5B;&4[)SXS,30L.30Q/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B
M;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXV,"PW.#8\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M(&1O=6)L93LG/C$S+#(Y,SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
M8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^+3PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
M8FQE.R<^-S@U+#`X,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M
M-"XU<'0[('!A9&1I;F<M;&5F=#H@."XX<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M-"XS<'0[('!A9&1I;F<M
M;&5F=#H@-"XS<'0[(&9O;G0M<VEZ93H@,3!P=#LG/D%L;&]W86YC92!F;W(@
M8W)E9&ET(&QO<W-E<R!A;&QO8V%T960@=&\Z/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
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M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
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M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C4Y.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^-C$T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXM/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXT.#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\
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M('1E>'0M:6YD96YT.B`M-"XS<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A
M9&1I;F<M;&5F=#H@-"XS<'0[(&9O;G0M<VEZ93H@,3!P=#LG/DQO86YS(&-O
M;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXS+#0T-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
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M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
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M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,RPU,C`\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXQ+#8X
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG/C,U.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
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M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA
M8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXU
M+#$Y-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^-"PQ,S0\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
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M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!D;W5B;&4[)SXT,#<\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^,34L.3DQ/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A8VEN
M9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O
M;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C
M;VQS<&%N/3-$,CY#;VYS=')U8W1I;VX\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY297-I9&5N=&EA
M;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/D-O;6UE<F-I86P@<F5A;"!E<W1A
M=&4\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^0V]N<W5M97(\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C
M;VQS<&%N/3-$,CY5;F%L;&]C871E9#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E1O=&%L/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^1&5C96UB97(@,S$L(#(P,3$\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
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M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@."4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR,RPX.3@\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@."4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR,RPU-S@\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O
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M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(X/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/C<V+#4W.#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z("TT+C-P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`T+C-P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^3&]A;G,@8V]L;&5C=&EV96QY(&5V86QU871E9"!F
M;W(@:6UP86ER;65N=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/CDR+#4T-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,CDW+#<P-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,CDQ+#@V,3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^-C<L-S0W/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG/C<V-"PT-S(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
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M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/C$Q.2PX.#,\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,S(Q
M+#8P-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
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M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C8Y+#0X-3PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!D;W5B;&4[)SXQ-"PV,SD\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@9&]U8FQE.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
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M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`M-"XS<'0[('!A9&1I;F<M;&5F=#H@-"XS<'0[(&9O;G0M
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M-"XS
M<'0[('!A9&1I;F<M;&5F=#H@-"XS<'0[(&9O;G0M<VEZ93H@,3!P=#LG/DQO
M86YS(&EN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/C$W,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXQ+#(Y-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@
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M>'0M:6YD96YT.B`M-"XS<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I
M;F<M;&5F=#H@-"XS<'0[(&9O;G0M<VEZ93H@,3!P=#LG/DQO86YS(&-O;&QE
M8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
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M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^,RPW,3@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C,L-#$U/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^-3DT/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
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M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,3(L.#(R/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C
M8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z("TT+C-P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D
M:6YG+6QE9G0Z(#0N,W!T.R!F;VYT+7-I>F4Z(#$P<'0[)SY4;W1A;"!A;&QO
M=V%N8V4@9F]R(&-R961I="!L;W-S97,\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
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M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B
M;&4[)SXU+#`Q-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
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M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXU.30\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@9&]U8FQE.R<^,C(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^
M,30L,C@X/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P
M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SY4:&4@9F]L;&]W:6YG('1A8FQE<R!P<F]V:61E(&EN
M9F]R;6%T:6]N(&]N(&EM<&%I<F5D(&QO86YS(&%N9"!A;GD@<F5L871E9"!A
M;&QO=V%N8V4@8GD@;&]A;B!C;&%S<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q
M,B!A;F0@,C`Q,2X@5&AE(&1I9F9E<F5N8V4@8F5T=V5E;B!T:&4@=6YP86ED
M('!R:6YC:7!A;"!B86QA;F-E(&%N9"!T:&4@<F5C;W)D960@:6YV97-T;65N
M="!I<R!T:&4@86UO=6YT(&]F('!A<G1I86P@8VAA<F=E+6]F9G,@=&AA="!H
M879E(&)E96X@=&%K96XN/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@
M,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-E;&QS
M<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA
M<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS
M<&%N/3-$,CY5;G!A:60@<')I;F-I<&%L(&)A;&%N8V4\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS
M1#(^4F5C;W)D960@:6YV97-T;65N="!W:71H(&%N(&%L;&]W86YC93PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P
M86X],T0R/E)E;&%T960@86QL;W=A;F-E/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^079E<F%G92!R
M96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<CX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/D1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY)
M;7!A:7)E9"!N;VYA8V-R=6%L(&QO86YS.CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
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M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-T<G5C=&EO
M;CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$T+#(X.#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^,RPS-S$\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#(E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C8L
M,S(S/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXY-#$\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/C$R+#0R.#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SY297-I9&5N=&EA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
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M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$W+#0W,CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
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M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$Q+#@S.#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXR+#<R.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SY#;VUM97)C:6%L/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/C$L-34V/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/C4Y-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXM/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
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M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
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M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,SD\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[)SXT.#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
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M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-34\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E1O=&%L/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
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M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-3,L-#(V/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
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M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M,C4L,S$Q/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^,3$L,38S/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,BPR,#$\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M<V]L:60[)SXT-"PT-C@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[
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M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^26UP86ER960@
M86-C<G5I;F<@<F5S=')U8W1U<F5D(&QO86YS.CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/C(W+#,S-3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/C(Q+#$Y,SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^4F5S:61E
M;G1I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^-RPP,3<\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^-RPP,3<\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^+3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXM/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/C4L,#8T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]M;65R
M8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXQ-RPX.#`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
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M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BT\+W1D
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M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;6UE<F-I86P\+W1D/@T*/'1D
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M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/C$R,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BT\+W1D
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M:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VYS=6UE<CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
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M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M<V]L:60[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY4;W1A;#PO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
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M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
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M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXM/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
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M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^-#(L-3DV/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
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M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E1O=&%L(&EM<&%I
M<F5D(&QO86YS.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
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M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]N<W1R=6-T:6]N/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C0Q+#8R,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C,S
M+#8R,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^4F5S:61E;G1I86P@<F5A;"!E
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M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$V+#0X-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXR+#`V,SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
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M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]M;65R8VEA
M;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(L-S(Y/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C8Q-#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
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M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;6UE<F-I86P\+W1D/@T*
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M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXQ+#8R-3PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-U
M;65R/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
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M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^.3(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@<V]L:60[)SXS.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M-#@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA
M8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[)SXU-3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C$P-2PW-SD\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
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M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,3$L,38S/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D
M;W5B;&4[)SXR+#(P,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^.#<L,#8T/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C
M96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BA$
M;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M8V]L<W!A;CTS1#(^56YP86ED('!R:6YC:7!A;"!B86QA;F-E/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS
M1#(^4F5C;W)D960@:6YV97-T;65N="!W:71H(&YO(&%L;&]W86YC93PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P
M86X],T0R/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET:"!A;B!A;&QO=V%N8V4\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C
M;VQS<&%N/3-$,CY296QA=&5D(&%L;&]W86YC93PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/D%V97)A
M9V4@<F5C;W)D960@:6YV97-T;65N=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SY$96-E;6)E<B`S,2P@,C`Q,3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
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M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DEM
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M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`S,"4[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VYS=')U8W1I
M;VX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXR,BPX.#,\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^,30L,#`U/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/C$L-34P/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/C$W,#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXQ-BPU-34\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^4F5S:61E;G1I86P@
M<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,C(L-#,Q
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M,38L.3(U/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^,RPQ.#$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXQ+#(Y-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/C$U+#0S,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$T+#`Q,CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXM
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M,30L-C(T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VUM97)C:6%L
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(L,3$Y/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,2PV-CD\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
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M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F
M9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-U;65R/"]T9#X-
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M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,S`\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG/C(X/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
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M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
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M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SXV-"PX,S4\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C0V+#8S.3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-"PW,S$\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG/C$L-#8V/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXT.2PQ.#`\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^26UP86ER960@86-C<G5I;F<@
M<F5S=')U8W1U<F5D(&QO86YS.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M9F]N="US:7IE.B`Q,'!T.R<^0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/C$Q+#<X,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/C$Q+#<X,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXM/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3`L-C8S/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY297-I9&5N=&EA
M;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXS+#<Y
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXV+#`Y,SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^.2PU-C8\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
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M/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^-CD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H
M:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E1O=&%L/"]T9#X-"CQT
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M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,C4L,C`X/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
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M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG/C(T+#@R-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY4;W1A
M;"!I;7!A:7)E9"!L;V%N<SH\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/D-O;G-T<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXS-"PV-C0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXR-2PW.#8\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ+#4U,#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$W,#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(W+#(Q.#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^4F5S:61E
M;G1I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M,C8L,C(S/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^,C`L-S$W/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,RPQ.#$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXQ+#(Y-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(Q+#4R,SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VUM97)C:6%L(')E
M86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(V+#DS.#PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(S
M+#4W.#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
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M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^,C(L-3@T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P
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M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,2PW,S@\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
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M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-U;65R
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M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,S`\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG/C(X/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
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M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
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M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
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M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/CDP+#`T,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXW,2PX-#<\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@9&]U8FQE.R<^-"PW,S$\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M9&]U8FQE.R<^,2PT-C8\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^
M-S0L,#`W/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]P/@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P
M<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1H92!F;VQL;W=I;F<@
M=&%B;&5S('!R;W9I9&4@:6YF;W)M871I;VX@;VX@=')O=6)L960@9&5B="!R
M97-T<G5C='5R:6YG<R!B>2!L;V%N(&-L87-S(&%S(&]F($1E8V5M8F5R(#,Q
M+"`R,#$R(&%N9"`R,#$Q+B!4:&4@86UO=6YT<R!I;F-L=61E(&YO;F%C8W)U
M86P@=')O=6)L960@9&5B="!R97-T<G5C='5R:6YG<RX\+W`^#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P
M,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I;F<]
M,T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXH1&]L;&%R<R!I;B!T
M:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/DYU;6)E<B!O9B!C;VYT<F%C=',\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY0<F5M;V1I9FEC871I
M;VX@;W5T<W1A;F1I;F<@<F5C;W)D960@:6YV97-T;65N=#PO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/E!O<W1M;V1I9FEC871I;VX@;W5T<W1A;F1I;F<@<F5C;W)D960@:6YV97-T
M;65N=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SY4<F]U8FQE9"!D96)T(')E<W1R=6-T=7)I;F=S.CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
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M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SY$
M96-E;6)E<B`S,2P@,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M="US:7IE.B`Q,'!T.R<^0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXQ.#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,S,L,3<T
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q
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M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/E)E<VED96YT:6%L(')E86P@97-T871E/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C,R/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$U+#8U.3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXY+#$X-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[
M)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M0V]M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXR,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,C`L
M-#<X/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^0V]M;65R8VEA;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXS/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$U
M,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXQ,C$\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-U
M;65R/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R
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M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,C<\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E1O=&%L/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXW-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^-S,L-C@V/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXU."PU.34\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[
M)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^1&5C96UB97(@,S$L(#(P,3$\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-T<G5C=&EO;CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/C$R+#DX,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
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M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3$L-#<Q/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3`L,S4Y/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/D-O;6UE<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^,C`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXQ-2PX-S0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/D-O;6UE<F-I86P\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M-CD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]N<W5M97(\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
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M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
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M.B`P<'@[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E1O=&%L/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
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M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXT,"PS.34\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^,S<L,30R/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@8V]L<W!A;CTS1#(^3G5M8F5R(&]F(&-O;G1R86-T<SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/E)E8V]R9&5D(&EN=F5S=&UE;G0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^5')O=6)L960@9&5B="!R97-T
M<G5C='5R:6YG<R!T:&%T('-U8G-E<75E;G1L>2!D969A=6QT960@*#$I.CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
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M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SY$96-E
M;6)E<B`S,2P@,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
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M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,B4[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXV/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
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M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^4F5S:61E;G1I86P@<F5A;"!E<W1A=&4\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,3`\+W1D
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M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
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M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXS+#,Y.#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
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M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXR-SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXW+#$V-SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY$
M96-E;6)E<B`S,2P@,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
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M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]N
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^-S4X/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY297-I9&5N
M=&EA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ
M,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/D-O;6UE<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^-3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/C8L-S4Q/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXM
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F
M9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-U;65R/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@<V]L:60[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
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M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,3@\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,30L.#8R/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T
M86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N
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M;W(@;6]R92X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
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M="!L;W-S97,N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/E1H92!F;VQL;W=I;F<@=&%B;&5S('!R;W9I9&4@:6YF;W)M871I;VX@
M;VX@;&]A;B!R:7-K(')A=&EN9W,@87,@;V8@1&5C96UB97(@,S$L(#(P,3(@
M86YD(#(P,3$N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA<G,@
M:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N
M/3-$,CY087-S+U!E<F9O<FUI;F<\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY3<&5C:6%L(&UE;G1I
M;VX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)R!C;VQS<&%N/3-$,CY3=6)S=&%N9&%R9#PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/D1O=6)T9G5L
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M8V]L<W!A;CTS1#(^3F]N86-C<G5A;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E1O=&%L/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SY$96-E;6)E<B`S,2P@,C`Q
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M(#$V)3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O
M;G-T<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C0U+#,X-3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^,S`L.#$W/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXR,BPQ-34\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BT\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CDL-CDT/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F
M9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E)E<VED96YT:6%L(')E
M86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
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M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$U+#`Y,#PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
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M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(U-RPT,3@\+W1D
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M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/C(Q+#0P,CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$T
M+#4V-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXS,30L.30Q/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VUM97)C:6%L/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C4U+#0S,CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXS+#`V,CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXQ+#8S.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXU.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
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M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^-C`L-S@V/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]N<W5M97(\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXQ,RPQ-#<\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^-3D\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXM/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
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M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^.#<\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[)SXQ,RPR.3,\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D
M;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N
M-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXW.2PP.3`\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
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M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^-#DR/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXS-BPT-S0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O
M;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA<G,@
M:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N
M/3-$,CY087-S+U!E<F9O<FUI;F<\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY3<&5C:6%L(&UE;G1I
M;VX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)R!C;VQS<&%N/3-$,CY3=6)S=&%N9&%R9#PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/D1O=6)T9G5L
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M8V]L<W!A;CTS1#(^3F]N86-C<G5A;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E1O=&%L/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/D1E8V5M8F5R(#,Q+"`R,#$Q/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=W:61T:#H@,38E.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]N<W1R=6-T:6]N/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^-3`L-#`S/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/C,P+#,W,SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXR,RPU-3(\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXQ-2PU-34\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^,3$Y+#@X,SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/C(V,2PY,3`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ,RPT-C<\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR-2PV-S8\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXT-#4\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR,"PQ,#8\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXS,C$L
M-C`T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ
M-BPP,#$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXR."PQ-SD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,30L,#$R/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^,S$U+#0S.3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
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M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^-"PW
M-#@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXW-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^-CDL-#@U/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VYS=6UE<CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C$T+#4R,#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^,S(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C4Y/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
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M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,30L-C,Y/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
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M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C8S+#8X-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXX,BPR,30\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
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M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M(&1O=6)L93LG/C4Q+#,W,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^
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M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N
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M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^
M#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN
M9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG
M/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#$X/D%C8W)U:6YG/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS
M<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT
M97([(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA
M<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,S`M-3D@9&%Y<R!P87-T(&1U
M93PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M(&-O;'-P86X],T0R/C8P+3@Y(&1A>7,@<&%S="!D=64\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CXY
M,"!D87ES(&]R(&UO<F4@<&%S="!D=64\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY4;W1A;"!P87-T
M(&1U93PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI
M9#LG(&-O;'-P86X],T0R/DYO;BUA8V-R=6%L/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^5&]T86P\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/D1E8V5M8F5R(#,Q+"`R,#$R/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS
M1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]N<W1R
M=6-T:6]N/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXY."PR,C$\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^,3,V/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BT\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXQ,S8\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^.2PV.30\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^,3`X+#`U,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^4F5S:61E;G1I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXS+#$Q-CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C0L,38X/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$Q+#4S,CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXR.#@L,#$Q/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C
M9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SY#;VUM97)C:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/C@P,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
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M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/C,Q-"PY-#$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SY#;VUM97)C:6%L/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C4Y+#<T-CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXS.#`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
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M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/C8P+#<X-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^0V]N<W5M97(\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)SXQ,RPQ,C4\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXU-SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
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M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
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M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
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M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^.#<\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)SXQ,RPR.3,\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL
M969T.B`P+C$R-6EN.R!F;VYT+7-I>F4Z(#$P<'0[)SY4;W1A;#PO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C<T,2PY
M,C4\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
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M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXQ+#8T
M-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@9&]U8FQE.R<^-#8P/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXV+#8X,SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^,S8L-#<T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
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M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I>F4Z(#$P
M<'0[)SY097)C96YT(&]F('1O=&%L(&QO86YS/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CDT+C4\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/C`N-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B4\+W1D
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXP+C$\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/C`N.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B4\+W1D/@T*
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M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
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M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A
M8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E
M.B!C;VQL87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG(&-O;'-P86X],T0Q.#Y!8V-R=6EN9SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS
M1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN
M('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS
M1#(^0W5R<F5N=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG(&-O;'-P86X],T0R/C,P+34Y(&1A>7,@<&%S="!D=64\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^.3`@9&%Y
M<R!O<B!M;W)E('!A<W0@9'5E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^5&]T86P@<&%S="!D=64\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C
M;VQS<&%N/3-$,CY.;VXM86-C<G5A;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
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M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/D1E8V5M8F5R(#,Q+"`R,#$Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P
M86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
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M="US:7IE.B`Q,'!T.R<^0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S='EL93TS
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M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,2PR-#8\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@."4[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXS,38\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@."4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXS,C4\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
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M.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$U+#4U-3PO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$Q.2PX.#,\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^4F5S:61E;G1I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,C@Y+#0U.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^-2PR.3$\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR+#,S,3PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$R+#`S.3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(P+#$P
M-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M:7IE.B`Q,'!T.R<^0V]M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3`L,#<S/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,2PU.30\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3$L-C8W/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,30L
M,#$R/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^,S$U+#0S.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]M;65R
M8VEA;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXV-"PU.#$\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ+#,U,#PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^-C8\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXS+#(S-3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^-CDL-#@U/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
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M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^,30L-#DR/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
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M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/C8\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/C$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C$Q.3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^,C@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C$T+#8S
M.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M
M;&5F=#H@,"XQ,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXW-C`L-S,S/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C$W+#$Y.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
M8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[)SXY+#`R-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO
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M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
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M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
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M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C@T,2PP-3`\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@
M9F]N="US:7IE.B`Q,'!T.R<^4&5R8V5N="!O9B!T;W1A;"!L;V%N<SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^,"XS/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
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M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXV+C$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B4\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SY4:&4@9F]L;&]W:6YG('1A8FQE<R!P<F]V:61E(&$@<W5M;6%R>2!O
M9B!T:&4@86-T:79I='D@:6X@=&AE(&%L;&]W86YC92!F;W(@8W)E9&ET(&QO
M<W-E<R!A;&QO8V%T960@8GD@;&]A;B!C;&%S<R!F;W(@,C`Q,B!A;F0@,C`Q
M,2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D%L
M;&]C871I;VX@;V8@82!P;W)T:6]N(&]F('1H92!A;&QO=V%N8V4@=&\@;VYE
M(&QO86X@8VQA<W,@9&]E<R!N;W0@<')E8VQU9&4@:71S(&%V86EL86)I;&ET
M>2!T;R!A8G-O<F(@;&]S<V5S(&EN(&]T:&5R(&QO86X@8VQA<W-E<RX\+W`^
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO
M<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/D-O;G-T<G5C=&EO
M;CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M(&-O;'-P86X],T0R/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS
M1#(^0V]M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/D-O;6UE<F-I
M86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)R!C;VQS<&%N/3-$,CY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E5N86QL;V-A=&5D
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M8V]L<W!A;CTS1#(^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-
M"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(P
M,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A
M;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A
M;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/D%L;&]W86YC92!F;W(@8W)E9&ET(&QO<W-E<SH\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A
M;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-
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M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R,R4[('1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SY"96=I;FYI;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@."4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^,RPW-#4\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^-2PP,30\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^,RPT,34\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@."4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^,2PT.3@\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
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M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/C(R/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/C$T+#(X.#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
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M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0VAA<F=E+6]F9G,\+W1D/@T*
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXH.2PX,S@\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B@R+#DU-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BD\
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXH-3<V/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B@R
M-BPV-#4\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXI/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SY296-O=F5R:65S/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
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M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA
M8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C$V
M-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG/C,P-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
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M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
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M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
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M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I>F4Z(#$P<'0[)SY.970@
M8VAA<F=E+6]F9G,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[)SXH-RPX,C`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
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M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*#DL-S,V/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^*3PO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)SXH-2PQ-#<\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
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M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^*#4U,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BD\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXM/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
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M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*#(V
M+#`T,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
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M:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY0<F]V:7-I;VX\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXX+#0V
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
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M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,RPU,#<\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SXU+#,S,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
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M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO
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M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
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M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D
M;W5B;&4[)SXU+#$Y-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^-"PQ,S0\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
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M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXT,#<\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@9&]U8FQE.R<^,34L.3DQ/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L
M;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXH1&]L
M;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O
M;'-P86X],T0R/D-O;G-T<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E)E<VED96YT:6%L
M(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^0V]M;65R8VEA;"!R96%L(&5S=&%T
M93PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M(&-O;'-P86X],T0R/D-O;6UE<F-I86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY#;VYS=6UE<CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O
M;'-P86X],T0R/E5N86QL;V-A=&5D/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^5&]T86P\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS
M<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS
M<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG(&-O
M;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S
M<V5S.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
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M=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R,R4[
M('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY"96=I;FYI;F<@8F%L86YC
M93PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,RPS,C<\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXT+#@S,SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/C,L-C8U/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^,2PT,C(\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXV,S<\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXS-#,\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXQ-"PR,C<\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SY#:&%R9V4M;V9F<SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^*#<L-CDS/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXI/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B@U+#`S-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^*#(P,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^*#(P+#4U-CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^*3PO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^4F5C;W9E<FEE<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI
M9#LG/C0Y/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXQ,C`\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG/C,V,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
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M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M-30Y/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,2PQ-#<\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I>F4Z
M(#$P<'0[)SY.970@8VAA<F=E+6]F9G,\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
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M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
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M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/BD\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
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M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
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M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/BD\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
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M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*#$Y+#0P.3PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^*3PO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^4')O=FES:6]N/"]T9#X-"CQT9"!S='EL93TS1"=P
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^-"PV,#4\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C<L
M-S4T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^,BPY,34\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/CDQ/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^,3DL-#<P/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M16YD:6YG(&)A;&%N8V4\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO
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M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXU+#`Q
M-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
M8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[)SXU.30\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^,C(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,30L,C@X/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A
M8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E
M7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#$R+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%344^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4%)%34E3
M15,@04Y$($5154E0345.5#QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY0<F]P97)T>2P@4&QA;G0@86YD($5Q=6EP
M;65N="!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!R;W!E<G1Y+"!0;&%N="!A;F0@17%U:7!M96YT($1I
M<V-L;W-U<F4@6U1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[)SX\8CY.3U1%(#0N(%!214U)4T53($%.1"!%455)4$U%3E0\
M+V(^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P
M<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^5&AE(&9O;&QO=VEN9R!T86)L
M92!P<F]V:61E<R!I;F9O<FUA=&EO;B!O;B!P<F5M:7-E<R!A;F0@97%U:7!M
M96YT(&%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R,#$Q+CPO<#X-"CQP('-T
M>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/B8C
M,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN
M9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@:G5S=&EF>3LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N
M=&5R.R<@8V]L<W!A;CTS1#(^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS
M1#(^,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`W,B4[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[)SY,86YD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^-2PX,3@\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C0L.3`R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$S+#0P-#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-RPU.#D\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<L,SDP/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C(U+#8Y-CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
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M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
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M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXH,3$L,#,T/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,3(U:6X[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C$T+#8V,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\
M+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[)SY$97!R96-I871I;VX@97AP96YS92!T;W1A;&5D("0Q+C$@;6EL
M;&EO;BP@)#DY-B!T:&]U<V%N9"!A;F0@)#$N,2!M:6QL:6]N(&9O<B`R,#$R
M+"`R,#$Q(&%N9"`R,#$P+"!R97-P96-T:79E;'DN(%1H92!I;F-R96%S92!I
M;B!L86YD('=A<R!P<FEM87)I;'D@9'5E('1O('1H92!R96QO8V%T:6]N(&]F
M(&$@8G)A;F-H(&]F(&]N92!O9B!T:&4@0F%N:W,N/"]P/@T*/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[
M/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R<^5&AE($-O;7!A;GD@;&5A<V5S(&9A8VEL:71I97,@=6YD97(@
M;W!E<F%T:6YG(&QE87-E<RX@4F5N=&%L(&5X<&5N<V4@9F]R('1H92!Y96%R
M<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BP@,C`Q,2P@86YD(#(P,3`@=V%S
M("0W-S<@=&AO=7-A;F0L("0W-3,@=&AO=7-A;F0@86YD("0W-S`@=&AO=7-A
M;F0L(')E<W!E8W1I=F5L>2X@1G5T=7)E(&UI;FEM=6T@86YN=6%L(')E;G1A
M;"!P87EM96YT<R!A<F4@87!P<F]X:6UA=&5L>2!A<R!F;VQL;W=S.CPO<#X-
M"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF
M>3LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R
M9&5R+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@:G5S=&EF>3LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C
M;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M.#8E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^,C`Q,SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<P
M.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4R,#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C(T-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^
M,C`Q-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^,C`Q-SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXR-3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3LG
M/E1H97)E869T97(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L,3,W/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P+C$R-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3LG/E1O=&%L(&UI;FEM=6T@
M;&5A<V4@<&%Y;65N=',\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,L,3`V
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W
M,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P
M-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#$S
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^24Y6
M15-4345.5"!)3B!53D-/3E-/3$E$051%1"!354)3241)05)9/&)R/CPO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q
M/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEN=F5S
M=&UE;G1S(&EN(&%N9"!!9'9A;F-E<R!T;R!!9F9I;&EA=&5S+"!38VAE9'5L
M92!O9B!);G9E<W1M96YT<R!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=F5S=&UE;G1S(&EN(&%N9"!!
M9'9A;F-E<R!T;R!!9F9I;&EA=&5S+"!38VAE9'5L92!O9B!);G9E<W1M96YT
M<R!;5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^3D]412`U
M+B!)3E9%4U1-14Y4($E.(%5.0T].4T],241!5$5$(%-50E-)1$E!4ED\+V(^
M/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V
M,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/D1U<FEN9R`R,#$R+"!T:&4@0V]M<&%N>2!T
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M<R`T.2XP)2!E<75I='D@;W=N97)S:&EP(&EN(%=Y92!-;W)T9V%G92!'<F]U
M<"8C.#(Q-SMS('5N9&ES=')I8G5T960@:6YC;VUE(&]R(&QO<W,N(%1H92!F
M;VQL;W=I;F<@=&%B;&4@<')O=FED97,@82!S=6UM87)Y(&]F('1H92!A8W1I
M=FET>2!R96QA=&5D('1O('1H92!#;VUP86YY)B,X,C$W.W,@:6YV97-T;65N
M="!I;B!7>64@36]R=&=A9V4@1W)O=7`@9F]R(#(P,3(@86YD(#(P,3$N/"]P
M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-E
M;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,C`Q
M,3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`W,B4[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SY"96=I;FYI;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/C@Y/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXR-3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SY%<75I='D@:6X@=6YD:7-T<FEB=71E9"!I;F-O
M;64\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SXH-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
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M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY%;F1I;F<@8F%L86YC
M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^.#D\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
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M=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXQ-CD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D%T($1E8V5M8F5R(#,Q+"`R,#$R
M+"!T:&4@<F5M86EN:6YG(&)A;&%N8V4@:6YC;'5D960@=&AE($-O;7!A;GDF
M(S@R,3<[<R!I;G9E<W1M96YT<R!I;B!A;F0@=6YD:7-T<FEB=71E9"!I;F-O
M;64@9G)O;2!7>64@36]R=&=A9V4@1W)O=7`N(%1H92!#;VUP86YY(&5X<&5C
M=',@=&AA="!T:&5S92!A;6]U;G1S('=I;&P@8F4@<F5T=7)N960O9&ES=')I
M8G5T960@=&\@=&AE($-O;7!A;GD@9'5R:6YG('1H92!F:7)S="!Q=6%R=&5R
M(&]F(#(P,3,N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?
M-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,30N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY'3T]$5TE,
M3"!!3D0@3U1(15(@24Y404Y'24),12!!4U-%5%,\8G(^/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1V]O9'=I;&P@86YD
M($EN=&%N9VEB;&4@07-S971S($1I<V-L;W-U<F4@6T%B<W1R86-T73PO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y';V]D=VEL
M;"!A;F0@26YT86YG:6)L92!!<W-E=',@1&ES8VQO<W5R92!;5&5X="!";&]C
M:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$
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M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
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M="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X@5&AE($-O;6UU;FET>2!"
M86YK:6YG('-E9VUE;G0@86YD('1H92!);G-U<F%N8V4@4')O9'5C=',@86YD
M(%-E<G9I8V5S('-E9VUE;G0@:&%D(&=O;V1W:6QL(&]F("0R+C8@;6EL;&EO
M;B!A;F0@)#DN.2!M:6QL:6]N+"!R97-P96-T:79E;'DL(&%T('1H92!E;F0@
M;V8@8F]T:"`R,#$R(&%N9"`R,#$Q+B!3964@3F]T92`R-2!F;W(@9G5R=&AE
M<B!I;F9O<FUA=&EO;B!R96=A<F1I;F<@=&AE($-O;7!A;GDF(S@R,3<[<R!B
M=7-I;F5S<R!S96=M96YT<RX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
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M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C
M;VQS<&%N/3-$,3@^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY$
M96-E;6)E<B`S,2P@,C`Q,CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<@8V]L<W!A;CTS1#$X/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^1&5C96UB97(@,S$L(#(P,3$\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
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M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH1&]L;&%R<R!I
M;B!T:&]U<V%N9',I/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M1W)O<W,@0V%R<GEI;F<@06UO=6YT/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P
M86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^0W5M=6QA
M=&EV93QB<B`@+SX@26UP86ER;65N="!#:&%R9V5S/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[('9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
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M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS
M<&%N/3-$,CX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/DYE="!#
M87)R>6EN9R!!;6]U;G0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M.B`W<'0[)SY796EG:'1E9"!!=F5R86=E(%)E;6%I;FEN9R!,:69E(#QB<B`@
M+SXH:6X@>65A<G,I/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@8V5N=&5R.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^1W)O<W,@0V%R<GEI;F<@06UO=6YT/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^0W5M=6QA=&EV93QB<B`@+SX@26UP86ER;65N="!#:&%R
M9V5S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&-E;G1E<CL@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[('9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
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M>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
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M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY796EG:'1E9"!!=F5R86=E(%)E
M;6%I;FEN9R!,:69E(#QB<B`@+SXH:6X@>65A<G,I/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG(&-O;'-P86X],T0R/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG(&-O;'-P86X],T0R/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N
M/3-$,CX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<@8V]L<W!A;CTS1#(^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<@8V]L
M<W!A;CTS1#(^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<@8V]L<W!A;CTS1#(^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<@
M8V]L<W!A;CTS1#(^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=W:61T:#H@,C`E.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY';V]D
M=VEL;#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M9&]U8FQE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#4E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXQ-RPS-#4\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z(&1O=6)L93LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`U)3L@
M=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
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M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@9&]U8FQE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#4E.R!T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH-C8W/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#4E.R!T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
M8FQE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXQ,BPT-30\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`U)3L@=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@-24[
M('1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^,3<L,S0U/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
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M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*#0L,C(T/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@9&]U8FQE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#4E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B@V-C<\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N
M-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@-24[('1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B
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M.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
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M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M3W1H97(@:6YT86YG:6)L92!A<W-E=',\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS
M1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#`N,3(U:6X[(&9O
M;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^06UO<G1I>F%B;&4\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/D5M<&QO>6UE;G0@86=R965M96YT<SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,2PW,S`\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^*#$L,C@V/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C0T-#PO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^,BXP/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^,2PW,S`\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B@Q+#`U.3PO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C8W,3PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXR+C<\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SY);G-U<F%N8V4@97AP:7)A=&EO;G,\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^,2PR-S`\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B@X.30\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*3PO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXS-S8\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/C0N-#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,2PR-S`\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXH.#`Y/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXT-C$\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^-2XT/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY#;W)E(&1E<&]S:71S/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/CDV.#PO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*#DV.#PO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BT\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/CDV
M.#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXM/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B@Y,S@\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/C,P/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/C`N,SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/D-U<W1O;65R
M(')E;&%T:6]N<VAI<',\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXY-C`\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^*#$R-CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI
M9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^*#,P,SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^-3,Q/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXQ,"XW/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/CDV,#PO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
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M="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^*#(U,SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXU.#$\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,3$N-CPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^-"PY,C@\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[
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M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P
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M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXQ
M+#,U,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/C0L.3(X/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
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M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*#$R
M-CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXH,RPP-3D\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
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M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,2PW-#,\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/E5N
M86UO<G1I>F%B;&4\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,"XR
M-6EN.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/D-A<G)I97(@<F5L871I;VYS:&EP<SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXQ+#,P,#PO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^*#0U/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^,2PR-34\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BT\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C$L,S`P/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B@T-3PO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXQ+#(U-3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^5')A9&4@;F%M93PO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C$L,C$P/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BT\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P
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M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXQ
M+#(Q,#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXQ+#(Q,#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BT\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,2PR,3`\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^,BPU,3`\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
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M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C(L-#8U/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^,BPU,3`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S
M;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH-#4\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C(L-#8U/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/E1O=&%L(&]T:&5R(&EN=&%N9VEB;&4@87-S971S/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
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M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/C<L-#,X/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH,3<Q/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
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M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
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M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
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M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N
M-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/C<L-#,X/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
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M.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B@S+#`U.3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O
M=6)L93LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)#PO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^-"PR,#@\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
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M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6EN
M9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT
M+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M5&AE(&9O;&QO=VEN9R!T86)L92!P<F]V:61E<R!I;F9O<FUA=&EO;B!O;B!C
M=7)R96YT('!E<FEO9"!A;F0@97-T:6UA=&5D(&9U='5R92!A;6]R=&EZ871I
M;VX@97AP96YS92!F;W(@86UO<G1I>F%B;&4@;W1H97(@:6YT86YG:6)L92!A
M<W-E=',N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXF(S$V,#L\+W`^#0H\=&%B;&4@86QI9VX],T1C96YT97(@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`T-24[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@
M8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N
M="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^06UO<G1I>F%T:6]N/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD
M<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
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M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#4P)3L@
M<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<^665A<B!E
M;F1E9"!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,CDE
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,34E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,SDR/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<@;F]W<F%P/3-$
M;F]W<F%P/D5S=&EM871E(&9O<B!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXR,#$S/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,CDV/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/C(P,30\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
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M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXR
M,#$U/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/C(P,38\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXR,#$W/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^.#<\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W
M,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P
M-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#$U
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^3U1(
M15(@05-31513/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/D1E9F5R<F5D($-O<W1S+"!#87!I=&%L:7IE9"P@4')E
M<&%I9"P@86YD($]T:&5R($%S<V5T<R!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H
M97(@07-S971S($1I<V-L;W-U<F4@6U1E>'0@0FQO8VM=/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P
M<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/CQB/DY/5$4@-RX@3U1(15(@05-31513(#PO8CX\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/B8C,38P.SPO
M8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1H
M92!#;VUP86YY(&AA9"!T:&4@9F]L;&]W:6YG(&]T:&5R(&%S<V5T<R!A="!$
M96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXH1&]L;&%R<R!I;B!T
M:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,C`Q,CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
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M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#<R)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DYO;FUA<FME=&%B
M;&4@:6YV97-T;65N="!S96-U<FET:65S/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^,BPW-3`\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DEN<W5R86YC92!P<F5M:75M<R!R96-E
M:79A8FQE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
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M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M06-C<G5E9"!I;G1E<F5S="!R96-E:79A8FQE/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXS+#DS,SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^26YC;VUE('1A>&5S(')E8V5I=F%B;&4\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^-2PQ-C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/C<Q.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
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M;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXY+#`S-CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^26YT97)E<W0@<F%T92!C87!S("@R*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXQ-#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,C4P/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E!R97!A:60@97AP96YS97,\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
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M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
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M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
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M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT
M+7-I>F4Z(#$P<'0[)SY4;W1A;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C(X+#@S-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z(&1O=6)L93LG/C(V+#<R,#PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#$I(%-E92!.
M;W1E(#$U(&9O<B!F=7)T:&5R(&1I<V-U<W-I;VXN/"]P/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXH,BD@4V5E($YO=&4@,C`@9F]R
M(&9U<G1H97(@9&ES8W5S<VEO;BX\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
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M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R
M;VYG/D]42$52($Q)04))3$E42453/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E
M9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D]T:&5R($QI86)I;&ET:65S($1I
M<V-L;W-U<F4@6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!,:6%B:6QI=&EE<R!$:7-C;&]S=7)E
M(%M497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^/&(^3D]412`X+B!/5$A%4B!,
M24%"24Q)5$E%4SPO8CX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P
M<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SY4:&4@
M0V]M<&%N>2!H860@=&AE(&9O;&QO=VEN9R!O=&AE<B!L:6%B:6QI=&EE<R!A
M="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X\+W`^#0H\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G
M9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG(&-O;'-P86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R
M/C(P,3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@-S(E.R!T97AT+6%L:6=N.B!L
M969T.R<^06-C<G5E9"!I;G1E<F5S="!P87EA8FQE/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,S,Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXU-CD\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3W1H97(@;&EA8FEL:71I97,\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O
M;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C@L-#`X/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C@L,3@T/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C$R
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M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^."PW-#<\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXX+#<U,SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
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M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D1%4$]32513/&)R/CPO<W1R;VYG/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO
M;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D1E<&]S:71S(%M!
M8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1&5P;W-I="!,:6%B:6QI=&EE<R!$:7-C;&]S=7)E<R!;5&5X="!"
M;&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^3D]412`Y+B!$15!/4TE4
M4SPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^5&AE(&%P<')O>&EM871E(&%M;W5N
M="!O9B!C97)T:69I8V%T97,@;V8@9&5P;W-I="!O9B`D,3`P+#`P,"!O<B!M
M;W)E('=A<R`D,C(U+C,@;6EL;&EO;B!A;F0@)#(T,RXU(&UI;&QI;VX@870@
M1&5C96UB97(@,S$L(#(P,3(@86YD(#(P,3$L(')E<W!E8W1I=F5L>2X\+W`^
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/CQF;VYT('-T>6QE/3-$)W1E>'0M=6YD97)L:6YE+7-T
M>6QE.B!D;W5B;&4[)SXF(S$V,#L\+V9O;G0^/"]P/@T*/'`@<W1Y;&4],T0G
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M=',@870@1&5C96UB97(@,S$L(#(P,3(@86YD(#(P,3$N/"]P/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B
M;&4@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z
M(&-O;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA
M<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`W,B4[('1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY$=64@
M:6X@;VYE('EE87(@;W(@;&5S<SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#(E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(T
M-2PP,#0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/C(T-"PW,34\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^1'5E(&EN(&]N92!T;R!T:')E92!Y96%R
M<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXQ,#@L.30W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
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M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/D1U92!I;B!T:')E92!T;R!F:79E('EE87)S/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
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M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/C@S+#8P-#PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('!A
M9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^
M-#0T+#DP-3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
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M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R
M;VYG/E-(3U)4+51%4DT@0D]24D]724Y'4SQB<CX\+W-T<F]N9SX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$96)T($1I<V-L;W-U<F4@
M6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y3:&]R="UT97)M($1E8G0@6U1E>'0@0FQO8VM=/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^3D]412`Q,"X@4TA/4E0M5$5232!"3U)23U=)
M3D=3/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1H92!F;VQL;W=I;F<@=&%B;&4@<W5M
M;6%R:7IE<R!C97)T86EN(&EN9F]R;6%T:6]N(&9O<B!S:&]R="UT97)M(&)O
M<G)O=VEN9W,@9F]R('1H92!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q
M,B!A;F0@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
M,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z
M(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I
M;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
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M=6YT/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^4F%T93PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X]
M,T0R/D%M;W5N=#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
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M;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY!=F5R86=E(&9O<B!T:&4@665A
M<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG(&-O;'-P86X],T0R/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$
M,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C
M;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F
M8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#0T)3L@=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z
M(#`N,C5I;CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SY2971A:6P@<F5P=7)C:&%S92!A9W)E96UE;G1S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C$T
M+#DW-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXP+C,P/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#(E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA
M;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M9&]U8FQE.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/C$U+#,Q.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^,"XS-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B4\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/D%T(%EE87(@16YD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C$S
M+#<V,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^,"XR-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXE
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
M8FQE.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O
M=6)L93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXQ-RPX,3<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
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M86P[)SXP+C,T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXE/"]T9#X-"CPO='(^#0H\
M+W1A8FQE/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
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M=&UE;G0@<V5C=7)I=&EE<RX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ
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M<RX\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO
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M=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N
M="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\
M<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO
M*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A
M9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$
M240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C
M;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/DQ/3D<M5$5232!$14)4
M/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O
M;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D1E8G0@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO;F<M=&5R;2!$96)T(%M4
M97AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\8CY.3U1%(#$Q+B!,
M3TY'+51%4DT@1$5"5#PO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/CQB/B8C,38P.SPO8CX\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1H92!#;VUP86YY(&AA9"!T:&4@9F]L
M;&]W:6YG(&QO;F<M=&5R;2!D96)T(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R
M(&%N9"`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[('1E>'0M:6YD96YT.B`Y-"XX<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C
M;VQL87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`W,B4[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D%C
M<75I<VET:6]N+7)E;&%T960@9&5B="P@-"XP."4@:6YT97)E<W0L(&%N;G5A
M;"!P87EM96YT<R!O=F5R(&9I=F4@>65A<G,\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`R)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z(&1O=6)L93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^+3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,B4[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N
M-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M(&1O=6)L93LG/C0U-3PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
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M8W1O8F5R(#$L(#(P,3(N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM
M+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R
M-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX
M7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T
M,C`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY"
M14Y%1DE4(%!,04Y3/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/D-O;7!E;G-A=&EO;B!A;F0@4F5T:7)E;65N="!$
M:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0V]M<&5N<V%T:6]N(&%N9"!%;7!L;WEE92!"
M96YE9FET(%!L86YS(%M497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
M,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/DY/5$4@,3(N($)%3D5&250@4$Q!3E,\+W`^#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&(^-#`Q*&LI(&%N9"!0<F]F
M:70@4VAA<FEN9R!0;&%N/"]B/CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P
M/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG
M;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SY4:&4@0V]M<&%N>2!H87,@82`T,#$H:RD@86YD('!R
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M,3$L(&%N9"`R,#$P+"!R97-P96-T:79E;'DN(%1H92!E>'!E;G-E(&EN8W)E
M87-E9"!I;B`R,#$R('=H96X@8V]M<&%R960@=&\@,C`Q,2!B96-A=7-E('1H
M97)E('=E<F4@;&%R9V5R(&9O<F9E:71U<F5S(&%V86EL86)L92!T;R!R961U
M8V4@-#`Q*&LI(&-O<W1S(&1U<FEN9R`R,#$Q+CPO<#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R
M:W-H965T<R]3:&5E=#(Q+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X]
M,T0R/CQS=')O;F<^4U1/0TLM0D%3140@0T]-4$5.4T%424]./&)R/CPO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q
M/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D1I<V-L
M;W-U<F4@;V8@0V]M<&5N<V%T:6]N(%)E;&%T960@0V]S=',L(%-H87)E+6)A
M<V5D(%!A>6UE;G1S(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1&ES8VQO<W5R92!O9B!#;VUP96YS871I
M;VX@4F5L871E9"!#;W-T<RP@4VAA<F4M8F%S960@4&%Y;65N=',@6U1E>'0@
M0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/DY/5$4@,3,N(%-43T-+
M+4)!4T5$($-/35!%3E-!5$E/3CPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^07,@
M;V8@1&5C96UB97(@,S$L(#(P,3(L('1H92!#;VUP86YY(&UA:6YT86EN960@
M=&AE(%-H;W)E($)A;F-S:&%R97,L($EN8RX@,C`P-B!3=&]C:R!A;F0@26YC
M96YT:79E($-O;7!E;G-A=&EO;B!0;&%N("@F(S@R,C`[,C`P-B!%<75I='D@
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M;VX@4&QA;B`H=&AE("8C.#(R,#LQ.3DX($]P=&EO;B!0;&%N)B,X,C(Q.RD@
M97AP:7)E9"!O;B!-87)C:"`S+"`R,#`X(&%N9"!A;&P@;V8@=&AE(')E;6%I
M;FEN9R`W+#$R-2!O=71S=&%N9&EN9R!O<'1I;VYS(&5X<&ER960@;VX@36%Y
M(#DL(#(P,3(N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/E5N9&5R('1H92`R,#`V($5Q=6ET>2!0;&%N+"!S=&]C:RUB87-E9"!A
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M>'!I<FEN9R`Q,"!Y96%R<R!F<F]M('1H92!G<F%N="!D871E+B!3=&]C:RUB
M87-E9"!C;VUP96YS871I;VX@97AP96YS92!I<R!R96-O9VYI>F5D(')A=&%B
M;'D@;W9E<B!T:&4@<F5Q=6ES:71E('-E<G9I8V4@<&5R:6]D(&9O<B!A;&P@
M87=A<F1S+"!I<R!B87-E9"!O;B!T:&4@9W)A;G0@9&%T92!F86ER('9A;'5E
M(&%N9"!R969L96-T<R!F;W)F96ET=7)E<R!A<R!T:&5Y(&]C8W5R+B!4:&4@
M,C`P-B!%<75I='D@4&QA;B!O<FEG:6YA;&QY(')E<V5R=F5D(#8S,2PY-S(@
M<VAA<F5S(&]F(&-O;6UO;B!S=&]C:R!F;W(@9W)A;G0L(&%N9"`U,#<L,#<X
M('-H87)E<R!R96UA:6YE9"!A=F%I;&%B;&4@9F]R(&=R86YT(&%T($1E8V5M
M8F5R(#,Q+"`R,#$R+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P
M="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SY4:&4@9F]L;&]W:6YG('1A8FQE<R!P<F]V:61E(&EN9F]R;6%T
M:6]N(&]N('-T;V-K+6)A<V5D(&-O;7!E;G-A=&EO;B!E>'!E;G-E(&9O<B`R
M,#$R+"`R,#$Q(&%N9"`R,#$P+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P
M/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I
M;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M)SX-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A
M;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P,3(\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P,3`\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#4X)3L@=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^4W1O8VLM8F%S960@
M8V]M<&5N<V%T:6]N(&5X<&5N<V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`R)3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXR,#D\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXS,S@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^,SDP/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M9G0[('1E>'0M:6YD96YT.B`M,RXS<'0[('!A9&1I;F<M;&5F=#H@,RXS<'0[
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
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M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXR,#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M+W1A8FQE/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)R!C;VQS<&%N/3-$,3`^1&5C96UB97(@,S$L/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BA$;VQL87)S
M(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CXR
M,#$R/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`U
M."4[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M-BXS<'0[('!A
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^,38W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`R)3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
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M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I
M9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/C0R-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
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M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1H92!F;VQL;W=I;F<@=&%B;&4@<W5M
M;6%R:7IE<R!R97-T<FEC=&5D('-T;V-K(&%W87)D(&%C=&EV:71Y(&9O<B!T
M:&4@0V]M<&%N>2!U;F1E<B!T:&4@,C`P-B!%<75I='D@4&QA;B!F;W(@=&AE
M('1W;R!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQF;VYT('-T>6QE/3-$
M)W1E>'0M=6YD97)L:6YE+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+V9O;G0^
M/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A
M9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
M96YT97([(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS
M1#8^665A<B!%;F1E9"!$96-E;6)E<B`S,2P@,C`Q,CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)R!C;VQS<&%N/3-$-CY996%R($5N9&5D($1E8V5M8F5R(#,Q+"`R,#$Q
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@
M,3!P=#LG(&-O;'-P86X],T0R/DYU;6)E<CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS
M1#(^5V5I9VAT960@079E<F%G92`\8G(@("\^($=R86YT($1A=&4\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P
M=#LG(&-O;'-P86X],T0R/DYU;6)E<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^
M5V5I9VAT960@079E<F%G92`\8G(@("\^($=R86YT($1A=&4\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/F]F(%-H87)E<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG(&-O;'-P86X],T0R/D9A:7(@5F%L=64\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CYO
M9B!3:&%R97,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O
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M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#(X)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DYO;G9E<W1E9"!A="!B
M96=I;FYI;F<@;V8@>65A<CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q-24[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M-#4L-S<Y/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
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M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q-24[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXT-"PQ,C<\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=W:61T:#H@,34E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,38N-S8\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^1W)A;G1E
M9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXM/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^,3,L.3(S/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^-BXY.3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
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M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^*#$R+#(W
M,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ."XY
M-3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^0V%N8V5L;&5D/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
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M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DYO;G9E<W1E9"!A="!E;F0@
M;V8@>65A<CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^-BPU-#@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
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M/"]T<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
M,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/CQF;VYT('-T>6QE/3-$)W1E>'0M=6YD97)L:6YE+7-T>6QE.B!D
M;W5B;&4[)SXF(S$V,#L\+V9O;G0^/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA
M<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SY4:&4@=&]T86P@9F%I<B!V86QU92!O9B!R97-T
M<FEC=&5D('-T;V-K(&%W87)D<R!T:&%T('9E<W1E9"!W87,@)#(T-2!T:&]U
M<V%N9"!I;B`R,#$R(&%N9"`D,3$Y('1H;W5S86YD(&EN(#(P,3$N/"]P/@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D1U<FEN9R!T:&4@
M9FER<W0@<75A<G1E<B!O9B`R,#$R+"!3:&]R92!"86YC<VAA<F5S+"!);F,N
M(&=R86YT960@;W!T:6]N<R!T;R!P=7)C:&%S92`U-"PR,38@<VAA<F5S(&]F
M(&ET<R!C;VUM;VX@<W1O8VL@<'5R<W5A;G0@=&\@=&AE(#(P,#8@17%U:71Y
M(%!L86XN(%1H92!O<'1I;VYS(&AA=F4@86X@97AE<F-I<V4@<')I8V4@;V8@
M)#8N-C0@86YD('9E<W0@-3`E(&%F=&5R('1W;R!Y96%R<R!F<F]M(&1A=&4@
M;V8@9W)A;G0@86YD(#4P)2!A9G1E<B!T:')E92!Y96%R<R!F<F]M(&1A=&4@
M;V8@9W)A;G0N(%1H92!F;VQL;W=I;F<@=&%B;&4@<W5M;6%R:7IE<R!S=&]C
M:R!O<'1I;VX@86-T:79I='D@9F]R('1H92!#;VUP86YY('5N9&5R('1H92`R
M,#`V($5Q=6ET>2!0;&%N(&9O<B!T:&4@>65A<B!E;F1E9"!$96-E;6)E<B`S
M,2P@,C`Q,BX@5&AE<F4@=V5R92!N;R!S=&]C:R!O<'1I;VYS(&]U='-T86YD
M:6YG(&]R('-T;V-K(&]P=&EO;B!A8W1I=FET>2!U;F1E<B!T:&4@,C`P-B!%
M<75I='D@4&QA;B!D=7)I;F<@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P
M86X],T0Q-#Y996%R($5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R
M/DYU;6)E<CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^5V5I
M9VAT960@079E<F%G93PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS
M1#(^06=G<F5G871E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$
M,CY796EG:'1E9"!!=F5R86=E($=R86YT($1A=&4\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/F]F('-H87)E<SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG(&-O;'-P86X],T0R/D5X97)C:7-E(%!R:6-E/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<@8V]L<W!A;CTS1#(^26YT<FEN<VEC(%9A;'5E/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@8V]L<W!A;CTS1#(^1F%I<B!686QU93PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^3W5T<W1A;F1I;F<@870@8F5G:6YN:6YG(&]F('EE87(\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=W:61T:#H@,C@E.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^1W)A;G1E9#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q-24[('1E>'0M86QI9VXZ(')I
M9VAT.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^-30L
M,C$V/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,34E.R!T97AT+6%L:6=N.B!R:6=H=#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/C8N-C0\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q-24[('1E>'0M86QI9VXZ(')I9VAT.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,34E.R!T97AT+6%L:6=N.B!R:6=H=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/C,N-#0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/D5X97)C:7-E9#PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/BT\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/D5X<&ER960O0V%N8V5L;&5D/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXM
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^3W5T<W1A;F1I;F<@870@96YD(&]F
M('EE87(\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXV+C8T/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@<&%D9&EN9RUL
M969T.B`P<'@[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(')I9VAT.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXS+C0T/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
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M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M17AE<F-I<V%B;&4@870@96YD(&]F('EE87(\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@9&]U8FQE.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
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M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T
M86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N
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M:6]N<R!G<F%N=&5D(&EN(#(P,3(N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA
M<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W`^#0H\=&%B;&4@86QI9VX],T1C96YT97(@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`U,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I
M;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
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M,'!X.R!P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!L
M87EO=70M9W)I9"UM;V1E.B!L:6YE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^,"XV,"4\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ('1O<#L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!L87EO=70M9W)I
M9"UM;V1E.B!L:6YE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
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M97)T:6-A;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
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M:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!L87EO=70M9W)I
M9"UM;V1E.B!L:6YE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^,2XV.24\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ('1O<#L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+7)I9VAT
M.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!L87EO=70M9W)I9"UM;V1E.B!L
M:6YE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^17AP96-T
M960@8V]N=')A8W0@;&EF92`H:6X@>65A<G,I/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!T97AT+6EN9&5N=#H@,'!X
M.R!P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!L87EO
M=70M9W)I9"UM;V1E.B!L:6YE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^-2XX,SPO9F]N=#X\+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ
M(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^5&AE<F4@=V%S(&YO(&%G9W)E9V%T92!I
M;G1R:6YS:6,@=F%L=64@;V8@=&AE(&]P=&EO;G,@;W5T<W1A;F1I;F<@=6YD
M97(@=&AE(#(P,#8@17%U:71Y(%!L86X@8F%S960@;VX@=&AE("0U+C,Y(&UA
M<FME="!V86QU92!P97(@<VAA<F4@;V8@4VAO<F4@0F%N8W-H87)E<RP@26YC
M+B8C.#(Q-SMS(&-O;6UO;B!S=&]C:R!A="!$96-E;6)E<B`S,2P@,C`Q,BX@
M4VEN8V4@=&AE<F4@=V5R92!N;R!O<'1I;VYS(&5X97)C:7-E9"!D=7)I;F<@
M,C`Q,B!O<B`R,#$Q+"!T:&5R92!W87,@;F\@:6YT<FEN<VEC('9A;'5E(&%S
M<V]C:6%T960@=VET:"!S=&]C:R!O<'1I;VYS(&5X97)C:7-E9"!A;F0@;F\@
M8V%S:"!R96-E:79E9"!O;B!E>&5R8VES92!O9B!O<'1I;VYS+B!.;R!S=&]C
M:R!O<'1I;VYS('9E<W1E9"!I;B`R,#$R(&]R(#(P,3$N/"]F;VYT/B`\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SY!="!$96-E;6)E<B`S,2P@
M,C`Q,BP@=&AE('=E:6=H=&5D(&%V97)A9V4@<F5M86EN:6YG(&-O;G1R86-T
M(&QI9F4@;V8@;W!T:6]N<R!O=71S=&%N9&EN9R!W87,@.2XR('EE87)S+CPO
M9F]N=#X\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
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M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D1%1D524D5$($-/
M35!%3E-!5$E/3CQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY$969E<G)E9"!#;VUP96YS871I;VX@6T%B<W1R86-T
M73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$
M969E<G)E9"!#;VUP96YS871I;VX@6U1E>'0@0FQO8VM=/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P
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M+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ
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M0F%N8W-H87)E<RP@26YC+B`\+V9O;G0^4VAO<F4@0F%N8W-H87)E<RP@26YC
M+B`\9F]N="!S='EL93TS1"=C;VQO<CH@8FQA8VL[)SYM87D@86QS;R!M86ME
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M=7)I;F<@,C`Q,BP@,C`Q,2!O<B`R,#$P+CPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY4:&4@9F]L;&]W:6YG('1A8FQE
M('!R;W9I9&5S(&EN9F]R;6%T:6]N(&]N(%-H;W)E($)A;F-S:&%R97,L($EN
M8RXF(S@R,3<[<R!C;VYT<FEB=71I;VYS('1O('1H92!0;&%N(&9O<B`R,#$R
M+"`R,#$Q(&%N9"`R,#$P(&%N9"!T:&4@<F5L871E9"!D969E<G)E9"!C;VUP
M96YS871I;VX@;&EA8FEL:71Y(&%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R
M,#$Q+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^
M,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
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M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O
M;'-P86X],T0R/C(P,3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#4X)3L@=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^1&5F97)R960@
M8V]M<&5N<V%T:6]N(&-O;G1R:6)U=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/C(P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
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M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A
M8FQE/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)R!C;VQS<&%N/3-$-CY$96-E;6)E<B`S
M,2P\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*$1O;&QA<G,@:6X@=&AO
M=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
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M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^,C`Q,CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@-S(E
M.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY$969E
M<G)E9"!C;VUP96YS871I;VX@;&EA8FEL:71Y/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^-30T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/"]T86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y
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M+B!4:&4@<&%R=&EC:7!A;G0@:7,@,3`P)2!V97-T960@:6X@86UO=6YT<R!C
M<F5D:71E9"!T;R!H:7,@86-C;W5N="X@3F\@8V]N=')I8G5T:6]N<R!H879E
M(&)E96X@;6%D92!T;R!T:&ES('!L86X@<VEN8V4@=&AE(&%D;W!T:6]N(&]F
M('1H92!0;&%N(&1E<V-R:6)E9"!A8F]V92X\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E
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M86YD(&]T:&5R(&QI86)I;&ET:65S(&%T($1E8V5M8F5R(#,Q+"`R,#$R(&%N
M9"`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL
M87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@<&%D9&EN9RUL969T.B`P<'@[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG(&-O;'-P86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I
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M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#<R)3L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^0V%S:"!S=7)R96YD97(@=F%L=64\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXS+#$T,SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3L@9F]N
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M.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C,L,#`V/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
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M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E
M7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K
M<VAE971S+U-H965T,C,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#(^/'-T<F]N9SY)3D-/344@5$%815,\8G(^/"]S=')O;F<^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N
M9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^26YC;VUE(%1A>"!$:7-C;&]S
M=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^26YC;VUE(%1A>"!$:7-C;&]S=7)E(%M497AT($)L;V-K
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SX\8CY.3U1%(#$U+B!)3D-/344@5$%8
M15,\+V(^/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
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M="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN
M9RUL969T.B`P<'@[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P
M86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
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M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D-U<G)E;G0@=&%X("AB
M96YE9FET*2!E>'!E;G-E.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W
M:&ET93LG/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@-3@E.R!P861D:6YG
M+6QE9G0Z(#`N,3(U:6X[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^1F5D97)A;#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B@S+#DW-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/BD\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXV-38\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^,2PY-#`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG
M+6QE9G0Z(#`N,3(U:6X[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^4W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
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M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
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M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C0W
M,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#0L.#`P
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M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
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M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/C(L-#$S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUL969T.B`P
M+C$R-6EN.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/D9E9&5R86P\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#$L,C,S/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXI/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B@R+#,U,#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*3PO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN
M9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/E-T871E/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
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M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^*#,Q-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I
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M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B@Q+#4U,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B@R+#DP
M-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
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M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^5&]T86P@:6YC;VUE('1A>"!B96YE9FET/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
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M:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
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M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
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M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
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M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
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M(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*
M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R;W9I9&5S(&$@<F5C
M;VYC:6QI871I;VX@;V8@=&%X(&-O;7!U=&5D(&%T('1H92!S=&%T=71O<GD@
M9F5D97)A;"!T87@@<F%T92!O9B`S-"XP)2!T;R!T:&4@86-T=6%L('1A>"!E
M>'!E;G-E(&9O<B!E86-H(&]F('1H92!T:')E92!Y96%R<R!E;F1E9"!$96-E
M;6)E<B`S,2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/BA$;VQL87)S
M(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/C(P,3(\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
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M:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C;VQS<&%N/3-$
M,CXR,#$P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`U."4[('1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/E1A>"!A="!F961E<F%L('-T871U=&]R>2!R871E/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
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M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z
M(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^,S0N,#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXE/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXS-"XP/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M96-T(&]F.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M
M;&5F=#H@,"XQ,C5I;CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SY487@M97AE;7!T(&EN8V]M93PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/DYO;BUD961U8W1I8FQE
M(&=O;V1W:6QL(&EM<&%I<FUE;G0@8VAA<F=E<SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
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M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXI/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B@R-"XS/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M+6QE9G0Z(#`N,3(U:6X[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^3W1H97(@;F]N+61E9'5C=&EB;&4@97AP96YS
M97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^*#`N,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M.B`P<'@[('!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY3=&%T92!I;F-O;64@
M=&%X97,L(&YE="!O9B!F961E<F%L(&)E;F5F:70\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
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M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA
M8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/C0N,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A
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M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
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M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^-#`N
M-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
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M=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
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M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXE/"]T9#X-"CPO
M='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P
M>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SX\9F]N="!S='EL93TS1"=B86-K9W)O=6YD+6-O;&]R.B!Y96QL;W<[
M)SX\+V9O;G0^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N
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M<R!A<R!O9B!$96-E;6)E<B`S,2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/BA$;VQL
M87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/C(P,3(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
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M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P+C1P=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY$969E
M<G)E9"!T87@@87-S971S.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^-BPT,C$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXU+#8T,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M;&5F=#H@,3<N,C5P=#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY297-E<G9E(&9O<B!O
M9F8M8F%L86YC92!S:&5E="!C;VUM:71M96YT<SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C$S-SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`Q-RXR
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M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M<FUA;#LG/C<T,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^,S0V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C
M8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[
M('!A9&1I;F<M;&5F=#H@,3<N,C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY.970@;W!E<F%T:6YG(&QO<W,@
M8V%R<GD@9F]R=V%R9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
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M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
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M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`Q-RXR-7!T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D1E9F5R<F5D
M(&EN8V]M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXR+#,W,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
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M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`Q-RXR-7!T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D%C8W)U960@
M97AP96YS97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C$L-#4P/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^-30P/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
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M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^.#`S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M=&-H.B!N;W)M86P[)SXR+#`W,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@<&%D9&EN9RUL969T.B`Q-RXR-7!T.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D]T:&5R/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R
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M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^-30\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F
M8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`S-2XR-7!T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1O
M=&%L(&1E9F5R<F5D('1A>"!A<W-E=',\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXQ,BPX,30\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO
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M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
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M-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^-C$R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXQ+#`P.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^-C@P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
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M.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^,38Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
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M<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('!A9&1I;F<M;&5F=#H@,3<N,C5P
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SY/=&AE<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
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M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C(P.#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
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M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO
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M9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
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M:68[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI
M9#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^,BPY,C@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL
M969T.B`U,RXR-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/DYE="!D969E<G)E9"!T87@@87-S971S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O
M=6)L93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D
M;W5B;&4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^.2PQ.#`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M)SXY+#`S-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
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M;VUE+CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'10
M87)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N
M=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?
M.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#(T+FAT;6P-"D-O
M;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O
M;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*
M/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT
M96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G
M/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS
M/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H
M96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60]
M,T1)1#!%344^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L
M(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^14%23DE.1U,O*$Q/
M4U,I(%!%4B!#3TU-3TX@4TA!4D4\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^16%R;FEN9W,@4&5R(%-H87)E(%M!
M8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^16%R;FEN9W,@4&5R(%-H87)E(%M497AT($)L;V-K73PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I
M;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SX\8CY.3U1%(#$V+B!%05).24Y'4R\H3$]34RD@4$52
M($-/34U/3B!32$%213PO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA
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M="!I;F-O;64O*&QO<W,I(&%V86EL86)L92!T;R`H86QL;V-A8FQE('1O*2!C
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M="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/BA);B!T:&]U<V%N9',L(&5X8V5P="!P97(@
M<VAA<F4@9&%T82D\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CXR,#$R
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$
M,CXR,#$P/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
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M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`U."4[
M('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DYE="!L;W-S/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B@Y+#8S.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
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M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U
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M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#(E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!D;W5B;&4[)SXH,2PV-C<\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
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M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^5V5I9VAT960@879E<F%G92!S:&%R97,@;W5T
M<W1A;F1I;F<@)B,X,C$Q.R!B87-I8SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SXX+#0U-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXX+#0U
M,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/C@L-#0R/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
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M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
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M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F
M8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
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M.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^5V5I9VAT
M960@879E<F%G92!S:&%R97,@;W5T<W1A;F1I;F<@)B,X,C$Q.R!D:6QU=&5D
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
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M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M9&]U8FQE.R<^."PT-3$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
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M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DQO<W,@<&5R(&-O;6UO;B!S
M:&%R92`F(S@R,3$[(&)A<VEC/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#$N,30\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L
M93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
M93H@9&]U8FQE.R<^*#`N,3$\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
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M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
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M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C
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M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/DQO<W,@<&5R(&-O;6UO;B!S:&%R92`F(S@R,3$[
M(&1I;'5T960\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
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M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^
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M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^*#`N,C`\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^*3PO=&0^#0H\+W1R/@T*/"]T
M86)L93X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
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M,3(L(#$U.2!T:&]U<V%N9"!F;W(@,C`Q,2!A;F0@,3@R('1H;W5S86YD(&9O
M<B`R,#$P(&)E8V%U<V4@=&AE(&5F9F5C="!O9B!I;F-L=61I;F<@=&AE;2!W
M;W5L9"!H879E(&)E96X@86YT:61I;'5T:79E+CPO<#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R
M:W-H965T<R]3:&5E=#(U+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X]
M,T0R/CQS=')O;F<^4D5'54Q!5$]262!#05!)5$%,(%)%455)4D5-14Y44SQB
M<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS
M<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY296=U;&%T;W)Y($-A<&ET86P@4F5Q=6ER96UE;G1S(%M!8G-T<F%C=%T\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5G
M=6QA=&]R>2!#87!I=&%L(%)E<75I<F5M96YT<R!U;F1E<B!"86YK:6YG(%)E
M9W5L871I;VYS(%M497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\
M8CY.3U1%(#$W+B!214=53$%43U)9($-!4$E404P@4D5154E214U%3E13/"]B
M/CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q
M-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X
M="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SY3:&]R92!"86YC<VAA<F5S+"!);F,N(&%N
M9"!E86-H(&]F('1H92!"86YK<R!A<F4@<W5B:F5C="!T;R!V87)I;W5S(')E
M9W5L871O<GD@8V%P:71A;"!R97%U:7)E;65N=',@861M:6YI<W1E<F5D(&)Y
M('1H92!F961E<F%L(&)A;FMI;F<@86=E;F-I97,N($9A:6QU<F4@=&\@;65E
M="!M:6YI;75M(&-A<&ET86P@<F5Q=6ER96UE;G1S(&-A;B!I;FET:6%T92!C
M97)T86EN(&UA;F1A=&]R>2`M(&%N9"!P;W-S:6)L>2!A9&1I=&EO;F%L(&1I
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M:6YG<RP@86YD(&]T:&5R(&9A8W1O<G,N/"]P/@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V
M,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/E%U86YT:71A=&EV92!M96%S=7)E<R!E<W1A
M8FQI<VAE9"!B>2!R96=U;&%T:6]N('1O(&5N<W5R92!C87!I=&%L(&%D97%U
M86-Y(')E<75I<F4@=&AE($)A;FMS('1O(&UA:6YT86EN(&%M;W5N=',@86YD
M(')A=&EO<R`H<V5T(&9O<G1H(&EN('1H92!T86)L92!B96QO=RD@;V8@5&EE
M<B`Q(&%N9"!T;W1A;"!C87!I=&%L("AA<R!D969I;F5D(&EN('1H92!R96=U
M;&%T:6]N<RD@=&\@<FES:RUW96EG:'1E9"!A<W-E=',@*&%S(&1E9FEN960I
M+"!A;F0@;V8@5&EE<B`Q(&-A<&ET86P@*&%S(&1E9FEN960I('1O(&%V97)A
M9V4@87-S971S("AL979E<F%G92!R871I;RDN($%S(&]F($1E8V5M8F5R(#,Q
M+"`R,#$R+"!M86YA9V5M96YT(&)E;&EE=F5S('1H870@4VAO<F4@0F%N8W-H
M87)E<RP@26YC+B!A;F0@=&AE($)A;FMS(&UE="!A;&P@8V%P:71A;"!A9&5Q
M=6%C>2!R97%U:7)E;65N=',@=&\@=VAI8V@@=&AE>2!A<F4@<W5B:F5C="X\
M+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ
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M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY4:&4@
M;6EN:6UU;2!R871I;W,@9F]R(&-A<&ET86P@861E<75A8WD@<'5R<&]S97,@
M87)E(#0N,#`E+"`X+C`P)2!A;F0@-"XP,"4@9F]R('1H92!4:65R(#$@<FES
M:RUB87-E9"!C87!I=&%L+"!T;W1A;"!R:7-K+6)A<V5D(&-A<&ET86P@86YD
M(&QE=F5R86=E(')A=&EO<RP@<F5S<&5C=&EV96QY+B!4;R!B92!C871E9V]R
M:7IE9"!A<R!W96QL(&-A<&ET86QI>F5D+"!A(&)A;FL@;75S="!M86EN=&%I
M;B!M:6YI;75M(')A=&EO<R!O9B`V+C`P)2P@,3`N,#`E(&%N9"`U+C`P)2!F
M;W(@:71S(%1I97(@,2!R:7-K+6)A<V5D(&-A<&ET86PL('1O=&%L(')I<VLM
M8F%S960@8V%P:71A;"!A;F0@;&5V97)A9V4@<F%T:6]S+"!R97-P96-T:79E
M;'DN(%-H;W)E($)A;F-S:&%R97,L($EN8RXL(&%S(&$@9FEN86YC:6%L(&AO
M;&1I;F<@8V]M<&%N>2P@:7,@<W5B:F5C="!T;R!T:&4@=V5L;"UC87!I=&%L
M:7IE9"!R97%U:7)E;65N="X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-
M"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^5&AE(&9O;&QO=VEN9R!T86)L97,@<')E<V5N="!T:&4@
M8V%P:71A;"!A;6]U;G1S(&%N9"!R871I;W,@9F]R(%-H;W)E($)A;F-S:&%R
M97,L($EN8RXL(%1A;&)O="!"86YK(&%N9"!#3D(@87,@;V8@1&5C96UB97(@
M,S$L(#(P,3(@86YD(#(P,3$N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I
M;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^
M#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L
M;&%P<V4Z(&-O;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN
M9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG
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M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\8CY$96-E;6)E<B`S,2P@
M,C`Q,CPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W`^#0H\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^
M5&EE<B`Q(#QB<B`@+SY#87!I=&%L/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CL@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^5&]T
M86P@/&)R("`O/E)I<VLM(#QB<B`@+SY"87-E9"`\8G(@("\^0V%P:71A;#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG(&-O;'-P86X],T0R/DYE="`\8G(@("\^4FES:RT@/&)R("`O/E=E
M:6=H=&5D(#QB<B`@+SY!<W-E=',\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C;VQS<&%N/3-$,CY!9&IU
M<W1E9"`\8G(@("\^079E<F%G92`\8G(@("\^5&]T86P@07-S971S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M.R<@8V]L<W!A;CTS1#(^5&EE<B`Q(#QB<B`@+SY2:7-K+4)A<V5D(#QB<B`@
M+SY#87!I=&%L(#QB<B`@+SY2871I;SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/E1O
M=&%L(#QB<B`@+SY2:7-K+4)A<V5D(#QB<B`@+SY#87!I=&%L(#QB<B`@+SY2
M871I;SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/E1I97(@,2`\8G(@("\^3&5V97)A
M9V4@/&)R("`O/E)A=&EO/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(S
M)3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^0V]M<&%N>3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`X)3L@
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXQ,#<L,C`X
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,24[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#@E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXX,#4L,3`X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXQ+#$V-BPX-C4\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`Q)3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^,3(N,#4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXE/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,24[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
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M)3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^,3`N-C8\+W1D/@T*
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXQ,2XY,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C<N-3`\+W1D
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M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^0TY"/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
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M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXT-3`L,3`Y/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@<&%D9&EN9RUL969T.B`P<'@[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/D1E8V5M8F5R(#,Q+"`R,#$Q(#QB<B`@+SXH1&]L
M;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/E1I97(@,2`\8G(@("\^
M0V%P:71A;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/E1O=&%L(#QB<B`@+SY2:7-K
M+2`\8G(@("\^0F%S960@/&)R("`O/D-A<&ET86P\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C;VQS<&%N
M/3-$,CY.970@/&)R("`O/E)I<VLM(#QB<B`@+SY796EG:'1E9"`\8G(@("\^
M07-S971S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^061J=7-T960@/&)R("`O/D%V
M97)A9V4@/&)R("`O/E1O=&%L($%S<V5T<SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R
M/E1I97(@,2`\8G(@("\^4FES:RU"87-E9"`\8G(@("\^0V%P:71A;"`\8G(@
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)R!C;VQS<&%N/3-$,CY4;W1A;"`\8G(@("\^4FES
M:RU"87-E9"`\8G(@("\^0V%P:71A;"`\8G(@("\^4F%T:6\\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@8V5N
M=&5R.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C
M;VQS<&%N/3-$,CY4:65R(#$@/&)R("`O/DQE=F5R86=E(#QB<B`@+SY2871I
M;SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,C,E.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SY#;VUP86YY/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXQ,#8L,C<V/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@
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M9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^,3$V+#DQ-SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z
M(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXQ+#$T,RPY.3`\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA
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M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^,3,N.#`\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#@E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXY+C(Y/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M)SXU-3$L,C`R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^-S`V+#DX-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M(&YO<FUA;#LG/C$Q+C4U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M=&-H.B!N;W)M86P[)SXY+C`Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/D-.0CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
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M;W)M86P[)SXR.34L,C,R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M<F5T8V@Z(&YO<FUA;#LG/C$T+C`W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
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M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO
M=&%B;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E
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M:6YG(')E9W5L871O<G,N($-.0B!P86ED(&1I=FED96YD<R!O9B`D,BXS(&UI
M;&QI;VX@=&\@4VAO<F4@0F%N8W-H87)E<RP@26YC+B!D=7)I;F<@,C`Q,BX@
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M,S$L(#(P,3(@;W(@,C`Q,2X\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
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M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/DQ)3D53($]&($-2141)5#QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY,:6YE(&]F($-R961I="!&86-I;&ET>2!;
M06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DQI;F4@;V8@0W)E9&ET($1I<V-L;W-U<F4@6U1E>'0@0FQO8VM=
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/DY/5$4@,3@N($Q)3D53($]&($-2
M141)5#PO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^5&AE($)A;FMS(&AA9"`D,34N
M-2!M:6QL:6]N(&EN(&9E9&5R86P@9G5N9',@;&EN97,@;V8@8W)E9&ET(&%N
M9"!A(')E=F5R<V4@<F5P=7)C:&%S92!A9W)E96UE;G0@879A:6QA8FQE(&]N
M(&$@<VAO<G0M=&5R;2!B87-I<R!F<F]M(&-O<G)E<W!O;F1E;G0@8F%N:W,@
M870@8F]T:"!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X@26X@861D:71I
M;VXL('1H92!"86YK<R!H860@8W)E9&ET(&%V86EL86)I;&ET>2!O9B!A<'!R
M;WAI;6%T96QY("0U."XP(&UI;&QI;VX@86YD("0S,2XV(&UI;&QI;VX@9G)O
M;2!T:&4@1F5D97)A;"!(;VUE($QO86X@0F%N:R!A="!$96-E;6)E<B`S,2P@
M,C`Q,B!A;F0@,C`Q,2P@<F5S<&5C=&EV96QY+B!4:&4@0F%N:W,@:&%V92!P
M;&5D9V5D(&%S(&-O;&QA=&5R86PL('5N9&5R(&$@8FQA;FME="!L:65N+"!A
M;&P@<75A;&EF>6EN9R!R97-I9&5N=&EA;"!L;V%N<R!U;F1E<B!B;W)R;W=I
M;F<@86=R965M96YT<R!W:71H('1H92!&961E<F%L($AO;64@3&]A;B!"86YK
M+B!4:&4@0F%N:W,@:&%D(&YO('-H;W)T+71E<FT@8F]R<F]W:6YG<R!F<F]M
M('1H92!&961E<F%L($AO;64@3&]A;B!"86YK(&%T($1E8V5M8F5R(#,Q+"`R
M,#$R(&]R(#(P,3$N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S
M,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U
M9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,C<N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&04E2
M(%9!3%5%($U%05-54D5-14Y44SQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^/'-T<F]N9SY&86ER(%9A;'5E($1I<V-L;W-U<F5S
M(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1F%I<B!686QU92!$:7-C;&]S=7)E<R!;5&5X="!";&]C:UT\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)VUA
M<F=I;CH@,'!T(#!P>#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^3D]412`Q.2X@1D%)4B!604Q512!-14%355)%
M345.5%,\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ
M(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY!8V-O=6YT:6YG(&=U:61A
M;F-E('5N9&5R($=!05`@9&5F:6YE<R!F86ER('9A;'5E(&%S('1H92!E>&-H
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M97(@<F5A;"!E<W1A=&4@86YD(&]T:&5R(&%S<V5T<R!O=VYE9"`H9F]R96-L
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M=F5L<R!A<F4Z/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$
M)VUA<F=I;CH@,'!T(#`N-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
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M="!D871E+CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#`N-6EN.R!F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93L@=&5X="UA;&EG;CH@:G5S=&EF>3LG/B8C
M,38P.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#`N-6EN.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93L@=&5X="UA;&EG;CH@:G5S=&EF>3LG/DQE=F5L
M(#(@:6YP=71S("8C.#(Q,3L@26YP=71S(&]T:&5R('1H86X@<75O=&5D('!R
M:6-E<R!I;F-L=61E9"!I;B!,979E;"`Q('1H870@87)E(&]B<V5R=F%B;&4@
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M86QS+CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#`N-6EN.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93L@=&5X="UA;&EG;CH@:G5S=&EF>3LG/B8C,38P
M.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#`N-6EN.R!F;VYT.B`Q
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M:6QI=&EE<RX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)A8VMG
M<F]U;F0M8V]L;W(Z('=H:71E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q
M-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q
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M<R!!=F%I;&%B;&4@9F]R(%-A;&4\+W4^/"]P/@T*/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
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M<R!,979E;"`Q(&EN('1H92!F86ER('9A;'5E(&AI97)A<F-H>2P@86YD(&ET
M(&-L87-S:69I97,@:71S(&EN=F5S=&UE;G1S(&EN(%4N4RX@1V]V97)N;65N
M="!A9V5N8VEE<R!S96-U<FET:65S(&%N9"!M;W)T9V%G92UB86-K960@<V5C
M=7)I=&EE<R!I<W-U960@;W(@9W5A<F%N=&5E9"!B>2!5+E,N($=O=F5R;FUE
M;G0@<W!O;G-O<F5D(&5N=&ET:65S(&%S($QE=F5L(#(N/"]P/@T*/'`@<W1Y
M;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q
M-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R<^/'4^1&5R:79A=&EV92!!<W-E=',\+W4^/"]P/@T*/'`@
M<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE
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M:6X@=&AE(&9A:7(@=F%L=64@:&EE<F%R8VAY+B!!<R!O9B!$96-E;6)E<B`S
M,2P@,C`Q,B!A;F0@,C`Q,2P@=&AE($-O;7!A;GDF(S@R,3<[<R!D97)I=F%T
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M+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/CQB<B`@+SY4:&4@=&%B
M;&5S(&)E;&]W('!R97-E;G0@=&AE(')E8V]R9&5D(&%M;W5N="!O9B!A<W-E
M=',@;65A<W5R960@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN9R!B87-I
M<R!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X@3F\@87-S971S('=E
M<F4@=')A;G-F97)R960@9G)O;2!O;F4@:&EE<F%R8VAY(&QE=F5L('1O(&%N
M;W1H97(@9'5R:6YG(#(P,3(@;W(@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=M
M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W`^
M#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@
M8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO<FUA
M;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([
M)R!C;VQS<&%N/3-$,CY&86ER(%9A;'5E/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X]
M,T0R/E%U;W1E9"!0<FEC97,@*$QE=F5L(#$I/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R
M.R<@8V]L<W!A;CTS1#(^4VEG;FEF:6-A;G0@3W1H97(@3V)S97)V86)L92!)
M;G!U=',@/&)R("`O/BA,979E;"`R*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A
M;CTS1#(^4VEG;FEF:6-A;G0@56YO8G-E<G9A8FQE($EN<'5T<R`H3&5V96P@
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M<VEZ93H@,3!P=#LG/D1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^4V5C
M=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,C@E.R!T97AT+6%L
M:6=N.B!L969T.R<^52Y3+B!';W9E<FYM96YT(&%G96YC:65S/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E>'0M
M86QI9VXZ(')I9VAT.R<^,S8L,3`W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$U)3L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@
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M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,34E.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H
M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F
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M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
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M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3`X+#<X
M,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ
M,C5I;CL@9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^3W1H97(@97%U:71Y('-E8W5R:71I97,\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
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M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-C(Q/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
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M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
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M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
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M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG
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M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V
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M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A
M8FQE/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&YO<FUA;#LG/B8C,38P.SPO9F]N=#X\+W`^#0H\
M=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L
M;&%P<V4[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO<FUA;#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C
M;VQS<&%N/3-$,CY&86ER(%9A;'5E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R
M/E%U;W1E9"!0<FEC97,@*$QE=F5L(#$I/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^4VEG;FEF:6-A;G0@3W1H97(@3V)S97)V86)L92!);G!U
M=',@/&)R("`O/BA,979E;"`R*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS
M1#(^4VEG;FEF:6-A;G0@56YO8G-E<G9A8FQE($EN<'5T<R`H3&5V96P@,RD\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US
M:7IE.B`Q,'!T.R<^1&5C96UB97(@,S$L(#(P,3$\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7=E:6=H=#H@
M;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R."4[('1E>'0M86QI
M9VXZ(&QE9G0[)SY5+E,N($=O=F5R;FUE;G0@86=E;F-I97,\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$U)3L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXT,BPQ-#@\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E>'0M
M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$U)3L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXT,BPQ-#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N
M;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E>'0M86QI9VXZ(')I9VAT.R<^
M+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R<^36]R=&=A9V4M8F%C:V5D('-E8W5R
M:71I97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
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M9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA
M;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C@W+#`S,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA
M;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#`N,3(U:6X[(&9O;G0M=V5I9VAT.B!N;W)M86P[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/D]T:&5R(&5Q=6ET
M>2!S96-U<FET:65S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M
M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
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M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UW
M96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$R.2PW.#`\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R
M;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA
M;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXQ,CDL-S@P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA
M;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R
M;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO<FUA
M;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^26YT97)E
M<W0@<F%T92!C87!S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXR-3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE
M9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M
M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR-3`\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
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M,R!I;B!T:&4@9F%I<B!V86QU92!H:65R87)C:'DN/"]P/@T*/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[
M/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R<^/'4^3W1H97(@4F5A;"!%<W1A=&4@86YD($]T:&5R($%S<V5T
M<R!/=VYE9"`H1F]R96-L;W-E9"!!<W-E=',I/"]U/CPO<#X-"CQP('-T>6QE
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M;VQL871E<F%L+B!!="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2P@9F]R
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M('!R97-E;G1E9"X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL
M<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[)SXH1&]L;&%R<R!I
M;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P
M86X],T0R/D-O;G-T<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N
M/3-$,CY297-I9&5N=&EA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([
M)R!C;VQS<&%N/3-$,CY#;VUM97)C:6%L(')E86P@97-T871E/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O;6UE<F-I86P\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N
M=&5R.R<@8V]L<W!A;CTS1#(^0V]N<W5M97(\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SXR,#$R/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/DEM<&%I<F5D(&QO86YS.CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#,T)3L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/D)E9VEN;FEN
M9R!B86QA;F-E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`X)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXR-RPQ-C8\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,24[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#@E.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C(R+#8P,CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
M)3L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@."4[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,C,L-3<X/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`X)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ+#<S.#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@."4[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,C@\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#@E.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<U
M+#$Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#LG/D-H87)G92UO9F9S/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@W+#<Y,#PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Y+#0X,SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R+#DU-#PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R+#`S-SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R,BPR-C0\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^4&%Y;65N=',\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(')I9VAT.R<^*#$L,#DV/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(')I9VAT.R<^*#$P+#$S-#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B@R+#@U-CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B@S,3`\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXH."D\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B@Q-"PT,#0\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/E1R86YS9F5R<R!T;R!O
M=&AE<B!R96%L(&5S=&%T92!O=VYE9#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,2PV,S$\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,2PY.3<\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,BPQ,C@\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,S`\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
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M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-2PW.#8\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^4F5T=7)N960@=&\@<&5R9F]R;6EN9R!S=&%T=7,\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I
M9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#0Y,3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B@W-CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/BT\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B@U-C<\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/D-H86YG960@=&\@;F]N86-C<G5A;"!S=&%T=7,\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(')I9VAT.R<^*#$L-3<X/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(')I9VAT.R<^*#<X-CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B@R+#,V-#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SY!9&1I=&EO;G,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^,C$L-S@X/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-RPU-#(\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$V
M+#@P-SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,2PT,S`\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C8W/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXU-RPV,S0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^0VAA;F=E<R!I;B!A;&QO=V%N
M8V4\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@W-S$\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^-CDX/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#8Q-#PO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXM/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R<^*#0X/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@W,S4\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SY%;F1I;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,S8L,#@X
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ-RPY-3$\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C,Q+#@S,SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-S$U/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXS.3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^.#8L-C(V/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@=&5X="UA;&EG;CH@:G5S=&EF>3LG
M/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V
M,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL
M87!S93H@8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<]
M,T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#LG/BA$;VQL87)S(&EN('1H
M;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O;G-T
M<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([
M)R!C;VQS<&%N/3-$,CY297-I9&5N=&EA;"!R96%L(&5S=&%T93PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#
M;VUM97)C:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O;6UE<F-I86P\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^
M0V]N<W5M97(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
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M861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SXR,#$Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^26UP86ER960@;&]A
M;G,Z/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P
M<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`S-"4[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY"
M96=I;FYI;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^,C@L,3<U/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^,34L,S(W/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^,3,L,C@P/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^-"PS-S0\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXS,#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8Q+#$X-CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D-H
M87)G92UO9F9S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@T+#,Q,SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-RPP.#(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R+#8P
M,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$X
M+#8S.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F
M8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[)SY087EM96YT<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,2PU
M-34\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R
M+#,V-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q
M,RD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P<'@[('!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY4<F%N<V9E<G,@=&\@;W1H97(@
M<F5A;"!E<W1A=&4@;W=N960\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B@Q+#8T,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXH-"PY,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^*#,X.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
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M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/E)E='5R;F5D('1O('!E<F9O
M<FUI;F<@<W1A='5S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,2PY
M,#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M*#$L.3`W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY#:&%N9V5D('1O(&YO;F%C8W)U86P@
M<W1A='5S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@T,3D\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#@R-3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@U+#,V-#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY!
M9&1I=&EO;G,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^-RPW-C4\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR.2PX
M-SD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXR-"PP-3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXY,#(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXQ,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C8R+#8P-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY#:&%N
M9V5S(&EN(&%L;&]W86YC93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$W,#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^*#$L,CDV/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUR:6=H=#H@
M,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P<'@[)SY%;F1I;F<@
M8F%L86YC93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,C<L,38V/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R<^,C(L-C`R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,C,L
M-3<X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PW,S@\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXR.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@
M9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<U+#$Q,CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO
M=&%B;&4^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P
M,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS
M1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@8V5N=&5R.R<^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)SXR,#$Q
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`W,B4[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY"
M96=I;FYI;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDL,S@U
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXS+#<P,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SY386QE<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@S+#DW.#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
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M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY!9&1I=&EO;G,\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
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M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SY%;F1I;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-RPV-3D\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^.2PS.#4\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE
M/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
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M/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*
M/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R<^/'4^0V%S:"!A;F0@0V%S:"!%<75I=F%L96YT<SPO=3X\+W`^#0H\<"!S
M='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
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M=&EF>3LG/CQU/D9I;F%N8VEA;"!,:6%B:6QI=&EE<SPO=3X\+W`^#0H\<"!S
M='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
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M92`H:6YC;'5D960@:6X@<VAO<G0M=&5R;2!B;W)R;W=I;F=S*2!A;F0@;&]N
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M86YD8GD@3&5T=&5R<R!O9B!#<F5D:70\+W4^/"]P/@T*/'`@<W1Y;&4],T0G
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
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M86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL
M87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$-CXR,#$Q/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY%<W1I;6%T960\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E<CLG
M(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^17-T
M:6UA=&5D/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V%R<GEI;F<\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG(&-O;'-P86X],T0R/D9A:7(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-A
M<G)Y:6YG/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY&86ER/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!C96YT97([)R!C;VQS<&%N/3-$,CY!;6]U;G0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^5F%L=64\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS
M1#(^06UO=6YT/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG(&-O;'-P86X],T0R/E9A;'5E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/D9I;F%N8VEA;"!A<W-E=',\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,3`N,G!T.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`M-BXS<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY,979E
M;"`R(&EN<'5T<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,3`N,G!T.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`T-"4[('1E>'0M86QI9VXZ(&QE9G0[)SY#87-H(&%N9"!C
M87-H(&5Q=6EV86QE;G1S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^,C`P+#$Y
M,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^,C`P+#$Y,SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,3(W+#<T,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ,C<L-S0R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`Q,"XR<'0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/DEN=F5S=&UE;G0@<V5C=7)I=&EE<R!H96QD('1O(&UA='5R
M:71Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L
M-C4W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L.#@T/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C8L-#@P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^-BPW,S(\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#$P+C)P=#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@+38N,W!T.R!T97AT+6%L:6=N.B!L969T.R<^3&5V96P@,R!I;G!U
M=',\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M<&%D9&EN9RUL969T.B`Q,"XR<'0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/DQO86YS+"!N970\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^-S8Y+#`Y,3PO=&0^#0H\=&0@<W1Y;&4],T0G
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C@R-BPW-C(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXX
M-38L.3$W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
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M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#$P+C)P=#L@9F]N="US:7IE.B`Q
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M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`Q,"XR<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/D1E<&]S:71S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ+#`T.2PR-S,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L,#4R
M+#,X,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L,#$S+#DV-#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,3`N,G!T.R!F;VYT+7-I>F4Z(#$P<'0[
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M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C$S+#<V,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-RPX,3<\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-RPX
M,3<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H
M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`Q,"XR<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/DQO;F<M=&5R;2!D96)T/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXT-34\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXT-S`\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R
M:W-H965T<R]3:&5E=#(X+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X]
M,T0R/CQS=')O;F<^1$52259!5$E612!)3E-44E5-14Y44R!!3D0@2$5$1TE.
M1R!!0U1)5DE42453/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/D1E<FEV871I=F4@26YS=')U;65N=',@86YD($AE
M9&=I;F<@06-T:79I=&EE<R!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N
M9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5R:79A=&EV
M92!);G-T<G5M96YT<R!A;F0@2&5D9VEN9R!!8W1I=FET:65S($1I<V-L;W-U
M<F4@6U1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^3U1%
M(#(P+B!$15))5D%4259%($E.4U1254U%3E13($%.1"!(141'24Y'($%#5$E6
M251)15,\+W`^#0H\<"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T
M(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY!8V-O=6YT:6YG(&=U:61A
M;F-E('5N9&5R($=!05`@9&5F:6YE<R!D97)I=F%T:79E<RP@<F5Q=6ER97,@
M=&AA="!D97)I=F%T:79E<R!B92!C87)R:65D(&%T(&9A:7(@=F%L=64@;VX@
M=&AE(&)A;&%N8V4@<VAE970@86YD('!R;W9I9&5S(&9O<B!H961G92!A8V-O
M=6YT:6YG('=H96X@8V5R=&%I;B!C;VYD:71I;VYS(&%R92!M970N($-H86YG
M97,@:6X@=&AE(&9A:7(@=F%L=65S(&]F(&1E<FEV871I=F4@:6YS=')U;65N
M=',@9&5S:6=N871E9"!A<R`F(S@R,C`[8V%S:"!F;&]W)B,X,C(Q.R!H961G
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M=')A9&EN9R!O<B!O=&AE<B!S<&5C=6QA=&EV92!P=7)P;W-E<RX\+W`^#0H\
M<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J
M=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ
M(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^1'5R:6YG('1H92!S
M96-O;F0@<75A<G1E<B!O9B`R,#`Y+"!T:&4@0V]M<&%N>2!P=7)C:&%S960@
M:6YT97)E<W0@<F%T92!C87!S(&9O<B`D-RXQ(&UI;&QI;VX@=&\@969F96-T
M:79E;'D@9FEX('1H92!I;G1E<F5S="!R871E(&%T(#(N.3<E(&9O<B!F:79E
M('EE87)S(&]N("0W,"!M:6QL:6]N(&]F('1H92!#;VUP86YY)B,X,C$W.W,@
M;6]N97D@;6%R:V5T(&1E<&]S:70@86-C;W5N=',@<F5L871E9"!T;R!O=7(@
M<&%R=&EC:7!A=&EO;B!I;B!T:&4@24Y$(%!R;V=R86TN($%T($1E8V5M8F5R
M(#,Q+"`R,#$R(&%N9"`R,#$Q+"!T:&4@86=G<F5G871E(&9A:7(@=F%L=64@
M;V8@=&AE<V4@9&5R:79A=&EV97,@=V%S(&%N(&%S<V5T(&]F("0Q-"!T:&]U
M<V%N9"!A;F0@)#(U,"!T:&]U<V%N9"P@<F5S<&5C=&EV96QY+B!4:&4@8VAA
M;F=E(&EN(&9A:7(@=F%L=64@:6YC;'5D960@82`D,2XX(&UI;&QI;VX@861J
M=7-T;65N="!T;R!R96-O<F0@=6YR96%L:7IE9"!H;VQD:6YG(&=A:6YS(&]N
M('1H92!I;G1E<F5S="!R871E(&-A<',@86YD(&$@)#(N,"!M:6QL:6]N(&-H
M87)G92!T;R!I;G1E<F5S="!E>'!E;G-E(&%S<V]C:6%T960@=VET:"!T:&4@
M:&5D9V5D(&UO;F5Y(&UA<FME="!D97!O<VET(&%C8V]U;G1S+B!&;W(@,C`Q
M,2!A;F0@,C`Q,"P@=6YR96%L:7IE9"!H;VQD:6YG(&QO<W-E<R!O;B!T:&4@
M:6YT97)E<W0@<F%T92!C87!S('=E<F4@)#0V,"!T:&]U<V%N9"!A;F0@)#,N
M-R!M:6QL:6]N+"!R97-P96-T:79E;'DL(&%N9"!I;G1E<F5S="!E>'!E;G-E
M(&%S<V]C:6%T960@=VET:"!T:&4@:&5D9V5D(&UO;F5Y(&UA<FME="!D97!O
M<VET(&%C8V]U;G1S('=A<R`D,2XS(&UI;&QI;VX@=&AO=7-A;F0@86YD("0T
M,CD@=&AO=7-A;F0L(')E<W!E8W1I=F5L>2X\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M26X@1&5C96UB97(@,C`Q,BP@=&AE($-O;7!A;GD@9&5C:61E9"!T;R!P87)T
M:6%L;'D@97AI="!T:&4@24Y$(%!R;V=R86T@:6X@86X@969F;W)T('1O(')E
M9'5C92!I=',@97AC97-S(&QI<75I9&ET>2!A;F0L(&%S(&$@<F5S=6QT+"!E
M>'!E8W1S('1H870@=&AE(&1E<&]S:71S(')E;&%T960@=&\@=&AI<R!P<F]G
M<F%M+"!W:&EC:"!T;W1A;&5D("0Y,"!M:6QL:6]N(&%T('1H92!E;F0@;V8@
M,C`Q,BP@=VEL;"!B92!R961U8V5D(&)Y(&%P<')O>&EM871E;'D@)#4P(&UI
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M>F5D(&%T('1H92!E;F0@;V8@,C`Q,BX@0GD@<&%R=&EA;&QY(&5X:71I;F<@
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M="`Q,B!M;VYT:',@=VEL;"!B92!A<'!R;WAI;6%T96QY("0Q+C4@;6EL;&EO
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M87)T97(@;V8@,C`Q,RX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SX@/"]F;VYT/CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y
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M<R`D-#(X('1H;W5S86YD(&%T(&)O=&@@1&5C96UB97(@,S$L(#(P,3(@86YD
M(#(P,3$N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,CDN:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&24Y!3D-)04P@
M24Y35%)5345.5%,@5TE42"!/1D8M0D%,04Y#12!32$5%5"!225-+/&)R/CPO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X]
M,T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R
M/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D9I
M;F%N8VEA;"!);G-T<G5M96YT<R!7:71H($]F9B!"86QA;F-E(%-H965T(%)I
M<VL@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9I;F%N8VEA;"!);G-T<G5M96YT<R!7
M:71H($]F9B!"86QA;F-E(%-H965T(%)I<VL@1&ES8VQO<W5R92!;5&5X="!"
M;&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE
M/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^3D]412`R,2X@1DE.04Y#24%,($E.
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M<W,@;VX@82!C87-E+6)Y+6-A<V4@8F%S:7,N/"]P/@T*/'`@<W1Y;&4],T0G
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P
M/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I
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M<F4@8V%S:"!R97%U:7)E;65N=',N/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P/@T*/'`@
M<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^
M5&AE(&9O;&QO=VEN9R!T86)L92!P<F]V:61E<R!I;F9O<FUA=&EO;B!O;B!C
M;VUM:71M96YT<R!O=71S=&%N9&EN9R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q
M,B!A;F0@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL
M<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R<^*$1O
M;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#(^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`W,B4[('1E>'0M86QI9VXZ(&QE9G0[)SY#;VUM:71M96YT<R!T
M;R!E>'1E;F0@8W)E9&ET/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R
M)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^,30Q+#4Q.#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ
M,S8L,C(R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^3&5T=&5R<R!O9B!C
M<F5D:70\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$R+#@Q-SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ,2PS,3$\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
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M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
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M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
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M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/D-/3E1)3D=%3D-)15,\8G(^/"]S=')O;F<^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS
M($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^0V]M;6ET;65N=',@86YD
M($-O;G1I;F=E;F-I97,@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G1I;F=E;F-I
M97,@1&ES8VQO<W5R92!;5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY.3U1%(#(R+B!#3TY424Y'14Y#
M2453/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
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M<F%T:6YG(')E<W5L=',L(&]R(&QI<75I9&ET>2X\+W`^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
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M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,CX\<W1R;VYG/E!!4D5.5"!#3TU004Y9($9)3D%.0TE!3"!)3D9/4DU!
M5$E/3CQB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M/'-T<F]N9SY#;VYD96YS960@1FEN86YC:6%L($EN9F]R;6%T:6]N(&]F(%!A
M<F5N="!#;VUP86YY($]N;'D@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;F1E;G-E
M9"!&:6YA;F-I86P@26YF;W)M871I;VX@;V8@4&%R96YT($-O;7!A;GD@3VYL
M>2!$:7-C;&]S=7)E(%M497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^/&(^3D]4
M12`R,RX@4$%214Y4($-/35!!3ED@1DE.04Y#24%,($E.1D]234%424]./"]B
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M;W(@4VAO<F4@0F%N8W-H87)E<RP@26YC+B`H4&%R96YT($-O;7!A;GD@3VYL
M>2DN/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]P
M/@T*/'`@<W1Y;&4],T0G;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M
M.B`P<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&-E;G1E<CLG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/D-O;F1E;G-E9"!"86QA;F-E(%-H965T<SPO9F]N=#X\
M+W`^#0H\<"!S='EL93TS1"=M87)G:6XM=&]P.B`P<'0[(&UA<F=I;BUB;W1T
M;VTZ(#!P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@8V5N=&5R.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^1&5C96UB97(@,S$L/"]F;VYT/CPO<#X-"CQP('-T
M>6QE/3-$)VUA<F=I;CH@,'!X.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L
M;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[)SXH
M1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R
M/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^07-S971S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#<R)3LG/D-A<V@\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXX,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C$L,S$V/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^,BPW,3$\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^3W1H97(@87-S
M971S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PU,3D\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P+C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY4;W1A;"!A<W-E=',\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C$Q."PQ-C$\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,C<L,3$S/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
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M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^3&EA8FEL:71I97,\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
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M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDQ/"]T9#X-
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L
M-C@W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L,S@S/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/D]T:&5R(&QI86)I;&ET:65S/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$P-#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ+#`T,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N
M,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M3&]N9RUT97)M(&1E8G0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
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M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS
M+#,U,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
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M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
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M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-2PX-C0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E-T;V-K:&]L9&5R<R8C
M.#(Q-SL@97%U:71Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXX-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY!
M9&1I=&EO;F%L('!A:60@:6X@8V%P:71A;#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXS,BPQ-34\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^.3`L.#`Q/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-S`X/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,30L,#(V/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,C$L,C0Y/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P+C<U:6X[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,"XW-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/E1O=&%L(&QI86)I;&ET:65S
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M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(')I9VAT.R<^,3$X+#$V,3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A
M8FQE/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^/"]P/@T*/'`@<W1Y
M;&4],T0G;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&-E;G1E<CLG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I
M;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT
M97([)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SY#;VYD96YS
M960@4W1A=&5M96YT<R!O9B!/<&5R871I;VYS/"]F;VYT/CPO<#X-"CQP('-T
M>6QE/3-$)VUA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!C96YT97([)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SY&;W(@=&AE(%EE87)S($5N9&5D($1E8V5M8F5R(#,Q+#PO9F]N=#X\
M+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P>#LG/B8C,38P.SPO<#X-"CQT
M86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL
M87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@
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M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CXR,#$Q
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P
M86X],T0R/C(P,3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^26YC;VUE/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#4X)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/D1I=FED96YD<R!F<F]M('-U8G-I9&EA<FEE
M<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,L,34T/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ
M+#4Q.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXR
M+#<X-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^-2PW.#,\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXV+#`Y-3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^3W1H97(@:6YC;VUE/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$W-SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXR-#4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXW,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XR
M-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SY);G1E<F5S="!I;F-O;64\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
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M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N-6EN
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SY4;W1A;"!I;F-O;64\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C<L-34S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C@L.34R/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D5X<&5N<V5S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,34T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,RPY-S<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXT+#$R,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY/
M8V-U<&%N8WD@86YD(&5Q=6EP;65N="!E>'!E;G-E/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0V,SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXT-S$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U
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M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PU,CD\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L,S8P/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C$L-#DY/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P+C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^5&]T86P@97AP
M96YS97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
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M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXU+#DV,CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXV+#(X-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
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M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C(L-S,Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L-3DQ/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,BPV-C<\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DEN
M8V]M92!T87@@*&)E;F5F:70I(&5X<&5N<V4\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B@Q.3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C$U,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@.7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`M.7!T.R!T97AT+6%L:6=N.B!L969T
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PW.#$\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR
M+#4Q-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N-S5I;CL@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#4N-'!T.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SY%<75I='D@:6X@=6YD:7-T<FEB=71E9"!N
M970@;&]S<R!O9B!S=6)S:61I87)I97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
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M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
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M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@T+#$X,SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SY.970@;&]S<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^*#DL-C,X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH.#DW/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#8V-SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*
M/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^/"]P/@T*/'`@<W1Y;&4],T0G
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN
M+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[(&9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/D-O;F1E;G-E
M9"!3=&%T96UE;G1S(&]F($-A<V@@1FQO=W,\+V9O;G0^/"]P/@T*/'`@<W1Y
M;&4],T0G;6%R9VEN+71O<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&-E;G1E<CLG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/D9O<B!T:&4@665A<G,@16YD960@1&5C96UB97(@,S$L/"]F;VYT/CPO
M<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!X.R<^)B,Q-C`[/"]P/@T*/'1A
M8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA
M<'-E.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3$\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A
M;CTS1#(^,C`Q,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY#
M87-H(&9L;W=S(&9R;VT@;W!E<F%T:6YG(&%C=&EV:71I97,Z/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#4X
M)3L@=&5X="UA;&EG;CH@;&5F=#LG/DYE="!L;W-S/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^*#DL-C,X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
M,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^*#@Y-SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#$L-C8W/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`R,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,S$N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`M-"XU<'0[
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M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L
M-C<X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
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M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C,V-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXT,#0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`R-W!T.R!F;VYT
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,S,X/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,SDP/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`R-W!T.R!F;VYT+7-I
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R
M,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`R-W!T.R!F;VYT+7-I>F4Z
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R-3,\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3(Y/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`R-W!T.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SY.970@*&1E8W)E87-E*2!I;F-R96%S92!I;B!O=&AE<B!L:6%B:6QI=&EE
M<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#@R.#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Y.3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-#`V/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
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M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR
M+#4Y.#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXR+#$R-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#@S-3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^*#4W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
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M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#(L,#`P/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R<^*#4U,#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#`N-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SY.970@8V%S:"!U<V5D(&EN(&EN=F5S=&EN
M9R!A8W1I=FET:65S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXH,BPQ,#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-C,R/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXH,3,T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
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M8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3F5T(&1E8W)E87-E
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M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,L,C`P/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B@W.#(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M*#0Y-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^-#4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXR,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^0V]M;6]N('-T;V-K(&1I=FED96YD
M<R!P86ED/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH.#4\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-S8P/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P+C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
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M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT.R<^*#DX-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B@Q+#4R,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#(L-C@Q/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N-S5I;CL@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3F5T("AD96-R96%S
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,2PP,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/D-A<V@@
M86YD(&-A<V@@97%U:79A;&5N=',@870@8F5G:6YN:6YG(&]F('EE87(\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
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M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#,T-#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
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M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY#87-H(&%N9"!C
M87-H(&5Q=6EV86QE;G1S(&%T(&5N9"!O9B!Y96%R/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXX,C`\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#,Q-CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*
M#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R
M.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P
M-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3
M:&5E=#,R+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E
M9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T
M/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT
M='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[
M(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP
M="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT
M("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA
M<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O
M;F<^455!4E1%4DQ9($9)3D%.0TE!3"!215-53%13("AU;F%U9&ET960I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/E%U87)T97)L>2!&:6YA;F-I86P@26YF;W)M871I;VX@1&ES8VQO<W5R92!;
M06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E%U87)T97)L>2!&:6YA;F-I86P@26YF;W)M871I;VX@6U1E>'0@
M0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/DY/5$4@,C0N(%%505)415),62!&
M24Y!3D-)04P@4D5354Q44R`H=6YA=61I=&5D*3PO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4]
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M(&9O<B!T:&4@='=O('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R+CPO
M<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A
M9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
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M;G0M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^1FER<W0@/&)R("`O
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)R!C;VQS<&%N/3-$,CY396-O;F0@/&)R("`O/E%U
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M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)R!C;VQS<&%N/3-$,CY4:&ER9"`\8G(@("\^475A<G1E
M<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG(&-O;'-P86X],T0R/D9O=7)T:"`\8G(@("\^475A<G1E<CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4M861J=7-T
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M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#0T)3L@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^26YT97)E<W0@:6YC
M;VUE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^,3`L.38P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
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M9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CDL,3DU/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXY+#`S,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^."PW,S`\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E!R;W9I
M<VEO;B!F;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXX+#,W,#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C8L,C`P/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SXY+#8U,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C
M8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[
M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/BA,;W-S
M*2!I;F-O;64@8F5F;W)E(&EN8V]M92!T87AE<SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
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M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
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M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M/B@X+#,T.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^3F5T("AL;W-S*2!I;F-O
M;64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T
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M:#H@;F]R;6%L.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXH-2PP-S0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*3PO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F
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M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M86P[)SXH,"XS-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
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M=')E=&-H.B!N;W)M86P[)SXP+C`S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M,T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#`N,C(\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
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M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M*#`N-C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^1&EL=71E9"`H;&]S<RD@
M96%R;FEN9W,@<&5R(&-O;6UO;B!S:&%R93PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
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M=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#`N,S8\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^,"XP,SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
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M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
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M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^26YT97)E<W0@:6YC;VUE/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^,3(L-S,U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
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M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^3F5T(&EN
M=&5R97-T(&EN8V]M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M<FUA;#LG/CDL.30R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^,3`L,3(S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E!R;W9I
M<VEO;B!F;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
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M:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^,RPV-3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M="US=')E=&-H.B!N;W)M86P[)SXT+#`S-3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
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M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#(L,#(T/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXI/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^,S$Y/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^-#$V/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
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M86P[)SY"87-I8R`H;&]S<RD@96%R;FEN9W,@<&5R(&-O;6UO;B!S:&%R93PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^*#`N,3,\+W1D/@T*/'1D
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M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B@P+C`S/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXI/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
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M=&-H.B!N;W)M86P[)SXP+C`Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M(&YO<FUA;#LG/C`N,#0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^1&EL=71E
M9"`H;&]S<RD@96%R;FEN9W,@<&5R(&-O;6UO;B!S:&%R93PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^*#`N,3,\+W1D/@T*/'1D('-T>6QE/3-$
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M8V@Z(&YO<FUA;#LG/B@P+C`S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M86P[)SXP+C`Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M/C`N,#0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4]
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M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E
M7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K
M<VAE971S+U-H965T,S,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#(^/'-T<F]N9SY314=-14Y4(%)%4$]25$E.1SQB<CX\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396=M96YT(%)E<&]R
M=&EN9R!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E-E9VUE;G0@4F5P;W)T:6YG($1I<V-L;W-U<F4@6U1E
M>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S
M='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[)SX\8CY.3U1%(#(U+B!314=-14Y4(%)%
M4$]25$E.1SPO8CX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF
M(S$V,#L\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[)SY4:&4@0V]M<&%N>2!O<&5R871E<R!T=V\@<')I;6%R
M>2!B=7-I;F5S<R!S96=M96YT<SH@0V]M;75N:71Y($)A;FMI;F<@86YD($EN
M<W5R86YC92!0<F]D=6-T<R!A;F0@4V5R=FEC97,N(%1H92!#;VUM=6YI='D@
M0F%N:VEN9R!B=7-I;F5S<R!P<F]V:61E<R!S97)V:6-E<R!T;R!C;VYS=6UE
M<G,@86YD('-M86QL(&)U<VEN97-S97,@;VX@=&AE($5A<W1E<FX@4VAO<F4@
M;V8@36%R>6QA;F0@86YD(&EN($1E;&%W87)E('1H<F]U9V@@:71S(#$X+6)R
M86YC:"!N971W;W)K+B!#;VUM=6YI='D@8F%N:VEN9R!A8W1I=FET:65S(&EN
M8VQU9&4@<VUA;&P@8G5S:6YE<W,@<V5R=FEC97,L(')E=&%I;"!B<F]K97)A
M9V4L('1R=7-T('-E<G9I8V5S(&%N9"!C;VYS=6UE<B!B86YK:6YG('!R;V1U
M8W1S(&%N9"!S97)V:6-E<RX@3&]A;B!P<F]D=6-T<R!A=F%I;&%B;&4@=&\@
M8V]N<W5M97)S(&EN8VQU9&4@;6]R=&=A9V4L(&AO;64@97%U:71Y+"!A=71O
M;6]B:6QE+"!M87)I;F4L(&%N9"!I;G-T86QL;65N="!L;V%N<RP@8W)E9&ET
M(&-A<F1S(&%N9"!O=&AE<B!S96-U<F5D(&%N9"!U;G-E8W5R960@<&5R<V]N
M86P@;&EN97,@;V8@8W)E9&ET+B!3;6%L;"!B=7-I;F5S<R!L96YD:6YG(&EN
M8VQU9&5S(&-O;6UE<F-I86P@;6]R=&=A9V5S+"!R96%L(&5S=&%T92!D979E
M;&]P;65N="!L;V%N<RP@97%U:7!M96YT(&%N9"!O<&5R871I;F<@;&]A;G,L
M(&%S('=E;&P@87,@<V5C=7)E9"!A;F0@=6YS96-U<F5D(&QI;F5S(&]F(&-R
M961I="P@8W)E9&ET(&-A<F1S+"!A8V-O=6YT<R!R96-E:79A8FQE(&9I;F%N
M8VEN9R!A<G)A;F=E;65N=',L(&%N9"!M97)C:&%N="!C87)D('-E<G9I8V5S
M+CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>3LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T
M(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/E1H<F]U9V@@=&AE($EN<W5R86YC
M92!0<F]D=6-T<R!A;F0@4V5R=FEC97,@8G5S:6YE<W,L('1H92!#;VUP86YY
M('!R;W9I9&5S(&$@9G5L;"!R86YG92!O9B!I;G-U<F%N8V4@<')O9'5C=',@
M86YD('-E<G9I8V5S('1O(&)U<VEN97-S97,@86YD(&-O;G-U;65R<R!I;B!T
M:&4@0V]M<&%N>28C.#(Q-SMS(&UA<FME="!A<F5A<RX@4')O9'5C=',@:6YC
M;'5D92!P<F]P97)T>2!A;F0@8V%S=6%L='DL(&QI9F4L(&UA<FEN92P@:6YD
M:79I9'5A;"!H96%L=&@@86YD(&QO;F<M=&5R;2!C87)E(&EN<W5R86YC92X@
M4&5N<VEO;B!A;F0@<')O9FET('-H87)I;F<@<&QA;G,@86YD(')E=&ER96UE
M;G0@<&QA;G,@9F]R(&5X96-U=&EV97,@86YD(&5M<&QO>65E<R!A<F4@879A
M:6QA8FQE('1O('-U:70@=&AE(&YE961S(&]F(&EN9&EV:61U86P@8G5S:6YE
M<W-E<RX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ
M(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY$=7)I;F<@=&AE('1H:7)D
M('%U87)T97(@;V8@,C`Q,BP@9V]O9'=I;&P@86YD(&]T:&5R(&EN=&%N9VEB
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M=',@:6UP86ER;65N="!C:&%R9V5S(&]F("0Q,C`@=&AO=7-A;F0@<F5F;&5C
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M<G1E<B!O9B`R,#$P+"!I="!W87,@9&5T97)M:6YE9"!T:&%T(&=O;V1W:6QL
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M.SPO8CX\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC
M;VQL87!S93H@8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I
M;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]M;75N
M:71Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY);G-U<F%N8V4@4')O9'5C=',\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&-E;G1E<CLG(&-O;'-P86X],T0R/E!A<F5N=#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A
M;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#(^0F%N:VEN9SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CYA;F0@4V5R=FEC
M97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L
M<W!A;CTS1#(^0V]M<&%N>3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A;#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^,C`Q,CPO=&0^
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M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
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M('=I9'1H.B`T-"4[('1E>'0M86QI9VXZ(&QE9G0[)SY);G1E<F5S="!I;F-O
M;64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
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M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C<Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P
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M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
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M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
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M;CH@<FEG:'0[)SXH,3`L-30V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
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M86QI9VXZ(')I9VAT.R<^,3`L-#(R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
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M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@R,RPW,#(\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,SDL-34U/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3F5T(&EN=&5R<V5G
M;65N="`H97AP96YS92D@:6YC;VUE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXH-"PY.3,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXH-3`S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^-2PT.38\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
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M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
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M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B@T,30\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q-BPR,#,\
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M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#<P/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,38X/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
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M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^3F5T("AL;W-S
M*2!I;F-O;64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C
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M-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,3`X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
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M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
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M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
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M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M5&]T86P@87-S971S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
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M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(')I9VAT.R<^,38L.#`Y/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C$L,3@U+#@P-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
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M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
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M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C4P+#<R,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DEN=&5R97-T(&5X
M<&5N<V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$Q+#`U,3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q,2PP.#@\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/E!R;W9I<VEO;B!F;W(@8W)E9&ET(&QO
M<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$Y+#0W,#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/DYO;FEN=&5R97-T(&EN8V]M93PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXW+#(V.3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDL.#@Q/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,38X/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3<L,S$X/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DYO;FEN=&5R97-T(&5X<&5N
M<V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#(R+#<S.#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,3`L-S8V/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@U+#8V,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,SDL,38W/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^3F5T(&EN=&5R<V5G;65N="`H97AP96YS
M92D@:6YC;VUE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF
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M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C4L-C`S/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
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M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^*$QO<W,I(&EN8V]M92!B969O<F4@:6YC;VUE('1A>&5S/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@T,3<\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#$L,C`Y/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C<Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L-34U/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^26YC;VUE('1A>"!B96YE9FET("AE>'!E;G-E*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT.R<^,3<V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4Q,CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH,S`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C8U.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/DYE="`H;&]S<RD@:6YC;VUE/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH,C0Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U
M8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@V.3<\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^
M-#$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXH.#DW/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^5&]T86P@87-S971S
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#$S."PU-S8\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXQ-RPS-30\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXR+#(V,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L,34X+#$Y,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXR,#$P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
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M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H
M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DEN=&5R97-T(&EN8V]M
M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$V.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C4U+#0V,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B@Q,BPW-3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B@W,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^4')O
M=FES:6]N(&9O<B!C<F5D:70@;&]S<V5S/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B@R,2PQ,3D\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M-RPS,#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ,"PW,SD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH-BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DYO
M;FEN=&5R97-T(&5X<&5N<V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M*#(T+#,R.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B@U+#DX,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B@U+#0Q.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R<^*#4R,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-2PY,SD\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^3&]S<R!B969O<F4@:6YC;VUE('1A>"!B96YE
M9FET/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#`Q-CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,2PP,C0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$Q.3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,BPQ-3D\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/DEN8V]M92!T87@@8F5N969I=#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^,C,R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(S,SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXR-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^3F5T(&QO<W,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T
M97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(')I9VAT.R<^*#<Y,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXH.3(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R<^*#$L-C8W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^5&]T86P@87-S971S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#$P."PW,3(\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ."PW-3D\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR+#@T,#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C$L,3,P+#,Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
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M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,CX\<W1R;VYG/E!2149%4E)%1"!35$]#2SQB<CX\+W-T<F]N
M9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ
M,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY%<75I='D@
M6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y0<F5F97)R960@4W1O8VL@6U1E>'0@0FQO8VM=/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/CQB/DY/5$4@,C8N(%!2149%4E)%1"!35$]#2SPO8CX\
M+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQB/B8C
M,38P.SPO8CX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/D]N($IA;G5A<GD@.2P@,C`P.2P@
M4VAO<F4@0F%N8W-H87)E<RP@26YC+B!P87)T:6-I<&%T960@:6X@=&AE(%1R
M;W5B;&5D($%S<V5T(%)E;&EE9B!0<F]G<F%M($-A<&ET86P@4'5R8VAA<V4@
M4')O9W)A;2`H=&AE("8C.#(R,#M405)0($-04"8C.#(R,3LI(&]F('1H92!5
M;FET960@4W1A=&5S($1E<&%R=&UE;G0@;V8@=&AE(%1R96%S=7)Y("AT:&4@
M)B,X,C(P.U1R96%S=7)Y)B,X,C(Q.RD@8GD@:7-S=6EN9R`R-2PP,#`@<VAA
M<F5S(&]F($9I>&5D(%)A=&4@0W5M=6QA=&EV92!097)P971U86P@4')E9F5R
M<F5D(%-T;V-K+"!397)I97,@02`H=&AE("8C.#(R,#M0<F5F97)R960@4W1O
M8VLF(S@R,C$[*2!A;F0@82!C;VUM;VX@<W1O8VL@<'5R8VAA<V4@=V%R<F%N
M="!C;W9E<FEN9R`Q-S(L.3<P('-H87)E<R!O9B!C;VUM;VX@<W1O8VL@*'1H
M92`F(S@R,C`[5V%R<F%N="8C.#(R,3LI('1O('1H92!4<F5A<W5R>2!F;W(@
M82!T;W1A;"!S86QE<R!P<FEC92!O9B`D,C4@;6EL;&EO;BX@3VX@07!R:6P@
M,34L(#(P,#DL(%-H;W)E($)A;F-S:&%R97,L($EN8RX@<F5D965M960@86QL
M(#(U+#`P,"!S:&%R97,@;V8@=&AE(%!R969E<G)E9"!3=&]C:R!F<F]M(%1R
M96%S=7)Y(&9O<B`D,C4@;6EL;&EO;BP@<&QU<R!A8V-R=65D(&1I=FED96YD
M<R!O9B`D,C`X('1H;W5S86YD+B!!="!T:&4@=&EM92!O9B!T:&4@<F5D96UP
M=&EO;BP@=&AE(%!R969E<G)E9"!3=&]C:R!H860@82!C87)R>6EN9R!V86QU
M92!O9B`D,C,N-2!M:6QL:6]N+B!4:&4@9&EF9F5R96YC92!B971W965N('1H
M92!R961E;7!T:6]N('!R:6-E(&%N9"!C87)R>6EN9R!V86QU92!R97!R97-E
M;G1E9"!A;B!A9&1I=&EO;F%L(&%C8V5L97)A=&5D(&1E96UE9"!D:79I9&5N
M9"!O9B`D,2XU(&UI;&QI;VXN(%1O=&%L(&1I=FED96YD<R!P86ED(&]N('1H
M92!0<F5F97)R960@4W1O8VL@=V%S("0Q+C@@;6EL;&EO;B!F;W(@,C`P.2X\
M+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M
M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^3VX@3F]V
M96UB97(@,38L(#(P,3$L(%-H;W)E($)A;F-S:&%R97,L($EN8RX@<&%I9"`D
M,C4L,#`P('1O(')E<'5R8VAA<V4@=&AE(%=A<G)A;G0@9G)O;2!T:&4@5')E
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M=&AE(%1!4E`@0U!0+CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W
M,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P
M-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#,U
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%,T=!13X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY3
M54U-05)9($]&(%-)1TY)1DE#04Y4($%#0T]53E1)3D<@4$],24-)15,@*%!O
M;&EC:65S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY!8V-O=6YT:6YG(%!O;&EC:65S(%M!8G-T<F%C=%T\+W-T
M<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F%T=7)E
M(&]F($]P97)A=&EO;G,@6U!O;&EC>2!497AT($)L;V-K73PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@
M,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^/&(^3F%T=7)E(&]F($]P97)A=&EO
M;G,\+V(^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
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M8V5M8F5R(#,Q+"`R,#$P+"!T:&4@0V]M<&%N>2!A;'-O(&5N9V%G960@:6X@
M=&AE(&)A;FMI;F<@8G5S:6YE<W,@=&AR;W5G:"!4:&4@1F5L=&]N($)A;FLL
M(&$@1&5L87=A<F4@8V]M;65R8VEA;"!B86YK("@F(S@R,C`[1F5L=&]N($)A
M;FLF(S@R,C$[(&%N9"P@=&]G971H97(@=VET:"!#3D(@86YD(%1A;&)O="!"
M86YK+"!T:&4@)B,X,C(P.T)A;FMS)B,X,C(Q.RDL('=H:6-H('=A<R!M97)G
M960@:6YT;R!#3D(@;VX@2F%N=6%R>2`Q+"`R,#$Q+B!4:&4@0V]M<&%N>28C
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M;V1U8V5R(&9I<FTL($IA8VL@36%R=&EN("9A;7`[($%S<V]C:6%T97,L($EN
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M+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y5<V4@;V8@17-T:6UA=&5S+"!0;VQI8WD@6U!O;&EC>2!497AT($)L
M;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^/&(^57-E
M(&]F($5S=&EM871E<SPO8CX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P
M="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY4:&4@<')E<&%R871I;VX@;V8@
M9FEN86YC:6%L('-T871E;65N=',@:6X@8V]N9F]R;6ET>2!W:71H($=!05`@
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M=&AE:7(@97AA;6EN871I;VXN/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^36%R:V5T86)L92!396-U<FET:65S
M+"!!=F%I;&%B;&4M9F]R+7-A;&4@4V5C=7)I=&EE<RP@4&]L:6-Y(%M0;VQI
M8WD@5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF
M>3LG/CQB/DEN=F5S=&UE;G0@4V5C=7)I=&EE<R!!=F%I;&%B;&4@9F]R(%-A
M;&4\+V(^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
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M>F5D(&-O<W0N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^36%R:V5T86)L92!396-U<FET:65S+"!(96QD+71O
M+6UA='5R:71Y(%-E8W5R:71I97,L(%!O;&EC>2!;4&]L:6-Y(%1E>'0@0FQO
M8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SX\8CY);G9E
M<W1M96YT(%-E8W5R:71I97,@2&5L9"!T;R!-871U<FET>3PO8CX\+W`^#0H\
M<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[
M)SY);G9E<W1M96YT('-E8W5R:71I97,@:&5L9"!T;R!M871U<FET>2!A<F4@
M<W1A=&5D(&%T(&-O<W0@861J=7-T960@9F]R(&%M;W)T:7IA=&EO;B!O9B!P
M<F5M:75M<R!A;F0@86-C<F5T:6]N(&]F(&1I<V-O=6YT<RX@4'5R8VAA<V4@
M<')E;6EU;7,@86YD(&1I<V-O=6YT<R!A<F4@<F5C;V=N:7IE9"!I;B!I;G1E
M<F5S="!I;F-O;64@=7-I;F<@=&AE(&EN=&5R97-T(&UE=&AO9"!O=F5R('1H
M92!T97)M<R!O9B!T:&4@<V5C=7)I=&EE<RX@5&AE($-O;7!A;GD@:6YT96YD
M<R!A;F0@:&%S('1H92!A8FEL:71Y('1O(&AO;&0@<W5C:"!S96-U<FET:65S
M('5N=&EL(&UA='5R:71Y+B!$96-L:6YE<R!I;B!T:&4@9F%I<B!V86QU92!O
M9B!I;F1I=FED=6%L(&AE;&0M=&\M;6%T=7)I='D@<V5C=7)I=&EE<R!B96QO
M=R!T:&5I<B!C;W-T('1H870@87)E(&]T:&5R('1H86X@=&5M<&]R87)Y(')E
M<W5L="!I;B!W<FET92UD;W=N<R!O9B!T:&4@:6YD:79I9'5A;"!S96-U<FET
M:65S('1O('1H96ER(&9A:7(@=F%L=64N($9A8W1O<G,@869F96-T:6YG('1H
M92!D971E<FUI;F%T:6]N(&]F('=H971H97(@86X@;W1H97(M=&AA;BUT96UP
M;W)A<GD@:6UP86ER;65N="!H87,@;V-C=7)R960@:6YC;'5D92!A(&1O=VYG
M<F%D92!O9B!T:&4@<V5C=7)I='D@8GD@82!R871I;F<@86=E;F-Y+"!A('-I
M9VYI9FEC86YT(&1E=&5R:6]R871I;VX@:6X@=&AE(&9I;F%N8VEA;"!C;VYD
M:71I;VX@;V8@=&AE(&ES<W5E<BP@;W(@82!D971E<FUI;F%T:6]N('1H870@
M;6%N86=E;65N="!H87,@=&AE(&EN=&5N="!T;R!S96QL('1H92!S96-U<FET
M>2!O<B!W:6QL(&)E(')E<75I<F5D('1O('-E;&P@=&AE('-E8W5R:71Y(&)E
M9F]R92!R96-O=F5R>2!O9B!I=',@86UO<G1I>F5D(&-O<W0N/"]P/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&]L
M:6-Y($QO86YS(%)E8V5I=F%B;&4L(%!O;&EC>2!;4&]L:6-Y(%1E>'0@0FQO
M8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SX\8CY,;V%N
M<SPO8CX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z
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M;&%C960@;VX@;F]N86-C<G5A;"`H:2YE+BP@:6YT97)E<W0@:6YC;VUE(&ES
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M<F4@<&%Y;65N=',@87)E(')E87-O;F%B;'D@87-S=7)E9"X\+W`^#0H\<"!S
M='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
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M86YC92!F;W(@0W)E9&ET($QO<W-E<R8C.#(R,3LN/"]P/@T*/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
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M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06QL;W=A;F-E(&9O
M<B!&=6YD<R!5<V5D($1U<FEN9R!#;VYS=')U8W1I;VXL(%!O;&EC>2!;4&]L
M:6-Y(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I
M9GD[)SX\8CY!;&QO=V%N8V4@9F]R($-R961I="!,;W-S97,\+V(^/"]P/@T*
M/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S
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M;W!I8R`T-3`L("8C.#(R,#M#;VYT:6YG96YC:65S)B,X,C(Q.RP@=VAI8V@@
M<F5Q=6ER97,@=&AA="!L;W-S97,@8F4@86-C<G5E9"!W:&5N('1H97D@87)E
M('!R;V)A8FQE(&]F(&]C8W5R<FEN9R!A;F0@97-T:6UA8FQE.R!A;F0@*&EI
M*2!!4T,@5&]P:6,@,S$P+"`F(S@R,C`[4F5C96EV86)L97,L)B,X,C(Q.R!W
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M="!T:&4@=')A;G-A8W1I;VYS(&-O=6QD(&-H86YG92X\+W`^#0H\<"!S='EL
M93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V
M,#L\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[)SY4:&4@86QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S(&ES
M(&-O;7!R:7-E9"!O9B!T:')E92!P87)T<SH@*&DI('1H92!S<&5C:69I8R!A
M;&QO=V%N8V4[("AI:2D@=&AE(&9O<FUU;&$@86QL;W=A;F-E.R!A;F0@*&EI
M:2D@=&AE(&YO;G-P96-I9FEC(&%L;&]W86YC92X@5&AE('-P96-I9FEC(&%L
M;&]W86YC92!I<R!E<W1A8FQI<VAE9"!A9V%I;G-T(&EM<&%I<F5D(&QO86YS
M("AI+F4N+"!N;VYA8V-R=6%L(&QO86YS(&%N9"!T<F]U8FQE9"!D96)T(')E
M<W1R=6-T=7)I;F=S*2!U;G1I;"!C:&%R9V4@;V9F<R!A<F4@;6%D92X@5&AE
M(&9O<FUU;&$@86QL;W=A;F-E+"!D97-C<FEB960@8F5L;W<L(&ES(&1E=&5R
M;6EN960@8F%S960@;VX@;6%N86=E;65N="8C.#(Q-SMS(&%S<V5S<VUE;G0@
M;V8@:6YD=7-T<GD@=')E;F1S(&%N9"!E8V]N;VUI8R!F86-T;W)S(&EN('1H
M92!M87)K971S(&EN('=H:6-H('=E(&]P97)A=&4N(%1H92!D971E<FUI;F%T
M:6]N(&]F('1H92!F;W)M=6QA(&%L;&]W86YC92!I;G9O;'9E<R!A(&AI9VAE
M<B!R:7-K(&]F('5N8V5R=&%I;G1Y(&%N9"!C;VYS:61E<G,@8W5R<F5N="!R
M:7-K(&9A8W1O<G,@=&AA="!M87D@;F]T(&AA=F4@>65T(&UA;FEF97-T960@
M=&AE;7-E;'9E<R!I;B!O=7(@:&ES=&]R:6-A;"!L;W-S(&9A8W1O<G,N(%1H
M92!N;VYS<&5C:69I8R!A;&QO=V%N8V4@8V%P='5R97,@;&]S<V5S('1H870@
M:&%V92!I;7!A8W1E9"!T:&4@<&]R=&9O;&EO(&)U="!H879E('EE="!T;R!B
M92!R96-O9VYI>F5D(&EN(&5I=&AE<B!T:&4@<W!E8VEF:6,@;W(@9F]R;75L
M82!A;&QO=V%N8V4N/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^/"]P/@T*/'`@
M<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^
M5&AE(&9O<FUU;&$@86QL;W=A;F-E(&ES('5S960@=&\@97-T:6UA=&4@=&AE
M(&QO<W,@;VX@:6YT97)N86QL>2!R:7-K+7)A=&5D(&QO86YS+"!E>&-L=7-I
M=F4@;V8@=&AO<V4@:61E;G1I9FEE9"!A<R!I;7!A:7)E9"X@3&]A;G,@87)E
M(&=R;W5P960@8GD@='EP92`H8V]N<W1R=6-T:6]N+"!R97-I9&5N=&EA;"!R
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M+CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E!R;W!E<G1Y+"!0;&%N="!A;F0@17%U:7!M96YT+"!0;VQI8WD@
M6U!O;&EC>2!497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[)SY0<F5M:7-E<R!A;F0@17%U:7!M96YT/"]P/@T*/'`@
M<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE
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M(')A;F=E(&9R;VT@=&AR964@=&\@,3`@>65A<G,@9F]R(&9U<FYI='5R92P@
M9FEX='5R97,@86YD(&5Q=6EP;65N=#L@=&AR964@=&\@9FEV92!Y96%R<R!F
M;W(@8V]M<'5T97(@:&%R9'=A<F4@86YD(&1A=&$@:&%N9&QI;F<@97%U:7!M
M96YT.R!A;F0@,3`@=&\@-#`@>65A<G,@9F]R(&)U:6QD:6YG<R!A;F0@8G5I
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M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V]O9'=I;&P@86YD
M($EN=&%N9VEB;&4@07-S971S+"!0;VQI8WD@6U!O;&EC>2!497AT($)L;V-K
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^/&(^1V]O9'=I
M;&P@86YD($]T:&5R($EN=&%N9VEB;&4@07-S971S/"]B/CPO<#X-"CQP('-T
M>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/D=O
M;V1W:6QL(')E<')E<V5N=',@=&AE(&5X8V5S<R!O9B!T:&4@8V]S="!O9B!A
M;B!A8W%U:7-I=&EO;B!O=F5R('1H92!F86ER('9A;'5E(&]F('1H92!N970@
M87-S971S(&%C<75I<F5D+B!/=&AE<B!I;G1A;F=I8FQE(&%S<V5T<R!R97!R
M97-E;G0@<'5R8VAA<V5D(&%S<V5T<R!T:&%T(&%L<V\@;&%C:R!P:'ES:6-A
M;"!S=6)S=&%N8V4@8G5T(&-A;B!B92!D:7-T:6YG=6ES:&5D(&9R;VT@9V]O
M9'=I;&P@8F5C875S92!O9B!C;VYT<F%C='5A;"!O<B!O=&AE<B!L96=A;"!R
M:6=H=',@;W(@8F5C875S92!T:&4@87-S970@:7,@8V%P86)L92!O9B!B96EN
M9R!S;VQD(&]R(&5X8VAA;F=E9"!E:71H97(@;VX@:71S(&]W;B!O<B!I;B!C
M;VUB:6YA=&EO;B!W:71H(&$@<F5L871E9"!C;VYT<F%C="P@87-S970@;W(@
M;&EA8FEL:71Y+B!';V]D=VEL;"!A;F0@;W1H97(@:6YT86YG:6)L92!A<W-E
M=',@=VET:"!I;F1E9FEN:71E(&QI=F5S(&%R92!T97-T960@870@;&5A<W0@
M86YN=6%L;'D@9F]R(&EM<&%I<FUE;G0L('5S=6%L;'D@9'5R:6YG('1H92!T
M:&ER9"!Q=6%R=&5R+"!O<B!O;B!A;B!I;G1E<FEM(&)A<VES(&EF(&-I<F-U
M;7-T86YC97,@9&EC=&%T92X@26YT86YG:6)L92!A<W-E=',@=&AA="!H879E
M(&9I;FET92!L:79E<R!A<F4@86UO<G1I>F5D(&]V97(@=&AE:7(@97-T:6UA
M=&5D('5S969U;"!L:79E<R!A;F0@86QS;R!A<F4@<W5B:F5C="!T;R!I;7!A
M:7)M96YT('1E<W1I;F<N(%1H92!#;VUP86YY)B,X,C$W.W,@;W1H97(@:6YT
M86YG:6)L92!A<W-E=',@=&AA="!H879E(&9I;FET92!L:79E<R!A<F4@86UO
M<G1I>F5D(&]N(&$@<W1R86EG:'0M;&EN92!B87-I<R!O=F5R('9A<GEI;F<@
M<&5R:6]D<R!N;W0@97AC965D:6YG(#(Q('EE87)S+CPO<#X-"CQP('-T>6QE
M/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/B8C,38P
M.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M:G5S=&EF>3LG/DEM<&%I<FUE;G0@=&5S=&EN9R!R97%U:7)E<R!T:&%T('1H
M92!F86ER('9A;'5E(&]F(&5A8V@@;V8@=&AE($-O;7!A;GDF(S@R,3<[<R!R
M97!O<G1I;F<@=6YI=',@8F4@8V]M<&%R960@=&\@=&AE(&-A<G)Y:6YG(&%M
M;W5N="!O9B!I=',@;F5T(&%S<V5T<RP@:6YC;'5D:6YG(&=O;V1W:6QL+B!4
M:&4@0V]M<&%N>28C.#(Q-SMS(')E<&]R=&EN9R!U;FET<R!W97)E(&ED96YT
M:69I960@8F%S960@;VX@86X@86YA;'ES:7,@;V8@96%C:"!O9B!I=',@:6YD
M:79I9'5A;"!O<&5R871I;F<@<V5G;65N=',N($EF('1H92!F86ER('9A;'5E
M(&]F(&$@<F5P;W)T:6YG('5N:70@:7,@;&5S<R!T:&%N(&)O;VL@=F%L=64L
M(&%N(&5X<&5N<V4@;6%Y(&)E(')E<75I<F5D('1O('=R:71E(&1O=VX@=&AE
M(')E;&%T960@9V]O9'=I;&P@;W(@<'5R8VAA<V5D(&EN=&%N9VEB;&5S('1O
M(')E8V]R9"!A;B!I;7!A:7)M96YT(&QO<W,N/"]P/@T*/'`@<W1Y;&4],T0G
M;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P
M/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R<^1'5R:6YG('1H92!T:&ER9"!Q=6%R=&5R(&]F(#(P,3(L(&=O;V1W
M:6QL(&%N9"!O=&AE<B!I;G1A;F=I8FQE(&%S<V5T<R!W97)E('-U8FIE8W1E
M9"!T;R!T:&4@86YN=6%L(&%S<V5S<VUE;G0@9F]R(&EM<&%I<FUE;G0N($%S
M(&$@<F5S=6QT(&]F('1H92!A<W-E<W-M96YT+"!I="!W87,@9&5T97)M:6YE
M9"!T:&%T('1H97)E('=A<R!N;R!I;7!A:7)M96YT(&%T('1H92!#;VUP86YY
M)B,X,C$W.W,@<W5B<VED:6%R:65S('1H870@:&%V92!T:&5S92!I;G1A;F=I
M8FQE(&%S<V5T<R!O;B!T:&5I<B!B86QA;F-E('-H965T<RX@1'5R:6YG('1H
M92!T:&ER9"!Q=6%R=&5R(&]F(#(P,3$L('=H96X@9V]O9'=I;&P@86YD(&]T
M:&5R(&EN=&%N9VEB;&4@87-S971S('=E<F4@87-S97-S960@9F]R(&EM<&%I
M<FUE;G0L(&ET('=A<R!D971E<FUI;F5D('1H870@9V]O9'=I;&P@86YD(&]T
M:&5R(&EN=&%N9VEB;&4@87-S971S('=E<F4@:6UP86ER960@:6X@;W5R($EN
M<W5R86YC92!0<F]D=6-T<R!A;F0@4V5R=FEC97,@<V5G;65N="P@<')I;6%R
M:6QY(')E;&%T:6YG('1O('1H92!#;VUP86YY)B,X,C$W.W,@<F5T86EL(&EN
M<W5R86YC92!B=7-I;F5S<RX@5&AE($-O;7!A;GD@<F5C;W)D960@9V]O9'=I
M;&P@:6UP86ER;65N="!C:&%R9V5S(&]F("0Q+C(@;6EL;&EO;B!A;F0@;W1H
M97(@:6YT86YG:6)L92!A<W-E=',@:6UP86ER;65N="!C:&%R9V5S(&]F("0Q
M,C`@=&AO=7-A;F0@<F5F;&5C=&5D(&EN(&YO;FEN=&5R97-T(&5X<&5N<V4N
M($EN(#(P,3`L('1H92!A;FYU86P@87-S97-S;65N="!D971E<FUI;F5D('1H
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M($)A;FL@86YD(&=O;V1W:6QL(&EM<&%I<FUE;G0@8VAA<F=E<R!O9B`D,2XU
M(&UI;&QI;VX@86YD(&]T:&5R(&EN=&%N9VEB;&4@87-S971S(&EM<&%I<FUE
M;G0@8VAA<F=E<R!O9B`D-3$@=&AO=7-A;F0@870@=&AE('=H;VQE<V%L92!I
M;G-U<F%N8V4@8G5S:6YE<W,N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5A;"!%<W1A=&4@3W=N960L(%9A
M;'5A=&EO;B!!;&QO=V%N8V4L(%!O;&EC>2!;4&]L:6-Y(%1E>'0@0FQO8VM=
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M
M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SX\8CY/=&AE<B!2
M96%L($5S=&%T92!/=VYE9#PO8CX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ
M(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
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M/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4VAO<G0M5&5R;2!";W)R;W=I;F=S(%M0;VQI8WD@5&5X="!";&]C
M:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$
M)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/CQB/E-H;W)T
M+51E<FT@0F]R<F]W:6YG<SPO8CX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ
M(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
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M=&EN=6EN9R`F(S@R,C`[<F]L;"UO=F5R)B,X,C(Q.R!C;VYT<F%C="!T:&%T
M(&UA='5R97,@:6X@;VYE(&)U<VEN97-S(&1A>2X@5&AE('5N9&5R;'EI;F<@
M<V5C=7)I=&EE<R!S;VQD(&%R92!5+E,N($=O=F5R;FUE;G0@86=E;F-Y('-E
M8W5R:71I97,L('=H:6-H(&%R92!S96=R96=A=&5D(&9R;VT@=&AE($-O;7!A
M;GDF(S@R,3<[<R!O=&AE<B!I;G9E<W1M96YT('-E8W5R:71I97,@8GD@:71S
M('-A9F5K965P:6YG(&%G96YT<RX\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F-O;64@5&%X+"!0;VQI8WD@
M6U!O;&EC>2!497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T
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M/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
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M='5R;G,@96YD:6YG(&%F=&5R($1E8V5M8F5R(#,Q+"`R,#`W+CPO<#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5A
M<FYI;F=S(%!E<B!3:&%R92P@4&]L:6-Y(%M0;VQI8WD@5&5X="!";&]C:UT\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)VUA
M<F=I;CH@,'!T(#!P>#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
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M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')A;G-F
M97)S(&%N9"!397)V:6-I;F<@;V8@1FEN86YC:6%L($%S<V5T<RP@4&]L:6-Y
M(%M0;VQI8WD@5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R<^5')A;G-F97)S(&]F($9I;F%N8VEA;"!!<W-E=',\
M+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@
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M;B`H:2D@=&AE(&%S<V5T<R!H879E(&)E96X@:7-O;&%T960@9G)O;2!T:&4@
M0V]M<&%N>2P@*&EI*2!T:&4@=')A;G-F97)E92!O8G1A:6YS('1H92!R:6=H
M="`H9G)E92!O9B!C;VYD:71I;VYS('1H870@8V]N<W1R86EN(&ET(&9R;VT@
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M+CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DEN=F5N=&]R>2P@0V%S:"!&;&]W(%!O;&EC>2!;4&]L:6-Y(%1E
M>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S
M='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SX\
M8CY3=&%T96UE;G0@;V8@0V%S:"!&;&]W<SPO8CX\+W`^#0H\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
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M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H
M87)E+6)A<V5D($-O;7!E;G-A=&EO;BP@3W!T:6]N(&%N9"!);F-E;G1I=F4@
M4&QA;G,@4&]L:6-Y(%M0;VQI8WD@5&5X="!";&]C:UT\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P
M>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG
M/CQB/E-T;V-K+4)A<V5D($-O;7!E;G-A=&EO;CPO8CX\+W`^#0H\<"!S='EL
M93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
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M(&%N9"!I<R!B87-E9"!O;B!T:&4@9W)A;G0@9&%T92!F86ER('9A;'5E+B`\
M+V9O;G0^4V5E($YO=&4@,3,@9F]R(&$@9G5R=&AE<B!D:7-C=7-S:6]N+CPO
M<#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D1E<FEV871I=F5S+"!297!O<G1I;F<@;V8@1&5R:79A=&EV92!!8W1I
M=FET>2!;4&]L:6-Y(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z
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M="!O<B!L:6%B:6QI='DN/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU92!-96%S=7)E;65N="P@
M4&]L:6-Y(%M0;VQI8WD@5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@:G5S=&EF>3LG/CQB/D9A:7(@5F%L=64\+V(^/"]P/@T*/'`@<W1Y
M;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
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M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M061V97)T:7-I;F<@0V]S=',L(%!O;&EC>2!;4&]L:6-Y(%1E>'0@0FQO8VM=
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M
M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SX\8CY!9'9E<G1I
M<VEN9R!#;W-T<SPO8CX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P
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M9F]R('1H92!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BP@,C`Q,2!A
M;F0@,C`Q,"P@<F5S<&5C=&EV96QY+CPO<#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE=R!!8V-O=6YT:6YG(%!R
M;VYO=6YC96UE;G1S+"!0;VQI8WD@6U!O;&EC>2!497AT($)L;V-K73PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^/&(^4F5C96YT($%C8V]U
M;G1I;F<@4W1A;F1A<F1S/"]B/CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@
M,'!T(#!P>"`P<'0@,"XR-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6EN9&5N=#H@+3`N,C5I;CL@=&5X="UA
M;&EG;CH@:G5S=&EF>3LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I
M;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/CQI/D%C8V]U;G1I;F<@
M4W1A;F1A<F1S(%5P9&%T92`H)B,X,C(P.T%3528C.#(R,3LI(#(P,3$M,#,\
M+VD^+"`F(S@R,C`[/&D^5')A;G-F97)S(&%N9"!397)V:6-I;F<@*$%30R!4
M;W!I8R`X-C`I("T\+VD^(#QI/E)E8V]N<VED97)A=&EO;B!O9B!%9F9E8W1I
M=F4@0V]N=')O;"!F;W(@4F5P=7)C:&%S92!!9W)E96UE;G1S+CPO:3XF(S@R
M,C$[($%352`R,#$Q+3`S(&%F9F5C=',@86QL(&5N=&ET:65S('1H870@96YT
M97(@:6YT;R!A9W)E96UE;G1S('1O('1R86YS9F5R(&9I;F%N8VEA;"!A<W-E
M=',@=&AA="!B;W1H(&5N=&ET;&4@86YD(&]B;&EG871E('1H92!T<F%N<V9E
M<F]R('1O(')E<'5R8VAA<V4@;W(@<F5D965M('1H92!F:6YA;F-I86P@87-S
M971S(&)E9F]R92!T:&5I<B!M871U<FET>2X@5&AE(&%M96YD;65N=',@:6X@
M05-5(#(P,3$M,#,@<F5M;W9E(&9R;VT@=&AE(&%S<V5S<VUE;G0@;V8@969F
M96-T:79E(&-O;G1R;VP@=&AE(&-R:71E<FEO;B!R96QA=&EN9R!T;R!T:&4@
M=')A;G-F97)O<B8C.#(Q-SMS(&%B:6QI='D@=&\@<F5P=7)C:&%S92!O<B!R
M961E96T@9FEN86YC:6%L(&%S<V5T<R!O;B!S=6)S=&%N=&EA;&QY('1H92!A
M9W)E960@=&5R;7,L(&5V96X@:6X@=&AE(&5V96YT(&]F(&1E9F%U;'0@8GD@
M=&AE('1R86YS9F5R964N($%352`R,#$Q+3`S(&%L<V\@96QI;6EN871E<R!T
M:&4@<F5Q=6ER96UE;G0@=&\@9&5M;VYS=')A=&4@=&AA="!T:&4@=')A;G-F
M97)O<B!P;W-S97-S97,@861E<75A=&4@8V]L;&%T97)A;"!T;R!F=6YD('-U
M8G-T86YT:6%L;'D@86QL('1H92!C;W-T(&]F('!U<F-H87-I;F<@<F5P;&%C
M96UE;G0@9FEN86YC:6%L(&%S<V5T<RX@05-5(#(P,3$M,#,@8F5C86UE(&5F
M9F5C=&EV92!F;W(@=&AE($-O;7!A;GD@;VX@2F%N=6%R>2`Q+"`R,#$R(#QF
M;VYT('-T>6QE/3-$)V-O;&]R.B!B;&%C:SLG/F%N9"!D:60@;F]T(&AA=F4@
M82!S:6=N:69I8V%N="!I;7!A8W0@;VX@=&AE($-O;7!A;GDG<R!F:6YA;F-I
M86P@<W1A=&5M96YT<RX\+V9O;G0^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^/&D^05-5(#(P,3$M,#0L
M(")&86ER(%9A;'5E($UE87-U<F5M96YT("A!4T,@5&]P:6,@.#(P*2`M($%M
M96YD;65N=',@=&\@06-H:65V92!#;VUM;VX@1F%I<B!686QU92!-96%S=7)E
M;65N=',@86YD($1I<V-L;W-U<F4@4F5Q=6ER96UE;G1S(&EN(%4N4RX@1T%!
M4"!A;F0@24924W,N(CPO:3X@05-5)B,Q-C`[,C`Q,2TP-"!A;65N9',@05-#
M(%1O<&EC)B,Q-C`[.#(P+"`B1F%I<B!686QU92!-96%S=7)E;65N=',@86YD
M($1I<V-L;W-U<F5S+"(@=&\@8V]N=F5R9V4@=&AE(&9A:7(@=F%L=64@;65A
M<W5R96UE;G0@9W5I9&%N8V4@:6X@52Y3+B!'96YE<F%L;'D@06-C97!T960@
M06-C;W5N=&EN9R!0<FEN8VEP;&5S(&%N9"!);G1E<FYA=&EO;F%L($9I;F%N
M8VEA;"!297!O<G1I;F<@4W1A;F1A<F1S+B!!4U4F(S$V,#LR,#$Q+3`T(&-L
M87)I9FEE<R!T:&4@87!P;&EC871I;VX@;V8@97AI<W1I;F<@9F%I<B!V86QU
M92!M96%S=7)E;65N="!R97%U:7)E;65N=',L(&-H86YG97,@8V5R=&%I;B!P
M<FEN8VEP;&5S(&EN($%30R!4;W!I8R8C,38P.S@R,"!A;F0@<F5Q=6ER97,@
M861D:71I;VYA;"!F86ER('9A;'5E(&1I<V-L;W-U<F5S+B!!4U4F(S$V,#LR
M,#$Q+3`T(&)E8V%M92!E9F9E8W1I=F4@9F]R('1H92!#;VUP86YY(&]N($IA
M;G5A<GDF(S$V,#LQ+"`R,#$R(&%N9"P@87-I9&4@9G)O;2!N97<@9&ES8VQO
M<W5R97,@:6YC;'5D960@:6X@3F]T92`Q.2`F(S@R,3$[($9A:7(@5F%L=64@
M365A<W5R96UE;G1S+"!D:60@;F]T(&AA=F4@82!S:6=N:69I8V%N="!I;7!A
M8W0@;VX@=&AE($-O;7!A;GDF(S@R,3<[<R!F:6YA;F-I86P@<W1A=&5M96YT
M<RX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(&IU<W1I9GD[)SX\:3Y!4U4@,C`Q,2TP."P@(DEN=&%N9VEB;&5S("T@1V]O
M9'=I;&P@86YD($]T:&5R("A!4T,@5&]P:6,@,S4P*2`M(%1E<W1I;F<@1V]O
M9'=I;&P@9F]R($EM<&%I<FUE;G0N(CPO:3X@05-5)B,Q-C`[,C`Q,2TP."!A
M;65N9',@05-#(%1O<&EC)B,Q-C`[,S4P+"`B26YT86YG:6)L97,@)B,X,C$Q
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M97`@:6UP86ER;65N="!T97-T(&)Y(&-A;&-U;&%T:6YG('1H92!F86ER('9A
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M;7!A;GDG<R!F:6YA;F-I86P@<W1A=&5M96YT<RX\+W`^#0H\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SX\:3XF(S$V
M,#L\+VD^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R<^/&D^05-5)B,Q-C`[,C`Q,BTP,BP@(DEN=&%N9VEB
M;&5S("8C.#(Q,3L@1V]O9'=I;&P@86YD($]T:&5R("A!4T,@5&]P:6,@,S4P
M*2`F(S@R,3$[(%1E<W1I;F<@26YD969I;FET92U,:79E9"!);G1A;F=I8FQE
M($%S<V5T<R!F;W(@26UP86ER;65N="XB/"]I/B!!4U4F(S$V,#LR,#$R+3`R
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M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T
M9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE
M971S+U-H965T,S8N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4Q04%#/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/DE.5D535$U%3E0@4T5#55))5$E%4R`H5&%B;&5S*3QB<CX\
M+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N
M/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB
M<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY)
M;G9E<W1M96YT<RP@1&5B="!A;F0@17%U:71Y(%-E8W5R:71I97,@6T%B<W1R
M86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y38VAE9'5L92!O9B!!=F%I;&%B;&4M9F]R+7-A;&4@4V5C=7)I=&EE<R!2
M96-O;F-I;&EA=&EO;B!;5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P
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M"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL
M87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG
M/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N
M=&5R.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$
M,CX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE<R!N
M97<@<F]M86XL=&EM97,G/D=R;W-S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY
M.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^17-T:6UA=&5D/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E
M;G1E<CLG(&-O;'-P86X],T0R/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O
M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^06UO<G1I>F5D/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^/&9O;G0@<VEZ93TS1#(@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SY5;G)E
M86QI>F5D/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^/&9O;G0@<VEZ
M93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I
M;65S)SY5;G)E86QI>F5D/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^
M/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W
M(')O;6%N+'1I;65S)SY&86ER/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM
M97,@;F5W(')O;6%N+'1I;65S)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^/&9O;G0@<VEZ
M93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I
M;65S)SY#;W-T/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!C96YT97([)R!C;VQS<&%N/3-$,CX\9F]N="!S:7IE/3-$,B!S='EL93TS
M1"=F;VYT+69A;6EL>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/D=A:6YS/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
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M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A
M;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`Y<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL>3IT
M:6UE<R!N97<@<F]M86XL=&EM97,G/D1E8V5M8F5R(#,Q+"`R,#$R.CPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XR
M-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`T-"4[('1E>'0M:6YD96YT
M.B`M.7!T.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y
M;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SY/8FQI
M9V%T:6]N<R!O9B!5+E,N($=O=F5R;FUE;G0@86=E;F-I97,@86YD(&-O<G!O
M<F%T:6]N<SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO
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M(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS
M1"=F;VYT+69A;6EL>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/B0\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF
M;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R
M;VUA;BQT:6UE<R<^.3`S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S
M(&YE=R!R;VUA;BQT:6UE<R<^)#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
M,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXY/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-I>F4],T0R('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^)#PO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@
M;F5W(')O;6%N+'1I;65S)SXS-BPQ,#<\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`Y<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-I>F4],T0R('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^36]R
M=&=A9V4M8F%C:V5D('-E8W5R:71I97,\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-I>F4],T0R('-T>6QE
M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^,3`V+#4R
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M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M
M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^,3`X+#<X,#PO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@.7!T.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
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M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM
M97,@;F5W(')O;6%N+'1I;65S)SXU.38\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
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M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<VEZ
M93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I
M;65S)SXV,C$\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S
M(&YE=R!R;VUA;BQT:6UE<R<^5&]T86P\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
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M)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O
M;6%N+'1I;65S)SXS+#,Y,CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N
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M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
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M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`Y<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F
M9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`Y<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^1&5C96UB97(@,S$L(#(P,3$Z
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z("TY<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F
M;VYT+69A;6EL>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/D]B;&EG871I;VYS
M(&]F(%4N4RX@1V]V97)N;65N="!A9V5N8VEE<R!A;F0@8V]R<&]R871I;VYS
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT
M+69A;6EL>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/B0\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM
M97,@;F5W(')O;6%N+'1I;65S)SXT,2PS-C`\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXD/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S
M(&YE=R!R;VUA;BQT:6UE<R<^.#`S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<VEZ93TS
M1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S
M)SY-;W)T9V%G92UB86-K960@<V5C=7)I=&EE<SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W
M(')O;6%N+'1I;65S)SXQ+#4X-SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S:7IE/3-$,B!S='EL
M93TS1"=F;VYT+69A;6EL>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/CDY/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S
M(&YE=R!R;VUA;BQT:6UE<R<^.#<L,#,S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<VEZ
M93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I
M;65S)SY%<75I='D@<V5C=7)I=&EE<SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I
M;65S(&YE=R!R;VUA;BQT:6UE<R<^-3<W/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE<R!N
M97<@<F]M86XL=&EM97,G/C(R/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N
M="!S:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE<R!N97<@<F]M
M86XL=&EM97,G/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-I>F4]
M,T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE
M<R<^-3DY/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/CQF;VYT('-I>F4],T0R('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^5&]T
M86P\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
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M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXD/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<VEZ
M93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I
M;65S)SXR+#0Q,CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S:7IE
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M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
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M97,G/C$R.2PW.#`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`Y<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M=&EM97,@;F5W(')O;6%N+'1I;65S)SY(96QD+71O+6UA='5R:71Y('-E8W5R
M:71I97,Z/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M9RUL969T.B`Y<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE
M<R!N97<@<F]M86XL=&EM97,G/D1E8V5M8F5R(#,Q+"`R,#$R.CPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U
M:6X[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6EN9&5N=#H@+3EP=#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-I
M>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT
M:6UE<R<^3V)L:6=A=&EO;G,@;V8@<W1A=&5S(&%N9"!P;VQI=&EC86P@<W5B
M9&EV:7-I;VYS/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M=&EM97,@;F5W(')O;6%N+'1I;65S)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXR+#8U-SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
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M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
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M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<VEZ
M93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I
M;65S)SXR+#@X-#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@.7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT
M+69A;6EL>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/D1E8V5M8F5R(#,Q+"`R
M,#$Q.CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M:6YD96YT.B`M.7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W
M(')O;6%N+'1I;65S)SY/8FQI9V%T:6]N<R!O9B!S=&%T97,@86YD('!O;&ET
M:6-A;"!S=6)D:79I<VEO;G,\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O
M;6%N+'1I;65S)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N
M="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXV+#0X,#PO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M,C4R/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G
M9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXD/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O
M;6%N+'1I;65S)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<VEZ93TS1#(@
M<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXD
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM
M97,@;F5W(')O;6%N+'1I;65S)SXV+#<S,CPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L
M93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%V86EL86)L92UF;W(M<V%L92!396-U<FET:65S+"!#;VYT:6YU;W5S
M(%5N<F5A;&EZ960@3&]S<R!0;W-I=&EO;BP@1F%I<B!686QU92!;5&%B;&4@
M5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU
M<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^5&AE(&9O;&QO=VEN9R!T86)L92!P<F]V:61E<R!I;F9O<FUA
M=&EO;B!A8F]U="!G<F]S<R!U;G)E86QI>F5D(&QO<W-E<R!A;F0@9F%I<B!V
M86QU92!B>2!L96YG=&@@;V8@=&EM92!T:&%T('1H92!I;F1I=FED=6%L(&%V
M86EL86)L92UF;W(M<V%L92!S96-U<FET:65S(&AA=F4@8F5E;B!I;B!A(&-O
M;G1I;G5O=7,@=6YR96%L:7IE9"!L;W-S('!O<VET:6]N(&%T($1E8V5M8F5R
M(#,Q+"`R,#$R+CPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P
M<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO
M;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W`^#0H\=&%B;&4@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA
M<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SY,97-S
M('1H86X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^,3(@36]N=&AS/"]P/@T*/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N
M.B!C96YT97([(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^36]R92!T:&%N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA
M<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C$R($UO;G1H
M<SPO<#X-"CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
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M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
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M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^1F%I<B`\8G(@("\^5F%L
M=64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY5;G)E86QI>F5D
M($QO<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/D9A:7(@/&)R("`O/E9A;'5E
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^56YR96%L:7IE9"`\
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M;G0M<W1R971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^1F%I<B`\8G(@("\^
M5F%L=64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY5;G)E86QI
M>F5D($QO<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`M.7!T
M.R!P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T.R<^079A:6QA
M8FQE+69O<BUS86QE('-E8W5R:71I97,Z/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S
M='EL93TS1"=W:61T:#H@,S0E.R!T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@+3EP=#L@<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@
M,3!P=#LG/E4N4RX@1V]V)B,X,C$W.W0@86=E;F-I97,@86YD(&-O<G!O<F%T
M:6]N<SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^-"PY.3$\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
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M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q
M,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
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M;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/CD\+W1D/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W1E>'0M:6YD96YT.B`M.7!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!P
M861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^36]R=&=A
M9V4M8F%C:V5D('-E8W5R:71I97,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B
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M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG/C(P.#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,C0L-S@X
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
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M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE9G0Z(#`N,C5I;CL@
M9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^
M)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D
M;W5B;&4[)SXR.2PW-SD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
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M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M(&1O=6)L93LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^+3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B
M;&4[)SXR.2PW-SD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,C$W/"]T9#X-"CPO='(^
M#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4V-H961U;&4@;V8@4V5C=7)I=&EE<R!$96)T($UA='5R
M:71I97,@6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[)SY4:&4@9F]L;&]W:6YG('1A8FQE('!R;W9I9&5S(&EN
M9F]R;6%T:6]N(&]N('1H92!A;6]R=&EZ960@8V]S="!A;F0@97-T:6UA=&5D
M(&9A:7(@=F%L=65S(&]F(&EN=F5S=&UE;G0@<V5C=7)I=&EE<R!B>2!M871U
M<FET>2!D871E(&%T($1E8V5M8F5R(#,Q+"`R,#$R+CPO<#X-"CQP('-T>6QE
M/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG/B8C,38P
M.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA
M<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS
M1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E
M;G1E<CLG(&-O;'-P86X],T0V/D%V86EL86)L92!F;W(@<V%L93PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$-CY(
M96QD('1O(&UA='5R:71Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@:G5S=&EF>3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/D%M;W)T:7IE9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^17-T
M:6UA=&5D/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY!;6]R=&EZ960\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG(&-O;'-P86X],T0R/D5S=&EM871E9#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/D-O<W0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#(^1F%I<B!686QU93PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#;W-T/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X]
M,T0R/D9A:7(@5F%L=64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@-#0E.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R<^1'5E(&EN(&]N92!Y96%R(&]R(&QE<W,\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXR+#`T-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXR+#`U,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXQ-#4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,30U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@:G5S
M=&EF>3LG/D1U92!A9G1E<B!O;F4@>65A<B!T:')O=6=H(&9I=F4@>65A<G,\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,C(L,38R/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,C(L,C$V/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PP,#$\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ
M+#`U,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY$=64@869T
M97(@9FEV92!Y96%R<R!T:')O=6=H('1E;B!Y96%R<SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXT+#(W-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C0L-#0S/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PP,#<\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#$S,SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R<^1'5E(&%F=&5R('1E;B!Y96%R<SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,3$S+#(U-#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,38L
M,3<V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C4P-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$T,2PW
M,S<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,BPV-3<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXR+#@X-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R<^17%U:71Y('-E8W5R:71I97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C4Y-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXV,C$\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^5&]T86P\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
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M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-#4L
M-3`X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,BPV-3<\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXR+#@X-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!!;6]R
M=&EZ960@0V]S="!A;F0@17-T:6UA=&5D($9A:7(@5F%L=65S(&]F(%-E8W5R
M:71I97,@6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
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M:6YV97-T;65N="!P;W)T9F]L:6\N/"]P/@T*/'`@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA
M<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\
M+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R!T97AT+6EN9&5N=#H@,3`U+C9P=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W`^#0H\
M=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P
M<V4Z(&-O;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS
M1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N
M/3-$-CY$96-E;6)E<B`S,2P@,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$-CY$96-E
M;6)E<B`S,2P@,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#LG(&-O
M;'-P86X],T0R/D5S=&EM871E9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@
M9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^06UO<G1I>F5D/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N
M/3-$,CY%<W1I;6%T960\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!J=7-T
M:69Y.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN
M('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^0V]S
M=#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/D9A:7(@5F%L=64\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
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M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<@8V]L<W!A;CTS1#(^1F%I<B!686QU93PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`T-"4[('1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/E!L961G960@879A:6QA8FQE+69O<BUS86QE('-E8W5R:71I97,\+W1D/@T*
M/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@9&]U8FQE.R<^.3$L.#$T/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED
M=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R
M+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N
M-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXY-"PS.3$\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E
M.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
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M.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[
M(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!D;W5B;&4[)SXW.2PS-3@\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@
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M('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\
M:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O
M;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y
M<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@
M4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O
M9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14A&04,^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X]
M,T0Q(')O=W-P86X],T0R/CQS=')O;F<^3$]!3E,@04Y$($%,3$]704Y#12!&
M3U(@0U)%1$E4($Q/4U-%4R`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY296-E:79A8FQE<R!;06)S
M=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-C:&5D=6QE(&]F($9I;F%N8VEN9R!296-E:79A8FQE<R!;5&%B;&4@
M5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQD
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M="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M=&EM97,@;F5W(')O;6%N+'1I;65S)SX\8CXF(S$V,#L\+V(^/"]F;VYT/CPO
M<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC
M;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D
M:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/CQF;VYT('-I>F4],T0R('-T
M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^*$1O
M;&QA<G,@:6X@=&AO=7-A;F1S*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
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M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X]
M,T0R/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S
M(&YE=R!R;VUA;BQT:6UE<R<^,C`Q,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=W:61T:#H@-S(E.R!T97AT+6EN9&5N=#H@+3EP=#L@<&%D9&EN9RUL969T
M.B`Y<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-I>F4],T0R('-T>6QE
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M/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I
M;65S(&YE=R!R;VUA;BQT:6UE<R<^,3`X+#`U,3PO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXD/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M
M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^,3$Y+#@X,SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T97AT+6EN
M9&5N=#H@+3EP=#L@<&%D9&EN9RUL969T.B`Y<'0[(&9O;G0M<VEZ93H@,3!P
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M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-I>F4],T0R
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^
M,C@X+#`Q,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXS,C$L-C`T/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`M
M.7!T.R!P861D:6YG+6QE9G0Z(#EP=#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O
M;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O
M;6%N+'1I;65S)SY#;VUM97)C:6%L(')E86P@97-T871E/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\
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M,T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O
M;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O
M;6%N+'1I;65S)SY#;VUM97)C:6%L/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL
M>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/C8P+#<X-CPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@
M<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N
M+'1I;65S)SXV.2PT.#4\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM
M97,@;F5W(')O;6%N+'1I;65S)SY#;VYS=6UE<CPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@<V]L:60[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS
M1"=F;VYT+69A;6EL>3IT:6UE<R!N97<@<F]M86XL=&EM97,G/C$S+#(Y,SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
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M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`Q,RXU<'0[(&9O
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M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CQF;VYT('-I>F4],T0R
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^
M-S@U+#`X,CPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF
M86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXX-#$L,#4P/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE
M=R!R;VUA;BQT:6UE<R<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
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M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4]
M,T0G9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SXH,30L,C@X
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@
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M.B`Q,'!T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ
M=&EM97,@;F5W(')O;6%N+'1I;65S)SY4;W1A;"!L;V%N<RP@;F5T/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
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M;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CQF;VYT('-I>F4],T0R
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^
M-S8Y+#`Y,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O
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M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%L
M;&]W86YC92!F;W(@0W)E9&ET($QO<W-E<R!O;B!,;V%N<R!296-E:79A8FQE
M<R!!9&1I=&EO;F%L($EN9F]R;6%T:6]N(%M486)L92!497AT($)L;V-K73PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^5&AE(&9O;&QO=VEN
M9R!T86)L97,@:6YC;'5D92!I;7!A:7)M96YT(&EN9F]R;6%T:6]N(')E;&%T
M:6YG('1O(&QO86YS(&%N9"!T:&4@86QL;W=A;F-E(&9O<B!C<F5D:70@;&]S
M<V5S(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R,#$Q+CPO<#X-"CQP
M('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO<#X-"CQT86)L92!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93LG
M(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/E)E<VED96YT:6%L(')E
M86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG(&-O;'-P86X],T0R/D-O;6UE<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^
M0V]M;65R8VEA;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT
M97([)R!C;VQS<&%N/3-$,CY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY5;F%L;&]C871E9#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N
M/3-$,CY4;W1A;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M1&5C96UB97(@,S$L(#(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#0N,W!T.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`R,R4[('1E>'0M:6YD96YT.B`M-"XS<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SY,;V%N<R!I;F1I=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X
M)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXS-RPP,CD\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,3@L-30Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,R+#0T
M-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXW,34\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^.#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXX."PX,C<\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#0N
M,W!T.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M:6YD96YT.B`M-"XS<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY,;V%N<R!C
M;VQL96-T:79E;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXW,2PP,C(\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
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M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(X
M,BPT.30\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
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M:6=H=#LG/C8P+#`W,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
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M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^,3,L,C`V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXV.38L,C4U/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/E1O=&%L(&QO
M86YS/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\
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M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
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M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,S$T+#DT,3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D
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M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,3,L,CDS/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
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M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE
M9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-S@U+#`X,CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
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M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
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M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
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M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
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M.B`M-"XS<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY,;V%N<R!I;F1I=FED=6%L
M;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y
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M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
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M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
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M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
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M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
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M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^,RPU,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L-C@R/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS-3D\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
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M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,3,L-SDP
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
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M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
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M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
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M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXT+#$S-#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXT,#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(')I9VAT.R<^,3@W/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$U+#DY,3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P
M<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B
M;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L;'-P86-I;F<],T0P(&-E
M;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U
M<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#;VYS=')U
M8W1I;VX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^4F5S:61E;G1I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]M
M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#;VUM97)C:6%L/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O
M;G-U;65R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG
M(&-O;'-P86X],T0R/E5N86QL;V-A=&5D/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/E1O=&%L/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE
M.B`Q,'!T.R<^1&5C96UB97(@,S$L(#(P,3$\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
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M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#0N,W!T.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`R,R4[('1E>'0M:6YD96YT.B`M-"XS<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SY,;V%N<R!I;F1I=FED=6%L;'D@979A;'5A=&5D(&9O<B!I
M;7!A:7)M96YT/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXR-RPS,S8\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXR,RPX.3@\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXR,RPU-S@\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#<S.#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C(X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E>'0M
M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C<V+#4W.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`T+C-P=#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@+30N,W!T.R!T97AT+6%L
M:6=N.B!L969T.R<^3&]A;G,@8V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@
M:6UP86ER;65N=#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^.3(L-30W/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C(Y-RPW,#8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,CDQ+#@V,3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXV-RPW-#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,30L-C$Q/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-S8T+#0W,CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#4N
M-'!T.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/E1O=&%L(&QO86YS/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXQ,3DL.#@S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,S(Q+#8P
M-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXV.2PT.#4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-"PV,SD\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^.#0Q+#`U,#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`X+CAP=#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@+30N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#0N,W!T.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`M-"XS<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SY!;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,@86QL;V-A=&5D('1O
M.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M:6YD96YT.B`M-"XS<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY,;V%N<R!I;F1I
M=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXQ-S`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,2PR.38\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#0V-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#0N,W!T.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`M
M-"XS<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY,;V%N<R!C;VQL96-T:79E;'D@
M979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXS+#4W-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#<Q.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS
M+#0Q-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#0Y.#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXU.30\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^,C(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,3(L.#(R/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`T+C-P=#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M:6YD96YT.B`M-"XS<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SY4;W1A;"!A;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C,L-S0U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-2PP
M,30\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#0Q-3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[
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M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@
M9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-3DT/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,C(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-"PR.#@\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^26UP86ER960@1FEN86YC:6YG(%)E8V5I=F%B;&5S(%M4
M86)L92!497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I
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M.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA
M<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS
M1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E
M;G1E<CLG(&-O;'-P86X],T0R/E5N<&%I9"!P<FEN8VEP86P@8F%L86YC93PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N
M/3-$,CY296-O<F1E9"!I;G9E<W1M96YT('=I=&@@;F\@86QL;W=A;F-E/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X]
M,T0R/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET:"!A;B!A;&QO=V%N8V4\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS
M1#(^4F5L871E9"!A;&QO=V%N8V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^079E<F%G92!R96-O<F1E9"!I
M;G9E<W1M96YT/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<CX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG
M/D1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY);7!A:7)E9"!N
M;VYA8V-R=6%L(&QO86YS.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#,P)3L@=&5X="UI;F1E;G0Z(#!P>#LG/D-O;G-T<G5C=&EO;CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C$T+#(X.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,RPS-S$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8L,S(S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXY-#$\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C$R+#0R.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY2
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$W+#0W,CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
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M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#
M;VUM97)C:6%L/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C$L-34V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4Y-#PO
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M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M96YT.B`P<'@[)SY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^.3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
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M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R<^-#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
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M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SY4;W1A;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-3,L-#(V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXR-2PS,3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,BPR,#$\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
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M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
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M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
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M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SY);7!A:7)E9"!A8V-R=6EN9R!R97-T<G5C='5R
M960@;&]A;G,Z/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
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M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#;VYS=')U8W1I;VX\+W1D/@T*
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
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M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXW+#`Q-SPO
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M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXW+#`Q-SPO=&0^#0H\=&0@
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M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
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M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SY#;VUM97)C:6%L(')E86P@97-T871E/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$W+#@X,#PO
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M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-RPX.#`\+W1D/@T*/'1D
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M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$V+#(U
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D
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M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/D-O;G-U;65R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[)SY4;W1A;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M-3(L,S4S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXU,BPS-3,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
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M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
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M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
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M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
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M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C
M9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
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M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D-O
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M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,S`L
M-S`V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8L,S(S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
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M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/E)E
M<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(R+#4S-CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/D-O;6UE<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,S<L,SDU/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#
M;VUM97)C:6%L/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C$L-C<W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<Q-3PO
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M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M96YT.B`P<'@[)SY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^.3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
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M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R<^-#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
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M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/E1O=&%L/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
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M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
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M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,BPR,#$\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^.#<L,#8T/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W`^#0H\<"!S='EL93TS1"=M87)G
M:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[)SX\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SX\
M+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S
M93H@8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
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M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS
M1#(^4F5C;W)D960@:6YV97-T;65N="!W:71H(&YO(&%L;&]W86YC93PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$
M,CY296-O<F1E9"!I;G9E<W1M96YT('=I=&@@86X@86QL;W=A;F-E/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R
M/E)E;&%T960@86QL;W=A;F-E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D%V97)A9V4@<F5C;W)D960@:6YV
M97-T;65N=#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY$96-E
M;6)E<B`S,2P@,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/DEM<&%I<F5D(&YO;F%C8W)U
M86P@;&]A;G,Z/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`S,"4[
M('1E>'0M:6YD96YT.B`P<'@[)SY#;VYS=')U8W1I;VX\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXR
M,BPX.#,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,30L,#`U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C$L-34P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C$W,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ
M-BPU-34\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^4F5S:61E;G1I86P@<F5A;"!E<W1A=&4\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,C(L-#,Q/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,38L.3(U/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,RPQ.#$\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#(Y
M-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C$U+#0S,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SY#;VUM97)C:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C$W+#,W,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$T+#`Q,CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M('1E>'0M:6YD96YT.B`P<'@[)SY#;VUM97)C:6%L/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C(L,3$Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,2PV-CD\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L-3,Y/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/D-O;G-U;65R/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXS,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXR.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,S(\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/E1O=&%L/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXV-"PX,S4\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-#8L-C,Y
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C0L-S,Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L-#8V/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C0Y+#$X,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SY);7!A:7)E9"!A8V-R=6EN9R!R97-T<G5C='5R960@;&]A;G,Z/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#;VYS=')U
M8W1I;VX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3$L-S@Q/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3$L-S@Q
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C,L-SDR/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^,RPW.3(\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8L,#DS/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/D-O;6UE<F-I
M86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^.2PU
M-C8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXY+#4V-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^-RPY-C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D-O
M;6UE<F-I86P\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^-CD\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXV.3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3$Q
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F
M9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D-O;G-U;65R/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
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M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
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M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG
M/E1O=&%L/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR-2PR,#@\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,C4L,C`X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
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M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^5&]T86P@:6UP86ER960@;&]A;G,Z/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#;VYS=')U8W1I;VX\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^,S0L-C8T/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,C4L-S@V/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PU-3`\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-S`\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C(V+#(R,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C(P+#<Q-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,L,3@Q/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PR.38\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR,2PU,C,\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^0V]M
M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXR-BPY,S@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXR,RPU-S@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C(R+#4X-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^0V]M;65R8VEA;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR
M+#$X.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C$L-S,X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXR+#8U,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SY#;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,S`\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,C@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C,R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/E1O
M=&%L/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXY,"PP-#,\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXW,2PX-#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXT+#<S,3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X
M="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C$L-#8V/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^
M-S0L,#`W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R;W5B;&5D($1E8G0@4F5S=')U
M8W1U<FEN9W,@;VX@1FEN86YC:6YG(%)E8V5I=F%B;&5S(%M486)L92!497AT
M($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y
M;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
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M=&EF>3LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@
M8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C
M96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/DYU;6)E<B!O9B!C;VYT
M<F%C=',\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#(^4&]S=&UO9&EF:6-A=&EO;B!O=71S=&%N
M9&EN9R!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/E1R;W5B;&5D(&1E8G0@
M<F5S=')U8W1U<FEN9W,Z/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#LG/D1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`U."4[('1E>'0M:6YD96YT.B`P<'@[)SY#;VYS=')U8W1I
M;VX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$X/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXS,RPQ-S0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C(X+#<X,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDL,3@W/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SY#;VUM97)C:6%L(')E86P@97-T871E/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(R/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(T+#8W,SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXR,"PT-S@\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#;VUM97)C:6%L/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,\+W1D/@T*/'1D('-T
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M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C$R,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^0V]N<W5M97(\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
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M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
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M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6EN9&5N=#H@,'!X.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(')I9VAT.R<^-S8\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-S,L-C@V/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C
M9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SY$96-E;6)E<B`S,2P@,C`Q,3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
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M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^0V]N<W1R=6-T:6]N/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/CD\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C$R+#4S.3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^4F5S:61E;G1I86P@<F5A;"!E
M<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,C`\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,2PT-S$\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^0V]M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXR,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C$U+#@W-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C$T+#$W-3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R<^0V]M;65R8VEA;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-CD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXV.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#;VYS=6UE
M<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
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M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6EN9&5N=#H@,'!X.R<^5&]T
M86P\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-3`\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXT,"PS.34\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXS-RPQ-#(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M
M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D
M:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^3G5M8F5R(&]F(&-O;G1R86-T<SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N
M/3-$,CY296-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/E1R;W5B;&5D(&1E8G0@
M<F5S=')U8W1U<FEN9W,@=&AA="!S=6)S97%U96YT;'D@9&5F875L=&5D("@Q
M*3H\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M1&5C96UB97(@,S$L(#(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#<R)3L@=&5X="UI;F1E
M;G0Z(#!P>#LG/D-O;G-T<G5C=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PT-#<\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/E)E<VED96YT:6%L(')E86P@97-T
M871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$P
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L,CDU/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SY#;VUM97)C:6%L(')E86P@97-T871E/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8\+W1D/@T*/'1D('-T
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M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY#;VUM97)C:6%L/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T
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M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^0V]N<W5M97(\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
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M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
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M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P<'@[)SY4;W1A;#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE
M9G0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR,SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*
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M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SY$96-E;6)E<B`S,2P@,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SY297-I9&5N=&EA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXQ,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C<L,S4S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/D-O;6UE<F-I86P@<F5A;"!E<W1A=&4\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^-3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8L-S4Q/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SY#;VUM97)C:6%L/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D-O;G-U
M;65R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
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M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6EN9&5N=#H@,'!X.R<^5&]T86P\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,3@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-"PX
M-C(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@
M,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^*#$I($=E
M;F5R86QL>2P@82!L;V%N(&ES(&-O;G-I9&5R960@:6X@9&5F875L="!W:&5N
M('!R:6YC:7!A;"!O<B!I;G1E<F5S="!I<R!P87-T(&1U92`S,"!D87ES(&]R
M(&UO<F4N/"]P/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1FEN86YC:6YG(%)E8V5I=F%B;&4@0W)E9&ET(%%U86QI
M='D@26YD:6-A=&]R<R!;5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P
M="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^5&AE(&9O;&QO=VEN9R!T
M86)L97,@<')O=FED92!I;F9O<FUA=&EO;B!O;B!L;V%N(')I<VL@<F%T:6YG
M<R!A<R!O9B!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X\+W`^#0H\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P
M="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]P/@T*/'1A8FQE('-T
M>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL
M87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN
M('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^4&%S
M<R]097)F;W)M:6YG/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@
M8V]L<W!A;CTS1#(^4W!E8VEA;"!M96YT:6]N/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^4W5B<W1A;F1A<F0\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY$;W5B=&9U
M;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@
M,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R
M/DYO;F%C8W)U86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T
M;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C
M;VQS<&%N/3-$,CY4;W1A;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\
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M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
M,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q-B4[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SY#;VYS=')U8W1I;VX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R
M)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXT-2PS.#4\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M
M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/C,P+#@Q-SPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I
M9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,C(L,34U/"]T9#X-"CQT
M9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SXY+#8Y-#PO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,B4[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,3`X+#`U
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(S+#8U-SPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXQ-2PP.3`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
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M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/C$Q+#4S,CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@
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M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]M;65R8VEA;"!R96%L(&5S=&%T
M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO
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M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/C(Q+#4U-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\
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M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^0V]M;65R8VEA;#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SXU-2PT,S(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,RPP-C(\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N
M="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^,2PV,SD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^-3D\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^-3DT/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/C8P+#<X-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-U;65R
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M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
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M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C4Y/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
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M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
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M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/E1O=&%L/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
M.R<^-C`X+#8X,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^-SDL,#DP/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC
M;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D
M97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXV,"PS-#4\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
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M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^
M,S8L-#<T/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#(N-7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M;&4^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P
M.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E
M<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP
M861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
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M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M(&-O;'-P86X],T0R/E!A<W,O4&5R9F]R;6EN9SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E-P96-I86P@;65N=&EO;CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/E-U
M8G-T86YD87)D/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L
M<W!A;CTS1#(^1&]U8G1F=6P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
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M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N
M=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^5&]T86P\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^1&5C
M96UB97(@,S$L(#(P,3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q-B4[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M)SY#;VYS=')U8W1I;VX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXU,"PT,#,\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,B4[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^,S`L,S<S/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(S
M+#4U,CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXM/"]T9#X-"CQT9"!S
M='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#(E.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/C$U+#4U-3PO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P
M<'0[)SXQ,3DL.#@S/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^4F5S:61E;G1I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,C8Q
M+#DQ,#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$S+#0V-SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/C(U+#8W-CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/C0T-3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(P+#$P-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
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M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/D-O;6UE<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^,C4W+#(T-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$V+#`P,3PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C(X+#$W.3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
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M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ-"PP
M,3(\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
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M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O
M;6UE<F-I86P\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^-3DL,3<X/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,RPX,3,\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXT
M+#<T.#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N
M="US:7IE.B`Q,'!T.R<^,2PV-CD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
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M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
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M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,30L
M-3(P/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
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M;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-3D\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BT\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW
M:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C(X/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
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M9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SY4;W1A;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O
M=6)L93LG/C8T,RPR-3@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
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M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z(&1O=6)L93LG/C@R+#(Q-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@
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M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O
M=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
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M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T
M:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C@T,2PP
M-3`\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087-T($1U92!&:6YA;F-I;F<@
M4F5C96EV86)L97,@6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@
M,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/E1H92!F;VQL;W=I;F<@=&%B;&5S('!R;W9I9&4@:6YF;W)M871I
M;VX@;VX@=&AE(&%G:6YG(&]F('1H92!L;V%N('!O<G1F;VQI;R!A<R!O9B!$
M96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]P/@T*/'1A8FQE('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0Q.#Y!8V-R
M=6EN9SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R<@
M8V]L<W!A;CTS1#(^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z
M(#$P<'0[)R!C;VQS<&%N/3-$,CX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT
M9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<@8V]L<W!A;CTS1#(^0W5R<F5N=#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C,P+34Y(&1A>7,@<&%S="!D
M=64\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
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M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<@8V]L<W!A;CTS1#(^.3`@9&%Y<R!O<B!M;W)E('!A<W0@9'5E
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^
M5&]T86P@<&%S="!D=64\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[
M)R!C;VQS<&%N/3-$,CY.;VXM86-C<G5A;#PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E
M<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
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M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SY$96-E;6)E<B`S,2P@,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X]
M,T0R/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)R!C;VQS<&%N/3-$,CX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CX\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L
M<W!A;CTS1#(^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SX\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#(S)3L@=&5X="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-T<G5C=&EO;CPO=&0^
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M96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$S-CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z
M(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXM/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z
M(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/CDL-CDT/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/C$P."PP-3$\+W1D/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
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M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C(Y,#PO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@
M8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXT+#$V.#PO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
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M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^,C@X+#`Q,3PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^0V]M;65R8VEA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4]
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M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C@X-SPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
M.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F
M;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[)SXX,#`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C$L.#4R/"]T
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M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/C$T+#4V-SPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO
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M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]M;65R8VEA;#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
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M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BT\+W1D/@T*/'1D('-T
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M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/C4Y-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXV,"PW.#8\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E;G0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D-O;G-U;65R
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
M8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE
M.B!S;VQI9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
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M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-3<\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)SXQ.3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)SXX,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
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M9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
M9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z
M(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q
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M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB
M;W1T;VTM=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B
M;&4[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@
M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O
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M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I
M9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^,2PV
M-#<\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P
M=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@9&]U8FQE.R<^-BPV.#,\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE
M.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4]
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M97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M9&]U8FQE.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^-S@U+#`X,CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B
M;VQD.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^4&5R
M8V5N="!O9B!T;W1A;"!L;V%N<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[
M)SXY-"XU/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L
M9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@
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M9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C`N,CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B4\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^,"XQ/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H
M=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^
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M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/C0N
M-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B4\+W1D/@T*/'1D('-T
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M/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P
M="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I
M;CH@,'!T(#!P>#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E
M=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N
M=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-E
M;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#$X/D%C8W)U:6YG
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS
M<&%N/3-$,CX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P
M=#LG(&-O;'-P86X],T0R/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T
M>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
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M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,S`M-3D@9&%Y<R!P87-T(&1U93PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C8P
M+3@Y(&1A>7,@<&%S="!D=64\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)R!C;VQS<&%N/3-$,CXY,"!D87ES(&]R(&UO<F4@<&%S="!D=64\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@
M8F]R9&5R+6)O='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,CY4;W1A
M;"!P87-T(&1U93PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O
M;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O
M;'-P86X],T0R/DYO;BUA8V-R=6%L/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R<@8V]L<W!A;CTS1#(^5&]T86P\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^
M#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^1&5C96UB97(@,S$L(#(P,3$\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG(&-O;'-P86X],T0R/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CX\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)R!C
M;VQS<&%N/3-$,CX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<@8V]L<W!A;CTS1#(^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R,R4[('1E>'0M
M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[)SY#;VYS=')U8W1I;VX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q
M)3L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG
M:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C$P,BPT-#$\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
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M/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C,Q
M-CPO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q)3L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P
M=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C,R-3PO=&0^#0H\=&0@<W1Y
M;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/C$L.#@W/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED
M=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M,34L-34U/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=VED=&@Z(#$E.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#@E.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3$Y+#@X,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('1E>'0M:6YD
M96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M)SY297-I9&5N=&EA;"!R96%L(&5S=&%T93PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
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M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^-"PT,3<\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXU+#(Y,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
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M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,3(L,#,Y/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,C`L,3`V/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,S(Q+#8P-#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[)SY#;VUM97)C:6%L(')E86P@97-T871E/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/C(X.2PW-C`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ
M,"PP-S,\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ+#4Y-#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXQ,2PV-C<\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[
M(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXQ-"PP,3(\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
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M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SY#;VUM97)C:6%L/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C8T+#4X,3PO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
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M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M.B`Q,'!T.R<^,2PX,3D\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ
M(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[)SXV-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
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M<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US
M:7IE.B`Q,'!T.R<^,2PV-CD\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
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M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0V]N<W5M97(\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@
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M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E
M<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B
M;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/C$Q,CPO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
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M9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS
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M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^,3PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O
M<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@
M<V]L:60[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R<^,3$Y/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
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M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,30L-C,Y/"]T9#X-
M"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M:6YD96YT.B`P<'@[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@<&%D9&EN9RUL969T.B`P+C$R-6EN
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M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R
M9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M(&1O=6)L93LG/C<V,"PW,S,\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
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M=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
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M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B
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M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z(&1O=6)L93LG/C(X+#DT-SPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R
M+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM
M=VED=&@Z(#(N-7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!D;W5B;&4[)SXU
M,2PS-S`\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z(&1O=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L
M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R
M+6)O='1O;2US='EL93H@9&]U8FQE.R<^.#0Q+#`U,#PO=&0^#0H\=&0@<W1Y
M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C
M8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I
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M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,BXP/"]T9#X-
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M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL
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M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,RXT/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[)SXE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#LG/C8N,3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^)3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\+W1R/@T*/"]T86)L93X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%L;&]W86YC92!F;W(@0W)E9&ET($QO<W-E<R!O;B!&:6YA;F-I;F<@4F5C
M96EV86)L97,@6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SY4:&4@
M9F]L;&]W:6YG('1A8FQE<R!P<F]V:61E(&$@<W5M;6%R>2!O9B!T:&4@86-T
M:79I='D@:6X@=&AE(&%L;&]W86YC92!F;W(@8W)E9&ET(&QO<W-E<R!A;&QO
M8V%T960@8GD@;&]A;B!C;&%S<R!F;W(@,C`Q,B!A;F0@,C`Q,2X\+W`^#0H\
M<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SY!;&QO8V%T:6]N(&]F(&$@<&]R
M=&EO;B!O9B!T:&4@86QL;W=A;F-E('1O(&]N92!L;V%N(&-L87-S(&1O97,@
M;F]T('!R96-L=61E(&ET<R!A=F%I;&%B:6QI='D@=&\@86)S;W)B(&QO<W-E
M<R!I;B!O=&AE<B!L;V%N(&-L87-S97,N/"]P/@T*/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q
M,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L;'-P86-I;F<]
M,T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A
M;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]N<W1R=6-T
M:6]N/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O;6UE
M<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]M;65R8VEA;#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#;VYS
M=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C
M;VQS<&%N/3-$,CY5;F%L;&]C871E9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A;#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N
M/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S
M.CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N
M/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)R!C;VQS<&%N/3-$,CXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(S)3L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/D)E9VEN;FEN9R!B86QA;F-E
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X
M)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#<T-3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXU+#`Q-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#0Q-3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X
M)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#0Y.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXU.30\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^,C(\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,30L,C@X/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
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M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
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M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
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M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY#
M:&%R9V4M;V9F<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH-RPX,C8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Y+#@S.#PO
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M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@U
M-S8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE
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M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#LG/E)E8V]V97)I97,\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$P,CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,38V/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS,#0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
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M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXV,#,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^3F5T(&-H87)G92UO
M9F9S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-RPX,C`\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH.2PW
M,S8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH
M,BPW.#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXH-2PQ-#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH-34Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
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M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^*#(V+#`T,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
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M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
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M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
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M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SY0
M<F]V:7-I;VX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
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M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
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M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT.R<^,RPU,#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
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M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS-C0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,C<L-S0U/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#LG
M/D5N9&EN9R!B86QA;F-E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
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M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
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M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
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M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(')I9VAT.R<^,3@W/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
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M)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q
M,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L;'-P86-I;F<]
M,T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A
M;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]N<W1R=6-T
M:6]N/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/E)E<VED96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O;6UE
M<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]M;65R8VEA;#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#;VYS
M=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C
M;VQS<&%N/3-$,CY5;F%L;&]C871E9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A;#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXR,#$Q
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X]
M,T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X],T0R/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG(&-O;'-P86X]
M,T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<@8V]L<W!A
M;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SY!;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,Z
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(S)3L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/D)E9VEN;FEN9R!B86QA;F-E/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXS+#,R-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C0L.#,S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,RPV-C4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ+#0R,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C8S-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C,T,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$T
M+#(R-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/D-H87)G92UO9F9S/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B@T+#(S-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B@S+#,X.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXH,C`R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXH,C`L-34V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SY296-O=F5R:65S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXT.3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXQ,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,S8Q/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C4T.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXV.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C$L,30W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^3F5T(&-H87)G92UO9F9S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@W+#4W,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#0L-C<V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$Y+#0P.3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^4')O=FES:6]N/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXT+#8P-3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXW+#<U-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXT+#0R-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXR+#DQ-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXY,3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH,S(Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ.2PT-S`\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SY%;F1I;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,RPW-#4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXU+#`Q-#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C,L-#$U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PT.3@\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXU.30\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$T+#(X.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
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M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P13)&
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N
M/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E!214U)4T53($%.1"!%455)4$U%
M3E0@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^4')O<&5R='DL(%!L86YT(&%N9"!%<75I<&UE;G0@
M6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y0<F]P97)T>2P@4&QA;G0@86YD($5Q=6EP;65N="!;5&%B;&4@
M5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP
M('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG
M/E1H92!F;VQL;W=I;F<@=&%B;&4@<')O=FED97,@:6YF;W)M871I;VX@;VX@
M<')E;6ES97,@86YD(&5Q=6EP;65N="!A="!$96-E;6)E<B`S,2P@,C`Q,B!A
M;F0@,C`Q,2X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G
M9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SXH1&]L;&%R<R!I
M;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3(\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@-S(E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^3&%N9#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C4L.#$X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXT+#DP,CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
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M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C$S+#$U.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,RPT
M,#0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^1G5R;FET=7)E
M(&%N9"!E<75I<&UE;G0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
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M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXW
M+#,Y,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C(V+#4V-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^06-C=6UU;&%T960@
M9&5P<F5C:6%T:6]N/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXH,3`L.3<S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$Q+#`S
M-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P+C$R-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@:G5S=&EF>3LG/E1O=&%L/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXQ-2PU.3,\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-"PV-C(\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4V-H961U;&4@;V8@1G5T=7)E($UI;FEM=6T@4F5N=&%L(%!A
M>6UE;G1S(&9O<B!/<&5R871I;F<@3&5A<V5S(%M486)L92!497AT($)L;V-K
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/&1I=CX\9F]N="!S
M:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE<R!N97<@<F]M86XL
M=&EM97,G/B8C,38P.T9U='5R92!M:6YI;75M(&%N;G5A;"!R96YT86P@<&%Y
M;65N=',@87)E(&%P<')O>&EM871E;'D@87,@9F]L;&]W<SH@/"]F;VYT/CPO
M9&EV/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M
M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED
M.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@
M;F5W(')O;6%N+'1I;65S)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O
M;2UC;VQO<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@<V]L:60[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA8VL[(&)O<F1E
M<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US='EL93H@<V]L
M:60[)R!C;VQS<&%N/3-$,CX\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$
M)W=I9'1H.B`X-B4[('1E>'0M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F
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M/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT
M+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^/&9O;G0@<VEZ93TS
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M;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S
M(&YE=R!R;VUA;BQT:6UE<R<^,C`Q-#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@;F5W
M(')O;6%N+'1I;65S)SXU,C`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA
M;&EG;CH@:G5S=&EF>3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I
M;65S(&YE=R!R;VUA;BQT:6UE<R<^,C`Q-3PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI;'DZ=&EM97,@
M;F5W(')O;6%N+'1I;65S)SXR-#4\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&IU<W1I9GD[('!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[)SX\9F]N="!S:7IE/3-$,B!S='EL93TS1"=F;VYT+69A;6EL>3IT
M:6UE<R!N97<@<F]M86XL=&EM97,G/C(P,38\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$
M)W1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ93H@,3!P
M=#LG/CQF;VYT('-I>F4],T0R('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S
M(&YE=R!R;VUA;BQT:6UE<R<^,C0V/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
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M;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!J=7-T:69Y.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SY4:&5R96%F=&5R/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L
M969T.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
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M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@:G5S=&EF>3L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG+6QE
M9G0Z(#`N,3(U:6X[(&9O;G0M<VEZ93H@,3!P=#LG/CQF;VYT('-I>F4],T0R
M('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;BQT:6UE<R<^
M5&]T86P@;6EN:6UU;2!L96%S92!P87EM96YT<SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q
M,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL
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M86XL=&EM97,G/C,L,3`V/"]F;VYT/CPO=&0^#0H\+W1R/@T*/"]T86)L93X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V
M-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS
M93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#,Y+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X]
M,T0Q(')O=W-P86X],T0R/CQS=')O;F<^24Y615-4345.5"!)3B!53D-/3E-/
M3$E$051%1"!354)3241)05)9("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H
M<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEN=F5S=&UE;G1S(&EN
M(&%N9"!!9'9A;F-E<R!T;R!!9F9I;&EA=&5S+"!38VAE9'5L92!O9B!);G9E
M<W1M96YT<R!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEN=F5S=&UE;G0@6U1A8FQE(%1E>'0@0FQO8VM=
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M
M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY4:&4@9F]L;&]W
M:6YG('1A8FQE('!R;W9I9&5S(&$@<W5M;6%R>2!O9B!T:&4@86-T:79I='D@
M<F5L871E9"!T;R!T:&4@0V]M<&%N>28C.#(Q-SMS(&EN=F5S=&UE;G0@:6X@
M5WEE($UO<G1G86=E($=R;W5P(&9O<B`R,#$R(&%N9"`R,#$Q+CPO<#X-"CQP
M('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG
M/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D
M9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@:G5S=&EF>3LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#(^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A
M;CTS1#(^,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`W,B4[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[)SY"96=I;FYI;F<@8F%L86YC93PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C@Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ.3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR-3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY%<75I='D@:6X@=6YD:7-T<FEB
M=71E9"!I;F-O;64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B@T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-#4\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R<^16YD:6YG(&)A;&%N8V4\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^.#D\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
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M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY);F-O;64\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@
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M9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$V.3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO
M=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO
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M=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N
M="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\
M<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO
M*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A
M9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$
M240P13)&/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C
M;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D=/3T1724Q,($%.1"!/
M5$A%4B!)3E1!3D=)0DQ%($%34T544R`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-
M;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY';V]D=VEL;"!A
M;F0@26YT86YG:6)L92!!<W-E=',@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D
M=6QE(&]F($EN=&%N9VEB;&4@07-S971S(&%N9"!';V]D=VEL;"!;5&%B;&4@
M5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP
M('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG
M/E1H92!F;VQL;W=I;F<@=&%B;&4@<')O=FED97,@:6YF;W)M871I;VX@;VX@
M=&AE('-I9VYI9FEC86YT(&-O;7!O;F5N=',@;V8@9V]O9'=I;&P@86YD(&%C
M<75I<F5D(&EN=&%N9VEB;&4@87-S971S(&%T($1E8V5M8F5R(#,Q+"`R,#$R
M(&%N9"`R,#$Q+B!4:&4@0V]M;75N:71Y($)A;FMI;F<@<V5G;65N="!A;F0@
M=&AE($EN<W5R86YC92!0<F]D=6-T<R!A;F0@4V5R=FEC97,@<V5G;65N="!H
M860@9V]O9'=I;&P@;V8@)#(N-B!M:6QL:6]N(&%N9"`D.2XY(&UI;&QI;VXL
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M86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL
M87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&-E;G1E<CLG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG(&-O;'-P86X],T0Q.#X\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/D1E8V5M8F5R(#,Q+"`R,#$R/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#$X/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^1&5C96UB97(@,S$L(#(P,3$\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^1W)O<W,@0V%R<GEI;F<@06UO
M=6YT/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/D-U;75L871I=F4\8G(@("\^26UP86ER;65N="!#
M:&%R9V5S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT
M.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E
M<CLG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^06-C=6UU;&%T960\8G(@("\^06UO<G1I>F%T:6]N/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P
M<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY.970@0V%R<GEI;F<@06UO=6YT
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6EN
M9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^5V5I9VAT960@079E<F%G92!296UA:6YI;F<@
M3&EF92`\8G(@("\^*&EN('EE87)S*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^1W)O<W,@0V%R<GEI;F<@06UO=6YT/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT
M97([)R!C;VQS<&%N/3-$,CX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/D-U;75L871I=F4\8G(@("\^26UP86ER;65N="!#:&%R9V5S/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X]
M,T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^06-C=6UU;&%T
M960\8G(@("\^06UO<G1I>F%T:6]N/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SY.970@0V%R<GEI;F<@06UO=6YT/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6EN9&5N=#H@,'!X.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E
M;G1E<CLG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^5V5I9VAT960@079E<F%G92!296UA:6YI;F<@3&EF92`\8G(@("\^
M*&EN('EE87)S*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L
M<W!A;CTS1#(^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<@8V]L<W!A;CTS1#(^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<@
M8V]L<W!A;CTS1#(^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<@8V]L<W!A;CTS1#(^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#LG(&-O;'-P86X],T0R/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$
M,CX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[)R!C;VQS<&%N/3-$,CX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)R!C;VQS<&%N
M/3-$,CX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)R!C;VQS<&%N/3-$,CX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<@8V]L<W!A;CTS1#(^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`R,"4[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/D=O;V1W:6QL/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI
M;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`U)3L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,3<L,S0U/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI
M;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`U)3L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*#0L,C(T/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT
M.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X
M="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@-24[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B@V-C<\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`U)3L@
M=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@
M9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^,3(L-#4T/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=VED=&@Z
M(#$E.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!W:61T:#H@-24[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXM/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)#PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`U)3L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,3<L,S0U/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L
M969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#4E.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH-"PR,C0\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z
M(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#4E.R!T97AT+6EN9&5N=#H@
M,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXH-C8W/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`U)3L@=&5X="UI
M;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^,3(L-#4T/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('=I9'1H.B`U)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
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M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
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M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
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M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N
M,3(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^06UO<G1I>F%B;&4\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C
M9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/D5M<&QO
M>6UE;G0@86=R965M96YT<SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)#PO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^,2PW,S`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
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M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M*#$L,C@V/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
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M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,BXP/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M,2PW,S`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BT\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B@Q+#`U.3PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/C8W,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXR+C<\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY);G-U<F%N8V4@97AP:7)A
M=&EO;G,\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^,2PR-S`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
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M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXS-S8\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/C0N-#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^,2PR-S`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH.#`Y
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*3PO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXT-C$\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^-2XT/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SY#;W)E(&1E<&]S:71S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M+3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^*#DV.#PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
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M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
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M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/CDV.#PO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B@Y,S@\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C,P/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C`N,SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/D-U<W1O;65R(')E;&%T:6]N<VAI<',\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/CDV,#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L
M969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
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M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXU,S$\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
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M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXY-C`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B@Q,C8\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXH,C4S/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^-3@Q/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/C$Q+C8\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
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M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXH,3(V/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B@S+#0U,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXQ+#,U
M,3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^-"PY,C@\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B@Q,C8\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH,RPP-3D\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ
M93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXQ+#<T,SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#`N,3(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M56YA;6]R=&EZ86)L93PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S
M='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^0V%R<FEE<B!R96QA=&EO;G-H:7!S/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C$L,S`P/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXH-#4\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*3PO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W
M<'0[)SXQ+#(U-3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,2PS,#`\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*#0U/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^*3PO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/C$L,C4U/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY4<F%D92!N86UE
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G
M9F]N="US:7IE.B`W<'0[)SXQ+#(Q,#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/BT\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO
M9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG
M/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^,2PR,3`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT
M('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
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M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF
M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXQ+#(Q,#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T
M>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q
M-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F
M;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^,2PR
M,3`\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O
M;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^+3PO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^
M)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="US:7IE.B`W<'0[)SXR+#4Q,#PO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B@T-3PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P
M.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXM/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
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M;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#=P=#LG/C(L-3$P/"]F;VYT/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXH-#4\+V9O;G0^/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M
M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXM/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F
M;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US
M:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXR+#0V-3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N
M=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I
M9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V
M,#L\+V9O;G0^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@
M<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SY4;W1A;"!O=&AE<B!I;G1A;F=I
M8FQE(&%S<V5T<SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/C<L-#,X/"]F;VYT/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P
M=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ
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M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@
M9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`W<'0[)SXD/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B@S+#0U,3PO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXI
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
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M;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C
M,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF
M(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@
M-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L
M:6=N.B!L969T.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXD
M/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^-RPT,S@\+V9O;G0^
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\+V9O;G0^/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[
M)SXH,3<Q/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X
M="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T
M.R<^*3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N
M="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@-W!T.R<^)#PO9F]N=#X\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I
M>F4Z(#=P=#LG/B@S+#`U.3PO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL93TS1"=F;VYT
M+7-I>F4Z(#=P=#LG/BD\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE.B`W<'0[)SXF(S$V,#L\
M+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B0\+V9O;G0^/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^/&9O;G0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`W<'0[)SXT+#(P.#PO9F]N=#X\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#=P=#LG/B8C,38P.SPO9F]N=#X\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/CQF;VYT('-T>6QE/3-$)V9O
M;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/CQF;VYT('-T>6QE/3-$
M)V9O;G0M<VEZ93H@-W!T.R<^)B,Q-C`[/"]F;VYT/CPO=&0^#0H\+W1R/@T*
M/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-C:&5D=6QE(&]F($5X<&5C=&5D($%M;W)T:7IA=&EO;B!%
M>'!E;G-E(%M486)L92!497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!J=7-T:69Y.R<^5&AE(&9O;&QO=VEN9R!T86)L92!P<F]V:61E<R!I
M;F9O<FUA=&EO;B!O;B!C=7)R96YT('!E<FEO9"!A;F0@97-T:6UA=&5D(&9U
M='5R92!A;6]R=&EZ871I;VX@97AP96YS92!F;W(@86UO<G1I>F%B;&4@;W1H
M97(@:6YT86YG:6)L92!A<W-E=',N/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'1A8FQE(&%L:6=N/3-$8V5N=&5R('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`T-24[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C
M96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<@8V]L<W!A;CTS1#(^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY%>'!E;G-E/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@-3`E.R<^665A<B!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R.24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,SDR/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F
M9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N
M="US:7IE.B`Q,'!T.R<@;F]W<F%P/3-$;F]W<F%P/D5S=&EM871E(&9O<B!Y
M96%R<R!E;F1E9"!$96-E;6)E<B`S,2P\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXR,#$S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/C(P,30\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXR,#$U/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/C(P,38\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
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M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXR,#$W
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M.#<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@
M/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX
M7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO
M;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W
M-S,Q86(O5V]R:W-H965T<R]3:&5E=#0Q+FAT;6P-"D-O;G1E;G0M5')A;G-F
M97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@
M=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH
M96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N
M=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP
M93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!2
M96UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D
M>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0R/CQS=')O;F<^3U1(15(@05-31513("A486)L97,I/&)R
M/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P
M86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/D1E9F5R<F5D($-O<W1S+"!#87!I=&%L:7IE9"P@4')E<&%I9"P@86YD($]T
M:&5R($%S<V5T<R!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@;V8@3W1H
M97(@07-S971S(%M486)L92!497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^5&AE
M($-O;7!A;GD@:&%D('1H92!F;VQL;W=I;F<@;W1H97(@87-S971S(&%T($1E
M8V5M8F5R(#,Q+"`R,#$R(&%N9"`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$)VUA
M<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CLG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG
M/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^,C`Q
M,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`W,B4[('1E>'0M86QI9VXZ(&QE9G0[
M)SY.;VYM87)K971A8FQE(&EN=F5S=&UE;G0@<V5C=7)I=&EE<SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C(L-S4P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXR+#@V-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
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M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M)SXQ+#`X.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C@W-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
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M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^,BPW.38\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#DS,SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^26YC;VUE('1A>&5S(')E8V5I=F%B;&4\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT.R<^-2PQ-C`\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M1&5F97)R960@:6YC;VUE('1A>&5S("@Q*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M<FEG:'0[)SXY+#$X,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDL
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M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$T/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,C4P/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/E!R97!A:60@97AP96YS97,\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT.R<^,BPR,C<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXS+#8T,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3W1H97(@87-S
M971S/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXU+#8R,#PO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXU+#,Y.3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,"XQ,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
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M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,C@L.#,V
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,C8L-S(P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X-"CQP('-T>6QE/3-$)VUA
M<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CLG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@
M,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CLG/B@Q*2!3964@3F]T92`Q-2!F;W(@9G5R=&AE<B!D:7-C=7-S:6]N
M+CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B@R*2!3964@3F]T
M92`R,"!F;W(@9G5R=&AE<B!D:7-C=7-S:6]N+CPO<#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R
M:W-H965T<R]3:&5E=#0R+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X]
M,T0R/CQS=')O;F<^3U1(15(@3$E!0DE,251)15,@*%1A8FQE<RD\8G(^/"]S
M=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS
M1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3W1H
M97(@3&EA8FEL:71I97,@1&ES8VQO<W5R92!;06)S=')A8W1=/"]S=')O;F<^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F
M($]T:&5R($QI86)I;&ET:65S(%M486)L92!497AT($)L;V-K73PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P
M<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^5&AE($-O;7!A;GD@:&%D('1H92!F;VQL;W=I;F<@;W1H97(@;&EA
M8FEL:71I97,@870@1&5C96UB97(@,S$L(#(P,3(@86YD(#(P,3$N/"]P/@T*
M/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'1A8FQE
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C
M;VQL87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[)SXH1&]L;&%R<R!I;B!T
M:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3(\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E
M;G1E<CLG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M-S(E.R!T97AT+6%L:6=N.B!L969T.R<^06-C<G5E9"!I;G1E<F5S="!P87EA
M8FQE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^,S,Y/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXU
M-CD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3W1H
M97(@;&EA8FEL:71I97,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C@L-#`X/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B
M;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C@L
M,3@T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7-I>F4Z(#$P<'0[)SY4;W1A
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M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^."PW-#<\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXX+#<U,SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SX\+W1D/@T*/"]T<CX-
M"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
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M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D1%4$]32513("A4
M86)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/D1E<&]S:71S(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P;W-I=',@6U1A8FQE(%1E
M>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T
M:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO
M<FUA;#LG/E1H92!F;VQL;W=I;F<@=&%B;&4@<')O=FED97,@:6YF;W)M871I
M;VX@;VX@=&AE(&%P<')O>&EM871E(&UA='5R:71I97,@;V8@=&]T86P@=&EM
M92!D97!O<VET<R!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X\+W`^
M#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N
M.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G
M:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T
M=&]M+7-T>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T
M.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P
M,3$\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F
M8V,[)SX-"CQT9"!S='EL93TS1"=W:61T:#H@-S(E.R!T97AT+6%L:6=N.B!L
M969T.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^1'5E
M(&EN(&]N92!Y96%R(&]R(&QE<W,\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H
M.B`R)3L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SXR-#4L,#`T
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I
M9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXR-#0L-S$U/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D1U
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M8V@Z(&YO<FUA;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M
M<W1R971C:#H@;F]R;6%L.R<^,3`X+#DT-SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X
M="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^
M,3$V+#4X-CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C
M9F9C8SLG/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SY$=64@:6X@=&AR964@
M=&\@9FEV92!Y96%R<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K
M.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y
M;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/C<T+#@S-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
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M)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D:6YG
M+6QE9G0Z(#`N,3(U:6X[(&9O;G0M<VEZ93H@,3!P=#LG/E1O=&%L/"]T9#X-
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M.R<^-#(X+#<X-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
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M.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R
M.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z(&1O=6)L93LG/C0T-"PY,#4\+W1D/@T*/'1D('-T>6QE
M/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\+W1A8FQE/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\
M+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?
M,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N
M.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W
M,S%A8B]7;W)K<VAE971S+U-H965T-#0N:'1M;`T*0V]N=&5N="U4<F%N<V9E
M<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T
M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE
M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT
M96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E
M/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E
M;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y
M/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5-13X-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@
M<F]W<W!A;CTS1#(^/'-T<F]N9SY32$]25"U415)-($)/4E)/5TE.1U,@*%1A
M8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^1&5B="!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V-H961U;&4@;V8@
M4VAO<G0M=&5R;2!$96)T(%M486)L92!497AT($)L;V-K73PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@
M,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^5&AE(&9O;&QO=VEN9R!T86)L92!S
M=6UM87)I>F5S(&-E<G1A:6X@:6YF;W)M871I;VX@9F]R('-H;W)T+71E<FT@
M8F]R<F]W:6YG<R!F;W(@=&AE('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q+"`R
M,#$R(&%N9"`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P
M>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG
M/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D
M9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3LG/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#8^
M,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0V
M/C(P,3$\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@
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M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
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M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^079E
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M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P+C(U:6X[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#0T)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/E)E=&%I;"!R97!U<F-H87-E(&%G<F5E;65N
M=',\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#$E.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`Q,"4[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXQ-"PY-S8\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C`N,S`\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXE
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE
M9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,34L,S$Y/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU
M<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,"XS-SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
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M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
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M)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,3,L-S8Q/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,"XR-CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)3PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXQ-RPX,3<\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(')I9VAT.R<^,"XS-#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B4\+W1D
M/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM
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M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q
M=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R
M<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C
M/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO
M<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$
M<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/DQ/
M3D<M5$5232!$14)4("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E
M9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D1E8G0@1&ES8VQO<W5R92!;06)S
M=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E-C:&5D=6QE(&]F($UA='5R:71I97,@;V8@3&]N9RUT97)M($1E8G0@
M6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/E1H92!#
M;VUP86YY(&AA9"!T:&4@9F]L;&]W:6YG(&QO;F<M=&5R;2!D96)T(&%S(&]F
M($1E8V5M8F5R(#,Q+"`R,#$R(&%N9"`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$
M)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!M87)G:6XZ(#!P="`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4]
M,T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UI;F1E;G0Z(#DT+CAP=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SX\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D
M97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$,"!C96QL
M<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
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M;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB
M;W1T;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,C`Q,CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
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M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#<R)3L@
M=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^06-Q=6ES:71I;VXM
M<F5L871E9"!D96)T+"`T+C`X)2!I;G1E<F5S="P@86YN=6%L('!A>6UE;G1S
M(&]V97(@9FEV92!Y96%R<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#(E.R!P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0M<VEZ92UA
M9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M
M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E
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M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R
M+6)O='1O;2UW:61T:#H@,BXU<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z(&1O
M=6)L93LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`Q,"4[('1E>'0M
M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM
M8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`R+C5P=#L@8F]R
M9&5R+6)O='1O;2US='EL93H@9&]U8FQE.R<^-#4U/"]T9#X-"CQT9"!S='EL
M93TS1"=W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\
M+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X
M-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T-#8N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$4Q04%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E-43T-++4)!4T5$
M($-/35!%3E-!5$E/3B`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY$:7-C;&]S=7)E(&]F($-O;7!E
M;G-A=&EO;B!296QA=&5D($-O<W1S+"!3:&%R92UB87-E9"!087EM96YT<R!;
M06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E-C:&5D=6QE(&]F(%-H87)E+6)A<V5D($-O;7!E;G-A=&EO;B!;
M5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI
M9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^5&AE(&9O;&QO=VEN9R!T86)L97,@<')O=FED92!I
M;F9O<FUA=&EO;B!O;B!S=&]C:RUB87-E9"!C;VUP96YS871I;VX@97AP96YS
M92!F;W(@,C`Q,BP@,C`Q,2!A;F0@,C`Q,"X\+W`^#0H\<"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C
M,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C
M96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D
M97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O
M;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
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M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z
M(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T
M;VTM<W1Y;&4Z('-O;&ED.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE.B`Q,'!T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI
M9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P,3`\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@
M,3!P=#LG/CPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#4X)3L@=&5X="UA;&EG;CH@;&5F=#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O
M;G0M<W1R971C:#H@;F]R;6%L.R<^4W1O8VLM8F%S960@8V]M<&5N<V%T:6]N
M(&5X<&5N<V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R
M)3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXR,#D\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R
M;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[
M(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T
M8V@Z(&YO<FUA;#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O
M;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N
M93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXS,S@\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@
M;F]R;6%L.R<^,SDP/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
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M('1E>'0M:6YD96YT.B`M,RXS<'0[('!A9&1I;F<M;&5F=#H@,RXS<'0[(&9O
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M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M;#LG/C$P-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
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M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S
M=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SX\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E
M.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R!F;VYT+7-I>F4M861J=7-T
M.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-E;&QS<&%C:6YG/3-$
M,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N
M.B!C96YT97([(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO
M<CH@8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O
M='1O;2US='EL93H@<V]L:60[)R!C;VQS<&%N/3-$,3`^1&5C96UB97(@,S$L
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M+7-I>F4Z(#$P<'0[)SX\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C:SL@8F]R9&5R+6)O
M='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T>6QE.B!S;VQI9#LG
M/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG
M:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E
M;G1E<CL@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R
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M<CL@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US
M:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C
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M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`U."4[('1E>'0M86QI9VXZ(&QE9G0[('1E>'0M
M:6YD96YT.B`M-BXS<'0[('!A9&1I;F<M;&5F=#H@-BXS<'0[(&9O;G0M<VEZ
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M;6%L.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO
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M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG
M;CH@<FEG:'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<^,38W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`R)3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
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M<V5R:68[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C0R-#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
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M;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
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M;6%L.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
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M/C@N-2!M;VYT:',\+V9O;G0^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M8FQE/@T*/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA
M;&EG;CH@:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)SX\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!3:&%R92UB87-E
M9"!#;VUP96YS871I;VXL(%)E<W1R:6-T960@4W1O8VL@56YI=',@07=A<F0@
M06-T:79I='D@6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&IU<W1I9GD[)SY4:&4@9F]L;&]W:6YG('1A8FQE('-U;6UA<FEZ
M97,@<F5S=')I8W1E9"!S=&]C:R!A=V%R9"!A8W1I=FET>2!F;W(@=&AE($-O
M;7!A;GD@=6YD97(@=&AE(#(P,#8@17%U:71Y(%!L86X@9F]R('1H92!T=V\@
M>65A<G,@96YD960@1&5C96UB97(@,S$L(#(P,3(N/"]P/@T*/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^/&9O;G0@<W1Y;&4],T0G=&5X="UU;F1E<FQI
M;F4M<W1Y;&4Z(&1O=6)L93LG/B8C,38P.SPO9F]N=#X\+W`^#0H\=&%B;&4@
M<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[
M)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&-E;G1E<CLG(&-O;'-P86X],T0V/EEE87(@16YD960@1&5C96UB97(@,S$L
M(#(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0V/EEE87(@16YD960@1&5C
M96UB97(@,S$L(#(P,3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^3G5M8F5R/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!C96YT
M97([)R!C;VQS<&%N/3-$,CY796EG:'1E9"!!=F5R86=E(#QB<B`@+SY'<F%N
M="!$871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY.=6UB97(\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E<CLG
M(&-O;'-P86X],T0R/E=E:6=H=&5D($%V97)A9V4@/&)R("`O/D=R86YT($1A
M=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B
M;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS
M<&%N/3-$,CYO9B!3:&%R97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^1F%I<B!686QU93PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CYO9B!3
M:&%R97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^1F%I<B!686QU93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R
M."4[('1E>'0M86QI9VXZ(&QE9G0[)SY.;VYV97-T960@870@8F5G:6YN:6YG
M(&]F('EE87(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,34E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0U+#<W.3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
M-24[('1E>'0M86QI9VXZ(')I9VAT.R<^,3,N,C`\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-#0L,3(W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,34E.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C$V+C<V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/D=R86YT960\+W1D/@T*
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M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$S+#DR
M,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C8N.3D\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^5F5S=&5D/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@S.2PR,S$\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C$R+CDR/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q,BPR-S$\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3@N.34\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/D-A;F-E;&QE9#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
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M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
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M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M3F]N=F5S=&5D(&%T(&5N9"!O9B!Y96%R/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
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M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,30N.#D\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^-#4L-S<Y/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,RXR,#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!3:&%R92UB87-E9"!#;VUP96YS
M871I;VXL(%-T;V-K($]P=&EO;G,L($%C=&EV:71Y(%M486)L92!497AT($)L
M;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^5&AE(&9O
M;&QO=VEN9R!T86)L92!S=6UM87)I>F5S('-T;V-K(&]P=&EO;B!A8W1I=FET
M>2!F;W(@=&AE($-O;7!A;GD@=6YD97(@=&AE(#(P,#8@17%U:71Y(%!L86X@
M9F]R('1H92!Y96%R(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$R+B!4:&5R92!W
M97)E(&YO('-T;V-K(&]P=&EO;G,@;W5T<W1A;F1I;F<@;W(@<W1O8VL@;W!T
M:6]N(&%C=&EV:71Y('5N9&5R('1H92`R,#`V($5Q=6ET>2!0;&%N(&1U<FEN
M9R`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P
M.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA
M<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS
M1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*
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M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L
M<W!A;CTS1#(^3G5M8F5R/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N
M/3-$,CY796EG:'1E9"!!=F5R86=E/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!C96YT97([)R!C
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/F]F('-H87)E<SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C
M96YT97([)R!C;VQS<&%N/3-$,CY%>&5R8VES92!0<FEC93PO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
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M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
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M.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,C@E.R<^1W)A;G1E
M9#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q-24[('1E>'0M86QI9VXZ(')I9VAT.R<^-30L,C$V/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,34E
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8N-C0\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,34E.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C,N-#0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#LG/D5X97)C:7-E9#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D
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M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#LG/D5X<&ER960O0V%N8V5L;&5D/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
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M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SY/=71S=&%N9&EN9R!A="!E;F0@;V8@>65A<CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-30L,C$V/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^-BXV-#PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,RXT-#PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
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M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/D5X97)C:7-A8FQE(&%T(&5N9"!O9B!Y96%R/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F(%-H87)E+6)A<V5D(%!A>6UE
M;G0@07=A<F0L(%-T;V-K($]P=&EO;G,L(%9A;'5A=&EO;B!!<W-U;7!T:6]N
M<R!;5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQD:78^/&9O;G0@<VEZ93TS1#(@<W1Y;&4],T0G9F]N="UF86UI
M;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)SY4:&4@9F]L;&]W:6YG('=E:6=H
M=&5D(&%V97)A9V4@87-S=6UP=&EO;G,@=V5R92!U<V5D(&%S(&EN<'5T<R!T
M;R!T:&4@0FQA8VLM4V-H;VQE<R!V86QU871I;VX@;6]D96P@9F]R(&]P=&EO
M;G,@9W)A;G1E9"!I;B`R,#$R+B`\+V9O;G0^/"]D:78^#0H\<"!S='EL93TS
M1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT+6%L:6=N.B!J=7-T:69Y.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/CPO<#X-"CQD:78^)B,Q-C`[/"]D:78^#0H\=&%B;&4@86QI9VX],T1C96YT
M97(@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`U,"4[(&)O<F1E<BUC;VQL87!S93H@
M8V]L;&%P<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C
M:#H@;F]R;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@=&]P.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=VED=&@Z(#<R)3L@
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M96YT97([('1E>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M<FEG:'0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&QA>6]U="UG<FED+6UO9&4Z(&QI;F4[)SX\
M9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[.R!F;VYT+69A;6EL>3IT
M:6UE<R!N97<@<F]M86XL=&EM97,G('-I>F4],T0R/C`N-C`E/"]F;VYT/CPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[
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M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!T;W`[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N
M=#H@,'!X.R!P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X
M.R!L87EO=70M9W)I9"UM;V1E.B!L:6YE.R<^/&9O;G0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.SL@9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I
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M.R!P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@,'!X.R!L87EO
M=70M9W)I9"UM;V1E.B!L:6YE.R<^/&9O;G0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.SL@9F]N="UF86UI;'DZ=&EM97,@;F5W(')O;6%N+'1I;65S)R!S
M:7IE/3-$,CY%>'!E8W1E9"!C;VYT<F%C="!L:69E("AI;B!Y96%R<RD\+V9O
M;G0^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!C96YT97([('1E
M>'0M:6YD96YT.B`P<'@[('!A9&1I;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL
M969T.B`P<'@[(&QA>6]U="UG<FED+6UO9&4Z(&QI;F4[)SX\9F]N="!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[.R!F;VYT+69A;6EL>3IT:6UE<R!N97<@
M<F]M86XL=&EM97,G('-I>F4],T0R/C4N.#,\+V9O;G0^/"]T9#X-"CPO='(^
M#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X
M=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#
M;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T-#<N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$4R1CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY$149%4E)%1"!#
M3TU014Y3051)3TX@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D
M/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5F97)R960@0V]M<&5N<V%T:6]N
M(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4V-H961U;&4@;V8@1&5F97)R960@0V]M<&5N<V%T:6]N($%R
M<F%N9V5M96YT('=I=&@@26YD:79I9'5A;"P@17AC;'5D:6YG(%-H87)E+6)A
M<V5D(%!A>6UE;G1S(&%N9"!0;W-T<F5T:7)E;65N="!"96YE9FET<R!B>2!4
M:71L92!O9B!);F1I=FED=6%L(&%N9"!4>7!E(&]F($1E9F5R<F5D($-O;7!E
M;G-A=&EO;B!;5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!M87)G:6XZ(#!P="`P<'@[
M('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^5&AE(&9O;&QO=VEN9R!T86)L92!P
M<F]V:61E<R!I;F9O<FUA=&EO;B!O;B!3:&]R92!"86YC<VAA<F5S+"!);F,N
M)B,X,C$W.W,@8V]N=')I8G5T:6]N<R!T;R!T:&4@4&QA;B!F;W(@,C`Q,BP@
M,C`Q,2!A;F0@,C`Q,"!A;F0@=&AE(')E;&%T960@9&5F97)R960@8V]M<&5N
M<V%T:6]N(&QI86)I;&ET>2!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q
M,2X\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQP('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!M87)G:6XZ(#!P="`P<'@[('1E>'0M86QI9VXZ(&IU<W1I9GD[(&9O;G0M
M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]P
M/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O
M;&QA<'-E.B!C;VQL87!S93L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I
M;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[
M)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;2UC;VQO<CH@8FQA
M8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O;2US
M='EL93H@<V]L:60[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@
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M<W!A;CTS1#(^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
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M971C:#H@;F]R;6%L.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU
M<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T
M;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O
M<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N
M;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0R/C(P,3`\
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M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#4X)3L@=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^1&5F97)R960@8V]M<&5N<V%T:6]N(&-O;G1R:6)U
M=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA
M;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F
M;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J
M=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/C(P/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT
M+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N
M;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA
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M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#(E.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE
M.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL
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M971C:#H@;F]R;6%L.R<^/"]T9#X-"CPO='(^#0H\+W1A8FQE/@T*/'`@<W1Y
M;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF
M>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SX\+W`^#0H\<"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@;6%R9VEN.B`P<'0@,'!X.R!T
M97AT+6%L:6=N.B!J=7-T:69Y.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F
M;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P
M<V4[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R
M;6%L.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@
M9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!C96YT97([(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L
M86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM
M<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T
M<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X],T0V/D1E8V5M8F5R(#,Q+#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
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M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
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M('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@8V5N=&5R.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B
M;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M
M+7-T>6QE.B!S;VQI9#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US
M=')E=&-H.B!N;W)M86P[)R!C;VQS<&%N/3-$,CXR,#$Q/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N="US:7IE+6%D
M:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`W,B4[('1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/D1E9F5R<F5D(&-O;7!E;G-A=&EO;B!L:6%B:6QI='D\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3L@9F]N="US:7IE+6%D:G5S
M=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@
M9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T
M97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N
M="US=')E=&-H.B!N;W)M86P[)SXV,S(\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE
M+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[(&9O;G0M<VEZ92UA9&IU<W0Z
M(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R
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M/'`@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@
M:G5S=&EF>3L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SX\+W`^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y$969E<G)E9"!#;W-T<RP@0V%P:71A;&EZ960L
M(%!R97!A:60L(&%N9"!/=&AE<B!!<W-E=',@1&ES8VQO<W5R92!;5&%B;&4@
M5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQD
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M,S$L(#(P,3(@86YD(#(P,3$N/"]F;VYT/CPO9&EV/@T*/'`@<W1Y;&4],T0G
M9F]N=#H@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&UA<F=I;CH@,'!T(#!P>#L@=&5X="UA;&EG;CH@:G5S=&EF>3L@9F]N
M="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\
M+W`^#0H\9&EV/B8C,38P.SPO9&EV/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)R!C96QL
M<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@<&%D
M9&EN9RUL969T.B`P<'@[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B
M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
M('-O;&ED.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0O;F]R;6%L('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([(&)O
M<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H
M.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R!F;VYT+7-I>F4M
M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA;#LG(&-O;'-P86X]
M,T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N
M;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R
M971C:#H@;F]R;6%L.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z
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M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO
M<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#<R
M)3L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ92UA9&IU<W0Z(&YO;F4[
M(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^0V%S:"!S=7)R96YD97(@=F%L=64\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3L@9F]N="US
M:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M86P@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H
M.B!N;W)M86P[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE+6%D:G5S=#H@
M;F]N93L@9F]N="US=')E=&-H.B!N;W)M86P[)SXS+#$T,SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z(&YO<FUA
M;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="]N;W)M86P@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3L@9F]N="US
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M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E
M>'0M86QI9VXZ(')I9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/C,L,#`V/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
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M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T+VYO<FUA;"!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE+6%D:G5S=#H@;F]N93L@9F]N="US=')E=&-H.B!N;W)M
M86P[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="]N;W)M
M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT+7-T<F5T8V@Z
M(&YO<FUA;#LG/C$L,3<Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0O;F]R;6%L('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4M861J=7-T.B!N;VYE.R!F;VYT
M+7-T<F5T8V@Z(&YO<FUA;#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="]N;W)M86P@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N
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M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?
M-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B
M,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S
M+U-H965T-#@N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5+2#X-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T
M<F]N9SY)3D-/344@5$%815,@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS
M($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^26YC;VUE(%1A>"!$:7-C
M;&]S=7)E(%M!8G-T<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4V-H961U;&4@;V8@0V]M<&]N96YT<R!O9B!);F-O
M;64@5&%X($5X<&5N<V4@*$)E;F5F:70I(%M486)L92!497AT($)L;V-K73PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^5&AE(&9O;&QO=VEN
M9R!T86)L92!P<F]V:61E<R!I;F9O<FUA=&EO;B!O;B!C;VUP;VYE;G1S(&]F
M(&EN8V]M92!T87@@97AP96YS92!F;W(@96%C:"!O9B!T:&4@=&AR964@>65A
M<G,@96YD960@1&5C96UB97(@,S$N/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E
M.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L;'-P86-I;F<],T0P
M(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#LG/BA$;VQL87)S(&EN('1H
M;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
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M='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P
M86X],T0R/C(P,3`\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[)SY#=7)R96YT('1A>"`H8F5N969I="D@97AP96YS93H\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#`N,3(U:6X[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`U."4[)SY&961E<F%L/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R<^*#,L.3<W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`R)3LG
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M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L.30P/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P+C$R-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R<^4W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@X
M,C,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
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M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT.R<^-#<S/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B;VQD(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXH-"PX,#`\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C@Y
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,BPT,3,\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SY$
M969E<G)E9"!I;F-O;64@=&%X(&)E;F5F:70Z/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M.B`P+C$R-6EN.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^1F5D97)A;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[)SXH
M,2PQ-#`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE
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M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
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M97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[)SXH,BPS-3`\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ
M,C5I;CL@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CLG/E-T871E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@
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M,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXH,S$W/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
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M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#4U
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M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#<V-3PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L-34P/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE
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M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#(L.3`U/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M.B`P<'@[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!T:6UE
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M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#8L-38U/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O
M;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!T:6UE
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M-3@\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!%9F9E8W1I
M=F4@26YC;VUE(%1A>"!2871E(%)E8V]N8VEL:6%T:6]N(%M486)L92!497AT
M($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y
M;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
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M/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R<^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]P
M/@T*/'1A8FQE('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z
M(&-O;&QA<'-E.R<@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#LG/BA$;VQL87)S(&EN('1H
M;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
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M='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P
M86X],T0R/C(P,3`\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M
M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`U."4[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY487@@870@9F5D
M97)A;"!S=&%T=71O<GD@<F%T93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^,S0N,#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXS-"XP/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXE/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXS-"XP/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
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M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M9G0Z(#`N,3(U:6X[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[)SY487@M97AE;7!T(&EN8V]M
M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M86QI9VXZ(')I9VAT.R<^-RXV/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,3(U:6X[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY.;VXM9&5D=6-T:6)L92!G
M;V]D=VEL;"!I;7!A:7)M96YT(&-H87)G97,\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@V+C`\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R-"XS/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#`N,3(U:6X[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SY/=&AE<B!N;VXM9&5D=6-T:6)L92!E>'!E;G-E<SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
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M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R+C$\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
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M9G0Z(#`N,3(U:6X[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SY3=&%T92!I;F-O;64@=&%X97,L(&YE="!O9B!F961E<F%L(&)E;F5F:70\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^-2XY/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,RXV/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C(N-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,3(U:6X[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD
M96YT.B`P<'@[)SY/=&AE<CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,"XR/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B!B
M;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
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M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT.R<^-"XT/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O
M='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M06-T=6%L(&EN8V]M92!T87@@97AP96YS92!R871E/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(&QE9G0[)SX\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C0P+C4\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)3PO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
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M>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG
M/B4\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!$969E<G)E
M9"!487@@07-S971S(&%N9"!,:6%B:6QI=&EE<R!;5&%B;&4@5&5X="!";&]C
M:UT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$
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M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG
M/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3(\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
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M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T
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M<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C8L-#(Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4L-C0P/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`Q-RXR-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^4F5S
M97)V92!F;W(@;V9F+6)A;&%N8V4@<VAE970@8V]M;6ET;65N=',\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
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M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`Q-RXR-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^3F5T(&]P97)A=&EN9R!L;W-S
M(&-A<G)Y(&9O<G=A<F0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M86QI9VXZ(')I9VAT.R<^,C$R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#$W+C(U<'0[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[)SY$969E<G)E9"!I;F-O;64\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,BPS-S`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
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M+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[)SXR+#`U-3PO=&0^#0H\=&0@
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M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
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M.R<^,2PT-3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@
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M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4T,#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`Q-RXR-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
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M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C@P,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L,#<P/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#$W+C(U<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SY/=&AE<CPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(')I9VAT.R<^-34\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
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M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-30\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`S-2XR
M-7!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^5&]T
M86P@9&5F97)R960@=&%X(&%S<V5T<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,3(L.#$T/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$Q+#DV-#PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`U+C1P=#L@9F]N=#H@
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M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,3<N,C5P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CLG/D1E<')E8VEA=&EO;CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
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M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M;CH@<FEG:'0[)SXV.#`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`Q-RXR-7!T.R!F;VYT.B`Q
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M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0U,3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
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M,T0G<&%D9&EN9RUL969T.B`Q-RXR-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^1&5F
M97)R960@9V%I;G,@;VX@:6YT97)E<W0@<F%T92!S=V%P<SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
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M9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`Q-RXR-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^56YR96%L:7IE9"!G
M86EN<R!O;B!A=F%I;&%B;&4M9F]R+7-A;&4@<V5C=7)I=&EE<SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#(X,CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
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M9&EN9RUL969T.B`Q-RXR-7!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^3W1H97(\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(P.#PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
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M9G0Z(#,U+C(U<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[)SY4;W1A;"!D969E<G)E9"!T87@@;&EA8FEL:71I97,\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P
M="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
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M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
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M,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#4S
M+C(U<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG
M/DYE="!D969E<G)E9"!T87@@87-S971S/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
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M('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@,3!P="!T
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M;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
M;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\W
M8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(-"D-O;G1E;G0M
M3&]C871I;VXZ(&9I;&4Z+R\O0SHO-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?
M-S(Y,V4R-S<S,6%B+U=O<FMS:&5E=',O4VAE970T.2YH=&UL#0I#;VYT96YT
M+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT
M+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL
M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS
M<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/D5!4DY)3D=3+RA,3U-3*2!0
M15(@0T]-34].(%-(05)%("A486)L97,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%
M;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/D5A<FYI;F=S(%!E<B!3:&%R
M92!;06)S=')A8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-C:&5D=6QE(&]F($5A<FYI;F=S(%!E<B!3:&%R92!296-O
M;F-I;&EA=&EO;B!;5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@("`@("`\
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M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E
M;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#LG/BA);B!T:&]U<V%N9',L(&5X8V5P="!P97(@
M<VAA<F4@9&%T82D\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^,C`Q,CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#(^,C`Q,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CXR,#$P/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=VED=&@Z(#4X)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/DYE="!L;W-S/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`E.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^*#DL
M-C,X/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU
M<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!W:61T:#H@,24[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
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M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,3`E.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L-C8W/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/E=E:6=H=&5D(&%V97)A
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^."PT-3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXX+#0T,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
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M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
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M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/E=E:6=H=&5D(&%V97)A9V4@<VAA<F5S
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M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXX+#0U-SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^."PT-3$\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C@L-#0R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F
M8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^3&]S<R!P
M97(@8V]M;6]N('-H87)E("8C.#(Q,3L@8F%S:6,\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT
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M-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B@P+C$Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#LG/DQO<W,@<&5R(&-O;6UO;B!S:&%R92`F(S@R,3$[(&1I;'5T
M960\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
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M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B@P+C(P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/BD\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
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M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\
M<W1R;VYG/E)%1U5,051/4ED@0T%0251!3"!215%525)%345.5%,@*%1A8FQE
M<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@
M8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS
M=')O;F<^4F5G=6QA=&]R>2!#87!I=&%L(%)E<75I<F5M96YT<R!;06)S=')A
M8W1=/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-C:&5D=6QE(&]F($-A<&ET86P@06UO=6YT<R!A;F0@4F%T:6]S(%M486)L
M92!497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y
M.R<^5&AE(&9O;&QO=VEN9R!T86)L97,@<')E<V5N="!T:&4@8V%P:71A;"!A
M;6]U;G1S(&%N9"!R871I;W,@9F]R(%-H;W)E($)A;F-S:&%R97,L($EN8RXL
M(%1A;&)O="!"86YK(&%N9"!#3D(@87,@;V8@1&5C96UB97(@,S$L(#(P,3(@
M86YD(#(P,3$N/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L;'-P
M86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#LG/@T*/'`@
M<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4]
M,T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y;&4],T0G;6%R
M9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^/&(^1&5C96UB97(@,S$L(#(P,3(\+V(^/"]P/@T*/'`@
M<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE
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M:65R(#$@/&)R("`O/D-A<&ET86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^5&]T86P@/&)R("`O/E)I<VLM(#QB<B`@+SY"87-E9"`\
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M/3-$,CY.970@/&)R("`O/E)I<VLM(#QB<B`@+SY796EG:'1E9"`\8G(@("\^
M07-S971S/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@,7!T
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D%D
M:G5S=&5D(#QB<B`@+SY!=F5R86=E(#QB<B`@+SY4;W1A;"!!<W-E=',\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^5&EE<B`Q(#QB<B`@
M+SY2:7-K+4)A<V5D(#QB<B`@+SY#87!I=&%L(#QB<B`@+SY2871I;SPO=&0^
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M97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A;"`\8G(@("\^
M4FES:RU"87-E9"`\8G(@("\^0V%P:71A;"`\8G(@("\^4F%T:6\\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X
M="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^5&EE<B`Q(#QB<B`@+SY,
M979E<F%G92`\8G(@("\^4F%T:6\\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C
M8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#(S)3LG/D-O;7!A;GD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDW+#`T.3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#@E.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C$P-RPR,#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXX,#4L,3`X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O
M;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PQ-C8L.#8U/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,BXP-3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXE/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#@E.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C$S+C,R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#LG/B4\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^."XS,CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
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M;&)O="!"86YK/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4S+#0Y-CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[)SXU.2PX-#<\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT.R<^-3`Q+#8Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P
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M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$P
M+C8V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/C$Q+CDS/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<N-3`\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
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M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
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M<FEG:'0[)SXS,#,L-C(W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0U,"PQ,#D\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^,3,N
M.#(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(')I9VAT.R<^,34N,#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^.2XS,SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL
M87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[)SY$96-E;6)E<B`S,2P@,C`Q,2`\8G(@("\^*$1O;&QA<G,@:6X@
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M,CY4:65R(#$@/&)R("`O/D-A<&ET86P\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R
M.R<@8V]L<W!A;CTS1#(^5&]T86P@/&)R("`O/E)I<VLM(#QB<B`@+SY"87-E
M9"`\8G(@("\^0V%P:71A;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB
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M<&%N/3-$,CY.970@/&)R("`O/E)I<VLM(#QB<B`@+SY796EG:'1E9"`\8G(@
M("\^07-S971S/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R
M/D%D:G5S=&5D(#QB<B`@+SY!=F5R86=E(#QB<B`@+SY4;W1A;"!!<W-E=',\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^5&EE<B`Q(#QB
M<B`@+SY2:7-K+4)A<V5D(#QB<B`@+SY#87!I=&%L(#QB<B`@+SY2871I;SPO
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M.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A;"`\8G(@
M("\^4FES:RU"87-E9"`\8G(@("\^0V%P:71A;"`\8G(@("\^4F%T:6\\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^5&EE<B`Q(#QB<B`@
M+SY,979E<F%G92`\8G(@("\^4F%T:6\\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`R,R4[)SY#;VUP86YY/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`X)3L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXQ,#8L,C<V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
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M:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT.R<^.#0V+#DS-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXQ+#$T,RPY.3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`X)3L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXQ,BXU-3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I
M9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,RXX,#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXY+C(Y/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
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M86YK/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C8S+#8V-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[)SXW,"PV,#0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-34Q+#(P,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[)SXW,#8L.3@T/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$Q+C4U/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C$R+C@Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDN,#$\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
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M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0U+#(T-CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M)SXR.34L,C,R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
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M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V
M-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS
M93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#4Q+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%,4%!
M0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&04E2(%9!3%5%($U%05-54D5-
M14Y44R`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY&86ER(%9A;'5E($1I<V-L;W-U<F5S(%M!8G-T
M<F%C=%T\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4V-H961U;&4@;V8@1F%I<B!686QU92P@07-S971S(&%N9"!,:6%B:6QI
M=&EE<R!-96%S=7)E9"!O;B!296-U<G)I;F<@0F%S:7,@6U1A8FQE(%1E>'0@
M0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL
M93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY4:&4@
M=&%B;&5S(&)E;&]W('!R97-E;G0@=&AE(')E8V]R9&5D(&%M;W5N="!O9B!A
M<W-E=',@;65A<W5R960@870@9F%I<B!V86QU92!O;B!A(')E8W5R<FEN9R!B
M87-I<R!A="!$96-E;6)E<B`S,2P@,C`Q,B!A;F0@,C`Q,2X@3F\@87-S971S
M('=E<F4@=')A;G-F97)R960@9G)O;2!O;F4@:&EE<F%R8VAY(&QE=F5L('1O
M(&%N;W1H97(@9'5R:6YG(#(P,3(@;W(@,C`Q,2X\+W`^#0H\<"!S='EL93TS
M1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\
M+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S
M93H@8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT
M97([)R!C;VQS<&%N/3-$,CY&86ER(%9A;'5E/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P
M86X],T0R/E%U;W1E9"!0<FEC97,@*$QE=F5L(#$I/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N
M=&5R.R<@8V]L<W!A;CTS1#(^4VEG;FEF:6-A;G0@3W1H97(@3V)S97)V86)L
M92!);G!U=',@/&)R("`O/BA,979E;"`R*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L
M<W!A;CTS1#(^4VEG;FEF:6-A;G0@56YO8G-E<G9A8FQE($EN<'5T<R`H3&5V
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M;G0M<VEZ93H@,3!P=#LG/D1E8V5M8F5R(#,Q+"`R,#$R/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,C@E.R!T97AT
M+6%L:6=N.B!L969T.R<^52Y3+B!';W9E<FYM96YT(&%G96YC:65S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E
M>'0M86QI9VXZ(')I9VAT.R<^,S8L,3`W/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
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M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\
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M<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,34E.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE
M/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z
M('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C$R-6EN
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M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
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M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3`X
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M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,"XQ,C5I;CL@9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^3W1H97(@97%U:71Y('-E8W5R:71I97,\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8R,3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^
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M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-C(Q
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[
M)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="UW
M96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
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M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
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M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
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M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
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M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
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M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXQ-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M+W1A8FQE/@T*/'`@<W1Y;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^/&9O;G0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#LG/B8C,38P.SPO9F]N=#X\+W`^
M#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@
M8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO<FUA
M;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[)SXH1&]L;&%R<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([
M)R!C;VQS<&%N/3-$,CY&86ER(%9A;'5E/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X]
M,T0R/E%U;W1E9"!0<FEC97,@*$QE=F5L(#$I/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R
M.R<@8V]L<W!A;CTS1#(^4VEG;FEF:6-A;G0@3W1H97(@3V)S97)V86)L92!)
M;G!U=',@/&)R("`O/BA,979E;"`R*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A
M;CTS1#(^4VEG;FEF:6-A;G0@56YO8G-E<G9A8FQE($EN<'5T<R`H3&5V96P@
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M="US:7IE.B`Q,'!T.R<^1&5C96UB97(@,S$L(#(P,3$\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C$R-6EN.R!F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R."4[('1E>'0M
M86QI9VXZ(&QE9G0[)SY5+E,N($=O=F5R;FUE;G0@86=E;F-I97,\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#$E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q
M)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$U
M)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXT,BPQ-#@\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E
M>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R
M;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M
M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$U)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXT,BPQ-#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q-24[('1E>'0M86QI9VXZ(')I9VAT
M.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XQ,C5I;CL@9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R<^36]R=&=A9V4M8F%C:V5D('-E
M8W5R:71I97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M
M86P[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M,T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C@W+#`S,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T
M;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#`N,3(U:6X[(&9O;G0M=V5I9VAT.B!N;W)M86P[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/D]T:&5R(&5Q
M=6ET>2!S96-U<FET:65S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N
M;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
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M,T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
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M;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N
M="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R<^5&]T86P\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-
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M.#`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
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M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&YO
M<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^26YT
M97)E<W0@<F%T92!C87!S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXR-3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R
M;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!N
M;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O
M=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR-3`\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@;F]R;6%L.R!F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&YO<FUA;#L@9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@;F]R;6%L.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!N;W)M86P[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU92!!<W-E=',@365A<W5R960@
M;VX@3F]N<F5C=7)R:6YG($)A<VES(%M486)L92!497AT($)L;V-K73PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN
M.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^5&AE('1A8FQE<R!B96QO
M=R!S=6UM87)I>F4@=&AE(&-H86YG97,@:6X@=&AE(')E8V]R9&5D(&%M;W5N
M="!O9B!A<W-E=',@;65A<W5R960@870@9F%I<B!V86QU92!O;B!A(&YO;G)E
M8W5R<FEN9R!B87-I<R!F;W(@,C`Q,B!A;F0@,C`Q,2X@06QL(&%S<V5T<R!M
M96%S=7)E9"!A="!F86ER('9A;'5E(&]N(&$@;F]N<F5C=7)R:6YG(&)A<VES
M('=E<F4@8VQA<W-I9FEE9"!A<R!,979E;"`S(&EN('1H92!F86ER('9A;'5E
M(&AI97)A<F-H>2!F;W(@=&AE('!E<FEO9',@<')E<V5N=&5D+CPO<#X-"CQP
M('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N=#H@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@:G5S=&EF>3LG
M/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R
M+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D
M9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]N<W1R=6-T:6]N
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/E)E<VED96YT:6%L(')E
M86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O;6UE
M<F-I86P@<F5A;"!E<W1A=&4\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS
M1#(^0V]M;65R8VEA;#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#
M;VYS=6UE<CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A;#PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
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M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^26UP86ER
M960@;&]A;G,Z/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
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M="US:7IE.B`Q,'!T.R!W:61T:#H@,S0E.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^0F5G:6YN:6YG(&)A;&%N8V4\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P
M<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,24[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXD
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(W+#$V-CPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^,C(L-C`R/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR,RPU-S@\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M:6YD96YT.B`P<'@[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,24[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
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M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR.#PO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^-S4L,3$R/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^0VAA<F=E+6]F
M9G,\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#<L-SDP/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#DL-#@S/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#(L.34T/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#(L,#,W/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#(R+#(V-#PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SY087EM96YT<SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,2PP
M.38\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@
M,'!X.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,3`L
M,3,T/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^*#(L
M.#4V/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^*#,Q
M,#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@X*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$T
M+#0P-#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^5')A;G-F97)S('1O(&]T:&5R(')E86P@97-T871E(&]W
M;F5D/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#8S,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#DY-SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@R+#$R.#PO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SXI/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@S,#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B@U+#<X-CPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY2971U<FYE9"!T;R!P
M97)F;W)M:6YG('-T871U<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
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M969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P
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M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^*#<V/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG
M;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^*#4V-SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^0VAA;F=E
M9"!T;R!N;VYA8V-R=6%L('-T871U<SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,2PU-S@\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
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M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^*#(L,S8T/"]T
M9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@
M=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C
M8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D%D9&ET:6]N<SPO
M=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXR,2PW.#@\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C$W+#4T,CPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^,38L.#`W/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#0S,#PO=&0^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(')I9VAT.R<^-C<\+W1D/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4W+#8S-#PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ
M(&QE9G0[)SY#:&%N9V5S(&EN(&%L;&]W86YC93PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#<W,3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXV.3@\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z
M(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXH-#@\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN
M9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#<S-3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D5N9&EN9R!B
M86QA;F-E/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#(N-7!T.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD
M96YT.B`P<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXS-BPP.#@\+W1D/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT
M.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M
M:6YD96YT.B`P<'@[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/C$W+#DU,3PO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P
M<'@[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6EN9&5N=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,S$L.#,S/"]T9#X-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT
M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXW,34\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P<'@[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
M=#H@,'!X.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
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M+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T
M.R!T97AT+6EN9&5N=#H@,'!X.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXX-BPV,C8\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^#0H\
M<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)A8VMG<F]U;F0M8V]L;W(Z('=H
M:71E.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^)B,Q-C`[/"]P/@T*/'`@<W1Y
M;&4],T0G;6%R9VEN.B`P<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93L@
M=&5X="UA;&EG;CH@:G5S=&EF>3LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S93LG(&-E
M;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]N<W1R=6-T:6]N/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/E)E<VED
M96YT:6%L(')E86P@97-T871E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D-O;6UE<F-I86P@<F5A;"!E<W1A
M=&4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L
M<W!A;CTS1#(^0V]M;65R8VEA;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#;VYS=6UE<CPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A
M;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#!P>#L@
M<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E
M;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/C(P,3$\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
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M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SY);7!A:7)E9"!L;V%N<SH\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T
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M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#,T)3L@=&5X="UI;F1E;G0Z
M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/D)E9VEN;FEN9R!B86QA;F-E/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXR."PQ-S4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXQ-2PS,C<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXQ,RPR.#`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`X)3L@=&5X="UA;&EG;CH@
M<FEG:'0[)SXT+#,W-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I
M9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#@E.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C,P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@."4[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-C$L,3@V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUR:6=H=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6EN9&5N=#H@,'!X.R<^0VAA<F=E+6]F9G,\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#0L,S$S/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@W+#`X,CPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^*#(L-C`P/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M)W!A9&1I;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/E!A>6UE;G1S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#4U-3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#(L,S8T/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@U-3`\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$S*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q,BPP,SD\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@
M;&5F=#LG/E1R86YS9F5R<R!T;R!O=&AE<B!R96%L(&5S=&%T92!O=VYE9#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@T+#DR,#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUR:6=H=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N
M.B!L969T.R<^4F5T=7)N960@=&\@<&5R9F]R;6EN9R!S=&%T=7,\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#DP-SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M)W!A9&1I;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F
M=#LG/D-H86YG960@=&\@;F]N86-C<G5A;"!S=&%T=7,\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^*#0Q.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXH,RPQ,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^*#$L.#(U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#4L,S8T/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M<FEG:'0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UI;F1E;G0Z(#!P>#LG/D%D9&ET:6]N<SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXW+#<V-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(Y+#@W.3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(T+#`U,#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDP,CPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$Q/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^-C(L-C`W
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M<FEG:'0Z(#!P>#L@<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z(#!P
M>#L@=&5X="UA;&EG;CH@;&5F=#LG/D-H86YG97,@:6X@86QL;W=A;F-E/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXH,3<P/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXM/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B@Q+#0V-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
M:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+7)I9VAT.B`P<'@[('!A9&1I;F<M;&5F=#H@
M,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@
M=&5X="UI;F1E;G0Z(#!P>#LG/D5N9&EN9R!B86QA;F-E/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXR-RPQ-C8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR,BPV
M,#(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR,RPU-S@\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ+#<S.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(X/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^-S4L,3$R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L=64@
M07-S971S($UE87-U<F5D(&]N($YO;G)E8W5R<FEN9R!"87-I<R!/=&AE<B!2
M96%L($5S=&%T92!/=VYE9"!;5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQT86)L92!S='EL93TS1"=F;VYT.B`Q
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M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O
M;&]R.B!B;&%C:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M
M8F]T=&]M+7-T>6QE.B!S;VQI9#LG/BA$;VQL87)S(&EN('1H;W5S86YD<RD\
M+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M
M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*/'1D('-T
M>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D/@T*
M/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&-E;G1E<CL@9F]N="US:7IE.B`Q
M,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@<V]L:60[)SXR,#$R/"]T9#X-"CQT9"!S='EL93TS1"=T97AT
M+6%L:6=N.B!L969T.R!P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS
M1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT+7-I>F4Z(#$P<'0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[(&9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G=&5X="UA;&EG;CH@8V5N=&5R.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q
M<'0[(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^,C`Q,3PO=&0^#0H\
M=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!T
M97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE
M.B`Q,'!T.R<^3W1H97(@<F5A;"!E<W1A=&4@;W=N960Z/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^
M/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I
M>F4Z(#$P<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL
M93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT
M+7=E:6=H=#H@8F]L9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG
M;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG
M/CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-
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M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^0F5G:6YN:6YG(&)A;&%N8V4\
M+W1D/@T*/'1D('-T>6QE/3-$)W=I9'1H.B`R)3L@9F]N="US:7IE.B`Q,'!T
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M/"]T9#X-"CQT9"!S='EL93TS1"=W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R
M:6=H=#L@9F]N="US:7IE.B`Q,'!T.R<^,RPW,#(\+W1D/@T*/'1D('-T>6QE
M/3-$)W=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q
M,'!T.R<^/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S
M='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R<^4V%L97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[
M)SX\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M86QI9VXZ(')I9VAT.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXH,RPY-S@\+W1D/@T*/'1D('-T>6QE/3-$)W1E>'0M
M86QI9VXZ(&QE9G0[(&9O;G0M<VEZ93H@,3!P=#LG/BD\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G=&5X="UI;F1E
M;G0Z(#!P>#L@<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG
M/E=R:71E+61O=VYS/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&9O;G0M=V5I9VAT.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T
M97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z(#$P<'0[(&9O;G0M=V5I9VAT
M.B!B;VQD.R<^/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H
M=#L@9F]N="US:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/B@Q+#,R
M.#PO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F=#L@9F]N="US
M:7IE.B`Q,'!T.R!F;VYT+7=E:6=H=#H@8F]L9#LG/BD\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G
M=&5X="UA;&EG;CH@;&5F=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T9#X-"CQT
M9"!S='EL93TS1"=T97AT+6%L:6=N.B!R:6=H=#L@9F]N="US:7IE.B`Q,'!T
M.R<^*#$L,#4Q/"]T9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=T97AT+6EN9&5N=#H@,'!X.R!P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^061D:71I;VYS/"]T
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M;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T=&]M+7=I9'1H.B`Q<'0[
M(&)O<F1E<BUB;W1T;VTM<W1Y;&4Z('-O;&ED.R<^-BPP,S$\+W1D/@T*/'1D
M('-T>6QE/3-$)W1E>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0M<VEZ93H@,3!P=#L@9F]N="UW96EG:'0Z(&)O;&0[)SX\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@;&5F
M=#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M+6-O;&]R.B!B;&%C
M:SL@8F]R9&5R+6)O='1O;2UW:61T:#H@,7!T.R!B;W)D97(M8F]T=&]M+7-T
M>6QE.B!S;VQI9#LG/CPO=&0^#0H\=&0@<W1Y;&4],T0G=&5X="UA;&EG;CH@
M<FEG:'0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;2UC;VQO<CH@
M8FQA8VL[(&)O<F1E<BUB;W1T;VTM=VED=&@Z(#%P=#L@8F]R9&5R+6)O='1O
M;2US='EL93H@<V]L:60[)SXQ,"PW,3(\+W1D/@T*/'1D('-T>6QE/3-$)W1E
M>'0M86QI9VXZ(&QE9G0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0M<VEZ
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M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N="US:7IE.B`Q,'!T.R<^/"]T
M9#X-"CQT9"!S='EL93TS1"=T97AT+6%L:6=N.B!L969T.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTM8V]L;W(Z(&)L86-K.R!B;W)D97(M8F]T
M=&]M+7=I9'1H.B`R+C5P=#L@8F]R9&5R+6)O='1O;2US='EL93H@9&]U8FQE
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M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!%<W1I
M;6%T960@1F%I<B!686QU97,@;V8@1FEN86YC:6%L($%S<V5T<R!A;F0@3&EA
M8FEL:71I97,@6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O
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M(&AI97)A<F-H>2X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[
M(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&IU<W1I9GD[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4]
M,T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL
M<W!A8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#8^,C`Q
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#8^,C`Q,3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$
M,CXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D5S=&EM871E9#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&-E
M;G1E<CLG(&-O;'-P86X],T0R/D-A<G)Y:6YG/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N
M/3-$,CY&86ER/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY#87)R>6EN9SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@8V5N
M=&5R.R<@8V]L<W!A;CTS1#(^1F%I<CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3LG/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R<^*$1O;&QA<G,@:6X@=&AO=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@
M8V]L<W!A;CTS1#(^06UO=6YT/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/E9A;'5E/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/D%M;W5N=#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N
M/3-$,CY686QU93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY&
M:6YA;F-I86P@87-S971S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#$P+C)P=#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N
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M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M861D:6YG+6QE9G0Z(#$P+C)P=#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M-#0E.R!T97AT+6%L:6=N.B!L969T.R<^0V%S:"!A;F0@8V%S:"!E<75I=F%L
M96YT<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(P,"PQ.3,\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/C(P,"PQ.3,\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$R-RPW-#(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^,3(W+#<T
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@
M,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,3`N,G!T.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY)
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M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXV+#0X,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C8L-S,R/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`Q,"XR<'0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI;F1E;G0Z("TV+C-P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/DQE=F5L(#,@:6YP=71S/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,3`N,G!T.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SY,;V%N<RP@;F5T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C<V.2PP.3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M-SDX+#,X,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^.#4V+#DQ-SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@-2XT<'0[(&9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^1FEN86YC:6%L(&QI86)I;&ET:65S
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUL969T.B`Q,"XR<'0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
M;F1E;G0Z("TV+C-P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DQE=F5L(#(@:6YP
M=71S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,3`N,G!T.R!F;VYT+7-I>F4Z(#$P<'0[)SY$97!O
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#`U,BPS.#(\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C$L,#`Y+#DQ.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@<FEG:'0[)SXQ+#`Q,RPY-C0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#$P+C)P=#L@9F]N="US:7IE.B`Q,'!T.R<^4VAO<G0M=&5R
M;2!B;W)R;W=I;F=S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3<L.#$W/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3<L.#$W/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,3`N,G!T.R!F;VYT+7-I>F4Z(#$P
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M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^-#4U/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^-#<P/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
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M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/D9)3D%.0TE!3"!)3E-44E5-14Y44R!7251(($]&1BU"04Q!3D-%(%-(1454
M(%))4TL@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CQS=')O;F<^1FEN86YC:6%L($EN<W1R=6UE;G1S(%=I=&@@
M3V9F($)A;&%N8V4@4VAE970@4FES:R!$:7-C;&]S=7)E(%M!8G-T<F%C=%T\
M+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V-H
M961U;&4@;V8@0V]M;6ET;65N=',@3W5T<W1A;F1I;F<@6U1A8FQE(%1E>'0@
M0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<"!S='EL
M93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&IU<W1I9GD[)SY4:&4@
M9F]L;&]W:6YG('1A8FQE('!R;W9I9&5S(&EN9F]R;6%T:6]N(&]N(&-O;6UI
M=&UE;G1S(&]U='-T86YD:6YG(&%S(&]F($1E8V5M8F5R(#,Q+"`R,#$R(&%N
M9"`R,#$Q+CPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T(#!P>#L@9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@:G5S=&EF>3LG/B8C,38P.SPO<#X-"CQT86)L92!S='EL93TS1"=F
M;VYT.B`Q,'!T+VYO<FUA;"!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=VED=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[(&9O
M;G0M<VEZ92UA9&IU<W0Z(&YO;F4[(&9O;G0M<W1R971C:#H@;F]R;6%L.R<@
M8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#LG
M/BA$;VQL87)S(&EN('1H;W5S86YD<RD\+W1D/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@
M<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3(\+W1D/@T*/'1D('-T>6QE
M/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE
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M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@-S(E.R!T97AT+6%L:6=N.B!L969T.R<^0V]M;6ET;65N
M=',@=&\@97AT96YD(&-R961I=#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$T,2PU,3@\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B0\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N
M+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,3,V+#(R,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,BPX,3<\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@
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M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,3$L,S$Q/"]T9#X-"CQT9"!S='EL
M93TS1"=P861D:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#`N,3(U:6X[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CLG/E1O=&%L/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG+6)O='1O;3H@
M,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
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M9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE
M9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,30W+#4S,SPO=&0^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\+W1A8FQE/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D
M95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A
M8B]7;W)K<VAE971S+U-H965T-3,N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5+2#X-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W
M<W!A;CTS1#(^/'-T<F]N9SY005)%3E0@0T]-4$%.62!&24Y!3D-)04P@24Y&
M3U)-051)3TX@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N9&5D/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^0V]N9&5N<V5D($9I;F%N8VEA;"!);F9O
M<FUA=&EO;B!O9B!087)E;G0@0V]M<&%N>2!/;FQY($1I<V-L;W-U<F4@6T%B
M<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y38VAE9'5L92!O9B!#;VYD96YS960@1FEN86YC:6%L(%-T871E;65N
M=',@6U1A8FQE(%1E>'0@0FQO8VM=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<"!S='EL93TS1"=M87)G:6XZ(#!P="`P<'@[(&9O;G0Z(#$P
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M,38P.SPO<#X-"CQP('-T>6QE/3-$)VUA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN
M+6)O='1O;3H@,'!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!C96YT97([)SX\9F]N="!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SY#;VYD96YS960@0F%L86YC92!3:&5E=',\
M+V9O;G0^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN+71O<#H@,'!T.R!M87)G
M:6XM8F]T=&]M.B`P<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CLG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/D1E8V5M8F5R(#,Q+#PO9F]N=#X\+W`^
M#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P>#LG/B8C,38P.SPO<#X-"CQT86)L
M92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C;VQL87!S
M93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\='(@<W1Y
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CXR,#$Q/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F
M9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT
M+7-I>F4Z(#$P<'0[('=I9'1H.B`W,B4[)SY#87-H/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^.#(P/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z
M(#$P)3L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#,Q-CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DEN=F5S=&UE;G0@:6X@
M<W5B<VED:6%R:65S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C$Q,RPU,CD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3(Q+#4V-SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^4')E;6ES97,@86YD(&5Q=6EP
M;65N="P@;F5T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C(L-C$V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L-S$Q/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P
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M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,2PQ.38\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L-3$Y
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
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M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,3(W+#$Q,SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B
M86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D
M9&EN9RUL969T.B`U+C1P=#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DQI86)I;&ET:65S
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^06-C<G5E9"!I;G1E<F5S="!P87EA8FQE/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXY
M,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^1&5F97)R960@=&%X
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#,X,SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^,2PP-#`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/DQO;F<M=&5R;2!D96)T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
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M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,RPS-3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#`N-6EN.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY4;W1A
M;"!L:6%B:6QI=&EE<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^-"PQ,S4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4L
M.#8T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M
M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A
M9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^.#4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
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M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C,R+#`U,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/CDP+#@P,3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SY!8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M
M92`H;&]S<RD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD
M.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<P
M.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L-C@Y/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\
M='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N
M9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z
M(#`N-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
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M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,3$T
M+#`R-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,3(Q+#(T
M.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P
M861D:6YG+6QE9G0Z(#`N-S5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY4;W1A;"!L:6%B
M:6QI=&EE<R!A;F0@<W1O8VMH;VQD97)S)B,X,C$W.R!E<75I='D\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L
M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[
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M)W!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P
M="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N
M-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,C<L,3$S/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E-C:&5D=6QE(&]F($-O;F1E;G-E9"!);F-O;64@4W1A
M=&5M96YT(%M486)L92!497AT($)L;V-K73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN+71O<#H@,'!T.R!M87)G
M:6XM8F]T=&]M.B`P<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CLG/CQF;VYT('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/D-O;F1E;G-E9"!3=&%T96UE;G1S(&]F
M($]P97)A=&EO;G,\+V9O;G0^/"]P/@T*/'`@<W1Y;&4],T0G;6%R9VEN+71O
M<#H@,'!T.R!M87)G:6XM8F]T=&]M.B`P<'0[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&-E;G1E<CLG
M/CQF;VYT('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/D9O<B!T:&4@665A
M<G,@16YD960@1&5C96UB97(@,S$L/"]F;VYT/CPO<#X-"CQP('-T>6QE/3-$
M)VUA<F=I;CH@,'!X.R<^)B,Q-C`[/"]P/@T*/'1A8FQE('-T>6QE/3-$)V9O
M;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H
M.B`Q,#`E.R!B;W)D97(M8V]L;&%P<V4Z(&-O;&QA<'-E.R<@8V5L;'-P86-I
M;F<],T0P(&-E;&QP861D:6YG/3-$,#X-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[)SXH1&]L;&%R
M<R!I;B!T:&]U<V%N9',I/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@
M<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/C(P,3$\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^,C`Q,#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
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M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@
M9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@-3@E.R!T97AT+6%L:6=N.B!L969T
M.R<^1&EV:61E;F1S(&9R;VT@<W5B<VED:6%R:65S/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,RPQ-30\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L-3$Y/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L-S@V/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F
M8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^36%N86=E;65N="!A
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M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXU+#<X,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(T-3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<P/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@
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M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-CPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXQ/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
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M(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^.2PP,C8\+W1D/@T*
M/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-RPU-3,\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB
M;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
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M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M="US:7IE.B`Q,'!T.R<^17AP96YS97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
M<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC
M;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@
M,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY)
M;G1E<F5S="!E>'!E;G-E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C$P-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
M(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-30\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@
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M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#DW-SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0L,3(P/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0W,3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0Y-#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
M86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT
M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M3W1H97(@;W!E<F%T:6YG(&5X<&5N<V5S/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXQ+#4R.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,2PS-C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
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M(#`N-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
M:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-BPR.#<\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C4L.38R/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8L,C@U
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/DEN8V]M
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,2PU.3$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXR+#8V-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^26YC;VUE('1A>"`H8F5N969I
M="D@97AP96YS93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M*#4X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$Y,#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,34Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`Y<'0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UI
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#<X,3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C(L-3$V/"]T9#X-"CQT9"!S
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
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M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$R
M+#0S-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R+#8W.#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#0L,3@S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI
M/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O
M='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS
M1"=P861D:6YG+6QE9G0Z(#4N-'!T.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DYE="!L;W-S
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D
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M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L
M969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ
M(')I9VAT.R<^*#$L-C8W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/BD\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!#;VYD
M96YS960@0V%S:"!&;&]W(%-T871E;65N="!;5&%B;&4@5&5X="!";&]C:UT\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)VUA
M<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@,'!T.R!F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!C
M96YT97([)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SY#;VYD
M96YS960@4W1A=&5M96YT<R!O9B!#87-H($9L;W=S/"]F;VYT/CPO<#X-"CQP
M('-T>6QE/3-$)VUA<F=I;BUT;W`Z(#!P=#L@;6%R9VEN+6)O='1O;3H@,'!T
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!C96YT97([)SX\9F]N="!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SY&;W(@=&AE(%EE87)S($5N9&5D($1E8V5M8F5R(#,Q+#PO9F]N
M=#X\+W`^#0H\<"!S='EL93TS1"=M87)G:6XZ(#!P>#LG/B8C,38P.SPO<#X-
M"CQT86)L92!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,3`P)3L@8F]R9&5R+6-O;&QA<'-E.B!C
M;VQL87!S93LG(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`^#0H\
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@
M,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CXR
M,#$Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O
M;'-P86X],T0R/C(P,3`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\+W1R
M/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG
M<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,"XR-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H
M.B`U."4[('1E>'0M86QI9VXZ(&QE9G0[)SY.970@;&]S<SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@
M=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M
M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B@Y+#8S.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T
M.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T
M:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@X.3<\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,3`E
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q+#8V-SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE
M9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,C(N-7!T.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M:6YD96YT.B`M-"XU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY!
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M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#,Q+C5P=#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6EN9&5N=#H@+30N
M-7!T.R!T97AT+6%L:6=N.B!L969T.R<^17%U:71Y(&EN('5N9&ES=')I8G5T
M960@;F5T(&QO<W,@;V8@<W5B<VED:6%R:65S/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$R+#0S-3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXR+#8W.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C0L,3@S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`R-W!T.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY$
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M-#`T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^4W1O8VLM8F%S
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M>'0M86QI9VXZ(')I9VAT.R<^,C`Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,S.#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C,Y
M,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C
M9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,C=P=#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^17AC97-S('1A>"!E
M>'!E;G-E(&9R;VT@<W1O8VLM8F%S960@87)R86YG96UE;G1S/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q,#8\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B@T-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[
M)SXH,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V
M97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET
M93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,C=P=#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3F5T(&1E8W)E87-E("AI
M;F-R96%S92D@:6X@;W1H97(@87-S971S/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/C$U.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$R.3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,C=P=#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^3F5T("AD96-R96%S92D@:6YC<F5A<V4@:6X@;W1H97(@;&EA8FEL
M:71I97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
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M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A
M9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O
M='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C0P
M-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@
M8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#`N-6EN.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY.970@8V%S:"!P<F]V:61E
M9"!B>2!O<&5R871I;F<@86-T:79I=&EE<SPO=&0^#0H\=&0@<W1Y;&4],T0G
M<&%D9&EN9RUB;W1T;VTZ(#%P=#L@9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^,BPU.3@\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,BPQ,C8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
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M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG
M+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
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M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T
M=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4]
M,T0G<&%D9&EN9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/E!U<F-H87-E<R!O9B!P<F5M:7-E<R!A;F0@97%U
M:7!M96YT/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/B@Q,#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/B@U-SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXH,3`Y/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^26YV97-T;65N="!I;B!U;F-O;G-O;&ED871E9"!S=6)S:61I87)Y/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B@R-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T
M>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L
M;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N
M,C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^26YV97-T;65N="!I;B!S=6)S:61I87)I97,\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R+#`P,#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O
M;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@U-3`\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
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M969T.B`P+C5I;CL@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
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M('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#(L,3`X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#8S
M,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
M9VXZ(')I9VAT.R<^*#$S-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS
M1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C
M8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C(U:6X[
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M*#,L,S<X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G
M=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI
M=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#`N,C5I;CL@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^4')O8V5E9',@9G)O
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXS+#(P,#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM
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M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L,#`W/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
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M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3`V/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/C0U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^,C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#`N,C5I;CL@9F]N="US:7IE.B`Q,'!T.R<^4F5P=7)C:&%S92!O9B!W
M87)R86YT/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^*#(U/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P+C(U:6X[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
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M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^
M*#@U/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#<V,#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT
M.R<^*#(L,#(V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T
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M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
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M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
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M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R+#8X,3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E
M<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P+C<U:6X[(&9O;G0M
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DYE="`H9&5C
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M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
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M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
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M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PS-#0\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,S(T/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D
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M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M
M86QI9VXZ(')I9VAT.R<^.#(P/"]T9#X-"CQT9"!S='EL93TS1"=P861D:6YG
M+6)O='1O;3H@,BXU<'0[(&9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B
M;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,2PS,38\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXQ+#,T-#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M
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M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14U%/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\
M<W1R;VYG/E%505)415),62!&24Y!3D-)04P@4D5354Q44R`H=6YA=61I=&5D
M*2`H5&%B;&5S*3QB<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY1=6%R=&5R;'D@1FEN86YC:6%L($EN9F]R;6%T:6]N
M($1I<V-L;W-U<F4@6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y38VAE9'5L92!O9B!1=6%R=&5R;'D@1FEN
M86YC:6%L($EN9F]R;6%T:6]N(%M486)L92!497AT($)L;V-K73PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'`@<W1Y;&4],T0G;6%R9VEN.B`P
M<'0@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!J=7-T:69Y.R<^5&AE(&9O;&QO=VEN9R!T86)L
M92!P<F]V:61E<R!A('-U;6UA<GD@;V8@<V5L96-T960@8V]N<V]L:61A=&5D
M('%U87)T97)L>2!F:6YA;F-I86P@9&%T82!F;W(@=&AE('1W;R!Y96%R<R!E
M;F1E9"!$96-E;6)E<B`S,2P@,C`Q,BX\+W`^#0H\<"!S='EL93TS1"=M87)G
M:6XZ(#!P="`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[)SXF(S$V,#L\+W`^#0H\=&%B;&4@<W1Y;&4],T0G9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P
M,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL<W!A8VEN9STS
M1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L
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M<&%N/3-$,CY&:7)S="`\8G(@("\^475A<G1E<CPO=&0^#0H\=&0@<W1Y;&4]
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M96YT97([)R!C;VQS<&%N/3-$,CY396-O;F0@/&)R("`O/E%U87)T97(\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q<'0[(&9O;G0Z(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@
M=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^5&AI<F0@/&)R("`O
M/E%U87)T97(\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M8F]T=&]M.B`Q
M<'0[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^
M1F]U<G1H(#QB<B`@+SY1=6%R=&5R/"]T9#X-"CQT9"!S='EL93TS1"=P861D
M:6YG+6)O='1O;3H@,7!T.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SXR,#$R/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
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M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L
M+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\
M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`T-"4[('1E>'0M
M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY);G1E<F5S="!I;F-O
M;64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N
M97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F
M=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXQ,2PX-38\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('=I9'1H.B`Q,"4[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,3$L-CDR/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W:61T
M:#H@,B4[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$E
M.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$Q+#,Y,SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#(E.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@
M;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED=&@Z(#$P)3L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXQ,"PY-C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=VED=&@Z(#$E.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO
M='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C
M:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I
M;F<M;&5F=#H@,'!X.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6EN9&5N=#H@,'!X.R!T97AT+6%L:6=N.B!L969T
M.R<^3F5T(&EN=&5R97-T(&EN8V]M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T
M:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG
M:'0[)SXY+#$Y-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
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M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^."PW,S`\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@
M=&5X="UA;&EG;CH@<FEG:'0[)SXX+#,X,3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@
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M8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[
M)SXX+#,W,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA
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M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^-BPR,#`\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S
M+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B
M;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M
M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z
M(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X
M="UA;&EG;CH@<FEG:'0[)SXY+#8U,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X
M.R!F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B@U+#`Y.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M97)I9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
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M(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/DYE="`H;&]S<RD@:6YC;VUE/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@S+#`S-CPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
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M9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[
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M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[
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M('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^
M,"XP,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM
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M<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI
M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P
M<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ
M(')I9VAT.R<^*#`N-C`\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(&)O;&0@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG
M;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A
M;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^
M#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@
M=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P
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M-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^*3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[
M('1E>'0M86QI9VXZ(')I9VAT.R<^,"XP,SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N=#H@8F]L9"`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
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M:'0[)SXH,"XR,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@8F]L9"`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T
M:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B!B;VQD(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^*#`N-C`\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(&)O;&0@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F
M=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@
M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W
M(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M
M86QI9VXZ(&QE9G0[)SXR,#$Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R
M:68[('1E>'0M:6YD96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY);G1E
M<F5S="!I;F-O;64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM
M97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T
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M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
M('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
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M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^,3`L,3(S
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA
M;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@
M=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/CDL.#,W/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
M('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
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M="UA;&EG;CH@<FEG:'0[)SXT+#`S-3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$
M)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C
M8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UI
M;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/BA,;W-S*2!I;F-O;64@
M8F5F;W)E(&EN8V]M92!T87AE<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@
M,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I
M;65S+"!S97)I9CL@=&5X="UA;&EG;CH@<FEG:'0[)SXH,BPP,C0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S
M(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
M=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R
M-C8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM
M97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q
M,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T
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M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6EN
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M.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L
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M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
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M8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UI;F1E;G0Z(#!P>#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
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M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z
M(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD
M96YT.B`P<'@[('1E>'0M86QI9VXZ(&QE9G0[)SY"87-I8R`H;&]S<RD@96%R
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M<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^*#`N,3,\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE<RP@
M<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE
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M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R
M;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/C`N,#$\
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M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C`N,#0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG
M;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@
M<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0Z(#$P<'0@=&EM97,@
M;F5W(')O;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M:6YD96YT.B`P<'@[('1E
M>'0M86QI9VXZ(&QE9G0[)SY$:6QU=&5D("AL;W-S*2!E87)N:6YG<R!P97(@
M8V]M;6]N('-H87)E/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I
M;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L
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M='EL93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E
M<FEF.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@P+C`S/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT.B`Q,'!T('1I;65S(&YE=R!R;VUA;BP@=&EM97,L('-E<FEF
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CLG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M
M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O;6%N+"!T:6UE
M<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^,"XP,3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S
M97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I
M9CLG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE
M<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0Z(#$P<'0@=&EM97,@;F5W(')O
M;6%N+"!T:6UE<RP@<V5R:68[('1E>'0M86QI9VXZ(')I9VAT.R<^,"XP-#PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL
M('1I;65S+"!S97)I9CL@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\+W1R/@T*/"]T86)L93X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM
M+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W
M,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P
M-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#4U
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%344^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4T5'
M345.5"!215!/4E1)3D<@*%1A8FQE<RD\8G(^/"]S=')O;F<^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,3(@36]N=&AS($5N
M9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5G;65N="!297!O<G1I;F<@
M6T%B<W1R86-T73PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y38VAE9'5L92!O9B!396=M96YT(%)E<&]R=&EN9R!);F9O<FUA
M=&EO;BP@8GD@4V5G;65N="!;5&%B;&4@5&5X="!";&]C:UT\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQP('-T>6QE/3-$)VUA<F=I;CH@,'!T
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M+"!S97)I9CLG/CQB/B8C,38P.SPO8CX\+W`^#0H\=&%B;&4@<W1Y;&4],T0G
M9F]N=#H@,3!P="!T:6UE<R!N97<@<F]M86XL('1I;65S+"!S97)I9CL@=VED
M=&@Z(#$P,"4[(&)O<F1E<BUC;VQL87!S93H@8V]L;&%P<V4[)R!C96QL<W!A
M8VEN9STS1#`@8V5L;'!A9&1I;F<],T0P/@T*/'1R('-T>6QE/3-$)W9E<G1I
M8V%L+6%L:6=N.B!B;W1T;VT[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE
M9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY)
M;G-U<F%N8V4@4')O9'5C=',\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&-E;G1E<CLG(&-O;'-P86X],T0R/E!A<F5N
M=#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R<^#0H\=&0@<W1Y
M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R<^*$1O;&QA<G,@:6X@=&AO
M=7-A;F1S*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0F%N:VEN
M9SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS
M<&%N/3-$,CYA;F0@4V5R=FEC97,\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA
M;&EG;CH@8V5N=&5R.R<@8V]L<W!A;CTS1#(^0V]M<&%N>3PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T
M('-O;&ED.R!T97AT+6%L:6=N.B!C96YT97([)R!C;VQS<&%N/3-$,CY4;W1A
M;#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG
M+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4]
M,T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@
M(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^,C`Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z
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M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO
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M.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`T-"4[('1E>'0M86QI9VXZ(&QE
M9G0[)SY);G1E<F5S="!I;F-O;64\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C
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M;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#(E.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!W:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,3`E.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<Y/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W
M:61T:#H@,24[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('=I9'1H.B`R)3LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$E.R!T97AT
M+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG
M:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=VED=&@Z(#$P)3L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!W:61T:#H@,24[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I
M9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('=I9'1H.B`R)3LG/B8C,38P
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M+7-I>F4Z(#$P<'0[('=I9'1H.B`Q)3L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N
M.B!B;W1T;VT[(&)A8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S
M='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T
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M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,3`L-30V/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@<FEG:'0[)SXM/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q
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M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
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M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^,3`L-#(R/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R,RPW,#(\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
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M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z("-C8V9F8V,[)SX-"CQT9"!S='EL93TS1"=P861D
M:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^3F5T(&EN=&5R<V5G;65N="`H97AP96YS92D@:6YC;VUE/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B
M;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-"PY.3,\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[
M('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K
M(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-3`S/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
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M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^-2PT.38\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\
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M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[
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M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@T,30\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
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M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI
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M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#<P
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[
M(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T
M=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,38X
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L
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M:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^3F5T("AL;W-S*2!I;F-O;64\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
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M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE
M9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,3`X/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
M:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^
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M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
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M.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H
M=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
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M.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^5&]T86P@87-S971S/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D
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M9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^,38L.#`Y
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT
M.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
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M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
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M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O
M;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$
M)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O
M;&0[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW
M96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B;VQD.R!F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M=V5I9VAT.B!B;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M=V5I9VAT.B!B
M;VQD.R!F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\+W1R/@T*
M/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U
M;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/C(P
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M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@
M8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^
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M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
M=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C
M8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SY);G1E<F5S="!I;F-O;64\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4P+#<R,3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
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M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/DEN=&5R97-T(&5X<&5N<V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#$Q+#`U,3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B@Q,2PP.#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S
M='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O
M;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/E!R;W9I
M<VEO;B!F;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^*#$Y+#0W,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\+W1R/@T*/'1R
M('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A8VMG<F]U;F0M
M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P
M<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DYO;FEN
M=&5R97-T(&EN8V]M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXW+#(V
M.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG
M/CDL.#@Q/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^,38X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(')I9VAT.R<^,3<L,S$X/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-
M"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O
M=6YD+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL
M969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/DYO;FEN=&5R97-T(&5X<&5N<V4\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT
M.R<^*#(R+#<S.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH,3`L-S8V/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/B@U+#8V,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
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M>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3F5T(&EN
M=&5R<V5G;65N="`H97AP96YS92D@:6YC;VUE/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
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M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4L-C`S/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`Q<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
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M9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*$QO<W,I(&EN8V]M92!B969O<F4@:6YC
M;VUE('1A>&5S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@T,3<\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L,C`Y/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXI/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C<Q/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L-34U
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC
M86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-
M"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^26YC;VUE('1A>"!B96YE9FET("AE
M>'!E;G-E*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,3<V/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R
M9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C4Q,CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI
M9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,S`\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@
M8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R:6=H=#LG/C8U.#PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^
M#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R
M;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R
M+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DYE="`H;&]S<RD@:6YC;VUE/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,C0Q/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@V
M.3<\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@
M,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT
M+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E
M>'0M86QI9VXZ(')I9VAT.R<^-#$\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ
M(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXH.#DW
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M
M8F]T=&]M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T
M<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K
M9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D('-T>6QE/3-$)W!A9&1I;F<M
M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L
M969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T
M:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B`C8V-F9F-C
M.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^5&]T86P@87-S971S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T
M;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ
M+#$S."PU-S8\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D
M;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ-RPS-30\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXR+#(V,SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB
M;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG
M/B0\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R
M+6)O='1O;3H@8FQA8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/C$L,34X+#$Y,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/"]T<CX-"CQT<B!S='EL93TS1"=V97)T:6-A;"UA
M;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R.B!W:&ET93LG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI
M9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@(V-C9F9C8SLG/@T*/'1D
M('-T>6QE/3-$)W!A9&1I;F<M;&5F=#H@,'!X.R!F;VYT+7-I>F4Z(#$P<'0[
M('1E>'0M86QI9VXZ(&QE9G0[)SXR,#$P/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T
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M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L9#L@9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E
M:6=H=#H@8F]L9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T
M.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7=E:6=H=#H@8F]L
M9#L@9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="UW96EG:'0Z(&)O;&0[(&9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M+W1R/@T*/'1R('-T>6QE/3-$)W9E<G1I8V%L+6%L:6=N.B!B;W1T;VT[(&)A
M8VMG<F]U;F0M8V]L;W(Z('=H:71E.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN
M9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F
M=#LG/DEN=&5R97-T(&EN8V]M93PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$V
M.#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
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M,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/C4U+#0V,3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R
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M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@Q,BPW-3(\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/BD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L
M:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I
M>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@W,#PO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI
M9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH,3(L.#(R/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXI/"]T9#X-"CPO='(^#0H\='(@<W1Y;&4],T0G=F5R=&EC86PM86QI9VXZ
M(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO<CH@=VAI=&4[)SX-"CQT9"!S='EL
M93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@9F]N="US:7IE.B`Q,'!T.R!T97AT
M+6%L:6=N.B!L969T.R<^4')O=FES:6]N(&9O<B!C<F5D:70@;&]S<V5S/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@
M;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@R,2PQ,3D\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N
M.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
M(#$P<'0[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
M/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[)SXF(S$V,#L\
M+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG
M;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H=#LG/BT\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[
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M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^-RPS,#@\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ,"PW,SD\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/CPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE
M9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXH-BD\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
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M;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@=&5X
M="UA;&EG;CH@;&5F=#LG/DYO;FEN=&5R97-T(&5X<&5N<V4\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E
M>'0M86QI9VXZ(')I9VAT.R<^*#(T+#,R.#PO=&0^#0H\=&0@<W1Y;&4],T0G
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
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M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@U+#DX,CPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-
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M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E
M>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!R:6=H=#LG/B@U+#0Q.#PO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE
M.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M
M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^*#4R,3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R<^
M)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O
M<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ
M(')I9VAT.R<^-2PY,SD\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#L@=&5X="UA;&EG;CH@;&5F=#LG
M/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`Q
M<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^+3PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CPO='(^#0H\='(@<W1Y
M;&4],T0G=F5R=&EC86PM86QI9VXZ(&)O='1O;3L@8F%C:V=R;W5N9"UC;VQO
M<CH@=VAI=&4[)SX-"CQT9"!S='EL93TS1"=P861D:6YG+6QE9G0Z(#!P>#L@
M9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^3&]S<R!B969O
M<F4@:6YC;VUE('1A>"!B96YE9FET/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!R:6=H
M=#LG/B@Q+#`Q-CPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
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M="US:7IE.B`Q,'!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(')I
M9VAT.R<^*#$Q.3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!T97AT+6%L:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N
M="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXH,BPQ-3D\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P
M=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT<B!S='EL
M93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD+6-O;&]R
M.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[
M(&9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/DEN8V]M92!T
M87@@8F5N969I=#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P
M="!S;VQI9#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(')I9VAT.R<^,C,R/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q
M<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#%P=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D
M97(M8F]T=&]M.B!B;&%C:R`Q<'0@<V]L:60[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!R
M:6=H=#LG/C(S,SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I
M;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O
M;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,7!T('-O;&ED
M.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#%P="!S
M;VQI9#L@=&5X="UA;&EG;CH@<FEG:'0[)SXR-SPO=&0^#0H\=&0@<W1Y;&4]
M,T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O;3H@,7!T.R!T97AT
M+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`Q<'0[)SXF(S$V,#L\+W1D
M/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O
M;3H@8FQA8VL@,7!T('-O;&ED.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[
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M9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T
M;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^3F5T(&QO<W,\+W1D/@T*
M/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ
M(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z
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M:6=N.B!L969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q
M,'!T.R!P861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D
M('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA
M8VL@,BXU<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B
M;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^*#<Y,3PO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O
M='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXI/"]T9#X-"CQT9"!S
M='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P
M=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI
M9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXH.3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ
M93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L
M969T.R<^*3PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P
M861D:6YG+6)O='1O;3H@,BXU<'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!L969T.R<^)#PO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R
M+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(')I9VAT.R<^*#$L-C8W/"]T9#X-
M"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M
M.B`R+C5P=#L@=&5X="UA;&EG;CH@;&5F=#LG/BD\+W1D/@T*/"]T<CX-"CQT
M<B!S='EL93TS1"=V97)T:6-A;"UA;&EG;CH@8F]T=&]M.R!B86-K9W)O=6YD
M+6-O;&]R.B`C8V-F9F-C.R<^#0H\=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T
M.B`P<'@[(&9O;G0M<VEZ93H@,3!P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y
M;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL
M93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V
M,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA
M;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M
M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO=&0^#0H\
M=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ(&QE9G0[
M)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@
M=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$
M)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C,38P.SPO
M=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M86QI9VXZ
M(&QE9G0[)SXF(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@
M,3!P=#L@=&5X="UA;&EG;CH@<FEG:'0[)SXF(S$V,#L\+W1D/@T*/'1D('-T
M>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@=&5X="UA;&EG;CH@;&5F=#LG/B8C
M,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R<^)B,Q
M-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('1E>'0M
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M=&0@<W1Y;&4],T0G<&%D9&EN9RUL969T.B`P<'@[(&9O;G0M<VEZ93H@,3!P
M=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^
M5&]T86P@87-S971S/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P
M<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@
M<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C
M:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT
M9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L
M86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ+#$P."PW
M,3(\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN
M9RUB;W1T;VTZ(#(N-7!T.R!T97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T
M9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T
M=&]M.B`R+C5P=#LG/B8C,38P.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US
M:7IE.B`Q,'!T.R!B;W)D97(M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[
M('1E>'0M86QI9VXZ(&QE9G0[)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT
M+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L
M93L@=&5X="UA;&EG;CH@<FEG:'0[)SXQ."PW-3D\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D9&EN9RUB;W1T;VTZ(#(N-7!T.R!T
M97AT+6%L:6=N.B!L969T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS1"=F
M;VYT+7-I>F4Z(#$P<'0[('!A9&1I;F<M8F]T=&]M.B`R+C5P=#LG/B8C,38P
M.SPO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!B;W)D97(M
M8F]T=&]M.B!B;&%C:R`R+C5P="!D;W5B;&4[('1E>'0M86QI9VXZ(&QE9G0[
M)SXD/"]T9#X-"CQT9"!S='EL93TS1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E
M<BUB;W1T;VTZ(&)L86-K(#(N-7!T(&1O=6)L93L@=&5X="UA;&EG;CH@<FEG
M:'0[)SXR+#@T,#PO=&0^#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T
M.R!P861D:6YG+6)O='1O;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF
M(S$V,#L\+W1D/@T*/'1D('-T>6QE/3-$)V9O;G0M<VEZ93H@,3!P=#L@<&%D
M9&EN9RUB;W1T;VTZ(#(N-7!T.R<^)B,Q-C`[/"]T9#X-"CQT9"!S='EL93TS
M1"=F;VYT+7-I>F4Z(#$P<'0[(&)O<F1E<BUB;W1T;VTZ(&)L86-K(#(N-7!T
M(&1O=6)L93L@=&5X="UA;&EG;CH@;&5F=#LG/B0\+W1D/@T*/'1D('-T>6QE
M/3-$)V9O;G0M<VEZ93H@,3!P=#L@8F]R9&5R+6)O='1O;3H@8FQA8VL@,BXU
M<'0@9&]U8FQE.R!T97AT+6%L:6=N.B!R:6=H=#LG/C$L,3,P+#,Q,3PO=&0^
M#0H\=&0@<W1Y;&4],T0G9F]N="US:7IE.B`Q,'!T.R!P861D:6YG+6)O='1O
M;3H@,BXU<'0[('1E>'0M86QI9VXZ(&QE9G0[)SXF(S$V,#L\+W1D/@T*/"]T
M<CX-"CPO=&%B;&4^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].
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M#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$
M0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T
M9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO
M=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T
M/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T
M(&ED/3-$240P15A"0D<^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4U5-34%2
M62!/1B!324=.249)0T%.5"!!0T-/54Y424Y'(%!/3$E#2453("A$971A:6QS
M(%1E>'1U86PI("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H
M97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H(&-O;'-P86X],T0R/C,@36]N=&AS($5N9&5D/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N
M9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/E-E<"X@,S`L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^4V5P+B`S,"P@,C`Q,#QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,#QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1FEN:71E+4QI=F5D($EN=&%N
M9VEB;&4@07-S970L(%5S969U;"!,:69E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XR,2!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^1V]O9'=I;&PL($EM<&%I<FUE;G0@0VAA
M<F=E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q+#(P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,2PU,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#0L,C(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`T+#(R-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@07-S970@26UP86ER;65N="!#
M:&%R9V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M061V97)T:7-I;F<@17AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`S,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#(Y-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,S0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&=7)N:71U<F4@86YD($9I>'1U<F5S
M(%M-96UB97)=('P@36EN:6UU;2!;365M8F5R73PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y0<F]P97)T>2P@4&QA;G0@86YD($5Q=6EP;65N
M="P@57-E9G5L($QI9F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/C,@>65A<G,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9U<FYI='5R92!A;F0@1FEX='5R97,@6TUE;6)E<ET@?"!-
M87AI;75M(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!R;W!E<G1Y+"!0;&%N="!A;F0@17%U:7!M96YT+"!5<V5F=6P@3&EF
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^,3`@>65A<G,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O
M;7!U=&5R($5Q=6EP;65N="!;365M8F5R72!\($UI;FEM=6T@6TUE;6)E<ET\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')O<&5R='DL(%!L
M86YT(&%N9"!%<75I<&UE;G0L(%5S969U;"!,:69E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#XS('EE87)S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUP=71E<B!%<75I<&UE;G0@
M6TUE;6)E<ET@?"!-87AI;75M(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E!R;W!E<G1Y+"!0;&%N="!A;F0@17%U:7!M96YT
M+"!5<V5F=6P@3&EF93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M-2!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0G5I;&1I;F<@86YD($)U:6QD:6YG($EM<')O=F5M96YT<R!;
M365M8F5R72!\($UI;FEM=6T@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4')O<&5R='DL(%!L86YT(&%N9"!%<75I<&UE;G0L
M(%5S969U;"!,:69E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XQ
M,"!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0G5I;&1I;F<@86YD($)U:6QD:6YG($EM<')O=F5M96YT<R!;
M365M8F5R72!\($UA>&EM=6T@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4')O<&5R='DL(%!L86YT(&%N9"!%<75I<&UE;G0L
M(%5S969U;"!,:69E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XT
M,"!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3&%N9"!);7!R;W9E;65N=',@6TUE;6)E<ET\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')O<&5R='DL(%!L86YT(&%N9"!%
M<75I<&UE;G0L(%5S969U;"!,:69E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#XQ-2!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S
M,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U
M9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T-3<N
M:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT
M86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S
M8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I
M=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E
M=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS
M1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C
M<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E
M<&]R="!I9#TS1$E$,$4U3T%'/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/DE.
M5D535$U%3E0@4T5#55))5$E%4R`H1&5T86EL<RD@*%531"`D*3QB<CY);B!4
M:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B
M;&4M9F]R+7-A;&4@<V5C=7)I=&EE<RP@06UO<G1I>F5D($-O<W0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,30R+#,S,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3(W+#0X,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M079A:6QA8FQE+69O<BUS86QE('-E8W5R:71I97,L($=R;W-S(%5N<F5A;&EZ
M960@1V%I;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,SDR
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPT,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D%V86EL86)L92UF;W(M<V%L92!S96-U<FET:65S+"!'<F]S<R!5
M;G)E86QI>F5D($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C$W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3$T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@<V5C=7)I=&EE<RP@17-T
M:6UA=&5D($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$T-2PU,#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,CDL-S@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y('-E8W5R:71I
M97,L($%M;W)T:7IE9"!#;W-T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#8U-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C8L-#@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y(96QD+71O+6UA='5R:71Y('-E8W5R:71I97,L
M($5S=&EM871E9"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR+#@X-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C8L-S,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#;VQL871E<F%L:7IE9"!-;W)T9V%G92!"
M86-K960@4V5C=7)I=&EE<R!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@<V5C=7)I=&EE<RP@
M06UO<G1I>F5D($-O<W0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$P-BPU,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XX-2PU-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L92UF;W(M<V%L92!S96-U<FET:65S
M+"!'<F]S<R!5;G)E86QI>F5D($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR+#0V-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L-3@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@<V5C
M=7)I=&EE<RP@1W)O<W,@56YR96%L:7IE9"!,;W-S97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/CDY/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+7-A;&4@
M<V5C=7)I=&EE<RP@17-T:6UA=&5D($9A:7(@5F%L=64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$P."PW.#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-RPP,S,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!396-U
M<FET:65S(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%V86EL86)L92UF;W(M<V%L92!S96-U<FET:65S+"!!;6]R=&EZ960@
M0V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3DV/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3<W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!
M=F%I;&%B;&4M9F]R+7-A;&4@<V5C=7)I=&EE<RP@1W)O<W,@56YR96%L:7IE
M9"!'86EN<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M079A:6QA8FQE+69O<BUS86QE('-E8W5R:71I97,L($=R;W-S(%5N<F5A;&EZ
M960@3&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M079A:6QA8FQE+69O<BUS86QE('-E8W5R:71I97,L($5S=&EM871E9"!&86ER
M(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,C$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.3D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DAE;&0M=&\M;6%T=7)I='D@<V5C=7)I=&EE<RP@06UO<G1I>F5D($-O<W0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0M=&\M;6%T
M=7)I='D@<V5C=7)I=&EE<RP@17-T:6UA=&5D($9A:7(@5F%L=64\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E53($=O=F5R;FUE;G0@0V]R
M<&]R871I;VYS(&%N9"!!9V5N8VEE<R!396-U<FET:65S(%M-96UB97)=/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L92UF;W(M
M<V%L92!S96-U<FET:65S+"!!;6]R=&EZ960@0V]S=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S4L,C$S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#$L,S8P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R
M+7-A;&4@<V5C=7)I=&EE<RP@1W)O<W,@56YR96%L:7IE9"!'86EN<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3`S/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#`S/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M
M9F]R+7-A;&4@<V5C=7)I=&EE<RP@1W)O<W,@56YR96%L:7IE9"!,;W-S97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE
M+69O<BUS86QE('-E8W5R:71I97,L($5S=&EM871E9"!&86ER(%9A;'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-BPQ,#<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,BPQ-#@\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E53
M(%-T871E<R!A;F0@4&]L:71I8V%L(%-U8F1I=FES:6]N<R!$96)T(%-E8W5R
M:71I97,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^2&5L9"UT;RUM871U<FET>2!S96-U<FET:65S+"!!;6]R=&EZ960@0V]S
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPV-3<\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#0X,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M2&5L9"UT;RUM871U<FET>2!S96-U<FET:65S+"!'<F]S<R!5;G)E86QI>F5D
M($=A:6YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,C<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-3(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DAE;&0M=&\M;6%T=7)I='D@<V5C=7)I=&EE<RP@1W)O<W,@56YR96%L:7IE
M9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(
M96QD+71O+6UA='5R:71Y('-E8W5R:71I97,L($5S=&EM871E9"!&86ER(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L.#@T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V
M+#<S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A
M8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?
M-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT
M+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F
M7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T-3@N:'1M;`T*0V]N=&5N
M="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N
M="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M
M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M
M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C
M<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@
M1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^
M#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$
M,$5#3D%%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C
M;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/DE.5D535$U%3E0@4T5#
M55))5$E%4R`H1&5T86EL<R`Q*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@
M=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M1F]R+5-A;&4@
M4V5C=7)I=&EE<RP@0V]N=&EN=6]U<R!5;G)E86QI>F5D($QO<W,@4&]S:71I
M;VXL($QE<W,@5&AA;B`Q,B!-;VYT:',L($9A:7(@5F%L=64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,CDL-S<Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M1F]R
M+5-A;&4@4V5C=7)I=&EE<RP@0V]N=&EN=6]U<R!5;G)E86QI>F5D($QO<W,@
M4&]S:71I;VXL($QE<W,@5&AA;B`Q,B!-;VYT:',L(%5N<F5A;&EZ960@3&]S
M<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,3<\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL
M86)L92U&;W(M4V%L92!396-U<FET:65S+"!#;VYT:6YU;W5S(%5N<F5A;&EZ
M960@3&]S<R!0;W-I=&EO;BP@,3(@36]N=&AS($]R($QO;F=E<BP@1F%I<B!6
M86QU93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA
M8FQE+49O<BU386QE(%-E8W5R:71I97,L($-O;G1I;G5O=7,@56YR96%L:7IE
M9"!,;W-S(%!O<VET:6]N+"`Q,B!-;VYT:',@3W(@3&]N9V5R+"!5;G)E86QI
M>F5D($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M079A:6QA8FQE+69O<BUS86QE(%-E8W5R:71I97,L($-O;G1I;G5O=7,@56YR
M96%L:7IE9"!,;W-S(%!O<VET:6]N+"!&86ER(%9A;'5E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR.2PW-SD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L92U&;W(M4V%L
M92!396-U<FET:65S+"!#;VYT:6YU;W5S(%5N<F5A;&EZ960@3&]S<R!0;W-I
M=&EO;BP@56YR96%L:7IE9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^55,@1V]V97)N;65N="!#;W)P;W)A=&EO;G,@86YD
M($%G96YC:65S(%-E8W5R:71I97,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE+49O<BU386QE(%-E8W5R:71I
M97,L($-O;G1I;G5O=7,@56YR96%L:7IE9"!,;W-S(%!O<VET:6]N+"!,97-S
M(%1H86X@,3(@36]N=&AS+"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT+#DY,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE+49O<BU386QE(%-E8W5R
M:71I97,L($-O;G1I;G5O=7,@56YR96%L:7IE9"!,;W-S(%!O<VET:6]N+"!,
M97-S(%1H86X@,3(@36]N=&AS+"!5;G)E86QI>F5D($QO<W-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE+49O<BU386QE
M(%-E8W5R:71I97,L($-O;G1I;G5O=7,@56YR96%L:7IE9"!,;W-S(%!O<VET
M:6]N+"`Q,B!-;VYT:',@3W(@3&]N9V5R+"!&86ER(%9A;'5E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M1F]R+5-A;&4@
M4V5C=7)I=&EE<RP@0V]N=&EN=6]U<R!5;G)E86QI>F5D($QO<W,@4&]S:71I
M;VXL(#$R($UO;G1H<R!/<B!,;VYG97(L(%5N<F5A;&EZ960@3&]S<V5S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R
M+7-A;&4@4V5C=7)I=&EE<RP@0V]N=&EN=6]U<R!5;G)E86QI>F5D($QO<W,@
M4&]S:71I;VXL($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C0L.3DQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M1F]R+5-A;&4@4V5C=7)I=&EE<RP@
M0V]N=&EN=6]U<R!5;G)E86QI>F5D($QO<W,@4&]S:71I;VXL(%5N<F5A;&EZ
M960@3&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M;VQL871E<F%L:7IE9"!-;W)T9V%G92!"86-K960@4V5C=7)I=&EE<R!;365M
M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B
M;&4M1F]R+5-A;&4@4V5C=7)I=&EE<RP@0V]N=&EN=6]U<R!5;G)E86QI>F5D
M($QO<W,@4&]S:71I;VXL($QE<W,@5&AA;B`Q,B!-;VYT:',L($9A:7(@5F%L
M=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T+#<X.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A
M:6QA8FQE+49O<BU386QE(%-E8W5R:71I97,L($-O;G1I;G5O=7,@56YR96%L
M:7IE9"!,;W-S(%!O<VET:6]N+"!,97-S(%1H86X@,3(@36]N=&AS+"!5;G)E
M86QI>F5D($QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!=F%I;&%B;&4M1F]R+5-A;&4@4V5C=7)I=&EE<RP@0V]N=&EN=6]U
M<R!5;G)E86QI>F5D($QO<W,@4&]S:71I;VXL(#$R($UO;G1H<R!/<B!,;VYG
M97(L($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%V86EL86)L92U&;W(M4V%L92!396-U<FET:65S+"!#;VYT:6YU;W5S
M(%5N<F5A;&EZ960@3&]S<R!0;W-I=&EO;BP@,3(@36]N=&AS($]R($QO;F=E
M<BP@56YR96%L:7IE9"!,;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D%V86EL86)L92UF;W(M<V%L92!396-U<FET:65S+"!#;VYT
M:6YU;W5S(%5N<F5A;&EZ960@3&]S<R!0;W-I=&EO;BP@1F%I<B!686QU93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C0L-S@X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B
M;&4M1F]R+5-A;&4@4V5C=7)I=&EE<RP@0V]N=&EN=6]U<R!5;G)E86QI>F5D
M($QO<W,@4&]S:71I;VXL(%5N<F5A;&EZ960@3&]S<V5S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#(P.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?
M-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B
M,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S
M+U-H965T-3DN:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5)2D%'/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\
M<W1R;VYG/DE.5D535$U%3E0@4T5#55))5$E%4R`H1&5T86EL<R`R*2`H55-$
M("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I
M960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D%V86EL86)L92!F;W(@<V%L92P@06UO<G1I>F5D($-O<W0L($1U92!I
M;B!O;F4@>65A<B!O<B!L97-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#(L,#0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4@9F]R('-A;&4L($%M;W)T:7IE9"!#
M;W-T+"!$=64@869T97(@;VYE('EE87(@=&AR;W5G:"!F:79E('EE87)S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,BPQ-C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L
M92!F;W(@<V%L92P@06UO<G1I>F5D($-O<W0L($1U92!A9G1E<B!F:79E('EE
M87)S('1H<F]U9V@@=&5N('EE87)S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XT+#(W-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^079A:6QA8FQE(&9O<B!S86QE+"!!;6]R=&EZ960@
M0V]S="P@1'5E(&%F=&5R('1E;B!Y96%R<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3$S+#(U-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE(&9O<B!S86QE+"!!;6]R
M=&EZ960@0V]S="P@1&5B="!M871U<FET:65S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ-#$L-S,W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4@9F]R('-A;&4L($%M
M;W)T:7IE9"!#;W-T+"!4;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,30R+#,S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^079A:6QA8FQE(&9O<B!S86QE+"!%<W1I;6%T960@
M1F%I<B!686QU92P@1'5E(&EN(&]N92!Y96%R(&]R(&QE<W,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,#4R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4@9F]R('-A
M;&4L($5S=&EM871E9"!&86ER(%9A;'5E+"!$=64@869T97(@;VYE('EE87(@
M=&AR;W5G:"!F:79E('EE87)S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,BPR,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D%V86EL86)L92!F;W(@<V%L92P@17-T:6UA=&5D($9A
M:7(@5F%L=64L($1U92!A9G1E<B!F:79E('EE87)S('1H<F]U9V@@=&5N('EE
M87)S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#0T,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A
M:6QA8FQE(&9O<B!S86QE+"!%<W1I;6%T960@1F%I<B!686QU92P@1'5E(&%F
M=&5R('1E;B!Y96%R<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3$V+#$W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^079A:6QA8FQE(&9O<B!S86QE+"!%<W1I;6%T960@1F%I<B!6
M86QU92P@1&5B="!M871U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ-#0L.#@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4@9F]R('-A;&4L($5S=&EM871E
M9"!&86ER(%9A;'5E+"!4;W1A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,30U+#4P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$R.2PW.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0@=&\@;6%T=7)I='D@<V5C=7)I
M=&EE<RP@06UO<G1I>F5D($-O<W0L($1U92!I;B!O;F4@>65A<B!O<B!L97-S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-#4\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0@=&\@
M;6%T=7)I='D@<V5C=7)I=&EE<RP@06UO<G1I>F5D($-O<W0L($1U92!A9G1E
M<B!O;F4@>65A<B!T:')O=6=H(&9I=F4@>65A<G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L,#`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y(96QD('1O(&UA='5R:71Y('-E8W5R
M:71I97,L($%M;W)T:7IE9"!#;W-T+"!$=64@869T97(@9FEV92!Y96%R<R!T
M:')O=6=H('1E;B!Y96%R<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PP,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DAE;&0@=&\@;6%T=7)I='D@<V5C=7)I=&EE<RP@06UO<G1I
M>F5D($-O<W0L($1U92!A9G1E<B!T96X@>65A<G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9"!T;R!M871U<FET>2!S96-U<FET
M:65S+"!!;6]R=&EZ960@0V]S="P@1&5B="!M871U<FET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#8U-SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^2&5L9"!T;R!M871U<FET
M>2!S96-U<FET:65S+"!!;6]R=&EZ960@0V]S="P@5&]T86P\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-C4W/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPT.#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0@=&\@;6%T
M=7)I='D@<V5C=7)I=&EE<RP@17-T:6UA=&5D($9A:7(@5F%L=64L($1U92!I
M;B!O;F4@>65A<B!O<B!L97-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/DAE;&0@=&\@;6%T=7)I='D@<V5C=7)I=&EE<RP@17-T:6UA
M=&5D($9A:7(@5F%L=64L($1U92!A9G1E<B!O;F4@>65A<B!T:')O=6=H(&9I
M=F4@>65A<G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,#4P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y(96QD('1O(&UA='5R:71Y('-E8W5R:71I97,L($5S=&EM871E9"!&86ER
M(%9A;'5E+"!$=64@869T97(@9FEV92!Y96%R<R!T:')O=6=H('1E;B!Y96%R
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ,S,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE;&0@
M=&\@;6%T=7)I='D@<V5C=7)I=&EE<RP@17-T:6UA=&5D($9A:7(@5F%L=64L
M($1U92!A9G1E<B!T96X@>65A<G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C4U-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^2&5L9"!T;R!M871U<FET>2!S96-U<FET:65S+"!%<W1I
M;6%T960@1F%I<B!686QU92P@1&5B="!M871U<FET:65S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR+#@X-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V5C=7)I=&EE<R!H96QD('1O
M(&UA='5R:71Y+"!E<W1I;6%T960@9F%I<B!V86QU92`H:6X@9&]L;&%R<RD\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L.#@T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPW,S(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q
M=6ET>2!396-U<FET:65S(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D%V86EL86)L92!F;W(@<V%L92P@06UO<G1I>F5D($-O
M<W0L(%1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.38\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%V86EL86)L92!F;W(@<V%L92P@17-T:6UA=&5D($9A:7(@5F%L=64L(%1O
M=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,C$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.3D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DAE
M;&0@=&\@;6%T=7)I='D@<V5C=7)I=&EE<RP@06UO<G1I>F5D($-O<W0L(%1O
M=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y396-U<FET
M:65S(&AE;&0@=&\@;6%T=7)I='DL(&5S=&EM871E9"!F86ER('9A;'5E("AI
M;B!D;VQL87)S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^
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M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14=(
M04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0Q/CQS=')O;F<^24Y615-4345.5"!314-54DE4
M2453("A$971A:6QS(#,I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE
M<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE(&9O<B!S86QE+"!!
M;6]R=&EZ960@0V]S="P@5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,30R+#,S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4V5C=7)I=&EE<R!0;&5D9V5D(&%S($-O;&QA
M=&5R86P@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^079A:6QA8FQE(&9O<B!S86QE+"!!;6]R=&EZ960@0V]S="P@5&]T86P\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDQ+#@Q-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<W+#<V,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M079A:6QA8FQE+69O<BUS86QE+"!0;&5D9V5D(&%V86EL86)L92UF;W(M<V%L
M92!S96-U<FET:65S+"!%<W1I;6%T960@1F%I<B!686QU93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y-"PS.3$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<Y+#,U.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D
M95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A
M8B]7;W)K<VAE971S+U-H965T-C$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4U3$%#/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,CX\<W1R;VYG/DE.5D535$U%3E0@4T5#55))5$E%4R`H1&5T
M86EL<R!497AT=6%L*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S
M(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L92UF;W(M4V%L92!396-U<FET:65S
M+"!&86ER(%9A;'5E($1I<V-L;W-U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,30U+#4P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,3(Y+#<X,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE+69O<BUS
M86QE(%-E8W5R:71I97,L($-O;G1I;G5O=7,@56YR96%L:7IE9"!,;W-S(%!O
M<VET:6]N+"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR.2PW-SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!R;V-E961S(&9R;VT@4V%L92!A;F0@36%T=7)I='D@
M;V8@36%R:V5T86)L92!396-U<FET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XV+#,P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(P+#@P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=A:6X@;VX@4V%L92!O9B!);G9E
M<W1M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<X/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3DU
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3&]S<R!O;B!386QE(&]F($EN=F5S=&UE;G1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#,R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$97-C<FEP=&EO;B!O9B!3
M=&%T97,@4&]L:71I8V%L(%-U8F1I=FES:6]N<R!W:71H($-A<G)Y:6YG(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y4:&5R92!W97)E
M(&YO(&]B;&EG871I;VYS(&]F('-T871E<R!O<B!P;VQI=&EC86P@<W5B9&EV
M:7-I;VYS('=I=&@@8V%R<GEI;F<@=F%L=65S+"!A<R!T;R!A;GD@:7-S=65R
M+"!E>&-E961I;F<@,3`E(&]F('-T;V-K:&]L9&5R<R<@97%U:71Y(&%T($1E
M8V5M8F5R(#,Q+"`R,#$R(&]R(#(P,3$N/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
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M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P14-,04,^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q/CQS
M=')O;F<^3$]!3E,@04Y$($%,3$]704Y#12!&3U(@0U)%1$E4($Q/4U-%4R`H
M1&5T86EL<RD@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE
M<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y#;VYS=')U8W1I;VX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,3`X+#`U,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3$Y+#@X,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S:61E;G1I
M86P@<F5A;"!E<W1A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(X."PP,3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS,C$L-C`T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L(')E86P@97-T871E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,30L.30Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$U+#0S.3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M
M;65R8VEA;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`L-S@V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-CDL-#@U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;VYS=6UE<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3,L,CDS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,30L-C,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C<X-2PP.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-#$L,#4P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;&QO=V%N8V4@9F]R
M(&-R961I="!L;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#$U+#DY,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Q-"PR.#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L;V%N<RP@;F5T/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#<V.2PP.3$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@R-BPW-C(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B
M;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U
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M/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N
M=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS
M1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO
M=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-
M"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%5DI!23X-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@
M<F]W<W!A;CTS1#$^/'-T<F]N9SY,3T%.4R!!3D0@04Q,3U=!3D-%($9/4B!#
M4D5$250@3$]34T53("A$971A:6QS(#$I("A54T0@)"D\8G(^26X@5&AO=7-A
M;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@:6YD:79I
M9'5A;&QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`X."PX,C<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<V+#4W.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@8V]L
M;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-CDV+#(U-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<V-"PT-S(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L
M;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S@U+#`X,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@T
M,2PP-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S(&%L
M;&]C871E9"!T;SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3&]A;G,@:6YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP
M86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPR,#$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#0V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&]A;G,@8V]L;&5C=&EV96QY(&5V86QU871E9"!F;W(@:6UP86ER
M;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,L-SDP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L
M.#(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&]T86P@86QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2PY.3$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PR.#@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N86QL
M;V-A=&5D($9I;F%N8VEN9R!296-E:79A8FQE<R!;365M8F5R73PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!I;F1I=FED=6%L;'D@
M979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&]A;G,@8V]L;&5C=&EV96QY(&5V86QU871E9"!F
M;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4;W1A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S(&%L
M;&]C871E9"!T;SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3&]A;G,@:6YD:79I9'5A;&QY(&5V86QU871E9"!F;W(@:6UP
M86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO
M86YS(&-O;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$X-SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@86QL
M;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!,;V%N(%M-96UB97)=/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&EN9&EV:61U
M86QL>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C<Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L-S,X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!C;VQL96-T:79E;'D@
M979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XV,"PP-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XV-RPW-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L;V%N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`L-S@V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-CDL-#@U/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG
M/D%L;&]W86YC92!F;W(@8W)E9&ET(&QO<W-E<R!A;&QO8V%T960@=&\Z/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS
M(&EN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!C;VQL96-T:79E
M;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#8X,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L-#DX/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@86QL;W=A;F-E(&9O
M<B!C<F5D:70@;&]S<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ+#8X,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L-#DX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#;VYS=6UE<B!,;V%N(%M-96UB97)=/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&EN9&EV:61U86QL>2!E
M=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DQO86YS(&-O;&QE8W1I=F5L>2!E=F%L=6%T960@
M9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$S+#(P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$T+#8Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,RPR.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PV,SD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^06QL;W=A;F-E
M(&9O<B!C<F5D:70@;&]S<V5S(&%L;&]C871E9"!T;SH\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@:6YD:79I9'5A
M;&QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!C;VQL96-T:79E;'D@979A;'5A
M=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XU.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y4;W1A;"!A;&QO=V%N8V4@9F]R(&-R961I="!L;W-S
M97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0P-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4Y-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S
M:61E;G1I86P@4F5A;"!%<W1A=&4@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3&]A;G,@:6YD:79I9'5A;&QY(&5V86QU871E
M9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3@L-30Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C,L.#DX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!C;VQL96-T:79E;'D@979A;'5A=&5D
M(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR-CDL-#8R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,CDW+#<P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QO86YS/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR.#@L,#$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(Q+#8P-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!;&QO
M=V%N8V4@9F]R(&-R961I="!L;W-S97,@86QL;V-A=&5D('1O.CPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!I;F1I
M=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XU.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(Y-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;G,@8V]L;&5C=&EV
M96QY(&5V86QU871E9"!F;W(@:6UP86ER;65N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-"PU.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS+#<Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&%L;&]W86YC92!F
M;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-2PQ.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XU+#`Q-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!296%L($5S=&%T92!;365M8F5R
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!I;F1I
M=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS,BPT-#<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,RPU-S@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86YS(&-O;&QE
M8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(X,BPT.30\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.3$L.#8Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A
M;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Q-"PY-#$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,34L
M-#,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/D%L;&]W86YC92!F;W(@8W)E9&ET(&QO<W-E<R!A;&QO
M8V%T960@=&\Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DQO86YS(&EN9&EV:61U86QL>2!E=F%L=6%T960@9F]R(&EM<&%I
M<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8Q-#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO
M86YS(&-O;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-3(P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPT,34\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A
M;"!A;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C0L,3,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,RPT,34\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G-T<G5C=&EO;B!,;V%N
M<R!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,
M;V%N<R!I;F1I=FED=6%L;'D@979A;'5A=&5D(&9O<B!I;7!A:7)M96YT/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-RPP,CD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-RPS,S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO
M86YS(&-O;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I<FUE;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<Q+#`R,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDR+#4T-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O
M=&%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#@L
M,#4Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3$Y+#@X,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY!;&QO=V%N8V4@9F]R(&-R961I="!L;W-S
M97,@86QL;V-A=&5D('1O.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y,;V%N<R!I;F1I=FED=6%L;'D@979A;'5A=&5D(&9O
M<B!I;7!A:7)M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY
M-#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DQO86YS(&-O;&QE8W1I=F5L>2!E=F%L=6%T960@9F]R(&EM<&%I
M<FUE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-#0V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPU
M-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4;W1A;"!A;&QO=V%N8V4@9F]R(&-R961I="!L;W-S97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-"PS.#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,L-S0U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
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M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P13-404L^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q
M(')O=W-P86X],T0R/CQS=')O;F<^3$]!3E,@04Y$($%,3$]704Y#12!&3U(@
M0U)%1$E4($Q/4U-%4R`H1&5T86EL<R`R*2`H55-$("0I/&)R/DEN(%1H;W5S
M86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;G!A:60@<')I;F-I<&%L(&)A
M;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3`U+#<W
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@.3`L,#0S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y296-O<F1E9"!I;G9E<W1M96YT('=I=&@@;F\@86QL;W=A
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-RPV-C0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,2PX
M-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET:"!A;B!A;&QO=V%N8V4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#$V,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L-S,Q/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296QA
M=&5D(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPR,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ+#0V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^079E<F%G92!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-RPP-C0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-"PP,#<\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G-T
M<G5C=&EO;B!,;V%N<R!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y5;G!A:60@<')I;F-I<&%L(&)A;&%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C0Q+#8R,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,T+#8V-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D960@
M:6YV97-T;65N="!W:71H(&YO(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,S`L-S`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C4L-S@V/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-O<F1E9"!I;G9E<W1M
M96YT('=I=&@@86X@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV+#,R,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$L-34P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y296QA=&5D(&%L;&]W86YC93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.30Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F5R86=E(')E8V]R
M9&5D(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,S+#8R,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(W+#(Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F5S:61E;G1I86P@4F5A;"!%<W1A=&4@6TUE;6)E
M<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YP86ED('!R
M:6YC:7!A;"!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR-"PY.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR-BPR,C,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET:"!N;R!A
M;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#0X
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(P+#<Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4F5C;W)D960@:6YV97-T;65N="!W:71H(&%N(&%L;&]W86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPP-C,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#$X,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4F5L871E9"!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C4Y.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L,CDV/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!=F5R86=E(')E8V]R9&5D(&EN=F5S=&UE;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(R+#4S-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q+#4R,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M
M;65R8VEA;"!296%L($5S=&%T92!;365M8F5R73PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y5;G!A:60@<')I;F-I<&%L(&)A;&%N8V4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W+#,Y-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(V+#DS.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C
M;W)D960@:6YV97-T;65N="!W:71H(&YO(&%L;&]W86YC93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,CDL-S$X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C,L-3<X/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-O<F1E9"!I
M;G9E<W1M96YT('=I=&@@86X@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR+#<R.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E;&%T960@86QL;W=A;F-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,30\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F5R86=E(')E8V]R
M9&5D(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(Y+#(R-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(R+#4X-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!,;V%N(%M-96UB97)=/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<&%I9"!P<FEN8VEP86P@
M8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PV-S<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#$X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4F5C;W)D960@:6YV97-T;65N="!W:71H(&YO(&%L;&]W86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S$U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PW,S@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R
M9&5D(&EN=F5S=&UE;G0@=VET:"!A;B!A;&QO=V%N8V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296QA=&5D(&%L;&]W86YC93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V97)A9V4@<F5C;W)D
M960@:6YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,2PV,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR+#8U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V]N<W5M97(@3&]A;B!;365M8F5R73PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;G!A:60@<')I;F-I<&%L(&)A;&%N
M8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDR/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R
M9&5D(&EN=F5S=&UE;G0@=VET:"!N;R!A;&QO=V%N8V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0@
M=VET:"!A;B!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4F5L871E9"!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^079E<F%G92!R96-O<F1E9"!I;G9E<W1M96YT
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,R/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E
M9"!.;VYA8V-R=6%L($QO86YS(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E5N<&%I9"!P<FEN8VEP86P@8F%L86YC93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3,L-#(V/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C0L.#,U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-O
M<F1E9"!I;G9E<W1M96YT('=I=&@@;F\@86QL;W=A;F-E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR-2PS,3$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-BPV,SD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN
M=F5S=&UE;G0@=VET:"!A;B!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$Q+#$V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0L-S,Q/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296QA=&5D(&%L;&]W86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPR,#$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0V-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079E
M<F%G92!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT-"PT-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT.2PQ.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($YO;F%C8W)U86P@
M3&]A;G,@6TUE;6)E<ET@?"!#;VYS=')U8W1I;VX@3&]A;G,@6TUE;6)E<ET\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YP86ED('!R:6YC
M:7!A;"!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M-"PR.#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,BPX.#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET:"!N;R!A;&QO
M=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,S<Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L
M,#`U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y296-O<F1E9"!I;G9E<W1M96YT('=I=&@@86X@86QL;W=A;F-E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#,R,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-34P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296QA
M=&5D(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M.30Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3<P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y!=F5R86=E(')E8V]R9&5D(&EN=F5S=&UE;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#0R.#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#4U-3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@
M3F]N86-C<G5A;"!,;V%N<R!;365M8F5R72!\(%)E<VED96YT:6%L(%)E86P@
M17-T871E(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E5N<&%I9"!P<FEN8VEP86P@8F%L86YC93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3<L.3<U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,C(L-#,Q/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-O<F1E9"!I;G9E<W1M
M96YT('=I=&@@;F\@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY+#0V.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$V+#DR-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D960@:6YV97-T;65N="!W:71H
M(&%N(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPP-C,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS+#$X,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4F5L871E9"!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4Y.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,CDV/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F5R86=E(')E8V]R9&5D(&EN
M=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W+#0W
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$U+#0S,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^26UP86ER960@3F]N86-C<G5A;"!,;V%N<R!;365M8F5R72!\
M($-O;6UE<F-I86P@4F5A;"!%<W1A=&4@6TUE;6)E<ET\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^56YP86ED('!R:6YC:7!A;"!B86QA;F-E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.2PU,34\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPS-S(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET:"!N;R!A;&QO=V%N8V4\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#@S.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T+#`Q,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D
M960@:6YV97-T;65N="!W:71H(&%N(&%L;&]W86YC93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPW,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296QA=&5D(&%L;&]W86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C$T/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079E<F%G92!R
M96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,BPY-S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-"PV,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($YO;F%C8W)U86P@3&]A;G,@
M6TUE;6)E<ET@?"!#;VUM97)C:6%L($QO86X@6TUE;6)E<ET\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YP86ED('!R:6YC:7!A;"!B86QA
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4U-CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,3$Y
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y296-O<F1E9"!I;G9E<W1M96YT('=I=&@@;F\@86QL;W=A;F-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.30\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#8V.3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D960@
M:6YV97-T;65N="!W:71H(&%N(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E)E;&%T960@86QL;W=A;F-E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079E<F%G92!R96-O<F1E9"!I
M;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4S
M.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C(L-3,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y);7!A:7)E9"!.;VYA8V-R=6%L($QO86YS(%M-96UB97)=('P@
M0V]N<W5M97(@3&]A;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y5;G!A:60@<')I;F-I<&%L(&)A;&%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/CDR/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE
M;G0@=VET:"!N;R!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET:"!A;B!A;&QO
M=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0X/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5L
M871E9"!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^079E<F%G92!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XU-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C,R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)E9"!!8V-R=6EN9R!2
M97-T<G5C='5R960@3&]A;G,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^56YP86ED('!R:6YC:7!A;"!B86QA;F-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,BPS-3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-2PR,#@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R
M9&5D(&EN=F5S=&UE;G0@=VET:"!N;R!A;&QO=V%N8V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4R+#,U,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(U+#(P.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D960@:6YV
M97-T;65N="!W:71H(&%N(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E)E;&%T960@86QL;W=A;F-E/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079E<F%G92!R96-O<F1E9"!I;G9E
M<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,BPU.38\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M-"PX,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DEM<&%I<F5D($%C8W)U:6YG(%)E<W1R=6-T=7)E9"!,;V%N<R!;
M365M8F5R72!\($-O;G-T<G5C=&EO;B!,;V%N<R!;365M8F5R73PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;G!A:60@<')I;F-I<&%L(&)A
M;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(W+#,S-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q
M+#<X,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4F5C;W)D960@:6YV97-T;65N="!W:71H(&YO(&%L;&]W86YC93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<L,S,U/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L-S@Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2
M96-O<F1E9"!I;G9E<W1M96YT('=I=&@@86X@86QL;W=A;F-E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5L871E9"!A;&QO=V%N8V4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F5R86=E(')E
M8V]R9&5D(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(Q+#$Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$P+#8V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^26UP86ER960@06-C<G5I;F<@4F5S=')U8W1U
M<F5D($QO86YS(%M-96UB97)=('P@4F5S:61E;G1I86P@4F5A;"!%<W1A=&4@
M6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^56YP
M86ED('!R:6YC:7!A;"!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XW+#`Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,L-SDR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y296-O<F1E9"!I;G9E<W1M96YT('=I=&@@
M;F\@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW
M+#`Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,L-SDR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y296-O<F1E9"!I;G9E<W1M96YT('=I=&@@86X@86QL;W=A
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5L871E
M9"!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y!=F5R86=E(')E8V]R9&5D(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4L,#8T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-BPP.3,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I<F5D($%C8W)U:6YG
M(%)E<W1R=6-T=7)E9"!,;V%N<R!;365M8F5R72!\($-O;6UE<F-I86P@4F5A
M;"!%<W1A=&4@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^56YP86ED('!R:6YC:7!A;"!B86QA;F-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ-RPX.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#4V-CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D960@:6YV97-T
M;65N="!W:71H(&YO(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3<L.#@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^.2PU-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0@=VET
M:"!A;B!A;&QO=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y296QA=&5D(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D%V97)A9V4@<F5C;W)D960@:6YV97-T;65N=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L,C4R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPY-C`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEM<&%I
M<F5D($%C8W)U:6YG(%)E<W1R=6-T=7)E9"!,;V%N<R!;365M8F5R72!\($-O
M;6UE<F-I86P@3&]A;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y5;G!A:60@<')I;F-I<&%L(&)A;&%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$R,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8Y/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y296-O<F1E9"!I;G9E<W1M
M96YT('=I=&@@;F\@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ,C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XV.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F5C;W)D960@:6YV97-T;65N="!W:71H(&%N(&%L
M;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E
M;&%T960@86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^079E<F%G92!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XX-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26UP86ER960@06-C<G5I;F<@
M4F5S=')U8W1U<F5D($QO86YS(%M-96UB97)=('P@0V]N<W5M97(@3&]A;B!;
M365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;G!A
M:60@<')I;F-I<&%L(&)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y296-O<F1E9"!I;G9E<W1M96YT('=I=&@@;F\@86QL;W=A
M;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D
M960@:6YV97-T;65N="!W:71H(&%N(&%L;&]W86YC93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E;&%T960@86QL;W=A;F-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079E<F%G92!R96-O<F1E
M9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F
M9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#8U+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%-59!23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY,3T%.4R!!3D0@04Q,
M3U=!3D-%($9/4B!#4D5$250@3$]34T53("A$971A:6QS(#,I("A54T0@)"D\
M8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X]
M,T0R/D1E8RX@,S$L(#(P,3(\8G(^0V]N=')A8W1S/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0R/D1E8RX@,S$L(#(P,3$\
M8G(^0V]N=')A8W1S/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4<F]U8FQE9"!$96)T(%)E<W1R=6-T=7)I;F=S(%M-96UB97)=/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DYU;6)E<B!O9B!C;VYT<F%C=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C<V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R96UO9&EF:6-A=&EO;B!O
M=71S=&%N9&EN9R!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#<S+#8X-CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@-#`L,SDU/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y0;W-T;6]D:69I8V%T:6]N(&]U='-T86YD:6YG(')E8V]R9&5D(&EN
M=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4X+#4Y
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,W+#$T,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')O=6)L960@1&5B="!297-T<G5C
M='5R:6YG<R!;365M8F5R72!\($-O;G-T<G5C=&EO;B!,;V%N<R!;365M8F5R
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y.=6UB97(@;V8@8V]N=')A8W1S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R96UO9&EF:6-A=&EO
M;B!O=71S=&%N9&EN9R!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS,RPQ-S0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,BPY.#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E!O<W1M;V1I9FEC871I;VX@;W5T<W1A;F1I;F<@<F5C;W)D960@:6YV
M97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@L-S@R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L-3,Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4<F]U8FQE9"!$96)T(%)E<W1R=6-T
M=7)I;F=S(%M-96UB97)=('P@4F5S:61E;G1I86P@4F5A;"!%<W1A=&4@6TUE
M;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3G5M8F5R(&]F(&-O;G1R86-T<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E;6]D:69I
M8V%T:6]N(&]U='-T86YD:6YG(')E8V]R9&5D(&EN=F5S=&UE;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U+#8U.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$Q+#0W,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4&]S=&UO9&EF:6-A=&EO;B!O=71S=&%N9&EN9R!R96-O<F1E
M9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY
M+#$X-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#,U.3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')O=6)L960@1&5B="!297-T
M<G5C='5R:6YG<R!;365M8F5R72!\($-O;6UE<F-I86P@4F5A;"!%<W1A=&4@
M6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3G5M8F5R(&]F(&-O;G1R86-T<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E;6]D
M:69I8V%T:6]N(&]U='-T86YD:6YG(')E8V]R9&5D(&EN=F5S=&UE;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(T+#8W,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$U+#@W-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4&]S=&UO9&EF:6-A=&EO;B!O=71S=&%N9&EN9R!R96-O
M<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR,"PT-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PQ-S4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R;W5B;&5D($1E8G0@
M4F5S=')U8W1U<FEN9W,@6TUE;6)E<ET@?"!#;VUM97)C:6%L($QO86X@6TUE
M;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3G5M8F5R(&]F(&-O;G1R86-T<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R96UO9&EF:6-A
M=&EO;B!O=71S=&%N9&EN9R!R96-O<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XV.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4&]S=&UO9&EF:6-A=&EO;B!O=71S=&%N9&EN9R!R96-O<F1E9"!I;G9E<W1M
M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^5')O=6)L960@1&5B="!297-T<G5C='5R:6YG<R!;365M
M8F5R72!\($-O;G-U;65R($QO86X@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3G5M8F5R(&]F(&-O
M;G1R86-T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!R96UO9&EF:6-A=&EO;B!O=71S=&%N9&EN9R!R96-O
M<F1E9"!I;G9E<W1M96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!O<W1M;V1I9FEC871I;VX@;W5T<W1A
M;F1I;F<@<F5C;W)D960@:6YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4<F]U8FQE9"!$96)T
M(%)E<W1R=6-T=7)I;F=S('1H870@4W5B<V5Q=65N=&QY($1E9F%U;'1E9"!;
M365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y.=6UB97(@;V8@8V]N=')A8W1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\<W5P/ELQ73PO<W5P/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^4F5C;W)D960@:6YV97-T;65N=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPQ-C<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T+#@V,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\<W5P/ELQ73PO
M<W5P/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4<F]U8FQE
M9"!$96)T(%)E<W1R=6-T=7)I;F=S('1H870@4W5B<V5Q=65N=&QY($1E9F%U
M;'1E9"!;365M8F5R72!\($-O;G-T<G5C=&EO;B!,;V%N<R!;365M8F5R73PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.=6UB97(@;V8@8V]N=')A8W1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L-#0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XW-3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')O=6)L960@1&5B="!297-T<G5C
M='5R:6YG<R!T:&%T(%-U8G-E<75E;G1L>2!$969A=6QT960@6TUE;6)E<ET@
M?"!297-I9&5N=&EA;"!296%L($5S=&%T92!;365M8F5R73PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@
M;V8@8V]N=')A8W1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M<W5P/ELQ73PO<W5P/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4F5C;W)D960@:6YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,BPR.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C<L,S4S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/E1R;W5B;&5D($1E8G0@4F5S=')U8W1U<FEN
M9W,@=&AA="!3=6)S97%U96YT;'D@1&5F875L=&5D(%M-96UB97)=('P@0V]M
M;65R8VEA;"!296%L($5S=&%T92!;365M8F5R73PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@8V]N
M=')A8W1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=
M/"]S=7`^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=
M/"]S=7`^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R
M9&5D(&EN=F5S=&UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,L,SDX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XV+#<U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\<W5P/ELQ73PO<W5P/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y4<F]U8FQE9"!$96)T(%)E<W1R=6-T=7)I;F=S('1H870@
M4W5B<V5Q=65N=&QY($1E9F%U;'1E9"!;365M8F5R72!\($-O;6UE<F-I86P@
M3&]A;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@8V]N=')A8W1S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]R9&5D(&EN=F5S=&UE;G0\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;,5T\+W-U<#X\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5')O=6)L960@1&5B
M="!297-T<G5C='5R:6YG<R!T:&%T(%-U8G-E<75E;G1L>2!$969A=6QT960@
M6TUE;6)E<ET@?"!#;VYS=6UE<B!,;V%N(%M-96UB97)=/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYU;6)E<B!O
M9B!C;VYT<F%C=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U
M<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U
M<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4F5C;W)D960@:6YV97-T;65N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`R-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\<W5P/ELQ73PO<W5P/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT9"!C;VQS<&%N/3-$-3X\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1&EN;F5R1F]O=&YO=&4^#0H@
M("`@("`@(#QT9"!V86QI9VX],T1T;W`^6S%=/"]T9#X-"B`@("`@("`@/'1D
M(&-O;'-P86X],T0T('9A;&EG;CTS1'1O<#Y'96YE<F%L;'DL(&$@;&]A;B!I
M<R!C;VYS:61E<F5D(&EN(&1E9F%U;'0@=VAE;B!P<FEN8VEP86P@;W(@:6YT
M97)E<W0@:7,@<&%S="!D=64@,S`@9&%Y<R!O<B!M;W)E+CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
M+2TM+2TM/5].97AT4&%R=%\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS
M93(W-S,Q86(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO-V(R,#8W
M.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B+U=O<FMS:&5E=',O4VAE
M970V-BYH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M
M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB
M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P15A"04L^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q/CQS=')O
M;F<^3$]!3E,@04Y$($%,3$]704Y#12!&3U(@0U)%1$E4($Q/4U-%4R`H1&5T
M86EL<R`T*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R
M=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DQO86X@4FES:R!2871I;F<\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@-S@U+#`X,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.#0Q+#`U,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&%S<R!;
M365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N
M(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV
M,#@L-C@Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-C0S+#(U.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4W!E8VEA;"!-96YT:6]N(%M-96UB97)=/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@4FES:R!2871I;F<\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<Y+#`Y,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8S+#8X-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4W5B<W1A;F1A<F0@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3&]A;B!2:7-K(%)A=&EN9SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-C`L,S0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.#(L,C$T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$;W5B=&9U;"!;365M8F5R73PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N(%)I<VL@4F%T
M:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT.3(\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,C(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO
M;B!!8V-R=6%L(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DQO86X@4FES:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,V+#0W-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4Q+#,W,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!,;V%N(%M-96UB
M97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@4FES
M:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8P+#<X
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C8Y+#0X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]M;65R8VEA;"!,;V%N(%M-96UB97)=('P@4&%S<R!;365M
M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N(%)I
M<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU-2PT
M,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU.2PQ-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-O;6UE<F-I86P@3&]A;B!;365M8F5R72!\(%-P96-I86P@
M365N=&EO;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XS+#`V,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C,L.#$S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L($QO86X@6TUE;6)E<ET@
M?"!3=6)S=&%N9&%R9"!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ+#8S.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0L-S0X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L($QO86X@6TUE
M;6)E<ET@?"!$;W5B=&9U;"!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XU.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C<W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L($QO86X@6TUE;6)E
M<ET@?"!.;VX@06-C<G5A;"!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XU.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#8V.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]N<W5M97(@3&]A;B!;365M
M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N(%)I
M<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,RPR
M.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-"PV,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-O;G-U;65R($QO86X@6TUE;6)E<ET@?"!087-S(%M-96UB
M97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@4FES
M:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S+#$T
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$T+#4R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0V]N<W5M97(@3&]A;B!;365M8F5R72!\(%-P96-I86P@365N
M=&EO;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-O;G-U;65R($QO86X@6TUE;6)E<ET@?"!3=6)S=&%N9&%R
M9"!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,
M;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XU.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;VYS=6UE<B!,;V%N(%M-96UB97)=('P@1&]U8G1F=6P@6TUE
M;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;B!2
M:7-K(%)A=&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-O;G-U;65R($QO86X@6TUE;6)E<ET@?"!.;VX@06-C<G5A;"!;365M8F5R
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N(%)I<VL@
M4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(X/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2
M97-I9&5N=&EA;"!296%L($5S=&%T92!;365M8F5R73PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.#@L,#$Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(Q+#8P-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S:61E
M;G1I86P@4F5A;"!%<W1A=&4@6TUE;6)E<ET@?"!087-S(%M-96UB97)=/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@4FES:R!2871I
M;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S-RPR.3D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-C$L
M.3$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y297-I9&5N=&EA;"!296%L($5S=&%T92!;365M8F5R72!\(%-P96-I
M86P@365N=&EO;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR,RPV-3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,RPT-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT:6%L(%)E86P@17-T
M871E(%M-96UB97)=('P@4W5B<W1A;F1A<F0@6TUE;6)E<ET\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;B!2:7-K(%)A=&EN9SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,34L,#DP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C4L-C<V/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y297-I
M9&5N=&EA;"!296%L($5S=&%T92!;365M8F5R72!\($1O=6)T9G5L(%M-96UB
M97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@4FES
M:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0S,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0T
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^4F5S:61E;G1I86P@4F5A;"!%<W1A=&4@6TUE;6)E<ET@?"!.;VX@06-C
M<G5A;"!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y,;V%N(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,2PU,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR,"PQ,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UE<F-I86P@4F5A;"!%<W1A=&4@6TUE
M;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;B!2
M:7-K(%)A=&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$T
M+#DT,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,Q-2PT,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-O;6UE<F-I86P@4F5A;"!%<W1A=&4@6TUE;6)E<ET@
M?"!087-S(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DQO86X@4FES:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(U-RPT,3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR-3<L,C0W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L(%)E86P@17-T871E
M(%M-96UB97)=('P@4W!E8VEA;"!-96YT:6]N(%M-96UB97)=/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@4FES:R!2871I;F<\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q+#4U-#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V+#`P,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M
M;65R8VEA;"!296%L($5S=&%T92!;365M8F5R72!\(%-U8G-T86YD87)D(%M-
M96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@
M4FES:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q
M+#0P,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(X+#$W.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0V]M;65R8VEA;"!296%L($5S=&%T92!;365M8F5R72!\
M($1O=6)T9G5L(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/DQO86X@4FES:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L(%)E86P@17-T871E(%M-96UB97)=
M('P@3F]N($%C8W)U86P@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3&]A;B!2:7-K(%)A=&EN9SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,30L-38W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,30L,#$R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYS=')U8W1I;VX@3&]A
M;G,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M3&]A;B!2:7-K(%)A=&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,3`X+#`U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$Q.2PX.#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D-O;G-T<G5C=&EO;B!,;V%N<R!;365M8F5R
M72!\(%!A<W,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3&]A;B!2:7-K(%)A=&EN9SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-#4L,S@U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-3`L-#`S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYS=')U8W1I;VX@3&]A;G,@6TUE
M;6)E<ET@?"!3<&5C:6%L($UE;G1I;VX@6TUE;6)E<ET\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3&]A;B!2:7-K(%)A=&EN9SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`L.#$W/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S`L,S<S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYS=')U
M8W1I;VX@3&]A;G,@6TUE;6)E<ET@?"!3=6)S=&%N9&%R9"!;365M8F5R73PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N(%)I<VL@4F%T
M:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,BPQ-34\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,RPU
M-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D-O;G-T<G5C=&EO;B!,;V%N<R!;365M8F5R72!\($1O=6)T9G5L(%M-
M96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO86X@
M4FES:R!2871I;F<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#;VYS=')U8W1I;VX@3&]A;G,@6TUE;6)E<ET@?"!.;VX@06-C<G5A;"!;
M365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N
M(%)I<VL@4F%T:6YG/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#DL-CDT/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q-2PU-34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A
M8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E
M7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#8W+FAT
M;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B
M;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I
M:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78]
M,T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]
M=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13
M:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I
M<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O
M<G0@:60],T1)1#!%6$9!23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY,3T%.
M4R!!3D0@04Q,3U=!3D-%($9/4B!#4D5$250@3$]34T53("A$971A:6QS(#4I
M("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P
M96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0W5R<F5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`W-#$L.3(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`W-C`L-S,S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#XS,"TU.2!D87ES('!A<W0@9'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#4W-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W+#$Y.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^-C`M
M.#D@9&%Y<R!P87-T(&1U93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PV-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY+#`R-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^.3`@9&%Y<R!O<B!M;W)E('!A<W0@9'5E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#<R,SQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E=3X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L('!A
M<W0@9'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#8X,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(X
M+#DT-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3F]N86-C<G5A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,S8L-#<T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-3$L,S<P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C<X-2PP.#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-#$L,#4P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#=7)R96YT/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY-"XU,"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY,"XU,"4\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/C,P+34Y
M(&1A>7,@<&%S="!D=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`N-C`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,BXP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C8P+3@Y(&1A>7,@<&%S="!D=64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C`N,C`E/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2XQ,"4\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CDP(&1A>7,@;W(@;6]R
M92!P87-T(&1U93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,"XQ
M,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP+C,P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&]T86P@<&%S="!D=64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`N.3`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,RXT,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;B!A8V-R=6%L/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XT+C8P)3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8N,3`E/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM97)C:6%L($QO
M86X@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0W5R<F5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3DL-S0V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-C0L-3@Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#XS,"TU.2!D87ES('!A<W0@9'5E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#,U,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^-C`M.#D@9&%Y<R!P87-T(&1U93PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C8\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#@Q.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^.3`@9&%Y
M<R!O<B!M;W)E('!A<W0@9'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y4;W1A;"!P87-T(&1U93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,RPR,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-C8Y/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@;&]A;G,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8P+#<X-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8Y+#0X-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]N
M<W5M97(@3&]A;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#=7)R96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ,RPQ,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ-"PT.3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/C,P+34Y(&1A>7,@<&%S="!D=64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4W/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XV,"TX.2!D87ES('!A<W0@
M9'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CDP(&1A
M>7,@;W(@;6]R92!P87-T(&1U93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y4;W1A;"!P87-T(&1U93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^.#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYO;F%C8W)U86P\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L;V%N<SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3,L,CDS/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,30L-C,Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y297-I9&5N=&EA
M;"!296%L($5S=&%T92!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y#=7)R96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR-S(L,S$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,C@Y+#0U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^,S`M-3D@9&%Y<R!P87-T(&1U93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPQ,38\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#0Q-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^-C`M.#D@
M9&%Y<R!P87-T(&1U93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-S8R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-2PR.3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CDP(&1A>7,@;W(@;6]R92!P87-T(&1U93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,CDP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS,S$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R974^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!P87-T(&1U
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PQ-C@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BPP,SD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DYO;F%C8W)U86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q
M+#4S,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(P+#$P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E1O=&%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR.#@L,#$Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S(Q+#8P-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!296%L($5S
M=&%T92!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#=7)R96YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.3@L
M-3(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C@Y+#<V,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^,S`M-3D@9&%Y<R!P87-T(&1U93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.#@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L,#<S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XV,"TX.2!D87ES('!A<W0@
M9'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4Y-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M.3`@9&%Y<R!O<B!M;W)E('!A<W0@9'5E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@<&%S="!D=64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L.#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L-C8W/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYA8V-R=6%L/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PU-C<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-"PP,3(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4
M;W1A;"!L;V%N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$T
M+#DT,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,Q-2PT,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D-O;G-T<G5C=&EO;B!,;V%N<R!;365M8F5R73PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#=7)R96YT/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XY."PR,C$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,#(L-#0Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#XS,"TU.2!D
M87ES('!A<W0@9'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M,S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ+#(T-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^-C`M.#D@9&%Y<R!P87-T(&1U93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C,Q-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^.3`@9&%Y<R!O<B!M;W)E('!A<W0@9'5E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(U/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@
M<&%S="!D=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L
M.#@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y.;VYA8V-R=6%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XY+#8Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$U+#4U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QO86YS/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#$P."PP-3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q.2PX.#,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R
M:W-H965T<R]3:&5E=#8X+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%3T9%2SX-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A
M;CTS1#(^/'-T<F]N9SY,3T%.4R!!3D0@04Q,3U=!3D-%($9/4B!#4D5$250@
M3$]34T53("A$971A:6QS(#8I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U
M;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0X/C,@36]N=&AS($5N9&5D
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,3(@
M36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^4V5P+B`S,"P@,C`Q,CQB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$R/&)R/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y397`N(#,P+"`R,#$Q
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P
M,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@
M,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S.CPO<W1R;VYG
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI;F<@
M8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-"PR
M.#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#$T+#(R-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,30L,C@X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q-"PR,C<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H87)G92UO9F9S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-BPV-#4I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C`L-34V*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5C
M;W9E<FEE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C`S/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ
M-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DYE="!C:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH,C8L,#0R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$Y+#0P.2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;W9I<VEO;CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.2PV-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#(P,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-3(U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PS-S`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#`S-3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L
M-C4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-2PS.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV+#,Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(W+#<T-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$Y+#0W,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG(&)A;&%N8V4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U+#DY,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T+#(X.#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U+#DY
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$T+#(X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^56YA;&QO8V%T960@1FEN86YC:6YG(%)E8V5I=F%B;&5S(%M-
M96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S.CPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI;F<@8F%L86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-#,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,T,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M0VAA<F=E+6]F9G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y296-O=F5R:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F5T(&-H87)G92UO9F9S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4')O=FES:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@S,C$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y%;F1I;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;65R8VEA;"!,;V%N(%M-
M96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S.CPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI;F<@8F%L86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT.3@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0R,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L
M-#DX/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PT,C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-H87)G92UO9F9S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@U+#0U,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@S+#,X."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E8V]V97)I97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C,P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4T.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&-H87)G92UO9F9S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@U+#$T-RD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#@S.2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R
M;W9I<VEO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PS,S$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M+#DQ-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^16YD:6YG(&)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$L-C@R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2PT.3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#8X,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-#DX/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VYS=6UE<B!,;V%N(%M-
M96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^06QL;W=A;F-E(&9O<B!C<F5D:70@;&]S<V5S.CPO<W1R;VYG/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI;F<@8F%L86YC
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3DT/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C,W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-3DT/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C,W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y#:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M-3<V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#(P,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E)E8V]V97)I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/DYE="!C:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-34Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$S-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;W9I<VEO;CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,S8T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA;F-E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.30\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,#<\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU.30\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E
M<VED96YT:6%L(%)E86P@17-T871E(%M-96UB97)=/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^06QL;W=A;F-E(&9O<B!C<F5D
M:70@;&]S<V5S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y"96=I;FYI;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-2PP,30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT+#@S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4L,#$T/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PX,S,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H87)G92UO9F9S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y+#@S."D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@W+#8Y,RD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E)E8V]V97)I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P
M,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3F5T(&-H87)G92UO9F9S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Y+#<S-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@W+#4W,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;W9I<VEO;CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.2PY,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+#<U-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG(&)A;&%N8V4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L,3DT/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-2PP,30\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#$Y
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C4L,#$T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;VUM97)C:6%L(%)E86P@17-T871E(%M-96UB97)=/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^06QL;W=A;F-E
M(&9O<B!C<F5D:70@;&]S<V5S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI;F<@8F%L86YC93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,RPT,34\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#8V-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-#$U/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPV-C4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H
M87)G92UO9F9S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#DU
M-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@U+#`S-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E)E8V]V97)I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C$V-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,V,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F5T(&-H87)G92UO9F9S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@R+#<X."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@T+#8W-BD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R;W9I<VEO;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPU,#<\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#0R-CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG
M(&)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L,3,T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,RPT,34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT+#$S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C,L-#$U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y#;VYS=')U8W1I;VX@3&]A;G,@6TUE;6)E<ET\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!;&QO
M=V%N8V4@9F]R(&-R961I="!L;W-S97,Z/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)E9VEN;FEN9R!B86QA;F-E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#<T-3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L,S(W/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPW-#4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#,R
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0VAA<F=E+6]F9G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#<L.#(V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#0L,C,V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F5C;W9E<FEE<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.970@8VAA<F=E+6]F9G,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#<L.#(P*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0L,3@W*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')O=FES:6]N/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#0V,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L-C`U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I
M;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T
M+#,X-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,RPW-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#0L,S@W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`S+#<T-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^
M#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?
M-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B
M,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S
M+U-H965T-CDN:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O
M=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S
M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@
M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M
M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R
M:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE
M;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C
M;&%S<STS1')E<&]R="!I9#TS1$E$,$5/2D%#/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\
M<W1R;VYG/DQ/04Y3($%.1"!!3$Q/5T%.0T4@1D]2($-2141)5"!,3U-315,@
M*$1E=&%I;',@5&5X='5A;"D@*%531"`D*3QB<CX\+W-T<F]N9SX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXQ,B!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!A;F0@3&5A<V5S(%)E8V5I
M=F%B;&4L($YE="!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-S8Y+#`Y,2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#@R-BPW-C(L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$:7)E8W1O<G,L($%S
M<V]C:6%T97,@86YD(%!O;&EC>2!-86MI;F<@3V9F:6-E<B!;365M8F5R73PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!A;F0@3&5A
M<V5S(%)E8V5I=F%B;&4L($YE="!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(V+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,BPT,#`L,#`P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;V%N<R!A;F0@
M3&5A<V5S(%)E8V5I=F%B;&4@3F5T(%)E<&]R=&5D($%M;W5N="!!9&1I=&EO
M;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDL-S`P+#`P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0L
M-#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4')O8V5E9',@9G)O;2`H4F5P87EM96YT<R!O9BD@1&5B=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V+#$P,"PP,#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L
M,#`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X
M-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T-S`N:'1M;`T*0V]N
M=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N
M=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\
M:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E
M;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^
M/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^
M+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE
M860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS
M1$E$,$5#2$%#/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R;VYG/E!214U)4T53($%.
M1"!%455)4$U%3E0@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S
M+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&%N9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U+#@Q.#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-"PY,#(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)U:6QD:6YG
M<R!A;F0@;&%N9"!I;7!R;W9E;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$S+#$U.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$S+#0P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1G5R;FET=7)E(&%N9"!E<75I<&UE
M;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-3@Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPS.3`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0<F]P97)T>2P@4&QA;G0@86YD($5Q=6EP;65N="P@1W)O<W,L(%1O=&%L
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-BPU-C8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-2PV.38\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%C8W5M=6QA=&5D(&1E<')E8VEA=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,3`L.3<S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$Q+#`S-"D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;W4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-2PU.3,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$T+#8V,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D
M95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A
M8B]7;W)K<VAE971S+U-H965T-S$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5"14%#/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,3X\<W1R;VYG/E!214U)4T53($%.1"!%455)4$U%3E0@*$1E
M=&%I;',@,2D@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE
M<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^,C`Q,SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`W,#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/C(P,30\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C4R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^,C`Q-3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#XR,#$V/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-#8\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/C(P,3<\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(U,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&AE
M<F5A9G1E<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ,S<\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R974^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y4;W1A;"!M:6YI;75M(&QE87-E('!A>6UE;G1S/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#,L,3`V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
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M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P13%"04,^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS
M=')O;F<^4%)%34E315,@04Y$($5154E0345.5"`H1&5T86EL<R!497AT=6%L
M*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S
M<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S
M,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E
M8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D1E<')E8VEA=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`Q+#$P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@.3DV/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`Q+#$P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W!E<F%T:6YG($QE87-E<RP@4F5N
M="!%>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<W
M-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@-S4S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`W-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE
M>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*
M0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V
M9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#<S+FAT;6P-
M"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-
M"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-
M"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#
M;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F
M+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W
M+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^
M/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@
M:60],T1)1#!%2TQ!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY)3E9%4U1-
M14Y4($E.(%5.0T].4T],241!5$5$(%-50E-)1$E!4ED@*$1E=&%I;',I("A7
M>64@36]R=&=A9V4@1W)O=7`@6TUE;6)E<ETL(%531"`D*3QB<CY);B!4:&]U
M<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,3(@36]N
M=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5WEE($UO<G1G86=E($=R;W5P
M(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D)E
M9VEN;FEN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#@Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^26YV97-T;65N="!I;B!U;F-O;G-O;&ED871E9"!S=6)S
M:61I87)Y/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q
M=6ET>2!I;B!U;F1I<W1R:6)U=&5D(&EN8V]M93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^16YD:6YG(&)A;&%N8V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C@U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN8V]M93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,S@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$V.3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E
M7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K
M<VAE971S+U-H965T-S0N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@
M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E
M>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J
M879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES
M($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT
M86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5'1#X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#$^/'-T<F]N9SY)3E9%4U1-14Y4($E.(%5.0T].4T],241!5$5$(%-50E-)
M1$E!4ED@*$1E=&%I;',@5&5X='5A;"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y($UE=&AO9"!);G9E
M<W1M96YT+"!/=VYE<G-H:7`@4&5R8V5N=&%G93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-#DN,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*
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M=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P
M+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C
M:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@
M<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J
M+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S
M/3-$<F5P;W)T(&ED/3-$240P14Q)04D^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O
M;F<^1T]/1%=)3$P@04Y$($]42$52($E.5$%.1TE"3$4@05-31513("A$971A
M:6QS*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES
M92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,CXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y';V]D=VEL;"P@1W)O<W,@0V%R<FEN9R!!;6]U;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3<L,S0U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-RPS-#4\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D=O;V1W
M:6QL+"!);7!A:7)M96YT($-H87)G97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#0L,C(T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#0L,C(T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V]O9'=I;&P@06-C=6UU;&%T960@
M06UO<G1I>F%T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V
M-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-C8W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1V]O9'=I;&PL($YE="!#87)R>6EN9R!!;6]U;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#0U-#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#0U-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V]O9'=I
M;&PL(%=E:6=H=&5D($%V97)A9V4@4F5M86EN:6YG($QI9F4@*&EN('EE87)S
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^,"!Y96%R<SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/C`@>65A
M<G,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S971S+"!!;6]R=&EZ86)L92P@1W)O
M<W,@0V%R<GEI;F<@06UO=6YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XT+#DR.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C0L.3(X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!I;G1A;F=I8FQE(&%S<V5T<RP@06UO
M<G1I>F%B;&4L($EM<&%I<FUE;G0@0VAA<F=E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,3(V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$R-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S
M971S+"!!;6]R=&EZ86)L92P@06-C=6UU;&%T960@06UO<G1I>F%T:6]N/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#0U,2D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#`U.2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T
M:&5R(&EN=&%N9VEB;&4@87-S971S+"!!;6]R=&EZ86)L92P@3F5T($-A<G)Y
M:6YG($%M;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PS
M-3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ+#<T,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%M;W)T:7IA8FQE
M+"!796EG:'0@079E<F%G92!296UA:6YI;F<@0V]N=')A8W1U86P@5&5R;3PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^,C$@>65A<G,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R
M(&EN=&%N9VEB;&4@87-S971S+"!5;F%M;W)T:7IA8FQE+"!'<F]S<R!#87)R
M>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L
M-3$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPU,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S971S+"!5;F%M;W)T:7IA
M8FQE+"!);7!A:7)M96YT($-H87)G97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#0U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#0U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%C
M8W5M=6QA=&5D('5N86UO<G1I>F%B;&4L/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L(%5N86UO
M<G1I>F%B;&4L($YE="!#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L-#8U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,BPT-C4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&]T:&5R(&EN=&%N
M9VEB;&4@87-S971S+"!'<F]S<R!#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-#,X/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPT,S@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&]T:&5R
M(&EN=&%N9VEB;&4@87-S971S+"!);7!A:7)M96YT($-H87)G97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$W,2D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q-S$I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!O=&AE
M<B!I;G1A;F=I8FQE(&%S<V5T<RP@06-C=6UU;&%T960@06UO<G1I>F%T:6]N
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#0U,2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#`U.2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E1O=&%L(&]T:&5R(&EN=&%N9VEB;&4@87-S970L($YE=#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,RPX,38\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+#(P.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%R<FEE<B!296QA
M=&EO;G-H:7!S(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S971S+"!5;F%M;W)T:7IA8FQE
M+"!'<F]S<R!#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L,S`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2PS,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S971S
M+"!5;F%M;W)T:7IA8FQE+"!);7!A:7)M96YT($-H87)G97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#0U*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0U*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L
M92!A<W-E=',L($%C8W5M=6QA=&5D('5N86UO<G1I>F%B;&4L/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A
M<W-E=',L(%5N86UO<G1I>F%B;&4L($YE="!#87)R>6EN9R!!;6]U;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,C4U/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PR-34\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R
M(&EN=&%N9VEB;&4@87-S971S+"!5;F%M;W)T:7IA8FQE(%=E:6=H=&5D($%V
M97)A9V4@4F5M86EN:6YG($QI9F4@*&EN('EE87)S*3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^,"!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/C`@>65A<G,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R861E($YA;65S
M(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T
M:&5R(&EN=&%N9VEB;&4@87-S971S+"!5;F%M;W)T:7IA8FQE+"!'<F]S<R!#
M87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L,C$P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PR,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S971S+"!5;F%M;W)T
M:7IA8FQE+"!);7!A:7)M96YT($-H87)G97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!I;G1A;F=I8FQE(&%S<V5T<RP@06-C
M=6UU;&%T960@=6YA;6]R=&EZ86)L92P\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y/=&AE<B!I;G1A;F=I8FQE(&%S<V5T<RP@56YA;6]R
M=&EZ86)L92P@3F5T($-A<G)Y:6YG($%M;W5N=#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,2PR,3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(Q,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A
M<W-E=',L(%5N86UO<G1I>F%B;&4@5V5I9VAT960@079E<F%G92!296UA:6YI
M;F<@3&EF92`H:6X@>65A<G,I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#XP('EE87)S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^,"!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^16UP;&]Y;65N="!!9W)E96UE;G1S(%M-
M96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R
M(&EN=&%N9VEB;&4@87-S971S+"!!;6]R=&EZ86)L92P@1W)O<W,@0V%R<GEI
M;F<@06UO=6YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#<S
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$L-S,P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y/=&AE<B!I;G1A;F=I8FQE(&%S<V5T<RP@06UO<G1I>F%B;&4L
M($EM<&%I<FUE;G0@0VAA<F=E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S971S+"!!;6]R=&EZ86)L
M92P@06-C=6UU;&%T960@06UO<G1I>F%T:6]N/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@Q+#(X-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Q+#`U.2D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@
M87-S971S+"!!;6]R=&EZ86)L92P@3F5T($-A<G)Y:6YG($%M;W5N=#PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#0T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C<Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!I;G1A
M;F=I8FQE(&%S<V5T<RP@06UO<G1I>F%B;&4L(%=E:6=H="!!=F5R86=E(%)E
M;6%I;FEN9R!#;VYT<F%C='5A;"!497)M/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#XR('EE87)S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^,B!Y96%R<R`X(&UO;G1H<R`Q,B!D87ES/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)
M;G-U<F%N8V4@17AP:7)A=&EO;G,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%M
M;W)T:7IA8FQE+"!'<F]S<R!#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,C<P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PR-S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB
M;&4@87-S971S+"!!;6]R=&EZ86)L92P@26UP86ER;65N="!#:&%R9V5S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG
M:6)L92!A<W-E=',L($%M;W)T:7IA8FQE+"!!8V-U;75L871E9"!!;6]R=&EZ
M871I;VX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#@Y-"D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X,#DI
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y/=&AE<B!I;G1A;F=I8FQE(&%S<V5T<RP@06UO<G1I>F%B;&4L($YE="!#
M87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C,W-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0V,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%M;W)T:7IA8FQE
M+"!796EG:'0@079E<F%G92!296UA:6YI;F<@0V]N=')A8W1U86P@5&5R;3PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^-"!Y96%R<R`T(&UO;G1H
M<R`R-"!D87ES/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^-2!Y96%R<R`T(&UO;G1H<R`R-"!D87ES/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;W)E($1E<&]S
M:71S(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D]T:&5R(&EN=&%N9VEB;&4@87-S971S+"!!;6]R=&EZ86)L92P@1W)O<W,@
M0V%R<GEI;F<@06UO=6YT/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XY-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XY-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D]T:&5R(&EN=&%N9VEB;&4@87-S971S+"!!;6]R=&EZ86)L
M92P@26UP86ER;65N="!#:&%R9V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%M;W)T:7IA
M8FQE+"!!8V-U;75L871E9"!!;6]R=&EZ871I;VX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#DV."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Y,S@I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!I;G1A;F=I8FQE(&%S
M<V5T<RP@06UO<G1I>F%B;&4L($YE="!#87)R>6EN9R!!;6]U;G0\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L
M92!A<W-E=',L($%M;W)T:7IA8FQE+"!796EG:'0@079E<F%G92!296UA:6YI
M;F<@0V]N=')A8W1U86P@5&5R;3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^,"!Y96%R<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/C,@;6]N=&AS(#$X(&1A>7,\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-U<W1O;65R(%)E;&%T
M:6]N<VAI<',@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%M;W)T:7IA8FQE+"!'
M<F]S<R!#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/CDV,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/CDV,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%M;W)T
M:7IA8FQE+"!);7!A:7)M96YT($-H87)G97,\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$R-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@Q,C8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!I;G1A;F=I8FQE(&%S<V5T
M<RP@06UO<G1I>F%B;&4L($%C8W5M=6QA=&5D($%M;W)T:7IA=&EO;CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,S`S*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(U,RD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&EN
M=&%N9VEB;&4@87-S971S+"!!;6]R=&EZ86)L92P@3F5T($-A<G)Y:6YG($%M
M;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U,S$\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4X
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3W1H97(@:6YT86YG:6)L92!A<W-E=',L($%M;W)T:7IA8FQE+"!796EG
M:'0@079E<F%G92!296UA:6YI;F<@0V]N=')A8W1U86P@5&5R;3PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^,3`@>65A<G,@."!M;VYT:',@,3(@
M9&%Y<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/C$Q('EE87)S(#<@;6]N=&AS(#8@9&%Y<SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T
M9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE
M971S+U-H965T-S8N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@
M<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H
M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%
M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O
M:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A
M<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O
M;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L
M92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4U3$%#/@T*("`@("`@/'1R/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$
M,CX\<W1R;VYG/D=/3T1724Q,($%.1"!/5$A%4B!)3E1!3D=)0DQ%($%34T54
M4R`H1&5T86EL<R`Q*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S
M(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D%M;W)T:7IA=&EO;B!%>'!E;G-E(%EE87(@96YD
M960@1&5C96UB97(@,S$L(#(P,3(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,SDR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`U,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#4Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06UO<G1I>F%T:6]N($5X<&5N<V5S
M($5S=&EM871E(&9O<B!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q,SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CDV/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ871I
M;VX@17AP96YS97,@17-T:6UA=&4@9F]R('EE87)S(&5N9&5D($1E8V5M8F5R
M(#,Q+"`R,#$T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR.38\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%M;W)T:7IA=&EO;B!%>'!E;G-E<R!%<W1I;6%T92!F;W(@>65A<G,@96YD
M960@1&5C96UB97(@,S$L(#(P,34\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C(U-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^06UO<G1I>F%T:6]N($5X<&5N<V5S($5S=&EM871E(&9O
M<B!Y96%R<R!E;F1E9"!$96-E;6)E<B`S,2P@,C`Q-CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3,T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!;6]R=&EZ871I;VX@17AP96YS97,@
M17-T:6UA=&4@9F]R('EE87)S(&5N9&5D($1E8V5M8F5R(#,Q+"`R,#$W/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#@W/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
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M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15E,04,^#0H@("`@("`\
M='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P
M86X],T0Q/CQS=')O;F<^1T]/1%=)3$P@04Y$($]42$52($E.5$%.1TE"3$4@
M05-31513("A$971A:6QS(%1E>'1U86PI("A54T0@)"D\8G(^26X@5&AO=7-A
M;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V]O9'=I;&P\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3(L-#4T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,BPT-30\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-O;6UU;FET>2!"86YK:6YG(%-E9VUE;G0@6TUE;6)E<ET\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1V]O9'=I;&P\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(L-C`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPV,#`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN<W5R86YC92!0<F]D
M=6-T<R!A;F0@4V5R=FEC97,@4V5G;65N="!;365M8F5R73PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y';V]D=VEL;#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Y+#DP,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.2PY,#`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R
M:W-H965T<R]3:&5E=#<X+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%24Y!0SX-"B`@("`@(#QT
M<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A
M;CTS1#$^/'-T<F]N9SY/5$A%4B!!4U-%5%,@*$1E=&%I;',I("A54T0@)"D\
M8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO
M<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X]
M,T0R/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S
M/3-$=&@@8V]L<W!A;CTS1#(^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N;6%R:V5T86)L92!I;G9E<W1M
M96YT('-E8W5R:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,BPW-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L.#8V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G-U<F%N8V4@<')E
M;6EU;7,@<F5C96EV86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PP.#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-S8\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8W)U960@:6YT97)E<W0@
M<F5C96EV86)L93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPW
M.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#DS,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC;VUE('1A>&5S(')E8V5I=F%B
M;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L,38P/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S$Y/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y$969E<G)E9"!I;F-O;64@=&%X97,\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/CDL,3@P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S%=/"]S=7`^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#`S-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\<W5P/ELQ73PO<W5P/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!R871E
M(&-A<',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CQS=7`^6S)=
M/"]S=7`^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-3`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/'-U<#Y;
M,ET\+W-U<#X\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4')E
M<&%I9"!E>'!E;G-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPR,C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#8T,3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(@87-S971S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#8R,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4L,SDY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,C@L.#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-BPW
M,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT9"!C
M;VQS<&%N/3-$-3X\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1&EN;F5R1F]O=&YO=&4^#0H@("`@("`@(#QT9"!V86QI9VX],T1T;W`^
M6S%=/"]T9#X-"B`@("`@("`@/'1D(&-O;'-P86X],T0T('9A;&EG;CTS1'1O
M<#Y3964@3F]T92`Q-2!F;W(@9G5R=&AE<B!D:7-C=7-S:6]N+CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$:6YN97)&;V]T;F]T93X-
M"B`@("`@("`@/'1D('9A;&EG;CTS1'1O<#Y;,ET\+W1D/@T*("`@("`@("`\
M=&0@8V]L<W!A;CTS1#0@=F%L:6=N/3-$=&]P/E-E92!.;W1E(#(P(&9O<B!F
M=7)T:&5R(&1I<V-U<W-I;VXN/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F
M9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#<Y+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%0T)!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY/5$A%4B!,24%"24Q)
M5$E%4R`H1&5T86EL<RD@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S
M<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R=65D(&EN=&5R97-T('!A>6%B
M;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,S,Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U-CD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D]T:&5R(&QI86)I;&ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX+#0P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C@L,3@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@."PW-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#@L-S4S/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
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M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P14-$04,^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q/CQS
M=')O;F<^1$503U-)5%,@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO=7-A
M;F1S+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T
M:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\
M+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1'5E(&EN(&]N92!Y
M96%R(&]R(&QE<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M,C0U+#`P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,C0T+#<Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1'5E(&EN(&]N92!T;R!T:')E92!Y96%R<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`X+#DT-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q-BPU.#8\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D1U92!I;B!T:')E92!T;R!F:79E('EE87)S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XW-"PX,S0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XX,RPV,#0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;W4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T,C@L-S@U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`T-#0L.3`U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO
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M>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A
M9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E
M;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4]
M,T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M
M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^
M#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14)&/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,3X\<W1R;VYG/D1%4$]32513("A$971A:6QS(%1E>'1U86PI
M("A54T0@)"D\8G(^26X@36EL;&EO;G,L('5N;&5S<R!O=&AE<G=I<V4@<W!E
M8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^
M1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4:6UE($1E<&]S:71S+"`D,3`P+#`P,"!O<B!-;W)E/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(R-2XS/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R-#,N-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\
M+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?
M,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N
M.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W
M,S%A8B]7;W)K<VAE971S+U-H965T.#(N:'1M;`T*0V]N=&5N="U4<F%N<V9E
M<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T
M97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE
M860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT
M96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E
M/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E
M;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y
M/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5!3D%#/@T*
M("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$
M,2!R;W=S<&%N/3-$,3X\<W1R;VYG/E-(3U)4+51%4DT@0D]24D]724Y'4R`H
M1&5T86EL<RD@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE
M<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y3:&]R="UT97)M(&)O<G)O=VEN9W,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3,L-S8Q/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-RPX,3<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H
M;W)T+71E<FT@1&5B="P@5V5I9VAT960@079E<F%G92!);G1E<F5S="!2871E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP+C(V)3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`N,S0E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y7
M96EG:'1E9"!!=F5R86=E(%M-96UB97)=('P@4F5T86EL(%)E<'5R8VAA<V4@
M06=R965M96YT<R!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y3:&]R="UT97)M(&)O<G)O=VEN9W,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,30L.3<V/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q-2PS,3D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H;W)T+71E<FT@
M1&5B="P@5V5I9VAT960@079E<F%G92!);G1E<F5S="!2871E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XP+C,P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`N,S<E/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-
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M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@
M("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G
M=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT
M+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H
M:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@
M/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14)&/@T*("`@("`@/'1R
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N
M/3-$,3X\<W1R;VYG/DQ/3D<M5$5232!$14)4("A$971A:6QS*2`H55-$("0I
M/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\
M+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@
M,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D%C<75I<VET:6]N+7)E;&%T960@9&5B="P@-"XP."4@:6YT97)E<W0L(&%N
M;G5A;"!P87EM96YT<R!O=F5R(&9I=F4@>65A<G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@-#4U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-
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M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P14=$/@T*("`@("`@/'1R/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,3X\<W1R
M;VYG/DQ/3D<M5$5232!$14)4("A$971A:6QS(%1E>'1U86PI/&)R/CPO<W1R
M;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3(\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQO;F<M
M=&5R;2!$96)T+"!097)C96YT86=E($)E87)I;F<@1FEX960@26YT97)E<W0L
M(%!E<F-E;G1A9V4@4F%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-"XP."4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'10
M87)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N
M=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?
M.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#@U+FAT;6P-"D-O
M;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O
M;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*
M/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT
M96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G
M/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS
M/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H
M96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60]
M,T1)1#!%24@^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L
M(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^0D5.149)5"!03$%.
M4R`H1&5T86EL<R!497AT=6%L*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@
M=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E9FEN960@0V]N=')I8G5T:6]N(%!L
M86XL($5M<&QO>65R($1I<V-R971I;VYA<GD@0V]N=')I8G5T:6]N($%M;W5N
M=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`U,3,\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0S,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M-3`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
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M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M13-'04,^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4U1/0TLM0D%3140@0T]-
M4$5.4T%424].("A$971A:6QS*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@
M=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T;V-K+6)A<V5D(&-O;7!E;G-A=&EO
M;B!E>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(P
M.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,S,X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`S.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5X8V5S<R!T87@@97AP96YS92!R96QA=&5D('1O('-T
M;V-K+6)A<V5D(&-O;7!E;G-A=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XR,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^56YR96-O9VYI>F5D(%-T;V-K+6)A<V5D($-O
M;7!E;G-A=&EO;B!%>'!E;G-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`Q-#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$V-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-#(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"!A=F5R86=E('!E<FEO
M9"!U;G)E8V]G;FEZ960@97AP96YS92!I<R!E>'!E8W1E9"!T;R!B92!R96-O
M9VYI>F5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XR('EE87)S
M(#$@;6]N=&@@-B!D87ES/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^."!Y96%R<R`V(&UO;G1H<SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/C$@>65A<B`X(&UO;G1H
M<R`Q,B!D87ES/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
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M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P155)044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^4U1/0TLM0D%3
M140@0T]-4$5.4T%424].("A$971A:6QS(#$I("A297-T<FEC=&5D(%-T;V-K
M(%M-96UB97)=+"!54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,3(@36]N=&AS($5N9&5D/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4F5S=')I8W1E9"!3=&]C:R!;365M8F5R73PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@4VAA<F5S
M+"!.;VYV97-T960@870@8F5G:6YN:6YG(&]F('!E<FEO9"`H:6X@<VAA<F5S
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#4L-S<Y/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#0L,3(W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.=6UB97(@;V8@4VAA<F5S+"!'<F%N=&5D("AI;B!S:&%R97,I/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3,L.3(S/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@
M4VAA<F5S+"!697-T960@*&EN('-H87)E<RD\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#,Y+#(S,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Q,BPR-S$I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@4VAA<F5S
M+"!#86YC96QL960@*&EN('-H87)E<RD\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@4VAA<F5S+"!.;VYV97-T960@870@
M96YD(&]F('!E<FEO9"`H:6X@<VAA<F5S*3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-BPU-#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT-2PW-SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H=&5D($%V97)A9V4@1W)A
M;G0@1&%T92!&86ER(%9A;'5E+"!.;VYV97-T960@870@8F5G:6YN:6YG(&]F
M('!E<FEO9"`H:6X@9&]L;&%R<R!P97(@<VAA<F4I/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$S+C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$V+C<V/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R
M86=E($=R86YT($1A=&4@1F%I<B!686QU92P@1W)A;G1E9"`H:6X@9&]L;&%R
M<R!P97(@<VAA<F4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#8N.3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E=E:6=H=&5D($%V97)A9V4@1W)A;G0@1&%T92!&86ER(%9A
M;'5E+"!697-T960@*&EN(&1O;&QA<G,@<&5R('-H87)E*3PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,BXY,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3@N.34\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H=&5D
M($%V97)A9V4@1W)A;G0@1&%T92!&86ER(%9A;'5E+"!#86YC96QL960@*&EN
M(&1O;&QA<G,@<&5R('-H87)E*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R86=E($=R86YT($1A=&4@1F%I
M<B!686QU92P@3F]N=F5S=&5D(&%T(&5N9"!O9B!P97)I;V0@*&EN(&1O;&QA
M<G,@<&5R('-H87)E*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q-"XX.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,3,N,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?
M3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B
M#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?
M-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T.#@N:'1M
M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L
M90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI
M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS
M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU
M=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H
M;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP
M=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R
M="!I9#TS1$E$,$5,44%%/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA
M<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E-43T-+
M+4)!4T5$($-/35!%3E-!5$E/3B`H1&5T86EL<R`R*2`H4W1O8VL@3W!T:6]N
M(%M-96UB97)=+"!54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!E>&-E<'0@4VAA
M<F4@9&%T82P@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\
M+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,3XQ,B!-
M;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4W1O8VL@3W!T:6]N(%M-96UB
M97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYU;6)E<B!O
M9B!3:&%R97,L($]U='-T86YD:6YG(&%T(&)E9VEN;FEN9R!O9B!P97)I;V0@
M*&EN('-H87)E<RD\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DYU;6)E<B!O9B!3:&%R97,L($=R86YT960@*&EN('-H87)E<RD\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4T+#(Q-CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3G5M8F5R(&]F(%-H
M87)E<RP@17AE<F-I<V5D("AI;B!S:&%R97,I/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@4VAA<F5S+"!%>'!I<F5D+T-A
M;F-E;&QE9"`H:6X@<VAA<F5S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3G5M8F5R(&]F(%-H87)E<RP@3W5T<W1A;F1I;F<@870@96YD
M(&]F('!E<FEO9"`H:6X@<VAA<F5S*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-30L,C$V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y.=6UB97(@;V8@4VAA<F5S+"!%>&5R8VES86)L
M92!A="!E;F0@;V8@>65A<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5V5I9VAT960@079E<F%G92!%>&5R8VES92!0<FEC92P@3W5T<W1A
M;F1I;F<@870@8F5G:6YN:6YG(&]F('!E<FEO9"`H:6X@9&]L;&%R<R!P97(@
M<VAA<F4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E
M:6=H=&5D($%V97)A9V4@17AE<F-I<V4@4')I8V4L($=R86YT960@*&EN(&1O
M;&QA<G,@<&5R('-H87)E*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`V+C8T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R86=E($5X97)C:7-E(%!R:6-E+"!%
M>&5R8VES960@*&EN(&1O;&QA<G,@<&5R('-H87)E*3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R86=E($5X97)C
M:7-E(%!R:6-E+"!%>'!I<F5D+T-A;F-E;&QE9"`H:6X@9&]L;&%R<R!P97(@
M<VAA<F4I/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E
M:6=H=&5D($%V97)A9V4@17AE<F-I<V4@4')I8V4L($]U='-T86YD:6YG(&%T
M(&5N9"!O9B!P97)I;V0@*&EN(&1O;&QA<G,@<&5R('-H87)E*3PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V+C8T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R
M86=E($5X97)C:7-E(%!R:6-E+"!%>&5R8VES86)L92!A="!E;F0@;V8@>65A
M<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!9V=R96=A
M=&4@26YT<FEN<VEC(%9A;'5E+$]U='-T86YD:6YG(&%T(&5N9"!O9B!P97)I
M;V0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06=G<F5G
M871E($EN=')I;G-I8R!686QU92Q%>&5R8VES86)L92!A="!E;F0@;V8@<&5R
M:6]D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=E:6=H
M=&5D($%V97)A9V4@1W)A;G0@1&%T92!&86ER(%9A;'5E+"!/=71S=&%N9&EN
M9R!A="!B96=I;FYI;F<@;V8@>65A<CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R86=E($=R86YT($1A=&4@1F%I
M<B!686QU92P@1W)A;G1E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`S+C0T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R86=E($=R86YT($1A=&4@1F%I<B!6
M86QU92P@17AE<F-I<V5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E=E:6=H=&5D($%V97)A9V4@1W)A;G0@1&%T92!&86ER(%9A;'5E
M+"!%>'!I<F5D+T-A;F-E;&QE9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y796EG:'1E9"!!=F5R86=E($=R86YT($1A=&4@1F%I<B!6
M86QU92P@3W5T<W1A;F1I;F<@870@96YD(&]F('EE87(\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,RXT-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5V5I9VAT960@079E<F%G92!'
M<F%N="!$871E($9A:7(@5F%L=64L($5X97)C:7-A8FQE(&%T(&5N9"!O9B!Y
M96%R/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B
M;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U
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M/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N
M=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS
M1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO
M=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-
M"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%6$@^#0H@("`@
M("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O
M=W-P86X],T0R/CQS=')O;F<^4U1/0TLM0D%3140@0T]-4$5.4T%424].("A$
M971A:6QS(#,I/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y$:79I9&5N9"!Y:65L9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,"XV,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5X<&5C=&5D('9O;&%T:6QI='D\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4X+C8U)3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4FES:RUF<F5E(&EN=&5R97-T
M(')A=&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$N-CDE/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M>'!E8W1E9"!C;VYT<F%C="!L:69E("AI;B!Y96%R<RD\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/C4@>65A<G,@.2!M;VYT:',@,CD@9&%Y<SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*
M("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W
M.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T
M:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E
M,C<W,S%A8B]7;W)K<VAE971S+U-H965T.3`N:'1M;`T*0V]N=&5N="U4<F%N
M<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E
M.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@
M/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C
M;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T
M>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T
M(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB
M;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4S5D%%
M/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N
M/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG/E-43T-++4)!4T5$($-/35!%3E-!
M5$E/3B`H1&5T86EL<R!497AT=6%L*2`H55-$("0I/&)R/DEN(%1H;W5S86YD
M<RP@97AC97!T(%-H87)E(&1A=&$L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF
M:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L
M<W!A;CTS1#(^,3(@36]N=&AS($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4F5S
M=')I8W1E9"!3=&]C:R!!=V%R9',L(%9E<W1E9#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`R-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4&5R8V5N=&%G92!O9B!!9G1E
M<B!4=V\@665A<G,@1W)A;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XU,"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/E!E<F-E;G1A9V4@;V8@069T97(@5&AR964@665A<G,@
M1W)A;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,"XP,"4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E-H87)E+6)A<V5D($-O;7!E;G-A=&EO;B!!<G)A;F=E;65N="!B>2!3:&%R
M92UB87-E9"!087EM96YT($%W87)D+"!%<W1I;6%T960@1F%I<B!686QU92!O
M9B!3=&]C:R!0<FEC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`U+C,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y3:&%R92UB87-E9"!#;VUP96YS871I;VX@07)R86YG96UE;G0@
M8GD@4VAA<F4M8F%S960@4&%Y;65N="!!=V%R9"P@3W!T:6]N<RP@3W5T<W1A
M;F1I;F<L(%=E:6=H=&5D($%V97)A9V4@4F5M86EN:6YG($-O;G1R86-T=6%L
M(%1E<FT\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CD@>65A<G,@
M,B!M;VYT:',@,3(@9&%Y<SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4W1O8VL@3W!T:6]N(%M-96UB97)=/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H87)E+6)A<V5D($-O;7!E
M;G-A=&EO;B!!<G)A;F=E;65N="!B>2!3:&%R92UB87-E9"!087EM96YT($%W
M87)D+"!/<'1I;VYS+"!'<F%N=',@:6X@4&5R:6]D+"!.970@;V8@1F]R9F5I
M='5R97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4T+#(Q-CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4VAA<F4M8F%S960@0V]M<&5N<V%T:6]N($%R<F%N9V5M96YT<R!B>2!3:&%R
M92UB87-E9"!087EM96YT($%W87)D+"!/<'1I;VYS+"!'<F%N=',@:6X@4&5R
M:6]D+"!796EG:'1E9"!!=F5R86=E($5X97)C:7-E(%!R:6-E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#8N-C0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q=6ET>2!0;&%N(#(P
M,#8@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4VAA<F4M8F%S960@0V]M<&5N<V%T:6]N($%R<F%N9V5M96YT(&)Y(%-H87)E
M+6)A<V5D(%!A>6UE;G0@07=A<F0L($YU;6)E<B!O9B!3:&%R97,@075T:&]R
M:7IE9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C,Q+#DW,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4VAA<F4M8F%S960@0V]M<&5N<V%T:6]N($%R<F%N9V5M96YT(&)Y(%-H87)E
M+6)A<V5D(%!A>6UE;G0@07=A<F0L($YU;6)E<B!O9B!3:&%R97,@079A:6QA
M8FQE(&9O<B!'<F%N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-3`W+#`W.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^4VAA<F4M8F%S960@0V]M<&5N<V%T:6]N(%-H87)E<R!!=71H
M;W)I>F5D(%5N9&5R(%-T;V-K($]P=&EO;B!0;&%N<R!%>'!I<F4@4&5R:6]D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#XQ,"!Y96%R<SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W!T
M:6]N(%!L86X@,3DY."!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y3:&%R92UB87-E9"!#;VUP96YS871I;VX@07)R86YG96UE
M;G0@8GD@4VAA<F4M8F%S960@4&%Y;65N="!!=V%R9"P@17AP:7)A=&EO;B!$
M871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#Y-87D@.2P-"@D)
M,C`Q,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4VAA<F4M8F%S960@0V]M<&5N<V%T:6]N($%R<F%N9V5M96YT(&)Y
M(%-H87)E+6)A<V5D(%!A>6UE;G0@07=A<F0L($]P=&EO;G,L(%1E<FUI;F%T
M960@4&5R:6]D+"!'<F]S<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-RPQ,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'10
M87)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N
M=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?
M.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#DQ+FAT;6P-"D-O
M;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O
M;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*
M/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT
M96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G
M/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS
M/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H
M96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60]
M,T1)1#!%3T)!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY$149%4E)%1"!#
M3TU014Y3051)3TX@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S
M+"!U;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$969E<G)E9"!C;VUP
M96YS871I;VX@8V]N=')I8G5T:6]N/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`V-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@.30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E9F5R<F5D(&-O;7!E;G-A=&EO;B!L
M:6%B:6QI='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-C,R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`U-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F
M9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#DR+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%0D@^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0Q/CQS=')O;F<^1$5&15)2140@0T]-4$5.
M4T%424].("A$971A:6QS(#$I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U
M;FQE<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%S:"!S=7)R96YD97(@=F%L
M=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,RPQ-#,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,L
M,#`V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y!8V-R=65D(&)E;F5F:70@;V)L:6=A=&EO;CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q+#$W,3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,2PQ-3@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*
M/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F
M95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO
M+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R
M:W-H965T<R]3:&5E=#DS+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I
M;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL
M.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@
M(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T
M97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O
M:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI
M<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\
M=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%040^#0H@("`@("`\='(^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X]
M,T0R/CQS=')O;F<^1$5&15)2140@0T]-4$5.4T%424].("A$971A:6QS(%1E
M>'1U86PI/&)R/CPO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1H(&-O;'-P86X],T0Q/C$R($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N
M(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y$969E<G)E9"!#;VUP96YS871I;VX@07)R86YG96UE;G0@=VET:"!);F1I
M=FED=6%L+"!$97-C<FEP=&EO;CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^5&AE(%!L86X@<&5R;6ET<R!A('!A<G1I8VEP86YT('1O(&5L96-T
M+"!E86-H('EE87(L('1O(&1E9F5R(')E8V5I<'0@;V8@=7`@=&\@,3`P)2!O
M9B!H:7,@;W(@:&5R('-A;&%R>2!A;F0@8F]N=7,@=&\@8F4@96%R;F5D(&EN
M('1H92!F;VQL;W=I;F<@>65A<BX\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM
M+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E
M,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y
M.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E
M=#DT+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP
M<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U
M<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M
M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H
M87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S
M<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO
M/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,]
M,T1R97!O<G0@:60],T1)1#!%3T1!13X-"B`@("`@(#QT<CX-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N
M9SY)3D-/344@5$%815,@*$1E=&%I;',@*2`H55-$("0I/&)R/DEN(%1H;W5S
M86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^0W5R<F5N="!T
M87@@*&)E;F5F:70I(&5X<&5N<V4Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D9E9&5R86P\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^)"`H,RPY-S<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V-38\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L.30P/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3=&%T93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.#(S*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(S-CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0W,SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-U<G)E
M;G0@5&%X($5X<&5N<V4@*$)E;F5F:70I+"!4;W1A;#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-"PX,#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#DR/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPT,3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^1&5F
M97)R960@:6YC;VUE('1A>"!B96YE9FET.CPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&961E<F%L/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@Q+#$T,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#(S,RD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#,U,"D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T871E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@V,C4I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,S$W*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4U-2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;W4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$
M969E<G)E9"!);F-O;64@5&%X($5X<&5N<V4@*$)E;F5F:70I+"!4;W1A;#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PW-C4I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PU-3`I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPY
M,#4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^5&]T86P@:6YC;VUE('1A>"!B96YE9FET/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B0@*#8L-38U*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H-C4X*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H-#DR*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O
M9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D
M95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F
M:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A
M8B]7;W)K<VAE971S+U-H965T.34N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$4V04%%/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,CX\<W1R;VYG/DE.0T]-12!405A%4R`H1&5T86EL<R`Q*3QB
M<CX\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS
M<&%N/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L
M(#(P,3`\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A
M>"!A="!F961E<F%L('-T871U=&]R>2!R871E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS-"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS-"XP,"4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-"XP,"4\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^5&%X
M(&5F9F5C="!O9CH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&%X+65X96UP="!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C`N-C`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^."XX,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XW+C8P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N+61E9'5C=&EB;&4@
M9V]O9'=I;&P@:6UP86ER;65N="!C:&%R9V5S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP+C`P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#8N,#`E*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(T+C,P)2D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&YO;BUD
M961U8W1I8FQE(&5X<&5N<V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@P+C(P)2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@R+C$P)2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@Q+C,P)2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T871E(&EN8V]M92!T87AE<RP@
M;F5T(&]F(&9E9&5R86P@8F5N969I=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-2XY,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS+C8P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(N-#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,"XR,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+C`P)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0N-#`E/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06-T=6%L(&EN
M8V]M92!T87@@97AP96YS92!R871E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XT,"XU,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT,BXS,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR,BXX,"4\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
M/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F
M7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W
M8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T
M<R]3:&5E=#DV+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U
M;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R
M<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!
M(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT
M;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C
M<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM
M96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@
M8VQA<W,],T1R97!O<G0@:60],T1)1#!%-E-!13X-"B`@("`@(#QT<CX-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^
M/'-T<F]N9SY)3D-/344@5$%815,@*$1E=&%I;',@,BD@*%531"`D*3QB<CY)
M;B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O
M;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q
M,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R
M,#$Q/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D1E9F5R<F5D('1A>"!A<W-E=',Z/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%L;&]W86YC92!F;W(@8W)E9&ET(&QO
M<W-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`V+#0R,3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@
M-2PV-#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E)E<V5R=F4@9F]R(&]F9BUB86QA;F-E('-H965T(&-O;6UI=&UE
M;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-C8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,S<\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E=R
M:71E+61O=VYS(&]F(&]T:&5R(')E86P@97-T871E(&]W;F5D/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-#(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-#8\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!O<&5R871I;F<@
M;&]S<R!C87)R>2!F;W)W87)D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D1E9F5R<F5D(&EN8V]M93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,BPS-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR+#`U-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^06-C<G5E9"!E>'!E;G-E<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PS-3,\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#0U,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]S
M<R!O;B!T97)M:6YA=&EO;B!O9B!C87-H(&9L;W<@:&5D9V4\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4T,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E5N<F5A;&EZ960@;&]S<V5S
M(&]N(&EN=&5R97-T(')A=&4@8V%P<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.#`S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,BPP-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XU-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C4T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F5U/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&]T86P@9&5F97)R960@=&%X(&%S<V5T<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L.#$T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L.38T/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/D1E9F5R<F5D('1A>"!L:6%B:6QI=&EE<SH\+W-T<F]N9SX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5P<F5C:6%T:6]N/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU,34\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV,3(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!U<F-H87-E
M(&%C8V]U;G1I;F<@861J=7-T;65N=',\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L,#`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-C@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y$969E<G)E9"!C87!I=&%L(&=A:6X@;VX@
M8G)A;F-H('-A;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0U
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1&5F97)R960@9V%I;G,@;VX@:6YT97)E<W0@<F%T92!S=V%P<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38Y/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38Y/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y5;G)E86QI
M>F5D(&=A:6YS(&]N(&%V86EL86)L92UF;W(M<V%L92!S96-U<FET:65S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#(X,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDR.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3W1H97(\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8V/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F5U
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@
M9&5F97)R960@=&%X(&QI86)I;&ET:65S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS+#8S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(L.3(X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F]U/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&1E9F5R<F5D('1A>"!A<W-E
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@.2PQ.#`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#DL
M,#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B
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M/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4
M>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R
M:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$
M;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-
M"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P
M14](04<^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O
M;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^14%23DE.1U,O*$Q/4U,I
M(%!%4B!#3TU-3TX@4TA!4D4@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO
M=7-A;F1S+"!E>&-E<'0@4VAA<F4@9&%T82P@=6YL97-S(&]T:&5R=VES92!S
M<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$.#XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/E-E<"X@,S`L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^2G5N+B`S,"P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^4V5P+B`S,"P@,C`Q,3QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!L;W-S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#4L,#<T*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,2PX,C$I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R
M.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B0@*#,L,#,V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,S(U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`Y-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^)"`H,C,S*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,2PP.#,I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Y+#8S."D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#@Y
M-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B0@*#$L-C8W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^5V5I9VAT960@879E<F%G92!S:&%R97,@;W5T<W1A;F1I
M;F<@8F%S:6,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@L-#4W
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M."PT-3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX+#0T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^1&EL=71I=F4@969F96-T(&]F(&-O;6UO;B!S=&]C:R!E
M<75I=F%L96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y796EG:'1E9"!A=F5R86=E('-H87)E<R!O=71S=&%N9&EN9R!D:6QU=&5D
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#0U-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@L-#4Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PT
M-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/DQO<W,@<&5R(&-O;6UO;B!S:&%R92`M($)A<VEC("AI;B!D;VQL87)S
M('!E<B!S:&%R92D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H
M,"XV*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^)"`H,"XR,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#`N,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B0@*#`N,S8I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C`T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C`Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@P+C`S*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H
M,"XQ,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B0@*#$N,30I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XD("@P+C$Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^)"`H,"XR*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]S<R!P97(@8V]M;6]N('-H
M87)E("T@1&EL=71E9"`H:6X@9&]L;&%R<R!P97(@<VAA<F4I/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N-BD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N,C(I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C`S/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@P
M+C,V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,"XP-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,"XP,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^)"`H,"XP,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N,3,I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q+C$T*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,"XQ,2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@
M*#`N,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T
M86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T
M7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N
M="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F
M9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#DX+FAT;6P-"D-O;G1E
M;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E
M;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT
M;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT
M+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS
M8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J
M($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D
M/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)
M1#!%5$=!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@
M8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY%05).24Y'4R\H3$]3
M4RD@4$52($-/34U/3B!32$%212`H1&5T86EL<R!497AT=6%L*2`H3W5T<W1A
M;F1I;F<@4W1O8VL@07=A<F1S(%M-96UB97)=*3QB<CY);B!4:&]U<V%N9',L
M('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS($5N
M9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO=&@^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/=71S=&%N9&EN9R!3=&]C:R!!=V%R
M9',@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M06YT:61I;'5T:79E(%-E8W5R:71I97,@17AC;'5D960@9G)O;2!#;VUP=71A
M=&EO;B!O9B!%87)N:6YG<R!097(@4VAA<F4L($%M;W5N="`H:6X@<VAA<F5S
M*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-3D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.#(\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@
M/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX
M7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO
M;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W
M-S,Q86(O5V]R:W-H965T<R]3:&5E=#DY+FAT;6P-"D-O;G1E;G0M5')A;G-F
M97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@
M=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH
M96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N
M=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP
M93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!2
M96UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D
M>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%1T5!1SX-
M"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS
M1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY214=53$%43U)9($-!4$E404P@4D51
M54E214U%3E13("A$971A:6QS*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@
M=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1I97(@,2!#87!I=&%L/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#DW+#`T.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3`V+#(W
M-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^5&]T86P@4FES:RT@0F%S960@0V%P:71A;#PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3`W+#(P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q-BPY,3<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!2:7-K+2!796EG
M:'1E9"!!<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@P
M-2PQ,#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX-#8L.3,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y!9&IU<W1E9"!!=F5R86=E(%1O=&%L($%S<V5T<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ-C8L.#8U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ-#,L
M.3DP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4:65R(#$@4FES:RU"87-E9"!#87!I=&%L(%)A=&EO/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BXP-24\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,BXU-24\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(%)I
M<VLM0F%S960@0V%P:71A;"!2871I;SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3,N,S(E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,3,N.#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4:65R(#$@3&5V97)A9V4@4F%T:6\\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@N,S(E/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2XR.24\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1A
M;&)O="!"86YK(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E1I97(@,2!#87!I=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XU,RPT.38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XV,RPV-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(%)I<VLM($)A<V5D($-A<&ET
M86P\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4Y+#@T-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<P+#8P
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^3F5T(%)I<VLM(%=E:6=H=&5D($%S<V5T<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-3`Q+#8Q,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C4U,2PR,#(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D:G5S=&5D($%V97)A
M9V4@5&]T86P@07-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XW,3,L-#<R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-S`V+#DX-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^5&EE<B`Q(%)I<VLM0F%S960@0V%P:71A;"!2
M871I;SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`N-C8E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$N
M-34E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y4;W1A;"!2:7-K+4)A<V5D($-A<&ET86P@4F%T:6\\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+CDS)3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+C@Q)3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&EE<B`Q($QE
M=F5R86=E(%)A=&EO/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW
M+C4P)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/CDN,#$E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y#3D(@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^5&EE<B`Q($-A<&ET86P\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0Q+#DW-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0Q+#4T,CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@4FES:RT@0F%S960@
M0V%P:71A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#4L-S@P
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-#4L,C0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y.970@4FES:RT@5V5I9VAT960@07-S971S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XS,#,L-C(W/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CDU+#(S,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^061J=7-T960@
M079E<F%G92!4;W1A;"!!<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@-#4P+#$P.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-#,Q+#DV.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&EE<B`Q(%)I<VLM0F%S960@
M0V%P:71A;"!2871I;SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,3,N.#(E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,30N,#<E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y4;W1A;"!2:7-K+4)A<V5D($-A<&ET86P@4F%T:6\\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U+C`X)3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$U+C,S)3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5&EE<B`Q($QE=F5R86=E(%)A=&EO/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY+C,S)3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/CDN-C(E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM
M+2TM/5].97AT4&%R=%\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W
M-S,Q86(-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO-V(R,#8W.3A?
M,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B+U=O<FMS:&5E=',O4VAE970Q
M,#`N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R
M:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S
M+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE
M<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA
M<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R
M8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\
M+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS
M1')E<&]R="!I9#TS1$E$,$4U1D%#/@T*("`@("`@/'1R/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R;W=S<&%N/3-$,CX\<W1R;VYG
M/E)%1U5,051/4ED@0T%0251!3"!215%525)%345.5%,@*$1E=&%I;',@5&5X
M='5A;"D@*%531"`D*3QB<CY);B!-:6QL:6]N<RP@=6YL97-S(&]T:&5R=VES
M92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^5&EE<B!/;F4@4FES:R!"87-E9"!#87!I=&%L(%)E<75I<F5D(&9O<B!#
M87!I=&%L($%D97%U86-Y('1O(%)I<VL@5V5I9VAT960@07-S971S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT+C`P)3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V%P:71A;"!297%U
M:7)E9"!F;W(@0V%P:71A;"!!9&5Q=6%C>2!T;R!2:7-K(%=E:6=H=&5D($%S
M<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."XP,"4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1I
M97(@3VYE($QE=F5R86=E($-A<&ET86P@4F5Q=6ER960@9F]R($-A<&ET86P@
M061E<75A8WD@=&\@079E<F%G92!!<W-E=',\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C0N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4:65R($]N92!2:7-K($)A<V5D($-A<&ET
M86P@4F5Q=6ER960@=&\@8F4@5V5L;"!#87!I=&%L:7IE9"!T;R!2:7-K(%=E
M:6=H=&5D($%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-BXP,"4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D-A<&ET86P@4F5Q=6ER960@=&\@8F4@5V5L;"!#87!I=&%L:7IE
M9"!T;R!2:7-K(%=E:6=H=&5D($%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3`N,#`E/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y4:65R($]N92!,979E<F%G92!#87!I=&%L
M(%)E<75I<F5D('1O(&)E(%=E;&P@0V%P:71A;&EZ960@=&\@079E<F%G92!!
M<W-E=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4N,#`E/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0
M<F]C965D<R!F<F]M($1I=FED96YD<R!296-E:79E9#PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`R+C,\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D9&ET:6]N86P@1&EV:61E;F1S
M('=I=&AO=70@4')I;W(@0V]N<V5N="!A;F0@07!P<F]V86P@;V8@271S(%)E
M9W5L871O<GD@06=E;F-I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,BXW/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT
M4&%R=%\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(-"D-O
M;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO-V(R,#8W.3A?,#5D95\T-F9E
M7S@T9F9?-S(Y,V4R-S<S,6%B+U=O<FMS:&5E=',O4VAE970Q,#$N:'1M;`T*
M0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*
M0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*
M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O
M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M
M."<^/'-C<FEP="!T>7!E/3-$=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N
M:G,^+RH@1&\@3F]T(%)E;6]V92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\
M+VAE860^#0H@(#QB;V1Y/@T*("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I
M9#TS1$E$,$5"2#X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#$^/'-T<F]N9SY,24Y%4R!/1B!#
M4D5$250@*$1E=&%I;',@5&5X='5A;"D@*%531"`D*3QB<CY);B!-:6QL:6]N
M<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DQI;F5S(&]F($-R961I
M="P@1F%I<B!686QU92!$:7-C;&]S=7)E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XD(#$U+C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#$U+C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D9E9&5R86P@2&]M92!,;V%N($)A
M;FL\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-3@\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#,Q+C8\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-
M"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V
M-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A
M=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS
M93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#$P,BYH=&UL#0I#;VYT96YT+51R
M86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y
M<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*
M("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E
M(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T
M('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.
M;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@
M/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED/3-$240P14(T
M04D^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P
M86X],T0Q(')O=W-P86X],T0Q/CQS=')O;F<^1D%)4B!604Q512!-14%355)%
M345.5%,@*$1E=&%I;',I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE
M<W,@;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0R/D1E8RX@,S$L(#(P,3(\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^1&5C
M+B`S,2P@,C`Q,3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY396-U<FET:65S(&%V86EL86)L92!F;W(@<V%L93H\+W-T
M<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^079A:6QA8FQE+69O<BU386QE(%-E8W5R:71I97,L($9A:7(@
M5F%L=64@1&ES8VQO<W5R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`Q-#4L-3`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M,CDL-S@P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S
M="!R871E(&-A<',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$T
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CQS
M=7`^6S%=/"]S=7`^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR
M-3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/'-U<#Y;,5T\+W-U<#X\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^55,@1V]V97)N;65N="!A;F0@1V]V97)N;65N="!!9V5N8VEE<R!A;F0@
M075T:&]R:71I97,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&%V
M86EL86)L92!F;W(@<V%L93H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE+69O<BU3
M86QE(%-E8W5R:71I97,L($9A:7(@5F%L=64@1&ES8VQO<W5R93PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S8L,3`W/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-#(L,30X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y-;W)T9V%G92!"86-K960@4V5C=7)I=&EE<RP@3W1H97(@6TUE
M;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&%V86EL86)L92!F;W(@<V%L
M93H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^079A:6QA8FQE+69O<BU386QE(%-E8W5R:71I97,L
M($9A:7(@5F%L=64@1&ES8VQO<W5R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3`X+#<X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C@W+#`S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17%U:71Y
M(%-E8W5R:71I97,L($]T:&5R(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I
M=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L
M92UF;W(M4V%L92!396-U<FET:65S+"!&86ER(%9A;'5E($1I<V-L;W-U<F4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8R,3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C4Y.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^1F%I<B!686QU92P@26YP=71S+"!,979E;"`Q(%M-96UB97)=
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/CQS=')O;F<^4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D%V86EL86)L92UF;W(M4V%L92!396-U<FET:65S+"!&86ER
M(%9A;'5E($1I<V-L;W-U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!R871E(&-A<',\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&86ER(%9A;'5E+"!);G!U=',L($QE=F5L(#$@6TUE;6)E<ET@?"!54R!'
M;W9E<FYM96YT(&%N9"!';W9E<FYM96YT($%G96YC:65S(&%N9"!!=71H;W)I
M=&EE<R!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-E8W5R:71I97,@879A:6QA8FQE
M(&9O<B!S86QE.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+5-A;&4@4V5C
M=7)I=&EE<RP@1F%I<B!686QU92!$:7-C;&]S=7)E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU
M92P@26YP=71S+"!,979E;"`Q(%M-96UB97)=('P@36]R=&=A9V4@0F%C:V5D
M(%-E8W5R:71I97,L($]T:&5R(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I
M=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S=')O;F<^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L
M92UF;W(M4V%L92!396-U<FET:65S+"!&86ER(%9A;'5E($1I<V-L;W-U<F4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&86ER(%9A;'5E+"!);G!U=',L($QE=F5L(#$@6TUE;6)E<ET@?"!%
M<75I='D@4V5C=7)I=&EE<RP@3W1H97(@6TUE;6)E<ET\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY3
M96-U<FET:65S(&%V86EL86)L92!F;W(@<V%L93H\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A
M:6QA8FQE+69O<BU386QE(%-E8W5R:71I97,L($9A:7(@5F%L=64@1&ES8VQO
M<W5R93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D9A:7(@5F%L=64L($EN<'5T<RP@3&5V96P@,B!;365M8F5R
M73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#X\<W1R;VYG/E-E8W5R:71I97,@879A:6QA8FQE(&9O<B!S86QE.CPO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+5-A;&4@4V5C=7)I=&EE<RP@1F%I
M<B!686QU92!$:7-C;&]S=7)E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ-#4L-3`X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(Y
M+#<X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@
M<F%T92!C87!S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(U,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU92P@26YP=71S+"!,979E;"`R
M(%M-96UB97)=('P@55,@1V]V97)N;65N="!A;F0@1V]V97)N;65N="!!9V5N
M8VEE<R!A;F0@075T:&]R:71I97,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U
M<FET:65S(&%V86EL86)L92!F;W(@<V%L93H\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA
M8FQE+69O<BU386QE(%-E8W5R:71I97,L($9A:7(@5F%L=64@1&ES8VQO<W5R
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S8L,3`W/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#(L,30X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A;'5E+"!);G!U=',L($QE=F5L(#(@
M6TUE;6)E<ET@?"!-;W)T9V%G92!"86-K960@4V5C=7)I=&EE<RP@3W1H97(@
M6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY396-U<FET:65S(&%V86EL86)L92!F;W(@
M<V%L93H\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^079A:6QA8FQE+69O<BU386QE(%-E8W5R:71I
M97,L($9A:7(@5F%L=64@1&ES8VQO<W5R93PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3`X+#<X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C@W+#`S,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I
M<B!686QU92P@26YP=71S+"!,979E;"`R(%M-96UB97)=('P@17%U:71Y(%-E
M8W5R:71I97,L($]T:&5R(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I=&EE
M<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L92UF
M;W(M4V%L92!396-U<FET:65S+"!&86ER(%9A;'5E($1I<V-L;W-U<F4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8R,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C4Y.3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')H/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^1F%I<B!686QU92P@26YP=71S+"!,979E;"`S(%M-96UB97)=/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^4V5C=7)I=&EE<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S=')O
M;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D%V86EL86)L92UF;W(M4V%L92!396-U<FET:65S+"!&86ER(%9A
M;'5E($1I<V-L;W-U<F4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!R871E(&-A<',\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&
M86ER(%9A;'5E+"!);G!U=',L($QE=F5L(#,@6TUE;6)E<ET@?"!54R!';W9E
M<FYM96YT(&%N9"!';W9E<FYM96YT($%G96YC:65S(&%N9"!!=71H;W)I=&EE
M<R!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/E-E8W5R:71I97,@879A:6QA8FQE(&9O
M<B!S86QE.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y!=F%I;&%B;&4M9F]R+5-A;&4@4V5C=7)I
M=&EE<RP@1F%I<B!686QU92!$:7-C;&]S=7)E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1F%I<B!686QU92P@
M26YP=71S+"!,979E;"`S(%M-96UB97)=('P@36]R=&=A9V4@0F%C:V5D(%-E
M8W5R:71I97,L($]T:&5R(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^4V5C=7)I=&EE
M<R!A=F%I;&%B;&4@9F]R('-A;&4Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%V86EL86)L92UF
M;W(M4V%L92!396-U<FET:65S+"!&86ER(%9A;'5E($1I<V-L;W-U<F4\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$9FX^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y&86ER(%9A;'5E+"!);G!U=',L($QE=F5L(#,@6TUE;6)E<ET@?"!%<75I
M='D@4V5C=7)I=&EE<RP@3W1H97(@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1F;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY396-U
M<FET:65S(&%V86EL86)L92!F;W(@<V%L93H\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1F;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1F;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^079A:6QA
M8FQE+69O<BU386QE(%-E8W5R:71I97,L($9A:7(@5F%L=64@1&ES8VQO<W5R
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&9N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&0@8V]L<W!A;CTS1#4^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1I;FYE<D9O;W1N;W1E/@T*("`@
M("`@("`\=&0@=F%L:6=N/3-$=&]P/ELQ73PO=&0^#0H@("`@("`@(#QT9"!C
M;VQS<&%N/3-$-"!V86QI9VX],T1T;W`^4V5E($YO=&4@,C`@9F]R(&9U<G1H
M97(@9&ES8W5S<VEO;BX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE
M/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R
M,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO
M8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R
M.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,3`S+FAT;6P-"D-O;G1E;G0M
M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M
M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^
M#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y
M<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I
M<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O
M($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*
M("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%
M3C)!23X-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L
M<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&04E2(%9!3%5%($U%05-5
M4D5-14Y44R`H1&5T86EL<R`Q*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@
M=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXQ,B!-;VYT:',@16YD
M960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\
M=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEM<&%I<F5D(&QO86YS.CPO
M<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I
M;FYI;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`W-2PQ,3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#8Q+#$X-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0VAA<F=E+6]F9G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#(R+#(V-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q."PV,S@I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087EM96YT<SPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,30L-#`T*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$R+#`S.2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R
M86YS9F5R<R!T;R!O=&AE<B!R96%L(&5S=&%T92!O=VYE9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH-2PW.#8I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH.2PR-C<I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2971U<FYE9"!T
M;R!P97)F;W)M:6YG('-T871U<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH-38W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$L.3`W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0VAA;F=E9"!T;R!N;VYA8V-R=6%L('-T871U
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPS-C0I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-2PS-C0I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y!9&1I=&EO;G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4W
M+#8S-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C8R+#8P-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0VAA;F=E<R!I;B!A;&QO=V%N8V4\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#<S-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#0V-BD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA;F-E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-BPV,C8\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-2PQ,3(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D-O;G-T<G5C=&EO;B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/DEM<&%I<F5D(&QO86YS.CPO<W1R;VYG/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI;F<@8F%L
M86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C<L,38V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@L
M,3<U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y#:&%R9V4M;V9F<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-RPW.3`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH-"PS,3,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y087EM96YT<SPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,2PP.38I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH,2PU-34I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4<F%N<V9E<G,@=&\@;W1H97(@
M<F5A;"!E<W1A=&4@;W=N960\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#$L-C,Q*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#(L,S$W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^4F5T=7)N960@=&\@<&5R9F]R;6EN9R!S=&%T
M=7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#:&%N9V5D
M('1O(&YO;F%C8W)U86P@<W1A='5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Q+#4W."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@T,3DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y!9&1I=&EO;G,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(Q+#<X.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C<L-S8U/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#:&%N9V5S(&EN(&%L;&]W
M86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-S<Q*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$W,"D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5N9&EN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XS-BPP.#@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR-RPQ-C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/E)E<VED96YT:6%L(%)E86P@17-T871E(%M-96UB
M97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^
M26UP86ER960@;&]A;G,Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D)E9VEN;FEN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XR,BPV,#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-2PS,C<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H87)G92UO9F9S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y+#0X,RD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@W+#`X,BD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!A
M>6UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,"PQ,S0I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M-RPU-3<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y4<F%N<V9E<G,@=&\@;W1H97(@<F5A;"!E<W1A=&4@;W=N960\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L.3DW*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L-C0R*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M4F5T=7)N960@=&\@<&5R9F]R;6EN9R!S=&%T=7,\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#0Y,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Q+#DP-RD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H86YG960@=&\@;F]N86-C
M<G5A;"!S=&%T=7,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#<X
M-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@S+#$R,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D%D9&ET:6]N<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3<L-30R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,CDL.#<Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y#:&%N9V5S(&EN(&%L;&]W86YC93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-CDX/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PR.38I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%;F1I;F<@
M8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3<L.34Q
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,C(L-C`R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y#;VUM97)C:6%L(%)E86P@17-T871E(%M-96UB97)=/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^26UP86ER960@
M;&]A;G,Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D)E9VEN;FEN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,RPU-S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ,RPR.#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H87)G92UO9F9S/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@R+#DU-"D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T+#8T,RD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!A>6UE;G1S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#@U-BD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#,V-"D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1R
M86YS9F5R<R!T;R!O=&AE<B!R96%L(&5S=&%T92!O=VYE9#PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH,BPQ,C@I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-"PY,C`I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2971U<FYE9"!T
M;R!P97)F;W)M:6YG('-T871U<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-H86YG960@=&\@;F]N86-C<G5A;"!S=&%T=7,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#@R-2D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D9&ET:6]N<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,38L.#`W/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C0L,#4P/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#
M:&%N9V5S(&EN(&%L;&]W86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH-C$T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D5N9&EN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS,2PX,S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XR,RPU-S@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UE<F-I86P@6TUE;6)E
M<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY)
M;7!A:7)E9"!L;V%N<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^0F5G:6YN:6YG(&)A;&%N8V4\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L-S,X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-"PS-S0\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H87)G92UO9F9S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#`S-RD\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#8P,"D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!A>6UE
M;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S,3`I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-34P*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M5')A;G-F97)S('1O(&]T:&5R(')E86P@97-T871E(&]W;F5D/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@S,"D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S.#@I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2971U<FYE9"!T;R!P
M97)F;W)M:6YG('-T871U<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH-S8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0VAA;F=E9"!T;R!N;VYA8V-R=6%L('-T871U<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D9&ET:6]N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PT,S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY,#(\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-H86YG97,@:6X@
M86QL;W=A;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M16YD:6YG(&)A;&%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<Q-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C$L-S,X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F@^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y#;VYS=6UE<B!;365M8F5R73PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#X\<W1R;VYG/DEM<&%I<F5D(&QO86YS.CPO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y"96=I;FYI
M;F<@8F%L86YC93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0VAA<F=E+6]F9G,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y087EM96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@Q,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/E1R86YS9F5R<R!T;R!O=&AE<B!R96%L(&5S=&%T92!O=VYE9#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E='5R;F5D('1O
M('!E<F9O<FUI;F<@<W1A='5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0VAA;F=E9"!T;R!N;VYA8V-R=6%L('-T871U<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D9&ET:6]N<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-C<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0VAA;F=E<R!I;B!A;&QO
M=V%N8V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#0X*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5N
M9&EN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#,Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^)"`R.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\
M+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A
M<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT
M96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X
M-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,3`T+FAT;6P-"D-O
M;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O
M;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*
M/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT
M96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G
M/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS
M/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H
M96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60]
M,T1)1#!%,TQ!0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY&04E2(%9!3%5%
M($U%05-54D5-14Y44R`H1&5T86EL<R`R*2`H55-$("0I/&)R/DEN(%1H;W5S
M86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O;F<^3W1H97(@<F5A
M;"!E<W1A=&4@;W=N960Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/D)E9VEN;FEN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#DL,S@U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`S+#<P,CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4V%L97,\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8L-#(Y*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,L.3<X*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5W)I=&4M
M9&]W;G,@;V8@;W1H97(@<F5A;"!E<W1A=&4@;W=N960\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$L,S(X*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,#4Q*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8U-RD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%D9&ET:6]N
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPP,S$\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PW,3(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/D5N9&EN9R!B86QA;F-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#<L-C4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`Y+#,X-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@,RPW,#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*
M#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R
M.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P
M-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3
M:&5E=#$P-2YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T
M960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E
M=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H
M='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL
M.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I
M<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N
M="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L
M87-S/3-$<F5P;W)T(&ED/3-$240P135604<^#0H@("`@("`\='(^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q/CQS
M=')O;F<^1D%)4B!604Q512!-14%355)%345.5%,@*$1E=&%I;',@,RD@*%53
M1"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S<R!O=&AE<G=I<V4@<W!E8VEF
M:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C
M+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$Q/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3`\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`P.3QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^/'-T<F]N9SY&:6YA;F-I86P@87-S971S+"!#87)R>6EN9R!!
M;6]U;G0\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^0V%S:"!A;F0@8V%S:"!E<75I=F%L96YT<RP@0V%R<GEI;F<@06UO=6YT
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(P,"PQ.3,\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$R
M-RPW-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#<W+#DV-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@-S4L-C0V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G9E<W1M96YT('-E8W5R:71I97,L
M($-A<G)Y:6YG($%M;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,BPV-3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XV+#0X,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&]A;G,L(&YE="!#87)R>6EN9R!!;6]U;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<V.2PP.3$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX,C8L-S8R/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/D9I;F%N8VEA;"!L:6%B:6QI=&EE<RP@0V%R<GEI;F<@06UO=6YT
M/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E
M<&]S:71S+"!#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$L,#0Y+#(W,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$L,#`Y+#DQ.3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4VAO<G0M=&5R;2!B;W)R
M;W=I;F=S+"!#87)R>6EN9R!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$S+#<V,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$W+#@Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&]N9RUT97)M(&1E8G0L($-A<G)Y
M:6YG($%M;W5N=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C0U
M-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^/'-T<F]N9SY&:6YA;F-I86P@87-S971S+"!%<W1I;6%T960@1F%I<B!6
M86QU93PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y);G9E<W1M96YT('-E8W5R:71I97,@:&5L9"!T;R!M871U<FET>2P@17-T
M:6UA=&5D($9A:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(L.#@T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-BPW,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/D9A:7(@5F%L=64L($EN<'5T<RP@3&5V96P@,B!;
M365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\<W1R
M;VYG/D9I;F%N8VEA;"!A<W-E=',L($5S=&EM871E9"!&86ER(%9A;'5E/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-A<V@@
M86YD(&-A<V@@97%U:79A;&5N=',L($5S=&EM871E9"!&86ER(%9A;'5E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,#`L,3DS/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(W+#<T,CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26YV97-T;65N="!S96-U<FET:65S(&AE;&0@=&\@;6%T=7)I='DL($5S=&EM
M871E9"!&86ER(%9A;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR+#@X-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C8L-S,R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#X\<W1R;VYG/D9I;F%N8VEA;"!L:6%B:6QI=&EE<RP@
M17-T:6UA=&5D($9A:7(@5F%L=64\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^1&5P;W-I=',L($5S=&EM871E9"!&86ER(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#`U,BPS.#(\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#`Q,RPY-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E-H;W)T+71E<FT@8F]R<F]W:6YG<RP@17-T:6UA=&5D($9A
M:7(@5F%L=64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S+#<V
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C$W+#@Q-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3&]N9RUT97)M(&1E8G0L($5S=&EM871E9"!&86ER(%9A;'5E
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#<P/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y&86ER(%9A
M;'5E+"!);G!U=',L($QE=F5L(#,@6TUE;6)E<ET\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY&:6YA;F-I86P@87-S971S+"!%
M<W1I;6%T960@1F%I<B!686QU93PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y,;V%N<RP@;F5T($5S=&EM871E9"!&86ER(%9A
M;'5E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#<Y."PS.#$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#@U-BPY,3<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]7TYE>'10
M87)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8@T*0V]N
M=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E7S0V9F5?
M.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#$P-BYH=&UL#0I#
M;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A8FQE#0I#
M;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C:6DB#0H-
M"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV/3-$0V]N
M=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T/75T9BTX
M)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$4VAO=RYJ
M<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R:7!T/CPO
M:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P;W)T(&ED
M/3-$240P140R044^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C;&%S<STS
M1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R/CQS=')O;F<^1$52259!5$E6
M12!)3E-44E5-14Y44R!!3D0@2$5$1TE.1R!!0U1)5DE42453("A$971A:6QS
M(%1E>'1U86PI("A54T0@)"D\8G(^/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#(^,R!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q,SQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#`Y/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$P/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!2871E
M($-A<',@4'5R8VAA<V5D/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#<L,3`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1&5R:79A=&EV92!#87`@1FEX960@26YT97)E<W0@
M4F%T93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BXY-R4\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E
M<&]S:71S+"!-;VYE>2!-87)K970@1&5P;W-I=',\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C<P+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D1E<FEV871I=F4@07-S970L
M($9A:7(@5F%L=64L($YE=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,30L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C4P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@17AP96YS92P@2&5D9V5D($1E
M<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#`P,"PP
M,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ+#,P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XT,CDL,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y/=&AE<B!#;VUP<F5H96YS:79E($EN8V]M
M92`H3&]S<RDL(%5N<F5A;&EZ960@1V%I;B`H3&]S<RD@;VX@1&5R:79A=&EV
M97,@07)I<VEN9R!$=7)I;F<@4&5R:6]D+"!B969O<F4@5&%X/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#@P,2PP,#`I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#8P+#`P,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-S$W
M+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^2&5D9V5D($1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XY,"PP,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y%>'!E8W1E9"!2961U8W1I;VX@:6X@2&5D
M9V5D($1E<&]S:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU
M,"PP,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y,;W-S(&]N($-A<V@@1FQO=R!(961G92!);F5F9F5C=&EV
M96YE<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,S,Y+#`P
M,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y&=71U<F4@26YT97)E<W0@17AP96YS97,@;VX@2&5D9V4@1&5P;W-I
M=',\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-3`P+#`P,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M1G5T=7)E($EN=&5R97-T($5X<&5N<V5S(&]N($AE9&=E(%1E<FUI;F%T960\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDP,"PP,#`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D%C8V]U
M;G1S(%!A>6%B;&4L($EN=&5R97-T+6)E87)I;F<\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-#(X+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-#(X+#`P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^
M#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T
M-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE
M.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7
M;W)K<VAE971S+U-H965T,3`W+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC
M;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H
M=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*
M("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS
M1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E
M>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@
M5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@
M("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%0T)!0SX-"B`@("`@
M(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W
M<W!A;CTS1#$^/'-T<F]N9SY&24Y!3D-)04P@24Y35%)5345.5%,@5TE42"!/
M1D8M0D%,04Y#12!32$5%5"!225-+("A$971A:6QS*2`H55-$("0I/&)R/DEN
M(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N
M9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3$\8G(^/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UI
M=&UE;G1S('1O(&5X=&5N9"!C<F5D:70\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,30Q+#4Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,3,V+#(R,CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3&5T=&5R<R!O9B!C<F5D
M:70\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#@Q-SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q+#,Q
M,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')E=3X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/E1O=&%L/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$U
M-"PS,S4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#$T-RPU,S,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL/@T*#0HM+2TM+2T]
M7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A
M8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W8C(P-C<Y.%\P-61E
M7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T<R]3:&5E=#$P."YH
M=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q=6]T960M<')I;G1A
M8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA<G-E=#TB=7,M87-C
M:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\345402!H='1P+65Q=6EV
M/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R<V5T
M/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S8W)I<'0@<W)C/3-$
M4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M;65N="`J+SPO<V-R
M:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE(&-L87-S/3-$<F5P
M;W)T(&ED/3-$240P14Q"04D^#0H@("`@("`\='(^#0H@("`@("`@(#QT:"!C
M;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0Q/CQS=')O;F<^4$%2
M14Y4($-/35!!3ED@1DE.04Y#24%,($E.1D]234%424].("A$971A:6QS*2`H
M55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S<&5C
M:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$
M96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H
M/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$
M=&@^1&5C+B`S,2P@,C`Q,#QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#`Y/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/D%S<V5T<SPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5M:7-E<R!A;F0@97%U:7!M96YT
M+"!N970\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,34L-3DS
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`Q-"PV-C(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D]T:&5R(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C@L.#,V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,C8L-S(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!A<W-E=',\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,3@U+#@P-SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,34X+#$Y,SQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,3,P
M+#,Q,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY,:6%B:6QI=&EE<SPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y$969E<G)E9"!T87@@;&EA8FEL:71Y
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#8S-#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L.3(X/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y/
M=&AE<B!L:6%B:6QI=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^."PW-#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XX+#<U,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3&]N9RUT97)M(&1E8G0\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XT-34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QI86)I;&ET:65S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#`W,2PW.#$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#`S-BPY-#0\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/CQS=')O;F<^4W1O8VMH;VQD97)S)R!E<75I='D\+W-T<F]N9SX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N('-T;V-K/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@U/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!9&1I=&EO;F%L('!A
M:60@:6X@8V%P:71A;#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,S(L,34U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,S(L,#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y2971A:6YE9"!E87)N:6YG<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^.#$L,#<X/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3`L.#`Q/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-U;75L871E9"!O
M=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M92`H;&]S<RD\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C<P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#$L-C@Y*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@
M("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@<W1O8VMH;VQD
M97)S)R!E<75I='D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q
M-"PP,C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XQ,C$L,C0Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3(R+#4Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$R-RPX,3`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E1O=&%L(&QI86)I;&ET:65S
M(&%N9"!S=&]C:VAO;&1E<G,G(&5Q=6ET>3PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,2PQ.#4L.#`W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ-3@L,3DS/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y3:&]R92!"86YC(%-H
M87)E<R!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#X\<W1R;VYG/D%S<V5T<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y#87-H/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XX,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#,Q-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^26YV97-T;65N="!I;B!S=6)S:61I87)I97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Q,RPU,CD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,C$L-38W/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0
M<F5M:7-E<R!A;F0@97%U:7!M96YT+"!N970\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C(L-C$V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,BPW,3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D
M(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R(&%S<V5T<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PQ.38\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4Q.3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@87-S
M971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ,3@L,38Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(W
M+#$Q,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^/'-T<F]N9SY,:6%B:6QI=&EE<SPO<W1R;VYG/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!8V-R=65D(&EN=&5R97-T('!A>6%B
M;&4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^1&5F97)R
M960@=&%X(&QI86)I;&ET>3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PV.#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#,X,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3W1H97(@;&EA8FEL:71I97,\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$P-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C$L,#0P/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y,;VYG+71E<FT@9&5B=#PO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPS-#,\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS+#,U,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T
M86P@;&EA8FEL:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C0L,3,U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-2PX-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@
M("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@
M=F%L:6=N/3-$=&]P/CQS=')O;F<^4W1O8VMH;VQD97)S)R!E<75I='D\+W-T
M<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N
M('-T;V-K/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C@U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!
M9&1I=&EO;F%L('!A:60@:6X@8V%P:71A;#PO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,S(L,34U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S(L,#4R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y2971A:6YE9"!E87)N:6YG<SPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.#$L,#<X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.3`L.#`Q/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y!
M8V-U;75L871E9"!O=&AE<B!C;VUP<F5H96YS:79E(&EN8V]M92`H;&]S<RD\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<P.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L-C@Y*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T
M86P@<W1O8VMH;VQD97)S)R!E<75I='D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C$Q-"PP,C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ,C$L,C0Y/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!L:6%B:6QI=&EE<R!A
M;F0@<W1O8VMH;VQD97)S)R!E<75I='D\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,3$X+#$V,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,3(W+#$Q,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT
M;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T
M9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z
M+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE
M971S+U-H965T,3`Y+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z
M('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C
M:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-
M151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT
M+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V
M87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#
M;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B
M;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%04=#23X-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS
M1#(^/'-T<F]N9SY005)%3E0@0T]-4$%.62!&24Y!3D-)04P@24Y&3U)-051)
M3TX@*$1E=&%I;',@,2D@*%531"`D*3QB<CY);B!4:&]U<V%N9',L('5N;&5S
M<R!O=&AE<G=I<V4@<W!E8VEF:65D/"]S=')O;F<^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#@^,R!-;VYT:',@16YD960\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,SXQ,B!-;VYT
M:',@16YD960\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y397`N(#,P+"`R,#$R/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q,CQB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/E-E<"X@,S`L(#(P,3$\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^2G5N+B`S,"P@,C`Q,3QB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$Q
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q,3QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q
M+"`R,#$P/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#X\
M<W1R;VYG/DEN8V]M93PO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y4;W1A;"!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,3`L.38P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^)"`Q,2PS.3,\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q+#8Y,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3$L.#4V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q
M,BPU,S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#$R+#@V.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/B0@,3(L-S,U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,BPW,3@\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0U+#DP,3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@-3`L.#4R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M)"`U-2PT-C$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/CQS=')O;F<^17AP96YS97,\+W-T<F]N9SX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@
M8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@97AP96YS93PO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`L-38R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3$L,#@X/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(L.#(R
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y);F-O;64@=&%X("AB96YE9FET*2!E>'!E;G-E/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@V+#4V-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@V-3@I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-#DR*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&QO<W,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4L,#<T*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L.#(Q*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Y,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,L
M,#,V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,R-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/CDT/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,C,S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$L,#@S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#DL-C,X*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#@Y-RD\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q+#8V-RD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-H;W)E($)A
M;F,@4VAA<F5S(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/CQS=')O;F<^26YC;VUE/"]S=')O;F<^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D1I=FED96YD<R!F<F]M('-U8G-I9&EA<FEE
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,RPQ-30\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#4Q.3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L
M-S@V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y-86YA9V5M96YT(&%N9"!O=&AE<B!F965S(&9R;VT@<W5B<VED:6%R
M:65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#8Y,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L-S@S
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-BPP.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D]T:&5R(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3<W/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,C0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-S`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(&EN8V]M93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!I;F-O;64\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/CDL,#(V/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-RPU-3,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX+#DU,CQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N
M9SY%>'!E;G-E<SPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y);G1E<F5S="!E>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ-30\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ-S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-A;&%R:65S(&%N9"!E;7!L;WEE92!B
M96YE9FET<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-"PQ.#@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS
M+#DW-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C0L,3(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#Y/8V-U<&%N8WD@86YD(&5Q=6EP;65N="!E>'!E;G-E/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-C,\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT-S$\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT.30\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D]T:&5R
M(&]P97)A=&EN9R!E>'!E;G-E<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,2PU,CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ+#,V,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C$L-#DY/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y4;W1A;"!E>'!E;G-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-BPR.#<\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XU+#DV,CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C8L,C@U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);F-O
M;64@8F5F;W)E(&EN8V]M92!T87@@97AP96YS92!A;F0@97%U:71Y(&EN('5N
M9&ES=')I8G5T960@;F5T(&QO<W,@;V8@<W5B<VED:6%R:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#<S.3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-3DQ/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPV-C<\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN8V]M
M92!T87@@*&)E;F5F:70I(&5X<&5N<V4\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#4X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$Y,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ-3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN8V]M92!B969O<F4@97%U:71Y(&EN
M('5N9&ES=')I8G5T960@;F5T(&QO<W,@;V8@<W5B<VED:6%R:65S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR+#<Y-SQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L-S@Q/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU,38\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D5Q
M=6ET>2!I;B!U;F1I<W1R:6)U=&5D(&YE="!L;W-S(&]F('-U8G-I9&EA<FEE
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3(L-#,U*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L-C<X
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#0L,3@S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F5T(&QO<W,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^)"`H.2PV,S@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XD("@X.3<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XD("@Q+#8V-RD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@/"]T86)L93X-"B`@/"]B;V1Y/@T*/"]H=&UL
M/@T*#0HM+2TM+2T]7TYE>'1087)T7S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F
M7S<R.3-E,C<W,S%A8@T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\W
M8C(P-C<Y.%\P-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(O5V]R:W-H965T
M<R]3:&5E=#$Q,"YH=&UL#0I#;VYT96YT+51R86YS9F5R+45N8V]D:6YG.B!Q
M=6]T960M<')I;G1A8FQE#0I#;VYT96YT+51Y<&4Z('1E>'0O:'1M;#L@8VAA
M<G-E=#TB=7,M87-C:6DB#0H-"CQH=&UL/@T*("`\:&5A9#X-"B`@("`\3454
M02!H='1P+65Q=6EV/3-$0V]N=&5N="U4>7!E(&-O;G1E;G0],T0G=&5X="]H
M=&UL.R!C:&%R<V5T/75T9BTX)SX\<V-R:7!T('1Y<&4],T1T97AT+VIA=F%S
M8W)I<'0@<W)C/3-$4VAO=RYJ<SXO*B!$;R!.;W0@4F5M;W9E(%1H:7,@0V]M
M;65N="`J+SPO<V-R:7!T/CPO:&5A9#X-"B`@/&)O9'D^#0H@("`@/'1A8FQE
M(&-L87-S/3-$<F5P;W)T(&ED/3-$240P15E"1$L^#0H@("`@("`\='(^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1L(&-O;'-P86X],T0Q(')O=W-P86X],T0R
M/CQS=')O;F<^4$%214Y4($-/35!!3ED@1DE.04Y#24%,($E.1D]234%424].
M("A$971A:6QS(#(I("A54T0@)"D\8G(^26X@5&AO=7-A;F1S+"!U;FQE<W,@
M;W1H97)W:7-E('-P96-I9FEE9#PO<W1R;VYG/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0X/C,@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#,^,3(@36]N=&AS
M($5N9&5D/"]T:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3(\8G(^/"]T:#X-"B`@("`@
M("`@/'1H(&-L87-S/3-$=&@^4V5P+B`S,"P@,C`Q,CQB<CX\+W1H/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$R/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,3(\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,3QB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y397`N(#,P+"`R,#$Q/&)R/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/DIU;BX@,S`L(#(P,3$\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^36%R+B`S,2P@,C`Q,3QB
M<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$R
M/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P
M,3$\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`Q,#QB<CX\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T
M<F]N9SY#87-H(&9L;W=S(&9R;VT@;W!E<F%T:6YG(&%C=&EV:71I97,Z/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!L
M;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#4L,#<T*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H
M,2PX,C$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^)"`R.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B0@*#,L,#,V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/B0@,S(U/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Y-#QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,C,S*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,2PP.#,I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Y
M+#8S."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B0@*#@Y-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B0@*#$L-C8W*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^/'-T<F]N9SY!9&IU<W1M96YT<R!T;R!R
M96-O;F-I;&4@;F5T(&QO<W,@=&\@8V%S:"!P<F]V:61E9"!B>2!O<&5R871I
M;F<@86-T:79I=&EE<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4W1O8VLM8F%S960@8V]M<&5N<V%T:6]N(&5X<&5N<V4\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(P.3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,S.#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,Y,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^17AC
M97-S('1A>"!E>'!E;G-E(&9R;VT@<W1O8VLM8F%S960@87)R86YG96UE;G1S
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,#8I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-#4I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C`I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M970@9&5C<F5A<V4@*&EN8W)E87-E*2!I;B!O=&AE<B!A<W-E=',\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L-C4R*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L.#$S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,BPU,38\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE
M="`H9&5C<F5A<V4I(&EN8W)E87-E(&EN(&]T:&5R(&QI86)I;&ET:65S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,C0\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#(V-2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T+#0R.2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/DYE="!C87-H('!R;W9I9&5D(&)Y(&]P97)A=&EN9R!A8W1I=FET:65S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,2PS.#8\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR,2PY,C0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ.2PX
M.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/CQS=')O;F<^0V%S:"!F;&]W<R!F<F]M(&EN=F5S=&EN9R!A8W1I=FET
M:65S.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y0=7)C:&%S97,@;V8@<')E;6ES97,@86YD(&5Q=6EP;65N=#PO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPR,#(I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PR,38I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PR.3(I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M970@8V%S:"!U<V5D(&EN(&EN=F5S=&EN9R!A8W1I=FET:65S/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-BPR,#$\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#$P."D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW,38\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/CQS=')O
M;F<^0V%S:"!F;&]W<R!F<F]M(&9I;F%N8VEN9R!A8W1I=FET:65S.CPO<W1R
M;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y297!A>6UE
M;G0@;V8@;&]N9RUT97)M(&1E8G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#0U-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@T-S<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-#DW*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^17AC97-S('1A>"!E>'!E;G-E(&9R;VT@
M<W1O8VLM8F%S960@87)R86YG96UE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XQ,#8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XT-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/C(P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y297!U<F-H87-E(&]F('=A<G)A;G0\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-2D\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#;VUM;VX@<W1O
M8VL@9&EV:61E;F1S('!A:60\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#@U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#<V,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M/B@R+#`R-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!C87-H('5S960@:6X@9FEN86YC:6YG
M(&%C=&EV:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,T
M+#@V-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,P+#DV,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$X+#(X."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/DYE="`H9&5C<F5A<V4I(&EN8W)E87-E(&EN
M(&-A<V@@86YD(&-A<V@@97%U:79A;&5N=',\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C<R+#0U,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C0Y+#<W.#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L,S$X/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#05-(($%.1"!#05-(
M($5154E604Q%3E13($%4($)%1TE.3DE.1R!/1B!914%2/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,C<L-S0R/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-S<L.38T/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3(W+#<T,CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C<W+#DV
M-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C<U+#8T-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^0T%32"!!3D0@0T%32"!%455)5D%,14Y44R!!5"!%3D0@3T8@
M645!4CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C`P+#$Y,SQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R
M-RPW-#(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XR,#`L,3DS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,3(W+#<T,CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C<W+#DV-#QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')H/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^4VAO<F4@0F%N8R!3:&%R97,@
M6TUE;6)E<ET\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS
M1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^/'-T
M<F]N9SY#87-H(&9L;W=S(&9R;VT@;W!E<F%T:6YG(&%C=&EV:71I97,Z/"]S
M=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R
M93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!L
M;W-S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y+#8S."D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X.3<I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,2PV-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#X\<W1R;VYG/D%D:G5S=&UE;G1S('1O(')E8V]N8VEL92!N970@
M;&]S<R!T;R!C87-H('!R;W9I9&5D(&)Y(&]P97)A=&EN9R!A8W1I=FET:65S
M.CPO<W1R;VYG/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y%
M<75I='D@:6X@=6YD:7-T<FEB=71E9"!N970@;&]S<R!O9B!S=6)S:61I87)I
M97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$R+#0S-3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-C<X
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-"PQ.#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D1E<')E8VEA=&EO;B!A;F0@86UO<G1I>F%T:6]N/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-C<\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,#0\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,30\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E-T;V-K+6)A<V5D
M(&-O;7!E;G-A=&EO;B!E>'!E;G-E/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XR,#D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XS,S@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XS.3`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO
M='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S
M/3-$<&P@=F%L:6=N/3-$=&]P/D5X8V5S<R!T87@@97AP96YS92!F<F]M('-T
M;V-K+6)A<V5D(&%R<F%N9V5M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,3`V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#0U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^*#(P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&1E8W)E87-E("AI;F-R96%S92D@
M:6X@;W1H97(@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-3D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@R-3,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^,3(Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.970@*&1E8W)E87-E*2!I;F-R96%S92!I;B!O=&AE
M<B!L:6%B:6QI=&EE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M.#(X*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#DY*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/C0P-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^3F5T(&-A<V@@<')O=FED960@8GD@;W!E<F%T:6YG(&%C
M=&EV:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(L-3DX
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,BPQ,C8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XS+#@S-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^/'-T<F]N9SY#87-H(&9L;W=S(&9R;VT@:6YV97-T:6YG
M(&%C=&EV:71I97,Z/"]S=')O;F<^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!U<F-H87-E<R!O9B!P<F5M:7-E<R!A;F0@97%U:7!M96YT
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,#@I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-3<I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3`Y*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S
M<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^
M26YV97-T;65N="!I;B!U;F-O;G-O;&ED871E9"!S=6)S:61I87)Y/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C4I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,C4I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);G9E<W1M96YT
M(&EN('-U8G-I9&EA<FEE<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,BPP,#`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH-34P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DYE="!C87-H('5S960@:6X@:6YV97-T:6YG(&%C
M=&EV:71I97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(L,3`X
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#8S,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q,S0I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#X\<W1R;VYG/D-A<V@@9FQO=W,@9G)O;2!F:6YA;F-I;F<@
M86-T:79I=&EE<SH\+W-T<F]N9SX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F5T(&1E8W)E87-E(&EN('-H;W)T+71E<FT@8F]R<F]W:6YG
M<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S+#,W."D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R
M;V-E961S(&9R;VT@;&]N9RUT97)M(&1E8G0\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^,RPR,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/E)E<&%Y;65N="!O9B!L;VYG+71E<FT@
M9&5B=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PP,#<I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-S@R
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#0Y-RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\
M='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N
M/3-$=&]P/D5X8V5S<R!T87@@97AP96YS92!F<F]M('-T;V-K+6)A<V5D(&%R
M<F%N9V5M96YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`V
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-#4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XR,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^4F5P=7)C:&%S92!O9B!W87)R86YT/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,C4I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^0V]M;6]N('-T;V-K(&1I=FED96YD<R!P
M86ED/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@X-2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@W-C`I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPP
M,C8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R
M(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS
M1'1O<#Y.970@8V%S:"!U<V5D(&EN(&9I;F%N8VEN9R!A8W1I=FET:65S/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Y.#8I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PU,C(I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,BPV.#$I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L
M87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O
M<#Y.970@*&1E8W)E87-E*2!I;F-R96%S92!I;B!C87-H(&%N9"!C87-H(&5Q
M=6EV86QE;G1S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@T.38I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,C@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PP,C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/D-!4T@@04Y$($-!4T@@15%5259!3$5.5%,@050@0D5'24Y.
M24Y'($]&(%E%05(\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$L
M,S$V/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,2PS-#0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#,Q-CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6UP/C$L,S0T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,S(T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y#05-(($%.1"!#05-(($5154E604Q%
M3E13($%4($5.1"!/1B!914%2/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M<#XD(#@R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/B0@,2PS,38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XD(#@R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,2PS,38\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$L,S0T/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D
M>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\W8C(P-C<Y.%\P-61E
M7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(-"D-O;G1E;G0M3&]C871I;VXZ(&9I
M;&4Z+R\O0SHO-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B
M+U=O<FMS:&5E=',O4VAE970Q,3$N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5*3D%'/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,CX\<W1R;VYG/E%505)415),62!&24Y!3D-)04P@4D5354Q4
M4R`H=6YA=61I=&5D*2`H1&5T86EL<RD@*%531"`D*3QB<CY);B!4:&]U<V%N
M9',L(&5X8V5P="!097(@4VAA<F4@9&%T82P@=6YL97-S(&]T:&5R=VES92!S
M<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$.#XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/E-E<"X@,S`L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^2G5N+B`S,"P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^4V5P+B`S,"P@,C`Q,3QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(&EN8V]M
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,"PY-C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q
M+#,Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,3$L-CDR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`Q,2PX-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$R+#4S,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3(L.#8X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,BPW,S4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$R+#<Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@-#4L.3`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`U,"PX-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4U+#0V,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T(&EN=&5R97-T
M(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PS.#$\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XX
M+#<S,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/CDL,#,S/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^.2PQ.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XY+#@S-SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C$P+#$R,SQS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/CDL.30R/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PX-C(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS-2PS,SD\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS.2PW
M-C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XT,BPV,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@
M("`\='(@8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L
M:6=N/3-$=&]P/E!R;W9I<VEO;B!F;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.2PV-3`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XV+#(P,#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C,L-3(U/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PS-S`\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT
M+#`S-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C,L-C4P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-2PS.34\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XV+#,Y,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6UP/C(W+#<T-3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$Y+#0W,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C(Q+#$Q.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^*$QO<W,I
M(&EN8V]M92!B969O<F4@:6YC;VUE('1A>&5S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@X+#,T."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@S+#$W."D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,C(\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@U+#`Y.2D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XT,38\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS,3D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-C8I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,BPP,C0I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH,38L,C`S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$L-34U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#(L,34Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T("AL;W-S*2!I;F-O;64\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H-2PP-S0I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q+#@R
M,2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#(Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^)"`H,RPP,S8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`S,C4\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#DT/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@R,S,I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q+#`X,RD\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#DL-C,X
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M)"`H.#DW*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^)"`H,2PV-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R
M/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'!L('9A;&EG;CTS1'1O<#Y"87-I8R`H;&]S<RD@96%R;FEN9W,@<&5R(&-O
M;6UO;B!S:&%R92`H:6X@9&]L;&%R<R!P97(@<VAA<F4I/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N-BD\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N,C(I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`P+C`S/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@P+C,V
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/B0@,"XP-#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@,"XP,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^)"`H,"XP,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N,3,I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@Q+C$T*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,"XQ,2D\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N
M,BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@
M8VQA<W,],T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$
M=&]P/D1I;'5T960@*&QO<W,I(&5A<FYI;F=S('!E<B!C;VUM;VX@<VAA<F4@
M*&EN(&1O;&QA<G,@<&5R('-H87)E*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XD("@P+C8I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XD("@P+C(R*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,"XP,SQS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^)"`H,"XS-BD\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N,#0\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#`N
M,#$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B0@*#`N,#,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XD("@P+C$S*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6T^)"`H,2XQ-"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B0@*#`N,3$I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XD("@P+C(I/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D
M>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\W8C(P-C<Y.%\P-61E
M7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(-"D-O;G1E;G0M3&]C871I;VXZ(&9I
M;&4Z+R\O0SHO-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B
M+U=O<FMS:&5E=',O4VAE970Q,3(N:'1M;`T*0V]N=&5N="U4<F%N<V9E<BU%
M;F-O9&EN9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT
M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^
M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT
M/3-$)W1E>'0O:'1M;#L@8VAA<G-E=#UU=&8M."<^/'-C<FEP="!T>7!E/3-$
M=&5X="]J879A<V-R:7!T('-R8STS1%-H;W<N:G,^+RH@1&\@3F]T(%)E;6]V
M92!4:&ES($-O;6UE;G0@*B\\+W-C<FEP=#X\+VAE860^#0H@(#QB;V1Y/@T*
M("`@(#QT86)L92!C;&%S<STS1')E<&]R="!I9#TS1$E$,$5)34-+/@T*("`@
M("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,],T1T;"!C;VQS<&%N/3-$,2!R
M;W=S<&%N/3-$,CX\<W1R;VYG/E-%1TU%3E0@4D503U)424Y'("A$971A:6QS
M*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL97-S(&]T:&5R=VES92!S
M<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$.#XS($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0S/C$R($UO;G1H<R!%;F1E9#PO=&@^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:#Y$96,N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S
M<STS1'1H/E-E<"X@,S`L(#(P,3(\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L
M87-S/3-$=&@^2G5N+B`S,"P@,C`Q,CQB<CX\+W1H/@T*("`@("`@("`\=&@@
M8VQA<W,],T1T:#Y-87(N(#,Q+"`R,#$R/&)R/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@("`@("`@
M/'1H(&-L87-S/3-$=&@^4V5P+B`S,"P@,C`Q,3QB<CX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:#Y*=6XN(#,P+"`R,#$Q/&)R/CPO=&@^#0H@("`@
M("`@(#QT:"!C;&%S<STS1'1H/DUA<BX@,S$L(#(P,3$\8G(^/"]T:#X-"B`@
M("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H/@T*
M("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO=&@^
M#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^/"]T
M:#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN=&5R97-T(&EN8V]M
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,"PY-C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#$Q
M+#,Y,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@,3$L-CDR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`Q,2PX-38\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#$R+#4S,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,3(L.#8X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`Q,BPW,S4\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$R+#<Q.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6UP/B0@-#4L.3`Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`U,"PX-3(\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#4U+#0V,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@97AP
M96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3`L-38R*3QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$Q
M+#`X."D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@Q,BPX,C(I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y0<F]V:7-I;VX@9F]R(&-R961I="!L;W-S97,\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#DL-C4P*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8L,C`P*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,L-3(U
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#@L,S<P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1N=6T^*#0L,#,U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#,L-C4P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#4L,SDU*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#8L,SDP*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(W+#<T-2D\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q.2PT-S`I
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,C$L,3$Y*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F]N:6YT97)E<W0@:6YC;VUE/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XQ-2PW-3@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ-RPS,3@\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ."PP-#$\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R93X-"B`@
M("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYO;FEN=&5R97-T
M(&5X<&5N<V4\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#,Y+#4U
M-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@S.2PQ-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH-#$L-S(P*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^3F5T(&EN=&5R<V5G;65N="`H97AP96YS92D@
M:6YC;VUE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R93X-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/BA,
M;W-S*2!I;F-O;64@8F5F;W)E(&EN8V]M92!T87AE<SPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH."PS-#@I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPQ-S@I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#(R/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-2PP.3DI/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^-#$V/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S$Y
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M,C8V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#(L,#(T*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6T^*#$V+#(P,RD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M/B@Q+#4U-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@R+#$U.2D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN8V]M92!T87@@8F5N
M969I="`H97AP96YS92D\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C8L-38U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-C4X/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^-#DR/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y.970@*&QO<W,I(&EN8V]M93PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-2PP-S0I/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,2PX,C$I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,CDS/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,RPP,S8I/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,S(U/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^.30\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R
M,S,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;3XH,2PP.#,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH.2PV,S@I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH.#DW*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#$L-C8W*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@87-S971S/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#$X-2PX,#<\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#$U."PQ.3,\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#$X-2PX,#<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#$U."PQ.3,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#$S,"PS,3$\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/D-O;6UU;FET>2!"86YK:6YG
M(%M-96UB97)=/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A
M;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,]
M,T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN
M=&5R97-T(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M-#4L.#(R/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-3`L-S(Q/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^-34L,CDS/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y);G1E<F5S="!E>'!E;G-E/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M/B@Q,"PU-#8I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH,3$L,#4Q*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$R+#<U,BD\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E!R;W9I<VEO;B!F;W(@8W)E9&ET(&QO<W-E<SPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH,C<L-S0U*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6T^*#$Y+#0W,"D\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R,2PQ,3DI/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.;VYI;G1E
M<F5S="!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C4L
M,3DW/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-RPR-CD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XW+#,P.#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N:6YT97)E<W0@97AP96YS93PO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH,C,L-S`R*3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(R+#<S."D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-"PS,C@I/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.
M970@:6YT97)S96=M96YT("AE>'!E;G-E*2!I;F-O;64\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1N=6T^*#0L.3DS*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4L,30X*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#4L-#$X*3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^*$QO<W,I
M(&EN8V]M92!B969O<F4@:6YC;VUE('1A>&5S/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M/B@Q-2PY-C<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH-#$W*3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,#$V*3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YC;VUE('1A>"!B
M96YE9FET("AE>'!E;G-E*3PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^-BPT-C<\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XR,S(\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^
M#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$
M<&P@=F%L:6=N/3-$=&]P/DYE="`H;&]S<RD@:6YC;VUE/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M/B@Y+#4P,"D\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@R-#$I/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-S@T*3QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*
M("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^5&]T86P@87-S
M971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#$V-BPT-C@\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M+#$S."PU-S8\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XQ+#$V-BPT-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@
M/'1D(&-L87-S/3-$;G5M<#XQ+#$S."PU-S8\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#$P."PW,3(\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R:#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/DEN<W5R86YC
M92!0<F]D=6-T<R!A;F0@4V5R=FEC97,@6TUE;6)E<ET\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@
M/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA
M<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@:6YC;VUE/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XW.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$S,3QS<&%N/CPO<W!A;CX\+W1D
M/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$V.#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@
M("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^26YT97)E<W0@97AP
M96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\
M+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^
M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$
M<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F]V
M:7-I;VX@9F]R(&-R961I="!L;W-S97,\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L
M87-S/3-$;G5M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^3F]N:6YT97)E<W0@:6YC;VUE/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XQ,"PT,C(\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XY+#@X,3QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$P+#<S.3QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N:6YT
M97)E<W0@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^
M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH
M.2PX,C`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;3XH,3`L-S8V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1N=6T^*#$Q+#0Q,"D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@/'1D(&-L
M87-S/3-$<&P@=F%L:6=N/3-$=&]P/DYE="!I;G1E<G-E9VUE;G0@*&5X<&5N
M<V4I(&EN8V]M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-3`S
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^
M*#0U-2D\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@U,C$I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@
M("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A
M;&EG;CTS1'1O<#XH3&]S<RD@:6YC;VUE(&)E9F]R92!I;F-O;64@=&%X97,\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C$W.#QS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,C`Y*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#$L,#(T
M*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C
M;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T
M;W`^26YC;VUE('1A>"!B96YE9FET("AE>'!E;G-E*3PO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;3XH-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^-3$R/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,C,S/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@
M(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@*&QO<W,I(&EN8V]M
M93PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3`X/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-CDW*3QS<&%N
M/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#<Y,2D\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA
M<W,],T1R;SX-"B`@("`@("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P
M/E1O=&%L(&%S<V5T<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^
M,38L.#`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3<L,S4T/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^,38L.#`Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@
M(#QT9"!C;&%S<STS1&YU;7`^,3<L,S4T/'-P86X^/"]S<&%N/CPO=&0^#0H@
M("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,3@L-S4Y/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F@^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087)E;G0@0V]M<&%N
M>2!;365M8F5R73PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S
M/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y)
M;G1E<F5S="!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT
M/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP
M/C`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XP/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT
M<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX]
M,T1T;W`^26YT97)E<W0@97AP96YS93PO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;3XH,38I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;3XH,S<I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-S`I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\
M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S
M<STS1'!L('9A;&EG;CTS1'1O<#Y0<F]V:7-I;VX@9F]R(&-R961I="!L;W-S
M97,\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A
M;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6UP/C`\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XP/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,#QS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')E
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F]N:6YT
M97)E<W0@:6YC;VUE/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\
M<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ
M,SD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XQ-C@\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$
M;G5M/B@V*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^3F]N:6YT97)E<W0@97AP96YS93PO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;3XH-BPP,S,I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;3XH-2PV-C,I/'-P86X^/"]S<&%N/CPO=&0^
M#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;3XH-2PY.#(I/'-P86X^/"]S<&%N
M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@
M("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y.970@:6YT97)S
M96=M96YT("AE>'!E;G-E*2!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C4L-#DV/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^-2PV,#,\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XU+#DS.3QS<&%N/CPO<W!A;CX\+W1D/@T*
M("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\
M=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^*$QO<W,I(&EN8V]M92!B969O
M<F4@:6YC;VUE('1A>&5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M/B@T,30I/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^-S$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M/B@Q,3DI/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*
M("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L
M('9A;&EG;CTS1'1O<#Y);F-O;64@=&%X(&)E;F5F:70@*&5X<&5N<V4I/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ-C@\<W!A;CX\+W-P86X^
M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M/B@S,"D\<W!A;CX\+W-P
M86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XR-SQS<&%N/CPO
M<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<B!C;&%S<STS1')O
M/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI9VX],T1T;W`^3F5T("AL
M;W-S*2!I;F-O;64\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N=6T^*#(T
M-BD\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XT,3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6T^*#DR*3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`@
M(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V86QI
M9VX],T1T;W`^5&]T86P@87-S971S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#(L-3,P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT
M9"!C;&%S<STS1&YU;7`^)"`R+#(V,SQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/B0@,BPU,S`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(L,C8S/'-P86X^/"]S
M<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^)"`R+#@T,#QS
M<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*
M("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W
M.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T
M:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E
M,C<W,S%A8B]7;W)K<VAE971S+U-H965T,3$S+FAT;6P-"D-O;G1E;G0M5')A
M;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN=&%B;&4-"D-O;G1E;G0M5'EP
M93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA<V-I:2(-"@T*/&AT;6P^#0H@
M(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U:78],T1#;VYT96YT+51Y<&4@
M8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S970]=71F+3@G/CQS8W)I<'0@
M='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,],T13:&]W+FIS/B\J($1O($YO
M="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S8W)I<'0^/"]H96%D/@T*("`\
M8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R97!O<G0@:60],T1)1#!%2T5!
M0SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H(&-L87-S/3-$=&P@8V]L<W!A
M;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY314=-14Y4(%)%4$]25$E.1R`H
M1&5T86EL<R!497AT=6%L*2`H55-$("0I/&)R/DEN(%1H;W5S86YD<RP@=6YL
M97-S(&]T:&5R=VES92!S<&5C:69I960\+W-T<F]N9SX\+W1H/@T*("`@("`@
M("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$,CXS($UO;G1H<R!%;F1E9#PO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0R/C$R($UO
M;G1H<R!%;F1E9#PO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R/@T*("`@
M("`@("`\=&@@8VQA<W,],T1T:#Y397`N(#,P+"`R,#$Q/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/E-E<"X@,S`L(#(P,3`\8G(^/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO
M=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y';V]D=VEL;"P@26UP
M86ER;65N="!#:&%R9V5S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#$L,C`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`Q+#4P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\
M=&0@8VQA<W,],T1N=6UP/B0@-"PR,C0\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#0L,C(T/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F\^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y);7!A:7)M96YT(&]F
M($EN=&%N9VEB;&4@07-S971S+"!);F1E9FEN:71E+6QI=F5D("A%>&-L=61I
M;F<@1V]O9'=I;&PI/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XD
M(#$R,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/B0@-3$\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S
M/3-$;G5M<#XD(#0U/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`T-3QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\+VAT;6P^#0H-"BTM+2TM
M+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E7S@T9F9?-S(Y,V4R-S<S
M,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O+T,Z+S=B,C`V-SDX7S`U
M9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K<VAE971S+U-H965T,3$T
M+FAT;6P-"D-O;G1E;G0M5')A;G-F97(M16YC;V1I;F<Z('%U;W1E9"UP<FEN
M=&%B;&4-"D-O;G1E;G0M5'EP93H@=&5X="]H=&UL.R!C:&%R<V5T/2)U<RUA
M<V-I:2(-"@T*/&AT;6P^#0H@(#QH96%D/@T*("`@(#Q-151!(&AT='`M97%U
M:78],T1#;VYT96YT+51Y<&4@8V]N=&5N=#TS1"=T97AT+VAT;6P[(&-H87)S
M970]=71F+3@G/CQS8W)I<'0@='EP93TS1'1E>'0O:F%V87-C<FEP="!S<F,]
M,T13:&]W+FIS/B\J($1O($YO="!296UO=F4@5&AI<R!#;VUM96YT("HO/"]S
M8W)I<'0^/"]H96%D/@T*("`\8F]D>3X-"B`@("`\=&%B;&4@8VQA<W,],T1R
M97!O<G0@:60],T1)1#!%,U9!1SX-"B`@("`@(#QT<CX-"B`@("`@("`@/'1H
M(&-L87-S/3-$=&P@8V]L<W!A;CTS1#$@<F]W<W!A;CTS1#(^/'-T<F]N9SY0
M4D5&15)2140@4U1/0TL@*$1E=&%I;',@5&5X='5A;"D@*%531"`D*3QB<CX\
M+W-T<F]N9SX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N
M/3-$,SXQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,]
M,T1T:"!C;VQS<&%N/3-$,CXQ($UO;G1H<R!%;F1E9#PO=&@^#0H@("`@("`@
M(#QT:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/CPO=&@^#0H@("`@("`@(#QT
M:"!C;&%S<STS1'1H(&-O;'-P86X],T0Q/C`@36]N=&AS($5N9&5D/"]T:#X-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@@8V]L<W!A;CTS1#$^,2!-;VYT:',@
M16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:"!C;VQS<&%N/3-$
M,3XQ,B!-;VYT:',@16YD960\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T
M:"!C;VQS<&%N/3-$,3X\+W1H/@T*("`@("`@/"]T<CX-"B`@("`@(#QT<CX-
M"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@,C`Q,CQB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y$96,N(#,Q+"`R,#$Q/&)R/CPO
M=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D1E8RX@,S$L(#(P,3`\8G(^
M/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^3F]V+B`S,"P@,C`Q,3QB
M<CY54R!4<F5A<W5R>2!A;F0@1V]V97)N;65N="!;365M8F5R73QB<CX\+W1H
M/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*86XN(#,Q+"`R,#`Y/&)R/E53
M(%1R96%S=7)Y(&%N9"!';W9E<FYM96YT(%M-96UB97)=/&)R/CPO=&@^#0H@
M("`@("`@(#QT:"!C;&%S<STS1'1H/DIA;BX@,#DL(#(P,#D\8G(^55,@5')E
M87-U<GD@86YD($=O=F5R;FUE;G0@6TUE;6)E<ET\8G(^5V%R<F%N="!;365M
M8F5R73QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y!<'(N(#$U
M+"`R,#`Y/&)R/E53(%1R96%S=7)Y(&%N9"!';W9E<FYM96YT(%M-96UB97)=
M/&)R/D-U;75L871I=F4@4V5R:65S($$@4')E9F5R<F5D(%-T;V-K(%M-96UB
M97)=/&)R/CPO=&@^#0H@("`@("`@(#QT:"!C;&%S<STS1'1H/D%P<BX@,S`L
M(#(P,#D\8G(^55,@5')E87-U<GD@86YD($=O=F5R;FUE;G0@6TUE;6)E<ET\
M8G(^0W5M=6QA=&EV92!397)I97,@02!0<F5F97)R960@4W1O8VL@6TUE;6)E
M<ET\8G(^/"]T:#X-"B`@("`@("`@/'1H(&-L87-S/3-$=&@^1&5C+B`S,2P@
M,C`P.3QB<CY54R!4<F5A<W5R>2!A;F0@1V]V97)N;65N="!;365M8F5R73QB
M<CY#=6UU;&%T:79E(%-E<FEE<R!!(%!R969E<G)E9"!3=&]C:R!;365M8F5R
M73QB<CX\+W1H/@T*("`@("`@("`\=&@@8VQA<W,],T1T:#Y*86XN(#`Y+"`R
M,#`Y/&)R/E53(%1R96%S=7)Y(&%N9"!';W9E<FYM96YT(%M-96UB97)=/&)R
M/D-U;75L871I=F4@4V5R:65S($$@4')E9F5R<F5D(%-T;V-K(%M-96UB97)=
M/&)R/CPO=&@^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^
M#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y0<F5F97)R
M960@4W1O8VLL(%-H87)E<R!)<W-U960\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1N=6UP/C(U+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T
M<CX-"B`@("`@(#QT<B!C;&%S<STS1')O/@T*("`@("`@("`\=&0@8VQA<W,]
M,T1P;"!V86QI9VX],T1T;W`^0V]M;6]N(%-T;V-K+"!3:&%R97,L($ES<W5E
M9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PT-3<L,S4Y/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^."PT
M-3<L,S4Y/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1&YU;7`^,3<R+#DW,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^4W1O8VL@27-S=65D($1U<FEN9R!097)I;V0L(%9A
M;'5E+"!.97<@27-S=65S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X
M=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M
M<#XD(#(U+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@("`@/'1D
M(&-L87-S/3-$;G5M<#XD(#(U+#`P,"PP,#`\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T9#X-
M"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@("`@
M/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E<G)E9"!3=&]C:RP@
M4F5D96UP=&EO;B!!;6]U;G0\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T
M97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1N
M=6UP/C(U+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@8VQA
M<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-"B`@
M("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P;"!V
M86QI9VX],T1T;W`^4&%Y;65N=',@;V8@3W)D:6YA<GD@1&EV:61E;F1S+"!0
M<F5F97)R960@4W1O8VL@86YD(%!R969E<F5N8V4@4W1O8VL\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@
M("`@("`\=&0@8VQA<W,],T1N=6UP/C(P."PP,#`\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\<W!A;CX\+W-P86X^/"]T
M9#X-"B`@("`@(#PO='(^#0H@("`@("`\='(@8VQA<W,],T1R;SX-"B`@("`@
M("`@/'1D(&-L87-S/3-$<&P@=F%L:6=N/3-$=&]P/E!R969E<G)E9"!3=&]C
M:RP@5F%L=64L($ES<W5E9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E
M>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU
M;7`^,C,L-3`P+#`P,#QS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@("`\=&0@
M8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\+W1D/@T*("`@("`@/"]T<CX-
M"B`@("`@(#QT<B!C;&%S<STS1')E/@T*("`@("`@("`\=&0@8VQA<W,],T1P
M;"!V86QI9VX],T1T;W`^1&EV:61E;F1S+"!0<F5F97)R960@4W1O8VLL(%!A
M:60M:6XM:VEN9#PO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P
M86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1&YU;7`^,2PU
M,#`L,#`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C;&%S<STS
M1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@
M/'1R(&-L87-S/3-$<F\^#0H@("`@("`@(#QT9"!C;&%S<STS1'!L('9A;&EG
M;CTS1'1O<#Y$:79I9&5N9',L(%!R969E<G)E9"!3=&]C:SPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@
M("`@(#QT9"!C;&%S<STS1&YU;7`^,2PX,#`L,#`P/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`@(#QT9"!C;&%S<STS1'1E>'0^/'-P86X^/"]S<&%N/CPO
M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$<F4^#0H@("`@
M("`@(#QT9"!C;&%S<STS1'!L('9A;&EG;CTS1'1O<#Y087EM96YT<R!F;W(@
M4F5P=7)C:&%S92!O9B!787)R86YT<SPO=&0^#0H@("`@("`@(#QT9"!C;&%S
M<STS1&YU;7`^)"`P/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@(#QT9"!C
M;&%S<STS1&YU;7`^)"`R-2PP,#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@("`@
M("`@/'1D(&-L87-S/3-$;G5M<#XD(#`\<W!A;CX\+W-P86X^/"]T9#X-"B`@
M("`@("`@/'1D(&-L87-S/3-$;G5M<#XD(#(U+#`P,#QS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@("`\=&0@8VQA<W,],T1T97AT/CQS<&%N/CPO<W!A;CX\
M+W1D/@T*("`@("`@/"]T<CX-"B`@("`\+W1A8FQE/@T*("`\+V)O9'D^#0H\
M+VAT;6P^#0H-"BTM+2TM+3U?3F5X=%!A<G1?-V(R,#8W.3A?,#5D95\T-F9E
M7S@T9F9?-S(Y,V4R-S<S,6%B#0I#;VYT96YT+4QO8V%T:6]N.B!F:6QE.B\O
M+T,Z+S=B,C`V-SDX7S`U9&5?-#9F95\X-&9F7S<R.3-E,C<W,S%A8B]7;W)K
M<VAE971S+V9I;&5L:7-T+GAM;`T*0V]N=&5N="U4<F%N<V9E<BU%;F-O9&EN
M9SH@<75O=&5D+7!R:6YT86)L90T*0V]N=&5N="U4>7!E.B!T97AT+VAT;6P[
M(&-H87)S970](G5S+6%S8VEI(@T*#0H\>&UL('AM;&YS.F\],T0B=7)N.G-C
M:&5M87,M;6EC<F]S;V9T+6-O;3IO9F9I8V4Z;V9F:6-E(CX-"B`\;SI-86EN
M1FEL92!(4F5F/3-$(BXN+U=O<FMB;V]K+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970P,2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M,#(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#`S+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970P-"YH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T,#4N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#`V+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970P-RYH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,#@N:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#`Y+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970Q,"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3$N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$R+FAT;6PB+SX-"B`\;SI&:6QE
M($A2968],T0B4VAE970Q,RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H
M965T,30N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$U+FAT;6PB
M+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q-BYH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T,3<N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3
M:&5E=#$X+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q.2YH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,C`N:'1M;"(O/@T*(#QO.D9I
M;&4@2%)E9CTS1")3:&5E=#(Q+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970R,BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,C,N:'1M
M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#(T+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970R-2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$
M(E-H965T,C8N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#(W+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970R."YH=&UL(B\^#0H@/&\Z
M1FEL92!(4F5F/3-$(E-H965T,CDN:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#,P+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970S,2YH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,S(N:'1M;"(O/@T*(#QO
M.D9I;&4@2%)E9CTS1")3:&5E=#,S+FAT;6PB+SX-"B`\;SI&:6QE($A2968]
M,T0B4VAE970S-"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,S4N
M:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#,V+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970S-RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F
M/3-$(E-H965T,S@N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#,Y
M+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970T,"YH=&UL(B\^#0H@
M/&\Z1FEL92!(4F5F/3-$(E-H965T-#$N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#0R+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970T
M,RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-#0N:'1M;"(O/@T*
M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0U+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970T-BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M-#<N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#0X+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970T.2YH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T-3`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#4Q+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970U,BYH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-3,N:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#4T+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970U-2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-38N:'1M;"(O
M/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#4W+FAT;6PB+SX-"B`\;SI&:6QE
M($A2968],T0B4VAE970U."YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H
M965T-3DN:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#8P+FAT;6PB
M+SX-"B`\;SI&:6QE($A2968],T0B4VAE970V,2YH=&UL(B\^#0H@/&\Z1FEL
M92!(4F5F/3-$(E-H965T-C(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3
M:&5E=#8S+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970V-"YH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-C4N:'1M;"(O/@T*(#QO.D9I
M;&4@2%)E9CTS1")3:&5E=#8V+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B
M4VAE970V-RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-C@N:'1M
M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#8Y+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970W,"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$
M(E-H965T-S$N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#<R+FAT
M;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970W,RYH=&UL(B\^#0H@/&\Z
M1FEL92!(4F5F/3-$(E-H965T-S0N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#<U+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970W-BYH
M=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T-S<N:'1M;"(O/@T*(#QO
M.D9I;&4@2%)E9CTS1")3:&5E=#<X+FAT;6PB+SX-"B`\;SI&:6QE($A2968]
M,T0B4VAE970W.2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T.#`N
M:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#@Q+FAT;6PB+SX-"B`\
M;SI&:6QE($A2968],T0B4VAE970X,BYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F
M/3-$(E-H965T.#,N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#@T
M+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970X-2YH=&UL(B\^#0H@
M/&\Z1FEL92!(4F5F/3-$(E-H965T.#8N:'1M;"(O/@T*(#QO.D9I;&4@2%)E
M9CTS1")3:&5E=#@W+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970X
M."YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T.#DN:'1M;"(O/@T*
M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#DP+FAT;6PB+SX-"B`\;SI&:6QE($A2
M968],T0B4VAE970Y,2YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T
M.3(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#DS+FAT;6PB+SX-
M"B`\;SI&:6QE($A2968],T0B4VAE970Y-"YH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T.34N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E
M=#DV+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Y-RYH=&UL(B\^
M#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T.3@N:'1M;"(O/@T*(#QO.D9I;&4@
M2%)E9CTS1")3:&5E=#DY+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970Q,#`N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$P,2YH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3`R+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970Q,#,N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#$P-"YH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3`U
M+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE970Q,#8N:'1M;"(O/@T*
M(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$P-RYH=&UL(B\^#0H@/&\Z1FEL92!(
M4F5F/3-$(E-H965T,3`X+FAT;6PB+SX-"B`\;SI&:6QE($A2968],T0B4VAE
M970Q,#DN:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS1")3:&5E=#$Q,"YH=&UL
M(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3$Q+FAT;6PB+SX-"B`\;SI&
M:6QE($A2968],T0B4VAE970Q,3(N:'1M;"(O/@T*(#QO.D9I;&4@2%)E9CTS
M1")3:&5E=#$Q,RYH=&UL(B\^#0H@/&\Z1FEL92!(4F5F/3-$(E-H965T,3$T
M+FAT;6PB+SX-"CPO>&UL/@T*+2TM+2TM/5].97AT4&%R=%\W8C(P-C<Y.%\P
>-61E7S0V9F5?.#1F9E\W,CDS93(W-S,Q86(M+0T*
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DEPOSITS (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DepositsTableTextBlock', window );">Deposits [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on the approximate maturities of total time deposits at December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-align: left; padding-left: 0px; font-size: 10pt;">Due in one year or less</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">245,004</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">244,715</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Due in one to three years</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">108,947</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">116,586</td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Due in three to five years</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">74,834</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">83,604</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">428,785</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">444,905</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DepositsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DepositsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract', window );"><strong>Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock', window );">Financial Instruments With Off Balance Sheet Risk Disclosure [Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif;">NOTE 21. FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">In the normal course of business, to meet the financing needs of its customers, the Banks are parties to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit. The Banks&#8217; exposure to credit loss in the event of nonperformance by the other party to these financial instruments is represented by the contractual amount of the instruments. The Banks use the same credit policies in making commitments and conditional obligations as they do for on-balance sheet instruments. The Banks generally require collateral or other security to support the financial instruments with credit risk. The amount of collateral or other security is determined based on management&#8217;s credit evaluation of the counterparty. The Banks evaluate each customer&#8217;s creditworthiness on a case-by-case basis.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Letters of credit are conditional commitments issued by the Banks to guarantee the performance of a customer to a third party. Letters of credit and other commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the letters of credit and commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on commitments outstanding as of December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; width: 72%; text-align: left;">Commitments to extend credit</td>
<td style="font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">141,518</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; text-align: right;">136,222</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif;">Letters of credit</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">12,817</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">11,311</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">Total</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">154,335</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">147,533</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for financial instruments with off balance sheet risk.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FinancialInstrumentsWithOffBalanceSheetRiskDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock', window );">Derivative Instruments and Hedging Activities Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">OTE 20. DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES</p>
<p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Accounting guidance under GAAP defines derivatives, requires that derivatives be carried at fair value on the balance sheet and provides for hedge accounting when certain conditions are met. Changes in the fair values of derivative instruments designated as &#8220;cash flow&#8221; hedges, to the extent the hedges are highly effective, are recorded in other comprehensive income, net of taxes. Ineffective portions of cash flow hedges, if any, are recognized in current period earnings. The net interest settlement on cash flow hedges is treated as an adjustment of the interest income or interest expense of the hedged assets or liabilities. The Company uses derivative instruments to hedge its exposure to changes in interest rates. The Company does not use derivatives for any trading or other speculative purposes.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">During the second quarter of 2009, the Company purchased interest rate caps for $7.1 million to effectively fix the interest rate at 2.97% for five years on $70 million of the Company&#8217;s money market deposit accounts related to our participation in the IND Program. At December 31, 2012 and 2011, the aggregate fair value of these derivatives was an asset of $14 thousand and $250 thousand, respectively. The change in fair value included a $1.8 million adjustment to record unrealized holding gains on the interest rate caps and a $2.0 million charge to interest expense associated with the hedged money market deposit accounts. For 2011 and 2010, unrealized holding losses on the interest rate caps were $460 thousand and $3.7 million, respectively, and interest expense associated with the hedged money market deposit accounts was $1.3 million thousand and $429 thousand, respectively.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">In December 2012, the Company decided to partially exit the IND Program in an effort to reduce its excess liquidity and, as a result, expects that the deposits related to this program, which totaled $90 million at the end of 2012, will be reduced by approximately $50 million during the first quarter of 2013. As such, a portion of the interest rate caps used to hedge the interest rates on these deposits was terminated. Because the interest rate caps qualified for hedge accounting, a $1.3 million loss on the termination of the ineffective portion of the cash flow hedge was recognized at the end of 2012. By partially exiting the IND Program and terminating a portion of the interest rate caps, the hedged money market deposit account balances associated with the interest rate caps and related interest expense are expected to decline. The Company expects that the charge to interest expense associated with the hedged deposits over the next 12 months will be approximately $1.5 million, which is $900 thousand less than if a portion of the cash flow hedge had not been terminated. The lower money market deposit account balances will reduce the Company&#8217;s excess liquidity and the lower related interest expense will benefit the net interest margin going forward. The effects of these transactions are expected to impact the Company&#8217;s financial results beginning in the first quarter of 2013.<font style="font-size: 10pt;"> </font></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">By entering into derivative instrument contracts, the Company exposes itself, from time to time, to counterparty credit risk. Counterparty credit risk is the risk that the counterparty will fail to perform under the terms of the derivative contract. When the fair value of a derivative contract is in an asset position, the counterparty has a liability to the Company, which creates credit risk for the Company. The Company attempts to minimize this risk by selecting counterparties with investment grade credit ratings, limiting its exposure to any single counterparty and regularly monitoring its market position with each counterparty. Collateral required by the counterparties, recorded in other liabilities, was $428 thousand at both December 31, 2012 and 2011.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the entity's entire derivative instruments and hedging activities.  Describes an entity's risk management strategies, derivatives in hedging activities and non-hedging derivative instruments, the assets, obligations, liabilities, revenues and expenses arising therefrom, and the amounts of and methodologies and assumptions used in determining the amounts of such items.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7668309&amp;loc=d3e80784-113994<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624171-113959<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4E<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624181-113959<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4K<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5708775-113959<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5579245-113959<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(n))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=d3e41641-113959<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5579240-113959<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6441202&amp;loc=d3e80720-113993<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=d3e41638-113959<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=d3e41635-113959<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 44<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=d3e41620-113959<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4D<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624177-113959<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 25<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6886632&amp;loc=d3e76258-113986<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4H<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624258-113959<br><br><br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4J<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5708773-113959<br><br><br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5580258-113959<br><br><br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624163-113959<br><br><br><br>Reference 20: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 45<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 21: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5618551-113959<br><br><br><br>Reference 22: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7668309&amp;loc=d3e80748-113994<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R100.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5FAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>REGULATORY CAPITAL REQUIREMENTS (Details Textual) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Capital Required for Capital Adequacy to Risk Weighted Assets</a></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier One Leverage Capital Required for Capital Adequacy to Average Assets</a></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</a></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Capital Required to be Well Capitalized to Risk Weighted Assets</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier One Leverage Capital Required to be Well Capitalized to Average Assets</a></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromDividendsReceived', window );">Proceeds from Dividends Received</a></td>
        <td class="nump">$ 2.3<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies', window );">Additional Dividends without Prior Consent and Approval of Its Regulatory Agencies</a></td>
        <td class="nump">$ 2.7<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The additional amount of dividends that may be paid or declared in any calendar year without prior approval of regulatory agencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_AdditionalDividendsWithoutPriorConsentAndApprovalOfItsRegulatoryAgencies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromDividendsReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Dividends received on equity and other investments during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromDividendsReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958570-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXBBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Finite-Lived Intangible Asset, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">21 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill, Impairment Charges</a></td>
        <td class="nump">$ 1,200<span></span></td>
        <td class="nump">$ 1,500<span></span></td>
        <td class="nump">$ 4,224<span></span></td>
        <td class="nump">$ 4,224<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssetImpairmentCharges', window );">Other Asset Impairment Charges</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">120<span></span></td>
        <td class="nump">51<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising Expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 338<span></span></td>
        <td class="nump">$ 296<span></span></td>
        <td class="nump">$ 347<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Furniture and Fixtures [Member] | Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">3 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Furniture and Fixtures [Member] | Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">10 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Computer Equipment [Member] | Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">3 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Computer Equipment [Member] | Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">5 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Building and Building Improvements [Member] | Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">10 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Building and Building Improvements [Member] | Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">40 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Land Improvements [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Property, Plant and Equipment, Useful Life</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">15 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 720<br><br> -SubTopic 35<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6420018&amp;loc=d3e36677-107848<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 93-7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvertisingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetUsefulLife</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 72<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -Clause 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 47<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13854-109267<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairmentLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssetImpairmentCharges">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The charge against earnings resulting from the write down of long lived assets other than goodwill due to the difference between the carrying value and lower fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391110&amp;loc=d3e2921-110230<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssetImpairmentCharges</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLife">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentUsefulLife</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SHORT-TERM BORROWINGS (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShortTermDebtTextBlock', window );">Schedule of Short-term Debt [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table summarizes certain information for short-term borrowings for the years ended December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="6">2012</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="6">2011</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Amount</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Rate</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Amount</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Rate</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font: 10pt times new roman, times, serif;">Average for the Year</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 44%; text-align: left;">Retail repurchase agreements</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; border-bottom: black 2.5pt double; text-align: right;">14,976</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 10%; text-align: right;">0.30</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; width: 1%; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: 10pt times new roman, times, serif; width: 10%; border-bottom: black 2.5pt double; text-align: right;">15,319</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 1%; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 10%; text-align: right;">0.37</td>
<td style="padding-bottom: 2.5pt; font: 10pt times new roman, times, serif; width: 1%; text-align: left;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt times new roman, times, serif;">At Year End</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">Retail repurchase agreements</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">13,761</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: right;">0.26</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">%</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">17,817</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: right;">0.34</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif; text-align: left;">%</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShortTermDebtTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of short-term debt arrangements (having initial terms of repayment within one year or the normal operating cycle, if longer) including: (1) description of the short-term debt arrangement; (2) identification of the lender or type of lender; (3) repayment terms; (4) weighted average interest rate; (5) carrying amount of funds borrowed under the specified short-term debt arrangement as of the balance sheet date; (6) description of the refinancing of a short-term obligation when that obligation is excluded from current liabilities in the balance sheet; and (7) amount of a short-term obligation that has been excluded from current liabilities in the balance sheet because of a refinancing of the obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShortTermDebtTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONTINGENCIES<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyDisclosures', window );">Contingencies Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;">NOTE 22. CONTINGENCIES</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">In the normal course of business, Shore Bancshares, Inc. and its subsidiaries may become involved in litigation arising from banking, financial, and other activities. Management, after consultation with legal counsel, does not anticipate that the future liability, if any, arising out of current proceedings will have a material effect on the Company&#8217;s financial condition, operating results, or liquidity.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingencyDisclosures">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for loss and gain contingencies. Describes any existing condition, situation, or set of circumstances involving uncertainty as of the balance sheet date (or prior to issuance of the financial statements) as to a probable or reasonably possible loss incurred by an entity that will ultimately be resolved when one or more future events occur or fail to occur, and typically discloses the amount of loss recorded or a range of possible loss, or an assertion that no reasonable estimate can be made.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14472-108349<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14615-108349<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 14<br><br> -Paragraph 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14557-108349<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14435-108349<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6851643&amp;loc=d3e12053-110248<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6851643&amp;loc=d3e12021-110248<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14453-108349<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 9, 10, 11, 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14394-108349<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingencyDisclosures</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PARENT COMPANY FINANCIAL INFORMATION<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information of Parent Company Only Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">Condensed Financial Information of Parent Company Only Disclosure [Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>NOTE 23. PARENT COMPANY FINANCIAL INFORMATION</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following tables provide condensed financial information for Shore Bancshares, Inc. (Parent Company Only).</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">Condensed Balance Sheets</font></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">December 31,</font></p>
<p style="margin: 0px;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Assets</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; width: 72%;">Cash</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">820</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">1,316</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Investment in subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">113,529</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">121,567</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Premises and equipment, net</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,616</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,711</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Other assets</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,196</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,519</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">118,161</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">127,113</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Liabilities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Accrued interest payable</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">91</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Deferred tax liability</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,687</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,383</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Other liabilities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">104</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,040</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt;">Long-term debt</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">2,343</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,350</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total liabilities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">4,135</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,864</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Stockholders&#8217; equity</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Common stock</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">85</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">85</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Additional paid in capital</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">32,155</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">32,052</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Retained earnings</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">81,078</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">90,801</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Accumulated other comprehensive income (loss)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">708</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,689</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total stockholders&#8217; equity</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">114,026</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">121,249</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.75in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.75in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total liabilities and stockholders&#8217; equity</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">118,161</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">127,113</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;">&#160;</p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">Condensed Statements of Operations</font></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">For the Years Ended December 31,</font></p>
<p style="margin: 0px;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Income</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;">Dividends from subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">3,154</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">1,519</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">2,786</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Management and other fees from subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">5,692</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">5,783</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,095</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Other income</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">177</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">245</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">70</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Interest income</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total income</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">9,026</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">7,553</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">8,952</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Expenses</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">107</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">154</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">172</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Salaries and employee benefits</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">4,188</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,977</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">4,120</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Occupancy and equipment expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">463</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">471</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">494</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Other operating expenses</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,529</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,360</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,499</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total expenses</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,287</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,962</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,285</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Income before income tax expense and equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,739</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,591</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,667</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Income tax (benefit) expense</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(58</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(190</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">151</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt; text-indent: -9pt; text-align: left;">Income before equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,797</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,781</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,516</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.75in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(12,435</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,678</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(4,183</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net loss</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(9,638</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(897</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(1,667</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">Condensed Statements of Cash Flows</font></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">For the Years Ended December 31,</font></p>
<p style="margin: 0px;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash flows from operating activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;">Net loss</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">(9,638</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">)</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">(897</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">)</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">(1,667</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 22.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;">Adjustments to reconcile net loss to cash provided by operating activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 31.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;">Equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">12,435</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,678</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">4,183</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Depreciation and amortization</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">367</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">404</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">414</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Stock-based compensation expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">209</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">338</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">390</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Excess tax expense from stock-based arrangements</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(106</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(45</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(20</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Net decrease (increase) in other assets</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">159</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(253</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">129</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 27pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net (decrease) increase in other liabilities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(828</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(99</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">406</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net cash provided by operating activities</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">2,598</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">2,126</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,835</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash flows from investing activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Purchases of premises and equipment</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(108</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(57</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(109</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Investment in unconsolidated subsidiary</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(25</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(25</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Investment in subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,000</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(550</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net cash used in investing activities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,108</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(632</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(134</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash flows from financing activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Net decrease in short-term borrowings</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(3,378</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Proceeds from long-term debt</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,200</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt;">Repayment of long-term debt</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(1,007</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(782</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(497</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Excess tax expense from stock-based arrangements</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">106</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">45</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">20</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt;">Repurchase of warrant</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(25</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Common stock dividends paid</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(85</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(760</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,026</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net cash used in financing activities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(986</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,522</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,681</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.75in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net (decrease) increase in cash and cash equivalents</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(496</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(28</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,020</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash and cash equivalents at beginning of year</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,316</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,344</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">324</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Cash and cash equivalents at end of year</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">820</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,316</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,344</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph c<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 12<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 06<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 05<br><br> -Paragraph c<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=d3e5283-111683<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 3<br><br> -Subparagraph (SX 210.12-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e24072-122690<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 24<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EODAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="num">$ (9,638)<span></span></td>
        <td class="num">$ (897)<span></span></td>
        <td class="num">$ (1,667)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net loss to net cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for credit losses</a></td>
        <td class="nump">27,745<span></span></td>
        <td class="nump">19,470<span></span></td>
        <td class="nump">21,119<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetImpairment', window );">Goodwill and other intangible assets impairment</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">1,344<span></span></td>
        <td class="nump">3,051<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherDepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="nump">2,648<span></span></td>
        <td class="nump">2,341<span></span></td>
        <td class="nump">2,405<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Discount accretion on debt securities</a></td>
        <td class="num">(70)<span></span></td>
        <td class="num">(156)<span></span></td>
        <td class="num">(128)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="nump">209<span></span></td>
        <td class="nump">338<span></span></td>
        <td class="nump">390<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities', window );">Excess tax expense from stock-based arrangements</a></td>
        <td class="num">(106)<span></span></td>
        <td class="num">(45)<span></span></td>
        <td class="num">(20)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax benefit</a></td>
        <td class="num">(1,765)<span></span></td>
        <td class="num">(1,550)<span></span></td>
        <td class="num">(2,905)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gains on sales of investment securities</a></td>
        <td class="num">(278)<span></span></td>
        <td class="num">(563)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment', window );">(Gains) losses on disposals of premises and equipment</a></td>
        <td class="num">(192)<span></span></td>
        <td class="nump">36<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown', window );">Losses on sales and write-downs of other real estate owned</a></td>
        <td class="nump">2,015<span></span></td>
        <td class="nump">1,222<span></span></td>
        <td class="nump">735<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossOnCashFlowHedgeIneffectiveness', window );">Loss on termination of cash flow hedge</a></td>
        <td class="nump">1,339<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Net changes in:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Accrued interest receivable</a></td>
        <td class="nump">1,137<span></span></td>
        <td class="nump">1,127<span></span></td>
        <td class="num">(256)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
        <td class="num">(1,652)<span></span></td>
        <td class="nump">1,813<span></span></td>
        <td class="nump">2,516<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Accrued interest payable</a></td>
        <td class="num">(230)<span></span></td>
        <td class="num">(291)<span></span></td>
        <td class="num">(921)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Other liabilities</a></td>
        <td class="nump">224<span></span></td>
        <td class="num">(2,265)<span></span></td>
        <td class="num">(4,429)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">21,386<span></span></td>
        <td class="nump">21,924<span></span></td>
        <td class="nump">19,890<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities and principal payments of investment securities available for sale</a></td>
        <td class="nump">47,854<span></span></td>
        <td class="nump">53,343<span></span></td>
        <td class="nump">47,945<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of investment securities available for sale</a></td>
        <td class="nump">6,275<span></span></td>
        <td class="nump">20,825<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of investment securities available for sale</a></td>
        <td class="num">(69,491)<span></span></td>
        <td class="num">(104,305)<span></span></td>
        <td class="num">(49,626)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Proceeds from maturities and principal payments of investment securities held to maturity</a></td>
        <td class="nump">3,810<span></span></td>
        <td class="nump">226<span></span></td>
        <td class="nump">2,195<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromLoanOriginations1', window );">Net change in loans</a></td>
        <td class="nump">23,896<span></span></td>
        <td class="nump">24,233<span></span></td>
        <td class="nump">264<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(2,202)<span></span></td>
        <td class="num">(1,216)<span></span></td>
        <td class="num">(1,292)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment', window );">Proceeds from sales of premises and equipment</a></td>
        <td class="nump">317<span></span></td>
        <td class="nump">4<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherRealEstate', window );">Proceeds from sales of other real estate owned</a></td>
        <td class="nump">5,742<span></span></td>
        <td class="nump">3,807<span></span></td>
        <td class="nump">1,255<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates', window );">Investment in unconsolidated subsidiary</a></td>
        <td class="nump">0<span></span></td>
        <td class="num">(25)<span></span></td>
        <td class="num">(25)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="nump">16,201<span></span></td>
        <td class="num">(3,108)<span></span></td>
        <td class="nump">716<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetChangeNoninterestBearingDepositsDomestic', window );">Noninterest-bearing deposits</a></td>
        <td class="nump">20,191<span></span></td>
        <td class="nump">9,613<span></span></td>
        <td class="nump">1,696<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetChangeInterestBearingDepositsDomestic', window );">Interest-bearing deposits</a></td>
        <td class="nump">19,163<span></span></td>
        <td class="nump">20,790<span></span></td>
        <td class="num">(13,118)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Short-term borrowings</a></td>
        <td class="num">(4,056)<span></span></td>
        <td class="nump">1,776<span></span></td>
        <td class="num">(4,363)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax expense from stock-based arrangements</a></td>
        <td class="nump">106<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">20<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfLongTermDebt', window );">Repayment of long-term debt</a></td>
        <td class="num">(455)<span></span></td>
        <td class="num">(477)<span></span></td>
        <td class="num">(497)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of warrant</a></td>
        <td class="nump">0<span></span></td>
        <td class="num">(25)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Common stock dividends paid</a></td>
        <td class="num">(85)<span></span></td>
        <td class="num">(760)<span></span></td>
        <td class="num">(2,026)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
        <td class="nump">34,864<span></span></td>
        <td class="nump">30,962<span></span></td>
        <td class="num">(18,288)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET INCREASE IN CASH AND CASH EQUIVALENTS</a></td>
        <td class="nump">72,451<span></span></td>
        <td class="nump">49,778<span></span></td>
        <td class="nump">2,318<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR</a></td>
        <td class="nump">127,742<span></span></td>
        <td class="nump">77,964<span></span></td>
        <td class="nump">75,646<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT END OF YEAR</a></td>
        <td class="nump">200,193<span></span></td>
        <td class="nump">127,742<span></span></td>
        <td class="nump">77,964<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental cash flow information:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Interest paid</a></td>
        <td class="nump">10,792<span></span></td>
        <td class="nump">11,379<span></span></td>
        <td class="nump">13,743<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income taxes paid</a></td>
        <td class="nump">163<span></span></td>
        <td class="nump">2,062<span></span></td>
        <td class="nump">1,193<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Transfers from loans to other real estate owned</a></td>
        <td class="nump">$ 6,031<span></span></td>
        <td class="nump">$ 10,712<span></span></td>
        <td class="nump">$ 3,140<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_GainsLossesOnSalesOfOtherRealEstateOtherThanWritedown</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of excess tax benefit (tax deficiency) that arises when compensation cost from non-qualified share-based compensation recognized on the entity's tax return exceeds (is less than) compensation cost from equity-based compensation recognized in financial statements. Excess tax benefit (tax deficiency) increases (decreases) net cash provided by financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of excess tax benefit (tax deficiency) that arises when compensation cost from non-qualified equity-based compensation recognized on the entity's tax return exceeds (is less than) compensation cost from equity-based compensation recognized in financial statements. Excess tax benefit (tax deficiency) reduces (increases) net cash provided by operating activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfPropertyPlantEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between the sale price or salvage price and the book value of a property, plant, and equipment asset that was sold or retired during the reporting period. This element refers to the gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfPropertyPlantEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total loss recognized during the period from the impairment of goodwill plus the loss recognized in the period resulting from the impairment of the carrying amount of intangible assets, other than goodwill.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossOnCashFlowHedgeIneffectiveness">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The loss recognized in earnings during the reporting period representing the amount of the cash flow hedges' ineffectiveness.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624171-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 45<br><br> -Subparagraph b(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossOnCashFlowHedgeIneffectiveness</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetChangeInterestBearingDepositsDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) in interest-bearing deposits domestic.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26, 31<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetChangeInterestBearingDepositsDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetChangeNoninterestBearingDepositsDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) in domestic noninterest bearing deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26, 31<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetChangeNoninterestBearingDepositsDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherDepreciationAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The other noncash expense, not otherwise specified in the taxonomy, charged against earnings in the period to allocate the cost of tangible and intangible assets over their remaining economic lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherDepreciationAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount paid by the entity to reacquire the right to purchase equity shares at a predetermined price, usually issued together with corporate debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of a controlling interest in another entity or an entity that is related to it but not strictly controlled (for example, an unconsolidated subsidiary, affiliate, joint venture or equity method investment).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireBusinessesAndInterestInAffiliates</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromLoanOriginations1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash inflow associated with loan origination (the process when securing a mortgage for a piece of real property) or lease origination.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromLoanOriginations1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Chapter V<br><br> -Subsection III<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 17<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfLongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for debt initially having maturity due after one year or beyond the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfLongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SupplementalCashFlowInformationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of other real estate transferred from the entity's other real estate in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>QUARTERLY FINANCIAL RESULTS (unaudited)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_QuarterlyFinancialInformationDisclosureAbstract', window );"><strong>Quarterly Financial Information Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_QuarterlyFinancialInformationTextBlock', window );">Quarterly Financial Information [Text Block]</a></td>
        <td class="text"><p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;"></p>
<p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;">NOTE 24. QUARTERLY FINANCIAL RESULTS (unaudited)</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides a summary of selected consolidated quarterly financial data for the two years ended December 31, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(In thousands, except per share data)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">First <br  />Quarter</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Second <br  />Quarter</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Third <br  />Quarter</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Fourth <br  />Quarter</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">2012</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; width: 44%; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Interest income</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">11,856</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">11,692</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">11,393</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">10,960</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Net interest income</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9,195</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9,033</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">8,730</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">8,381</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Provision for credit losses</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">8,370</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">3,525</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">6,200</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9,650</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">(Loss) income before income taxes</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(5,099</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">422</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(3,178</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(8,348</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Net (loss) income</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(3,036</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">293</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(1,821</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(5,074</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Basic (loss) earnings per common share</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.36</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">0.03</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.22</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.60</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Diluted (loss) earnings per common share</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.36</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">0.03</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.22</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.60</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">2011</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Interest income</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">12,718</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">12,735</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">12,868</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">12,531</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Net interest income</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9,862</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9,942</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">10,123</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9,837</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Provision for credit losses</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">6,390</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">5,395</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">3,650</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">4,035</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">(Loss) income before income taxes</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(2,024</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(266</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">319</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">416</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Net (loss) income</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(1,083</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(233</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">94</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">325</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Basic (loss) earnings per common share</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.13</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.03</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">0.01</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">0.04</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Diluted (loss) earnings per common share</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.13</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.03</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">0.01</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">0.04</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Earnings per share are based on quarterly results and may not be additive to the annual earnings per share amounts.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_QuarterlyFinancialInformationDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_QuarterlyFinancialInformationDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_QuarterlyFinancialInformationTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the quarterly financial data in the annual financial statements.  The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 270<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)-(j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20225539&amp;loc=d3e1280-108306<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section G<br><br> -Subsection 1<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 270<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6372559&amp;loc=d3e765-108305<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 28<br><br> -Paragraph 30<br><br> -Subparagraph a-j<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 270<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6372559&amp;loc=d3e725-108305<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 28<br><br> -Paragraph 23, 24<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-K (SK)<br><br> -Number 229<br><br> -Section 302<br><br> -Paragraph a<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_QuarterlyFinancialInformationTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R83.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EBF">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LONG-TERM DEBT (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Acquisition-related debt, 4.08% interest, annual payments over five years</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 455<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of long-term debt, net of unamortized discount or premium, including current and noncurrent amounts. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20, 22<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R114.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3VAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PREFERRED STOCK (Details Textual) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="2">1 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1">0 Months Ended</th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Nov. 30, 2011

</div>
          <div>US Treasury and Government [Member]</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2009

</div>
          <div>US Treasury and Government [Member]</div>
        </th>
        <th class="th">
          <div>Jan. 09, 2009

</div>
          <div>US Treasury and Government [Member]

</div>
          <div>Warrant [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 15, 2009

</div>
          <div>US Treasury and Government [Member]

</div>
          <div>Cumulative Series A Preferred Stock [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009

</div>
          <div>US Treasury and Government [Member]

</div>
          <div>Cumulative Series A Preferred Stock [Member]</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009

</div>
          <div>US Treasury and Government [Member]

</div>
          <div>Cumulative Series A Preferred Stock [Member]</div>
        </th>
        <th class="th">
          <div>Jan. 09, 2009

</div>
          <div>US Treasury and Government [Member]

</div>
          <div>Cumulative Series A Preferred Stock [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred Stock, Shares Issued</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">25,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common Stock, Shares, Issued</a></td>
        <td class="nump">8,457,359<span></span></td>
        <td class="nump">8,457,359<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">172,970<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueNewIssues', window );">Stock Issued During Period, Value, New Issues</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 25,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 25,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockRedemptionAmount', window );">Preferred Stock, Redemption Amount</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">25,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">208,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred Stock, Value, Issued</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">23,500,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStockPaidinkind', window );">Dividends, Preferred Stock, Paid-in-kind</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,500,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Dividends, Preferred Stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,800,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Payments for Repurchase of Warrants</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 25,000<span></span></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 25,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of aggregate cash, stock, and paid-in-kind dividends declared for preferred shareholders during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStockPaidinkind">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of dividends to be paid-in-kind declared for preferred shareholders by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph l<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStockPaidinkind</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount paid by the entity to reacquire the right to purchase equity shares at a predetermined price, usually issued together with corporate debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to preferred shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockRedemptionAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The redemption (or callable) amount of currently redeemable preferred stock. Includes amounts representing dividends not currently declared or paid but which will be payable under the redemption features or for which ultimate payment is solely within the control of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21564-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.27(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockRedemptionAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueNewIssues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueNewIssues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock', window );">Schedule of Intangible Assets and Goodwill [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on the significant components of goodwill and acquired intangible assets at December 31, 2012 and 2011. The Community Banking segment and the Insurance Products and Services segment had goodwill of $2.6 million and $9.9 million, respectively, at the end of both 2012 and 2011. See Note 25 for further information regarding the Company&#8217;s business segments.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: center;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="18"><font style="font-size: 7pt;">December 31, 2012</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="18"><font style="font-size: 7pt;">December 31, 2011</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">(Dollars in thousands)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Gross Carrying Amount</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Cumulative<br  />Impairment Charges</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; vertical-align: bottom; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Accumulated<br  />Amortization</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Net Carrying Amount</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Weighted Average Remaining Life <br  />(in years)</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Gross Carrying Amount</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Cumulative<br  />Impairment Charges</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; vertical-align: bottom; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Accumulated<br  />Amortization</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Net Carrying Amount</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font style="font-size: 7pt;">Weighted Average Remaining Life <br  />(in years)</font></td>
<td style="padding-left: 0px; font: 10pt times new roman, times, serif; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: center;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: center;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 20%; text-indent: 0px;"><font style="font-size: 7pt;">Goodwill</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">17,345</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(4,224</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(667</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">12,454</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; width: 5%; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">17,345</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(4,224</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(667</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 5%; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">12,454</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; width: 5%; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Other intangible assets</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">Amortizable</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Employment agreements</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,730</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(1,286</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">444</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">2.0</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,730</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(1,059</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">671</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">2.7</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Insurance expirations</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,270</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(894</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">376</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">4.4</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,270</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(809</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">461</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">5.4</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Core deposits</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">968</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(968</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">968</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(938</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">30</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">0.3</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Customer relationships</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">960</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(126</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(303</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">531</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">10.7</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">960</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(126</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(253</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">581</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">11.6</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">4,928</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(126</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(3,451</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">1,351</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">4,928</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(126</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(3,059</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">1,743</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">Unamortizable</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Carrier relationships</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,300</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(45</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,255</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,300</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">(45</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">1,255</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Trade name</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">1,210</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">1,210</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">1,210</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">1,210</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">2,510</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(45</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">2,465</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">2,510</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">(45</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">-</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 7pt;">2,465</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 1pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">Total other intangible assets</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">7,438</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(171</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(3,451</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">3,816</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">7,438</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(171</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">(3,059</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">)</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 7pt;">$</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 7pt;">4,208</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: right;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock', window );">Schedule of Expected Amortization Expense [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on current period and estimated future amortization expense for amortizable other intangible assets.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table align="center" style="font: 10pt times new roman, times, serif; width: 45%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Amortization</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt; border-bottom: black 1pt solid;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;" colspan="2">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Expense</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt; width: 50%;">Year ended December 31, 2012</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 29%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 15%; text-align: right;">392</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;" nowrap="nowrap">Estimate for years ended December 31,</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">2013</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">296</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">2014</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">296</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">2015</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">255</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">2016</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">134</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">2017</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">87</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the estimated aggregate amortization expense for intangible assets subject to amortization for each of the five succeeding fiscal years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfExpectedAmortizationExpenseTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of goodwill and intangible assets, which may be broken down by segment or major class.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfIntangibleAssetsAndGoodwillTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PARENT COMPANY FINANCIAL INFORMATION (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information of Parent Company Only Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock', window );">Schedule of Condensed Financial Statements [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The following tables provide condensed financial information for Shore Bancshares, Inc. (Parent Company Only).</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">Condensed Balance Sheets</font></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">December 31,</font></p>
<p style="margin: 0px;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Assets</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; width: 72%;">Cash</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">820</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">1,316</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Investment in subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">113,529</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">121,567</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Premises and equipment, net</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,616</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,711</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Other assets</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,196</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,519</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total assets</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">118,161</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">127,113</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Liabilities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Accrued interest payable</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">91</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Deferred tax liability</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,687</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,383</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Other liabilities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">104</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,040</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt;">Long-term debt</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">2,343</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,350</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total liabilities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">4,135</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,864</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Stockholders&#8217; equity</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Common stock</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">85</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">85</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Additional paid in capital</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">32,155</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">32,052</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Retained earnings</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">81,078</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">90,801</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Accumulated other comprehensive income (loss)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">708</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,689</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total stockholders&#8217; equity</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">114,026</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">121,249</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.75in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.75in; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Total liabilities and stockholders&#8217; equity</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">118,161</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">127,113</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Schedule of Condensed Income Statement [Table Text Block]</a></td>
        <td class="text"><p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">Condensed Statements of Operations</font></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">For the Years Ended December 31,</font></p>
<p style="margin: 0px;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Income</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;">Dividends from subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">3,154</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">1,519</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">2,786</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Management and other fees from subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">5,692</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">5,783</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,095</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Other income</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">177</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">245</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">70</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Interest income</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total income</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">9,026</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">7,553</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">8,952</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Expenses</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Interest expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">107</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">154</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">172</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Salaries and employee benefits</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">4,188</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,977</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">4,120</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Occupancy and equipment expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">463</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">471</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">494</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Other operating expenses</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,529</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,360</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,499</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Total expenses</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,287</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,962</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,285</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Income before income tax expense and equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,739</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,591</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,667</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Income tax (benefit) expense</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(58</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(190</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">151</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt; text-indent: -9pt; text-align: left;">Income before equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,797</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,781</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,516</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.75in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(12,435</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,678</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(4,183</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Net loss</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(9,638</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(897</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(1,667</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Schedule of Condensed Cash Flow Statement [Table Text Block]</a></td>
        <td class="text"><p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">Condensed Statements of Cash Flows</font></p>
<p style="margin-top: 0pt; margin-bottom: 0pt; font: 10pt times new roman, times, serif; text-align: center;"><font style="font-size: 10pt;">For the Years Ended December 31,</font></p>
<p style="margin: 0px;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash flows from operating activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; width: 58%; text-align: left;">Net loss</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">(9,638</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">)</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">(897</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">)</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">(1,667</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 22.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;">Adjustments to reconcile net loss to cash provided by operating activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 31.5pt; font-size: 10pt; text-indent: -4.5pt; text-align: left;">Equity in undistributed net loss of subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">12,435</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,678</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">4,183</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Depreciation and amortization</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">367</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">404</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">414</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Stock-based compensation expense</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">209</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">338</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">390</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Excess tax expense from stock-based arrangements</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(106</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(45</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(20</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 27pt; font-size: 10pt; text-align: left;">Net decrease (increase) in other assets</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">159</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(253</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">129</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 27pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net (decrease) increase in other liabilities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(828</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(99</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">406</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net cash provided by operating activities</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">2,598</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">2,126</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">3,835</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash flows from investing activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Purchases of premises and equipment</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(108</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(57</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(109</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Investment in unconsolidated subsidiary</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(25</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(25</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Investment in subsidiaries</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,000</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(550</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net cash used in investing activities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,108</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(632</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(134</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash flows from financing activities:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Net decrease in short-term borrowings</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(3,378</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Proceeds from long-term debt</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,200</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt;">Repayment of long-term debt</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(1,007</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(782</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(497</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-align: left;">Excess tax expense from stock-based arrangements</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">106</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">45</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">20</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt;">Repurchase of warrant</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(25</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Common stock dividends paid</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(85</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(760</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,026</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.5in; font-size: 10pt; padding-bottom: 1pt; text-align: left;">Net cash used in financing activities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(986</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,522</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(2,681</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.75in; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Net (decrease) increase in cash and cash equivalents</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(496</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(28</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,020</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Cash and cash equivalents at beginning of year</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,316</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,344</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">324</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">Cash and cash equivalents at end of year</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">820</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,316</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,344</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of a condensed cash flow statement. Disclosure may include, but is not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfCondensedCashFlowStatementTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of condensed financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfCondensedFinancialStatementsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of a condensed income statement. Disclosure may include, but is not limited to, income statements of consolidated entities and consolidation eliminations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfCondensedIncomeStatementTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1BAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Details Textual) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation</a></td>
        <td class="nump">$ 1,100<span></span></td>
        <td class="nump">$ 996<span></span></td>
        <td class="nump">$ 1,100<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseAndRentalExpense', window );">Operating Leases, Rent Expense</a></td>
        <td class="nump">$ 777<span></span></td>
        <td class="nump">$ 753<span></span></td>
        <td class="nump">$ 770<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Depreciation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseAndRentalExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Rental expense incurred for leased assets including furniture and equipment which has not been recognized in costs and expenses applicable to sales and revenues; for example, cost of goods sold or other operating costs and expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeaseAndRentalExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOKAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 26,579<span></span></td>
        <td class="nump">$ 22,986<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits with other banks</a></td>
        <td class="nump">164,864<span></span></td>
        <td class="nump">99,776<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
        <td class="nump">8,750<span></span></td>
        <td class="nump">4,980<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale, at fair value</a></td>
        <td class="nump">145,508<span></span></td>
        <td class="nump">129,780<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to maturity, at amortized cost - fair value of $2,884 (2012) and $6,732 (2011)</a></td>
        <td class="nump">2,657<span></span></td>
        <td class="nump">6,480<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans</a></td>
        <td class="nump">785,082<span></span></td>
        <td class="nump">841,050<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: allowance for credit losses</a></td>
        <td class="num">(15,991)<span></span></td>
        <td class="num">(14,288)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net</a></td>
        <td class="nump">769,091<span></span></td>
        <td class="nump">826,762<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">15,593<span></span></td>
        <td class="nump">14,662<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">12,454<span></span></td>
        <td class="nump">12,454<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetExcludingGoodwill', window );">Other intangible assets, net</a></td>
        <td class="nump">3,816<span></span></td>
        <td class="nump">4,208<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstateAndForeclosedAssets', window );">Other real estate and other assets owned, net</a></td>
        <td class="nump">7,659<span></span></td>
        <td class="nump">9,385<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">28,836<span></span></td>
        <td class="nump">26,720<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,185,807<span></span></td>
        <td class="nump">1,158,193<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>LIABILITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Noninterest-bearing</a></td>
        <td class="nump">153,992<span></span></td>
        <td class="nump">133,801<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest-bearing</a></td>
        <td class="nump">895,281<span></span></td>
        <td class="nump">876,118<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">1,049,273<span></span></td>
        <td class="nump">1,009,919<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
        <td class="nump">13,761<span></span></td>
        <td class="nump">17,817<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">8,747<span></span></td>
        <td class="nump">8,753<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term debt</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">455<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">1,071,781<span></span></td>
        <td class="nump">1,036,944<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>STOCKHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, par value $.01, authorized 35,000,000 shares; shares issued and outstanding-8,457,359 (2012 and 2011)</a></td>
        <td class="nump">85<span></span></td>
        <td class="nump">85<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid in capital</a></td>
        <td class="nump">32,155<span></span></td>
        <td class="nump">32,052<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">81,078<span></span></td>
        <td class="nump">90,801<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td>
        <td class="nump">708<span></span></td>
        <td class="num">(1,689)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
        <td class="nump">114,026<span></span></td>
        <td class="nump">121,249<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">$ 1,185,807<span></span></td>
        <td class="nump">$ 1,158,193<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 14, 17, 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br><br><br> -Number 6<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 16<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15C<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15E<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 14<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 22<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1, 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 1, 2, 3, 7, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 6<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37, 38, 39<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalFundsSold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -Clause 1<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 68<br><br><br><br> -Subparagraph l<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 34<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 43<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 72<br><br><br><br> -Subparagraph d<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 5<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 17<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 19<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 8<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 11<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 4<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 7<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16212-109274<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph ((a)(1),(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 42, 45<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsNetExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 4, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 6<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 5<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b)(1)(ii)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 8<br><br><br><br> -Subparagraph a(ii)<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Subparagraph d<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 114<br><br><br><br> -Paragraph 20<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 6<br><br><br><br> -Section L<br><br><br><br> -Subsection 1<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of long-term debt, net of unamortized discount or premium, including current and noncurrent amounts. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 20, 22<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherRealEstateAndForeclosedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of other real estate and foreclosed assets. Other real estate may include real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. Foreclosed assets include all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10(4))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 2, 3, 4<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 11<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherRealEstateAndForeclosedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph b, c<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph a(1)<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShortTermBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A3<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LONG-TERM DEBT (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock', window );">Schedule of Maturities of Long-term Debt [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The Company had the following long-term debt as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-indent: 94.8pt; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Acquisition-related debt, 4.08% interest, annual payments over five years</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">-</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">455</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the combined aggregate amount of maturities and sinking fund requirements for all long-term borrowings for each of the five years following the date of the latest balance sheet date presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6SAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>INCOME TAXES (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNetAbstract', window );"><strong>Deferred tax assets:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts', window );">Allowance for credit losses</a></td>
        <td class="nump">$ 6,421<span></span></td>
        <td class="nump">$ 5,640<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies', window );">Reserve for off-balance sheet commitments</a></td>
        <td class="nump">166<span></span></td>
        <td class="nump">137<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned', window );">Write-downs of other real estate owned</a></td>
        <td class="nump">742<span></span></td>
        <td class="nump">346<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards', window );">Net operating loss carry forward</a></td>
        <td class="nump">364<span></span></td>
        <td class="nump">212<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsDeferredIncome', window );">Deferred income</a></td>
        <td class="nump">2,370<span></span></td>
        <td class="nump">2,055<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities', window );">Accrued expenses</a></td>
        <td class="nump">1,353<span></span></td>
        <td class="nump">1,450<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves', window );">Loss on termination of cash flow hedge</a></td>
        <td class="nump">540<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses', window );">Unrealized losses on interest rate caps</a></td>
        <td class="nump">803<span></span></td>
        <td class="nump">2,070<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
        <td class="nump">55<span></span></td>
        <td class="nump">54<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Total deferred tax assets</a></td>
        <td class="nump">12,814<span></span></td>
        <td class="nump">11,964<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesNetAbstract', window );"><strong>Deferred tax liabilities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredTaxLiabilitiesDepreciation', window );">Depreciation</a></td>
        <td class="nump">515<span></span></td>
        <td class="nump">612<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments', window );">Purchase accounting adjustments</a></td>
        <td class="nump">1,009<span></span></td>
        <td class="nump">680<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale', window );">Deferred capital gain on branch sale</a></td>
        <td class="nump">451<span></span></td>
        <td class="nump">473<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains', window );">Deferred gains on interest rate swaps</a></td>
        <td class="nump">169<span></span></td>
        <td class="nump">169<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities', window );">Unrealized gains on available-for-sale securities</a></td>
        <td class="nump">1,282<span></span></td>
        <td class="nump">928<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">Other</a></td>
        <td class="nump">208<span></span></td>
        <td class="nump">66<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilities', window );">Total deferred tax liabilities</a></td>
        <td class="nump">3,634<span></span></td>
        <td class="nump">2,928<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Net deferred tax assets</a></td>
        <td class="nump">$ 9,180<span></span></td>
        <td class="nump">$ 9,036<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from write-downs of other real estate owned.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredTaxAssetsWriteDownsOtherRealEstateOwned</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from deferred capital gain on branch sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredTaxLiabilitiesDeferredCapitalGainOnBranchSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredTaxLiabilitiesDepreciation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from depreciation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredTaxLiabilitiesDepreciation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from purchase accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredTaxLiabilitiesPurchaseAccountingAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from deferred income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsLiabilitiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOperatingLossCarryforwards</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the allowance for doubtful accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from contingent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsContingencies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from loss reserves other than estimated credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on foreign currency transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph g<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsUnrealizedCurrencyLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences net of deferred tax asset attributable to deductible temporary differences and carryforwards after valuation allowances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e31931-109318<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesNetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesNetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph a, d, e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains on foreign currency transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph a, g<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesUnrealizedCurrencyTransactionGains</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains on trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 11<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilitiesUnrealizedGainsOnTradingSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R113.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EKEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SEGMENT REPORTING (Details Textual) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill, Impairment Charges</a></td>
        <td class="nump">$ 1,200<span></span></td>
        <td class="nump">$ 1,500<span></span></td>
        <td class="nump">$ 4,224<span></span></td>
        <td class="nump">$ 4,224<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill', window );">Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill)</a></td>
        <td class="nump">$ 120<span></span></td>
        <td class="nump">$ 51<span></span></td>
        <td class="nump">$ 45<span></span></td>
        <td class="nump">$ 45<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 43<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 141R<br><br> -Paragraph 72<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph e<br><br> -Clause 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 47<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13854-109267<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairmentLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of impairment loss recognized in the period resulting from the write-down of the carrying amount of an indefinite-lived intangible asset, other than goodwill, to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16373-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 46<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairmentOfIntangibleAssetsIndefinitelivedExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>69
<FILENAME>0001144204-13-015234-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001144204-13-015234-xbrl.zip
M4$L#!!0````(`/-0;T)G@V>%92H"`%S8+@`1`!P`<VAB:2TR,#$R,3(S,2YX
M;6Q55`D``RHK0U$J*T-1=7@+``$$)0X```0Y`0``[/U[<^,XLC<(_S\1\QVX
MM=U/U$3`+EYUJ;YLN*I<W3ZG;L=VGWXF]GVC@Z8@FU,4J2$I5_ELQ'[V!4!*
MHF2)%Q$@03)C>KJM&Y'XY06)1&;BY__K^\)3'G$8N8'_RPOM7'VA8-\)9JY_
M_\N+/V[?GTU>_%^__OUO/_\?9V?*;]C'H1WCF;**R.?*Y?^<_>\WUQ_6/U=&
MY^JY=FXH_[>JO](GKW15,Q1-?6WJKU53^?+Q_Z_</2GO[-B^#6WG:Z2<G:T?
M_,:.R$/)$]CC]'-M^QE[YUW@K!;8CY6/A+"Y2[[[S8T?Z/C_[>)O.%3^.Z6`
MT']NG4_HH]Z'[LQ^0LI'.W0>%%5#"J-'M5[KT]>Z0>@I/<CES(V#W4'T\^G>
M;,@'MP^K,,H,JIGK04>OU?%K2]\.^OTN]-S7]-\*88`?O8X>[MQ?7CS$\?+U
MJU??OGT[IV^<^SBF,.J:;F@OTF]ZKO]UYYOT*>=!>$^^J1JOZ,=W!,_UU^FG
ML^VCLU\>O4H^W'SUV:._&>R[VG0Z?<4^W7PU<@]]D3Q4>_6_/WZX<1[PPCYS
M_2BV?6>'%C>']OWONU%@ZMHX[Q?)-]8_F.%EB!TJHD=_,WU%>!,&'GXUMYWX
M#']?>K9O$_X^O2>OUP]R@I4?AT^[L$78.;\/'E^E'S+.G*G:V98WSBH,B?H<
M^UWZZ8$?SK![^#?D@P-?Q]^=A\/?IY\<^('K/^(H/OR3Y+,#/_)MUXD._X9]
M1'^B[?XD<IW#/R`?'/IZO`R/?)]\<N`'J^CLWK:7F]_,[>B.<3;]X,`LOGLY
M\O._/V2$>A6'.6)#/GU!59>JP>N("?@UGBM,+5ZG,I6O/*^68;#$8>SB**NF
M[`'QTY+\.G(72V_SWD.(Y^0]8@C.UD;@_'LT>_%J;3??!GZ,O\?*#79B:IEV
MC(N3?N@274B_^-=%]-?G^5_J].P_;/^,SNJOC_:_@O"6#!Y]GK_#=_&%/[O\
M]\J-G\@S5Z%+:;WX[D9__7%S&V([6H5/Y!N_!<3D^]18?L2+.QS^=1,3G:.O
MWWIV1)YT$P?.5_:[MZO%RK-C]Q'?X)`\[`N9$R9J,&-?27[^8DLT>009>_O:
MG=%WB#4.%0;Y+L)K87E[]9\O?E6)[5$-2YWJ/[_:__'V@1&^IW2NWYB1(8D%
M<!TWG8HR<\GGR6J8RM3KDAB]^'7]@URP?GYU<.!*%!W%^\6O5%Q>ET$]AXY7
MS[!Z=9@]1)K=8)9A%S/@]!=4N*@>JM/MK[>?KM_9_O[5CM"V+,7);]\&BV7@
MDY?);_^TP]!>?Q=$]F21/03NEHX=E+LKHF]741PL_C(TSC(*<E>7_X2_84S\
M=IR5`"WSQ,SG&Z1G>S\PM.R`ZT]Y6#7-.KM8AK`V2R=PO5N;S3/-$F?X5!!C
M$.-F[+=9U7Z;9X;*WWX;'R^IV/_'*EGOFY&XYD`;"0$M6?1DA6W?9.YBP,MD
MOO_G)744WV$'["782_G\74T7Z.^"X(/@-^+O[DDQ+^.=KOHW>$ECM*I4R]>N
MZFOJF3JNHOKT!U,AJ_[.BB<]:)7L)?F!('NY!UI!M/(:Q[;KX]FE'?JN?Q]U
MP[J5#!(>GISXU;.STG`QF[GTA,CVOMCN[,I_:R_=V/9Z)12Y<P39."H;Y.4B
M\#OD`I64AV?S`ADX;A\<)_'2\.QS_(!#^G&('RCRC_C*=X(%[I5LE)XOR$P_
MSD-E.7WL#.\_X'O;NV2S8=S^8H?2'T+.L/MZC^XM:[,3`,YF.'OE1ZN09MU]
M"8/9RB$JX<_(3OW1=;#DNX:#_&8QA^(Y@0AD1("Z2BN?O'IC^U_)AJJK;#\\
M#V#U,SM.US_;?^H@GW?-^<X\!LWG"S*1F>NMDCCK.A1\^=WQ5C,\>Q\&"XK5
MBKA!!-O/\W7DY`L.;QX(E&^>#C^`R<SG54R#I;0F(`GN?K/#F>1KP\;3%X?+
M5ACS`!J45.Z=Z4@6VLV>"#S'@&]V*GA<37A<LG`4'*BN<@[\(0G9Q@Y5M;./
M-LT@U#2I%I&]M5>KNO:2;QM"UMZ=_#/I0:N4?T9_(";_;/?X7G;0JAW?:Z*.
M[[<YOI^"1X8;%#?(6-Q`)$"K:IS(/\+T;+,,2ZYG;$-5";0F]OB2@U9Y&6P&
M-$B3:2%-IJO2`&DR(!O'9`/29$`&($VFO329KLH,I,GTF?>0)C,4SL*AS>!%
M`$YY!L-J.!;J)Y\A36:X:3+R2N4[/*=QNC?8)W_$7SS;?_-$_WT113A^2T:\
M#\*UE%'CC4/'M;UK3'0^HAY[-V2LPBQWPQ.'ISMHB?D0^/<Q#A?T&(J>2*6B
MX4=QN&*](#\$MM\1VW-H+ED!.#BI07/_O>L3KYWHQ!7#ADYS(P#D54AQZ@;O
MC\QDE_V[4^H?YWEH_MI*=H?U16K_?$;]XSP7G>\>ZTMH/7#_9`_Q&D<)HP;B
M(N;,=]`R<]1'[):+4.P>]MT_X.<==,T>E/410.^?>PK^_35VL/MHWWGXRI\'
MX8(%;XA!#<)X'GAN<)-@D"1F^K;G!>SJC`._[\A.\I299[(URT`P:,EB`;N-
M62'K;ARZ3MRI_GD[4]CQ(9[/9="\IE?XS%8>_CQ/<@$^XO@AF%VQNV*V&0+9
M=S'^9"\2T?CS"7\DNG9OW^/?PF"U[(9LU)ER>K1V>.*#%J2#+DF']RCY/@EL
M1HXZ)6Z,/[B/F*A.;/OW+EE3V;8N>O/$"BM8^]"T3RNM+\'A-?;8PAT]N,ON
M>"!EIYGQ8X_/=]`R<[58VFZ(9Y\"WW:<<)5$@Q(967]V03]@CEIR2K`B[V6.
M"7IQ4)+DZAP'8YW-4PZ2')'BN">'(YL]6?9G-+95W@;:8>AVT@16G.DZ)^GH
M?`<M-I66S2#$[_`RB-RX(Z)RVFKY;)J#EI`RB^3>9\-=&@\"`0MBM^2V^]D/
MLD@M9%^T+[/=.;WOD-1"]@#WC?0`);B!C33(LL@=T::^Z?+[T@V3C:7<$GK2
MSFBWENO97`<M+J<OV3U/N9)E-8>4+QFD?:!2"A)1QO7K=WF2?$XA%$IQE/^*
MYRZWH3UC21V2&\:33UO6/]R?Z+"E1.@&N:=A23FVQQ"@;'&U[_^^1];E'G9`
MPC1@\)(+4L(G*M3[O9!<02'8`=4.F%\NEE[PQ-RL^Q"S3H"2&\73`^;'YSHH
M<=F_(D6N-N,[]XT\PT#4-3'0_4^<(LC"46CFUU7.06^^3K"M#PDCTJ5IM,A,
M*-^2HWRK-3/<@W1QZ=*UVV(FE-;)&@T>O&AV_QQ-LM.KUFP,E#Q*5/+8EA3T
M.V#>H8!U)[8.4,+:?89#1:H,1VB#]R-[GL?2I>R1[EFB[F]"9+%#0]\$0<EP
M-X2PW_%[J`"6-=XW>-&$@EX9"GIE-DQ0G]NU5$S87T"Y[5`8#-6S<CE4$(KG
M=B('Q;!]8#K4MDIIIR`P!J6J79-9V`P(%>C!"V(OF0Z%I!V+7@QC,U#>IRN\
M4>XM8:$;_Q=A'YDI<<)=QXZ#D#V-</8BX:S<`BO&*ZLZ[`D(IYJTCW.?)/59
MZ1XA-,2/KN>1/1O%Q_9H\9O<`I93P9<WG3[QL1F+\RY8W<7S%=@;4?9FL[;N
M`-U#0<VB<QN2V7IX1M/IMGXM^4H:*#OR:9_.SG-D)Q>=U,P5802'Z7))[NV#
M'=^L[B+\[Q69K?=$7&E[Y<5X-HS@BS!I+\`5PC1B-823V-;Q4"CWR>QF=CCK
MA@XT*$^->C#/&`&"SE70N^6*]U7*>^^GE_*JZ\CQ%SN2/$(OR@%N5%"W,/=*
M2&TW_&_;6^$W3YL_?R>,MD/GX>D#?L0>D['-9U?^<A5'[`,C%=T__!D.O2?J
M83);M$G0^./FM^`1AS[CLS_+O+C'A!N8MO2Z6,4/Q'#%;E>R.,H!MA6;'.1X
M2/8Q\+<$G,0%$''V@5XDXI?_7I$YWV!GE:#W.7[`X7`$66]2D'.P[I6X-A*'
MOEEB.L9'BD+0K=!>%Z/1A^#ND]#RR1<8AA?<W*D_^,=2.P\?@S"^M^_Q&]OY
MBF?@1#3A1)3`O%?BVU`,HJ?NA+S1B+X[%(T);M=..[HMM7"D(?;LKH-FN*\'
M&V"A(4>W,P:Z_UFZ%9KW#2,,P;L%'P0;V@PV:-T0.A[Q`@T87R7*!*>P,L2=
M!G\*V]0"W*VLKDXOPKU/W>)88M'O@MH.%%]`K6WK._ENF>9.[N/[;YJO;?\^
M<1[^Q.[]0XQG%\25LN_7T=,;XD+%M_N.QC6.;9<H\7)%'$0[PEV[0'@SZRV+
M#TZ?A_P=1#"UU$4X]DG2&DK$ZN$!E+196'T^?F*.D^L0B_#6CA[(=I+^A^9,
M/MH>5=##[Z8A@AOJV=`]Z)>`X$>P\PA6,_?1C;K3Q/AT`++;]#)(]$EL6--!
M:N6CSW-J\,G,]Q-M<Y.5NB$;)6=9G"?4/P&H'W2&#+?:$6N.D<9A9K@UT5.@
M^WU&N]PV8.`=2=O/L.]6^*:G6?;]#>STV8F`55N^7,FNY97U+4^R]REGM0(R
MVP2!MT&X#-(;EFB20)HOT+4=.)_H3&58^B10PTKQ@9R:RJUGO]@A(55N]A[L
M-+M-Z]Q.H%>,:BCYJ6L^32?3GWKON$C@G'<GC;YO;GG/,^R'$OZ"6%-;7<]Z
M$*[J7(^S@47/1![9#KRC6:-'M</J:,8OFUYZ06P\#;YS,E$V[6C[\@M!YA[/
M+J*W@><1=SGLRB:W<NY1B3GW212*7-4O9'&?!YX;W"132D*>ONUY`7%:\>S`
M[[MK)PIGG@E_EH%@2(+2PRQK2'<65S(MO0@T4N/</<:W6IL)=P5)4YPYD"N!
MI$APA7O@)$EQ[?<%<4V=DW;.'>SD0>D@_-#]'(Q;V[L+XB[?^+L_@SYQJ_TL
M^L&TZ)0_E[[O'3K+QECWW^R&4%8.JQZ>9I\8WN3-T(,O>6O4[8?*-J%K<M>V
M`WU=D/N\4:B?<R2[5#:3-M0YQK=OW[J6%MXS\];[A/$&0]15(H2RBWD70]2\
M`Y'=DW6!J<,#S[UL-&48<B]YFV9H<2RKT8;>QPV&S,!#:21H-GA'A"@U#LFN
M@^CIDH##]B$784@;!=,9_.G&#W0?\NC.R)[C\KOCK6:$`S</=HC?V!&>?;&?
MZ/>25I<$+!R[(?ME:B:B-T^W;NSAS_/M8Y)"./(]AVQN(F(^`F(?MNTRG:>/
M]E<RR.?YW'6ZXKFTA6.J*Q71[),$-]-@N3NEQ!WNK-S/:N$^;M1@9U2_FJ!S
M)@5TFR?[NQ9.A]BUH**B#J9R0=Y4N^7UO6S5UKG"^\%WCFLN+"R][,H3S^V<
M%#56KM'!A;;;%1M]7^%=WXWQ!_<1SZY\,L:]2U!BBT7TYHDE%F?V^HNE%SPE
MBT.W+HVK,,O4JAV?:W>Y;WR\I+S_:(>4]WHS3"N)`)EA&+^S8YQ@H)^I&ODG
M@VGF\PW1LYT?&#N@;3_E`)IZ]A\KOPN@F55!&YT9*G_04CLC*6P[VO8,`Z[:
MII[=X*5\"#P7G'%5P9D*$9S41*7+D^2@:6I%T/;L.B_0WO^S0Z!5MNO-@/87
MN^V0+MM)T)^>@08^7E]#P&Y[]?'LT@[][G1?RYU3MGW$H<F)\'-Z(@T7,[)O
M($C;WA?;)1[E6WOIQEV)@9<4BMPY@FP<E0V:+!;X-W'@2%[V7E$>GLT+9."X
M?7"<U6)%VQ3.V)$Q_3C$#Q3Y1WSE.\&B(RF>96U%V?F"S!R5F3]MFFDE^94E
M%>5B9TZ#YCW<3S,4SE[YT8H(O8._A,%LY;!LR!L</KJ.[&>8Q_O@%,\)1"`C
M`M156OGD%>T<1#94767[X7D`JY_9<;K^V?Y3!_F\:\YWYC%H/E^0B<Q<;Q43
M!W:;_YGDO./9^S!84*Q6,3M)_#Q?1TZ^X#!)AW\Z_``F,Y]7,>OM0'/GZ7;J
MXIL=SB1?&S:>OCA<ML*8!]"@I7(8=84=J-'KC,3TJ01/FCJWSG"_=SW+VFX,
MUAG.E[Y4AJZOGY?=22:K?H7,_@P'+1='UH/N-34O6@R:Z0[>&;[WL)]]^[WA
M.\/]@5SKT86[,SHC,T=W#MUR'(LW#>`UEO4.NF8/ROH(H/?//06X@[`K=Q!V
M1K)8&'=C5EBIF.L0N#J4*[4SA1T?XOE<!LWK&\*BV8JV^DEVYQ]Q_!#,KOQ'
M@M0V;R3[+L:?[$4B&G\^X?4UYK^%P6K9#=FH,^7TP/7PQ`<M2`==D@[O4?)]
M$MB,''5*2E<IOEU%<4`\NVOLL84[>G"7W?%`RI<I;OS8X_,=M,Q<+9:V&^+9
MI\"WDY8M[%@H2=)*/V.]7)BCMJY;Q[-LI78?CL^2#*[C8*QSO,I!DB-2'/?D
M<)"W)\O^C,:VRMM`.PS=3IK`BC-=9ZH=G>^@Q:;2LAF$^!U>!I';RZ+^K779
MG^:@):3,(KGWV7"7QH-`P(+8+;GM?DZ,+%(+.3GMRVQW3N\[)+60/<!](SU`
M"6Y@(PVR+')'M*EZN_R^=,-D8RFWA)[>[NSX7`<M+J<OV3U/N9)E-8>4+QFD
M?:!2"A)1QO7K=]&:?$XAE,]QE/^*YRZWH3UC21V2&\:33UO6/]R?Z+"E1.@&
MN:=A23FVQQ"@;'&U[_^^1];E'G9`PC1@\)(+4L(G*M3[O9!<02'8`1V4]2]A
M0!X4,_S6Q?9+.MDW3YNLC_>KD&PAB(4@G[]WO]._U@)_32\/9E_Z:']W%ZN%
MW!*\:8=5/.O,'5Y'I\]#F#<(;@?<@;)_TLE=/M^L7(\VDR(?K_\D-B@,'K/7
MNF1%E>R(^RFJI9`0);595/LGM9QE-FFCAL/-9P.2TB-S![F40"XKV]+>+ONM
MVM)^>P"<9?:#[<^>LZ97PGAXBB`9]5?9WMJOAE=9L%C<=]2]=0";WU&##WBP
M24?2LX#R3%?543<D;:]'1W*;ZX%Y#)K-<.VO#-?^=D9<=JU"TDV5:I,VG4ZZ
M(0J'K,*A>0R*S?O7@<MU=>C>-;U[&(BZ$AUN]!&G"+)P%"[HZ2KGX+Z=3K`-
MVL\WVGZ>(YLK,KH/=9W255.VI;7094V:+FNMK;<]Z.HB75>5MI@)'?!D3=H>
MO&AVO]Q%LB*3UFP,=":4J#-A6U+0[[SV#N65=V+K`)TFN\]P:!PI0Z7+X/W(
MGI>;=JG(LWN6J/N;$%GLT-`W0=#9LQM"V._X/33JE#7>-WC1A+Z;,O3=E-DP
M01O-KG5,@/T%=,4<"H.AR:5<#A6$XKF=R$'/RCXP'5I02FFG!AX8NZ$FEE5Y
MKB)BKZ,HO3I]NQ!FT]?3#^66L6UB;\[4CN3G[TRP3WR&SJ$=M$VPZ1,JT(,7
MQ%XR'?IZ=BQ*-8Q-7WG???U5JM$.=A]MLG.Z\N=!N&#1YS=/;PD+W?B_"/O(
M3,EFRW7L.`C9TPAG+Q+.RBVP8KSOJL.>@'"J2?LX]TE2G]7B$D)#_.AZ'MF;
M4WQLCWK+<@M83DENWG3ZQ,=F+,Z[8'47SU=@;T39F\W:N@-T#P4UB\YM2&;K
MX1E-F]SZM;278Q(0/?)IGW(D<F0G%YW4S!5A!$D3<DGN[8,=WZSN(OSO%9FM
M]T1<:7OEQ7@VC."+,&DOP!7"-&(UA)/8UO%0*/?)[&9V..N&#C0H3XUZ,,\8
M`8+.5="[Y8KW5<I[[Z>7\JKKR/$7.Y(\0B_*`6Y44+<P]TI(;3?\;]M;X3=/
MFS]_)XRV0^?AZ0-^Q%[2OWG]V96_7,41^\!(1?</?X9#[XEZF,P6;1)Q_KCY
M+7C$H<_X[,\R+^XQX0:F/?HN5O%#D/29ZH@,EP(LT_KY.'(\)/L8^%L"3N("
MB#C[0"\2\?U>:9_C!QP.1Y#U)@4Y!^M>B6LC<>B;):9C?*0H=*5788>CT8?@
M[I/0\LD7&(87W-RI/_C'4CL/'X,POK?O\1O;^8IGX$0TX424P+Q7XMM0#**G
M[H2\T8B^.Q2-"6[73CNZ+;5PI"'V[*Z#9KBO!QM@H2%'MS,&NO]9NA6:-`XC
M#,&[U2($&]H,-FC=$#H>\0(-&%\ER@2GL#+$G09_"MO4`MRMK*Y.+\*]3]WB
M6&+1[X+:#A1?0*UMZSOY;IGF3N[C^V^:KVW_/G$>_L3N_4.,9Q?$E;+OU]'3
M&^)"Q;?[CL8UCFV7*/%R11Q$.\)=N_A],^LMBP].GX?\'40PM=1%./9)TAI*
MQ.KA`92T65A]/GYBCI/K$(OPUHX>R':2_H?F3#[:'E70P^^F(0+6_(ON0;\$
M!#^"G4>PFKF/;M2=9M6G`Y#=II=!HD]B4_9FZV.),]V0C<K77.=/MT\"4#_H
M#!ENM2/6'".-P\QP:Z*G0/?[R7:Y;<#`.\^VGV'?K?!-3[/L^QO8Z;,3`:NV
M?+F27<LKZUN>9.]3SFH%9+8)`F^#<!FD-VG1)($T7Z!K.W`^T9G*L/1)H(:5
MX@,Y-95;SWZQ0RS[=1,'.\UNTSJW$^@5HQI*?NJ:3]/)]*?>.RX2..?=2:/O
MFUO>\PS[H82_(-;45M>S'H2K.M?C;&#1,Y%'M@/O:-;H4>VP.IKQRZ:77A`;
M3X/OG$R433O:OOQ"D+G'LXOH;>!YQ%T.N[+)K9Q[5&+.?1*%(E?U"UG<YX'G
M!NEMHTG(T[<]+R!.*YX=^'UW[43AS#/ASS(0#$E0>IAE#>G.XDJFI1>!1FJ<
MN\?X5FLSX:X@:8HS!W(ED!0)KG`/G"0IKOV^(*ZI<]+.N8.=/"@=A!^ZGX-Q
M:WMW0=SE&W_W9]`G;K6?13^8%IWRY]+WO4-GV1CK_IO=$,K*8=7#T^P3PYN\
M&7KP)6^-NOU0V29T3>[:=J"O"W*?-PKU<XYDE\IFTH8ZQ_CV[5O7TL)[9MYZ
MGS#>8(BZ2H10=C'O8HB:=R"R>[(N,'5XX+F7C:8,0^XE;],,+8YE-=K0^[C!
MD!EX*(T$S0;OB!"EQB'9=1`]71)PV#[D(@QIHV`Z@S_=^('N0Q[=&=ES7'YW
MO-6,<.#FP0[Q&SO"LR_V$_U>TNJ2@(5C-V2_3,U$].;IUHT]_'F^?4Q2"$>^
MYY#-343,1T#LP[9=IO/TT?Y*!OD\G[M.5SR7MG!,=:4BFGV2X&8:+'>GE+C#
MG97[62W<QXT:[(SJ5Q-TSJ2`;O-D?]?"Z1"[%E14U,%4+LB;:K>\OI>MVCI7
M>#_XSG'-A86EEUUYXKF=DZ+&RC4ZN-!VNV*CYRO\Q3<[G&TD-MGPT@,1755'
MW1"OG1FD-NG0//K$-2+9;HP_N(]X=N63,>Y=(MMLB8_>/+%T\$R$9K'T@J=D
M2>_657\59KGF^]&Y=IW[^N3L/;ZCW#>:8=LI&!AGJGZF3X1K@#J5%@-UVI`5
M4*=_L0O:J,PFYHX>VP0^7G=.9Q=4^GAV:8=^=QI&Y<XI6_%^:'*BE;PQYFHJ
M,+=IYFJJ+)I[,2-N*0'.]K[8+EGZWMI+-^Y*B+4DCW/G.!P]!E8/1JMI%EG@
MW\2!(WD]?$7V/IO7<+076-H[+;UPG-5B13M,SMAI/_TXQ`\4R$=\Y3O!HB/9
MN66-<]GY#D>K001:$@%YK,"?-DU[C'O%YITY#4>;@94=TDJXQJLC.@>,ZH)&
M:1J$$1L/(VJR,!=B2X-A-00B>L=2V(6VM0N51@1@Z](95JH#J?GO6OU\8YZV
MVJMJ=SE+RAMD9N^Z?4K54K-]K>S>+0Y%*MG"=0@-AC&`C;UPDGIXK8ID5Y0T
M:%H'<EE4YVYD:G]U[9J/5.SN]M5!.KJR`@N[LZH6.$==,[AE7:3^&M9"?Q=8
MVCTMA<N=NWRY<X-.U6Y)+BNI=QTR^PX=[^W5Y&:\XN=SZ0_K-&!==\WS#4%\
MMJ+-*9,#K(\X?@AF5_XCF?CV6"O[+L:?[$7"Z3^?\$=BQ.[M>_Q;&*R6W6!U
MG2FG!=>')]XGE0:YZ)!<M+WIZG"8*]]%'T0\Z\BV"YC:94W5(06V\138!COA
M0`ILNRFPTK`:4F![QU)(@6TK!58:$8`4V,ZP4BM]RSHS9I^7W>E@6?F"]6<S
M[),_#;E8/=#6G):U</#?<1;"*7%W60HG2)UE'9P4=.BDH&TK#4%E^9CZ?YR=
M*7_X;JP0MYZZ[HIR=K9^_^]_N_I_M?_?^__^\CO^CM]9H_'DG]?XW^ZO__N/
MJ_^7OOW/;^ZC8YJF8UF6<_O_//PZ^OGWRY_-WW[3WO_^\VMM\GYD:>_?__Z3
M]OJ7WZU??OMY]-MT=)4^/R%D14>FDA31"Q4)HNG["VQ'JQ#_FB+$/EP3O_YL
M_9H^X\`3_[AY]^QQ;A28NC9^33ZK_K2_"(Q_L8L?-\]E%SKB7S-?_D0=+]I1
M_\2AG_V>OOD.^\'"]0\]MBQ`.X]XM4M]_LRICH>V$S]G#C-EFX\K`KI<97#<
MG0W]J.AI5#PO/19XV)'<GVG#DTNF/]?XWB6K+U$%:GV55.:O\7QKM][_\S)K
MM5[\>O/[Y^M+Y<W%I[<WOU]<7]XH5Y_>_OSJV#,I(=O/WF**A'?ES_#W_\1/
MY0;,6JRCCUJ/\W85TH8M[]W(L;U_8CN\]&?OB*4I-]198BB2<8X]:G=*[UT/
MAVFZ?\D)W2QLC_Q(N<9+LL*Y_KU"0T*V_Y2=W\YSUT/>AC:[6O5I<1=XY0:C
M$I@\=^?'>WS9!I.9]D:?5S&UD/3[!X=YWGQ>H6+'OI/:*66&'9?,-/KEA?KB
MUXEIC0UKNL/!G$'7Y+T+'%9!0]>3<O/5U+/_3$;)_G;]O`ORQHR^^=ZS#\_L
MV0/G9`HX>>+.K_=)_,)6D$KBMEV:=BG>>=3^.(D\)E]Y3]Z+RHWU_I^[8SQ[
MS.%QJ-Q7&(7^^]`XF\?LRMV?V//^TP^^^3?$A@4^GEU%T8IH1JFQ/@59:3KR
MJ-WQ_COP5GYLAXEVE9S3[CA[C]C3H\1D;!2;1G[+0O=/NCH5/6IWN"^K.^(O
MO?<".\[14D,]^X^5GXRRU5*Z]N^JJ#E1S8DQTK)49$:@0V_VW';T<$'$<X7?
MA\'BC>U_/3S)9['@XP2<&41Z].ED1,S]SZ]R!N)!1PX0C(Z1-9Y6H>.*#$,,
M6/R&B#GAU3O"M,B-HRN?&S33Z7B\"TW^F)RI*P!,&YF3D7DB>>_QC/ASWON5
M/XMN`F_&`RYS.E%WR-D?I#8!!8A,QE9Y`BX>;=>C6>OO@_#&]O#V^(`'%IH^
M'>^A<7Q`CF05R8QI6>KD!+)^Q][L-OAHT]ODLD<M/+`B<KR+U+'!^!&4">:E
M5H;^AT9('@D$?AP=?C>]*Y.=+=++&+\$'AF4++4WJSNZ:Z%[\W72DF13+F%]
M&R:H;1ZT,>6RI[+[;Y:93\69L&8Q9/P/Q'7#T;:(Y[<PB`CT8<AN*ET$Q/'B
MH>034U/WK',%"H027JT30KY>3\V))><D*[5$RE]$M.ED8L@YRPJ]@@H6RI$Q
ME7.*G)J;Y4[?T"RS#_//B^SG`Z!K(]64$P"!Q:ME%QA)L"AP:L;$%D]T&9FH
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M#U<^2YY<$;'\[G@KEGI&T[S>$`IF7^RG!3M!HX=FQ#KAV`W9+U.QC]X\W;HQ
M32#?/H9Q_QWYGA,'8434(2`JOCUX<YX^VE_)()_G<]?!8:$<6'2EITH@&;A%
M@<315"VY^C=)=%\D8J3RD(@O8;#$8<SL]OI@=4DG0W[%9X\_VK,*>2/RI2S_
MCL=\SWJ\%U-JC.I"C]K:"W<V1UD=/$?:Z"2J?PN"V3?7.YQ"7#F]R+1V?8GU
MTT\>L8A;>2.>/.:VX\";540\L"A*O8ZM4TF)>J+Y:]1R)1]6,"KY`%WY,;&5
M+O4ZJ*,7$8YMK"1/=IGZ7M)5F8&%$%K`96.B/4MXK$0HZY6Q=8N).KP/R%+A
M!62U29Y0BDRU*)JG[EKBXF$%$%F4/6KLI8*T0F2A9V--ZQ+)#S+B>.OJ<W(X
MC%O#X&MDWR:"IJ*,O,G$&`D9MPX6VK043?Q47=,,U=CS8.J-]VSZ5WZT"NF.
MDZSDLY7#W.$;'#X2_[7LSG9/B3@3N+\,EN.4.AEKNDBR$K%)RZC*'7":*C^"
MBEPDS9IH>PYFO?'X"\[8V/.I.!-XFN"0=6NO[($S6=4%1Q\)960%`TBW4QQI
M*?*ZM8DUV0L%UQN/OQ"/)BI'Z_><P-.$>#0R1Q.19%478LO@:/WJK>+$S2]:
M4C\%ONL?*B?ZX-IWKL>O4L8P)NHN,66&%D)J8<3"F$[U6J0>KM#B#.ED/"(L
M+E$9)I3(HF*MJ:5/M-.)7!>W<9%!59U.][S\]?-/'K-(F%1SJH^-PC%O'H(P
MOL7AXDT0AL$WVCF8RY3'$VUW73DP$!<Z_KJF\>BDL0YV[Q]H\/81A_9]>FCV
MU^;)>TU98MOUKO%R%3H/=H0O[D/,(D7E5B7+V..GH.D5<=D8[UE:472T`[,Y
MW7,5"Z;']HO<S9UE/-^4'C$;IQ%09[%5S0,A#9[4%5;%FF/!!-2&IQQQ-%ED
M+<!<PK+6?G+9]OGUQJT!B&$\*Y/C1%6!G`@9LLY!BV'N9\,?H8JS0ZH:HZFY
MEZEQ1"`;M"/6?K$_)YH*W90Q=16$C%P##5,SK#(T9?K=_+?MK;@D>^^%]?>'
MJ#]\#5Q$TU:TUH@>OAEHCESCD/D)#SDR=-7:"]`6CBN"RCJ+E1Q3*#K5U+6]
ME;X=*FL!76\*^Y?/9*XWH+F/CLO%H9JJ^Z&<XG%%4%D#:$FF4&1GR;(\D8#*
M.N:XYA1*7-#Q(8AHPL+G^:W]G8=XGVFCR5ZHNQH1PNFOP0_I)U>4R;#?UT@R
MZFNPAN/4V,+P$'@S'$9)DQDNA_2Z;NV=BCT?B`,9A5EQFFY.&R"CU@%B,S06
M'BR:JCYJ@(Q:QU2-T*A."X]\V?Y7.!FG78Z8[\V,M+VN"4*XK(H@73>M2?NH
MY]]:F!_`FD[&>OO@UYB!H>JF^!D4\N#Y=8(%K<;:!UT^DHLEO?0-?P7Y(.)M
M9;',\YG+F3;1).#,[L5[!>>>9@-^6!'\TA&LB5B@GD4*6B&]CGE_%KUK9095
M;:75/LG<[,O^GKN5V5105_'[!?Z*^CS2U`KIM11U/_K;R@PD5%1^UQ97BL"T
M,A<1:IHY-J5YOV+",@<R\8O&Y4\CWZ3OQND_(5&\>1KYYB17H9\V"1<O!X;V
M_*:,DZBH=7"R5R*W3\3AV_\N[N]#,F2,WP:1^%,TC2Q8HUUI+$&6B%G4DTG#
MTJ=U9K'.:/YB/]'^!>G],D2:/P6^D[P0?Z)Y.,DZAR01,ZB7(UAC`L=ZX;^W
MW9!;2M!H;.QNI`I'%4!BVQ<JR`'"YOMOGC9__N[BT`Z=AZ</^!$G'4PVGUWY
MRU4<L0_TKLRRN'38;)W$MJ51#A!$2Z,<LVSY6I.#<\ML5LE*\SED$C5C7_N"
M0]8#Z13+G[EM-4,HO3'S7-4.9A<>&UT$L7K#Q"9W2%ZLB#L4NO^#JU\C=O#>
MRB0#_DBRYOZ0/"G3FZ.,W9281Y4Z/?L/VT^.!\KJUQ\WMR&[F/:)?..WX!&'
M_K9?SHG1A8,X:&-].LY#(9E>/00J2,SFIM.&""H4%"X$E;L0EBM,>]?!<B.-
M`V!'2%MO!VBG&KS)?LKVCSM(X.Y5H`7Y398VW6O]5CPJ=QJ+BIG&UEY>40LT
M%CBFICZ:'JY+KD9C\KVM\;NUO].M8'U&$]?^,(9'1N1+7%&]@&H<W@DW0ESA
MGF.O4SL?XBZ_X\7R<(2A$F-U[;#^'AV2-WU%,7+K\$VNC=%77*W.B[Y2-[]6
M8NY>QDG^<%P)*^IGEJ<20@DK9"<7PM;]"FBCV9W.YVZ\HD>=');>(WTL2HXO
MEO3"!H#RDEYDS<=YZGX2[61!?T=;"&-_ECSE,]F<VO$Q![*:?V:9H\-+X_%1
M^=-8YTQG:AWU+]NCGT=K*.DF=4H[*<O:OYE-BJE4;D'5]`2,CVP"'^VP5/7&
M^(BQ%T^C>O8?*[\<C<;A-;T)&F_PLA2-DS;T+N5U27=7MX[L91I4J`(:+772
MOE&N<_`[MJS6C9:`IID2"`Z?144=ZQ).I6.+2HF\J&<=S9M>5`II'$U;,#2[
MBTHAC48;'M#NHE*XJ9T>B00TJ%!%$5!KJK:N]'5R<:;[)9E2T%]W41D?C9RW
M-Z=3UA33FNBM^RP<>N76GL#E=WHA$LYMV%DM#J6/CG0KW1N*#S6%/<JFT\/[
M$"'4%!I>ZXA1*T]-V;Z7E9@V.;QD'1^2.X%%>XS#MK1!`@O7*WX$%G8/K!;S
M.[S'/3`6/Y**#NC&S9-4I)JY`E:2)![6\]BZE`Y1<_0ZR<7C1@FKZZDT1^DI
M_H>FCX_$3(3RN8)G,3Z\0^!"7F$=E#K)-5HU1Z]UQ]'A\QY!A,FJ!+QN4%&M
M7'=(#)\K*$'^0E6/O&)?\4@J%9_1:Y69B(2E,TK`Z086U3)S?0\Q?*Z@!/FN
MT?'C]_0+Q^X:K>07F?K(R$LXVXYU,CV5SN"FDR/*R9><LL=MTZG9##DE3]:(
MW.7E=/#C5LD$D\D10\Z-G&K;G^EXE)<VPEV8"Y::J78D1B)(F(O(48TFA*=L
M1'\R-@Z[PH)DN8@<XTAX39`L%[6,MHP3##-9R9,*M?=!2+.8:1=.'*7?Y9#H
MJ&O:WJTV^2/RI4VD!]/J/$[Q;R1C19T(>X.$%RVP4W-O?]XD;3V1;TZ;6+E8
MT1'Y+DRK'>\%U)NDK2?RS6=_*ADKFI'O@S[,Q9R\>>@9//P52R_A9!ZE0"CM
M1;4;JCXML9MIA_:B7O@6-]+?8]:&@:J8&['F"^EA;A!>.$ZP\GD<KANZM;N1
M+3$J?R*+!&*R9S!:(;)HA;'V0L^UB7SODJ7!M5E)^6VXBN(+)W8?C]_R5>U<
MT%*-`G)SQA=)>&&]WDA2P@L/A/>NMCN9\-]LEUF+S_Z-[>'/\VT1()?0:(;$
MW)%XDE28K;'+\\;H*G0K)Z?1M7$`,]Q/*K%YZ+:ZWS0Q9SA^5!46Y3U+'&F`
MJ*+0X'Z;\9)$96X?3W/B:(_336)<\AZ'Y7F_D*O4N"((+5JBIWOME%LCM+A:
M7N5,*)=26U/+IZHV!?S+0=2Q4<!S_D2?LN$<&VJ!$O&GL_*N\FPDEL3"2^D-
M33!(_*-\T\E$L-;PB>B-]9%@1>$0MBM<:>K26.0>6V-+-`4";*"YEUW9`-$G
ME;QITW'3=%87P2KK"7&P[3!I4/VG?<_%;1Z;XUV0]L>H.7Z1#1Y-]MJ6<!Z_
M2`/'YMX:D#<^<Y,^V'=!>(U9E_\TML4C*#79Z_U\="Q>!!7E5[!6GTT25'1(
M/MT+,Y8CR'%61!>=)RYA`MW0=Z4E^_@:PQ;M-(R]AE*<ABT.[TU+#4M;/"Y9
MKT=^*?Q[G2_WAZ@Y?&'NE?6\$SO'X8MVZ'NAG[S1K_QY$"YLV@GG%CL/?N`%
M]S26]LZ.;;+"DT4]XM+U1A\]2U@M,[`04@MCY\_*`EHCM3"8IM5%->,QK`O@
MW!`[<1!&?$)KIG;4W3LT(%_:"MMF'(ULB*>MJ)IMKZU5!=I^"X+9-]?S+FCY
M:6S[]^Z=AR^B",=7Q+-TP\6QBQ"J^1S[E0-EAA5`9I$Q-O8.$5HBLX#=-0B\
M6`1A[/X/T_K/\[V?<.DHN^MCYX_'E;(B_=VS+0U25NANGDK9<SW?QM7Y.4C6
M\?C*L5'Y$UG8>&ET=`?>')%%6T!C>C2B5H;(M(%E>M"=.4L)ET'(Q.5+B!?N
M:L&/]Q-C_U2U&@F"R2^4BKVVS)*17R@O$Y4;^6P/^US@ZLO(2-\[73DR$A]B
MBBXL,O;V#D*)*>#?:&H<B+3D$R."0V92"YYK>.K3P#_\JYG'3Q/%D7U2UJ6Y
M'ZYIA-3*,6!K.BG:8=4FL[":2BM<JNO3(.(\=G3T$%$<V2<)HSXVA`LCAS,Q
M:[07?!)`9J'K;>U=0"R"!@%'L^+M.:=T=&.L"K<X'`['1OM%C/ED)@=F-!?M
M?1@L*%6NOR*0I(DM@1^]P?,@3"_^N+6_$[ZZ?D"O]UJG+%^L^WVMGW+X"DX.
M>_(S7;/V:_X:(U]BU+BKY9FFZOOY;@`T)Q>+@/NLLP&`RR4Y:K_B<Z#`5NHH
M0;X"NKY!K6SCBS-]!#I<M3V'`>J94<]RNTP3UHK*._,S;7\S!*@)B26<:<^O
MXP.@.44_SLQG>0Z`+8]PS7B_C\T@8:W4J>G,4J>@Z%4;2NTG?0\;LW)=K\X,
M;;Q?_S=<U,J&?\\FA@FH50V:GVDC7=VO@`781!3`@$Z+.I@@FYWI"!Q%$6<I
MQ`.7*#+&;FYF!SAOL(_G+H=LUC/SV;U6!T?B1$RM_N>'G/;&"*V]4=:?M19M
ME/Z3#(MN2"`<5=15/V0&!=%;%((:/>MB(9*8&IIUQH*R[5%:6[7V\Z$;IO^T
M-7M\**K;L'144*UGG8@%DEODM(^LT:'@KBAJZJA6DS9`P)U[33*=CUZ-S(.N
M<,.R467->GX%>R'!GW"\=2$Y.('::#^/,3M`K9'_NHGM&+,R3.;F4F0"G_JW
M#*YK'-NNCV>7=NC3N\E*(M86N1>SF4N]?-O[8KO$67]K+]W8]BIV`VV,7*I!
M@7\3!\Y764F\<)S58L4JT5E*.?TXQ`]$\-W'=!<E*^E_VB$QKJ76`3'DU7'Y
M!*H0=_]NO%]K)([6D]:<\<1LBK[JR\O>_KX&;=62BC1U[VK/NB.73\S9SW^M
M/7"YY)8I-RFHE!]B[/6"X29]13A/]CL%<1M8A-/0&K62^0Q%Y$K@,Q0B*J_/
M4$1ZRSY#K3"10`WB[C*,FJ/UM,CJ?AM/T1RNX#+P(ZU:AHFA&B,Q'D-1/YFI
M((>A\/1YHO/&NF0(S5+W^ZSP$L"BD:>C_8H^;B.+<!O:(U<ROZ&(7`G\AD)$
MY?4;BDAOV6^H%0,7J4+\:Z,;(_4DOV'ZK'>7:!97B37H9LD%?&V"O^#PYH$,
M\\:.7*=Z(/NO)0[_8@_(DJ(32M1S/=L*\-!PI]&3&P3)HT<SQ-%S+#221X\J
ME)[#$9.C]!!R-)'L.AS1R"/'%$).;H`E5WJ$PG/80<^CQQ@U(,UEZ6E(F"O`
MH^L-2',%>D9BC&&NYW^<'NU<JZ->[UQO%9]R5^^IRT4ZX*DT"5DR>-#$>]G@
M0Q/7I8,/Z[@N'S5)$K*$<)5P3LL(5PGGLY1P%7!.RPE7">>TI'`5<4[+R@&:
M,B&+=^ZC.\/^;//UMW;T0.,N'%<9PL<,?64&%T!L!1LV;9W8"EJKG4[LL5C0
M'WZ(;<_]'SS[/?!F1)8RE_9MKNN["%W:6_P=>>G?DU'<8)94`-S:WSFT.U1W
M-]3"2)4%C\(NJ(<:=/89D**^JMI>GX-.`L)%5[31@9M.^!+9/@:%G?W%2H,4
M&!357(^DP(`^Z1H[GAU%[MQU6''8Q>Q?JZ2ZZWT0[E_\2G[FK69X=N5OPJ8<
M5Y(2@'"E6$:(BA*:]B\/'BQ016>X^[<9]PJH+JF;=+`4YF;J!WJ:#P6<PG20
M_0O+Y`#GXM%V/?O.P^F3,ZOC9E#RW,]S+IJCF^5!J$)96[,5D)0R''3XY,#T
M'*33,V]Z#@RG?)^!6:334HTZ#DI1#\Z]K)NNSQ86I1KHP*(DM(RDY\!P6I0&
M9I$&N2@5[!<MO5S`NRNSA46I]6J!GH,TV$6IH<J(@5DD^1>E[1G7]G#K'0[=
M1SLFWQ&<O'!F[-_3+H#,]E$H"GFSFHB^@U"4IC!1J^9M2`("'TW0+&'S;WGF
MA6U`)E5/XSLR\0*)'Y<\Z!(V;_JHS(/^:T5&F3^1IUQ$O^/9/8[X'=F<Z;I6
M+D^M-%&-S["]S4<G\1"_W>@D+&(V&)V$@M.68@"VA?\V0DH8"E-#QN4\!7DG
M"&N(9.<HG81E0&M(0V<E_3<M`UE""J,,X_()O').$)80R4X].@G+@):0ADXV
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MS7F]B98QYNPI=_M/N<9D#I$;X[3S<C+L-7:">Y\]A5%0?^]D[-U/*)IBV=`1
MNS``FKP6'9!30=%J`%+P4@D`<UB&!P9B45AL[[*=H:$#BW:#:-98M$%.8=%N
M1$1AT18+,"S:'#*KU$$;0\%I68`FKT4;Y!06[49$%!9ML0#+OVAOKA;(*!6]
M78!#!TQ5WZUX.C84+W($K&ZRS8%/HG#+DSC=?+>-/G=SV?*$3C-/@HDN"+R-
M]_I0B*9&@%61;`J=,"KB`CEMH]\UHR(F4"&8Z(+`P%YW#]'$"+`I<LV@$R9%
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M<?I<'DTXIWO[I8(A^5)7V`>6W5/<%G6%-^^-1R=CE[DVEEV[]R4,B"C$3U\\
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M`#(+NU)/I2"ST!\Q5,YD[HK)!]>^<SU.\;XSTZQHBS/#"Z2Z3@Q(K;9(-C*A
M0MG6]W:]<E!=Q_Q-)92KHE.%O4O3Y*"Y#A,F>\>X)\Z(F"B:=4`VXC0=8?;F
MZ8^(.L9"CB"TZ63O7*[\Z.)HKG-J-C$LV>93E%&A3?=400::Z[B_VEX2O`3S
M*3)&FC&1C^9:6Y#IA,-\R-<=C&<1C?]_M./T4L8O(5[:3RS#X<*?O;4]+_H\
M/WZ'8WTS98ZG>Z=-7`AK8Z8%QL`R#-/HQTP+5,X<3RRSN9DFT6V10GID)D4#
M"R2X:.%1)_IQK6J1[@+)&>W?:W(RV:E<W087SK]7;HB%VK#I:&]9K#"\.*J+
M$OI48HXL^<@N$I&IN1?`.)7J\C;I=^S-;H/T2T\\18=XB">O?L>H:GZ21=9H
M7SNZ.,<"L30FFMK4)#\$MO\Y=.]=G^5I1!H'.1P=7["?#<>3KB+1,77CN-,D
ME++"^QDFT^-BG4_9OL':.9DG<L$QQT+3][("R@\NCN1:Z4Q3V:93>$F)5N`<
MM$!R#0Y88]EF4QB.5*53@7H9?1,>TWGF60NT0KD>?0OD%N7\%NQ!6J"XR/W0
MQF)HWDOZX;$@645;O+TQ>1-85$0R48NP%$Q@`:^ML:G7('#?6KQ91:Z/::87
MD8KUF>J5?S&?NYY+?LQCEU.PS2PD0?@$RMU\)/$$"F2&&_%'@LU)91SG(ZRQ
M5BIP?V!L<137RF0Q2AT&-3F?PN3G?6=#!IKK\&!DZ++-IS"1B\J=;#37X8'.
M3Z@>;/\>?PI\-S5;;[!-KP5YAY=!Y,;1NV!!G^!P<%M&T^?&J.3HXH@N4-_I
M:"_K4@JB"VM2M>ES>:]#]95HX2"67=.>BW29P0417'@^-#Z0'-(BO86E+=KH
MB"17H#?K)U]OXK"?YS</01C?XG#Q#M_Q2`0UC='QF.71@4506A2:&H^/AS`;
M);0H&]14K9J4EJ][?._ZMN_(4A%^@)I&I]5&17C+<Q95$=[VM-JH"&]YSL(J
MPMN>5RL5X063SMKA#X%_SV])-??N0C\V$B]JZFA*LZ06V:IQL]34`&X\T9LD
MM2B';2]*+9J:6OJL5F?R.@KX/@@/W%_,.6<N?RS.9-5`LCF:WZZB.%C\9:AG
MGX+'1',^VO\*PMNG)2VUIMQ*SVBR"2%L.G_<W-*:@U7X1+[Q6_"(0W]1.G7X
M8!B[$;Z<%F%OAK1:V=CMT5T]YM\,6:UI(.W:ES;Z_!*F_4Y8K\^DAQ]Y`_L.
M9N\4:.7%,B134:=\M'+;T_2M9T=TE\J(8IUED_:L[B.]IR%)$,O076Z7=3@=
MH`(8!5AFFJ;RV`@?R94]/"!?TFIM9MNCNV(?_"8IJ^/PM4=VM1[@31)6`\^3
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M[1AFS7EL.XFY,PZI@L;8W.\2N'U^C7&+##`9>+]9%)=Q"P_1Q]/]5H/'QDU[
M3^.($]3[QF]OA'J#%R;1C9YU6.0W>&%6<.F)WX:V'\UQ**"8Q]#,7:M]="Q>
M!!4V-1AK>K,4%?4K4`VM-$'T?QNB:`UQ]"F(<41^,L/$HJ4_6#?0C>@=15X0
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MC2B&AA2J1XP::I/.Y1).0L#=`2F]6W^8I30!Z51JO[FS^('^0OWQ)V)!PAD.
MSQS"`'L9X=?*^J^JDU`<['G1TJ8APE]>J,GKI3V;I:\SU(=KTA]Q&+N.[:T5
MAH@D$=:?LM^=9:?)J$GFNJ$\^0V=0!"2)WBV\W7_L_6$G_^*/?NU$A%IF27#
MOGQ'YQ]2R2,2%:PB(B[1/Q@#XMDANM(IID],1WE&+'OC&W;O'U*K?=`D'1XA
M:U(<3+VT4@,(`(@*!V&Q_\L+G9%/]:E5:$J-P!GI1F#51$_Z51Q6T$CECDSO
M/B2V>[:>\?_I./.YXQQ6UG3F8_W'=$5T?;IVO5;.II38]0P\/"?O38_23UPA
M8F=6#C7_.8"DH]'!N$K7FG\_[B[KE.KR(_U08@!U;X20/J3\$)HZ0:J5)S)<
M9E(%LT.\$`0\;Y032+4IFDP,KC2*U,9O#VZ,#^OB<^IJ:.1UQ@L-R29(P6P7
ME(.3L*50@/#6T$%]0G0PUVP+IIW/JG>:^%9"D#W,T#4T4DVA5(E=XKBJU=OM
M-@ZT*O-\0S/1U`2M*JM5FH5,8RJW5N4L5;OJ8IV;)10&E&2DHO%D!#I23D=&
M4V1.++E5)'?A.;C]JZ(Y28A0FI!&:8D4%/$1J)Z"*-8,I$_S]B;/X>UT*.:(
MA$@N#H)X;Z)1Q15>CGA1I1WJKCG3C'/K*,VW04P<9G;>`:[`>&(A=9(7DP5?
M(/.PB:DAU5([[`R4U/;R[L$%/8BS?8>>R86*$^*9&Q/MHH=LX#%TUF-X23:&
MTVFU?70MGM8^,0-/H3[/3:1/)H)<A><,;L=#6%.J)R[":8X#4GP<%ZQJU9-M
MCI!8.W&%)XW/@:TLC.FT#HKC+%C=>953">CT\@YTZD\UU41)YCH>39&::YUY
M,;=9D2P:30I37X*EA0(IQ,B7)6RBC]!X5,WGY\29'9/_BF4E;5_+EU3'J)0Z
M[:]+*8I7/DNY2XEP@E4889J'=V?[7VDFWUW:H1RER8AVB`DM,TRS$H/YW'5H
M4B)-QINY(7;B('U%GNF&BKWN8TXS!Y.\](BE"D9X_W&!KT2KNRBVV:FT]\2H
MBNP%&0B'BVB=%TGV,?1.'\6.:%Y71),(,;URC))J)VF%%+=DVT,S+T.69!?3
MQ%_;27[[S8T?E"6AF[UX"!@1?A`K(?88K61J<29SDR4_IE^AJ9DNT>3D6Z[_
M&'B/F&9RDC$>[!TL0S?Z2I&DJ7@$&9?=2OQTKERP/,?C&8V$Y2OG(<4G6,44
M$ZKFB#I=#RG.:39F^N*EZSO>BGY)N5_9M$<+QM$_$"5QPQ:TYDD4!4[2VIX^
M8TE<3>?I;&$S;J\Y2G]*_"HR2WNY#(/O[H+\@##E!WUTKBH+U_-8*B?Y_0^Z
M?FZNWT$TOW5))_M(OGVNO%O1OK#[TV/IG=1TI>P@:.X/,ST?[XYB'AL$L<_9
M([?W>QU\YNA<VZ-\.Y4]PN57VRZ9F`.IP30QDTHL5ERB8V[(;F+)9@DS561?
M#]:6(K$JBGT\M$&M0JYJ298L?)2'D!DL;C\M)#.X<\FI)7,R.4^^GUA6SZ8#
M6$N):,5L*D"U$JJ`9'T3RB,%8^@X_N%3E\ZA.R^`LAZ4+!@N>M;-Y$4EH?]=
MS[K@M.J9W]^;$^[&"9.#"H`'X`%X`!Z`9W@Y<.V1+S(#8GTH:!RL-]PM/3+/
MC>>Y$.F;!\6'-2UAAP*/[FS%#E'PH^VMV)D&#99N8ZTYF&8J(KGRJJDRW$F]
M*EQCC%0]+S.W\2+<H7)"FR#+!$Y(P`E#1Z8Y!DZTSXFQEE?S!&QHB`T34`8)
MN'`&3&B?"9,)FNAMJD.[_0'VG/2<<HUBSWV=*$134$[QW*%\0^[RC;%&MA;U
M,CQ;*O@$H6F-8IU6NM?,"P:I&9S43,B6;5JM,0](S="E9J0B==Q@>2$(30^$
MAK:Q4*OUK0&A&;K0Y&W=05Y`7IZM3-,1TJUJ_9Y$\53""NF\5A#E.JN4+"7L
M@@HT50K:)*W%O8%/K@[E:C=!;*02FU/:V8+8#%YL3NG7"F(S>+$YH8,I2,W@
MI89#&TR0FL%)3;T``@C,X`3FE)Z:XEC:0-)")D7A0,1@<CXY&C&`-'2YR.\2
MK0`U0`U02T9^EV@%J`%J@%H*\MN\SJYR\5M.QW-ETU]"B8/7(%$RD-\E6@%J
M@!J@EHS\+M$*4`/4`+44Y$M5+=942P=)V,+_N(`]5JJ;9?L%K36M=O$,0%OZ
ML2.MWK79`.W1QU8[&P9@2S_6!&L`(MLM8'6DJXV[!Q(%3J$AP?/'5T\RZ6E5
MC8%,$RKW0&:J4&PB:PHR`S)3S<Y8>K7KF4%FABXS&AK5S-8$F1F:S!A67KM0
MD!B0F&=6)K>3(T@,2,PSB3'0>"J',R/5659N?X*\4$/2GR#G5L<*R@(U-U+5
MW)C(J&E?H5!K<$)C(:UFXSH0FL$)C8DT`X0&A*9:Y7GM$`,(S>"$QE3!HP&1
MJ69GP`D&D:DH,A::3F5IP+039W@5VX3*[>ME-H\D&>.5'X0+LJ>/W06.%!]_
M4\)@8?LH>0,I$0[=^4_*P@[O79_>\1KOW?-Z9L_^M8K(T_S`Q^OWXQ#'S@-]
MCS[\(-%+Z<EBX)U,VCI.I:H_;F2(YFC8RXBP=_U758H5!WOT%F&'2,\O+]3D
M=2I-]'6%&-/!0-(S"103F'OYCLX_I-G22OP0K"+;GT7_J!MI/<W:M7PK>1RN
MG-@-_.8FWT\LKW'DTFBG2U0SQ.1?.(KM&`.L=45TL<"A`Z@*0A60K&]"5P1+
MP+$>CG_XF\)[@+(>E.R03/2LQ9XGEN]8_@X[>'&'0\70D*+G]R_FP]G#NU.N
M)]3M$"8'%0`/P`/P`#P`CWQU5U#J?]2=R:G"6H=SC8.WVDI1])]S+W%YQE2Z
MO+<PRE[MQN&D?F^,#".OWJ0ZA54GWF7T##3)+>$']/+1L\:`WHGH:6AL`'BG
MBAX@=R)R>97T`%P.<.-1D]9.RMQU>8ODN;K2DI=RB"%OJB/+%%#L(T5D&AB=
MN?I\.D9C$1<2`Z>EX[2&)B,!]Y4#IR7C](BH-!CO`3!:,]&HYGVEP.@N,%K`
M!?#`8\EX/!Z9R!P+:.+19N2_=.)U2S>TMRNV3>7BBTN\UZ9H,A%R'2GWX@Q@
M=2W"#%U#(U5(U2BP6C)6:Q8RC7K-@8#5G6#U:(K,B06<[C^GZ5X1='H(G!9R
MV3<P62XF3TP-J5:]SEHG<J9_MW%#KB7``_``/`!/ZX3)007`TR5X)+I`I#@-
M2L3-RR`%``_``_``/*T3)@<5`$^7X)$JN[NI@COA@-<,W25!\W&U")O$BL$%
M#J17O,VJYX#4NX@2P``P`(RA@:$A<R36B$H4#X%:L?XGKM*Z[WHI))"@W`T^
MC[5J5YH#G[O)9U,#?>X_GXDCDMOM!/C<#SY;-2^(`BYW@<MZ"Y5#P.2F3;:.
M)FTP6JH(=6[E6,MW9T)6:[W*$S0VH1IA`(RVD*I!+=D`&%U_,PF,[@2CZ^\F
M@=&=8'3=[22PN1-LKKG-`"YW@LN:B?1)*V:[J6L2LQ.@M_NY\Z<,L7+=G<B)
MUML'NK>EVUS")X5!&RG+,'AT9UAQ_3G]*KWP3B'_)`>I>)8T5%%L?T;^_Z2$
MV&-GK=O-\MT3^XKB>'9$OA<IP5S9OWI&9[^G=]"<*Y2(F3N?XQ"SG^/X&\;T
MKD&LK'PRYHQ0Y/J.NR0XW=D>&X/^FGXAQ`X5W!DA]A%',3WF5=R(?60O@A5Y
M109?VB&[:LYY(##BLV`^I]^P8^7!?J3CT<'LK]@_%\@PGG(TQ,LN=^(\#-'=
M:,XNR&)C:W`C)J/UCR/*V1P0_<3U^H!-^^;&#T37ME860!8$,EFX`&1N(._Y
M!@!H/4`OR))IWQ]T>T1CL7>PPV^-9F\\OX#HF<>8,T&H%8%2&H`'X`%X)(&G
MU2R`LBL/>_;5.JI!-K>VXX2K=<=8J*H'E0!X`!Z`IP/P-'`EJ:'^6&>=>1OX
M41RN'!I-SX%B?2ASX,JS8QNE4A!7NF/LV$@E+D;3U'(WHQT;HO"4B<M$JD`V
M6%88R!CGW1@"G&B*$R-DZ'F=\X$337%B:H)&R,`'34<FOZM<3X"L.QO<:QRY
M]&?T`#S$Y%\XBNTX+Q+/5:($*T(=&1JC:<5J9*ZD#P3F*3)'U9K)`\K54=:1
M.JIVN0Z@7!UEJV+>,F!\DEFN>K>9#.OYZ8U0*H81%@L<.K"8[TO-%%D5JT=`
M.4^`64,3`VR@^-5\K(//)!KE4<6Z0L#XI(UZ"YNL!N^=.7'U!LG0D&75:VX'
M^E=FQP(V3C3&]7I6`L*`</L($VO<O%\O?--]\DG]BBS3.6B42JAN7E($E3L)
ME#U!%$\%-#ZJQ4X0&+D%IN9UMR`P0Q,84T`[3!`8$!@0&!"8=.<NH+%RCT)I
MK$,CB'=WQ=M`IEXM_@<V<>A"HUO(T/(R,$%H0&CV*=8TI%7,C0*A&;K0Z$A7
MP="`S%3:XIG(',FQS9,SL@X'+G*1WR5:`6J`&J"6C/PNT=I)J+M39K;IH\*:
MJ-!NLB%."MY7FYZQ55JJR,>+CHL20`U0`]1RT`I0`]3=V[Z7;&$C/[Q\:G3&
MR#"@X@Q@[@7,D&$-"'<=85U#VK3Q)@C=V:)#)Y@CSQ\C51N#>@+*/4`9EAE`
MN.L(6T@=-5ZV"AU@NBTTVAA-)BKH)L#<!YAAD0&$NXZP-D*ZU;U.;M#[1;QD
MZ-5R:T'[`&,9,88U!!#N.L*3QF-R\IYN0]N73A=@5#,64+`#\@+R`O("\@+R
M`O("\@+R(G<`#3J^=%NZ+1T9%O1A`*$!H0&A&<`Z"O("\@+RTD=Y,75D3>7H
M72=G+!W.5^0BOTNT`M0`-4`M&?E=HK634'>GBHR%X11WW>X%&KO(0WZ7:`6H
M`6J`6C+RNT1K)Z&6<[L.C5VRSS<U--(;;R,P.)@-%8U5N`!6-,PC9(`P"T=Y
M:D*QA7"#81"[W#C,W=F80WN7(\_7332M>",HZ.=)Y9[F!!9TX=*,U(JWV0#*
M)[0@F39^&_;@,-9U9!F-&PSH\])MJ3'&R)A"0U#ARCE%8PULH/C5?*Q7NWL<
M4#XA"*(UWDYL<!@3@Z'KW:LEAVXOXC>&:#2&QI^B41YKX!1!-Q)`&!`NM,9Z
MXY9"WG-O:/G2Z5*,BG%]J-T9NL`8U7;;(#!#%QA3CAN]06!`8$!@>BDP5C5W
M7-I2TA-#:>MYZ.?6,A;7#B9]?!?E/B7]H!S-@M6=E^Z,?I!`XLO2JJD6&H_K
M.6,B6`IB([78C,=H5/%N&)":P4N-IB&M8M(42,W@I49'NEHMWQB$9O!",QE7
MOKQ,'$=W7/I7L4VHW+Y>9@\^DC%>^4&XL#TE=A<X4GS\30F#A>VCY`VD1#AT
MYS\I"SN\=WWJG,=[#OJ9/?O7*B)/\P,?K]^/0QP[#_0]^O"#1"]E(6N/&`;9
MR02M-X&J^N-&<HBH>?8R(DQ=_U653L7!GA<M;8?(S"\OU.1U*D/T=85-'+_S
M%$%;XY?O*$AAI+B^$C\$J\CV9]$_ZL8Z3C.$#@$$AXU,G<H&X;#_RPN=T?J'
MO[3=F;(,7=]QET3P[FS/]IV\;%#.0/03UVOLT&_/B'@]XBA>$$J(TL8/1-<4
MV_.";P"R0)!M'T#F![)GQP1C`)03H!=DR;3OL1(^EU[16,B:T_@..WAQAT/%
MT)!"MD9Y>R,^_#^\]^`:YF^',#FH`'@`'H!G&/!TI>SM:MU8CFR!;<<)5V2W
M4[G'''`<X`%X`!Z`IZNK3>X6)MW3&32L6B_[NT37LW7\_\<ZB*YWH6N"B\'-
M._/8Q)7W'I?'>%U'DTG>$6AU$JO,O.OP:292U;P\+8`O%SYD62J@=RIZ8\#N
M9.Q&1/0:4]RN[++J]PJ3V\TAJYUIU.L5UU</D"C$M&8!8%^A,9`V`:$YO'[K
M%2\\&@PR%K$T><NS!(M*8RTH:_>LDIS78V2,ZS62[*T:D/V1!M`<>EB]E@:`
MRI!0(6HTTNOUJFI]B])<OR2Y>:DC3:O7VJVW4HY&(T`&K"*@4L^^6!6;64BX
M\6BU;P]/_LI>S2ZHFTJUG6]W,D^!R5OR=`$-+8#)DC&YVAH+/`8>`X]EY+$A
MH"%>-T,*51O$@$`*(6]DHHDAH,,16![)&&V.T$A$=T5@M&R,1N.*N17`YR[R
M64/FJ-JA/_"YBWPVITB;M!#(D36\V,-8,51%`#P`#\#38WBZDGJ]*7!EU:WD
M%TJ(DSJD%7T7:EU!-P`>@`?@Z0H\LFYC2M:W=HNGFH;&4*,!T$`"&:`B2(U4
M-*K8*[RO6Y6^5XD::%SQ_KBA*`$@`T834*F+R@BI4\E7$B@-Y</J*;(JGI4.
M10D`&3":@$I=5,9H.I*\RP#4A9;T"J#T$6`!<PBH<$=%RVW)+\$2`?6@/4\E
MA`HCX#'P&'@,/`8>`X\'R6,YXPA0#"J%/.H6TE5H)P&,!D;WA-'@10"/@<?=
MY[%NHHD^[J"["$6@DN7#`SP`#\`#\+1!6%<RJUDX0G'7I:!0]`FZ`/``/`!/
M5^"1==O2RZ)/PT2CD=A;,;H*C6ZA\032JP]F0Q7<.3I@9'+O$QTN+OH8Z5JU
M0XN^;E#Z7OJICY"NBZW-ZBPT*AIKU2+!0X$&+@@]OMC"!:%'U(GX(8(M#52!
MRL+K$9H:8AV(SD)C(&L,T!QZ&!2S`"JEU4A'U@0N".T'+XDW"1;QL#<YAF44
MK"*@4M.^C`0'0&4^!8&"T$H2(^HZ,K@@M/],A@M"!\!D2`(''@./N\_CX5P0
MNB99/[>6L;A2T?3Q<DEJ2M1!89@%JSLO1?.'IF6T+&%3%:EFM6,3[HP!3C=!
MV%A#$[->Y1%PNA.<KG]Q*#"Z$XRN?W,H,+H3C!Z;2%5;L=T[+N6KV"8D;5\O
MLP';Y(&O_"!<V)X2NPL<*3[^IH3!PO91\@92(ARZ\Y^4A1W>NSYU#^/$1<Q.
MX%^K*';G3QEBS^P9??.UX@<^7K\?ASAV'NA[=,1T)I3*I=04[F(M-:VW#YA\
MZGG!-WI_'F-^I"S#X-&=8<7UY_2K-`->(?_$(9/7F3+#=W'FKCWRRTBY>V*U
M5XKCV5&DV)$2S)5WV,&+.QPJAH847=5TQ?9G]`_M7*$#VPNR,XDC,H[CK<AX
MA%AVE1^%(V>L<_EA/2X"#.*3Z5UO3U7UQXU-(4;(LY<14??U7U4I5ASL>='2
M=@BZO[Q0D]>I=:&O*^PX^1T_"-JTOWQ'00JIT"GQ0["*B$A&_V@GF.(00'#8
MR-2I;!`.^[^\T!FMGU9,,8F2.F3PT';BJ#D,^@GIEQ`O@ID[)UJ16,Q5',5$
MNI*+21WZI!F1ND=BRQ:$2H"[)MP!P5$BO+N3.GJ;L[9"Z?1`4AH`'AG@D2Y#
M,'GC&Z;0T'&]U&UZYLH#IT$1`)[.V(E<YR)UP:S)C_4J4DH5S*_C8C^6-SZE
M0%[[D3_N;N*/!!AYC*3N#74L9GADK-SZV,9G(R<_\L*UG-A@&$@;Y]4!`"N:
M8H4^0>-)GF<AFA7#J2FO)4^"U:".,M>[:K<6V0.!6+/0R*IWPQC`7/S\*=(F
M]5H'M&'_NE/^W%.QT<$`"H?81*-QO38$`',)F%5DUBQSE]$#;*YDMZ=R`9HG
MWL.K5^L(&)?`6*_7_4A.YZ[5$M/F)47VLI?&**Z7BLR?FR`O<LN+B%IF$)@>
M"XR(^W0ZLSMHM_JN"U)?-LE>`G$O70\@I.J#JY$<@,#4+1=I5&(,-*K8P!RD
M9O!28TV0-;4DD1I9MZB0N`1Y70!/!]/>A$3C]W-A\Z(?P%:0>H!'+J,`%T:5
MYVF]1!^))+VF3YX>VJ!I?VZMX(2(98B5D>'D9,IM"72XZ>J@!FC('/?&)O"%
M1D5&S4Q1"7P!61(6Y>8U6(?#*F"A26YQR8"A,9$VKA9XE,YU@/LW?CHA_V,H
M$C[JS>:I2[#('!Z`FQ2J'81!;V[@,?`8>"P-CX>8`-:NH)9.[6I-5DMG6M1+
M>H4^OIWHXVNJR!"33P.<EHO3QAAI9KTK0"3OV+RA"_K>0M_;?G0-A;ZWW"&]
MAEZKI_5:)7IHQTJTNHOPOU?DT=X3^=;<7GDQ^?Y+[1_0BW4@$=&N)$Y!L]&.
M<!K@:7'Y2-?1L0[=-*N,5+-W8%[A$W1P+-Q)\^IIBLS<"^B@@>-/G)(%:XF3
M8"VH(T#0>D8TQ#K2*P8H95#,[B3J]51LJE46@V)61]A`QA0:WIV>(]=3L:AV
MS`V*UP&$^YZCUKR<R)X!TQC%T(H-Y`4Z:Y6TA]!9:X"=M?1J'82A1Y*4:3U-
MTCI&VDC(U>P]<AWA-`H.ZX00)F>``GH`@=1++?70Y*8\3^M=*2&1I/-HZ3*V
MZL6@6[?GTAS1RBWT-4]:)9)ZKK",D6&)M0<#.@J5F]5BFT]T%941&EMB^SG(
MZ='WL"U'O7.MO@JX6%1D=MRA_42U&&-ORM:!Q_WG\1!/T-H5U/ZT)M"J;?FA
M8+V3!>N:B2:C7A>L9R=`R[_=^5.&6`Y5[/+1^E+[A_(;]G%H>]X34FS%"VQ?
M<2-:WTP#6"$KS%T7EA(CCWUE&;J^XRX)T4%(/HPQK4NEOUG:Y+^S%58,59G9
M3Q']?!&$^%Q^'#I`88>DZJ/MV_>8EG(KJX@0$+K15R6T8U:V;%-!"6-:1._&
M$1$0WXT#6M%,WXD?L.(0H7-CY=\K0DC\E'0<P`K98"]M_RF!8:)KXY^B1%B7
M01C/B>\4G"L?R.NT+MH.L9($8.<ND6$R:+3$+!9%R7(#@@4MG8YM?V:',RJI
MU-;%\Y7'?FK/B.<38>^)DHUGY\KM`WY*/HDB`@]YY`,QP#C<G1L9VE?F]F,0
M$B.5_I91&:VG07PI9^79E(+U?.<$.?(6FTCF;:*1P3?;=]@7UJ!X040`[8)"
M=4A<;QD3*-Q4"MGZ0F0T#!Z)`!&^4?ZD#/,3D=N79\*Q9T7'"I$L=K3;:68-
ML>\*=%EIN27(%V)C7WW!(54\,KOFYM]/.&]V%SZ`LR:<6[<!H*P'Y;O4Y0(<
M:[:E"GS;<<)5I:`8('D`R:J110G[3T'G'!D(DX,*@`?@`7@`'H!'Z`'GVML8
M_3BL#ET-M(0R+61,\E+MH#M74ZPP5#31VFS/!:S8-&'2D6:!5LC`BKQ<'>!"
M4UR8HM$T[Z)$X$13G-#4"5)S4\"E[^)8L4("NC:6S4TZMIH98Z1/Z]WK5XOV
MP>",1E:U3@0`\PD6T$+J%!J1BH;9-.H5V@'&)4190Y91+><38#[!,$^(SY3;
M!$).1ZE2+35TT*TI)-88F153[4$93\"9V#PK;R\),'."V51A:1$-,[3_%>XC
MF<BJV-\-8#[A]('@/#6[YR/5S=79\XE`$"P+F;`G$:]O2*U8[0<HG[!XH)$!
M@4_A)@,@%@\Q;)E$8SQ2T7C2^$4Z(J-$<+-$VPU,&J-8,Y"6>[G?B8U-:K$4
MA$9NH1'0"`?DI<?R4M'1`X$9NL"`@0%YJ4+Q!#P8$)B*;J\^K7=ED#279)4*
M9;?;TJ\+DM['.XY&Z@2-)O5N#X2KL08G-N-IY51)D)K!2\U(1899K?T^2,W@
MI<:<"FE>"B+37Y$Q1L@<5SO7`JD9O-2,)Q92)[(8FZ::)V](E:M%*$^RH!DF
M-,,4/G5HA@G-,#L$)S3#A&:8<N$(S3"A&6;E!#.XD!NZSP$\$A`F!Q4`#\#3
M&WCZU_FR/'J5>DT51AHKMLA*4A)59*IY"2#52:S;AZQ+\!DJ,L8`WZGPZ0:R
MK+Q0-,!WZF7/@%P><II%!(];A]+AP:=-T632F-WK;\M$N3U`?:2AJ5:O5UQ?
MO6/-0&;-OAI]A4:WT&A<KQ"TK]"8%1/#AH*+KB)-!9$YN,70-312ZY6OM[D'
M/WUYK=UJ3V[&THYY>L6:XZ$(O39"JEJOFU)?H=$G2!O7ZQC25VCJ=9/K*RJ:
MB?+ORALN-(9&NW6)528Y3I!/:M$F-_.L*3&$]1K.]E:NT42KUWZ\K\B8:&R"
MS!QZV!@\T8.K)QJ-P-LZ]+#1%)FY=]])L'9*U-R+)S-E[U\@J%F!B2R]7CFN
MO(F4P.@M>17[YP*3N\AD$<VP@,F2,5E``RO@L60\UJOMIX#)760R\;VJM@+O
M4/W%7EUSPUVAVI7.IFK<Q?5;,0VD6_6,4&W.`*L;8;6!1A5;C`.G.\GIB8YT
M34AO$^"T7)RV="&]2(#-DK%90\982"\]X+1<G)Z8&E*M5E@-W80JDG7[@,FG
MGA=\(^@K#+!(68;!HSO#BNO3KBXV+813`MKE!BOV/?U>,&<OO,#VE640QN0)
M;J#8$?U@OU1=5VQ_QFK6SZ6:^7&&#+&/$M-(UZ?%#.F&M^P>N.T@32L-*+0)
M(_:"-O+H>]>C9WTWVB!T6/.N%O3BI]#0*DUDOYJWJS`DH_=::1J`T5#/K*DR
MLY^(HV)'L3);Y94$`*0E(!VI9Q.`E"ND4S7!,PB511!BP)5GTR]`DU\SNC/H
M1M?7;G0<'4/VQO/&SL\V^SD`B$U(/<E9;SM3%R8#DX')P&3:F8S8U)KUH8&Q
M[@!S4G2Q6C,V[4!;G6-+5RE(*W6Q.392B>8[DW*]=XZ-,)T@7<^KEN8RCZJ(
M#9$3FI&7G0)L:(@-W!JC`1.`"9UF`A@D*=@P1:-I7C8;,*(I?5`G2+7:])6:
M[;5TNNM=O[EA+7D2K`8U1$@?Z\C(O8)!,.T#P=E`FE:O)1R@7/S\\:A>:R#`
MN(3%J'B)-&!<'6,3::-ZC5T`Y1+NDX:LBM7Y`/,)!F-"O-3F78RF^VS7B0O7
M;`W:5\&93E#5@AI0T.HX3R;UNF4!QB4P5L%K$KZ>C^HU\`*,2V",)KEWW`#*
M7%`VD57S/@:`N410AN`\-;OGF18%36MZH2`8UA2-30C7"=>_"3A%HC$>@1B+
MAKA>IWY`N$0\%(QQ`VM>O6MY`.,2QEA%XXHMGV3P-XLCH2?GP_)H1MV\L`@H
MP1$L?H(HU@RDZ=6B+N)9"D(CM]!8U2(;(#!#%QA-0*]6$)@>"PRL2"`O52B>
M5(L!@\`,7F#`A0&!J;A1TJ?5;K$3Q=)VCI_VFF'NQ0C.R2[2]8_$"3AUIN^"
M]#?5+[5)6L>FAJ8U@P0B6`IB([78F,@:"^F.#T+37Z'1T*CB)?0@-(,7&G,D
MI+\WB$Q_16:$1I-ZWCP(S>"$QA@A<RSD&AB0FOY*S7AB(74BY%H9.7,)JE55
MY48.ON"0=M%D=SRP7JOTEH<H!\KVA;Z1/)2I>2ZF5.)'P%8]%Y/@`]`2:,64
MG@"T!%HQ91``+8&V6OH"0%OZ^2;86E'0MD<^W'O&C2RX_0MN_RIH^`^W?S5,
MZ+#F#;=_]<M<P.U?</N7S)#"[5]P^U='<(7;O^#V+RFA[/7M7^Q)^U=]Y<4^
M^;`3;OJ!R<!D8#(PF=HD#>.JK_+X5;KCH3#]I=K-%$G2K:HC,[>-6G42J\Z\
MR_`A/;>]#8"7`YZ1>ZL"0)<'76Y-#D"7J[+Y/9,!O#SP+&19('JGHJ=-B?#E
MY9YSA6\X%SSQS'K@ZU73W^F3*3*M>HE$3>\2FL+&1*96KUER7Y&QD#ZME]?7
M5V1T9!B`S,$%1D>J`8;FH-"H2%/K91SV%1I#U]!(K==!M-W`#T]OI/:-/G(S
MFSHCXXI%LT-1!$U%ZKA::>A@H$%U>PSW%9EZ'<3[BHI&EI2:MZ#T%AH3J5J]
M8JB^0F-H%C(%.[`]NL%%;F:.3&15;,XX%#G7D&&!"W8D.E^Q8_!0D*EY&4Q?
M83&0;M2KA^\K,M0#`U4ZJ$I39$[$"DW?[^W@R6!!]3[<JFP%=94UD3FMUQI&
MW@QH8'2&T14W>\#E+G*Y7KM3X'$7>"S@I@'@L6P\%G%A#7!9,B[K$V!R[YE,
M/.Q1Q6!R"^5Q_;FDH5V);:I_J+AFH?2&44-(9^+331.P6DBK^S'2IO66(.!T
M)S@]1:HNY"8,8+1<C-;16`?;/01&3]!4S#TEP&FY.&UIR!@+N5X$."T7IR>F
MAM2*&1F<."-=8K38IOQR'PQ/U9J]]=E3JG0@EAL/_9Q#EE)_X-!J-EKO&1SJ
M.8=<^?[`89QS2)#O#QPC4)86"&NJ`7N64MHWW)T_98B5JRM[EVBM3M;M`R:?
M>E[PC3AQ"N-XI"S#X-&=8<56HM6"#/+$/#;R3=N)W4<W?DJ:()/7](>V[]!G
MA(H3XID;$Z<NBLA#Z&>.'>.9<O?$'#W%\>PH8M_454U7;'_&.O"=2P7(14*V
M&_ATTK:R#,+UB]T9QX%"'I6=V2R@M`4QP0\[WHH`Z,8$AT?;]>P[UZ.XD1_9
M=U$0WJU1(D`&Y+EAYCDXD@N1XY(+EPQ`3_(U9FWV)"_7<JT[Q_`M8EF]FPK`
M6DI$*Y:%`ZJ54`4DZYO09A/[^XGC'_[&[04HZT'9ZU[DR1O/+T?3\VN[3V?J
MLU]VIOLP4`Z4`^7-CW_,1'%[&)?YG4"EK,65%\>#::\'(7%`.5`.E,M,.:P)
M)Q1=/+M7@E.KP3?XWO5]>FQS9WMTW<B!**<#=BV>5NHX?6PD?GVRCXU@H+')
MK>\X+\"&R`@+J5I>G@,PHC&-,#70"`D8H2$SMY8'&-&4:<KM4`IL:(@->E[\
M$[C0E%4RD3YITRPUE]B^R>DZW1-O?B\E6/IK2(X,Y'>)5H`:H`:H)2._2[0"
MU``U0"T%^4U=F<?!97W[8(?W^"R8SZO47\H'.1>)>3E&DXI]-LH^.B\;>RCH
M3M'$J-:N!M`MCZZ.IE:]TD%`]SBZ%C*M>I6(@&X.NF.PNH*PK7>Q%/B992SO
M"(URCY5Y"K"L66O7V`D($2[.\R-+Y6HW+R:"RO($"IX@B@6T'Z_%39`7N>5%
M4P5<2@`2TV>)J7@!%4C,T"7&J'BG-$C,T"5&K^:+@\`,76"J[9%!7H8N+R.U
M7H]F7OQL]1+BW`Z?GW"L.*6.ED#6Y99U=B96KZ=M)9;6;EL$LM*>K$S1V&AP
M?P>RTF%9T=$X-[,89`5D97OZJM6\+`%D93"R4O&<'B1EH)("NWZ0EVH>RPBI
M9H,'7MTY_(=T$+G([Q*M`#5`#5!+1GZ7:`6H`6J`6@KR6SV0.NJ=?J'7F$0<
M+@6`S5=K%$^0.8)<0Y"9*A1/T52#;$.0F4K9ALA2&SQI`)GI@<Q8R#`:/',`
MF>F!S!@CR&H&B:E6.0%IS2`QE?+@QP7MCCN4J7KBP=5Z'OJYM8S+1PPN_5FY
M?MI'QNFB$J2D'Q2J6;"Z\]*X3%[3R:;$ORRM)C(F];QY$0P%H9%::"RDY;8`
M!J$!H3E@:30#A`:$IA*M&AI-Z@6U06@&)S1FS?@DB,S@1$8#)QA$IJ+(6&@Z
MK1?4YL?1G>C!J]@F5&Y?+[/9'<D8K_P@7-B>$KL+'"D^_J:$P<+V4?(&4B(<
MNO.?E(4=WKL^C0/$>[&`,WM&>ZN^5OS`Q^OWXQ#'S@-]CS[\(-'+#%*4RI-)
M6X=Y5/7'#;,(=SU[&1$<UW]5I5AQL$>O57,(FWYYH2:O4[;1UQ5"-/Q2-`0%
MOUZ^HR"%D>+Z2OP0K"+;GT6URS5.LSTM7^@>ARLGYI#^PCDRW#DLKW'D4MEV
MB?Z&F/P+1[$=5PD/`JP'172QP*$#J`I"%9"L;T)7!$O`L1Z.?_BVYP4.T>T9
M0%D/RML@%J_7U<[L..?LZJJ6M_LXG8//?@F70`/E0#E0+J9*I,S#.GO9>>F[
M%>M><7Y!'(=O-!6#?!PJ3HAG;JQX013AZ+40&2B.''+-"6J',#FH`'@`'H`'
MX`%X1/D@4*G:;*7J^JC-.'@I]NE>T!M\[_I^N<34G'O+RR-?Z7+OPB/.:C>2
M)U42R-#SCJZK$UAUWAT&ST03(Z]/,8"7*WFCW'H+`"\'/`V9>EY>&X"7`][(
M`(MWJM*:8.].55D3Z<TMM;WJ8P=;%X`'X`%X`)[6"9.#"H"G2_#(V;/L;:G+
M<[K%T)?$QZQX/<C!YU2YU5MR1,9H-*UVEU3?$;&0FKL!'AXB!C(J7I32=T3T
MBM<.]QR/:A<9#,5](%*"+$O(<B-K^.(:.P$APL6U+]SC>CHG>3\>,>29TTJ@
M=2?M&9B<Z<DEXF9$X+)D7#9&`KH[`I<EX[(%%GL`7!X)N'(2F"P9DP7<[`8\
MEHS'FI@K0:6.%C=YY3I(:.T.%":JVWCG.&=:ZF0!_,WP=XRL<;7@/?"W2_PU
MT6@LX/X0X*\D_-71Q!"UYP/^ML_?NAU9@;L2<Q?V>/WG\4MMBDRU.1,MZ[E>
M#T]G(?<-X`%X`!Z`!^"1@PK)X)$S+9G;5<K@'-=.,$(C5<#E7K`)DHS/8S2V
M1,4Q@,_R\-E$IBXJV@Q\EH?/.IIJ8+?[S^>:MV<`D[O`Y)>&+HK-<,;0.G=I
M^'G<0H;WP&_+;5=PF[K-21AA1NU;GVOS!1C=!&$64C4A=XX"H^5BM(',FEL&
M8'0G&*TA<UJO0`$8W0E&6V)N&`<VR\7FW"Z8P.6><)GV3JS8H8,38XY<C/KS
MJU5T=F_;R]<?`MN//@4QCFY#>X8O_-GG^`&'U]C![B/]>O3.C1POB%8AOB54
MOO$"Y^NO?__;S^L'?`F#)=EV/GTA>[N8_/SRWRMWN2!;QP._4QQ"/GEQC>>_
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MT?(<'B[S.$T13H:=+\85`371-+>G&5?T1*:6E='`HUKW9N5Z]->)Y^'1?[D+
MZJ5@ZH`4-L+,%SB^6EA79"L\/B,FFH$T*Z\>H@G2N>1X<M7YXVB9:EZ<I3Y1
M[2]G1Y7I_2KTW9CLSW;=^/:](([NG@#-JS)\1M;&R)K45<R#9\<\]:1%G[,N
MZ2>SQ9CF'>`+XH&T*RPO->G#8JJ/D#7*R[B$Q32+EH5&TT*T^KJ87CC.:K'R
M[!C/E!E>AMAQ6;@,5E,AJ^E+3473W-XJG-?3*LV@![B,OM0TI.9V4^`+?H/K
MY[&>6L>.:(Y'V(/8]G(0RCGR222X3*"Z&NO+/_>P8#`2UT==)T9"Q-&0W>E9
MR,J]1X$+^$)]\80BWJK-@X-U1LGRR$2C4:485PD-K.Y7;$])^WO8]R[CH2CX
M^Q+[$59B:I^(^_*#=JXI"]?SR(=(^6$Z'6T.@UBD(/LY(29DYWSLM$];G_:I
M2`EQM,1.[#YB[^E<H:>+KN^$V([H'TGH[IL=*<O0)1-TO2=EMJ(DD*$P^:T7
M..EIXURQE;O0]IT'^G?@8_H?^J4WMO\UDN544?C1[-M@L;3])R+/-CUXG=N.
MZ[FQ2_XDBQH.%7H(3Q#S[]-OG"O7V"?\W'"7,HK"]H3I`1\F/YH]/ZU-N(@V
M;&0L^F$\'F\D@`C$V#+V!&(\5C-?V.7\^Q4+,2U<WUVL%N3[_HI0%2;$+>TG
M%KA5;!J%6B[#X#L1AYC\4"$#)\?1T6M)>`PGQQ*<'!>1*-_),C=B1,#1_HYZ
M?17M*.^TE=BBPKU>]\_XQFKAD6GO3_CT_(J%;H7$K-S;/WH=#R-\S"M(Z!8?
M]=QR*0GX*%`;JT1T9>?B8*/3A(]Y?<8[QD=+<JLJ2AO)/I!LH.?$RX1@=%XP
M6D-:[@VALI[I5M%_OE'IS?:<!0\VVW((5^:$*PVDJ946%,'1RFU-1Y62C%__
M_K=,,<=O03#[YGH>^=&5']O^O4L>?A%%.#Y4!G)".<=>//V53\L*O*(0RK,X
M3TZ5T9D]H_+]6O$#'Z_?CT,<.P_T/3I<@O`G6OPQ.E=^^_SYW9]7'SZPXH_/
MM[]?7BM7GVXO/OUV]>;#I7)Q<W-Y>W,T`K4-`YTZE>J$EXA"UB?KD+TX@=8J
M524T.AF1`=TY,9=^3*1KL22/I^'!8*[<IZ+)(HZV0T0ZQ#/RB+64*C83TX(B
M%"6-I2Y6OAL_L1@R)2S"]TD%"_D>)>/*)X).>U4H1)=F*R=.$DYO</CH.H3R
M]?<?[-F6,$+D#_KY:!,:9Z'1Z?ET&TO/1D81I92.A<G7R$^)57C8)_8&8X76
M9BFZQ>*W\U5(B[-V@`OQO1VR]AKQ-DR<B,A$U\8_1<K=*G)]'&VHS@F:RR7.
M1P*N)4DK&7>M2+'H*.V!B*)RO!]+85]P\FSZP8$U:7QD=:9?6?\TKUJQ*CW*
M\Q"G:!)YP'B`;`&]A+8Q8VU2&I5G9JYO_)--Y+G(DZ3"HW6+,]7V6@<M;>4%
MY;G360H+[@P_98TM`7W.$5YGQ*)K"JN71N"W,"`>W%L[#)^HKW>Q"%9IJ497
MF2,;/3T2EK=)*C+99]!OWX6*\HJ^K5R1S8$;LIW+6W81:-15CIUFO$M/@*MA
M;6IVIPCPT>!DRXO6*5*?2<'?%7MB+,DL_V>;CS]X`9--G?MF@.E5RSU9J_NM
M",U9VBY:U#_9;A_/E`NR3MCW6+G&"]OUJ5!_<.=8V3&S+\F^@267EMXS]%NT
M9%/DOME8V!&!L,".:"#&%'9$L"."U;K#!AAV1!U1!-@1P8Y(MJ,ZV2Q`5P[0
M!25`G*0Y_45Y("0"TP=((C!]@"0"T_OD=\C,3MGH`1^MIR@/A$1@^@!)!*8/
MD$1@>I_\#IG9V7)`L&J=]+KUSZ;/CK#YKHMERZ*_WZ]';KW*ZR[48BE5V2OW
MRH#R0T4LK(.MFWH"AC9&1MKF1A;I:%"ZNT4MZ&*_=?&EB73=E$HZ2M->^JP3
M5%`RJ0,5S*K@:#262C9``4$!AZ2`FHY,JZ-K(/BC!^G?:WPEZ[0JJU6S\SH#
MG6@]R"<`VN&N/(,.>X#^@/YT67_:#E7(MRT"M0&UD3R\`$H#2M/!F;<=$@!?
M3>AFOQ<[^RYLX^7+Z,BY,4&.&78O):IKT1Z!@6R`&D081+A_4'>`Q$[B"B(,
M(MQQ7$&$080[CBN(L+0B+#^('1!.`%$V>N1'#,0.Q`[$KIL@RD:/_(B!V('8
M@=AU!$2Q5<U-S_IS>L_HWNVJ$!B0AV@(#,@7&`!<080E([H#)'825Q!A$.&.
MXPHB#"+<<5Q!A*458?E![(!P`HBRT2,_8B!V('8@=MT$439ZY$<,Q`[$#L2N
M(R"V6BAVKNF6Z]>8Y?K6S#L/P^9?'J)A\R_?YA]P!1&6C.@.D-A)7$&$080[
MCBN(,(APQW$%$996A.4'L0/""2#*1H_\B('8@=B!V'431-GHD1\Q$#L0.Q"[
MCH`H7;78><VSL<O%T@N>%N3YBGT?8DS_@G(QKD27;OPK0T!`0V-#[1"X$,X"
MH?VI=$]>"8`%@06!_>FEAO3)J$/HEKY0`(2U=\)JFJ5[]TL`+=A7&8EN2W;U
M<W!F^[QO;]R02KV1`D$;H*`UO?D!(1N@D)$-BVI-9<5-[.X$!*P!`1N--5E!
M`SO6PR,I_;ST/8ZRHB>\**O9DZ@K/UJ%MN]@!7]?NJ$=NX$/)U$2$=W>D90^
MAEV\#"1V$E<XFP+)[2:N;1]23:9="OS#$95$1+<EL\:X2Z>J8&]E)+JU<];S
M+IE;B(KT,"K2QE8+)$Y2"N'T"J2M9]+V<J+"(1;(F7`2S1&<9H&\-2=O5N-;
M!_E.LV2KK'H;A%B9X640N5!1)1/1;>WOIZ-)_S'N`(F=Q!5.L4!RNXEKVZ=8
MW3*[<(HE$=%@;<':=@Q7D%S9)%=^,>V`3$J\R0)YDY1".+\":>N9M+V<&M*:
M-SB_ZH^<0>4RB%N#XJ:>&UU'KV?%6&]7$:$3ATJ(O:02Z\%=PBE6&:+)O\,9
M#L\25J_9>^<1CN]_]LV=Q0_D2?1!NY\P*E\K4>"Y78T9M(C#=`3U8C*0"/K5
M3_UZJ>E=*K.`,Q7)Y0GT*M4K0VW:$0:]`KWJO5Y91M/IN.`/UL`UX77*?ZEG
M4J@B34Y%4QOO:=,!,9=$IO-`'.0",:3H`.A$A\1CD#K1PHY>DFT&Z`+HPIXN
MZ):TQU&@"Z`+C>Z<)U#(*H5.5-U(RB+6PNC6M'-I/1:):EY;GV-OHU2=B7Y"
M%#CYCHFF>I=*P4##NB)9H&&M11'@_!+TJO]Z92#3ZM(1)FB6Y!(%FI7N(I'1
M*<4:O$\(N0$2,D4NHF4+>4#4NVN3;B-2`%K1(0$9I%9`C@#H`NC"9D<.]Z&"
M-H`VI+OHL2EMRLRP_"7($Y#%",F7+5#48B"WH8!6LZ/`'[Z]"`BE_V/?>7B@
MP2LIB6ZK5>"0H.X`B9W$%4081+CCN(((@PAW'%<081#ACN,*(BRM",L/8@>$
M$T"4C1[Y$0.Q`[$#L>LFB++1(S]B('8@=B!V'0&Q?Y?%VF'H0KMM>8EN*S*@
M(4.%9M8RD-A)7-N^?-.T.H0Q5*U)1#3<8`C&MF.XMNXJZ%:7S"U(KXQ$@]V5
M1G+E%],.R*34.RV0.$DI;.8VS\9W1Y)LA4#,FA0SN*(8I*W)9;3Y70A(G*04
M@GV3HK"KV;.LV]">8<6W%U#F58;H818K2X4#6;,T.&23@430L'YJ&$3W9"`1
MM`NT"[0+M`NT"[S#'FM8=QJK2M4C%E:1#@;RAKD^#&LQ`*WHD(`,4BLZ'X('
MC0"-`(T`C0"-`,^I_UHA:;/5]IK$=MY:PTVR,H8;("+<SXBPCBR("$M!(FA8
M/S4,"H=!K4"M.A^5@$4+M&LXVJ4C<]2E96OP&@:)`A(R12ZB98MZ0-R[:Y-N
M(U@`6M$A`1FD5D#M.Z@"J$(_#I]`(T`C.K^1!JV`5('VX>Y4S@#?M@.UYGP;
MQ+:G!/$##A77CVW_WKWSL&)'$8ZAC[:8N*E^;ATU^+-@1?`OC\0/G8P<\T1@
MC$QCTKX8R+8,@GJ!>O%`X*4VUMJ7`DEB$*!4H%1<E,I`I@5J!6H%:L43`0--
MM%'[8@"N8-4@22H$4L^E=.2D"Y/IM\!W`,2!K12#BQ"`2G1+1@:F$BWLZB79
M:X`B@"+L[L15:PJJ`*HP>%4PD:Z"FR2%2E3?2G9W$RP)Y)U*(.A_TX$!2D6+
M-X'T%D39Z)$?,1`[$#L0NVZ"*!L]\B,&8@=B!V+731!EHT=^Q$#L0.Q`[+H)
MHFSTR(\8B!V('8A=-T&4C1[Y$0.QJWT2\RJV[SR\?;W,CI!0\,H/PH7M*;&[
MP)'BXV]*&"QL'R5O("7"H3O_25G8X;WKTTG$>Q,YLV?_6D7D:7[@X_7[<8AC
MYX&^1Q]^<`9+(61EV4+)<N=/I]!Z^X#)IYX7?"/\4QB*RC(,'MT9H<;UY_2K
ML1OX"OG'684AX;FR)"0%,\7V9PHF`Y,OX)DR7\6K$"OV(@AC]W^2W^#O2^Q'
M=(!P\P$=X$C-ZKE`N'AR,4&)8?_+"X<@@L,7)U.:9@.8UH^;7`"'\,->1D0I
MUG]5I5]QL.=%2]LA3/WEA9J\3I64OL[,I>@(\^`YY6'EW@7LL#4Y_9?/[="S
M9U&\R*P)5_0F*.(SET2`2LSF(J-:'*FJ=J)=2AP$M=%X^8ZJ0TCMDA(_!*N(
M6*#H'SE0'&R,T!"QG&1:`'4G:4DI*%M[7!E]:@#)RV2]$SUOL3DHZ>0M]<=]
MO\XZ-X^2^T]LAPHF/N%,>8<=O+@C"[RA(457-3T'CS72/];A?N8A)1:)JH_5
MIV*>*XC<IJ'\H<33K+W'I3N=@\\SIB7EI3YV(IO!E-><]MVFSC]+#BK*2GA#
MA(E=)<K)-]F0?`OMY2\ODO\FBV2Z962[PB=,_;GGZT:GF)WS+++\&:`$AX"9
MCN26?K#MQP3:!('NHD!S,.<=9EV^2%L@TH>`L<3B`C9:F$"+M44RXY(GT)HA
M=NT"&RU0I,<@T@<>-A$+RY%#UI]?K:*S>]M>OOXM"&;?7,^[\&=7F_.\"W:<
M]\Z-'"^(5B&^)72\\0+GZZ]__]O/ZU]^IH>`1[^I.(12\N(:SW]Y\3;Y^Z_W
M_[S\R]#.R$;QC,857_Q*J6KWD)`0<$?_^/3Y]E(9GRN?;W^_O%8N;FXN;V\4
M!MK=^GORG&RNB=YCO'R4TM/IM\%B:?M/RH,]4^*=T^KD&#DY.U;L^'G@F1U1
MDS^T;ITLUSQ*UE2U2V?)[;7E%W2>R-XXT&2+VT'6\P$:.-LJ.,@1#TT_CPRI
M=1(]Z4;."\?ZP3.9LIEAGP*?6-:O.+&`KO^(HWA!DXTB[*Q"-W9QE`/3^JCN
MP-E7+9FK=-QT;*0R)V1JN1.R8T/H:&RIHN=1Z=!4PE/(DABG@$Y&>7OHSIQ#
MGJZ15SYQR&W?H?F`>.&N%I$2$@?+?62;@/S]4R(V57R7VEX43V)R6"H;>?M"
M7)H^#:F3:;>1Z](NO<N'`Z?;D`O'"5=X1E-]<4A6=+`@\I%WL@4A3D?NF5<'
MD.N.!3'0U!";22"K%^($"ZS$]G<,_H>$Y)UL/2Q$:.LV<MVQ'F,MS]63P'8(
M\C_>X3D.0^:`9,S(2RTOR`?VHQ/V8XJT"=B/ANS'%*F&Y#L80=['>M]"$U8=
M>TF,AP[&0Q;R3@]^Y.6!=`"V[E@./3<N+8'=$.1Y?`GQTG9GZQ+HO,,+L!F=
ML!DZTO6\9)L.(-<=LV&@D9EW+BJ!X1#B<'S.I+1PE[7\PV39%#4!COL)O+P3
M3O5!AAE;:*0WL;EJ4B(%YH\T5KK/T\X*(L]"QK1:L*D#.2[EKL@XUW3+]8_0
M?AO$MB?<I*>$26OC3C3J)>[*.6'.>4DC[9ES,7/5)VB2&\(19=+%2F31:%*8
M];(W/>7)HQ"#7I8P?83&N?Y`=3&H5W\@=1)WJV2]U/ZAW&"L?`IBK&B60HOL
MYZN0;2MF;N2LHL@-?+GRX5_J&9IUM9CF;?E)?A')LW*3#ZY]YWHLFY1/S<G!
MV2?X%0!WH'QDLBX?^7!U\>;JP]7MU>4-FW1^849=&HH%N>8(9:HXO"UG3BWE
M$(;#D:H,3N48\A58I(L&=<1KE4NP47;K%)X-?,CYKQC4*ABA8&H[+DQ:"%"U
M^*&AB0I\'">0\D)V7*;09(7M84W)+7<XG/2XM)]*Y"P5"=`VLYZO?N2ELI?:
M)I4=X'#^?1+N-8I2D6O/XC2].!ETO@A7A-,:%<+)"[OF>C@<5L?#!'_>]RE.
MB0MF=L,G^`^E=ME%+D05LWR"J`NB)".)$V2F%Q,+`Y^KOK>XK-8E_60.:9.B
M;(A"B%JP&U46\EJ!V9Q(AJP6@I&X"1:>MN:(HV%'^,9FWIDZ%^R%&HB$(MYJ
MRX.!=4;999&55WA0$J&:%N)0ZY$2$9UL`.@=7@:1&Q_\0=3MOB/3<^7=Y9?/
M-U>W9>)%O8V69D6LYI48]G(9!M^3/J7V@JP[L1+,R<Z7K$YSLC[%A"[R>I:(
M%/WS!TU5D:JJ2A`JBR#$RC<[4G[0=>O<4!:NY]'K,&@(ZP?=-,ZM[5MYH2ZD
M$,E<8B=V'['W)#)FRPDY2A7]=.=8@*S9./1<'Q\Z6=B3"_ICP;++44C*WIL2
M[PD4^5?:TH!*3DS]#T;U6IZ@F0TTLX%F-M#,AC/2T,RFJ68V[U:TA0TQ_9@U
M.*<^@8<C:&!S?`C=M(CWE!>'@!8VY5%.(371.+>S\0":V&0T,0[(NACB1"6A
M'D,6\DZOX5(G:)H;/>H`=MVIR-"T$;(FDA>!BBHC3ZQ(8CZ('9F3#;D@,P(U
M&E"C46[&8Q--<ON9\V(O%&GTKDAC8J!1KK<M:Y5&B6P!J-&`&HUNUFB8^@2-
M)WD[-E$F'8HTNE^D89+]_E2M=F./V"J-[5%MN;/7[&GMS4,0QK<X7+S#=W']
MT]FJ*L/A8(2=S&KJN7+S^^?KV[/;R^N/RIO/U]>?_[SZ]-M-1\YPNG'P%JT6
M9#CRE(@=T=IDKY8]@J/U)!&5I[.8"!35I)#].F*?T-.Y8]=0PL%;5P[>3E],
MAK!/7Y\)M;UOW1X8C<K6572!-7TAKB,B4U1E(AE#JFUZCUJW2K-JFVLG921(
MR+O>*E-R8'_!4ML&PQ*IB>N"O%S;<7'K[;XP1&KBNB`M8%WD(:X+\M(]Z]*&
M:U=]`A>$'OL>;Z(=_\1V6"$OH58R59F'[<L!MP?+^S#YIESCEUPFTU_*Q6:U
MG!K?,\W<%->"4]2]0]32IN@:Q[;K*2%>KD+GP8ZP8M^'&-.;'OGGTF02.;MP
M!IN;CBG)$27_X]B"U%9)YJV9:)I[AYL`EG=(9GNA8EV:P!%MX38%]=S@W_^W
M&?1_Y+F%:%F^![=Z]&_AL)"1>_D67T9W0TB[KDX=H;V!1:*X_$(ZS)^O#\WU
ML++.S7J9;UQ#`(+KZ&J4`\I`?I=H[1G4<E="-4Z8'%1(!H]D4;43HO(Q"\0K
ME_X,K)`,Y'>)UIY!#18-X&FS=JRRN2]9']?)8Y-NI39W+,#5GVHUS4#C47$J
M;K?JCX>C,=VB^4CHZD2BB2%NXRJL$ZGE>J#1+;:#<6_+N(_11.,:W)7!`DFM
M)_W%4J0A+]$!109@"PX=AG>S':=JX!OLK%OI1M3XLF;#F<T1[=:4W36%F%"T
M^Q/R#8>,%2QP2.BU8Y8BNWDG`6.B:^.?R(/^O<)1C-:C*.L/=?6G,/"\LX!L
M1C?O:3^Q:O70=N@CR7-9VU_6'9CUH[M;1:Z/HTB9V4_G"BUK3CHE/]&ZYGTB
M*>%_G-^<*[_1,7PZ-S)+[#M/F:\BNL5U'M)9$@SN[9C=0\2FE-[`EIE0E$QS
MYA+^V8Y#D_4C94[XE][)YOJ/9+ILK.T@76A#W2$!SMZ-M["?E"49CG#$L3WO
M*:U43UAB$VD*:3_P@$@)X<@<$V$A=,^)U$0*[:_-.I2'>.82T0A#V[]G*K"5
M5L9#(@\A)B)$E.%0-`'17J5L/"HR[],Q?B>JH'P(;%]Y8_M?J<8L,(ZS-?6>
M^^^52T9^(@CB673PKL;#+1VR31\^!/X]OYX/#5M-+]N17]/.E0^?/_V6M'UX
M=_GFEB%RM_ZF/%T$UF3O*8U\E.;?(ND1T4E$<4:$1[%9:_5V6CDPR^`R+7VM
M3,WS"1=?#/H[[!X_0!?U_`$$``1=U(7(W5"[J.>7F!QMQGKA$%<C<FEGG[,0
M>\S%I38?*>:Y.OEQ<^TF\>5]?T7LX=)^2O8"U'46V;NU3\GPDL2AAEIO<M8L
MMYL5UPIZ4MF&5[LFH)4N@56O3!#7,=`Z^78`L8T#9=VL=RVP8!]9*MGE9*[O
MK$(:#R!_+^V0W6)&]U2;H,`R=!T65+B]^>WJ@FV=TINLD[L4:)#)\S"K*0]Q
M,*?A)QIM6]BN'['/OY!UV&71"O9L.U:BU1UYQ[7#-.0U=_WM"LW(6M@S3"_-
M^NS$`=VZI3NW@Q&%@_&";$"![A>Q'[$V@!?^['*Q]((GC-]@'\_=^(MG^QQN
M_FNMMZ1^KKRY_'3Y_NI6^?+AXM,`>TK6B'>8JO;RZS^85'\)`R(-RLV#'=)0
M`A6+1F(@`[5*VR!.I-A*A@_+A`]1RH<EX0-12N*TLX@XL1RQ[<<NBXR2?RGS
ME>>=4;(5G.IUE!B5Y(?D*TF#SX5-R*"/8.%X]VY%K4&DW#UEP^*(41#O1&._
M$H1F;N20>9!?$)NU_P1B)6?45B6$D]'7O]W]'K.6;I301<RNMYHE87G\G5HG
MG%P!2-[ZP=*,3=@!*3^8AIIYR:Z/M%1M\Q:;'35+*+TN,HUNJ7L71S)0UF.1
M\4/,""<$L)C8MP=,<2:4T]6`$$L?IMQAQUY1VJAQ5[[1?WE$*.@.*@CGV$W.
M,NQ'V_762P+Y^8JL&"E'G2`B>Z[9BG%O+^:V->%5+#2Q[-O__1P]W+FO/[@^
M_CQ_RZ+>!^Y_[6;L>'*N?+CZ='FC?'ZOO+V^?'<E;?"X8Y:'GEY$+'C\@V9E
M;F$EFO#\."7*GJ<0Q;)S#TXRFD"O==WI-VQ';GJNMGN$<\?((5X1\:(?\H+5
MRA5Y)'&XJ9(@9J2V,UE3F`Q/NVL_4<(S]XT2<_F#-3E7=^^A-;3ST>:=HA.?
M*M?4*EFD'ZDUQK/[Q,UDP>68#K`]E2(;&?\KC@GDF,R-VO5_KPBWY^P8=.T_
MTA-*CU`3I3_;M'#.'O5^<PF*QR>Q2]B,",>QIM"G@)%8XET;5\9"_9JU9N^)
M-^P[9+)7/I'A%9O6GV16G^?S-S;!R<$W#QC'UV[TE8^Q.V@#*MYJSVR63H3T
M_=6GBT]OKRX^*%>?;FZO__AX^>GV1OGSZO9W8LC>G[VY(#[JVTOEYO?+RUOE
M^NKF/X\:C2-DE:6HA%DZ?82#]H@->Y6<LZ=FS@E6U%8055P?]*/-P6F<[GQ\
M>EJ2G)C2+]*;?S.I"%L]IP?Z=(M&TP'8]5.IF!##M9&31/R#^?SL+A$5(MUT
MK)`("Q/]"!_Y8>J14!=@X<:;M`DR3>S/LA:0^E\SXC9Y."8ZD[&/&=7*YDL0
MEX-)*$NQ2!Y#1#9:)R00:YKL#(GI7N*0]6NG=*>.69*#0*?]E.XWC\\@HC:9
M&`L:M)^M'[#.OJ`QX.T=WO23S&^S5B%U=Y3()OJ>$KP,/-=QDZP-XA$F;N06
M)PH+&2<QS62<X(X(AIVX?3;;!#\ILX`Y:F0/OLN9(U3<$]<G9$XNS3=Q0YPQ
MF]3,)+BD"1D,FFBU7!)#EA6K0[*1SF@C$-F+S?-&(.C.,#621(IG6Z>7,,M.
M4@QV4TJ24?"C[:W2&[#G*3M6-#+/&)J=;_I-(@^V\["1_P//_$;F^)"DS+`E
MUB&4G-T]G='_)HOL\5-=$?K>DIEYFZNF(=[+?O+HI^2_]@9:*ICTN#P54/(+
MPF&R&CZZ@;?A6+J+201;P1&-S;E$;C?I1&OM(K[JOCE@5&2U(JLQ;A2MMCJ:
MB``A[WYEAV1WAQ,-S)H#2LR6=C83(@;A3$DEZ<#P9,:)#&<'WNH5<TOF[G="
M!C%1;IA,>D9D,-J*?R+PR4>.1[="B;;3))VU8J[C5HS$.<;GRIMTU[2@^*6"
M_\Q<IE8C8T7"9'_FQ,D&C%&%F=8&*^(>8FIV9J']S5=6R[4+F-P;OWW,6IUG
M`16K(":BY1!=(7MI9DI2\T@<7+ISH\KSL)Y'8H*&H#N'+@\A?O(C<3*CG2M#
M`G^'080+;/%S$ZTY,;6D62"/9(EP2@\1GO!QY#BXW"1VCC[2PQ)Z4"XFU:.B
MPWS*D6[-"1]J_\LMG4/$]',&$P!S@PB?E-G!9=)B4SYJJ6MNODBAT\-/B[8'
MT\(4->]4M6K&0[U4AZ3.Q]20I4T:G!]GM3R=90UQBQ>CC!'2]>++DD3SJ+E>
M62<$?IYM!619S@2NYB=IEA!*LM*J%Y0/<D"_#@K==B^$&=-3N:TA0Z!CTX*1
M.L75J='J93=Q6^C#Z@I2E<=G1$0:\OET7>1(17W$:A'6X'J^OGH])W>PO/DM
MNJH]=Q`Y%WA&XB9G6/CNH"(-67MOF<@P\G)'N:#/<X$_2<::6%WY,%TPO\TQ
ML@Q#(-PU[5;VRG$.!^F[):E11,_2R>QHM77FVO+V\D5S$MNK99#J^KGR]O.G
MVZM/OUU^>GMU.<`,4D[91<5G_[3ZF9UW.32_D9)TY3OG[-2`GOMO$J/I63,]
M8[K##DT[<?W'P'M,CMT\-TX/EQ7RO8@>1K!<%9I'1%Z@[>$ORIR!V30Q)RG=
M5SYNSFS)-^8Q.R'SHY47)T]EQ\0>OD^FX$>8/&ASG$1S+QUW24]J62HW.VU.
M#I,\-\T\0HK+C@[1AD!Z?D6WXS35W(_I88N#\8SEV7QS/2\YB[-ICB9A$!D7
MS^?8B>GYR[&>!=L3[LT1(U*"):;'>$G*$)E/Q`K9-U7I1[+'CZDV2\K9F(#_
M6MEA3!LS9*S*YJ1(@O1Q'N:@0,.DH#$Q6>:Y\E]_7%S?7EY_^&<FY>CZ\N:/
M#[<WRLN5;Z\(R_'L'V#,:J1*'CTEM8FI6BQH,C11:V(ADD-K:D9HC("5F/Q[
MK3`9726?V,KZ`L+X6Y"48"K8IZG0SPY319;G\^3=4"OQ:S95VNF0P)AR(*;2
M]NVD[(SX*G,VC!3\W<%$C)8T.XHNXDRJX49SF>Z0?>^&4:S0B=Z%BO**OI6N
MWX-AD]3$=4&&;C#U+$&(I"6N"T)TRW(4089D):X+,O0^6(5D1]Y](6KBLI;Z
M?89+N:75<2G(JWMVAO/\&.RT%D9P[0A`#5`#U#+1VDFHI;IY)O4\3/-@7QY!
M2]A5VE.-U@H&"US^$+IZYS2A_B'7IEG5*6V\FUEU$C4-3:R&+[J7D>4@BC*(
MXFA:G/$,H@BBV(`H&M.\!!@I@`11'((HJF@Z4F4'LCL7]S;F0W]B+1_$^M%2
MZ:;D)HV+-DZ1-LU+A.TE<E(1(SE6G*1,S4V_[25R4A$C.59<I&R"Q@9_QT)R
MY*0B1G*L.$F9,6GBUF"Y?%:Q=X\+\EB_T)S/B/6'#,)L!S?,_^X,:06]QWHX
M!FLO"QLEQ(J+E!G(TF%_)`L;)<2*BY2-D*Z"+9.%C1)BQ6D7/K(Z)V5#C;:^
MI-5]_TCCK,H=GM/JR_15;'\'#U8:\D[6QY<64J=3*:$KK@D"Z9)<NLP2S=9Z
MAIM4Q$B.%1\+9B!M7*'Y(E@PF2"27KHFR#"[(EW#C+#2G("77L93!:V3A+PZ
M-ETU^"?0@DT'Z2*DZ`*R$"7'32IB),>*CP73T$27\X@6+)@LY-6*VHQ-*:$3
MX)7F1D_KNIGU^]BR-V0JM>MXI2!`#5`#U'+0VDFHAQD&>6-'KK,.A&`[]%E_
MT&5Z@5_@)]W6P/=KOGR)C\NGGD-$!&2*JTRIYRI$0D"V1-DK20]_P5YU6*8$
M5.UV,>HAKQOZSO56M'\U.*+]54)P1$&FP!$%V>J$;($C"C(%CJB8:&CKAV\\
M(\U<H^+M$"8'%0`/P-,;>(:ZC]?5W-NHY3\%[/@A)D`-4`/4<M#:2:B'F051
MM<FZ+)MKZ?;536^I-1V-M>)"*WGC?R!)$DF24=PO!R1),H2DE*3)"&P22!(/
M2;*,XG(@>21IJ&&/4QJ,#U3+Q%-6H\O49%1\YM<+O&2A0UZ$.$G4U`2)`HGB
MZ!*H2-.+LUYZ`9@L=,B+$*]ESQAW"*]AABCK=`0'G9--YT;(F!:G`O4"+UGH
MD!<A+A)E$8F"\"5(%,\&\F6:+O<"+UGHD!<A+A)E(K531RQ##6?6[^`-NB>;
M[KW4D:H7-W]J/?$<)$E^21H55_*!',D!C,1R9&C%-PCT`BU9Z)`7(3[>I2:=
M68(H9NVNVZ!GLNG92PVI$^F.H,`#Z*`DZ27NU@8YD@,8B>5H*MV^%AS)]BD[
M?6-2XMY4>=#J>:-L*"<&>``>@$?B6OU.[L0Y-7X>J/<B7ZW(2_5<@\T4R$\-
M^2G130_D1PY@Y),?(CY=JE0#.9)7CKH4S1EJBA"WALV@>)(H'CB0(#_@0(+\
M@`,)#F3'Y:BS#N2KV+[S\/;U\F2J%W9X[_K4O8M/=?'VB%X*(2N++B7+G3^=
M0NMEUO]DCJ="_W]G1\1');[HOU=V&./0>U)"'*V\.%)L?T:H>2)/B94[\FWB
M$\?N(U;B0(D?R&O?7Y'IX`//71#W/8[.MZ#\_&H5G=W;]O+U?ZV'>>_ZMN^X
MMG?ESRF9L1OXMV2J;[S`^?KKW__V\_H7-_A^05SS:[P,R([!OW_G1@YQJ5<A
MWGR=^-,^A>D:SW]Y\3;Y^Z_W_[S\R]#.WF'G3%<U_<6O.WPYR/V$404<2CA/
MGG5'__CT^?92T:USY>;RMX^7GVZ5Z\LOGZ]OKS[]QF9_M_[R0>&H2T2Q^)T^
MPD&Y8\/>$N:_#19+VW]2`L)U.R:/B;\%RC)TR7A/RMTJ<GT<1>1)C'71:_K]
MQ<IWXR?EC>U_)5QDTG7E$S82*<#*ES"8K9Q4Z&YP^.@Z.#I7TJ'V?KIY_I)6
M_,XP'2CY!95-(@O1:H'#Y%D140!O\POR#2+J5'HO[8B(H:_</-#*C6"N?"24
M>_07]/^NK[S#GOV-2G/\0':C]P^*2ZC3)F=WE.`'`AN9<?CU/$/>W7IF#E$3
MHBID,-=WO-4,[U&Q(1<178MMEWP2!E\)D/>8,"$D6&\G1*E9SV@SPC*+5K1!
MZT-@^YG/'LF3J;'<!65-TH)HTST;\8$6K>!_K\@<D&*OR"X\N',]\@%A)J$7
MI8A$,9D#9:?BD7$([6F%M6.'LX22@`!+;`!VB&XF.*[\]2LB)U'@$WOA40@H
MX,G/B>+L8N-AG^Z]UW1&;*^,0VHI-C0SX*CM(33%6)GA1^P%RRQM=#K)&XPP
M)J7TJ>G'=J1\PV14.SI"[AZ5NY,EOW<<9N((&0YV'QG*\\2@40$(B8S<8R;Z
M"7IT`@^VG_Q^R[%&U;8U:Y&H#U6Z`GW?"`%BWU[;F(V6V\I\19C&P*6\<3>/
M.Z@05.XSBI_5)*H&V3$2;":Z-OXIHF+_%<=T=;2)4FTH72L.&8N($]%W]D`[
M(HL@51S/G6=4QB5"3(BF"^0#D=3X@7W;"_S[,V)V%E0.\)9^,@KV6><"^BTR
MP)R(&EU+F;(3JY103XR%&S*Q2M^D?0[P=R*R=%U.OH,72R]XPO0578FS-B`B
M&LXF[6,\BQ(`-U1N@1J$5+Y;,6PI&O&#2W0R=7\H*M1;0,I]$,R^N=1&;"R;
MZ\=$]%P*ITV0BJD1(2!'J[M_88>&^@C(MK]VC.A7HHAQB_+))8+FAO3EN7)!
M93EQL^B`S)O:?'M7^&>8R@MA#7GZ@\WX1X;\1@R7'V2>J20?'91G0E_DSEPB
M350GZ$,>;.K&/>`('YA3LD"Z=+7QF')%#YB\?ZX48*8AY=L#]BL`E\R9S&P7
M'Z(],9OA_MS+/SEY&&8+>;`*"PU/ZJB@U(5QF1?L)4M&ZNX>0C9=O;=V:*U%
M&\^%\9`L$D$X(]1L)I!A'%D7POMDK?E!.]>5!?E\;0F.S?'8SW65D!JLHL18
MS+U$*E-3QS9.Q)'W@F_T+;)?V/3CP]^7Q/Y@T'Q54SE+WS'1>>[5IC)(-9EL
MY=9V@7X:K5VP4HOH1I:C)7;<.3UC*2G.WQX"#T>VAWE*M+61:$+_'<%MLRM`
MI\BXI6U%O!H@@Y#N&YPJ_7R]O28H;?;7RMV!S9GB;GR;#:3SP"-F@HD+M1HB
MH-O=1N_!=7#;G!BP9W&5(JR^N;/X@7Y5_?$G(H!$;$-ZLNC9RPB_5M9__?1"
M<<B.(%K:U(7_Y86:O$Y/`NGK"H>8!T\J)<D!WO_ECBPYF"X)%(N`0N'_\D)G
M3]Y8JT9($CR9Y_:B#[/Z0OQ]/^[#3(305"T+X50%7MN7Y#'D<9[M?%4T8J2B
MP'/3NT5>OJ,V9[T'3=:RJ.@8;F>4-27K8;1Z3"D@NA334B^FQ5E("$K6#0%D
M]A84YGX"*!E0;H/8]D3/06PZUC$;N7/#TG.S^>P$D3V<!F**X,A_<$6&GD2E
MD,<G9[M=(K]+M`+4`#5`+9Y\D75C9;SQ=.MOFC\>([[:M79%`*7CZ3]R!GX=
MPC@ZC:(<H[(#J#\>E2+30A.]YG)</!'>D/62%>.BKF#`AB;8<`9<D(`+Q"Y-
M"]-B1;*BG0U5\;I\M7>Z!X[02TU%EEG4`N\TV@OC=_V'MZX]/$+UX'%]J8UJ
M2A=LDLK9AL*[[7C9AK8W1H?I//T"G2$(B#Y&8[.H[14L'G(M'F#A`.&>F@A9
M]QV?,HF%/*)J?9`,"VG3H@L$0?_JHDQ<.+-VB!)@+H39J!M_!(P+,;;0V)HT
M3;J<VY)/SS/504!>Z@8:JTWM5X<'[Q1-]**K_0#=4]$=(;6PKSV@>RJZQA19
MUN"W(9AN/\BRL:ZK>9FN'27O52G"AT/^8,$(55(*!4A7E>&STF>BZ;2N;A\"
M5XS"`Q^/\=$J[%4%7)2>BQ8RIW4//"NPD=MT@9]B@KA\>"GG/K'NG;Q#<`TU
M"TU'8B*1X'G_I(T;#]D,#N.7IE;4O`[D]_1,$Z37=ONZOG.\VBP99!'Q,>W%
ML]D[@ELCQ*T9(;/VJ@1NJCS\?#FN&SN%O6/K3-1&=;T94$EYN#E"UJAN3+@?
MN\?]6>CG5GX8N<IUW%4A3`9O0$+80,HL6-UY6%2Y1L6!=\_;+)7WFI'+6-ZK
M!C`RS<'AO6CD<E'8L@'L3-,,:M?+@%9*P,8I&AF-*J:$VWT(I>U)14?([Q*M
M`#5`#5"+)[]3>TC6UROM:PO^C9!=!])&-(8,>X\^,76$)FK=4@/@J$0<U9%E
M-!KD`88*M[L3BV@I[[.[4YDJ8W-+\!JE\1H!:CG)[Q*M`/6`H6Y[VWF88'KY
M$DA%1\CO$JT`-4`-4'=@61'=0K)<ZLOI\E!,2N$>MP2#+16-]<*5DJ<@RHZ(
M9@`<5:JKA@0&T9:)5=A@HH?N=-7&N2(96?]9.^4=&E(M#AI?Y;(JN2'IC<;S
M%12C,*`[)"%A>C,I/%L\!1)9/;\:K6`[Q-8I,HL+588DZ6`.`14)U$=.O[!Z
M8]/.\'*,]%%AIL4@I7R*)I/>[)&Y(E.B/'"8N(R1H8F%1E:O\81.G9UAZTM=
M1^/B&HHA>8OTSHSQJ+`^:%"06&@T*FR@,2A$C"G2BIL[],A-K-MX,B\QKL%;
MJNO*P\E]!Y%F5C*S/%M%#!Q[L[AM+"`O`GFR;!3W73H1^M,F,CP>5`KS2-(*
M0Y`C7[N58G?<$U.#LXX=GQ[IQ44W0T)D#.&?(X)2HLE\?]SZ.ET!A[VN:N-*
M(0+P;/A[EUJE/![@`/^=57'=(VRL1``_*KY%JX]NO=@>=\4C\68TES+8&J/L
MML2JY!'R[7\U;.A'Q;=H`O1"H!<H\WQ\B-YSX.6D4>%O>1?6UVUSZX3)007`
M`_!T%IZ.N?=5VH\->H75D&9,D%4O7`6N#@=&C)%A%=[RPV5&P)&2G;OT:FE-
MH!9"[),U05KQ[:HB&-'&?H!KSP'P8@`>@`?@&<@6X3#)NJK5;,!9$47H]`)0
M=X#\+M$*4`\8:EF3HZ2IB^72^L9">K5=ELS^$Y=&4?TI]H1&4?RUQ1R)39*5
MU9WN<:LH'8UY=/_J3QYX;W2>KZ!``YU]O9GH0O1&3L]O$(VB=`UI&A3%@#$$
M5.12'UG]PEZWBC**KW@>I)S3;B@&CRY:?0'DY:A23O5P!&6"U&KYU#T)$_:[
M/Y2)#!WZ0^WUS36+SQL'!8F%IA,(J^PV8$!C7<XVHJ*\0^@057FL71TRJS58
MA'):?MA7NT`%D.>%/%DXJFTNH(J?.P^ZV"%*B"-/VT,];PNU;HS2']]$0ZH&
M_4WW$-$K56;T'Q$X&=C=!R/-&E2P]WEG*%A%\U91W8!N1&US`'J-MLR!6JT<
M@`&U&6!.6S!";3OSE;M"T42..C#UOB3SY7A2R1N&CD0<H9]"'ZZ6H*]G/`'Y
MTY'7T*C:91IMMX&JN^GJ:Q)`ZX3)007``_!T%IY.^?/0!JI\FQ5U@L;U>F9#
MOQL.C"!<J!9*!B[PYX*.)F:MYN7`!"XVR5"1H;72A7=GF7L5VX10^OKG5ZOH
M[-ZVEZ]ODCRF:[P,R,KGW[]S(\<+HE6(;\E8;[S`^?KKW__V\_KK7T(\QV&(
M9S<Q^63S%<4A$R`OKO'\EQ=OD[__>O_/R[\,[>P==LYT5=-?_$II6&:GG,SV
ME1^$"[*^Q>X"1XJ/OREAL+!]E+R!E`B'[OPG96&']ZY/U]-X;TT]LV?_6D7D
M:7[@X_7[<8ACYX&^1Q^>`D4(N&,!LL^WEXH^.E>^7%^^O[R^OGRGW-Q^?ON?
M#*6[]5=?+;?8R4'W'J=%4YH5-TJI.W\ZA?S/OO(?MK^RPR=EBA1=5<F_;QYH
M`L(;VW>B!SND1%SYSCF1>^I_N4L[QC/%]97X`2NW(5.PF7)!'2#E&GLNGBM?
MPN`^M!?*6WOI4N_HRRIT'NP(;SYX27^;`#;1=?6GVXOK+\K;+U\V;VD__4,)
MYFR(/WR7#G@3DW$CY1VF9+#TOO3SVQ#;1">>GC\T_6#GH7=/BAM%*Z)-BFXA
M55659([T:>_=[V2@:S*.\G:U6'EV[#X2FG&XQ/&*3F.M8`K3,`(4X0WYZ<6S
MH?>^N4.![<\4FRCE8A'X1!RHAB[7^'RSP]`F4W,"XNQ2&K6QCJ;C+)$[/]P?
M]\_D]SOCQ<$N3+2@T";O4L9$MD>>N@Q=!]-G_Z!;RL+U/#?PSQ4B&1?D$T_1
MK`+!(//$>$$F:WO><U3IX'MX*',BX[L4989&RM);18KM..&*_&+F/KHS[,^B
MA$)U0IX8K"("X[ER$;/'4U59#T6)62QC]IQ#0S_8#'X"U!,%^-'V5NG<C?/,
M[&_)3V?NG/P4^PZ]JRW^AK&_-T**'.7HW@-#O"33)U)*4?$5NF+0']"=@N-@
M#X=,B5+8UC-D9&@[5#`N;1%8VB[YEG]P8M_LB/YZLOXU@Y7R[5Q^*[1G.Z6F
ME>C%)Z*>BSL<*MJ(JH:FY=A,PK`?4IT@FDCD8JWKE(>IOB;ZD-721``SWTXD
MC?+XCKS<",'<=D,ZTZ_$^&Y$.?MD\@/[/L3)+XCQ.T(G%>'=\?]TXX=4W#=$
M[#[[Z*2)P^%XJQE=)>(HLVQ0H5RO&ZG!S\CFUN\YXLA07R=ZN'-??[)CX@-]
MGG]>4CTB3XV^!)[K/-5Q>0YZ`HF\%0G:(;G:<VD8P12^+<DEG`01-%&Q>ALL
MEK;_I&#_WKXG3TEY<F?[7ZD%NUM%KH^CB+Q)5O?[!^7MIS>(V,R/Q$GPF*TC
M2Q`.'9?H(/V-\HV)2DB&49;!-QP2,NC7Z%"WMD?<9"HB7^GT+VVR;A%BUX_*
M?>S+[%J^?4YV<:-JDM!(V)JHI*$QE503Z[^>JNU%03K?6>%\*>'OL4<H90-2
M(M]ASR:+,\XE,O.;#)$*FV<<W&,R:)B`11!-(-I.*Z$W\S3Z9I2=+*)Q+>>!
M&0%"0S(38E/HPX*M&Y?,7TLL2#K_]6.T\4]LN5_0+T8!T6LFE2%^Q#ZQ'6ZD
M;`O)[-!/K,9VRHA\DTR<?$Q]I(1G?K0BGRI>8/N$+'N&J9ESB"P$Y.V(O.^P
MI2ZU5P1',O:C3;PJWR4_]>P=.O=%DGZ%F!JZ`.\S*?X6*/?8)^KD9;ZV#(/9
MRB'TS-UP0>20/OOB,?#/WKG?"0D7Y!?.$U(^?'B[(WJ>NV!.IN?:=Z[GQD]T
MTI2@1)(OZ8(:Q\0F$C'RB9%+AZOPH)\(`IA::C*+8_0BPD-BO#Y2@^DGHD#_
M3WWK@,`?KPWLGM:$9'O(;,I/%!Q,5HF'@+AUQ+7+#+3&(W3/F">M_)9BMYG,
M%IS;=\=&*/,`*E"?B%WZ#UJ(\[2E>/O>[A.9'I1ZZG^[U!ZZ]O:9ZW>R3U1>
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M8ZLT&7Q)Q"Y94AYL_SY1AG2%"A.+R#Y(E@Q"[=)^8L\.W>@K?6[`%MV(**9G
M$RMK.W$0)M,CLA<Q*C.S2@:.R,:,C+%PZ0)(?&:J2]$2.^[<=12Z$XOI7XG"
M+LBJ'I"=Z)>MH\[,1\0T?N9&3K#RXT1?0^P$]S[9:[#)[76R4.@"=Y^N>NDG
MR<,5&@Q(]KF$J,V>>DOVN4*3RE8^79S9TXG]IQ%*Y=XFEH,1DK0.2E?A74XF
ME-$0(Y46MN].@A]4/!AZU(B%^`'[$8V').12"Q;16`PUVO0+9'E+8C(L,D$I
M(+8^XW<H^-\KPG]$Q#Y.?`XO#21MKS\_IVZ<1]?YM0.0$5@J3S[;"M-8S$;H
MSXC0GS&AS\R)F.G@&WV`&R9LCA^('M"9)C,B+\GSR2Z>V-V0RCGQ1"@CE&_D
M`?AL%GSS-SAG!LV,D$15W#!+(8OL,#3GU"XG;*9^%.$%501EPZ"$'>?*^T0>
M%7L^IX8\Y?]:^A()(V1\>TA\1T(TH_^,TG^VI=\EBPQ9WRD#B`PJ`>$@6PK<
M9!]&6$5G=!]2[VQ7>IZH?-M4E>C@=NH!$-82X\.$G#R2D>.N5Z@U8]@:2-U@
M8L*3X,8&L"A:X1`I+,ZT.Q?&AHP%>$A7*BKQU,H$B0G9(9`:!Y>\>4>!)3*4
MKG'/OY@63E$M(PKSM#%`"QH]IZA323BXX3QEZ?JU8.G['7NSV^`C74,)<=U<
M^.@<*-;K64BU[#VDQ"U2XO86/:;V24R'+GQ4&!-!V&C5CJ6FT4:\_F1CMMNV
MZ]FM$=.163+^6F_6BRJ!@5I<)5J1132#$2'1]38(53"O%-RS.#C;@-NV<05;
M*;&MS+=U;)NP<TX9D!U%_/2%['[B"W]V20A=TBD*B^+1+N'U3-`7JOW4@V+[
MN#7!C5K!'1+PFH1#5L^C<9*L&S>C?CR-(%"Y8M8N8PJI5<CY.-EIVIZ3/FMK
MSJC[3H_2SZA)>6;3MIN.583G*X]LBA^W!T))OM2Y\D?VLY`Z\NM8.`UD$-'5
M5.6)N%`1L^#S%?&EZ*84$9WZ3O_80^.G[0_GU%?=_I2ZJ"NB7D2-PAF+Y#$[
M;L<V><>?>712F<?0#S46L3>S!-RM7.99)\.N7U&;$M(C`<R6C`_TL^Q;#,*M
M:C&(;&5)#04[\]&L=`CFJ6.RVC!C7O2(]<JQ/?FBFQ1V9LD><LZVJF?L;YHC
MIQ!^^1&QHG0KGP80B$M/_'3RQ/1,9?/E=%7TG[9.:[J;"*G136,-&6%)+$VR
M`J0K'Q6>/2DANTZRO=J0[Q)VNNMAV63.B;/!+!P+5M#GTSV=&Z8$$^[=)R.E
MO5VH6TV&8S:<!4AIU"L+7+*Q)$J%TR..C3C.F8&GIW/L[#J1<W9@S6;#Y&.M
M&?B@9!.-),12"5@_;2/;QP_=A/AQQ>=G(H;]$-!,2B)PLU2A&8B8+M@,GT3$
M:<ZFEYSR9A9?LDZ3S=$CXQ'5S^TNWG%#8KJ(32,2$#$/@8:0&;2;4U8B=*LT
MZ.`'<;+>L:6,+DSGRM5V'/S=C9@8I*>W5&[8WFSEK[TXZA^NV`F-8T</RIRX
M-\Q0V62?MCM!-C\O"4,3P:%+YN[!+QDZ7;G9U'8/(39^8L0>'24V)3Y^TKP_
MW?4IW<&`SA'IRQZKE5MWLSN;WX)@1CT*\O4K/Z81&((OR_60_<QM33D#[3,S
M2]L9).DJ;9W!;4C;Q->B5#0=*EHI(]?A*6J@',*J*'4<UV;H.>MI9&6MAT[B
M_9VG4W>W4T^_L8WMK8]W-TJ<^//TQ(QETBT?GB*JPV1W<9=H)5GYB*M!"+NC
MHAM1?YC0]T#ED2[>]^OYW6''7B7GQE0Z0K+V4$]_$Y;S\#UYR?+QF!%8?W\C
MQS061VPR"VZ2A]QAJ@PL2$>^3>!B1H.L_RY[7)!H)''?Z<<N.[FZ6[O3[-S-
MWH2=UO2@="#R@TV,\ES9$9[@"(+LB<0\X3E=QG#JQ%`+$>,H]<?HPD;UUE\=
ML(&(K$7)^[-5N/:JX@<WG"G_7MEAG&X,F%.6;![=1;J"NO,],TF,)'4"S[-"
MGF7G@_W(-B*[A#[W*(A,'?'<V%I/A8)YG*N[?Q$S2A?BC$VG\R;S.'[T>`S*
M<B3FNA./=F(JDS4G8LL"52C,/#1=2URL02S+5\\XLMX-ID@_-Q_8)DY2:D8.
M,2Y<YZ"299/JV%UZ+I9N,`\M5NF6<FN44+K'9I'I5,&.B\K^B-\P;8J4!M]I
M7'Y]?D'MHV][3TP2MC.AO\E$%X+D$(N:CR2KECCJ5_,#2-A[(U,3M%WQ[X+@
M:_)=>J2W<4+3<XOLGIL%.U@L(77.$[NSL8U$L;>&=ZL149(EY`0A2QS+*!=U
M&`8AON^.&$/*'>I%H"V(N>89;^W45DH34\R^$T4,UUV;?$Y<`R8#+&B5\:F2
M;Q,9CED"1N:$:*U289*?Y>^8Q%3;#DEXE#F)S5C`Y(#F^7R2LQLBJG>VQQ9A
MLN"R/70!7AI*G-_RH"733:.FV>7JR-S+/SEY6!(G#59AYI3_"TN$B)-EY@:'
MC_08<JVK*,U9<=DYMY?H<<K0P[8CMMUL6L@Z>V0WHIJH658I,XQ+MII1FI.I
M;[(J\^9X[.>ZNLE9W3T<\I]W;F8[B&T"TW-Y/8H^9<T&8/(!33A)!9CE$C'2
M3^/5,:`/99K4QMK:8IW&EEGZV`[U97Y<G5&6MN53JKBY,SRTRRJ_8\KNLZZQ
M[5VR,-[G;X2S_\UVT&06%Q[9C-)!Y3PV2C87E'@EH5YAY+>TKTJHR::H!92:
M[#9K;WM$93LB0$?S)"Q&I2#)9$NW%'?,9\=IV0U=M&?$HR3FVOZ*67S?<_&*
M_BKSK7,EW6FST_7U2.N#(J8$J7!Y-%LRV1U%;`N2<468S[%UQ6D(GUH]^LUH
M_?MUWGMV?YCL<XC&T7V)X[+<J4S8C-F4M5`]OUR(*2U!<,XV'\E@Z_`:B^\Q
M-XH!P?P]]KQE9KK4>"1)(.07JS362'!*3\CW4RO6$2+%7BZ)8T\4[5F@;^NY
M;2SD;S02N?5.,@D.R;I-O[Q)J::G+S2'/EH&T<[92Y;LI.%FFK2\:Y>38.9!
M72^IM9O$99HO'=^2Z;\)PC#X1@/)DD=1&,5GE&1E2W-+ZIW0PB+>=QM:TCCV
M@C@(U&/9^@DLQ623N<YRX%.W_W8WJ7W[4;*SW<L&RG$S-EFN:*V0FW>RB2]T
M5T`$"=&((XO\4QZ[/JM!RJ3HA8'GG=&M;#9W>!VF6)\&)F<>U'OR,SFQ,SLM
M&&`C>$_)-F=W'G1N?YS?T-@&&<-/G-,DM7+[U76*<0($`>8^B3*N=2EO3W_H
MC)Y66Q%<(WN.OV*\7)^;QM'S;,-BW=A--[Q,\VJ^X/"&%A](?'CXQHZHA2-6
MZIWKK2B@:^)I<1D%E59TL5DTJE`)79L$I9?4AOZ#FN2D>BL)OFT._@@OV6Z:
M,M''F_2&]%?;)$2:JY>I44LSP=9Y=,G%S7AV9M-@_3U6_!5+V\]4MJ658ZN8
MQK;8<.PH)L!)4&=]4,\BIBP7((F2DL4DH"?C;A)1HTC3H["=>CFZ/R<K46('
MULS@`T#Q_)Y/#.TFJ-2>$5N[*=5D#[KY^OJ)?NIR$'NQG6$:>%R_2R-GYV3[
MA95/9&1%&ZV/75,=G]-30G9H?&@Y+%#)K+][2X\BYT0NB)N<[/;(#S_/WZ\S
M)00?,=37Z<T$DL+1=8)'YERAL8J>+"7;5)/,@9SM;(ZY:)Y)E)1]IF$!ML($
MWO9<(?TA33>YHP=1$77^?'9*?*Z\W?EV.G*X/3I@N;.LJ)&8`9K)N_UQ,MQ+
M]Q^[HSSB9!B7K%('%QM$?I/^:#T@D<_@+F;'T2RV1E5.>3EG[\^W239I5(6>
M<M.H,3T=2)]NL\(?>_9HDRW:?;I-MN/D2:QD=NGAV3W.'C/L4+"=<I+:3TA,
M:5QO>#?VBAX14UI314PT>`_S`TBNZUQH>'/MH3RO(%RL,WF2T-`FT^N0>IZD
M<UFEI7EX?AR$3V_MZ.$]<7'EW)2R0I)UA3@E5:&TMN6U,@+8`K9*<UMHW1@+
MAB<;C+,[;#,C/,-LAY(>+"5NU=TF<#/',U88,U_1),"-2Y=)X<CXDLYZ4/9'
M9HW(^I;,M&_LQ3;J3>2+$((/AS>.R$!63)CM?T/CVE07R(Z-K1B?6<4TBXHX
M=$U[Q/0<NHUTV'UI(5)^QLA5LO2*%9=C/:ORQ9L^?SUX^C/6["3YQD5BYMGQ
MRLJ=;3;XS%$X2\Y+G,P,]PZ%UF<9V0`KRR?=21NZVTEW)6O$SA-9'&-3N\?<
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MV7?G7I"8`1;O>YXD@=+TZ^P3,XN1_6PYHFE5V>6'C4U;7*RQWML#T6<R94@B
M=O8V.2OY*<I6/#VK=**K[;IJ[%B^^]X$9IAF<MOK,JC]\79YY_HYQ5'T#&<S
M"1:AV8M+;O.]HKV$KVS^&7V'#4T;*1!7CRWHVPGE3F;7E&XD[4!@DP6._/7=
M>?0#PNK82STH?U=LBC"B8D68LO[<3S>XV7X]^_41+%5G]PQL;_(',G0.6>&R
M9C1K>M\3#&G8%G]D?2_P-AU.\L`L)5QAE$O02&*1@$<,``[95N?Y-M2?[5@U
M8L"RR_!-IH1B^]NL@4V'F.W^,I'/D`8<F0N=Y`,ET?R#I;+^;+=^E&:71>M\
M45:89Z=V)'AVF+1]=VVOV>D2BY76HI\HY=X4LC&8Z5%?A&WXMR@>THG2\IU5
MBHL9:[5*$_W?TA,@R54A0Z["Z&U)([)TI,=T1#32'A7$CTV-VRR;LKY?XI6>
MM-G/'D57P.4R#+ZS\T#RM!\,8]L)"RD_Z--1YO":_/\'PQQOWUFOK4FA`0W)
MS)[U3-&3SB'LUTD&PM:]\`[;W`)1V2_].5Y4^38Y$R'4_K%9U>EU>%_20[N-
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MS+7:I2&E/`X!@-!A7[ZC'E>8!B63_5E4=#^79$+9,VNKO]C$U%A8(5245_2=
M;8"M,YSIA[G0TZ.8S6[S`]OLBIZWA/P$39.5,SW5M!VV@-J!VDG&F9ZJG4A-
M$WO;*,.2]D&@HG(VS5Z1E-RR-SU*Z45>&/IU@5R>RF]V.5,MB4END*KUB-.(
M@&G#M&':,.W.3UOD%:_I8FR8/QZXE$\I7*W4<]UR_2,365?092K@TC*Z=7I)
MIIM_WFJ^]AA^K(YYYJ<EX<^[33%]VF3O:7GR8*+I-._&Q.H$]A2HO$M6`:3T
M<6<`$H`$=JE'=JFU[>;.UKC"JOXQ"&-Z[]09)84UVUCO09N,0QR&6-`A5#VW
M4!!1NHG&DTDEN+AP`5C)GY4J\+$/?,QS/("+P$7@(BR/P$J9ET>1H;9]LO1S
MJZ+K734C+!U!!NE+23G(ZEFPNO-P\>9-B`26)4R?HO$X;R]8+(<GL@.X*I"K
MVAA8VB^6UG/?@*'`4&`H+*7`51Y+Z8X[_8H59M+7F9)HWC7.V_;!S@.>K3S\
M>;Y]YCM\%Z<7+Y)7M8NC176**%7GG+:ZV;V$,KG@[\"%5U%R9>F1MK.;BTM9
MRZ=JU<G-WJ5QI+:74U&O\#+=O;W>3KWS6D'+HE(N,>;@9KC&XW;,0&HXZ#/7
M.;<'<D6?%39ME%YA'=>(VK<X(0GQ^7WOLF;1T^%0#=:\8-?@43X/DF3CB[5=
M;80DP9.Y7*\(?9@,<$8.=:YBZ7;4_:223GEM=L)(VM`'5K%G]3-E2F8&A@M(
M2GN2(C;9JHS53'<BYGZ^]=ZE?GA];0EM0<:Z.>(H+[_JV#CZCW68FY?>5AB,
M./HT]6#R71)#0*J9%Y"O3F&MB7<//4L']$Y$3S,MP$Y^[)HXH3]I%TN--KL*
M;FNWU]=2S&DW8-9,LOF=1UV!/&9K=*2-*AD;CD1)#XVNC0":0W8"J6I>T<&@
MD;%4H32U[_N6,)U;2[DQGC'V>V8[3:2/3=""@\B8I@'('+&<E79&`T)&,\3*
M3`=<SE.,9)NAH+JR4&6LK*QH!M*M2K;W8#(QSZD,D0LCI(TK><C`!>Y<L%30
M@Y8Y8+6@`Q)O`_KHG)@:&AO@N!W&QD23"6!S.)0_L@"9P\A,)F(WS]*Z^Y?_
M7M$DS5(-%V!Y_<F:@HO9+@=&>J5@+W"`.P?R:F<`_U[BWZB#?Z1:^4B]#GMB
M41%SE6=QY"5[ZKJ@A<>Q><51=AQC'1G58II'"IM$*N\`V&`A*[?U`+"A`394
MW@H!$T0PH>*NBQ<3CE80GE3DMZD.W!01T&S<"W^VR</?E!5&V6?V^QY5=C_S
MG`#R4+FD,%-'2':]SD/F-M2EM[Z0/"FPB^G-OJSB*[@CTTB:_M(RISF>T8_(
MU#<W1Q.4R7?O`^*T^*Q><=TU&&4NEEZNPF7`+G6EU[>3O3&]#)@\?HG#A1M3
M8NGUKO8W1-\D;MI,(4X.O9#Z/L0XN6B:C!YB\ASGP8[PN7+A>1NRLQ=ALRNR
M$VR>]^#/5%72>]0)N&X`E[GFT,K>7/>DU%3K?$0MPPDSV*-[B/>^'@2X1)!I
M"^!A>UZJA5+RQC=,EPE*IE>MB=31JT2>/U;H[2))T>6SDN<6T.G';2V'\<R+
M!+5[DZ$H'1+!.([5D"T3?GKE(R#>-N(M*IV@%H.5:U+[8:I+523*V1:S1;Q*
MU2L":B!E4DN9V'."HCK78P&BLG[7EW5T(>]2O!S@MG5V97N+G>#/5[H>@LNV
MAT<7L?QZOW;IGFIHHN4%(G,A%\YI$*>.B9.)C--OP9%)G/C*3B<$11B1XS$:
MY]:V\I`*$`&I16"*#"OOZ%><".2?>-4ZN#K0'/.]Z]L^C4Y?8P>[C_3K)Y]V
MS=S']8SH5!4Z5>K-[@07YO;"]9Y>[T?CV>NC)U0'.V#:=\$J9J<RR]`E<UC:
MGN)X-KT9FAY-T0^\P/:WIS('.UNR`R4:GSQGEWV_HD1N^)+.B/NYR&F''35`
MI3^_.W#L<[>9ZLZ\!WZJTE#0J29/<V)6.\R$$QZ=!]R;,Z$6P>U3?*,^.S2N
M[&@Q2C+6?]P[%C]TU_(TE^H:4))%G9C8E4-7U;*09MQ3"7:V/%#XH>+4:VQH
M>9"KJ1.D6J55@!O"U>6!*_-EYC07MFI3-)D80M@JR,+EE#L]IZD]*W>-(Y<.
MZQ*OE5XH0)/:R,:I+-*<72-NBM>>!=(GQ`*57X2%S+Z.[W/:5=8-V0%#U]`H
MK=#G`FX;[HU,ZO\V6"QPZ(#V<])^0S/1U`3M%Z/]FH5,8RJ]]I>N=+;.3?&*
M#<I\*H8C%8TG(]!E$?(YFB)S8DFORJ6J/G<"*`UJN!^MB(ZW'7UKZ-"]B8N:
M&Z6SSG;80/JT]&ZX^"1.VD`LW/)=5U),-*KC,4EZ:?AQ0A.SJQD%9\LU(&65
M^NP,-0+7ZE00QQ,+J9/2)T?@6U4!=V)N^V9WUKDJ:8L:<[<N:.Z%[3O)]8Q.
MB&=N3*P`S:L`#VQP'MA+S4+3:8TX3VU9J$$\WVP(\.<:E3L3Z9-)4PZ=."%K
MQSO,+:MHR&E$Y`MQ%<\QT?PJ^65%F9;5F@GPI.PY:T0DJS:?25CZ\+P^;*F]
MZ@=NX]$4J>7745Y"UX2"<,I/;S,IO2FE:#6IO>YF2Q]MZB*XK,@<T^*K)+33
M+/A5='9OV\O75XNE3?L&\4R#W^2)'TS[3B9919%W>@`?R(Z/UNGQ.]GQY!\W
MG5RR&K-$=]M_4D+LL59.]F:?1_LDT4QYECU/VRD%\]Q$>4K$S)W/<8C9SW'\
MC79\HAGW*Y^,.<MDY-_9'AN#_II^(<0.E=-9MF^2&ZT;3ZW(*S+XT@Y9GH[S
M0"#$9\%\3K]AQYGV4K']%?O'^RR=CGTB?D>[(QW)A^>4""\\M;UT`^IUD@;[
M2D'WTZ)T])*Q0@FO)O[CB#BW."T)4;H^H-/?W/B!.!!;*P.0E8*,F&&`[`AD
M>^L6P+/3EX@L`_;]P056],SV0AQ5UIW="&CQ4L1(J=*K[;!W*>OM%JT3)@<5
M``_``_#T$QY)+B#;V=\<GL0Z.$!C8[;CA*MU8/LU\!Q4`N!IGS`YJ`!X9(:G
M[>O<TLB?H>[7>&^V,\_JKW.@*-@O;<MP*T)<[KD'ZTPS)R#U!SA<:KO.\%PG
M!`B<"&_(>LD*`QGCPJO=@!,-<&*$#+WPIBC@1`.<6!=#`A]:7B9T9.IM+A/=
MV>#FM40X&3N^$B58$8[)T!A-QY;4I/<!YBDR1U.I*>\#RCI21W5=!$"Y"&5K
M6G?-`8Q+F&5S7'C8QYOTM@,(95?SG`XGPY::*;(T6,R%PZRAB0$V4/QJ/M;!
M9Q*-\BCWDHGVZ>X#QF2CWL(F2\+=^=[J#9*A(<L:24UY'U"VIF#C1&-\)C75
M@#`@7,H:-^_72[?IWIS4;SJ1G8X&A^SQ@A&J))0+D*0JPV?CP75C.P=K_@7/
M%9AY)$>@[BX5F"D/,\VZ"P`P$Y@)S!3`3*MN!(4/,V4-J[!V-"!Z8D3/0*9>
M-TX#MD0>ANH6,K2Z66S`4'D8JFE(JYW[`0R5AZ$ZTE50T/[PTS21.9+#'9<S
MX@:!V*VP=(3\+M$*4`/4`+5DY'>)5OF@EC`2<V02F_X*K+D"[6<8XJ00=K7I
M6EC8:@%$21+RNT0K0`U0`]22D=\E6N6#6L[M.[_6%GV0#GV,#`,J40#F7L`,
MF9>`<-<1UC6D31LOCN[.%ATZ1!P1G#%2M;'4E`/*@#(L,X#P,!"VD#IJO)Q-
MNCWWD2E`9X@CZ5%C-)FH4I,.,`/,L,@`P@-!6!LAW>I>AR?H"2%>,O2Z>:^@
M?8!Q^QC#&@((=QWA2>,Q.>EVVIO3;6@'P7=XCHH,A2[`2^`E\!)X";P$7C;%
M2UF#*=`)0ISD63HR+*@S!X8"0R5EJ!QK`_`2>`F\W&D`H2-K*D</)3EC;!!W
MW0I+1\CO$JT`-4`-4$M&?I=HE0]J"0,P1R;!0C**NVX#`0T?.D5^EV@%J`%J
M@%HR\KM$JWQ0R[E=AX8/.]$=#8UTN'M9-,R&BL8J7!@G&N81,D"8A:,\-2$)
M6[C!,(A=;ASF[FS,H>W#$<'1332M?4L9Z&=A(<H(F1-8T(5+,U)KWPX!*!>A
M;$T;OSUS<!CK.K*,Q@V&=%OP(U.`_@]'W,`Q,J;0*%"X<D[16`,;*'XU'^MU
M[UP%E`N#(%KC;88&AS$Q&+K>O1I3Z`(A?F.(1F-H""@:Y;$&3A%T*0"$`>%"
M:ZPW;BFDVW1OSKVA%03?X;.'8G5C[E#S(@\SC;J[5&"F/,PTY;B]%I@)S`1F
M[IX[U77-)"DKK!U6V9^'?FX==^1$M(E(!FQ`*-A`RBQ8W7GX&*M^:';@['9!
MM=!XS'OQSW*S.2,#+$TB16,TJMUW'S@J$4<U#6FUDT*`HQ)Q5$>Z6C?7$1@J
M$4,G8PZ7G?#BZ(Y[]RJV">';U\LU10L[O'=]ZF;%6R<M(46)W06.%!]_4\)@
M8?LH>0,I$0[=^<'QEP)&:.BY#*`LGTH]2OGFSN('^E7UQXWD$/?8LY<1X>CZ
MKY]>*`[VO&AI.X2UO[Q0D]<IJ^GK"IXXQZRD@@T,&^GE.SJ),%)<7XD?@E5D
M^[/H'T5"SGD?>.JNRR%SQ2&%/Z#H^[^\T-G(?_A+VYTIR]#U'7=I>V1WX]F^
M4YAZ)7!:$J)TC1WZE!EA_2..X@7Y&A'X^$'Q`\7VO.`;0%8:,ML'R(Y!YMDQ
M00S@.0C/!5D&['NLA,\E2_3,VH\0'0X%O<,.7MSA4#$TI!`?NM")/OUXE^=9
M;HF#V]8)DX,*@`?@`7CZ"8]T:2)'IG"U[G[D![[M..&*[!+*-4("C@,\``_`
M`_"T#T_[6Y@T0FC0`.'Q%,6RK7D./%G_L0ZBZP#FC\?`+0RG'WJ:^N-1QNLZ
MFDP*S[$JD5AKYAV#3S.1JA8FD`!\1S.C+:OPQFM`[QAZ8\#N9.Q&1/0:4]RN
M[+).;&C3&3>'K':F424^.1P/D"C$M+A*99#0&$B;@-`<7K_UXELYAHF,12Q-
MI>6Y@YNILLO*:8U5NL/K,3+&A957PU0#LC_2`)J3ZFX!%4!EJT8CO3"5L5\'
M07LK1V]XJ2--*RSN&*:4H]$(D`&K"*C4LR]6<>5XWS8>FY.;,LTEZB;BY3Q.
M=`GLJ6/MW`)0%Q^NLQ@>`_3"ZG%@@%`&5%HW`'_`OV?X&Y4",I*T-Q"RO2S5
MQ6#8PC(RT<2H="X$&LN=">8(C:HY]<`$_DQ`XVIGQ\`#[CS0D#FJ=.`(/."O
M!U.D35K81,H:=NAA#*EUPN2@`N`!>`">?L(CW8;TR!0VA6^LZHT\50EQ4I^P
MHN]"#1SH!L`C"V%R4`'PR`R/K-N8$^O>Y.:IIJ$QY&X#-)!8`J@(4B,5C8H;
MP0YBJ]+WZC$#C8LO6!FD$@`R8#0!E;JHC)`ZE7PE@9(Q/JR>(JO:.>9@E`"0
M`:,)J-1%98RF(\FKCZ%>K*17`"51``N80T"%.RI:I5;=O=AM;$XZH$X,JC0`
M?\`?\`?\`7])\)=S3PE%8L4ES1;252AK!B8,G@FP:@'^0\9?-]%$'W?0=8#B
ML+)AH]8)DX,*@`?@`7CZ"8]T&]$C4V!;4\5=EXA!,1CH`L`C"V%R4`'PR`R/
MK-N67A:#&28:C<1VT>XJ-+J%QA-(NSR8)5'UCK+A(%/M_K'!X**/D:Y5"L3W
M=H/2]Y(P?81T76S-1F>A4=%8JQ0)'@PT<*'8\<46+A0[HD[$#Q%L:23<C!R9
M1,^KP\BJ,C7$.A"=A<9`UAB@@21W0*66&NG(FL"%8OW@)?$FP2(>]B;'L(R"
M5014:MJ7D>``J(0;C\TI"!2*P85BDC,`+A2#I&/`'_!O;P48X(5B^[/0SZWC
MCD3M$K+DZ;PYRYZJS(+5G8>/L>`'@:-DVSZI2#4KA;?S&"!(DWO/A;&&)F:M
MZ@W@0GTNU+YH#)A0GPFU;QH#)G"P1R92U5;LT8Y[\2JV"97T]<^O5M'9O6TO
M7Z_O97GO^K;OD"&OL8/=1_K%Z);^^Y8,^<8+G*^__OUO/Z]_=1NR"<_>X;OX
M>G./"_EU]-DO?I+BD.F2%]=X_LN+M\G??[W_Y^5?AG;V#CMGNJKI+WZE%"_7
M`"WL\-[UJ2L2;QV9!"PE=A<X4GS\30F#A>VCY`VD1#ATY[N8_6L5Q>[\*?5F
M'C!YC.<%W^AU-`R;2%F&P:,[PXKKSX-P8=/$487\$Z<35F9DQIFK:^B4E;LG
M5K*@.)X=18H=*<%<(?/`BSL<*H:&%#HAQ?9G]`_M7*$#VPOBQ,41&<?Q5F0\
M/_#9S3BVESO6.>/C<LM3H0CM"59F6(965GK+C?3-G<4/]*OJCQM](GZL9R\C
M(OKKOWYZH3C8\Z*E3<7HEQ=J\CK5"?JZ@LO,\1"_8%O!1GKYCDXBI(Q5XH=@
M%1&V1__HR+[+(7/%(84_H.C[O[S0V<B?5DR4B5A3S0UM)XY:G)&$`'T)\2*8
MN7,B?XG%6,513#B?W'/ET!%F1"(>B2XOR",`O!WP`H**1.A)&,8_5C>7LU)`
M_=Q`SK5:)TP.*KI>`75"'.\;IM.D#_5FI0\#GSFFP&E0!("G,W:BMG.1[L&L
MR8\\JB8+;%`ZF/YC59#+/5?[L;YLE!Q)_?&HZ!072<DVF^;Y41AIJ\\&PT#:
MN#`9%%C1`"OT"1I/"CT+@:QH^UA5<&%A/G)\Y4FP&IQ\%M\JV7V`6+/0R"J\
M?@)@K@GS%&F3PK,?WI2W[V:*K8'KO]CH8`"%0VRBT;@P60=@K@NSBLSB6D?I
M+&#+=5O]EPO0//$>7F%-`V!<%V.],,=-.M/6<IU1`1X<CJ@+1A"=B\YQ^*RD
M"<!5]%2!EZ<6FP$S.\/,XHL"&F%FVQXO_U*2BK"=E$=\BDB422UN=MQLLG%A
MNO=)L#9M7*1B9MTCDQK<--"HN*,I<+0['+4FR)I:DG!4UJT$))A`_@W`T\'T
M)"%1T_V<Q2I5A<!6@`?@Z6V\L7>W.Q0F9'1%TBO5UAX-KJ-I?UI,<T+$,L3*
MB'0^`-_<N<Y8`AVNI3BH`1HRQ[VQ"7RA49%1G-'7-U^`:V)99W@-UN%84NND
MN`A@F-"82!L7!A[[Y3I43+KJ#B]!P@^@,NK-YJE+L$CH$E1*1^*<XM!D/@.'
MY`5H.@KX`_Z-XM^VES24GJ^-#)<]V:_501X:+=;G@*DBHSBW`K@@E@O&&&EF
MK5[:G-M=)J\YM$H\-#YT182NB`%T13P`T#7T[CNM=Q_1$9L@O;J+\+]7Y$'>
M$_G6W%YY,?G^2^T?T-MO()&;KB1X0/.ZCG`:X)%\^4A]P;$.W=FJC)33BZIN
M\01T!./2(P^9Q3>R0$,P:`AV/+=%:K+[`+&.]-J%21U<<L4F%/5?;.HNL*"8
M10@;R)A"`Z6*N3S]%XO"HTM0O*XA+.%J6"F7!CJ(0&N?@?,2NL$(2C+I<KN)
M9L?-2F/=+HO0.X1[N*Q&-QBDC7B;%V@=`J<?`$\'5M1R1Z+0&P.D7BJIA^8/
MY7E:Z*QU1=)YM#H86X4QSW[9<[Y'@IT1^N*3O:Y(/5=8QLBPQ-H#"4T[UZ.W
MSK!:;%%V5U$9H;$EMLY9NA6@XA%79UA9J<AN,`(N%A4)K7NEHR3.9PU-'BQP
M.$6`LN#!X=_V:@1EP1R'JW0]=`/G+7*RHJ&"5,U$DU$O"U)W*/K7*HK=^=-!
MHI8-#?M2^X?R&_9Q:'O>$U)LQ0ML7W$C6B-)PQ@A*P=<E[,1DX5]91FZON,N
MR;XN",F',:;5</0W2YO\=[;"BJ$J,_LIHI\O@A"?;Z?T\ZM5='9OV\O7ZX*Z
M=_@NOMXII_OLOW=]VZ=EL]?8P>XC94-T2_]]2^;QQ@N<K[_^_6\_KY]TX-MO
M"=UN_%\K,N7XZ<J?$8,<!^'>,U@=*'EQC>>_O'B;_/W7^W]>_F5H9^^P<T8+
MEE[\NL."+>*O_"!<$`@*@'_&LT.<V-KV,WM&WWRM^(&/U^_'(8Z=!_H>'3&U
MYP^8?.IYP3<R;X4)*L$_#!X)SPA/YO2K--2JD'\82T,W^JJ$Y#U:KVA'M`SV
M67668OLS=B9Q?E0&I0&@A+[(0^L>A4?JSDM26;+\O"*=,A2K[ZP8:R^)K1O[
MGZTQ>/XK-MSK6L7L!]W#PUO5XP\Y4'#=Q(3W:[J_V%'TZ@L.J4$@<Q(]ZSY!
M=[/$+())Z^#S#ZT`NGWH5G=13-3,#F<`6WG8WA&/*)ZO\O9I@-E^5X_`MQTG
M7.7N;@&U/=2*P@$UYMI^'/-Y5MW!S)OJS0C*L95M-&L)1K(5KO6(TXB`:<.T
M8=HP[<Y/6V1L?KWFCG[<QAUSEJ,JV6_;CA*E5[7BIQWLOU#Z^7DAW_P^$J6'
M,"UD3/)R*KA,!&#?&\)0T43+JTX`V$7`KNM(LT#:FX8][X`8$!>!^!2-IGDW
MNP#J(E#7U`E2<_/PQ.`N=MO_G-"RGE?];.P3A$6(/-=9<XPQTJ=YUXH(H;B7
M2**1E><T`9`E[92%U&E>)0$`67+W9.15'0"*)<510Y:1%Q$&($L:R`GQ/W*K
M6F5R.G+"/*>['+6K7_H@!M88F;F9E*!0)9$DELG*VT<!D*6!-%4P\?6!S`NE
M`(8E_0T36;FM80#(<D\U"))3LRO^1MW<ACW_8EBLMBQD@H_.0V>0FEM>`3B6
M-.)H9$!0C8-B`X@\0(1-0GT41RH:3_(ZI,OD3=0K(-TDIA14=Y?*!6V*]8)J
M1+@+DR`Z-0-IN?>R'(]:\68?B(4\8E%M1PX2T7^)J.A2@4CT7R3`2(!$[-(Y
M`4\"1.*9@ZE/JR44\&5?,R'6O3XA97=+5<OFTL=W1Y93@@]*2=JTI3"1L2EY
M+DOK2)V@T:3:"8$X1H*(2"@BXVGE9#20D$%)R$A%AIE7M0$2,G`),:?5CM1`
M/`8E'L8(F>-J)S0@(8.2D/'$0NJD72-2KO\A?5KRY%,;JVT(Y-#O#;JI03<U
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M44XVBNBF`FQLG(T".J``%QOGHEYM?P%LE).-Q,NIVCU5^CSJO3*\AMN*M"%_
M315BBBOL-PVD6_5,RHG\`+8*9*N!1A7[N`)7I>?J1$>Z)J2('KC:'E<M74C1
M.["T199JR!@+::@$7&W1_)H:4JWG;#W2->+G5ZOH[-ZVEZ_?N[[MTUX(U]C!
M[B/]PML0S]SXOU9D+O'3E3\C7G@<A-$M_>R63/*-%SA??_W[WWY>/^.+'<7O
M5OC`H_9^I#@$$/+B&L]_>?$V^?NO]_^\_,O0SMYAYTQ7-?W%KY345AM:W#Y@
M\JGG!=_(9!0&6J0LP^#1G6'%]6F+`9O6O"@!;;2`%?N>?B^8LQ=>8/O*,@AC
M\@0W4.R(?K!?I:DKMC]CY9KGC#&9GAF2MO)HEZP]8H;85X29%]>GR=OIAK7L
M'K;)X$DKI=[:A)%X0<OC^]3[XUDU.\Q,9&B)G]I!@Q_^G1S>KL*0C-X;%6@`
M,D,]LZ;*S'XBW@MQT939*B]]&N#;@V^DGDT`OI/AFZH)=D&H+((0`X8G8,B.
M'P"Y$Y#[%/AGT"^IN_V2.#IC[(WG'3:?[<ESIBTB1;&""]QD3B:0"^0"N?TB
M5VR*Q3I4;:S[)9P4I:K63$@[T'KBF*$O][02QPI'GE^B0<6D7'^*8R-,)TC7
M\RHHN<P#4-^[0]K(RU(`R`5`SJW9#P`.@$L).!B5YE=/-,J]@!U`%R'GZ@2I
M5O,^2[.]3$YW=^LWXCI!=H2(=PTAT<<Z,G);5@NAN(=(&DC3ZC5&`ASIH\:C
M>FT[`$6FUQ5O;`04#SW51-JH7L,&P)&Y(AJR*E;[`I`'U7I"?+JFENNF.ZC6
MB5S6;%37!]&83E#58@%0LD-/G4SJ]:H!%!F**G@@'%;.4;WV.8`B0Q%-<GO]
M`XXE<3215;/C-0#)@@4$R:G9%3^N*"!7TV<;%NNM*1J;$"CBH$,3<##JHS@"
M4:P/8KTNRX`AB[6!4>2RNM2[G@!09$911>.*#5)DCK*=G`W(H[UI4^(@(#5?
MB(`)HE,SD*97BQ6(8A^(A3QB857;K8-(]%\D-`%]!4$D.BT2L&Z`1.S2.:D6
MFP21&(!(@"L!(O%LTZ%/J]WFPY=][1QM[+7/V]M1GY-]F.L?V55SZF8LKWPW
MU<>O25K'IH:F-3?7_!@)(B*AB)C(JG@;,@C(H`1$0Z.*U\^"@`Q*0,R1D);`
M(![]$(\1&DWJ>=H@(+T6$&.$S+&0]O\@(?V0D/'$0NI$R'4",IUV5ZLIR=VM
M?\$A[03'&HNS/H"TM7B4`V`/<R&FYKF8%/0?AX6C>BXFH61P,(I)Y!\<C&*2
MSP<'8[VKO0'&9.\+MI$'C,V0>N1"F^2UI'>GP'4E<%T)7%<",RLB"JXKZ8-Z
MPW4E<%U)&_#!=26UX(/K2N"Z$KBNI&.P]?"Z$O:D_;M)\L)E=5@'%R8`N4`N
MD-LBN<.XFZ0(JTK-L`O/_JNU\$XR!%4=F;D]@:J3V%>HD)[;+0*`2A]GY+:D
M!IC6,.4F]P-,&[7+;XT)0*V!LI!E@4B504J;$J'*2VSE`-5P;J2H?PS,PT.E
MO],G4V1:];(C1'K78F=O(E.KUR>SNW.WD#ZMEUS4W;GKR#"&.G=-1ZHQ5(77
M5:2I]9*8NCMY0]?02*W7>*Z-T`3/M;OV%03RL),NW>.*U6C]$69-1>JX6J55
MCR:/ZC:0[.[<ZS5Q[>Z\-6*\:S9U[_#D3:1J]2H*NCMY0[.0*<1EZU'+>7G8
M-3*15;$O5W]D54.&-5B7!$TJ-FWLS]QK]J?O[L0-I!OU"B^[.W?JD0Q6X*?(
MG(A@?-\;C==GH:`L_'I"(8@HXOB:TWJ]`.3(?016:A4W,,!'.?E8KW\<<%$.
M+@IHG`Q<;,&F"NB2#WQLG(]ZM>O;@8URLI%XJZ.*@<K&"D_ZTU6Z#9ELJM&:
MN*YJ]+(P0TAKQJJ&!MC*L5_O&&G3>HL'<%4ZKDZ1J@MITPU,;8^I.AKK8'_[
MQM0)FHIIF`Y<;8^KEH:,L9`^Y\#5]K@Z,36D5CR=K\4/Z=)"Q781EN=P<JK6
M;`;,GE*E+:,\<]?/.>2?='/J6LUNL1V>NGK.(1>XFU,WSCFD`G=SZJ/A"KP`
M(HYTC/WYU2HZN[?MY>LO=A2_6^'WKF_[M!WJ-7:P^TB_%]W2?]^2@=]X@?/U
MU[__[>?UCRX\+_A&OH_?!^';$,_<^$,013CZ[!<_1W$(X>3%-9[_\N)M\O=?
M[_]Y^9>AG;W#SIFN:OJ+7RFYFX:V!_O3)M,NZ!^;A&@?,/D%)9G0I3`,(F49
M!H_N#"NV$JT69(`GYB.0;]I.[#ZZ\5/2N)&\7L^5/"-4'#9;XD;0Z;+/'#O&
M,^7NB;D6BN/94<2^2>>AV/Z,=3`Z9_!GNN+RFMM%0H$;^)1^6UD&X?K%+O%Q
MH`0^SA(Y"^C#@YA`@1UO1;!P8S*E1]OU[#O7HQ"0']EW41#>K2=,,`G(<\/,
M<W`D;'*5FPISZB8LO#]PF;:DSQW?G<U`NGV@9RNUVHX^&_?0X<TA;I1\7`'1
M.X7E:2^UY^U$RW6@$3T5"9&I7[8^`)!JUP<."B/`9=_T%&3(#A"5/_R-YP/`
M5&G)R64.')IS'G-`=J]#*_9)DNA,?AG?X8W**2QZWG_OI*>T\4N@'"@'RL6,
MGV^T^#[L]/G5HU+LL<M)^]%-_.%(=.1U?R4.*`?*@7*9*8<UH5ZN=)D5(;^]
M]+,3"S;.&WSO^CZ-P]_9'ETWZD&D;%M4<H5>R6M]69@14F&`PPT[DS-`-#;S
M3ORY3$,`8+UCA(54+>\X%AC1F$:8&FB$!(S0D)F;H`^,:,HTY;:,`S8TQ`:]
M,/X)7&C`*IE(G[1IEB0,TNQ,@EZ,[,Z?)-Y+B9;^(Y+3$?*[1"M`#5`#U)*1
MWR5:`6J`&J`63W[;4>0*+NO;!SN\QV?!?%Y8PM5_B7DY1I/<@OK322_,%QX`
MNE,T,>KN)0'=8^CJ:&K5C5P!NL?0M9!I%5Z:#>B>BNX8K*X@;//N`6F?ZCX@
M_%(?H5'M8^6R`BQA0)0]Z1H[`2'"Q37]2!XIZ`4C5,E*%R!&58;/B%E="WFP
M@Z#@J0(OCQRKJ'5/MX";$G$S]U8/X&:WN&GD7OT(W.P6-_6Z?ADP4QYFUMW+
M`"_EX>5(S>M$U!PW&XS5'VNK=F1']0G'BL,K/`]RF!?SSVN%QED4:X:D@(_'
M3Q?&1H-^./!1$!]U-*Z=<0A\;)^/%M)R.QX#'SO"Q]KG7L#%UKD(.Z?^\)*>
M-ZEF@P'D[AQ"P;&D#.EO`+6<Y'>)5H`:H`:H)2._2[0"U`.&6KH$?/:D+[0_
M>E2BX3)LC$[:&$V0.8*\FO[P<XJF&F36](>?!K+4!B/"P$_!_+208308&P9^
MBM;/$62^]8>;V@A2W_K#37W,H76A)!E3M8/_1V[;/+SKNO1G_'IC'AZY`0EA
M`ZVO*3W"L[KMH"H.G)%.$QD3WIY=EJG-V1M@:.K::;7;X`%#)6*HB30#&-HC
MAFIH-.$=[`*&MJFAW&,CP,XV]1,<HEZQTT+3*>]@UZD</7(#<?(:;HK=;C[Y
M'>`5[=N3S#RX*5;85"1$!FZ*+24^<%-L>8P`%[@IM@@5N"FVIS?%%F<0Z:I6
MZ(.>GD26_25<C0:4`^5`>6LYJ]V]`E#PC2/;"$'K%\76CD5Q32(61)@<5``\
M``_``_``/%`W(X[\MNMF&KG^^,"`U:_N._R04X^M#CPM]\Y60R\\7*Q$8-UY
M=P@\$TV,PLYS`-XQR1L59Q4#>,<R=LSB2TT!O,/@C0RP>*<JK0GV[E25-9'>
MW%(K8>0)MBZPLP-X`!Z`!^`!>`8$3]N1H,.>2(7;2CO#T)?$QRQN7%U,5)4\
M4\D1&:/1M-*>I?>(6$BMM@'N/2(&,HK;A`\*$;WX4K$AX5'8\GB0[@.1$F19
M0I8;6<,7Y6^FS#ZKQ?S6NJP_L<6$.:V+#]=9#(\!6O$]-,`!H1PP1E72JX$#
M_#E@@15JF0.C2EXU,(`[`RHYKH`__V6XS,5%_'G0FXL(ART]+TU4HO7#B>+3
ME5KRMK`?(VM<*7`(V'.4^]&X4EP!L.>&O8XFABB_&;#/Q[Y$7S5`'OSD_N'_
M4ILB4VW.[,@:7^[A*4'KA,E!!<`#\``\``_``_!T(3VN]`5CPW9<3312*U6Q
MP>:!.P_&:&R)VC<##\KJ@:F+BM@!#TK>ZX*F&MBB=GE0W-<9&"`VDF3HHE@`
M,=3\L^XI,L<M9)VU'\L3>(=4\3"\&<VE=WZ-479:1)2XIZPL(P19U-XSP4*J
M5LN[!B;PT`2SGFL'3*C/!`V9TUH)C<`$#N:H^"XY8(%8%E3K/`0<$&")3*17
MJU@4?%W0SZ]6T=F];2]?;QH)OP_"MZR-\`?61?BS_][UR?N$B&OL8/>1_C2Z
MI?^^)42\\0+GZZ]__]O/T<.=F_.0#X'M1YD'7)!IT=MD;._*GP?APJ8O=I^J
M.`0,\N(:SW]Y\3;Y^Z_W_[S\R]#.WF'G3%<U_<6O=#X<KCO:0?1?JRAVYT\)
MJ+</M+<RG1AU_QER]'(?QUO-L.(NEK8;+LA.@;RUF8<28H_\0;\>*!Z=N6+[
M,R4F3[*/]VM6[$@)Y@J9&E[<X5`Q-*30.;+?TJ[_YXQWF4N8X)JG[?[PX":P
MZA8YB43`#4["IB(A,G"#4RGQ@1N<RF,$N,`-3D6HP`U.W;G!B5?LN43;\F?>
M7P4D("L'X`%X`!Z`!^#I`#QPB8<X\IO+337/#4KA,Y*/7N-QEO[B\)Q8G%`A
MWW4?W=F*N,A/"GZTO17UDUG(;!MQJXGIR<W(2S_WU%ASN0'RNKV/D:H7%F75
MG8<`Q'K'"6V"2G2S`4XTH!,Z,HM;>@`GQ'-B7)P1`6P0SX;B!B7`!?%<*"Q@
M!R8TH`H3-"F^XD4@)YH,1QYSV(\G]5;QW.G9+G9B]Q&+\]PY!*T+1A"=M<UQ
M^)V%E;C]A0'C$\`5/5]@Z)&$K=$4F2/@:(\X.B';D.),2.!H9S@Z4I$Z+JQ<
M`H9VAJ&:@72UL"06&-H9AM;=8@$OY>'E:#I"NE4W?B1)_6+I,Q;KW"RU9<M-
M#F=Y-4DV,F?X3DK;/T4^N&3R\QTXNW"H$Z1:O%T!3F47P-*3*F8FA*4:L+1'
M+#4T$TU-8&F/6$JV8.,);X\=.-KF4DKV8,6W/P)'N\-1WILP8&:+S!Q/+*1.
M>,>EN92V"CX\FYQ/#N[$]L_)N(L)I$-"YBE`#5`#U/*3WR5:`6J`&J`63W[[
M!1D54KDN\IJ4K*N6E3AX#1+5$?*[1"M`#5`#U)*1WR5:`6J`&J#N@$_+H6I!
MQM+B)MA2-_A_1)CJGXQW7V$%06L5]R`&:$^#=E3<Z!R@/0W:NN>V`.P18$VP
M!B"RW0)61[K:N'O0?N`4"F.[7C5@(-.$BI[^\--$UA3XV1]^&LC2"R\@`WYV
MAI\:&G'/#@1^MJB?5MT69L!->;BIU>[\!-R4B)L&&D_E6#QE.`\H<Z5G_G8M
MJ9/-N:>',]904Y#Z]`9WNP1%(BTRU$(:]T8WP-!6-50S@*$]8JB(;1HPM$T-
M56$%[1$[^6_4@)UMLM-"TZDLC2>.W`>;O!9_KRC<7+K="!_<[58-#["'P,VE
MXJ8B(3)P<VDI\8&;2\MC!+C`S:5%J,#-I4.YN?1(WTGVR_V+2@L=V]-SX'@F
MYW$MJ!!$F!Q4`#P`#\`#\``\[2=T0PVAN/3N]B\J/4!-]5NV#C_DU"#H@:?E
MW)^ECY%A%";D5J*P[L2[A)Z!)L6U@8#>4?2L,:!W(GH:&AL`WJFB!\B=B%QA
MB1X`=QBX\:A):R=C0F>+U7>2A!_K"OZ)B<93'5G%%V@+3Q,?-A/TZ1B-BV\G
M`RX(YH*&)J,J$6_@`G\NC(@J@$%JF0F:B4:5SGZ`"?R94,F=!ORYXS\>F<@<
M%Z92\^="?Z\@Y)Y/VDSR**=,46V*)I/"^X\:R/0=-!L,74,CM;#D!=@@F`V:
MA4RCL`(=V""6#:,I,B>%-^\"%P0O#<3?!EUHFPNU'&Y@0'T&3$P-J59AVP,1
M;.C)=7.0\P/P`#P`#\`#\``\78:G_13*"L?QW*X6`RD`>``>@`?@`7@`GB[#
M(T.68>N%']P!KQ2(.Q9L'E>*L,FL&%S@0'IQV_DA`?+_L?>GS6TC2:,H_/F=
MB/D/>'VFSW5'0#)6+G:W(^2M'Y]K6SZ6>N;M3PX(+(H8@P`'BV3-KW\K"P`)
M<,%:``I@W7N>:8LD4+E55F96+I7"X)P8G!B<&&=/#%G4)NTJT?[C(;QF@9'$
M/*@-;)2RP),C*?!@*E>J6.(\:($'FLSW0<^9\J)6K<J;\X`Z#_3BCO2<`ZUR
M0.DA2YXS(*V&%''6!Q-8B/(Q,!SFK+/VL"FH\0SBGIF@BU+QN'3.A+9W0D.#
MG#.A.1,:6^2<"13443.3G+.@.0N:F8.<`Q0TD28JLUY4T8DY(+^]\%=WULMM
MMMX'UWM+S-Q/Q,J]=DB(^ALRD?4`S_A7&!R8T&#8'QUL%*\-^.,6OKK%(+VQ
M7?/'Z[__[;?0O[@WC,W+KYZ[P9;_TU?;<((K9_'^/Z&U@7CV]M>"B5'&?WQ#
MR]^?O8W^_?W#7^^_J_+%.V1>*)*L/'L-4%.8)9*AV[]#/["63['!OP(C'\B`
MJ2U$0T4VGOM@+1`D`6Q1%?#_VWAH;9%$1F<AH`0CP0B$_6;9"OD)=,V^)'2G
M.QGE-#9[@C"><2E9_V]+KMH.<X9J]<:J#&J>[:F6]B"K_2/*2,0FATB-.Z"P
M%#XYOGWBK3Y5?LG9*I_PUF@H+TD_WLI]^<J]MT&KOI(+2*?;]^GBK/@NK"D>
M]39";;+3I7%%@FKB7*IDO?;:#K%T8L'Q'7ARU[T)+1N>CBP/&_['6H.5@L``
M:3BPFNXN;"JR]?J;RZHHZX55\RV#/IB\7TPMK5K;$Z9O`RINI@^AYUA!Z*&L
M&=^_%431W&MAY]5MG27JLZ8;D]\24K\EG(KJO%%W!=;[F554"K2VR1@.4V4B
MZL4IG/PPC:FEBY.6JP88/DRO3#-<AS9)7%V@C8=,RR@SR)6?IK74]G-9$N?3
MPL:!],[3H0P7[ND8?2[+HJ2VE7-V2/P.S\]+6=$MIV*2S=$(>\'4S!/OBV+4
M(,%E`M756%_^O>W=++4'0W8DO3[/4Q=4B,_O!IMV_)OT<D-[\FZP_"U>^L[O
MQERA16BCZ^6'$/SKSY9CK</U-_Q[P_YJ/)%8U0?7N\;OQ$:"<_\)&3[RLY>(
MY:\%%]8#P0__$R@D`(4@8I\AV])86_;3RWWY)7_OD2<"6EA'4`N&XX1DICA`
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MGUP]V+,$Z6<O08I6F@9<`QW(SX3+CU::!EP#'9&@*9<@G?TSC%$-=+M"'C*6
MV.&CZM0V%ZU^?>`3PLIFD$(69;6T$CBD?`.&]JA7]P*W)6]>J&P94M^<Q#AM
M",!N8YMU-U'JSJ#O;12#<E1FXS!\I^YU*]NR(R15498*C)O""P0J5P*O__ZW
MH[<,'_%+G'L+__3*]U'@7SF+/UQW\6C9=MT[!69*C0+\6Q^_PEIB7819:+KK
MC>N0&PAW*=S':)(,1L/\3VAY:(%?D=!#,`A!"BJ3!`#HK;M>AXX5/`EO#.<'
M`.:C^ZBL"?\.P/CH^*%'FB%\]=Q%:`91%O(-\AXL$T.>_'YE+':`82#_H5Q.
ML*:Q;4`)GOC'_'*>?"`*'O(W2?<S$2"%M1#^&7X4R_1J']@;A(0O;H`$12==
M&9:AAY_P,H3ST+WA+0AU(]0VAO,477',%'GZRA?N0M]RD+^%VF^C/JO>S<J8
M2K$R'3<.[JN2.INLDCJP\Z<G[GTK'%'[,)9)6DN#/0`0&U8XR;/2.!ZHDC/@
MQJ#@Z4\4Y&'1N9KI7T4+5C`1:G,NE=M1@B9T;H'/>5\HI?'YPW.Q:?'6\+PG
M,$*NUMA=#,Z*U*S!TQGKWT9IT-B<A5_?>8+P`C[^N&WD*[Q=88,25?:R&2=_
M387'*J"GHC_]"58JPSXC65BY8%#_N\NV/P,>LB;\C.B>+R@8^:$S&`GMPOYK
M(BK_(BX76@A76-,9]TCXAM:&Y8#@?+*62,BHF.?89'Q"V'9L:BX.AGVLR3TC
M"H;;M:S!P^U:-A4YJX!RNY9E'K(F_(SH'F[7,B.AW*YEF7WMQ;-9VS!#N#.J
M?(-':Q-P*@\<1,[T,P21,_T,0>1,'YC=P3([6:/5`,2+VV@<1*ZY.8B<Z1Q$
MSO21V!TLLY/E!-<6ITDHV\8BM?!-ZGE:WDS[?4;8UE1YT-;O=E<&Q=)U;\TP
MTVE@ENJP5P8U>2JJY7M!M,&Y^FQA0O*&!2W?)S7WR7--5)32G8?8VB>-JQ[X
M]N#;HV![3":ENQGPS<$WQUEM#ED1-7V@9P<3DL<>M"=Z@0R="?EH'=\[#3;&
MQ;GO"88WP$A.!5:.`"IN-I=M+MOLR38=UW@(ICX7Z7,1:0KN+!=H+M#,"#0=
M%Y3;'_1!&ZHG.62WD2$Y9F(R+-NQEB&"R,06;01TQ3W)"-1#(?4`0!PD7;D(
M<Q$>.%VY"',1'CA=N0AS$1XX7;D(#R3ENVE3%^8IQH8D#IR(K,'#/L6XV'&Q
MZQM"+G9<[+C8#8:(K,'#/L6XV$5_]%VU21/KZW@\U]Y0,AX88'-_\L``LT`/
M`,1!TI6+,!?A@=.5BS`7X8'3E8LP%^&!TY6+,`^D,`CAV092N-AQL1L>$5F#
MAWV*<;'C8M<WA%SLN-AQL1O0)5GY0K%+6=$MAZHP)]/M[FS$G7\V]R!W_ID%
M>@`@#I*N7(2Y"`^<KER$N0@/G*Y<A+D(#YRN7(1YL(1!",\V6,+%CHO=\(C(
M&CSL4XR+'1>[OB'D8L?%CHO=@"["JE2+79:]"6N`^/OUQG:?UOA5@G'O(03_
MXN5B5$G<]G`9JEM5%J>J-"#B\G`6%]I7;8]RX0++/ET');#/95&9309$W;8'
MU7%A95=8-:WM\7%<OW*ZMB.[RN5Y&K.L"2JSBI1M1XH+&BL48U?0J`XDX4+&
MA>R$PR+I<U;I1G44&1>P/@1L,I59)1K78XQ2K)EC0'7&XB#OHBH4975P$_71
M\4//<$PDH)\;RS,"RW7X312C^[+;*REE>IY>/)=>!H'F=U-<<@=#UT8^WVP^
MI,`_OZ+B,OM*G0[I5I7KV['1M=$]Z^60U"V/BC!*L=Y=K8'3CS5XV*<8O[WB
MTC8,:7L^D_@E%GM<')V<:1-^F\46/.Q3K(F\Z<U=A[ZI-[K*JK>NAX0%VKB^
MQ2NJ6-V17?KW\\F,TYC++AM`\ULL+KF#H6LCEV]8:I??8G&9Y=J62RXK0'/)
MY9&0(45"*)SV`Z<>:_"P3S%^?\6E;1C2]GRN,JO>^/T5PQ!63:/C22!LP<,^
MQ9J(FW2I#IUZ(RO&>AOZ&$[D"1ZRHTJLE;7AMUA':'SG>@OD742,Q<_9F+."
MO,'@NK:U8&/CMHI490>-UW)QV1\)4I6[*"A#*D_@=Q%<YIO+O"HU-NZXS`]'
M/+C,!Z]TM7'Z)[=Q>@$Q>2R1"GFPQ*Z!2=5B(:EY#Y5!BCEK,CU\Y3UD;Y3+
M*Y?707F0S)K.7$[9Q:"JG"HZLR%]+J=<3K>>VHP7ZO4*SX`<KHZ]*_F2V9.>
MR9H^9L5]^%&181XJ+$4$-7&N#*D,A4L_EWZVO%9^!S0<\>`R#_>>HJ8/Z1J(
M2SV7^L92+XOJH(2>VSF#=,5[O_MDI#J3A5`("Y(]?"4^;,^42RR7V$%YD\P:
MT5Q.V<6@N@?(9^8-D<]G)ZFR.-68O:X_#QM@0,[74#VMO@6TRQ)1N6R-:&DL
M_W2,M8LA_:]Q9R,>+&%S:W;9ZHD1J(="Z@&`.$BZ<A'F(CQPNG(1YB(\<+IR
M$>8B/'"Z<A$>96!E@!1C0Q('3D36X&&?8ESLN-CU#2$7.RYV7.P&0T36X&&?
M8ESLHC_&-NS/\#R+MTME0;;8B@S(HBKQAJ=<>AD!NFH*FZ8/B,:\@HF+[*OS
MG$#%)9=!H"N;"HH^)'7+I7=L=.5ZET='V(&P#T]KX/1C#1[V*=:S=\2L*\3%
MC!DQXR,FV8*'?8KU[H4,G'ZLP<,^Q<Y:OXUL]M^M9RR0X!AK7N9UA*Y#*"1F
MJR.4(O,+,"[](T&*1\6XY'/)YY+/)9]+/K=X1B?]`VK#TGL/S//4\*P)]/!U
M][`5-9=8+K'#,:JYM')IY=+*I95+*[<&V)/8`7E?`W.U^I9+/@EP'/&189XI
M+$4'%5'GT4$N_6-!BA<4<I'G(L_#Y%SRATGW=DT=;3(D=<^E?Y"N>.\7H8P4
M;+(0"F%!LH>OQ(?MG'*)Y1([)(>26>^1BRF[&)Q;`)]+ZY`QZ,-QXQ++KT*9
M=K;Z%M`.RT9;Q_G6#0Q;<(,5\@3+"0SGWKJSD6#X/@IX']2RVENYU+'^7K@A
MIET3;OR#=70J[OFIJ*F-9]0/,K;"1?_,1?^Y/)4')/G\QI0+?$.!5T5-YR+/
M1?Y\1%X59_)D0!+/S9O3#B\1BH&2NQ8N_*YT+"&GH6GQP7ND7%RYN`['BV36
M?N9".A(A545)GW,QY6+*M)AJHB+QH[]7>`;E=`W7P^I;2#,7I"\"`^]<^/NW
M%Z%_<6\8FY<WY@HM0AM=+S]N[QROR)7CE;/XPW47CY9MW\)SMQC8-[9K_GC]
M][_]=OCX^Y\;9`9H<;5VO<#Z+QGA")\Y/LH^+I@86/S'-[3\_=G;Z-_?/_SU
M_KLJ7[Q#YH4BR<JSUP#O)J'`VO#N+0>(%NQH&Y%5"*PU\@4'/0J>NS8<,?I`
M%'SD6<LLB?\=^H&U?(HH>+M"^#6V[3YBO@F$,L+&<Q^L!7Z=Y2Q=;TUP$/#_
M,T//PUP3-OB=[D(PG(6`\*OP#]!"6(9!Z"'!2.$MH`AQO("W_0(6.'&[>TFX
ML]EQB@+FQ\0DM4*$,"',[\],C!SRGJ4%KAQU'ZU%L'HI:/HOVR/#Q#0U-CX6
MUN1?KYX))K)M?V.8F-2_/Y.BO^,M`W^GP"JZPS]Z5;^_U8[A?GS?TGORR&8&
M"F"L,8&5/B"BA$LD'(?8I#<Z1:BJI724$H>B/*_(='X'XNK!WA>"E1OZ>)?[
MOU8AVM'$G3)+U^-1]?0[*O)X%$UV7E>%*J<D.SZVVL:BRX8.^J4&8![`'2MP
M7?HE>LM?R/`$A&V4A8#/8K2^P\>5*HL"',I5Z!&_5_ZE"2]W+SEE*35YK3)O
MY[TM@=LR*?]1YVWZ+R?-;'5>4UZJTZZ[),`3NZCW([JIB#'Z+C:@..E(=@,8
M`Z?$,\%Q'SUC\_NSZ+_1(1D[0,3'>4)@.1V>&\-F]NY=^/A3^28XL@F4^81M
MZ>>Z_91`:UR@ARC0%-3YF%B7$6F=B_0QD=;;I0O7T:T)=+NZ:%!T20FTK+9[
M=G$=W:)(3[E('Q'I6;MDJ7`-6/H>[_@UX#7<<$47B#U>^VUO^-ZZZXWA/`DK
M8R$$F1N_Z"HNNG\3C.`PW$FN^?`_Y-YNY^I>Q\F2U.]]7)G;\/;N9&HTLZJX
MH0M6H'$'42;@WCZBC%_4P.YL&X7^VV['NWJJG`R.?W$=K(I^H$AM6,X#\H,U
M)"SXR`P]*["0WU"6DCN3RI<0Y=[;X%ZBY`+2Z:L*19SJ4MMX-+NJ8O#N)Y>@
MLTDESV48MS\Y65T'`']T_-`S'!-RBM#:"M>^X&$#PWH@IE<^:2(AJVM%T'AO
M4QFNN5+:Q1.EV9P9?(;D1XPG?%EEOUV9IA>B!:36(0^??GRW5=EM^`0L#'OS
MW78DR4&<J^W>"[)ZNIGN&@F!\1/Q<ZW23M-%O`PS^`QGITWE(FM@G.?:.[1$
MGD<.MM26>RX7!4'X7@M>S45YQO=:];TV%R65<2NRI5,ML1TAK<DT-GBC*7RC
ME7#6BJ[C^"X[=BM?&',:Y8GVU4,;PUHD)5)%@4F^O\`]4Y2B^T&^Q8ZY9Q.M
MTOW`2`ZRZ]359@[Z1^N5&-ES-7N+]PQ)QM&;*'D*G@+QJ6ZA'F_WFH)>FT/J
MO))3>;HQ-[/G\J6LZ)93XFXXJJ*/TB:@#W4%R8T+\%E6'&6:;A1=@K4'0_JD
MGXFS7-^+"O%;51PI2:*XG6EPL,DJ:1Y-Q&FN:B])(FI97%TE)=%:X;G\JW"#
MD/#%Q6ZVK),"HF7H$:-E8?EFZ/N6Z[26=85]^MWRBE2\_+$LN9-I;I`5YZ_N
MK/W??K*,.\LFJ1A#R(NS=^`.)3GNA0,M.VQ*.7*[(_/"6$#CD)>"XSK;SP,/
M!>8*/H,U>48=SZ@;ELW-,^KR,^H.\@DVQE.)*\YS3J-3U4)OBB?1E2>G/JGD
MG(XOA>YZWQ#AH:Q^0EDS48N[-?)0%INAK)DHSRJ5Q(THE,5C5CW'K&;B5,N[
MG>(AJ]Y#5IA%>J4\Q6H1JY)QJM]>5`J,;",I[]#&]2T*]8258P4'(8PT`9)N
MHA4C!4D$IFSO48C.&!O\[<^HW0[^G[BD1W"70D"&1@+4PB(F4]UX#3/4*1&!
M;`YK#;!X&*IZ&"HYZ8FRVO\NH<'A4V2YEXT"5R>MT@RPAV[I<96V>^^1*$J9
MU[9`EHH!KK8(4NJ]5*C:"0GSPE\-4&W75LX-:`DE=FV4;!Q"\2@^=!!IZ":X
MV/U&?I[?O0NMT)"DO!A&Z??GF53Y89?22RB:+DI2GL-%!9-Z=*=*9-H4C<FG
MB=/<7DW58>PTID5EAP4N/L<\%&VU"EF0)>V+FO8-31!R6,<&4/M"6AHJ69J)
M\URGEUF*U3V4J^R]XV_(4PFR/!'U65[B2V]Z(/?<;:P)(A6`=<'2>FA+%>1;
M+6QLQ8AXU`T\UM",]P`+>$XU<5;81XT&4]L7/^H>R`D[K1W/MIGZ;`FHF2I.
M<BW<JGSNS5@[$<JD>;M`1RVGXN(,::R:BCE&YJB8)<'JZIA6N._H4#FW@ZNF
MS,3IK*AS:QL*N@U!+%JC1R5=@GV%PM>*HBX+F(;]Z;F4)RG5>5Y>71_<[QR_
MKCG>+?)FY7K!+?+6[]!=T$]*[-%;BY.W-'ZXQDMA`OF"B4\G`YOPZ?L:R"7V
M`:>+`",%K//(TS[Y!JYR3DU*8#6KEM(]!L,CX,:2.W28TCEI="W0!OHYB[5`
MY@XI7.O6@`K2E.;E4:$6Y9NZ@0K%=CQBZ`0,H#U.\GXS@KQD;$Y<+KO,DK=7
MV>WRO(B$";_:N$=;"QA&3!9=4N07"E"MG6@P%;5+*,>(,ITG!SMEN1O(NTW2
MCJ*HN2F_%;Q*33M9SO(-8>?;%CRT"3US9?A(,.X]A*#K>95"D7K)R'4KBJHO
M(?]RXLCI.#T\G>=1/P]9UL1Y;H-BJNQI6$?6GZB,E@IY]6[2I5JE7TY+-/FE
M+@CMJ@UV-$:'RD(7U=RNK[3XT>8.Z45%#`_W`L50N[RH)9TPM(F''?H6C0NU
M*KR^UC#N7L$?$JS,DWHP?2A[!XP-*'HF3[N.<,686$#"8,)[9\$5RD#`'Q*L
MS).:*R=.'C8[U)P(85:[A&DW:,E\ALI@>E?(JCB=U,S=Z*)U!2O).0/!]70(
M0:D2=::'>)5P8KMWV^>RH:?B+'?$?"MZG:E<AJ%BF!/_RRM$:07=@I!?.N>Y
M;%+S\03HS]MN+M?+3ZYSOWVL_UXW6ZNM4EN;TXV%;8Q>E!:]P`@*!NE?TT^C
MFNJH==*3ALBBY2P0O&BN7<X:E&&<>:.:`Y>#=Z4Y]EK>E89WI6DO)EJN*TU^
M8>;)`OHK\S^AY5M0=G/A(=L(T((<+**@74JS7[:=FT5\HC@AUG,;XXDXVH*+
MT6NSWC[5G(7=&L_<%BN,E$#2+_<L:%?#"-X7W7*["R&ML"=*ZN9J+99ZJ0JM
MVFZJO0I1O7:WI78*1>LZ0MB)@O]_ZT@EXY'?NG[@OS4V5H"!_R]:Q$,FKYQ%
M:E#+.\LW;=</O3J.U<)Z2%`$W`7`'<[GC,&Y--:6_?1R?S.2O[<>TGY)J>68
M=GBB\:=I^"L!0^Q!P:@G/!AVB(B'1+J"QC,*[I"#EE8@N'>8<='C\3L7I-E4
M:AH@>;;6A!?`;\OCF!CM.$`4&HCN.4`)[[(^7`:)<_61*J%YQ#1CH9--K9DV
MXVRCE#@I?;.EQNP==ADR;)`&(AY%4X>88$-7*435CIUIVJH^YC:71OCM$7.C
M3?>8`>U9SHU@UV6M#J(JREK1,(#>Z4A3&[0K<"S+6K]B)DEYE^Y]4Z_3'*-&
MIW9Q8]'22%^==!FI*P0&=/N(&Q"+\K388F*27OV*T("I04MP]+Q9;FQ0J3!N
MV#3N=SP9`W(7,*A.X%\O/SJFNT:WQL_W/S?(\=&;2&/V.+NY6J.Z4^.$S"V.
MD'YA$2SQ(S\%%.$I0)L.9)@K,ET(OSC5I/ZP;1WO4U<UZ';B&"^'1-?MM]C,
M+J8[]YF5%-L6R-PAA?OK?W<&Q*W2%Z'/9E&41G4W2=Q\2X)7`3G1GL=>SJ_)
MV?:R@*F\`(P7@/$",";)TV4!6&H40"7;4I_%'3P^(*SUJTP,*!_!;,W2:CS?
MGFXWH.>J.)]6&+#4&+WB^^)V&=41CRBQ9Z*7"^TVQJ@="HZ>/[(XU_*LQFXX
MU-M\^/*V[TU0NQ?KH)SC6CNJ%4C22GZFY%U$ME>6.=YNY*UISIHL5M2:A;=,
MERKV36#6N*Q-:^[C5KC<H:]PLCJ%O>K^LSM<-'$FU8R<\>-E((IG-J\9VN?'
MRX"XK(B:/*H#INNH>')=GK[OC8/C/";.#O@\Z,O)PZ:=6R^X0CL.WIJ)V9TQ
M>\I8E46Y1,"N1;NT5^.D$^/C-.D5M3@?GE.=+M454=7I1*C+4IU'HWG`(#=@
M,%'RJN1YN&#XCN1SM?O>@)R[G7%7SVUST1%W>?29'R;$JIQ.^''"`*?;9;*>
M:\3R`V78_%7$N32&(Z5.O)F/F^(AX^'%1#EY6`D9@QYI/)OO.(*W;F#81^ZR
M*FCJ6N-#NS4R!]-S__E$U"O9NO5FMS:WAJJ*7V>F2'>C69MP.;=PO*6MSMG;
M%7NU2JDTK;&W0LO0RN7ZQZO^WR^7R`RL![1]QS<C0-^0Z3JF95ND<GYX9?^&
MX&4P(.7\^*B$^O\0>F4;`2GO]P,C"`/7>Q*6T6TM^96'*0!/J-JE](L0N'&_
MT2",OV>F6<!IZK2PV#&%P3L3[-B0C*XX[`S*>Q7P7@7=AG%XKX)^B,M[%>07
M"!_1E"><7'S,XC,Z.95WY[27GR-046NQ4%K<YJ(Y19)@W'2(9=XLP,JBU%<%
M:TOK->429]!Y,JB'R_::]O!6IR/B;F*'B6?>LP,^OR?@Y&&U`*AZ/YJ3RN<"
M_41K_'QT=4+-]AEO7KYT6=SGI#MLSC!/?'99KELM"SB,C?;3$L+?"@XL%S:5
M]M^_N,[%`BU",[`@+'SONHM'R[8%:[TQ+`\F40KFRO#N484!E&>KARM,1&1A
M1XU-$SR?4'+Q>(54A0HI[;+;LK2A6;4G$".=WZ'G?%K]QA>67->6$#SILL*L
M-K[C*>[XRW)3T#C-Z=%<'IJ29<&V)76JJ01,>(6#(*BYO:\J3LGD^C9:2K^<
M,X3-&>H`M2\_E]/^E7*I#33&T$<(EYBV.?0:2WH4DR6=^69Q>_6<9Y!/Q%KA
M7_Z--F\K.!8NYYT]@VLJV*QOP(D3AQ=]\FP%YJ_C.7G8,77IE7V6B$-<114I
M1Z98%B3)CK0<M#<0TJ>J=-E7+6A>`N>HB@7[6#W-8B4W:-I2K2#G;C?<593<
MG)O.N%NA$K1Z">?Q4M"D3S9^030Z^LI9?+*,._R.P$)^CU6@409?A3G//J:O
MM<3G.^299&8^0YTFE,X:SE,D\3-%GK[RA472)!S.48.@+QC.0K!W!,`?PQOX
M`.ARIM11>XF:6QO=7_$*2EY!V4ZDA,D*RF[#]AJ-D^W=H5[EI1_L@,^C!7W%
M(>7II5+1=HP/\:ERLD;L"LPCPS&CWA0FWG=6(-BN3S/WBXFBV6[G\4Y$32E.
M3NJE)+A=AG7$*TILTL7)F<U]K:%$CN/S#>&O'R*UX2Z7%W>&3=2(OT*(N%!K
M*X"L?9Y"6IS5(4]XV52O:36R6CP[?>"WF-0V_K\\O.+%PGUT2'##)>GC'C)L
M`?DDSQ%_@Q9\UQ?7BVFMYXWS79^;R*@-M6"OCP/_"R0L;Y!G!!!-!1=!,`T/
M&N&YWJ/A\1U?0N`FQ=F;?,>WN..5W&`GRSN^^W-^;P@JW][%TB6JT]:'$O(-
MGL\"*7>H$<M;O(]#_<HTO1#O<5[O6=Y7%%6]N`:.[_(VW751:W48YK@.\D]@
MJKL._M9;6\ZVN[5I^"MA:;N/P@HM[OGY7J+RL/V1PWS?YS&@N*T)FWN^CY/]
M3P=B<M9_\>$>7>>!"K`@10'Y0=2PWC0V_,`OEKJ9Q(_[OHWZ$GX5FUN_^G%/
M(2&(U[WV6/=:=Z@N+WL=6D&D/JIZR`I&BJI3T54GD(S&U1U)K^8:K1^-)BOB
M3*XIZURK#4VKR;(XS[VG&IQF*VV#Z2UD,*?*07@:,SO@\S3F(<4XXFVU\9`9
M5:?QL$5QM%(NO@CC88L6PQ83GFQ0&INOH6>N#!^&9IH8$I)B9"Q@0"7/(2Y[
M)R9)O#%BOQM^-M0H91\7%%LKV30V%GC\]X9%2K'O/,,Q5X)OV/Q2LECH-)UB
MG1'?]348,&VS(_*XCOGMGH>]?N1&TG_D5Y*E#OL)/^K[S4`JP0`V-WW/N0C;
MC6\\&)8-K4DNEJYW`8<]?H<9>B12QE5`"7M?F?'ZH5Z5P%SI:=@:STK@=W@5
M;W44J4J3,GZ!-^`+O-QB\L%=WK&<EI"ZV^-ZK1^]IHH3E:<FG(EF4\1\DVMP
MRJU\9H)Z0K51:B<*Q=W-,JY&TA*:8INH^BUEYZ*<>Y709E/H6FIMT/V#Z72;
M:L)M2:UBLE':\F7U6GXKX4HM@%___6]__]MO_NK.2KWA;73]<[6&>U]X_!MD
M>/39/#A#,+B#MI9/L0UXV%'8%S8>\F$\-30*3NZRC`@;TA#8(_B01EDW*]=#
MPAO#,?V5X<&*'QWS4A1N#1MS%[[X01YY^^7-8>]@40`LR??04[2-5L*G,1]M
M?^$3LUZHV#'/J#*G@`\#6@&_ZRZZ#MH3;K+B7?*;-M;.:0"]2>N\$5KSIQH4
MWUJ8`[)`N.()P@OX+%;*#-!BI#0GP80,R;]9_H^+[$=O#!^;XYPQ'3(&'*$B
MMOR+I";O<^:J08T*9TPA8ZY(-N`!T?%1;]RC[(?1YN+\Z/S4('OEM-+:^S&8
MQ0R0;:3L.7'`<.XPP9TCF^<3.J;+^N5#YZ/P*H:PDC[E:MRH/)G30RV&MVOK
MW5JHLH?.];/3'='G4U'2*":7T>Q<S[EV,AE(FHKY-_R<;0RR;2;IHLS9-C2V
MR:(\F8BS"<7ZNK-E7(N+YG%0N92ZY%[>+$[.M+),4R]5BAFOG&F=''%]\ZR[
M'(T&5VVI++/=32`-;W5L*=>Z*FKSGJ8V</*_TN?B3.MI5`XG_RM=DL7>N@IP
M^K^:REC]3#G]>ZNZDRY+3$IC!8O145^^G/=4ZLRI_VIZ.=B6]_4N`<KR^.V7
M-UQ>CK0ED,7YE"O+WLBOB].^VL%P\K]2)56<*-Q3Z4_\)5$NT8^*%3S&1G]9
MO2S1'8`5+$9'??VRQ*T>*UB,C?KS2W7T'9FV=C*=1K;UGVS*:89:X'+R</)P
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M,B&M:1'/SX(!6-$@0F$=XR@8@;#$Q!`>@!IDD#P\%6&-G1",-OPD9VR6\,5-
M7OJ(/`R,9SA^//EPB7'![T3"RD*>X9FK)RP!#\@6`OR,X\(`:V$1DJ7(2UV/
MC^)JO1#CXI$D.K\4'-=;&_:K@[K74D48E:LLRBU]+/&M8NE/4_1*I?J!`A&(
M!AD$RD,AZ_\-74@&_^I9)MYASS\192'W+5;CS%:]P=]:2ZQ,\,%P353Q]1U^
M_0-1>A^=38@U.L"W*ZR*V*&P4DLU'K%/L^)/QSU@0TQYM9^-T$OD<HL*-#,^
M1(2\ZOB\0U[HRNN`.7DX>?HF3Q_=:PKU_W$L;L#C([ZO8#P8EDW.'ABP[!LV
M>LD9S_<%)T__@+$!Q="U:A5C]%)6=,LIJUN3VK7]%-X=7G]>WEP*?[@86&<-
M,3KC'CDFUKIES?KCMG#M1.CR[ZU9Z5%V`?UTTK,Z$>7".YC&B+1`LO&QXH)S
M@0$N\`W!#"OZW!`=>A>53D'RPL^N%]SCP^T"ED7XO5O_HAG%Z(I0RY)_LCQ[
M5J*5>;^PCX'.33<GIS"79#;HW+DD,^QC'<<ENKY"_PFMX(G:84/S]NC$"E7N
MCEJ0MRK+IZL'E:(4^CJ4;1M9SLUVM`OG)3N\Y#MS3-QD8V=VZ6A6]3-).SS*
M5%(N]6[DCRPD+-SPSD9M!3$J+IQ)?==%O7#J2CWB=JU01L72$R2MSVG::H;S
MF&];SM*SV;;]9`>V%>(90[QH(.`/"59.:DYJ3NH!1)Z[RYG\"*G\R`\$SPB0
M8!H;VN'F49D_32Q:1@P=SLWQ&[.<QWS'CI*;H]VQ0W,_>3XW)P\G#R=/]\42
MK0TRQ>^")XYJ_]BI.@8H_"YYGG?=X%TW>->-OLC*NVZ44S&\Z\:HQ)YWW:A^
M2I&7'0S@YG89-ULY>?H'C`TH6')ZV+Y#XGTW^+Y@`#`VH.#D89D\#->$M=]W
MHVCI^M7M)=[<]$:H<(F<"G=-$66M=#9I?61:(=PX65+ZXHUS@V^0<V1)OQMD
MY'TY<E]/491:WP4GA&<V%:7"H1/]@S\6<C??JYS27+`9)'</@LVPA]9*UX[!
MW#^U(G<U:\KU>=$(^7KT;1]ASE4*G0(X3P?#4[Y3Q\A55G;J:+IZE*93HW3^
M:F)`-:&?UM*9$>3S*HW[*I*X>P4S.M;V5ZW!><VW,6<MW\9,!1MXV17/=F`%
M,#:@X.1AF3P#RD"LW\7B?(_U^N>WHG-KC5FVCMA:X[SF6_@<V#KB+7RBE/NW
M%Z%_<6\8FY<WY@HM0AM=+Z%*EA3)7OD^"OPK9_'),NXLF]RN?D:&'WIH<>U\
M@QM7#\/VQO`M_Q;>>(NA>F.[YH_7?__;;_[JSGJY]Z[=TU]<Q\MY@6!B0N`_
MOJ'E[\_>1O_^_N&O]]]5^>(=,B]@6O.SUX`+A3+T##7_'?J!M7R*0\DK)!!:
M^<(=LMU'P0_7>!W,'R'`7YDKP[E'<34U$C!"("D+P5AC:RP0W*5@$+2%=8RW
M8`3"$HJ0'X`F@NL(!F;]CA+8EL.D("4<@*%@.`M2('<I7-EVS9<]8@--,&W\
ML+6TX"E?B`L3$[A3+UE9R#,\<_5$8(`O-YA$[L(7-MC,@T+(Q261H%3!?:L<
MV!/I\=?Y']C<EK-`3O*35HK\:X%27NVW@FFI"EVL./S`"\W`<IV!X3\$\GY#
MO@6OM`P;ZS[\/]@1Q&[@P$@Q!$J_===KY)F<T-T1>F#8#X.X#K:?D#<PW(=`
MVJ*<AU80[[?%1%[/X`Q]C_M*8%\/35(:>/C-%ZP:!Q\&BF/#A[-L</APE@T.
M'\ZRP>$S#I95-7ZZ7Y$%K%OA=?N$Z./>OPX*']<;PX(`M.T:CI_79XAKGM%H
M'LZR<:$X-GPXRP:'#V?9X/`9!\NX%<VMZ/9*"Y(4`U7[I3Q";]"]Y3A1UH9M
M.&:=R[T"VNZW)>I4PO,6KY'/U0R*62$4Z8R]J2A/)DQ0I"\&<>DX+1V*.)'J
M7"1QZ3@'Z5!%?9K7WH]+QQE+ARQ.52X<7#B.JPXN&5PRCDK&5!?E6KDKG4H'
M<Y<940K:RO#NT86[7.85*O*X01MQ@^=3<3K/JWYJF0AU4N`YQQMQ?"YJL[RF
MH9SC8^.X(L[UO/G=G./CX[BD3CG'SX?C>46M8\*?<SV[SQ51F3"EVON_Z3DN
M,U^-)Q@3Q#V,SF54%J5Y"U<U_"QBE^.2**M,:27.\M8-SIG.-_DY<5R5>=CH
MG/@]ZX+F+%"`\SU[F&NB)C%UF#-WBW$"\EO/</PE\GPA<`67#,9)-8H0W$<'
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MFN<:3P[AXE+!^%5UEN2E_XNHY#<))95+_;0<OG?@M^U-FJD$#`,"1^`3%FYX
M9Z-33&^A^7=CZ%([0IV(4AL77V59V8,VX5+6N93)4W&NMQ!VX%+&I2RERV1Q
MIK;0-IQ+&9>RG91-Y19,2"YB7,12BFS.)8Q+6)L2-IN($Z6%.HOVI"SC*K\(
M#(S=[N]-`O;:\.XM!]8(=D!'P`F!M4:^X*!'P7/7AB-&'XB"CSQK>?I:-0/J
MOT,_L)9/1Z'=L`L/(5<"4WD0DLE.DO3+5M@P++:Q\3''DW^]>B:8R+;]C6%B
MUO_^3(K^CD4!_JX0X\@-9'B1[!%"UKO8+H@;14&B=X"81^ZY@Y4;^H:S\/-B
M?86[`"]007D=O*Y*L,O$N"(/6.("1YS?GRG1W;WK^($7FI!>W",J#%+F&_(M
MD!#+L-.]+SF1LN*S7B//Y#0J12-.EWW5$V+*<*JDJ7+K!NT+2C?W"\V/Y>/6
MH"+)>3'#_?<V8&@#GR?W72F+NW?`V(""DX>3AY/G+,B3'RJ@^K*686U.5]K@
M=Y$RWM:Q_G&],2P/+03;-1S_)=]E7`EQ\O0/&!M0</(,B#S\A&?XA&_%=8]O
M!%3ME_+G_1MT;SE.N<3!4PO*OS21\]U+:MS6G7K;[)>34J/,1'F:ER50'<*F
MB`^(>K(NJDI>D2ZG7A[U5%&9Y56V<^KE4$\3U6E>V1(G7@[Q<ALJ<,KE4&XB
MBW)NVTNJU!M$\""Z.EH9WCVZ<)?+O)98PS+5GV,=(^=EJ98$JDI&`N,4F8K2
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M.P1^B'"JU+I+:.MV92`N+'E[F1%]P^+K5)Q.*"C%$4J\,A=G4PHVQ1A)HXD2
MC:O%$9)F+E&X,1@A72KU<C@?LDP@L8V"QSKT?-]<U[7TS*F#=7KL_-)48.KV
MN)>GE13S,0I1<'S.DO*B,J^4Q<]I3XOVE7RV"F2OAP2G/Z<_I_\YT1_K?FW2
MG>YG,V32SC"9DLO0YGG3+L]-5TE[VU-1;B9<:4ZTM,?'SP7PU"KY]IP++7!!
M%?5II8P[S@7Z7)#%:;4B*\Z$%K8"YT#/')CJHBSW<B2<&(?PVPM_=6>]_&!8
MWC\-.T17OH\"_S,R_-!#BVOGB^MXR`P]#\/PQO`M_Q:>O,6KO[%=\\?KO__M
M[W_[C;SBQERA16BCZR7TM;8"4DYX'09^8!##+?N@8&)$\1_?T/+W9V^C?W__
M\-?[[ZI\\0Z9%XHD*\]>`ZPT1B.DJ969@'"[0O@U$"<$TS*:>K#QW`=K04*(
MD%YJP.V=@/^?N4-+<'=X"0;^<RE@H-'Z#GF"*HL"0"_@K^$?\B6A..5A#R<Q
MVA.!XID.+QQ`TJ8TVF%GXU\8"P#L)600;3\//!28*_@,UNQN$,2>$U*.QJW,
M?CCJQ44P02>P,H!5TX_EWTNE33F(/BOHYRS6`ID[I'"9R8CM(-W+`-IRM(TU
MU%0YV>(F=3!!:B/^#<(ZVL0'G170VT4Q'$K5AD+5EZC?;JC&6E)."S%-%G6Y
MR+BDB1_E;5F?91UQBQ:CU(FH*$7V)R6L>KY@KJ-#R`L_H2"`"EYLU!6JAK&<
MYK5V5BN0I*55$6>Y]<44J-^$"L,V+UI3IG6Y+8MJBX9-#TJJCJG3(`^)-U?N
M#/S!)(MU!%B'Y_FEK.B6<S(N5DW]%LW4REV$S0.>1K"S/1@R79LU457+C,9N
M1'V:!WPM&>OB=*7#]);YK4U%7<WK4=F4W+2#XM4BVE$H//0O[@UCDWD6$AE\
MM/CHF.X:W4`C('@3I7CX1>!N2`3YE1!_D)!/JD^\)/1$R(?7A+?D'H!;)(4M
M?L2!NMX@S]B5O\"SR3MS(N)LX/3!]81@A82_$,1WWV,$%YDH?Q6,3L\C'\_0
MY:J94?7BYV7,.PK99`4K=!`I[PA11K+P:@:[SY,BC=/UA^'Z1@<F=WN9`9^[
MO9P\C$8%HJ#``<RQ;:3OC]+8P?_.@F0/;'0(2VQ="7YXYUL+R_`L5%BQ7;#;
MZEXJE7QO@UDC)1?(N4A21>R^MXU'/3&M37:Z-*Y(4+A`K50YSJF73FP4IP.:
MAE/%.#JEV(Y#_=EPC'OB?9/LLZ@!\1(AZLJ-+;NDGEFEBY-Y4P?L;$P&'>\P
M"O-E1DB9B2C-VVV'PH`==1SF:Z)?+.ZF14?XM+`K`]<F\7FM\09"1\L#VNV0
MPX3E4J&,]2-$P)`?4%$QC$6%6]!+-1-O"H_U&G3EQ>&-6-)673BG?\E<M.[I
MWZ61UU@QD[R98JW,LV-;S)><BY*2IR=Z3H[E6N05S-NKY#-S34Z=!S-QKC>J
MM^U)FU>PM/5++=G:/'N87Z,.[YZ0DX<5R_!D*L;[GQM([^.W!NR`S[<))P^C
M%DG%:X1MF`]%6H8K&;FXP3/7+C&IBO-0SI,NTW:[RC-[*7ECV"3!@61`H/7&
M=I\0$NZ0@Y96P`V85YHH%P^@Y=HEOAL1Y\6WNF=)&8W.L+!A6BS7IAEN#,=\
MBI3,?T)K0Y*NN`&32,>DZ:WB^6RD*9]S<I0N\W8-.P8,F`JQYBC5RHW**9W[
M1-,TS5'G.1$GT[&5PG1LGA?1R5H9MJB3MF;5<!Z4Y8$VKU2I,+P;-6H9$EQ+
MMZJE)Z(R:QHHXQJ"NH;0Q?FDASMWSH.]K5$IQYH1+5W:J.99#_R^<M`7<IP\
M[-A[!2THA#NT=#T4)[P*@?$SL>RV\;_@"3K8X.4M/_"LNS!`"\%!@6"[/FF$
MQ$LO]^IUU:;N]=EL.%G4YSQ$>%R,)I/A3T*F62^UU4_/XPO/7^G<27`7](0(
M/M>;WJ7RD;[4>"'/^2#K?F*"^A`KIBI8B/-COF8$<C*G]&)>J)AC,Y+;BS7L
MQ3G/B"MM+TYGW%X\+D:Z7*FTEFE[<7K47N0!,!X`&T:$AY.'&?/F1#"]BJ'V
MOE.CAONC)WT@1=1RIRIPG[13GU01)\VFCW/:UZ8]I+JW58!_2/O>[SZKS8K^
M$BMFRJJBU@CO.KJ0RE1ON@NG96\N3HH'WM>B;1O*8/2#UY_/B@,(G/3MD%ZN
M>DW3D/@GI_K4'<[S.G^PSUO#7WVPW<?S&NT#6`N`-A_MPT?[\-$^?+0/'^W#
M1_N4R*LZ<8R3XV0)QTG4JWY7ZF28@?5@!1;R7_)H-C/@\W`M)P^C%V.U9P%1
M"HF,>?`/E;A&(2*5'.IACJRI&I#@-*L32:A!M2X-)"4UXC@GLTC+BW]<+?X=
M^M%L8B%P!0^9KF-:V-O<WKSA3TVPKC:>"[/.%L+=$S>ON'DU*/N!DX<1\TJ5
MFZNL;G,%V-K8-1L"TKC5/YM-5_G._6PH4_E&G.FT)65Z6A,=P/P.;;!M9&&C
MQW5(V9ZQ=C%,_R4?<`VC%AO67+W$FTCB+4>/TD4>2\>N2HKE)G#-'Q=W!ER1
MFNX:JNTB)<.[`2;GL<2+?<NJX>+@VGG2I5IIWWC,EO<_300QG%3/@6B6<TKK
M&)YG.-'<9^XKO7HN2X5%/K4`KQ)A97LW/:<Q?W5$Y*#1R;C/A.!*&@5NN1;(
M]!#6'<)SRXG^]2N$8Z*!\8;O(ZY(H*J9FRVE=U"U27=CURAR<??8H9LK%6HE
M0.,\3U0.*)I8^6PUCFT9=Y9-+J$:[CBV\@,9J@N;*;Q1"3.%2:TUT.6$SR6\
M5NP9U"0\$V$K"GV+05672A;(H2,?^TP;DFP/BWF>)N=CG_M6,HHHYP[F;DG-
M<!YDYC;-BJ_+&53U?.PS3^GJW7GM'3`VH#B;E*XF93J6\X!\GD?*E<Y`=A4G
M#S,&3,69BU]#SUP9/B+9H1L/K2T_&?*:S%_D>N>Y++4SVW4\H?GG.H66X2,B
MAUR<G,/VY6?E:?-@L9!QK20!W70=XDL:D(&^S3I_XKKD@ILNI2\_N49IG1Q,
MF":5AC&D]0QO?=G^%:<B2E)A(@^_Y.SJDE/7^32&7BA?>'`S&/CNY8XSA.19
MK)R/!;&XDFY+23=W4;FJH,:.B=K6I%9.^8)&W6JE:JE^6Q/S>TE^1="[8]D[
M8&Q`,?0K@D[N)9>68S@FOY?D2F<8NXJ39ZCWDIER*HCTK5PON`B0MP;3T',?
M\9MY,16_3:!&J+.DRG-55&GT]!G01>57SS416L0&C>WB]Q"MLD!W/-.!ZQ.N
M3YI01165XKNBP9LLY-%O:&,\D7M(=\G5R$$83I2D=CI?C>A&?SJK%"4>/3VT
M:KV;!V^*\"8TE7M'M-2#9H1',8U>-",D"XV>-`,Q3^+,;K!/'HD:X88)]V]*
M'\8\^[([=X\!"Z7"1?A;=[UVG<A*$186]#-P%CY^@[5HN+MX>L^)S3CCH\>9
MR3"93G@"9C^45T2IM180?6?&TT^_/'97S_5S._IY/FOJEW(U08T9LJ@K//VR
M+Q4]F34>/\MD9&]ZVM?F^9<\%8KY7!].'G8"=Q4R,'.:O!)K#SHUD']`NX8'
MP^;W!.0<TN:\67U1@*^5O)^ADD/&OB7C5P/M97@?4R*"$0AWZ-YR''`AW:7P
MA`R/^X^M^(^RJ,H=.I#U-L[Y>3.8+5I;U62<!R5;CBH]<*!_8W`?#R5O\&NN
M#D?X\V+M?6(]@*M\A^-JTE&A<_)1V2$@"@LWO+/1*<H4C4IO#X:4",]R#0LJ
ME&]5R400T=[Z--C79)6JQV_MW<F94)8)S0[;NDS(*/L7@8&!A+]_>Q'Z%_>&
ML7EY8Z[0(K31]?*M"X.X?;0`C?O!=A]O`B,@N7FW\-@M7OJ-[9H_7O_];[\=
M/OU_0\,+D&<_?8AN9@S[H[-TO349:YE]@6!B;/$?W]#R]V=OHW]___#7^^^J
M?/$.F1>*)"O/7@/`FX0^:\/#QCJ<)\'N3'E967G\._0#:_D44>UVA?!K;)M4
M6PF$-,D$`WRV"'ZXQJL^D;GBR$9F0$9UIOJ^_2?!.+F,,FP!?V/@EWI"@%\>
M/+KD9/+AF,(/8-S0^@YY@BJ+`B!Y29BRV3&(`K['!"*U0H1FYI`H0\1':Q&L
MX*?2+]MM@*T!V]CX6&23?[UZ)IC(MOV-`3=SOS^3HK]C68:_*Q@>5:R+"I*0
M3)LGS]8S$9]_=#!_W=#'5@E^._II(OS(!C/67QD>(D*0%SO(&;?0@AU2^_@_
M00<3DP]YP&H7..W\_DPA('VP/#\0`(([3Q!>P$>Q3F"`%.,D^0W""FG!:=XE
MS6]7EL=)WJUF<4,O6+%%\UZ<Z*HN4^:L.WZ6@1G";U0&`OZ08.6DYJ3FI&X?
M_!XNWBJYC)KV2_G3Z",8`,B'[L>FNT;TXILQ,,HO[85Q$Q?YEP["M5MW_)?3
M$2=9G.E%<3^:Z+5(T_-BVV1>9)%QMC'(-G5>-,V<LXTYMDGBO+#@I2.V]>11
MTG0F(9W/:ND(;TTDN]M?)X1P+LKSH@HX%O$9,T<DE:(RYQQIS)&9.%4IZFG.
M$0H<40MK8=K$AUF_M^QA^16NFGW+=<A]L>FAA14(MNO[A86,7/R(^$VY0F")
M(ZJH%W;58!&?\7)D4J)?(8OXC)<C<W%2.."*Z4.S?Q_S^2=\1/X:>Y?"'<*'
M)TK^"HR?_/`L(8;/=5&:%TUP;8Q04?D4YT3P2BNLY6<1F_'RX[DJRH4MP_G.
MZ((3V,+7>N#$X/U*4E-MIPY)+FQEMKVD4KPLY=N^+B<4FK=H_$!LOC-D<::T
M'N?C.Z.<T3XMJB%B\4"DTSNDQ,G'$])82$CCI&83_"'!RDE]QJ0>O`?VQO`M
M,_'!D.%!CQF?U`>:<7-I*!,<JLE#,4/KE*4C77)GK$?Z2Y<2=\(8X`/>!^V'
MA_D^R*,_S>10IATNNB?@.\L.H44"/P/Y&3A,^O,SD`T^\#.P=_H/\@RDT4Z4
M:LAQ,+UB>P>,#2@X>3AY!DN>$;@0BB07CMK@45A&P!\2K)S4G-2<U.V#/_AK
MG*K-2%IP#]OT#!LXA;(B3N7BW,Q.(B/G176UN,**4YTVU6<3+NO=4UU7B],.
M6Z'Z")RG.HTXF!*N%A?)E./-)L7!95:P&!_UYQJG?E_4ER515HJON%A!8VSD
MQZI'G0[T?.O;,6O2.>,,16TBJO/B*SQ6L!@;]75,?>ZT]45]M53#!5:P&!OU
M-5'J*V`Q`B>N>:>+,Q2YYXHH%0Y5;()&<:[065)]4IRLR&E.]VB3BSNXL(+#
MV&BO%4Y49/58Z]MWJ]Z=X@S%Z[DL2K,V8S-<H1X]Q$HT_>4TIQL&:]-4XV=8
MKOU0HELGFV<8@PTE>`(J)P\G#R?/,+*[^W8"*#5(8.K0;C4=YKET*7/;M#-:
MERC]Y+2F06M,ZIZ2O,Z:YCTY72.XDZ'6V.!\Y(V?7?SL&B.M^=EUMF?7B\"X
MLQ'\_=N+T+^X-XS-RQMSA1:AC:Z7_S<TO`!Y]M,'RS$<TS+LC\[2]=9&8+G.
M+3QYBU=_8[OFC]=__]MOAR^X0?=K?!!]0QL7GXS.?>KQ-T_QE]M7X&/'`6R^
MH>7OS]Y&__[^X:_WWU7YXATR+Q1)5IZ]!J@W"9G6AG=O.7#.!;7.R9AN_P[]
MP%H^1:2[038RX61<)D@+U@YLX>Y)N`M]RT&^CU]%,/`%RX<[(#M<X,<L1PA6
M"$-BV^XCQED@)+XDU-[L*$\!AXC3^%UW1UA^EWR97I2`4EW&MO-'80#IG>LM
MD`>&C&UL?.S[)_]Z]4PPD6W[&\/$:/_^3(K^CJT9^+N"S50W(MI[0,9$4*T`
MM'"!%,[OSQ3RYK?8I@H=*WCJ!*26D?GH^*&'-P<2OGKN(C2#H@R>06#U%9N[
M3C`&3%J!J9K34_M*(]8OT6OPZVSL/`DR5E*^:UN+V#I\!SK'\R-EZX:^X2S\
M(I,NLTH"2;*,W(PI!4"78MH;P_F!0>H1"P:)@ADKW"#OP3(+LP3/C#+X0,%_
M53E.SH`HMVY@V&WCT,^U;ZVN!F`S%Y&#MXY@!/PAP<I)S4G-2=T^^'VWCXQ=
M?TW[Y13PU9K+%!$H7D_YA3+ADQ#&232*HGUE%Y!^.2E%FB[."EO`-D:$-LE&
MR8II4<4!9T,7;+C@7&"`"U@OS0MO@-ID!2-YM*>/-O1S@QR_X=DV!D/HN2R)
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M:L^Y_-;/-!&5QF;?T#W'C]LC`Q\B#EI:*=^1FS6MF#4346M\*G$SE1U^/I\V
MC9URW[%W)LJ%\U;YEAP.-R>B/FD:$QZ'][B/A7*IYX>1JPQ*J$K":/$.)(0L
M)"S<\,Y&;95K5%PX>]^F2[3/C%S&TCXU."/C'!S:AT8N%UL[-C@[XS2#QO4R
M?%<RP,:Y.%$[W9@,NOL\E+8G%0,!?TBP<E)S4G-2MP_^H'Q(TM=+,'P?%;>:
MY/9-+:]#E"<00^:^QYB8.A%G4M-2`\Y1ACBJB+K::9"',[1UO3O3\2ZE?7=7
MEZDL-K?D5B,S5B,G-9O@#PE63NHS)G7?;N=Q@!5);M@`C4L%WX"<U)S4G-3#
M/%;:;B%9+O6EOCP4@U+HXY9@L"Z)4Z7PI*0IB*Q31%8Y.:I45YT3,?!NF>F%
M#29&:$Y7;9S;)B.;ORM3WB&+DDYAQU<95L4V24:SX^D*BEH8T#TG(2'[9E9X
MMUB')*Q:?@U:P0Z(K7-1*RY4.2=)Y^J04X6![<.F75B]L>E@>#D5E4EAIL59
M2OE<G,U&XR-3I4R)\L#SI,M45.5V2<.JU5BC4^=@V/I<4<1I<0W%.5F+,#-C
M.BFL#SHKDNCB9%+80..L**+.1;FXN<.(S,2FC2?S$N,ZG%+=5!YJ]QT49:V2
MFJ79*N+,::\5MXWEE&^#\OC8*.Z[5)/T]1`Y/QY4"O,PT@JC)4.^<2O%X9@G
MFLSO.C(VO:@4%]V<$T6F//QS0E!*-)D?CUG?I"O@>9^K\K12B(!;-O2M2[E2
M'@_G`'W/JKCND3M6;1!^4CQ%:XQF?;L][HI7HLUH*F6P#5;)ML2J9!'2[7]U
MWJ2?%$_1Y*1OA?0MRCP=&V+T''@^ZU3X>_;"QNHV]PX8&U!P\G#R#)8\`S/O
MJ[0?.^L35A9E=2;JS<)5W-2AP(BIJ.J%4WZH8,0Y4K)SEU(MK8EOBU;TDSX3
MY>+IJFTPH@]_@&K/`6[%</)P\G#RG(F+<!QD19(;-N"L2$7>Z863>@#@#PE6
M3NHS)C6KR5',U,52:7VCBTHU+XME^XE*HZCQ%'OR1E'T=XLV:3=)EE5S>L2M
MHA1Q2J/[UWCRP$>SY^D*"F^@L[]O9DHK^X9-R^\L&D4ILBC+O"B&*T-.%;:V
M#ZMVX:A;1:G%(Y[/4LZA&XI*HXO66`CR?%(II_I\!&4F2M7RJ4<2)AQW?RA-
M5!7>'VJO;ZY6?-]X5B31Q?F,AU6R#1C$J<)F&]&VK$/>(:KR6MD]I%5KL,C+
M:>G1OMH`%4YY6I3'!T<UYX)7\5/GP1`[1+5BR$-[J,.V4$ECE/'8)K(HR;R_
MZ1Y%E$J5&>.G"+\9R/K!HJR?5;#WL#,4/T7S3E%%Y=V(^N8`[S7:,P<:M7+@
M#&C,`&W>@Q+JVYBOW!4*$CF:D&GT)9G/I[-*UC#O2$21]'/>AZLGTC=3GISR
M]2DOBY-JPS3Z;@/5U.D::Q)`[X"Q`04G#R?/8,DS*'N>MX$JWV9%FHG39CVS
M>;\;"HS`7*@62N9<H,\%19QIC9J7<R90T4FJ)*IR+UUX,\?<B\#`@,+?O[T(
M_8M[P]B\O#%7:!':Z'IY$V4T?4,;%Y^!SOU'9^EZ:R.P7.?-4_SE+5[_C>V:
M/U[__6^_):^X>C`L&][\P?5N#!N]0W?!#3)#SPHLY%^MX77_18NWKA^\,7S+
M%TR,+7[1-[3\_=G;Z-_?K_SOU\OOJGSQ#ID7BB3+SX30L:+?_'GS[IFP0*:U
M-FS_]V<7ZK/7LC+59HHD23M,JH+1/@K?/QO_=KW;IPWRKY?PRBMG\?X_H14\
MI=[]T_*_?\;OOS?NT1LL5&BQ^_(S6M\A+Y\2,UW7=-8)\0WY@6>9`7[2\%>8
M#/`?(,4#7L,)_..?$MK\>?.'BZTR!\3OK>MAX20BZ>.?7]TCQ\1@52.8)JL3
MB76"E96<_0_+$$"?3ME&7RG8^YJBJBKC*'2R]V5IHBL:ZY1@:?.KNB*/1G1J
M;?[YA#[ZV%#P\;.[Y_[P7-__T_$0ME7PTW\8ED/CU%<T^<297P:"ED'O9L?K
MLQ/*FP4*L+339]*)?<X"H=K<X0JS6Z3@7%?5.;N@=[*[%6URXC1G@0(L[>XY
MN[N[W?-;.>'KU<8[/O=//OB)-`21J3CM<KZM6@1#^_!WLLOG<]:IP-).E_.#
M&PQ0J\WMSC+F!<>Y(N>'&?J'OYLS79JQ3@:6MCOCNK'=P[UUS#\8EO=/PP[1
M.\LW;=<//40G&C^?SO)CJKDPM`S\]^V3;YZV__P?"WF&9ZZ>/J$'9!.6;;_[
MZ&S"P"=?J!'?OO_I+)!G/UG._15<P[^U#?]P!V!92/T1RS]LA3!8N93%8%AD
M5(K(N+]=KH,5\LH%M,JJC)%1[-2A5)IRLZE4$$8?*NUDOLLZ4U::(FME+9P>
MJ-G)%>S8-U*+2HA5HIVMVF7)&6!<MW`UVXF%/5H=TZ9BKFU/CY!82JDX(^,^
M;+M)`>/TH=0S%?A"E3HZ[<#C"M1.CK,):!6F&>IZZ=A]]\#SH&;O9&POJ#E1
MY%$*7OM!35F:,6S&-2+>@*.:[0I-"]I*G<A2V>OK'JC937+YV'?2V84<E#-6
MO"S%-1G7+ES1=F)DCU;)\+AFIX;1L-W8-N.:8W6C!AS7;%>ECDX[\-#"V..:
M_X/L1>"NC0!^GF(H9'B:[KT#.9[_X]K0#:*K2KR;P`@(.;ZZMD7:(=V$=PLK
M&A9;LDHE6\E5$<FVZ=/0&Z!`'V5*DSZW[N<RCY+1#X.0GSW25,"O;=+T+CIT
M2'-:70'BEA.ZX5Z.^5?7M\#K_81\_W9E.+>/R'Y`G_&O5SL51Z5N9#Z=EKUZ
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MJP_6`WFO3Q]?19[DMTYO!&)MW.%U\9MOD=,.[IHR+=N#K@:$M5%O#5]95A6]
M`<;TT*2.F29/U7K[M@8RU<$O7[&Y^_.KC1;W:'&%E:IM8Y7I&78953V=3DMO
MZ$YP;][`O6N`NV/67)Z5;H/)&.YM]!MOA&S.<4S7.Y;T>@?F<9!H6@=T\033
M@*IET!SG(V<N59PU32NKBBI"U]@:H(JG+$_D:0/F4D$/]H,;!C>6<V^C)''E
M'5:>=%'5M-FI-OF-`2R38)2C!+Z@X*WA>20_<>V&#J4#53]()VL*5W4\3^F`
M=E"6)+D&SJ5AK(G^$7W0%OJ'&8048:R)?JLXZY)6%V6*>+:"FC+1Z["3`CKM
M&4T4E%(#I=N)O21+ND11"35%MVU329;WO#9*L#54-E1QU/5)4R73`"^ZUOQL
M5D=A5C3PCKC!S,5'YJI>]K;NR!+MTJ'+T(.FEKY?*Z##5\\U$5KX'SQW#0]B
MF!.YNEY^-KP?B,P:W;WO*"T^_/4^10FI]-5\Y=7;!CVO/[J>7%=)+&.0ITLP
M!A.5)@)0PW+MP&/7RX_.`_(#N+:B*R,GUJ`#1D$_?'V>-7U:A:7H%)C.JL("
M-W5ML^?$&G3`*&"/F@WFM0I*^1RZ'##\U9WU\AWR3<_:P)WJ]3*J(SI:1`06
M=.(5G+8E]J%\?;M"'A(>X7\<5W#O;.L^ND$6W*7@D^4$UQ,VR9*"GUI3>,2+
M"F:\JO``R_JB8/A"X`J&\R18OA\B3Q303]`:\!M9^B5ZLVO^6+GV`GG^_R,@
M<NX)1B!@P,B))JBR*`"$L#BP]O*W%\W(L27H)]<@]^.?D.$C_QM>T'H`G44&
M;&`Z^>$:>?#?P`M-6(?.#*SY;!99T?6`:!G\0H]G)NER0_!W$G_\X>2Y;\BP
MWQ/1HT%Y%6+;VM[.+PM`BV`76_$8-5I@IW^\QC\U+<.F3&99QV;F(;SY*[<!
M:-&X25F;:T<(6Q'0HWQ(GJ-!T,E<F^DE^9^LVP*4!=2<2-/9I!4H(YFFHGNU
MR3')S%F5.H1%ZE55YFHS"'<_^8)*9BH4S"O0#L)<APO1`./[!\LQ'!",C^2\
M(+T9P/'=20R\NE23B^-[AC[(D."-G>,U^.W@PL?P[LX[\N92?7IVAD%O9(Y$
MJBR13VPG^@"_0TO+08LWR,'_"+[:AO/F"?XW:O"!E?*]ZR5!DF,ZNU0?LL)C
MJP]LOB'?6F#^5$?GA+'3IS0E/W7N=^M\=):NMR:.QINGMQYV#8+_&QK8C'_Z
MZ"RP*1^X'GG;%]>Y,DTO+!?H4F;CP?R=&]X%R[`4WH,1WB8$P<X=?I.S,+Q%
MN58TD^D1PV24I*DB*YK6R0%9Y4QO@OI7PR^9CR9/1Z0=;C8(UO@,LN26.K4/
M@E^];X;31W87`J'H4V4O_W_@6Z&&3,SDGBU/RA2H=D1H4ZT3E<#`"5%=-F15
MFXQJ>U0S)>7)I!.OH(HCV<DYB;V'3G1"5XBS94=W)>Q5L)[VO,VIVD753@"=
M.<^_':.(K4W`P'E8,:X@R5(GOF172K'B6:CC_X^UC=*28)1V'R8RR:GJ3'&V
MO>UUI1,'L3O=/E,4N9-(:%>;MFH`3-7U,_'Y:W@WD_TZDO$2IZ+8S.3IF5A%
M%4]!39*[5)$M6\IE#SI9(UJ$Z9.A+"X3357T+J/`[4NE+I-F"$QC5%T]3]3)
ML:R2`9_=U6.SDCKM(!!3D)@RG>G2K`.MI]!,`CF>DD0?9(I)(+OTRM[(7#$)
MY'C&$GV`NTD"*4H)[`.;VDD@IU)'^Y2F[D[$60?AS*XP9REN1TUX.W1F9%V:
M=V`=,4&:2DD@:B>ZF[DD$%WK(@VB*^U0W:AD:R/TG@"BR1TX@]UM@SI.QH0Y
MX[[+XZ&31&8F3H?JLJ&H^\U)!BX<%0,K\PXN#ZKYD%UH14U7NZB@Z`YQMDQH
M%O,_NDB"Z,PD8B__@P6;B*U-P,!Q6/'J1]:[\1O8S/^83[HY"QF0B]+.@SI5
MYEWJS=8C`O,N'8$.5/M$4KNH=.ENSU:]QU?D+I*V6#C=:O@VF#;,J30VTC]D
M3>I$$_1/F:KI'WH7]1!=&<JETS]4N8LJJ48G0^GT#VDVF75Y+]:^5*H3;=J)
M(NM4/4_G'5W;L)S^,9.K[+N/ZXUA80".`/FG@[]:?/4L_/G&L-\86,N:5'K^
M8";M-=&O#$8'.%!,+5'DO?%_3.)++R]%U283C7V$D_=BW6E$NI-@2/!.OB-*
ME2P9D2'T8%[9;G?3[.@RW3MEF"0:K4P@56(?URZ2B)3)7!V`<BBS5_:^H[Y#
M%&6_Y1&3I.HF66NB*`.@17VQ.2<]TP:5JMLH\GP<E"HZLBFF#(^$8L=EJQL]
MIFCJ`*R>VE0LJBR9J?HXL"_:=5W84G-],CD/:M(Z'<^!5MUT4)SNW82-E9Q%
MV9'[L]8'2X?FAV)=-0:3BID7IN)95],I\^81S?HQ>;+7$8=)?.EYXYH\8=\#
M51@+\BE3E7V#CUZY'_MG8D>5@E-U/@"VLQ#DDS6%_<N2KBHRM?D0=E#_0;YS
MI5)E&V5_7N5@*=5=D$]6F(]/-1&N3A29/)U/QWS^%90+J)IR)MNN&_>8&`CG
M0,[S"/-U+WJU%=E4D@?@Y+<>YM,551^)[]]CF&^NR]T<BC#4\HO[#<%DYL65
M;;N/\##^WO46:+&;'DHCN6\JS[326Z0L8+W@2=.&G);/\6&;)A1#8?I^OZW!
M$H6M&&.E1$*V"4O+_E%&LOLZ24A4]>E(R,5&/%.22I_R;).SFYBG-"UO8K--
MK_[CHF/1>TS$3O='^XR:FBPF40Z?JGV&8"=S923G4$MA6FVRW]=KU!1B(91;
M)6%S_!3O-MH[?GHRE_@Y>I)33`X=/JUZC"P?S!P9**&+Q@Q,*]09,XTG17MZ
M6OY2@6V24*Q'EZ;2*.R,0:>SLDU86L;7.%R(;M)BE?E4'H5!P$;JK*I.1W'O
MTU%VK3S1QG$!R4(&[EC4'@N1YOT>XJ,F)I.)O,,G:X^1YKDVCI!^:_G`BJ[*
M9R2*+`2:*^4,CY_D/-(\\MSCT9.<8G[R\&G58Z19GO6:V=I-3K,V+=^CJ!Q4
M/:!(T9(>.B4H9O>19OE#IP=;0>6A4[-[XXI-.G1Q_@R=1BR$C<>AP[I)]I"K
M55:P2:K^H\6<@MP(8RLX?`[4[#$F?.:*\QS<RZ&$@CF=^3D^N"QC3FA.H![#
MO,.F;E&K6EF>5+HL8!)';@NWD#@\4<NWN&67'CR\V\T^JV8[:97NS=BD12=)
MPE.E4CH1FY1B(=`[#FW641>*,9@$_0=ZQZ#D>+"7#1.$4W,@"<!GKCS/PMOD
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M[B^<U;YS=?6`/..^;+K;A[_>5Q@7CV$OW=7T)!Q=X-%-ZIVBSTISLU]RT)PB
MHY0?`](OTK3.1;7T>"Y6\:WJCBB3\EWFAK//Z]?(R'KY8LQ^Z<%6B%B6)N7K
M9]@G7.N9<A-=+SVA:ZCD.C>MS$(`3M'+C_QAGUH=3J$I/_J#?;+UF7NF:^I`
M#(J6HG?:7"X_TX1]"K`0SIN2?,9SH6BW0;[ATZL3O3:1YB,R;QN%`A5MI@PD
M-L1VA%#6)LH@HDH%>7"SJ51^WG>O>'0T/E<9QOZ@.LM;G92?X]@OTK3.UV$X
M\#230>6),A"<NPD68F>[=-U)O_1@*UBHR/(PK"DV,A%E15,&<1'#0G;>4+0R
M"\%"62\_)9!]:G47+)P-Q+QC/58XU::#".VWENFG:=KDC'9@)TXUME%')%0\
M6#C`#$%],/&0UH.%FJ*7;T;`/BUZ#!8J\RE=T_;(<Y_=A;6T3`/<$_\FO//1
M?T+\%,;/".W@2PA@7B^!@)YA!GZU=E/IA6X]-\3_68!SM),K_!-"HY/?-C3E
MMH"GB?OQRP=,W1U9FY-EZ$2^71G!#B[[*88,+5K3H2<9(UB+WY]]<-W`<0-T
M(7^7(=.(\^I@0U#70*>WBL+I7V&OU++/2F\')6.X<6Y4$&.=$ZZ9&FFHV;D>
MH:1'ZED\^YI$Y9JDFJ%91WUS$E<1^9H7**5%7GOV6N7\:,?L;V9C[G-*Q\<U
MY]2!<J*]05[/.9%+;X<Z<CS!WNMLX#16AA#.&;I>ITIDAL,YTQ&$<]K8$%V&
M<Q1.?U;".;/A!Z);V`VEQ'@ZX83K-9RC<CW"4#AG/OQ80[>&9JUP#E?6#(5S
M9.G9:WX(#"*>(\N<59T$='BTH>6(CJQ@#ZJW:,-7+_/W8;J/S.#%2=5DZTFV
MGT5SFHR$PITDG>FSJ<;)G^^4'LMZE-2YSNG6C4]ZM)N+-I4Y_:FY0/D)XYRV
M+93\S6<C$&"&+HN.GFX2)W%?IH6B3:8J)W]ETV*J3F833K?^3`M]HH_`(V$F
MNGJLEPA7RRV;%ZHJ]^O7N7[`JA'77^2BF"ACH7$WW;7D:44?_&P84*`=IK*F
M<,KU:61(:E4CXWPXT$<$XWRH2S.&L=^+>J!D9CR*H50,%)T/D3N)8TC:=,89
M4,/,T&=ZU4N2LZ%<-V;&7-[K9,490-W*4#B%6[<TE-ETUJO#<O@X<_5*G6B4
M@_08$K#6J\7Y#XDY-E90TBT'U-8J.37G3.>*1O8!I75.:1K)O24H/<$:1*]F
M8(^?W!TX-@>,F#Y[/9GJU7S-T7.B&@FAODN;3:J9*KW0D-E$=&J6R1Q*'ROZ
MG^-G14N6B2)5=H3.F=8-K1-%9M\Z&4+I40E**Z#1-2[9O9LG"LEJF`_`4.RI
MI*4$";'[.)4G+0OSX0-O0\\K;=L5),=-I*E:&&TX"4*[H-/,+-'TXO3@OM"D
M.51:T31F\:05(<8'R+S0)>@+R4ZNT&;SZ:0PYV\(%*A]$X-)H!5G?/1#@H+I
M?U--GBN%?E1/H%/4N?I\JA4F7O>%)CV=.Y\IQ0D%['&SHLI5979%MIL9E3-=
M8?30Z6IZWU11Y0XE795N77W^SGCROQI^\"Y$-`Q>>2H7^SPE8.D*&YIY3VIQ
M^19+F%.=!UCC(&*1YQ6UMEQ#8_6'=B=)[I)47$4W5*+45NW8:2R,8K!#E`+[
M6M.G`]KM-"UN,IQR.(A35/#J2#A><73KD#9M)^I]5IR?.522U%;NV&CO97=,
M\!MFM.WWN:340.8`E*Z0H6F^S^0:\:[^,*=8?%M'?EED>37M/BBDNVFN-2^L
MP1XJ36IK=UV9UXC)]$64`M-=GA2G!C"$#,T+R@'M=IJ6^W!PIA:4&=`IWI'1
M+M5P6X=!DMIJ?5J<]-H&3=[_)S3L6_</#V$XO=N5X<PERA8\7"-41ZT`L'X0
M[5G_LTD3BG9_G2M'-HE"[?`8"T&Z.%?.CU+U[W95=22B570Y4"=OBDD\*1X^
MXZ!'?TX)F_2@=LLPE@W328QJ<I;DJG_PS!G0QS2]F]F\3@BK$\AIWC0K:@TY
M[P9+BM?*M:X3^^9EU1RA&O&H;E#L1%_+D^("GB$0H'[K1$4J[CK7#P4*;/G)
M9%8CDM0)X!15K58G=[$;)'M.X.F;D]44;9WZLVXP[$3/SO0:`6WV\*^?8BE/
M:N2=UR7`%]<Q3-/#9O(-!C`L-SNNP+35975:PUC?!Z4C7&AFWDR*&Y.S@S=%
MI:SC_V\XB--2U$J-?=H7SMWTA9?JU!$,@23UPQ:2+-6P6/JA28$9K4ZTXMD6
MS.!"M4!U0&A3+%B=#`EO:N9W#2^_+YR[T>IZG<#'$$C28`JFKE(ZZ?S5G56I
M//8K9B+^CW%?/0R]"3V41@5NL"[GDO[;BP90=(&$4HB$UB42!R4/%'FB`#J2
M4@6;''"ZQ:N039(TZ06Q@WPWVIL(_Z0*8CGP=(M8"8Y5$D5JB!7<W%'GGZ16
M0;,T='TB78*WE82V):3;XJBJ54&N%R1*<&C>(1+8/+E*FR?463*I)&^GP>D4
MK6(F:94.M7RT<NS)*]MV'_&'Z(/KO?70P@H^N=BH+6<82T5&OE+<1?84`&W"
M7=2E15-FA5&X7N"F&5;6BCO1](,CQ13NJ58806:-CQ6SXXJ#*?T@V$400=5D
M1MG;3>VE)#/*_"-O_.@L76]-FM!B4KA>L'1MR[U!]UO1_],Q\*HF1GYQY/ER
M@X4*PR=]T*.HZE2?%]?0]@(WU4O,XHE/_>!([[31U.(H+VM\K';::!*C"'9Q
MVFBRRJ2Z[2@ZK<MLFAI'^[-W<MJ4F,;8!T&D;FRO27&I03_84W0?5#;=5XE>
MDQ=U<`A6]W/9M`JK;=/ZB7^SX@$+O;*X<[6M:ET3Y%^>%:#KY?(X93[\];Y"
M@8^DZX69/X5P=(%')Z>0+M578-U2@Z*;H11GJ[.!,[642*FV!F<%X<H5;FK]
M"#2[V[Q!/YIY;:7=BPAT?JJQ3YN",)@RF=0/UG>*1T<3'_3:[G:WU*!WLDUG
MQ=U5V<"9VO5-<:]PUA&NG/:L%0\E9@/G3DZV^4P=Q$'?7YBM']I`BL4#\IZ:
MNVRR7-R2H0B*#I#H*&I8>^]W20J*SEIAZ1X+^%(+)]9696Q@6_TL&P1[NVKD
M,`1:#.L4ZXXR1<TNI-K^=X<X=-1CJ[;-WB4IZ)UA@T"76JRQ=@R"#6PK!QJE
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M!729!3'U:-%/NO@_H5.F.:DZU[NG'SWHVJ/?#=J4@%`EQ23=TX\6=&W1KVPT
M2Y/4'N2/'G0MT*]:CD8T-J,B`>E#V4TAH[:79E<.UQ:PI9AG,9&J;X!6<*)E
MQ._5A#.(3U5#7)G+C/"HFYSUZ5X&;]\L[-PDOE"5GH0X:UX6!)UF^XWENS5^
M&T/7NO%;U,%95_HT?AM#U[KQ6Y1;HTA]&K^-H6O=^"V`<-Z+\T`/NM:-WZ+*
MF^E^FZQ>C-]NXN;8$YFR<"K3#'[/M+UQ[;WA1,OX52=,F$Y4ZU[V9QSWAE,W
M=2USF0DGL\?V,).&WLY1P!?6@[4(,7!/[Q\,.R0`NM[']<:P/(">1O_+Z42?
M%MXM%H-2$/NGA0O-7B'3XF(L=O"F=X`H4[7XXH<=Q*GE^@Z(V9W4'*N#VO?=
MC%I29\5]<MFA"9NWGZS0IRC4,IL5-_QB!A>*Y]ZTN(\N.VC3;`\M*87YFNP@
M3NO8*TY?9@?G3D("BE:<(#1,DM0OA9F5J&UEAR8C/?;>NK:-L$Y[0.VZ>UC^
M"Y-NBV'I"!F*Y]YD.BW>^>P@3G$(HZ(/"7%:)Y^L3>3"S%AVT.ZFSY0\*V[*
M,4R:U'?ZYM-I\8!==HC"YO''"GV*+CCG$Z5XT#@SR-`\_B1I.IBM3[71G"P5
M-X5F!W%JQY^J#$>K==1F<:9HQ7,-ADF3^L??9+Y_H\PT449Z_)VJ&2EV*V4Z
M4_#J-[HI`6+?R%,\1\=+(WI'KKR7Q3@R0M$ZHL=+H2Y.<TZ]ABW\YN>@\1FS
M$X9+T:*\4ACS,EIQHNF(CY=&%$/6VID*4\41C;6;@@R!2ET8$9/Z4W7'1L+Z
MPR+KSQ8?`@VY(1&]N9O[:5F9U1_AUUH4AL'K;%FKO^W8IQ/%O"]]6KO++_MT
MHF5)Z/7G_;)/I$[RRK3BM,KSH&!M.T*=RB/6:'V9$>,]30LB$K(ZG=<.0S./
M.TU+8C(;KXS0M"0TK7;$E'TZT;(D5+UV5V3VB=1-T7K]YJ;CHF#].>AZ_;L-
M]DG8ER71H!5^.:+ZJSOK)5''5\Z"5$S[NU=_01BP#48-+:[6;HC16N#78X3+
MC:`G-BSR,$QX7T+W#4*L*\\SG'L$`/S+"E:[X,G[GZ8=+C!N-RO#0V\P*(NO
MQA/\#F#[ZF(5B0++(T_&LNR_>;JU`AM=+W>O(:1_AW]G!J[G8QEWL3X(4/0.
MVS*?/AL_\"+7RZ5E(J^0"3KT<XL[M-0D5MMT5D9"Y_FT,9TS]?V?#.=X?YF*
M\3%MOC>W!E[\NLY"!>:S/MOSQO87>A-:-G`.Z(+WL><^$"[Y?WAXRU,)!:K:
MWKRBW"7IPE;H7,A[=DYIV#Z$'GYQZ$$[B`_63_@7/9I-][OGGER-'D@%I)KJ
MLWEUD+YZ[@9Y`;$-`OS#]_\)K0T0E!JI%'TR/^A:DK,F9>@*)Z3KD[K079EF
MN`YM.&/?H0U6BA91POC?-B+:V`%MY076?\GG)U],91/+TM[4&%K0]89QD6J0
MYGOC3MK`^!K_!/_:N8^.I`\A;*//EF.MPW5R@J;24T-\(M-!;RIECX5:@-3'
MY*-S^^C^A0R/RB[;=[7JPM((GY6'$#6,E+WN;O6A:8+3!S?T**(T:832%IA&
M&&'?A1Y&>C.QVP)3'Z/;%?*0L0R01T7GR>JT`48[8.HC1`,-59::B%H:^+2B
M+]&Y3,KW1D@A:QJP].L;+%MP>,_W#"1*J^9QH0JR25.U;Y@-X$J2IIH-B4UZ
M.6>7/[H,#3B*;'E=[0:.HA-_.JT&!Q@LP=-G%*Q@VLD#\@.R44KM4.G[C;E"
MBQ#\^^/O.?P4H2_&.@KL_^L)?<:6U+UQC[!9'&Y*Q;6R[LD)Z&DA*'>/X*Q3
M!)4>$-3+(DBB.;O//CI_.A@GW[6M!9CG-^&=;RTLH^1\^<X1C;M;E\:"-LH]
M\+86NA$4\,.%Y0>>=1?BWWW$3ZW1IU,.>N_,U5+,+4"`(J(]L/1"JX1HLJUW
MGW[PW'45%;5W_'__A.[QP>4$^`4$B:\&.*5E!P)G3^524+6!AMP$#66RU_RQ
M1S2Z/_`G<S9P5YJP4%:TO4E+/>+1/0_5AO)[_"?7CP[R_)6U^8H\$^S;^^J.
MY0;[B&EPX1"[U.:%!LJ1M=,`_^&ZBT?+MNG=KTS5O6!19HEF:Q<%#*JOO;LK
M/GFR96==%/G4^IZ;>7RA;)ONVL#D\0*`V1^\01F82HZGIBA:&6`B$^3PR[<K
MP[NG,:EM"TC^0I2H4B"RW5&E+"!EJ)+Y3>HB(GWA0$.93";30YA.K/>:)EQ%
M#9\JPI5*;K$"],EZ`&LT,)Q["]);($F)WF6M-C]L2IZ[*'T`O^>\YLW39^/?
MKO?6-OPXHRWT`WS(>M^03>@%9U6Y<L[)048;TWBZ'GJ'-JYO!271&Q0;/SI^
MZ$&2UON?&\N+.%FN8\!A6P^6\7R_WM@NB=%?W7LHRL8H.1BB9SR+#H#>]89R
M)GJC(IY#TQO5T!NNWJB&9Z=Z(XIM;FVWZV5BD)"+WNQ#J?<UMZWE>"YP30!:
MAKT;_3(F&E34/>/`NJY*&@?V=145J]@7Q8Q8WJT=641CHL%(-%8W1M0XL.]'
M8Y6PQ[X@.MG.4TTM:P+B)6D#UXT.TF<'S;F8Q;&BCBEOP/>-65T]HAW.?V`5
MQ;K*8G+8Y[X[%`OKAO0^@>M(0:C#P;&Z$3(`K.HJ!W5Z4#;-*HIUE8.F'30Z
M:HSBGSY:AO8G:UDJZ9?:'GS]59;_FGZ>O"N#S0[&_G$ZW'.OOZJ?Y=G0$,G9
M9J^_ZG]IGQ5M:"CE;*O77Y6_9I]EI7^4Z!UC>`M)PT3JV!Z2_AH8%KD;2&-D
M`U$[EV`#5<<F3GY>0-^44U!LNR@4YVE5NB-0B+&ZR\"N`43[*'PO>//AWC$\
MSZH3>U.E$5+CUC,6)!6S9/R1?8DH++X<``I<J!M1HQ>AWJ8BIX*4^T_O7F[#
MRP]>UC"M%9SOK._=!)AL7F7+:!5>5TM#P:M:BJM.#ZW#,/^?CG$Z2KXGZ.TA
M1Q>L5%YKIZAVII+/FVK55'=+=.I(-Q3E^0U:-Y1#;A12WIVY=MY48TLW5+03
MJ?0LTR;[)7_5@'C=.@+=>2[[@[Q'0(N:?@NS%"CN[,0X"SMTQ)D7Y\[<\"84
MB%WX["^)B]Z"?S/5XBKD"JO2![*H?4\C('-LSH.G;MW`H$!5.<[?J`E`N[`7
MUC4WAKW$S72+=9RJ=-B_OR(872#132*+HI?.YAL,+:K6**FE:Y2&0H*ZV3$S
M:70[HW:ITR"T1%&W1ZU\+EZ/2'2CZE1I`*J.F7+,H9"@MJH['`<X=%+45G7*
MK'129%&_"V+C70<KY/5AT=4#H67@R^KH^L"7X5OJD;B?Z1<,[.TCLA_09PSY
MBD[;Y\.I1`T@JH\;M(Z^?73[1RD&I"$FT+&<3E?N@PF>=4!IA@TT*Z=3:%!>
M@Y^&I"$N^+<T<#F<.U4#D".M4&^0&7I68"'_B^NL#>\'"DIW$B\*U,\FZ4+-
MHB4I`U<DZ%-=J@A<0ONO'EI;X3K5])Q:-Z39='_>R=&E:$%3.,5CKVMR"7"P
M-"(/T[)B4_JB\WNN[G<<W5^&`A"%(K.GZ/.!2&:`15T9;XV?9!07.;GQ'_7F
MDN232;`6OS_[X+J!XP;H0ODN8WM>4O?;UU>"JFV$\DF^CY""$2(3N6@AY.'O
M8")?I#FILT`%%NP/NMA?M3E$WS\8EO=/PP[1FZ?M/__'0I[AF:NG3^@!1</A
MMM]]=#9AX),OY(H57VQ!KY1N&,XL"FK?#*BR!578@K+6+CF50<MS(^A+R3/3
M]*<ISMC<V!C6(C9B$ZU.35>_5B>:O&_?G%R0*F!%EH:B3&L!EOJ8GEGQ6E?G
M63OP<!D*0!2-*9OLSRG+!2(.>GZRC#O+)O;\E6EZ(7&7B-%&A3![3=0+%Z4/
M85'L2&T`(?X*YKGZ7XVG.%6,_.0-]B8MYSXF.A9&["F9]*1-VVOL6!V*#G`H
M;$],$P<BZ2F64=S:,WFF'>ZJP[5H@5,4Y=#V)RL6@W-KK9,KCL]&$#OO$/&X
M=NB$,31M*F>C8GE+4@6MS*!#K1)H40PYYT>W;OE@8N'<TXD^2X6`2BQ+'<02
M(0YM2AE$\K-;MW3HKVB/8A=>*P%B:EGZ,!8F6,W4&C`>D5HZ7<4U;2Z=W+-^
MHZ6+5?]T5F[I;]BHB^8G7B^)HKM9N5YPB[SU.W1W7)_2F^*CJGO3;_*AH0IW
MD[$]_4#<9$I-+8@S7_P+6?<KN-9[P#[8_=9\^&8$U17,_F06#2:S2)*J[:`L
MNW9[\'[_9CCW\6"<[+LB@G_/+'?[M(E^^PT%AF5C(H?8484!C:=ON4^18<H0
M&?(&ZL3P*A.6X.V/;5(S,KR#'&NT`,3(^#680&X;3I0O@;QWEF]Z9$RYX3VE
M?W2U!K.^C*8N<"0E>3^HW0">3C$K.HG5@W#]4#`K"DC(:DN8W:SPV?(&;P3\
MLC5$?,A=[I7GP>Z"??'F:?>3>`3SU:/A+9)!@G[@A=$I0ZY!5H9SO2%Y3]B_
M)'/'%E]"V%BE=K7TG;P[M5MA1J$)0R<#U_QQL$5]`,U/4TL"@TQ6,JJU(PS9
M):M,A:SZ=#KG9,V<013(.M&UV6BI^@=^!=1Y?D6>Y99KR$Z!I+(Z5]0N:)I%
MCU&24I%2::SD_"?9$YU+J*),Y2Y(FD6/49)2D5#8\Z,EZ0?76R*K!T'M9-\?
M8,<N48>C3'LBZM;,V/.&B6Y_AUWA[45^*PX!]IV^;XCS;V2==\@EF5Q.)YV:
M6H4T&"1/JBJ67)ZHETHGVV'D/*FJEW)YHEW.NG7T&.%)UOZLQYAF9W`>6R:7
M\TZX4I$*0V4-M1W3CW?$"%^RQC!K6T:>7<[U[GV"T?*&ZBFC7,Z5L^5-;)V'
MV#E@:M-T[)V4PG^0'!G<\=(Y1^)UK\/`#PP'6O-4"KV3<G,@KW^]A-O7*R?&
M<5=51PA/R!VM5<X[US5%IN$FGL*O?^+)[1&/AJAV0;@:4?2A"%Q.%!T@^^C[
M(5J\"R$9./H)>9N?`MM__Q-YIN67'$C9B3!5!IVFM*1T(R"WZ^W!A@!1W'2%
MF+:DO?:.G(2+7_&1638`0H.\^?[W1&M%N^7ASBJYZ1PA;1L]+=+:KZ2%*].[
M#=U!4;CI84^5Z,F;!T+WBE).%?M.C\=1L:%-8FQK*>),/O2GXR'3O7>L_\:.
MXP%D<9UFF;D^!8FAFI*JJJ@.0+NP%Y7_3*;LPEY4%Q3/,&\`>R*\R=,WR'O`
MXG1<EK?7+D1L?=+D*_W]6]</OKC!7PA#G(`0B2Z6[?@C^)U<2N1>?Y7W)SYV
M"R73])$Q?69_33YSXAS=-S#"4<Y,W.V//+4/ABAZ<;V,G-6K,%BY'JQ8ZV(W
M.O8@V5N1I$G)%%-5GD]IQ-I/8=(&F1X,RX;Z9<P18DUV1BU=FDI3&BFY!0AM
MSYR]T'`DL]&M!86#44XUH\Q9B1(T98J(2T*3H?]=,?WO\LWBN!;>LQS?,DD4
M^[@*:BVPD%.JUQZ*-,W\U"IL1.HI6NT'N+5$.-;C7*U1M75?=.=IO3M50YA_
M0Q?!#&>%/)_/DAG2\,,+2;^0J.3>9&!,H_W6\%<WI-_$`D5W;-=+F$B];2A-
MIS.QE&W05[@J?1"+>L@DSE`E$,EQ$C>7>8,<M+2"ZSO;NJ?6TUF6]=1,EU,K
MT0&ER%O,C#S)`R55+$BZ%IX0UG]9P>JCL[`>K$5HV.^0;WK6YB2T!Q;Z[0H)
ML&D$K$_6T-?`$#:&%UBFM0&K+7`%9",S$`5DF"OA"1F>"!\N`"C!@Y:)FT!P
MET*X@8\Q:K_`7RO+%UQ/6.'?^(9M>$^"X2R$.]<)??C9'<*O\QQLDEB.$&`(
MEJYMNX^6<T]6N#QLV5@5^6,$O#5^1CV@4DUBOB`JO7%.]LX\L29M\`J$[F0G
MS!+@Q6UT/B"\@0T;/Q`'+F*9;1ZWDDGS_+3.R%^1+G`%C)WHD_Y@*^#JA3J?
M3AM"=Q/@DPR;()]<LQ7F:E/U&(3YR[8!9U'G)O4HG[N'LXCG,X4.0;<]<&ES
M7-'DHQ">6)`J:$7=D>9*7Y`5L54C"KH6;(DNCW=]:XR]4-2#[KAE5FX%U@).
M7\B*>M!RH2]8BW@ORQHMNF;40'N2H.^-?JBR?(M@%PF%*D]9!+M(/B8*'6J_
M7RZQ)6\]H.UOH;<-Q,L=$]M^D6V=&`_P\C!PO:?,CRO*SGX+'@B;7:I:"A<*
M,'6/8EZ/K)&@F-=/B@D4B:2C]28^(6D(II0N+ZT!0_LH%`J>-)LQCD*A8$E2
MMUSXXCH+M`CQS^YL%"O/W23:3ZY?/3GC"%X7TJ6BJ=40*P-93]@6""+&5II4
MU`\,8YLGLTHDLVSB2HI$J`BO)%,07@).EWB5$%-%'B!>!4KT@K1[[`FOXU8I
M#1T*W-*J874*F`Z1*CZSU8H''@-(%9_B^KP?I*)1#XM_A]&,-CIBIU44NWT@
M.D"B6,RJ&NP](%'".*RHUJHC`9!93F@Y]]<;%.?^TA`B12DTS8\MW1K`A0*C
M*85'?J<`%PJ')NE-`3ZX%\/_2#Z+#\5OR$?>`\D.)[>W>/TKN+R$R^P/KO?.
M#>^"96@G8SSHS(XY$2"D!R8#1"@(@TTTY:#Q,7-$B.3K'F$%=.(<K9JYH!X/
M638`JP\LBY(B)@6WY_6P)"D6!^_ZEV<%Z)W[Z$0U]-^08;_WP?JX?G1*9O46
M)>IHJ4DF%==O%>["R1Q*([A/LB]6MLX]N+9O#<][6KH>R1>E,G5'5O*EY_3R
M;4)=E"HUV9_-1P?J[)!3*O253ESWG%B3-GA%2<E$15("#^IV#!N2XJ,+6/,I
M)TI4F8Y%@)Y:O3V0BX9L2<=O49M!?#K,4=4P*MI"^P&,!J`4M?@OV"+%H%!*
M19/E>9%F*4I`HY1U)BNS@_FCQR'9/W!2V6COT,;#;Z66"CJ1CY]Q)Y:D#5WA
MH`B=(G1?DR$ID7V+CY(B=[PJ,>.TPKHPM`Y_X4@W:=XF`MOL56-C!8;]AV$Y
MU\X;R'M>W1ATQMTG"7;UH>@`AZ(Y:+I,`8<C2B;U@L.#ZA8_[1LF["-X'1UW
M[6#*:SU8.L.GT#'K'A_RP+6#7P$=/W95,53RM/>&K=:%I3-\BH_8D[X/982H
M&6VG??W]U6@"5>1$2&4$HR145)R%<J)*"Y@&,PME=7;22:`/::%7K9XT.5L`
MI@G9)K.3H;T3D.X5X64+E%-=DMX8OF56O+,X6J$YT[34?4NEY=N$6RZ&6Y<9
MA%LI`?>T+;C?678(M=K[3^^L61H2(Q6`7PQ%-X@4BM!0$"F4J0X0N5Z>>DEG
M2N@4`.W"3D<1]0,['654!O8K?#PNX'?6`]I9G.]_FG:X0(L/GKN&ZLXPB"[L
ME^\-S\%O\+_"R&/\VO*#4[\W7.G-T_$71/7E.^12_2Y*=#H@A_V>F4Z%)'W0
M6&:8QOI\'#16V*6Q-FF7Q+<65BH.^F;Y<<.T*-Q#)30C391I%OP3JU$#Z,`[
M>(M/4P\]6+:-OA":&/8;PSG:3?Z`\K*N*?U"?VO8=VY0%N").IE,NP2XJ`9^
M*FGS3N&AR_YYM\)["'TU]NNJ-J\,,,WM+D_F>^5^31>DRD]=T?:;N5"&KAJ_
MIM)$TF@"5'CU,MV/N35=D"Y_IGLM,ZA#5W$_S6=:H3C#WMH:ZN2"E<96FFF3
M^5Y[A,.%:(!!DX'*7%=4I0^@*_)5EQ6I`S@+$SUT>6\[M@,&31ZKDHIMNCZ`
MKLAC29[(97@<]80B@9>MITVZG]+;S+*LJ?-YZMK^]'+4(**JF%5Y/IGU"W[E
MDQ7K[BXA+FQ!-IG,)GJG$-$]FR4YG;?1!_@514!6M:E2%N("@_G6I7#,[Q=0
M:%!`(2NZ7FBO'UN^5:AKB\YQ'#5I.@`<<^3K.%HR@ZS+J]B)!4YB$&K*`J?.
ME`'@6%G@I,FD,5IM:C0U)OZ!P]0Z4)3E1U=5!G"H+!_*3.X<[&*%HZI*]U#1
M%@BI>Z&FH##D>74YCO7*)Q092MNG8L.)IO$CS97Y@4++7[@E2.F*BS2?')X_
M;.!5582PT2\S@4JAGI%F*AM$IZQ[I'GZ,&(*K\K"--4/+R<JH[)O\7Q#_PDM
M:-WH>O$G5PO\D6$^M7*H1=V'M$)#K!I81PZ.7O`Z/.;JXW&<P7GOHZL63G&J
M+D`59/'6?8/^A6P[_AC2P%MD6K%74!&N'&GL%#/Y\.ZE`2;Y[#_ZPC8$\M#]
MK@U1&KNOGFLBM/`A!>0==.='SL+_!M,"'AK/(=*AY'>O6W+N>JDHX,**3KSM
M;V"`@!L&7ST+;SC7\6'4A[.XVFP\]\&PKY<?`_R:^]`VH&'E%:V6!X#"5,H$
MX>E`EN;!)\N!&3-O,?.LX(-A1>,WWEF^:;L^%H;&MPDZY%SI>YPH6I4ZA`5T
M;@9AW++T?]PU^N0:#E@75XL':!_BWZQ<+[A%WIH&'55YL@=EF95;@;2`GGK4
MJ+P&I$30M_3^C`P@=C+$XT_'O8.&'M$,K$T(PFUFV]-]@P0S+\YW]XG.>8/N
M+0=2RL@K2Z%7T-IZ(LNS5/..-L%EAR8%5X9374X739\)3;Y_<IW[`,LN#.G:
M3ID"31QX(:EL!&D_3)P\EHLP31K<G!$!)9H$G,E3G1,P)N!Z#</7#!O(5^[*
M?*J=&_%.;M^JQ).GZNS<B)>S=4-,OK*D4Z5S(US.H5&%<`J7N/WMNNLV5JXD
M69EQX6M&0T6-4F#/BH8GY/`;\L$I#ZH+HJ[&"8IG1,03@EB;B(HRD8;M?[Q=
MP<#*Z^6R8DWIT6E1LTE[%LD64!8(0=&!N-!463UKHE6U>R^4B=3:$3H(BE6S
MV<Z84/7LBPMMHIWSEJQ]'%Y,I5EKQR%+A"N:BZ=@PZ"UP`93A*!Y$DZG\[/0
MZR>)5OTDE-36;/A!4(R?A!5%JZ)"5^;Z.>NQ^B?A7)L-UH3X:CS5F>US?-BQ
MI,[;HD,")P-DH'D,RLD,X_,D6>5#4-=;LQH&0*YJ)^!%>[&&`="J[B&HMF?,
M,T^U!LZ@KK=FG+)#MB)74-8TZ0RDAZHC*$OSUI)2!D"RRB>@*I_!"4C)![QH
M[89B`*2J>P#.]//=C_4/0%F2U:&J?C(F88D\_Z,3N)!X;ZL4W,&Y,FG-)#@"
M,5NTH7E"*JK,"=G\W)RU=A@,EH@L1%0'2[RZ]XUSI34#;J"T;'#J3K36[B!9
M)V:1,ZI/VRLA89XV5#W4B2IS0C8^?\]6ZS%]H3E8XM5U;^7VTMH'2LL&Q^]\
M/@+/Y!L*0L^Y=;\B;^EZ:S*1P`A"*E>B<ZDU`IT"FT$J43R-.2TI'<B<D`R?
MRB,@8[WSF9.3^A'-3Z`2OG)[H>H!$8D?T^W3LK+?/&TMB#,":O*SFJI0\K.:
M`CGKG]7:O+4X8\=4C;*6%_A+PS2]T+"I>=1ZB_EY)Z!FCT942U+EUG*V!T]/
M-GSJP9.1A5-Z\$2L&>^69TIK!08#IVG]@UJ5V[O#'PI1"\MB^4%-^1JZQ48X
M@R<H/ZDIR24_J4?E30^<F`T*DMI+?FJ1IMZ1W&_D6>[BHV-Z^&T(DXO\M[DG
M/5$FE&X&2@/-'(4H'L_3Z82.G3T^:E8]F^>4VJR-CY+5CF>93C1Q?&2LV8E2
MDR@5GX^-HO5;*LYG4SK1Q\&2M,"-UJ<32F5EPZ40S0[N\I12&=#XR%FY);E&
M*:5[?*2L=DY3RCT9'QEK=MV>S,[=L:'M3<M3G5*=5=\DC7QW_\JVW4<R&XA&
MDK=&::Q*&7A9H@O5Z/:TM<-DD#3L(:`]%M)U'L0>"^%Z"UR/@X`-DK052CV0
M!D;(HCODJ=I:3)5ILM!MM-Q:&'"0-.0':U?-M[36(BV#I%[-!*Z)W%K\;X!D
MK'W&3N;#DL8C]\[OG84UE'FJ*5A9H<90)JFR1[H",VTVF2CG1`V*@J1.I/;:
MDK%'ND&,0QT0V5B9YSD@DC$XA7(PU&-S=")[Y*/F>T[EUFHW!D2UBN.>6RMG
M&Q#)ZFDY59ZIK8V,&`SU&MR2SO76"GCWR!?Z%_>&L7GYUO6#Z^4.SAO#IG&G
MJ<[CXRYW'1J`%/@6$TV95P/D#\-R_$\NIIE_[9!OKY?7P0IYNV=*@"45167B
M<1<55J4/9.'%M!3+8Z]0%@[-4)59$RAWGY(?72T6%FPC"KM`EJ9QA*1H+4KP
M%&T&294K@_/6\%=7S@+^\_X_H?6`Z>D$_E8YO;-\TW9!/Y6T#+=/OGG:_O-_
M+.09GKEZ(GWZB!;=?A>I./*%4DJ+*M.IEJ5Z:13:PUMI'6^,LCQ7F^/]Q0T0
MG"C((B?,%Q2TSUBU#((S?3*7LUKS$%8*F#1B52E,IO.9.I,K8/(.;5S?8GK7
M2;(ZCPMV2T!-$[GVMQ8^!Q5UIM1![F;E>D%B(FY_RPK3IK.]#74<7$H(=<`H
M=3J1*R($-OPMHPS2XJ2V7%CI(-,^<\K@01R?CQA"#_G!-VR7O#4V_M<00V#X
M:'$4$?4SMH"DB_\3.A@-:9X#@PX!$2F5)GARH2TH[Y"'%7)@/<#W'ZR?:)%^
MIB(\&ZP;T@!IF":7DC*?QN#D+W9,97YV'?3TV?!^H"#Y*(_9I:@TP522)$DZ
MJNV.+)B%*\&`^)Q;UI8V(@I,''T?JI/+T82JP*J6]T^]7*`R@O?^YP8Y/OH?
MM+A'BUP.5O(N$Y^W>"UJ$.5Q3@?%?&S?M0M2'MMT8B]7!NE#&.`]O/=;[&22
MG],#C41M=W&@,HMN0838G15`K,B_==__#!"V_SV$_;IKK*P#@T2!:.Q%69TH
M2BHF7V9=^D`6;DU9EV?5@=R>4PAL!_]Z>?"KJ[4;.E24FBRK<M9F*5J5.H1%
M5%3VS<0R$.X3//6C6S<P;"JTTZ9Z.N*<LQPUD(J(I6MJ.NNT#$COK`>(&"_\
M#YZ[O@GO?&MA&9Y5*OXI??^$[@W[O1-8P1,QT+X:'EZM7!I*NLG%22BHP"DW
M@!-OXGE7<"H-X%0Q\ZO`^=EPC'L2U[]R%B0"]P&AKH5@(LU3XEH.)/H8-!$/
M?3I3^\>@B>#HD[E2!X-$'Y,?)18"?B@1O8^.Z:Y+75<T`'[/1\V'A2K4381&
MT?2^P&XB*?)T6A/LC\X#_@E(5?1=\E#+TI$U;4X!00G0)@(QZ1+01J=,94`_
M&7>NAX7C&[*-`"UB%Z)EQFM)C\M\**C`V83OZGQO2[4(9Q.V:_)L5A).<HI<
MFV:X,1SS"?\$;G\V(",=L7Z>,H/RX*`%;!/^:^GZIBZ`;20$$[4\L)DS`O(>
MX'?1U]<;Y!G!*2^;HO;7YO/#\^H$+!1A;N1MJ),C%DW[,#<R"W2E)IV3#^&W
M_N['K7L=RFS/_CH%""UH&WD8\XG2+;1-A`'3=EH=VLA\@+09\#0`*LL)\3/Q
MPZ[COT%+%P*1\+M;XR?RW_\,/,/U%I9C>$\?`[3VO[@.X.:YMHT?[<C$5":3
MZ9Y-U!HJ[%"L64!EOF^7GP'%FNPI9:K.V:08_H4=0DSQJ^O!!U=!X%EW80!I
M)+=N/QM2E_>]J3:P8().C;;A=%9U&PZ63LTVW[RJ@F]*IR\HV"W"P);"WE_6
M[Z\,8-O8-0K&3?;2Q9G#KI%QKFBJ3@^]=VCCX?<3.<?_MA&1;V=QM091_R_Y
MO'5I/,CT*P2I!10:N?T2$R@T"@3NF;U54?AJ/,57X5?F?T)KEV/PT4E?-,`;
MEDM27=+^C61VG]2!L`,,&ZFZ06#81"PI8$?"6R4?;EDBDV!;26A:@+Y1X"+=
M<;P_%!H9?YD\K0HX;(70<TV$HFOXC[X?0HN5ZV4Z!;5E$5*5O6S*8HBHP]]$
MB/J%G)8J*@7Y+A?01_>I<'J#B_2/CA]ZL!J&8!&:)/YV@[P'RT3E&K#I2NJ"
MXB1L+4$/Z4L`W=,;P_F!#=)R$&OII+NN08[$`P.^,9RG<M%==3]?MC5P#_=A
M8_G0=+T_Z.O)AZQU)A^G%%\5^9A(:E?@'FJ[YOJC3^AKR8<VG_<(<G7YT-+=
M5W/!W9U&:(D\#RUN`M?\<;/"2_IP*IVH<8ER4*7YQ?\QHOJ-[Y^-?[L>M!SP
MKY=P>,57P,'3#93^6P%8U8#,GS>W'FD?`)?$?[@/R'/6V\/S.PP>(XEF;VW#
MQV\BT$1\"]>A3:H8L*SAEV4!/J"*3S!($T8Z='5.XIRI+X,OHX_?A=#"(&KO
M'I=0/))OCIN<;T,_<-?`6KI4*B@CT/=K94IA<%H8OJ$%6F^(ZUZ4P2WK%U<;
MCTF!*.'YYF)]FCZE2]K8)XI.&D,=.`<'V&;B3DE6<?9W7PWL^H"&/:Y`,CIO
M$(21]^E2B'@)*HV%-K-RM-GSQ3;("YZ^VH:3H$02AO[TT3*T/UG+<J?ER?>\
M>=IVP/D0>ACZT$/X^P_63_A7;*I\_P:M3LF//AL_K76XCO%]_566_LIX:T70
M8N1Z0N]-:-FDUL59)/_\N-YX6`)(:.(04\MIBFDO>(()%&)C9OM=(6;J,!"K
MS,`]4=4&PL!/AK,X1`PD4!\&`B4D<(\U`T&LG(:DM[NB]CY0CXSEP;`\<C!A
M"_R^7/R\P/_))C'DK$4/I*+"P+W<\Y(P72WP*1Y8/E8(%3*E"Z*_6O:6[G"-
MQA`4E<W/)VU#4%`4J:JS"A#<6NMM77/4K^':^^R6;7538&]K!P;WJ>6H@514
MB*[H:@V0('7@VH'>3A]L]Y$4@W]TT'*)3#`M'>13V-F9EAU%RU$'KD"L^P6N
MJ`Q8W<L7K`;BGPYV+6SKOV@!S>RB9[/=2E+O`:L_,'Y>F6;D6:!%G/V-CWZT
MPKL++[!+-Z$J%2W"R0XYRLOA69"CJ!\CJ8'NCB@DZ'ICKM`BM!'VLR&N^`::
M^,`S^`&2]G)+DJLP+F_L4F$`C.3K_VT'KS:"'SS9Z/=G2_RKEX(L;8(7CNMA
M;(4`ZVA?<-"CX+EKPQ&C#T3!QT[]\I6PQL:%Y;P4\!/X_WZ^$F"1"TR'>_SA
MOT,_L)9/KP1X[86/:7-A+.##EX+C.BCY/,"T,%?P&:SXZMG_O@]>W:X0_A9&
MA4!5"4D:\P4P\:T%$BQG"3\EN4?X__D0!+BXBULG[:@AH/A@Q[\6`%D1_E<6
ML+L`_Y`N`?47&UCN[W]CDPS_VUAO7OTO>2*]&@"L>Q`2IM6&\M%:!"MX0OKE
ME7#G>@OD79A8((R-CUX*R;^JPBF8R+;]C6%BJ8+@/?E[8RP6\=\IZ+T$=&+#
MF8:=D.C.#0)W_2K]VT4:30)-A.L6\N@90,#U\!MLP_RQ_UV"\.%3Y-TO!=^U
MK46T[/-W@+_GXYT@!"LW]+%(^[\2!@2+8W#%*,9OC%<Y`)9\\(BL^U4`:-J+
M%&./OS<M.B8";5?JM2V0!40",];Y_9E"@(;]W@-!2KV7"E4[(:'<-JHCHY?4
M#JHO`J^"9A+N,%+WGALZBP3/_V6:RZ5IGE9:=72S/OLE>WC8:(E12O"$OUY&
M)TSUP^2FX$S/H7.$#NS6&C@IO]0^^EJ`1CY*X.KP_:,U`*4]"#W0E75`5*0Y
MZU0LA(\9<6-9TOH4,E6=,4P[+E^#EZ]YG@'0-^WHFQ6/*RM`E(R*0PS))Y8#
M0V9>"A?JI;HYL"[B#ZO3XOU/$P*@@?%S&R7PH@8S0N">C"A0/Z$8,#4ZT5Q-
M@*J]&V5I,DQJ]2M``Z8&%;'1]#&3B!T&L4`-2JX+\R3*G/0O2&26AY*'%4H^
MCTB:'!'N'3)).I"@RB(+(34>[.?!_K%N.1[LY\'^VL'^K(\^.>:C3^KZZ)!1
M8;KW#N14%%[R\PN!D5T(R)K*.A5YP';H`5MY,F68=ER^ABY?FJ(Q3+MA7PC0
M-3;^10Q_;%P8&%OC'@D;4LXLA&DC)+DJL'SR3S.^+KB#RX/D1_R.8$AW!``(
M?)OQZ9?&VK*?7A8`L'W^CO@#E[+PA+";3O"\VV(,+QPN3WA@N<_`<E/AG%WJ
MPAH_L_*KB>*`Z<X.UUF@!A-2*%].4YIQ,$(XV"N3N$%/M5J13&^:(T_&#0FO
M'@TO:KIP3;J8^-"X@[SNRO?#J+.)7[<*96$]9.4-XP_AMF."MT]E\O>1RI''
M?;/.V,&)O_20$$)$R8#H.LSY!G,NP&]X`['""TP)%PI/'A(LL3I=(%N`@A(W
M?LF]9SBP@.60&I-+X5#,8\38%YT(PH0/V=J3#!+1A1Q9^O=G413V65.O1F?N
M>BYP-Y7CJS$R4^67/7^%<"QQ5KSHEB'S62I?VC:>W#"XN/>LQ05('%9KEH-R
MU'$JJ!P3)'>?;+<6N6N+NZH(3Q:R%V65=!)/V`\+)R'Y8>`N74ZD7_)1+ND3
MGY"5'(=X&!1ZG_BY#RYT\[&MX*FLB`Q7+/39Y41O52YR=<@PB/3-\G]<+#T$
M]9CQ@`'/"-#XI4.^G,RYTBBE-,B,!\,,\&)+)#S'-A+Q!'X=OY#HES.U@HSL
M'(Q4AT6J=CAI)):9[!"U4+LU?I*.,?CG/Y//XFXEWQ"VT!ZBQO6FZ86&[9/_
MHL4GR[B#L^!47_3*`^[UO4YOE(![W1?"A7TS=)51A*'A0/(Q#=XV1C(-4`_H
M%7!ROPT$71Q38]6^(1-9#\3OHL"5J7QLSMO>0G0@*2*@O#>']"0H)*R1T#(=
MRH"5R6RA4\-H]D$JZ/R2GNM;M!Y=P`JX-M'[`JR`B8I4#;#]W9+^;:+-GMZ&
M'K2HID$X7=L?@U2\;BMP%M!QHBJ-X#P>ZKOR/.BV%S7G.VY+Q&;$=1CX@>$L
MHIE<GN7XEEFZ$[&LE&XJFS)=*@ZX:`W#79,=@.U@A>1^^"J*(WXP+(\\]@>$
M_TZ3:+]K(B4"?=]`[UW`,TTJY=EK]5+3D@!P33QJ$N+]3^29%OXQ(\20=D.-
MFB!2FQH;RQL#+79H)`X$><W>`T1ZWF'O?Y^*)ZV$OO"O`C@5S;I]<<HS2_SC
M)/0*_<$JMB3;A%D4-8SBI21-:*C*LB"W3I]_;F..M"BDSR9ZRQ3*`MT:C2#\
M]L%#*-UCCHH,R9-Y2Q0Z!O(!?>Z*%[NKP@Z8>R67NX3\JO\U_ZS,W^VAWPI$
MNW.EH4$#;[,<J%R/!G#\X97L;_B=O&7;JSEZ'31:EN?S6;G1)U-9T9-SI0TT
M"H@4#5>Y"H.5ZT'JW9_.`GFI`P*0\:,C+'II#;)$AQ"\"5OFDVQS>YJ@[<81
MXN,'TP:?3=?+JR7>*+>/[E\0-"5'5=7.E?M;7"%*<#MF,'^M')A6>!MW!]7>
M:LWWSGL_P$MC8=ONTWATQ5?/,FMT@CYIC^N7ZKSI#LD'EHH"/72.]NRD;VAM
M6`[^_&T<T0\-&[:L4E*SSO]2/LL*#<U:']2MV/SANHM'R[9//5BR![Z,\=JJ
M@3+OI`V`4AN`#_BC`'VR'M`"'\:8Y!8V=Z-X9:HG[9^.$<]4IA1U3'9XC>7;
M!_W[1ZRCEZ??_N:)^"ADT$TTML'P/`MYWZ!O#(CDRMJ4&E4W+BK<>L8"?3'6
MY<;TL8Q[06R.:="Y\-:B`DO"NQMI4HSY_O!/BMQ/'2F5864,RP/N,HL;U?T[
M(BRI<W`WIV(W$7OG;[S!/@8VE3Y8/\D[\^,J><?'\<B*)LW2DS*J0!"-@?O_
M7EP('UPW<%P,TPW,U'`=X>("$+,MY\?+9?S=)_R'\)-\%&!']O=G&%Z$2;]X
M%G_JN9#DL@J"S<L7+QX?'R]_WGGVI>O=O\!>KOH"OGX!/WRV?;7MFIDWXK^-
MP/62%V(/#:/]OQ+@+N3O<O*5;=PA&S]@W'W/?/WB`.PK+[N&X9G)2_`_"V".
M?_%BB2W^B^2-SP223_S[,_E22EX5N+\_VP&2?+KTW'4ND)4)H.030!D"`90F
M!%#S":`.@0!J$P)H^030AD``K0D!]'P"Z$,@@-Z$`)-\`DR&0(!)$P),\PDP
M'0(!IDT(,,LGP&P(!)@U(<`\GP#S(1!@WH0`LI1/`?S]`$B0@;(Z#8JLP6&8
M@XWL0;G`()0'81'*C4Q"N<`FE`=A%,J-K$*YP"R4!V$7RHT,0[G`,I0'81K*
MC6Q#N<`XE`=A'<J-S$.YP#Z4!V$@RHTL1+G`1)0'82/*C8Q$N<!*E`=A)LJ-
M[$2EP$Y4!F$G*HWL1*7`3E0&82<JS>*&18'#0=B)2B,[42FP$Y5!V(E*(SM1
M*;`3E4'8B4H#.U')OT106+E$4'(HH#2Y1%#R+Q$45BX1\@G00!.H^1*@LB(!
M:@X!U"82H.9+@,J*!.03X!B0&0@]Y+NA9Z+D+67N)W>P_5S;F#K0UP<Y%W_>
M[!$LI:A>_X$<Y!FV_20*AF"[A@.M/$W7\2V,7=3$:8&61F@'PN,*.<+&LQS3
MVA@VQG_7Y@(_LS'P?Q<A$E1)6!A//GR_=CUT^=N+#)8,H*T\>WV#D/`%%I=U
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M;"@5/.I1G2J):=,SFIHM3J4\8Z$ZA-T?0;7VU8UA(_^\3I?G$U%3YJT`G&?>
MLWO(/%?%^736')1#[-L]:^I+_;\\O)4N%MBV.C?9ET55:<;JD<F^+$IZ-3>D
M*]EO1=]?X9^18ATF`A']!0>H;Z^6X)R(DMJ"E\Q.%*.C8$-#?K<#E"R)TS9B
M5'TX?J=54@*J<JD?#DL[K:G>D\8*)=R]$^L,1V'%`!^5EH4;WMFHV.GI2FF5
MA74J3O1J-G9[;"SYYCYT5U>L;PVPHJA#;3Y7FHB4E.-2O%K;WM<5=NM+M8'I
MMD5IF0Z<5:!O#V69G=Z*Q_`E5<X^NH<&/W&#[*@#=/4N3*?Z-9Q<@@H0)7O>
MM`M$04?K4D#`I;WU,EY+L!9Y(G4#.Y>T:0I]RT&^?Q.]-!*DCP[>^V`Y?/7<
M16@&T.K\!GD/EHF2'R;U_/&J^!,LC\E?T&$RL)86PH:2N<+K9)(+?&1>WKL/
M+]Y^_'\Q9A)&7M6EN?+;B_V'D]?%"$=_+O!B/S>V95HQ#,+"PM]",L'OS[;=
MJ?+0>_8ZIF5))"/`#M9]G0"\!>_%,5I$<VBWE'%@`P6O@0D7LG*ARENTXV^2
MOY/G7F38BOG\_]DV04A:1I54([1X?EI2]6>OY]"7/MT".P$RT^<,'VF8PR;&
M]\HTL9D<8(WRU07B(K]&@@;%F6S5LC"2<Y;,B_UR??M>D"^%FS\_?[[Z]I=P
M_4&X^?C'EX\?/KZ]^G(K7+U]>_WGE]N/7_X0OEY_^OCVX_L;<A#O9LVF9KCU
MBU%V<EP[8*6-FP;#[V!<("2`@6,(77N$I>5@*;8P1'XB[Y!&8MKA`I'1@$8D
M<;[@+H6;E>LAX0U^(.J/*0I8G5X*^(@3+/P+/[SSK85E>#`VY#FDZD#/C@=D
M/PE>W-D=!@Z2)!7D1[E./@PCA'4B*LX417H%+?(,YVG[B?SJ5U%XM(*58.#=
MZ^]V0Y2C9D8_%P*\'WW#C.84(MN*&VQ>"H"TY3P@/TC0RX**42$3K;']N1!<
M`IVP!X,\?>5C"]7]@1'[:I#^]ZYC/_V:_/P.+#T@$=`!$6LCQA/S.(`QC"@B
M(7R27CR"SMAN:T),#VV@C0O^:Q/O\N31&"S@X1*S%<B9>C;.WX,9CO=)ZA]\
MCS;QR$9XQ9_01V8A$/5&WGNUQC)G&L+S%`O^N+KZFJ;_I?#!]81-Z&U</WJ*
M4-V+>_.+@HE=>P.O@.D([6P(@R).K(P'3!^$'"S4(%,8XG4D41L//5ANZ!/Y
M`(PC^4AP(QP'B,UXXD`\HQP_YD/[&'C])?M;;DCJ8:><C0"[,\#G:TQU8Q?&
M;5O]4M1SR5Y!SCTVS_U$_N\,YP>)]L3'.O[0<\/[E?#VRQO(D_UL>$\V[$(L
MX6MHCHZQ@&=B>?3P^GA;/F+#4B2;%9:Z-6SL8X)F_`$T>V_X@8MQ35Z5^]KT
MMDN])[O[;F,8\4$>67&J+,(`5DG,J`5L5[@QOHM"?`'P#\C&D)(%`<AWR#8>
M01WF`9EZ)@6D0/`,W'M$\HH(L3!%(Q+MT!+WE3U\Z.^I^I5EKH1'?#!@&"),
ML%J`E^%E_X_AA)B40H2_'.G/8]H:*\,U_##*W06V8'6#G!!!0O,VN1D9GA-I
M_1W*8B8K*N(9-O?PMR2)VM\J,A/+`O8F/%\@>>V[TP/3$:_]8`A?D8,MU=`V
M,G#NBZ25&).'3`H>W427IWZV(48GAF=I>6LLA_#NJP?7N7AG_<0@7.$G3*R4
M/WUZFQ$].!,!2CN9J2+$9V<DR>]MVW*#0/B7A<7($;8F;H47O<(40+"K,1:G
MX!4Q#[&YBE^&#ZU(%.#_A"O?=S'Y@\2NV-LU^.B)%-$K(`Y"6$Q@6K%AIQ=*
MZ.%9%^2`$^(4^!TR.^+<OCNU0ID7@$!]P6KM_X"'^;2#>/=9]HUD'Y1ZZS\M
MT(F6L7MG\DGZC5D#2TQOJ=N;/SY>I;<4V9Q$E-(L06LK7,<&((H9:`'Q/X=W
M"!M:'Z)OJHO1S8>;?`X*S\&0BTT:?-:C>Q<TU`XXXA,FIME)0_+0<MR1\R9E
M8V54*?MGUR`-AC]]HF*3YMV#,Q;P=@!SED@GQN.$6Y38IB#SY(0#.QG+)#;X
M\6F"`72,J)TWB.?:^('@$(D(0K9&>AQ[L#*P8[!<8M$F8KPU@1/S&(,1^PW1
MIMN-9"2[&3\"A2&VZ\>6&OC_>!O!ZJ>>BU9:D&3?>/<=0S1Y_S&0XD,T^A&*
M@FJ^L`@AWIUZB+@CQ%Z_%*Y(4W+\!3X(2?/\T%Y@V#'J^$#`G(::!3]%*KY'
MJ8LWUK?N8W1"8C_.Q`K4"K#1X@/OL#ED"$!XSXJL'L*%2#Y)[1=<VF(3QL/J
MUP]]\":A]RB(>-H7-U?0R][?N;V&AS'PUI?X"-AN"WRP6`AF49*WGW*T$X>O
M`&H_7"[!.XZVF[%8>)'E1.R-.U*%E/S8R3J26$"7V+-V+X5_K2P;I3=N"+\W
M'@S+)B^PR'Z/]`)>!,($&.7_;M^,/R8VH2@L0^(R&4G6"_P\R)!^;3QA`F#*
MF!A.,$U)MW]B>^YHAQ=PW+5EPG:.WW2)#]/M>T7A`1]JV&O&L-Q#ZV47O\@`
MXX&<W09L3&+>WH-]`<R+M[KEX>UJD*`(((-)!&#`,]$^A8MY<L`^6%A"3[$F
MAR67^-#%=GL""T$W5HT9)R5#QAQR;:D3`?_O<'$?JZ<[-PPRG-GQ*WK+.E%U
ML,..XL]U3#MVP,=MG$W87;=AWR3A#T@-)`(/R3Y(X>3O<#(R.!$_!*Q5<HPN
M0/X23;H0E@86O@<R'&\KU/\)7?@*P_P#!>"LFG$PD`3#HA!7?#"F%HU<XY2Z
M@DWF@[5N^-O-#C%(8@&\V%GHJ4<PCABJ^R<HXDW>1Q23[]HD:H`7W^`=&;FX
MH)DBXSPU]1[3/*6RB.U$1I8(GN7_@/>Z)`C@8T<!GQL"%%>[7ASK-%V?0)G"
M*EH86Q$H('.1,%WNGJ)0Z0:9<,`(R357%%44U@B3!IL67[%OO\(D3=R9R"P!
MNR@R6)+0+E$V!+E=67-TV0@.]WWLA<??1"\7W`>,`E$B&*A=\'8+]B7V]?!Y
MX4"P@+P=^Z/DFOK>P)Y,9'QM#XDHXIT6'R]M7_D0IDU:Z<?4`Z?*0RNXK'M`
M,;C@4?F1I1JY;%ATG8B<<)L-$&#?,Z6QXV"T2,+0Q'R+EHBQ#V#N\"6$E6R(
M.R0'94I@09[P0?1@+<"&VPK]!1;Z"R+T*9SPZ>X^QKJ6L#FR<<$\)1CA/_'[
MT1K\0.\I-@AAS<==DG1"Y]2BJ14B]6YY:0B)84VHN;3)Q#%RC!H>E/"0ZX4M
M@Y)SZD,DC['UG?`_D;ZM$_"XBF)9&&@"_P7`?[&#W\+GF>41N<<R*+@FL2\6
MV^L30P",[J&I^Y[T/(%\&["52,@_CD@8&7N*@&,E'G/"F*VYOC4/M@3#O@7R
M1-A]QAXNA`TI#;"*/6>0^,AX(BHD`R`H![@LO4/)(;XX_L,[!!X\V65XPSQM
M%5#4B1XMB"3PX[;+X_9_D$V8]1FB^)A'PS]L5S%&ZQBCO:.6*)MH!3AN80O$
M@Q"2'9(Y'["NQ2O'WVP/B[Y/DW2`F.S,1;1^LEN3HQR3`?0\=G_PT9VB$5P"
MVEL*55#J0-R+P+W8$K=OE<XU--?08]'0GR`Z,"0%3`#>TZ_1!MVU!XKB@8*;
MRLV,[4M07HLD1K]$<9P0!(R$,;+:,@F>D!`4ULGA=C42S(RG&1*/(Q,-R(4$
M*P]8%BMR<G>X75XPC8T5Q)8@'!&N9]V3_8>AM[=(WR&RX;=[`Y(U(-/,(M$1
MURE6[LEVAW=>"E?;QDL;VS`C%#`+"+H8_N?6);H4#\X1_'/'Q4]B%\M+2/-K
MU*3)(E&YQ#$B4*7\)JP`L#Z(]!XLYA5T=EH@?$;\)P0E`S299_L[B?A0L9.@
M6H+'(R@8HEQB\EH)4TA$*0I%1U<V+A``2T3H8'@6NX53F1\)WPEEP=O=2@1$
MFCU@.HD11X1)R5#L<L+O3`1CD?8HNV.IL=G85NQEX5]#NEY**Q.T=O2)BT`2
MQ&-,DK,W?N9`_@BXAH]7OP.<?)(,+I)SD'C8)E@5:;JGS`B(7\$/5E$6T:6P
MVX%X>X9>S-8$+]B5H1^Q%:[14K`X*1(G(?O41@))":,HQ1VY70YVD5;\:!S`
MW-(U`F`?J3;/B7$?"5='6[`E.]5:QCM[&[O>#Y%'I[WC!HE0YK%_QT43$MN(
M!>5NY3T;;4^I6F*<PI[=`4:`)F&F%;8$8:`9A-Q)A#?),'$]#Q)B,F\%E0CP
M';&'Q`0Z867Y$+_&I`\W$`I)!]5@T^\>O@\-R*\G-J&S>.%Z.Y,V#J%M+5O2
M(RR`U>/4OYT1"`?4E@OKN&8C.7*2H-OV12B>8)[L#+)'E]@>]E-V_@$Y462R
M/J3V.QQ@D=D7''_&O<.R]T#P3@<$A32:6["BXS'!$00GK9U3WRS0!I$JN4LA
MU0DP+5$Q"?P,C9S(LXCTYUU\Y8Y`)\82E`?.I7!-?@G^2GPT+_?-<)(,N#NS
M(I!")SDT@`KD"M&-$(H/<G>Y!.V?&`X9^?3S56J4EY!1;$O+`R69G`PD9!?L
MZ?;D*$B;.?%Y#6<YB8IFH<B>0)&F_C5#_:,'?;`'^]Y;TV>P]0,?V"L7;([E
MMD$@Q+4B"JS=`,4II3EW9[";$Q=H&V$%Z??@:BX)$4*J;@:02^'FR(]AX'+L
M>T:L`DY%1(8\*<RS+#8+EV"<K`]UGQMB-/A84]H8FX3L*W?M0NH3W'5%CQ*Y
M)`$]/XH'8R*#H0;)5-D\+5(>8-M$Y*)GMWXK`LDE"&822X!*.SF]%+XE&,(7
M6YV<I6.*4E%\-V5&)N9JI.+`4(O81+Q%?QNTC,FP-:+@3BNTC>T&B#=8_K4;
MVMVCP;;?MHN,O?<0*P$O<0DC!9S*F;G*O/IM].I/Y-6IQ)D!N(='SU=#"#Q2
M0[C`&N<.-AI^%AN`4;Z"!>=!<GS!DZ#R/7*\X6]WIP\D*\`=^#;[PHAY@"D&
M&NT>SB:R&EX:C&!B^0*9`-R$4IE:2`+RV^VOLYLR<W+L3%9BET<\C8^)_5N9
MG?+"S+S'D@W)A.(>UIG8&%0<+4([QBL*ZB1)]%$4*A)PK*JM-=S8;MP@WGJ)
M_&$)2O8V@OB($5]IY%`^R>PZM(/B+>0LDELI#".R8K`BO8J)<*!E(VJ_`'+O
MY_\N7!0IV2B3`5,G``H35W6K_>[!7G&B`]#;/DKNP=R=%>0N=E=06"=@MJ]C
M_'?8)3\V[CV$=@=.8F7!QKAW`XL0B>00(0-KM7B?)[(XB!R8),2Q9X0/),ZQ
M!3]/`0X(GQ)I/G!40Y5&9/-B2QA[V':2DX,_6Z#_A"36DKDO!M_S#N^"NUTV
MS0H1KS$^LR(/.LFI@9V?2'-\DOLKA'75(LFFQI!DHCD^202!XSOV1LDM,A@3
M>+]@HF&2F'[674\6`\N.W'7[?F+@IZ+,<&S;:)W2*;&;0T[BK:['MGFR\C;[
M!K+<XE*A[16TL\",\)(CX![!_M^LR-%N@*,LQOH;=&SHH/7&=B,WA]`YMD(C
M#;N!3ACDZC:^&T\_FTKLN0^M!2%AM&*4-'PD12CUZI0O@2ENP#W`7M0\:U!8
M.X:2!*^[?\?N"^:C%>R2&].1[VVJ7AKLG<T?9Q!"!=9]@2,%8KKS6':W$YGC
M0$SE4NRNU#>N:Q.Q.#04M\;>23,LS?S$<H2C:$ND`XG`>\Y9`!.CU.5LYD11
M6EP<U"%.8&S:$8/>0^Y2W(&;.A"S_A#Y<N<(91R6+2M)Y82]#?3'96-'JJTR
M;_(2JW9KR.[>".%+O(D>+&)-'M4IR;OPH^ZV5&A']YT>R19GQ"EGB36>DLQX
M0Z3AA<?Q+\!5-.+X(RB9XSOI4GB_?>?VZ`4#*M)Z-H)>]EC/>5CD(*P%EH9+
M,F@#B*XNL;6"X5WLTO2&<!0/*`Q6)AW5V:6A;M4^^3*^)TLV77R8'3V']MW@
MS*GSZ)+(@)DNF82]LJVE?(D]_5^%7;DUU$LZ"\-;^-@X3%F!Z<*HJYNWZ5(#
MX=;=X!4T71*SU:UQFK:9+4U(ZIZV"I?@&N-]A[:!<A+X#2!/#&1[ZYEBZ*/K
MS:2(-*(@=$\A?SZW`)^;MS%4JIR%ZAL)HL//?3%=U54.ILQQ'F5V@VJ%WP2/
M"*78DY@$28KYD:B=>!B).WIND&]3NCYU\,4"X8/R7L!%<.0N95*1PR@2@JW\
M1.-@%9;*?D8[.X><&&G12P#$Z[BA=V"3[,[$4T=U<ICL2$"L$V*`155`:7J0
M7[EVN(Y^MK9^GK:&%@0BXA<Z\2W(+M=WFXL?LS"3BI\ZM2`>`O'7$]I[EZF?
MS4PFU1!6X"-[22@5G7W1JZ`N+'OM@P_,*.(9W:&!F>D0G0X>%8PQN(_*?Q,:
M1B9@NLC[D8!_%W'+-R`]+D[Z30R/R(HCK(M^#(9%7'"1>55$B?BP9E^)CDSA
MDU1'B^@0D&NH[@-GW8^T<"81=/NF5Y%*2P?-4M_%*B_^`0;Q\`71`7'X.8D#
M^2";%G9<=L'AO1!%'`D^O'$DV_MTY./7W&#I[3%T1`BLF)YU!ZH6PC_B?K9L
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M<:&C>X]?L?-CQ'=WT3H6V?R8B@#:3@G'FZE(;^Q;X4`,LC8VF']:\88EX9ML
MX"72A!#=A#AKJH1,@#+Y>Q<[53%MMM9;EH1DB\#M3N3YB4D:#EC@45(F5K#!
M,K2C!(\%R10!;FT[OF1N8[8DB'7/(25('N/2>'`]DNR08CC)F2"IIT=)1`+^
MGD/*L0PO;E.7S1GQ3CW[PW$?\2E!3H$TD9"-DM26Y)WIX#!XY7L$BC@.5Q&[
M\/PC,GXX:*>^(A-GEZ%I)&9U9-ZZF9OA^%8Y]8XX'83D3Q$(4AS9KIZT@<FD
M"=1=W4?9]P`$4?H#/A?,(`)C*PA;&)!#3$=R:B0Y%%ZT$PC_8Y\I3J8]FF01
MNY8D6<`?1"R^K$J&+J8L`/P5,JS].)0*[1DW9'<P3^@,W"B!^U@Z.KFS3U?U
M+*"L"QI<D(I%9Y&YAX,P;<[741S+L,WX7;O\$ZCF@CZ4%Y#K?9"/N(N;XO..
M[!+K8==-*BH3OQ3^3'_G[7RVR!+'>U.6L%T#`^;BL82.!5M7%);6S\A,RE#C
MU>[!I45,HN11.#E"?+3B?>HM2*,9HLN-`.],_"^;N,R[U\"7>&G\'BT-P%UH
MD4*K:-GD+SAV/8PXT9SX>"$W#:F/HH-@F]=)2&0D/:4P060]7H(4;B%\,I(L
M^Z)7[&=]0O%<'$`G+[DDY8X7Y-_0YSKK=NX%?6/9WOXXOK1PGG8U3'%QF8=V
M:;8I88D#L<34W"79&GM2$G<K2\"W,#NM9-EMS3:Y_-W&:J#$S_+\3"`:K*>H
M`0"Q>IPHN3Z)0F<(%_D.>`NB..ZS%<<EBM*&(V&,Y7R7J$OD(]D9Z*AD1RDH
M)(LW?MM6ML>DN1F`]9,+S=1)KFW282*34),I),\FU$1ARS@>`YI@5SYJ6AY6
MDF!+F.0#>$%LCYN&YSW%*0NAL_/[[K:7'!!!2E*,R#K8+O4#?QLEW=T]A4Y2
MR'/\(BI*#<PB2/"+DZ\@M81DD<<@Q94J'^/B#8):-KMNZP#ZL2%!:)(-D68B
MI/OH)D'2HY7$7,[;3PW8MHP%3D0#$S\Z`51$0^`R:OT]I!R!+3[;$G,_WB1)
MYGZ0JM`&I6SBT]B/JY@2U7LHA*D>E^0)XOQ>QZ?0EE[Q+W;E[9NXWFZK3B)O
M$)K808Z4L%D]^21L$_L:I$$:-J_@'H%TOX&+E#"*TA&#Y3[![PZ91NAOV^(D
MZ<W;RG0;.U9VU,(^3JJ*?K_=420J:6R2JY6H*H34J;O01R)27XLDJN-&NL%]
M=*+Z"C!T[I*86-2Y=)LLF,`CQ@OA![9E^I="1N+<$Q0D;X0!&$LXNE%LN(&N
M"J(8V/:>TW"<\(@V%O'YFQ0$;!OW8&<=NW+QS2BYJ2:&:!0,L=:QU8!=LZS"
MQNHZ(-'`CP=P[J)F!X`>6E'0G^.XM4KL&Q`*8F5'"0J[[-0H1P4163C=#?`4
M*<N!F&M"/1B1THY.ORC5##84(E:I(D=F)5?1=,N$#WB_=TEYJ*C2>7;'1&37
MN`HZ=I/[S:C)[2XQ8O^`CBLI=^HO??>7**/30KF_XB/*!L*VX3G0Q(YA/\5-
MAA-,K,!/1]WB_`M05'&K<KPIET<H8>RM#,IN9^5`F^/HMR2[*C'QXZO/=*DI
MJ?$E);2QZQ-IN*T6CEH&QRI^M_?\I`40B>6EM_'8HBT,P/KNA(('.8"6\.*.
M7;E'#MKIWE2B$#E>TM=+^VGT5U'-'8GZI2S6Z-<B))A!G]=T`>,N8@??.!DU
MG],S+-/1>Z?5HS#B(3[;ME*9'$5HA9)/+UF,7(OR1(O0C6M.TT?P"=S+OWE7
M.Q;=<^VZ7R9#"<@[DK$$B580X]:X%NGV94<:(QN`W=-2@6&EN\\F36JS+0NV
M'=2W"*08%X4,B/+ZAWRI"&L+>LTZN3B>>ER1X-8E]*.P1*KG"]X*N[Z^D=8B
M_MFN3_*AO)ZD_F/J(@?D#O(78@$F+8NCC,Q:O#I%Z&,-;1O36M_1.F[>0+I4
M9Z`O\W!U1NGRCD_QQLW%D'U=.I:,]\@S@YE40C242B!3J8:$2X1"ND^W"RBD
M'=L]AY3D<F-EYR^-;?UW=,$7.W%WQ$M"VXZJ'F2"8GL^,'X@TM[#ME!(LM%V
MO[H$54M24%%JI<Q`B6W-YV-TB$3>=::#%;&]=LX/=/"([A$ADK77R3#MD4>>
M9=1Q(;HF>TH'9PL+QV[AF#66Q-V+%DN"N+MT7D((8O=&&0\I='>IN*D*)4RG
M.*%MOY_;-N?7V&RP*X75P$$X>6?!;O7W'Q#OWNVW5%>UR*H@A5K19474?(44
MP&U</]-Z)0WV7M5=^M2(FPRP+_Y#LD"W:@?&QP07MW!9\H9<9<,=SI"43H0`
MN>VYVR(0W^$D"6P[VXITVTO\GU0Y6'24'_TJBG#L-4;,,<VV`PC$;=^4Y)-T
M#T#PV;!XBW$EJ!&WB@YA[Z1R@#W7MB\@I)%.`$["54GB573?!Q:GDQI7L#">
M(K3("O93Y(1F\0#<_KR\@1C7MM8N:JR4^FF2!1T1XAX2(((DNG>*"HE=<JQQ
M&-8[9#21L40_$-HDS9P";FYTV:2.7$3>0J_)(2%09=S5$JX\C;W96F@1S^U(
M>FW&#5VRQOQVPA9Q$%-].=-=)G:-7*,;?DA.(9T]R-E.#(%M9"8U$2JI'[L4
M_HR+P$GC"WB%N+M`!LA.M8SWT-XQ#CT3GK;U7M!`P8P:=L38DI2P(*JQW>%-
M6N"3D2DD'0*NQW=MVE(5`TGNUM$O4U<'QXH,CO2RWX_8[7K;DR0BJ.^-TJLP
MC!!MB[H7Q4E,QTD"F1H[NFWMD$A%D0X%QQ%C7]Z'9%2\*RF[J23<Y/(UOON%
M!V&[PME(Q,@(`L^Z"X.DC_BI.I928D:J'J,+JH(I#I:7SAG9"F)6S/)0W/:Q
MB=0%<N+\Y.VVVUZ!0XD%[%YB4A@_XU*9J`])A%N4`;--]HZR6X_O17+UGWKS
M[DX>D4LR#&]@)^/WHJ8X$'4KHW1(B#HN'@'`MIADN[PD?<>B%)YH7D%DV,>W
MFD")*,I#+JBNA%VQ82JWWEIB\<7*:R%&?@S<:1T!,C;#MB@G*0DDUPO:LCQM
MJ9`D27XC_]IFQA][*\GCC]OT)`5449UO\I21GG,056SO*J+VN!B%Q+:)$;&"
MBGNO@6F*^1+=1NU*;+P4D'$WFFW_LO61R0W1=0$IF4S0AEL#>"Z^OMV.]CF&
M\*YE94*E_<!6DC(1UY;M.II!#Q_,4SOQ/HUL!VQ89.LVIE^Z;0!!(L(&Z4>7
MZ'AX*'$6DW:OBVQ+'O)$I)<B(QT4";3]W@HBV;28:4LK.`C4K4F^5NK6,CV$
M(7OBQ]8!9+"20XEXYOLCWZ3IF$X25M)1WY!B4&#_.\L.87N_3QJ(?T6D'\@:
MLXM,`V>?^A$RVP[HSR%>\BNH28'8L5%JPS:5]`[4^H.U;>(9RV/\5&:RAAF1
M(=UJ/FG4_Q@/0[\PHFGH@A,2H8TFA9*GB`V=::85)?+'FS,]=#8Y+J)^HMN4
M=LA7`/;`09F&A>2,8MT>>=<)!^D0H!B_0\3$;"_JQAC=)@GLCKO[^>Y(W5:N
M[#",TSJ23R$O(>H3!3-W!7F2)/+&GO-VD@K7+2V4($'"[Q+V"N;^AZWQF,H>
M8YK>&?!WMF\J`33V-V-IA^H=PXXB.<B)XD>NO<L>BQ_<-@+T294?R7^^%-YF
M?AVO[.T2Q(BY1-HS1+96ZN%HN:1>=+M*,GS8PG[YT5"2N*LC319$4$P>D(,[
MJGJ"5JG/E^3S9;J4.ZYL<4AN$&G-&[W=(!-7C<6#X03&?7QQ:`31FWX%V#=Q
MW<\NF2P#P0YE<:^4]<"H29KZI!I/'M#\""63`:/I3E517L8V+@F5E$GS\,A1
MV3:79U]LQQ(\N]GZF%B(WD*^\@?(5QX2+@1J<M:'<6$)S!3V=\TP+^Z00<XK
M[`J!+1YG.$9QW;OM;7L285J&4+6\C2FGZB=2P6PS693\(W6<IH/;Y!3<JK34
MY,)XT/D9-CMN)*K8<KEX0[*]0$UA3XP8%0.150$J;J!.UUE<Q*T:'U=6@'98
MPF.GFSE>'89=B8`1@^XBRN4S4V392UA,\NS2*3E1.#%=,)2M*S?\[!O)W?)V
MJ#0Q8[<Q*FS_G0(D63H;7O&,@-3";D\1`J\/*7]^E%*4A%[(L0\WP8^D0<ZQ
M'F^D0V;4`BX]YR/3M'%GGZK1*[<6ZJZE*=LG3X$(#2.^6KP/[J((K(=5*K$W
M/I)2]MWLV/_!M@U(\!68(R2D-PH5$%VA'+E=(=*ZV-'#VJ/'*J:'L:5'U$9N
M]XB_ES.27&HFV8K;NH5TE#3NOIYILK@=UI&**>\VG`\#3^,P=GS&12'&-/`D
MU+DBYFE`VA-Y5FK\@0'U4I&"(MDAAT4,8AS[2[\QTY%W_Y2&`JSTJ4S6QEZO
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M_:&*<7*K<?`J,",V&\_]25)P\=O^H:JS;?JZ*/Q#F4]2V>SX__ZA:M/=)XF!
M$MV?1TWS]R[NH-0&"DC(TU%)PLY&LP=Q<`W#?\G*/#0VQ=KM6"?7#J0_^N^E
MHEO."=3(AQ:Y_W\I7"0_'3]SK+V0R:Z_[I\;$B;(=M;],]-9%_;1A:023,F+
M,KULMZ_?75WLZJ#($)]=']S91/I5N-B]2-@^_`T=]`1_OW4_DGL*V/??=A'S
MJUV2[^Z5:=<&(Y(`'\\V]8DG"+>!P;9R#<%1#P>^F\X-A@24&*%#0X4\=^?"
M.`EXE1T?^W>85TDSC>1A4%69.+\+]@)<J^RE-\6O/GX#$'57QI`MUDFG_#1R
M,(KH`>TN6[(=*`^O*HB/`^6D7A09RY:E[4#/MK7<3<0]BLX!*F2V57J>(P$-
M2+R(1I^)I(]'XA22GAYQYHX!.7[Q9?#NGN@RRU$H4D>V1?([XB2D.,B77*\L
M,%W(=5&0&O"6XLS&C<H%_=TTAE1_?.BH%#K[0RF->.!KTK<AID14$TVF3D:E
MF7O4R,(.'1#6:0\[.=*2TQ/3[O\83@AI8/%Y5F+`33JA)LJ^R=B<<3=>-U,3
M]__XQU+LXAV5Q`J'I.2V5-9$X=G.:Q(^1[8U84Y:)2F@DH2KW=[";+\R5Y!^
ME62B''^+'V>P^$D-T[>=\)$=&J7?0Y=F^.''#]]N_,MG*>6WU;-PCL0P1YO<
MW_4.W_T"0WH2HWU8?/%9E$*"'1PO#BVE'(IUBA;;L-H6XJV1=T7:1N/=FCHY
MONY:N!.LHMZ=\3"LW7W[M^WMSO:HN3R.L&D;'A3@^^D4Y^0,V&9UG@`^M=^Q
MC"5!F<3!3+6;)PKS&$GC++[X;B`UV"NUXF)'UQ-(5-C/NX>3C4UL7@,.OTB#
MP^9)+9FIGTJ\O:UFQL?<"9$0*^N"C+H_K16&I@AF>-M\3/5#N!".=!I*J015
M)RKA-NYTL?TQ\'37":-H*\]RMK(*4PHR,*7Y>0A=M)OO22+2SG:!WM#1/',W
MF;!(CC,HHL<GM1&'H[?M]K>5!=M)[E&*+=YBI#G6KH4[%"%FVL[8R%B0=QP=
MI5Z4I%JU)T:F\U>4^0N]-<0X1S/"<MLWP(7N=5&X_`3X46<-(%QJ>G.26TNR
M.MH$G43H';B]@\2O+=B/+A9@M-GOJT.Z)3N[<2C"_[B/,)J99$[OT(!&N%'N
M-0DV/5H^BM>QXHG'N\8A\<JQO0ER0A:.@[LG`<'F5Y*WEP!]&.K>HT744AS:
MN!QYA*09!,<;NQR^ZZBFG372M*)`W4(:AB[<<U>MX=ET&4%0+B2EDOX\T.[I
MGR=Z_N.VQ=?%)]*4\*#Y7)43`&`D&ML?I,HFG<BV](B:-.[WHB##S+;=U]O2
MS_1@C!5D5*Q"%EN',+P[I1XQ&^";^.XNJQ`C%'?C7?-^*^;IN0,8H_YE/CD\
M=OHR315_%3?TWE5)['=R2MSH]%I&$#<;O(3$^K451!52V]>"=)R6OZBK9[P[
M"BGM[_<@C>Y:"5Q;'R.2/1AOM[:@]WH<<3C6&R59..V?I&RZP^.![#C+SSD:
M[A#64Z1W[8D30A6>(X/,*5O$^W03D0TM?DT2;:*&<[M*K#:,Z]]>A/[%O6%L
M7J;NO'9.V%?7A@HE_Q;KV3>V:_YX_?>__98\\7%[I^5_=-ZAN^#*67PF<T6@
ML`":?P=/-]O++OSEV\A;NO4,R*:/--W.D]RN08)'^(]O:/G[L[?1O[]_^.O]
M=U6^>(?,"^#`L]?LY,=]N;Y]+RAXTW[YY_N;V\_OO]P*-^_?_OGMX^W']S>=
M7,4P&E:N=XN[=*&&+ZK>)3/C85#A@GBGVWJ&1.)WO1Q)D&PW'RW;5->/YE@<
MN8(=2B9H1(JZH#U:BV`%3TB_O((6%_A@N2#AQXV/7@K)OZI"+)C(MGVL@#"O
M?G\F17]O(+`1_9V"WDM`)Q=TV-A/C+8[-PC<]:OT;Q=I-`DT$:Y'210LZ#Z9
M-BA-$J]/425Y&U`,X^W\_DSI`J:.L?G#PV<\1X0A1-XG*HTB2"\"[VSVYU5R
M2HQ!&/[<YD!R;%C#!N+C;._1Y/2/GKG(W.SM?9<8#8=/D7>_%$A'G&C9Y^_`
MADC&"T;),_ZO.:2(S83XC?$J[7*K!=3W^0_)5]TA/4X:1HT!.1$;$?$323?@
M5&Q&Q5T2=(M8MV6(724='BZPUWQ!FO/NW-Z7W9RV@W&4..3G`GFU[7:D<.Q_
MF>9R:9K'=V*B$6RT#%X*\V/Z(/H@ZCL2-;-X%7<^VTLK;F>/IE4K0$E+39,6
M"+1>UA0P-J#@Y.'D&0UY&NO-5,'M/G2Q?:9IOV1O]"-(LYGT1*=FU>Q!<GT:
MI>LH59H4V;O+XXV*DU(LT_6@(2+Y<0XQ8W"57\HK]U),2LS4HU0HN](_2BP@
M[:UP0KQ.+:'JHB*K;2-2A61GRXJYQ/G`!!\X%QC@@CH196G:(RMZ=R[(<Y]=
M+[C'!]L%O)_,'4G<_@I&3R.!:5G.&XB(+$U$7='Z@_U,Z*R(VH13N74J2S-.
MX]8UQDR<SJ2N86_3WSH$^&@DN^QY$V7ZE3MF2H7,NY>DEJY%6Y3-EB#6YY-*
MM&V?GUQBV)881><"PP6F`L077%ZXO%2`>*+(3$A,-\Y]`K5RJ5>,=-]"^5.!
MO5Z]>_X)N+80U,UMIPGCH0Q4EL08K:.RN'##.[MR=GQ1S*LYJO'.9`1765-$
M5<T+1]-B[A!$<@@P\FW#`*ZJJ,X5OFGXIN&;ICRNBIQWR\.W#%LP\BW#`*ZR
MIHMZ[G7!D+9-F]'Q!CF</+V,9]]Q\G#R,$8>-M)2]A/<99[@SL6<DX>3APWR
M=)MPP5Q2>^NDSW.VRHJ")HOJI%DJ#D.[A`9%9KD)X&='#KE:,L+(J:$IHJPU
MRQ`<AFE))>.9[5-PIHNZ-AKIIDH:6=1G>?'@\Z7,/*\NY7S),IN*4NY--0-Z
M<<#INU03HQC/@FHI"W=:39\-IYL+YW(J<S;OWI\S>1Q,;B';E?.8,1[K%>VL
M'OI&L9>.6G1-S(1TEKB+I^&MMP>8K$Q%;=;LH&G,&<[J+@!31$WFC#X#1LMR
MM<IJSN9ALEF95RX\IL09GEXULLM-3AY.'DX>5F.]%>[`]$OMI$+_'V0O+@+W
M(IGEW7J_WQ'SE).'DX>3AU6%V8YYR3LP<[GGY&$!,#:@8(P\[9J9E5)4Z]\*
M[&6NDIFD49[JQK4M@HC@AW<+Z\'R2V2L\H))7C#95HVQ.-%YE3'?-'S35-DT
M"M\R?,OP+5,!U[P$(;YAV(*1;Q@&<%7$V2SO`GQ(FZ;G2!CWR'G`@I.G=\#8
M@((Q\K!16<B;5G`QY^1A`3`VH&",/,PTK6#B1H#GI78!V$34^LE*Y8SNN*!`
MY^4$9\#F9A6*G,F#8/)$G*J][.:,A?(B,#!$N[\WV9A=A7#=VO#N+0PK?@+_
MWT\*8;E-*V"EZ0I@6<NG.K#>KA#^UK;=1\P2@5!1V'CN@[7`T%C.$GX*)I1@
MW+EA(&`;S_>%T/$07OJ_:"'8^._8JEH:EB<\&':(A+LGS&OG/EB!X06(",'*
M"/#_(/Q.,+@6(4;9>#`L&U:\P,M<^`9>>I=8+*R,!_PBA!S\B&`()D;!<D(W
M/%@>FW.^%<$8"`>I=I<M\H"F:$2DKPO:=LXM#+J-]RS>Y+:Q\?%^2OY5%6+!
M1+;M;PP3R\;OSZ3H[WC[PM\5/(2CCD`SGZT2@?(KH]NX`JIY16!B'PAY+124
M5^:]"ZQW?G\V>=:Z`DN0KLZ03P@K`*Q<G(Y4;7U(947XC+]<^?N0GH6(,PT<
MWW^UI?JSZR&^_SH7\1;[KQQ0N+8+4=CB9%_&JW;VZ*"]22F[I:7N+\_?@=WF
M@1V.MQBV?+&5[?\Z5)$=F596".8?P.<!/.\\07@!G_P3'*"A\FAL:B5BTI\[
M?_$3<5>[HP#3W.8[DGT>C7Y'9EC%]R??G\/BT>CW9S<[LH,2Q+R9&*?3M*[R
M8M0\98LGW7#R</)P\G#R#)T\;2;\Q6:(JOURK!RF\'3.S?)+1E1%J,T4>?JJ
MWIRJQ%;ZI0D?4B\IR9*\Q([X;;-?CE9-'7V=)L[G,E4`J^(]8.+E-=OFA,LA
M7%ZF%R<<)QS7<TP1KS,]UYM;GPE&5+`F:LU[X\,P.@%/T<3IK-K003[U9)",
MECB7Q\]E/K^(\YCS>/@\YL?RN3"ZCV.YBSXV>X5(?!39P$K08)S-M-F@/%YL
M.`Q.R\W&UW(V#X+-O'"8,YDS>0Q,YD?SV7"ZGZ.YJRX`E,KM!]4:`)R;,D7Z
M1KKTWUT*QF;CN3^MM1$@^TGXAZSIE[JPMFS;<IU+X7H)?0#\]&O$_4>4^>4L
M>2):X[#EP.,*.8+IKC>&AS\,7'@KAL)8N]@UA-^9KA]<"E>V39H0K#)P/UK!
MBGQV^%Y2;(6.X;W!;UYB?]B-0%J["^0'PB*,<DOPEO-_B/@MCX*)(;*"^`-(
M05E;C@6</`EZ1.H]T&^/PH=76J"[((T-::Z`?EH8&H.48R+!0WYH!X`Y%H\?
M*!#,E>'<1^A9D%<,H'ND(Y9O.2;F&]88EH.AV(0>_JV/+H4WR#1"/WK?6X#6
M><);'D31#<A+'`*\CS")(Y;N`P:X8T)8T2-KJ!6UK1_`8B@9)1]N&T,D*SQB
MM@MW@,%_0BNF3VJ)U-OOT!+>Z"'3?4#>4\SF`QD0[C`V6,8>5Y:YPN1X@K?C
M19-I=F)F>=-U?`NK.K^!>&"(\1(!6D/>D?=$.(D!?83_<=S3+UV=GK.7>GO7
M72[.4?65[8KBQM*0%3@0>[R_B#I+]T4A?>@LYP%_MT9.9J?</6WE45C@Q\;'
MY7-L<'*4J'OQQ4PC&99BWST6@F^K+O#BF/!8NW9'@G%2%$:XPKF4*)FV"4"A
MRK[]S=,N5P^JJJZ24Z(5D#I&YGUROHT!&<X9=K<S*\TUQG8N1,+R%MNK_&QM
M1D-2TEQ4Q<PIR:5Q9-+8;G9WC+^V7S16V11\%T+74>RJ(^$)&9Z`/0H;^25*
MP13VLOQEJ4*:OR)*6EY0OMT:B1%0+[=-.:=>'O5D3>>T8Y]V78WYJ*6TC24^
M0W=Z.UCAE>]7PM)ZB#XIFN'=UNTNU63-2-<HHCRIUD6];W>T0](H\H23YIB>
M$"4IKP;RK"FC5YLDPY;M2TEU[C3E5GD&R!F9[M1$99HWM?5\=X$F:IK**7-"
M<U9+5SH?RLAJNS(S`).SC)+D14>=@"?+JJCHU?3[<,*$G--I3D]$>5K-TN><
M'B*G=8GOYS/@LM[#7F;8+1NCL:C)XE3EAO1QVFCB;,9I<_QJ9:)SRARGS&S6
M;C"#6??K_7_";,H[/\)[/\+GW!P?/Y<G2K5+!,[E(7*9MV+B/!Z<P\4[](RC
M.%S6%%&M>*_`^P`,E-6ZJ#?L%,99/0A65W?C.:,'RNBJ40G>W2-@O%`;2MPS
M%>>^`+6V!QT</.CJ$"!O;3EH(80^%,2;^*V>808A!C_[CD%7J+,'Z[$^!#X*
M"*OB!B956@^D&Z"09ABDC\D=0HZPL='B'C]A^%$Q/>8X1ALDPKW#:$33<Z"`
M>(D6\!5&/2!M"AQH8H$M?>$>FG`XI*]!,GXG:G[B8C`]:"NR<:'7!5YAV]H#
MOWX#HA4`L'=/@FT\BO`A]FFPK#EX)?PN#R%X*UG=0[OV)-#9)0%[3V)/-^E(
M=5_8=M3H7&C)A\G@`EG2+R<9Y<B;+3!:+U[*8XX^>$1P2`/`=MW8P<D:LL,%
M.F@@<-",I%<ZC:UT[SB-\^*RO$L#[P50C`SOTL`J,KQ+0YF(-N_20&#E=?%#
MJHL?.R6Y-`Y)&AGITI!_A7?20OR:Q"7RVM#FD#!5$EXR)MG(+ZE4G$W%D:,1
M7*Y8I-XIW'-9G,EYP>=<DG?(<RYB@Q4Q353K#Y-E4\3:DJ=!"$]K0$ZGXC2W
M3P,-2>%B,3BQF(NJGI?RT(58='57.OH;MU2G]O3=%]R?!>2>%&ZML%5/S&?!
M#^\6UH/ED]^0L0*FX7E/<%\77;R)<.,5N`(TE[=\/T2>**"?)D+`=!#>Z,VN
M^6.%#P7D^1&Y9HH\?26@*"G^6#-P``-BQ/S*E2JL7ST7>.,+2[PL:3V=T[6=
MR,D_)I=J,JQ"%/ZA2+O9%=$%Z#\D<I$*-Y)1,P[D++!+<\#1*.8?/8/_)8DP
MQ6&#S,!Z0/;3I?"'Y_J^<&]83A7HE.EL&SK#X.ES??MG"]`E$R[(TO@W_U"5
MH\OMWGCJA3M1^>U%Z%_<&\;FY<<MGOY'YQVZ"ZZ<Q6<RWP+4751!<K,E`/[R
M+?9R,;UN/0-VVY4/E^?O+-_$8(8>NL4B\\;&.^_UW__VV]$U\"NN%@^&8R+_
MUKU:+BW;`A5P8Z[0(K31]3+UZ^W;2'X$_N,;6O[^[&WT[^\?_GK_794O,%DO
M`/=GK_M7RQB`._C'E^O;]X)^*7S\\L_W-[>?WW^YQ?\4_OSR]OK+S?6GC^^N
M;M^_$V[^?'/S\=W'JV]_$<;<)6]H:3>/6\F\PQ**E7^T"=+31Z)$&Y*[804^
M3$P)[HU[)-QY[@_DP;\,V!_I'`ZRU;#$+4(3'DL:_1@P=,:-IXAX%IE;L542
MEH-W'9E#8I.UWN'_/AID.LO:@@^PF-]A60^>HC$U&+(H&P-@=8PU$I)#2I%>
M_>L)"9\30+$6"#?;+^57,/O$RJS]""DF^(BT(*H3D*P5K%0(X2!C)59%,4%2
M9Z$O:/-+?%K&1Z+[Z."S<F5M`)G3()`',>P6YH-U%Q+".A@G1-J`8F45C=DY
M.>S#P`?\&HM!,ETFH?^3D-`NFCQT%.`LQ0^!W&K"1`<.^S#G22<CO2\;74I+
M%(/G62QMD96QQ)6:EQI3I6GKZ3<(JV`'CI4[PP8KLEPPAZEX<0>A7;+$+&],
M*!4DSJJ',#5J#K:AP,>,]14Z,-D/-!:QVOSPSK<6%C;L*N3?4#L'6Y#;!CNO
M6MDH5:CI'':==>?(Z\O-P$YJKWE1W)R#[*-#7XH9^[+%2]!NZ\,[@_AY"ZW8
M3K&SI[P]WB%@!U[N9`%66P34-1!JIAR]=Q;E+/8HQ`'R727.473=5S<00Q/&
M0TEHX^ZT!LYY9G)S5..]R`BNL[R]2HNOW4HC+]?N`K!<3[J;_`.VK-=:KLA(
MG3T6P!^6U]<18$,SDSX6N7[</.+F48NXRFI>QAVWC[A]=`HP>=*_@71^"9K5
MP;HZDO48I<MX:&U8Z7LU"$3:X8+DOQ3E8OA1^LOB>%H(2:P[3-6(TD22-!WT
M$_+48*J6$<"*/NG#$L*['RW;%NX`Q"#T'+1XD5XCFRLB+*(T(/AH:7E^(/PG
M-#PR\W`)R*K%.7"U\M/2V6Z[9+CK)8"%')_DNWZ+LEN@U,^_61D>>F/X:/'5
M>!I!JALFK'!S>_WV_[UX<W7S_IWP]OKSU_=?;JYN/UY_(13GR6U-$H2N2$KJ
MB9V;B#[L7\C,C'?LS<KUD/`&"[(/PH:!Q.;E)7Y.F@@WD!M--BS^#$L?#+5+
MBZKP%:L`X7DJ(XT\%E]9P)>I?+1?XT2V*'?NQ+)K(T[5%J*/28IM`)V1UFN\
M'DG6AORQ>\]P@KB_4926=G$'VT2`9+J%?WGB_1F]E.398=40OVX3Y9OO$NY.
M0"G/Y[.8.->;%"'@D10QR,]2/\@0`RNRJ!&3(WPV/$P1%9@ES0BY#:S)XJRW
MG<*=BK*B"VX8^($1!4H3@#/O>A+F$=L'G='&'JQ_;J5B7\C%2"XS$D@D&1]&
M1++PIQL,G+L`=])^RDM<7&!&FH'K^5"J@,R0[#D7'R\F\N*N7C\0/@;7&]M]
M0I`F28Y!_)QO8J!!U&+!R6Q4_`?I]862;]^X&$KXXX2(WQQBE*""H8>;_-0V
MV2<(Z01VCQQH5P;H8OY$KQ(%.!.)Z#H",K#4&XZ#,?3\5)YGM!G)$M#83#`@
MLQ:A"](##?_X@LPDC@A*GL&O%TB*?=Q\S,1+;4L[DDTB1KLDJOR(\^V)Q9%=
M,HNYF:8AF!X.?K,%;=1,]]Z!ABB"9X`]^12!&FU83`C?"J!,VGO`?$M`A913
MV-@1.45X3[2*Z^SCO>L>1SCNH:5-K![\BB6RL'D3=7/#3^&%33/T(B/I@`\N
MMO`MAS`!/X+!P:M-\+$PGRHI!9M1KLM$NT;"IDM349K.DE]'VBA=%;Y[X&BM
M#%=";;<E]).4:2S^2_AII`2<C%(Z*L@GJD$&S;)SS(3NZ`:;9SCS#.=SR'`^
M`QKF36AG(_,D]TJRKE[79[EEX,?N74H?245F(_6(^;%T:1:N:,JE./=XL5(V
MJ;LTB(J4%]5F@HH5^,V@"+(L?7T*GEKB(H[+')<YJC(WSS,>^J9=3UD>E=$^
MQ#73F?Y"O50/,T+B#ZM3Y?U/$_F^$!@_M[Y_JH;Z5)R`^IG&E)G2L8:CD/U1
M(U%#RILB.@BZL2)>HZ`0%:'*+608$;%8@8-="E%RG@9$K-%,Q>)A\G..`\H1
M,=.7=6P%!/DU![_F.,^MR:\Y^#5'2]<<V0C#Y%B$85(WPO"GDTJ)*4H\X%<A
MH[T*D;6\4>-,4)&'I<<8EI8G>?.P^Z8=E[DQRIRFY+5PZ9MV8[D*H6NH_(NX
M&22!->KJ&R?GAFD#)I7I&]4;11<EI+8H^1&_'6$$O-K;%P"!;S/QA:6QMNRG
MEP4`9$N;E$LY2B@G>.Y*F."%VS\&S!U6A'@4%&)"=&>7NK#&SZS\:H(Z"@ZP
M`@>[%&)"1N7+:4JK#E!$1W-9Q!ZLQP8'1-,"\%N@2@D*OXG9%A4UD9*KW0"!
MO5$'>95LR4^#1S=_2$N;53/--Q^A.T'3MAQTK#7#'OLS^^W,+PZI-KLZS]NB
M"0'_+RC<?']\__!;I"[)S=B8@/:W7;O,/+A\^A("M5N!IV-,M@&3JSA@0MQ>
M3Q!>P+?"'Z3R]YT1%-WJ#`)9SK8F(+.VY\>FU2/.DIX-4(S?'>;C).0':++P
M3VBRP"G)19()0G8GDIV,<5*JU]NFP?_BDA9JT;3"N^U`)RQMX(GG4"AUDT;5
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M.U.0*<^L+-`34=?R>O>6EJ56W0)FI*?PXK-)1%"[;&=L=Q>LX+NV-0@+<V=J
M"P;34D!CJY5*>&F-?`Q/>[5;JLKJ%2LHQ@O<`*^5&EN&397C57CQZ-;8L'DT
M?.$?BJ9O.^U!USTH!R+3J/XAR_/];^1!CZ=B#]9W^9-P%?'4A,!D'&`RA#)P
MA4WHF2L8OJ=KHB)/\F9XXI_Z(=0@Q+,0]PLOHX%VR;M7Q@-,PH.1B)YIX04V
M'@S6PR_^Q^1RHA%A`8D2=.D7P5@"^+N"33+E+QHGN$PFU9')=MN?PGC!DS^.
M(,FI-DV/&6Q48TKF&IXJ+P4H,!L>X7\<-[.HGQT*ZIV`*`>">!QRV]N+YD[B
MA:B4JF.HO.Q8_GR)!5I-J9<U`G_#HM,&Y&&U'JI/CE<ON1L_"?9K]<Z:&%?W
M]QZZSR],'#\5#LHW2Q5L<ITUO%-J6T'GEZV@XW0M3]?WB</P%1P&3ERJQ/WH
M8/_>\2VS=,DBIVY+M:##T/C7*3>U8DEG/Q)4*0I:]JUYN2KL;I2R+ZL8.N9$
MXR\[)T'KKNZ>7CEDJ@*4*J=S*TM;6>E$76S9M:*P-E,8G3U/(/[/%#YGSQ%&
ML3I[OJB76I\[A86ZIB0<4*:NB;I[V8)DM&3GM`PUIS"G,!4*LP#^D&`=DC"S
M45[S_N?&\M#B196"V/XD@;$JN_X@'K_JS92N=:4D:BTZ?E[TK9M9`)^+?=]B
MWT]I4\4KGVI53$,Z2=LN?.@5Z,+`Y[BT2\4ZO9HW$357*PAXMLR)RIFV>:LS
M-.;J)*G:V%,U*$!U$FHY]<((YGD':3LL;TD^N1(K'8MFTT#JKF%'_P80=UP8
MA)63FI.:DYH)\-GTMN/[35(:Q[WMH7K;XX^8#L)&[9$-W,OF7C;WLKF7/30-
MQD>>MSKR/.DE@?!;UD:`_*AM1Z;K2K8Q1.A;<7./-Z!2+F[,E6OCY^#G!FD/
ML787R!8>K6`E/"9%IT9<=&KX?KB.WP1-*A;6@[4`H_+)0O9"%-#/#2+]71Y<
M&[_-MH(G$8NN_^-B"1TU+"BG@JX<'O33@)X;VP=LZP%#\=QRHK8;OT9--K9?
M9Q<2+%_`-K49XD7PEW=/T?<)9E'OF>VSAN.$^._M*S;&DQL&\!3\.$$M[D("
M58%[:^]P@77O#!]ZG#C"RL*/>&#;IW^!"0YOC7KX/`%$/C)#SPHLY$?O/46.
M]+OA%1\0?@5^^3>$!>F!]%OY$<GG3)&GKZ!]B@,W:0&6L"!>05@8EOVT_V)'
M0,LEQ@4\@*C="?0SV<,2ORWP#/PCVUJB!(U$:CRTP>]#3A`)V`9+MDL\"1#U
MJ']/NK5)]-+HMTF/'U>X0YFV),<("0]Z%G),%`F@;ZTMV_#BE^PW7LD53](7
M)80E#!^38!,&?M):)E_R0:X3O).6-G$/HD%W&HKZHY`5?G\6538^JPU^;'KH
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M(M4L4(%F@]`T4$P>BDBQ3P!LJ+NF19RWR,[/^*B[-X.+B!\W#7^%?1`382>1
M4&#;]A%C&C]U*7S9;X(8MQ1-&HC&H%UFMI!0BJ]71ZA#4#ST03RT-BS2P^+`
MHSK&;R#0_%*)]-+EX>XF>^*W%Z%_<6\8FY?O+-^T73_TT/42O"WD^,1W^8:(
M*_S6]0/_!AC^!H3EJ_&T!J?M%F^!-S8FS>N__^TW?W5GO7R'ELCSX('=.W;O
MWOZ>X(#_^(:6OS][&_W[^X>_WG]7Y0M,D`N@P[/7C&[8LLH%&ENS`/"7Z]OW
M@JQ="N_>?WC_[=O[=\+;Z\]?WW^YN;K]>/UE`!IRP-H\$V;?AM=.-+I]_Q.9
M88!UD9!L(R&]CR)M_1RT0Z)O%>D5?+C]4W[U*\1[(-2P)EJ%],3%^&,-`CN6
M*+X5UBSV$ZCIZ-5X&;3>V.X3BEKHGH".=$8.?,$/[WQK81G>-O)$X,*GQ!J^
M-K")`A:>M8F;[B(;VTRB@`QS1;21"!\N`,%(]6(.X$7##7P,;5+AKQ5&`N.P
M@I/'L`WOB:Q^YSIA$O'!+W(B'1QD8C>P0@HJP_;=+6@DQ)0%+H(#ODC!@G^_
M!)[B,^HB.AS--!L<%ZM>(^KGBY?PK9\"/N^"E8_A6@+IX'7QC7@JJ@5,P58M
MIH(5`)/2>$00+Q*N&VML"@,M\<M,_($%/,*_!X1,$[X3X#`(\/]%Y]8=6AGV
M<KM@"D>@&[S&2DWX@-\LL%+&\@OXX*<(<]*/8;J:V%#'"V"HL.@LXA<0(4K.
M&Y^P%G]'>AE'(3LW^F\<!,V(+_X#LR%`6SOEC6MXBQR)RYQ:.;_)WW!KXRD2
M@[7Q`T%,TUQA01%A5RR,P(UE:T</D#9RQ%IWX2XBG5`C121_#\*K+`7Q<Z&-
M]]F.[H:=Z*58;!,^DT`G&&Y@:*%HQ_A;\;P4KIQ]D#!]3Q#DT<*KD!;5+K8<
M\'9<8H5R03H^1X*XW^"9K`9*)Q(_3"I,F@5AX89L[!3&:9.,6"MR;/U(PPIA
M#NA$.=83?..Y$-,#.2***MK&3CGC/"U&<>!ZVQP\Q5?8%,!8\H](04:W(ELM
ME5&*MF7<13<5QRS^Y&W#[JE_CIW`*Z-)O<ZV!@N?OP-J>K&>C:8Z^$6CH:L;
M[$?+]EK-AJD*X;$X4]\,VF\_6=`>?2BL&0MP`Q&9O%GQXV((T\`-1%KRQD,Q
MR)!V"XAJ7\KOWP53S+A[=]2H3!NKU(^(Y(;[%\;.[-SV:&UDFM8%4#K>):XZ
MB+G3VY@@8CO*LRL)9%GX^I2[B<XPZ;C(C5'DYGG%R'V3[ASRK<\UAM-Q>1!W
M5BH[*Y/8$-Z%3H?%&`KC/7BPD:6=Q8.-S+)F+,`-1&0&%FQD,WRT*X/H*GRT
MO9/DL:/1QHXF*GU]SCUY)MQ1MCUY/;>O6-^T.P=7GCU83Z1DK0Q(B_3#S<8F
M69A0-'STP"+Y5H&;Y/<(D)#F18F;=\A!2RO*"H/_O%U9:)G*&+U>+BT3Q:F/
M>WEH)*MRE[2>9)VE,PLAX3).+20)[]DTH96!5[A#R(DRPTC6$'Z`@.LGJ?R"
ML8@2`Y/T/I)5M$"^B5\$"7!W[@,:=/X/>["^_?(FDJY[#Q$Y\:.ZAR1;$7,"
MA&6!I<@,7.RC1F4@41HJYM%3Q-JM-(+@Q.RS/&$)"<&0N946TDC"$AG:I:RF
M<TSQRI;CAQYDT`H;;(2;%A##?72BJGH,MI@4G$0%^K'(X#VSB;,1+8<4UH>&
M[5\*5TE"[(-AV22"MZMG2=Y/0(B2:C>&M4ARVU+O@8KM8UN*)$HNPR#$+XCJ
M)81C67=8T.WP2-8=K$(J23#&'B)PQ=4H<>8<WEA>")A'"PKN'69\]'C\3D(R
M%TI;H(0%!1'9HP\2*Y:@R'/K1A:7;=I\J6]OF4?`AA?.X!$P=H`;B,CP"!BM
M"!B5>-?;(^8&#W*--LBEBK*FLDY''N8:8YA+%24I;QY+W]3KJ7-RHW.>XL7'
MU4G7DKJZ8.H,Z%AA-0&O]M:317E:;'<Q3CE6!&P4%*(E5OIL0/0Z<5_QVXLJ
M#4>@04G2Z^2C8[IK=&O\9*4Q20UR80#NX!]?2&\/_5+X^.7M]>?WPNW5_^_]
M#2'47?*[EB*"XPZL5ZFZAN@X?AW$IR'>3J0+/_*3=!UU?'B1%W58B*/<P0JZ
MP)%(,_2)P,=W*JC;9A27!VQYP)8';(<7?>,!6W:`&XC(#"Q@.U;@!B(MO#Z:
MP=C.6Q+?#X@I^3P.\/R:&)4O"SB6KO>)UH@Z2D9'1061S_'N:+]^WZ4=`/C[
M+Z,)&%4B]@,8&U`P1AZFXM+IW@Y[6NM25G3+J:.YXA$C_$9RM#>2SU5Q/IVR
M3LABEY9!X6-9[OKMUC#0>T@N<X.5.5F<:U1]HP'=?M/UD:C9%C=!,C1EV/&P
MYO>V?<<1NK]#9P'CYS.%?BI6\?C/F@))U0(:3*1MD/MC^%M#4:E::*UMBC./
M0_/=T0NRVK3XW&!\=[09N6IAK#TW`IG;QF,Q`C5Q)M'O6LK-0'[0#7]SS.;%
M^2HL;`IN!C(B,&>U.Q11D[DA.(@$C&U7L51.;YR'P=,OF`"_SVM\9O,+.'F&
MDW[!?,H%L][@6*O^GLNB7.+.L0_24?4B6303V;K\IR5.BMJRO<DEZ2PD21%5
MG6HR1#N2Q)AOPA,?>,Q['#'OB5(\+XE'O!DX=EB0EK.*Z3U7Y>)<:+XK^*XX
MKUVAZU0'['6X*WBB`T,VT""W[UB,/EF<EAB3R<T^?L"=X0$GBWK;$1&^+_B^
M&-R^4,2Y=+:F7V[XD+KQ-Y2;>IYH,+Z;=$Z>X20:%&M0Y5+?T,J<NG5AR-5A
MVE3KGFR,!+.N74V+)$;KZ#&]<,,[NW*K1$"/?I\)&@9).[@^GXAZ+XYL;8EL
MU63O8I^<QQ89R>YHNR4TWQ9\6PQO6VA=E[)0W!9\SFL_W<$-P4.FZYB6;1G;
M<:C8!(8VX2%,QS0"T@7<#XP@#%SO25A&N;OD5YX1('A"U2ZE7Y(9EH89A/'W
MS/44I\7^]B"D*8N\ZWE9-6=A(702#Y+W01_.=2O#;8IY'W1V@!N(R/`^Z$P`
M-Q!IX7W0:?42/G1U2ED%-6QQ;!1CBSJQH7=6M==&NOR9="#N`%)Z$RJQI\0Z
M/7^AJ5?&WQ2V72"[E3PN=%SHSEKHV+L&;\<(0<LE,@/!7?+>($R`O_\RGI/"
MR3,PAZI06]6O)L8:ZP+]1.M-$*?I4#>AF?(Z&'>*J%@&TF5Q^V7&Z<:*>(V"
M0E2$:G8YI%GA7)Y8EZ=I"27%#K78\UVJA53KVP=?7.=B@1:A&5APXWWONHM'
MR[8%:[TQ+&\-<RG-E>'=(Y\;#HR`5WM/7@R=:JP(UR@H1*=9U(1NE(HW'3M3
M.5*TRP%TKV,Q;M"5I7`=K)`'OTK;"W&:(C<.6`&O_@Z4+NFG77%USH9$=:_.
M+ZDF9'$Y.E,YDL_"*AAL](#T*DW5_P(<#H++T6VB5EL5P<R>P&,U$/3+^=#I
MQHIXC8)"=+)<!A4FYO+$NCPIE]J`J,5B.*'%X`'UXV-8!5>#[%(VDOZ6W00W
MF"[-81JXP>^3X6\1ROG&?'?PW3&JW=&R83F`*L*<,%6U?/O&2<S1J]C,1^?I
M]./+%^?D&9P?6S($WD97S*NHC4^J+6;2S:>56F7>&[-!ZR\F'>!V4-6DRT$U
MQJ1:U\H[`+:T/\:Q-92V[YGYKN"[8FB[0E':+@IJ<5=TU1:SGO#`MPD,A^;P
M$X*>DRE1@Y\?V6:L]%',[9-I.4OX:=0BTQ%\S'YKB=T"J"QQUQO\:B?PD_:6
M;_$GAO,4X3E3Y.DK7UB@)?(\M""6M.'["/_<<!:";1EWEFT%%C3C)&_HJ!5F
M8_7(&TU60Y.%`"#O(3FL%F^\AR0[P`U$9`;60Y+YJ-M^]HA6CP3O#L]_WGJ'
M"?!Y,)SU6O)8=TZ5HVV_LAM4GEXJ-=VO*[#]#<>,^M6;>+-:@6"[?AN586?2
MFI/^T";J+>HFHJ84GYG#:7'*H!"R+']]BIXN3C26VR..QVQK<"I\0WB-A^A,
M<)?+BSO#)F>$OT*(!'_65@`=1GCU,"O@U=Z/\H3W)&/A?H1%R.H+E3H=$+68
MLOM;U.K_\C"8%POWT2$Q=Y>TA?`0A@GYI!P4?X,67*4S`E[]#FX:F_T@N$KO
M'[(&7<V'5.]Y/J;Z%RC:WR#/".`&%R(W@FEX,+/0]1X-CZMS5L"KO_,FQ04,
MC-.-%?$:!87HE%N7N&9EAUKG8J%O+\QXQW>FP*N_S41U2G_V%;NZB14XV*40
M);&2].**`';H=3[F^)5I>B%6X+R])F/@U8]EBJI>7&+`..58$;!14(B26&DZ
M<PVXN0G^ZA-$4%P'+^&M+2=.?E\*IN&OA*7M/@HKM+CGECDKX-7/0RB1A<`X
MW5@1KU%0J*,Y'>S0ZGQL\C\=N.3$3RSBS$;0[Q8DLR,_()7]6+UON*G."GCU
M1Z%)W%#G.IU^K*5$"(\=>C%EJ!^MI:&FV'EOTH%VE1M);](2,5C>FI0-]3_(
M;3*"'<)[+W;E)N4<L:I>^XB]=0,,U)%&#OS8962+G=^Q*ROB3.XB)XKITXUI
MX`:_54:P2V1Q7B)SD/$-PI0W6Q2CU*DT2DAU1^+=$I@`?_]EO%L">X8QQ1S,
MC8=,B]S\\BL!1L"K?\TK=Q&C8<44804.=BE$IWT&3YYG\)KW:^B9*\-'@F&:
M&'Q2#Q4]RUL5L`1>@Y0Y2>*33+DVIZW-9V=UO3N8M)VM4VP:&PNBT/>&11H1
MWWF&8ZX$W[!Y'B8KX-7>?9I.OQ$9NPJ+%3C8I1`=H9JV/!2"+94^$`-]J]!!
MD1])PO0?>18F.^`UZ"C&C72NT7L0*G:H=3Y&>BJW?JO5C0?#LF$ZQL72]2[`
M3,>`F*%'KK2X?F<$O`9A&&7&&XQQ#4]9K.9*RR.KV-+P/,N>I_LQC#!#B4R*
M5*P8>*X?&]I_D/MD^%ND1`]OQC?'8#RFSM+L4VF`_/!E9)^=W^&KBA.5I]JS
M#-S@=\KP-XDBMNZ\#N`$[N86:F_@]%X"OMJHCW8?96Y=#&[OX?!M9ZXY_=%J
M-#1*.[C.1;E$8A+]D[<+@61\OYS'5AG)+I'4CIW?-B0P<_B^(*/E=W]O:B.S
M-KQ["R."G\#_]Y,"T)M6P$H3'<"RED^USG!7>##L,&K::&0FFQXYVH5'PQ<\
M9()`+@0C$-XA$ZWOD">HLBC`('+!<!;P#QD_@8%VC'L$J>3"';(M](`QM`+!
MPM^X'L+N^@]D/PG!RG`P3`'\(P`8H'EDL$+'`;#P]W=(V%ZAWB'3"'T$#SP)
MCPB_U@\W&]<+X+LG`BRVQT`ZX#48@(UA_?_;>]?>MI%D8?CSL\#^!R+8P>,`
MM"+JKF0F@),XLWZ?3)(3.[O83P.*;%G<4*2&3=K1^?5O536ONE,B)5+J@ST3
M2R*[J^O>5=75V"Q>F7D6+'+.\)I[!!IGQ!;$!K[YR!RZ'T1TLM1AS/'8,BQ<
MB0W+(!#'@1]X-"J-+OK/-Q*2__HJX->/NCY[?4<_/>@_/UC<L%T.KST`^=[9
MKO'C[=__]FOTW*WN.2`V_"OS[B=ZZB'%``+"AV]L_-N+]^+O/S_^Y_;/MG8-
M)+A&S+]X>WK&!P!&Q%5?'FX5K==0;F^^?;[[_/O]JZM/7^[O7RI?;[\I[[_\
M\<>7S\K]/V^^W1*V1M&[)8G*>4OP.YU;AL)"UGEUA?WZ7BHSD$F\=!(8F",K
MH=#!EL0(;#V4#--ZLE!)`\1^R+S1RW$U@N*[RA5J!2/\]#(>U`>VG(`GQ4!\
M1G.2'G%4%!4#2MPC4YR`=`/V@DV!PA4W\+D/,H>SFX&'_^#[`+/EF@WE@V4'
M.,SYK$D-3]7`.*A92;GA(JTGT#GC,>B<](`(AL+^"BS0S'@,1[FBKZY'.D=`
M\(JB1&7!)T]W_)<-Y6'"!$X<=WETAQZFNXX0C0)_(9S1MP`HIV$`2+0$M`9"
MTLQS`;&HO9TQLAXI1H_9X@8E0"@.'I$B5)K;J->HB<0+#.P+6GP9,-X&'#IR
MX/G9^HR#$Q?]E1=BQ6"VS6>Z`0C^[453?`Z=+OR<(RJQ,OB0#1%D41J=#B\\
MBD207-TAI[H!!_X&++*?!@.BIEA6]_67&YS7S4&?H@_.&PRK<7>:H`1\(?L`
M$SB_O6B%6=^-ARS+1\U.,Q2,Z:.@==-YBX(7?;8XW!28*631Y>9#=U")^W?'
M*$PAR48DLA')09PHT5-R7B?4H-W!+WNG;-8K'\S(H+==>`P\"DC^4H]L3&2F
M5N*X(F'8XA,S\5[CERJ'GZ^&:J]=?'GB1I(7QK.;MAXY9"2W3MNXNL/]N1TH
MO95GMW#?\8"\&@S[^Z(R#^$D+]2`%S2UUSL1-\C]B-R/2(=;[D>JO1_958_\
M>S$1LB+O(98P:&D:`L$M0ZJ<@=KI;K(_4MND!D-D;0JU7JZB`<QT-L7V*Z!C
MI+<BO97+,,<2/2?S5K:UY5BO63[L7F^Q`3O'32_O+-`E)>-+U'`E0;SI-MF\
M)T0JGA$O*MYS7$ZH#=DEC26-I4\L?6+I]$F?N-H^\8$U`WD#>Z:HSM["`?*4
MYU&3ZA7OLE#.HK?%5HNB\7$YL_!\\2F3Q*?S*7>%,'_,N7`"28H?F^(Y8^D%
M$4AN)^1V0OK+<CMQUMN)3]$1P\Q)S;R5`7+[4/-:Y.KN&JZTQDEN0B^EYOBL
M7,=-7'C:*M)F8^,1P/+JB"5]CT3?UJ;CB;(RN!:>M-P(G)^G*]%SOAL!F4F0
M6P&Y%9!;@9JYBG(K<-[T/=U60':QW+,'WD.V_1C'ZM[0NUCL><9^&G:`W2N7
M.KNM;;\&@W5Z<5<J!3NX8:LE5=&ZPZ6O->K,I@U:2[\TT[TJ4V7(EH,0A0WC
MILJS&X"]F0!4\#QS8#C?BMJYK>PNN;9K9+JUY#?VB,AQO?E[<37X-URA1\TY
M^7<'A.*=[OR`8<('$8LU;S_9;RC?;G___NGFX<NW_RCO;[[>/=Q\@J_^Y_O=
MM]L_;C\_W!,V1]&K->A%5SW)NY]@)U?@'4.4#:G*G6,T2`:8;DRB5J[(7%S1
MJ3OKZ+_(^#XVGO4L$!'%BWDSOK?>2W&GHIM3R[$XWGML1GT9QPQ8%AX<":Y5
M0(`=PV*\H7S405@\:O,X9<Q7\-UI,%T]M*'CC<J6;^%ER@;LFG3+P;:UI@#G
MFA8R`PUBC>RY@IH>)0/OG;&X`>C`#^(Y0R@>:CD;+H=31UM5L<9*@!+FZS\8
M$,9(!%R'<3S$QA3F]RP8-]NO\;T[G>G./-XT]=]P96PY@&U\EOOP%JVCH9`(
MQVO435BD;LR5Q\`RF6TY+&D8F<+VV-.G[-GU?I"*F@'C`'<8KH<@X5$)L2@U
M1<$I,(5`*Y\QPQI;1CQG:BIJY&LY3ZX-@P`@H,$`5!QQRG3L?LLS?)%:7MCF
M5TU?Y:,2Z!%QW/'X>J3;U*683Q`2V,!..;8;3O4")7RGEZH;@':'VE7./%R7
MP<)>ETL@Q$B<XAL"<88-@.%RPT;)P%^ZS=TT-\,Z[6B9_PW,1\%@(;NF>$(?
MN0%B>3H#T7)PK9[%?X3F"/6X6*^+5P@J8P`57BJS5V9!BJ!.2NM_5K(DX^A^
M6<!49DJ,D=Q`7>;@0\L"%FJ3E(B@W@%&)69-LQ"UD\9>KL"R(&[^!)M0XVNB
MP>B(V>[S2Y2+!PL(+]P(G^ZXBB:]`AXW&<@_,Z-W$R#Y2YP96>DZ\6Q$S^S4
M>R]#YHIG63$V#10Y1=$0V/6:OJ!EO&PH-R3#2_V_U95-OTDA;#`5*07#1`OP
M=8@64@4`/D\L,"_4]3ME5J2@%`KK&B+'3=Z%:9BZ8!3`9B#)'==/U.08@*4G
M/H;6^@,#6VKY0'B0)E+A[UUOYH:=UN$M]NAZ%K9U3SD-''1CPA'TJU#O>UDS
M4/HN-I!/3[9BBF6C%\ETY$^$`D02%W9FCB4V]67L=I#X"_$+7\W*%)BC/]:)
MCD^MG9'/'1>=<>&&`'$\!1Y"B>`68I,>SI"`OB%?PYCHSF.(65SM=1JA(3;F
M2.XU<HIS6624TK9;"ESA&]F(P4*#@<R\I`UG`8@-9\*E[C2:S5]498#_$'_1
M%TK4:7R94</AU/7<BJ,LL"?X*0R=/I0E>[ZS&.GDHJ^1H7")P%`]L0:M&2^B
M&R_"`OXN:1&K>5W%I>@I3QN;PJ/K:`A_7,4NZRG7;Z5(I0R6%)+"A62A0ST'
M?<\X*D[1B7[9@T])TSJB/^CVR/5)K]$K[S^_0T;8:`%K3=I+;&V?>YDK\IU5
MN$#Q4N)4YP-6%)U<4B85#4->?4`1]KC8:X97,KQ<!'%CZO2`I'UE+XR-NNB?
M6@DLMM@//21B,T]17N%W8:S_8NA4:>!JP43D2V=XZ!LZUMFOWI&;+3FMJL#5
M@=.P5?TV/HN/IF>^O=GMEN%S(6:E@:L#I]U$5Z]EN2B,"V2^%.I/,EAU@*L#
M@ZWRO$B;K;>3"P]C;.)B2%IIX&K!;VN<-,ENM0.N%NRV0KU]8JO,9PT9J]RC
M6&+!^UZVU/YE\VF+G=<?E1$57>F>NCRC5($J]"Z@_)"6=E/3XAU@B]7..T,X
M[*O-SK#J>#P.Q:L*UV5PHM;LJZWFD:_WJBK)JPK79;#BH-E5-<F*DA5/SXJ:
MJO5ZZJ#7K3HJ)3-6'X/%<66KT:P\1_XB&?'\&;'=:&_JR%@)?$I&/']&'-22
M#\ML`G)01'/[#3V[UWPFM9E%!ABK&`<^@IP=UKTC/VC=MMH9]BX#856!H[H8
M*H:EANJ@L[W[^UD@K"IP5!=#Q;!44U-[VG8'X"PP5A4XJHNA0GBJKX'IZTN>
MDCQ5'$]IS49/.E.2HPKD**TQ;%\&OJH"1W4Q5(S=:W0WM5&K&KJ.409TV)G#
M_,M]__F=%)S:"4Y'4X=]:=TE2Q7(4EVU/ZB3-I8L5766:C?;:J\EPV^2IXI4
M4TU5:VZO8CT+C%4%CNIBJ*C*@H$,ODF.*I"CNHT=:DK/`E]5@:.Z&"KF\$:C
M7:?8VS&NG"GEZJK=WSSC"X,D>B1Z)'HD>B1Z)'KJA9XZWI0C&VSNE^PZ=0L$
M7-=BF\:%#@@;NB/6IOG!!3:ND'WJ*@1<+9A(=D0\`^#JP&FR(^(Y`%<'3I,=
M$6L,7!T83'9$/!_@:L%OLB/BN0!7"W:3'1&/5@I]LF:(%6SD4.462Z=L']+L
MJ:UB:Z9/UP)#LEUMV$[KJ4.MT!I8R7:5P%NEV6[0`;9K2VU7+9#.GNTT5>NT
MU>&PT',DDO'.'V]%MBOL;F]7>#HL;F\0)YFN?DS7;A1[=$XRG62Z[17AK4*/
M0<D.A+(#X84?LNBUU5Y/GE>5+%5@BY.FVFMV+@-A58&CNA@JI@-A5U-;37E@
M5?)4D6JJIPX'4D])GBJT7URQH9CJXJLJ<%070T4%]P;:9>"K*G!4%T,%!5&:
M=6*HBI7=R`Z$%RLX'4WM=N0>1+)4H1T(6QW9U%*R5'$LU1H"3^UP6]-98*PJ
M<%070\6HJ;:F#GNRNY?DJ0(WMIU&4^:=)$<5VH&P5@WC)$=5G:.&C5Z='*DZ
M=@(J$*PT=A$L:SS?!]:/S&0>3*\[2&C=9XJM/W/ZZ+''P,:3:PY\GLULRZ`^
M1KZKC'3GAWC&GS#+4R:NC6$BQ:!#51:LPYK.7,X4@WF^;CDP%$QN&6(LUU%,
MZ\DR&;P_T^=3YOA<&<UQ+*JK@47K7'EFMHW_QJ_"^+!DYG`QR%@Q/&9:O@##
MTQT^9AY]K],Q=67$_&?&G&18>O)^XGKTV>`3W4,$WSE&0TF5]2@65XS`\P`L
M>Z[,/'=BC2P\)C\&PB#`"$FT`([H6#/FLX4=@7P"8.99K@?X<3@,BT!:""',
MAH.%B'8]WE#>?WX'<UAF:@9X^A^M1EN96K8-:]\PHQEX.%ZKJ;4:RHVO+#8O
M:JDTON$&MJE,]"<FIL(@'Y(&V&"7=2&*9X"7G]84^`5P!-#U8^C6KQK13R\^
MP40A"N*ESQ7]D3D&\$YCW;P3W03656!P8%3'%)@SF/6$;,D%>7@PXI9IZ1XR
MH;X"`PH`A&V<&HEH_OHJX->/NCY[_2V&)CP?_(W]%5@>(Q;][H"DO!,D^Y:(
MQ@,PY3O;-7Z\_?O??HT&^JA;WK]T.V`?+&[8+@]@%?&#B!"4WF]L_-N+]^+O
M/S_^Y_;/MG8-\%XCF"_>9M3%2J64NH-XB_80C46^/-PJVK"A?+RY^Z;\Z^;3
M]UOEC]N;^^_?;O^X_?QPOU97K9E\AWE7*JE=5609T]X8P/L.Z9+'P#*!PY@2
M(%V5WV]NOBHF&UL.LA*03WE"^J$&0DYF/XV)[CP22\,[_@1XZYG$:,1"+D0-
M`<RE.T(!(:.1=($@1>I)T17;TD>6;?ESY0J>9#]!@=&0+T4',9H`Q&"&(N(I
M4Y>#W)A/NN.#>+@!1SOP`P;'F?#I>*ID7!@'1J93SR";-+5.FC?6B.$8,QV3
M"C`5ZE]7S#YE.C(K,KQB@G2#9IR`/M17X$VWN:N`<@;IL_@$Q2V-MXD%9L4S
M)G,5JSJ-"2")1`FUL`*C(Z2`F:D.6@3L%4T>@,4`O>".@(PDU+"6&4@[:8ZI
MY2P]&3C+SSY/<(6T#`0W`:EQ"0Q^U,D>@!+A.6JD2$9N4HQ$M@1D!%@R(UGD
MH<0/1*Y":+V1Y!%/DRYW2)),YC,/6(&E1S(3)0O&@X'Q#M]YTBV;>`/%A>OP
M!PX#@@$VPP>)73N9QT*`0:A!TE-S@9SH^!LX",A>(YU;,.E-;$%M8'BR1(A#
MDGWX5R6FC5`UU>=":Y!`F"GL+$P%+WD1B#0O.',+4P.1`A`NG3PNG8:S7=T1
M2Q(#>`QT"1.^7?)M-.RS`Z]<`7X8HA"72S^\1,%G(&69*==1;S[#Y*2-NN?)
MM1&OPETDK0-R:KO/,"6Z;*C/4*\)#912*_#E,Y"-79L`$OD\ED/.2(#.*<%T
M$0),7D8&T<NJ5]W$MY@.GBVQ+1D7CX%WSYZ8#7",J"=*I/6)'-3$4BCKV+2L
MG@.,"DF&V```AR76!P@7OAQ,9\+?#SA;D%VQ:TC`XQ&WQ58CA!-G>UT&_C>>
M/<A+^D;7<HJ8?#U78%L16]$B&R<`'+0T[8WRW=&C/EY_!2[^0_X$$1/M_E-"
M7M2"Z-U3*4&L`;P,><FS(8]'V.A)Z`!%]`4Z`D<R3M[U2H^A*CBK*A5;JZAX
M)[X2NAEHX"P1T[`#E#F@:L0,1"H4QY03M-XO5!5FT>@F6`D#M[;(#4[T*9+`
M*4:/HND6@"`K"DZ8K7MKN&>)YU12$M:6U>5=26SSL#$0F#;%`\83JFIN,7#*
MP6`]K1D7OC'<Z=1U``,A%#0,**)=+<SE\FY[M09:]L*1>I&^1].%E$SI^U28
M9I7^\=C8!JY,M@KQ=/TWY+-D[(L^BN(-Z6]IH%4[';%MPQT$<"LR8`3?2H!*
M<3K*9XBRX7G'P*?#2)E.WG?`.;EZ3MK1S1`M1&YH+7;RJB_!W<,)`OSCS@&%
M1?YT>@=SD]G!W,,.AJ`+CK[5^[AR9R<\B@1ROG'O9?'$ZUPP++AA`F$'<\1F
MS$$7)99,U"SP$-FGM1M,##%:Z#BG-!$X(WJD!>:Q19N!O<#A0[X;*^/`AV$4
M0^<390Q,#<B`9\*X=%JCJ%'`&?9)/*N`XEW5&*P?A7'36V/#AH>M,=E'<K(C
M?)&]_-ZXA\<]6LT\@T&N)&[?@@)-AU?(P/J[S/*[^\0\1ZPK#+9F)L0HB^OY
MC_#C-:H$(%#J9PM6C,3S8!^B>Z!*&7P:S9>&YC/`B8LR3KH[LY3690GUAR32
MD.J=>WSI3<%A.=SW`L$7$W25PL1+Q*PHK9[%?X#0.,`'1-%9X&$V)[/W`YY"
MDE_#N]>T065>O,]X!E&(?<?(!`M)QQ$<%RV\;EK@@<5JHJ%\)(</LT9)@(8O
M1$Z$S&<"30$7]MORS&NT\_"4:^+6D40?S3Q,#4#@;"$L2^Y*XE%FW$>2:Y)Q
MY<G%<+]P"2*?5B@4A"\*%7/7L'1<-"9!E!`M`JA0=R!J-VH'<P.I-M,FEK%-
MZJ(!C(A:;SDO@FO"Q(BZUH2O`8UT+^T_N6MC.HAB-RG'''3K+-[AKPB^>2RS
MO<G$I\*E8!"$`!)91H?Z=Q*F1[I-T6@^8<</$=GI%MD`IB\R42-RCB)+(R(D
M43!QBDR1<G]S.$2K\UD1W1K*9S<:])D)0:6D@Q>E+EUG*<!"VWE'8#R5/%R1
M)#NIMEYS@<ZVF7:\.:?TNW#6G:)XIC;^<3X^R=Z+Y2WTK@U[W6*OU[!_+4VV
MUPTTVZ=>U6$V7P'+P<M;U01XJ0DO.::4:JW%DNN"UO\1QONKL-I7H2-Z:K9:
MV_9X)WVP3_W5UIUS`;B^AU_!`3#`I5:^D"K^DC@H86`P8VI"<K0VD>.8J#H?
MMD^3(A/6"LD08KY]&D$H]W#@-BN%Q2;+"PGW%PM>R3;T['5YX!(.EPH,"QI+
M5%!6`[!J0"'1(]%36_2<XJKRK?I_]2HV%J^\EH27<B'1<WK`J@%%W;5J'F>T
MH;7B#/=VW1I=%K/8B359U[ITR*YN_6I?.-5A=<_-S=9QUZQG6\_X72?HKNQ=
M2U.T>ZJV]0CCP0LI`67G1XIK284*4$$*1&5(<4J!..+N(I<5I`'_6)O./PQC
MQ;)0R9R_AFFTYD#M;^WJ?UK8SP'/APJGQ+#DY&K@^>B<7.$]UNJUB/05'FSR
MYX49FR*S1VMFR),[*H'?\DR?XL=>:UMKRWTP6_9B)37+T2Z2EM6AI93,<Z)F
M-23SF!O-O/O,!]?7[8*QU&ITC\-_-)%BNL'(9F4%,7).G';N.UVUV]S6C7`_
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MY+0"<N9].38.7R`KE2X%:YAGT%>;[7;EP3\7=!\NJQ+3DK$KB.X3,':%=VBE
M=.VH3?ZI%+[;\TQY=S@L!;_E+UA2M8!.`9*FM:&IE-1SI&I5)/5LNGKLC*>#
MROGSL4&A!?U%39T^H-$:YFG<EQ/%QU<P9T?:TYW6D+268BQ)*\6X4L$&>>Q*
M5CM4!;!J0"'14V7TU*@"<?\N%I=KUO>WWZVN]-8J2]8S]M8DK:4(7P)9SUB$
MRS[*G8'HOP'WK?%\)5"S8J==Y_RLA^<=L]UGQ>**KI@6-P+.+==17#P0S93W
M[G2F.W,!\Z"E]=_`<YPSGRM3IO/`8Z:B^\H8#Q(_X4%B?%$'\CD>)J`](!6`
MQ"W>*&.Q)\+Q^FEA@@#_^.3JCO#\@NC[HP'QD)`-Q!&'<,$=908(K6(C7*L(
MMD"M-\K$?6;@8*O*&&:GJ17?I7]5>!S'098Q7(=;H`N`"RR8T2)V<.#_:6S=
M1T[2;>`OW3&8,M7GRH@IX!Z#N%E\@F^-D<T\INCP_[8+G$7\Y1J6CD>HGRU_
M0GR($S:43P)\>'35Q#"6Y2-4,\\=T=$??P)+G>ES*E)WX>?(.T<89[!<PYKI
M-LQBVX2E$<)H,NP&H!N(,`*;@(`)?4\W_`">AT&FO*$@HM-X'">@"#P;@"2Q
M7FM*RPDX8MAUZ&&.^(71ILR?N"80%L"Q`U1NM&+JL.#3$S2^"J!Y/YB?S,:M
MJ67KGF*RD:\JMO578)D"Y>(17"1*-"@#G-S0^409`RT`]!M?6;KLG9['TZ?`
M8L$(:.3X%M!NC@1<7-DSDHP)&L.7P#/PWU!E9%&RL!2<@UXV;""S-;:08;@2
MG@P6;1@R0TPL>,\S)O/+4B"BEN<;`Y3=`BE\04WQ[8W0OU^>'4#>U4<79!<D
M!_X6/[P\D=Y)`1):"!14W<2'X#L\AI>B:S!#=O&`F<:P)&`4P5B@8\:+XS24
M>^!']E<`4FS/U>4'A$;007\):R04QK,8%[^?HU`E0I&`T5`^)B"!YH@9V7),
M-F/P'U`<H=S-J)T#:+_9S-,M?&X=D\-*`7'Z(T.]DS&=H2H@`RM>6S/&5A%=
M1H(4JXTFD5P\H#!Y.SR8PCS@5@JT3W3GD?$(3<)6(@:GJ#J1.'NY/,3R&;(!
M54&7[C?8?N0E&/#'&:`(K`QP,>/8O\&L"N'/M#W14JC0(F42/E)*;Z*]0-E]
MMUK*2G=J+/(>G#W?"PS4FS5;?QW0^XVA*TW>'N@^^`\CCZ-FJ*@#IF%;-F6>
M(1%]/$37;/7U0*X#_A/S:K;V.J!V6ZEF*0L_;6>L35<=9/"[.L2+_G7=..6`
MQ,3A$^9-W]=CB>>V'DFRVJU'DJQVZY$DJ]UZSH-D>9V?X\]8A5670NOR$7&*
M<L5]EG"7R>EM:H\H-<_9:!Y)LO-:XKFM1Y*L=NN1)*O=>LZ#9-*+EEYT>2<B
MHQ*#=N>7W1?TCCU:CB.J-FRL'BP>MXO=%(_*X9LF7X.2367HAT$QV`I%^J!!
M7]5ZO4I@Y%0$DMRQGCM::J^Y3R))<L<E<$=;[?8W=266W''!W*&I_;9D#LD<
MJU6'Y`S)&2LYH]]5M;UJ5X[*'95+9H@2M(GN/;)K=SS>U%]!Q@W*B!M<]=7^
M<-.A[9*1L$\)O*3X010?JIW!IE[GDN+G1O&6.NQV),4OBN+-=E]2_'(HOJD7
MQSFM7U(]*^<MM=6KE&H_?:9G-<]\%8TCY`[CZ#RJJ<UA":D::8NJ2_&FJK4K
MI94DR4MW.`==*>271/&V)L-&ET3OP3%P7@4,2+IGC7E'[30K9<PKE\58`_E#
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MG5I>;<R,T/W`NFV[S^6T&ZX"'^>Y6O%4?)X'QDQ\O2\K?"2_[,POO:'<%E>"
M)C7CFZN>5JF8G^27"L(H<P-5HTC-N.:J(XM#)+OD<'[;W2KQR^D34=$S$29;
MC>YZ/KQU\-GR;IK)!4P%&([@4TPW&-EL'=%+:/Y],'0IB6CWU&89B:]=27D"
M;2*Y[.A<IO758;>$L(/D,LEE*5VFJ8-V"6W#)9=)+DNXK*^5X$)*%I,LEE)D
M0\EADL/*Y+!!3^VU2CAG41Z79;;*KWP=5I=\GD5@3W7OT7)P#C\!6@"G^-:4
M<<5ASXKG3G5'%5^H"F>>-5Z?5LV`^M^`^]9XOA+:677A(71%,.T.0G2S4[/Y
M2\QL`(NMSSA0//KKS0O%8+;-9[H!I/_M15-\#ED!/^>(<6P,9'B"]PB1^R6V
MM\2-1)#H`R[,HSRW/W$#KCLFWQ3KVRH%,$$.Y;4T7)Y@EP%K91Z2Q$6*.+^]
M:(G<O>MPWPL,+"\^X5(JB)EOC%O((99NIWM?2B1EV6<Z99XA<;03CB1>%E5/
M`)B16$ECY<'URV>4X^07#C?+J[W!5E/;%#-<'/<`@AZPY]DX5LKC/CE@U8!"
MHD>B1Z+G(M"S.510Z&`EPWHX7HL&_Q@EXV69];OI3+<\9BJVJSO\M90RJ80D
M>DX/6#6@D.BI$7JDA:^PA2]EZQYF!-J=7W:W]^_8H^4XNQ4.KIM0^^40/D\&
MV2-;MVZTP2]KN:8U4+7^IBJ!_!`>NO`:84_KJNW6ID.Z$GN;L-=66X--)]LE
M]C9@KZ.V^YN.+4GD;4#>QH8*$G,;,-?35&UCV\M"L5>+X(%('4UT[Y%=N^/Q
MII98]7+5KT#':)NJ5'<$*D]%0L4QTE>;@TT=F"X/(QVUUY$\DFTBV&OFLB_G
MCI%-!V8O-Q!RI0W47GO3@::]&:6:._+5AO.K/I_"-V=D-36UV\VUI3YW^0>K
MV>WFVB:?/4:V-9J]/(QTN])F9K1(.U<A[P69S9;:W'CLY'1F\X2IZ@=/=_B8
M>1QO@W']"?/2Y:^*^^PP\WQX`-2G)@U*UNGH;6P-?'D8Z:C#EC0IF6N]-[9/
MN#A\R&WI2BX9JJV-C6?/?5>Z9CW[WOE<+^I+F5AC78<;NZ]+W2GY1&)%8J42
M.J7.V]@]KS2M&>D[6BGQB]KBHZUJ<JNVH!P&+9E#D$9$8F6O7$)9V96:;&%I
M]%VNZ*L77?MJOU>`4CQ#CF\-U4&_`)_B'%'349M%I!;/$#7#9@$9@S/$2ZY>
M#I>#EAX6MA6P8ZU[O>_&K>O.=TXMS7/"SB^',LR^/>ZU?B[%O`I#!6Q\+A+S
M:FN8JXI?XKXHW.?:L^5`^WZ+D/B7^)?XOR3\@^[O](ZG^ZL9,BGG,ID=IRF:
MYH=V>3YTEO1NNZ]JAS%7FA(ER?CY4P%W:KGV]I(*)5"AK7;[N2KN)!6*IX*F
M]O,=LI)$*$$4)`5.3(%^5]6TDYB$TJ]#2$-4OUL&-GFU^<*2^^T]]KM#(.?E
M&GOLJO:8X6`-L67.?9IID_9K;I>\4RRWQ'UPZ?`>0(M<V9UB%G*,O$81.8PO
MJP^.;>U\*MOK'0W\VJ0+CP38Z2\F#KV"?JO,3H-;N"J$H96[E]1NXQ[07FK'
M"9KK6TX-U?9@:]G/H>O8CUOW1GNQ.,Z)T+;:SQ<=JGH+K_S%<?>ZS;86QIV_
M5;OJJ9W6UKJQO4`_G]+CJ[8ZS!?'JU9N)+]T_-L#D;LVP?>3,H+YLO;V^-6E
MRXBF-C=>FWXZ&2G%?NQ<7'WR0$G9&>D"IT_7&JK-]E9V.K.820UJ![2FVC\L
MBGRB^,G!AK+$@H&]+BH^@I06DKTH=N+,89!>]U#/52::BD\T[;1;OY0\4ZG3
M/DP8#(.EYJAL+`=;DNCHE"@>LW6?42LP'QYB\!+\PDQEK%N>\J3;`?SHCI6Q
MY8""PJMR=<Z9SQ7=,17;TD>6#=X-#C#1?47W&(PX<ST<@;)$3'GO3F>Z,Q<K
M'[2T_ANN&.`.H?6@F4+=I_`)HX%]?`TF-W3/FR.\^A3TL\\;"B[#M+@1<(ZP
MCQ@L2#$9-SQK1"`P9<K\B6L*\`#28#HCWTL)N#@J'BV0'D[6B$MDNC%1#!O>
M6K'@S'KG@$P/O45XP?(5BRLS3S?0OF"N,#L++(=F:)1`\%.R%$X0X!_O=3XA
M[-`?MW\%%JPW;M,:1,\>#3`"@R5@`!\:=F`R^-=G'E#F>L1T#_G*!$[E%CSQ
M;/F3L!/>2'=^".X9,U!K0/XQ^`8<G1VSH7P$LL-C')D5F/P:!IS"N'@).76F
M58FM%A@7^4/'3`EW'6*0F#N0S6(6+(-!*J>(8JZY<YX`#8@TY9X9@2>4R#^9
M35+ZA^[C5_,3L1"26;=MH&P$).6\338"KS>&5LWH2%1](QVU#&BFOP(7-1O`
M]@-4Q\RS#`;JZVX,?+#B)V00QP45\Z1;-G)(>F3\,='*`4>^6C4\J21N36$$
M+P7D97'5)[Q\\41,\Y`Q*&1##*#9H^M9D0G]"43S4/#IDD@8,@`#HJ,YC"^B
M#W\!/67A3F'A;GJ5-)/05$9X`WGT"C)@PBBC.5E*U#_(,63M`A`JU$Z@'\=@
M.7G(3:2R`L]#6?3(&0";)8Q;Q$\TA?+L!B">(S"RNDEF#EP_SWW&3J*D0:.G
M#8^9%HT%PX?*5"A.A>M3]!"FND49K:F0<^131224P\4(G8V//(&N)JV91ARN
M53<1_4R,;5KC,2AWQQ"GZO`QQ9CH:)6!;(`5X\(DX6/LOGQ*G+3J2(8)+`!L
M$5E@&$-_$LQB$,]RP>D&[-J!592IZ[!YI.]BLXU<@$P5^H>P/9@3I[A.-+[P
M)4.7E$P^,)'P([.^'\GF=<B.<YK7&EL&20.!2U.NTL4T/CT7RI`]AS>0&4/.
MC*"%82(!62T`#^181.-SV#V15?#U'^2[N"3Q%CHEY+GCQ#'\A@NXB*%T?-UY
MM``5,.KOS$$WQIZO]DT0JL25$0)-A-C1:5%6$#>Q/N0V*>!`@63KCQYCPI;"
M6H`D@0<2"BN^"ATTVC&L!.:E\+Y=V/K1+V2(L_IND1AI$D1H3P:\+%T`.["I
MY<>HO_WI,W37A99&S-X#OYA@,3XQWT=M#C04OYY084SU_[HDBP#,^FUD9F&/
MG@X<+6P5+HN'R[*3986F"7GG&48'1."+)!2Q#0S53+1="!G*0B%S,(PH-I(T
M#?ATCO(H)$Q=!(<)/!L)GE<#0JX?[&@?A:`!P*GU*J'AC$PM((]VZO-H6E`W
M$_TI5@4.?`[W\M$(.'-Z"))9CX%D@#\AE)HUC3:P-KXMH%'P93&L&!%D-;7$
MBY"A;.!$U`+///<)U##/Q%%"A;PV?K*.A?>/J^0+FVR=AYAHQ$`@.`--_1AY
MD>&@&!81%A%7:[,G9D>`I"SIQ`*6!+4^KPIS5*AZ>TLF8F6ZH=PD>;4RBE'I
M+:(74.K\]J)79DET/9-Y&Y!T<*URL9FU,OBY^!J'97RV3@%3R:NYC:S2.2Q&
MDD8*:H*_]Z&W<PZ\\!$<J7-8AZ3),45SF_]PP-&]RCH]@C8WM,$YX2(JB)-_
MX3Y,HD2R2078Y/2E>*LK@SXNQ$*.;VWJ?8Y.HD>B1Z*GJH=4=S[$H#4;+01Q
M\SF&ZUZCO7XAGR@0W`*W<A9L5Z3G?P*H)N#7"=;*HUIJ,(F>BAY06:OBPP17
MI[/VG'9<UFLLU-,>*&WGW'Z@U6RJVK!=]DJ*QIFDA6P&L0M*M59?[>>[.ESB
M[W3XJ\I.8@GF5.U_JE1P$M;^3].U_Q?MX;;47G?K)2IR'W$PE@>#K3?`R2V$
M&*RG=@;RAJS5F.FWR[TCJQ(;A]RQH;:,#=4+_#K!6GE4UT9]G1RP:D!1]]A0
M62[[)W'NSF%;\^CGKUSZO:':'![:<D@J\:UX'@[4]N#4>*Z-BAJTP`7MR6M:
M5^*FVU.'6L4O),WAGG<;G57*6ZJ0JOJ!$M5284N7NXKHJ433T`TEBO9"^P:I
M9*H/?IU@K3RJI<*2Z*FH&RXK*,]8[TA42Q4O57P5T7/Z*#F]^B'L[%5]17)H
MN=VZ>B:UV1FJK?ZA17;UU]3E(;C;4MN#0_N?5%D!Y2JR6X^GYE`=:EN;O%\8
M4K2V.NQMK6VJO;M-K]ZO:AQ8?<U1MH\'+-#OG3J')M%<>S5=J)^H]=5!R=DX
MB9JJN\^?,NU<I0JYKC34$L,7I(0ZW5S7\EP.7OKEUKZON9?HUU<!OW[4]=EK
M[$9%K5L^6-RP71YXC#_`+.]LU_CQ]N]_^S5Z\`/SK"?=MY[877([R8UC_I.9
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M^)E%EP8@2,\3YL37!@`CAW=O4@?E*?,;RON)[CPROMR\.&ST'X&6OM8'[Y@"
MM%%+9)TK@EJ#5JOY)KY,(_Y.>R.`PKN`PCNUL`^XN(A`_$+`3$"MV'.%C<<,
MA9&I89-G`[L[49/GZ)J/Z<QCL"HN@(+/C`IQJ:NT_I,NEG'B812ZZ0!73/>/
MA-#%(%EC[.J=S/7H`.EIMJC[^0PPX)H*TSV'.N53]V@GW0^=,]^WJ9,_$FEQ
M#FPG#FP3X4IWPHLZQ/.B$78\E%@.]CB/OV(_9[!6%CU*@YI1TVIX,%4/(6"+
MVIP'/,-U&?H!)02GX$4,,`,I/.K\GG!#MM][=FS39>**'I@DP[[(@_B`[^ET
M6PE\%&3C,V8$MH!D%G@PXZ:[>"HCW'521!\"+[KS@3,4=>6O0/>`B,@[+8P(
M9MK@1_=-F%E*`P//!!W_T6]HRM2R;;I=PTU$$\1T;/W,<BZ]"AJKU1CV?Z'7
MQTCJ.<,FB_#^/_K->*P-[=]776P2WX$27LY'IV+=P%-F.N[0K)GHP1XJL#LP
M<5\]]]'3IPWEQE?`0K/I")#0UE0%334I3>P/+="A/X;=W1=N0!']_=.\_1R*
M+UU_!T_\0^O$O2-IT'^TNLWX&[JS:!8A3(B/D"Z$-'V?573;APXC-@8QEE)J
M@NX'044(A@5O/R(=-0&S3$8'-#N/S,,*4A)T`%LC(0#>!/1(\KZD9F!UKF$1
MEND.HY3.V4@;<1<<HC7";U-=!2WX5JB7UH/[#%\H_^CTF@NX;3?Z$?Q9U(J;
M<0I;")$9"-%.6#\#1Z<U7$?C$E7$>6NN.R<14Q31K*(RF6&90NI)XNF.#_;3
M\A?E'04+!!3T%-A\(31F8$1&SF"<@[4$Q\O$:U2(?+JXU(<'MJ\2YQA^Z)/A
MT/%512F]XT_H=DN:3PUO!?-=7[?AYW\,$Q$+A\`+3TC[XJ*>X3=T\`18=)N$
M/H.Q?E+':UC4/[K)`&:BS<>6!XR=4>9:&Y0;IPO38!61D[/D3R1B%=WW*<S^
MTD.11/+4JE$0,!YED:/74-XQ0T=[OV8&@,^VQE9XQ]"B(ZH*]99(%2J"2`U$
MLV26L.3"13\M>%@$9\IW6\8\@#Y?8)T(M6GNH7MA(DCPOI#M:%5W52N1W\Y7
MZJ4U6CMBNV7=AE<]$;<*HH*$V("PK(^VQ,[[:?WDOJXG)J[><4#H%;"CL%Y_
MPF.N7F!EK=%-]'5X-2Q'$4DI=AM%$N!SR`_?1N>);I+/29>RI!D35VWC33X[
MDH`@#G7#.D=DE;Z@A\5$:TD38@.X-]1/F:V"4*#*HXO\!6+RK'LA_(+;>>)Y
M@`?M<+R#*-JMI0EN`<"&O\,E.D*WX;82YG7$9<<;=`J:!U33&\-1"AD4_(GL
M3.6M2YTL(2@JZE`L*$6BO6(#1Q$IO*"*9RTE[>1P]^9S9H]590RP$^!DN2S<
M*-.U>0%.@0IQ'M]-:?$?#1AG]2^TA\6KY/#O1)^DGR:^!Z^6[LN"/3/>!!6&
M02(-']_[E%I3M)"&\F\,5"Q?0JVO>IJNZ'(29YSDG!3-$EP3,O')1=79N\`B
MS630!IUGUAQ=T1D^FE6NNN^SZ4SLI$$/65,@LO`-Z%VP[$`!-%]`QQ0\%@NO
M!DUNTL5;VDRV<$>H"A!/A95:W*'C['BWG[VP4&$P'F&/[8'Z!45H^:X7#1#=
MC!OB2<`@[O=.C8$,8*->\TAS4(@JNO-J817JBLA,*A*A"B^ZTQJDO&<?4VB3
M#1NRE`.=A'@/B=R^_?O?4C'@]RX6((,?%!\FN4LN+/LR_JICO"<D\!?'GA<3
M"C[T-G,8:X1_?*;0+KA]7V^^W7Y^4-Y_^>/KS>?_*!_O/M]\?G]W\PE\F8]?
MOOUQ\W#WY3,A<K11/5?YEG6:8<55<SP*=E(DDVB9LG7IZ^=0>+$"ABGOX%<.
MG@^.?N<8#>5*$#H6923UR]/?1G_MNS.:)3(N<6OY9I0RWFG6C"6*VMU'G+#5
MML<R`G@3@>9[NDYO-Y-?I96DU4P>Z,6YM"VT.[-K]$J\,J7F5^Z)VR'DE7N[
M(:EB5^Z5<(.&R/CM=$O&^=>/5`;\VA1,G-V!D&:CU;6<%20-35T_:DF+[;,/
MY))S[LX\:&VMI)&=F7='IZ:VM5ZA$%;%**V3M]50ISH+@]?&@Q&W3$OW9.\$
MY!&MK79;6X_(2-,5HJNEJ=W>N51BYY2CKQZ;6AA9Q5`5!L9F*%.R_Y]P_-7>
M=F4KQ2A"5C_?-JF>YFC5YF[-4KY0\'BWFP=K%4TH00+S3)]QA[3AH1*:@Z*U
M"VD<"OK>9.GF.Z);#`V.:65WTPZM1G?]2AZPNF:[?E@SYD()^QXA^_6TV7W<
MU1Q"("JF&XQLMN_.J#P8,J[R0-4V'N<L!/NEJA,!4=%"7@0)#YEEX38=V-,<
MCJ-JNQRRU:L,SLK@[/X--L598]E$4TK*^4M*>8'5&\/P@G3]YTR?T_'4RDM3
M6:V9SEAVBN@^M/U^C+H8E7R"\H&-F8=EA+[^,RG#K+Z8E)Y]4'N#4]]E6!M[
MHZGM0:Z-S3F9FB^+Q;52>+2FO*!R9]%I=H[8I.,TIF=MZ+C(GDHRN[`VI=7N
M'-KR5&87"L\NM-5V-Y?D5R2[D,N2'IQ]%-F%PJRK5!+K6D6I6GMK$RVI)(ZM
M)+KJ(%]#W(HHB8-]!IDOD%%0&07=/6-P[[O&#VSBPCR>.FM.Q7`RGE,A\*7X
M5,W4K('YO3N=N@X,!8(EY6=PJ'-X,7*S'5/U,3<YDVZFZ%X)&[:9;HDNC?K,
M@@V<E)]V2]6V=RF6,A1CJ]DM]VKPRMJ=;PQ[P;*DI:D4GH&F-OL#*3P[IK*;
MZJ!9\73VD<\PW!A&,`U$2[#U;8J5*VQZ=UXM$ZH38>PW#Y5@&5\L/+YXA74.
M99UQ6):DZAUMV)IZX"4&5J2N6'N@H:,V6_)(5.7T!9XR;G7J>"@JE\?1ESD)
M&5250=4#9&6?,X2I+#\=Y-_;],JSAO*LX79>+-IZRK.&2ZHGN1-,?"ZRZ^I)
M.UQFUU_U7IM)U]![7_>9N&/('2M?9LRC?JPU[!_Z,6S__!^ZP>;6P5;'LJ>H
M["F:=W,C>XI6O*=H[3!R<%%OI?;":RN.[BAF+C?!E0%?;H(E>BH:(]C<A+8[
M6-O6\X.%UPF`TR'N2BFN0^99=ZMMJUKWT!-XLE_M(9W`)/:R/14'LMNO_^8/
MW=$?Q47$&-X4A0ACQ@I7;M7R2_9SJ[IJ;WCH!NQB7(8N2%BY!_#KBIF>VAQ6
MO""WK$)"T9C`DMLT8<+[LIW'CJAJ=<J5F+KBI5_Q1@U'+JJ\BWIK%:%B*A85
MKDXIE.S<4+DBJ%Q[&8G_XHO0CH__&A:N;M7**T>L<HU,<5Q8$B3I0QA;ZE<+
M0+[4(H>=1U"[W8,J9*0F/Y@&`W68[YA?1;2Y[(<NTZ@GWXZ>'+!J0'$Y:=2U
MI1BW/V=8WB>S!M4!7XJ)1$]%/9+<=Y2&83XFM(Q4,EI3IA)V1=7V.I3+Q$O_
M0KN;W.LV%3B(FUJG,]N=,Z:,F,/&UJ'W2YZ#;NFHVD!V.MD166UUN#VK>Y&8
M`3;:?F/]N7HL7PPCF.F.,<]>!RT=F)@[>H=F%2]'D/KE=E*J+5Z&Y3IV%7!@
M<M^1[8KCE,YCI&EDL_JR[LONMK:68\NZB*/,E;T&JG>"&RTD#3(TZ`S/OCU/
M01424DN7JJ5[:NO@*_2DABA<0W358>\$.7=)@P71R%5C71$MO;-3+:L>9+ZR
MU@DYB9[J^'M;6E`H(S9VO;B),UYD''IV<?S/GV,'&YC>XKYGC0+L`^TP7\%^
MS]@(21Z]7#BOVSYT>WTQ`J>IW9+O#J\K9EIJKU=N=J9>0<*[1#]=A0G/E\7D
M).06=`T+7G6/V'-^:U^TR][S7&G#LH*#$O.;8X+=.IZ8RN$A#E?M-07(%G:^
MA$>NAUL5<^A&2G]Q#W]Q*"OB=O87^P/I+ZYFHZZ6ZVAMI?U%>86`#(#5.<(C
MT5,9]V9-,#V/HW9[5*=&[D?7[H%::J=]Z#6@<F=4&#U::F_[Q9(2]Z7@'DO=
MRSJ`?\JKYW95UQMOV/@<*N:"5<5>-Y_LHPL+N0REV(G3O#=4>^VB0X,;Z7F0
M,CC[^VJN!ML#"!+UY:!>RYNF.1#Y5;@@:/]QLSQ0]4MRUEW\\U[G$^6C[3[+
MBW_DQ3_RXA]Y\8^\^$=>_+-#U=4:(T_F9(SF1'2R3PY"Z89O/=&-GJ]EK+LR
MX,M@KD1/1=-F>]\45%#`Y)RO!2HDZK%U(;FVV_6\T"9ON$+B;)\XPQY8.Z:#
MU$K=:[VA[JBS*3IR8_XWX+[8EONNXC'#=0P+=IMQ7@Z^-="[FGDNWH1F*J.Y
M=*^D>U4K_T&BIR+N55L[7&4=MY*@6H*]9[O`(G+^%R-TN3/R%X.9W/GR2A<U
MM?KK-=$2S!_8#'PC"YP>UZ%#??K4!9C^E[Z0&J:]W;&6ZB44HJ9L2+H2+]JY
M]//*I5CN?=?X<3W2,45JN%,\BR>4C.P5&-GCICP*O*L:WAY<NTR\Y#OX=SYN
MR^U/@V$,)]610-STG-(ZNN?ICK@56NZ5WEQIS:U'@/8"/$^$M=K2=%7$[:QG
MA(XB^AR?LEPXET;!+)?)#(^![E"N+$?\]1+#,>(Z>9US)A4)GGF6;LO.$I3O
M'KQSURC:]MZR=7=7<IRD0(US%:D<5#2A\HDUCFWI(\NF)-2!$E>M^L`*G1H;
MM&0;D\H<6RJMO:Y$_$;$=[;O#/9$?"7"5@5T-495O5.QP`8\RDNABX8DV^%B
MN$F3RTNA3ZUD6JJV\=KNDM2,I$'F5J?!]G1Y!56]O!1:EG2=?/-Z<L"J`<7%
ME'0=<DS'<IX8EW6D4NG41*HD>BKCP.2\D?%KX!D3G3.J#IUY;&KQZ`K8Z'9&
MJ7>NM&8Y-[^>3VC^JEM`0_$S0H>VO3BGVLG/W'?1H\="E[E2`;KA.K27U+$"
M/:XZGTM=<BU=EYV3GU*CE(Z.2K@FN:YJ2.L9V1BS_!1G2VTVMQ;RR"3GL9*<
MW:Z\J^$DF-]JN"L8^#Y)CC/`XEE0SJN"6%))EZ6D#]^B2E51&#EZ[;+N<968
MW]+&NYWKM-1I&Q?+O*1,$9Q\8WERP*H!1=U3!$?)2XXM1W<,F9>42J<>4B71
M4]>\9.8X%4;Z)J[G7_O,FZ)KZ+G/,+(\3"6S"84AZB*Q<M56VT7T]*E1HO*K
MYQJ,F:%#8[LP#FD5DXUDI8/4)U*?'(*5MMK:GBNJO<M"KWYC,WU.>4AW+-7(
M4AA.;3;+Z7QU1AG]_B!7E/CL\=')U[NY]JZ(;$*3NW=$23UHSM`4%]&+Y@S1
M4D1/FIJX)V%E-_HGSZ1&I&,B]S<[&V-9?7F\[5X%/)0<B?#W[G3J.L)+44P+
M^QDX)H<1+/-`Z9+E/6N$<2`O)J],A4F_)PLP3X/YEMHLK07$J2OCBR^_7)6K
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M85<B'&9L]R5"1MF_\G4`$C__^BK@UX^Z/GO]WL7KMSDS/XJ,BF[?.6/7F])U
ME%_&7W4/=.U[=SK3G?D7QYY_L+AANSSPV`/`\LYVC1]O__ZWO__MUVC`[YQ]
M&=]RD&#=!Z$V8&7PX#<V_NW%>_'WGQ__<_MG6[O^P(SK5E-KO7B+P,TB7$QU
M#QQSM!U^8C]>YU84_PT`AO$\Q!!,,,(_OHN2H1@^0LLH>N35+$%6J?`\3!CV
MHYSIGKCV$T`:1_B'>0$RJHFD0(A+],#+SY\M?Z+\?G/S5?'0#GHP-4RJBP)*
MQ7?ATP^FL!CW=&,QY\%TAI-PQ9^`R=3'8V;`TP`!`.!ZV,).GX)]]ZE+IKC(
MBUY-W;!#G_$5,R8_/HS$!2[%V=>])V;"3GGX`OZ]<J'1^*M`\M@3<X*H<:>H
M)>6*&7BX=TM>PD\SP+MK-I0;PP]@`L!08/O(A`&8&M."I7NB"M6?N#R%JL91
MJ;\@K\=D.MVVW6=`/Y#!]13#8Z;E*T!0Q*@%&%80'1X2)\*-X!H+2V#000QL
MW;/G"@^XP8"M0)\@XW&8S1J#^PB<8$RPII=X%XGC@&^FX.F!AO)'PJPC9EM`
MUI`G\;E0QPC<#%I:_PW0+?`\8J[-4/-@#'-;H1"`YO2H\IADS!VASHL?%C!%
MXR+;C,%#=QO*OR<6/)82IX!:Q3[IEDT#6(E6Q$D\9KBPY/^-1X:O;5=W@`SC
MP$?Q0`4>BIU+DR:+F.IS0`!@!BND=0\^4#4T#)'"'4S@N%/+0"$+1VHH=TX\
MKJH\Z<#L`0=8'H$JO@L#`?`@6L@,.HH+C..S1P^HB<0+!=#R0(CT*4@A+6:&
M1\9P"6HH/;@)``J#U%G`8NM(LX$D#>4^,"8Q++3<4&&EA\NB<0.Z8NP(X/\;
MF(^ATABY@9^A3$(O,<HT4D`H(BO7GY+\Q"AF;=C;E'7["MQBS#\AI;\!^6`O
M`I.)+ZMFZ@C($]DWFEL!WT'H>#,D`Z!^!EK;L&;`DD+#*T!">,9!;P<F(B9%
MYC`9Z&K@*F7,0LUON-PG$0!E`LH)LP4N$C44/%)?AN$%\6Q$$$\/30&JLC0G
M;82DH7S$:4$<O4<<+YH>-J$SRX<5_R]"!HSO@I-'G`30V_&B1XPJ4Z9HE?XW
M;!$+(_L6258XOQ4M9,K`&@%8L`,7O(I'K4)CB6.".:-_20F#SRF6X+@.+1?@
MO[(:K*$F`X:8@<<=ETYOX06=`C4OE><)@Y%(H_,9,TAK(U0FPWDM!T8'V0'U
M9(&46D@!6":]E"`,ODDF`U,,RMSY*T"MB3@9-L'>SSD^!1A@JA(X=J20HW4\
M,QOL/P-%'*+7BHA"VD@X%[8-G@K*J'(#'!$X6(293#Q##07Z#V"/Z$Z81<,>
M<P3Z#AX2/;QY`!&3XJ'PE!L^A\*\A-F$I/IL!A;+)+T*3YN!$3EN\;(2_(QT
MFS17N/!P)<(KFD?O+/$?@:MSF'V$:^+H99E(5@R.@T(U1&HLP7NL/0EL741(
M@,<M$)-$`CT&]B@D:[0NE$JP'$16H'X:%B>%XL@)2PD2<DK`!)=[;@`[G,1*
MPZNA\8OQ*@!87%09[M8I/:M$/K$SM`6;1*Q2B^3'&H?R%GLCBTX/>/9`!,?U
M(U;91)0$MX8!&U)R@MV8"[/^4TH!HG1SE*0$,`(:K3.?N,^H<<F)(IL=BJ/H
M1L&\S*BHJ!"^Q)&/710U@DZ96!P]$L!=,$,W*V6:T\UVX.7'0,?C&ZY':OZ5
M*Y3@&$`$V+P?8!*>=#M@D4I`_U2W&PIZLV(ET3E5/:;"%#A.:!8_%#7&\:%X
M(-Q%&&B70GXUDE9``8^V%4OH9+1U`C61$`/-BHJ:+IQIZ1UW!,Q#7D*T&B`K
MJ(;T,F.PA-&*UHB,D]:9J5],!KL@V+?[#>5WYA`Y`-5IC@I1P#,XPI["H$B$
M5ANA5P9&EJ&F"CEH$S@-Y0L]B;Y9:##'Z=$GH!I'#!1*8DD$2-@O7:ARQ`)M
MU5RQH-"\NN,QZN3(G&?XDV]6="K)1D;=C"T/55>DKQ]UR^'^@L:-%'3:^0BM
M*%I8_+@`1=8N"/WY,H/]E>;77X!]8=2T9;1^@!F=N"Y%M,>!)VZY!8]:8&#J
M^DQP_:;=$$HSS&\')HO-.VZ#@0<9CF*3-P;4S@("+ON*AZ<Z=;OW+3LD%5)*
M('FJFVA'LZLQ75IQ-#]F#69DROD48(;51&B?N%,7=@<,=R_B5>)+'2=%]4F>
M$CH/_B/L(D+WR^'!E*'C`<BW;6(Y\:X(:P!0##F7%A@QW!,#HX-82OBTH7R+
M5H@_Q#HYB\<4IH`.L4=!9B]R(H6*0_=)D(EB.6'4Q6,1&F+7!G<IL$^+!2`4
ML,T;*9;LC%#L+6X$G./;L($&G1V`$A"*A`M7254B[=-JOKG)#/U>#/V)AHZ?
MTMX<-_:QTE3JBN]1`-6D%@/(!;X''I8(\5BHVB-+A&^B]O;(4L&OB2'!^`X&
M*.*`E1ZB$Q:/RND1S0S-!E.CETFN):X8UQ4M.DQR47`W.A(4/9V5KXP12'Q"
M<GP%>4*-GWD0]]FQ'@*Z/`*3.C"\NK#J</<@]K7<F,#P=K@N<0&V'LZ&HSNF
MX%70NM84M],ST!9"BB)6`F:(Q)1AN$9LR_@FS`M^7^72A-(`L(2Q#("162%8
M0D4"$I84IL#V*T1W%)"*[)7I,J$O19@)L.-3'1C^%BNR1W0]'&'+O/A5/L/K
M.!*'QC5I4Q-%-X#LTW#]R>JBA_5'C['$=D0.$W+VHPOX0R11V)7IH*!"D8UX
MD:\,'FP($:0C";%P?G2]CR#'_#NHE0^$=V`X`2>LH)JQA4V:Y701]2UA0C1G
MODX[7#08B@U[0SN*1,)W)OLKH"C!?"&LKH^`O49)#''"O/"*AF3O%T424:0B
M-@FM'9\P[/>&0Y,CS[-Q"$[A+S1QX3[*L_@/,KC`B+!J6*3!LQO-:#+T?BCR
MSGGD!%L.'5I$F4/39K-I2EC#K0!9JUB)@O\:S1S''#'B+M(/L>S!P(!O+]*M
MCPP%:S8A\Z?C%D\-%2,JK\!ATYGMBJT`X3GTU(3JFF&M@4/Q`@`)//_TNZEP
MYF-@F81",2.Y6JL"HZFA4_XV8%QO*!]";U1?;72MA*`4UA[]-W3Q@8Z6GR1:
MTA'N.&V0!COQB\-L!BAB45NV8;.!;)IX];'CG=6S:CRAF8HVSUS7)K98=J9B
MAVBMJY(F?N1=H8Z/D;3$$;Z'YV!5VICBF7N*2(3*?VLR(`Q'T$8I='_(Z?68
M.U83<%.6)KMGH!^3S4+&J8])J2)0-B.'^XD1H^*F,"1)*EJ4&<F+/+_8V4M&
MQ,`;W6E.'M=*G1*-!:^&-Y[CTF*\)WHDLRF,`NV1QYKBS%`@TO#BZ_`$;J?T
M,'*&2F:U)#64VWC,V*:A9R*TG@V"ZBN@YSQ@.0S(H`EW*9OG8UQP#&X`P&LF
MR0F9&@M38TZ2$HN5,?U(_)N(0FAB5EJ'Q0U<QA8\N[2G-2+_T`XYV#"0A4&9
MO(8]ZDOE)OZLW./>5?=,#KY0RNFY2N\![M^G?/V7RH,[@QDZW69FI_`^2N1B
M\"?UO!H*>JP&::WANF&Y4>"5`HFPW#EQ7+RG`NA=`U4).;28O24,4J4$?KRR
M<#WW[T.HVEH6JL1]XFH*J!UARAA9D?M%A8?/^,^,I<@3&>HH";TBWJ0NQY!6
M:G/Z-:6!4^8H9`B.*M7$K)_8'632HH'8PX-3&^D!4"RI3"Q+O`_2XVG6BP"$
M>=S`6_(4$DNUSH!&*CY!`?D,Y!89\T5\T%.N#7MRH42LG^M]%),@HFV0$T;5
MD[QCG*T/29A)UJ=L">[D,7*X1J<FN?QLEI3J)2R?,WM,F!(620P%2G4AC0!F
M3,3J1$X&G3^'-"UN(."KX'%":XQP*!PSV%CR:#OV3."/!+6X/F5JE(",W`'A
M6Q'IQ,-H[L.2C,Q0`A.A"95J6!A<V/2!3TSF&S`&NS?:,7*A&PGGD<<:C_1&
M*)IT$";U6ZB(P@=@S[H\@%#;R]]3,((CQUC@Y"?!QH5]<AA97,XKD="MWWZ_
MW!A\>UBU'!5W]X9GC5`!8@Q"%0FZ.+>WS359VDV@TS\/=8/0X9'ZB%14J-B$
M.N-)ONJ9A3Y1"*RYRA-?6@'>K.3:&)[3P6U]1">'-D3P/#B%X.[@+FZ>\5IY
M=NL4J\Y(.6)88:*#3S]G^`4H%$`S(UT_!;WP)/(=J*(6_>38J7I8QQJ8$?8I
MT)[V!F@V(=9BGM0&<12DH!&IUE2,V(H#*1E>!E%8PM1%J(2CZY\5#,E%VXE%
M4TP<XCJQ7<.B&>"_:R_<J8FMVT\PNQPWE,3PF)P6`>YQF$V.=$4Z94N1<Q16
M$+SYC"E71BHBI&:"Y+#SIEHMRD.!<IPRS]CT/>TX12C])>P5]#`=).:Q2/X!
M+PA:HH=#>=JF.A;=8T0&S0V>[$\KE%F*=F3C%$(98I0-XWVI.C.0+9\]NK`'
M"7$3NU59%)*48,)`;)34J-X"76.:%*MS_7%@BTR^224!2"TD%,EV)L`?HR!4
M/\N8`#A@/Z@_N1YEM5,$I^0X56*N1!$%GCV':K9TD;M=+`[PUKW[PW&?P5"0
M(4@CB=DLJF&(QDP'*7$3NX`@07$,B2=AXF>F_W!8HL&$[R$**"D.&_F[PN]T
M,\G&,%&9&B/,^U.A#$&0HD@\>ZC-LYGG?6?G+#L.0B`RZF`:#%^`$3-"#`-S
MR*<CPQ&EY3TA"43_<#,CB+,Z;Q_N^2C_S%?'A',%>]-18I$5?=!_BI_BFNNJ
M!83#["T`>K((\/T$XQCO`,L<_"5\`X!JB)"KSS.WZ2IC#!11'BBYQWO,3)%U
M%TO!QK6B=$98_XCDX79<9`^39UFF<L"*.";<1R!W4+4&J1%**(3;5S.UOX_C
MG0WE>YC8HV(&'$)-*N(0LG7EUA[+.'MSRH//X_@D)L4-4801KI9TLB^2+<FZ
MJ7P<Q,P(T!92/-1G4_!A<-^:VDM'RG/ECUB7'>Y)5VV_5]2!@\+WO'F8_0K2
M=>$DQ9CH$?H-8$1K).K$0BVR&B48`$[P1D"14A&]B#'KO'IAE^!;?=B1HU+N
MZ3BJ6Q'J&%]$(6)8_6=0O;\/FX_`CVIPU\5==B(^Q<ZM\);5C><2+`_I.@M#
M]S%[9(F_:8EQQ9`08N:$GGLL#'$0'T,"*%-DA?2?86A'5'R(M>%IQ-0V2#A]
MJR6$JA92(X_B\+6HNP1X?3OT4<+R(W3`=E$%5!`5!CL0L'@EV7J:J.Z2(M)A
MK;_(;XNR%,($D<>DC=R-DH2L4[M.L,$.`Y5BJB(1C@<T5@`96NYXR6$AT=2%
M33,5P,QC+$2^PS?Z*]XSKAJ5=KAA0504\!/9HN@M/7U&0.3]D@C>`A41D2$1
M!!>3V@AK3S$V"W0A$J="0EX*R+#N)Z[?G*XX]2#J`2GP'BT;74I\3_BX(LM"
MD<L5"R:W(X.EM(6*J9L41"<5G5@M!30-BR0X&4'@3"?<\*?:M6<'C?/SM'75
MJ1XWTKSXTLSEJ5"B"<C*%#_1&[J)ZD<XJZA(`B?%B"2T0+2QY?/%]6#FED?)
M.=J'I0XP9.UP:+/1L2-3H8]AY:`&##8=P1]M355:S69_I9>VSME*.V2?V7,2
M@/_JN>`^`AYH3>*MBCMJ&%,'4J]*(N3WV\2_J:Z[.:"T2%Q?*]?1^U6SCCB!
M1<4.JQ(NWV>4T,^F6KYG4BU`6NVZV2:@::!,<B,>_@%#OF,FRE^5>^8]6538
M=)4D1@:]YDOE.AE(B5_^QI92M[=QE2JRF^=2E9&2:IE^$]>\-)(AT_D56$@$
M?'A<D,[[*+A5].,]&D.=@IK%35?1H(8/%Y0R\I'ZQ_=&+I;3X%"V4+;N"+`?
M!56BE]'/P/-!2:-W-/&8G%SP'\*A1VSLBO-%5#>,$51_'J;;`#(S/D^97AQ6
M53ZQZ$0@6PA^)N6^1HA(\D1A8#26CJ@13)5?)Z!G(ZK1YG'-<I:60F6ZZ0,C
M!!JBV!15W"KE$"+33?F$T#3JZ-J.YAEP&%KM-$5M#@K4MDB!AE8^W(Q$!2\F
MX`5WI?'QOP7*S"C42?O\J&@F5<8``XP#9_'4"S*0\.0Y01MB0E1\T+$6FGT1
M&UG81\P`:J8H$_FCD:T`W/U_NA.@GT6:7FOM4."7MEC"O&5J&,+T3.A8A#/]
M7[[R(&LC4^!V(GT5(ZRC*B\^8DGWORB=]X=P<@G/:>W20NVBW"1B`A2\,2;H
MJBAA/_35HPB5E1P)!RT3\Q$)V_?&?4-DX/#!NX_?[GGC14J/Q2H3M7L(LY!7
MGN2%DR<`TK4K6H2%JR]H!^LZX,@]LL7R]FD*%W&940QQ5-6-=I+-T%--&8&O
M27J>5B7"OV&);GR,'C5N>"HYMAJ-U0LV;-W#8"9/;](C=1[O@-8`GQ)=8)+H
M`&GDFJ5*"4CWK4)IZ/&&V?14N7%JQN3<][I%Y!#-Y.5(1@$"+&X!.R:4,7)_
M:LI,+?5G%]2--HQMJ086:PU+J+G%.J.YUPOX"65Z`!(`+`=DQM(H#H+[N^N:
MM"-`.GZAW%%*NMM=DNX')K@H?AC)<Y=4Q6^1RL$&J6QC,4D&IC1IEJ$3@HEU
MSVF/`I.%T>GJ\`@'&1DL5@+[*8)0J:J(.,R%Q2=QPHRDA4ZT))EV3'E8GA%,
MT1KASM1FNDECZ`LY2;']W;(W6SXGHZ<Z$`2.>#\\UX&E[G1L-!/::"AW8S7<
MFHA51A$ZW\73I>*0X!KPJ>B3$)<ZM!EM*1'*4D&G:@8'XP74E2("^]F]!KS/
MTN>!_/"48N`DM63*/]UG/)%)`8-D&9@6$2$'JK5XMC@+Y['"@XYAK!1H%LX<
M>H'()S1QN%M>"P@X189N&T'DLJT\[+2`"Y%CAH&\%:]0$)<<FBR"5H^U4FD.
M#E*:JE*XWW)TM;:PM;-.ZC1ER-.Z;K9R:;4EG9M^/-*^=P[FJ(`?V/4G.FZ<
MC*_<".\_AUY&&$F/\EHJ4NI/$>/#)GQ8"3[(_Z?Z[#A#7I;6+`[&4&V)R"E-
M-@WPS&Y*:0$9\!=!AP4U)9:8G.K:]*RZ2?LLP<A^BHNA4:4G6BR-%3X)DZY)
MR"X]I3B)*):6GDL78W/P"[\B5GT1KH^'1>Y8SW^B<#24CJV8Y@MG^>(&/P!7
M[,1'_6HX['`Q/Q[NSA\CB5U`8SKOEHT/#):5-DF<Q3<H[*2K[!J]W5:N&+70
MT<U03F<";=B<(3P?@NR73@N4X;TF8<^\(4T,A_+)R'K]3ZQ&,#\PBOWNUNJ+
MC"$]\?W^PPN01,.:ZC;_[<5U[\7;85/\WZ^O5@P?S_J1HO91"X?;L!_4%X<>
M?PB5$)T!/02<=@1.",R.LR*4/T>>;;T.IU<L,YF^_0=-_X?NX?0P1?BL$)7H
M4US<XM&YORF8OHGOSUZ_>O7\_-S@S&@\ND^OWM_]OQ=O`3ZM"=9FV/KUU>++
M;Z.OLJ.+3$_T"5C#\S\`Y&\1H.LFL+T6O9?\%H-IIAYM7[>U9`KQ2_0YFN15
M!A>`G/\C:'@;,O>WZ-#DG;,#,RVB;R,S=;/,M'7&=)#_/CQN^65\$W4M^.AZ
M][K-[K%E"5E:BKP:EFV1Q7O`9TX3](_]&!'D`LW]VPO@['1GP;$.JG#^>G$<
M^IPJ?,-TGDBOTT%]//EBTN8[:;#DQ@8@;&U#X;RDM)\**6+SPD6E%S@H(H7(
M8^R5'B?;DCD02\PT2\5!7SFX4GN;._ELF?X$WVC^$G>%I`#HC+/72O17JO/M
MM4A]O<8:TOA[WV.^,<'O<,XW+Q2#V3:?4?N!WUXTQ>>P$21^SM&U=V5KWN)Z
MUA?4H=Z@%`(NW,5U.\BW)X"I[-4<)IJ_>^!X+4N+1(I$R@)2HH9U9EF(R=<Y
MO.8ZZ#!:W$0&4C)I%C'?G:AH16)&8F8WS&!VIT8Z;=MM$$6@Y.H#.IG1X2LW
MX.""\Y?[(NF45V^4Q#/O85]2%72<'W9_QX(\B=ZRT)OJI"/Q6P)^J5+@J.@M
MS74^T$V-PEO78]>[YKK-4C&:UR?P0VH;"I"0GRODQ[PO:QC=CK33-::'R?Y"
M3;S6.H&\G]$=NQ(]$CT2/?6_7C9UFB4#<YCSZ71^63S`,MRPI,-4]!=Q,D(T
ME1V'M<E)#]3XAA51J.;A`4-Z.)<BWW+U:KCNUB]Y";[;N-HO)>'N'R4@06O^
MLEX2#@.WW55;6KL,F-<CN&!22A8IET6&3<D?DC\V\(?D#LD=ZPU,3]6:_:JP
MR&DVU07OH/\(+ZBX1O#PFJ\X=%8@FHL5BI)EN1S6U9H]M1M>E5X0[Y:+!TFS
M-RVUTY,4JQ7%F@-)KQK12VL.U/Z@>5*:'2\NL]*(KTS%E>/MW?X5T"&9,DQ\
M$1G6+3/D2;J6(`%YIB].0KK#7ME4*AMQDC/*L75=R1B2,58PQK7D"\D7*_BB
MU]*JQQG'#**LS8LM+J75Z!847GG`4]V[8GTU&.%Y,:3"OH?&UA-Y]W%7,RV!
M2"VI\3Z<T\<HRUM/@9N>3DMMMW?.@Q3"%8=H-,F6%\&6;;4];$FFE$Q9):9L
M:3NG>R1+2I8\COGNJMW=X\PG8LM31#4+#7?+\D&)'HD>B9YZU.96H91C\3"$
M)@]#2)&1Z)'HJ2!Z*G`8XJP.0)3*7T?<`!ZAYJ2CJ>U>OI*3VFB"\Z+4(.=A
M`4FFDY!)RU>((*ET&K774K5.ONI(N:4JJ#J^/M[?@0J[JW8[9ZH-*H1F3>T.
M\IV"D5C>XRA:OK-H$L5[Z(N^VMR]$*("-NE"2KT++L8[9N7=Z<OLNOW]=7,I
MU9:2F@=0L[5S28PD9N6)F:\R6M*RRK3L'N"?R=+EHDN7<\%5')=5K7[I$(@+
MW!^V^FIG4)SA"DN6RE1WDCV.6%.I=C3)')(Y5NL.+5_'`\D:E\,:K6'NP_IE
ML(<L;3VS8A")'HD>B9ZJQKQS[%*[C4Y9F=A_,MN\]MWKJ>YC1'M^VA[_9\0?
M$CT2/1(]556^);FJA^EB>>N"E*$J`%8-*"1ZJHR>"B=I3G4"@?NZ'YXWF+FV
M17A0>#`RK2>+YSEY(`^\7\2!]Y;:Z\HN#)(IJ\64+<F2DB4KQ9([5Q=)AI0,
M>1S#/1CLG,V]H#XU,G,G-Y\2/1(]%4?/69R@E$UII,A4`;!J0"'14V7T5*`I
MS?J3"36.$^^TR@,(O>=AER/N%BMP7J:G=@JLW3S3\T^7Q1*MKCS<*!E"GH^4
M[+#.9/3;I]80&9_LE:^/;(:??WT5\.M'79^]OC<FS`QL]F5\\Z1;-C[PT?7N
M=9O=QQ6BWYCA.H9E6^3</.`S#P#(.]LU?KS]^]]^M9PGQOW7=_0/=N7+/J+`
MVPCX-S;^[<5[\?>?'_]S^V=;NX;][3660+UXBP#.(FQ,=>_1@C5BR+0Y^QG%
M4?.&4/\;<-\:SP66'B8,AK%M]QG0JA`JE)GG/EDF>FG@F4UAUCEZ;CX\J1L^
M^&G^7/&8#7Z<J?@N??_>G<YT9RY0/FAI_3=<L>*%PY_*O^=,B1H?*;^#@SN#
M:3TJ]")G$'?Q#2+'+"%-J2M?X(_4M`(+F;C\+C/%5U7C7=6A<($/;^LS#OP;
M_?7FA6(PV^8SW0",__:B*3Z'C(V?<VP7=MD51.C:6_8S6+OZ@.OPD+Q`>3?@
M0#S^<IL(U^IN+@-8EGE()Q?)Y*".(\^F&9YP/.E"*V*_-B!)*WL)1RV_6BD^
MH:CW6[]L$)5W#'26@VIUI-NZ8[`#F2><%.8L5C:V7E?_CX(F:/ZRUJD8#,M>
MQ'XBL3?.BT5P3FQJ6[%9%.J.&-U:*8AKA>\NXWT$#GA;I,7(:^'!B%NF!8[-
M85Q7K!P>RK?[7;9]?6*H:Q,O#J_&K6R<^&"CME:6PKYO)$>FQ7W/&@4H1A9(
MU?10JU8MWZ\$N=MSFWW5*0&Q:]:ZU7^OB--YHJ92G5R27Y$^4`<:UAWZ*F1U
MA&/NYNF>:9G@-A?N**5]@TV,>O("T1UYK&CY+H)ZA\R2:Y>34P3K[ED4963/
MP1&O#/BU\<C/KX*C$%-\M\TMER:X/!.LM0?2!E?9!FN]TQOA=,IQ2YH0,XG+
M6<G[B>ZQ=SIG)F;>F,,I!_F-X=[<@*WYO0^O?G<LG]\\ZYYY$Z;M:I.!%&E'
M(`-7O'A1``1"K>.*DDPD9A%3*4@,43#Q3:O9["EA[.(K;$OB1_UG5YDS3&(Q
M>-A4EEI/E)&(7,B=B^$(*02Q;3GLFKY]'7'P*I;*Y,PO*F59K(]4K:C3<C*M
M1\#\!YA4N5W-HZ='0$6"0GL@KV(9RB.)1/%^_;HD\.<`L7T4>$I>R;])BH"%
M;H!V6+J"8XX\17F%O_[NZ:#+/^C^UB!X'=8JJ78`Q%67^&II:$$F=ZR0(\M/
MN(X*HN6C;GG*OW0[R,.?%X`7R2XG9I?3!Y*C<IS!VEJ5SRYMI$'WZ[XRBBNP
M@'=PQW>@TYQ4RARY`JOPF;KKBX<Z7;7?KU`Y5E5I4E15W`92:.U&JUD=2A2"
M]B/"MHG).ZH6-GNJ!JP5+##<Q)B]1K]W+.R=./_R(MXS,/,P6:Q6FJ^>Y8(2
MPS+]&UM'==AJGPBH:J.FUQCFRG+5KZ:$WOL7>?I295RUAVJKO36JO1?L!Y[M
M.@?T:JW&\-!\R\6HGBNMI;;ZN3(LAQ<E5QLEVJ`QK/CA@0)<Y/=8^&O;A^KC
MBJ5FJW,@X%"_L)1N"B>G93U]]`OI;'',0QI;25)G_)\$W@IANAK;#1FEJ&"U
MND2UW(.<Z&"`1$^5-R7Y2K<S>6/FF`5EC`LIK]]G/['3U08G@B`=J%2[G4T'
M)O;'\;&W-F50MIS$\[HH1:=Q<!>6DDAQAA)5C/CL5JM11PH5(`8[I9!V*+`H
M`WTY.A`6<M8GSS$B&O#+C%HVU_GDD#@NY-)"#CHOA'[`VJ-""D#A,>49_^.X
MF4FYX@8^]W71&L'UUD"T`0(S\/#5LIHCKN)2>:AHI28X]F`'EH9J'8)FSP-$
M!2RV:O7P1Z=?(2<NSA\%BT<U*@3_\9%Q\_CHL<?-!U/.'PM+IW=V.K`C==:I
M;4Y\2H-O.Z4AL73[DWF&Q9GR%9SX\Q7W(E!UY\!&Q^&6L?60B\353F>!ZJ4I
MOZ2V4#F/])R&'XHSD#OF7&O-]EM#.1)I<K`+9[235S^DSUW2&-N/P^08-=?9
MIWSC'A+7SC/3AJ-2W8[:TC:=E:KFBLZ:)KU&;U-WY6JNYZPI4N-5G35=VHW.
M*26E"G7MT5;]0&M77ARM!,XHQ\\I&6J)88GA@HK?3@]^G6"M##.??*,4&HR9
MY3'SU2X'HBH=92R!4THXW'%Z_B\6146?]2ADS@NEA311DNUK:\P*O%HO`7@A
M';-;I7PUK%QA!;PE0%!TP+#.DK^QIO;0"/X.DQ4;*"R>$J_W+>TL?I9R;GLX
M)D2':?C=0)+"6(@P%A"+K.F.LIJL(IUCB>HJ@%\G6"6J+QC5U=S1A?DM.NLC
M=W1E[.@N*6)68?^Q>F20.SFYDY.2>&S+N\]QZ^UGHE>?L/[`QLSSLF/=>)[N
M/#*\Z_'?EC^Y<TP8S@QT^_:G80>X^`2&K_H<G^,WCOG5Y;['?,NC-]\QAXTM
MG[^;/U@^SI0,`\_"M_/9FND/.<6=2,HKQ_6FNKU-8);.)J\ZS)T0^%HW\<O7
MBN,Z+/H>5VU,\#N<4=!ZU='OF><"`@`:RQGCHW3*&OYW/W$]IKS3'4,<3%*5
M.\=H"&X9M+3^&TZ8\*Q1($YM^RZ=QH[/@",BQ+UQB@[>$?S1I#_P(8_9.IY5
M,T-,PU`)JA7;TD>6C<>YP;-:.H$;C;;A;'=E$+[^E'@%85V`<,TY]AVAW/$X
M>TXXRS[\GGN9&6L;;3C(YB[^%B%DR2F.[B\-<_GY"7?U`;'IH02#<+D!!P'A
MV_H`IRY.WG&I*]-^>[)9D7"M..%U<K(LGC#;X>K1ZA*DWB#5A#VVM?ZN.QDJ
M"%)-.&-;IZ5*D*'<C,^^WD=WY8UWRJ;-TLXH^+#2=4V[Q(4K_.@\V2^5L+N;
M3BCL`=^VQF3[`]A<>5!C#Q"W-CT[.1*+5!7E<EN5&>V4/-;;=N7%*5$GV:ON
M[#7<5`MR:M3M&H"L2P2E@A#F[5IX]M&>Y4Q"#;SML]WT]$+7.@GYUH$<!?3U
MD8''TTN1##Q6C"#U!JDF[%&+P&,UPTO]UK'#2W%F5,:6SBRVU&L7KZ?E[K^"
MG'9*)NMN/`IR:MR=S_9_5854E6N:5E=AW>H>M@SE7YE'8'QCANL88'[$RW6Y
MVV)E@1,5(-$SHFH)G`@CL,/BI['"PJ6_NK)=SE\J,]B,@B&>PJ]4#26OE<B[
MP2V@S878<]ZE]IJJPGX:#!Y`^A!A%%/W]0,O7Z_87<KKNA;OL+4[PD)+'*X@
M).6Z5/TB,'+0W4V[+*%&YS]W$)-B1?^`8OB\P\O;4/..)6]#K1AZ3GWX;\T)
MC8WU13399^8KZ#MNP,Z:L1?V^KOOI//1)?\4VB]K+-"AYYWV!*>9'YX4`U\-
MU5Y[TR6JA9)G?1_7K<[J[NR8FP<R8Q^#RBLG/)".@V&_.!1*.I5&)TWM]4Y$
M*>F/2G]4.EP2/;7W1^F]^*8_/;SI3QS0S%R;&Y_3U!`(;AE2Y0S43G>K_9':
M)D%6KL#9)6&FLS7N>EH=([T5Z:U<ACF6Z*FRM[(&X`^6'?C6$U/8>,P,'_.M
M46X5^X4H[*_`>M)M3'8?*&[52N25H*]*N!A@7[P6*C8GS)L="GI9))'X/S?\
M2S]/^GG2D9'HJ;^?MSI2OU>PRD3G<*?+GP[*RY66*RVWXVJYP.0(EA63'"W3
M94GQ8(&.1*&4/&2Z0V)UN7I<2FKDID:^^&!1U)#NI'0GI;\DT7/6[N0GE_.E
MTQBYLIUGZCX66%]W2(U/0]OELJ$RO,8"ZK-.X9[DJL0Z@#+-QF$'(39Z)1+W
M6W"_M7-<D;B7CJ!T!*6G(]%SX8[@Q482I2LHW1'I"E85]Z=S!3??X).GVP/V
MB^"3D95^G8-DXITN'W7+^Y=N!XQ_&7^T'!W&T.T;SAFUKO@4-C"R&*]W`PG7
MH;X1+%JV,H9U*T^T<*QHPA^QUX;NS#-WYHPCE"@ZX81NL[$3K,"+NJ^@+?/8
MS/5P9$M,-=)M>!,3:(S>\_%;F-/0/6^.T.I3,+T^;RBTB&WS3/0G&),Q,)WL
MT6./M(C1/!K4AM>L,5AYT7>*/3$[`B19J3*QF*=[QF1>1D.,]50ZVRX9Y6Y^
MJE4.M]R@0'3_E'TM=D-2Z7TM"FIK6LRNJJ!MS[JN&$>&J>35Q,;X'!8C22,%
M-<'?^]#;.0=>0%?Y'-8A:7),T=RM3=H^K;FKZ_0(VMS0!N>$BZ@@3FBK+5$B
MV:0";'+RQ..:N-C'A5C(\:U-O=-`$CT2/1(]M<^Q:LU&*\JQ+<-L.2;#<.EU
MK]%>OY!/%`AN@5LY"PX]GENMTHB:5W9(5,LB&JG@JXB>8WK%:U5\F.#J=-9V
MS7NO\PDE"0W\H[@>#'OW/-QMW/5M`+>F]'><8/7M&V$6IJEJPW;9*RD:9Y(6
MQZ!%(8@O%LLY4:JU^FH_WV$VB;_3X:\J.XDEF.^<)\9]O*M&X<P(O+``A=DF
M7K\RU7W\:MN59A?@X;;4WLD[%%X"E@>#;==@R2U$.%A/[0QR%2Q>$&;Z6Z_L
M.X.-0^[84%O&ANH%?IU@K3RJ:Z.^3@Y8-:"H>VRH+)?]DZL[7%4<MC6/?O[*
MI=\;JLWAUG);J<0/Q?-PH+8'I\9S;534H`4N:*]<%[2VN.GVU*&6Z[:92KOG
MW49GE?*6*J2J?J!$M538TN6N(GI.W=-@6XEBZHRF5#(U`;].L%8>U5)A2?14
MU`V7%91GK'<DJJ6*ERJ^BN@Y?92<7OW`9BZWZJ"S#RVW6U?/I#8[0[75/[3(
MKOZ:NCP$=UMJ>W!H_Y,J*Z!<17;K\=0<JD-M>"Y:N2"D:&UUV-M:VU1[=YM>
MO9^XGG_M,V^*!V0]:MA5`]5<MH\'+-#OG3J')M%<>S5=J)^H]=5!R=DXB9JJ
MN\^?7'B.]+7)1K*LY.!+6*62KCJ&:Z.$.MVN5,ZK\-(OM_9];7O>@IOK8K_>
MY8Z_[UT,6',8-1KIWH=)\)S.*9OS$M)6].'E42->A$8`GNIRF^[-"W\IN#U@
MRCOX55PXJ2IWCM%0KK["!\>/6O,J7QQ[_K*,YK6K2+]^AFO?G=$L;Y3PBZCO
M3C.RISO-FF'!J!<000)SXB@;Y3!F",";Z#5\3[V&"7A\(QJI\BL!IF33$?.4
MMJ;F@5XD[;?0[LQZ#)?83Z[F_8A%ZRS9CW@W)%6L'W%9]QK=[-1"[/R=Z\J`
M7QMO\NRR9;#;[UK."I*&IJX?G=?'WB('<LDYMZX8;+\31+:MV!V=FMK6>H5"
M6!6CM$[>5D.=:KL`7AL/1MPR+=V3A:7((UI;[;:VY@^EZ0K1U=+4;N]<PM0Y
MY>BKQZ869^(*'6R,-4.9DH<CA>.O]K8K6RE&$;+Z^;9)]31'JS9W:Y;RQ9\P
M;\>VS+6*)I0@@7FFS[A#VO!0"<U!T=J%-`X%?6^R=//5+Q5#@V-:V=VTP\8K
M#1]<?Y>V[?(FU_)N<M6T@:IMK'4I\R[78M3)V5\LBJT&84]S.(ZJ[7+(<_`R
M."N#L_N?/A:%6/*$L924\Y>4\@*K-X;A!70QL\\\QGTPI7.JW:F\-)5U;N6,
M9:>(HQG;FX?5Q:CD$Y0/;,P\#R3%UW_&C2UDHV?8^_<&IV[T7!M[HZGM0:Z-
MS3F9&A$?E3UATOS0E-V[=Q:=9N>(%<RG,3UK0\=%'CB1V86U*:UVY]#SX#*[
M4'AVH:VVN[DDOR+9A5R6].#LH\@N%&9=I9)8=XY&U=I;3QA))7%L)=%5!_FZ
M!51$21SL,\A\@8R"RBCH[AF#>]\U?DR`XLSC`MA!2^N_H6(X&<^I$/A2?*IF
M:M;`_-Z=3ET'A@+!DO(S.-0YO!BYV8ZI^IB;G$DW>!=/=\.&;:9;F'Q3#'UF
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M63LV$84IJ.GHC>?ISB,-_V_+G]PYIO5DF8%NW_XT[``7?X]]2-_I`-%7?4Y@
MW#CF5Y?['O,MC]Y\QQPVMGS^;OY@^;B(9)B;GQ;_\P,\9_BNQV\X=V%)/A-C
MV)8Q_T/_`9-\&8\M@WE_4/?+%V_#5<'0H-.B3Q9>4V:-+0:J&]`U!8)-?'_V
M^M6KY^?G!F=&X]%]>O7^[O^]>-ML-K5FN]L<MGY]M?AR-!QGCPB[^&C"9#]G
M`(_E"Q@4$P3/X8"AWUY$1#H5_EZ\I;ZZ.;$H5KZTL+<11N+UOUJ%[!DH'->,
M<>7KGO\!9GR+C'3=U.!_\3CQ;S'5S.11^%];2Z80OT2?HTE>99@8^/K_[,[6
MFF1KR=9%L+6V.UMK>[-UA/.OGFLP9O*/8.:_L5F(P2_C#VSDK^Q:75]EK@2.
M)=;R_?[#"\5DAC75;?[;B^ONB[<]K8G_EQC"38A)MP,_%($U4AL;$=AJYD3@
M>L5ZP__\,LZ@*/8\W@7<<ACG]T*X.*T#:T$0M/D[W4&HPQ^KK>PV+BG42!L7
M5J3^L1S0,O#LLDJ)?LFA4GYW7?/9LNV5W%\L;3=S9&^!(R/`\G%?:PN$=PX/
M/&SV#@QO!@;)X3WSGD!P^-EPXLZ++(DK6\?ERN)HOI%#A\/U')J&'79@EL\^
M64_,O'-@X8\6;+^HC_9WSL:!_<D:L]VNF/C:TOZ33+?+N-LV=TVP9EKW^F;F
MP13-88*X][;.0=U3Z:L099'DA=D`51;C7[W0\-$C`E]__J'_U_4>YC,66@I`
M["T%E.Z9$7@4?:+!OM\_>$P'*LSAB=_=)^8Y-9*T1=Q$^GX'#*T5L)VAV!'%
M+]Y&+VS$=5EN<'-XW>SLY@:+1[7N`6XP(?B.\X"9'P`'SN-7>H>NBOG,GND7
MOE+$*LG_F^UB=]%5VVGU:#5##.)_X>/_#U!+`P04````"`#S4&]"U!.M#@$8
M``"%?0$`%0`<`'-H8FDM,C`Q,C$R,S%?8V%L+GAM;%54"0`#*BM#42HK0U%U
M>`L``00E#@``!#D!``#M75MSX[BQ?D_5^0\ZSFL\EF1[QE9EDY(M>=95]DBQ
M-#O)4PHF(0L9BM""I"_[ZP/P(E$B"30O(D$[E:V*QV8WT/TU@$:CT?CKWU]7
M5N<9,X=0^Y>CWJ?N40?;!C6)_?3+T??YS?'%T=__]G]_^NO_'Q__\^KAKC.B
MAK?"MMNYY]\L"#8[+\1==L9_'/]&\`MFG=\"7AW.ZM/YIXL.__&&$1.]_:5S
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MI=.Z&^7K9?\@C>XM;!=;!_"L+Z;[`RQL&4UVA7,C)H8:F^3S_+E0;!W+]V5,
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MG=[A5Q?;)C:C_@E^A5KR38`:.\PMH73*=F4/>?N:72#GT5>OYQP_(;0^$3HY
MP9;K1+_QM73<[85:_G/XZW_?460[0]N\PQP*YP$;F#RC1PM_P^X#7E/&^S=<
M4<]VH\8M](@MOTO_SL_C1!/IOC+J.->(L3=B/Q66+XW+OJ$,V:ZP?/1'+?$?
M$U:R.T["+TX<;[7RN1T3%Z\B^@6CJZ)`1'VBQ27M4&9B]LM1KWO4\1PN!EV+
M+B+KJ/."R=/2Y7_2!O"A9=&7<-K+"_.6]GV"&]--"&D_&]+C^C$=.HX_?V<"
M%WYP\K<Z>W6-G"57YLC#-QRJ*V3_E'4Q[6O>WZ9L:5>E^X:2*AILM->)P*WM
M8H8=]PHCQJ>E$1\$#G&=6UL%AH)06UQ4`JM';]T0W6#>(V3=>+;IS*AE2D!)
M?*HM#$FA0L6?ZJ/XX3,BEIC<;RB;(0O/L.$QXA(LG4>SB;0%0R9H",N9/K#\
MBBUS3N]%*(.X;R!0,DFTA21;R!"0<P4@>HJ5P_\*Y?RLC^%-&5UCYKY-^5;3
MY4*,?_?(6H0T>.\EQB<ETQ8IN;`A.%_T`><KI>8+L2P)$)M/M%7Z5HA0P1?Z
M*)@[3LA^(F*OX\O`[6#\:EB>R#<!*!]$KBTP,.%#T"[U`6WB+C%[P,@:.RYR
M,1_'?(G'AD4=/M&JMH0`8FT!@PB^V8UIAA<,F%8@L*]JC7:^T<Y/HN?-)_7V
M[!NU2>HN]8Z@1V*IG%T0>8-FLZ_X?<.!B=^64`H,,S6MQH`!!-<OJ@+#11,$
M4CJ[#\(6)/U&QFS)=W9SS%97E#'ZPFU$IO.TK_76?:I\^IF\OR+#[#[QJ=X`
M)"73+YIX1^TG82,C_"@_)XU]IK?6=R72+U`X<ZGQ<TDMWB]'A"_<-]FLD_RX
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MC>`?@&B;C+K9-$7UY@ND`5BN0+W0B<0X19*?SF,FZ'XT*!1.%)?B9"_AG?]N
M^[^*<O1GXHA+#%UGLIBL,?,;RYVLG\'ED%G[&4TV-)F(=$WR3$PN3>!5A5VR
MGP!SB82XJ<E1''KBC8,83[R!R9-%W.CHA(.5-6/*U*)C.G[4[Z#'VU0P[NJ+
MF1^`919ERX',5`C,S=0&Q?$K7JTA_DHV[?M#,E(*+%K1))8Y\K,5A.\"Q<S,
M;D4XHDD(H\/3'\1=WA`;V09!UJWMN,3U0E\*B*F:T[L`&:`P'?<>D1#CUS6V
M'<C2&7W93"I)V#H@52F+HL'`48:RLPPK(:M^IT-[7<V7U@`@;AU8+4E\V.LU
M\"1>1M4ZI%+/ZC4Z`MI=7L).R^]59))H`$Z6&)(]:>9ZK/GY0%&1-_8+O"_=
MN#4.%_R74T:?B2A3<D.9"!Z(@[>\-IK-2#<8E2++O<2X,>BWFJ?)A9VPS[)=
MG(*P]2"J%*/A@(WEC`>R2^!+?EOW?6[_)%6DTQ!'J-D)?5[*AH8A+C_*9A0(
M=8,6F`E$\@(X0`OZ31K);M\0T^.[7_;&?SUG'E_+#9<OY8H$VWQ\V@FH5#/Z
M[1*^(N)/=1-;W(&?++;A2+D?*J=K`W0*R77<+3@>$]5V8M86'.O(G;%LJC;`
M))5:PYPOWZ+$>?F-15]^Q>83OK7Q8H'%+(!M+'6<`<1M@`RB`W6@M'EWRL\[
MW.Q)\[M8J?1M`!"H"?V*5<0ZKHYVIWQ<\U4-9"$69!C^0$_263SQJ1YFI`C'
M)074S[<-;E&A1\H>L)]M',JDOBB61M,*6"0BZ^>@3@S#6_/U_TWNC^Y\U@X4
M=@33S]W<U+Y1SZ2)3UL!0%)`_=S)6WM!62#W'!M+FUKT2>PL18WH*:,&]Z54
MF7H@!JT`#*H,8+&P1OV2$6'<':;,46S?5)2M`$XIOGZ>9%3?:"C.IG;*(-VN
MUHBPE3S9'D3>"NQ@BM"O--IP19E+_O"5,5GLE[*20*<@;`5H*N'U*[26E&T;
M[RFRE4M2MP(XD!KTJ[@6IC^&AQFQD!U;T^!^PY3A%?%6:BASLVH%KOD5I&&=
M-A$Q=X)ST2!H+BZP[):<4YP8J*A;@25(#8#:;[4'./U.Y@J195&T`J=,<8&7
M.VM=_K"[O=,N6^AVOJM[+QHU+(K[7U/;);;'-US;.VQ7F&_0PDM&<_2*G7MB
M4U'*.9;QM<LE_3*N_#RKOEXT:>9I!I'<$->(B'ZAVXU8X<B^PC9>2"N>9%&T
M`^@4237,2E(;)?\B*"(\%;L4KF_79>31<\4]MCD55[DY$5>BY9\U!79::D8H
MU&"C5U8J&O[%-*WC[;,=A90TF/R\]+>%`OI11[NC)YNDU_D/<J%_I]I/('?Q
M>_U)9G5=[T^V7/.PD95.RGX`96C^QPO6?4#UJ<J:J'M*R>KX=YOQC1SY`YN_
M4LNO=;_-%-OVGQ%QV##R1/'?*6:$FH&O54Q9Y=ML=(JJVLQ2MW*'@4K'X@=5
MBUNO3?[/&HO`H^4#BC)-/F##0HY#%B1XUW>KOU"U\93:P!'%?$>Y<53*3)?5
MMO\AC;5B"'7<,QQ2].;L]G\66Q8V^,9'$V.--):ZBY\B1>&_LIP;#(Y5I)0\
M%I;/@O4+BLID&W%WXQF))'SG'Q[W5!;^H]R.GZ$/*31<GO?'LB6@OO5+NDV1
M!V`>,JJ6'*<U99P`A4LC?MH73"@@8.D!"QQ7&='-0T0UPRM1Y:*9&R:U13$W
M+=8?]!=M^U?SN1A7;]\=X<UM+B*!+AWG8-+HH4:.::K9PXB<D%0R;]6+R^&*
M9+0:N?(E,NJ'LIX\[E;#FBO#6[\`SPAS!\$@@>9M,Y[ZK-K*R$A;#JI:-3H6
M*!T:!L-^;W<2V$?$"8JC<"'"/%D'EBU6D&'+P2^J1N"E_'IM8K;D[OP5XCH0
M>P&^U*B&=@9!RS'-4@/LZE2]D(U?Q5T\OCT+\]1$>E)Z__.Y\N7XMMP`2BI5
M?4.K@;$]P@O,&#;S9W*J*%L.ME(QL!M<-?O:!ZHEU6HD866F)'>Y&AB6^WWF
MXG.!W;>IA6QW<VT^!Z(9#-X9M%EJ`ESER@5R,N`H?@.YE^3_<[Y$]@]N@MBD
M+VE^5`EF+06TC/J@%[WJ'<&'+T/62J#SJ$?3)P#YS@Z)!P."_[^UQ5[/$^('
M:=T/V,#D69R#J.J(YV+4<KSSJ@WPTET#@SHIQ6Y=-F5I`R"#=P=VNIHBD/7*
M`TKV?N_1R[SC.H7\W0&<IJ((7LW>XI';9LH;J`7&<9S+N\-:HK`(<JV"81DZ
M"`*O)0^QTYC4_IZ`@;'IWT"\1VZXM9TRO$9O?E195,=&EL6=Z>S,.OF):@7\
MF[W?FQ/^E&/7*E2L7ZIB7+!@!UW:1)1LWHTEJ!6F7UKA-#38.1T:OWN$X6)X
MY^#2;KCSJ$M]/E][)8`<$]>OV#+G-/SHK>J5(9-[N\VC"O7J5_(T+I;(,IHP
M\D3LH)Y!#V@/2;IW@W2*2O2K=YJ8N79"X]PN(8<(.9BT&]T<RE*?]C<ZRZ><
M@T#!SL&EW6CG49=^9563W8=7`%33OC-DLZH":E1W-3'Y7'D.$0<@_JL-VZ?U
MAHL%L0@7(I=GKF;6;L0+*`]XX*]!A"I\XKQ<A"J-2?W2+9']A&.E(*\P$N47
MHF>W1W0E(#<4XD&YZ&?3$BA3KF?`U:5?3&G3_=OR4*M8O`^<E8K2,(X46VD?
M-MO=R6+S,KOBD7,8?:OA!:I(PV=GP&FN^=:G<GQ;;0LE5:I?B"ANT'?4?@(,
M^4R25B.;K0@-WU>,O.4;\>[8VF/&DIO?9/$#,8;DMWA4E*W&4*D6'6,^&ZL;
M$2&W;3KBG0IJSUQJ_`0@F4'X+H#,4@KP!D:M=3ZXQ/XI@;,44:=G9`D!@JIT
M^YD7$E1SL6FR"$4!<=/\9FA*B^XU.0ZGCM0@"G`C\0[5(?.K-/*]X^Z$'[N$
M;J@4A#KFH!7TLM+4HH[J-I!'&M\`WCJ.)YX;`GO+`.*68PI1#^R=K9IAW0\Y
M;Z/,,^_1(2:)7EPN%K&'L-,1^C)1>Y`*:[K$!>Q<"J2YR%L*83X5Z7DU*UZ4
M@_]LX=3J')DC%D2N([RY;C]#5!3!JS@=KSW!O\+GK;(?IFHUOCE?G`(X5IDO
ME)2HXG<W&7Z;#;^-AG=WDQ_#;]?CF\G#]<-X=#N_F\QFX]D(NXA8H%I^4%95
M5_2#MEO[[51D.]";BBD?EUYE?9Y\0KD3>[D8\Z^,VZ0H@^BM1.E)VW&99V1,
MR`49-3ITLQ6_L\(64(^.9?RRQ(@D`"4MY6"B.;1%U*)C2;\]246,%3/N+5AP
M/!74;0)2I0@=Z_9E6V`D0:$!N2%N$WX*->A8I4\U@9283=L/7:0"6%)^NNM:
MQFD-.S:T+/HB@EHWE%TS;!(W*&T2>GP]D-<*Y56YVPIM6!/##_PBQ)A?WW\E
M:BP6&`-I7.H>VIL(ZK9;M[8ICC,]9%EOXV=D>:(\.`<$5#^W&+_F)X%\(._/
M#@6UJ*,/G2+*-;6LH%!.-08!X/<.#0*B16V][Q1M;.;J`C/?EK;>\\X46+*6
M'/7XE=U-K+BA!@_)P?`#AD`I7>N7>IY#PJJGT!+MO'-;JFZ:38\Q']Y5/Z_0
M53]ORE4_K]M53S$1_I-`.G;&,$6.._)D*U8N-AKX9LG.G7;G]/QRA-Z<BJ1-
M,FS4.RL"-&`^`2FR)0Y[4I;/7):+*HTBR?!C&$6*(G5TVD&RC'_G'M><?F68
MKY%^F=O+;H4FHF+_,0Q&J61MX_6ESFNU,_9KCRF>S<W%IFDO&A2TSJ<8S9/7
M*Q8[Y_2MG3U_XWT4)8V1)5YN]&0I1L7XO1^HDZH"9N)7O0&</HSO;V=CD:`S
M_L?WV^G]^-L\1U*1C+SJ;9ZLK?H3V]/+Y?CQ6'E2NXRP]D45V;*G)/T_-^H3
MP12=.!GUQ=)Q9W3E$<OD<X-?FV6U9O0Y>.!693=RNA9"I%"$EAL8C]G$]1CF
M7;XAK^(G)6[9-"W$3*(`'7<,F4+*]PY2L@8]$(@X*3>,I#CK=X`Q-`QO)=2+
M34@&?I$R?Y4UT3)CJ$ZUZMGY^"#.JG_Q,7@Z(X>/FD)5M6N:TD03SQ`K'U^)
M?U4Z@7V[FXF])T?M%6(_N0X>K;1H'9"PT<4Q194[F>D`N75T/:/7=O>21Z0K
M83J%KN@H)=71JTR^_B1!).5CW<%(DT]';W'SRFD\"T`*1=KW^J.1*J6.&=Z)
MYV?]Z]#!\X?H-9;$IHRBY^6D.XBY-0/.`Z\57L9[*9)BE%Y+XE/]`=J73<<7
MTOU7&H@9ONH<69`2#2F9[LC(98:5.F_,L5?/="D?ZXY(FGS@A\6KO;?B=R7V
MF%O>/68*Z4$VFBGM-&&4L'<"$Y\V4.M"%!..=6'OW57IRJ.B;7YXI<"04LM"
MI0(==ZS[X@'GOQ2*5J"4*2YXVUKM=#@:3R>SVWF>&A/[)%5/?_O\:S;(.5GA
MJ#:YQ`IW/JM[T,0:WS[(]2^,V,26;6>E9(T.GS2E[P\=N=#5SFT9T5!9%^9T
MSFDSXZ$04FTA@`M?;?0M+PQ^)^;TAF_*<N,0IVTI$#OB@^-OU2XHL7A%CC4E
MA:KJ926EB9IG[7"MWW0DW*"&Q?(E\[:"L.[5)^S.#>8&AJP"@F12-CKN8/#L
MKTI*9>CH=(>=%FF)(CYRQULJ@J."OKUHJA2CXQE3(F`,1E-%66]R2-2;<$05
M%T?!H,'$#B!464<"*LWHE_`3]7QG7!5'%L2FO?C"M*3?_8'\@&J(7;$%H^Q8
M;(FT2L,N<\.]XFT'J/)4&MGA-QZUUY,:+Q9!;8)-7Q[X%'--;9?8'K&?PI*Z
MU)8^;`9G4K?OD]XU<2/'-OS"ZF)<13ZZ?QF'=^1MY^/<@N?CWJ@OG!_^Q,MN
M52A8QYT01#!_GL.K=3C+E[24?6X?P#(2"M1Q_P01Y!L5\[XH1?QHX7#MVQ9X
M"0J1E#0/4!,?P&9@JM8QR;"H=/[1X`&L)^#[04TF5*J.N8\0D=*W@J4GF4RV
M'\!*LE6J8P8E1*(@N\K\CZ=^]:,0NP]@%$D5@I,Y#WU\UB^VC^W7L(_MU[V/
MC>(/O!-!-J'\EF?JYTW%Y3>=X#]$OPL7J0?L8/8<O`06%(QPXF7N1M1[=!>>
MQ?\F:K_*LZ@K;ZS1T2\#/"LX5:6B==RR%I,SF#&?,)_SI.Y#%=S?N<GLJ;*6
ME)=$3W\PKH81?;$=?^W:OL0Q>;%Q6KV/0FRT1[*8<G3<-B:$V+QS=A>5_UY0
M]H*8F6OX2KAH#VXAU>BXU4L(L'N0D@?//<KV8KBO`AUW7P5=BB#O'G9UHK(F
MVFL)A96JXX6[8M*)>2SZ=>7&LL/\G9O)KB)UO.N7D.N[S;A_0O[`9I!,8+PI
M#Q+@/-H+=[9:P#<'&_7>%-'\#(+VXK4;:=?J+?M87W,ORKM+;%5[N)W;G=LR
M38!M6Q:E!NENZ>K-VJEEJJ#*],5<2$P]9BR1@\/PCWAL21I4+\RJS5@IE%1E
M5F+.813\]AJMB8NLKXC8$_N*(=M8SE!VF:IBS-H,H%)1P"+%C<_?20=ASJ5P
MD/]0M!`K_PP/8*D]].65!HN@Z&0`?L<G-A=%E)O=5FPK80"9+-^-`60K#1:*
M:=X`<OC8":J6P[CK;2LB((UNA&*=SGE:NT>I!V(RH91[)/];S:\$E)<U+497
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M56X=6Z8?T3YB*HU\BA9;R`WU6-4&LN7Y`>TCIM#H&*#-YD&>*Y\_MCP_HGEL
M%1H=$K36/.9+S#!:N-((<F&6'\XXXNJ,S@^*;%9/1%\>>8/\'_\%4$L#!!0`
M```(`/-0;T+/W%GSBUX``'%.!P`5`!P`<VAB:2TR,#$R,3(S,5]D968N>&UL
M550)``,J*T-1*BM#475X"P`!!"4.```$.0$``.P]VW+;.I+O6[7_H,V\CF/K
MXL1137:*UL56'5G4D>AD\L2"24CBAB)]0-*7\_4+D*)$220(7@'9KIG*<1QV
MHV\`NAN-QK_^_;(V&T\0.89M??_4_'SQJ0$MS=8-:_G]T[TR/+OZ].___>__
M^M?_G)W]YWHV;O1MS5M#RVW<X6\6!M0;SX:[:@S^/OMAP&>(&C\"7`V,ZO/E
MYZL&_G&(#!V\_K-Q!Y"V:EPT_]EH733;C6:KV^QT6\W&]*YQ=E;1(!?-[L55
M%_]0\2"=;]UVJ]I!6MW.UV[GJMI!VMW+)E9+M8-TNNUFM_VEZD$N.]W.1;6#
M7':;S6[KLNI!6M^ZK4PZ&>B&:^\/TOK\K?'PVN@#%R@(:+\=,N0<N!Z*#MK:
M&<+%5RS!AE3^H,K*0TYTT*_AH%?=SF7WHE7OH-^Z^/^=V@?%:]]EL^Y!6WA^
M?ZE[T#:VI:M:!VU>=,G4O*Q[T.97O![4/6CKJGM9K_7B->_BHGM9LWB;_CR]
MJ'O03H>LO74/BA>E=MV#XOVR5<F@!QO;U<X![+3(<E_!QI8PY`5Q;LC"4..0
M>)V_)(*M8_O^%A$M7NTK6743!\7";7=JVDF;G9UX\1K8KF75C0[:OB!^7ZV#
MXLWEJJ;M>S?H%5[]NNUO=0]*`H2:#>F+[_%&5B/3L'X_``<V<(QL.=\_K5SW
ML7M^_OS\_/GE`9F?;;0\;UU<M,_##S\%7W9?'&/OZ^=V^&WS_#]WX[FV@FMP
M9EB."RQM!T70Q,$UOWW[=N[_*_[4,;J.#S^V->#Z47LJ78W$+\C?SL+/SLBO
MSIJMLW;S\XNC;^G"W^CN=I@H@LOSX!\_$7%A<2+;A#.X:&Q^O)^-CL$,RSW7
MC?7YYIMS8)IX)$)#UWU]A-\_.<;ZT83A[U8(+A)9#,<GE%\2FO]!L)T7H`;_
M#"UB06<Z7`#/=$ND[1AW293::V!8U1`:H"Y$IX_B;`W7#Q"52>0>WB(4KC`Q
M2/,>X-F6\1+IC,->A%K+=J52I\P&H4]32%`:<F?U8&`,S5:S%2P6_PA79LG2
M!Y9KN*\C:V&CM;]$?6H<<D>H(C@^6]`]]]FBPA>DK6=;CFUB[\R%^C4PR:([
M7T'H.BR$)0.G4L6`7)[,Y?&H+RF#_K4TEB:]P?QV,%#F4X"P,%;0-31@IO+'
MAJ5$*<Y=_"=1ER,O9&S?OIHRBS,!2T5T]NSU(X(K,@6?X-AV"I%[C*PJJE?`
M6D)G9,U=6_N]LDT=>SB#OSP\0PK13T%;LEW/%?SGW6"BS.5A[U::W`SFH\E<
MD7M_W,KC_F`V'_QY/U)^Y;;X7/BKTA9P5D/3?BYF6ULD!:F<W]_=2;-?\G`^
MNIF,AJ.>-%&D7D^^GRBCR<T4"[`W&LS[T`6&Z2CPQ?6(Y-,)SX6W("\CZPDZ
M+I'0'&H>,EP#.IL16$BF@5='6;,@:<T*:6L5I*U5(6WM@K2U*Z0MPSQAP%*0
MSK$L3>;2I"^-Q_)/LN\/Y5EO-NB/E+$\GV_G(`NQK*B*4FP#R\%.'G8Y[6?B
M3`UMU$,01^]D%\TV<YAQU4,STXQBQE4/S4PSC1E7/31W2J2Y4Q/-ER72?%D3
MS5]*I/E+331G6)TS8BQ(_W0VN!OA912OL,0?G1*'-</J3`.OCC*F59@*7Y0V
M!-<&U@7)"N#@Y)'LI=DUS8"EJ+\P^3&8*X3ST>1^LA>=W%_/1_T1=I>S>*L9
MT-5'>1;/)SO6@GS<R'+_YV@\QE8H*[>#V0B')).;T?5X(&'O1<GB";&BJH=B
MICG(C*L>FC-82D:,!>F7W15$$E[=W2S!8PQ4&72,#?!@F%DCV230HOG;P52>
MCS+-DT.0<BG(8$,)D$6S)[?R3%$&L[MK>3:3?XXF-UF$0X$N'/--;@CB_N`Z
MBP<1!U;8)[.6"D3K/GS(L2M3H`O2=3V8#(8C98H7E1S61($N:E$DUWH-'*B3
M]#&T'#_AG<6HJ`BJI(YI%TK!4"5]3+%W"H8JZ6.*LU,P5$E?ENPO"YZB>P%<
M0(1RSQ,:>'64,<T1*GSA'70XF,T&_9Y\-QU,YI(RDB=Y=M-4+(6SJYJ]A@IX
MR9C"/X(JG0[&A/TQ6.F4,*;GC\$*4C(`R#*LI4-R(%.(L)FN;6N^`@AF4%4Z
MDJJIS&#OS+@*TCP;W-R/)46>_>I)TY$BC6<D73(+CBXS")<)3U%:X=(S@6NC
MUQYX-%Q@SN!?GH&"$\KL(LZ"KJA/:EB0G*'ZB;P<3BD%O"!E0V"@'\#TX!T$
MCK?//`MI5/@*:6-:$^D(*J2.:9VD(ZB0.B:WCXZ@L+^"C"?L93Q!4F^*_!HK
M!UCZ"NI+O.H!#?^3GT?0@P'=#(Y"3M1%Y6U8P-(,8(YVH_XTW)6\6$3KLV:&
M\SO+[,J.M6AN6YKA%9MX6=+DUW`TD2:]D30>38;R["[J=#%EN%EQU40SV\$!
M,[*:J&9:2]B1%:3ZSWMII@QFX]T@L\'\?JS,/0MX>'>">@8#84=6-,H<W!!'
M9#:8RC-2#90ENY$`6@U%62)>.H;BYV]!P.77K.4XW:+!^[3I<&%8!HDTL7OS
M>X]$_!FT=*B'1!*,>:MT_3L3MK:'WR2W%&RT+X-HB?,".`]^;;+GG"T!>#PG
MLCF'INN$O_&E=7;1W%Q+^,?FU^JV9([X;"/\HQ..8H(':/ICJ\D?JQ>!<'A0
MK("'G5W0J/4_5)N':I30/LT`:2&V39EXIGL7"V2O&<05#FFG$-NPD0[1]T\8
MPG,P)?8CH=DOZO1+S[N:;1%?8&#Z8'A.P"7Y8??OINU`_?LGO`_#G$IRH/9Y
M:3^=Z]`(](-_.%0+_I4:6#&.3PR\ZP/+G8!UG&*2/E5;5:@F]LI$/B51"`_5
MU#S24QTB[V&Z$?&V=/CR!WREROS@6[5],D(_ICR4>JMFJ?<\1.J?AX:C`?,7
M!&A@Z7W,2H+@DSY7.R<@>PKQH?C;7(Q^:)@0]3`E2QO137[O2_7R!(0>3W<H
M[T[-\E80(#V,YJ_K!]M,D/3>-^J7$Y#Q(<6A="_Y+.%!II0<!_GI4D?V7'*E
ME9!(7\\I@.K7$]`#$QNA<K[4K)S01U<PV@0U1#]1KTY`X`<$AZ+]6K-H)4R#
M3N@8FB#)Q/>^4;^=@'`/*0ZE>\7)<*<0&;9.]T]BOU6;%R<@[D320[E_XR3W
MP%\*R!KBW\7%T]3OU68ED6I%\H\E?Q<4<54"<5K95;#]6FV>0CQ*(7XK?CY!
MZ4]HFG]8]K,UA\"Q+:B/',?;L1SKS"3`J,W3B5(I+&P54G>\&E#VPS8]RP4H
MB"N29D/LMVKS%$+51-*W@N<3J6Y"Z!E\M)%+0@[,3^)J1`-1FZ<3O"9SL-5&
MW7%L0-C4>S`-;6C:P*6J(/*=VCR%@#:6[*VP$\+:\_WSC')/.)+;?7P<;WP<
M;XARO)%?2<$U%NF!'`5H<:M)_(?"'W0DDEWV,4=^T9.^'A(.]SPXQ"Q>`^LW
M;4K'?,WUX.-8L/$*B*<[<=+4K801GIL(.NXU#COP%M_'>[UCN,[(2M,''9#K
MN0BK:E)9$&>N#"$F!)A#S]*=N6WJ%,4<?LKUM(15%3%$EWTRF%_X=P#]AB[9
M[G9]2QAV#!H8U^,55J6D,%#VV6&!3?P)&":A<VBC.8B22]O0$X&XGKFD"3UA
MFZ<Q(\QF<PM-7;'O2,-D'.8P:2D)A.LQ33X=45@19Z,)NX",(7"@,X,:-)X(
MHS?(=IP>0.@5[Y32VO8LVM*7`0O7(R'6E3`;/V4?\I>OS6V/EQPZW,+R/5XJ
MJKH]-LHN'"A?8Q.XR<-!/??L.\+!]X"JJ`9CV2F[RB"_)J?(?H3(?9V:("@0
M#EOM8+HIRJ.!\3W/8M57&@=E5ROD5]&-;>O/AAE7$'7X"=_S*U;11ZDMNVRA
M4(X!6$N#++H^']@.!B^:Z9'"(`85L(#S/=W*D'!@XJ3LRH?\JO.[Z\P@,`<.
M23KBV8P##!AD;`,>*(I+!^9[&L:J-C8^2B^5**@U-O6$])]"/N*`X-*+(XJ>
M(J2>'JA-GID%5C'O:"V]VJ&`7[SK\(7GWW&7=H9\'"L*M2EZ"6@>CL1)ITYL
MRXC-O$?8H:B1!5QM\LPJ9%)+O&99F10FM1=_EL*FT518M<4STU"".IDX%"<)
M&)Z$4706?J*V>*802E!-E!%QULCYRD8NZ09X;2-D/Y-^/+0"DN.OU1;/5$$)
M>DG@29Q#I\/&HVF>]MYLYYE,*$$Y<0R)E/7>==*DIDEWGZDMGOF#$C1RR(Q`
M&6VF*;)G3#R3`F7H8I\7<5+2N<(FB@A:/+,&9>PQ5-;$R5-';E;ZC;%H97('
MGZHMOA=(J0*.UTH<"\+$.9*N&\'04V#H(VO3P"]",RT+E`JLMOCF'G*HBXTI
M<8*;&>D(9$$][',I:9JW)NT82<^GA:$9M,4P'5AM\;WCFD.#;$R)$QQ%Z/,=
MT;W')X,>L*1YZ02Z\D(!+[0)F0V3VN9[H3;/[,S.H3@A5MP;GQG\%+7-]_YM
M#G7%,R%0:)7B=!5(OZOM$\]8L#`HSJ%\0-,==%>VOGN845HN$5SBU:)G.[1]
MD`5:_),N)AF4??&T>(Y]"EY)_=/F>B:VM8EM:<%?&++L-.B3GG],XA&FLH+<
M"Z+%<>2?Q9]!`1<IMX&KO:#*]MC[QVU55HH_;JN*>ULUZ0K!MF4Z16^IL"=S
MIY6%$W'R#9%$"%Z29.1SJOMT3B'R.Z6QY?.2H(7O_YF-%W'R#$<-[20/>XK(
M^!O2[E]2H(3O%LK&@S@)@B,Z_4X]F;030`C?4C2=?G&2!!D;8;*`"=^.E)&)
ME&/9VEJY;%ERY(7\")'?L?ZCI\N'E_P6O.0P$4#:;AA/AHXG29#IWEBZM60X
M]F9'<C)^<R:6Q'&@(V0/X?;,(GHGD$V-"<!<W>=L*DE5:S*+PAR@)W*\B^.N
M7Q7PXM^N]QO.%9FLJ4BYNN0E:S\[Z^)-\D/:-Y0SZ#X!DJMG7TPY=(4G\RO<
M7(\A=?`"UX\L4SH1EFM(4+-BMQR+.F$S]*>B`W+MO5/F>IS(GCCYK7U2PXL0
MY)7'O=<?#=<+HD-6G:9BXMJ\IWPEL_`K3LXLG?]"41'7?CZ5.E11%L5)MH7D
M#EX>H>7`#,[R`83XKT4P,"#>XKHADN%*70($WR8]-%DS:2?*AG".Z8;&;+?M
MTH'Y]NDIK+($CL3S/3?T,M[WHD#Q[>Y36&&'K`B["K)KAV]#G\(:B7;Q$<?E
M"_R8#8GT-F1)(.*_7\'"@3BJF2+[R7#PV$,;D:0M*<:'SH9:6AA-!Q3_N0MV
M/L3SM?=,2EK@7\9QD75V)2+BVS:H\)RC\B7./>5(RY6`?(90*A'F='H(45D0
MY^KR$/J%X:2\PG"('3F;P,)&DJ:1[I^T^<8`S;=E$%T+\9IC9$J8H.N8WJ&A
M>YH!T"O^M8(\QY4TUWA*:Q60"0_?UD'EJ#6%/7'BLALL$[*PRQ;I02\O=F<8
M=&>3"L>WPU`>#::R(U)\YGB(=,&.F%M01T!W7Q*A^/8=RJ.M%&;$"14"DR(W
M;H:F_7P+]24<67"Q@&0U@!:D>ISIP'R;$N71'!M/XH0/1SSZ-[*WQPK![[)X
MFW'P?#L9Y5$C,UL"QPI9M,:WOU$I&A*KK5&$//93L&0@OFV-<L9N,3R(T[\(
MNT$`!3=[?X(EU;4X_)1O_Z(4`<=K)8X%88*PH',?>+#1#/I=039\I;<OC('A
MVZTHEW*HO(@32<F:YCUBI_25'CA%/^/;>"B?,@[(%R<NVKY9DGYP=?@IWR9!
MN?00QX(X<<_(6MAH[=]04J"VLFS37I)42!^X8(IL#?OY:45++`CX=@O*I3=V
MQH0,@L(*$0/AB,U&3DK6(062;_^@7/ICX$B<F"=\H$8B]7![[]B,UH_`0&MZ
M^QD6<+4M2`J"786L;(D3+4EK&[G&W_ZJ(2\.B*:^84(%5-N"Y!W8=9?.D#@A
MU#&#NW1ENH_"`*VV!<E*%%D^8[D2I^?:YC;`YI@NDGA&CW9P!7N*X-KPUND:
MS8I*;?-,:N12;QX6Q>GO10Z!G*"8)3@'(C?M]Q\22SD12X%6VR>7&6'D2K27
MU(YY34N6'$.H[=-,E<1S(M#3:YF4$\?-R65-XID0Z*VV75OA(>:X9UNN87DX
M$-TU&KF&.'#=7%57P`MT[@S+)LV\(I=O]K'$M^JD'U+71H7:.9VK,[4*11S7
M:\O09LI<0POKBEX!'0NA=O@VE<ZJZU@&Q'&3)M#=61-MY8Y^IW9.I>7*$=D"
M^39AN_^P]]XU<`R-HH+8[]7.J70?3"1?(&?FD,:^87HN]1I``H3:.956@Q0&
M!')I(FW=PDO!6XI)`1)Y^H2B)19PM7,J-VM8N1&J=7J:WX._"!YBGY*D():]
MZR+CP7-)!P_%)BW$,1"6J.F7)`6N4"'O,]>`IV$@54D[I<\X+[>EH*EDQW4:
M5I!#1J&"16J/N?=BCN^E?G3)9*7XHTNFN%TR\T5>IQEXB=2\(.8%KO#U+8:R
M50;H4^H'S\"+.$5A20^HW5L(`I,T1[^U3>+41"X`;:_^2,@@Q3A]CSP`C[UE
MP]:#5!O]A;K*QN3:^))1\Y1SB8I$(E:=;HE,UFME1)@\HUFA["L0AC@;$.T=
MR!G43.`XQL+0_$!-TO_/"_+Y0QL=WF8,@CBHCZSM;EMD22MU?*[=02LQO[+%
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M3QP3)TZ\!K,P)8PV9]#%3$$]O`>5JKIX`*ZE!AGUE,B!.&EC2=>-8&ARF6ED
M]<"CX0(S?5[1X+C6)&6=2RF,B)/:_0D0`I:;JIJ][[A6)V94Q2'AXN0H>[N+
M@*GB/_J6:P%R1A7$$2].&F^*<4&$2.S/HHFXS[G>&<BHC`3ZQ2G*B,FVT"+1
MPX]/YR'>>-K%V<49\GWYTIB[GOFGT@R$D1EQMO5\U].X'L>SRCA>0T>,"!.B
MG%*!+-=C\6(&4*8,Q%F#/\ZQ.9A+YK-H_NM]!4>-HI\A)^LVA:TR(D!R@NCK
MHMG::(+\1MTM)XYB)R0!9O#10]H*.%!>;(+3&!4502?^,?&Q[HKR6T8\F:#4
MS2@CQ_&@'BW7_`%,+^YHDP&*[Z/$!524SE89D62")G:Q*VF6Y"00H0#TF*05
M=@Q\WR`NH*%L+)91+9.JK:#7E>._JBM;`5U1BM*UE8:![_O#I6B+A<4R.NHG
M;5V:AB!!)B]"*O9I2]RDT@#Y/B)<9#MBX4R<)JT^23.H0[B&NHQZP#39]JML
M"/B^*%S,,V3G4)P>KS[-":MXV(H3D@>O29M:_TIQFHHS(>/[)'$)ZL[,K4!-
M9ED<8I^1AT-&9O`OSW`,%\XA>C(T&'`^@YJ]#)28MAA4/33?!Y.+V54=LA&H
MK^ZN3>G>[D<NBU`,B`+%]Y7E8KI/84N@KKM;2B/GKZPZ.P#A^^AR20J+X2FM
MQVZU=>?R9"Z/1WU)&?3G"O[S;C!1YO*P=RM-;@;ST62NR+T_;N5Q?S";#_Z\
M'RF_@EL.*^R4:IC$CR)T5HH_BM#%+4+OU=`<_%3Z;C(RDW(^Q>>VS.;JZ$>#
MWX]EJ:IEZ2W\K^8J$'_50#992_3KUWN']!+;-)*WEA+I-Q"<@Z<7].1`=AJ+
M;AXIA0LP;Q\_5YT/SR?;<ELDM>!'G&J?O=0`B>LMS3#A'K&*7=ZDK&2XMV`>
MU>A!E&GO$TWN<PUM-+:!%;P*NGFIC.8MIP#RTWR5\^:X!)HN/5'6DAK>C'\G
M&F>3I"BSVZ]-Z\-'!#4CZ!%KZ='7UM-J^FB@[T/?Z1(,*_=XZWI[QAPE;W?>
M[&#"-^]T.VP/M^9$^#[L(J^TPXI!WM:2_;PW'N!]:#M)6F&I(&]M#EXTB-D%
M+YNW9<ES;_$TQS!/47HQO._#-@K*/JQQY&U"_<T99/8'FM,@WX<9I,HO+(_D
MK>C(:RD';P1@P=""`"K<^U!RBNS"FDK15(PYQ[RZKU,3!-U8'M,"/C8$[U/I
M2=(,RS=++Z@E!#A!:B&@P9$7?EPR@\`<."1![?]560'K)S9'J-O/<:Y<`61O
M6]-%I!Q6=_*>\Q4WV'[C%I!%BL)<Z<3\(XB=S#X,_AOA>%,ZR)#WSX#D?9A`
M%JEN*RO%,P62H/"("#8]N:$&C2=RGD[W\C(BXF<2V8T_7=%TF8F2S(_AG.Q+
M.U,GV6C::L^(X&WI-EY&HB3JC^D-C7`*7O/,VACPMZ7/./F(DHI/L[ZQ`1X,
M,RWYE@7+V](M15JBY,]WC@?)]P5-E^Z@N[)UML,5-OAWXW&QR')['X*W[J/'
M@?AG$V8[664"?Q^:9Y/D]FH%;\6S%Q654OWX3HP@BU1#4^!^XI9`=+!@E500
M2T-VT@6Q5"F)XL1AHC4(=7]/N@/N)L\_1?`1O/H3`Z]3Y-JW(R^2NX+1"^A*
MP"]<A27##(BIHBM#TJ+$YU%V@A.#PO:1BN:MF4&ZW$2)W*<;&U5L2<.>*X+Y
ME)T!RYO0=1:IG>".<`M-7;$W'[V6O1\D8G\3IE&&E$5)$T29(07B,C*6AN7'
M-4Z3T1B.X=Z:FF,D(TIEW=%"M7?ZCTV1I9PB`Y(WH=H,,A.E_.W8^<BEZ`Q8
MWH2FLTA-E`*X8Z(/RCPR*?@0]FVJ]4A"HI2Z':TUUYYCD#H-Z`17=/Q#HI$E
M+1:&:?Q_>U_;G3B.M/V+[ON99)Y]F8\DD`SG22`+9/O,)XX#@GC:V%G93G?V
MUS^2`6-`K[:$2HRVS]GN22RYKBI9*I6N*A'1M;QP>6=78>X6.NQ.=K-D_X.X
MT_(MCY=QA.,*1[L1H-+=58X!)3UV)[_Q*KZJB<,C.:HV]]ER>GH"0UI3!VXD
M8.ZUB=OH#`PEC2/T`]GDI0M#)R2BSKP^(1%J"4IP@\I>W6P^RM)X-^_<H8B6
M1^VCCRR/B[R?;>@074A,J]H+N(]9832S+*ZL-2AG&K70P^YVEG5Q54:6Z@O,
M.49CSS>I8ZWCU?0]P\4,X4T?O:F&/OCMK\&VBIJ"<FJAGI_*T(7`X-WZO8:!
MT%&S4);QYAA^RM*UPL?.;7(-9N7K`]JAQ$.&&9<8J<0W>"VOP7Y2[8`Y<ZB'
M&:NRM((5.0VOR8@\W4`Y3&A.%E607-5?DC2\!AO*=`/F#*'AT-$[/@A.I+P4
M*C2^!ENJZ`C*F8`Z:B,1IZNPKX[.H*2\4X$K,E#^3H^9/Z.$SC7;BU!.DXH$
MEM;JQH^HHIYFH+BU;*E[9&!B3"_.E5TTI-;>9PN>Z0***SLM/SZVQ=>C9%\]
M89BN,KS9%DV41_A5>_##?,KZ@.+''M)IA7=D'#WFT!1ZP^T\X;`)%DJ,O:X<
MAG*I%8Z?]-@0)Y"A1,-G.$KS%<(ZW#!^&V_M(U"#,+QM]=Z8Z>OS<V_RQ_AA
M.GP<#1^&][W1K'=_/WX=S8:CQY?QT_!^.)CV41'%23XCG9?AAJMPE<Q5W'#%
M9=?>?<W(NWL_8TF&B:RUG?NMWDE+O"C?T/^0G]++]P[Y\0+SUB;C1B04T(!9
MW;GB4F'[U6S>QG2'UG,[MZ#N#?8_RR,9S^VF:`]-8Q[A^RL9DQ:4C<K$SH;G
M8-3=2QQ:M08*QKH/)2:Z+C$B(C_$/^F_\N<C1XMA5'ZCN<LK:A4_++;]A)C`
MF(L>M)=D0U=#D]J*TV+N\FK:3H;B`X)#_+TKXV1)(\GI<O_/X>8#9Y_;>Q^E
M1E-J/_^[KR94A5=OO)P;]"E*EUH69#>8_\-7DW'QU-0>]S:B$?[W+-$T%+_5
M_)_>6DL(JCX$<6ZR":6-2G9R]3/SW[S9KS5EAK,J55))/XC&4_.;7]SNLX[T
M*%#U05PPGEH;90/9!VEK'=ZVYIEH;E-NI/H_>FY^X[+<Q.E`9BO^3&`X*H]^
MJJF\^=S\QN4E\XHJ/Q48SHS.=1)><[0JDZ=X)4GPE[6>W]B)M)D_A58$`\=V
M^]LU#W=I2FZC9C>8W[@,N>A8B"\_G'U>=?1W<L7I_7N$UT+^G*#5_,9EH$7'
M/!(0</9YO>4G^=#C/$[7NWO'!*8Y?WA^XS)NHF,1MNQP=F\/5'WH*?Y$I_<#
M*RT_2LW]L)2:)O8$-K;AK/((#L7%#Y7C=JR!0!<(=($KH`M,R/C&\:)`2S:=
ME$,RE<2>6G?J$;F@$T@PV\]V*.0!F@[=NF8I=#.LR<%2ZR,,%Y%ZH,3_P(T;
M>`'&U^EC1KSSM-HE9?@CP]MRKK1HV!JE"^)?'3PMZ;!IT9M3ID7768`]1MII
M`="0J%9<*NY+1N]P6D3)M'Q;QI\Q_>Y41H%*!TZ9&[8,KP@<3O3N.?HSP_0H
MEF9MH[=]Q+%9F5OB6RKV8(?E8<615$?DE1VE'$?E/BS1/Y0=0@T#M;9PC13,
MO'QA$P-QXBYI:WCNV7.&BW6T1G?1XCM::GABXH9.&4%:'Q_'IC)T8`QXBDQJ
M.'8#.YRARQF,BPK."GIZFPU%VIACMK<;TA)A>7$7Y4*72+<K6_PD"T<Y+9`!
M-/$JP_G1A46/.,OSUQ2C**'R/XI74:U^W+)Q6AE7%1:<\V[^550GHM.C>B2\
MQD>W*[?4GRX?KPHR0,?E7.D?HAA7M37Z<4[/;DHL/$G7Z<<?WI`V+#CG[RTN
M7N,U\8=%)$(@.6&_L&D*`OY42CI7++)U2F>+W[,J\T6R9FKVY`_?J`6PNH(,
M"/NR1B%#>`FK3[,G?]A++8#551+!VK=>$UI8M&X[OW&9!F;"AD=0ZEJ(L'A-
M-X'8%(A-5T!LNMQ)DS^4)75$8`*:ESV%<,P\TK!/U\,'0)RB"YO8LX,F$[;^
MZQPTN=R.:WU\K0Z:`+%VH/&&K6S?H?&&(3%Y(#)![>SQ+T$<_IL5`NC??9\O
M+`\7(*X`O'$#SV%P3QQV&7SJ.@NPQT@[+8`9$OPCJ/LL+>*TS,J30\87>K$B
M#9_1.]G>HW3V`R6?Z)D\_:X4HK3T1J?T*#.'?EWQP_%K^*P$58PWMUM\O?4:
MHS71[O9\^U9E8!E_J5,FEQDVB`$5^,`<D<%L?CIC3*]50MCNI"5\H[\D,H,*
M`$A7T?Y\]I_-'N!%IBW92Z^!Q69"!W!8,^V_(KN35.-[])\8IP46#FVG_3=P
MD<GF_,/RCF5G!+.$!^2*<7`;&`>!<1`8!X%Q`".L%!@'@7$0&`=7QS@PE1GI
M.<.`BPJ,H?B[(PIY1ZHE__4M+M[C=)RB/U"$CU(!6^TS53MW6D?$S"Y3`RK`
MN+P$3F]5($S0S-YQ5J[?'^+/"EAN>H0HO<?I73,V!HLJ:A\"[@QD%,\.V@RE
M]L:-[#U.#YNMC1L%U``#ZBK(K`X6MJ[\/S/6@.I#&/P$CNF1<*01[PYU-=$!
M#&V?(>ANX6/45W">>@8(3N9I*V^XV\F52L<>GG.VQ@DG3;6KMVMR7$C?<0WG
MFBT@2])CH8X6AH]K?+2(WN'AV:8)R/O1\IM?H\7:$&$HR9=*)=UQ'H)6WHP&
MNFIF93&-TW6"]H4#^D1IIET0\4O\*8-B%G,]8B#'.:W6G?(_4,F!59O6?2B2
M5Q9$X$"/4'$?8?Q%;_W>9&4JVFB:Z-[_&BNZ:.OQX3[DJ`:)YSV;'RK*;YK?
M^!*-M`"\'D#N@Y,:Z!@.M:4!I/*F^8TO$4T+P.L!Y#[:J8'.\JCA:^S6ESBI
M*;3U^'`?156#9'Y(,/3B2]RT`\#:\.XCIB9KIM[Z$L\4(:AMXSX^V<(3[E*/
M42G<?^M+%+(KRGH<N(\\=O-MS0T)>7C_UI=8I$'`!T:43P.EY7&&H3?,;WT)
M1QH$7`\4]['(%AZLX='!T)`OD<JN*.MQX$O@TISI&WJXKG#D$;#:P'`CCV;J
M=M_Z'AT\@E*;C1/O<Y5&^VM(HPUIM"&--J31PDCC"FFT(8TVI-%VM#6\--J#
MC"\)6J[1LI??9TE"IC$<)=*<6H76OB?8JD$$8\_+Y3?X$LI1Q^-#<BQC$+:R
M):.?*TAN9:.2)*^ZVN#-2%<E$2)L\\(VS_]MGAN>JR]'S[JH?%B*H-2)].5H
MV@Q6.)487G"V0&B9/Q"M4#S$N=Z'6L>KYPA_)\O<6Q.F8!QH]^5T6Z%C]3;(
MX%1-H%?.CE,J]WAU<&5$EN2T\&:[P)<?3M$".C?H6873PAN7GR^_B=("U&6O
M='USN],T_<F\C_(%CJONQJM*6C(C)T1-BRB9EF_+^#.F(::*3;1G^_$6O&X=
M@J\?TQF>RUJV3^/>:-H;]7M/3^-OO=']X&$\N9\,^L/9TW@Z'4QW^[6P40L;
M-:<;-<XT]91%U1T_3RC*43Y!"Q1_4DD?,9DTB6N9EQN$Z=_D=8NB<7YU.CUI
M=P1^^]4:%IS]%T_ZO>`3LE\8Y%07PN5?M1-O=E-:D.!LFBJQF])NB*R+.$K4
M[2AN[<W&2`T+G*T0?\#M!6_U`>X;>[-!4H("::\DGB<ZS)H>[9ZD0.!4:#N9
M%T9(=%AY_C#XK9)0=#@%UGACII<DV8\H7;1Q-^JVWE2[5$$"IPX:3UHRMB;H
M(\,%6DH3.)7[\*9HI0XB294RNV&(G9SUV'K(\#U&R[C8WOFS"T/<A#A$B$-<
MP8$QO22O0'A#>5F4HB4A`;,>]XCQRQ$?#&_L5#XIT9/=P#5QEZ=F-:/`H^0:
M,PL0LJT9^\"CT3;#A]4Z+J7.<EHX#=_POP>V??@8P!BF3_6(EG<H)?\H7I(H
MO?NB_]\C'E5Q3^;N=8;E&2@:O=B)XUA9D_10P0F),V24SHO<-I:".,HKEJ81
MV)84H0/S*1HV&Y`5S;;]X*UU$Y3'2S*['(7JI>N=H)73D)WPTV%;2PP%C)U8
M)RH*;@FOD=.870LK"9'`6<P>XC1*J93#RI>BR[;$&>&TL!./L^)X\!'`.:B=
M8>+/KA"F$;DIPI_Q(D[7XQ5#]'R78,;ZE72!,_D:6U?.*/LR`KNR!X)I]&#F
M7C]'#Q"7RO4P@N=R'=8RNLW66,0/C[N]F<CXARY;\X^!`S+D]L1=T8RG#[N]
M.^AB1F3!!N>QI>O#4>(P765X$U&!R.XOP\4J2^)LNCUN47/GM+JS="N036=/
M&Q\<YA<#07U&*UVBY8UM7>6CZ[;I6TC9X`S$8*9D^]:%Y59=U,SP7*E7\M*J
M>[1D()"?VRBU=WOODN('R#:K,CXP%F6.:YILM"P)E*_!9Y24%9P,#S<?48QW
M'`BM!5G6GS\W+K6&!]H#HP4_T**(/Y$9B\O[\^=JI=;PX$3CQ#D\JI=3:/3B
MSQ5(FJ#@N-52;FWOC6P:HT4;BY[UX<^-1%J0X.19B)R.$R*K?+FY:>ERZ[_(
M[?5#>K;6]\/;Z0.R9\>#9GK];_\>MU<977A$J:D#CN=H-ZO%Z4U()BRO!-%E
M.3W%'(G;D",1<B0@UFK8SHMH.2(R+!:XW!Y4\>BGLB8>Y#\H0##@;NAIFQO5
ME3=RE=^@HD9UQ9O,<[B@ZAW'T>W8P&2$7,\6W%"WO)&3+`6U$:UN`9/)"A+-
M]^AK*X=ZFR]18EK@4=D&DN9.2D=TMH8<%)QM@SF2II53@HN2-"$=!/A(L[-S
M:M"9H\GE41L&#R:XY.78@44E<#6(X+$*3!`T71XXF?[(V:.``QN0%;NQ,UT>
M,5W*@@S0</R!RV?[VDFY<)[NV\BE<'_X;S9QU!(/WDK"+Y\D+<0'9D(U;3D@
M[H]]$\+S<,QG_3K-91!_/VR#2<"`,97IQ%\[R086#27&`L==,5$"RT[RP.5J
M8-W`JO%KIMR2)?IWMS)8?,XW'P68.<V<98#X$*9,!,]3,%<+RRFG7O!1\/?&
M'!1@;+,_?&%0O%Y3\JOE"X[)SS^BY"Y*)'PH[;[\8<RW@@;'KQ"(3^_>&643
M1&]'/;"HR.^I\,O#U4KM[*[:NS_L>D-@X013)(!LC@P55?G"TC<"%8[C*X!S
M"J6=_4][<<N[-V1I%B@X&1D"P7N?"$=K8Q\WMSNW7'A#5A:BD]R;`8$,_6L@
M0P<R]!44C&=\FC.<E>2O)=VC'7AD--]1N^:*L"L/B-8=H('9G>K(WJ8TAZ0S
MU\7KVYBN^R"`5_3>^3``$B)T.QXN0$SGRB#A1<O:.2VBW^[;.[:;*DH7IIF]
M1\6T?,O1?TJR&B5?NV&"EFUM)NG0Z<6(%S"F'#Z<P&+@P0<>?.#!!QZ\\[$#
MRT,+//ASYDW@P0<>_#5;,/#@`P_><S9UX,'[:CD@[D_@P0<>?.#!PS54X,&#
M=$`"#_Y2/D;@P0<>?.#!!QZ\RA'S<[:,5_&BN@PC/QS([(;5J*08QBL"KBJB
MJ<DNT>S<'Z:\&:QP7!$9GA=\]-_GI$#-TM6:G?M#G#>#%4[P18HGRPN+(T/>
MNS_<>4-@X;C+,D!:/&O]SOSATK?#)J'40^!8_]_`L0X<ZRO@6)N(Q/C#E>:(
M#V:78FJS[YC7S%.SU@X?$#_9F%D@AV"T[7/-`1B7?&+^]Z`7?@%TY>KEZ0E6
MXM#.V0F0J,%FC[CM!#RM<!.X<5`1.C"?HF&S`5G1;-L/WEIGGI;@,@(M_'38
MUA)#`6,GTYP$E^'@%E82(H&SF)G+<[$2D[UHGLMO@(+P/N8JV&'&=D]TX5X"
M:!H]F+G7S]$#Q*5R/8S@N5PF<ETLD;`=I$KP^;T\X(`,V2W=Q2F!]V)&9,$&
MY[$U3Q:'Z2K#F^I@\>YK>V;WKS)*XN*+WH-=2:)?)D:Q4TM<X4M5C-%`"?H4
MGB=\FZHAXKXL\8\[%8_1L:+RT)"K`<R\[GI`P/+<W(\,>"[<2Y3+#X4.#]GB
ML[>N1:+P,7)BFT>8P-AC^H&H8_),XWB9W!=C/>Z6+&W21CQT<)PN2NXMHG09
M87[Q'^ZS;CG.1@W%@@8G:-;/RK=B5292$QT_Z)9J;-(^Y[A,.*V<PEDCHJ;M
M5<CB>EBGS[FE[YI0-Q<6G)+(%1_B`'&$1$3<\X?](=JR99>L'!"(M'\+1-I`
MI`U$VD"DA<G8#$1:D&8!$FD)1%I)BT"D#43:0*25Q"0#D380:0.1-A!I`Y%6
MC7T3B+2!2`O)\0A$VD"DM4/-@C+W^CEZ@+A4KH<1/)<K$&D#D380:6%Y;,?7
MW)Y6Y;DO,=:N8L3MQFUAW8[UBX2H/#/KK[_,LK_]UH^^\I<H+_JEZ'"Q78>V
M:+*.3,W$!\?+5\+P=X+AGR:-?M:A6]JD<:,S\8&FP9]C&/RGC))9]H@140Z>
MO4?I;[\8'`*2[MUR-(T/"`6T<"A02H@,#8-:`1Y7LQ6BDMS^#LVL(R+:EIQ'
ME5)JIC[)^_.Z.JT:O+W%_^[<XEVYC-Z4BV7+OC?$/\Q3>'6\_!>R(2=_16O6
M9-FA-_A4TX[@]O;[IR/[G;GNABPIZ'=^ZS)(9=:F$IA[Z_[FR+IG/KHAZPKZ
MG=^ZC%Z9M:X$YB&LX<B\$H_;D+&5WS*_A1[`L@2Z'@A=`EQ=!H)9@S,P0@]7
M=017&[!+L*J+`0_Y0EL?VY`E^=W.;Z$'HTRAK&W+B4E!2/?Y>TCW">D^(=TG
MI/O`S"L)Z3X@S0*$R1/2?20M0KI/2/<)Z3YBFX9TGY#N$])]0KI/2/=1Y`B'
M=)^0[@/)\0CI/B'=QPZ!',K<Z^?H`>)2N1Y&\%RND.X3TGU"N@\LCXU;'/HE
MP\4J2^)LNCUNZ5@QG]7=-=7*Y^$#G1Y0G]&VJ8)^TAA\'7RNA90-SD`,9DJV
M;UU8;M5%S0S/E7HE+ZVZ1TL&`OFYC5)[<%7O61\@VZS*^,!8=,^;>4)1CG(&
MYMX;<3ZBA93LK]*'/WE86I!`>U<\0E3+>?FD%[>I5GI6TI^)&6#!?+@:<G_#
M<8'&JY4AF]?=N4V_NK#QCU![^<53/N<GPE]F1L&^-[=Y71<>!$W0<*+M&@!>
M$(ZSY3!=8*JP/MK^;69$L/MVFUAVX?'!5P&<#?D+SCYCNNDALE/U5*HA*AH7
M[S1L)/$-%%J[33LS87%%D)(D>PA\]QGIMB0"!=:[JL2!]0Z7]=Y'*X3)(+_/
M-A\HS:.MOG&4KBMIO\7%.[TVZ#->DC$_^+E(RB69MJ?O$49WY`M>OD1?512=
M?#<O&9D%4!'CJN6.@)3??<WB(B%NWJ$;.;G1B4@>L?<=J@C,;NU,0(IZ@I)*
M&?E[_#'+!FD1%U_R4VN]GESG%+@T/N>\6UN!812!28&X@N%D,JK/R83M$U`+
M\G#>R_-L$9-I>@LXB1=?S]'WZN!Y%2\0%E\9J-F-T^R+%E_UL3U;(A8:D?4'
M0G!_A(H)^LAP@9:]358*"VLJ]V&'0GG!V#X+D8D@#^<C51:CMUQ6ZF2YH2U[
MLD5V-)R4W@X8J%#+`J%E_D!40`3>K3WC%4T1$\=8N,W<,M%T/C,9"G'T1/3'
M;F3E93)X'DX'T]ZH/_C7Z_#E>3":[:(I(8P2PBA7$$9YBM*E:,4GO[837K"Q
MF&^%A7,@=U?&"=UST'5KN/G`V6<%)7_$62[Z?(7M+.WBS9M#A@+0H5F)B29+
M3./Z#_%/^B^IC;AMG&Y]M.J0"A"`\IL^$"ZJ5-""2#KX3QE_4(0R`XD;VLDN
MM^,ZB6'`*>_<6RS*39E0QEL??9#=<USMN,F_$U1I.*4N.B[B_U8_YR(3&-74
M*RPEJYLWOT'`<`I&<Z44%Q(6-7.:^FSD>]Z"D-1X=K7;N0G;G;#=N8+MSIA\
M>V2B3-?;,-)#2;V>9Z+X3;G9GP<<8DORJX9:]>?-AJHM.C@[,#T$PW3V(_L#
M15@TV;3MTIM]6P>`<+9TVB#(RY%QT]>=>K,I[`01SJY1%\9#5F+3UJ_[]&:O
MV04AG&VH-HKXT_B77_?IS4:S"T(X.TL]%+-WA%&T*H1YBFV[]&9'V@$@G!N)
M]$`8,[?36E[VC-PH[,6YX\AN(`*C39Q7?)LZ/!)(["$<<77AB&9(5V"BYF/>
M!`].A(83$]AG\$P(#DH,I>11T0?"?-Z;W3Q/>LE6W>K\/AS]>S"=T?#R</0Z
MNA^/IN.G8;\W&_2GKW?387_8F_P1:#9AHK^>B7ZZ>$?+DK*2J4-3?#VCXCT[
MOOGJY*<(C:*-["Z/+MUZE#74$2:8G`V>G-(4#7%#UWD]7<W#-KH4\_6;%4BB
MC1O[7B`WYML7>LYPL8[6Z!%GY8<X!8;]M-/(OOP;.=:]&`?@#ZJ*3VA]254+
M;R+O?/E-[)LXP__PHF'ZFA+_*<^2>$FI1M/R+8^7<<0L$*/<%GSL6P>)Q>R?
MK?'IVY=Q7N#XK2SH38N+;(.>V!Q'E6;@X\^*(.`<*A[$HGDL^I.44GMO(LJJ
M:%Q61M$(-(3`<H@W7$^\@?TYCG^D"-,$:.%-Q]I]>!.2UD$D\;NL3EN/XW'_
MV_#IJ3?JCV>_#R;#T:PW>AS>/0UZT^E@-@VQT3!77<]<]4!UC)[B3^KX%5&Z
MCFF)-GI'57[W]1S]F>'[),IE-TMJ].)1Y%,/%9@-O$#L@]!*(3+-GER'0C7M
MI6UT#N9@>##!4C<CX`+!TL'F(\DJHE!OC=$VE5<<,.6W<!HT;?%YL0(7(G#V
MK#!,\Q+3&I^#GQ\QWE8T$EN!W\)I=-2,%83@X%!.[C.,^N@CRV/!-\-_V&D@
MM;.AA+C@9(S<EWF1;1!N%@I3,!:_E=,`K#FK"0%""L[N]-QY)Z'9DYV`K97=
MA#XR.%.H1'9-[[)%;Y9JVBEO+5H8K]4HX&`'L\4`,!"`;#7<CH@+;#GN(XQC
MU159TL)MF<.6WQS#XQ4C!/.5SG"TK*@H<A?J]%&W90V-6$H$#<Z2^IAERQ]Q
MDL@J*1T]Y_;F7)TP^9G8%JDT^W<--Q]1C*F`]^\17C.O3Q$WL'0CK6G>AE!^
MBUR9_7L;=9&:]8]DZN8TLW5SK"6E"U#`V9#MA5686-S>\MEF3FG>V]DEXUTR
MRK^A>/U.K?R)<+1&$T0!T23.>,4ZS51N"__R32TH</+/!6$7:4%)25.WUVMJ
M%9940&(B<YP7(J^7I/%J/SU6)0N.16E(R0V=:_?D]AI,=<YK*V"2E'`8GYFZ
M8]"^,[?W7!KZ%`78]H;^)V1#BVM%BANZO8C2D`%W./;&^@VPL5YSM"H3CM>B
MT]SM?9)F#'>,YK`IM7%8+(QEU'<BR0(![3N;WT*/%G3#5EO/1GI.8Y%^32/^
M,GTB_9FT*NY-IQ?,;[V(61C%6UO>0I!#;=4^@L"S<8NNYK=>!$-:(JOMYCY"
MHCOKM#_&8HQ@7R(N;9#5-K80FE%9USM^F9R.YK=>!&U:X:HMUB6$P_6"&#$(
M]452J?7\%GIP1A-,;1#+`1KI]SS+BDC)@U'K:7[K78!&'5AMM"X1&H[1JI=4
ME]ZWC[BTZVA^"SW:TAY7;3'WH19&>$'/`Y$WG__J2]A%%4UM/T[T!4*:8+B[
M(^0)7D.>8'/N/%\5!483-_0F>UD*`PZS2+0W;Z#85:,<D2$W^X&23_1,QM][
MRT-2A8Z]*=K9&2:<M`H]*+2B_.Q'9FP$[/KSYOJ-MNC@T'Y:(*!7B)BU..W1
MF]I?[?'!N7-#'P.].\2HT6F'X"N.=8;G!=6)!X$\:];DY%GP9<XZPW-Y):3B
M%C,4SPH;S>O9:-9P[LJ<@,_SZ58Z6>*HL)U'16=D.,`D&>WDDB;Y'3WGND2,
M5+L<HYQ@\-T(0'(HS5CC$KF0V693$A5]W47I]SA=[R20I$.*&KG=%)\.9\:)
MBDSZ"U19><'9LEP4]":J*<*?\0+E2HI7[L#M+E7!"#I(X`0@=9*/?-DS-@1V
M69RR.N+<[EM"'<K@]D-P^Z7U[:=H46*B0)2/LG03X>]DX`JH6=*&X,^,E&'`
MF;*K2Q_+3>,62EG&'*>%-Z<\?/GA'-\,R0>+R2A2NCOU_&%O#EZ8HL,Y5=D6
MVY]%/Y':+;;,Y[TY$>%)#^>\@^SW$,;[FRHJ28E?7+E&Y#\.0M^7Y*E4E*BF
MV9,WWJH^+CA'&WV$B7!%_"GGEIP^ZLUQ!$-P.+=YDY7Q(XJ7N[.0_;B1&D/4
MS)M[520@X"1A-^223W/G#UNJIV?AZG26Z'!2I-4^C>8@<EH)K:7FF\7-7'!M
M*U&>XN@M3JI]5`A]A-`'A-"'*8>G*LO<&-^]Q8((LMQOBX0>D*0M^&")#A(X
M\9+3&4EQ#3YOX4V\A"\_G'C)J8P:YO`F5L(07!(IL;HT]P<OX^DPW(H5EN1K
M6I)G\69_6\)S5.RB]Y05.$Y%)A,U\V8AEH"P6,=5].99QF.JJS8%O])J`+%8
MXY4K0/7N6<;A$2NW!;_0ZB"!<T;1$%BT!#8?\^9$XD1HEW<:G[@[@7H=O)ZK
M]'KRFU_H_\;X.<.*'L]1$Q^]G5,`+GE>T]_'D]EL,'F^&T\FXV_#T6/8886Y
MYHKFFDF4KI$DI:-^QJ/TC:;,8+($*J&D5\$TGG*=IG&D18&B:VE]5C609`Q=
MG9M,NS"C^Y.;"J168#[O=']Z,JC95N")#<8.S]'/>%-NI/H_>L[I;E1)[Z?B
MPCF-FKYGN)@AO.FCMV)&WB;+E60];X?<9B='DB,_8(O(,_38+2Q1VM03)GFJ
M5K1,C0+,[&30-$!6;E,VND`BY:3:Q$[01XD7[U&.5&^SE[5S2S#D#WI&:%D!
MBCW]5Z?'M;QW&<;9CSA=2[0O;N662ZBE>RD0@"O(04J5*>KPM#],0X[P`&U!
M!]F)^UWGKA"\JFN(H`NW]Z^VLIH"(LEYI=50ZM-X]$@CJ?W!W2S$4$,,]7IB
MJ$]9NMY_@`(3-1_SYESF1&B79S%-4<*Y;YA'KGH>>4%X000C:_@=BC!QQ1[B
MGP<.ML3)T>O(R[E("9;+V>IN,!H\#&<O3[U18*F$V>KZ9JL^U3):WA,9<?Q6
M4M%?DB@=;#Z2[`OA?IPO,*H`X:_F0[U-5LJ2P3MT[,ULUAFF4UY,D2V^WT4Y
ME7]#<W2KLJUA6Q<FN.N9X*;O$49G8UP86V(U\&9"XHH/)P`X^+E`>3Z+?MZA
ME*BS>""`V6(_Q&F4+HA?V%L4\:<L"ZU3O^`3&DRAM)CML%OUT&N*T2);I_%_
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MOCVG`_%8!&]J+E]0(7#"G_9`/V1XA6+78_%,"F\J35]6)W"*]U_`,SDAHU?K
M1)]8YB&*\;^CI!3S]-V+YTUQ;B#*@G-WP:6<'9@C7%-&GQ*4`*D,SD41E_*H
M8(YV31E]2NP"I#(X-VY8=]A*C'*80UU'P/F-W[PS%_J2W&?BCI-P&S@)@9-P
M!9R$Y^C/#-.3EWR\HED\O73W$1_NYI2P%11[\(C'H(X(S%F3@LC2PV;E/EQS
M$33LT]K`\*@'%S8Q$)+`)6T-CQ-0N2!;UTG*!SA[UBD70.L3XZVTYX#@6*:M
MB[QSA,=ED1=1NHS3M;U#?-Z[KO^P7H#\"@[E+W;T_A<]8/?@&)W.C<,\+]&R
M7])D^ZV,%9R\,7'F@Y_$/XYS)!P>VIWY<[3=!MH5'%*?AUOH`OSS(\95#Y>8
M-*3OOOX#:0U-7,$Q]/&71+?8UCV;LW==_P&Q`/D5G/:>^VTG8>+]//V"XX65
MD+^>!'^!DUI]A7AT#LMEI*N<0AL;B^:DN**S5+-*\>BT5`9\C\WYL-02Y(I.
M/XWK17+*"6EP=G5U'2WGG>2:W_A23\2YFO8C^3?O1W+#P78T9A4EF-]`KY;B
M0"&'(*_W`['A>`]IS;DTCQ?6"$^R=\YO_H)'!^<JJ(<7D$.$-SG.-_E'=8Q3
M5++'WDOG-UZ=+EC303W"+)3V8A/;3J;4FH97[;-X$TZG_N8WT(\1.L.KS=CE
M+,&(&>L##H.F/.YS?@,]H&\$8FW2+J%Z0R8E_KEA@QYZG-]`CZ4;`%@;LTO,
MG&-,*<&YX6+PS*?3Q_P6>BRZ%:3:1%W"R6U-U%BD6YNHT<?\%GIXMA6DVD2<
MZ*H[FOZO@:8?:/I70--OO9NM/]E>GI>;_<[C`]&Z2?WX,UZ23TUZ09OE=WM>
MC]NL)JZ`GBA"^^\L(=TD<?'E8M0=O]V;,N&7T04@=J-)O),X__Z`D?IUE);?
M#;ZX^24U`8QJV2:<)_K&Z-U85N*HTI?Z1?&WI0*P)<W#Q6-A=W(]NY-0V!RJ
MH^1#.>I0V#R,I%#8'&)A<][54%4B+WWQ[2^__)V;F,Q]]B]0I%R$W9YAMLP"
M^L*;WW[[I]@PK&?=;AHN9Q@.=CBAMPG%+'&FZF?LY.-:<:2:,@/3MOR^A<-3
MEM)?E7V6(S4*-%U+"\;-:*%J((NZKL[A%1-Y)HK;E!NI]H^><YJD>S*(V5H_
M%1>.OJ.?:OIN/N<T@55-WR?BBN=Q^@?4/H;G1&RS:,>K;6F`7EF\9YC>EFCC
MJ(#WKBO*WFL#_0H.H$[@?49Q0CVBAPQ7))H+#*;35UY1WET'#9@X9^)LND[N
MH=I>Q+JMY\O;>PF:P,\U4T$@/G=I_O'BJSXDPO4M'1X?OP$^,=X"8!-)L#Q:
M=<=<('J<&*=$SMW=R8\XR[G7G5MYF2_<>EO83>25:@V.4__D-27O;Q2,HL&C
M?,LFYU92,MF]+VQ\<VB-I'!R;$[>LB!HHC4:KWJK`N'9C^P/%.%=40F>+27-
M/"'@*Z`PDM^HK'OR.&JE_9.&GK#KE7!8S?]KO6CG1;RAL_,A5V-5?<:\5'B;
MKYO?0M_8V$9O)+D01A8RO[K4!%%[D)_?9VF!HP6E35$WX5;FAE]6FODM]'V;
M8^4829N$49'!4=U=G\:70>V:R-!TS9'QM)K<M8PXDW8QD8WJV=4MWM`+E#4"
MYJ#AHI=Z>'%K2P?;[C4%Y0"XT^T=/MS=P:>WGP&'8I/+WJ(#@[IRJ2_OC/)R
M<X$T&_).A#$SR29DUX3L&J?9-9SX&VO(5EOF^*TL&H[0:2!-U@Y\'KTJ"CC4
M4):P3W'T5N5-WY?D5T)2ATIS;[+0%<%(G&M7B\%-6`W":G`%N9;W4?X^K3XV
M`F)W+/`4K]`PS4L<I<+0D;0M^!5$!XF)582S@O<6"V+[Y1U*B:**\5L2KR/1
MRLU['OS<+Y/>Z60_>!A,)H/^_?CY93":]F;#\2BDUX<I_^JF?)97TXAN?XN+
M]V&ZI&6DR)COHWR!XP_.;-2U2V\6B`X`)>N&U3EMF"ZR#9I%/U$>@AAA#KN>
M.6RW/ZS'-ZW4D^9HYU/TWO**,"#R794Z\&9^4H8#)Q:R$_D!$7FBY$QFN>UX
M+9UZP>J&$!I2@`W,V<=.U&J8]M+E$WE3&S.*VSLM[F#(F%*$X#Y*#N+6\ZG3
M2A"&K,B'!N?\?^^FME\7%7OPYM)V=3SPK+A;!/0_1K4.G-ZZKF$7L6&E&,&L
MEWN)CY:#]L95Z<9IN05C)E9$"F<5E2!O/_TZ+>=@S)Y\<'#F8'W3\5`YO=*[
ML\T$J"1)\!<.;(4#V1#9NH;(UF"U0HLB_D3U$*>US2>("+V(DW@;>=['!RCV
MD@CR=?2PP+(&>O<F)F8&*QRO0@4/^2$E/\7I&I$?HEQAQ]>E6_`'SH9`PO%+
M%($,?J+-QRYDT=WVS=Z<!N2ZFK'3X#C1`IA]I8KXHXPZ5R5YC*R1.U=NN/F(
M8EQ]0%F>(Y'[8NH53N.`[@:/HFK\6FI8H,;%NS`MI5._3F..L`;/7A]^K4OL
M.$[GB8?7K=/XIKOQ(E`'G.N15(!4@[RW_+/,BRKKMN,P.>W.:6S4W?!@J$%R
MK9'S8;'50DD4,?Y`VRIO^H.!U8G3<.HEAP`'_-[PG%H(%X[@W88(7HC@74$$
M;Q]S)V.[1SS[(A\AG9-W5C-O8FX2$'!V.&>"DG_L?[9SLB<H1_B33+KILDI9
MB)*\ER39#YH/\I#A?E:^%:LR(;_+2K%[8OYE3@-O,B,K#@T32@`3A&F'[FAQ
M-SZ`CGIW&K>[Y(@Y16TQ;^M,P&\X+E`_^Y'FE9L]05$RR.GT.?Z1\NMW:W;C
M-(BF9\F6\."$-<YDW_G/Z9I&[>XCC+]6&:[*E>M\OOQ>G`:Y#'VF0G1P8A!G
M<A^3)73L>=P2!+&NHPW/$,$)$K1T)+99I_L*`S;6V_-7@.#?7<1-8T&7A!?`
M#QDZ?>U_;'RP-#L'0>N[Q#`Y`;T?(.Z+'Y[!>4TQ<4MH=?DM_7_Q)3TD5>X#
M!B6PH[U%X/9V_0<\N\I.*-D-W-ZD9<HMVR,Q<36*O5"99HC,[854ADRSPV'B
M6A+CAFFLZ=J!3'9;^)=2:4$QL5N5!Q@:[^^C#XP6L;!$C+SE_`9(1$B@67$T
M00#,WJ78[/>_E'CQ'N5H%YHD>U_QP77;KN8W0((_)HPF17J9T-W1,-J5^8@^
MXB)*'HE2QND=K0#U/HV8!V[M.YO?``GUF/G^I%A!!O4:$,X=VAF1/R>J(%)2
M0(J^OU:7;J_F:S,(3"`&&0-DHJA$'J<$!+V@Y%"AN,-0X'7I]DX^FT-!A!AD
M6+&!0F._>-K*[1U[Y@U:@P(9U],.[#9CE4YOVC-OJ>:=>P!C:\<H=?;[QRW=
M7M!GR&P\8)(8FE5NWB#"]-ZM*ES[@O!]MMGL;MT,5>0"4^]ZF'KD4]N>;SZQ
M+V!F/N<-%^]4:CCDNY,KL48E!3U>;>_U;5P(>!?E\4)@%ZU^O,E5U44%9V/-
ME+P?)R7YV9GXAUB/KH7E/3HENW6VM1(^.'MHSGCEH=#_GGD].27"&?BB!;C@
M;(OWOB#Q`_>7'@KG9.;SWI2+XTD/9\M[*N%N$&E89-?"*4NMBTT.\DOVN&[W
M2.'2@+!5NIZM4@UG>U<?K8.?I?2<3G(GK+"=G:V4E;M@93C`)**<R">]?9+Y
MO*6]DO+EKE)M<U8*#I9K,PZ0BT#-6NGLND_GUOH6T1L^"NEENT?/N:V/Q/L`
M./N2$\'!:+Z7%O&2NGGQ)SJ<%PY^+I*2>&@/!#?%6!;;B@:K,Z_]B]V!9*VR
M^%8[6U4K*YU=+<`)0K+%'$4;))V694TM;7>5ET_+)M09-T=*`3Z_&+(]D-49
MZ""`M\PW(F_53?.]*E51NNJ+FCF-K:A\B&SK22"!L5C'H=W;4+JI/4=@V[_3
MW#^=2(4IM'"6]IU?2S//)C3RKGK\(&CF-$5/ZZQ!#,+E#:N3P>/K4V\VGOQQ
MWWL9SGI/D\&_7H>3P?-@-)L&9DD(ET(+E^9H\;_K[)-\%/'6/N0?IV8A/YH_
MH764#,@T6GQQMIB,ISP(?K*E-NP&J"IY*P/7/S]]Q%4(DZ.S<\6>".N+5AWO
M;EJJU^2N@Y-1-(N2MZRXB]+OW*T#\SDG`4/6`#S6(4]6>PJ\)Q,11I]QDJ!1
MM.U4KDUA(R<$$475R@2WF/OV0-R,+)7K]O0Y)RP.174R9(7#BYO%"(]3-(GS
M[W=17F?)"7PW3@MO.!M\^>'L$N56V$OMRT[^("^<L4^'0,U_JW(=!`H_?]B;
M?3=3=!,D3<XDOB6#UIS"648,S]6OI(7;@C0J6E8``(<RR9G\9IG6MZ#1B]OR
M-`;6!1XH.+3+=C84PO,ECT0"`DZBX6YP/:'M_%#+O9LO5+\X<7M_BM<HPW&9
M:CA!ZS*A`^)K)]\$_:>,<84Q#TS:$!H&&AHV[AWLQOWR(<.[G_26Y$?1XLN,
MWZ#7OS=)CJ;0@MN6&AL/[33BRR+7%AV<#3)[F18!ZN;/*/?L31)E=YQPDBDE
M\]DLNT/?4)+L?DRKZYA='A1?X$WJI3&X<,(+QH=$2YWXDM/9&AZ<Z(-XAF,B
M,K-(R+OV[4BB"U`XH8X7G"T06N:4G=>//^,EV7/G$[1`\:<P%UC8SIMS#AD*
M$_7'N6'W9;SMJW[QM[AXS\KB!<?$T\C2G&"@)>\_/G#V&27CU;#(#U&.'O^R
M)Z/]@S\W,8U64M3<:A"+PLS'JWLRC\1%"%J%H-75!:VV0_LAHC?3<DF._(<]
MX#H*A0>3^7`LG319B?6XZ]QNMH)5C`$OG]N(.8#DBW6W"[S4KB=4%+32TE9>
M:4H7ZW&G43#>^&=;A2,^'&LTW:2'*,;_CI(2]>.<+FTE%JW]LJ;>Q*,4@,`Y
MBGA`1)`H^;VJ(1E5[,K>\I/>QIM/WS-<S!#>"(RFTMR;*)(B&#CG"A338:#M
M9O4J5T\M&TZIO3?1'U4TDI,`J]O(>CIX1A&="YH<B+"/#/O(*]A'UD/\[JO^
MY^\QF5CQXOV+AF83R=Y2K0./]IO*@,"X<<QIZEQVZ6Y(JQ_7NU9U,TG,K`CV
MKVYM()OB"YL=W@ZZEG68?A!'J8)\(]U("UHYW4]K?X42JS+A@;;=;2O;W3K,
MI[R`[0[P`.V]&7+^VLIXOSK,WKR`\0[PX.R]7\FN#R=?M&8_Y0[<)U$N*S[(
M:V)GAVW%E15`@/-=L824.B_\1I8X$\I^J4CGZE:JL8!9NXR;"8A#:=9>\/S%
MU^EC]HEPNMGR-AK_L:-J4#)'6;QGVRICT@6M57].R2_B[XMCXY8HP9C].</%
M.EJCNVCQ'2T/5>2J.R.E1E9H[39%N8U-%4'!61FWQ:-U;2=HY38MN8W-)&#@
M.)B]SRA.J#?VD&%ZP7:C/NON]DF!R>2-_4E.5L,"YR/CRZMW(*[5C]N<9443
MZ=J7@Q/,DMA'./Z,:%%5*0?_]-'YC2^I5RS)7988%1VAWH0SU'"&>@5GJ$]9
MNBX0WO316S$C+Y,$EEB/>W0^RA$?S#1_*I\T2,%NX/I\DZ=F-:/`.[8T9A8@
M<2,S]H$7+Z(I/F06752+?Q:E\H@0IX73<T7^]\"V#Q\#&,-,4$X3LHJ8YDA&
MR2"G\[74.()63@\/=0TDQ@%G.TFO'25KKIZ1^(V<GA'J?T0"&'!"-0<QZ9>N
M89S#XTY9MNW-<@0`3HD-.OF61$1%<YP^[#1+NLU"<R8^G%(65*Q>NGPBFW6T
MS=^FFX%\N/F(:%*^0BQ3L0?PZ=#Z>&P6"&=$46A>]FN:O>4(5R)M&1A$Q"RE
M;/JJA/DH2R<T/H?C=$UO3L^KH-`=6L<IO3*HZI)A2^OO='MXI&'2XS%Q$;W8
MJ^=O5O+[]RA=H_%J=9D!5+_.[2$6I+%SI!)O9I^7Z*L*`E]FV.S?YO8`#=*H
M:6K$A%-^D4$SPV1/OD(X'Z9%MF497F;\,%[L]O`.TE#B*,=BD7VS\D]04>)T
MEKT@O,KPIKIE,RK*"TU-O+>[/6R$-+Y$&C*Q9[J@G[0DOXP6"UQ&R27'&.?E
M\QNWL3\X0TR@(!/5!LV/,,Q8T1&.L^4P76"JT3[:_FUA@"F_>W[C-F[I:'QI
MZ<=$[<*+#*_M)Y+WDB3[4957N,S(.GOM_,9MU!7.H&*JQF*-1;-3[J`J[7#!
MV%/CA?,;M\%B.`O?B5)<5FL4<<1N`T<L<,2N@"-6$=</QZ)D%GC(R,Q>B;1E
M:BJ<K:AWXLUU(5J0X!SSR\7N9$:GMWWHF:2M62%QT^ZSO!BO#N)27KNPGBKK
M>:=\)Q,VXZ&"\]4]$E7D3QG!DX_32KSQZ@2YP&H*K9U2HDS84`TC'"[.0:Q*
MRGWY<>&5M)PF3JE2)FPG``:U"-ZOP3L/WOD5>.>A"EZH@M>J']=9(J$*7JB"
M]U>L@D?\I'A#/:55+34C_5A>*T&CFVNHDZ>)%XRY0^$\T4<<"N==A_$@%LZK
M*5YD2SM%^#->Q.F:3!]Q&J4TI40Y=JW7D3=E[+5AP?DN[Z/\G4A-_Z)E=CZC
MA`[E7G$?8?PE.*'5:N\T.4??.)S(J")2,.OE[RA9SK+GJ*"E61KEDP36Y#5Q
MFJACRH`"<'"^QRKO>$\/R`_\@!$E0GYDF-Z$6UV0(;"B<A]N,W!,V54++IQ%
MM<8YK++.MR[$_F=/<?1&;T,AP_,N2BB]9_J.4/&(L_*#:$EEK372O]L\&ZV;
M@$S!A3-"^F3TYK&D1M7V$;>9+>9TS[9M$R68Y;6^7^HNPSC[0:&(`OOG3[M-
M(;%M,PY@2"MMNI[MDK:%B^GA,;=)&;8M=HK48E[8/@2UK'?`I^N^8('3[,%M
MFH/RI=MZ@`#5;6!NB_3*9BKWX2:EH(U]=/:0'*!@5CK>QJF6N\6.LF[KAM!O
MSJ1*`.&L>J.L.-DC"8QW_K`;ZKPY:[$1N5KI&HMVI_6.T<_\!GIME=:PX!3*
MV>]+]%8[0:OYK8N`3'M+B+=K'(!@UK5JB[*OVZ2RF+$;S&]=Q$A,&XV/#<[B
MU=RAJ-B+^?S\UD6HQ+2YN-!<UOD^U!V/#UO4*%V^H^6:;$()HOBS`KC<,D<I
M%[`DD@7^:."/^L\??8[^S#`M_Y>/5_2S)!N]TYM+)`12Q1X\8I"J(P+C%2B(
M+"44*O?AFCJJ89_6!H;'&[VPB8'P12]I:WADT2%9.3#*BPE-:OL1?4BY9^P&
M3@F@6A\;VX9<5$)#T3^=PB#-U]Y''_E+B1?O47[P+$_C'=P&3GE_RG$-D?@6
MHTT'!YR\]"'^B99-07BZ%K<"S\)3PP#GQ&0?'GG.4O3U'.'OJ-`XZ6>T<DJO
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MX*A/L2`<8]%IFY*`'I+L1R7J,$6K%:+G(RA%N?CB2%ECMW57]:Y54<%26\["
MAEGM0SEY"K9RF;CV*K11C5VTWM$CRCBE1YZMEOY&<P^4KJR)O34X.UV[E7P8
M+&):0'2\6C6)PY,X_[ZK[Q..9\/QK-/C6<[$0Z^TBXMJ`,^R0?45W&.TC(MQ
M6>1%5)6VY<TZ*FW!E\_400*(Q(,HS2@?K\[$E"<V2IHZK9BIY?C(@5@\)6@,
MF<:;9UD1)0K?RVD3IR=B;3X3!@"7I?5>>I/!:'8_?G[IC?YX&(YZH_MA[VDX
M>AA/GGNSX7@4EN&P#$-8AIN(<[3XWW7V23Z,>&L?\H]3LY`?D8EN'26#M(B+
M+P[WB?&4!_PFMM2&R0ZJ2M[*P&6LG#[BBG/$T=FY8D^$]46KCFD^+=4+CZGS
M$M'`J92?TWS,B0_"&JKL*?Q$5#":5J[;=%**`WI4F"LVG%T0#7H*%$Y_[93I
M=*XZMHIW@H(9TEL^W#,JWNF%6Y\HKWS^WGJ-R=18(%K>7J!VA=9.Z5"J5E'#
M`>=K>,$9<<Z*KY<D2O>LQ@\JLIAQ(VKFE!2E:B<)`#BE:+;%Z)7N--G=[.&2
M\:2J_F-YX3`$I8K>R>R4X:2JY(.L<`A^S5R[=#DMLL7W]RPAPN7;F5/!)5+M
MPA_.D0XB.#/3_KAM1\G0)*LHM'9\:;R.4=AV5<0(QH4C&U)$I%K.HI\-]`(C
MLALXOJ&]N]WXL.`X;M4*JF:ETT<=WW#>W3XL0'#FQ5;ES9Q>"-[=(J=@X'AT
M:I_(T6!R>GFV`5L<8X'C^[7R]D0J@)X?I88!SK="CVJSM))66GW\Y%&W-SM+
M%,P)H#$@&,K%-+09W5U!%R4O4;P<IO?11UQ$24-NT495VMA-R:-.)E,#!<<5
MF%`"08J6@PBG52W0Q:+<E`GE(A(?,U[$HIE/WMA-_:-.%E0#!6=*;,C'RPRB
M7.H1*L8K<5:59D]NBB5U^SKU$4)V3K2<DOFM6P9<"W.Q09C(-+U,J+!#B'!^
MZY8ZU\):*I`D":L@R'0W@4T7V'2!31?8=(%-!U2K@4T7V'3L*1PJFX[L*`[;
M"X68(O-Y;[AU/.E-G$WQJEO%G_&2>(/Y`Y%\6K[E\3*.,#ND+F[@E%K'U=RQ
MHJ4(#`Q\CJ*?HS1:5P.!./G5)OH!(66MJ[5VRJ/3,8$R'&"GLOMC?R+U?A1M
M,<O.:+D-G5+J%$VFC`1.>/9`T-P*MY=:2%MA-W'*NM.TD``#G,`K=P2-R?8G
M*M@9QNJ-W3+XM`VF`@=.+)6RG&F4:E^(0<$EXS7QA\0G0@!IRCNJD:'P#>V>
M=$O&$RI7_-$TY`>S87F*WC),X$Q0=5HB-P:[@5NB70N;\&%8W+R,%XOR(TH7
M7TV:/U_ETC9NZ7,:6E="`F=JVIT95LO<3D"5M5[4S"VOKL4'(@,#QS^KQ3I%
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MA0:[?<?XNXOR>*$\B4I[<LM=[3R%*N&3%2$'P8V\#=S(P(T,W,C`C0S<2*!:
M#=S(P(WDN)UPN9&T4MP+SJ@CO+S[>LWI#8UU`+M77PVO1IS4[,PG5J4^-#C$
MLW;;<L=DS!8*5]FN`RJ*V-AMSK()(E[;(D[0D;ADVV+L^[3Q.O"WT%H&#^>`
M_#B6S*XT*?KVE=J[K=YHR80JL7F^/L#,)GWT@=$BKLX-R+\35)DG7?8V].C@
MO]7/!?97:>ZV>N1%S:^H#CAK_/2=^)AW]"YSFEE/]@HR@[,;."Y>>5$;\S4`
M9UH?_%P@`CKZN3LXKA(<F'(S5""P?J=^W?)N+SM(.BL*#BN+Z`<C(G4?;?\F
M&J&''@>Y9?5MU3IP2P:^N)>@J!%0O"^AS&I%\31Z<<M$AC4@."5#W5.TU'?<
M1D)`;GG2EQT3>EJ!0POCR+W=_QB*#@HZ@W_-=3=L<!R#E^AK]RWT%F2CBQ'W
M`@1A.%ZU$[>$[I;&X@7V=4"#B16<B;VGDPW39O8TW>^N5F2Y(I^"D##4HCNW
M9&V[@T`1OL6T)D61&#;5:>Z6C6W$AKIPX40&U.$;697=DJN-?J]ZH.$LTQRY
M=U?'F_''!)VY+@G<V1^38(.S0Y^@C]V,-%Y5V\?I>X8+A6L#Q`W=$JU;&H5M
M83E0.+X6SA8(;4L%#?.\)&C1>*5X#X2\L5L*ME&CJH&%<^32'(2*]N0U<<NR
MMO9IGD*$XSVIA_496C!RKL+HUVWE8:.CH+,>Q&[7_H^+3?-#ALD8+_'BG4`9
MK[Y%&$>2A!IQR_DMP*UPRRE<CE0<WW1IV/&J3@A2NT9#W'#^J^,J4N;-R@<*
M)P5.';B1W='\UZMQJO5``TJ.HU+WTB7]B\9;/Z.$#M87A&/*UCH^D!,87:>;
M^:]7XW;KPI9ERSDW?(\H!^,OH@?I154J[>>_7HUOKHRWMC''4[>:$?FOU]YD
M-I@\';(A)X/IZ]-L6J91N8RKVX"JE,B0$1DR(L%D1,*M9NKVKBAULRI!@1/^
M.1P241EW&>IDNE8PUFD32QF9]DS$```GME.ME317DNQ"G[(HI70>6CFK$G8I
M,(^XH9,<PS9&DL*`<Z35H@+:<YQF."Z^&K.%V=P7JU)XD_)X69W`.7OS+U>R
M]?4@C5Q(]_S3_9V?+_0L;QLG%I:Q83[O33HB3WHXY,]3"?MQ4A;"U9/3PFG.
M8!>;'.275-.SNAF>#AZ?!Z/99/`RGLR&H\>P]0U;7VA;WU`,*!0#"L6`0C&@
M8S5SJ,GTX+`DNOBZB]+O9+WEUOD1/`VTW(]88GLJ':9YB2E;BNS\E^6BJI@X
M1?@S7I!-F5"]\I9.-JR*JE:2'D[`<%L%BG)?HO1+L;S5T=-.MIFZ5:Y.)883
M%[0=9_=E\ZD$!<YGT_Y6*E]VGN=RP_EH;`7376:3&`RF@\H/R=+XZ'Q&%+X\
M?=9MX1>M&"9+=$`!Y(-X\AGK_&%_[C1DRVXBHLQU<\G;=N&+W1NYXUS<P&V)
M$A4ER^6'$RK^ZQWB.2UH`O44KU'.Q/VU,P9OG/+EV%\`P/<;8GRJ!'(L-AQ>
MO+2ZU[Y6E2]GV0=Y951T%P=T,])-200(YW3AG`[*.5U[(SUFV?)'G"3#S4<4
MXTH'XOF;W<`;*BI7?$!AL5JT\8KX:E&ZCLE(VTZ*PW2G893$G_0J[=TM@GM8
M(C>H0[?^T%B[@91$Y^Q>%S49/`PFDT%_.AO?_[^PV(3%YNH6F^?HSPS/R%MH
MOBEZVY=1*[ZF:%'B;:X3FSZBV8,'U!)]1&`*GRB(S.53:/?ABL;2PCZM#6R+
M`^.-B1US:ES8&M[M7*_3&4T%+O$7$?LQ^T0XI?.7E,\@;.<TMT;KTV-;5`8.
MC/7J]>8^B7*"MRK@(%E-N6WL<(.LK)\B#'#V=$WAI!/G^<.6^$'*BZ!0R6R[
M,$&`^5HZVP/(BF7(,)=@AY:;,HD*LO.>(EIS]?C";@E75*&M4Y(6>[`S#GX5
MD8#Y3NKQM5TW*04P2ZO2$HHK"ZN='?J6W=6%@P,.G>M$0.FDQGS>$GE+?YWA
MJ9MM)1X6,)^1(>-`6W2,6`G>1FA7U$ZZ\3EZSBW-COL%L$UQ)CD8W1\OB%6Z
M9DY+QDH8J;Q&_I#NQ!@`[60.Y0$5K<-I`9^JIP``SOI?B;<5K%_B.%UOZ[Q5
MA;]&Z$?U&[''IM#>'WZ<,APX+._C&6""EFA3B=+;9*7X@AYA0W]X;G(<<,C@
MC,*IQ^+WTN7V!RA=H!;U9F6]^4.=:PD.3@638VEEI2<93_M#O>,(#X>2SAE"
M+U&\C&E6KL@1D;9U>W65CIV4H,`A;7/$U;>5VXNI#%BH>=64>]*VO<KW3B^5
M:K,Z"8!(J-X,5MC_H:]Z(QV1__C_4$L#!!0````(`/-0;T(:.9Z7P+8``+\4
M"P`5`!P`<VAB:2TR,#$R,3(S,5]L86(N>&UL550)``,J*T-1*BM#475X"P`!
M!"4.```$.0$``.V]>W/D-I8G^O^-N-\!M^]L=#DB9;O*=H_MW9T;J9=;L54E
MC22WMZ-C8X*91"HQ9I+9)%,J]:>_.`!?21(O/@"D>K9WURH).#@'/+\?7@<'
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M!X]IL/X]@R8?@OR0-AO]4#O"M_]*>Q`MIV_T<7M(LV:C_UHV^N//W__P\[<?
M[#;ZT\_T_WYOO5'*?3^\M]WH!XKO/]EN]#OJ2S]:;?3]MS\#-'^PW>C[?Z5\
M8+O1#S_^_(-=[Z6<]^VW/_]@N7O?,YQ^:[O1[[\'[K7=*"6E[VPW^L-<EK8&
MMA_K">#W'X#N9QC8!$U^"Y,;(`:+35*>IR.XT0QT\/#]4Z-K*=O/PKK"1FGG
M?O>]I9'T_?=U]U(._,X*ZS8;_>Y;F/=9;90.+C]:&K[K1G^DG/#S=S_9;A06
M")8=Z4]LQMM@HXC$OZ^"#".Z1HZS__F';9[O?_[FFY>7EZ^_K-+HZR1]^N;#
MM]]^]TU9\`^\Y,]?,G)4^N6[LNS[;_[WIX\/ZRW>!6<DSO(@7M>U0$Q?O?<_
M_?33-^ROM&A&?LY8_8_).LC9JEVI%Q*6@'^=E<7.X%=G[S^<???^ZR]9^`?H
M@S2)\#W>(-;\S_GK'O_//V1DMX]`;?:[;8HW_3I$:?H-U/\FQD]!CD.0_^,9
M;8++_W^+7_\!0:%?[V\J*4S"(?OFD)T]!<&>"XF"%8Y*47_XYM_0#-K]!-:_
M_U-3NX_0;%?%=E?^="2+5Z(ZVM#P#J<D":_B8:JV:EO5^2$/TGR$UHWZEO1^
M3/(@&J1QHZ8E73_C87U;U;/5IY2R\;`^K6M.J&O>U=.X(^L>A'$$?OY(VS_2
M#'_)<1P"_?'?0DT)EW,.A#&`#4W)^DA8!(-!DA[;F6U7A-KR_L/[#P7CPF_^
MHQQ#ES&%?4[RUYMXDZ0[-I@L5UE.A\J\%,149^+_0[_N-_]6&GVD8XJSY)"N
ML9'!O-^/E0E6!LK`X$IKPG8VCL]^??C#OU5SB"`.$:^(&C71W\JZ_^=_\/:G
M,^<9IZND<G9/K%JFQ[Y$IT6E;O1'A5E%B6_6"9W)[/.SHP^V29.=J?.4JB2F
M7?*--BZ:LXQ-D*V8->5<`_#R#8[R:O;!$'3V[?MRUE+\^C_HX)-CT.HQ6-4,
MTP",H*`%=`A5;#M-50#]C16Q[O'3:6K#B^6?OG19Z7=WX)]TY,$W],=,QT?K
MPB[\M*FJQ`.@&&+EW#OL>)6=>&['*83>V_8(4P_.\/KKI^3YFQ`3[KSTA[;/
MTE_]!V?V>_Q$@-#C_'.PZV-585$+_BI1L_WIBQ&X+H>@H&UOG5QA&[ZJ<H;2
M4Q6>,*^?7E!DI$%T0V?P7_X7?I4Z:KNL54_M*BKX\D5!Q$HB6M2=LTZGLUU_
M%3A%UV'[/6(NC[TXI"EM\)IDZR#Z*P[2JSB\I.PN<%IA<4M^*U&W[09%4<3+
M(BA,USXA;/DZX=J95+?EQ2I':3JRPDOF9=]K$N'T@K;VE*1R[CTN:95YVTH*
M.(P50V4Y=Z0[B;IV^;;7#;ILV^<#<_GG8QI`[.3#ZVZ5=/J[4/ZXC"6?;"O6
M_KS%WQ$OX,(-QVEHR_-Z/W#3Y_J^[LQST62W2^*'/%G__K`-Z->Y/>1PM`AJ
MR">FLHIV9ZER$T33/U8+L6H+Q"NB1DV',U@K]EB>W6JX6<]45^UC<Z&CW#9^
MI&(%.#@J8LGC6VH)-_+A[RX\>(Q^MCRR[],V?:_GN\[E94O:3@AM74>!B&Z/
MRUCRL[9B[0]9_1U!`1>>-DY#6[[6^X&;SM;W=>?FM"IL0[*0[R]KF>7:B@KI
MA!=TNGR?6F?;;-CK%'VTV.<1<WLLWRG@+5_3W_4=1\G+6_;</H6%GE!LXQ0.
MP8J[]."I=;?MR4)GZ?-FD:?8\6C8^]+WY[JT$V]N*JOR![8EZ8DG3Z.W&R_N
M.(C8A]O>,>^^P6\XBOY7G+S$#SC(DAB'-UEVP*G`C^5UK.X6B!47+*RAPAFK
M@<HJB-=QMT4PHQ%V]P44;M3=$I#[T+P^_Y<D.L1YD/)-81%G]Y>UZN-=105N
M417D6_-.R'IBE>WZK\`ENG[;[P\S[^WR8[9[O$_2'+:5\R`73C6D5>SNYXK4
M%NU\%J>A507$:SC<P9W)`LM[ME+WZ=FME?G.O)Y^=UA%9'T=)4%?]'E_.:L^
M?:R@P`UX(<1*N7/>T:K:]=*>3]]US>YW=Q!+>[NY)G$0KPE=;R8945R9,*KN
M(MY6;HXXG/5V@ZJ*J*SI\.+$9(8EAH8YB=W5<$)A-*_:`^VA:IEE.,\T\-,J
M:!$I'14[1Q2LP)RNGS>NQXW5TQ4NU>H]/%P]/KA$5[\SMG'4ZXGV$',19-ME
M'%X>\#4UX#R(?Y==ZN@K;1$[_<IVXB!I*79GC99#4!"QDJX\U5#ID"H-OH16
MLRB=-ZX;VU'9)N0DWMS&G=B5[8'O)J94C+/\'`<I71I=TC42'4"SFUB%0T5%
MBY!4FM#VFK+"65$#E5703<R!RGSJ-M_BM#%SNHDS.F4_P.S"&9*'V[HJ;`U+
M6UF.D839Z!PT>E[8QH^6"]J#TC4.<1I$UX<XS!Z2*)2`IU/4(EQZU&P[35$$
ML3(("KGR=P-E-TS9K$=9FYXL<H*V[PH\P)ZW?@K2WW$.EW@?\/J0TD43UEFU
M2*M9]&*%^FTGJ8NCNKP':WM#,V[B9\IW;%&?5>5_=NGO.F[4]GT-'[*X7G\.
M2`2Z7"?I0]!42;9V%U>RN8Z7J=Y9C):%SVCI,RC>0(*S)?0@"]`F25%&BR]0
MD*--0%+T'$2'Z:/KM%8J\]I@=;=`"87.SH$*!_9P_&<<A8_))TCC2/)7+10+
MJUC$L$3MMN]`T;/'Y*PL/"=^M?;G#'5'>8)VI>[U\+5`RQV<R_T#A^@BR?(%
M8EG%7%'2"*,8E(/*F#4U!ITUL`T;\?_R8?'CC]^C=^#%7[%EYK_\:?&OWWU@
MOWG_E1L*,W7"/#G;=9UPK@\7X@V)V:;^+P<2%LDEYS!%[).3V[2GE>@L+IC>
MJMXIX@)=!&GZ"NM_:M@A=G(TJLO4[4%&0=/VAIB/21!GRSC\B(,,9_=XC<DS
M#'Z_I$F6E1W,^U<RZIA(L3@0F1G7]CI6F]$9KX]J`0O$1+@9HL9;A>Y)]CNZ
M#W('5R\G_#9N!I9QBK/A!$6SJ&](P!-\`24'#[>I+T^O56^R.7P,8.'VB&).
MP>X'F644)2]]7JK1-75=#P:4IB%&PTA5T3<:EEJ$L^QG%)0EV+)_G>*0Y)38
MLDQC:N:6J66V<7Z6V.8;PXWZ4',9\SAF'B.S:*EOBP_\W2$X7=9NLYM[KOZ,
MBV!C'`Y>#G1E>,#=?889<3@5,!O-C<&1SX:-')UT3&O,M!<HQIZ-0=H?IZ6[
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M#M!Q&I2I5=WN_0$=<WHBZXMJB-?CU/:NJHO*RC-$=>BP\4"[^%X`OQA`:AL#
MD#'/&D'_[L,0>VY[+7&YSV'!$,N7-[3IH.<*ARX7V.,WUM'W.(BN,KAA3&>A
MUTF*8?<&AUQ-";MI5+;(;5JF]#L:U$*\&EMGU!713/=NM5AMA$4I6(1KBSC'
M<12AY"7&X3RDH,EO)VB9%MV=H%T&D^!!UM63XI7K2?$@_8M)LD!YFX.//E>W
MAQYMHK8\\.B-,(Z&$@5>G0\,0OV<[AGK=%TP4]=I,[19UUG'N`:8':%6"5C[
M6!5^2Y<`E3O87``P2N9B6SF]"V9#5+.?948$34>H_$B"%8GXW=(X9$^U;),H
MI(X*1PKYJ\9=9VT1-B-S],WJ!!?45:N#H_S5@TO08VRZ69[??+QYO+GJY%F2
M:C]."^T.Z+VZ)/DN3J,\#.WO!'F8H<4>$WQ.Z$JK+U-(0V,)"VA5M\@`FN:T
MO:Q1K9WW!DD\T!8'3&!5D>'&S2`]G?XHQ#M*SRZIP`0Q;1HP@(OK+%=Z^%?7
M=9[K2NYCHG17/L!^E#U.`3^'YNY3;FD`7!</]M!=)OZ2@+@J8A&K#;4ZK[L4
M?W*S$-=0;/Y;29H$(=&5+W_#V;I2AP4&JV<3ZFU\M!'=`H?%#.3;),T?<;H[
M3](T>:'>)L-P7VF;^<5[E>UDW8929U",#K,K1_'4)JKFH.JJ*N<-\$?8X(8*
MO%#8[)[DA"I;S1DOIHU.BG@A9U@^U=-;:W2*VC[?D\]?^4F5!\L&;5VC&775
M/UJ3:^K'^9K&S%_@G3;OV\9/`&88667[]LUB5F_-'JG7O=P7/[F>&>BHR)@^
MI`6\F0L8:>WJ[JI+%8VSV4B57:[_?B#\&96S%$<PDRC\X?NOO_WQOZ%R?V^!
M@C@^T$7./GB%*SH92N@'11ORC-$K#MP\@2?CBNZ]U`Y1.#F@U#N#='3,:'9B
M98G&U`.J/^2EUM7]-&6DDH[.*36.(AV\JC8@TL"/V`*CD_=FX3^6L03+/$_)
MZL`3K3\FZ"Y@ST>Z#S$P,^WQ]N)__?GVX^75_0,U[=]_O7G\Z]CH`HOQ!,=?
M!K/&W#[Q9AI*X%'PP$6RVR4Q4^@OD,-7`N).49O/4G75[+R5Q(H@5F:!6*D%
M?VI[^M<]M`9Q?9TS*./L\2PS-1=T-ESF>_Z7K[]]3R?)AWR;I"R7\'<_++[]
M]EOX?RC;4F[,_GOQ7T38A^"7'`YYE@<LPO[LQ\7W/_SKXKL??N(9H]G?6XFB
M^?\</'0E0$;GE:M^6%B,SPU#1IE!=!>0\":^"/:$SF<:>DE`K5'99EROCBF=
MY5Q5"4$M>.2JJ$?GR`U2<!9Z.]*H/1A%8K3F]5Q>!IKD^Q#!]_'J+OW,EOIS
M"U^?/3J!S[K488\*[W$>D!B'5T$*;I0MU^O#[L!V>"[IU')-9(L4C<H6J5#+
ME+8#EI5060N]:]1#1<7I[^MK,N$XFW!1R\T.@J>Z&Y#WG![E%7?/:Z@_U*W/
M=FWJUJ8ZB[/86@5V#D>'D7V*MSC.R#.^B=?)#G],,DB@<+MY#+[(IK2&DFS.
M;XV-[)Y=U#[)CX"/9"`N!+T#,5_QC"VW&T1E.9O]3FHROR"_/C*9%"9#ZF='
M#PS-;V0TQQ,C)C-_%YZ;,,_U:FQQV@_^##T#V;JSA!A$U2X/.XP..=P>;HP[
MU/#G)$-X8)=I'`38X7_?E#8@=BW5"\;)%NZ(=YR>;L^#],^!O+M&KA>ZT5_5
MHVOC\B"/QG5Q#Z(H=`WH1"TP,_PA1:LF^7237"-L0P88'?!GVQ5AD'[_H0`T
M_.8_+I(X2R(2PH2JX,*'+<9YQL?T+<[).H@D`1M#I%B`^3#CNL>8M8!R$HVX
M"'0DPV%`AS^6VD#4"*<MP37<8]V_W7T=D%05=:&NZ\%KWDU##)[U7B"HR&,U
M_'KB6V9070IM.R]DXRPG.P:[QKO8[TB,PB2*@G2&#:J1[WZ?D*63/)2M=%71
MB]E7E;TS.NU$[V;+C.Q]0+OG^^K8Z\.SVAT2U7U?N\V@3H+NZ`!UFSY`@LZ0
MZ7*'TP>(F)*,"#JUW83F28R11^O1BN@V1;PJ=S5$*R-6VX/`.'/#.K%R#69$
M>VH:BXOK<*2C`#>5%TIBWA0NZ`143(%L6<4EZH&I4\L-B'J4EX.'5T!U#0\`
MHV]$`90B3#00&N$(&2)7DB!"X$<.D<"CH$U04-1PB8!*:1WOGRW2>ZCKJ[0_
M=GLR4YBZSC;=-!TO>*[)*6J/W5Z)V".?=XC6VSH^W@2RS6HN<7NLOIX/->IX
M@V`M.XYAG,QHAL&1WM2?Q*L`C.F-\R>J0H<*E#36Y0&;>2@A9(.M!F"#0>-F
MJ*B&U9R3(J6[6R<L-*<JZL'%SUF4MYNG4>HRW>R,,G^QGW%U&8>7Y)F$.`ZY
M:K>4R8*<@D_+^;6%.,C!JF6:*`4H.[@MJQ<Q;91W2PE>(&>,F9\?K^ZO'A[1
MS>>+VT]7/B0ZU?=$4<93;3=T`K-K7$4$!C$<H'_$0::5V5A2V0VLQ*9(X42K
M54AB-=EO>5T/4#30J@V&F7.,(JCE-M?Q3$8X8@,%8"0L($>+!X-L?8AS_OH8
M?('(59@2'+(Q@ZY:J`^#L([I9H-R\SS^_!450A&7ZO-`/;HKPD(<@R[I.Q?]
MV1,L#W1_[9%>U_?M8[^M7Z&=!L!%-1V@6&R$T#_[T%E4<PU$?6L$"KL`D<*/
M1$B1.Y$7<+CZ@G=[G1%/7-</2%2&F(("\9H>XD)H$OW;&>[5VA-P''N5`3R.
M7,H50*YQ2)>NT?6!#NX/220[^U14=`:-'A.4N"CJ(%8)02T_,&%B"YV*;0HS
M-LR,K,<,=R`1>98<(0*W<@6/\D6,WTB^O29Q$*])$-W$64[R`X0>ZNRJZ$IR
M!B`=(Y6(*H4@D((J,:@IQP^,C3*7@JY\R06]@*7\#OHJB']WO"=CV3AWQ**-
M23G3Z`+2@UV<:GMYU!&)%[LR35,&'HFXN0`QSB*>>L,U_QGISJ\8SJ2XZ6ZS
MN=KS=KS1#8LY7,>+[;4.+YD?F#DCV:LO>QQGV&`?O%W#`9UVE1:Z35'4HVUI
M#>7+P^*K_WUW]?G!B]-B@9^(/+W?29RYM\:+F*(:[MQ;\I9BV[WK=8<GWJVC
M>V.:[>K!MVFU=HA+U9.6<N]VADNS!R\U*KM#J][;@5W@-A[(/)_OQ<9A*#:T
M">*;_7E_TG=;1C'53-8X9#"#1RRU><`9KVD^S">KY8[)%*^A=2ELYH?\AG&7
MKA4L",O]>WG^:3^*GR;3WR$CZ;R8IT:P,P[2YQV'7*/!+V[W.37TQ#/I.8SW
M7&@ZA.'4>Y:3:WO,:(]VW,`A@6F2EN.SY4*+SU@_)*E1Q=EI\9':BF-A]*XH
MS?,SNV8*#0,@B_3<AP<#CG7E.E_!]1KO[MF(O%Q^+-MQ<7OPO$N39Y*1)+Y.
M4@CHAXS:."L4DD5&*2I:A*K2A+;O5!40K<$NRR!>IYR%.'H3<(0A&VK(.L4A
MR=EC`.ZN_'AM@Q8)^6G!@.G,G(;8Y%8]BFHSK!8_.9X&+3?TEWV*FDZ.Q()<
M3YED)AI,I)@8)"!NKZ98)@;W3&+0\IK^&]W=W_[EYN'F]C.ZOKU'%_=7ES>/
MZ./MP\/5@T=3,^NV.I_2*1&K-=%3P=4>+7U.8G*DH49LB+B.1;*1*=YQO;IL
M22WN(T2,#+C][-%:1^DS;0RH',:>NU]CEET?TN*0#+"7%8?C2;I<KY-#+(T:
MT:EM$0)ZQK1]"6JQ8--&O2JBA(ZJ9557N!AFU0-.G\D:H_4V2)_X;?LB<`,%
M`H-L0L;`[]K@T7<ZES"Z)N%A38+TE?[Z,3UD^7*=DV=VZ\L(4#(Y3J$E-U`/
M9)4,]B<F!=5B_`&<F:W<#K"H<4E^@[$'0;R#_%0-0+63VH/B+P%A,\?;^"&(
M\.VFOFTIWV.7U[,(-94!;7>#\L7[A^@V1E`)'C%M7OJ=8]==:P-OB"ULK,IH
M\0Q><NS-,^&*&4[%'*T%K/?&F(5@6#+')EMK45F;G75XS.8N7W9(X69,8[3@
M*9/D6WKB6E;W[V3*=S?KBM+-.4Z9B<SAEMPP&X(G'*]?X5GERA3WTQ<-;^IN
M-ZE<R>+KD0R6%T&VO8Z2ES_C\`G?Q'BSP3!;PC&6;G-K5+;Y@J2.*9TW)&DE
M8%RHAJ`>8A51JZ:;J<H@B^[Q.@JH4VW(FCU"!,,(/Q]"*5XG3S&\:$"!@V*<
MS_,HN>Z#F6.^%X0GDK@R<`V?;P.?;PMR7`WXOI@T5#7M3QR2;$U]YY#BQC73
MB;!E]2%0[5[I/`6JRWT.SPG8B^S5C5;^.Y,S@][Z+L\/!`:ISQ(6B%5MI"^^
M<7KQ?:AEW(JX89_+4+"YK7!Z8"(#C_+P1((<AWQ@@GVG.-?"M)LYF:FN;A-L
M>*+M,#;IV\=F`>F>,X<V2[AD!/TT$Y)*;CA"G:^AZ=+^Y)LP,Z$13N!!U@FU
MYTB\W77NB8<@"E+"3HA^"YZDVWR=HA9=O$?-GL>0H"O9(M&5&VNH619A6XTO
M4,BE[XH^?]MC!=_>GI^R62/M_B2]QQ'L-Q3`D3FLN(Y%SY4IWC_Y9X7/BM(E
M1SO;BC+1_VJWCY)7C-&*KO(WCI..*#VF[>,J=['H[.OU81_$ZU?Y&?A1,9LN
M?:Q>QXO+/SN]/Z:KI`]7(?N^=\<[NQ_;GD->_?U`]G#4JKZNW2EJT3%[U.Q0
M5%EDMAO;FOZIH>OU(8U)?D@QFRO@2G,//%;D$&VO%7B#S1/M39+NV*3P$:^W
M<1(E3Q#W=!GDP5V:K'&6J7*T:@FP>LZM:5+WN+BJB.J:/',KK8OJRNZ.OP>:
MQO3?"_6W>^IMXG'=`W`#=W.Y.W))4KRFK66*X!!53:?[)&TC=#9+JCI.`T7,
M;:G^_D?VH)M?.R:]WJ3>-NES)8NQJTD2OI`H6D*&W)SV-5E%>)EE.+_9[0.2
MPK@G0896=9N1K'KF="+SBFIL'*DK(E83U56=18%.8!;/J4]JXP*HGR$BM,YJ
MX*&!'W;B#_6=T!ZPEKLDS<D_V"AXNVGI)1ML%!4M@DEI0MO?FA4@(+R-)&<C
MS3A+DHT(/&Y.TD9;T_DN"\1.WL8&(>GYO%8`4E^>>ZE9Y=3FKSA($8Y#3!<$
M>(UW*_K=OGN_0`!3EP2GUS=M:M,B`Y=3Z#K&5;VMHE/;Z52ZSQB=Z71=S_6.
MS#";I#'8'NS4&+B=>KXM\CF;5S?96V/%'=)&N'BZ3U(&];L4[\AAIX:4L2BK
M%SB-S>S>X>3OS!4R4//"0R4%%6)<8V\*>R]O+N@LHS1R7QCF`02'^FSW)N<@
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MDC@[QYLDQ;S<8_`%9Y](G-"IX6N9M'%9/MU92H%PG/SU$\ZW"?U+F3]#GMO!
MGA968VAL=FYWSY#GA^59@*`NJE5`M0Z(*X&X9,1%HX;L19D/DFFXH$-%G@9)
M&I(8LG3=Y'@'Z80H.*ATVB\1O]W)]7?U5(G+CF?7KE>\4_GM*)0'7\IP97=1
M3T[[Y/;A`9U?7=_>7Y5Y;1^7_YO^YO/5]<VCJVR]_T0]LJ>5J":!]LO4+ONF
MX*P"/!THN5V\.!@RN_%[ML=+VS,2JG,Q)3KGM*F</71K6!_I^Y06C,JT:'4X
M^:XH_97+P=)`=QC,WA6CV5>NEV*#M)]K*#88=G0T+E__FD_O0>]_#>]P]*[P
MEHZKVR=P(</TDZV(7BSN/N&\9FS9QM-1.9M[3BT%^U[0.EZ4+/,\):M#'D"@
MTV."[H)TCAA.O3TH#>U=9NMRII_>'I-*NRO^6L7DVO7&H7G7AX:S;QT]WT6-
M.;+3_:X^7NIL=?60DL6;A4$:PR/8=SA]V%*..0\RLI90:']YFW<,!0IW+AH6
MY1`MB%C)!6)EW7"HKMILAX2N55@8&WN)G19&9UQU]([$*$RB*$AY(?;7Z2?'
MNE<H-6WBND>]EEFR2(NIS>PI<U1V;!H;R2"%Y&0!R(5#<:K$)5@&?A^K5U]E
MW=.Y_RJA*W<D>TFB0RY]'5-4PR'1UDKK4&U1V@^R%:LNHMNBAN>$*[:KU/_T
M2%=MDS7B;<%T,NJMG.OTR;?512KZ/:8Q>P1\P7KU(4_6OU^29Q+B.*QT@CRY
M=P&1L;%6=8O4K&E.3X8N\"U6#QBZJ+EH\C9+B`SUW3#W4,M`Z["L@/:TE#/6
MT^3R@99>3F*D3<HPP5Z;/PR`9S%E'X3`P@D07&J#A3M_W6F?XBV.,_*,M5_"
M-)5D,^&?L9&=1'NE!'Z;EFUN%D^:U5+\>4]S2H.3,09;33\XS)4[V0D'^;'5
MX;^MRV=,E7T,OFB@5*>VW<%?PYB^[)P=)^1G#2Q-'("42E@(#A[F!*CNQ&"T
MU3#=_MGA>#_``!ZDOCXRHSCUY*L'QR.[+JQZ!G9-3%F^9-*CV*\Q7.V!IVG^
MG$0A7<XTW@RK7@M;I@020UW2?\9/=(I"DI`'FE"+)-PR7YNV+[K,U'']@)"R
M6=TL*MI%[4<?J]91T3SB[2.NP`(5@9]4!Z=7<"QU:J/'MD6//97O_07/`8E@
M,#BC]<_@]3\/7B_THG/>1<4E4]->LGZ?:$Y2Z[V1-".CG>YX8'<D./$QP"G[
MOR':[^]'B+'D#X*]%08WM?.4.=@B^_K$NZ!N^P7)9?B?!QZ.?9VD[1=\:;7H
M$.+P)JYB;,;,R:=MWP-NGKI#![!UYT70NGU$%>AYGAV52M`?4!TWZ?.4?>Y^
M[GM6E4]1YWY5=1K.]ZE_W`<-6J4_W?%C#NY[&R.*N['D#8TB/HP?;W3@L+<`
M,$[3<O(6^S/\G>+R9V+VM3F4^3:(+<OMQT+]QIJNLJP\7QDX6ADUX<FP9-@M
M`\:?JH4SVL09&VV:VTM5*\TS5C<'J#/V4V/+3>_88,&FVG06GK:'[Z#18T69
MWEOM/HS,_X2]-GIL']EGGROC4+!+#FZ??9B:D$T&L`%L['ZDNL0I>:8>^XRS
M?S]0U]^\DOAIF?T9AT\X*[6]@Z3Q=$1NA*$\)CP(12-69_:F/1C9)NS&`2->
MHW54-X^6&>(*'$<3%6HXB"H:2?`S=C(+5MY$R0O:4FG0>;0<>6;H[80G^4!H
M4^-6E^@F!JU[`JR'_/KXI6'D;#%$YJUY0'/C.FO<R7'KQ+C)>2<<,#1%/VI%
MPZPE#.?;[HLO;I9HN=E*Z&8^#!03\)OY@?90<CO%X<#60'"R0X`;\G\3K']:
M!P4^V^=J8')EX:/?'_(T1T8K8Z*+T;!/RS+UYCUU)U@>7].Y(U_FW:4X#[XL
MU^O#[A"!L\EVQ21CXYRM6APIY^T\R62_-2B6;2)HE%\:AV:K/2#>\@(UVD;*
M4=C-P8C=+IUQ/-6<,;P9>XWRV]FUFJ65H2LZ*G]'XBKH['A=[#3*S`(+MX>M
M^2G8_9(.E-':MAQX"J\GVX.EFTE'S'P*X=]Y^]".Z1P9ZVZZ>7!T/,&!^]!N
M4YX:NS\7G\TT'Q8_QJ1H<A)NPHA^C`\:)U<#1P<=R9Z,#7J=,&!DT#]]]I'B
MAG4+SX:?F.:*<$][5LWUA0H-\&]"A/K@]R+QCH3B9+7\2+33%]4Q+L&.=UEU
MA+CK0YR'274T]9\EI[T6+XYQKUFT-MI/F5I[3_(6B8A734E.\@^RS(@0AT'!
MSE^I,LLZ**GO)M>@U"!IAL%FS?+!1O?AA>--2XY-^Z/:-D<)!-6^*$D;J'1$
M!_#B>@#RDQC>>UM^(;(3)GD]%W`2&-!)W\X=JBY'?8N6=(\93?VK\@ND:XH3
MB,C\20@-B3/9@\0=E873%(<,II_P;H53"1)ZBUL$@$#=MM]4Q3C!HK_QDDZ=
M1=;3;1^1=+.3S.I*O^B6=9,S7>@1%XT$Z5ZX@[!W)8FR'3G";T&:!G&N=(+C
M<A8=H*U@^^,7?_?BN_=V9ON;]_6DO>^]#$.V5@PB2,)^$U\$>T)7O<KO+Z]G
MT1]4!K3]HR[/WD<XNXE1447H,K9F3&--(6I3;'J_EFNUT:#C5_;0<8_S@,0X
M+!]`4<)"4,$B'H0J=],I\8*H>O?)!Z>1]WC;6Z3=;9%$U>$M:D+5EF&37`T,
MZ["32<R@%[YG_!D[Y&7X#2T^77>\_KQ,=A0W$F_L+V_SV3J!PJI=#_0W7M39
M(#ZYXE;?!9.Y2>=5,(F/Z'AVMET1YJ_O/Q3>"K_YCSKS0?:8"*8#]WA//]\V
MR/#MII@_]SCS*'$6?'VDN=WI8"4)#B1;LT/4F.C6\F#+O9!H&S`36]^P*=F@
MEYEL"A/*\.4[U_,;59`$V>V#-8\0VV+T'$2'II$HK62%*.17VJ`<_37$$-!_
M[=DMD:]M7XUR\85ML.44-%62Z00<-8)K"T$W67;`8?-&T5_`QT24JJAEBSF5
MRHNVAGB-X]N?B%5RPH&#[2"LAAN.,U9:C\JX248L9@WQ>F`Y`K864D;@MSX[
M@*<4,T$[CT&Z%V'90((M7!L9)3D-8K4E8$<@P@GB)[(PXQ86F*'#0W8`#.4)
M>ES>W[GAA5&FR3EBKVFXG^QA#M4C)C'&Z22LPE]LS=9P)>$VYDTW&U6SBE*"
M?5;1,$IUQEQ69^_0<&<\(AC'K#+`PLHB<%N&+(@<;,$.Y+JFE0&VR6DEU+7<
MO[65FR_N@#)U>4A`F9HD-&;3:KU.,3CP[:9LZ+AYX?:4LJ*UC2@-$WKV^'D=
MV$>J'*K%EFXVE@984QD0E)4=[1\-T%V3XRK+_".S>;Z8O?T@708XWOG1A+_-
MN%G:ZCT.,=[A\#:]"*)(;VO(4(#52%I-D[HAJ3#LES71;8IXW7;B,"=[1Z.M
M@SJ[?9G48K9IGED:+3O6V`T<-@%4-X+8`$V664*P"&7SJW,XC8"S01QGO8-=
MNX?,A-EF#U-3^YFD;R^J8(\%7T>>,6&H*:VZ=GB=I!M,\D/J+JW#-'UQM'NS
M25)$@1LEKQASL)ZM6!\$+T$:.KK49_>;KP3?/#GZY@O$+CXZI[)!J.^EM2&0
MMQD9JSZ48ZJNVJK>8SH9STB.'W#Z3-:8VW;/'RF$`JHIU.Q-6XW/G;T;!P="
MR$BW:AT5S9=G!PT%W`4*6^_3AP8SKQL"W088VT%H-T;9"CSM4=TE>28ACL/L
M>.T)F=PD+"6K99%@Y,IW=PR*THOV-M6"Y;]T!6DS*^[:.]-E;5?+MIG4M\DF
M&B!H$X$:`0XPW+A#I@O@=A47Z.VJ+8%N\X:?)[A5Z\_2ZU:NCO8P%WGW+]]^
M_>V/L._*#[4G3.XT$,"#[/`"MP+'%X*VW^M''`)=)'&61"2$_JYN?F>WFXLM
M[3YX@+2;'H%G#=KBG*R#2)+T8UKYMHZ4)NR0[AW?6C2J9<,^22$=YOE]V42.
M6G"86\2_'OJC:1=9.UR9&EE'9S`3P\I)!J$RZ7)FECBH6\U-OJ`^]:5I@JI4
M]9E?V8',#$DT#7&4"DCH5)(,0"*/LH>*SS@')>[2!,;Y\/SUUPP>_;ZE<ZP`
M#KF753IE#:P,$&8108-,[<L]S+RP%(/.7]$[D$3'AZ]0)0S5TCS`W"2F5T]X
M9CP(*JELE3SE*;5P*DWUCS.:^2$[]BT?_HRN/][^]H"N[V\_H=N[J_OEX\WG
M7]#RXO'F+S>/-U</3I\J'=XW;0H:#%1'!PJPYQ>O203Y!^ODKX_)=-0U2W.N
M#@ZFZR[%84'5$#N!.[ZC3O]\>D3IH!OS!!XH*+H17B.`3*'P6_:VP;[LO=7K
M/(0[)\Y&4[)6/\'/P_K*V?'+Q/TL/7*9ELPLOR9PB??THQ-V'+2,P^4.0B__
MH0J145:U_1Z`W(S^A/_-.BB(0]2LY32-OYDU'3L"B1W6T]5K.%AO/GJU=UE-
MJ,/#8IM:U"&R&=7O+L4[<MAE-_$S+IA!-AD:)M!NJIUA)HMC\M\U17W5#-'/
MF-N6\A:H(='9/&4J^[LQX?"L4HA7.<KP^I`Z?;[<K966DRF-@'!/9J7A^+6X
M(VL<^NH^O-4H;+,G5,K-DQ=F49@]@4L(?X&?W87M>VN`7H3L7.I;W>LVBUGU
M(R[UZLL:T]5.\.4<QWA#\FMJ5K]J/6L?"16-DVLS-=S(#NA<G6/RX%4?5$A$
M[^`?E_3'-<'Q^O4K!&U(@D7[]GZ<):";IWO@;<("LGRS_"A6']*</.&))Y!F
M4RO?[+::MV\*3NCD]YN`$"S&OQ41>'Q#B&I]Q3]:H;PL#$Y1TV8TG-*([EY$
M$4E9;%4#<165T+NBVO0O!NH&QPTWIW@"$-"WXJ7=S'-F^B(>7.;1!$PG?$X+
M+?9P7S]"_A!$^'9SE\)&>?YZ1S\*>W9EOY._Q*HIP"(+:)O4=CVH6!Y6068:
M6AMV?<KZB`E`E017M##8OH_LF6STCKV:S5[+#DFV3[(@RHI+OSL"!6!S"\]F
MI19O3/(-D^(;)N)O*"`26Y.NP6:^^X5_0_[R^<!/:9,NS7BFS9I&)#,B!)GU
M*H<);RJ[W;#=_7L<1%<9Q&FQ?SYN@_BWE-`OG+ST[4^-$&8KN'BHJ7V`RU!!
M+05KLBA9?F@%TA`75_P&!*)*HI.PX:EL_UBA+V-64^3Q]YA3L!ISJVE55UE&
MI[+S<<L/V)\8N;)GI:F)V2%B:W:^K&,=`'3#>^"(C@2=XB91SEP?'VQ_@?)G
M4,'$&:S%@8^BMZ.@[S'<9F]R2R?9M/,S?(GY?QOQ#,4]4XU`,`,A%B>Y1J:U
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MZ:2BRQ@^)C204**!$"\3&`BHPO`^KO_9"D2;P#JW0=T0B1O;_,Q2(*(78_0Y
M9Q=^BV:B="DR8>[91FZJ(>M4POS*`C")Z>UT*:2R=?YT*1K^.'FZE)O/?[EZ
M.(%T*1I]HTE(:J#:(R:JVQKC,(.P\T]!7EQIO$LQ77>S@/ME',)S&-GM9OD<
MD`B6K-=)"F?Y#]4-2`E732/?(GU-U2'=;+Q<+K_D4DMF&9)+V2PZA$F'T*A*
M_AEMX(S%*#[,<+?6C.-F[Q]&>KM*,NN2?4J7J&0?1*CJJ613,"/+\5;?QD5!
MV2I[]`*";ER2R:3X:O/+E.!R0SD\3G,TLRC%."(0#?/D/%$&EWM/!6,L;40&
MCD"UG778/#:?!'WI8E7&4II`M4A&!5,^)LOUWP\DQ<.XR$"*32HR,J[CJ^50
M"Z^[\/J>\M`X,ZE6VR`["?*9SE!+UID%%'CP(:V2JSGW=+C5F'B\7%K^&4?A
M8U(4>IUZ82F4[N>R4M(9$RPJ0?K98W)6RO>!O^?MF[$+RBUM$_)%%B)>?9F/
MC<34B,6D`E!N*.9C$L2W*7DB,;OLE+W7)(]N/4>TT&>`'/!0`S6K^(!@'3/J
M&Q<0<A#1&LX2FLR@NBM"$")`!G61^SM<@AU=VZ6LHY-?P$"(RP68S#2=]5=9
M?\%OJ"_88.8\U<`X,YO3=I^2"YR.52-763/;Y71)I>02Y8I*120N-\X',:6!
M%*?;YD9NV;MK[BE;3F/I\0ZR5\3ISD"W>^/F9&.,19=LT[JY;\0Q[;I.F:5K
MB!Z?='*5^$,A!B8=X\I6)I*!S#&W76X)0X`H-4WTP\GAFNW\D)$80Z(/2EKE
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M#3VS#W]F;ND`>#?C4:<2X0)R:K,D>+LY`;"9&WCC-<PT_5"(,3TG='.P=%]%
M%]YN'K9)FC_B='>)5[H'V.+ZC@Z89`;)#YG>U571[>8KQ&J?074$]7TX:C(Q
MCJN?@_JK)$V3%^IZ7@3Y36Z$JR,D)79DQT@JX/CXTF+/]%Q"$^/D>OG28G\'
MS/#28M\RWDV>LYDZI_G>8(HCML.?)T>O#J[G?'UW\E<F!UO_!EY;E/#"\-<6
MQ:1@CQJ;)/TQB9\T)D?"*A8)3:)VVR&/YCP("KN?\0Q1'R).(M">S17"2;4W
MF^K,H[U-X*N\OHUIA<O;#XJY3E*J4Q$H?;OYC3&J-.F\JJ:#<!>Q$<+8%KA3
M6]<!IRIKN8YB\=288<$<^L8<Z__""_H0OJ!`B"A600X/^T"_W5P2.$"(PXQ.
M'79)_`#S*`V<"RHZ@+G0!"$P(`XV#>GL*'U%5=T%XK41J^X:[MI&%4JSZ2\*
MRSIH'Q!7`;!>6C",IWRVP2BH;`Y#7+"NG*Y$I"OE*A\#-28)T/`S,&.:@`S_
MHS!T@L'ZPB^\"@8SM*L_&$S'2C]C,,;'7ECG&-"+9;G(MG#OZCF(@`#O<$J2
ML)V[7L(R1F(L\HRA>;WQ3SR7#/VA(6&!N`S4\WB&*ZX9::OD@8QUV0WL!UP+
M=T,^8PV]>D0WGR_NKY8/5_0'Q(+`EI\O^0]7__[KS5^6'Z\^/SZX))TAN&S3
MS@!0NB:>)27*-'VEG/B7(#J8,TZ[OG.JZ1IDP#%+F.?PVHA5=W,@-=JR-FTL
M:K.6N^3@[E[ZY):A($<K_$3B&(R#.]P,;3[QY"B/#-H>.?E[C(6!O-\>\B#-
M9S-3Q/MH^8C.KWZY^?P9(H%OK]%?KY;W,UEX%2LW%V:Q[XK^7F"9^V%.,`KH
MC6_]0X"]@>WAL-]'["PYB$"UZRAYN8DW2;ICAZP:=RIT)5@<W/2-ZL03-6IR
M0H&ZJ%'9@\L2$YFW+J]+T$ES5=GI_0%#9VPCS,P3;;[F6#XH24()D(Z*67V/
M\4@]4>PMNIMCTUW[K4$]'=T=#(S1T.XK@5UG[#X#V/%$JV^?)CO\&'S!F1(P
MQR7MOF':4K+GG5):`K$BCJ&CJ6K.5'6)H-&*6GYNL\]/>Y[4['%2>W!Z3(,X
MV^#4)#N4N(Y%B,D4;SM&6=:K'%!##"ANKK*LM1#OZE7R)XL&V02R$B%M2*O@
M80_<R_4:-J3HZO$NB2!V7.<2O*2217A+5>]Y=+XHC,K2'JS#9C3!IO^KG:@-
M`*4'6=R_($\QV9`U)&/L:/6(O^3GD3SB2U.`S=T+79,ZJ_NZ(NIU-ZB,6&UW
M>Q<NC+.ZAV'DD)TM#!-OM+DF*Q-O91"X7:0];;XLH3'N&`BQNI(S,$V<D`SN
M5]/J50+CHW=;/!BK')MI=V%FZJS=-9NAISI!XDU<*/<I2'_'.;PIU5$S#B]P
MF@<DIG/6$&)WL@Q3HTBVCI+LD&*=$7*V)MV@?.INDX`%,H56<*F;ZT'.NR4<
M8/(V4=$HXJU^A>IVO1C"'?4ET>[+8'Q?.N*K62`M8;<Y\&SS]N4:DV=06F?Z
MT5?:ZIW+/F6[%X*J4AY,&J;4V>X%1:%C=.\FBKS"GA_#"T_9YR2G,WP*,4P1
M5^PK5:J9#=C#Y%G$PE"#VY['Y"P0D[1@5(_9\%!N`==^Z=D0ZFT'V$3I*+=O
MXWB,SUO-K-3_>(C&^*6N:S>CDM*0GFQ*S<=^CM_Z\6"TLVF3Y91$>D[7DXY(
MR^,\P(_9`&DDQ@=4Z8T&<F?T;`CTP58O4&@PR`WP6T<[4U2Y9?@<T)Z!]PNJ
M%PH>UEL<'N!]G$9ILZWC@;)=[34-[`C%1@AX>RD63M5KP0M4BH9X_F8U]P/L
MR76,LUV@,?"1;O>,P,X),(GQ;O8PX:?`)08[U$>8>11@YK:%&0]F$+/WS5`^
M\63&,1V,)J,4=[.37Y(D?"%1Q)].HE^<K"+<WLK6F(F8R;'(%*8&MAV_K%\^
M=5=(*`Y.CF;4SB<2/MAJ$\F#G+<-VB&>ZQD^=<9W0T&^(50V-AFXK0?#LR?F
M>H=3Y>@ZR(/M(?42;W":0B[>+,\N@CW)@XC\`X=W*88K&>7.^X"Q=:QDBU@>
MWPEM;R\E(B82<@Y40A>H$+MH'.[X."Z?5J_89(:)0-.FBFD08X\[>K71&=45
M%2TB7VE"VX6%CNG!&&W%&)LXTW.P-HRTO,LR2CZ28$67TA""932(:E2VC1:5
M*?U.UJCEURAGTR;KV-%RNU[\Z/B<#QC2'FX4M;U`D9JK12[GR^ACSRP_L*0W
M&&GYGLTU'W^23FL1URIJ=5764;.[H.!%/!A'IM'6[BJFWPVZRY)>'[#NK[TH
MTCHEU!1@W[?5)@E\2,"8?ASE.3'.`7(T'5*`)SUOM(FR56ZT-A%4L(HB@<I=
MQUKEEI8=6EE-M15?KO]^(-192!*?E0_GP8-1"_3]U]_^^-]0^9HS[)K%AR!"
MU?M>"04KVI!GC%YQD#I+0C_#)[*+=!DHNLB6(,)B%H7F`Z-:61/Z*]C,DB!2
MN?^)V.K1.B_&.T/E<RWEK68YD#I,)ZN!S%MLWK.JWY[3NT?55][J/:E^A;O7
M@)K/,GKAX4:J^^??4E?IWCT2^XG%%/6-MU&7<7B/<Y+BX^!PC2F:B12;Z>J-
MC.MY]JFJS0X+Z_I^;2T[-M-J+FUS=^UDU#;V56=HO-KMH^05X^)58[C`H;4/
M823&'1Y5YBD]M12`R@?1F0@O1C(/3'6(2RW'50!3QVLM[EI4Y'"[:2IZSQ?+
M+)2"O3C.7ELO']G3V=T8)]CF+LC8+N@LQ>O1)=F@(Y<O9)8!/$QL\9!]]6*I
M^X'W='K$ZE[&)%#I['E,@1,/^>*\J:[6(<-(R3XRAK`3)`"YU0'(>0L@'LP,
M9NV40:SAR1QB(L@,)@XI7G28(]NN"..#]Q\*-H#?-,(M&_,;\<1`7<<"@G44
MET3=-CS0W2AMPP8;^-!VHM+S=3UH8I_6"Y8RJN[2T_7BBOH=QI.0J5ELF]6@
M,%D?V%-,T-3T%CUN,:+2"?TN8?V)-DF*PM+6=4/HUU[!72,:;`"X'#S18[2U
M+*OEXND>K3W5^AD?OW:*Y[7"R3LZ^AN_:D]RB@6]-!22:F[1($^/T.M('BS&
M9C?$,28TDC(H/<H>*JZ"%-X4AN>[V8I,8W@05K&(!HG:;0<JBR):EJ_&/1@5
MYM+?IN^K7*?M]PJ_<>?S.L.`N(Y#KY?Q9I_;>,#^,YK@TO>5I*_R'YO)V)\.
M$0A_+>XAW\-#\_P\7B\]NTY]JPG;]0SJID,OZY6WU5&SI@>CA'W+["9_-W#$
M;CIX?2_T!%N_QB%.SX/X=\H#14&2Z$67C)/K"Q8U.L#4DYE(5,A$#:%>#':V
M>^,PJ#>\P;PN0(RX0!,=%H.;20S'8BD.27X=K.&>T*O&L"NM9C/46:Y^)VR8
M%F='I*P"*FMX,+C.;HC5,&@-I^I$0ZL]:L1Q55.ZP3&5JIJMXRFU^KT.<ELY
MB">[;F.,2:P;HW4696Z-^`PJ*NQ<,VGN#I\TT7)TZ*0'%7L#VW5`TK\$T0$W
M[KQJ#&S2:A8'-H7Z;9^"XHB5/[['['Q<F]L.F\.:CDNUAS4-?W*+"9T%G[R>
M8U3(J%;D3AZLQBR8XAH;RJ62CE_9S$N0DF<ZUC_CFY@"],`W;^+PSSA\@@<L
MU_1/YHG5QDBUFN%@C/'=P*%2&FJ(8_=8"H&HENA7A(3W'6$W*\%H2'13%XS%
M@]>,H)<E:(18OSE!'DTX%`L>#->GT!>>,X-&OJ+1N!BQ171-XB!>DR!J-/X;
MR;>WF\UY$,%#)0];C/-[DOVN-0&80*BM[:6QIG?FJJ6\(^<&B8B*1(5,Q(0B
MD.K'%."4^L+:7M`DL#C:*9H"$[9QKMPI'BG5:Z1+EZ6CW-OU5O0_47=H;69/
MWA_BO>Y-U5.DT5,OT%,)[:E5T5,9ZZF4-NAN.WP:QAC/@4Z3!.U(7L['+A+Z
M1>,G3`TPW`PQDV,W,8F1@3WI.LKZ;!)_),&/V8U'IEI.3&+NNCV928S]UF:"
MNBRK=7IM;*;*(CC$E:RFJI.HWO4\D:=YL$$POR5V$]FI7*J;S4[A3S9'JSC$
M<8;#QBA+IQP[-O6YW=P%*04R7(X,XM?;.'HU',)&"[<ZKDW0%3W>RX6BYG2W
M$@L1#%PP*B0C$.W;*'AB'6-WS)P*0-V!="+TG`*;Z&7J&R_])/A$GNQ.CIM;
M-6X\F`&XZ1L-3O%D3C$AD*:C%7=KZG\_!&F.T^BU3V>C*8FI)(M\86YDV_\K
M"0+_]VI6X8FY-E$]T(W;"![FPYZ@56>@UQ3@"S9E0Y+*1WT8C)T8YPWNE`.F
MD3=:?%`$/\$FVSW>)RGL)&@,?L(J-A\5$:O=>9F#%T5560]&K9G4M_JPB,)Q
M.D^+R+W&G<>;K1YU:CO$@=X*I^M3GBWL+)OE$C<&:RY]W[.82^7O![W[JZV"
M-K.FM%7LY!EA!3P8%L9K:C4'2N^G[R0^Z?ON]OSS+BU2,S[D%!XZ#"^J8=%C
MQ4JW':(JB5A1+\A['NUM>K;":=HN+O>8$8%SGX/\`#FT;_<XY6D+[I*(K%^5
ML7'JBK;"WW1,:+L%KP-[T'4MQ*NY#V`;85!R9-#?"HN<AZ`-L:@QL:)6!>MU
M<F`'T6C/C8)XLWR+45Q9'L0L+"U__6.&5H>,Q#C+%JS,+OA/6GJ?)N%A#:^;
MIBC#Z3-9XPR1G/X<1>R7M,`S"3$/@8&GMO<IH>OH?1!1">GO&)+MTU]$AQ#T
M`,$,:JRO:?OYEG[9LJ2[R#9M2!\%K^GBV=ZX^FM&U;G*<K(+<FG42ZN@Q5&T
MHV+;B6D!()FJR*(B&0O0U!Q,M8Q(!AIA<TSM=YCV4-KK+?:\^A.CAV`5X0>\
M/J3LZLOR.2`1_.HZ21^"YE]X!TM\?Y`XBP@9:&[;!6LQJ"Z]0)6D,RKJ#&0=
M_=D_K-GJ#CHXGF7#N\,F:L<`HHWM$6APRP!_QE'XF'R",9C.7T;B7R',,?J5
MIFHZ.\@Y>TS.2DDGB/Q)NR)/SG;CNL(UZO5`H(-Y+018W"%BS7Y,@CB[QVM,
MGD%;);1EM6SN%$F5[^RW<"]CQ5%=WD=$6C?,ZOZ2VN4Z>TQ*?[.'F&44)2]P
M8XH.VM>'.,SHK#V\I"B.GRX2=KMJ#6M4)8;,Y%A$E:F!;7>LZB,J`#$)"$0@
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M<`>-FK;B';2,Z`0N0B4$M5!=S0?HC#3IS(5)6C$/@VR"U#JA1N!#QCYG#K:O
M*O'N0@[T<744<Z`-*@=/N.I/B8557#S=JG:Q^K53'T?0V0VQ.2RJG$GX;*MK
M%+2?$M0'@ZJFPZ<LU1[5?0W21XC8MLOEHY>:P-'S.GOX>4R#.-O@%!)+/;!(
M0ZK=[::ZEV>ZZS),GD6L#36X,_\IY;#=B4H2Q-#5-S?]W9B9NQN2<=U@$\FC
M(-#&]QC_MSEW?*:+`O9&8+:]IDM7Y;:-J(;5F:-(Z>Y\JRBY0%`606$/,6C-
M(+LS2:EK=2>2,K^R>!$6!N/S(,,AY&G!<<9SM^S9Y@[LPZXA8/\9PUF).M9M
MB#2;%V4'&=O=U:!2SI@8U)2S0%Q2L6U?R&(':YF'*)RR,U9S=8;52[G#H="Y
MI#L8!RY>6<FJR\2WF_JWQ;L/,KAKBW#R>HK2+/'K('3.5M\?IS/;QKLA97V?
MH#R]S<E@F]V\AJ+GPN*73[3\U\&+@9]P`-O,=7""_HI47X:+EP0U#),\Q=>H
M[>,BTZV53MX?U'54X5N$FEYJ,<`UI%\[)QD+T\M,]H)4-6T&L2J-Z(1MUC40
MJ^(CP"R;937D5,_M.D&F6CYG#SV?\<NR.A>]2Y.8_KAFZ,Y,!S)C41;Q-<#,
M3EX`_()J&>A8B(_@\\EFF\@<ZM)MJ`[T9XM[0NLM#@\1OMV(;V;>8^@U$A&>
MNA#*:&5.&RO:YF[1^&[H[)84(F%-*;T9C8X%H[\QT3Z@?\Y>23;R"]+FO6)U
M_V@BV'0VDZ;!C,69LU!-_E+)(3EDO\8I#B+R#QS""R9W249`\6HUH$THT[=E
M<W8^0T=U)K[R!`QU0ZAN"4%3J&QK@1IK4G^(R&[G]:9KF+[SK*XTYH)I9VTR
M$T;'A!E7G%HK<XE7>7$AG?Y+R4##Y%@+038W4#99:8S!(`758CQ@A,D-3EP;
MK!>^/*'%V98%]Z)=;2;MA!`LSRKA#J.7!\+U.)9Y&%9'L,QR!V<*_X!3P(Q=
M-"QR6H45KV5-9?0H9YQ06_PSUO3.2%S*8[MW_)YJ*;(QQ&8MLO*$G*;NC:,5
MDV[/)+9[1HO%YNP:6O@0!6GKOL8P5W)'?I.PR!$33D$ADTR^BO#`^*E.9V(\
M\=*087_2I668;,)5"6ADLO&&SJ:R,W%HI^$4:Y"A_?RSJ4Q.&R8'.=KCE"0A
MPG'HPTQ+'YN"698V,,?,L!JY52Y2')(<EH^4ON)6EJ1L&89L27G\Y([>C&O2
M1JS-P";N&GE^(]X"XDV@V[B3ABM#=3.MEYV\X#1[W;7I=%?B5W?IS=MF[J]^
M[B2[/9VBT'E:/XF^PU^"W3[BD]W^(CP[..0%IUHN4)X&]!_%%5[Z;Y@-QDE.
M"]:5OF*_A63BP=%'7/./&/&/6,AP.$^<@PN/YXTS$*'%RQ^%[PR:=`X08O.*
MB(EIG4L6):9\G7/Z8:75RR3&KMJY7V+JIS:O7B8'JD`(>V_WF.>_8]GP*(^,
MPN9(P58O8X[L@NYU1"Z0;U8?BX39F._0MMLAR?`.L7M!<PJ@=&]J3H`2BZ'P
M797XU./?#T%$\M>;."2L<7V>&"S29J#\<+,[$>4]KEXN0`IIJ!;G$2GXW`=6
M@^Q'0J`3<S_._RWFI@VR_/*`1TT*]&78S$YK8%@G92NMBVAE[\=TIT9:S4=K
MZJ:=A+2&/NHFR_OQBG\4*$>)=90#?H#YAENFO@-ZMM[HW1$]!>1/`0]9NOB!
MV/`@>[S6T*RN[$/&>.DX)<N?[A%TG1CG14YX]>"KZX4N+N!<'^#-ST\D)KO#
M[A[.9**[X)7=%:+T4+P$&C]]Q$%F,/Q.(]_)59QQ'2*-N&"242$:<=FH%,Y&
M[$H\XO(]`OCL/90H>V@SK(?<7-&9`%CB>SKC467*-1E>?_V4/']#XF><Y9QI
M^,]MCN&_9?FGLIS1G(HU5#4L\(!:Z;[,8;RH!R"=67T;"-)TFQ(3>C[C8D1M
MORQ!1_SRW8D!XZ>^-">CI8FQLK&Q\P@)FPM6[Y2X1]A,IB<3F.YF?#-V<_%H
M9NKC+E!]]66/USD.B\AF%FX"OXLS_:ND0Z0Y0;6)L3)4EW)04Q`J)'D)ZDDL
M3\9;[@;3QDXNQK2IA[O`]&V^Q2FGG`$8%M=V@EF9,3*,LGKER.,C)`<9EA@;
MY@9Q2A<4(TSE?Y/<GV&-?"3!BD2#+BTKZMN_-Z,T2(V51FT/`#.9?8DC^PSO
MR1@;V!_G#<'6ZV2W3V*VM41_DS#CHUJR#W=D]/`GN!^C!;X1-'&)]Y!&09,4
M!*5M48!0V6["6E[0%VQ[J;@6:+4U%T,T+$2XPZ+<R8^0)_5P%Q/<ZG$U",4T
MF]T*JCJ9V@K-D"84J9\&9!&Z[M$\A6%):5AN8)B;J:W<^<3S6JGGN4!1G;[C
M=O,QB9\JW<S7C)JBG*!,VTP9ZAI9;.B_0(SG$!QO=7)D=5)8[3\^S=Q:C%<C
MGYXFHU;OXQ>F2U,M*0ZR:>D9)Q_ZJ`C4?3_&FXGA:&OAC5QXX"1M/Y6;@3S^
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M==AJ-")=,-<EWN`T/:;:99I27V&/Z?Q&\BW<9'\FX2&(KKY`VB\2/W6,AGC&
MNX1.`C%L6,!OSG&,-W0:>/[Z2'(>`5F*H67I;ZF-_<V;,:+7!CAA6J][1,[@
M9=WCK9Z&\@BT1W6["U09T$?_/,[XV`I4FH'.7Q$SA`=GER)9%3!%K)"/`\6I
M?O5$YZN_J+[Z2O^KK\JOGO1_=:%"OHYSGG]YQ?CIM?;VGQ,OM<GR["+8DYP_
MYW*7XGU`0JIW(R+RLCH5T!DQ1XNV^OSXZ&[H!@Y5D&;OEC:D+E`AER<N/8JI
MK85[1/HGVCUV'S6?!DC=Q\XG09&+F?Y%%0D*5+A.=O@Q^%)<5RBX<L"&A+E4
M)W/B(<;+)JJU/#YY!(F(BJRNO[PKI'[E$6_,U!W)47<DH[O#S2QJ,#S$4YNA
MV'!R]V^SP;"KBBM%[X,<CWZ@=H!8-[<!AY@OO198"FRB`62>PJ.TT_9&,FEO
M.+HU.!@>DNN#0['A<I^0:EE=8#:Y,S56HM.=-%VCM;:VP/4;E^#]NFDU8Q\D
M4_6!VUT6(P"HMSU,O-_)O"!(8TAK?8=3MN<R?D9@(M#-7,#,9.DLH!"%J*PB
M9/44AO^).B"9I@,<C?@#'%\RUIM[_21AY,46Q7+'7N:A'',/#1I?<=838S^0
M7-<\Z5*>RT"%$#8@<3$>@'-J>Q/7]AK&S@\U6'(ANC`_:)B?,J$^W(4VPJL@
M@MP$K$[2<9;OH_9-?#[A`+Y6>!O?P].I\*3&>9"106DY)VC'37K.23I(FJ:S
M>J!W(9J'E^U`3NVJ)<2:\H`7K7=:8M9IR9!.<Y3$<SHX2I)Y3H;%$=.BEA)U
MLY^3.#5CFW'R;$V41AC<>?NE<O[2]YL$T93G#4=8[(+$51=H3:<F[(/^>57`
MY"Z*9T&A`_Y6O!L:1/^'_A;>Q^*!.;NRQX(<;:`_GUE_YEOZ;U@<KB,JBVP(
M+4%BE$$4Y3:)0IQF?T3X[P<">=0);3"F_UV]\N)U;8%T^G4"%#>_SPJ,_1K!
M%<O:D@Q1[LSQ;A^Q1^RW.,54A_*I4Y@[-F06317A1CG[<XKWD`B.R@]A:YOJ
M![^-\#/]T!#!1*6UI&P)3BEQ;U_!VI<M66^E[7`!]&_\7FC^2DM&T0)E^"G%
M3SQEM*CN(8.__OV0@&W[E*S9,ZXHX-ORNR#]'1?IITD(XM<P1^9N_NXC,^']
M5[0E\A33S[.&3/8\F5"RRG#*GX(B\?Y0%__P%0\8:%8YQ,+BWWWE;OX]=F`X
MFHB/'!6LC&\L2.$>!]%51JD#W[[$L!,Y[9BGT89_XZ!6QXP>&'@,#32#>#N(
M-72"`\:@_OJO0>2_!A%K@XAGL\RI":9_\CV<8#P<<_4'JX'CL/9(-<F6/&V$
M[(`<*@4SNCXNF6[0X?K4+=C?R)^@4Z3G<*7XQB8.B]RKFO#W2-YB3R6BGDK\
MZ"G#PX,9NJI_ZH*K3JL'SJR9@95.-?Y(Q\6J"X.Z"QO)6(NQGT\]^!B]#M+T
M%7B].*[PX8QB*@(3'%],Q%[3')\FNQUA3Z]DMW2:D=,/1C^&\>FICA0'AZ=Z
MQBG"H$L1J"'#/]8<:VOBU%;30]-AQO9P&UL4[=/DF4[G8:9/9_8['K9!_^^Z
MT2%)W8X/%&6"6]$IJCYHW=SFB$.((P\K9GR`N2O3=]`U#FUQCNYO&)@K9ZQ"
M4&-"4XOR@+CFLCV9P'97-S-,75UV)</0SYUBFP>&5QJ.P;5<E%M,J\S4PW-Q
MLZ`2XS>6!]N<C+39,8:U7%H#OSK^[!2[%T&VO8Z2ETG0JQ+F%K]J4_40#'(0
M"#H5$(\P/!EON&,D:SJX!I;UO-L%FO_]$*0Y3J/7:KIP4Z^!!@#:1)X33)L9
M+(-U):DQV6S(\A+8$UF?3&&]&W0/<'@QP,V]W4GN1OP$G'-?GKLV=#Q_+?YH
MAG(SB6ZR,1H:+4V[R(NC2EC3TQ>09:LLX2/F)^N)1-D3*Y.><)0S<0@8),D1
M!R#!'@?<I<D>I_GK'?V@^3(.K_Y^('N6.HHEAUI^(9D$[SJU+6);SYBV]Y:U
M%HC58R=25<T%3XCV-ZCK#*FV[;*).P,';&-,W_L\P!-H=)GL`M(YO-#IC$9M
M'_!T9,P@O^.U_4/4;)9Y@:FN$VICJN.!]C!U?4ACDA]23/6Y)E_@I^P3WJUP
M*H&2I))%!$E5[X2XE8698Y7%T=]X!:<>I?X$;4=2]K\]_X$<5`>Z"*M\6>D\
MHAH6/4>L=-MMRI(U%7GA,HI>;_N+O,OM.<OY@41PR@WY48L?;W9P_,\/R)2N
MHU??HB/I&M1VJ[(P(Z/J'\VJ7KB9T?=J.YW)Q[+G@A]ICQOYG*""12<3JMSV
M*BCHGQ/)>[SM-=+NMN@F.,@P7.HP\Q5)+9L.(U6^XS5E:0]=1_T5.OZC_`3V
MG.@>DHPK=GGJ,A8=I*E8VQW8WQSOR0S5SZ9O=CYNVQ/;7]:RWRG)JEG*MN\)
MR:CXNHYW,,;H:-T'Y7S8_<KV_/`3B<GNL%-ZXG$YB[[85K#]I8N_>S$6]G9F
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M%'+EX5/I:].;Q>[0=F*A+UC<&\-9GI)USF\%T(D?_`<F?\]!!%O%_;]5;>(.
M%VISYVV,Z9U-L$H8OUT""P3V0Z/J0OPGUQO,_G>%U7W$T:#H;#N.183OC*#>
M7A\CUGM6$&^.CP6#ZZW_T^@._]E!<2PQ'AWV&.+7AU\2ZCXQFW,GZ3YA[SG$
MD"5H^83C-<'9`R1\*Y*-*XAAB#2+?##,V+;?__J`:C&H*8?Y>2D)U:*$F^ZV
MD.^=X38Q/L+%V]`>[M\V$<WN`O-'W2')USJ('@XK>+\]`UTU0*PEP"IN-4WJ
M>&S&;X5S!ZWJHF9E=(E7N5]@'6KMPX36VD6HB<MV06G@KS9/C/\S2>'V0P8O
M%J[*@YC\M>Y\Q=);5X+54V9=H[KGS[0FN^J2\2<]5_7)6_YZY)%.E\_#+6S>
M9GU,`Q;VW#`+C.7;MN4?ET76[F;7B.L6J4/=KZ@-';M[KF_BU5[A57D/3U^&
M7Y@5WEPS0*WCQ>U45JH!Z,&RU=A7!X#0T:6]3TF:/P5/^#Q8_XY#@[6GHJ)-
MP*E,Z-[$BN#)@S2(R#]PB,KZB`OP;;:F]X4Z'J?S>>RY6=O;E>XEJ&#1K80J
MM]VIAYP]<!MYC[?=1=K=%H^#GP,20;J1ZR1]""(,7-F8I^P@-0>%[$62Y>PY
M!-EAL:DHFT?)YF9V#FY+$6=4QAD(:2\U%Z@2A$`2?V_#V6GTE"9OJ,D9F)P)
MK75ZBCW0BSMGW,-<V`%<Z0>![U$K]TN:9-FO<8KY&/N+?!YO)L<%4#4-U$!I
M$Z!,"*JE(!#C'J*CC>W%IYZQ3G!JXKY"D!KXKKL!5:@=1$'B[+W!@*H4Y7!`
MU3!S+%2Y).=8G<)@/;CV&^QR7-5U9M6XJNG)/J"V>FCFLGKY8A!D^^1X@==^
M`PW!VGB$KA8S.51SG(X!JJFEO2CM>P/+/TX:8JJCCQKB#8D)G#+_<B!A$$OO
M7$QF,7N'$CYN_Q==H,<D#R(_N5="2?K$*^8C>ZS[9QR%>4+['G1J[(7`>+!.
MGF(8$?Z<L.PSBO6,J22+S&MN9-MI0<+98W+VJ9!Q!-*F&%3(81-]5Z0TD;UY
M<E;*\'Q1,]"+VU`=YL)VP?J8?-+13W'ST5229;":&3D>K"XO4DYDKS98W2]I
M!KIQ'UK-?=B'!<U%$N<D/B2'UK+K+LG8+.PCSK+';1`_ON#H&7^BI;?U9&'0
MTF=<BUXLDL9VFN%RJFZN#1Y4MKA`T":"1A%O%?%F%UXO3/SNR/<?-#K1CT7`
M)##67RY,@6$?CDET[7C_@=NP?'I*V2U]/G)]&'2F,KI1+PY@)N@Z:^BMVO9E
MU_BD>].K"=S\V-8_<)H(V*<P+6P2^VWZ,8F?<#KOM%#>XDE,"U6=-@>"CR:#
MZ#9%O-G3GA:ZZ,B*`/4Z\32FA5HPGFY:J(/A4Y@6E@1>VF!E6JAL]"2FA1I=
M9PV]IS\M]*DWW\BT4!?;TTT+-8%]"M/">:>`)S;=FWM&<LHS.+V^J4(N)NR;
MTYB8S3@).\4)EY4)UFE.J"P-^:<_5[+446]D&C3_M,?C:0Y<]"@.<^F_?B/Y
MEL2W,?XK#M*C6Q^#9CG:PKV8Y!ATA2&:V'6I6O0"<>&(2D<@WN_[4]/V4"/^
M\-AHVDT'C&BO)+177JE(1`M&N!LBXL>TQA0X^K,:0]3XQR++38Y3JO'C-DT.
M3]MK\LR4SZ8F%+UV/.06W0X:2S.L'<8R14L(FF*4X_F=S=EZ3D$_`>NQBH'R
MHMLVT&WPFY,@(R/\#>4E$_!Y2E&@<Z'^(X[GHRAE.[Y2E$8'34-1C)9*CJ)-
MG3Q%C>DY+8JJ&:DBJ9SVVVEQE"X`1W&4)OH\Y:A9B>FTV&A>"GH+K#,/U9P>
MK\Q')B?&(%.3AO<\,34UG"(33`%^Z(A=)?(D@#\IUCV%]WA`>PCAD:`]#8Q.
M@4J/;V:/1)^O>)-LQ8Z+_]`2[`4Z-;M@\A,1GT,^QO:),@?#6SD)&1';88`0
M_YA"M#DZ)6FHV_"0/W0Z9MY3C]/AE5%]I44Q;_JT8S+NT06:IS34L_\Y.0U)
MV_"5AA0=,^_)QHG1T-"^,J"AMWJB,2T/:2#-4QZ:C7Q.AW'FHYG399:YZ.3T
MN&,>PC@=EH`U7G+('TC\%.$RP=`E_<13;[4H&O&0/;2Z9HHM&-H(XJV4?WI%
MT,XIT<JXSE)3S.F=C>@C:\S^C!:LW*?MDVPL?<;Y19"FK]2*Y2XYQ+(CEDG$
M>Y#@S[`[C++^J7=Y:1.H;`/Q1GS+"#A!!Z$\*1GC5?*0B)?[OE/"2#>7X``,
M^<8KHDVCZ2E&OR7OV,:DD\81CWQ/^.18:&S'&1&2U[O$,Z%Q&%.90M%+TNK9
M89J)M+1:\I.T-#MI"M(2[2"?)FF-Z+@!I.7KGO),<!S!6@98])*U9J:J4^.G
MN4GIY'G(`OF<&M/,22^GQBG3T\@),,?T9'%RW#`]'?BS6SS2\X>A_U0`;QS;
M.TJL=]#7CF$=N=_K_A1IAOX0DL')!/=.@9$)-G=]/RP:$]8[50O>4<>0,-4I
M-V]/A5*&]M,`=GG#.[83T8Y_,;WC]FHF9B!?XGFGZY0Y=V)/BH$&]--@!GJ;
MVZ]34I!7X;P#]G,FYIU3(9NY&.94265V)CDUVIB#*TZ%(*;C!(]I8#KDGPK0
MI\;VJ6V,3@1E=^BM-;J+</B$PV5VD401_3)I$'W"NQ5.)8C5J6T1I7K&M/VT
MKH6*:FB9H;HB^ANO^G]<07$RLP(MLVRBS,#]VLC2]ST?;K7TZ"C!E9D<+^ZF
M]!MH=/VD'W[^W2PQ-;5\QF51`['[Q(MJ</3S2HG$K?5OC8A]VAYR[])DC7&8
M75/C0;ME'):#]NWF4Y#^CG/0O59:@EYS6181/,30MFN7,A`(00S%01S6E\-N
M-ZB6U`"X*RA/:O.FW^9$TV:;N!WLU&WL#O5H>_C])8`#0]#M=G,3/^,LW^$X
MEZ%45,,B%L5*M[T/2J+;F/L=A5>CM"M0&2J?%,HG4N5MHD/A,FT,R/W%GJ?#
M<T%FGBZJ8='3Q4JWG84])Z7G++8\?1;E;7JZPF7:GB[W%QU/S[8KPOSW_8?"
M>^$W_W&)LW5*]O#ZU>WF(:=3O>PNB>B`L0ZBA\,J),\DHW]C\1]E@)AHTW"D
M0`N^/]KDMG<U9,$8P*6A2AQJRF-15G68I9.MQ%D[(%%UP(N%#@B3]0&P$8!*
M-GJ@LN<9"D`G)*N(/+'V,_AGQOLD2=&^ZI:LT<C7+GAH&O"7-#4)\D>PV,<D
MB#,Z`_Z(@PQG]WB-R3/,?G])*6]>T#:I2Z3PWSP]K/L<H^P1<T&V6&N(B=VQ
MD,I@:R0N!=5B$).#2D&H*6ERC.8X55#4%-;.:H(.SWIOA!973F$%#RE'*WB2
MDR[2HRAY"2@]`3NNDQVMOR:4%,$QUZ4#KAL2400Z?$WG;NOH$%*_#?$&IRD.
M$8FI+]'9$*N[P;!3=XA#DJT.U,-"2KAI.3*!"+0*(F@7"@75!8!UDN4<%?L4
M[\AAQ_]!I:Q!ZV)[81-0?8,=_PW^4B@258B*.*+6"?4,*I1J08V(`%/9-DAA
M?`B>4HS9M,T=XP\FRB.F'\J2-E=D_1J6RMWC(+IB`[-TD:8MQ.JZS<`T@Q%@
MP8>`134&+!"(0ER6NX7>"&OO<49""C@@%WCO%^%>6^RN^TP=L[L4-/1*RZAK
M:E12NS[<%+5MXTQI3#_`>E%5UO<'5\;6U<6\PI.>R_4"2<O??!BW2N4&C5=5
M92_&J88IP\:G4H!_@Y+$-+':?HP_;0?3'W=:WN4#6OA0.&)NYP=2*C/&S./\
M0XG0+)'*?B#DV*E,YV6N9V.?L2PY0D]A=W,MKFK;.=BS6H@5M;LC9:0E%$+W
M)/L=W0<Y7?9[,L&3=6DT3Y>"[+FU=#C5;.!),;.LP603_/$3=>H=!#4_TL:6
M7XC\/+JGN%4"Z%6W"Z[XZ>R1EF-AZ0L$1='?H+"S2&`3S7,MS>WZM-A-NEXM
M]!%W?GV9[`+2=YRCJ.#0MRN5];R;%_?&O^7:=SQ<H+U+'S]V&967'_F+/3]O
M[IZSX41Y\4-4PZ*GBY66'6OQ*9WS*QT#E??ARH;"6=HN+O<4>SY^B3<DQN$Y
MCND/^1WMX_-7^/^760;9J'+\E*1PJ5(^=3&18A$+9L9UPVI8;5141U`3G;_R
M_S(1J);A>`8T@Z4K,TMM8FV`T[;Q9^ZQ%B]==/503K'$=6Q>HI`HWKDXT.];
MCF=:\UE@]8*#RH$Z%QD4WF//]QO'Q?41D'+>):MET?_ERLM.QANGD<XG8?-:
M81,'&L[41H+:DVRN/[JGH1I+$&$EJZL0B>J2$VV?<#"G#797)BHWZBY.%#YD
M#P/7)`YBT.2&K9<@=$^Q%A'5L.C]8J7;;E.51'51QTL)?>4?</I,UBQ=-<P=
M,A3DC9O9L("`S1L6?U_;251VVH2&PKO:N)"[ECU0/*9!G&UP"D>=U4>XW?2H
ME[$OT/\GY9IBTF8LPF_B[ND<A3&GOFTZ=:.:\R6,%>L34^MMHGH.>+2I8`9L
MN)A8PM:CP92R4=S)9/)(7<D4C`4`^#-_U%7;K]EBUS?$\\2.8]@]I8'8'DU7
M[A2V?#;34544?^6+$YNH[(<#B_RA[PRFUQFL+V_BISI2Y2;>).F.70<[?[U+
MTGR31"1YP$_Z:Q\S<?871J;F"E9-=.'1N#S9$,1.:4I1J)#EQ[)J=M-7^J8[
M6&D-<G3!,FR(ESM%]K*\<ZE<>6E4=HO:KBE:CEI5<[Y*LFF38YP)W$X#5?T^
M9P]#O\9P37D-*?]ZM%.'X^C5MX@D78/:CM>HA_J<4!RY8]/WC#Y7V_U,OI7C
M^1EDT0@/5-W7*\@WPE1.TIO=/B`IC#>F$S2E/-<S-`V#=:AR@9JB4"4+46&H
MEN;1D##(=!Y*1YJFXLI4.DU!1&BJ\QF9KFMK3<DT_=HIFB&W*E[GY!E/@V8-
M>6[1K&6P'IJ;HDX!S8-,YVA>-TT]$33KN[8&FK7]VOW-TVK6NEQE>1JLE5?N
MM&1X<!>USS"C2ZF-I4HI8OH%F/XUOH$FUE8`_-8I#DG.LOS@[&??[MF.M`?5
MT_X\Z1CGPXU<(=ATK^:*D.;'3@UEN`OV03ZR[Z&>T[P?N*LSH"%/=H`&=9'>
M!*-&!LPI>"N(-W-Z:XEI.^QT%QD38,MDZVHPL+PDH*F7*R/:\9-^)ES>2-GG
MU-8^D_;7Z:Z)QN-J!/=,NH829.'ELG#X.8F#]3H]\-`,T?T]915;F77E:K?]
MKRR-ZN+E!58G9[P63+"6G53#@8[RD*J]9WIO%IZ?:E1R[-'"LT6)0S@Z*K5D
MAFO/[C\5U?:DZ;U;>*RI4<FQ=PL/,"5NX?#@4O\KZ+B%\1&EPBV6()M-+'BF
M@`/]G8&#J*K;=A6U.4*G*:NB9EW?_$?S<_5ZDMZWLK<B+?7JF=S^&M,_A7<I
MH;_?!]$YS^8N676:R[*XLAQBJ-!-^Y>17`ZJ!*%"DJO%X10F%S;M*YM6_3;9
M7.T-]MGVBFZHPWH!3WC8Y7-RC^'!T+!:B-*_)VF(P_K9JF&`U9;N!X0-.L,0
MU.P9J<\)*F37>T606)R+;[QRYB'41W1-92"I2O%7I>*D?E;$4R8PA8<!-QAB
MPQNVF),K3HHI9N.)DR:):2DBB$^"(F8CB-.BA[:VPXB@(\4/R/<89PCN#JX]
MA+"&E:49O@-3Y(T&$!2XHA=@6]*/'3Q--OR*Q?D!/YFYAC@L1)W(H&IB>&E9
MVAU//06ITHL-T*IR8:<1&H]I<J#_"2%'<;UM1XN87]&5BW(;9Z$R4^N*7"F$
M9:5&1V+\NY4[A<4+F<D^9%`=ZM`:T0\ZWNPG<H=<RU4)\Q2]1E=<I=[LXTU>
M"V;[D>EHN'>/`?)4Y]_"!A0GG,IZMHXV-0SHI,^2NI3KLTS=+W)TB*GY.69Q
ME,=MD#\<5AG^^X'."Z/72[P)#A%=X@WU()5`]ZZE-MG(YT`<:LI#E4!GR8?L
M]D`^H`<\0*2FZVM"5<_OG<[;/B4AV9`U2_*2U;H6FGX^@)ZWFXLD9M>(#-=@
MIL+=SNO,NT)OPG,D=]$`10F)!>+"(?UE)=ZCF=_XCBGL2S9H+;+/\0QO(`XT
M9GS#0.`/*=RE1__N;AP9WLXS%>X1*6AUQ2!2H)+/FK_R:=MUEEZAE79->Y-#
MGN5!'$(_>;8Q.QU`3-E"&QT>L462Y3/2A89TG_A"JS.&$085?;J,,:A?H-:;
MX0Q]F!B3AC9&_&$-H_/9`<(\X@2M(THM"C@AP`^-;_(9POJGL8,=UI^4R?S&
M[;\?@HCDKW#=GVDR,G&R1*CKY'RZI@])HEQ<>B\DHDJD?Z>V,_;#RK@?G*?Q
M,X*#:7IE)1:<<H%(OR&'NPI9;I&O-%1OI):BW+^CW8FLEF+:SX-=/<?6`+.6
M5UM\[3;(U)F<&X5LOF?;5*VSQJ-_]"+M<K<#.\^[MGO/WM=]V&-X'^83/*F9
MJ-]GZ2UN\8L+U.V\?,>+H:*<%VX@Z^FV0TBZV:)K'%9L3R1(Q:?UXK(VG:)'
MT8Y'U&7\\`91YW9<0="S]OS@,CFL\LTA4CI!JZ!%#^BHV/[\90$OOGU_A[8_
M?&]OC@C2^9S$2YX-0QY[TREG*Z2F1\'.X2_E\J*,^]`/48<>170(>M/I$JR[
M271Q2%/CG5*Q&+<++YEY>JN/GNW0!2J$>+36,C%4H+WC-9/2$S662RHW]`QJ
MWWW[F/SPTV7PFM%9?WYYD%W:'"C0-_CUF3P"B-]]BQX3],-/""0B$(FH3*]Q
MJ=,#WWU[1FT*P:8]V!1V;?(.K4)G'H1;D2=[AN`_435_G!+!78&^(;C/Y!$(
M_A-#\(^GA&"='OC3MV<_GAJ"A<X\",$B3_8,P5=_I_/QQ^27%`<Y3A^W0?S3
MMQ/B627>-W2KNV,$UIEP@'LA'BXTQ.BG;T\(^^;]0\UC-)"D:)>D^'3H0!,9
M@\A!#Q:>4<5$E.`K]">!^$F`6&SI8Y)3AA)!=+01.8AW:H)W+#,%FWC-&G7F
MX8<\R`^&D4T:\GSCD1Z#1Q!*(PDU%^<ULVC87A?Q'ILBUQT$4H'?CCC%,-D`
MO,/4*^(\>.H;OL=(LW4B,MA8K1BZ'NB5F]RHEN;D;O%DAL^U:1\FZP/HP$+N
M+'Z^M)*4H7U5A5^1#NA"8\VE?>WL4&P</H^.SD:!<VZ*Z>Q53D0V,KE>T8Z\
M`P834/_F_DGPD5F/:&SW>\120[^VBJ_H[UF"AQCVA(\Z`ZT..=\\87_^T.HK
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MH`:)<7JA#)4`1"64Z0NXC.F#BG`Z*'K!P,B/.,M^KA^=0AMJU)H;%;$Z"W25
MY63'WJ:Z#DB*_A)$7@6!3?A%-[-_4<J8)`DIZM-\7E//\1.)8S!5\"CP1*9<
MQ>&\AESQ='T>/&T\@"HUPFD4/.GE2/!;2G)\N]E,-"34XOP<&YKFCAXD%NAB
M&Z1/^`P$G@"-RHPO+$E,+9E.(W7'_,0[)L9/,(25'6-@B:<4T^F%$5S3!J"7
MI`/3:.K>K]-P3B7-3\II&#L!XY323H!N)(87?R+=:9FG$&U[[`B$MMS52X#>
ML0GA34R7#T&&+S'_[S1P%<CV$[S"CI@`REPV*H6C=Z7XKTX`W-H=\QGG:'UR
M0[(<`"/0+_5^BSD"T^299"2)J7H?DR#^"%HLX_`VW^)4N4>D4]MF5D$M8[JO
M4!2U&#:AW@*QF@L4Q"%BE9WN!HTTRQ6)C/T:G6TKIZD@]7'2R1&I#1*+F>'P
M!J>T;R^2W1['&3N06*8I_1`8-K-_(_D6LI<^D_`01%=?UM$!=FP>*'WC<ZI]
M>!>\0KF,F@%/#:0X)RFK>8YCO"%Y=O[Z2/*(+D!J,8I$X<Y4LIGMSEVW=_+J
M%:J@\R2&TQS*=-11J0P$S<'\Y8Z6AR3&3"(\2U;+=)RE_/2Z<55V8Z+1C58S
M&CHF@D[N1+<L8(^!.UJ`:?<XXJ]!;,G^,;F*<Y*_*M.KFTJRR'?F1G8BBWK(
M!X2@IA2(+^5RG"=6G\KB8YYXZ5B<*RVVR2(#G;D-_F&>/"*4Z)*2PYH6SI99
MEJQ)D&-.'!%9OWX*?J?,<KO9D#5.Y8E73<78"A4R-Z\SO)42%JB6P4<Y)@5Q
M,:B0,^Q=X_%J#T7Q7.9:"W<9V%5'X2U#O%?UOU&HA$42J,`62EF]E?(9Y_=X
MGZ0Y#I>[Y!#GRY`N#H$:1,`<(,D6-@<9V8GT`"',/[F89@`?[+>5DA`7A2I9
M3H+UWIC)6M%\D]A<F$+G!$%9"@+XHJHK(MX56QQ!D!\"N1N*WV1!_U5,D=G]
MM#C)441V!/HGIW]=)[L=3MF#"R"&,DY&34JYY*\1GU]3P9V6V,D%%7*(0U8\
MRU!6K'>"IQ2S&7?F+@IP.(,<,>-@^K"Z?[O&.,RN:0=0G8K5S^T&WJ&7;]R*
MJ]G=L96IW[,YR(HC*(_>U37HB/P5@DH.-SL'&;)I&Y((#+&\V:ETJIY=3KE'
MC?N?34Q]I$0GP0[[LT6,%.IT!D+Z:U?>;J"23;]M?KBV?S:^FCU/.C^0"`9?
M&$1N=ON4CIH,%K^D=,24N)B\GD7?4QG0"5$MR[/)0K/&`K$ZKCQVG"$1_'^D
M4<VEEVLY5=O]=3S*8@3*(8U)?DCA&.R:?(&?E)@0U[$9,2)1O!,)4I9E+E26
M=HR#X0;@OQ_('GS&:>2&RG$Z$1D*K[$Z4]_C-'^%\Z"<:G-5]J?*\145[<[6
MY2;T3'-9A04[!<N9'U65'"/A-(S1RD$\BRD+Q&YU.UZ':$"F9R6BQHL]W"_7
MZ\/N$$&D^B7>I_`\)&P5T)\CS$XW8]A$2'/R#_9[H?82AIBL"8M<,F&W=+;+
M:M&H*7N!*NG,XYOR%ZB%B<4Q*%RQE*5N"ANRIS.U_YZ&QZ;:)+>I>:%-@Q.3
M@CW"O*5Z4)7B)[[M>GV`2=LG$I/=85>&=]1[L>H'$(?)LTB%0PUN>WDEIS@:
M62`N"A6R4"GL*#3=\>N(4QE/G>D[EW`>Y;5M[(YQ65^!>A,_OB1_Q4$J6^L,
M%NDM7(_,G@:Q-S&B,A$3>AJPE78"]:[O3P>Y73<>!]Z.#WN,7]HXGAS!M5"?
M,=PT?3H4@]03P[&L(ZB?_7!22.XX]&@LM[W97S1?4Y>:&LRU3(^QW#1\,BB#
MT--"LJP;J(O]Z92`W/'EL3AN.[+',";/DX_)M4R?8=PP?#H84Z$G!F-)-U`7
M^]>3@G';ET?#N.7(OL+X<8M3'&SRWBL&HT5Z"^(CLZ?!<"WR-``L[0*Q,?ZB
MN.O*XT#<\6-?,3P9<OW%ZT0H/0UD]N&1I3G?%9:Q4'A41KJZ.?FW:I*_I#,-
MU3C(PE"?RTGHXZB8U6P%1^IUK[[/<69LF@E@L(IV;]EW/W3WYGOG*UL,>2]R
MDMS#?:;HZ@O<O9>-:/WE;0;%"Q16CT]0`Q45G,7/SZ*]U5![F<-T8N\EWF+/
MQQ_66QP>X((YQ#;DKY]PODV.W]=I_1;CS\$.*_+6C!)K$3$CS>_D<&;%$2^/
MR@H+!%4<IX=Q;ZE-)$[AUFW`3N#3]G`M4D:9.$51T2(VE2:8^:3C'"AVK+&)
M,3T7:Z-(R[]&Y$GX[15_2M+\*7C"OZ3)82]/4B(H;2O?@5#9MC/0@J@LB5A1
M]VDVY#U]=&=<VLTN29$M=HW8D-=P2H.ETCJ,,<\VS&#.$ZENZQ4/K0=)_%-;
MX_$1`S?QYJ$1!1[50T<3C"/&C%K83?QK#`D_DHC`DUWAPV&5D9`$O=GX]>O:
M&D\T#6E[1.,UNYL8'5=$=4TG^7'&FT1B=#@V*9O/)*W\-P-M>MR2#)$<[U`*
MVV(9.T&`M^8PR__VQZS*A!-$K6?M@IA=5:6CPXZ/#J28>KE+1V,"NJ/)A`'B
M1G`")QMH(219GI+5(8>7[=;)#G_LOYJJ5<T6$ZC5%\P>&`$TZB!>B>7Z=D(`
M@RUAN&]:0E@E-Y`WMZ)&.T]7A5M8WZ<)9%L"M.>8)9KB[[I!(3YK*)^BC'%>
MV([>05:JK^`/A'*';Y2@B;DC-M`#G+TU1MTT)/TQ7W'HU;>X_M`UJ#L"<X_[
MR#R.Y::RMT#1>D)@G&6N%E5#M1:Q(K`#RU7WCG,$8X=JAM3S")'-I=A8YV-T
MY^KN[FQ?2O&!;"[AC.BNO:`SX3K7NT2W+S'EE"W92Q]--Y?A?">IWS#=O:4%
MJNH[?/;<O87NMTTD#JJWD2+V3JNOL-$I[T?R#'.XG'X>`J]%91F&-PH^!?^9
MI!=1D&6*TV<3*79?5C,PKN<--5K[C%5'=7W$!<";)$P$8C(<'S;/:NE*QU++
M+Z>9.FW/&VF&'NL%)FO-M,Z6327Y@4V!D69>NSCR62].I#TRV1.TRMS9`+$2
M7QZS(;G;1PF+SEU6R<3EA]N2&M:V(65*=V9@56%4EW9_SJWN^.,-*56OCSJH
MR@XIG-I=?=F3E+\`(_<!20U[AU(2I;L+]Z(P:I1V[P/JCF\=42AZW=[H?9&D
M^!+ODXQ(Z$)2V.(8W*MJYP%[6@B5I9PZAKJ'VV.&L'LMNL,ARY,=3IL/2&GX
MA:2630>1*M_QE*+TT1MAGKB,^BMT?$?Y"6R><81X,\E*W522U7,/4R.[8UDI
MX316[9-:')W*ZGV@,W?WLH=XLC>8-5S)#Y'F#W8UE[=J_'JXJI_<=`&0/5W=
MCW!S0T3/L\J_"-*4Z$[/5#5LK?"D2G>F9;RP1[,RS8X_6N$I>]WBH\EI$+(K
M%.IY?*>HS6>/NVIV0IZ@".,2/Z;IHI[M/-';WZWV7."7)`E?2!2I7LTX+F?Q
MX[<5;'_Y\N^.G[\P5!,Q%HB?BF<U7;IJKP>T_;3O\X\8JTIQC:3JS>3IH@%+
M5<W6J*567_3Y43-U?K..DP#94[!#*T;6W)#'+49!PX:@41REF/\R3]!3:7"0
ME4&QQ?47E&TQSA&$CW?B7H=;K1<G9NOK69M#:1+"T41*CPTF8*G?,'G:@G2*
MJ>`)WV.8L$,6'++IB^32KVN;KQ2&"-VEK(>*BJBJB:"J4^X::--"910$M:)7
M2'8X813H$$XS-/#7#&\.$8K`!$I81TMQ4B_%@V(I3HW\XUW\U_A3?/D8_YG^
MY^&/<!=@%^0+=B<`?PEV>\@$^,>[]W_]X=/[[R[_V+Y#E)9/A&^"-7M5.XDQ
MZSDJ`?)_[I(XWV;\`:!\2VA1'%/:?'7XH+4)LGLY1P/67H39*%^!5%7U(Y!&
M^*2B8H_-[=N0YO;<4CRE?3`M!S:6E+->0;SZL830=4"#2)C:^]P\6BU137_1
M,D*8'[C3GUJJD.C+NF=2H_7@.K_I9I=+/#3=$[+27'V,AK47-/89RUYY4U3T
M@YZX":941&MYR#K]MNC!C-8]D>E`P^D,T%1[G`_(X2LLP>+?J+H7*#HRQPA+
M"U0L-EUL`HPT3`]8?)G7LT-P0=>T*5WN'H((/>)TYR?<NIZJ#[J.FXX*/I:>
MAU]]@2P%M%M5AU$CA-D+61YFJCB,`HDBP"I9J-JH<[+>G=1N(2Y_C0/C-;"=
MC;JI3&^9%#"38#^-=P%ZAZL/3IL+XC4)HN)O7Z%\&^0H"M:_H_WV-2-K^B>X
MZ)W#2<4"U36?JOW/;?#,FH%T(/^)USS-2>5T=1Z0%8[I+W.7Z7Y&L$<KN'XX
M=5B,M]OM`Y*R>[6;MHJU!6Q'MZ.Q9$8R2JS-"+QQYG>(M!*';C=]RX%.K-Z[
M+K%.?P2@&Y,W6V<DJLZ(+'2&85:,:3M#=ZAI=-K%-DB?'*?-F(`=.O&*XZEA
MQ.Q0;QOEZ*.(YH9#1-F:&0XSLW]!)IP3-C?<CD0YF11.8[)XJ=8P]G"$V=I:
MZ[.5$=Y\-%<9YLHVY[W3?-WE<1!.,>6M/R<+R*DFP<VI;'L2S`Z8Z_DM3(:A
M6'<^C%Y(OJ43WV*J"T?E7Q][C#>7*XPF>*:B_+E6H35W4=^)\FKF-MYBW0F*
M9]N_0UW:\!:%U9E(O1LV<AXB$N1^%B(VT6@.TMP3]GH*HF^O'@Z]#RB;HBM:
MT65'LZ[_BC4SG!`J2$5S.BAGE%&[]CTA.3H3$I/:]O;E-8WI3CO:LPR^3]N=
M:CC:=Q]H%W^I-!%1FU?[ZP--?#CLRIC]]?&N.HOE#Z*HS_*^O7)9\/\"/8%"
M+O?'37#:VA#7!JEI&)Z`5)C;L0%U>%C=0$&VJ&:(B?WHY!,/^2Z/\TM$TYDK
M)"._+AM-8C"E$O8B=?L24GGDYVKWP^+])8\<QQI7#Z:_(]H>RGT^1$]E3;V*
MMVL_XR_YXPN.GO$G-G\?%I>H(]B+B"O-+C`.L6YR1B$6-H>^Y(A+1ERT?Y%:
M`SNDSV`Z,<]RLH.'36!)R=;;",<A[;)+O&9W[-%W[Q>(^NUW?@9MF0#$)")9
M&QV^LL1?Z;=\?$DF(X=2GK><4!L\#16`/$H%R6D0@-CZD;C__G1PWW+Y<7`_
M]G>O44Z;'Q9<+9?H-](+HZ?$.H@\(;0+>F`DWG\X,;PWG7\"Q#<\WV?,7U,_
MG!3R3*#7B"],GA#P(/%T\"ZP?R3<_W1:<&_Z_7BT-YS>:[#3LM."'03Z#79N
M\I1@IW5.".S]]H\$^[^>&-@;?C\!V&NGMP?VAYQ^%]@C/S]D),99]H"?V$L5
MBGS=\GH6H:LRH.VA93%4EG.<:WLN_6TB1\N)V@#1\2"+.."-*_-='Y>SZ><M
M!3NGX_SOSM-.C]73JM_V??2.G_9\\3%YG9/=[D"'AM?S((8CO4*\(K6SM)*U
M[,X*U;LOM!3E45$!51]?D-/7R@GW_&;8RU6MXTS'Z:HU/&F*=ZGNTB0\K"F9
MQ^$#3I_)&F=:GJXOP/JK51HFB1^Q*BNS<_VRNA]X<&F@_7>[=!VS_QDO3:\<
MA:#R&=X'O#ZD)"<X^YS$NR#]'>>R('5U17N(49O0=:2R#JHKH:-:CL!A;LO1
MWQ&I+<LJ$:Y"+\V-X2$Y(5[E#-F8/XY=ARN1.,O3`U^)D+@(9_H9:?0!<AEC
MJ0FR%@OH(<S>JN4NQ3MRV&7W>(W),ZB@RA`JJF%Q)2-6NNU[94E4%YTK"6B.
M4_7:1E_S>ES<ES:D52572[.9U+>Y8E,X?'OM)O=VF]="J7]1[JCUD$"TI[#5
MJYT]JO;<HF"%&L!T=S%30]_E>IT>^"TFKK<?WBQVB^[E28%/V/3A=;+#C\$7
MG&FZ<5]YJY[<KW#7F:$<8@6/1IJ+0YKB&:[):'NVD?XYT]\7QY;X2M>WQ8YB
MS[TO\0;3SQTVM*&+/!:53?]1*U8XA<3Q3259A(2YD6UG*R6@(]3`RH#?;J'_
M]@E#$QI,&C!SB:V!CMI&W3`OM8G'E"J0D^?BT%0*N%91JXCJJ-GUH+)($0;@
M9O&BH6DUK4OAL'X=[)U=+O!#V2)A!4GB7PXDA/70W"K;)9)^A'69HA=>5G<Y
M]@$)BU")DJ64M""M9G>_0Z9^SZ8'%"^C9QICZTSLH;][,,0,7`0!.=XU4#I0
MS]:!RGOL(:#1MGK^V5/8HK?WJMJ?@J4,BG,\1S30..A%H$U7%GM"VX&%;F!S
M#K=/,I)_),&*1&R[O-B(*0="Z:1.5=?J+$]M2'?:Q^J@1B5V@YEM1)7UW,VO
MS`WJ;*+M@U?7&PW:'M:=U.BYEV6.;^BC2?0]-6RS?:_2_01Z!`8?>-]`]Z@N
MZGP$$/M)[S`@=!*+C].3'2Y`]RG(B]-3"'N^C66[R-)J-A^MEZO?.36GQ5$Y
M`M05?+J_;VC1Y0&.\:L$;2BA@,#=@UB;2-!QJ38<-/QI3#HDB?3'1'0/5KNJ
MM91'6F9H^CR_W4)KHL?$S176$38UO#Y/4`ZE^`461[F*!AFQK/(0Y?")0BX@
M0SLF(GY"929+9B?+M?B2H$T21<D+_!D2I6U(2F=\&Y)!\B$H_#5Z/!+&8W_P
M`JT..0I2C.(DIT/FCO"7UQ=HC=.<;`@%$V;IU\J:D$@R),\DA,>74IR3E-T*
M@$Q*/+<;*)3057CU&W=Q0P;X/L[PHPWN.<B'R7],!+?T].LZIY]C0XSXAU4%
M!G)QS6Z,504#<>JA',3RHOI(07(S]#F(6PJ@WU`+_HN&3&BH!^EZ/-2%N9.5
M@6P[_ZB8FYE_WSYWDW5\F,OWZ@@QO-.?.H+4.31SM(80'@7T>)X;=+S_%O[/
M;?HI2377S,=5'*&FI;8400M$2R]H<72;(JC@`Z3,#/B7TH*DWP)7[MWG/3)7
M[W$=>VY?9M\ODN\++XW)RUMT>)'";6?I/"O@\FJ45F^W?436U18O;&^3-(>W
M>B_Q*G^DK:D2%O26MWF!6Z!PYX(TE#N#@@A*+A"4=9VDP$CW7$MWJQ>]9<[2
MN?`M\12'_JU.32"HX=+'Q6D`^KW<=?("0_T[GNY#4@.YXRB]?:I$!_<X#TAT
MC_?T6VV##"^?Z!*3W1.4WP!7UK.U#:5A0-LK>!54UT%U)?=WH'6_R-&6@>;G
M&.$H[(2R<L/S)$W9?H_"312U;#F)4OG^LV16`S'ZJ^L,2P-@K-%0TI18PHE0
MPQ)KOJ[7"T>>KN51CB8`K3EW=1TLR&4;`=HB7$T1Y&8IYPR=M51]+Y%*\&(2
M,<3"?*B%SJ89&NXIG7>H?=,>[CXF\5.IUQVF+A+G5*5S',`QQ37Y4H>(*=!G
M*,@B!HU-;/LI"&@"L1:""BF(B:G<]:B(2W!.8WH^I>DV43O,N=O8'>395J]R
MDAB'%TF<IV1U@-/,._H-KW;[*'G%Z27)UG#`E\1!^MHLQ,\H)8@>*=CN1<]Q
M7=!S#1($HF9A!"(7J!2*CJ0>EYSIP4']6Z`GT!N6+Y%.`)&>.Z7C\3%B)5DT
MA'^-4[Q.GF+R#QP^Y,GZ]W.Z<*5J[>`N3S/M;M^&\5!)ME:<@XQL.W`I!#6E
M("8&,3FH*:C*Y.PD<&82@[MVGJTLVJD56C.)H?4KU8>FR>NFF<6=/'<!+,.!
M>K1B'XQ2>W.14L4B6^##-DAQ1[O/"<LL1M<_+T$:9BPHHOGWBR3+/R?Y7S'D
M?RGLI/,NDH3725K\"LJ]E\Q=+"MB<:YCO8N%9%IH@)@*9UT>7:!*#<3U6"">
M7^^(A4`76C)'5!M4J\,6$E0A1#5"#95<S:J<]WNU.1(4FR-[WC]'Q%=P'2(9
M^W'-XP#1"AZ?+PNYG(FY(8CVS,T).]AC8::P1I#`<3F+'-96L!,^"W_W(1)@
MM*(VL=7[V=NNW_?-;>[R]R%MF::T4_DQV_EK7>8N>(7?,95KO>,05EF?@YU.
MC,`,S5D]/9BENV1>[#PDP1>+[9XNS`>+[DG$;)BPQR/W=&!."<QNV`)(&2_9
M7]XBDD4*=]>S9;EB>\*'>$EI;[?]2];5'@TT(B>_8AF_;^HTWSQ'W#:(;_<@
M(JNFA9\/"J>SIX-/0]*$'=L]+^Y?:*)&\^C\]6A!6JC`%Z`+Q+5`#37*3(Y4
M$51HTEBXTA^9-FZ2V+GL;/X'N#/&FL@:B_D@IPO*)Q*S?3=:@"]$O9TR6.RD
MA;*7T#L2HXP5_FKR'N--/.1!FO]7KQGVVE4<GG"?8;BNJ=-;7DUKIQZ$C>>Z
M$X_`;V%^\PL5D6<W,=_*<C*]::GP)F8WG6YU-[GAJM!BQ0[[6YO;*+NZRZ6L
M"IYWF'$^G5'V2]$+;W/(Z.<U>R-&+ZF]A0'C+VP<=#I@M%1X$P-&IUO=#1A<
ME;<[8"B[NCM@%%WRIL<+9;?P`M,9_A,W/,9/`97KL>%#_.%MC*+]9&]O%.UE
M^K<PBEXGZ083UP-I5XLW,9;V=:Z[X;32YNV.J#H=WB71"WAS)(K>^KBJTSE5
M5[S-843(=O9&$A'5O87!I-J=;-TT9&O02SJYN@Y(^I<@.LBOTWJ@WIL8?HP^
MAQ>'GIV+N$Q5!+HB4!8Q;=\>-8_Z4N(#F3=^T#>DL_0\3/-D,$RB")*ITE_Q
M:</;/B2TUM_=4T5U3[^-"8KY".K@[%%W^'P+4YKC[7,_YS6F.KZ)R8WYA_'G
MY-/91,>K$](YAY/FP:J%4=KY!')\S_X3'<)Z.+8.H_"W,,`>[ZS[.<":ZO@F
M!ECS#^//2?$_ZP`[_IOI#K"-@\=_AO%U?,?V'UJ_C>%U((>[.K[]9QI>B^.&
M`T6=GV.KD8)O8F`U_"3.#XP/[)#TGW5K?N37TAU/C\^@_UFV.X>PD_6C6A-J
MLCADP"U7KJCR&G*WK$TB[5&TPVGLSC$OY,758V'O=KQ/T+4G,'<HO/SVD&=Y
M$(<D?IKO:K&PK5,8T24=-</@7`V_C?9FNPX\]_!JT'6-,F_C(-O`]FY,6JLW
MWM[=U"E[YVW=0E7Q\F03(`4IG\X0-O_=T=.](6IV#W0E'[E6Y<BUDHY<Q7DG
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M'_JM;A^TN-J9$G*%3B^')%M'24:I\Y<#"6%$FGF32@-`IS3F"3M_ZC%.Q-*G
M,Z8U3DU:P2'E:O8N)5VDS'-`)-7@A,8__4ZU=O#>">`J-4%,E5,=*(;W]#_!
M.;UACRA<1/LP_TU<)[?>FV_VLOBP@6;&Z`"-4<:C\5OXGHS.E;O)QO`)M?!I
M')^T<X=,T+/AQ\BV1_1I%L"S]KB2<T_T/O4_D9MZ-:1-S[W3/2<VE'A/:&BK
M3OY=CVYFBIS2`&?:Q4/6J]F(2(^W.LR-[7?E2'<<5?*&QKJQ/>='<(H3:IQ\
M\!G"BQZ-/V,/,!UMF([3RZ?1:>8/X#S0YE1'+\O?16,PZPO..*%!S7*'*F-[
MO!KK;-"P]>"6-S42-HXY'8UYNAJ<T.BFWZG60F?>Y&@UO)]U%UEO,_!FV+K*
M_W`<'0;S/TCGE+=5I_U6,\;TO*E!O'$">A/G*8DSLIXM7Y:RS1,:J&4=9RU^
MIVKY1!-4#>C+Y=-3RJX0M(U?F,3NG!+S*2$Z8U1$+SXML]M*;<E*S=K'EKQ7
MT=L\C=KFM[FZSMK:8VZ"TU]KV.I*,;_IS:4=,+]=+YMAVJSP,NN#Q:R,USM:
MS$EW.L-%MET1-@B\_U`,`?`;?LFZ,Y*U)N!5FD(6]2":O(Z39X&XQQK<GW:P
MAY,[B\0Z56>1P-/)9')J^PU?TYC<W#!9L\R;S`(+]CYN,7HI;0X*FY^8S2'8
MO`&;G]E7IL,&.QI!"8<P>I<4AR7H$),\^XK7HW)"EMH`Y50V'VB^=D&.DW!!
MR7M3$($U2JOB$B:DM99,/ZFM8_@D]%;'OYP*Q2G[09?FA!$N/A*=TNI)R0Y7
M7M&@N_4A36'B>%JTU\\7(ZBOERPLTA\[LIZ4_!H2?:6^(Z,G(CXF\X1H3]H'
M^J0W6SJ3.<E/:OL`ZLLHTX60':!@P'P;Y%0&9<!U%3O3H+X4[Y,TAW\5]\Z"
M#`7TM]DA8CD*DS4GQS5K(4`Y3G<D#E@-_`RDF>WQFFP(%4MB1%DN3X-U?@@B
M%#REN`C_I;+S@+";@GG"VLV89W,ET9X:C2A3,UTQ[Y+38>$N;8WBX`YGC6!@
M9;;_QO:OB'.-9-AB64/#AG%*\_S%"8]:L5)T#W66(`8M"AUI]B#2I/\/I\^T
MPH;R$,FR`Y!E0:5'7-5@M0!VQF@57HJMFX'(&(M1^22,7BF;D2QG\:%L6MKL
MZ0R:AUJK(&*M95N,N8X+RJ7KZ,#*%:])%WS>H47=.(K!?##H-K9C5[1K]]&M
M_HDL/[I:WV>_M>%P2-\=#8`#!I`YA[S&'O;@(:\IPYLA[]BP@4->0XB?0]X4
M5EJ-VYMFR).;/6C((S&=B[]LR7J+-H>(CE5TY-M3)B,!_*,8=IIC7Z8]?L%:
M@U)8N;%"Q5&FH6KE1Z-E8_;O;K8_A"_,Z*U+%B<0,E9IOZ1SH5UY^D>7>M32
M2_),0@J9>VKE'*%CVFV?0@B904?.$&G18/9&^VRSA&F`2A40Z'!R,64C.K<R
M_)7@Z#1CQDPQ.EGLF"%`3YSN_I)$5$Q$\E<7A-=J_=0IK].9+DBO5N+MT9ZR
M@ZM>>*Y*OCGVZX>L%?[KQ>N),N`]R7Z_3C'$>F&*@]PF__6V?:KL)^A(B]P'
M&B!0`94ZO!WJT^Q=*':V@2X@91>D/5UPLN0G0^NLU">!Z@E<'Y"1^2-.=[-<
M'U`W>@K7!W2ZSL7\#MH^N2CY(9U965R>NZ.(;##+C0%[F1Z\6S(K(B<+;]>%
MXXASB:N_'^B<\(Y^/MJ7?Q*^="\N:^N<0:!HQ_58,03E$!1T^MJ]LH>/=FPE
MW3OB`_,K$B#U_4\__2C_P+UE;7U@@:*=].A\=YY]8"CH_@/+>OCH`PN[M_S?
M2:S(^'L2MQOVUVQYR+=)2OXA?UAT\K9.8<4EZ:@99A_%ZSNWY>L[J&[PY%93
MQCTWZD)>^]TB2<^=Q"),!=#)%ET*=)X>EST')(+ST.LD9>>E%BBMT^0),EM/
MMUDAN+)=R'G((RI.G>FT>W)BPJMZ<B/JR5-D/A&<YR+`7BR?U-RNSA=X.=.>
M>JN%4V"[3J?,0&YU&RPH[.1X3+./1M&6HH].@J'Z`389(?6B:\Q5N:&*%(D9
M'HMK.?2/+"3YES3),M'NPSR-6;M@-U-7]0*I[^Y=']F@'K(I$Y"@NL4B*S1B
M;3JZGV:I^]CO45S-@#+63<)[N7G=1^H\!'.SM'T_FRC33<?3%OVN9N\NW9R\
M=GS-;D92FYS8VPOY7R$FFET4K+<N,WX5\/B)=CTJ-Q?OEKR'=(<V77?VFA`3
MC_C=ZL8N=U9<(2Z@XQ,]3]%!CQ6?LKA]LL-P%[?,A\#9N*"7=;/_,MY_0=U_
M/;?B((;?\&[:O#P]F4OU,?-4+N68A@>SD`;Q#J6@$51+Y:P!7D_X=K/<T`G%
MXTOR5S@%YR^DB2A45<T6-:K5;_MG70,VZU@=1"LA5JMXB,\-BYG;4K!3:0]D
M'F@F,(#;2"A@%N;40A;<@,#)^74C6IS==G+#0*.^7*+[Y:R1A2:.CDA`#T23
M@IL6QX/@W:[H#N!=$[0@#M6\!+G:'@.8,RM]![K1%TSTOZ!#L`MPI8![/ZA<
M[(A=971N"^NX^G[YADT\1"_4S-J<][MBRNZ:?E^L:O(HU\JFF#[/\]#,O'MC
MPSIQU*8/KCJQ=;F;=>(>VO5I/>9G)_:[8B)U1?_WSO08<)K=,RWZ.X%;`-WG
M$%KW^N_QCF<PNZA3G,&>X0?5X:UE;4[AWL"HSK;VX$HGETBE%6JH=9J7#6;X
M`M.<8$SU!4[BHL-XTIDZP?]0QG$1?'.)-SA-CRW]2((5NWQ[P3//2,A9J[I%
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M^?:&3H"?24AGN)<X6Z=D+Z"$T2(=3R\US=:;<C87>R`-U>(6J"'0IXGH;!WP
M8M`!KN>N)LZO,Y\U\'R+<UP^M[Z)Z7H"/P9?X'9_G.&"CI:KC)&I;**K)\#F
M;%?7I,X853QWPVLB6A45==&[HO97Z&^E@,Y];VMSW['VY=2P=ZO2(,RK_^QT
M*FSDA9WYL(D+6H?6-::SE2#JZ*7&E+"F?3!)C!!Y65&E'T:.L6-@3E'4`W2H
M'$D`"X476<?#`UU3X&4<?J0M#4&%HKY];"@-$B&$561O8+"J7B+%V#A6P0.T
MZ+F9`#-:/N;+)&WPY,R?2=G`R9B?,S!=4(S6-D_R()I<U[+C>WM\@1ZA40_P
MK0"#V1S1V6;+\'67K@0'6RGF*Y-JX\#SI=<$%A)N(:S!BB68TY67H2.*]CE\
M6WN5>A637_.14U.``W0I31*Z7KDB\W%('6R=!^LS,V<304C+T^PCZ&@J/!Q'
M6F(<H$G3/"&FVFLXG[$UT%;G*[HAKBA"F8$?VL/:U6:#USEYQI5"D"K\'D/_
MD(CPTX-R(P<L.%!%7H\*2R`XA72+R)RF,SII>4NI381"670L>8&6]=9E);U=
MR162Y^D;L"K(T::P.JNL=OT,P(2X://!=*#PBR;H+R$0E<1/F/X29QHKR5%B
M/2,&B?G#&0'^<"35@Y7HQ)T!)F(F$B4;IPO2*9Q\"-@5'NX=RJ^^X-V^V,\:
M#^XC:?YANF7L."AS8451S_&K,)R6.,/<'-)KCH?([7/<@8#M\5J_</HYB4,<
M'FBQ582+1<;-;A^0%**`/B99AOL2-$S>A&>(UNR6X3`_:J!<B"]0W0;BC?B,
M_H&=1*N=-6Q_2I+PA401(K7MZVV0/G6-]XTK3,`SA$`,D.,_J]SFV]YG5::1
M>P+\47;`Y*3!!)\:48AZ@_T>Q<<<440`GB0A'/G]5"S0='J_H-^_?3EZ$B$4
MZQGP)>8/Q[UX"]_O"8)!9W`3ZZ-GG"U0C&&M7^WZ%8?1OG.`"@!#*$#A_7XQ
M`..F9?B?ARR':<I8Y'?$>8;X'G.'(YV/?@UI/L-;P_+>J8EOB!4Y[!"D"KS5
M-4+YQN&!Q$^W>\R?/S#'9:\0YV@4F*:-P06J):!:A%_`TS1RR=.J-"*XBIES
M[T'9:).TPCLM&N2>6&0XTZ,3"<CLA]90G999AO/L,S:)^.RMYB!T1J"^,%0&
M*(%7H&MM.OET?X@VU!)`2L`J>!&[*?,C41R,Q(D<`H'^4/ZN6(K?XPRGSSBC
MTW-V4SZ(LF44)2]PU_\Z22^3PRK?'"+Z-Y8OP`0^XQMS";HINDH+JO!S]8=J
M5ZQLC*V;R^86J&J0/8E8-HG*-KT!^AR]5]L.CQBNJ6B2HZCWG,$I2TP&,B6W
M3(4PWQGI*'!@<@HZENX]Y[0[8WJ2.6KAM"A%U3E%%<8@R69S=IP<ATYD=Z1_
MY\)_1ND%R304TH>0$<FO.DK\EI(<7R8O<<8V(.YQ$%U!E"2^?8E[WYT?),96
MJBQS\S0@C)@0Q*04^VP@!W%!B$ERDEYKO+6LPEG(+(.'&9AQ*1B'N7')+,9I
M9>`:;]V2Y^-:84HY&`41`PJD[:&F0HH\_H^@'*19%X2=A1`*\CPEJT/.'G'.
M$]0X7LSQ;I^D0?J*0D(7Y2EF8MC;%2]:7>LND]=`)CA*\#6,!AQ.>8J=D?@)
M0B!8WC;J&I`+UVAJ(Y'B<@HC-4YKJE))8#%$Z$B&-Y,1(S-A,R:IK((5"UI#
M%534\6JNH?9.Y9Q"Z9H.P7=\H=8$<*V:+D'6,4(+6*U+X-Y@2=\:]S&XFOZD
MA$BO,_F^#"]2:99YH^=8B_<TX?V"O+=;9MCZ*Y+3-MKQ!L+3]5-II0\Q<U.C
M9*+]/!%$?*</F`V4OYZ<.(Z$>T\9K:Z8GBS8U+G\V_0GYSB=BR04/</LHNOE
MO'@UO5A(KR'U_(8NH=$6AT_^3&W<F>P_3_;1P30,V<,%#KGQUQ@V7.`M:IXC
M:_VJO)>D+\,ETTD,TR*TNCXJ!3B^-C3&Q(8U_$P2,$MBBEIX6Q;B?2AD]W[-
M9U2NJ82CPB]=;K(I[NL(*CC=.A/<*>G?)7-Y:T9;=><!M'*_4.]D.;FHTA=#
M9!BWYCI>S21.[7;#7C\J'C,H#T*\\6V%-9)8M?'S;)T(54V%65[1GI,EOT:D
MAJ?K1-:YA&9C`6X<7RJHZP:T0D.D"&[4\C#<U-PF`$14U_(E\%3N91*,2%UL
MFN"-1A.7>)_B-9&^8:91TT&(AM@(7?='S7JN8S!,S)E1:]/@"GVUBWB*=I1$
M]4)G)U*"_C50A$F$C2:]"(90($L4_R"'U>2@OZ->L0TR7$23DOA)?F]RL"BW
MM*`R4YLG2D&HEN3RLN2$)E>6!;5EP8R6C:`74]/FX)N]O+M\HR`MG&MPD@[(
M9YB9\-]>!'M"5T"_!"2^C<_A+<OM0Q#U18",$.9Z_J(RU6!*4_RAD(5`&+J-
M$1>'0)Y'?#7"\G5AX!,8F,1HQ0W,YC!PU*S(U,)Y)DKJ7O.-O30)0&M.I8-^
MUYL1W3WY1ZIB1A=_U.E`9\V3)S.1SK<NM,S6W]'H.YQJ"&1\Z,,YU60]`$CN
M.;/*7OPYM!KDY'I;)-H>[@^ZF5:W,=4SI#.I![P^I`8Q>68B/4*WQ.Q!Z&;R
M8&932$2U2%_A;=`%#4,K@`?/`8E@I#_;).D9#-DH$]KL$]15'F\*=86[NX:Z
MP1%VIY9SP&H=9A]ATI<3;0TC?#K6%CF,'AB<'W`;!Y.[#PTW"/1N'Y(YC\34
MU/UHH>@7)MVI;7H:+U>ZYSR^<?SH'[F8\8K[F)GC\T^3\)E639>1-!TC=(-J
M/,"LJ07^!=(H=8>P!]\C:OIQH`RNZ06!/3C_ALG3-L?ADOI=\(0_'W8KG-YN
M'K8!_?RWASS+@Q@F[>=!1M82<)O)L0AU4P,[21.*^J@0@+@$"*;C,E!#R`(Q
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M9]<!?.X#FWQA`4AM;ID?1:YYZ'.PPY?)+B!]UQVTJSIGA",S-%UZ@:`6^ANO
MYQF\9S#(/5:[SJ8'N(ZGV4--8^;P`"N>)<O_]@G#)$."&&DUBVA1J-\Y$&[,
M$%EYQ"N@O_$J3GU*YU.T_4GC.[AF8.W1A`?"SC?G*^0[YW+S#M&=PY22$8A&
M#=FP%"RE(RJ>KPL7B+?@U\A@H7LV[>Y)9-WCRV;NI/":>"9XA"V+&T1!F@9Q
M#DF%[F&5K+L;)*MF<^M'KGYGWZ,HSG*(\0K-G1UG&SJ#K'"Z,Z/A-IUM&+7/
MF/I]AM=?/R7/WX28<)>G/[0]G?[J/S[BIR"ZH@#-7P6[(GVE+/AQOW*=Q&A0
M`O$BCK8:)E/4AI=*/GGIE.+O/9</\H:$*^E.$4O>UU*K\QQC\2T=+8'':VC+
MW_H^;]/9>K[MB!N@CT&T2O+S(/Y=N-#L+V?KWF:/@IVX0%8$01FGJT=IAQY=
MEA/TYHCO>('C/,7/)(KP9S8Q#"+U1Y57LO6%5:JW/W>C/"HKR#^^5']3=88R
M4L>,S^?NO57+V"/7U?&9$7Y\3=<:2:QVW4XY6][:HV#[R_(BGO"1J$.//JJ@
M-^VM'A\)3F]C?$^RW\^#K+HO+%DXBFI87#.*E>Z,4`1B`&*,H"QBA<LT`:Z6
MBH;*OQ?I:W.QJ/"2]CI1[B+VG%OMS`Z<5_R]'3NFQ!'9_0_XG&=R#-GT284/
MNO(YZ*4J7(6%ITO<KZ>P14_L5;7S"B409QU=U7MIP):':BD,%QVXJRJTMNFL
M8J]H^ZW0)4;,[7CX8A4^Q>`L]$U5#5OS/:G2G>..HG`5_L<IRXV[^JZ^5FH?
M,_VK_#UE."*[Q53<,:+_0>L@6A^B(&<O8[%<8FG(7K-](?D6_?KUP]?7.*15
M(Y3B)RB8I*]5YAZVQPR'NN[R]:@A=#2O5^+'^0S_,3$:J4RDN%\)"(PS6!U0
M!"*?AKX)#'W/A\5C,^^!!#Q<6LC<4W.Y(?%-ZTL00[1Y@BXS)_,4.89(J9<Z
MG@%E`#!\`D(!TH^8CXB5:L4(J3L`*>K;'WJ4!@D'G;)F<\@IYW]>##;#3'M?
M&^8<,T9.)QA6M#S.^73N'F[II3B\3M+B-\N0_BI8OTXST3.4[WX*:-PA)I/#
M4CBBTJM?EO)]&P"==M"FKX-RO0[R8!HZ#%::$]1!F+(^=9V,6;QGDJF`<9(L
M,9OQI\(`DR+^-!#>/\.1*3UNMJXOV?D\WJ03]&?X2D;P>?X_<Y>(>$+>)>Y7
M$\9PT5MGF&+%FQ7(8W*.?\-15/P:DM=.NP31;<"?-8A^EPR:8U/>.,<(&D"-
M%GR;8+CM(THDJYX^\G`>,BV\#)<B9MARMA89SS'^<\ID^#A1OIC/_M/A@FFQ
M?R)8E\^'>K6>9EFB(=J;=8E6-PR8A8NYX126)G/UBI@Q3F5UH@\;L^6)-F;L
M\<==FJPQ#C.XL'U)GDF(XS"[QVM,GG$H(0=Y/8O(5QG0>=&R*,]3'E0U4%G%
M%58'V['1L\,FNK2<J@T=M4>5_[,ZEZ:P)?EUL&9/#RARS/44MCD'[E.U,[]C
MA5!9RG$FMPE5MCK3%#I%9Q8I\@A7'JQ,;=9;W)D7"Z]!=YS"<=*RB=5VY\WR
M=&02[[#GT1]QGD-&4ZZ,,O58;W&+'BU0MYM,`HI!6'CA)&/O">MTUP0WA+7U
MMNG3,IO;/BWQ#XL^36*<E3I<!R3]2Q`=\"7)UE&2'=*^YZRUJ]KT=;49'?^!
M*I!OC%=:(*B&6#U45W3%ZX,-2@P-LHH.36?K($7/T^RAIK@&\^=DAS\F`;L:
MO@R?X:I,]K!-TOP1ISL)<K2J6T2/ICG=F_S\,A#40U"17>I?H++N`K':9U#=
M%8XF-<TE=DQ<KHT?`W^S._+4F"X6*NR*FEYN/+WZEL<@'8/Z>+L>AZHY>I75
MT8/,>:-,2P:99GM<TG;%OL%)UP\MCE#E*'G^6OWX9T)9(%UO7V&;.%+L*6D*
ML#E*Z9K4(?-J'K1`507'.U"#C;G$&^IP(3K',?TI1W?TKT=3/0HW^%UQV(%6
MK^@3#F"6!+>)/=C$,O/,SE!FXI8.X-;HZZRKH'(7S$R."_!I&BC#8%/$D>LV
MP.EX6VTZ<QM@/`:B!SMP@[Q6B$@#EW4`S)MX3X=CQA#OE5MWLEHN0->KO`QB
MO,*"G99'Z+T7>V,:GT+H6\+OX-:3/@SRI`]^>-*'`9[TP5M/^F#N21\\\J3O
M!GG2=WYXTG<#/.D[;SWI.W-/^LZ1)_T:ASB-7N'Q2YA@7$1!IGJ/3EC%H@])
MU&X[4%VTF$.QPHX7;P;Z_W(((!M_DJ+;542>6#8GMB@S,LPF)%0^U<:#PJ'<
M@D&YX))4<@P(X=I"Y#F.ETQSVN#:_^4K(*4/6<3`PR\)_5XQ+,*6<=CXQQ..
MU_#B81PN#_DVX<_F*"<=P^391,Y`@SL.F:&Z+GNWIO'/4A;[?4/:L%")*3$W
ME?4/4UIO%:UC'+X#Y!'>;@_CGY(T?PJ>\'FP_AV']1M8M_D6ITI$Z]2VB%\]
M8]K^6M9"O-K1TYNLIG-DVK;+)N8,'+"-,'WOLX>GJ[\?2/YJBB-9+8OXD2O?
M><2'E?80+C.;81,=&N[41H7:ERR^C?H<$*I;A*^3]"&(FH]EK[(\#=;2AT_5
ME6V^:JIC2B=+<EGIC-8Z@VK'CZ\7-=V]4CW$J(8%05F?Y?+(J(2?G;X5JNUN
MG8=`=7W-8DA3$L1TBO@1!QGF-XA`O^QFMP_@&IX&@'0EV`QKTC:J$_T#<7.P
M:&!U4:/R`I75/4#4<`,K(R(J(G.*(T/7ZP0Q&?G=F!>L>DZ+?R/Y]M<X664X
M9<WRC76J!C6=1(3MF7Y.XGL`>$KBI_,@(QG;:CG'3R2&]WV9R!Y<S=^FM9>U
MYNTXS7@-]!M[":#19G&L@XY;72#:+JH:1JSE1;'75S7.&W#R\H/E[JQ-7@41
M!-Y.;O0>IR0)'_(@S?^Y#-=Z*,.RU8];DB$<<<BD>$_MPOP];/[:!MIQ-4(4
MY&@#4'MFL4*'#'HJ(T\QV9!U0"L?FE`C'&KOBA/4K]#+EJRWB+854[2ES21M
MZ9$9:'](]Q02['K(JOU)'+[886,X.'[+;_ZQP)O1\6)+?1+?;C9V!L:ZN=,<
M$YO=97,XY.TBVO`;&`EEG4C_EC[ALV2S<?1<DCU3?X.5*/W0U%9$RE7"AL24
M;N'7:3W%;K!YB*E&(:7\=1)%>)T3^O>W0LT=+IJ1E=M$Y`TAWP6O+#K6#A]7
MK9TF'3<ZRR8;E\V^`2Z6].!L5CK@88F9#SC/^2P\0_F6SK6WP3-&>?`[IE/B
M*%AC%!Z8"^1;C/@*"EZ^2W'$I\UY4KZ.)YBPP^X691/\E*0LV1@\E$<%E"&.
M=+8-DAL5MF4\_%LA]C:GS<CK+4+SAM8?TR#.-CC-;N(\X?&@=AB^K^'3)/O^
M+K3)^Y4&"%0H$?P&1@&]KJW-I\8G[#`UQ4&$<$:I'*/D)9XA19V#P<*T-T@\
MXQB@.R:]E;%"0I0S#AMBEO1F!+G'^2&-'Y,[G&Z2=$?_]D!!<;"T4!"V?IIC
MB:0S;0XH7`U(RELK@K@F;V!4,>AD7I1GXMW779'-TQ4.QA2#OGBDG"YRNI?)
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ME#RTZYDCD\KBVZA,-;S%<4:>60=#2M%W`<KP/DAA;Q4*)#$@F.J>;0-:.(E"
MG&9_1)A=#/GJOT/\%FTI@\AI"-FG_R%9=BBRK$(<?^.@J_I>_YUM38)F>6,_
MDVWP4N4..=^:I-^JV+U\+;<NW]29E?&8-=68;CI@>3.D\YE'MHRBY(6YF)W1
MO-OL:0[D?=UG<PPOVD>U`F]@[-;IU(N:]X.RW%L8P75LGVH5V'&J=4^GL@AC
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MK7`1BVGHLISL0(U--;VN?JB?.E3GI3,18S-1G9EYG65O41U67<W-D\9#*[64
MR9ZP'?)-!F!O'F.M)KT;T%&=+'CFGFL/G=4E`CKY?*!+7`+WN*FF_$IW$&DO
M%@T%642HL8GB6S.P6*Q$P"RR$F)AX9A3#93#VFAC+X)L6US]H3_`?M$SG17!
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M6MM)0TWP@0ULV&!S(J"!A?:,0`T$>U!^V"9I3IUN=XE7>:60!,6""A8!+%2Y
M$\H#!<\>:4D$11=S>KT6;@TUAY)HE:1I\L*OM/J$7QNVV,2Q'`AM"$M18/-9
MJ_CIT0"\_>6M/EG5KW!WY1<_^81<([V9KX=,;Y\0.Z<-=A_4DCA]]_DLL<?;
MP^E-3/L39_D]A&B^!'MEK)B@@D6D"E7N/+56%$3W+!"9%O4B[DG>Y6TWD?1W
M^;]1&S9-^1?!/KLKLD:$HIT9<05;6S`RE>4^`*515=S)=H.WRFO=XC/1'JZ7
MESE(("J1E-;P#"9@C4<IP)0X.-H(48%@!"`O:4<\TX_P#(*OR1<<-AL3H5)1
MRQ8TE<IWE\]E!?!OQ*J@([]W@M)3L$,+L,:&+&GWP&OR&V;!,6;9&Q<\K1]`
M]@EB.;K(#JLF'5YNU4/1$::U(&1_*_-3$N/73T'Z.\[+7VEL9?;5<K"5V:^\
M>`^-E4>\`BI_[7HC<!8C7.P$2EQ)M!,H]B.;2"B!R2)?JL62_.Q;5LLJ$F3*
M2X:1(C-3\RZ'PU/QF<VPBP:E.W71H/*E"59@5U_V.,[PGW'XA$,)U6M4LKT2
M$ZDN7-`4%1"OX8SI)S%B,;L51DLS73-XZL["%%Q\C^[39D&6)6O"IGTL)QC\
M:<OM#0OA[A=M4NCT+MQDN!F30NN0'U+<:B2[C5D[*DSK5;:6VDK3E$XP!*N'
MVBC)T&W,@>(6[9.;E<QNEEY^I8%V0<DUH'O-7MJ%M5V'%30X`"6T\]D?8OPE
M1^\_H%T2YUN7Z8U,H'B<JL@`A_9FP<OU&J[,9'?!*\^5Q-4[QP%0]L4A3:F+
M+&-(_K[F_Y!,C@<(LSAG'F1J9R.C$((**8L*NV<K+LC-@=VI&J>Y4)C$O`L0
M@=-]D.:O"%ZVIMR3!A$ZZ]E$=KF4&([)]@IC("#;_QLU>;E(=CN2LVM<C\G5
MEQS'X46*0Y+?'O(L#UC*-='<1:NNK:F+IB%=KZNJP5M8O"+B-5&CJI-YRP0V
MT:$=<YO6K*:;B<I`0V"YDB<YW/=B5T?+-S(I4G-:@Z7"7T7DB2=</,0AAL3\
M!\@[MV[T05(W0J<UI9"4#NHIB$$AI15W<Q83!!Y-60S@9S$&"$,@4G:[Z:C"
M;__*PH%456U&!JG-Z`2J\"H0U-^ECX7CR\\C[(&',GJIPVJ4C:9;=0)N]'QJ
MF@&T(?T16$MCW.Q4<3!<]J@M&U&.O)I5<#TV:A@PCYYL;/)>2],16D?1:F`^
MR7%6!%31\"I`J;U1]2Z`V;\R3N^HF,71LJ5>VUOXGX<E6YMP#%1H"4'4&)T'
M\1H]P.-*F1>!@WU?OCW(]7QVNZD!)"[)_FSY0G_?`$9_[?+^O:9*MN_+BSRJ
M\=4L)K9DCYA]POD6GKYZQADCW^734\IRZD)R68FCZ=2VF<92RYC.QCRKA7@U
M5->CRX>R)H*JKEQYF%5U27@=*#NL,A*2('6<)LG`W3H9*+5]S7Y0?[&9:'@V
MH%/;0;B_W!CA(7U1S<U>_S#=E_!V;S/X<C^3#9I(G]<*%U<O-(`ANH>A1H7%
M7#`XOV%O@WY,,IW<C?WE;6:$$2C<]AU:#MT4KYY"T:_0,L]3LCKD["&>QP25
MZPCG;XGHFL0+.4T,(_.63FX8B:N,N=Q`GDF(XS"[INH]-$9_T?Z8N(*U*PT2
ME3MQCV59!(71@V1Z8V5C;)CNX#K2J9F=;2@3Y0NR8%</X`DNL(!4L[$,!?QX
MM7B=BY\.P884?RP9[?@D&UY!Y@5ABZIZ.(SM8:&09)R"X'P)WO$JWG.&8[7F
M"\QH]<I$\^8Q?ZLYB(G3VQ`JV!U?A%!@;@3^/P5Q\,3>_J(C)WL\X1IC;3+0
MK&V+&;2-:7MK79'ET^.O=D!=3VAC*L/X8^8;,,P33AELV;(Z="Y>8V<&[?3M
M97Q!^:=@!Z`52CP>78`T@^8181CATO)#?>6\G6I6\AH?+"3S9$5%VP_RR4SH
M?\RM6OV"5Y9U4/\4U-9$>:`IQ/F\6<^->M^?4_F0S2VA<C+$%2@UD^X#":I8
MW?P1JBW96>1EZYA(=QLG!MH7B'7O[RI7Z>Z,2/W$[KN*\"I'&;&ML2,BK&+Y
M=46!VGT/+/*7<JKK!^YW0`ST+XNX?L50YB5]#QE*7,1B.%VP2E*JR#V_A5_H
M(W%N006;H7,BE3L!9E"0.791M'1P9T%RNIH_!!&?WX/R>+>/DE>ZYE_A&&\<
MW_J6^TLG.D[F+"-6_+?K]6$?Q.M7@-#?#V0/`X78=]5U;*WN%8IW9JME<4[/
M9057?CS>!%R9@&<R06O%;FA#O4Z'W.R)W"*Z[@YRNHA_A5E7=`@Q(CG>90NZ
M<%]O(6PMA"W`-7^('F1N@G69EOM(X`)%&+(<%7*IA'V:T`4]7>'GP9>B=/6K
MX@V%0Q#ET')V2-G34$5E=SL`.E`]6O=KX-3R:A\&ZWJLOJ7]'>3]MU:TJME>
MZ8O5[U\<LP>W&]/!!:KJ.%WFF]J1E"4J!#E?\"L\J7>Y+W<CBU`H6V[/764X
M$-:Q"0*)XAW/J7RFNRIRYOP&^K/H8:&_C]98&H\^O;Y6\:ER[PXX%;YM<QNN
M/%.'W?$+=G?M`.^'<@V3.#O'FP0NGT.Y1Y@[7'VAR\TD#4D<I*\W,#^!B!-:
MDW89U>]):R=OOE:M;@;.V7F"(^4B_H0=S-5-HKI-Q!LMXU58LPMTU#"ZX=/*
MX[8]V)YTT)\KWEO%*1J='==9)HH9-9L4PQE]>>".0S:9CZBB,`GW)6C4`I:[
M6ZUS`]DG*KQABS+ZJSNX-)3$S1BPQV0&%AS4H%<$.+#+AG(?'+$4#:*BQ4ZD
MWLF1WK1]6/#=6&*S,Q_TL'.*@>*D>'\,<9E3_@C6<A6J/([(S64Y"W$>A@YU
M^+-GI#J%T5?.&/(G;FO,+NR$IV"KN[#Q$4PV%+86KU9363A-<?B0)^O?JS#8
M,JAM&?[GH0@HEK"3@1";U[)-3.M<VBXK(U8;U:'B=?AJ0X*S2]W3V)@Q&\,C
M&RE(65PXQ(>G&$99IQ?!C?VT<TW<U$E=S12>`Q)QCH`<#$G,]"TB[<^#C*RU
MYPEJ2<YF"3I&:LP12C$P0>""4%/2`C%9?LP1AIK\+F*V%JN"H#(Y3UCZ$6IR
MUI#D9A5ES=+&K1-_9@C:B)7/#W3A:O5!CBH8@/X<L6&`,N9R!^NN?_1&,1P_
MPJ"N;O>)#AUS>IZYJ*HM4%61C9+-J@X?[1AK%K,ED-AB^>T.;:_K><1#U^5L
MYB]Z+?(4+M=T&50G6KZ)F[=%0,W-AD20=EHZW1XBSFH^I$'F=O,FO5:)20M!
M]2V/F_CHSAC'8B7-78ZE22P_SAAR@(5BED0D9%&BU2+YU=5V@%LK[::?&@[<
M;IJJP:@=$8NJV:HH+%6WNJT(57USQK")D\C5X:;I)Q@:;8A6_.IP2R"QXCK(
MMI!+<1,E+[W/,`0@-"-E@"H$T8?/$$[*[J4'<7G1E$6ZDJSYA!_)T>J0HSC)
M$>Q`KO/H%96[<+3$.[@IC[\$NSVDEP\DI$3_6H)TP<:>_TP([?YGVC0\F0%B
MCJ[9UQ?SOX(_]IA!6PO"D/TSB.H,,O2#!HUVT;N&NMS.KSK1LW./`];<U5H8
ML"%+'D4$FU&DO4GG/=X7FMUNV`X79'C,'XOGMR732T5%BQ-)I0EMUZHK0!YJ
MODO+ZM3/U[N:&AK;PC9$0KQ.(<R>;8JPGQAFF$DYF+1*TC1Y@:0<KF:#QH8]
MV-3^42=GV:!O4WX:[0]B<^*J!_[V%%4+^3;/II(UQCPGRTV6'6",O]U\3.(G
M#1;3J&SU+$K#E.[Y#*_$HY'*:L!L4-$]I8TSBJ4+B<`0AINPQQ"[!TRZSM8]
M6-+R--G_7&Q&W6ZJ,[#CHS&Z`N6_P-00]AN-O2@3:0ZVHLR,%:X=Z3S]M@QP
MK@0N4/NP&!8$M53^2]=;4F^I!X9M5XWL`>%A^3X@H0^;5`,`+=JC,D?SR"=$
M#C%=R9X'\>]TXB3,\R\K;?/AD%YE^]X,80514=)I/GV-CNZ\_B#LY5$//Q=7
M?^F@&1[6[&;2`TZ?R1IG\N^N4=/>$]`:1G1W/<I+SV4M1I)E/??>H?]I6J\+
M:WX7V\^%7+`<E*^:KX8<E[;^>$A;6<$;(D4QCY[FZ.WE_A<Z^KIX[!OR&7YJ
M7,`79KE35+#Z=KQ`Y=[L6$59]*XH_=5<">VDJ=V-=?_,+C$T]<>E_OVYOJP<
ML/AM@?Z#]YHF\,O+0?5P1OV&9!!%2&F@3WDZE5#OOG<OP;F]@>C7AT?8(CRD
MD"WD%W@N/-YAC8>LY/4L#DXJ`]H^]^L#*BNPV4U=9=CS5P-4&DH9$YAB<_35
MZH;V.*SC5_;0\4"YCF70O8B"C"XY^0+S"Y&%/HGK6$2%3/'.,A"*P)8MWQ?Y
M&Q1SEK;07/%$KKA-CU>Z2]O;5;YB,4MG0X'+9!<06=!L3V&;F3G[5%4Y-2_H
M+ANGOLZ)2F>K:3F%;M%)R"GRB3';;H?=(:*SS6=,E^L$MS;Z%)MP.G6M;<GI
M&=)QB*H:XO4ZF]BN7NR<UJJEMEWV-B(-7.]X6U+?[UQ=H>2/I\(Y(`ZEQ]/"
M2LZN2+945UR)7)3OQ/(*?MR`G-0$=_<;^YQ(?I^QQX-LSN2I!KSM2[9K<,<V
M#/X21`?\&;^PO\AG]3KUK<[P]0SJA#8Q?N45$:^)>-4%8I47B%;G!9Q=4G!B
MG-V5@H$[=E<-^K[H:HRYQR'>[=G-)K:IISW.="HZ&VMZ3%"2=5T'\4I^C#FS
MF.)N[!$YEWS\$7B6*X0PN&K#@I=VAH526:77%"SKTX1K&MW=>?N1H\A=O.DE
M%J]@]P?BW`4D)!":(5MDJ.O:O'RM88CP@<Y.A!G]!:UX=A.?_2]:U=G-ZSEL
M(O'9[STV6;V!K>MTG>O7FA[G'#_FJ/$`*T;>Y!DF1NGN@>\;>GPKY'O43NWU
M`2X5EM?*RD3>M_&?<?B$(<:<Q!`'*]JLU:S^'^]U/;R]56FHGPE`VB[#FZHO
M[E9O@M&)-&L.U>T-/6F>RR;%@?,8TZSMW.K[4M_VK6ZG?O-O-H-J]#]UY^6=
M^L+N>AND3RQ3475UMTSR#>?L+(PFQE]R]/X#VB5QOLT0V:``[8L4PLF&%6&7
MG]G-YRW[Y-L@9+>55QC'**]T:83B3,0Q]YA?B"[CO%^"-,S^0G\IYA59E8%,
MHJ'%&/:HQ1<G(;P!NCAA38PBC(E4;WMLAR4"DJ)G6(FPA)G,BL8%=X&%B+W+
M'FK$=+FP64&,AE_-&A=J6'_$?BJ\3(+CRV(2`L&VE'V8&T$&999YM#];EUZ]
M@8C6U6<,K,LV4+,1U&QEE)=/:8(*WO5;;N7HL2G214R!URDM48"V^B;KYC=9
M2[Z)-=SJ]L(1>+7P,0F"ZTE%M;3XC>3;Y)#?40](::,9?W5^N=^G"1T*;C<W
M>7:/G^!D/$E?ET\X7DM2^DPF?R`C3&W?&.9H3.#J!+\O7!O$U$&%/CS!6*$1
MX)/JA&JE4*G5*'RZZ!H5(T%*GD9BFCJ*O+X`63TIN<+L,B1DN`GQ.@H`_Y#`
M)GZE$]N(E@U2](KI_U=V\9YU<=#HUK3NTJ"P9ASGN>A3!3?.[W76N'3JWCWB
MW$F9:A)N9DO"\!+ODXST9D3O*S60)_O;&L-V7"(J18Z"U7#M5(1S'D3LFB3U
M]BU7."Q:091F^#0(45\81PO#]5>`6]')UI#9;^`1OGK\=!*4P!8*+'/N,5P(
MI5_Y)M8#CKKB0"QI:S0&7F4CJ&H%!K\I03>I&2H<5N:D37-60G2.P^.DIBD@
M.NA#60.N=D\<85D/.I/`^Y<D"5](%-WLZ&0O91<LV.:G$-;B"@/AK-1@#(Q+
MX:B6C@KQHSQ\$J55H&V$?[-'=5*\3IYB\@_8'819.E7R$.5%\B785GA)28[/
MPN2%;4$_E;8'FQRG;.T>5#N&9+>/"!6T.=J"3#';PJ9E(%]$+:%*U[D.TO05
M_EXO'9@J9<FO4=7C)(.$GYC^WQ#&>GA@'J;`\2&(HE>V$T*JSAM'-Y-\#`7-
ME&TL_/*D_N0Y8Y2W1HU*PX\H44X[DU!A+?IV4V:87T5PED3[DM"?EM27\^R:
M4&C@CQ25PL.4`9(&DN=PG<>P:L.+;C>HT2ZJ&T:\9<2;1JSM44"9UU2=G9-U
MS<<U_=4DUB%ISL_`E@*&%C!J@#;,B+,(K(`SR+)/@5!S.!JJ:7L<=<[;J0I.
MY2E=V^9EBZ9'3<ZW,UFL1\1366PO6</@WCK.XC",$">G]5_C0-SZ31SB3:W!
MU9?B6=)RZ-%A^W$-3#`(3&+A=&/#D3H]HT.M$1\A4*53-9&<#.W6NN:_QA)[
M?:T88AK>"!ON;?];-!RPZ*%W70_\ZH2Z9>0X=*2@MR/1)-TH'*#&<_CDXU9;
MBTZS+#^4S@"E*6F"D<A,Y^F&G.X@TT4T8FU/!NOI3?VO(62&3E6,%3S'6B*B
MQAG7(1.:JL?_HTUU0OMFW23D=Q,*Y&9_I/+^C?Y,_[,*,DS_\/\#4$L#!!0`
M```(`/-0;T*]Y*.A@W@``%=."0`5`!P`<VAB:2TR,#$R,3(S,5]P<F4N>&UL
M550)``,J*T-1*BM#475X"P`!!"4.```$.0$``.P]:W.C.+;?;]7]#[F]7S>=
M^)'NQ+6S6\3&'6H<X[%)]_0GBF#9YC8&KX`\YM>O!,;&-@B)EPR;JJFI;C?G
MZ+ST.`\=_>-?;VOSX@5`Q["MWSZU/E]_N@"6;L\-:_G;IR=E>'G[Z5___-__
M^<?_75[^>3\=70QLW5L#R[UX1-\L##"_>#7<U87XU^5W`[P">/$]P'6!4'V^
M^7Q[@?XXA,9<>__[Q:,&]=7%=>OO%^WK5N>BU>ZUNKUV^V+R>'%Y6=(@UZW>
M]6T/_:'D0;IWO4[)G+1[W:^][FVY@W1Z-RVDEG('Z?8ZK5[G:]F#W'1[W>MR
M![GIM5J]]DW9@[3O>FTFG8ASP[4/!VE_OKMX?K\8:*ZF0$W_Y>`A9YKKP>B@
M[;TA7'_MW=Q<",4/JJP\Z$0'_1H.>MOKWO2N.]4.>M=#_W7;50^*UKZ;5M6#
MMM'\_E+UH!UD2[>5#MJZ[N&I62VG:-#6UUZK6D-"@[9O>S<5#XHVU>NJ#0D/
M>H<7](H'[7;QVEOUH&A1JGS0F[(X/=K8;O<'P&Z[=\UT;,HYY#4^W/1:3!MV
MWB'1.H]V<*83:.;M^RXB6K3:WY6AS<1!D7`[Z,A5R?;=ZN[%B];`3B4+8'30
M#EIX*UD`]X.BS>6VHE5W/^@M6A-ZG5(,B30H=A`JUND7_\0;F:>F8?UZUAQP
M@7QDR_GMT\IU-[VKJ]?7U\]OS]#\;,/E5?OZNG,5?O@I^++WYA@'7[]VPF];
M5W\^CF;Z"JRU2\-R7,W2]U`831Q<Z^[N[LK_5_2I8_0<'WYDZYKK>^VI=%TD
M?H'_=AE^=HE_NFRU+SNMSV_._!.6`;1-,`6+"W_XGON^`;]]<HSUQL1D^[^M
M(%B@WU;/!H)OM5OM`/IOH:H$:RY:KN&^2];"AFN?YD\7&._35#H@'N/X;`'W
M"O_C%1'^*A]M?=MR;!,MURZ8WVLFUL)L!8#KT!"6#)Q*%05R>3R31])`4,3!
MO3`2QGUQ]B"*RFRB022,%7`-73-3^:/#4J`49R[Z/U:7(R_D#8"^FIC%F8"E
M)#K[]GH#P0I8CO$"1K:3B]Q39&51O=*L)7`D:^;:^J^5;<[1DB?^VT,S)!?]
M!+0%V_5,0?]_%,?*3![V'X3Q-W$FC6>*W/_]01X-Q.E,_.-)4GYFMOA,^,O2
MEN:LAJ;]FL^V=DAR4CGSUFL-OLN+F;&TT/ZI:VA]U77;0PNLM9R@L74#4)%*
MB2DGO9+U`AP72V$&=`\:+B5UL7`Y:1G9FN6@S4@PD2;PHC^T81\"=.S`LYV.
MKE0<.6F<0+`V$!Z\9Z*IN\$2H*$K%JXPW4G6DZ5'3=M[=HRY@<R'39<$/#EI
M_6;;\U?#-!'_,EH1H&2AD]G2>#:!@-1"=RQ(Q9&31A\I/3G1SXL8>61HSX9)
M/0-/8'+2,``;VS'H6-]]FW>U7-G050!<W]L0VJ]H7:-;&F/`<J\]UA)C'(!G
MJOE\\'W.L>^!!1:&.T$'72KV#[[/JP%\%KE'KLD<'Z_0V8K:>TB`S&V%"P`A
M.S6Q<+G75]U>`T5[H]T2]Y_G'%G4H(6MVD1[U@1`Q-3:MF8K=)RB(80`G9.N
M*5AZIN;:\+VO;0Q7,Z<`;68P.$71D$9&D'<.&Q;`9SE_NZ>:Q`<`.4<?:@;\
MKID>>`2:XS'()!XP]SR"Q@N:!2]`LAP7^GX^/GP\@/D2V8:@HW^BWFKHD>65
MH6&A,YNAF9%Q?ACN2EXLHG&`J>'\HI(L`[K\W@D^E@.+]GA_")#W5.H[6GCM
MTZSW"-=,X:!T)#FI_,/3H`N@N4<^!8YGNLZ3I7EH!H(Y#9D46/+NB6")366*
M#CD0ZXAJ-SR&R>]G!!N:O\U2>AA1B+PR>'I\%*8_Y>%,^C:6AE)?&"M"OR\_
MC15I_&TBCZ2^),Z8_%DVC'GW[O%W<:;X(0JQCPA3$&Y%0ZX"W5:>#)UWCY*%
M\4P8#X312/Z!HX9#>=J?B@-)&<FS&0N-E)CRVN%4?)00-C00CNE,L$SH:21`
M%Z9?:?PT/HA-/=W/I(&$3"V+OE.QY?6#97GP0QJ-D$1DY4&<2F@2C+])]R-1
M0$I3&/1/B:DXGYB>M%.@@OUC1E).(?.>KL2)/)-8M'4$D7=U?I"GBB).'^_E
MZ53^@=9/!E*2@7.O;>-O&.]`O&=8(V*@\DH'!Z+OA9DXZ,N/$Q&MDHHDCQD$
M1(+/;3E#<3K-2AD!.O=ZBG"*BO`GVS9Y#%2:WTM/5"J.O#ZP^.UI)"CR]&=?
MF$B*,)KBK6T:I$/HR:1!D]>;$J3I=V'TA'`*LR=F"DG@>2F3QNC$(@DCG#6:
M/OF8?TC*@SP<1I.I4VGV.P.]S$CSGHV$*1H#ST5A_#,R.CJ(/3).;%I4>3VP
M)V&*UMK1?HBI.'L:*3,O])WH2:;&5;`WQK".QT-6XAD-@*L9IJ.`-]?#N=6B
M_*,CO"5D_[8C9$T"AN#E4=;*25JK1-K:.6EKETA;)R=MG1)I8Y@G%%A*]M$9
M9@@MJI(SYRPSAQI7-313S2AJ7-703#73J'%50W.W0)J[%=%\4R#--Q71_*5`
MFK]41#/#ZLR(L83H),/J3`(OCS*J59@(7T(-$[NF*;!4$.-E.:TRH*N.<I:3
M#SO6DJ/5#-*G154-Q51SD!I7-30S6`HCQN)R!`P&$0-5<):`E9@8T(+R!`R4
M'(,42P&##25`%I^Y8!`.`;K`W`63?W<*5F`E8I;S5R)TWBI%<2P.)66"%I4,
MUD2`+J6"D<6HB`C*I(YJ%TK!4"9]5+YW"H8RZ:/RLU,PE$D?2_27!D\)M;4L
M.Q,!O#S*J.8($;Z$C&V6W3052W'5RDPA_!.HPNF@#-B?@A5."65X_A2LH+SV
MZ"0GS:"J="1E4\E@[]2XRLS&,PB7"D^9U?/L(F9!5V1E?89#*0&\C*I[!KT3
MX4NDC6I-)",HD3JJ=9*,H$3JJ(Y]9`2%W:XP]C<+-&N^"BY$:+L+$?-@0)?A
MH)`1=74W+UAF%SO6LFMR6-(#M+@JHIDN<4"-K"*JJ=82>F2E5T`Q&`@]LKQ>
MIO@-'T2FXD2>XFH@ENA&`F@Y%+%XO&0,^?-O@</E%_-FR&Z1X)EHB^L,9$(8
M#&.!);YGC_L"W>&^0*TO/O7;GT?:,TB@-MIDZ.X`5P!T]<^+*BA$1WO#GHM6
M-E*/H"NE>>9JT,U!=02^(KH5&YWQ,U$<@:R(UC'()ML=7%4R!=`!V62ZARR0
M5O>43F9![B6(5JD-!`XZ=?D1,>2&_3H@$"UGP)KC:Y?!KQA!UGYA?CLW6S_`
M;^(&:C9,6ZOQ+RH)N?",3H_HY!LB,C&#/GJ5&E:]#I9M*AJW(O#%N]"<9U_&
MGG.YU+3-%:;]"IBN$_[B<W-YW=IV=?O;]F=UUV#(+SR.(3[^0W5[-(NJ3H"'
M5&M0#_&A/Y[H[;`%W?:+JXU_P?=27QGF3N4+:*_9)1G28J?P<6'#.8"_?4(0
MGH-(M#<8$=Z!$7-!R'84B".1>)]R<VO1G/2'XQ<2^J-#H\/=QVJ;BQZ3E9&B
MM"CAYZ`X!^B?E_;+U1P8@<[0'XY5A7Y2`T.=@J6![=-RQ]HZ;K(E?:IVSD--
M!^(_5!6!]$1%52'S/B(;8N=^#MY^!^]$H1]]JW9K)/53VD.QMRJ6>]^#F+VA
MX>B:^1-H$!V>!XB5!-$G?:[>U$+Z!/)#!;2Y&/[0,`'L(TJ6-B2;_<&7ZI=:
MB#V>\E#BG8HEKD`-OY4S>U\_VV:"K`^^4;_60LK'-(?R[?)9RH,$':Y"\+-T
MCNRYN'GRW.]_0EK7"8#J;2TT0<5(J)Z;BM43GL@5A#9!$=%/U+M:B/R(Y%"X
M7RH6KH!HF&,ZAJ:69.8'WZBMZUK(]X3H4,)?.9GO+M1'.*W$?JNV^+C#62WZ
MA/A0\K><)!^<G@*RANBW.">6^+W:.A-'EE(#L0R$6KCCJ@5\AJ77P>YKM54/
M'Y5`_MYAXG*\^0%,\W?+?K5F0'-L"\PEQ_$`))YL$F#45IU<5P(3.Y54[<0&
ME'VW30])#P:.1M*,B/U6;=7#?TTD?B=Z/N[KUJ_>-<;`_"2N2200M54GCS:9
MAYT^JG9N`\(FWK-IZ$/3UN)2'+'?J:UZ>+FQA._$G>#K7AUGK8X9'>7,9"4_
M,,,KQ2`O=K52$]Q:G9SU8@'_2'RQFC19F!^YKX_<UQDK+KA12[%V''Y8@RQ8
M(N%%*>P%P&=[7]11K=[P"T2"-1]X8(BD<Z]9OT@S+N9KSAFU4ZW$:R^>\N1\
M6IUT*%DN0-)W[Y'GB\Z7X2LIDI6F3C(@YVP=K693F4C.V=5)R4.`F-#,H6?-
MG9F]%UR,6H\_Y9S_HU5D#-G)R;\ZJ>Y1@[^`BX\$^]9Q%#LE"8QSLI%6I2DL
M).<>ZZ1>X44S3,SCT(8S+<HJZ1B4",0Y>YFFLH3#$8F=1AR4'H`Y5^Q'_$2V
MX;Y3Z3@)A'.R-)N&"<PTXQ05MI`;`<T!SA3HP'C!0OH&;<?I:Q"^XS>'UO@A
M3(+.&;#P3NK2+N*,+"57+#3!&G8-!C/8P`Z6=W(YK^8/&$DNHJ#5=_Q%HO/0
M]QAL`_=@GGGNG^#@G=K.J_]8AI)+/1CGO1N]-E2M%4R@O0'0?<=O7+K1#I.(
M8X+B26"\D^BTND[C(;F>I$[+>OB6+T&9X2>\$^ZTBHO2FUQN4B<E'3^PC"Q0
M?---#Y=$4BB0!IQW*I\AN$7%"Z'.I4Z:]_MA3H%FB@Z.S*-E"/F30#<10?/P
MA>Q$O:<#\ZX;H-4Z'2>$0IK:Z9Q.N2'O]0A^'9%,*+ZID[I2-15RS#>,1:ND
M/;4[_>1V7#D>8".]A-&JX=\J6-DFXLO!YSGWG2+L3(M";9U_S7\6GIH1S1K;
MEA&;&(N(@F`$-.!JFV_\BDFI\79!RV8S;"(^4TIG$*FP:IMO3*L`:Z#BL1G9
MY#!+3M!X^(G:YANL*D"Q458*2RESW.5G*QNZN-WZO0VA_8H;GI+*Y$Z_5MM\
M@U(%Z#2!JV:DE(_?A4ASC`[6*+YAJP)4&\=24[)*^V<2B(F$_6=JFV^DJ@!]
M'K.3/V-T%KJDFIX'9LPW^E2$)@^Y*2PGP',OS>(C$X37YAN<*F)G)3+7C!1#
MI.N"WZV95/-\]*G:YMU>@JB>>)W&,=&(LBQA/C<"LB>:,9>L;4_Z"+^D4&4J
ML-KF'>3*H&PZMIH1TYCB%KD6F(<//PBZ[JWQ^P2X"?+"T`W2,IX.K'9X-][(
MH'\ZMIH1R(CPYKL-^"D>"%;`<HP7$#RI@M\"&0-77BC:&VDQ8,.D=GA?&\RR
M,K#SV(P2_%-I,9WNU`[OBX49E!W/1F$!DC/.<N7(;JF=VD?&:%@LKEZ$HQD$
M[#P"=V6C4\X+<%R_A_!R"?U*TK[MD#9_&N@Z9+"II)#<^:!.JWB8H)EH[[@,
M==M8`QGYV+;TX"\4*2P2=,VG/I6`"JO3C;:BK_[6,LEEQ_]<A[D;\)'<!2;W
MY"R_I4GD.?A[822,^^+L0125V<07U`JXAHX8R=NF/[%SRL$P:0W[V;!\=#"A
M:=W/+-/$T^I'(Y./1B;\%9=TSW'WL!]!CZFP-6IW0L-+(R+(D;`H6K)DZ`MI
M[K,X`=#OR4R7'4B"KL&;`VS<-"-R?-)X6_"0"P6-O_9G'[*^CZ%J\+H!'1?-
MB`R?\.BW(&72;0!1@^<3TCEH1AB7\;D`&K`:/-M`R4:)I6^5=L;<B<21%_(&
M0'^`REMD!MF0'2T412$)$!]N).542);?A\OXX3*>L>+"J"ON+VB\&'.T\`6V
MO%V]K"75ZD&+I$9.)!-3S7`K(BP/P2ZG'NVC06<$"<"<G4DVA:8:13*3C0@M
M)$IK'TZY?U>T-[\7E]\5/L]"D8J4LX-:L.VP,]^L!>:8[RW7%):3`,G9S\VG
M6K*Y)'/<J'4FADWQ#:PW-,M)(BQG![EBL]CQW,3%@J&',!F0<X_2(G>21`:;
M$04]9#.\"/O#<%>[QR8DRW$-UPNB++06D8J)<Y/3XDV$AN-F1%G399?+C^7=
M][34<^@!ETVHM0TY%=\VP'(`@X-R!,&[Z6F6N$4,"\W:%K8,4K2#2(#@W<J4
MI"DJW489:90SL.6/K5=$.C#O?J:Y%9[`4[/.^UM>*?L-$*!X=T'-K>YC9AJY
M?M/KEG?CT]SZC'8[K7,/GT/G8LL<N<UT$@COMJ993E9Q/#1!K1-HOQ@.HGIH
M0YS4P-<I@;/EDQ1P(0/R[GG*HN)T3IK1I"G6E(4%^C%.`JSS.A$1[\ZJN6<[
MD;/"^CQQ7`,B724#QBF<YD28.K59)3+1C*Y/0^#?SL.E>(:#[=?9.I`V%'0=
MOX5!FND4T+R[JI)U&*]W2K8:X5Z?\CHTYIYN:/`=_:Q`SW$%W35>TAJ#,>'A
MW5RU&*-(8;`9'O@WS?`W,]G"[^#)BWUVD7RX)\+Q[L&:1?^I#!7FB7.\B"Q9
MC@?QG<>(F0=U3>0#7R(4[\ZL632=PDXSDF*!*>,+VT/3?GT`\R60++!8`+R&
M`0L03_CIP+S;MF;1.QU7^9V]<W@?[D0^?O^D7;8O^(WE?!\'S[O7:Q8CH&:L
M&1U\3]AET3GO#K"%Z#?:^#6W+W<>7CI];CL9B'?CUXQ^>@P7A36(X=OQ33,U
M&+32^:$MB<>QXT]Y=WA-44^\3N.8:(3#'72#UYYM.`5^Y\*M3-*;XL?`\.[G
MFDFU1&Z:X37+NNYMD`OQ3G:2HY_Q;LV:395'##0C&[U[*S8]'7W\*>\VJIFT
M&,=$,[Q<R5K8<.TK00'ZRK)->XG#=0/-U2;0UI%/EU;^28.`=S_53%JG9ZT9
M^<U3(0T,B'Q[&SHI\:T42-X]5C-IGX*G9GBXX;/"`BYI/GA]6%IO-`.N`;'+
M)@VXVCF;8!>]`=`RUHP\I["VH6O\Y6M&7AP_0TW0/QE0[9Q-A(M>\^DL-<-E
M/A7./J"??K*C@%8[9Q/_RK/PQ_)5V%M(G+/;_CVX;?H^DMB!&SMHQ#.!8&UX
MZW1[8$6E=O@&T#(91Q8FF_&"$D[O.D%I7Y#AQ=V:#M^M3\EVIT"KG1I&X2CY
M*J#]_CDDQ7S.3N64%I@[A5`[=0W+Q?.RTV^]HW),JHV11+>&$;IX-G8*S5^L
MPO/*0?C`SQ#)JF];KF%YAK7<-]F[!PL;;EOR*-H;<!X-R\;]?R/W70^QQ+\^
M02Y^J8P*M5NG*Z>5BJ49Q]6=,+93]1Y88$%\\BT!0NV>2?<\:DN)9:$91\LQ
M</=V3-IQHM^IW?JTQ3LAO!';2_C<8-@I_%YS#)V@OMCOU6Y]NJ4G,E#FBRX<
M%3HP3,\E7F)+@%"[]6F-3F"A(:]H1=I(A[U+=MSB8D[\:"Q!QS3@:K<^-U)I
M^=EI/__5-)[UZFFG3/2%Z>&.XA,<]$9:<UUH/'LN[J^FV/@=,02$V##]XL[@
MX)GKM)]IP+H85UGR+NSYQO,YZ.4T-'9<=;&A#%(J,?S$[2F`@[>*?<^`5W]V
MG`/TJZ?]VVV;HP>4*:J(&3%]O"#`.JNHY9HPY3Y>%@`?+PN<@>*R14+J&@AI
MSH-RQRL.XE->*-H;Q=Y``5VO!^4HN&E(#3O.!\8P_&1!H)GX;;4'V\0G_<C-
MZ-V=:`$:N'IT@/Z*7`$`#7L>Q/N1I-+RJ66,R?FM`$J[(21F2Q)*(U:HH@54
MK8UB1?`-+YV5=0;BR+^$GDU!28QLL!BF0#<UQS$6AA[H>_[_7I#0'-KPN,5$
M$%4!<\G:'3'R+*>%CL_Y0852C+=H`37C7E29TN)GR%A#?$OSSM:$`]'DOPIV
M[FNQ\*(9)O;&MV*);%`[B84:R6BE+$-P?FNB-'-DE$$3GAM($L<`G75>--Q7
MQOG#0\>DQ3M^I\'QF\XXH0QB4R@37X<4GG?90_-^]Z(4,RU2.,VX/Y=^OM\?
M["/2*RT`P#P:[X<Z*C&UK+Y9)FG^EP0-:&53E47[TN>;NVB$+6_EV(P00]E]
M_#@_C\+1X.B$TX2NGW%3*"R^F"+3/I"!,X'`14<L7??6GM^^AW3D)QA?B:/R
M?N6%H]66+-7BWK3@9^XD'JDTE#$$0(6;]X,V9[C#,\FN&;UJ2**@$'9&`Z7`
MS/MMGM)B4Y2\-Z%3*$&&V0HY>+_FD\LH4O@JK!7*L<+Y%9ZN-&N)P_W^'8&5
M;2+^G.!J)<<2U%-BV`I/D^$_RDW9RTV)TOPO*S(-^,?+A&WA&22\&53UIG%P
M=2L]3>"AWIJ=A#3Z5OX(UL\`$A0:]_FYU*0FZ2=>K0F<U%N;_?U]MU15GGQ[
M+J6G;'J,8Z.PFE,^6ORA0:A9;JH&#[[C7-2947O'+!060>2C.6$^-P)Z\<U2
MR>IK&P.==%,U283C7!"94;-I+#6CI_(4N)IA@7EXLSQ5T_$`G,L&,ZHXD9?"
MXDZ<9G%Z"#A]1M/BX%QNEW5V,[!76.D''VLX$LS`7B.C)V@^]GO.56P9M9S$
M2F&!OWI>F>1<ZY7CSF2D$*NF9^.8.!U)=\<?\ZY_2M!)D@+CR"_*0]WX]1^(
M(.B>7>B]H+N4G`N$F)1-R4]ATY=CSCG;S6?.Q3>T^HG7[@DK1<WB,RT=.+=+
M!)QK8/(93Y%2:,+Z\5&SPL74F,M.ZEP&6$)=P/D7BR3;10ICO(-Y.-GO:[+5
MWNH1_Z+NET!'L1,"DE.P\:"^TAP@+[;1Z!@%YT%7AXJ04\WGY9CWT^`))K&E
M4'(<#\RCA?#?-=.+JTZ@@%);YW]E-D'!Z8SQOKB5H,=]^A;W\G02&%`TN$G2
M*3T&_()V3?7+QB3OY\U2=1TT<G5TV[-<V0IXBG*3KNLT#&K[_"]RINJ:ALG\
MM7REK,^"KD.`"9$7(0>'?"5NSFF`:IMOZ"_/-DS#6_Y7'\[A"I?/SA3,`5B#
MN0S[FFG2[=-L"-0VW]!@OM,X/8_Y'XTX&Z-(V+O"[OS`[P:*!.JK,LU`F)"I
M[3J''K/QVY`NU#0.C"^$YV,A3,&_/<,Q7#`#\,7002"U*=#MI>5C25N(RAY:
M;=<YIEF%=!KR4MO^Y8*#/1]?7B28'P%*;=<Y1)G"6`'/[9S#EK?C,E+?2JOQ
M(Q"U7>?((XFK`M[B.0==YZUI:)])]6#&FH9V@2T!@Z(&T8IJLOS+9?)X)H^D
M@:"(@YF"_O\HCI69/.P_".-OXDP:SQ2Y__N#/!J(TYGXQY.D_`PN4:Z04Z<C
M)O,ZS1ENMQT00"BW*!3_Q^VS_[3WK=V)X]C:_^B<2:IGIOLC"23-.@1H(%-O
M?V*Y0!!/&3OM2ZKH7_]*-A@#NMHR6U)\9JW3U=66T+/WEK2UKX(MI9O:S$WH
M9G;:J&N!8!7C'F_0K<R0Y+21IF9E;?91@,O"/M1A@6S[4ZY!+=7Z:EAWQZEG
M6-.(V%U=W=5E,./P"S8_D^.(G-3KA_UK0JI%'WK_A=L>*8Q6Q.&)SQ/UR2RZ
MUFJ!<R`\MF:G:U"^UN,5D^]GN)PHE'IFMB8VYW#E!^@,ZB+2=S"T\7/`B>(Z
M1:PE\K@0(YTC3O"JGZ)X%'EY\4.4#'X2-PJWS3=_('`N>EL,IXN7D!1N]#9[
MCJ+U#S\(>B$F5.J%6Q\K<ST,-1WNWCT_)N3F"(S,<.#\]MN*C21!'&J#TT=X
MQ2N_8&NX[NU(W<"_18$8HJ'`F?&W%1H)8D`'V6LKKE#$LE71G>+:$HQ[&J.=
MG^V28?B!#AS@Z4BU)@1.R+^M<-4F$700OR8CBW*(&#TL"CCO_[8RPZ8!=$:`
MIK(>/U<($\S[^8!"M/'3)TQO.F8*^3BRTVA>Z/($MQ6QQJ1JGJ]@PO'4/ZRT
M;#-W>&$<J,*+^.&/A*Y_<%MIDB"&MOK%L.^U4^_8BZZ%F+2\AQIO''1YA1L_
MT42D<".9XA(FIAVF5KJ?!EY1"NI=]+:7F@"ZN@*L[+!I`IU\P8@6(P"2PI95
M8$@FF_SY.4->,$B(:R?_U\6;%W[%NP*MHQ\T;;G^9-`U$FXC,,WHHR$!PX0C
MJ/667)_)("U'#T?2'C`%8X0?`GU4_+-"LT-^B(0#37X2Z"H-MY4D-;IHR*DP
M4Z*(82PC1#ST!$,KY'^06!:^)JTV$71Y"$5>RPJ,"')C?[\)UQ>%=N2V/NTY
MXM;A76%R$T!7F&A)1%A0W>@V>HWWN!>FWK[.(7(]'+H:14MR00?JAD-4M`M&
MOO?-#T169(59H.M:W.3LN,#KABM4/A1*2^PH=,V+VVJX:G0I;Z3&3BW`7H8,
MR(5+5U-,,F<RZ#(9&H*2!>A<*&R)(:\06B?$V?;BI0>S]S1&[]X^WYN]<$T*
MRB23#;NV+#]^L/G\T+4M:HH',XQ0#T7<"#>LDJ.PH#>6,]$TT`4O6A,G&>!N
MJ-73PUY91+W57YD?HWI"(S\+=-4,O3*CAKNY>FW"^USAW/T=!>M%=/AHK_N>
M8\T.7;@#ZI;CT<.-EO558I#,@4GL;_TPYV]R)RE45^.6][!VY-;$A8K4C2C#
MJX/W+%H`;PF9*`SY29;WL';D=B\M+FPW8@&OE;M:`B,_R_(+K(6Y9=68B]N-
M<,!KT!?Q)4J"<C%V^076N-RR>%#0-H_\,T(H+L_.ARSQ28`(2HJTM-S_,@Q[
MFXT?^!BZTJM).-GR"ZRIN=U[2`H^=/#?K4W*6DS)RR^P)F2M<J,&6U^,C7D>
MB">LV8<K31X(SF3++[!F8PT>"`$Z;8Y/V,(H12G#<13ZA]/S`7FD-'D?O4>)
MGR;]:$?VR$H@'9*S++\8:?X5L9HM-PJXW?`9E*"'S>5%,,7RBY%VWX;"(@':
M$3]!1<>?E;;'R6;^%L7I`L6[/OHF^W1FCE]^,=)P6T]&I!&[$70CGW1*(2='
M<!K-N_QBI&FWGD`UIH0;/H#J7AI%X5;B\&$-67XQTJQ;3SQX()L;_4UX-!\-
M!D]13&F.*6-I88Q<_F*DL;;FO2/&ZHA-OQ1W6B\+"6F@#US^8J1IMIDPL*%"
M]RN\M8%$BV%D^8N1=MCZCQEYV/H:F`':TPC>/&XB>2.>JP\O()NDZ'AU&3+/
M$1B5:9:_V!/%JXI+FV)IG$CT\-:(XSW>!:*V=%+CE[_88TB5!J0MHJ1H,H37
M&*=.RP"LU;0%&?BG!HV2TVCJAA(PS][?@YPZ7G"L!S`,-U&\*]@DT<-";H;E
M+[#F4!4I4(#D1NC'*8^2VR>G^MGR%^!F<0H\HG/Y$HT3=>7+HF4H$3+S[,OE
M+["60QW\O`+DAM-J$7MA@A>K$I#%'+/\!=8$V)S/7&AN.)^JILT<I*S723#0
MF2>\B$":J^XMS$BS),W7,;&0M!]`8K`S(B%#J,:A="8<#E=AA*?(P7GV+?'7
MOA?[>4AAO:!,F>D,E!I-,9E2Q(0NJ<<HR"@)AB(,2L.M9[X:L9I7P3/!87"J
MC4$.R*+;[PM*WXB!4Z8[@MSXSU,61)*>;C26K_83P7\.D%J#%JGAGT=TY*AY
ME)P6@E=:[\\[SW8[+]Y/-G-_&_H;?T62IE9YCQ!,JVD4^"MRM-Z^8\S%"F0Z
MYS$'033HY9%S@9GT$/`C`>0F`&[HRR4YRV0K"\SBKM>GBZ526.#F:D1YN9$G
MU2$3LII\+U5,5W82@#U66=PP/"SOQ8N_HY24N;A::+A^1''J^>$B]M9E<4K2
M$2F(DBQ&,KNRK9\$WL=*;&:J6:V1QN*3@!0ZR-^D01#]((:.IRA^Q.OUTZ)"
M_*U/A5/-7IGM3_D:8)_G-!Q'^#U/9`5A:A[,R>7BU#9QK?F`=RB=$XRM6!>@
MQ?LL;V97I.>>RB7<W@!,KSP@L=.$8P'V'7--:MM-91K@72;#!;916P6EQ5OM
M=-$/PU?\Z@X3K+ROB<FCM,;M`97=8?Y`7W^0RY:8#$MC\'SUAM89J0%1^5I-
M!ZXW-[1JK+)F926XUN3FJ+NU.2JC!=>EC<6'0Z43=JYS7+3#OKF^R^[,7=&!
M)`X!I7D`-KS4^F0VM]I$P!M9E2N,3:N,V>(-FN]*F+UX;-?Y&"5I<F@4X/^-
MUGG%2']]/#)J[,Z&,P/L5^IZ9/8G?R#P?FS.!\8.%:*V?4=6>X1`B&+E]Y5V
MGG@PU.:B+DIZA_%'`V\S*:+S=I(0G<7;Z5CHY/:W6_&[4M?5^:<`6^2P!*H@
M2#T"Y28`OX^N",WV],O!L7AGE)&W#U$<1S_\<`NP2;ZEBIH=;0"$0[\:MBSE
MP*<.`-\0#'*RG/4L$!9O@[-`XT[^I9UP)ZK).=DHWULF_2P,%@O_H4`3\5+<
M_/"OUH'"3\$92OT8G;M()':$PBP`V^1B=8/=>Q#M$:J276;WJ$P#O*G4^,'8
M:8IX+=Z`>76;J[)H-[^'2MY,-M5US%!`''FY_28OX/:-K/08@"]S7S6:&.(A
M)+O@A^J"I5Y(S6:&OBN;,I+UT&I,%8LW_\D^6F?K,W*):)-R=JIPC-(F5%B3
MG!5.93C0%I&AX(7T*Z*R6,0KN?VW#P(Y_+22/LD9!1*X<;4:N9`,]C#P8`L>
M?9EA%%P\%N^/@1>'Q/*&09&R98>2A^3"N_5V.:YD2G+R/:F]PAH"L%$NER*S
M2YAC@+<(AZR,_<%#8O'FF*%M%A")V1^<QS.4)_P6*9HW#Y7G+$8J>%YB/,#.
MX:[K%7,K?O#"[UBZ#A]BODJ]=QK-"QY>+\<KQG9L"MWB+3LB?;'P4R[/:;GU
M%B4_?OSM)V]%/'=[B9W)&Z;C]5.=7^'5(Q@&O$4$1*,]>,2`+!;\)\^/\R*3
M+\@CL$#NJ'(1%6^UQ`;@#0.XD6C+D;EQN..`MXN`Q(R+1(3(XOW21['_@6?Z
M0,,0DR$[=@C_':VWYV70;^Z3E5R8HN.V]JP@X4#*JY4+$JH_+;3]NQ'_6,;O
M9O2P>/<?*L5Y007X5S]]FVPV#UY`4F3F;PBE,S_YWM@@KO!;4ENZ^:0ZE,I:
M"Q#JG,UFA33`-V4(36%M3`V+=^ACE%=B02%$P1]B!O73XW%XMA35X!#Y>4"B
MJ)+DM*I]1<OCAE*Q!L&'?BA1FW$K<O%9O*.F.1&)M\\+]Y6CI2RA?/M=AE<?
M)FA-6\QD<[;>21CL%;=>T\E!PK7J+EHNBJOQ[.`[7`-3&=M>#W4L/A_^R+PX
M17%P.AMF*,D"8C'VLK6?XHENO!VN5U1AB=)IH#@3P-;GKE!F=\M-`+R!U?G`
MV*W2:"W>D'.T)<K,#+V3\I[A]M;;[_+W97KZ,(9`9,A<+$7MKI08#;R5.*1F
M[!DY3!9OF.EQ@45?TUN'@.0U!67"5LX^!*FD5:637-$LZ@CH0)5+0C($G[UZ
MBX5]_OKRTIO].7F:#Y_'PZ?A8V^\Z#T^3E['B^'X>3H9#1^'@_EG+)G,L%B.
MO30/\SZ4WH[")/^5O=`H*1QH4=EC:4!.-#5[)?V\!TGJ[P2]3,X_7,+V+*Y3
MQOH*@!L=S$X5>RNU>C\\/R!_]13%<Z_Z7PHIYK"YSG1+V&[$=82A)DPW6J#1
MP/^.@O4B>B''WEG9YUH"PY]L"=NW6)>X"$$>A:5^?Q(3A*6`DQ<H/I4C%DH%
M9]02MF5Q'?;ST6CK6`[*YVJ]\Z<L7">D"TL?RW2X?8QRY^J*H!)R7FF>)6SC
MXCJRH(I/6T=SV%.`52Q9_$!0G6()V_RXUOD@#TU;<W-0<>#4WY07"/E)EK#]
MD^N(A!(X-SJ=G[H%3WZ$:$VB8@M.'4],X=TA.<,2MLUR'7&01]:\OVXS66"8
MABBER"1M0^*1R[M_6,-0!4ANM,0M$WOE#W;6D.6=/59`&2P:>M6:P.'+U%1Y
M1@M&+N_LLQ)*0-+0M=8$MB]B_)S%BR61@',4?_BD+?AD4T8+J*ISM>9;WMEG
M.ZP-M!0<N\V'I`=&6*3.)F]/6'\1ZG6,$<L[^RR!'"@:&A*;P-Y3+:=JV9M)
M#B5_S:PP`?P/E-=X$[*^QFS+._LLA#5AMMF)^(8B<\J22LK0F<GF]+>'-"F>
MG,A.L;RSSV2H@JV4"+OMA;1<ZT+LY14*Z3F6=_:9#)7`E4)AM]6PM\8_G_I)
M;BI/5'1+P<CEG7T&0@E()=OMM@N.T8\*@>(HQ']<%=475(\$U:F6=_:9"NM@
M+"6E!:MA^P4(Q_\9S!<O@_%B/GA\G0T70_RO>=/;K@.[=N6^[&3(CG:9H544
MKO+6AR13@'PC%0_><&KPJH?-.ZIK(($3085L]$76:!9ER6L8HZ+7&,DFG9)>
M+AAHJ19)BYWVWP(.;=0AAVW0!#I:DN67*K?<"22AVR$N"_^;4))JS0,<\]A$
M2NKBA0Y^9$A`;T=>U'\7E<@)(0XAONM2EI,J2#EQ:#0I<(!C8]EH"K[%P,?V
MJR-.>N-Y;]SOC4:3K[WQX^!I,GN<#?K#Q6@RGT,IIJ>H0[DZIE=?Z\@..1T9
M!U<'J8Y9_I+J,2N>`[S"*(V*_+-4"A2PBL<Z1BMQC44!2*(7X)T>7L2])KWU
MVB]67$THECM6=?X(L*(F+Q^Z44.K8IH>V[MW?)V4Q234#A/U28`5-BEIJ84*
M6BW3%8T091C8FF@L,U2$4>=!U7B7-)*09A,#JW)*4M,8J1L)*Q2HQ:'[1^:1
M$LC#<.WG/RXO0W6G!$YU49*>!AC=2("9>DG:SU"CPT9Z#N#$%R7)4`'E1K8+
M6V%K)!U-I@7.BE$2F(8X6TR1:;^^RFSP,IP/B`5A\,?K<$J\6C`F`V9.DH0!
M03@6I"(+8TV-<L],,3;(4)QU/,M@<\*M5+&S9*0\QXL?^KML-R/\"HZ-)_&9
M<RC:$6Y'R$L4SF<M\P-;)1H(DB[X+9HG;AB+,!R_CA\GX_ED-.SW%H/^_/5A
M/NP/>[,_P6,3AB2DM+?^(%=LLHAZFTWN3D;)B8.5K]5"%NK-7?L^2-#J?[;1
MQ__Z^9P%-8H_7]*A^-O*4H7;6C#"G'B#VC2_V,ABP!87\WJ>3/I?AZ,1UJPF
MB]\'L^%XT1L_#Q]&@]Y\/E@`.68X:;Y*U5>5Y@&-&[I<'E[Q<?$U+EKIV8!W
MJRI_A%>L"G#'E+?!SW>T2M'ZX&;.64G^+DSDHWYJS`:LF&F7(!7@-JMDD_0-
MQ06A8,[X4Q?P)$T.[2))=,0T1N^>O\8,K2Q1L>54HYE![X%+MJCM6N9H\"92
M33DBW+<\Z!;K9SFLD>]](WTFCU%!-]^KEZM0VH[BP7K#:*@D4PBAX8\'WDE2
MQ.1'TPCQ6;Q=^H/I9#Z$>K;TT3L)^)6Q#5Q^JF,+'.>4$WCZU^`7Q159:,+,
M7+O%HCO_?3);+`:SEX?);#;Y.AP_@TGQMU11WZ(-`%6CRE)"9&UJ.A1]*/B^
M8)!8J!<QX5B\54:3\3/9*?W!`Y`;T(4]<LI)F&Q&4;@MA43]W2$WE;5[2!J>
MQ7MJOI@\_M]#;S[H/TY>IH/QO+<83L9`NZODTF13+?PQ0P')E\A?D7EID&^D
M-,C1AR:S"QM-K/>90J]MHIQ6)3$+]+YK2G3^<T:2`HY9>^FH\_A4GY@O\X8S
MKR%1I7]X\?I8"Z7&V:[EEX"MQ+I%L#TJN9&$(*)+3HVBC%.B733%DP,G+4!)
MHQ1AW,A[H)'B0,A\_U5)<:H:G"39KOB[1L)8_X>`\R)N*9B-B&1S*FQ_\#28
MS9JIV4P#X-'-<N(=1RL6C@%]GE(7%L=>N,VK]GSUTS>2//'AKS,O&/Q<!=G:
M#[=7`D9"`*98<&.4^D4]L`<4H@V^B!_V"S\M@@:.T^!O\=]BC/2?5SL03`8`
M]"20D3CA&6(X79UX:-1TV,ILD*93`STE&HBN!L0V1YH,Q_BJ&RQZ_P^N_MBA
MV+R2Q98S"O1>)+(7A>0`(P?488V'"*7#"59#>U6>%3S.E\<=X1U2!ZX3!WLE
MT&VS0>01B$K\,ZSD-ZY2ISXM>&6P1I)4"Z]K5I[C#8?1EW&W*A$X#6<$KQK6
M2()4H;9HH6E=%SCV`0E(<3P4XV-X%X6Y:@ZC&ESV)9'0"UA#0)6"RT4U/\85
M)@16!3@,$9_>:C`M]N_.!L^OH]YB,OOSL3<=+GJC&<FDG@WR`L%0Y=>V6>`5
M73_R1]$,_94=WN)R!=DDQNMUVAY^J+<CA:3)03TCS%$.,96:!KQ0FQQU^=Y9
M6:06[ZRGWG#VG][H%6^EWOP5=$>5E21/FHC,1N(-`[W6RH71%*-#BX?U))R1
MHIFD)-.#E_BU$M.;_P[P;A6P4'@1ZJ&`F348+["=T(RC,%83G4;S`3]TU42D
M*5+H)VYC6<AMLA<-9G7+A_@W@)^VK<J,%'IMK]U`=V5T:OWFBW:%BG80S;\`
M'$Y00WBT8K<Y2N!I..Z-'X>]T7`\7\Q><YWRZW#Q^^3IZ:$W(A6TY[\/!HO9
M</Y_FH('2MH.0U+D,E?SB2]ULMD\>`$IHC%_0RB=^<EW*3]*\TDU/]VBW<XO
M:GU,LA2?."%Q"RN_W"1F@72N-R6XX#4GA][BQ]RT-\-;C<3F],9_5C;ATV3V
M`A@1_QAA#&%2UBX^JV0]V4QSP2!.+2_<3\)@K^3I;#XYL$/T<OESHD[D4EK+
M$RH['?"33PO;)#RE"N1PS$5:8B\\/"7P)E+%G0KXA7ACB1*1`OH)V9HX'9M<
M:Q$HP63`#\@;BY28&#9[3_]X[<T6@]GHI)C,!O/7T6*>A5ZV]M/#\_GFVLD?
MF1>G*`[V-"8KJ2**,X'J'=RUUMC1"O,!:Q[J7!+N8#7P%C\PYFA+SJ6R8SG,
MCKU<A<369`V!K?-PL:B*T#SL#_]1,8U'94;@?<AAB7##J>*T><N]OKST9G].
MGN;#Y_'P:?C8&R]ZCX^35U*.^'DZ&0T?AX-Y'Z6>'R0$<X9AW;HW`K.E-4=J
MN7VP;[XISU0NWEX[^Q!X"]5I)7X%0-?>4'51M-P"H,AXZ?WT$PXW)48#OVJO
MV45GJQP21WE-$/:CG>>'=7A]&@W\W)3DH:(`G,&S6P">LCCT21L"C._)_TG^
ME+R@W3<4<_C.'@3L893D&)W=7%1V<YD85#+\G"KI(60Q8P1PJ[5&_&5#TF98
MA.'N0X:)1M3]<'W\XW#W'D<?A55>R&NI\<"MU!IQ7A8@6&R)'CD8>>%:B?'T
M`<`]T!IQFHE(6^P'$&M)#Z"W*%#D+WO4\E>+F<R%I:U-)@RG9Z1N@>"-57ZS
M_,V*EU1UO9;?M3D4X<:K?+6\^P=LVD:5]ASVG%9KMZI[:*<F9-'9=\L[X-R:
M"P[0^72U9,LYY?V4XU3UN^4=K/%(DE.72[;\U"L/^I$?HB'^(^]VNOYX>0=K
M!9*]I^@KM_Q5P%2U7A.TR8*1O^$9YR5&+^]@C3X,KBG:],[QN!%J=&R&A?5D
MSX]S$D4);^O2!RSO8*T^2@QF0V@Q_/^&/#V5ACHA?'SSXBWB,98S:GD':]E1
MXJX`A[:W'RB+>VO\\ZF?^.'V4(*(Y_.]^GAY!VO`46(H??E'/O[3:CX^87T]
M12/_`UWV(I2Z>J6&6\-H.6(P5:T;E:8K>_K.269BT5&KB`,!;$1-6DL<5)5T
M?UJ86L=IP21=@(AZ0VDQ247O##<"1DY5[4FX-:8(^0>ARH<7$#K1_U9DXZP]
MJ27A)8T`?D:!$5M=&TP+'*?23!AT"EA)#KM%['7^'&'E+\P?"%'\'L4Y2TF*
M>&^+0A+8=SJQA9)58S;@2)BFS*>+5#TZ.)$%^#K/#_:B2C@I,+#R@GGVC10$
M3P@))&1(9@+@`)NVQ$82NAMFMQ?OOU%,'-D)*>9)UQ'YRH_D#,`Q.;*:CCP:
MR]TD$D"%,;72<P"'Z2@PM;94E$#MUD5>HCC=>EOTX*V^H[6"VL$?"!S"H\0_
MA@B(\-G-]TMR"/E-'P`<Y*.!STQ<EI_WC=WBL*%!3=SB_[#=+=[[\/R`X'Z*
MXCE68XEH5ZZN'<F"_+OHT9(7I^.Y8!2G@HXV8O"3X:"I`<Z)!U\)?!/%"09^
M`OT<1TGR&L:H:-OSS%?HE.:!#F^J)QJRR-QXWEWN""9L$GB`DCN%DT,TE3&!
M5'5.#AEP;G0;92.GE,"L)1Z4>4P,PZHA&PQDVH)W4A1#B<7O*%@OHA<O)5`K
MZC!'`EA#3`S)8C*;!T);Q,X:;4B$`1[[G/EK4M@2A+\I?@I=XB0GW2K:AN2L
M^SW*T\\$.H/B3":&<'&E01&;&^%`K&U``2X(TU2<R<2`,.7#@H/M*![_<E(\
MR@NQAD"48Y=WL,9"+2)PAN;(]'^W=7%`!IO===%FK=GJNF@SNZWJM_.N&F**
MT>1=M3UH[+;.55@[BP)/FSI7;0_T:LNY"FM,4>)?+>>J[26-3`LZ-L0>TU[0
ML?5EDDR,.H:UVS23!IT2=E6"R4X1@X\ZAK7T-&4^7:3JT<$))W33"!-#K#[J
M`2:_NA9?<I+0QXC4%\ZB[,(%.HV2W`PU0DFR>//"Q0\4?*`7_/6;E!&PI5\T
MI<;4F6RH>A6;4L")PX0=KR%+GKO[@C2][39&6\R8PG5_+R.5VG_4F/`Y%<EL
MA0JNQ]6(:%3=M9-X%(5;%+=[8G)_T<#XOA:.3"$)'(OE4=ZYQQU[),Y-#DW1
MCQH88-C"H2E#!3?*`=7?O^T>D)63P+B0Q18.PS.XCE0AJKW[;G+076]IX\(?
M6SC8:*A;C(Z"C(&X[V(@NAB(+@:BBX'H8B"Z&(@N!H(G%KH2C:V/>6#BLIN_
M3;U`=L0F4!=N><P!^T5))/P0XHS_[:N?OOGA)$1_(B\^2ZJM]3J7G=R4`C)G
M'%=]FRN`=<N-(Z!$;Y.B&!-B\19'V?;MR?_(:9+H%B^IWP$.3&A#TF1QN^Z=
MH5"%T.)`E@4*VY,ZT>^8$O^@6^HD<#OF?9&A2JNB1J>S<;$1>N2+!=9UG\D%
M*73+T1DUS8M>:"X[EP`=\X1<P6\N(1<D,RYPH(9,7$%R(WV[U@.DF9-59F(#
M'?IZWW!G2-U(]6[ZPM`I5<+?,-"!W]K3C>K&;YQA;H^L4=X5VF6-]QL&.O%;
M>["=@3[*VJ^?1]9:$S`*@0TQ@+?U3#M#>A2EWSZ%*!%5(<K2N1]N`W0L&=+'
M]-:M>?%_Q,`*3%JT,#'JDW7347EKM62?"U9Q!K!2,!K;O0TI[48K2<1YMXQ1
M^NC%\1YO'_PBSD*>?4#']`:6>&(*DRZ\I8S9;>66(P?KT:)?T*1_:7EGCP&\
M!>BE^-EM#U>@#.4=TY+XR?S2\MX>&WH+T$OQL]N\KD"9EF6.0VU[#/.Z\);2
M9;?97HX<^@6*0E-[#/4-()9B8[>)7F>M[GM[#.@\#"5G&QO$#:S!WM"'UV3:
MY;T]1N^F.$L9LMO0W>PMH4^@Q'ZL>WM,WQHAEV)FMQ&\V9M!LYAQ75CW]IB_
M-4(^Q5A^%C%K2;8HU+7',MX49RE%=@>(RY%!G^!4:.B:X?L,6BD>;MJX];2W
MN+??#GT&IF1Z"Y9ER*(.7[JB#KH1=D4=NJ(.:C-T11ULXWM7U*$.4+O%X@1H
M&J#U%JU[R6,4!'COQ%X@K/`@,=K^<@]R()U(^NY*0+A7`D)W]I@]-CAY1$YL
M7C9<RKE52Q`H\SA1<8&.J\6*"I"/XP6>*L,@NB=R]T3NGLAM:$%V/'RI"[>;
M<3#I%<;%W3"?M:JX'%>+3*E=;EQ@3@T!4D'K1JFJ:1RM$%HG3YBBA!;XYCRZ
M6R:;%R_^CM6M;U42<:1(>2Y37MH2,E,'FQMEI9X]$IY&,$\V%36+(P>,$>:]
MN9G<9B-PHZH3.=/4>,H88=[#F<E3-@+HRDODT9MSZN[^P"?R-\L^2E:QGR]E
MLLF1XGLHP(?+R@OFV;>U_^$G^+_E$:3'V'+61=]L0O-*`UYQN3%`FSM#C":]
M\;PW[O=&H\G7WOAQ\#29/<X&_>%B-)G/!_.#S>36QI(96B'_@UR+,E81RM>=
M^4.ZERR-=IV=H[-SM,(XQH4UBKR\T?`(>0E*3C+Y'..K%S^MDFR'8O+/-,Y6
M9*6LBTIY(@NL%[6!Z6(R8"(1"_81\0P_M0<)(2)7`Y6=Q")3A!(H-RP..>0J
MTAW&N?*]0%X*^*,MLBK(H7'#CL`6]2/H6IO_.-@BZX(4&%<,#?SSK<%Y;Y7I
M00@%V@;1RMD^1KP'W_7'%M@9N(O79D-(H]0+S-JQO2"(?N3UQ-2W;#G6O!X`
MRGNVBJ5YA>7?"GZ'>9_2]<(\%1T+]@R]1S%>G;#8A_0<!M;S5Y8#*J@6RR"W
M;T0\`"T%_"F*'_%Z_;3HGWLP(MYU5L3.BNB>%7$4A=L4Q3L2/48"[0790[3/
M+;$D,I;N%ON$24#T`<!V1!9KY!CI2"Y/U?R9WTG"_!W&"&`S()L]=':R4=C-
MSSZI2(S6#RC$?TBG@1<^[,G_[V&E(GW$9]8VBL7IF@JSF&+_$YS#:H@L3^RA
M`!,>T<PQP*8^1<;1N<\#9_=^GZ'$7V,RGEFQA6<X9Q2PH8_+*3IS^6#L9B_-
M1R%Q0[,&`9O\:C"7B\7R8_K)#_'+'T,;YKH(N<4$]S)CA"F&/L$=S%Z]-I\;
M#",7,58@\2J)06>.X@]_Y8?;R8:"-SFDE=/^D_"*UODST$9!CBS0A4<W>%?N
M!?)X4;@13I]#M_34SE#1!7(.W7;^%[Y,2>Y??@S=FO-FO*<!=T-K"+<G`_(P
MW$3Q+F<B?AQ%<;J)`C^:HZV\2J$TG3&--^44#F5LVJ)!C)&0TLTD5#+$@Z%;
M8=;FJK204`#;?5V\XI7FTZ,U!:[8YBLU'KJ9I20CZ5(@C=!N06@:OF]*,TGU
M^/U*0\C&45_&'.O#D&19K3,LN_O!AQ=DN?Q&\7#W[ODQ(8#JS2^:S\#&D'=,
MXU%MA$X4,:"@)[6*T"KU/Y`>>1'/9V#O1R5YD4/H4*X`,U]&M@F5PBP&-FED
M"X<B+FTF39.C4R5"Q*3G,+!EHKHP4%&YD5S`4Z\O@A?%E^R=VCW3X(>@&R2J
M28KZ$[4>15Q5<%ADT:WXU/\=Z&:+-Y9'.8*XK3_I2>8`[M6H0VZD0+:F.)D2
MTW_?Q?1W,?TFQ?0S"DP41S1:C_$:5JLX*SRHK-!1T1##X_4EEF\'>Y@.'O$@
MH'A\&=++,PL\+E^-74S7BW@04,2]'/'E&08>>"]@6(^L-==UBX2!C*Q#GG6"
MX4#A\XV9*(;E1IB%AN!,.UQF[-5;SD@;@S-A?6P<4:#+CF;L=KO8=81FPOK,
M=+.3+C0,X+8SOUE<)JP_[%:,I\"V_)*Y?=JE*44]-.9=5J+R+4T$T9MX"1R@
MK\HZN@!PX=E]V.O/O00.R^?SBLY?`1R[.:P[_1(X;KX.?_EH++^V==2A`8Z&
M;U2(IA+8;FFN@ZY2-,"QZTSNR#'S!,+V\U97-1K@0'4.@]B/(@8.NUG:../`
MD'CS&AD'&NO,PO#N:.RGQ/N\AO@_K:>QC__^W0L>O$`0X*(\EXF1XTR;1BUT
M3@3A<9"3QC_C:(9(>^134`S^[P3W^M05JI[4R,YN8I!Y'3E2P>M&/)V`&&T*
ME@29#0Q7KRM6<FC=:(S`(<4E&>J)S^4LT`'HN@2%ALN-S`8.Z!Y>F+?5=K0P
MIX.."M<E)%R`+79=,"6V]TL7V]O%]IH4V]M:ILTBCC+\CS6Q<)R"P$@*I'*]
M&>Y4AL<--X#U>42B3M$9P63`M</KL+NYX)@:V\Q<L"!&5C0.N*9X/=:<LUD6
MIS4<7;QYZ3S[EJ"_,DS"8-]'&R\+\,.@+JL%$P+7%[^!#(@)X(8YIXNH[B*J
MNXCJ+J*ZBZCN(JJ[B.HNHKJ+J.XBJKN(ZBZBNHNH[B*JNXCJ+J*ZBZ@VDH-=
M1+7=YVT74=U%5'<1U8;PCN).>(G6_L9?Y6Q(3GZ`@Q=@G!&AG6RP-.<A!XJN
M=<7)K8JYU@/7B2!L$2FF\=F_7X=G*=;C59S<JA!L/7"=<MFQ:1$E:8N")9[=
MJBAL37C=B,,6$4,IY%9],JNBLNO!:S$XVY1PVU^Z<-LNW-:]<%L=1C0[PF89
M2W>+?74M:-`%W^FL4;*?P86JFF8^@[5IL]FC9CRSO1'F[:,*8*W@;0056%_:
M5V],`:Q97)%QJA$%MMO*]0<4P!K/N9Q2#R=P)S)43S0!K/6[!G.Y6"P_IO7E
M"QAB?:Z9+Z"QEV27+R`;:PL<#,J1!;KPZ`;ORKU0/V,`.%94.T-%%\@Y=-OY
MWRQI`#AJ]&:\IP%W0VLX[_F^B>)=SL2'?>%%^"/S`C_=DVZI^4K4BQ9(3@H=
MH-J@?H$"0LM#'BG@68CKE#+@SP4=[MJ0\]+B)*:"W7?.U$O$UN'31]#QL?4X
MQ+`?G:&RFXWS=T3NT1=B,8G$R@/M<^A069VL9>&S7$L@L8&I%ZZ]F%VW@ODM
M=`2M5O[2P%EN;^A'V;=TDP5"SIY_"!W\JI.MU\C`5#1&A9DQIFW1=))?..;R
M.^A84AU<8@*S/+J]:6:"*<&<ZID)E;!,2WF7>_E/,CU&O,"VZX\-C*>\9QH^
MZ,O7I;>F*#8R6/*?7;!D%RS9!4MVP9)&LZ\+EK26E5VP9!<LV05+=L&27;"D
MG:SN@B6[8,DN6-).YG;!DEVP9!<LV05+=L&27;!D%RS9!4O>J)28'<&-])6[
M%[1X70?D,8L)(=7B%9G30(<J,OC(U1"E@;E:".P:])=_+*)__M;W]LG42])^
MQG-SU9L0.KA1OZ!0(3I;Y.L:_[\P_E]URLS5A-!1D_IEA@K1V>I=U_@'?V5>
ML(B>8X0I&R_>O/"W?VB4(,'TT%&:^N5)`K`;#9FEJ*%)BDKBF5?YM)FT5(!I
M"TU+HQ2_?<V5B3$&5<14$GIFBBE=XOF@@T_U2PD-X5%<_FGU(=(XH-&08%09
M5M.7?^3COT"V/2/N6^59-D7QBI!^2SOE&\QF8+#J-6\;XCLR_]]`F[@)^Z\>
M6YH$@3/O\MZ0&$`](B%`>A2.7RT4CJM7E2;AX,R[O#?$SJE'.`1(C\+QFX7"
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M`Y37K0@9&"$O00E%R"4<]M)SF)CWQ#02*:%JJT"O(1?\11Q)S9O^8A;HO"8U
M!JO?\Q2XNL3D'<5^M,;B'*?&"\O7V$_19+/1)#7E=-`)3S<6GS/<S5^;OQ6"
M%*(MT4Z,%R(2QO>!XKT>&3K.!IU(=6,1JL)V-M>;!7Z:'YG#<!438O=1\4\]
M\D2?&SJ5Z\;2Q2:"&YG?TSCZ\!.\;HR;D#8G*R;O)'TCQD"!7B0Q&CK/2X>\
M2,+4E_7]F?1EX%2O6^O+E7ROQNG>A<(\"*N:CBGA^`L\;88A=4'Y75"^<T'Y
M_<,2'Z/=.PJ3`^EC+]SF(+_ZZ1MI2O;AK_$6&/Q<!=D:GP[S-TS8!WS,K*?>
M/G?+X6TTC3#M4.K'^<A#[%[RL%_X:8!?1J=IQ'&H($NR)+D`D#QVB_H5*D*J
M&0IR"B9O_OLB&H2IG^[%,3EJ,P&G/$`*#".L1YE^4)+'2`3M8PJL\,=)+TFB
ME8\W;D&=P%_M7[SO>5S#QE^AF-^@4G$:X&R+&EP[9W]-S*U5UZS^SR9_G"'E
MQM3=<;^V$?-Y:^ZQGEECE,[0>Q2G:-W;11FW<J[T'-`1FW0FJCGDJ*"TQ6/5
MLC`PCG5I!+TU?B224X]ULJO/!!V9*</I!M#<L&=/XVB%T#IYPN3#8`^*T61#
M$A#YQD7F,.BH3)4=+L+1GB&9][_V#473V>!E.!_,>^/^X(_7X?1E,%X<C$.W
MM@IA%KRC.,VSX5*\"P=_9?Y['O`FMA$)QW86(]F<)@E*?@[[4>.^[68<?C7:
MMEO.N)$7KGD:*O[/P'8+.M$9NF>Q7"<:,3QDF"SX'4R4K.'N/8X^<BHDSW&4
M\'87=QRP[4"%ER(<CK1.R.+03[.8>%^?_)_D3T(.,\>84H]!@KL\#,X\$NC*
M@8B]_('`)1E4>"P$HNVA`%A5OK=:9;LL(.%Y?81736R9&`/^<X!RWH3D'1RG
M_M_YWS-IPA$(73\!7-Y!170T0FX>Q&)"$"83(;\J/6^8*0;D)B=)`4-;_,GE
M.0)I4KCK;`J=3:&S*70V!>L8-\$"C,D=;@O?P%-&M/L7/_1WV>X817!R&(@;
M3-::SR*K15U\3I@YU,`/P\6/Z$_DQ;RSH.Z4%AE'&D!TPVZB3`#\XTB[X)23
M6F1Y:032#=.,*@F>HBS6+3OEG!89=)I@=".[2)D"_H?V4Z><TR)[3A.,VK*0
M+)*<Q1N*D;=)N959ZDYID>&G`40W>E"J$4";L)A2552[B%0*CFIO:MF^M3!&
M.S_)(Z5+LQ!L=EIG,^QLAB:9GCJ;H:6,JWKY."RK?F:1A>]BV4X8[HXU`V:$
M]L'@)TDJXYV8U.\M,KFQUM^B/:UUA6(X_L]@OB!.Q^'X=?PX&<\GHV&_MQCT
MYZ\/\V%_V)O]"13A?.H$F`QS=__Z@^3F)XNHM]GX09XQ-E^]H7569*.57TMH
M'HWG[C03R0VF@]*?1',IJ4"TMW3_@M*WZ+QS[L7?(C3V=J+V>4VFM44;:@;1
M;K%A@1,FK_,'0NM6#5E*%Q0A9,/2R[_NT4L4IUMOBY[C*'OG9Y'3OP96L,0D
M/V<5'XG=6[7IV]00%Z/ZV]3ZGGKT0XC'/L8(\WQ]S+9Y;`0&5,=E')BG=0[#
MUW`5A4D4^&L2M#O/OB7^VO>HI4FEQYKG<+MBGPH6Z$@0!A<+R2,K7_OX$>!_
MRU+2&'X5[="(GCDA,\P\IQ>==V(8;L1@Z#M3C7-5*9^IO^F+CJ!54+RIU>8H
MJ*0X@#J/I<8;6`V%R7)I0*W56C7)B`CDI>QLB9TM\5/9$CLOJ)V,H]\/DQ\A
M/M/?_/<IBE>$(5O>GI6>`]K&I^![4\'4GG.U]9OT>3+I?QV.1KUQ?[+X?3`;
MCA>]\?/P833HS>>#Q1S(%?<<1>L??A"00@P8:;CU23UPTLL[Z?O)*H@2DL<O
MOBJ5YNFN1<E]I$K5SW$%/OFAGZ*1_X&NJ/*P?_'^&\6/@9<DX@:ILK-8<FFJ
M(7)6!DY(I9QEBC,!WZR*/%86%`9DP[QG@]U[$.7AO[UMC(K:07P/&GL$L!>M
M!B]HED4>/,.8-PSQK45>=X.?[WY<E);F,X\]`MAQIH=Y7'B6N]<>HQCUT7N4
M^)P=ROX8V*G6F+]<9"U4RKXI:[,DC78HKM:'E^`Q>Q2P"TX?L[D0+6]"/\1O
MWHT6!5QQ)E.<?`(E7!V5Y2>\`+"B-EYC-F`G80V&UY(<!G3#E+M'+XY]V3M!
M,`+:%UB3(10-CX_1[I?X(O;6>=R?^.Z__!2Z(8(6!O/`67ZT-_4UF=+W0-W9
M5.ET8*EV?C0=BRK2GGVWO#/.;W3'M&)=K1PX]8YQ(QZ7.=R]>WY,P#V^>?&6
MVI*6/V!Y9UQ&W35WQ!":'XK-BK8*^%0I3ULM0ROB%F/8\LZ0T&YIGG&`-#\2
M32BW>P0J<2@N[XP+ZA:?AV31^JIO:^R]=5S@5^1OWXAXX8/6VZ(9(HH5*?+A
M;VB>6>FQI.FU\=Q20N-&>22.84W8#D$P='EGB%5(9H/*@(&N;,3RV907^61S
MO!7R8E[G,"H(F;X<Y9F6=\9%@3.V=3ULS6L6F7"K<H1;7J.J/]GRWKBX\5H'
M`0?>44[^[:J<\-L=\`<N[XWKK5F+_P<H1U[_ZNC%_YJ@318P%#Z5X<M[0VQ,
MS?A^#NC(_=\,4P+XYM*RK[S(]%1_LN6]!?:I9O!.UA'#F%_1;5Y#CZW=7""_
M0BJC&#;Z@>6]+68RK9!+P3',KB:G[)S!9XE(C:F6][;8WVJ"*]EN=\JPZGE9
M/X2`LGDL,O+5`5>*"%1]=N63X:0.-3P7&!,M[VVQ%-:"5C(<RF[(5"`I5B]Y
M!4%J]/+>`HN@(IZ2GP9;!84GT8)4U)91_N1F6M[;:!64QU;R',HLR.!YOL!)
M^H;B^F:^>A,MOUA@XJL/K62XW?8]BD%+37D3#U]^L<C6)PNH9']CD]_-BX1(
MIC;?O.EIE]O<Y3;;%K;7E?>PE''5Z_Q:S^,PD3_0HD(>0B"Z&'RP@."QSYF_
M)HF3!GFVDBH9#IT$QOA"7?Q`P0=ZB<+TK6;`B\3$%K5<:`P4NL(EA""1MGF+
M'Y$V^3G,9TKY8>UB<\+G1F'-&NA)AU>]\D)F-*_8L4Z).2!THZVI.G[2VE6K
MR)`)S:NOK%%B#@"=#]=EP<??ZA48_*TI^=[M"$P!L,5H7U.L/D!E8>O:1`"M
M-P]9@D4M2>9H6Y0V%73_X8T#MNU<$55D!V!@L-LD<``CK'EP]ITI%AP61QB,
MO(!@6E6":+?+\!F]?_#"[WZX/2Q74)B`-PC:+G-);XH72K1^,]-ERV)8TSA:
M9ZN4-$2>H_C#7Z%$BFW2$T`;2R18J(+%#7N(4XV4Q/=>=>&6%XM02:LUSGK`
M[/%06;+%Q:?S6(2#;PVFSG3_0*''*$F31^_=3[W`_QNMIS%Z]_PU/M>J:U3Q
MSC:<N?/72NZ:YG3N/+B=!_>66O^IF\`<K;+83WV4C*-PY\7?\2'(B2<6#H36
M_B5L4])`G&A8CP^AG9_MDAE:(?^#(!-5%F",@'X4*%@=V0BT:9*UJG]HBR-$
MF`?I"1T_:O#B8U,>`A)\I"[>#7]ET2%MX?U$B20?*=^;]UK@L)*^?C<\B4<-
ML(+RJ/7A?SD!?LQB0E@)G5UR)HM\A^K(W'`:]E&,@:7^ASC@[?)3BQQ]E*5#
M%^S1IC^11]S!0WG^EN,K4<QAYO5NY6E2/!C-"_28P.(*)O$!??TQ=#%F%7[2
M5]^\?HYA;)3C'W21Y9J,JY9/;IX20Q*R;FYP'?G>-S_(']U`5M>K9:@85L6#
M.]NIY!Z0(F5G'NW,HP8S[M"^J"+%O=4JSO*0M]Q^P57Y!6,M,*BJ8''"IGIY
M:$EJC=<C++*ILA&X$5YQB4^!F1995"E+UV9/O;DJV1],)_,A6(/H8]<Z*4_\
M^:>=>BCM6K\B7*<,=LJ@P8Q;^+MC/\L7+SUXEDEBPR3D[3K>,(M40`$,,P-K
M>8M>1*P\0=FA%NAX"E"@E3U5%N;K7D2,/"SIL1:H>"I8W/"A5\#R;L?J9Q9Y
MS"^6K:]O#;":WJ6]M:SZ&>+44`_TMUUGK^[8NW^0_YO$+U$LJ?:=#3%%?S]C
MCOB<NH!@<5[`_/?);+$8S%X>)K/9Y.MP_`QG9OB6*H;]TP9T)@=IDP.#?)_#
M\##SPBT2)%B7WYAR3`G,#-7U.L`=83?IRE?`MH,SRG.8HSWU%H8]%UT+A8RB
M?@]L,+C@!YUIK(7;S;X7[Z>_RW9"MIU]!VP:D&+7Y8(M3ZB=OT5QND#QCMS5
M"_QKHH(@M.]-,06(3.2,M;O&0G$M$/H(Z`AX%GLDN5F","Q#<)8_=F;H/8M7
M;UZ">ML8Y>*:\&M,B,9!A[2SZ4^QIDJ`,8QMN7^_!/D0Q7'TPP^W`J;Q1T&'
MJRNQ3`@%VH%AB(W0D)!U=?]P)5R]L?<"^.H[2:?,M7?ZVL"X]3NV>82^?B?B
M`,^.IHLG49F[BFDEJ]5PIB!]-.SCN02H%L_CUHW$H\GXF=B(^X.'16<=[JS#
M[EN'N[`T2QDWBL+M\43FL*SZF45A9Q?+UL6J*O+SAAKM7RT51+"!$]T-T]TP
MW0W3W3`J-\P4Q2M"_2UZ0%Z,WWQ/_L]3&IC@2:0VD:6WE!0PB^-G'@;CP=-P
M,1WUQL"!?X_1CA2O*`0C7,]0ZL<YQY0N-859NIM.<N^HT;2[_KKKSV#&]4GK
M/5(#-DQC_UM&ECX-O'"P>P^B/8J)2,<H!Q3OJQ_U=E$FJ@C68&*+KL?&0"V^
M+N=IM/K^X"4$_NE0A+(IEL?O9%-=S@SE[;GS,L?S-\S_;V3!4V]?M,&0>!DV
MFKB[5V5?D$W)W%VUW55K,N.([%X=EEPG&VV`15<C$X`3;M3!SQ5*DH7W\P&%
M6`=(GS"MZ(B?_-`+5_BUW%NE_H>H3D>C>2U(V]6%$[8H-B.2Z:#VH=<P1JMH
M&Y*&"G0MZ5"<DB8)-6>R)=NW%C(W<G^/T`\]G^CB/H[R*O]HW?OAQ>MD03)?
MJ_^=:$+C*/T3D0KC!_I-4>Q'ZZ<H/OP5^>Z.=\C<="&F!"W+G$JW)DR+I<1A
MWW]WW0.P>P!V#T#MS,W/'(GTD;/O+'GV7:[9;D[1+X]>')/DIUQX'_:G;PX"
MG9/@1(=P3:R)8V\GDVJB_^>`7YM7\J#RT&R,W&[IFV$-)?97Z4&Y%J??TKZ'
M?D^VQ%BZ&+$H8+<<.-6!5<5@Z$#"J$#Z6<(_^"OST_TPQ.*<Y;NDZ%?SYH63
MG`!)^8`99X)3X69K,.^-R.PA>TN::`L*S9^?&&6<0F6=M$6T9SQ%F@S#XH4-
M(LOG2X!.[C5"E*](XD(3P_;(]9]\VX,*\?D2H%.>C1#B*Y(T-T/_5@AQB+;$
MJ.&:&#]%\0;YT))\M0KH9'`CA)E&%7WU.5T\E$U4DTW)@3=*3ZZDUS=NNUEH
MRH/0N;.Y)-I%;G.NJ?4Q6Y\\/_Z/%V3\S&_XY1E820!R#TC12UM;TT_SD#1S
MERBNT<`"#.!O42FB:>L1ZZ1B=/XN,G.G**YQ>6=<8"7X@U>*:-K:\#JY4PZ/
MK@P+E9G;1&6!RSOCPDOAWM'2%-/6]1BX:A2\(FO\N\007ZDU[Y*3B_:W-I[M
ML`&0]UT`9!<`V05`:F?NB_??*":A/<ED0XI2],+#H31'JT/O,$%HI.0,E@1-
MRJ-QGN_"&$GI.8`#'Q5X6ELH'(ESS._@0O<0QCA>?0L<WZC$)=;A?@W)=H9V
M`8N6<J[NH^+P=)AD:9)ZX=H/M^UY7%F_]1D"$#G8M8F>O0ZBF\43?MJH05%L
MH-W9O?E5/$R2#*W[&:F.5^#+29%4[NED\!/%*S]!7.%2GLRFB+TZX#YUK-*U
M[9GHBC_?_3B?X1;'E?"W/T.4G0(MFD<D61TK:H1.]QFBY7C@-8?]V!<5=WZ/
MD"=9ZU)X]5N?(EZ-!_Y3!]-<;\\+Q]A1QYG&_JH5%Z?:"CY%R)@Z2;2%N9C_
M/F8F5<N$TVF39GVK<"JT2R]9M,6FF'PRBTAVI`JX2"LMQ*E@+.V4T1978K)@
M-WVD`BDBC=;U*8*L=!'J9-3_Q-O`(LW[4[J@1"0IA5B3:\H%(P:0($NN8'GW
M>7Q9"B0I!;FQF\N-TWA(NF&$B;]J+;A;])O+.XM\9FT2H13-%LK0WEHXOXEI
M]$V\F<]IQ*NEW-Z/+N\L\ZBU1H52/ANG]^NL]DX/_[^X!LITA]PRPSKJ&LVW
MO#??S=488"D"C;T(-8\H+4)0!C1H%(3S.9?WYGN;M(`L!:*Q21Y6(/"K7K,X
MG&9<WIOOS-$`L10%J!Q+AB@(4^`J2AF+^2IS+._-]W34`E4R&+)^25TF5U2;
MVDRNS+&\-]_P7PO4*0KT<^]B1[A[1I7C_G4PS_=+E^?;Y?EV>;[M,7=4+P_,
M$,VWZW0I;:DLKXY>DF2[HUWH'9&6#'W_PU_C,WN&R=6&J5CVMZWOOZF7%DZT
M\FR%4/^)\&GN!WZZAQ#9\U^';N,"+;17U-"6[>B.W,[\Y/M3C(CU'6$Q26\I
MM;3?-B6/^]8RRZ"%(RF2=;U$O-V]0/&N%0>=\$?-RQGGRVA;1'"VB>D"3Y9A
M&-T+OWOA=R]\W<S]C*U,72WMTO4R[7J9RKM4BBI79)5XZG\QZW8QOX5^T+;$
M)(J;A8'>,'X605QDE7>__?8KGY^T;Z$?>[?C)P.]Y=?#C!!*<(N7WYCR:A+<
MX-7U:GM]`[)'W`'Z]!5P,:HSTG.X4R[6;CWXQ0_]7;83,NCL.^!R3Q?TIS/I
M<L&6L\G[*<>FZG?`19'DV'2Q8,LOHZ:.8U.*!JE[CG7VP3OQCOS/J+<F2QDK
M*LY,-D4=N5Z6OD6Q_S>_S)[NWS*P?,H=VY[4!OI/[EN[(,V'YP=D'S]%<1XB
M=P-9O/Q)`^N?M"^2-")`^]`8C^<92M+8)_Z4W!>1HSETXF*]H3E##*P+<LUM
M&1#M.96J_[/B3#F5?NBWY)4__P4#\V);.#&N,6LK\J4YHZAAZB]QT_HA\3P5
M94.>XRBAZ<3M_9B!F:R,0ZDU^-!MX)1DZU*O>PWQVBN%F8G],BFRL)AUAW5.
M;V"&JY+\U`*LK8:57HG!"UP1%FS19-/;I"A>_(C^1%Y\*#W'D@3!,`/35AD<
ME@"BK^Y2VZS#GZ-:S+L8:&"BJ33[*%#TU1PR1!,8)*F_([?2*3UKDY\_K))!
M;?Z<@6FJNK4!,0'T50."MY,TJ/O!+@0V0\2-BO_^,0KSN*C,"XAV=2]Z_]QV
M-0:FXPK>2K>GCTOEA1J\#8`Z"UDFGAH)#%LU"#KRSM)RW0Z)JT[6:*N``7J$
MWJQYKQE2I*=UKSY3.%3@Q`T[]YK>T+4JWK6[]EH>2=.H9Z_I##X796&_WC98
MV7K25/^P,$K*E'RN%,/&09N;D]HD'--E+0ED6X:"HA@D-Q*2NI(CIB04T,0Q
MMRSXWS+R9Y6#H#K.@O(=LCB<*+U!PSGRO6]YL8;'+"9$Y>Q!F>'0N4(*2=J2
M<%J,L(/4'.XZU:%3'3K5H5,=;LJX1R]YF^='*P9Q\-2-_`T:ADD6>R'7*BH<
M:X&ZH8(%6.5@G/J]U2K.T/H!A6CCIY-O@;_U>#HBZWL+%`71^JW6#`9/@]EL
MT'^<O$P'XWEO,9R,ZY9AZ?2#3C\PZYKI]`-+&4>5WI.+[ZN?O@W#-:F*B4^H
M/DI6L?_.N'V:3FF1-M$`8GM*1NM7V#!<13NT\'ZB1-D:KD=:RQ6<2E!)E`7C
MC.JN.,G=P:=A=\EUEYS!C#O8%DL9)@4>PP0=GA@2)XC<!!9=8-*`G###']`^
M(0S%"Z[@BAG/&@G\II;G(E<*..A<8G^^/WKA>H1_J8X0\,<#U_C2)`I"C&Z4
M/^!3J_9%`%SZ2Y,,L,%IJS"01JD7P+IDZRL#DC,`%QFK\YP5(W)C^Q_Q'BX^
M]6-`;@+@&F8*7.6+A1"E$UK"$>W9%5A?-&2F`:Z>IDU`)+&Z=7C4%PT6A8`K
MLVD3!PX^%S0(=<8S"0)<Q[\IPSFXM.5T7#(:P,JM$+G5F;D[,W=GYC;BW?/Y
MS-R#S0:M4O\#E5),NFO-T"H*5W[@%YPX6OL(_@PO9'_V,8?3&F:WR$"N!ZT3
M#R,94N"_)/'[?KA%^"^13+.F)M-:$,NF":8;;R9)(@Q^HMW[P?[87'*JLP%;
MYYL*02/1NJ##ISF3QA'1^C/\&58$#B^4X>[=\^-\ZT9)@GB:C:Z?`'8*P(F>
M)'$^SPE'(\@D?>/FAS>:%]@%89;H'2D"72;[=O)&-\LV/O18TP*[.^"DC4.0
M%EO'&B9L^?;JK?^;)6E>&ZBAD%U.!^PJ@1,N"B&T-4$Q4*@*"F:8B)-W5)0O
M5Q<EVB30WI5;2A`+_U%P&A?9,L`H?]\9Y3NC?&>4[XSRAC/NZ&3%XMO#+]XT
M&2.5(#/:,(O,Z`(83MBBKC"2D^KP=X>WYPPS*O[`%WJXSM.;O2#I!4'T@R2>
M/T5Q/\J^I9LLP/\MROBZL_X?`[:EBR1$4JYTD.$32^.9VJE=_,YF!S;%WU+>
M+G%#FSH%=0-*<%]C/T7]Z$>8Y*_/&?*"04)._<F/D-VU37$:8+NXFAS4!.B&
MK?$*]^%5&6Z)$?_1B^/])HKS_G8J1P=[%F"[M:8C@HO/#</@%>;SD$(5:3@?
M:4CH?$,)N,+DAN6NIO)5U/4Y%OQK0\^X_@E#(NQOHMS2P&NS^%DH<.38/?ZU
M=E&K3@YM6KZEE%WB/@K8ORSN07)%B=<PQJH<Z618I$2N]L)H$>DY3`GZ;R@L
M/'C0?6;;TGH%H1KT`:1GO`/\+K%`-WIMSRJK:(V%[CNOB;$')-JZL1J0VHVQ
M5;0@97L[?:R!C>=EK.YL,.8;HRIK[R.\II7/+7PJ'KF\,\;VR.$+W_+$@69F
M_5KZVJ=9O'KS$G0PO_OAEA\[5'>JY9TQ9D8=+!=BM6Q7'\HH>N\^OC6>/3^<
MA`^D'//;W*/&)]2?;'EGC%%1S]X7HG7.^%R!?_W\6&#L"28C1DB((?E64YIR
M>6>,55):A'1@=LY63:5`#G<28@*0_K^GAF<-!(DUY?+.&+.D=D'B87;._%VA
M@()UX'+4\MX8^Z$F<2AA.6=_5G9?5.WQ]\:8_C3QF2#29P$VPG)06$7.Z:-B
M&3H?N;PWQOK7A.4L:-HLO3</*!]X<8COI]R?,47Q8[3;16'>S1JHM/EQ07@Q
M^3)D,N@90[K`<MF<##8!&7NBBRKOHLI-8!P^?XN@$G)^<7AV]IU%<>.7Z];%
MK37:^*&?OVXS?YWW/[LUZ[XB?_N6HG4/J[3>%HTSTB9[LLD/H&22I4GJA>3I
M].`E_HK#6J5Y+"J8HHI+F\43,`*!BKGO!QG^NRO@)XNOJG2(9P0.SFXL)U((
MW3",,O8)BP+J)PEK)N#`;0UG"0>9&[;.2\56=)=0O[>H@#EK_=H,CH!WPR6V
M@_`J</,P`CBFN@D_3PCTI;!?<!3>XJ#<!K0S/'2&!TO?KR6<P5^9G^Y)'\4H
M)#$,O9^^E`V"-LXV<P0#@]V<O0#5CW:>S^L62OW>%$L%BT.,6XL!Q6Z&?O5(
M8]/T!1'=F?>*J'X';&]@<H+Q3+A8NMT,ZX6IOR8*D_^!3O[WP<]5D&%MY0D3
MBQ`F*Y@RV5SISGOZ!(*3N<5?-<4H(3C7VZ6`-C.724(Y]G9(>$.(A@+;(UIF
MNXJLG='$[D.L8I69I]'J>R]/G!9>0KQAP/8,&9;1F2T`93>CF[H@#3%JJ+L@
M?]5GAS;I2)<^^'H[$L'>GD91S`^<`$[G>ROZ0XG7B3)&!Y6<I![/B`U?UI7!
M&0:=IJTB"R(<;6B#K5M`9X/GUU%O,9G]^=B;#A>]T6SPQ^MP-G@9C!=SH+"K
M&=IF`9E\?\BDF"'\=HQS/LET,9$:W]E%);>(+#5M,I(F:/4_V^CC?]?(+]B'
M_W#)-?Q7RQ':>L$`WP'IGO'4IGQEN,F3OF(F5]HE<+$&YG/S\A,@&R2#9-=T
MO5BK!J(R<O<67O`M2A^\\#OS^47]#L@&2*/-.?58JX4Z+1AT?\0@8_3A!P$:
M>\5*Q$S@#@(RI$ER1+1T0U-;G_!U'(5BSEQ^!V2VDF0&9;66/U>;&AH,B891
M-S3\VW;;\<)'\21$,S_Y_N`E9<XSAWV,$:88B\YX0^<C&X$3SWLQ"X^`C;/?
M,%EV6C'T3:7I:8QEKPR@S!/`>._@JX\--+<P64=?/72<,$/A*&*9RZ#6!4F=
M8_)',`*Z&IT,DR0@N!&URSCS%Y'23E28!;HVG88+D07+C5(#]22`2QI#(JOD
M[U,6##=*"QS$>H2*<ZW$?#CG9'<[?[R!M>M$^UP,2%O=@6O^M^\)X=FY8</!
M.X=(YQ`QU1#0I:M;RCB&\G80YO53%!_^IK?&?^6M]GIT7K7Y30DZ'XGSHW3A
M=<F6I$V8ZA'3.`V+*3QU\;EAU:+KESQB-%/%I6<V)<I=_OAI@!3:M':3:VT1
M/:"O*`@.?TVJ(^J]UR1_P**$?6V`W;`(:A>HFO0TQ/>I?KG)`W3#8,@_F:G4
MT'.]B:<VS_E:\WZ3@NJ&=7(:1RN$U@D)/N_['_X:A>MDAE;(_^!6H.".,\^E
MRQ0$$8X6;9#-/(1KOUA'N>BO?OH69>DT]K%V%H6$\*2KU_M[''UXP60S3).3
MK:G';@2L=7X#7<17HJ`=<(O=L5JW6Q,Z)9/-(UZBG\+:J<E2CBMY\E:D+NU>
MPCS-&]99I27WC8"(G\,8?0&?GQU__;$EQFCJPEUBG##]G/8YL*F8SA09!CI2
MDV2$TI04\BO`";/":9\#&VQ9;*$SD0'`"?-]4Z>>(693=:>>]34]SK3!)\^/
M_^,%&>K[R2J(DBSFJ3.BH>:9+)FE."2@.+%/GQ#&X`6_YT6YO3PUI+?^("6T
MD_E;%*<+%.\X')<9;IZ=D<EU23AN^,RH^GY>;D`N*U]JO'GV0>Z6E\'3HI>K
M]:=^>9*]((\<8]70M%N_]2FGJDPH&F]8]]:7W!<"(GZ.MWY)A(=]^<???7P!
MQ*NW/7$3!(+WO]P$EM@$I,$XPO3J"7@-6&A`4)H'V+(@SUJ!:$AB=41"AN$[
MOOAS^MP)K1&<4<!&"67N"82`"M`]EM_78OD]:$V&&[#\7G_E!G-X_J46S[^`
MEGZX`<^_N%(MXA4_E>)@3UH'D9".Q\!+1!6064-,L6H(M#K.\BW?OS1D0JV-
M/0C84,'CDSQG2RAV7\>O\^?H`\7AK@B_J/S+(>*"Q&1DZ5M4%-,4'MJUY@,.
M:.*SER$2-7$Z8<E^B>)TZVW1@[?ZCM:G4JMYUW*AB$B,AHYKJB,1DK#<,&@7
M_2%4.<\9!5U'HP['!7#<2-%HZETVI4*&NGNY4@3#4AV\]^'Y`<']%,5S+Z@V
M1Q`;_\6##:R%<<<TK,G!<>)Z9D-5BS%0F@>Z1(8D?U6%@X'4"3GIH]C_\$BU
M?&'NRN6GRSM#HH9DMCYM\=K4,%9#=%#_\EWG8.X<S)_*P3R*PFV*XET??4L7
M^,<$ID;:YY8XCQE+=XM]0NLB?0"P\Y?%&CE&.N+3);E<:9RM\CLN\D*QS9`Q
M`MB7RV8/G9UL%$XHBS.4D+R]U"=YO%XP2,AQ)60M9Q2PWU:5O7PD;ECU2$MU
M%*_46,P>!.RE5=_`'"!N&/-.$,D)I<#:T^?`SMCZ3#V#X$AU$WSE9!B>)#,O
M/P;VP]:Y8*\`N%%UI*F1W9""$.HV=HVE_J$>+E[8"]<CY"6HJ&M!:)`,=^\>
M*74BDU`O-P.T2Y3./-;+1AH2L&[,:DE$L:V1>A6O8?0M07$.IPC:PO"BD"2P
MY/P81^&,F(YC/]P^>(F?Y`;'![3U0])J-)^2(@JM_R:T=U5%(,Y%ZB:DT26$
M[RCVHS7>*7%JI"`^OGGA%DTVF]O(8/EST$Y@H\3OC"K0[\:;B-W4V^?.B=M(
MW?'7H+W31@E=E2C03]F;R-PB]L($8TF&81H5D=6W$3_*#T.[QHV21`9]H!_D
M-Q'*&4JS.%Q$4Q1OHGB'_QO1JK,;'8RL7X?VY1LEGCPB0=L:;J@CKO%_]%:K
M./."6XHHX\>7=]"69(,DE$,CZ)JI^@4TIJ@R^2-K&*YBPHX^*O[9@GQ*__;R
M#MHF#B6>2B0RM-:K7OC%[DQZ01#]R(O9W$8PKWYV>0=MW#=()JG4:;&,K#FW
M^2"OI'-#NV/E!Y=WL&X)HV[M"[H<A>]7/29'/+LII8WNN]#3+O3T4X6>=DWU
M+&5<GJ]WBO7!=\53A+4'+,?'MB82YXC\)!:UQU,"Y41XHQAQ(QD`CF55XV==
MF=`8ZMK`DZHKM"I))YL37)(5QJU/3_L>.,15!]=9N)H[+G\K.!VB+9YV#</E
M9\\/DU&$:9%,PAS:9'-!-0[/)48#A\#JD``YE-J<BBF*X4+<CX!R?,>>-;QM
MSQH"'"6K@^\<:-#..CNN?%@#W(VN?(T1N,:9,KYTIHS.E/&I3!E=F>9:8!QA
M>E>FN2O33*_VE:3^CBB"FQ(BY;@4E_]2F,:-0LZ*B)VPI'4%GODG1E?@66)4
M5^#9>)XW=7O94=29NG#+=VL9@HT?]',4?_@K/]SB*\H/O9!D2DO[OM0F,J\_
M%;/@LS(P)V[N1R]YPX#)/TAITP\O(,=>+WWTXGC/"2-2&@^<JZS.689?1!*K
M+L$`-(O_CH+U(GKQ4E(2L5+NEB,)K"'02<RZN,_#I^URJ-+HO+;@#9F?5S(Z
M1M$EIS"Z,4F5>(_B%*V+QGT<:9">`SI-69=X*`'6I@:NRP<EF+24E!KFM;`*
MM?GX=R/?^T8Z/>)]\N`%9'WS-X32YSC*WC&=I2S=.N:'SD96442T`=9V*@%>
M1'V\=Q)?4*>V^`0Z^5<?W^AR4<7I@(I1=OQ]B.(X^D&(P'M,7G\-G6+;-K\9
MD%W8U:0,U.)0!HJK1)P^@\Y8;9O;EUAA@VL8B2I'V_:ZM')=:DJ<"UUQ!N@$
M4)DKNP8DZ$H,;9H-U%H-2,\!E6M9A[LJE@,&5"?L2JS7<HFYAB6A'`N5Z*A/
M(*0@NF55&$?IQ;N8(P+7'T-E%NKC.1T3]'U0YZ:OJ#N-[GO*/,M[XTH>UKCU
M&<"TQ=`:\"!7N^LYHY;W,`;`^ESD/\\9$%UYL1^K]\I<Y/0!RWL86YQNAK/1
MN?9$E^$U]?OE/8Q)3C>KF>!:>Z6W'@1_:I#EGPP:7KA^0^NM'VXQ/?R/G#SK
M(C`^Q?-G&!=8O[**W04_I7XOEMDKEWDZ;25\"@UF[8+K)36I9C06A>:X$7O_
MXOTWBDD=_&2R(6<+)L]E@UE!\+WD#)9$W\NC<9[OPM![Z3F`P^X5>%I;*!R)
MN1^&6`U`23HC2=<_O'=A-"U]`'`<O1*_Z"QGXK*;OTW#9PWIOZH>/MM*L#OY
M7R,;5U7*'KWW9)K%JS<O.:G0E\8LY@!3`IO/*$XQ6O$`&%J6_J1&X@4_^3_1
MN@J"Q2G^*/.BDNGL$J*`-A[K-2F^1"':OWCQ=Y0JA/U01IG2&XG#7SD4;A1=
MN.C%71I0^"X@SBCHD&(U!G-A&%I?_'C.#'Z^HS!!Y,V.UIQ-*1X$'>>K?$<R
M44!7W-98">4QVN$EOV&<N9EF%>W0:Q@C+_#_1FM2!(C4`)J$)QE.>K&?^.&V
MGY%2IT7=YP>TB6*T\'YR-G,+OV9@2"_S$&@)?O/JVLT*<K'*&6=I%J.+?821
MY5M)=(A(#88.]94^3*31G+1OJT^5WFI%<AR2J;<O:B47P!^01T3X,8L)=7LA
MZ62P*OZ%<VBH3P8=$JQR)M1#5\J);H]3X]<T$>X5/D1F:%TT1!^&<FJ#<*"!
MD:#TW2Z%1%L9<-"-7MQ5)*#Q*8A^Y"B'(=IL$''KH!`EO*>;>#!T>PV5C2R'
MYLCVWT!3OAA[5VZC7GQE.G^HR`QM`,%3$TC@@1\2_:R6SE09;@7'I&EQO`E;
M,%BV7X*0DDU"&DU,-IMJ`LG,3[X?"A/*!UZP9$SA)V5B*9I/VH52R(0Q-27Q
MYXBDZ!HRW)QQC'/F,=KM_#07TT4TR(_%1[P$/YUD:9)Z>4\<UG$B,]:"E@HJ
M6)S(]ADA$@B;3#97",6%(@1#@8,95#IH2$`QU,E:D=7*JA=12A8FW*J70TR)
M4U#8H10(^D)[R82W5"ZGO=E@O'B<O$Q[XS^?AN/>^''8&PW'3Y/92V\QG(R5
M54I-2:,1!H&5^75%I2$-=W/0D\TTYRZQDGOA?A(&>Z60WN:3=^JHY`;30FJ;
MU-($K?YG&WW\[QKY!6_Q'RY9BO\*7P!;+QB$J9_N&6&[E*\,5SWI*V9RI5T"
M%VM@AL9>?@*D*C)(=DW7B[5J)FK]8ZG8P<+HT^IG0&H:C8KT@^5BL4ZHW5T\
MJ:WE6*7+K5Z4GS/?$<9<N`,)L,3'PU-!\7\&C@2^ICJ=.X>E.G$*%LD%+RA]
M(SWH/U"2/^EZVVV<1[60;G8<IDF,!@X7EN6I'!)H"X0F#26.WE&<[J>!%QX3
M3-X)7'Y,*6\8<-"P+)<%$-R(""^ZSTGU8SOT)`..");EWL62W8CO%C+J"!C6
M;"'+H]-JH8.S-1GG*Z4.PO4\C5;?WZ(``TN*&T-""Y6=PJ:87!5,VB[--=KX
MH0]:A^L867&(.U2,R908#1V<J\18NFQ(HG3@2=,_K'/A_:S0C2,`]`'0@;<:
M>,X&YD(YGUSQD./PY:?0E7<U\)8&R0U-N58E95@KD@9^7L)Q0X^6VYYG8@QK
M;=+!R7,T;FC<M71L'OG,SU>70Z&O[PF\'DVB1Z(PQRMLDG7Q*50M6TDF,4S&
M%!`M*<#RN4B:#!CKM5\L?.KYZV'XZ+W[J1=4$/.,&\+!4!5.&[%;#I8;2M2,
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MC&#"B(_R6]!+%/C!'`@<'RW)<&DL;G@N3G'^!;`C8FX$'WT(=`BU(H-Y,-SP
M2C"E=_*.8LP=:AD5^<'0X=C*_)8!Y(:C@:3J$!/LL?B9E)6//L2FB&P>!C>N
MYHNJ=A+[]_`E=$PUES7\#5M!X(1M`?]J%&-2S%#N`A6SDCX`.F*Z!D?90*!W
M)^,=-%FMLG<O7.VK>7)LA@G'0$="*_!,"HL;.O`A""%7#0[@9#0DWC#H$.D:
MFU,$QPV=N(1T22$>HUECH,.GZW"9A\4-Y??T*"`6FL<HQ'`SC/@`/0J3H@=&
M\=W"^XF2P4],-PS>#[UXGRN9)$\+C\1H\/JV4J_BUGX5.GR[EN[6*C7<"!\J
MP1\(^X!"M.&&BC)&0(>#UQ80*A)M$4*`V7)B^<=?!!DI%SF-XIQ=:1K[W[*4
M>.P640O'3YT?)!WMK12L-@@!7?J_#?]H,Z%3G@LZD:&&/-7"V+Q%2[.^6BV(
MBJP80.<J-&5Q-2FA<:L5X!)'AZ7F@;BE$_KHPNRM_YL5_@\>;^4G@4Y%J,%X
M-7".=%@[/]`^/#\H3K-*8M8A:/O!2_R5]/$OG`DZ?:'QX2^%T.JN,K(![O==
M@'L7X-X%N'<![EV`NU[2=@'N78#[;:^/41?@;EV`.RF^/(TC\EQ9/^Q?\74Z
M#$O'3H]T#2UR,*6BWQ4GLRLT7AV<$[N[GN4&/**^!K=D+#K@4?:ZBLR4YHA%
M-$.K".O/`3J#BE^FVHZ&-GX...9?J?U`._"A`YW:<&_1Z\;SSAVI\=#UU%L2
M`!FW%9LBC4\R$QP+?807BQ__9.GXSP'*61NN>SOBD?L[_WN.],@,ATY&N*WT
MR%+$C=-G_H99\.!A<A%+$0H3D<#0!T#G+]Q61-@T<".(<_!SA3#!O)^'2)(\
M.X^*F4(^CNPTFA<Z>>*V(M:85,U#3$VXW3!M8X01]U'Q3TQ-XDT\819UNY";
M`#JCX^;ZD21-F@>QG@O1`C2*C`M:KMZSPBS0.25FR12CBG_CH%/`N$1Y(XL6
MHR%TOLMMY4F-+BT6PH,7J.+1JLD:S9D,.L]&@SE:@,X-[7SJ[0^[L+?Z*_-C
MQ.Q"QW4:RDX"G9A3D]4L]Z,*;"<,1%>0C\&UP[!:<858.#8;?$7CE7*#&&M,
M!YUTTZX(21*@N;VHF30QTG(EX5`D0F4X=%:-%@E0!=S\NC'A_)`GG19M!#I-
M1NM9H0;;C:Q@!N9#D*(>+98S&71:C`8M5H#.#3&9H??#23K9Y*:"^5L4IQ+=
MT_@#H5-F:K*4+A]BJ)HU5$#['*;8"J&BKN,P23+21FJRD>RH)QX,G5&C52[D
MX+KAH*SN`4EI8`V!3III[6RX!.F&XBGO`J-04(L7DC(O="\1K3+4F!+MJ2+'
M_T%82IZB&.^N+%Z]83),-E^]./8$F9W\D<M[(^T?-2\?,=;FYGC6^0,I%I--
MF=4JUXR0/W#Y!;SDIWZA8$-MG@=NPITD3S0MC]KE%X=>,VJP'<D0)XA[X9K\
M@[@6/KR`;),IBGT2C7KN,^>(C,HTRR\./754@;>9,@XN-CU,V#C>8QH*FQS+
MC%]^<>@])(VXE)#&7N#W7`KGJ1>G3DN)0R\>:<2EE#1^VA12,@BK&DOKQ2?^
M>.W-%H/9Z%1X8C:8OXX6\RSTLK6?]PW.JT_<NOC$'QG>+2@.]K2B!4J5)A1G
MZLI*2.XW=;HR]IJ1-23@LKS-KB_!7;C=C&N[=0=TUW`:P^C,E0*CB]EKM/%#
MGXQ]SOPU<5&`<;X`>:A5A?4)"7Y?#@$JK-&$RQ0(;KB$<E4P(5;I*!Y%7DA"
MCTG-XQSHFL-<_D!3ZG!(L%@(Q(U(UQJ5KU_\,(K]=%\YZO0F6+>Z"O,*@NBL
M2MZ`*MH<357*@MU+-I8449$-5LF0QKT0C.#>P(M#+.C$"'ETEG)+>U*_-Z]Z
M!Y.;K/5KR^$R0%.\Q-CW@RSEZA*,$<"%-IKP]81`6SH5B[.MV[_F@^>7P7@Q
M&TPGL\5P_`QD[9JC+6'&#+V3VA'A5L*LQ1K2V:]DMP";@#89JKIBIUVQ4SN*
MG3(2BTC\1X8/__V#%W['^Y!9QY3SM;'E3/EKACH_&)P8ADD6D\MW&D?K;)47
M;I^C^,-?X3<9EROBD4!&$TD.2:W?\AJF9W6^)8L%GWT-9'10K1E\N69M)BX[
MW4F&6`/4W4G_MGW#M>U/,LXR\.\&_J1?M5V&H!WHZG8*-\X:(.3E:>6Z$]9A
MD\M:\1@!%\94X:\8B>ZL(4!^CZ/0/_."\HSLE]]"U[)4X2IU\=J<)9#%M4[`
MQ*?N]<?0Q2)K\K"R>B-*[S$?E+ED;"L=[)G;C#\`NO"B#)_$"%RH9O?Y?.W`
M]1G5E+.;DD6;_\<(?ZW&UN#&10@))(8*H7GO97/TO%J!%.;5.63K!I<+;]X-
MV:2M*2S??"Q%;(BU2X)CIQ5KZWQ\J15`><\7>)H,+[]SHG=.=#N<Z%VVQZ?+
M]GB.HO4//PB&NW?/CW-L?-V`/L"BK`XF`"<ZM9U033;X+>.%6Q^+=''+#L-#
M@!D*_`^T'OQ<!=D:GU9'BO!4_`;3VI0+T@QFB_DB[?=?GPV>!K/9H#]?3![_
M#U:%*=[:$HK+^8>=NB*Y):[(]CF4E!?OOU&\P+]"ZNZ@;\?ZY>E^CE997.3$
MTV,"%6>P1)V11^,\WYGQBLIS`&M""CRM+13B:$@KQ.)UOB!U<+)XCS$^1_C.
M#<FF$<:$<<<!*SM*W*,+@`B>$VIR>40^!EZ":97771,<_LPQIF3"RKY>*>NW
M/,:LBDAXE%]_;$H>*8TQ=%Y2,1@61_V8[;(`T_(#S1'I\3`]+B)?M2"^76(L
M<$PGG0447[@D%K?.U>+6(4'(44C\I+)G*VV<*2&>LN<K`X/E$=@7J(3'+/5[
M4R(\62RB<Y8%Q6[]]U""6*COGGT''</)9`6=<U=KMYME3=TLIH1JJOM9=,9I
M`B4>G5W[>0IY0KI1"`*J68,,#-F\XW3@X,%P0O.IU.^6Y"UCA($QGFS&<C!8
M_J3,,15H^EGLA]NBB')>\72,?N3_A7_Z2HPW,*B2S6MI1&Y4TSH_LV9HC78Y
MC-XNROB]8KD##8R*E#VW:5#<Z*Y&Z<=P#KT7KHN_0.$*U6AD(9K-P"!+CE34
MPZ>MK)5!QX*H9#CE:P.C,V4/@'+]VC(X0%G)D-ZIYZ]]4J&"I[P)QT(W<59B
MLQ0:;6D.)C)=G=70/9IU,+C:=KE^?H,);&VQ&9EQ2<OBFYF#15M&A&2,VO^2
MA7[#R\#_\O\!4$L#!!0````(`/-0;T)KU'(4V!L``%Q!`0`1`!P`<VAB:2TR
M,#$R,3(S,2YX<V155`D``RHK0U$J*T-1=7@+``$$)0X```0Y`0``[%UM<^*X
MLOY^J^Y_\,V7NZ?J$#`DF83:V5,$3(8Z!+-`9G8_G1*V`-TQ-B/;>3F__K1D
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M34Y1$-)DH\W]0&A\`@2USNLW.EN%U$\V^BEN]+)]=MYN--^WT:LV_'?V[HV"
M[3O7W[O1)KS?%^_=:`O&TN6[-JHWVNS5/'_O1O5/8`_>N]'F9?O\?4<OV+Q&
MHWW^SO#J_#UMO'>C9V?,]KYWHV"46N_=*,R7S3=I]&!BN]PO`,^:S-R_P<26
MT62#+6Z887C')L'.GS-@WV/ZODI`"];^3:QN9J,`;NOLG692_6P/+]C`UKM8
MW62CK09;][UKHS"Y7+[3]+UO]!*L7[MU]=Z-,@?AG0?2!5_Q)JR1;ZWP&FD!
MHDL<C-`:^QMDX<\GJR#8M.OUAX>'4W\U)Z<N#NI015-OMG1PGQW,>MCWZ+J'
M%RAT@L\G/T+D\.Z>:.!ONWZ;\155Q"E31`^M4X\N@:2AU_^X'4YY_^(J'>)^
M3U$_SJD3T[?JK'B.?!R3LU([V#$DB<_K4>&.U,FI]X\A5)RLE.00$]</D&OM
M.R%T>BNB?G5U5>>E,:F+ERC`=F;E5W7J.;B^)8NY0K^V1&BSXUH@?\XYM@4<
M[EI#K^T`;UM>Z`;T*8V,CZW3I7=?WQ;*V$)*L6ME\6U+)8PV)G(>*)"0XT=K
M):=G)1(&XMYC/Y"S1&42)A<1RY?S\"+&HJ=9?&+)&:!`0@X*")XVV)>JAI=(
MNN4'&YK1")1(6K'QAF*K8."`'>!C9X&LH(8?-PYR$=B2IS[\O0/$<]UP+:_$
M#FB=];@.1#6@PI18.[YBIBT#LSC(=;T`!6#`?OL5;3;$77CL,7L/VJR+,V#0
MV(^[R4!N/K@@L97LN+;A!B1X&D!%=,TK/M$(8)%+L6O2Q@OB$MX=,#E:;6]^
MX:?9O;LU1C.M,^II\.]@]J<V&/7-R6UG-C!'O]8/:X@K#7ULF^YO_#<HQX?J
M>+/,CFRYMB0RCGV%Y>@MY%BAD]U`/87M<\#N>J[O.;#T@T%VC1QFWJ8KC`,_
M0CJ[6`YS$["=`B)XBW/7'$W-X:#7F1D][;HS[(RZAC;]8ABSJ4(8)T#88A!!
M,$9@5H,5#@AT8@MX.5HY^JWRZ&N_I"K\FT+:2`SI'5B^N3`WF/)V)4,_@TZN
MA;,\+4QG\`^S/%/-[&OFV)AP@Z/2VY"!:]=;@W@K[/KD'@\]OT`-(KE<&^?E
MM=$U;\<3XXLQF@Z^&MK0G/[4RJ*[0NX2^P-W&GC6]Y7GV."B&#]"F'0+])/#
M*-?4105-?>F,;HPI3-E08';_^<4<]HS)]'\UX_<[F,H54EL"HSU$9G\+T&"4
MA"<"IV#2>58M<H5^>C6%_IRMA-<+^:N^XST46<D=F5Q%EQ54U)E^T?I#\YM"
M5G$:KM>(/IF+*5FZ9`%C#YP.B[O1Q%V.`7&+X*T*2M+*]7#%?!+B6X[GAQ0S
MI=S=WG8F?S+@IX.;T:`_Z':8N]+MFG?@KHQNM#'HJ3LP%-+&@/O[;*1.L152
MZ%N,O;1$BK3>.$1Z,/IJ3&?<&9P:7>C!3"E0AQYR?7"D.PZ8">;?]3W:I=@F
M`5M4Q0`74LG!U@_!'IJ=T90[W9TAF!+ND(#7K74G1F\PXVLNE<`?4[PF`!\+
M9,#2:,-&<`2XM$0.<O,09%C$W@X`QRBX`1/HF(UN=5#=6X.!>^=:R:DQG/O$
M)F"F#^U&#J4<]5:.'8%5S-TH/97>74\'O0%8='74<.-Y]@-Q'!C")JS<Z`#D
M<9=D[N`.F(PXPE1()8?_[!#^&]/L?1L,AWS0F[,OQ@34,(-5Y>!Z:&@=L"LJ
MA9PXE$F8DP_DB)X?(AJ!J"1R0X+FQ$DL,(2G<@POY!@.!YWKP5"QA44/;SR?
MQ.-O]Y<<N$^'P/6,L3D=J#3PIBN/!C-,U]<>I=X#^`RQ8R$ID*-X*7@17\S)
MK#8S)K?:M3F9F-_`<5`(TJ'G+AEP/3P/XG5LXHD<1,$5&YJCFPC#GG&MT#+J
M&KO0IV#LH#@DGGHB1:\IN%?7QLCHP])^/.RH%.7F4<]K!#6R0#5V_<3V94:9
M'%#!A>+QL=IU9PK+2A:Q-D93Q?8L>WB!*94A*RV1XRIX33VC;TPFRH(Z`/=G
MC6?H<1]3V3^00RAQ@0`[0YMU_E!IH6,@ZK))&6#PQYC"V%M[[G2%*(Z`S"F7
MXRKX-D9G,F(S=_T7%B#YFS:&-24@?6N.8(;O3`QUL)[@)6O`HT]=M"$!<B;X
M1TAH%.Z.X,XGD2,N^#X3X^9NV)F9DS^U;F<\F'6&\.CWN\$DBH>K`SA4B]D^
M`H_U;==0J4=R0`5':#@8&=$V`H_TJ0-@'Q'Z%3DAOL6(89$8J?(B.:""@]3O
M#";:U\[PSM!NC<[T3KF1V<.4W$,#]WC@^@'EF5TL7/H%VTLPMQT+BA(>?'ER
MN0($WZIG3`9?89'PU=#8!NGD+MHI8^&G+T;OAFW1=+I0K)C;WR<N<BV"G`3,
MWTBP,A>+9`+9A/C?MV]!!0:Y:@2/K3\8=4;=`1CMI&:^#69?P`+U:ZE,*&TR
MF/Y3'?5T/;X=B=W]QF7ZD13BEN#6=4V^"VF,U-J"C-(0F'N!W*?$R#U(4"TF
MD\,L.'MC6-V-9MPEZ8S^3`UL!9-5?P\1#3!U]I!.L!\Z@7_GHA`6(RQSGL%?
M@DZ.O^`4_G[7F<R,R3`)_<28W@U9!F48UZ90/LH4+YF%GN"-1YG5V$8T#I_*
MX14<QJEQPS?,)L;8G#![H@Z08[J-5?!HT&[3-_E,#J+@'8XG<>2"AX;4@7";
M(V/V$QDR^P29.#_F($NG&H]<!8*[6#Y;1_LEKELAH['?&M]GV,S0W-F%FK++
MY0H0W$MI$H_V2U2)0DCS_!IP07;9-;!*B#SN*+4FB7I)6KD&!'^T5&:/@AJ)
MDW$`F5TJ3E(+.>5RY`5'5)[NHR#4>R,P&*7S;_;I-W*S4T@O5X7@>);,`5)0
M-W%Z#HQ1GA.QS\V)$DR2>BE)*]7)F>"IEDD,4E`AB82@)/;B8SG,@J>:S!92
M%<Y$@I"`J5@F!U9P0844(@71C;.!DJ@>/).C*7B<,9>"(/)D();'LD\%2N*9
M72R'5O!#I<E&"N+,\H48"BQ;*+W>%I[+D17<RW0&DH*0\L`&3WE))F>D1F\>
MA1QFP8G,RJQ1$/`X&28+[IQR.=B2!$])NHV"2$<Y,SQE)NV;'#Z6XRIX@\D<
M'`7AS$ZV2:);2"4'6_#WBA)S%%3`/G-FFSB3S)M)ZJ`,H50-YX*+5Y"MHZ`6
M6'8(3PY)YH8DT<\CD*,N>'P9&2@JHAWO#2;2#5BV@=GO)^]P89D&*1U49I-K
M1G`9*^<_**BS:&=]N[&>T,1N6ST5I"U)+->/X(26V=574"6[S?8=(-NM]MU&
M>U(GI:GE2A'<UY);_0KJY7!W/^5WR<ODF(O[IH?[_RJB6VI'NH<#1!Q_AA^#
M,+ZVY5F<<LV(OG"%'>UM"]JV"85T)[MW8HM&]L44,8%<$X*CG+&UO:WE)]@,
M!;T0;3T#;HG_G`>WIO\$G.'0+`2\F0%XWIZI#/#F3\`9#JU"P%MRP"_*77BS
M![SU$W!AIBU!)P=?<)H+P%=O"BW*0DI-IV6)Y<H0_.22.4OJ3;5%USVEI]W2
MU'*U".YQ-;4H-267A+I923$94_6%X")75(Q*4W=)J%N5%),UI4LVB"LI1J4I
MOB349Y44<Y:A&/'8:S7%G/U4S"'4YY44<YZAF.>F*\>*.?^IF$.H+RHIYB)#
M,8+_75$Q%S\5<PAURG.IR"-7DN1*I$I*4L^KD67UISR9/`*I$CX)?GQ6WK]Z
M[DH.F'HAW!ENR2?Q+&X^WDKY(;+K:67FIP2='/V2E]JJ;&/*'%]);T948)!K
MY;F7WJIHE"J@G8XU5N>3*TMPWZLJ2\%WJNCH4>I]*DLL5X_@Q)<[J*3>BU02
M9KV24K)F?<&#KZ05I=8`)9%.&;>*/'(="<Y\-1VI9]42A_I2!DSR7(ZXX*6G
M3_NI9Y,.C_2)L$H*Y=@*SK7DP)]Z`,?G]%+`'CZ4`GHI.,K[,W_*XY@RQAEE
M<E0%=UA`54'#*CDSF1JP.>5RE`6W-^-0I7H#.7EZ\B`G0"R0@RO9:$Z?JU00
MU<1]^/+P<6:Y'&/)GK$48P6-Q?8F?'X1O@SKG'(YUH('F;IK7V6HY3?LITUS
M+HD<\`HGAM4S);F`ZB5`SW#)+P5WKQ!UI=SP7$R;)7#/2/^Y%+\F4XB[2AD_
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MSXA<>Q5]-Q/MOIMI1^`$J=C8,YGEBA)<Y$J?X%1Z4B[_C<WT5%V=3ZXZ\?.U
MU:^H5&]J+[QV,GVDL"RU7$7B=X5*W5+Y4RM9..O5U)*U$!-<\$IZ46I55A;J
M9C7-9*S6=/%$;B7-J+1T*[ZL-67*RI/+-2,XZ*4O=U7/G&WO8-U=P9K.DLLH
ME,,N9B^+][O^!%B:JI)/(X>[^'.Z*J]Y=Y_%Y:D[TL/I>11RR(L^OOO_#G#V
MOSGR\00OM$?^)(#BSR<^66\<?+)]MJ)X`<\`_UJSH3?U9DO_%XAT^KAV8A)6
M<TI;CW/JG'IT66\V&JU(98<H;!N.JT#4$FIY:/$Z]*NKJSJG@DJ\#:;,J:S'
MG3^IOX(\`'A5>=(Z.BII'#2O*@VP8.?H!(%Q7560@U?A=<6IH\V&N`OO-_CE
MNEXTF%D!2.+10'/1&OL;9.7UD@5+F'-]HOG6"J_1T+-X-3DL[*]:S%=CCVIZ
ML];23Q]].^I8A?9W$E5L/^:KUGZRHG/^EQV4;CEF8$V>EVAL@?PYYPW]VA*A
M39T-I%I#AZYFMLG;DS+6L1/X\9/:OJJR4OO8.EUZ]Z!P=K]LZ;Y(V+:_7]`'
MRPO=@#Y5[D22+_[C)=T(*<6N]8Q^)!EW?[V@)_C16E7NQ8Z)_WI!ZRXBEL]J
MTJLTO^>*?M;V%53M@$^LRLW'/.S'2YH.-K1ZVS$3_U6M]4.K<A5-%"Y>(G`+
MRQDCA](4%[-(5\P(ZA<OZ4%)4YAH/7AIR]L9$&RE%=3PX\9!+L]6Z,/?Y7N3
MK,785U*M<RD-VYA4?A]C'O:CVMN8$L@.:)VM2.INN,:46.5@..1Z@6+V57EN
M[9F=\-S1<_J1G/E81?XKS9F\+JE.L,,W[GA?/I_T/(OO/+`[Q-R`!$\#6%[1
M-6^O,_<#RH<E<^C8RO!?Y<BCY27K)6G#,^(N!P%>,]?G1$-;JL\G`0W9XI-3
MP7*/>/:,\]DAY?6=:"YQ'/;%FIC6#X&9!"$KO:%>N(D;(5`]2*<)XG4]U_<<
M8C.;D=Q4\<<(9K!@A0,""U:)H%49CT?DCOU_872=OC_S.K;-723DC!&Q!^XN
M)VH34FL%JTES\0U1BMRD[,^N(0G"V@-CB>B3#(8%<OP"'**R>80\%.`Y"5X#
MG6U?![X?8KL7,D6->0?XQG8"A"+"MY/5XKE2KR'LF&Y/K?`L43]#EAFBFX3@
M59@^%@CLQ!J++[%EM!EESOI)P:0@%#-]@%'?L0!/1FXN8EG2$B;?_F+:#R!Q
MTGY/`_@_-V?FHKM"[A)&M<M%67F.C:G/;L\,GJI,"2^K\G@FBQM$7#^ZK!@&
M-W)8KB:_86F"D6/X3$K^YPQD_$;9-H[WX"8P>2;_1[`;LA-_LA51+MGQ:%IZ
M@'$7;&<!]6LG;0A*<T1"P@H8EL[M('[^3'V^7-(A<?$NXSA7PD+*(Y.L2L;0
M3AS)F'UA/<<SJ)\EB&PDO+2B(QLH(Q1`_\`40P.\4G\,,Y?U)!.]!.V123==
M@2_-+DZZ]BCU'MB9J&SQRA`?FWS@]=NA`SI)?A!M'MPR3?&_^'=<I=)69CTR
MV3MK]JG;?[-9Q^=1!N!?LQ77+OG83\J6"<0+ZSDR5/9JW1HJ=SG!%B;W_'N^
M)49#&;8CDSGKHQJFRS^[D1!D'Z)(1*.R1\;KUGMDJ.U5?GA1:HE14L1R9++V
M\,;S29`M61;!D<F1,-HLO"!<JE/&VI=B/%JYMT%%,-HA++S`7$]8(V6&;$G.
M(Y-\-PE%]T-OS]/8ICOR7,HF);:H!G62;`B>7\6'Q>(PL/#@8OL5\"E3[9%A
MMA__TG7-SIN)9(>WHMH\\/)*CQ8O=FL"B?8VS#!@&3TVC(,RAJ84XY')W<.^
M1<DFBN;RF"5W?G@X<AK.;7)/?.;Q,5>WBRA]`I$.-T)>4$>Y0,'[!(6VGVH;
M@AW`B44></L^B^RRS5OV+S1@18WNPT35>5\<X(RRS8*W"Y`/UAMXN;$-YA!9
M%@V1$XGY2/R$Z+E4[QP'LH.V34`"-MH&%<7J>6M$W&+!8KK4>VSSAW]5C"NC
MI[=X/<>T6**8[@@E8CM-(?=)HS>'S<_YLA5R')&4,Z"""FP6?MGWE\6?!/&*
M23^$7+,5"F!&\/&/$,B=IQY>H-"!940%@0OK."(DX$WK1&^:(*!8=$3]E@2#
MX)=';6P/>*(KH^WR',]@C*G%3@TLL1@MKUS!%@,`8!,]?=Z4^$X(M!HS[_RJ
MAY[\,?*#7HB?CT5N51\+E0L0Y?)U4,FMZF.A8OR`5WWFW5`,ZV.^VWW5>!6,
M*E3\L1![,3(?'H']',&\JM!_/A1Y-1T-)CU8P%F!1_V.[WL687XD^%317MPM
M^@XBFHL%L3`5)M/*G'_E7+O[KZ0#.L*P`F+)P;"ZY4',>-?!+^&!YC$?H0N:
MA<VW)WP+0BQAP').801D$1S1HFK_-@[<.]=*YHI!7<0F`'_2HRE%_@$2[:)$
M-R:$35@08!X&S#2QFWG9OEI"Y$+*CY`59JPWCO?$4^"7%$<I@,)PS2,ZJB'K
M0VT`D/&X(=O<#]'USB$Z(EE8Y)&P,'YT]-1?D8TH2Q[1$<ERXWGV`]0"<WJX
M9F=IN75GZ0SH(#)92/EFD\#KO5&Q#-\P6:Z8`/>8@IV?8*8"F-N'9($E(N>3
M)^6.5?.7Q9X'[O:L.AZ2>V;R`-$E@2JCG13CT7)"MID0B\;CRJE7\%G\'V#R
MZ&=+E1C2=T`<#>JY<[`VKLY]A,NBTJ#<^7@1.FR$5X<DD_?(7I6T'OE0%@9X
MZMTHQ_`!7H:9%R"';T;GC.:,B>`9O!]@:F![KB$,Z*=KY#(W;XJ7K%2<U_/I
MCFAJWZVFQM2S0XMOHT\QO0?OU<^2K@+/44D:.SC[+,N1YZX1_0Y#+6VU2M`>
MO]F>D37>)ISMLVW_Q(B:+IYYLQ4X`LD7M@SU!WA%,^7@(LR\/DQ%9<1.D7\`
MN2?\)JK]*=@<;["8](A>6SZ'2'+F!:F*"(](IL@=Q[#PH=CREBY+"Y=_OA!\
M7/B)?<&7K\;\`18;<A$.G*I=^M<-.PI]F!CT_"I2,6F>NOK79895$L)XQ-0B
M0/PR+`ZK^<!X;%A:QDO12%9R1%@<=)B/X!XLI'<]3R0")H/5E=A>*.\K;M`4
M]GL[;`\6;]78CDB]VR/:8%F;C<:%&,25%A_1M&;RG$S60?WJZE*<H*7%1]1_
M^9F%#KMV8\GIKI_V)&,4Q=,?$+4CR7RV[B`N<VRCFQ@.PV9O5']R<O>C*S+^
MNH.0,@FC.RHZ80"+,[9:N7-M>-682=X/"3\RNL*]%Z]6XU%%E?;[X>:BLV!Y
M%`\><SI\;JR28Z:0\F7;Z6\K%'.ARHHET!Z/8,]^;\5C"RQA'4;IF!(+OX9E
M*&KAB&8WGA""[6OLX@4)S+E#EH=!PVR2#^"`Q[=3S-!C%.CDUXOTO`=7>J!'
M<J]%:<[CCSTE1$H<RNGA#?BLY%#M98@_U@!(B#&.@RP6O[D(EMB)V\P*02C@
M_K"H[*YRB4Y+LEM[3/>:!957[-*>$H.C@/\#(#-#SMP+V`Z!F(XN%/VGO&O;
M<1,&HI_4AWX!S2Y:I'991>F^4YA0I-2F-D2[?U]?"&`8'*A`:R]/0<H8^XPO
MC,<SQPZ9R0?QR.`JW@//ZJ7)!05Q1\XA1"%<*DI0$.._'&JW7@O:G:XZ<]-?
MD!%Y(B[D_H<$N^)/)O;])/07!Z:"#B-2UI4,0J0D%>N#4N\S)4<CJ59!_@9Y
M00B24[AM-7M3LR:@B\_GS33<J\$#W_:ZV!O[GV^FW*Z"W>GV)$P(+DP+'I&*
M?H<K7+YNIF:TKMUI_`A5S<B)O@"3E#8R6$*E#&RF]ND*=Z=[O8KV$G0W5OUD
M?9];\PQ98E7;(R)V$V)W]P#Z=QW%+ZAN=WIOJ'%;RJV5QOJ\FCZWMI'Y_JB.
M%+>UM8TZW#>T,8>M262#T*,N*62<!GTH%ZJUU3U?SE+`:%%W8`MK#ACPZBC:
M?TC*UH77]_A:9#Q8)+I[WD7;P^)-A7:W>`S?G5W0G2.>6[N:D*DGR'))!J'9
M^I".FY#SH//"6I*4#'#PF"@H".*9\AX@[Q%FG>CC6P4DTW2;>-3,/'$/_,P3
M1&'2#XC#'4MY@/*AN!:9Z",>,OJG35DM#`O/(K/=^%T/XH^$)/HX.""9.AD,
M`6QXYQ;P`7R<IG4I7OHNN9/_UD6IR"CT<M0/,K**>;!*W9QO)QJDHOW=TAN1
MB5Z>7<+);KZ?9',WN\;!DQE;BLRB?!HGL8GAQ76>3S.S=-+\T$["99P<A<,A
MJ#/4A.$J^D$>PQOW#8T'Y"SQC^S"969@%V@XUQ#LE[!WL+VQ5MRCL3%4!+HF
M(W<,*H:W(JV:#E*15/P5N`G8*N4,R&;08S<I(M?E'"C11!=X!,ZTZ,IX6WMP
MM3[MN/%;*T\ZE6A=O8AJ%1NJMH."LF3TFESB<R0]3+F<N92]!SF0U/RPKO=*
MY[4WN>%=ML-U87++E4E.VB-DFOPV(I/H9LBZ#_B64ZXY2>4?A]\)RXVA;)%Q
M'V#7Z/@<=$P!P\3R'M7`B*EU66&_5&+0)PQQ#:@ZK,P%Z[W3+P7>Y2\9^DK^
MI["+*OFBKW,6C_\`4$L!`AX#%`````@`\U!O0F>#9X5E*@(`7-@N`!$`&```
M`````0```*2!`````'-H8FDM,C`Q,C$R,S$N>&UL550%``,J*T-1=7@+``$$
M)0X```0Y`0``4$L!`AX#%`````@`\U!O0M03K0X!&```A7T!`!4`&```````
M`0```*2!L"H"`'-H8FDM,C`Q,C$R,S%?8V%L+GAM;%54!0`#*BM#475X"P`!
M!"4.```$.0$``%!+`0(>`Q0````(`/-0;T+/W%GSBUX``'%.!P`5`!@`````
M``$```"D@0!#`@!S:&)I+3(P,3(Q,C,Q7V1E9BYX;6Q55`4``RHK0U%U>`L`
M`00E#@``!#D!``!02P$"'@,4````"`#S4&]"&CF>E\"V``"_%`L`%0`8````
M```!````I(':H0(`<VAB:2TR,#$R,3(S,5]L86(N>&UL550%``,J*T-1=7@+
M``$$)0X```0Y`0``4$L!`AX#%`````@`\U!O0KWDHZ&#>```5TX)`!4`&```
M`````0```*2!Z5@#`'-H8FDM,C`Q,C$R,S%?<')E+GAM;%54!0`#*BM#475X
M"P`!!"4.```$.0$``%!+`0(>`Q0````(`/-0;T)KU'(4V!L``%Q!`0`1`!@`
M``````$```"D@;O1`P!S:&)I+3(P,3(Q,C,Q+GAS9%54!0`#*BM#475X"P`!
@!"4.```$.0$``%!+!08`````!@`&`!H"``#>[0,`````
`
end

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5RBI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Common Stock [Member]</div>
        </th>
        <th class="th">
          <div>Warrant [Member]</div>
        </th>
        <th class="th">
          <div>Additional Paid-in Capital [Member]</div>
        </th>
        <th class="th">
          <div>Retained Earnings [Member]</div>
        </th>
        <th class="th">
          <div>Accumulated Other Comprehensive Income (Loss) [Member]</div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balances, at Dec. 31, 2009</a></td>
        <td class="nump">$ 84<span></span></td>
        <td class="nump">$ 1,543<span></span></td>
        <td class="nump">$ 29,872<span></span></td>
        <td class="nump">$ 96,151<span></span></td>
        <td class="nump">$ 160<span></span></td>
        <td class="nump">$ 127,810<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Comprehensive loss:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(1,667)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(1,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">242<span></span></td>
        <td class="nump">242<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax', window );">Unrealized gains (losses) on cash flow hedging activities, net of reclassification adjustment, net of taxes</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(2,216)<span></span></td>
        <td class="num">(2,216)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(3,641)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">370<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">370<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends paid</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(2,026)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(2,026)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balances, at Dec. 31, 2010</a></td>
        <td class="nump">84<span></span></td>
        <td class="nump">1,543<span></span></td>
        <td class="nump">30,242<span></span></td>
        <td class="nump">92,458<span></span></td>
        <td class="num">(1,814)<span></span></td>
        <td class="nump">122,513<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Comprehensive loss:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(897)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(897)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">400<span></span></td>
        <td class="nump">400<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax', window );">Unrealized gains (losses) on cash flow hedging activities, net of reclassification adjustment, net of taxes</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(275)<span></span></td>
        <td class="num">(275)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(772)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant', window );">Repurchase of warrant</a></td>
        <td class="nump">0<span></span></td>
        <td class="num">(1,543)<span></span></td>
        <td class="nump">1,518<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(25)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation', window );">Shares issued for employee stock-based awards</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(1)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">293<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">293<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends paid</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(760)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(760)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balances, at Dec. 31, 2011</a></td>
        <td class="nump">85<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">32,052<span></span></td>
        <td class="nump">90,801<span></span></td>
        <td class="num">(1,689)<span></span></td>
        <td class="nump">121,249<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Comprehensive loss:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(9,638)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(9,638)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Unrealized gains on available-for-sale securities, net of reclassification adjustment, net of taxes</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">524<span></span></td>
        <td class="nump">524<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax', window );">Unrealized gains (losses) on cash flow hedging activities, net of reclassification adjustment, net of taxes</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">1,873<span></span></td>
        <td class="nump">1,873<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Total comprehensive loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(7,241)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">103<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">103<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends paid</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(85)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(85)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balances, at Dec. 31, 2012</a></td>
        <td class="nump">$ 85<span></span></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 32,155<span></span></td>
        <td class="nump">$ 81,078<span></span></td>
        <td class="nump">$ 708<span></span></td>
        <td class="nump">$ 114,026<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of warrant repurchased during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_AdjustmentsToAdditionalPaidInCapitalRepurchaseOfWarrant</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of recognized equity-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Alternate captions include the words "stock-based compensation".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11178-113907<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415241&amp;loc=d3e4534-113899<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A91<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11149-113907<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 39<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e557-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A5<br><br> -Appendix A<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTaxAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of common stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of the appreciation (loss) in the value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax and reclassification adjustments amount of the change in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges. Also includes an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock (or other type of equity) issued during the period as a result of any equity-based compensation plan other than an employee stock ownership plan (ESOP), net of stock value of such awards forfeited. Stock issued could result from the issuance of restricted stock, the exercise of stock options, stock issued under employee stock purchase plans, and/or other employee benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EODAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INCOME TAXES (Details ) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract', window );"><strong>Current tax (benefit) expense:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Federal</a></td>
        <td class="num">$ (3,977)<span></span></td>
        <td class="nump">$ 656<span></span></td>
        <td class="nump">$ 1,940<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">State</a></td>
        <td class="num">(823)<span></span></td>
        <td class="nump">236<span></span></td>
        <td class="nump">473<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Current Tax Expense (Benefit), Total</a></td>
        <td class="num">(4,800)<span></span></td>
        <td class="nump">892<span></span></td>
        <td class="nump">2,413<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract', window );"><strong>Deferred income tax benefit:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Federal</a></td>
        <td class="num">(1,140)<span></span></td>
        <td class="num">(1,233)<span></span></td>
        <td class="num">(2,350)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">State</a></td>
        <td class="num">(625)<span></span></td>
        <td class="num">(317)<span></span></td>
        <td class="num">(555)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred Income Tax Expense (Benefit), Total</a></td>
        <td class="num">(1,765)<span></span></td>
        <td class="num">(1,550)<span></span></td>
        <td class="num">(2,905)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax benefit</a></td>
        <td class="num">$ (6,565)<span></span></td>
        <td class="num">$ (658)<span></span></td>
        <td class="num">$ (492)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted federal tax law to the domestic taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Paragraph Question 1-7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentFederalTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts of income taxes paid or payable (or refundable) for the period for all income tax obligations as determined by applying the provisions of relevant enacted tax laws to relevant amounts of taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefitAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentIncomeTaxExpenseBenefitAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted state and local tax law to relevant amounts of taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Current Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentStateAndLocalTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of total income tax expense for the period comprised of the increase (decrease) during the period in the entity's domestic deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the federally enacted tax law.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 8, 16, 17, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredFederalIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefitAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefitAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of total income tax expense for the period comprised of the increase (decrease) in the entity's state and local deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the applicable enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 8, 16, 17, 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EIJAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Available for sale, Amortized Cost, Due in one year or less</a></td>
        <td class="nump">$ 2,047<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for sale, Amortized Cost, Due after one year through five years</a></td>
        <td class="nump">22,162<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for sale, Amortized Cost, Due after five years through ten years</a></td>
        <td class="nump">4,274<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Available for sale, Amortized Cost, Due after ten years</a></td>
        <td class="nump">113,254<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available for sale, Amortized Cost, Debt maturities</a></td>
        <td class="nump">141,737<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for sale, Amortized Cost, Total</a></td>
        <td class="nump">142,333<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Available for sale, Estimated Fair Value, Due in one year or less</a></td>
        <td class="nump">2,052<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for sale, Estimated Fair Value, Due after one year through five years</a></td>
        <td class="nump">22,216<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for sale, Estimated Fair Value, Due after five years through ten years</a></td>
        <td class="nump">4,443<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Available for sale, Estimated Fair Value, Due after ten years</a></td>
        <td class="nump">116,176<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue', window );">Available for sale, Estimated Fair Value, Debt maturities</a></td>
        <td class="nump">144,887<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available for sale, Estimated Fair Value, Total</a></td>
        <td class="nump">145,508<span></span></td>
        <td class="nump">129,780<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Held to maturity securities, Amortized Cost, Due in one year or less</a></td>
        <td class="nump">145<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Held to maturity securities, Amortized Cost, Due after one year through five years</a></td>
        <td class="nump">1,001<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Held to maturity securities, Amortized Cost, Due after five years through ten years</a></td>
        <td class="nump">1,007<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount', window );">Held to maturity securities, Amortized Cost, Due after ten years</a></td>
        <td class="nump">504<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount', window );">Held to maturity securities, Amortized Cost, Debt maturities</a></td>
        <td class="nump">2,657<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to maturity securities, Amortized Cost, Total</a></td>
        <td class="nump">2,657<span></span></td>
        <td class="nump">6,480<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Held to maturity securities, Estimated Fair Value, Due in one year or less</a></td>
        <td class="nump">145<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Held to maturity securities, Estimated Fair Value, Due after one year through five years</a></td>
        <td class="nump">1,050<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Held to maturity securities, Estimated Fair Value, Due after five years through ten years</a></td>
        <td class="nump">1,133<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Held to maturity securities, Estimated Fair Value, Due after ten years</a></td>
        <td class="nump">556<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue', window );">Held to maturity securities, Estimated Fair Value, Debt maturities</a></td>
        <td class="nump">2,884<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, estimated fair value (in dollars)</a></td>
        <td class="nump">2,884<span></span></td>
        <td class="nump">6,732<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for sale, Amortized Cost, Total</a></td>
        <td class="nump">596<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available for sale, Estimated Fair Value, Total</a></td>
        <td class="nump">621<span></span></td>
        <td class="nump">599<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to maturity securities, Amortized Cost, Total</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, estimated fair value (in dollars)</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the fair value over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 5<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 4<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the fifth through tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total of all debt securities grouped by maturity dates, at fair value, which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R99.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EGEAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>REGULATORY CAPITAL REQUIREMENTS (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 Capital</a></td>
        <td class="nump">$ 97,049<span></span></td>
        <td class="nump">$ 106,276<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total Risk- Based Capital</a></td>
        <td class="nump">107,208<span></span></td>
        <td class="nump">116,917<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RiskWeightedAssets', window );">Net Risk- Weighted Assets</a></td>
        <td class="nump">805,108<span></span></td>
        <td class="nump">846,936<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AdjustedAverageTotalAssets', window );">Adjusted Average Total Assets</a></td>
        <td class="nump">1,166,865<span></span></td>
        <td class="nump">1,143,990<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 Risk-Based Capital Ratio</a></td>
        <td class="nump">12.05%<span></span></td>
        <td class="nump">12.55%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total Risk-Based Capital Ratio</a></td>
        <td class="nump">13.32%<span></span></td>
        <td class="nump">13.80%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 Leverage Ratio</a></td>
        <td class="nump">8.32%<span></span></td>
        <td class="nump">9.29%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Talbot Bank [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 Capital</a></td>
        <td class="nump">53,496<span></span></td>
        <td class="nump">63,667<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total Risk- Based Capital</a></td>
        <td class="nump">59,847<span></span></td>
        <td class="nump">70,604<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RiskWeightedAssets', window );">Net Risk- Weighted Assets</a></td>
        <td class="nump">501,612<span></span></td>
        <td class="nump">551,202<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AdjustedAverageTotalAssets', window );">Adjusted Average Total Assets</a></td>
        <td class="nump">713,472<span></span></td>
        <td class="nump">706,984<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 Risk-Based Capital Ratio</a></td>
        <td class="nump">10.66%<span></span></td>
        <td class="nump">11.55%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total Risk-Based Capital Ratio</a></td>
        <td class="nump">11.93%<span></span></td>
        <td class="nump">12.81%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 Leverage Ratio</a></td>
        <td class="nump">7.50%<span></span></td>
        <td class="nump">9.01%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">CNB [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 Capital</a></td>
        <td class="nump">41,976<span></span></td>
        <td class="nump">41,542<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total Risk- Based Capital</a></td>
        <td class="nump">45,780<span></span></td>
        <td class="nump">45,246<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RiskWeightedAssets', window );">Net Risk- Weighted Assets</a></td>
        <td class="nump">303,627<span></span></td>
        <td class="nump">295,232<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AdjustedAverageTotalAssets', window );">Adjusted Average Total Assets</a></td>
        <td class="nump">$ 450,109<span></span></td>
        <td class="nump">$ 431,968<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 Risk-Based Capital Ratio</a></td>
        <td class="nump">13.82%<span></span></td>
        <td class="nump">14.07%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total Risk-Based Capital Ratio</a></td>
        <td class="nump">15.08%<span></span></td>
        <td class="nump">15.33%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 Leverage Ratio</a></td>
        <td class="nump">9.33%<span></span></td>
        <td class="nump">9.62%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_AdjustedAverageTotalAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of average total assets as calculated in accordance with U.S.Federal regulatory capital standards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_AdjustedAverageTotalAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of total capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 54<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Capital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Capital divided by risk weighted assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of risk-weighted assets as calculated in accordance with U.S. Federal regulatory capital standards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Risk Based Capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 22<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 15<br><br> -Subparagraph 3a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7881181&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3GAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingPoliciesAbstract', window );"><strong>Accounting Policies [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_NatureOfOperationsPolicyTextBlock', window );">Nature of Operations [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Nature of Operations</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The Company engages in the banking business through CNB, a Maryland commercial bank with trust powers, and The Talbot Bank of Easton, Maryland, a Maryland commercial bank (&#8220;Talbot Bank&#8221;). Through December 31, 2010, the Company also engaged in the banking business through The Felton Bank, a Delaware commercial bank (&#8220;Felton Bank&#8221; and, together with CNB and Talbot Bank, the &#8220;Banks&#8221;), which was merged into CNB on January 1, 2011. The Company&#8217;s primary source of revenue is interest earned on commercial, real estate and consumer loans made to customers located on the Delmarva Peninsula. The Company engages in the insurance business through two general insurance producer firms, The Avon-Dixon Agency, LLC, a Maryland limited liability company, and Elliott Wilson Insurance, LLC, a Maryland limited liability company; one marine insurance producer firm, Jack Martin &amp; Associates, Inc., a Maryland corporation; three wholesale insurance firms, Tri-State General Insurance Agency, LTD, a Maryland corporation, Tri-State General Insurance Agency of New Jersey, Inc., a New Jersey corporation, and Tri-State General Insurance Agency of Virginia, Inc., a Virginia corporation (collectively, &#8220;TSGIA&#8221;); and two insurance premium finance companies, Mubell Finance, LLC, a Maryland limited liability company, and ESFS, Inc., a Maryland corporation (all of the foregoing insurance entities are collectively referred to as the &#8220;Insurance Subsidiaries&#8221;).</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Use of Estimates</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The allowance for credit losses is a material estimate that is particularly susceptible to significant changes in the near term. Management believes that the Company&#8217;s current allowance for credit losses is sufficient to address the probable losses in the current portfolio. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination processes, periodically review the Company&#8217;s allowance for credit losses. Such agencies may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy', window );">Marketable Securities, Available-for-sale Securities, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Investment Securities Available for Sale</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Investment securities available for sale are stated at estimated fair value based on quoted market prices. They represent those securities which management may sell as part of its asset/liability management strategy or which may be sold in response to changing interest rates, changes in prepayment risk or other similar factors. The cost of securities sold is determined by the specific identification method. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Net unrealized holding gains and losses on these securities are reported as accumulated other comprehensive income, a separate component of stockholders&#8217; equity, net of related income taxes. Declines in the fair value of individual available-for-sale securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value and are reflected in earnings as realized losses. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy', window );">Marketable Securities, Held-to-maturity Securities, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Investment Securities Held to Maturity</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Investment securities held to maturity are stated at cost adjusted for amortization of premiums and accretion of discounts. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. The Company intends and has the ability to hold such securities until maturity. Declines in the fair value of individual held-to-maturity securities below their cost that are other than temporary result in write-downs of the individual securities to their fair value. Factors affecting the determination of whether an other-than-temporary impairment has occurred include a downgrade of the security by a rating agency, a significant deterioration in the financial condition of the issuer, or a determination that management has the intent to sell the security or will be required to sell the security before recovery of its amortized cost.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PolicyLoansReceivablePolicy', window );">Policy Loans Receivable, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Loans</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Loans are stated at their principal amount outstanding net of any deferred fees and costs. Interest income on loans is accrued at the contractual rate based on the principal amount outstanding. Fees charged and costs capitalized for originating loans are being amortized substantially on the interest method over the term of the loan. A loan is placed on nonaccrual (i.e., interest income is no longer accrued) when it is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more, unless the loan is well secured and in the process of collection. Any unpaid interest previously accrued on those loans is reversed from income. Interest payments received on nonaccrual loans are applied as a reduction of the loan principal balance unless collectability of the principal amount is reasonably assured, in which case interest is recognized on a cash basis. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">A loan is considered impaired if it is probable that the Company will not collect all principal and interest payments according to the loan&#8217;s contractual terms. An impaired loan may show deficiencies in the borrower&#8217;s overall financial condition, payment history, support available from financial guarantors and/or the fair market value of collateral. The impairment of a loan is measured at the present value of expected future cash flows using the loan&#8217;s effective interest rate, or at the loan&#8217;s observable market price or the fair value of the collateral if the loan is collateral dependent. Generally, the Company measures impairment on such loans by reference to the fair value of the collateral. Once the amount of impairment has been determined, the uncollectible portion is charged off. Income on impaired loans is recognized on a cash basis, and payments are first applied against the principal balance outstanding (i.e., placing impaired loans on nonaccrual status). Generally, interest income is not recognized on impaired loans unless the likelihood of further loss is remote. The allowance for credit losses may include specific reserves related to impaired loans. Specific reserves remain until charge offs are made. Impaired loans do not include groups of smaller balance homogeneous loans such as residential mortgage and consumer installment loans that are evaluated collectively for impairment. Reserves for probable credit losses related to these loans are based on historical loss ratios and are included in the formula portion of the allowance for credit losses. See additional discussion below under the section, &#8220;Allowance for Credit Losses&#8221;.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">A loan is considered a troubled debt restructuring if a borrower is experiencing financial difficulties and a creditor has granted a concession. <font style="color: black;">Concessions may include interest rate reductions or below market interest rates, principal forgiveness, restructuring amortization schedules and other actions intended to minimize potential losses. All loans designated as troubled debt restructurings are considered impaired loans and may be on either accrual or nonaccrual status. </font>The Company does not participate in any specific government or Company sponsored loan modification programs. All restructured loan agreements are contracts negotiated with each of the borrowers.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy', window );">Allowance for Funds Used During Construction, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Allowance for Credit Losses</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The allowance for credit losses is maintained at a level believed adequate by management to absorb losses inherent in the loan portfolio as of the balance sheet date and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans and actual loss experience, current economic events in specific industries and geographical areas, including unemployment levels, and other pertinent factors, including regulatory guidance and general economic conditions and other observable data. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows or collateral value of impaired loans, estimated losses on pools of homogeneous loans that are based on historical loss experience, and consideration of current economic trends, all of which may be susceptible to significant change. Loans, or portions thereof, that are considered uncollectible are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management&#8217;s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The allowance for credit losses is an estimate of the losses that may be sustained in the loan portfolio. The allowance is based on two basic principles of accounting: (i) Accounting Standards Codification (&#8220;ASC&#8221;) Topic 450, &#8220;Contingencies&#8221;, which requires that losses be accrued when they are probable of occurring and estimable; and (ii) ASC Topic 310, &#8220;Receivables,&#8221; which requires that losses be accrued based on the differences between the loan balance and the value of collateral, present value of future cash flows or values that are observable in the secondary market. Management uses many factors to estimate the inherent loss that may be present in our loan portfolio, including economic conditions and trends, the value and adequacy of collateral, the volume and mix of the loan portfolio, and our internal loan processes. Actual losses could differ significantly from management&#8217;s estimates. In addition, GAAP itself may change from one previously acceptable method to another. Although the economics of transactions would be the same, the timing of events that would impact the transactions could change.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The allowance for credit losses is comprised of three parts: (i) the specific allowance; (ii) the formula allowance; and (iii) the nonspecific allowance. The specific allowance is established against impaired loans (i.e., nonaccrual loans and troubled debt restructurings) until charge offs are made. The formula allowance, described below, is determined based on management&#8217;s assessment of industry trends and economic factors in the markets in which we operate. The determination of the formula allowance involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in our historical loss factors. The nonspecific allowance captures losses that have impacted the portfolio but have yet to be recognized in either the specific or formula allowance.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The formula allowance is used to estimate the loss on internally risk-rated loans, exclusive of those identified as impaired. Loans are grouped by type (construction, residential real estate, commercial real estate, commercial or consumer). Each loan type is assigned allowance factors based on management&#8217;s estimate of the risk, complexity and size of individual loans within a particular category. Loans that are identified as special mention, substandard and doubtful are adversely rated. These loans are assigned higher allowance factors than favorably rated loans due to management&#8217;s concerns regarding collectability or management&#8217;s knowledge of particular elements regarding the borrower. A special mention loan has potential weaknesses that could result in a future loss to the Company if the weaknesses are realized. A substandard loan has certain deficiencies that could result in a future loss to the Company if these deficiencies are not corrected. A doubtful loan has enough risk that there is a high probability that the Company will sustain a loss.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Property, Plant and Equipment, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif; text-align: justify;">Premises and Equipment</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are calculated using the straight-line method over the estimated useful lives of the assets. Useful lives range from three to 10 years for furniture, fixtures and equipment; three to five years for computer hardware and data handling equipment; and 10 to 40 years for buildings and building improvements. Land improvements are amortized over a period of 15 years and leasehold improvements are amortized over the term of the respective lease. Sale-leaseback transactions are considered normal leasebacks and any realized gains are deferred and amortized to other income on a straight-line basis over the initial lease term. Maintenance and repairs are charged to expense as incurred, while improvements which extend the useful life of an asset are capitalized and depreciated over the estimated remaining life of the asset.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Long-lived assets are evaluated periodically for impairment when events or changes in circumstances indicate the carrying amount may not be recoverable. Impairment exists when the expected undiscounted future cash flows of a long-lived asset are less than its carrying value. In that event, the Company recognizes a loss for the difference between the carrying amount and the estimated fair value of the asset.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock', window );">Goodwill and Intangible Assets, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Goodwill and Other Intangible Assets</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that also lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract, asset or liability. Goodwill and other intangible assets with indefinite lives are tested at least annually for impairment, usually during the third quarter, or on an interim basis if circumstances dictate. Intangible assets that have finite lives are amortized over their estimated useful lives and also are subject to impairment testing. The Company&#8217;s other intangible assets that have finite lives are amortized on a straight-line basis over varying periods not exceeding 21 years.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Impairment testing requires that the fair value of each of the Company&#8217;s reporting units be compared to the carrying amount of its net assets, including goodwill. The Company&#8217;s reporting units were identified based on an analysis of each of its individual operating segments. If the fair value of a reporting unit is less than book value, an expense may be required to write down the related goodwill or purchased intangibles to record an impairment loss.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">During the third quarter of 2012, goodwill and other intangible assets were subjected to the annual assessment for impairment. As a result of the assessment, it was determined that there was no impairment at the Company&#8217;s subsidiaries that have these intangible assets on their balance sheets. During the third quarter of 2011, when goodwill and other intangible assets were assessed for impairment, it was determined that goodwill and other intangible assets were impaired in our Insurance Products and Services segment, primarily relating to the Company&#8217;s retail insurance business. The Company recorded goodwill impairment charges of $1.2 million and other intangible assets impairment charges of $120 thousand reflected in noninterest expense. In 2010, the annual assessment determined that goodwill was impaired at one of the Banks and goodwill and other intangible assets were impaired in the Company&#8217;s wholesale insurance business. The Company recorded goodwill impairment charges of $1.5 million at that Bank and goodwill impairment charges of $1.5 million and other intangible assets impairment charges of $51 thousand at the wholesale insurance business.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedValuationAllowancePolicy', window );">Real Estate Owned, Valuation Allowance, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Other Real Estate Owned</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Other real estate owned represents assets acquired in satisfaction of loans either by foreclosure or deeds taken in lieu of foreclosure. Properties acquired are recorded at the lower of cost or fair value less estimated selling costs at the time of acquisition with any deficiency charged to the allowance for credit losses. Thereafter, costs incurred to operate or carry the properties as well as reductions in value as determined by periodic appraisals are charged to operating expense. Gains&#160;and losses resulting from the final disposition of the properties are included in noninterest income.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ShortTermBorrowingsPolicyTextBlock', window );">Short-Term Borrowings [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Short-Term Borrowings</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Short-term borrowings are comprised primarily of repurchase agreements. The repurchase agreements are securities sold to the Company&#8217;s customers, at the customers&#8217; request, under a continuing &#8220;roll-over&#8221; contract that matures in one business day. The underlying securities sold are U.S. Government agency securities, which are segregated from the Company&#8217;s other investment securities by its safekeeping agents.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Tax, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Income Taxes</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Shore Bancshares, Inc. and its subsidiaries file a consolidated federal income tax return. The Company accounts for income taxes using the liability method in accordance with required accounting guidance. Under this method, deferred tax assets and liabilities are determined by applying the applicable federal and state income tax rates to cumulative temporary differences. These temporary differences represent differences between financial statement carrying amounts and the corresponding tax bases of certain assets and liabilities. Deferred taxes result from such temporary differences.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in the period that includes the enactment date. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent on the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes accrued interest and penalties as a component of tax expense. The Company does not have any uncertain tax positions and did not recognize any adjustments for unrecognized tax benefits. The Company remains subject to examination for income tax returns ending after December 31, 2007.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings Per Share, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif; text-align: justify;">Basic and Diluted Earnings Per Common Share</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Basic earnings (loss) per share is calculated by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding and does not include the effect of any potentially dilutive common stock equivalents. Diluted earnings (loss) per share is calculated by dividing net income (loss) by the weighted-average number of shares outstanding, adjusted for the effect of any potentially dilutive common stock equivalents. There is no dilutive effect on the loss per share during loss periods. See Note 16 for further information.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock', window );">Transfers and Servicing of Financial Assets, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif; text-align: justify;">Transfers of Financial Assets</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (i) the assets have been isolated from the Company, (ii) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (iii) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InventoryCashFlowPolicy', window );">Inventory, Cash Flow Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Statement of Cash Flows</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Cash and due from banks, interest-bearing deposits with other banks and federal funds sold are considered &#8220;cash and cash equivalents&#8221; for financial reporting purposes.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>Stock-Based Compensation</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"><font style="color: black;">Accounting guidance for stock-based compensation requires that expense relating to such transactions be recognized as compensation cost in the income statement. Stock-based compensation expense is recognized ratably over the requisite service period for all awards and is based on the grant date fair value. </font>See Note 13 for a further discussion.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativesReportingOfDerivativeActivity', window );">Derivatives, Reporting of Derivative Activity [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;"><b>Derivative Instruments and Hedging Activities</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">Under accounting guidance for derivative instruments and hedging activities, all derivatives are recorded as other assets or other liabilities on the balance sheet at their respective fair values. When the purpose of a derivative is to hedge the variability of a floating rate asset or liability, the derivative is considered a &#8220;cash flow&#8221; hedge. To account for the effective portion of a cash flow hedge, unrealized gains and losses due to changes in the fair value of the derivative designated as a cash flow hedge are recorded in other comprehensive income. Ineffectiveness resulting from differences between the cash flows of the hedged item and changes in fair value of the derivative is recognized as other noninterest income. The net interest settlement on a derivative designated as a cash flow hedge is treated as an adjustment of the interest income or interest expense of the hedged asset or liability.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock', window );">Fair Value Measurement, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Fair Value</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The Company measures certain financial assets and liabilities at fair value. Significant financial instruments measured at fair value on a recurring basis are investment securities and interest rate caps. Impaired loans and other real estate and other assets owned are significant financial instruments measured at fair value on a nonrecurring basis. See Note 19 for a further discussion of fair value.</p><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingCostsPolicyTextBlock', window );">Advertising Costs, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Advertising Costs</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Advertising costs are generally expensed as incurred. The Company incurred advertising costs of approximately $338 thousand, $296 thousand and $347 thousand for the years ended December 31, 2012, 2011 and 2010, respectively.</p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">New Accounting Pronouncements, Policy [Policy Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>Recent Accounting Standards</b></p>
<p style="margin: 0pt 0px 0pt 0.25in; font: 10pt times new roman, times, serif; text-indent: -0.25in; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><i>Accounting Standards Update (&#8220;ASU&#8221;) 2011-03</i>, &#8220;<i>Transfers and Servicing (ASC Topic 860) -</i> <i>Reconsideration of Effective Control for Repurchase Agreements.</i>&#8221; ASU 2011-03 affects all entities that enter into agreements to transfer financial assets that both entitle and obligate the transferor to repurchase or redeem the financial assets before their maturity. The amendments in ASU 2011-03 remove from the assessment of effective control the criterion relating to the transferor&#8217;s ability to repurchase or redeem financial assets on substantially the agreed terms, even in the event of default by the transferee. ASU 2011-03 also eliminates the requirement to demonstrate that the transferor possesses adequate collateral to fund substantially all the cost of purchasing replacement financial assets. ASU 2011-03 became effective for the Company on January 1, 2012 <font style="color: black;">and did not have a significant impact on the Company's financial statements.</font></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><i>ASU 2011-04, "Fair Value Measurement (ASC Topic 820) - Amendments to Achieve Common Fair Value Measurements and Disclosure Requirements in U.S. GAAP and IFRSs."</i> ASU&#160;2011-04 amends ASC Topic&#160;820, "Fair Value Measurements and Disclosures," to converge the fair value measurement guidance in U.S. Generally Accepted Accounting Principles and International Financial Reporting Standards. ASU&#160;2011-04 clarifies the application of existing fair value measurement requirements, changes certain principles in ASC Topic&#160;820 and requires additional fair value disclosures. ASU&#160;2011-04 became effective for the Company on January&#160;1, 2012 and, aside from new disclosures included in Note 19 &#8211; Fair Value Measurements, did not have a significant impact on the Company&#8217;s financial statements.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><i>ASU 2011-08, "Intangibles - Goodwill and Other (ASC Topic 350) - Testing Goodwill for Impairment."</i> ASU&#160;2011-08 amends ASC Topic&#160;350, "Intangibles &#8211; Goodwill and Other," to give entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If, after assessing the totality of events or circumstances, an entity determines it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. However, if an entity concludes otherwise, then it is required to perform the first step of the two-step impairment test by calculating the fair value of the reporting unit and comparing the fair value with the carrying amount of the reporting unit. ASU&#160;2011-08 became effective for the Company on January&#160;1, 2012, and did not have a significant impact on the Company's financial statements.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><i>&#160;</i></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><i>ASU&#160;2012-02, "Intangibles &#8211; Goodwill and Other (ASC Topic 350) &#8211; Testing Indefinite-Lived Intangible Assets for Impairment."</i> ASU&#160;2012-02 gives entities the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more likely than not that an indefinite-lived intangible asset is impaired. If, after assessing the totality of events or circumstances, an entity determines it is more likely than not that an indefinite-lived intangible asset is impaired, then the entity must perform the quantitative impairment test. If, under the quantitative impairment test, the carrying amount of the intangible asset exceeds its fair value, an entity should recognize an impairment loss in the amount of that excess. Permitting an entity to assess qualitative factors when testing indefinite-lived intangible assets for impairment results in guidance that is similar to the goodwill impairment testing guidance in ASU 2011-08. ASU&#160;2012-02 is effective for the Company beginning January&#160;1, 2013 (early adoption permitted) and is not expected to have a significant impact on the Company&#8217;s financial statements.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_NatureOfOperationsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the nature of an entity's business, the major products or services it sells or provides and its principal markets, including the locations of those markets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_NatureOfOperationsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ShortTermBorrowingsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The disclosure of accounting policy for short term borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ShortTermBorrowingsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountingPoliciesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountingPoliciesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingCostsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for advertising costs. For those costs that cannot be capitalized, discloses whether such costs are expensed as incurred or the first period in which the advertising takes place. For direct response advertising costs that are capitalized, describes those assets and the accounting policy used, including a description of the qualifying activity, the types of costs capitalized and the related amortization period. An entity also may disclose its accounting policy for cooperative advertising arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 340<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2127066<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 340<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6387501&amp;loc=d3e8275-108329<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 02-16<br><br> -Paragraph 6<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 340<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6387522&amp;loc=d3e8384-108330<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 93-7<br><br> -Paragraph 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvertisingCostsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForFundsUsedDuringConstructionPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for AFUDC (for example, component of PPE, credit to income statement), information regarding the inclusion in rates (only capitalized if its inclusion in rates is probable) and description of AFUDC (for example, represents the cost of capital used during construction).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 90<br><br> -Paragraph 5, 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 92<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 71<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 980<br><br> -SubTopic 360<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2156691<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForFundsUsedDuringConstructionPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativesReportingOfDerivativeActivity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for derivatives entered into for trading purposes and those entered into for purposes other than trading including where and when derivative financial instruments and derivative commodity instruments and their related gains or losses are reported in the entity's statements of financial position, cash flows, and results of operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -URI http://asc.fasb.org/section&amp;trid=2229173<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(n)(7))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 44<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph n<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativesReportingOfDerivativeActivity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 6, 8-16, 60<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerSharePolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for fair value measurements, which may include, but is not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 18G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=15229074&amp;loc=SL7494712-110257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for goodwill and intangible assets. This accounting policy also may address how an entity assesses and measures impairment of goodwill and intangible assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144439<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 4, 11-23, 26, 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144471<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 144<br><br> -Paragraph 7-18, 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32809-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 48<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32247-109318<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 4<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32840-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 6-34, 43, 47, 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e32280-109318<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 954<br><br> -SubTopic 740<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144749<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144681<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InventoryCashFlowPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for determining where the cash flows related to the sale of inventory are classified in the statements of cash flows and explain the nature of the receivables, notes, and loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 330<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2126999<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2134447<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InventoryCashFlowPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in debt and equity securities that are classified as available-for-sale. This policy also may describe the entity's accounting treatment for transfers between investment categories, how the entity determines whether impairments of available-for-sale securities are other than temporary, and how the fair values of such securities are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 10, 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12, 13, 14, 15, 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196929<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7, 8, 9, 13, 14, 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in debt securities (which may include mandatorily redeemable preferred shares or preferred shares redeemable at the investing Company's option) that are classified as held-to-maturity. This policy also may describe the entity's accounting treatment for transfers between investment categories, how the entity determines whether impairments of held-to-maturity securities are other than temporary, and how the fair values of such securities are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 2, 12<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 10, 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7, 8, 9, 13, 14, 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2196929<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 5<br><br> -Section M<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7, 8, 9, 10, 11, 14, 15, 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesHeldToMaturitySecuritiesPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of the adoption of new accounting pronouncements that may impact the entity's financial reporting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PolicyLoansReceivablePolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for policy loans receivable, including the basis for determining the amount reported for loans made to policyholders against and secured by future policy benefits. May also disclose the range of interest rates charged to policyholders on such loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -URI http://asc.fasb.org/topic&amp;trid=2303980<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PolicyLoansReceivablePolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for property, plant and equipment which may include the basis of such assets, depreciation methods used and estimated useful lives, the entity's capitalization policy, including its accounting treatment for costs incurred for repairs and maintenance activities, whether such asset balances include capitalized interest and the method by which such is calculated, how disposals of such assets are accounted for and how impairment of such assets is assessed and recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2155824<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 22<br><br> -Paragraph 12, 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section C<br><br> -Paragraph 5<br><br> -Chapter 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 144<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateOwnedValuationAllowancePolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for establishing and maintaining the valuation allowance related to real estate owned.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateOwnedValuationAllowancePolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for stock option and stock incentive plans. This disclosure may include (1) the types of stock option or incentive plans sponsored by the entity (2) the groups that participate in (or are covered by) each plan (3) significant plan provisions and (4) how stock compensation is measured, and the methodologies and significant assumptions used to determine that measurement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2228939<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 06-11<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b),(f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for transfers and servicing financial assets, including securitization transactions as well as repurchase and resale agreements. This disclosure may include how the entity (1) determines whether a transaction is accounted for as a sale; (2) accounts for a sale transaction, including the initial and subsequent accounting for any interests that the entity obtains or continues to hold in the transaction, how such interests are valued, and the significant assumptions used in the valuation; (3) accounts for a transaction that does not qualify for sale treatment (that is, a financing); and (4) accounts for its servicing assets and liabilities ("servicing"), including how such servicing is measured initially and subsequently, and the methodology and significant assumptions used to value such servicing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 140<br><br> -Paragraph 17<br><br> -Subparagraph e, f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7523297&amp;loc=d3e113969-111729<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122625-111746<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15029-111544<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a),(c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122739-111746<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 20<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197627<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 140<br><br> -Paragraph 9-15, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122596-111746<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=13989330&amp;loc=d3e107207-111719<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS140-4/FIN46(R)-8<br><br> -Paragraph B6-B12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197735<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197591<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Interpretation (FIN)<br><br> -Number 41<br><br> -Paragraph 3<br><br> -Subparagraph a, b, c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=13989330&amp;loc=d3e107314-111719<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 30<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2197663<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransfersAndServicingOfFinancialAssetsPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UseOfEstimates">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 94-6<br><br> -Paragraph 11, 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6143-108592<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6132-108592<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6061-108592<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UseOfEstimates</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5VAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 3) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2012

</div>
          <div>Contracts</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2011

</div>
          <div>Contracts</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">76<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">50<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1', window );">Premodification outstanding recorded investment</a></td>
        <td class="nump">$ 73,686<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 40,395<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Postmodification outstanding recorded investment</a></td>
        <td class="nump">58,595<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">37,142<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings [Member] | Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">18<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">9<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1', window );">Premodification outstanding recorded investment</a></td>
        <td class="nump">33,174<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">12,981<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Postmodification outstanding recorded investment</a></td>
        <td class="nump">28,782<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">12,539<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings [Member] | Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">32<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">20<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1', window );">Premodification outstanding recorded investment</a></td>
        <td class="nump">15,659<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">11,471<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Postmodification outstanding recorded investment</a></td>
        <td class="nump">9,187<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">10,359<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings [Member] | Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">22<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">20<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1', window );">Premodification outstanding recorded investment</a></td>
        <td class="nump">24,673<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">15,874<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Postmodification outstanding recorded investment</a></td>
        <td class="nump">20,478<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">14,175<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings [Member] | Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">3<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1', window );">Premodification outstanding recorded investment</a></td>
        <td class="nump">150<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">69<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Postmodification outstanding recorded investment</a></td>
        <td class="nump">121<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">69<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings [Member] | Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">1<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1', window );">Premodification outstanding recorded investment</a></td>
        <td class="nump">30<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1', window );">Postmodification outstanding recorded investment</a></td>
        <td class="nump">27<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings that Subsequently Defaulted [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">23<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">18<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
        <td class="nump">7,167<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">14,862<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings that Subsequently Defaulted [Member] | Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">6<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">3<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
        <td class="nump">1,447<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">758<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings that Subsequently Defaulted [Member] | Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">10<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">10<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
        <td class="nump">2,295<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">7,353<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings that Subsequently Defaulted [Member] | Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">6<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">5<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
        <td class="nump">3,398<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">6,751<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings that Subsequently Defaulted [Member] | Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Troubled Debt Restructurings that Subsequently Defaulted [Member] | Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts', window );">Number of contracts</a></td>
        <td class="nump">1<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Recorded investment</a></td>
        <td class="nump">$ 27<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Generally, a loan is considered in default when principal or interest is past due 30 days or more.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (after modification) modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in financing receivables (before modification) modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of financing receivables that have been modified by troubled debt restructurings within the previous 12 months and for which there was a payment default.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953682-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsSubsequentDefaultNumberOfContracts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DEFERRED COMPENSATION<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredCompensationAbstract', window );"><strong>Deferred Compensation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredCompensationDisclosureTextBlock', window );">Deferred Compensation [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">NOTE 14. DEFERRED COMPENSATION</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><font style="color: black;">The Shore Bancshares, Inc. Executive Deferred Compensation Plan (the &#8220;Plan&#8221;) is for members of management and highly compensated employees of Shore Bancshares, Inc. and its subsidiaries. The Plan permits a participant to elect, each year, to defer receipt of up to 100% of his or her salary and bonus to be earned in the following year. The Plan also permits the participant to defer the receipt of performance-based compensation not later than six months before the end of the period for which it is to be earned. The deferred amounts are credited to an account maintained on behalf of the participant and are invested at the discretion of each participant in certain deemed investment options selected from time to time by the Compensation Committee of the Board of Shore Bancshares, Inc. </font>Shore Bancshares, Inc. <font style="color: black;">may also make matching, mandatory and discretionary contributions for certain participants. </font>A participant is fully vested at all times in the amounts that he or she elects to defer. Any contributions by Shore Bancshares, Inc. will vest over a five-year period. There were no elective deferrals made by plan participants during 2012, 2011 or 2010.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on Shore Bancshares, Inc.&#8217;s contributions to the Plan for 2012, 2011 and 2010 and the related deferred compensation liability at December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2010</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Deferred compensation contribution</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">20</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">65</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">94</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">December 31,</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 72%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Deferred compensation liability</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">632</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">544</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Shore Bancshares, Inc. has a supplemental deferred compensation plan to provide retirement benefits to its Chief Executive Officer. The participant is 100% vested in amounts credited to his account. No contributions have been made to this plan since the adoption of the Plan described above.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">CNB has agreements with certain of its directors under which they have deferred part of their fees and compensation. The amounts deferred are invested in insurance policies, owned by CNB, on the lives of the respective individuals. Amounts available under the policies are to be paid to the individuals as retirement benefits over future years. The following table includes information on the cash surrender value and the accrued benefit obligation included in other assets and other liabilities at December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 72%; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Cash surrender value</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">3,143</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">3,006</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Accrued benefit obligation</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,171</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,158</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredCompensationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredCompensationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredCompensationDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deferred compensation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredCompensationDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INVESTMENT SECURITIES (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock', window );">Schedule of Available-for-sale Securities Reconciliation [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The following table provides information on the amortized cost and estimated fair values of investment securities.</font></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Gross</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Gross</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Estimated</font></td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Amortized</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Unrealized</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Unrealized</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Fair</font></td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;"><font size="2" style="font-family:times new roman,times">(Dollars in thousands)</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Cost</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Gains</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Losses</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2"><font size="2" style="font-family:times new roman,times">Value</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Available-for-sale securities:</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">December 31, 2012:</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; width: 44%; text-indent: -9pt; text-align: left;"><font size="2" style="font-family:times new roman,times">Obligations of U.S. Government agencies and corporations</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"><font size="2" style="font-family:times new roman,times">35,213</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"><font size="2" style="font-family:times new roman,times">903</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"><font size="2" style="font-family:times new roman,times">9</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;"><font size="2" style="font-family:times new roman,times">36,107</font></td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Mortgage-backed securities</font></td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">106,524</font></td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">2,464</font></td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">208</font></td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">108,780</font></td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"><font size="2" style="font-family:times new roman,times">Equity securities</font></td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">596</font></td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">25</font></td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">-</font></td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">621</font></td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">Total</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">142,333</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">3,392</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">217</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">145,508</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">December 31, 2011:</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; text-indent: -9pt; text-align: left;"><font size="2" style="font-family:times new roman,times">Obligations of U.S. Government agencies and corporations</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">41,360</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">803</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">15</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">42,148</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Mortgage-backed securities</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">85,545</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">1,587</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">99</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;"><font size="2" style="font-family:times new roman,times">87,033</font></td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-size: 10pt; padding-bottom: 1pt; text-align: left;"><font size="2" style="font-family:times new roman,times">Equity securities</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">577</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">22</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">-</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">599</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">Total</font></td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">127,482</font></td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">2,412</font></td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">114</font></td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">129,780</font></td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Held-to-maturity securities:</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-weight: bold; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">December 31, 2012:</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt; text-indent: -9pt; text-align: left;"><font size="2" style="font-family:times new roman,times">Obligations of states and political subdivisions</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">2,657</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">227</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">-</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">2,884</font></td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">December 31, 2011:</font></td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 1pt; text-indent: -9pt; text-align: left;"><font size="2" style="font-family:times new roman,times">Obligations of states and political subdivisions</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">6,480</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">252</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">-</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">6,732</font></td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information about gross unrealized losses and fair value by length of time that the individual available-for-sale securities have been in a continuous unrealized loss position at December 31, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">Less than</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">12 Months</p>
</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">More than</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">12 Months</p>
</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Fair <br  />Value</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Fair <br  />Value</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unrealized <br  />Losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Fair <br  />Value</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: -9pt; padding-left: 9pt; font-size: 10pt;">Available-for-sale securities:</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 34%; text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;">U.S. Gov&#8217;t agencies and corporations</td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">4,991</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">9</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">4,991</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
<td style="width: 1%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">9</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: -9pt; padding-bottom: 1pt; padding-left: 0.25in; font-size: 10pt;">Mortgage-backed securities</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">24,788</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">208</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">24,788</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">208</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">29,779</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">217</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">29,779</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">217</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock', window );">Schedule of Securities Debt Maturities [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at December 31, 2012.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">Available for sale</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">Held to maturity</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Amortized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Amortized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Cost</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Cost</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 44%; text-align: justify;">Due in one year or less</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">2,047</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">2,052</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">145</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">145</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Due after one year through five years</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">22,162</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">22,216</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,001</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,050</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Due after five years through ten years</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">4,274</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">4,443</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,007</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">1,133</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Due after ten years</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">113,254</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">116,176</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">504</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">556</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">141,737</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">144,887</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,657</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">2,884</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Equity securities</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">596</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">621</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.25in; font-size: 10pt; padding-bottom: 2.5pt;">Total</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">142,333</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">145,508</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,657</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">2,884</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock', window );">Schedule of Amortized Cost and Estimated Fair Values of Securities [Table Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table sets forth the amortized cost and estimated fair values of securities which have been pledged as collateral for obligations to federal, state and local government agencies, and other purposes as required or permitted by law, or sold under agreements to repurchase. All pledged securities are in the available-for-sale investment portfolio.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; text-indent: 105.6pt; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">December 31, 2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">December 31, 2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortized</td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Estimated</td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortized</td>
<td style="font-size: 10pt;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Estimated</td>
<td style="font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 44%; text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Pledged available-for-sale securities</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">91,814</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">94,391</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">77,762</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">79,358</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Tabular disclosure of Amortized Cost and Estimated Fair Values Of Securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_AmortizedCostAndEstimatedFairValuesOfSecuritiesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule showing maturities of debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ScheduleOfSecuritiesDebtMaturitiesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of fair value of investments in debt and equity securities in an unrealized loss position categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R98.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ETGAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>EARNINGS/(LOSS) PER COMMON SHARE (Details Textual) (Outstanding Stock Awards [Member])<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Outstanding Stock Awards [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)</a></td>
        <td class="nump">46<span></span></td>
        <td class="nump">159<span></span></td>
        <td class="nump">182<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Diluted Earnings Per Share<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Contingent Stock Agreement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Antidilution<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 13, 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>EARNINGS/(LOSS) PER COMMON SHARE<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Share [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 16. EARNINGS/(LOSS) PER COMMON SHARE</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Basic earnings/(loss) per common share is calculated by dividing net income/(loss) available to (allocable to) common stockholders by the weighted average number of common shares outstanding during the period. Diluted earnings/(loss) per common share is calculated by dividing net income/(loss) available to (allocable to) common stockholders by the weighted average number of common shares outstanding during the period, adjusted for the dilutive effect of common stock equivalents (stock-based awards and the warrant). There is no dilutive effect on the loss per share during loss periods. The following table provides information relating to the calculation of earnings/(loss) per common share.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(In thousands, except per share data)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 58%; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Net loss</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">(9,638</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">(897</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">)</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">(1,667</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Weighted average shares outstanding &#8211; basic</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">8,457</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">8,451</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">8,442</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Dilutive effect of common stock equivalents</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Weighted average shares outstanding &#8211; diluted</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">8,457</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">8,451</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">8,442</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Loss per common share &#8211; basic</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">(1.14</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">(0.11</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">(0.20</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Loss per common share &#8211; diluted</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">(1.14</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">(0.11</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">(0.20</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">)</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The calculations of diluted loss per share excluded weighted average common stock equivalents of 46 thousand for 2012, 159 thousand for 2011 and 182 thousand for 2010 because the effect of including them would have been antidilutive.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOFEK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 6) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 14,288<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 14,227<span></span></td>
        <td class="nump">$ 14,288<span></span></td>
        <td class="nump">$ 14,227<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(26,645)<span></span></td>
        <td class="num">(20,556)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">603<span></span></td>
        <td class="nump">1,147<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease', window );">Net charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(26,042)<span></span></td>
        <td class="num">(19,409)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
        <td class="nump">9,650<span></span></td>
        <td class="nump">6,200<span></span></td>
        <td class="nump">3,525<span></span></td>
        <td class="nump">8,370<span></span></td>
        <td class="nump">4,035<span></span></td>
        <td class="nump">3,650<span></span></td>
        <td class="nump">5,395<span></span></td>
        <td class="nump">6,390<span></span></td>
        <td class="nump">27,745<span></span></td>
        <td class="nump">19,470<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">15,991<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,288<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,991<span></span></td>
        <td class="nump">14,288<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Unallocated Financing Receivables [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">22<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">343<span></span></td>
        <td class="nump">22<span></span></td>
        <td class="nump">343<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease', window );">Net charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">165<span></span></td>
        <td class="num">(321)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">187<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">22<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">187<span></span></td>
        <td class="nump">22<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,498<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,422<span></span></td>
        <td class="nump">1,498<span></span></td>
        <td class="nump">1,422<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,451)<span></span></td>
        <td class="num">(3,388)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">304<span></span></td>
        <td class="nump">549<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease', window );">Net charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(5,147)<span></span></td>
        <td class="num">(2,839)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,331<span></span></td>
        <td class="nump">2,915<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">1,682<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,498<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,682<span></span></td>
        <td class="nump">1,498<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">594<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">637<span></span></td>
        <td class="nump">594<span></span></td>
        <td class="nump">637<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(576)<span></span></td>
        <td class="num">(202)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">25<span></span></td>
        <td class="nump">68<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease', window );">Net charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(551)<span></span></td>
        <td class="num">(134)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">364<span></span></td>
        <td class="nump">91<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">407<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">594<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">407<span></span></td>
        <td class="nump">594<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,014<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,833<span></span></td>
        <td class="nump">5,014<span></span></td>
        <td class="nump">4,833<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(9,838)<span></span></td>
        <td class="num">(7,693)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">102<span></span></td>
        <td class="nump">120<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease', window );">Net charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(9,736)<span></span></td>
        <td class="num">(7,573)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,916<span></span></td>
        <td class="nump">7,754<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">5,194<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,014<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,194<span></span></td>
        <td class="nump">5,014<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,415<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,665<span></span></td>
        <td class="nump">3,415<span></span></td>
        <td class="nump">3,665<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,954)<span></span></td>
        <td class="num">(5,037)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">166<span></span></td>
        <td class="nump">361<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease', window );">Net charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,788)<span></span></td>
        <td class="num">(4,676)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,507<span></span></td>
        <td class="nump">4,426<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">4,134<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,415<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,134<span></span></td>
        <td class="nump">3,415<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,745<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,327<span></span></td>
        <td class="nump">3,745<span></span></td>
        <td class="nump">3,327<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(7,826)<span></span></td>
        <td class="num">(4,236)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">6<span></span></td>
        <td class="nump">49<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease', window );">Net charge-offs</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(7,820)<span></span></td>
        <td class="num">(4,187)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,462<span></span></td>
        <td class="nump">4,605<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance</a></td>
        <td class="nump">$ 4,387<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 3,745<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 4,387<span></span></td>
        <td class="nump">$ 3,745<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) in the allowance for credit losses related to financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of direct write-downs of financing receivables charged against the allowance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowanceAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLeaseAndOtherLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R108.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELBAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>PARENT COMPANY FINANCIAL INFORMATION (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">$ 15,593<span></span></td>
        <td class="nump">$ 14,662<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">28,836<span></span></td>
        <td class="nump">26,720<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,185,807<span></span></td>
        <td class="nump">1,158,193<span></span></td>
        <td class="nump">1,130,311<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilities', window );">Deferred tax liability</a></td>
        <td class="nump">3,634<span></span></td>
        <td class="nump">2,928<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">8,747<span></span></td>
        <td class="nump">8,753<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term debt</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">455<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">1,071,781<span></span></td>
        <td class="nump">1,036,944<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
        <td class="nump">85<span></span></td>
        <td class="nump">85<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid in capital</a></td>
        <td class="nump">32,155<span></span></td>
        <td class="nump">32,052<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">81,078<span></span></td>
        <td class="nump">90,801<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td>
        <td class="nump">708<span></span></td>
        <td class="num">(1,689)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
        <td class="nump">114,026<span></span></td>
        <td class="nump">121,249<span></span></td>
        <td class="nump">122,513<span></span></td>
        <td class="nump">127,810<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">1,185,807<span></span></td>
        <td class="nump">1,158,193<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Shore Banc Shares [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Cash', window );">Cash</a></td>
        <td class="nump">820<span></span></td>
        <td class="nump">1,316<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentAggregateCost', window );">Investment in subsidiaries</a></td>
        <td class="nump">113,529<span></span></td>
        <td class="nump">121,567<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">2,616<span></span></td>
        <td class="nump">2,711<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">1,196<span></span></td>
        <td class="nump">1,519<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">118,161<span></span></td>
        <td class="nump">127,113<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract', window );"><strong>Liabilities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">91<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilities', window );">Deferred tax liability</a></td>
        <td class="nump">1,687<span></span></td>
        <td class="nump">1,383<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">104<span></span></td>
        <td class="nump">1,040<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term debt</a></td>
        <td class="nump">2,343<span></span></td>
        <td class="nump">3,350<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">4,135<span></span></td>
        <td class="nump">5,864<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders' equity</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock</a></td>
        <td class="nump">85<span></span></td>
        <td class="nump">85<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid in capital</a></td>
        <td class="nump">32,155<span></span></td>
        <td class="nump">32,052<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">81,078<span></span></td>
        <td class="nump">90,801<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td>
        <td class="nump">708<span></span></td>
        <td class="num">(1,689)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
        <td class="nump">114,026<span></span></td>
        <td class="nump">121,249<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">$ 118,161<span></span></td>
        <td class="nump">$ 127,113<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 14, 17, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br> -Number 6<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Cash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Cash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred tax liability attributable to taxable temporary differences net of deferred tax asset attributable to deductible temporary differences and carryforwards after valuation allowances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=21917399&amp;loc=d3e31931-109318<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentAggregateCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate cost of investments accounted for under the equity method of accounting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 12<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityMethodInvestmentAggregateCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19-26)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.32)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 25<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 32<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of long-term debt, net of unamortized discount or premium, including current and noncurrent amounts. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20, 22<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 17<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 8<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -Subparagraph b, c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/**
 * Rivet Software Inc.
 *
 * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved.
 * Version 2.1.0.1
 *
 */

var moreDialog = null;
var Show = {
    Default:'raw',

    more:function( obj ){
        var bClosed = false;
        if( moreDialog != null )
        {
			try
			{
				bClosed = moreDialog.closed;
			}
			catch(e)
			{
				//Per article at http://support.microsoft.com/kb/244375 there is a problem with the WebBrowser control
				// that somtimes causes it to throw when checking the closed property on a child window that has been
				//closed.  So if the exception occurs we assume the window is closed and move on from there.
				bClosed = true;
			}

			if( !bClosed ){
				moreDialog.close();
			}
        }

        obj = obj.parentNode.getElementsByTagName( 'pre' )[0];
		var hasHtmlTag = false;
		var objHtml = '';
		var raw = '';

		//Check for raw HTML
		var nodes = obj.getElementsByTagName( '*' );
		if( nodes.length ){
			objHtml = obj.innerHTML;
		}else{
			if( obj.innerText ){
				raw = obj.innerText;
			}else{
				raw = obj.textContent;
			}

			var matches = raw.match( /<\/?[a-zA-Z]{1}\w*[^>]*>/g );
			if( matches && matches.length ){
				objHtml = raw;

				//If there is an html node it will be 1st or 2nd,
				//   but we can check a little further.
				var n = Math.min( 5, matches.length );
				for( var i = 0; i < n; i++ ){
					var el = matches[ i ].toString().toLowerCase();
					if( el.indexOf( '<html' ) >= 0 ){
						hasHtmlTag = true;
						break;
					}
				}
			}
		}

        if( objHtml.length ){
			var html = '';

			if( hasHtmlTag ){
				html = objHtml;
			}else{
				html = '<html>'+
					"\n"+'<head>'+
					"\n"+'    <title>Report Preview Details</title>'+
					"\n"+'    <style type="text/css">'+
					"\n"+'    body {'+
					"\n"+'    }'+
					"\n"+'    table {'+
					"\n"+'    }'+
					"\n"+'    </style>'+
					"\n"+'</head>'+
					"\n"+'<body>'+
						objHtml +
					"\n"+'</body>'+
					"\n"+'</html>';
			}

			moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes");
			moreDialog.document.write( html );
			moreDialog.document.close();

			if( !hasHtmlTag ){
				moreDialog.document.body.style.margin = '0.5em';
			}
        }
        else
        {
			//default view logic
			var lines = raw.split( "\n" );
			var longest = 0;

			if( lines.length > 0 ){
				for( var p = 0; p < lines.length; p++ ){
					longest = Math.max( longest, lines[p].length );
				}
			}

			//Decide on the default view
			this.Default = longest < 120 ? 'raw' : 'formatted';

			//Build formatted view
			var text = raw.split( "\n\n" ) >= raw.split( "\r\n\r\n" ) ? raw.split( "\n\n" ) : raw.split( "\r\n\r\n" ) ;
			var formatted = '';

			if( text.length > 0 ){
				if( text.length == 1 ){
					text = raw.split( "\n" ) >= raw.split( "\r\n" ) ? raw.split( "\n" ) : raw.split( "\r\n" ) ;
					formatted = "<p>"+ text.join( "<br /><br />\n" ) +"</p>";
				}else{
					for( var p = 0; p < text.length; p++ ){
						formatted += "<p>" + text[p] + "</p>\n";
					}
				}
			}else{
				formatted = '<p>' + raw + '</p>';
			}

			html = '<html>'+
				"\n"+'<head>'+
				"\n"+'    <title>Report Preview Details</title>'+
				"\n"+'    <style type="text/css">'+
				"\n"+'    body {'+
				"\n"+'       background-color: #f0f9ee;'+
				"\n"+'       font-family: Arial, san-serif; font-size: 0.8em;'+
				"\n"+'    }'+
				"\n"+'    table {'+
				"\n"+'       font-size: 1em;'+
				"\n"+'    }'+
				"\n"+'    </style>'+
				"\n"+'</head>'+
				"\n"+'<body>'+
				"\n"+'    <table border="0" width="100%">'+
				"\n"+'    <tr>'+
				"\n"+'        <td>'+
				"\n"+'            formatted: <a href="javascript:void(0);" onclick="opener.Show.toggle( window, this );">'+ ( this.Default == 'raw' ? 'as Filed' : 'with Text Wrapped' ) +'</a>'+
				"\n"+'        </td>'+
				"\n"+'    </tr>'+
				"\n"+'    <tr>'+
				"\n"+'        <td>'+
				"\n"+'            <div id="formatted" style="display: none;">'+formatted+'</div>'+
				"\n"+'        </td>'+
				"\n"+'    </tr>'+
				"\n"+'    <tr>'+
				"\n"+'        <td>'+
				"\n"+'            <pre id="raw" style="display: none; font-size: 1.2em;">'+raw+'</pre>'+
				"\n"+'        </td>'+
				"\n"+'    </tr>'+
				"\n"+'    </table>'+
				"\n"+'</body>'+
				"\n"+'</html>';

			moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes");
			moreDialog.document.write(html);
			moreDialog.document.close();

			this.toggle( moreDialog );
        }

		moreDialog.document.title = 'Report Preview Details';
    },

    toggle:function( win, domLink ){
        var domId = this.Default;

        var doc = win.document;
        var domEl = doc.getElementById( domId );
        domEl.style.display = 'block';

        this.Default = domId == 'raw' ? 'formatted' : 'raw';

        if( domLink ){
            domLink.innerHTML = this.Default == 'raw' ? 'with Text Wrapped' : 'as Filed';
        }

        var domElOpposite = doc.getElementById( this.Default );
        domElOpposite.style.display = 'none';
    },

	LastAR : null,
	showAR : function ( link, id, win ){
		if( Show.LastAR ){
			Show.hideAR();
		}

		var ref = link;
		do {
			ref = ref.nextSibling;
		} while (ref && ref.nodeName != 'TABLE');

		if (!ref || ref.nodeName != 'TABLE') {
			var tmp = win ?
				win.document.getElementById(id) :
				document.getElementById(id);

			if( tmp ){
				ref = tmp.cloneNode(true);
				ref.id = '';
				link.parentNode.appendChild(ref);
			}
		}

		if( ref ){
			ref.style.display = 'block';
			Show.LastAR = ref;
		}
	},

	toggleNext : function( link ){
		var ref = link;

		do{
			ref = ref.nextSibling;
		}while( ref.nodeName != 'DIV' );

		if( ref.style &&
			ref.style.display &&
			ref.style.display == 'none' ){
			ref.style.display = 'block';

			if( link.textContent ){
				link.textContent = link.textContent.replace( '+', '-' );
			}else{
				link.innerText = link.innerText.replace( '+', '-' );
			}
		}else{
			ref.style.display = 'none';

			if( link.textContent ){
				link.textContent = link.textContent.replace( '-', '+' );
			}else{
				link.innerText = link.innerText.replace( '-', '+' );
			}
		}
	},

	hideAR : function(){
		Show.LastAR.style.display = 'none';
	}
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>83
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1H">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Dividends paid per common share (in dollars per share)</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.09<span></span></td>
        <td class="nump">$ 0.24<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends paid during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWGAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Securities held to maturity, estimated fair value (in dollars)</a></td>
        <td class="nump">$ 2,884<span></span></td>
        <td class="nump">$ 6,732<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value (in dollars per share)</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">35,000,000<span></span></td>
        <td class="nump">35,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">8,457,359<span></span></td>
        <td class="nump">8,457,359<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
        <td class="nump">8,457,359<span></span></td>
        <td class="nump">8,457,359<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockParOrStatedValuePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DEPOSITS<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">Deposit Liabilities Disclosures [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 9. DEPOSITS</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The approximate amount of certificates of deposit of $100,000 or more was $225.3 million and $243.5 million at December 31, 2012 and 2011, respectively.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><font style="text-underline-style: double;">&#160;</font></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on the approximate maturities of total time deposits at December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-align: left; padding-left: 0px; font-size: 10pt;">Due in one year or less</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">245,004</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">244,715</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Due in one to three years</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">108,947</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">116,586</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Due in three to five years</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">74,834</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">83,604</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">428,785</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">444,905</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositLiabilitiesDisclosuresTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R103.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EN2AI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoanAndLeaseReceivablesImpairedAbstract', window );"><strong>Impaired loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue', window );">Beginning balance</a></td>
        <td class="nump">$ 75,112<span></span></td>
        <td class="nump">$ 61,186<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff', window );">Charge-offs</a></td>
        <td class="num">(22,264)<span></span></td>
        <td class="num">(18,638)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments', window );">Payments</a></td>
        <td class="num">(14,404)<span></span></td>
        <td class="num">(12,039)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3', window );">Transfers to other real estate owned</a></td>
        <td class="num">(5,786)<span></span></td>
        <td class="num">(9,267)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus', window );">Returned to performing status</a></td>
        <td class="num">(567)<span></span></td>
        <td class="num">(1,907)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus', window );">Changed to nonaccrual status</a></td>
        <td class="num">(2,364)<span></span></td>
        <td class="num">(5,364)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease', window );">Additions</a></td>
        <td class="nump">57,634<span></span></td>
        <td class="nump">62,607<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances', window );">Changes in allowance</a></td>
        <td class="num">(735)<span></span></td>
        <td class="num">(1,466)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue', window );">Ending balance</a></td>
        <td class="nump">86,626<span></span></td>
        <td class="nump">75,112<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoanAndLeaseReceivablesImpairedAbstract', window );"><strong>Impaired loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue', window );">Beginning balance</a></td>
        <td class="nump">27,166<span></span></td>
        <td class="nump">28,175<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff', window );">Charge-offs</a></td>
        <td class="num">(7,790)<span></span></td>
        <td class="num">(4,313)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments', window );">Payments</a></td>
        <td class="num">(1,096)<span></span></td>
        <td class="num">(1,555)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3', window );">Transfers to other real estate owned</a></td>
        <td class="num">(1,631)<span></span></td>
        <td class="num">(2,317)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus', window );">Returned to performing status</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus', window );">Changed to nonaccrual status</a></td>
        <td class="num">(1,578)<span></span></td>
        <td class="num">(419)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease', window );">Additions</a></td>
        <td class="nump">21,788<span></span></td>
        <td class="nump">7,765<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances', window );">Changes in allowance</a></td>
        <td class="num">(771)<span></span></td>
        <td class="num">(170)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue', window );">Ending balance</a></td>
        <td class="nump">36,088<span></span></td>
        <td class="nump">27,166<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoanAndLeaseReceivablesImpairedAbstract', window );"><strong>Impaired loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue', window );">Beginning balance</a></td>
        <td class="nump">22,602<span></span></td>
        <td class="nump">15,327<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff', window );">Charge-offs</a></td>
        <td class="num">(9,483)<span></span></td>
        <td class="num">(7,082)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments', window );">Payments</a></td>
        <td class="num">(10,134)<span></span></td>
        <td class="num">(7,557)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3', window );">Transfers to other real estate owned</a></td>
        <td class="num">(1,997)<span></span></td>
        <td class="num">(1,642)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus', window );">Returned to performing status</a></td>
        <td class="num">(491)<span></span></td>
        <td class="num">(1,907)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus', window );">Changed to nonaccrual status</a></td>
        <td class="num">(786)<span></span></td>
        <td class="num">(3,120)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease', window );">Additions</a></td>
        <td class="nump">17,542<span></span></td>
        <td class="nump">29,879<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances', window );">Changes in allowance</a></td>
        <td class="nump">698<span></span></td>
        <td class="num">(1,296)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue', window );">Ending balance</a></td>
        <td class="nump">17,951<span></span></td>
        <td class="nump">22,602<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoanAndLeaseReceivablesImpairedAbstract', window );"><strong>Impaired loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue', window );">Beginning balance</a></td>
        <td class="nump">23,578<span></span></td>
        <td class="nump">13,280<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff', window );">Charge-offs</a></td>
        <td class="num">(2,954)<span></span></td>
        <td class="num">(4,643)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments', window );">Payments</a></td>
        <td class="num">(2,856)<span></span></td>
        <td class="num">(2,364)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3', window );">Transfers to other real estate owned</a></td>
        <td class="num">(2,128)<span></span></td>
        <td class="num">(4,920)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus', window );">Returned to performing status</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus', window );">Changed to nonaccrual status</a></td>
        <td class="nump">0<span></span></td>
        <td class="num">(1,825)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease', window );">Additions</a></td>
        <td class="nump">16,807<span></span></td>
        <td class="nump">24,050<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances', window );">Changes in allowance</a></td>
        <td class="num">(614)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue', window );">Ending balance</a></td>
        <td class="nump">31,833<span></span></td>
        <td class="nump">23,578<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoanAndLeaseReceivablesImpairedAbstract', window );"><strong>Impaired loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue', window );">Beginning balance</a></td>
        <td class="nump">1,738<span></span></td>
        <td class="nump">4,374<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff', window );">Charge-offs</a></td>
        <td class="num">(2,037)<span></span></td>
        <td class="num">(2,600)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments', window );">Payments</a></td>
        <td class="num">(310)<span></span></td>
        <td class="num">(550)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3', window );">Transfers to other real estate owned</a></td>
        <td class="num">(30)<span></span></td>
        <td class="num">(388)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus', window );">Returned to performing status</a></td>
        <td class="num">(76)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus', window );">Changed to nonaccrual status</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease', window );">Additions</a></td>
        <td class="nump">1,430<span></span></td>
        <td class="nump">902<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances', window );">Changes in allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue', window );">Ending balance</a></td>
        <td class="nump">715<span></span></td>
        <td class="nump">1,738<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoanAndLeaseReceivablesImpairedAbstract', window );"><strong>Impaired loans:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue', window );">Beginning balance</a></td>
        <td class="nump">28<span></span></td>
        <td class="nump">30<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff', window );">Charge-offs</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments', window );">Payments</a></td>
        <td class="num">(8)<span></span></td>
        <td class="num">(13)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3', window );">Transfers to other real estate owned</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus', window );">Returned to performing status</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus', window );">Changed to nonaccrual status</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease', window );">Additions</a></td>
        <td class="nump">67<span></span></td>
        <td class="nump">11<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances', window );">Changes in allowance</a></td>
        <td class="num">(48)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue', window );">Ending balance</a></td>
        <td class="nump">$ 39<span></span></td>
        <td class="nump">$ 28<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents an asset measured at fair value using significant unobservable inputs (Level 3) which is non required for reconciliation purposes of beginning balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetBeginningValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Fair Value, Measurement with Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Changed to Nonaccrual Status level 3 during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangedNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Writing off impaired financing receivables (Level 3) deemed uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetChangeOff</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Fair Value, Measurement with Unobservable Inputs Reconciliation, Nonrecurring Basis, changes in allowance for Asset (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetChangesAllowances</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents an asset measured at fair value using significant unobservable inputs (Level 3) which is non required for reconciliation purposes of ending balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetEndingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Settlements that have taken place during the period in relation to assets measured at fair value and categorized within Level 3 of the fair value hierarchy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetPayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) of assets measured at fair value on a recurring basis using unobservable inputs (Level 3) which have taken place during the period. Such increase (decrease) may be comprised of changes in fair value (gains or losses) whether realized or unrealized that have been included in earnings, changed net asset value, or other comprehensive income (a separate component of shareholders' equity); purchases, sales, issuances, or settlements of assets; and net transfers in to or out of this category within the fair value hierarchy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonrecurringBasisAssetPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Fair Value, Measurement with Unobservable Inputs Reconciliation, Non Recurring Basis, Asset Returned To Performing Status (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetReturnToPerformingStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Transfers into assets measured at fair value and categorized within Level 3 of the fair value hierarchy that have taken place during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueMeasurementWithUnobservableInputsReconciliationNonRecurringBasisAssetTransfersIntoLevel3</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoanAndLeaseReceivablesImpairedAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoanAndLeaseReceivablesImpairedAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R93.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EAD">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DEFERRED COMPENSATION (Details Textual)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationArrangementWithIndividualDescription', window );">Deferred Compensation Arrangement with Individual, Description</a></td>
        <td class="text">The Plan permits a participant to elect, each year, to defer receipt of up to 100% of his or her salary and bonus to be earned in the following year.<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCompensationArrangementWithIndividualDescription">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the deferred compensation arrangement, including fixed amounts and determinable awards, or the method for determining payments and awards, the timing of such payments and awards, and any requisite service or performance criteria, as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64, 65<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 710<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6409961&amp;loc=d3e20487-108367<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredCompensationArrangementWithIndividualDescription</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>DEFERRED COMPENSATION (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DeferredCompensationContribution', window );">Deferred compensation contribution</a></td>
        <td class="nump">$ 20<span></span></td>
        <td class="nump">$ 65<span></span></td>
        <td class="nump">$ 94<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationLiabilityCurrent', window );">Deferred compensation liability</a></td>
        <td class="nump">$ 632<span></span></td>
        <td class="nump">$ 544<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DeferredCompensationContribution">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DeferredCompensationContribution</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCompensationLiabilityCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate carrying value as of the balance sheet date of the liabilities for all deferred compensation arrangements payable within one year (or the operating cycle, if longer). Represents currently earned compensation under compensation arrangements that is not actually paid until a later date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 710<br><br> -SubTopic 10<br><br> -Section 30<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6409875&amp;loc=d3e20028-108363<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 710<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6409733&amp;loc=d3e19512-108361<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredCompensationLiabilityCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>89
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXRAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DOCUMENT AND ENTITY INFORMATION (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Feb. 28, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">SHORE BANCSHARES INC<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0001035092<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--12-31<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Smaller Reporting Company<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
        <td class="text">shbi<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">8,457,359<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-K<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Dec. 31,
         2012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">FY<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
        <td class="text">2012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-Known Seasoned Issuer</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
        <td class="text">No<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
        <td class="text">Yes<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 48,048,361<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_AmendmentFlag</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:booleanItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_CurrentFiscalYearEndDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gMonthDayItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalPeriodFocus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:fiscalPeriodItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalYearFocus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gYearItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentPeriodEndDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentType</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:submissionTypeItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCentralIndexKey</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:centralIndexKeyItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCurrentReportingStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityFilerCategory</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:filerCategoryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityPublicFloat</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityRegistrantName</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityVoluntaryFilers</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityWellKnownSeasonedIssuer</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:yesNoItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Trading symbol of an instrument as listed on an exchange.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_TradingSymbol</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:normalizedStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>SHORT-TERM BORROWINGS<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtTextBlock', window );">Short-term Debt [Text Block]</a></td>
        <td class="text"><p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">NOTE 10. SHORT-TERM BORROWINGS</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table summarizes certain information for short-term borrowings for the years ended December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Amount</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Rate</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Amount</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Rate</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">Average for the Year</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;" colspan="2">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;" colspan="2">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 44%; text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in; font-size-adjust: none; font-stretch: normal;">Retail repurchase agreements</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">14,976</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">0.30</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">15,319</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">0.37</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">At Year End</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; padding-left: 0.25in; font-size-adjust: none; font-stretch: normal;">Retail repurchase agreements</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">13,761</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">0.26</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">17,817</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">0.34</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">%</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Securities sold under agreements to repurchase are securities sold to customers, at the customers&#8217; request, under a &#8220;roll-over&#8221; contract that matures in one business day. The underlying securities sold are U.S. Government agency securities, which are segregated in the Company&#8217;s custodial accounts from other investment securities.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The Company may periodically borrow from a correspondent federal funds line of credit arrangement, under a secured reverse repurchase agreement, or from the Federal Home Loan Bank to meet short-term liquidity needs.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for short-term debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShortTermDebtTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECDAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>DEPOSITS (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">Due in one year or less</a></td>
        <td class="nump">$ 245,004<span></span></td>
        <td class="nump">$ 244,715<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_TimeDepositMaturitiesYearOneToThree', window );">Due in one to three years</a></td>
        <td class="nump">108,947<span></span></td>
        <td class="nump">116,586<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_TimeDepositMaturitiesYearThreeToFive', window );">Due in three to five years</a></td>
        <td class="nump">74,834<span></span></td>
        <td class="nump">83,604<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Total</a></td>
        <td class="nump">$ 428,785<span></span></td>
        <td class="nump">$ 444,905<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_TimeDepositMaturitiesYearOneToThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in years one and two following the first fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_TimeDepositMaturitiesYearOneToThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_TimeDepositMaturitiesYearThreeToFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in years three and four following the first fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_TimeDepositMaturitiesYearThreeToFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 45<br><br> -Subparagraph a<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearOne</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3VAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>STOCK-BASED COMPENSATION (Details Textual) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_RestrictedStockAwardsVested', window );">Restricted Stock Awards, Vested</a></td>
        <td class="nump">$ 245<span></span></td>
        <td class="nump">$ 119<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_PercentageOfAfterTwoYearsGrants', window );">Percentage of After Two Years Grants</a></td>
        <td class="nump">50.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_PercentageOfAfterThreeYearsGrants', window );">Percentage of After Three Years Grants</a></td>
        <td class="nump">50.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice', window );">Share-based Compensation Arrangement by Share-based Payment Award, Estimated Fair Value of Stock Price</a></td>
        <td class="nump">$ 5.39<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term</a></td>
        <td class="text">9 years 2 months 12 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Stock Option [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures</a></td>
        <td class="nump">54,216<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price</a></td>
        <td class="nump">$ 6.64<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Plan 2006 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</a></td>
        <td class="nump">631,972<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant</a></td>
        <td class="nump">507,078<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod', window );">Share-based Compensation Shares Authorized Under Stock Option Plans Expire Period</a></td>
        <td class="text">10 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Option Plan 1998 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate', window );">Share-based Compensation Arrangement by Share-based Payment Award, Expiration Date</a></td>
        <td class="text">May
        09,
         2012<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Terminated Period, Gross</a></td>
        <td class="nump">7,125<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_PercentageOfAfterThreeYearsGrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of options that vest after three years from date of grant.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_PercentageOfAfterThreeYearsGrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_PercentageOfAfterTwoYearsGrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of options that vest after two years from date of grant.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_PercentageOfAfterTwoYearsGrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_RestrictedStockAwardsVested">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of stock related to Restricted Stock Awards vested during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_RestrictedStockAwardsVested</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Share-based Compensation Arrangement by Share-based Payment Award,estimated fair value of stock price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEstimatedFairValueOfStockPrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross number of share options (or share units) terminated during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTerminatedPeriodGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The period of time to exercise share-based compensation shares authorized under stock option plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExpirePeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Date the equity-based award expires, in CCYY-MM-DD format.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardExpirationDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance on stock options awarded.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ERBAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
        <td class="nump">$ 42,698<span></span></td>
        <td class="nump">$ 47,549<span></span></td>
        <td class="nump">$ 51,962<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract', window );"><strong>Interest and dividends on investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Taxable</a></td>
        <td class="nump">2,815<span></span></td>
        <td class="nump">3,031<span></span></td>
        <td class="nump">3,209<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Tax-exempt</a></td>
        <td class="nump">104<span></span></td>
        <td class="nump">154<span></span></td>
        <td class="nump">212<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeFederalFundsSold', window );">Interest on federal funds sold</a></td>
        <td class="nump">10<span></span></td>
        <td class="nump">25<span></span></td>
        <td class="nump">60<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeDepositsWithFinancialInstitutions', window );">Interest on deposits with other banks</a></td>
        <td class="nump">274<span></span></td>
        <td class="nump">93<span></span></td>
        <td class="nump">18<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">45,901<span></span></td>
        <td class="nump">50,852<span></span></td>
        <td class="nump">55,461<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest on deposits</a></td>
        <td class="nump">10,501<span></span></td>
        <td class="nump">10,995<span></span></td>
        <td class="nump">12,681<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseShortTermBorrowings', window );">Interest on short-term borrowings</a></td>
        <td class="nump">45<span></span></td>
        <td class="nump">56<span></span></td>
        <td class="nump">83<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseLongTermDebt', window );">Interest on long-term debt</a></td>
        <td class="nump">16<span></span></td>
        <td class="nump">37<span></span></td>
        <td class="nump">58<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total interest expense</a></td>
        <td class="nump">10,562<span></span></td>
        <td class="nump">11,088<span></span></td>
        <td class="nump">12,822<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">NET INTEREST INCOME</a></td>
        <td class="nump">35,339<span></span></td>
        <td class="nump">39,764<span></span></td>
        <td class="nump">42,639<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLossesExpensed', window );">Provision for credit losses</a></td>
        <td class="nump">27,745<span></span></td>
        <td class="nump">19,470<span></span></td>
        <td class="nump">21,119<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES</a></td>
        <td class="nump">7,594<span></span></td>
        <td class="nump">20,294<span></span></td>
        <td class="nump">21,520<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NONINTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges on deposit accounts</a></td>
        <td class="nump">2,551<span></span></td>
        <td class="nump">2,845<span></span></td>
        <td class="nump">3,257<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities', window );">Trust and investment fee income</a></td>
        <td class="nump">1,644<span></span></td>
        <td class="nump">1,563<span></span></td>
        <td class="nump">1,503<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Gains on sales of investment securities</a></td>
        <td class="nump">278<span></span></td>
        <td class="nump">563<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InsuranceCommissionsAndFees', window );">Insurance agency commissions income</a></td>
        <td class="nump">9,814<span></span></td>
        <td class="nump">9,358<span></span></td>
        <td class="nump">10,113<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossOnCashFlowHedgeIneffectiveness', window );">Loss on termination of cash flow hedge</a></td>
        <td class="num">(1,339)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other noninterest income</a></td>
        <td class="nump">2,810<span></span></td>
        <td class="nump">2,989<span></span></td>
        <td class="nump">3,168<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total noninterest income</a></td>
        <td class="nump">15,758<span></span></td>
        <td class="nump">17,318<span></span></td>
        <td class="nump">18,041<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NONINTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalariesAndWages', window );">Salaries and wages</a></td>
        <td class="nump">17,418<span></span></td>
        <td class="nump">16,825<span></span></td>
        <td class="nump">17,477<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLaborRelatedExpenses', window );">Employee benefits</a></td>
        <td class="nump">3,994<span></span></td>
        <td class="nump">3,840<span></span></td>
        <td class="nump">3,829<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy expense</a></td>
        <td class="nump">2,559<span></span></td>
        <td class="nump">2,312<span></span></td>
        <td class="nump">2,328<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Furniture and equipment expense</a></td>
        <td class="nump">963<span></span></td>
        <td class="nump">1,059<span></span></td>
        <td class="nump">1,200<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing</a></td>
        <td class="nump">2,717<span></span></td>
        <td class="nump">2,852<span></span></td>
        <td class="nump">2,607<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseDirectorsFees', window );">Directors' fees</a></td>
        <td class="nump">474<span></span></td>
        <td class="nump">500<span></span></td>
        <td class="nump">412<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetImpairment', window );">Goodwill and other intangible assets impairment</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">1,344<span></span></td>
        <td class="nump">3,051<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of other intangible assets</a></td>
        <td class="nump">392<span></span></td>
        <td class="nump">512<span></span></td>
        <td class="nump">515<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseCommissionExpense', window );">Insurance agency commissions expense</a></td>
        <td class="nump">1,391<span></span></td>
        <td class="nump">1,267<span></span></td>
        <td class="nump">1,569<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC insurance premium expense</a></td>
        <td class="nump">1,380<span></span></td>
        <td class="nump">1,298<span></span></td>
        <td class="nump">1,834<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate', window );">Write-downs of other real estate owned</a></td>
        <td class="nump">1,328<span></span></td>
        <td class="nump">1,051<span></span></td>
        <td class="nump">657<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other noninterest expenses</a></td>
        <td class="nump">6,939<span></span></td>
        <td class="nump">6,307<span></span></td>
        <td class="nump">6,241<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total noninterest expense</a></td>
        <td class="nump">39,555<span></span></td>
        <td class="nump">39,167<span></span></td>
        <td class="nump">41,720<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">LOSS BEFORE INCOME TAX BENEFIT</a></td>
        <td class="num">(16,203)<span></span></td>
        <td class="num">(1,555)<span></span></td>
        <td class="num">(2,159)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit</a></td>
        <td class="num">(6,565)<span></span></td>
        <td class="num">(658)<span></span></td>
        <td class="num">(492)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET LOSS</a></td>
        <td class="num">$ (9,638)<span></span></td>
        <td class="num">$ (897)<span></span></td>
        <td class="num">$ (1,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic loss per common share (in dollars per share)</a></td>
        <td class="num">$ (1.14)<span></span></td>
        <td class="num">$ (0.11)<span></span></td>
        <td class="num">$ (0.20)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted loss per common share (in dollars per share)</a></td>
        <td class="num">$ (1.14)<span></span></td>
        <td class="num">$ (0.11)<span></span></td>
        <td class="num">$ (0.20)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Cash dividends paid per common share (in dollars per share)</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.09<span></span></td>
        <td class="nump">$ 0.24<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph a(2)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (a)(2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends paid during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 128<br><br><br><br> -Paragraph 36, 37, 38<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.23)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Emerging Issues Task Force (EITF)<br><br><br><br> -Number 07-4<br><br><br><br> -Paragraph 4<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 55<br><br><br><br> -Paragraph 52<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br><br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 128<br><br><br><br> -Paragraph 11, 12, 36<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Emerging Issues Task Force (EITF)<br><br><br><br> -Number 07-4<br><br><br><br> -Paragraph 4<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.21)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 21<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from services rendered by trust departments or by any consolidated subsidiaries acting in a fiduciary capacity, including fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services when such fees are not separately billed to the customer. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13 (a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph h<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph d<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph g<br><br><br><br> -Chapter V<br><br><br><br> -Subsection II<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainsLossesOnSalesOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total loss recognized during the period from the impairment of goodwill plus the loss recognized in the period resulting from the impairment of the carrying amount of intangible assets, other than goodwill.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph h<br><br><br><br> -Subparagraph 1(i)<br><br><br><br> -Article 4<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (a),(b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 109<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph a, b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 235<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.4-08.(h))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 08<br><br><br><br> -Paragraph h<br><br><br><br> -Article 4<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Income Tax Expense (or Benefit)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expenses incurred in the period for information technology and data processing products and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InformationTechnologyAndDataProcessing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InsuranceCommissionsAndFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from agency and brokerage operations (includes sales of annuities and supplemental contracts); service charges, commissions, and fees from the sale of insurance and related services; and management fees from separate accounts, deferred annuities, and universal life products.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 4<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13(c),(d))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph c, d<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InsuranceCommissionsAndFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.1-5)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 1, 2 , 3, 4, 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-BRD<br><br><br><br> -Paragraph 9, 51, 54<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 4<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 9<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 9<br><br><br><br> -Chapter V<br><br><br><br> -Subsection II<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 34<br><br><br><br> -Paragraph 21<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 835<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.9)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 6<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 6<br><br><br><br> -Chapter V<br><br><br><br> -Subsection II<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseLongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest paid or due on all long-term debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 8<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseLongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on short-term borrowings including commercial paper and Federal funds purchased and securities sold under agreements to repurchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 7<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 7<br><br><br><br> -Chapter V<br><br><br><br> -Subsection II<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseShortTermBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeDepositsWithFinancialInstitutions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 4<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeDepositsWithFinancialInstitutions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeFederalFundsSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 4<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeFederalFundsSold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from investment securities which are subject to federal income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from securities which are exempt from federal income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeSecuritiesTaxExempt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossOnCashFlowHedgeIneffectiveness">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The loss recognized in earnings during the reporting period representing the amount of the cash flow hedges' ineffectiveness.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 815<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4C<br><br><br><br> -Subparagraph (d)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624171-113959<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph b(1)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossOnCashFlowHedgeIneffectiveness</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 10, 15<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Emerging Issues Task Force (EITF)<br><br><br><br> -Number 87-21<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 28, 29, 30<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br><br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br><br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A7<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph a<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph d<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 14<br><br><br><br> -Chapter V<br><br><br><br> -Subsection II<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 14<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseCommissionExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fees paid by the Entity to sales representatives based on commission payout contracts covering the sale of mutual funds and insurance products.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseCommissionExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseDirectorsFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Noninterest expense related to directors' fees which are fees paid by an Entity to its directors. Directors' fees may be paid in addition to salary and other benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseDirectorsFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 13<br><br><br><br> -Chapter V<br><br><br><br> -Subsection II<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 13<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 13<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph c<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 840<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 13<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph d<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 13<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 13<br><br><br><br> -Paragraph 15<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-BRD<br><br><br><br> -Paragraph 62<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 4<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLaborRelatedExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of payroll tax expense, compensation, postemployment and benefit-related expenses not elsewhere specified in the taxonomy (such as health plan, profit sharing, incentives, tuition reimbursement, other fringe benefits and perquisites) incurred in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLaborRelatedExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.14)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanLossesExpensed">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-04.11)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 17<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 5<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 11<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanLossesExpensed</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalariesAndWages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expenditures for salaries other than officers. Does not include allocated share-based compensation, pension and post-retirement benefit expense or other labor-related non-salary expense. For commercial and industrial companies, excludes any direct and overhead labor that is included in cost of goods sold.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SalariesAndWages</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PREMISES AND EQUIPMENT<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Property, Plant and Equipment Disclosure [Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><b>NOTE 4. PREMISES AND EQUIPMENT</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on premises and equipment at December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: justify;">Land</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">5,818</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">4,902</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Buildings and land improvements</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">13,159</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">13,404</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Furniture and equipment</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">7,589</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">7,390</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">26,566</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">25,696</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Accumulated depreciation</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(10,973</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(11,034</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;">Total</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">15,593</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14,662</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Depreciation expense totaled $1.1 million, $996 thousand and $1.1 million for 2012, 2011 and 2010, respectively. The increase in land was primarily due to the relocation of a branch of one of the Banks.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The Company leases facilities under operating leases. Rental expense for the years ended December 31, 2012, 2011, and 2010 was $777 thousand, $753 thousand and $770 thousand, respectively. Future minimum annual rental payments are approximately as follows:</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; border-bottom: black 1pt solid;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; border-bottom: black 1pt solid;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 86%; text-align: justify;">2013</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">708</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">2014</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">520</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">2015</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">245</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">2016</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">246</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">2017</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">250</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Thereafter</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">1,137</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;">Total minimum lease payments</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">3,106</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13-14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391110&amp;loc=d3e2921-110230<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">NOTE 3. LOANS AND ALLOWANCE FOR CREDIT LOSSES</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The Company makes residential mortgage, commercial and consumer loans to customers primarily in Talbot County, Queen Anne&#8217;s County, Kent County, Caroline County and Dorchester County in Maryland and in Kent County, Delaware. The following table provides information about the principal classes of the loan portfolio at December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">108,051</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">119,883</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">288,011</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">321,604</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -9pt; padding-left: 9pt; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">314,941</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">315,439</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">60,786</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">69,485</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,293</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,639</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 13.5pt; font-size: 10pt;">Total loans</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">785,082</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">841,050</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-bottom: 1pt; padding-left: 5.4pt; font-size: 10pt;">Allowance for credit losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(15,991</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(14,288</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 13.5pt; font-size: 10pt;">Total loans, net</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">769,091</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">826,762</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">In the normal course of banking business, loans are made to officers and directors and their affiliated interests. These loans are made on substantially the same terms and conditions as those prevailing at the time for comparable transactions with persons who are not related to the Company and are not considered to involve more than the normal risk of collectibility. As of December 31, 2012 and 2011, such loans outstanding, both direct and indirect (including guarantees), to directors, their associates and policy-making officers, totaled approximately $26.0 million and $22.4 million, respectively. During 2012 and 2011, loan additions were approximately $9.7 million and $4.4 million, respectively, and loan repayments were approximately $6.1 million and $2.0 million, respectively.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables include impairment information relating to loans and the allowance for credit losses as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Construction</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Residential real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unallocated</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 23%; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;">Loans individually evaluated for impairment</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">37,029</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">18,549</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">32,447</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">715</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">87</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">88,827</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;">Loans collectively evaluated for impairment</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">71,022</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">269,462</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">282,494</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">60,071</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,206</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">696,255</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font-size: 10pt;">Total loans</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">108,051</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">288,011</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">314,941</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">60,786</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">13,293</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">785,082</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: -4.5pt; padding-left: 8.8pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;">Allowance for credit losses allocated to:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;">Loans individually evaluated for impairment</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">941</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">598</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">614</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">48</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">2,201</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;">Loans collectively evaluated for impairment</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">3,446</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">4,596</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">3,520</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1,682</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">359</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">187</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,790</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -4.3pt; padding-bottom: 2.5pt; padding-left: 4.3pt; font-size: 10pt;">Total allowance for credit losses</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">4,387</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">5,194</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">4,134</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">1,682</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">407</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">187</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">15,991</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Construction</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Residential real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unallocated</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 23%; text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;">Loans individually evaluated for impairment</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">27,336</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">23,898</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">23,578</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">1,738</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">28</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">76,578</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;">Loans collectively evaluated for impairment</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">92,547</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">297,706</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">291,861</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">67,747</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,611</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">764,472</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 5.4pt; font-size: 10pt;">Total loans</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">119,883</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">321,604</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">315,439</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">69,485</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">14,639</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">841,050</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: -4.5pt; padding-left: 8.8pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;">Allowance for credit losses allocated to:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -4.3pt; padding-left: 4.3pt; font-size: 10pt;">Loans individually evaluated for impairment</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">170</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">1,296</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">1,466</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -4.3pt; padding-bottom: 1pt; padding-left: 4.3pt; font-size: 10pt;">Loans collectively evaluated for impairment</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">3,575</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">3,718</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">3,415</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1,498</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">594</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">22</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">12,822</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -4.3pt; padding-bottom: 2.5pt; padding-left: 4.3pt; font-size: 10pt;">Total allowance for credit losses</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">3,745</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">5,014</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">3,415</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">1,498</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">594</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">22</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">14,288</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables provide information on impaired loans and any related allowance by loan class as of December 31, 2012 and 2011. The difference between the unpaid principal balance and the recorded investment is the amount of partial charge-offs that have been taken.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unpaid principal balance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Recorded investment with no allowance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Recorded investment with an allowance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Related allowance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Average recorded investment</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Impaired nonaccrual loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 30%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">14,288</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">3,371</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">6,323</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">941</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">12,428</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">17,975</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">9,469</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">2,063</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">598</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">17,472</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">19,515</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">11,838</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">2,729</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">614</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">12,975</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,556</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">594</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,538</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">92</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">39</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">48</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">48</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">55</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">53,426</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">25,311</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">11,163</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">2,201</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">44,468</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Impaired accruing restructured loans:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">27,335</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">27,335</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">21,193</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">7,017</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">7,017</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">5,064</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">17,880</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">17,880</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">16,252</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">121</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">121</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">87</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">52,353</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">52,353</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">42,596</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Total impaired loans:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">41,623</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">30,706</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">6,323</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">941</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">33,621</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">24,992</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">16,486</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">2,063</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">598</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">22,536</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">37,395</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">29,718</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">2,729</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">614</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">29,227</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,677</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">715</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,625</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">92</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">39</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">48</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">48</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">55</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">105,779</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">77,664</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">11,163</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">2,201</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">87,064</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unpaid principal balance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Recorded investment with no allowance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Recorded investment with an allowance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Related allowance</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Average recorded investment</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Impaired nonaccrual loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 30%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">22,883</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">14,005</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">1,550</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">170</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">16,555</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">22,431</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">16,925</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,181</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,296</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">15,430</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">17,372</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">14,012</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">14,624</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2,119</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,669</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2,539</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">30</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">28</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">32</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">64,835</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">46,639</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">4,731</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1,466</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">49,180</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Impaired accruing restructured loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">11,781</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">11,781</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">10,663</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,792</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,792</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">6,093</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">9,566</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">9,566</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">7,960</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">69</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">69</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">111</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">25,208</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">25,208</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">24,827</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Total impaired loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">34,664</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">25,786</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,550</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">170</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">27,218</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">26,223</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">20,717</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,181</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,296</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">21,523</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">26,938</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">23,578</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">22,584</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2,188</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,738</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2,650</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">30</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">28</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">32</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">90,043</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">71,847</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">4,731</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">1,466</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">74,007</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables provide information on troubled debt restructurings by loan class as of December 31, 2012 and 2011. The amounts include nonaccrual troubled debt restructurings.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Number of contracts</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Premodification outstanding recorded investment</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Postmodification outstanding recorded investment</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Troubled debt restructurings:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 58%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">18</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">33,174</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">28,782</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">32</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">15,659</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">9,187</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">22</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">24,673</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">20,478</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">3</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">150</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">121</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">30</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">27</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">76</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">73,686</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">58,595</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">9</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">12,981</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">12,539</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">20</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">11,471</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">10,359</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">20</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">15,874</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">14,175</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">69</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">69</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">50</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">40,395</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">37,142</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Number of contracts</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Recorded investment</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Troubled debt restructurings that subsequently defaulted (1):</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">6</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">1,447</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">10</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">2,295</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">6</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">3,398</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">27</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">23</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">7,167</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">758</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">10</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">7,353</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">5</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">6,751</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">18</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">14,862</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">(1) Generally, a loan is considered in default when principal or interest is past due 30 days or more.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Management uses risk ratings as part of its monitoring of the credit quality in the Company&#8217;s loan portfolio. Loans that are identified as special mention, substandard or doubtful are adversely rated. They are assigned higher risk ratings than favorably rated loans in the calculation of the formula portion of the allowance for credit losses.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables provide information on loan risk ratings as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Pass/Performing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Special mention</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Substandard</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Doubtful</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Nonaccrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 16%; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">45,385</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">30,817</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">22,155</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">9,694</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">108,051</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">237,299</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">23,657</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">15,090</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">433</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">11,532</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">288,011</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">257,418</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">21,554</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">21,402</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">14,567</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">314,941</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">55,432</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">3,062</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,639</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">59</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">594</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">60,786</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,147</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">59</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">87</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,293</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">608,681</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">79,090</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">60,345</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">492</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">36,474</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">785,082</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Pass/Performing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Special mention</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Substandard</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Doubtful</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Nonaccrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 16%; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">50,403</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">30,373</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">23,552</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">15,555</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">119,883</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">261,910</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">13,467</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">25,676</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">445</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">20,106</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">321,604</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">257,247</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">16,001</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">28,179</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">14,012</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">315,439</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">59,178</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,813</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">4,748</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">77</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,669</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">69,485</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,520</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">32</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">59</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">28</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,639</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">643,258</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">63,686</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">82,214</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">522</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">51,370</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">841,050</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The following tables provide information on the aging of the loan portfolio as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18">Accruing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Current</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">30-59 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">60-89 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">90 days or more past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Non-accrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">98,221</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">136</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">136</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">9,694</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">108,051</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">272,311</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">3,116</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">762</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">290</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">4,168</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">11,532</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">288,011</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">298,522</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">887</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">800</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">165</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">1,852</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">14,567</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">314,941</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">59,746</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">380</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">66</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">446</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">594</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">60,786</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,125</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">57</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">19</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">5</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">81</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">87</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">13,293</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">741,925</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">4,576</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">1,647</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">460</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">6,683</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">36,474</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">785,082</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;">Percent of total loans</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">94.5</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.6</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.2</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.1</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">0.9</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">4.6</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">%</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18">Accruing</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Current</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">30-59 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">60-89 days past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">90 days or more past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total past due</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Non-accrual</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 23%; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Construction</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">102,441</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">1,246</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">316</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">325</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">1,887</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">15,555</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">119,883</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Residential real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">289,459</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">4,417</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">5,291</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2,331</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">12,039</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">20,106</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">321,604</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial real estate</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">289,760</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">10,073</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,594</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">11,667</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">14,012</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">315,439</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Commercial</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">64,581</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,350</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,819</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">66</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,235</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,669</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">69,485</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,492</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">112</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">6</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">119</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">28</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">14,639</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">760,733</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">17,198</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">9,026</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">2,723</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">28,947</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">51,370</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">841,050</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.125in; font-size: 10pt;">Percent of total loans</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">90.5</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2.0</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1.1</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">0.3</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3.4</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">6.1</td>
<td style="text-align: left; font-size: 10pt;">%</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The following tables provide a summary of the activity in the allowance for credit losses allocated by loan class for 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">Allocation of a portion of the allowance to one loan class does not preclude its availability to absorb losses in other loan classes.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Construction</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Residential real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unallocated</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;">2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;" colspan="2">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Allowance for credit losses:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;" colspan="2">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 23%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Beginning balance</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">3,745</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">5,014</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">3,415</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">1,498</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">594</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">22</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt; font-weight: bold;">14,288</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Charge-offs</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(7,826</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(9,838</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(2,954</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(5,451</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(576</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(26,645</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Recoveries</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">6</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">102</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">166</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">304</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">25</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">603</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;">Net charge-offs</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(7,820</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(9,736</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(2,788</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(5,147</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(551</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(26,042</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Provision</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">8,462</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">9,916</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">3,507</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">5,331</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">364</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">165</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">27,745</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Ending balance</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">4,387</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">5,194</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">4,134</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">1,682</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">407</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">187</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">15,991</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Construction</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Residential real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial real estate</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Commercial</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Consumer</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unallocated</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;" colspan="2">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Allowance for credit losses:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 23%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Beginning balance</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">3,327</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">4,833</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">3,665</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">1,422</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">637</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">343</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">14,227</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Charge-offs</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">(4,236</td>
<td style="text-align: left; font-size: 10pt;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">(7,693</td>
<td style="text-align: left; font-size: 10pt;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">(5,037</td>
<td style="text-align: left; font-size: 10pt;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">(3,388</td>
<td style="text-align: left; font-size: 10pt;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">(202</td>
<td style="text-align: left; font-size: 10pt;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">-</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">(20,556</td>
<td style="text-align: left; font-size: 10pt;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Recoveries</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">49</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">120</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">361</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">549</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">68</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">1,147</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;">Net charge-offs</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(4,187</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(7,573</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(4,676</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(2,839</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(134</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(19,409</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Provision</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">4,605</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">7,754</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">4,426</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">2,915</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">91</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(321</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">19,470</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Ending balance</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">3,745</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">5,014</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">3,415</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">1,498</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">594</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">22</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">14,288</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5162-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ReceivablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INCOME TAXES<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Tax Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 15. INCOME TAXES</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on components of income tax expense for each of the three years ended December 31.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2010</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Current tax (benefit) expense:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">Federal</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">(3,977</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">656</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">1,940</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">State</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(823</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">236</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">473</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(4,800</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">892</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">2,413</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Deferred income tax benefit:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">Federal</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(1,140</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(1,233</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(2,350</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">State</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(625</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(317</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(555</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(1,765</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(1,550</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(2,905</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Total income tax benefit</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">(6,565</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">(658</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">(492</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides a reconciliation of tax computed at the statutory federal tax rate of 34.0% to the actual tax expense for each of the three years ended December 31.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2010</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Tax at federal statutory rate</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">34.0</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">34.0</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">34.0</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">%</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Tax effect of:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">Tax-exempt income</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">0.6</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">8.8</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">7.6</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">Non-deductible goodwill impairment charges</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">-</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(6.0</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(24.3</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">Other non-deductible expenses</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(0.2</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(2.1</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">(1.3</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">State income taxes, net of federal benefit</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">5.9</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">3.6</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">2.4</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0.125in; font-size-adjust: none; font-stretch: normal;">Other</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">0.2</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">4.0</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">4.4</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Actual income tax expense rate</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">40.5</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">42.3</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">%</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;"></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">22.8</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">%</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><font style="background-color: yellow;"></font>&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The following table provides information on significant components of the Company&#8217;s deferred tax assets and liabilities as of December 31.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">(Dollars in thousands)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2012</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">2011</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0.4pt; font-size-adjust: none; font-stretch: normal;">Deferred tax assets:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; width: 72%; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Allowance for credit losses</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">6,421</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">5,640</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Reserve for off-balance sheet commitments</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">166</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">137</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Write-downs of other real estate owned</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">742</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">346</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Net operating loss carry forward</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">364</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">212</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Deferred income</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">2,370</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">2,055</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Accrued expenses</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,353</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,450</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Loss on termination of cash flow hedge</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">540</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">-</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Unrealized losses on interest rate caps</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">803</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">2,070</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Other</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">55</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">54</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; padding-left: 35.25pt; font-size-adjust: none; font-stretch: normal;">Total deferred tax assets</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">12,814</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">11,964</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 5.4pt; font-size-adjust: none; font-stretch: normal;">Deferred tax liabilities:</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Depreciation</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">515</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">612</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Purchase accounting adjustments</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,009</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">680</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Deferred capital gain on branch sale</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">451</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">473</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Deferred gains on interest rate swaps</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">169</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">169</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Unrealized gains on available-for-sale securities</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,282</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">928</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; padding-left: 17.25pt; font-size-adjust: none; font-stretch: normal;">Other</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">208</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">66</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; padding-left: 35.25pt; font-size-adjust: none; font-stretch: normal;">Total deferred tax liabilities</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">3,634</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">2,928</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; padding-left: 53.25pt; font-size-adjust: none; font-stretch: normal;">Net deferred tax assets</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">9,180</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">9,036</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">No valuation allowance for deferred tax assets was recorded at December 31, 2012 and 2011 as management believes it is more likely than not that all of the deferred tax assets will be realized because they were supported by recoverable taxes paid in prior years and the expected generation of a sufficient level of future taxable income.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 136, 172<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 43, 44, 45, 46, 47, 48, 49<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LONG-TERM DEBT<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtTextBlock', window );">Long-term Debt [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 11. LONG-TERM DEBT</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The Company had the following long-term debt as of December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-indent: 94.8pt; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Acquisition-related debt, 4.08% interest, annual payments over five years</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">-</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">455</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The acquisition-related debt was incurred as part of the purchase price of TSGIA and payable to the seller thereof, who remains the President of that subsidiary. The final payment was made on October 1, 2012.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for long-term debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 22<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>98
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EGD">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LONG-TERM DEBT (Details Textual)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtPercentageBearingFixedInterestRate', window );">Long-term Debt, Percentage Bearing Fixed Interest, Percentage Rate</a></td>
        <td class="nump">4.08%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtPercentageBearingFixedInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest rate applicable to the portion of the carrying amount of long-term borrowings outstanding as of the balance sheet date, including current maturities, which accrues interest at a set, unchanging rate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtPercentageBearingFixedInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>OTHER ASSETS<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract', window );"><strong>Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssetsDisclosureTextBlock', window );">Other Assets Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 7. OTHER ASSETS </b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The Company had the following other assets at December 31, 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-align: left; padding-left: 0px; font-size: 10pt;">Nonmarketable investment securities</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">2,750</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">2,866</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Insurance premiums receivable</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">1,089</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">876</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Accrued interest receivable</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">2,796</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,933</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Income taxes receivable</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">5,160</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">719</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Deferred income taxes (1)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">9,180</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">9,036</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Interest rate caps (2)</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">14</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">250</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Prepaid expenses</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">2,227</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">3,641</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Other assets</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;">5,620</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">5,399</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">28,836</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">26,720</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">(1) See Note 15 for further discussion.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">(2) See Note 20 for further discussion.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssetsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for other assets. This disclosure includes other current assets and other noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssetsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EGHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details 3) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for sale, Amortized Cost, Total</a></td>
        <td class="nump">$ 142,333<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Securities Pledged as Collateral [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for sale, Amortized Cost, Total</a></td>
        <td class="nump">91,814<span></span></td>
        <td class="nump">77,762<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral', window );">Available-for-sale, Pledged available-for-sale securities, Estimated Fair Value</a></td>
        <td class="nump">$ 94,391<span></span></td>
        <td class="nump">$ 79,358<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value of available-for-sale securities that serve as collateral for borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5086-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesPledgedAsCollateral</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R110.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EYBDK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PARENT COMPANY FINANCIAL INFORMATION (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2012</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2011</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="num">$ (5,074)<span></span></td>
        <td class="num">$ (1,821)<span></span></td>
        <td class="nump">$ 293<span></span></td>
        <td class="num">$ (3,036)<span></span></td>
        <td class="nump">$ 325<span></span></td>
        <td class="nump">$ 94<span></span></td>
        <td class="num">$ (233)<span></span></td>
        <td class="num">$ (1,083)<span></span></td>
        <td class="num">$ (9,638)<span></span></td>
        <td class="num">$ (897)<span></span></td>
        <td class="num">$ (1,667)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net loss to cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">209<span></span></td>
        <td class="nump">338<span></span></td>
        <td class="nump">390<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities', window );">Excess tax expense from stock-based arrangements</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(106)<span></span></td>
        <td class="num">(45)<span></span></td>
        <td class="num">(20)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Net decrease (increase) in other assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,652)<span></span></td>
        <td class="nump">1,813<span></span></td>
        <td class="nump">2,516<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Net (decrease) increase in other liabilities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">224<span></span></td>
        <td class="num">(2,265)<span></span></td>
        <td class="num">(4,429)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">21,386<span></span></td>
        <td class="nump">21,924<span></span></td>
        <td class="nump">19,890<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,202)<span></span></td>
        <td class="num">(1,216)<span></span></td>
        <td class="num">(1,292)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">16,201<span></span></td>
        <td class="num">(3,108)<span></span></td>
        <td class="nump">716<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfLongTermDebt', window );">Repayment of long-term debt</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(455)<span></span></td>
        <td class="num">(477)<span></span></td>
        <td class="num">(497)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax expense from stock-based arrangements</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">106<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">20<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of warrant</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(25)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Common stock dividends paid</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(85)<span></span></td>
        <td class="num">(760)<span></span></td>
        <td class="num">(2,026)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">34,864<span></span></td>
        <td class="nump">30,962<span></span></td>
        <td class="num">(18,288)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net (decrease) increase in cash and cash equivalents</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">72,451<span></span></td>
        <td class="nump">49,778<span></span></td>
        <td class="nump">2,318<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">127,742<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">77,964<span></span></td>
        <td class="nump">127,742<span></span></td>
        <td class="nump">77,964<span></span></td>
        <td class="nump">75,646<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT END OF YEAR</a></td>
        <td class="nump">200,193<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">127,742<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">200,193<span></span></td>
        <td class="nump">127,742<span></span></td>
        <td class="nump">77,964<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Shore Banc Shares [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(9,638)<span></span></td>
        <td class="num">(897)<span></span></td>
        <td class="num">(1,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net loss to cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Equity in undistributed net loss of subsidiaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,435<span></span></td>
        <td class="nump">2,678<span></span></td>
        <td class="nump">4,183<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">367<span></span></td>
        <td class="nump">404<span></span></td>
        <td class="nump">414<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation expense</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">209<span></span></td>
        <td class="nump">338<span></span></td>
        <td class="nump">390<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities', window );">Excess tax expense from stock-based arrangements</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(106)<span></span></td>
        <td class="num">(45)<span></span></td>
        <td class="num">(20)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Net decrease (increase) in other assets</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">159<span></span></td>
        <td class="num">(253)<span></span></td>
        <td class="nump">129<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Net (decrease) increase in other liabilities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(828)<span></span></td>
        <td class="num">(99)<span></span></td>
        <td class="nump">406<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,598<span></span></td>
        <td class="nump">2,126<span></span></td>
        <td class="nump">3,835<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(108)<span></span></td>
        <td class="num">(57)<span></span></td>
        <td class="num">(109)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates', window );">Investment in unconsolidated subsidiary</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(25)<span></span></td>
        <td class="num">(25)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_PaymentsToAcquireInterestInSubsidiaries', window );">Investment in subsidiaries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,000)<span></span></td>
        <td class="num">(550)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(2,108)<span></span></td>
        <td class="num">(632)<span></span></td>
        <td class="num">(134)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfOtherShortTermDebt', window );">Net decrease in short-term borrowings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(3,378)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt', window );">Proceeds from long-term debt</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">3,200<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfLongTermDebt', window );">Repayment of long-term debt</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,007)<span></span></td>
        <td class="num">(782)<span></span></td>
        <td class="num">(497)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax expense from stock-based arrangements</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">106<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">20<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfWarrants', window );">Repurchase of warrant</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="num">(25)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Common stock dividends paid</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(85)<span></span></td>
        <td class="num">(760)<span></span></td>
        <td class="num">(2,026)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(986)<span></span></td>
        <td class="num">(1,522)<span></span></td>
        <td class="num">(2,681)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net (decrease) increase in cash and cash equivalents</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(496)<span></span></td>
        <td class="num">(28)<span></span></td>
        <td class="nump">1,020<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,316<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,344<span></span></td>
        <td class="nump">1,316<span></span></td>
        <td class="nump">1,344<span></span></td>
        <td class="nump">324<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT END OF YEAR</a></td>
        <td class="nump">$ 820<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 1,316<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 820<span></span></td>
        <td class="nump">$ 1,316<span></span></td>
        <td class="nump">$ 1,344<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_PaymentsToAcquireInterestInSubsidiaries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of or advances to an entity that is related to it but not strictly controlled (for example, an unconsolidated subsidiary, affiliate, and joint venture or equity method investment) or the acquisition of an additional interest in a subsidiary (controlled entity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_PaymentsToAcquireInterestInSubsidiaries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationDepletionAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of excess tax benefit (tax deficiency) that arises when compensation cost from non-qualified share-based compensation recognized on the entity's tax return exceeds (is less than) compensation cost from equity-based compensation recognized in financial statements. Excess tax benefit (tax deficiency) increases (decreases) net cash provided by financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of excess tax benefit (tax deficiency) that arises when compensation cost from non-qualified equity-based compensation recognized on the entity's tax return exceeds (is less than) compensation cost from equity-based compensation recognized in financial statements. Excess tax benefit (tax deficiency) reduces (increases) net cash provided by operating activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the entity's proportionate share for the period of the net income (loss) of its investee (such as unconsolidated subsidiaries and joint ventures) to which the equity method of accounting is applied. This item includes income or expense related to stock-based compensation based on the investor's grant of stock to employees of an equity method investee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 9<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16385135&amp;loc=d3e33749-111570<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 6<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 19<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount paid by the entity to reacquire the right to purchase equity shares at a predetermined price, usually issued together with corporate debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of or advances to an entity that is related to it but not strictly controlled (for example, an unconsolidated subsidiary, affiliate, and joint venture or equity method investment) or the acquisition of an additional interest in a subsidiary (controlled entity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfLongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a debt initially having maturity due after one year or beyond the operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfLongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfLongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for debt initially having maturity due after one year or beyond the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfLongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfOtherShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow attributable to repayments of borrowings not otherwise defined in the taxonomy (having initial terms of repayment within one year or the normal operating cycle, if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfOtherShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract', window );"><strong>Investments in and Advances to Affiliates, Schedule of Investments [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock', window );">Investments in and Advances to Affiliates, Schedule of Investments [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 5. INVESTMENT IN UNCONSOLIDATED SUBSIDIARY</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">During 2012, the Company terminated its mortgage brokerage activities which were conducted through a minority series investment in an unrelated Delaware limited liability company under the name &#8220;Wye Mortgage Group&#8221;. This investment was carried at cost, adjusted for the Company&#8217;s 49.0% equity ownership in Wye Mortgage Group&#8217;s undistributed income or loss. The following table provides a summary of the activity related to the Company&#8217;s investment in Wye Mortgage Group for 2012 and 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-align: justify; padding-left: 0px; font-size: 10pt;">Beginning balance</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">89</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">19</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">Investment in unconsolidated subsidiary</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">25</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">Equity in undistributed income</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(4</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">45</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Ending balance</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">85</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">89</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Income</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">138</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">169</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">At December 31, 2012, the remaining balance included the Company&#8217;s investments in and undistributed income from Wye Mortgage Group. The Company expects that these amounts will be returned/distributed to the Company during the first quarter of 2013.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the information summarizing investments in and advances to majority-owned subsidiaries, other controlled companies, and other affiliates. It reflects specified information about ownership, financial results from, and financial position in such entities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 320<br><br> -Section S99<br><br> -Paragraph 6<br><br> -Subparagraph (SX 210.12-14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6955306&amp;loc=d3e611322-123010<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 14<br><br> -Article 12<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsInAndAdvancesToAffiliatesScheduleOfInvestmentsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>GOODWILL AND OTHER INTANGIBLE ASSETS<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Goodwill and Intangible Assets Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: left; font-size-adjust: none; font-stretch: normal;">NOTE 6. GOODWILL AND OTHER INTANGIBLE ASSETS</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on the significant components of goodwill and acquired intangible assets at December 31, 2012 and 2011. The Community Banking segment and the Insurance Products and Services segment had goodwill of $2.6 million and $9.9 million, respectively, at the end of both 2012 and 2011. See Note 25 for further information regarding the Company&#8217;s business segments.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"><font style="font-size: 7pt;">December 31, 2012</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="18"><font style="font-size: 7pt;">December 31, 2011</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">(Dollars in thousands)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font style="font-size: 7pt;">Gross Carrying Amount</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font style="font-size: 7pt;">Cumulative<br  /> Impairment Charges</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; vertical-align: bottom; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"><font style="font-size: 7pt;">Accumulated<br  /> Amortization</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font style="font-size: 7pt;">Net Carrying Amount</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"><font style="font-size: 7pt;">Weighted Average Remaining Life <br  />(in years)</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font style="font-size: 7pt;">Gross Carrying Amount</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font style="font-size: 7pt;">Cumulative<br  /> Impairment Charges</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; vertical-align: bottom; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"><font style="font-size: 7pt;">Accumulated<br  /> Amortization</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"><font style="font-size: 7pt;">Net Carrying Amount</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; text-indent: 0px; padding-left: 0px; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2"><font style="font-size: 7pt;">Weighted Average Remaining Life <br  />(in years)</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-indent: 0px; padding-left: 0px; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: center; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;" colspan="2"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 20%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">Goodwill</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">17,345</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(4,224</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(667</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">12,454</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">17,345</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(4,224</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(667</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">12,454</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="width: 5%; text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">-</font></td>
<td style="width: 1%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">Other intangible assets</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"><font style="font-size: 7pt;">Amortizable</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"><font style="font-size: 7pt;">Employment agreements</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">1,730</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">(1,286</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">444</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">2.0</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">1,730</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">(1,059</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">671</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">2.7</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"><font style="font-size: 7pt;">Insurance expirations</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">1,270</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">(894</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">376</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">4.4</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">1,270</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">(809</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">461</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">5.4</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"><font style="font-size: 7pt;">Core deposits</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">968</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">(968</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">968</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">(938</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">30</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">0.3</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"><font style="font-size: 7pt;">Customer relationships</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">960</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(126</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(303</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">531</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">10.7</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">960</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(126</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(253</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">581</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">11.6</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">4,928</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(126</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(3,451</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">1,351</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">4,928</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(126</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(3,059</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">1,743</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0.125in; font-size: 10pt;"><font style="font-size: 7pt;">Unamortizable</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"><font style="font-size: 7pt;">Carrier relationships</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">1,300</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">(45</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">1,255</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">1,300</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">(45</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">1,255</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0.25in; font-size: 10pt;"><font style="font-size: 7pt;">Trade name</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">1,210</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">1,210</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">1,210</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">1,210</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">2,510</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(45</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">2,465</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">2,510</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">(45</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">-</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font style="font-size: 7pt;">2,465</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">Total other intangible assets</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">7,438</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(171</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(3,451</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">3,816</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; font-weight: bold;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">7,438</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(171</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">(3,059</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">)</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">$</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font style="font-size: 7pt;">4,208</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: right; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;"><font style="font-size: 7pt;">&#160;</font></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on current period and estimated future amortization expense for amortizable other intangible assets.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table align="center" style="font: 10pt/normal times new roman, times, serif; width: 45%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortization</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Expense</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 50%; padding-left: 5.4pt; font-size: 10pt;">Year ended December 31, 2012</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 29%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 15%; text-align: right; font-size: 10pt;">392</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;" nowrap="nowrap">Estimate for years ended December 31,</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">2013</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">296</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">2014</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">296</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">2015</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">255</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">2016</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">134</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">2017</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">87</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16373-109275<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16265-109275<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 42, 43, 44, 45, 46, 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13854-109267<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>OTHER LIABILITIES<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilitiesDisclosureAbstract', window );"><strong>Other Liabilities Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilitiesDisclosureTextBlock', window );">Other Liabilities Disclosure [Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><b>NOTE 8. OTHER LIABILITIES</b></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The Company had the following other liabilities at December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: left;">Accrued interest payable</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">339</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">569</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Other liabilities</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">8,408</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">8,184</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">8,747</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">8,753</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilitiesDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for other liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20, 24<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.20,24)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilitiesDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>105
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E3TAK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 2) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">$ 105,779<span></span></td>
        <td class="nump">$ 90,043<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">77,664<span></span></td>
        <td class="nump">71,847<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">11,163<span></span></td>
        <td class="nump">4,731<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">2,201<span></span></td>
        <td class="nump">1,466<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">87,064<span></span></td>
        <td class="nump">74,007<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">41,623<span></span></td>
        <td class="nump">34,664<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">30,706<span></span></td>
        <td class="nump">25,786<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">6,323<span></span></td>
        <td class="nump">1,550<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">941<span></span></td>
        <td class="nump">170<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">33,621<span></span></td>
        <td class="nump">27,218<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">24,992<span></span></td>
        <td class="nump">26,223<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">16,486<span></span></td>
        <td class="nump">20,717<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">2,063<span></span></td>
        <td class="nump">3,181<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">598<span></span></td>
        <td class="nump">1,296<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">22,536<span></span></td>
        <td class="nump">21,523<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">37,395<span></span></td>
        <td class="nump">26,938<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">29,718<span></span></td>
        <td class="nump">23,578<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">2,729<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">614<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">29,227<span></span></td>
        <td class="nump">22,584<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">1,677<span></span></td>
        <td class="nump">2,188<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">715<span></span></td>
        <td class="nump">1,738<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">1,625<span></span></td>
        <td class="nump">2,650<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">92<span></span></td>
        <td class="nump">30<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">39<span></span></td>
        <td class="nump">28<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">48<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">48<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">55<span></span></td>
        <td class="nump">32<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Nonaccrual Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">53,426<span></span></td>
        <td class="nump">64,835<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">25,311<span></span></td>
        <td class="nump">46,639<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">11,163<span></span></td>
        <td class="nump">4,731<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">2,201<span></span></td>
        <td class="nump">1,466<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">44,468<span></span></td>
        <td class="nump">49,180<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Nonaccrual Loans [Member] | Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">14,288<span></span></td>
        <td class="nump">22,883<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">3,371<span></span></td>
        <td class="nump">14,005<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">6,323<span></span></td>
        <td class="nump">1,550<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">941<span></span></td>
        <td class="nump">170<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">12,428<span></span></td>
        <td class="nump">16,555<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Nonaccrual Loans [Member] | Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">17,975<span></span></td>
        <td class="nump">22,431<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">9,469<span></span></td>
        <td class="nump">16,925<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">2,063<span></span></td>
        <td class="nump">3,181<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">598<span></span></td>
        <td class="nump">1,296<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">17,472<span></span></td>
        <td class="nump">15,430<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Nonaccrual Loans [Member] | Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">19,515<span></span></td>
        <td class="nump">17,372<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">11,838<span></span></td>
        <td class="nump">14,012<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">2,729<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">614<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">12,975<span></span></td>
        <td class="nump">14,624<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Nonaccrual Loans [Member] | Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">1,556<span></span></td>
        <td class="nump">2,119<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">594<span></span></td>
        <td class="nump">1,669<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">1,538<span></span></td>
        <td class="nump">2,539<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Nonaccrual Loans [Member] | Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">92<span></span></td>
        <td class="nump">30<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">39<span></span></td>
        <td class="nump">28<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">48<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">48<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">55<span></span></td>
        <td class="nump">32<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Accruing Restructured Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">52,353<span></span></td>
        <td class="nump">25,208<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">52,353<span></span></td>
        <td class="nump">25,208<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">42,596<span></span></td>
        <td class="nump">24,827<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Accruing Restructured Loans [Member] | Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">27,335<span></span></td>
        <td class="nump">11,781<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">27,335<span></span></td>
        <td class="nump">11,781<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">21,193<span></span></td>
        <td class="nump">10,663<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Accruing Restructured Loans [Member] | Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">7,017<span></span></td>
        <td class="nump">3,792<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">7,017<span></span></td>
        <td class="nump">3,792<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">5,064<span></span></td>
        <td class="nump">6,093<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Accruing Restructured Loans [Member] | Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">17,880<span></span></td>
        <td class="nump">9,566<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">17,880<span></span></td>
        <td class="nump">9,566<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">16,252<span></span></td>
        <td class="nump">7,960<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Accruing Restructured Loans [Member] | Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">121<span></span></td>
        <td class="nump">69<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">121<span></span></td>
        <td class="nump">69<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">87<span></span></td>
        <td class="nump">111<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Accruing Restructured Loans [Member] | Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid principal balance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Recorded investment with no allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Recorded investment with an allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average recorded investment</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>106
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EIH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>BENEFIT PLANS (Details Textual) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount', window );">Defined Contribution Plan, Employer Discretionary Contribution Amount</a></td>
        <td class="nump">$ 513<span></span></td>
        <td class="nump">$ 430<span></span></td>
        <td class="nump">$ 501<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of discretionary contributions made by an employer to a defined contribution plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
<FILENAME>R66.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EXBAK">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 4) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">$ 785,082<span></span></td>
        <td class="nump">$ 841,050<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">608,681<span></span></td>
        <td class="nump">643,258<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">79,090<span></span></td>
        <td class="nump">63,686<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">60,345<span></span></td>
        <td class="nump">82,214<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">492<span></span></td>
        <td class="nump">522<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non Accrual [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">36,474<span></span></td>
        <td class="nump">51,370<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">60,786<span></span></td>
        <td class="nump">69,485<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">55,432<span></span></td>
        <td class="nump">59,178<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">3,062<span></span></td>
        <td class="nump">3,813<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">1,639<span></span></td>
        <td class="nump">4,748<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member] | Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">59<span></span></td>
        <td class="nump">77<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member] | Non Accrual [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">594<span></span></td>
        <td class="nump">1,669<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">13,293<span></span></td>
        <td class="nump">14,639<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">13,147<span></span></td>
        <td class="nump">14,520<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">32<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">59<span></span></td>
        <td class="nump">59<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member] | Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member] | Non Accrual [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">87<span></span></td>
        <td class="nump">28<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">288,011<span></span></td>
        <td class="nump">321,604<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">237,299<span></span></td>
        <td class="nump">261,910<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">23,657<span></span></td>
        <td class="nump">13,467<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">15,090<span></span></td>
        <td class="nump">25,676<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member] | Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">433<span></span></td>
        <td class="nump">445<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member] | Non Accrual [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">11,532<span></span></td>
        <td class="nump">20,106<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">314,941<span></span></td>
        <td class="nump">315,439<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">257,418<span></span></td>
        <td class="nump">257,247<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">21,554<span></span></td>
        <td class="nump">16,001<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">21,402<span></span></td>
        <td class="nump">28,179<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member] | Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member] | Non Accrual [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">14,567<span></span></td>
        <td class="nump">14,012<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">108,051<span></span></td>
        <td class="nump">119,883<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">45,385<span></span></td>
        <td class="nump">50,403<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">30,817<span></span></td>
        <td class="nump">30,373<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">22,155<span></span></td>
        <td class="nump">23,552<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member] | Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member] | Non Accrual [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableNet', window );">Loan Risk Rating</a></td>
        <td class="nump">$ 9,694<span></span></td>
        <td class="nump">$ 15,555<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EB4AI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 145,508<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 129,780<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Interest rate caps</a></td>
        <td class="nump">14<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">250<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government and Government Agencies and Authorities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">36,107<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">42,148<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage Backed Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">108,780<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">87,033<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">621<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">599<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Interest rate caps</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | US Government and Government Agencies and Authorities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 1 [Member] | Equity Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">145,508<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">129,780<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Interest rate caps</a></td>
        <td class="nump">14<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">250<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | US Government and Government Agencies and Authorities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">36,107<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">42,148<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">108,780<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">87,033<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member] | Equity Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">621<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">599<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Interest rate caps</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 [Member] | US Government and Government Agencies and Authorities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 [Member] | Equity Securities, Other [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Securities available for sale:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-Sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 0<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">See Note 20 for further discussion.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair values as of the balance sheet date of all assets resulting from contracts that meet the criteria of being accounted for as derivative instruments, net of the effects of master netting arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FIN39-1<br><br> -Paragraph 10A, 10B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 4, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13495-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVJAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">$ 88,827<span></span></td>
        <td class="nump">$ 76,578<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">696,255<span></span></td>
        <td class="nump">764,472<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">785,082<span></span></td>
        <td class="nump">841,050<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses allocated to:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">2,201<span></span></td>
        <td class="nump">1,466<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">13,790<span></span></td>
        <td class="nump">12,822<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Total allowance for credit losses</a></td>
        <td class="nump">15,991<span></span></td>
        <td class="nump">14,288<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Unallocated Financing Receivables [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses allocated to:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">187<span></span></td>
        <td class="nump">22<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Total allowance for credit losses</a></td>
        <td class="nump">187<span></span></td>
        <td class="nump">22<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">715<span></span></td>
        <td class="nump">1,738<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">60,071<span></span></td>
        <td class="nump">67,747<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">60,786<span></span></td>
        <td class="nump">69,485<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses allocated to:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">1,682<span></span></td>
        <td class="nump">1,498<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Total allowance for credit losses</a></td>
        <td class="nump">1,682<span></span></td>
        <td class="nump">1,498<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loan [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">87<span></span></td>
        <td class="nump">28<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">13,206<span></span></td>
        <td class="nump">14,611<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">13,293<span></span></td>
        <td class="nump">14,639<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses allocated to:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">48<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">359<span></span></td>
        <td class="nump">594<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Total allowance for credit losses</a></td>
        <td class="nump">407<span></span></td>
        <td class="nump">594<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">18,549<span></span></td>
        <td class="nump">23,898<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">269,462<span></span></td>
        <td class="nump">297,706<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">288,011<span></span></td>
        <td class="nump">321,604<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses allocated to:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">598<span></span></td>
        <td class="nump">1,296<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">4,596<span></span></td>
        <td class="nump">3,718<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Total allowance for credit losses</a></td>
        <td class="nump">5,194<span></span></td>
        <td class="nump">5,014<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">32,447<span></span></td>
        <td class="nump">23,578<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">282,494<span></span></td>
        <td class="nump">291,861<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">314,941<span></span></td>
        <td class="nump">315,439<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses allocated to:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">614<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">3,520<span></span></td>
        <td class="nump">3,415<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Total allowance for credit losses</a></td>
        <td class="nump">4,134<span></span></td>
        <td class="nump">3,415<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">37,029<span></span></td>
        <td class="nump">27,336<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">71,022<span></span></td>
        <td class="nump">92,547<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">108,051<span></span></td>
        <td class="nump">119,883<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract', window );"><strong>Allowance for credit losses allocated to:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Loans individually evaluated for impairment</a></td>
        <td class="nump">941<span></span></td>
        <td class="nump">170<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Loans collectively evaluated for impairment</a></td>
        <td class="nump">3,446<span></span></td>
        <td class="nump">3,575<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Total allowance for credit losses</a></td>
        <td class="nump">$ 4,387<span></span></td>
        <td class="nump">$ 3,745<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph a(ii)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowanceAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowanceAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EBH">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>DEFERRED COMPENSATION (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueOfLifeInsurance', window );">Cash surrender value</a></td>
        <td class="nump">$ 3,143<span></span></td>
        <td class="nump">$ 3,006<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_AccruedBenefitObligation', window );">Accrued benefit obligation</a></td>
        <td class="nump">$ 1,171<span></span></td>
        <td class="nump">$ 1,158<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_AccruedBenefitObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of amounts expected to be paid under the terms of insurance contracts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_AccruedBenefitObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashSurrenderValueOfLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of amounts which could be received based on the terms of the insurance contract upon surrendering life policies owned by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Technical Bulletin (FTB)<br><br> -Number 85-4<br><br> -Paragraph 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 17<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6812-107765<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashSurrenderValueOfLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PREFERRED STOCK<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Equity [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockTextBlock', window );">Preferred Stock [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 26. PREFERRED STOCK</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>&#160;</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">On January 9, 2009, Shore Bancshares, Inc. participated in the Troubled Asset Relief Program Capital Purchase Program (the &#8220;TARP CPP&#8221;) of the United States Department of the Treasury (the &#8220;Treasury&#8221;) by issuing 25,000 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A (the &#8220;Preferred Stock&#8221;) and a common stock purchase warrant covering 172,970 shares of common stock (the &#8220;Warrant&#8221;) to the Treasury for a total sales price of $25 million. On April 15, 2009, Shore Bancshares, Inc. redeemed all 25,000 shares of the Preferred Stock from Treasury for $25 million, plus accrued dividends of $208 thousand. At the time of the redemption, the Preferred Stock had a carrying value of $23.5 million. The difference between the redemption price and carrying value represented an additional accelerated deemed dividend of $1.5 million. Total dividends paid on the Preferred Stock was $1.8 million for 2009.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">On November 16, 2011, Shore Bancshares, Inc. paid $25,000 to repurchase the Warrant from the Treasury. The repurchase price was based on the fair market value of the Warrant as agreed on by Shore Bancshares, Inc. and the Treasury. With the repurchase of the Warrant, Shore Bancshares, Inc. concluded its participation in the TARP CPP.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for terms, amounts, nature of changes, rights and privileges, dividends, and other matters related to preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The tables below present the recorded amount of assets measured at fair value on a recurring basis at December 31, 2012 and 2011. No assets were transferred from one hierarchy level to another during 2012 or 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Quoted Prices (Level 1)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Other Observable Inputs <br  />(Level 2)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Unobservable Inputs (Level 3)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Securities available for sale:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;">U.S. Government agencies</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">36,107</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">36,107</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;">Mortgage-backed securities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">108,780</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">108,780</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;">Other equity securities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">621</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">621</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;">Total</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">145,508</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">145,508</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Interest rate caps</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="font-weight: normal;">&#160;</font></p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Quoted Prices (Level 1)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Other Observable Inputs <br  />(Level 2)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Unobservable Inputs (Level 3)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Securities available for sale:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;">U.S. Government agencies</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">42,148</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">42,148</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;">Mortgage-backed securities</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">87,033</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">87,033</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;">Other equity securities</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">599</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">599</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;">Total</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">129,780</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">129,780</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Interest rate caps</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">250</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">250</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock', window );">Fair Value Assets Measured on Nonrecurring Basis [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The tables below summarize the changes in the recorded amount of assets measured at fair value on a nonrecurring basis for 2012 and 2011. All assets measured at fair value on a nonrecurring basis were classified as Level 3 in the fair value hierarchy for the periods presented.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">2012</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired loans:</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;">Beginning balance</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">27,166</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">22,602</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">23,578</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">1,738</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">28</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">75,112</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Charge-offs</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(7,790</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(9,483</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,954</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,037</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(22,264</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Payments</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,096</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(10,134</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,856</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(310</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(8)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(14,404</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Transfers to other real estate owned</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,631</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,997</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,128</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(30</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(5,786</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Returned to performing status</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(491</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(76</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(567</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changed to nonaccrual status</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,578</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(786</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,364</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Additions</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">21,788</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">17,542</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">16,807</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">1,430</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">67</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">57,634</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changes in allowance</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(771</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">698</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(614</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(48</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(735</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Ending balance</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">36,088</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">17,951</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">31,833</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">715</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">39</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">86,626</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;">Beginning balance</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">28,175</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">15,327</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">13,280</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">4,374</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">30</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">61,186</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;">Charge-offs</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(4,313</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(7,082</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(4,643</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,600</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(18,638</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;">Payments</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,555</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(7,557</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,364</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(550</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(13)</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(12,039</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Transfers to other real estate owned</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,317</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,642</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(4,920</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(388</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(9,267</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Returned to performing status</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,907</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,907</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changed to nonaccrual status</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(419</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(3,120</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,825</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(5,364</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;">Additions</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,765</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">29,879</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">24,050</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">902</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">11</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">62,607</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changes in allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(170</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,296</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,466</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Ending balance</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">27,166</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">22,602</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">23,578</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,738</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">28</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">75,112</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock', window );">Fair Value Assets Measured on Nonrecurring Basis Other Real Estate Owned [Table Text Block]</a></td>
        <td class="text"><table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr>
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">2012</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">2011</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Other real estate owned:</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 72%; text-align: left; text-indent: 0px; padding-left: 0px; font-size: 10pt;">Beginning balance</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">9,385</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">3,702</td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Sales</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(6,429</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">(3,978</td>
<td style="text-align: left; font-size: 10pt;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Write-downs</td>
<td style="font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(1,328</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;">(1,051</td>
<td style="text-align: left; font-size: 10pt;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-indent: 0px; padding-left: 0px; font-size: 10pt;">Additions</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">6,031</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">10,712</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Ending balance</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">7,659</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;"></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">9,385</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;"></td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Estimated Fair Values of Financial Assets and Liabilities [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on the estimated fair values of the Company&#8217;s financial assets and liabilities that are reported in the balance sheets at their carrying amounts. The financial assets and liabilities have been segregated by their classification level in the fair value hierarchy.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Carrying</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Fair</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Carrying</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Fair</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Amount</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Amount</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Financial assets</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;">Level 2 inputs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt; width: 44%; text-align: left;">Cash and cash equivalents</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">200,193</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">200,193</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">127,742</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">127,742</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;">Investment securities held to maturity</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,657</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,884</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,480</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,732</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;">Level 3 inputs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;">Loans, net</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">769,091</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">798,381</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">826,762</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">856,917</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Financial liabilities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;">Level 2 inputs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt;">Deposits</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,049,273</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,052,382</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">1,009,919</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">1,013,964</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt;">Short-term borrowings</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">13,761</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">13,761</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">17,817</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">17,817</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt;">Long-term debt</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">455</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">470</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueAssetsMeasuredOnNonrecurringBasisOtherRealEstateOwnedTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a nonrecurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FairValueAssetsMeasuredOnNonrecurringBasisTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of estimated fair values of the company's financial assets and liabilities reported at their carrying amounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ScheduleOfEstimatedFairValuesOfFinancialAssetsAndLiabilitiesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19190-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>113
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>STOCK-BASED COMPENSATION<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Disclosure of Compensation Related Costs, Share-based Payments [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Disclosure of Compensation Related Costs, Share-based Payments [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 13. STOCK-BASED COMPENSATION</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">As of December 31, 2012, the Company maintained the Shore Bancshares, Inc. 2006 Stock and Incentive Compensation Plan (&#8220;2006 Equity Plan&#8221;) under which Shore Bancshares, Inc. may issue shares of its common stock or grant other equity-based awards. Shore Bancshares, Inc.&#8217;s ability to grant options under the Shore Bancshares, Inc. 1998 Stock Option Plan (the &#8220;1998 Option Plan&#8221;) expired on March 3, 2008 and all of the remaining 7,125 outstanding options expired on May 9, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Under the 2006 Equity Plan, stock-based awards may be granted periodically to the Company&#8217;s directors, executive officers, and key employees at the discretion of the Compensation Committee of the Board of Shore Bancshares, Inc. Stock-based awards granted to date under the 2006 Equity Plan are generally time-based, vesting on each anniversary of the grant date over a three- to five-year period of time and, in the case of stock options, expiring 10 years from the grant date. Stock-based compensation expense is recognized ratably over the requisite service period for all awards, is based on the grant date fair value and reflects forfeitures as they occur. The 2006 Equity Plan originally reserved 631,972 shares of common stock for grant, and 507,078 shares remained available for grant at December 31, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following tables provide information on stock-based compensation expense for 2012, 2011 and 2010.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">Stock-based compensation expense</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">209</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">338</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">390</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -3.3pt; padding-left: 3.3pt; font-size-adjust: none; font-stretch: normal;">Excess tax expense related to stock-based compensation</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">106</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">45</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;">20</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="10">December 31,</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">2010</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="font: 10pt/normal times new roman, times, serif; width: 58%; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;">Unrecognized stock-based compensation expense</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">143</td>
<td style="font: bold 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">167</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 2%; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 10%; text-align: right; font-size-adjust: none; font-stretch: normal;">424</td>
<td style="font: 10pt/normal times new roman, times, serif; width: 1%; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; text-indent: -6.3pt; padding-left: 6.3pt; font-size-adjust: none; font-stretch: normal;">Weighted average period unrecognized expense is expected to be recognized</td>
<td style="font: bold 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"><font style="font-family: times new roman, times, serif;"><b>2.1 years</b></font></td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"><font style="font-family: times new roman, times, serif;">8.5 months</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; font-size-adjust: none; font-stretch: normal;"><font style="font-family: times new roman, times, serif;">1.7 years</font></td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table summarizes restricted stock award activity for the Company under the 2006 Equity Plan for the two years ended December 31, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><font style="text-underline-style: double;">&#160;</font></p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">Year Ended December 31, 2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">Year Ended December 31, 2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Number</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Weighted Average <br  /> Grant Date</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Number</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Weighted Average <br  /> Grant Date</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">of Shares</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">of Shares</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 28%; text-align: left; padding-left: 0px; font-size: 10pt;">Nonvested at beginning of year</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 15%; text-align: right; font-size: 10pt; font-weight: bold;">45,779</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 15%; text-align: right; font-size: 10pt; font-weight: bold;">13.20</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 15%; text-align: right; font-size: 10pt;">44,127</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 15%; text-align: right; font-size: 10pt;">16.76</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Granted</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">13,923</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">6.99</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Vested</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">(39,231</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">)</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">12.92</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">(12,271</td>
<td style="text-align: left; font-size: 10pt;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">18.95</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Cancelled</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-bottom: 1pt; font-size: 10pt;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Nonvested at end of year</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">6,548</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">14.89</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">45,779</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">13.20</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><font style="text-underline-style: double;">&#160;</font></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The total fair value of restricted stock awards that vested was $245 thousand in 2012 and $119 thousand in 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">During the first quarter of 2012, Shore Bancshares, Inc. granted options to purchase 54,216 shares of its common stock pursuant to the 2006 Equity Plan. The options have an exercise price of $6.64 and vest 50% after two years from date of grant and 50% after three years from date of grant. The following table summarizes stock option activity for the Company under the 2006 Equity Plan for the year ended December 31, 2012. There were no stock options outstanding or stock option activity under the 2006 Equity Plan during 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="14">Year Ended December 31, 2012</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2">Number</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2">Weighted Average</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2">Aggregate</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt;" colspan="2">Weighted Average Grant Date</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">of shares</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Exercise Price</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Intrinsic Value</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: center; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt;">Outstanding at beginning of year</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;"></td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">-</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">$</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">-</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">$</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">-</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 28%; padding-left: 0px; font-size: 10pt;">Granted</td>
<td style="width: 1%; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;">54,216</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;">6.64</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="width: 15%; text-align: right; padding-left: 0px; font-size: 10pt;">3.44</td>
<td style="width: 1%; text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Exercised</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">Expired/Cancelled</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-bottom: 1pt; padding-left: 0px; font-size: 10pt;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Outstanding at end of year</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">54,216</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">$</td>
<td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">6.64</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">-</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">$</td>
<td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">3.44</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">Exercisable at end of year</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">&#160;</td>
<td style="text-align: right; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">$</td>
<td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: right; padding-left: 0px; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">-</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: left; padding-left: 0px; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">$</td>
<td style="text-align: right; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">-</td>
<td style="text-align: left; padding-left: 0px; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The Company estimates the fair value of stock options using the Black-Scholes valuation model with weighted average assumptions for dividend yield, expected volatility, risk-free interest rate and expected lives (in years). The expected dividend yield is calculated by dividing the total expected annual dividend payout by the average stock price. The expected volatility is based on historical volatility of the underlying securities. The risk-free interest rate is based on the Federal Reserve Bank&#8217;s constant maturities daily interest rate in effect at grant date. The expected contract life of the options represents the period of time that the Company expects the awards to be outstanding based on historical experience with similar awards. The following weighted average assumptions were used as inputs to the Black-Scholes valuation model for options granted in 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table align="center" style="font: 10pt/normal times new roman, times, serif; width: 50%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: top; background-color: #ccffcc;">
<td style="width: 72%; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">Dividend yield</font></td>
<td style="width: 28%; text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">0.60%</font></td>
</tr>
<tr style="vertical-align: top; background-color: white;">
<td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">Expected volatility</font></td>
<td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">58.65%</font></td>
</tr>
<tr style="vertical-align: top; background-color: #ccffcc;">
<td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">Risk-free interest rate</font></td>
<td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">1.69%</font></td>
</tr>
<tr style="vertical-align: top; background-color: white;">
<td style="text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">Expected contract life (in years)</font></td>
<td style="text-align: center; text-indent: 0px; padding-right: 0px; padding-left: 0px; layout-grid-mode: line;"><font style="font-size: 10pt;">5.83</font></td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;"><font style="font-size: 10pt;">There was no aggregate intrinsic value of the options outstanding under the 2006 Equity Plan based on the $5.39 market value per share of Shore Bancshares, Inc.&#8217;s common stock at December 31, 2012. Since there were no options exercised during 2012 or 2011, there was no intrinsic value associated with stock options exercised and no cash received on exercise of options. No stock options vested in 2012 or 2011.</font> <font style="font-size: 10pt;">At December 31, 2012, the weighted average remaining contract life of options outstanding was 9.2 years.</font></p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 93-6<br><br> -Paragraph 53<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64, 65, A240<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LINES OF CREDIT<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAbstract', window );"><strong>Line of Credit Facility [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_LineOfCreditDisclosureTextBlock', window );">Line of Credit Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 18. LINES OF CREDIT</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The Banks had $15.5 million in federal funds lines of credit and a reverse repurchase agreement available on a short-term basis from correspondent banks at both December 31, 2012 and 2011. In addition, the Banks had credit availability of approximately $58.0 million and $31.6 million from the Federal Home Loan Bank at December 31, 2012 and 2011, respectively. The Banks have pledged as collateral, under a blanket lien, all qualifying residential loans under borrowing agreements with the Federal Home Loan Bank. The Banks had no short-term borrowings from the Federal Home Loan Bank at December 31, 2012 or 2011.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_LineOfCreditDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for line of credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_LineOfCreditDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6AAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INCOME TAXES (Details 1)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">Tax at federal statutory rate</a></td>
        <td class="nump">34.00%<span></span></td>
        <td class="nump">34.00%<span></span></td>
        <td class="nump">34.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract', window );"><strong>Tax effect of:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome', window );">Tax-exempt income</a></td>
        <td class="nump">0.60%<span></span></td>
        <td class="nump">8.80%<span></span></td>
        <td class="nump">7.60%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses', window );">Non-deductible goodwill impairment charges</a></td>
        <td class="nump">0.00%<span></span></td>
        <td class="num">(6.00%)<span></span></td>
        <td class="num">(24.30%)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther', window );">Other non-deductible expenses</a></td>
        <td class="num">(0.20%)<span></span></td>
        <td class="num">(2.10%)<span></span></td>
        <td class="num">(1.30%)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">State income taxes, net of federal benefit</a></td>
        <td class="nump">5.90%<span></span></td>
        <td class="nump">3.60%<span></span></td>
        <td class="nump">2.40%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments', window );">Other</a></td>
        <td class="nump">0.20%<span></span></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.40%<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Actual income tax expense rate</a></td>
        <td class="nump">40.50%<span></span></td>
        <td class="nump">42.30%<span></span></td>
        <td class="nump">22.80%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A ratio calculated by dividing the reported amount of income tax expense attributable to continuing operations for the period by GAAP-basis pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 2<br><br> -Article 4<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(2))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The domestic federal statutory tax rate applicable under enacted tax laws to the Company's pretax income from continuing operations for the period. The "statutory" tax rate is the regular tax rate if there are alternative tax systems.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 47<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to nondeductible impairment losses under enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseImpairmentLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to nondeductible expenses under enacted tax laws, or differences in the methodologies used to determine expense amounts for financial statements prepared in accordance with generally accepted accounting principles, not otherwise listed in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to all other items not otherwise listed in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate that can be explained by the state and local income tax expense or benefit, net of the federal tax benefit (expense) thereon, recorded during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingenciesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to income that is exempt from income taxes under enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationTaxExemptIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>EARNINGS/(LOSS) PER COMMON SHARE (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings Per Share [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock', window );">Schedule of Earnings Per Share Reconciliation [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information relating to the calculation of earnings/(loss) per common share.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;">(In thousands, except per share data)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2010</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; width: 58%; text-align: left;">Net loss</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 2%;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; width: 1%; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; width: 10%; border-bottom: black 2.5pt double; text-align: right;">(9,638</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; width: 1%; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; border-bottom: black 2.5pt double; text-align: right;">(897</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; border-bottom: black 2.5pt double; text-align: right;">(1,667</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; width: 1%; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt;">Weighted average shares outstanding &#8211; basic</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">8,457</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">8,451</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">8,442</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Dilutive effect of common stock equivalents</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt;">Weighted average shares outstanding &#8211; diluted</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">8,457</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">8,451</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">8,442</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt;">Loss per common share &#8211; basic</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">(1.14</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(0.11</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(0.20</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt;">Loss per common share &#8211; diluted</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">(1.14</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(0.11</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">(0.20</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">)</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation of basic net earnings per share (or unit) to diluted earnings per share (or unit).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEarningsPerShareReconciliationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>117
<FILENAME>R105.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E5VAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS (Details 3) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract', window );"><strong>Financial assets, Carrying Amount</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents, Carrying Amount</a></td>
        <td class="nump">$ 200,193<span></span></td>
        <td class="nump">$ 127,742<span></span></td>
        <td class="nump">$ 77,964<span></span></td>
        <td class="nump">$ 75,646<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities, Carrying Amount</a></td>
        <td class="nump">2,657<span></span></td>
        <td class="nump">6,480<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net Carrying Amount</a></td>
        <td class="nump">769,091<span></span></td>
        <td class="nump">826,762<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract', window );"><strong>Financial liabilities, Carrying Amount</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits, Carrying Amount</a></td>
        <td class="nump">1,049,273<span></span></td>
        <td class="nump">1,009,919<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings, Carrying Amount</a></td>
        <td class="nump">13,761<span></span></td>
        <td class="nump">17,817<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term debt, Carrying Amount</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">455<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_EstimatedFairValueOfFinancialAssetAbstract', window );"><strong>Financial assets, Estimated Fair Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities held to maturity, Estimated Fair Value</a></td>
        <td class="nump">2,884<span></span></td>
        <td class="nump">6,732<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_EstimatedFairValueOfFinancialAssetAbstract', window );"><strong>Financial assets, Estimated Fair Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents, Estimated Fair Value</a></td>
        <td class="nump">200,193<span></span></td>
        <td class="nump">127,742<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities held to maturity, Estimated Fair Value</a></td>
        <td class="nump">2,884<span></span></td>
        <td class="nump">6,732<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract', window );"><strong>Financial liabilities, Estimated Fair Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Deposits, Estimated Fair Value</a></td>
        <td class="nump">1,052,382<span></span></td>
        <td class="nump">1,013,964<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Short-term borrowings, Estimated Fair Value</a></td>
        <td class="nump">13,761<span></span></td>
        <td class="nump">17,817<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtFairValue', window );">Long-term debt, Estimated Fair Value</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">470<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_EstimatedFairValueOfFinancialAssetAbstract', window );"><strong>Financial assets, Estimated Fair Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Loans, net Estimated Fair Value</a></td>
        <td class="nump">$ 798,381<span></span></td>
        <td class="nump">$ 856,917<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_EstimatedFairValueOfFinancialAssetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_EstimatedFairValueOfFinancialAssetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_EstimatedFairValueOfFinancialLiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Company may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37, 38, 39<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure. This item represents the aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 5<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 11<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 4<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 7<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of long-term debt, net of unamortized discount or premium, including current and noncurrent amounts. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 20, 22<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value amount of long-term debt whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Subparagraph a(1)<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13<br><br> -Subparagraph 2, 3<br><br> -Article 9<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShortTermBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShorttermDebtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount of short-term debt existing as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShorttermDebtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransfersAndServicingOfFinancialAssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransfersAndServicingOfFinancialAssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>118
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>OTHER ASSETS (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract', window );"><strong>Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfOtherAssetsTableTextBlock', window );">Schedule of Other Assets [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">The Company had the following other assets at December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: left;">Nonmarketable investment securities</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">2,750</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">2,866</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Insurance premiums receivable</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">1,089</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">876</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Accrued interest receivable</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">2,796</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,933</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Income taxes receivable</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">5,160</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">719</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Deferred income taxes (1)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">9,180</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">9,036</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Interest rate caps (2)</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">14</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">250</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Prepaid expenses</td>
<td style="font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: right;">2,227</td>
<td style="font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">3,641</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Other assets</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: right;">5,620</td>
<td style="padding-bottom: 1pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">5,399</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt;">Total</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">28,836</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">26,720</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">(1) See Note 15 for further discussion.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">(2) See Note 20 for further discussion.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfOtherAssetsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the carrying amounts of other assets. This disclosure includes other current assets and other noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfOtherAssetsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>119
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_CommitmentsToExtendCreditOutstanding', window );">Commitments to extend credit</a></td>
        <td class="nump">$ 141,518<span></span></td>
        <td class="nump">$ 136,222<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LettersOfCreditOutstandingAmount', window );">Letters of credit</a></td>
        <td class="nump">12,817<span></span></td>
        <td class="nump">11,311<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_CommitmentsOutstandingTotal', window );">Total</a></td>
        <td class="nump">$ 154,335<span></span></td>
        <td class="nump">$ 147,533<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_CommitmentsOutstandingTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total commitments outstanding as of the reporting date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_CommitmentsOutstandingTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_CommitmentsToExtendCreditOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of the contingent obligation under unused commitments outstanding as of the reporting date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_CommitmentsToExtendCreditOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LettersOfCreditOutstandingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of the contingent obligation under letters of credit outstanding as of the reporting date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LettersOfCreditOutstandingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6UAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net loss</a></td>
        <td class="num">$ (9,638)<span></span></td>
        <td class="num">$ (897)<span></span></td>
        <td class="num">$ (1,667)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>Other comprehensive income (loss)</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized holding gains on available-for-sale securities</a></td>
        <td class="nump">1,155<span></span></td>
        <td class="nump">1,241<span></span></td>
        <td class="nump">406<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Tax effect</a></td>
        <td class="num">(465)<span></span></td>
        <td class="num">(505)<span></span></td>
        <td class="num">(164)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax', window );">Reclassification of gains recognized in net loss</a></td>
        <td class="num">(278)<span></span></td>
        <td class="num">(563)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax', window );">Tax effect</a></td>
        <td class="nump">112<span></span></td>
        <td class="nump">227<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Net of tax amount</a></td>
        <td class="nump">524<span></span></td>
        <td class="nump">400<span></span></td>
        <td class="nump">242<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract', window );"><strong>Cash flow hedging activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax', window );">Unrealized holding gains (losses) on cash flow hedging activities</a></td>
        <td class="nump">1,801<span></span></td>
        <td class="num">(460)<span></span></td>
        <td class="num">(3,717)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax', window );">Tax effect</a></td>
        <td class="num">(727)<span></span></td>
        <td class="nump">185<span></span></td>
        <td class="nump">1,501<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossOnCashFlowHedgeIneffectiveness', window );">Reclassification of losses recognized in net loss</a></td>
        <td class="nump">1,339<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss', window );">Tax effect</a></td>
        <td class="num">(540)<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax', window );">Net of tax amount</a></td>
        <td class="nump">1,873<span></span></td>
        <td class="num">(275)<span></span></td>
        <td class="num">(2,216)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Total other comprehensive income (loss)</a></td>
        <td class="nump">2,397<span></span></td>
        <td class="nump">125<span></span></td>
        <td class="num">(1,974)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive loss</a></td>
        <td class="num">$ (7,241)<span></span></td>
        <td class="num">$ (772)<span></span></td>
        <td class="num">$ (3,641)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 30<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 5<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e557-108580<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A5<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTaxAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossOnCashFlowHedgeIneffectiveness">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The loss recognized in earnings during the reporting period representing the amount of the cash flow hedges' ineffectiveness.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 815<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4C<br><br><br><br> -Subparagraph (d)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624171-113959<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph b(1)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossOnCashFlowHedgeIneffectiveness</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 19<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 260<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Other Comprehensive Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 225<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SX 210.5-03.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 10, 15<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph 20<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Net Income<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Emerging Issues Task Force (EITF)<br><br><br><br> -Number 87-21<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 28, 29, 30<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 28<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br><br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 225<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-04.19)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br><br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 6<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br><br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A7<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph a<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph d<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of the appreciation (loss) in the value of unsold available-for-sale securities. Excludes amounts related to other than temporary impairment (OTTI) losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax and reclassification adjustments amount of the change in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges. Also includes an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 19<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 29<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1A<br><br><br><br> -Subparagraph (c)(3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 30<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 810<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 20<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Reclassification Adjustments<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 9<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 24<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 18, 19<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 17<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e716-108580<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 16<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e709-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 15<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the change in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges. Also includes an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 815<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6441202&amp;loc=d3e80720-113993<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 24<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 17, 20<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 46<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the change in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges. Also includes an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (d)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax and reclassification adjustments amount of unrealized holding gain (loss) and transfers on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 17<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 24<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of unrealized holding gain (loss) before reclassification adjustments and transfers on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 10A<br><br><br><br> -Subparagraph (e,f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph 38<br><br><br><br> -Subparagraph c(3)<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 12<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unrealized gain (loss) related to the increase or decrease in fair value of interest rate derivatives designated as cash flow hedging instruments, which was recorded in accumulated other comprehensive income to the extent that the cash flow hedge was determined to be effective.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 815<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4C<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624171-113959<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 46<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>121
<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELQAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>STOCK-BASED COMPENSATION (Details 2) (Stock Option [Member], USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Stock Option [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Number of Shares, Outstanding at beginning of period (in shares)</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod', window );">Number of Shares, Granted (in shares)</a></td>
        <td class="nump">54,216<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Number of Shares, Exercised (in shares)</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod', window );">Number of Shares, Expired/Cancelled (in shares)</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Number of Shares, Outstanding at end of period (in shares)</a></td>
        <td class="nump">54,216<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Number of Shares, Exercisable at end of year</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted Average Exercise Price, Outstanding at beginning of period (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price, Granted (in dollars per share)</a></td>
        <td class="nump">$ 6.64<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price, Exercised (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price, Expired/Cancelled (in dollars per share)</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted Average Exercise Price, Outstanding at end of period (in dollars per share)</a></td>
        <td class="nump">$ 6.64<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Weighted Average Exercise Price, Exercisable at end of year</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value,Outstanding at end of period</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Aggregate Intrinsic Value,Exercisable at end of period</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_WeightedAverageGrantDateFairValueOutstanding', window );">Weighted Average Grant Date Fair Value, Outstanding at beginning of year</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue', window );">Weighted Average Grant Date Fair Value, Granted</a></td>
        <td class="nump">$ 3.44<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue', window );">Weighted Average Grant Date Fair Value, Exercised</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue', window );">Weighted Average Grant Date Fair Value, Expired/Cancelled</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_WeightedAverageGrantDateFairValueOutstanding', window );">Weighted Average Grant Date Fair Value, Outstanding at end of year</a></td>
        <td class="nump">$ 3.44<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_WeightedAverageGrantDateFairValueExercisable', window );">Weighted Average Grant Date Fair Value, Exercisable at end of year</a></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant date fair value of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_StockBasedCompensationWeightedAverageFairValueExercisedValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant date fair value of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_StockBasedCompensationWeightedAverageFairValueExpiredValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_StockBasedCompensationWeightedAverageFairValueGrantValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant date fair value of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_StockBasedCompensationWeightedAverageFairValueGrantValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_WeightedAverageGrantDateFairValueExercisable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant date fair value of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_WeightedAverageGrantDateFairValueExercisable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_WeightedAverageGrantDateFairValueOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant date fair value of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_WeightedAverageGrantDateFairValueOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c), d(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)-(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price of options that were either forfeited or expired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)-(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of options outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph d(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance on stock options awarded.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>122
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>INVESTMENT SECURITIES<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</a></td>
        <td class="text"><p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>NOTE 2. INVESTMENT SECURITIES</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">The following table provides information on the amortized cost and estimated fair values of investment securities.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Gross</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Gross</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Unrealized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Unrealized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Fair</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Gains</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">Available-for-sale securities:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;">December 31, 2012:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 44%; text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;">Obligations of U.S. Government agencies and corporations</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">35,213</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">903</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">9</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold;">36,107</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;">Mortgage-backed securities</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">106,524</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">2,464</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">208</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold;">108,780</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt; font-size: 10pt;">Equity securities</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">596</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">25</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">621</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;">Total</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">142,333</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">3,392</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">217</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">145,508</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;">December 31, 2011:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;">Obligations of U.S. Government agencies and corporations</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">41,360</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">803</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">15</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">$</td>
<td style="text-align: right; font-size: 10pt;">42,148</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;">Mortgage-backed securities</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">85,545</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,587</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">99</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">87,033</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt; font-size: 10pt;">Equity securities</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">577</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">22</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">599</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">127,482</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">2,412</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">114</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">129,780</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">Held-to-maturity securities:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-size: 10pt; font-weight: bold;">December 31, 2012:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: left; text-indent: -9pt; padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;">Obligations of states and political subdivisions</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">2,657</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">227</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">-</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">$</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: right; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double; font-size-adjust: none; font-stretch: normal;">2,884</td>
<td style="font: bold 10pt/normal times new roman, times, serif; text-align: left; padding-bottom: 2.5pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 9pt; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 9pt; font-size: 10pt;">December 31, 2011:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: left; text-indent: -9pt; padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;">Obligations of states and political subdivisions</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">6,480</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">252</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">6,732</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information about gross unrealized losses and fair value by length of time that the individual available-for-sale securities have been in a continuous unrealized loss position at December 31, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">Less than</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">12 Months</p>
</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="6">
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">More than</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: center; font-size-adjust: none; font-stretch: normal;">12 Months</p>
</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">Total</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Fair <br  />Value</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Fair <br  />Value</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unrealized <br  /> Losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="font: 10pt/normal times new roman, times, serif; text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid; font-size-adjust: none; font-stretch: normal;" colspan="2">Fair <br  />Value</td>
<td style="font: 10pt/normal times new roman, times, serif; padding-bottom: 1pt; font-size-adjust: none; font-stretch: normal;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Unrealized Losses</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: -9pt; padding-left: 9pt; font-size: 10pt;">Available-for-sale securities:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="width: 34%; text-align: left; text-indent: -9pt; padding-left: 0.25in; font-size: 10pt;">U.S. Gov&#8217;t agencies and corporations</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">4,991</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">9</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">-</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">4,991</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 1%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 8%; text-align: right; font-size: 10pt;">9</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-indent: -9pt; padding-bottom: 1pt; padding-left: 0.25in; font-size: 10pt;">Mortgage-backed securities</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">24,788</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">208</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">24,788</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">208</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">29,779</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">217</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">-</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">29,779</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">217</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Total available-for-sale securities have a fair value of approximately $145.5 million. Of these securities, approximately $29.8 million have unrealized losses when compared to their amortized cost. All of the securities with the unrealized losses in the available-for-sale portfolio have modest duration risk, low credit risk, and minimal losses when compared to total amortized cost. The unrealized losses on debt securities that exist are the result of market changes in interest rates since original purchase. Because the Company does not intend to sell these debt securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost bases, which may be at maturity, the Company considers the unrealized losses in the available-for-sale portfolio to be temporary. There were no unrealized losses in the held-to-maturity securities portfolio at December 31, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at December 31, 2012.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">Available for sale</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">Held to maturity</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 44%; text-align: justify; padding-left: 0px; font-size: 10pt;">Due in one year or less</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">2,047</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">2,052</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">145</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
<td style="width: 2%; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt;">145</td>
<td style="width: 1%; text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">Due after one year through five years</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">22,162</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">22,216</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,001</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,050</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">Due after five years through ten years</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">4,274</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">4,443</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,007</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">1,133</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">Due after ten years</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">113,254</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">116,176</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">504</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">556</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">141,737</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">144,887</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2,657</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
<td style="text-align: right; font-size: 10pt;">2,884</td>
<td style="text-align: left; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">Equity securities</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">596</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">621</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">-</td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-bottom: 2.5pt; padding-left: 0.25in; font-size: 10pt;">Total</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">142,333</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">145,508</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">2,657</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">2,884</td>
<td style="text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The maturity dates for debt securities are determined using contractual maturity dates.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The following table sets forth the amortized cost and estimated fair values of securities which have been pledged as collateral for obligations to federal, state and local government agencies, and other purposes as required or permitted by law, or sold under agreements to repurchase. All pledged securities are in the available-for-sale investment portfolio.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; text-indent: 105.6pt; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">December 31, 2012</td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="6">December 31, 2011</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Amortized</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">(Dollars in thousands)</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Cost</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
<td style="text-align: center; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2">Fair Value</td>
<td style="padding-bottom: 1pt; font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 44%; text-align: justify; padding-bottom: 2.5pt; padding-left: 0px; font-size: 10pt;">Pledged available-for-sale securities</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">91,814</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">94,391</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt; font-weight: bold;">&#160;</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">77,762</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="width: 2%; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
<td style="width: 1%; text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">$</td>
<td style="width: 10%; text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;">79,358</td>
<td style="width: 1%; text-align: left; padding-bottom: 2.5pt; font-size: 10pt;">&#160;</td>
</tr>
</table>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">There were no obligations of states or political subdivisions with carrying values, as to any issuer, exceeding 10% of stockholders&#8217; equity at December 31, 2012 or 2011.</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">Proceeds from sales of investment securities were $6.3 million, $20.8 million, and $0 for the years ended December 31, 2012, 2011, and 2010, respectively. Gross gains from sales of investment securities were $278 thousand, $595 thousand and $0 for the years ended December 31, 2012, 2011, and 2010, respectively. Gross losses were $0, $32 thousand and $0 for 2012, 2011 and 2010, respectively.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 3, 19, 20, 21, 22, 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>123
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECNAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>INVESTMENT SECURITIES (Details 1) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Fair Value</a></td>
        <td class="nump">$ 29,779<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses</a></td>
        <td class="nump">217<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Fair Value</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Unrealized Losses</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">29,779<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Unrealized Losses</a></td>
        <td class="nump">217<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">US Government Corporations and Agencies Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Fair Value</a></td>
        <td class="nump">4,991<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses</a></td>
        <td class="nump">9<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Fair Value</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Unrealized Losses</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">4,991<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Unrealized Losses</a></td>
        <td class="nump">9<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Collateralized Mortgage Backed Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Fair Value</a></td>
        <td class="nump">24,788<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Less Than 12 Months, Unrealized Losses</a></td>
        <td class="nump">208<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Fair Value</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, 12 Months Or Longer, Unrealized Losses</a></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</a></td>
        <td class="nump">24,788<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Available-For-Sale Securities, Continuous Unrealized Loss Position, Unrealized Losses</a></td>
        <td class="nump">$ 208<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for twelve months or longer for securities which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities in a loss position and categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>124
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EANAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>SHORT-TERM BORROWINGS (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
        <td class="nump">$ 13,761<span></span></td>
        <td class="nump">$ 17,817<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtWeightedAverageInterestRate', window );">Short-term Debt, Weighted Average Interest Rate</a></td>
        <td class="nump">0.26%<span></span></td>
        <td class="nump">0.34%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Weighted Average [Member] | Retail Repurchase Agreements [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
        <td class="nump">$ 14,976<span></span></td>
        <td class="nump">$ 15,319<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermDebtWeightedAverageInterestRate', window );">Short-term Debt, Weighted Average Interest Rate</a></td>
        <td class="nump">0.30%<span></span></td>
        <td class="nump">0.37%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Subparagraph a(1)<br><br> -Article 7<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13<br><br> -Subparagraph 2, 3<br><br> -Article 9<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -Article 5<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShortTermBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtWeightedAverageInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of short-term debt outstanding by type or by instrument at that time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 19<br><br> -Subparagraph b<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShortTermDebtWeightedAverageInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>125
<FILENAME>R106.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ED2AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details Textual) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2009</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_InterestRateCapsPurchased', window );">Interest Rate Caps Purchased</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 7,100,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_DerivativeCapFixedInterestRate', window );">Derivative Cap Fixed Interest Rate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2.97%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Deposits, Money Market Deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">70,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueNet', window );">Derivative Asset, Fair Value, Net</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,000<span></span></td>
        <td class="nump">250,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_InterestExpenseHedgedDeposits', window );">Interest Expense, Hedged Deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,000,000<span></span></td>
        <td class="nump">1,300,000<span></span></td>
        <td class="nump">429,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax', window );">Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, before Tax</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,801,000)<span></span></td>
        <td class="nump">460,000<span></span></td>
        <td class="nump">3,717,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_HedgedDeposits', window );">Hedged Deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">90,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_ExpectedReductionInHedgedDeposits', window );">Expected Reduction in Hedged Deposits</a></td>
        <td class="nump">50,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossOnCashFlowHedgeIneffectiveness', window );">Loss on Cash Flow Hedge Ineffectiveness</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,339,000<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FutureInterestExpensesOnHedgeDeposits', window );">Future Interest Expenses on Hedge Deposits</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,500,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_FutureInterestExpensesOnHedgeTerminated', window );">Future Interest Expenses on Hedge Terminated</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">900,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent', window );">Accounts Payable, Interest-bearing</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 428,000<span></span></td>
        <td class="nump">$ 428,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_DerivativeCapFixedInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average fixed interest rate related to the group of interest rate derivatives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_DerivativeCapFixedInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_ExpectedReductionInHedgedDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected reduction in balance of hedged deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_ExpectedReductionInHedgedDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FutureInterestExpensesOnHedgeDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Expected charge to interest expense associated with the hedged deposits over the next 12 months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FutureInterestExpensesOnHedgeDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_FutureInterestExpensesOnHedgeTerminated">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Additional charge to interest expense over the next 12 months if a portion of the cash flow hedge had not been terminated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_FutureInterestExpensesOnHedgeTerminated</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_HedgedDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Balance of hedged deposits at period end.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_HedgedDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_InterestExpenseHedgedDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest expense during the period associated with the hedged deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_InterestExpenseHedgedDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_InterestRateCapsPurchased">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The purchase of interest rate caps during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_InterestRateCapsPurchased</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of obligations incurred and payable to vendors that bear interest at either a stated or an imputed rate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableInterestBearingCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsMoneyMarketDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Subparagraph a(i)<br><br> -Chapter V<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsMoneyMarketDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetFairValueNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of the gross assets less the gross liabilities of a derivative asset or group of derivative assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41271-113958<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6945355&amp;loc=d3e41228-113958<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13495-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DerivativeAssetFairValueNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossOnCashFlowHedgeIneffectiveness">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The loss recognized in earnings during the reporting period representing the amount of the cash flow hedges' ineffectiveness.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4C<br><br> -Subparagraph (d)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7476318&amp;loc=SL5624171-113959<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 45<br><br> -Subparagraph b(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossOnCashFlowHedgeIneffectiveness</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the change in accumulated gain (loss) from derivative instruments designated and qualifying as the effective portion of cash flow hedges. Also includes an entity's share of an equity investee's increase (decrease) in deferred hedging gain (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 815<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6441202&amp;loc=d3e80720-113993<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 24<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 17, 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10A<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669646-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 46<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>126
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOJAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Textual) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans and Leases Receivable, Net Amount</a></td>
        <td class="nump">$ 769,091,000<span></span></td>
        <td class="nump">$ 826,762,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Directors, Associates and Policy Making Officer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans and Leases Receivable, Net Amount</a></td>
        <td class="nump">26,000,000<span></span></td>
        <td class="nump">22,400,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions', window );">Loans and Leases Receivable Net Reported Amount Additions</a></td>
        <td class="nump">9,700,000<span></span></td>
        <td class="nump">4,400,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfDebt', window );">Proceeds from (Repayments of) Debt</a></td>
        <td class="nump">$ 6,100,000<span></span></td>
        <td class="nump">$ 2,000,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_shbi_LoansAndLeasesReceivableNetReportedAmountAdditions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of additions in loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>shbi_LoansAndLeasesReceivableNetReportedAmountAdditions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>shbi_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow in aggregate debt due to repayments and proceeds from additional borrowings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>127
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>FAIR VALUE MEASUREMENTS<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value Disclosures [Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: bold 10pt times new roman, times, serif;">NOTE 19. FAIR VALUE MEASUREMENTS</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Accounting guidance under GAAP defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. This accounting guidance also establishes a fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. Securities available for sale and derivative assets and liabilities are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans and other real estate and other assets owned (foreclosed assets). These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Under fair value accounting guidance, assets and liabilities are grouped at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine their fair values. These hierarchy levels are:</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white;">&#160;</p>
<p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">Level 1 inputs &#8211; Unadjusted quoted prices in active markets for identical assets or liabilities that the entity has the ability to access at the measurement date.</p>
<p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">Level 2 inputs &#8211; Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals.</p>
<p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0.5in; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">Level 3 inputs &#8211; Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity&#8217;s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">Below is a discussion on the Company&#8217;s assets measured at fair value on a recurring basis.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Investment Securities Available for Sale</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Fair value measurement for investment securities available for sale is based on quoted prices from an independent pricing service. The fair value measurements consider observable data that may include present value of future cash flows, prepayment assumptions, credit loss assumptions and other factors. The Company classifies its investments in U.S. Treasury securities as Level 1 in the fair value hierarchy, and it classifies its investments in U.S. Government agencies securities and mortgage-backed securities issued or guaranteed by U.S. Government sponsored entities as Level 2.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Derivative Assets</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Derivative instruments held by the Company for risk management purposes are traded in over-the-counter markets where quoted market prices are not readily available. For those derivatives, the Company measures fair value using third-party models that use primarily market observable inputs, such as yield curves and option volatilities, and include the value associated with counterparty credit risk. The Company classifies its derivative instruments held for risk management purposes as Level 2 in the fair value hierarchy. As of December 31, 2012 and 2011, the Company&#8217;s derivative instruments consisted solely of interest rate caps. These derivative assets are included in other assets in the accompanying consolidated balance sheets.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><br  />The tables below present the recorded amount of assets measured at fair value on a recurring basis at December 31, 2012 and 2011. No assets were transferred from one hierarchy level to another during 2012 or 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Quoted Prices (Level 1)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Other Observable Inputs <br  />(Level 2)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Unobservable Inputs (Level 3)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt;">December 31, 2012</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Securities available for sale:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;">U.S. Government agencies</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">36,107</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">36,107</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;">Mortgage-backed securities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">108,780</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">108,780</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;">Other equity securities</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">621</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">621</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;">Total</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">145,508</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">145,508</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Interest rate caps</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font style="font-weight: normal;">&#160;</font></p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Fair Value</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Quoted Prices (Level 1)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font: 10pt times new roman, times, serif; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Other Observable Inputs <br  />(Level 2)</td>
<td style="padding-bottom: 1pt; font: 10pt times new roman, times, serif;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Significant Unobservable Inputs (Level 3)</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt;">December 31, 2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Securities available for sale:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; width: 28%; text-align: left;">U.S. Government agencies</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">42,148</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">42,148</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; width: 15%; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt;">Mortgage-backed securities</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">87,033</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">87,033</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0.125in; font-weight: normal; font-size: 10pt; text-align: left;">Other equity securities</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">599</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">599</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.25in; font-weight: normal; font-size: 10pt;">Total</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">129,780</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">129,780</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-weight: normal; font-size: 10pt; text-align: left;">Interest rate caps</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">250</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">250</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: normal; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; border-bottom: black 2.5pt double; text-align: right;">-</td>
<td style="font-weight: normal; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">Below is a discussion on the Company&#8217;s assets measured at fair value on a nonrecurring basis.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Loans</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The Company does not record loans at fair value on a recurring basis; however, from time to time, a loan is considered impaired and a valuation allowance may be established if there are losses associated with the loan. Loans are considered impaired if it is probable that payment of interest and principal will not be made in accordance with contractual terms. The fair value of impaired loans can be estimated using one of several methods, including the collateral value, market value of similar debt, liquidation value and discounted cash flows. At December 31, 2012 and 2011, substantially all impaired loans were evaluated based on the fair value of the collateral and were classified as Level 3 in the fair value hierarchy.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Other Real Estate and Other Assets Owned (Foreclosed Assets)</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Foreclosed assets are adjusted for fair value upon transfer of loans to foreclosed assets. Subsequently, foreclosed assets are carried at the lower of carrying value and fair value. Fair value is based on independent market prices, appraised value of the collateral or management&#8217;s estimation of the value of the collateral. At December 31, 2012 and 2011, foreclosed assets were classified as Level 3 in the fair value hierarchy.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The tables below summarize the changes in the recorded amount of assets measured at fair value on a nonrecurring basis for 2012 and 2011. All assets measured at fair value on a nonrecurring basis were classified as Level 3 in the fair value hierarchy for the periods presented.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">2012</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired loans:</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;">Beginning balance</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">27,166</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">22,602</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">23,578</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">1,738</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">28</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 8%; text-indent: 0px; text-align: right;">75,112</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; width: 1%; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Charge-offs</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(7,790</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(9,483</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,954</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,037</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(22,264</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Payments</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,096</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(10,134</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,856</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(310</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(8)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(14,404</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Transfers to other real estate owned</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,631</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,997</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,128</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(30</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(5,786</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Returned to performing status</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(491</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(76</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(567</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changed to nonaccrual status</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(1,578</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(786</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">(2,364</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Additions</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">21,788</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">17,542</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">16,807</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">1,430</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">67</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: right;">57,634</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changes in allowance</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(771</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">698</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(614</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(48</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: right;">(735</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Ending balance</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">36,088</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">17,951</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">31,833</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">715</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">39</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">&#160;</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; text-indent: 0px; border-bottom: black 2.5pt double; text-align: right;">86,626</td>
<td style="padding-left: 0px; font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; background-color: white; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Construction</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Residential real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial real estate</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Commercial</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Consumer</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Total</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">2011</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Impaired loans:</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; width: 34%; text-indent: 0px; text-align: left;">Beginning balance</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">28,175</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">15,327</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">13,280</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">4,374</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">30</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 1%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 8%; text-align: right;">61,186</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;">Charge-offs</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(4,313</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(7,082</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(4,643</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,600</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(18,638</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;">Payments</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,555</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(7,557</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,364</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(550</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(13)</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(12,039</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Transfers to other real estate owned</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(2,317</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,642</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(4,920</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(388</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(9,267</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Returned to performing status</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,907</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,907</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changed to nonaccrual status</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(419</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(3,120</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,825</td>
<td style="font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">-</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(5,364</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px;">Additions</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">7,765</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">29,879</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">24,050</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">902</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">11</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">62,607</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Changes in allowance</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(170</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,296</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">-</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(1,466</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-right: 0px; padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Ending balance</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">27,166</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">22,602</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">23,578</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">1,738</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">28</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">75,112</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr>
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; border-bottom: black 1pt solid; text-align: left;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px; text-align: left;">Other real estate owned:</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-indent: 0px; text-align: left;">Beginning balance</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">9,385</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">3,702</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Sales</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(6,429</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(3,978</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Write-downs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">(1,328</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">)</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">(1,051</td>
<td style="font-size: 10pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-indent: 0px;">Additions</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">6,031</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">10,712</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; padding-bottom: 2.5pt; text-indent: 0px;">Ending balance</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">7,659</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">9,385</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following information relates to the estimated fair values of financial assets and liabilities that are reported in the Company&#8217;s consolidated balance sheets at their carrying amounts. The discussion below describes the methods and assumptions used to estimate the fair value of each class of financial asset and liability for which it is practicable to estimate that value.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Cash and Cash Equivalents</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">Cash equivalents include interest-bearing deposits with other banks and federal funds sold. For these short-term instruments, the carrying amount is a reasonable estimate of fair value.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Investment Securities Held to Maturity</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">For all investments in debt securities, fair values are based on quoted market prices. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Loans</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The fair values of categories of fixed rate loans, such as commercial loans, residential real estate, and other consumer loans, are estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Other loans, including variable rate loans, are adjusted for differences in loan characteristics.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Financial Liabilities</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The fair values of demand deposits, savings accounts, and certain money market deposits are the amounts payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. These estimates do not take into consideration the value of core deposit intangibles. Generally, the carrying amount of short-term borrowings is a reasonable estimate of fair value. The fair values of securities sold under agreements to repurchase (included in short-term borrowings) and long-term debt are estimated using the rates offered for similar borrowings.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;"><u>Commitments to Extend Credit and Standby Letters of Credit</u></p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The majority of the Company&#8217;s commitments to grant loans and standby letters of credit are written to carry current market interest rates if converted to loans. In general, commitments to extend credit and letters of credit are not assignable by the Company or the borrower, so they generally have value only to the Company and the borrower. Therefore, it is impractical to assign any value to these commitments.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on the estimated fair values of the Company&#8217;s financial assets and liabilities that are reported in the balance sheets at their carrying amounts. The financial assets and liabilities have been segregated by their classification level in the fair value hierarchy.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="6">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Estimated</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Carrying</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Fair</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Carrying</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: center;" colspan="2">Fair</td>
<td style="font-size: 10pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom;">
<td style="font-size: 10pt; border-bottom: black 1pt solid;">(Dollars in thousands)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Amount</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Amount</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">Value</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Financial assets</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;">Level 2 inputs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt; width: 44%; text-align: left;">Cash and cash equivalents</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">200,193</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">200,193</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">127,742</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">127,742</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;">Investment securities held to maturity</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,657</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">2,884</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,480</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">6,732</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;">Level 3 inputs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-align: left;">Loans, net</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">769,091</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">798,381</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">826,762</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">856,917</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 5.4pt; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: left;">Financial liabilities</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt; text-indent: -6.3pt; text-align: left;">Level 2 inputs</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt;">Deposits</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,049,273</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">1,052,382</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">1,009,919</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">$</td>
<td style="font-size: 10pt; text-align: right;">1,013,964</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 10.2pt; font-size: 10pt;">Short-term borrowings</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">13,761</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">13,761</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">17,817</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">17,817</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 10.2pt; font-size: 10pt;">Long-term debt</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">-</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">455</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">470</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13504-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15C, 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 44A, 44B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15A<br><br> -Subparagraph a-d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 3, 10, 14, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 17-22, 27, 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13537-108611<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15B<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32, 33, 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>128
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<FilingSummary xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <Version>2.4.0.6</Version>
  <ProcessingTime />
  <ReportFormat>Html</ReportFormat>
  <ContextCount>376</ContextCount>
  <ElementCount>516</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>true</FootnotesReported>
  <SegmentCount>66</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>5</UnitCount>
  <MyReports>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>001 - Document - DOCUMENT AND ENTITY INFORMATION</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DocumentAndEntityInformation</Role>
      <ShortName>DOCUMENT AND ENTITY INFORMATION</ShortName>
    </Report>
    <Report>
      <IsDefault>true</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>002 - Statement - CONSOLIDATED BALANCE SHEETS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/ConsolidatedBalanceSheets</Role>
      <ShortName>CONSOLIDATED BALANCE SHEETS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/CONSOLIDATEDBALANCESHEETSParenthetical</Role>
      <ShortName>CONSOLIDATED BALANCE SHEETS (Parenthetical)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R4.htm</HtmlFileName>
      <LongName>004 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/ConsolidatedStatementsOfOperations</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF OPERATIONS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R5.htm</HtmlFileName>
      <LongName>005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/ConsolidatedStatementsOfComprehensiveLoss</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R6.htm</HtmlFileName>
      <LongName>006 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/ConsolidatedStatementsOfChangesInStockholdersEquity</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R7.htm</HtmlFileName>
      <LongName>007 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITYParenthetical</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R8.htm</HtmlFileName>
      <LongName>008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/ConsolidatedStatementsOfCashFlows</Role>
      <ShortName>CONSOLIDATED STATEMENTS OF CASH FLOWS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R9.htm</HtmlFileName>
      <LongName>009 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SummaryOfSignificantAccountingPolicies</Role>
      <ShortName>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R10.htm</HtmlFileName>
      <LongName>010 - Disclosure - INVESTMENT SECURITIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/InvestmentSecurities</Role>
      <ShortName>INVESTMENT SECURITIES</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R11.htm</HtmlFileName>
      <LongName>011 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLosses</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R12.htm</HtmlFileName>
      <LongName>012 - Disclosure - PREMISES AND EQUIPMENT</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PremisesAndEquipment</Role>
      <ShortName>PREMISES AND EQUIPMENT</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R13.htm</HtmlFileName>
      <LongName>013 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/InvestmentInUnconsolidatedSubsidiary</Role>
      <ShortName>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R14.htm</HtmlFileName>
      <LongName>014 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/GoodwillAndOtherIntangibleAssets</Role>
      <ShortName>GOODWILL AND OTHER INTANGIBLE ASSETS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R15.htm</HtmlFileName>
      <LongName>015 - Disclosure - OTHER ASSETS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/OtherAssets</Role>
      <ShortName>OTHER ASSETS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R16.htm</HtmlFileName>
      <LongName>016 - Disclosure - OTHER LIABILITIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/OtherLiabilities</Role>
      <ShortName>OTHER LIABILITIES</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R17.htm</HtmlFileName>
      <LongName>017 - Disclosure - DEPOSITS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/Deposits</Role>
      <ShortName>DEPOSITS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R18.htm</HtmlFileName>
      <LongName>018 - Disclosure - SHORT-TERM BORROWINGS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/ShortTermBorrowings</Role>
      <ShortName>SHORT-TERM BORROWINGS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R19.htm</HtmlFileName>
      <LongName>019 - Disclosure - LONG-TERM DEBT</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LongTermDebt</Role>
      <ShortName>LONG-TERM DEBT</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R20.htm</HtmlFileName>
      <LongName>020 - Disclosure - BENEFIT PLANS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/BenefitPlans</Role>
      <ShortName>BENEFIT PLANS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R21.htm</HtmlFileName>
      <LongName>021 - Disclosure - STOCK-BASED COMPENSATION</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/StockBasedCompensation</Role>
      <ShortName>STOCK-BASED COMPENSATION</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R22.htm</HtmlFileName>
      <LongName>022 - Disclosure - DEFERRED COMPENSATION</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DeferredCompensation</Role>
      <ShortName>DEFERRED COMPENSATION</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R23.htm</HtmlFileName>
      <LongName>023 - Disclosure - INCOME TAXES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/IncomeTaxes</Role>
      <ShortName>INCOME TAXES</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R24.htm</HtmlFileName>
      <LongName>024 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/EarningslossPerCommonShare</Role>
      <ShortName>EARNINGS/(LOSS) PER COMMON SHARE</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R25.htm</HtmlFileName>
      <LongName>025 - Disclosure - REGULATORY CAPITAL REQUIREMENTS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/RegulatoryCapitalRequirements</Role>
      <ShortName>REGULATORY CAPITAL REQUIREMENTS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R26.htm</HtmlFileName>
      <LongName>026 - Disclosure - LINES OF CREDIT</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LinesOfCredit</Role>
      <ShortName>LINES OF CREDIT</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R27.htm</HtmlFileName>
      <LongName>027 - Disclosure - FAIR VALUE MEASUREMENTS</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FairValueMeasurements</Role>
      <ShortName>FAIR VALUE MEASUREMENTS</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R28.htm</HtmlFileName>
      <LongName>028 - Disclosure - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DerivativeInstrumentsAndHedgingActivities</Role>
      <ShortName>DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R29.htm</HtmlFileName>
      <LongName>029 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRisk</Role>
      <ShortName>FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R30.htm</HtmlFileName>
      <LongName>030 - Disclosure - CONTINGENCIES</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/Contingencies</Role>
      <ShortName>CONTINGENCIES</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R31.htm</HtmlFileName>
      <LongName>031 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/ParentCompanyFinancialInformation</Role>
      <ShortName>PARENT COMPANY FINANCIAL INFORMATION</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R32.htm</HtmlFileName>
      <LongName>032 - Disclosure - QUARTERLY FINANCIAL RESULTS (unaudited)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/QuarterlyFinancialResultsUnaudited</Role>
      <ShortName>QUARTERLY FINANCIAL RESULTS (unaudited)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R33.htm</HtmlFileName>
      <LongName>033 - Disclosure - SEGMENT REPORTING</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SegmentReporting</Role>
      <ShortName>SEGMENT REPORTING</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R34.htm</HtmlFileName>
      <LongName>034 - Disclosure - PREFERRED STOCK</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PreferredStock</Role>
      <ShortName>PREFERRED STOCK</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R35.htm</HtmlFileName>
      <LongName>035 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies</Role>
      <ShortName>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R36.htm</HtmlFileName>
      <LongName>036 - Disclosure - INVESTMENT SECURITIES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/INVESTMENTSECURITIESTables</Role>
      <ShortName>INVESTMENT SECURITIES (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R37.htm</HtmlFileName>
      <LongName>037 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESTables</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R38.htm</HtmlFileName>
      <LongName>038 - Disclosure - PREMISES AND EQUIPMENT (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PREMISESANDEQUIPMENTTables</Role>
      <ShortName>PREMISES AND EQUIPMENT (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R39.htm</HtmlFileName>
      <LongName>039 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYTables</Role>
      <ShortName>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R40.htm</HtmlFileName>
      <LongName>040 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSTables</Role>
      <ShortName>GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R41.htm</HtmlFileName>
      <LongName>041 - Disclosure - OTHER ASSETS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/OtherAssetsTables</Role>
      <ShortName>OTHER ASSETS (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R42.htm</HtmlFileName>
      <LongName>042 - Disclosure - OTHER LIABILITIES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/OtherLiabilitiesTables</Role>
      <ShortName>OTHER LIABILITIES (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R43.htm</HtmlFileName>
      <LongName>043 - Disclosure - DEPOSITS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DEPOSITSTables</Role>
      <ShortName>DEPOSITS (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R44.htm</HtmlFileName>
      <LongName>044 - Disclosure - SHORT-TERM BORROWINGS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SHORTTERMBORROWINGSTables</Role>
      <ShortName>SHORT-TERM BORROWINGS (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R45.htm</HtmlFileName>
      <LongName>045 - Disclosure - LONG-TERM DEBT (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LONGTERMDEBTTables</Role>
      <ShortName>LONG-TERM DEBT (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R46.htm</HtmlFileName>
      <LongName>046 - Disclosure - STOCK-BASED COMPENSATION (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/STOCKBASEDCOMPENSATIONTables</Role>
      <ShortName>STOCK-BASED COMPENSATION (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R47.htm</HtmlFileName>
      <LongName>047 - Disclosure - DEFERRED COMPENSATION (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DEFERREDCOMPENSATIONTables</Role>
      <ShortName>DEFERRED COMPENSATION (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R48.htm</HtmlFileName>
      <LongName>048 - Disclosure - INCOME TAXES (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/INCOMETAXESTables</Role>
      <ShortName>INCOME TAXES (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R49.htm</HtmlFileName>
      <LongName>049 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/EarningslossPerCommonShareTables</Role>
      <ShortName>EARNINGS/(LOSS) PER COMMON SHARE (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R50.htm</HtmlFileName>
      <LongName>050 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSTables</Role>
      <ShortName>REGULATORY CAPITAL REQUIREMENTS (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R51.htm</HtmlFileName>
      <LongName>051 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FAIRVALUEMEASUREMENTSTables</Role>
      <ShortName>FAIR VALUE MEASUREMENTS (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R52.htm</HtmlFileName>
      <LongName>052 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FINANCIALINSTRUMENTSWITHOFFBALANCESHEETRISKTables</Role>
      <ShortName>FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R53.htm</HtmlFileName>
      <LongName>053 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONTables</Role>
      <ShortName>PARENT COMPANY FINANCIAL INFORMATION (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R54.htm</HtmlFileName>
      <LongName>054 - Disclosure - QUARTERLY FINANCIAL RESULTS (unaudited) (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedTables</Role>
      <ShortName>QUARTERLY FINANCIAL RESULTS (unaudited) (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R55.htm</HtmlFileName>
      <LongName>055 - Disclosure - SEGMENT REPORTING (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SegmentReportingTables</Role>
      <ShortName>SEGMENT REPORTING (Tables)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R56.htm</HtmlFileName>
      <LongName>056 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESDetailsTextual</Role>
      <ShortName>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R57.htm</HtmlFileName>
      <LongName>057 - Disclosure - INVESTMENT SECURITIES (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/InvestmentSecuritiesDetails</Role>
      <ShortName>INVESTMENT SECURITIES (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R58.htm</HtmlFileName>
      <LongName>058 - Disclosure - INVESTMENT SECURITIES (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/InvestmentSecuritiesDetails1</Role>
      <ShortName>INVESTMENT SECURITIES (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R59.htm</HtmlFileName>
      <LongName>059 - Disclosure - INVESTMENT SECURITIES (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/InvestmentSecuritiesDetails2</Role>
      <ShortName>INVESTMENT SECURITIES (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R60.htm</HtmlFileName>
      <LongName>060 - Disclosure - INVESTMENT SECURITIES (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/InvestmentSecuritiesDetails3</Role>
      <ShortName>INVESTMENT SECURITIES (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R61.htm</HtmlFileName>
      <LongName>061 - Disclosure - INVESTMENT SECURITIES (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/InvestmentSecuritiesDetailsTextual</Role>
      <ShortName>INVESTMENT SECURITIES (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R62.htm</HtmlFileName>
      <LongName>062 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LOANSANDALLOWANCEFORCREDITLOSSESDetails</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R63.htm</HtmlFileName>
      <LongName>063 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails1</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R64.htm</HtmlFileName>
      <LongName>064 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails2</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R65.htm</HtmlFileName>
      <LongName>065 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails3</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R66.htm</HtmlFileName>
      <LongName>066 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 4)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails4</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 4)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R67.htm</HtmlFileName>
      <LongName>067 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 5)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails5</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 5)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R68.htm</HtmlFileName>
      <LongName>068 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 6)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetails6</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 6)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R69.htm</HtmlFileName>
      <LongName>069 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LoansAndAllowanceForCreditLossesDetailsTextual</Role>
      <ShortName>LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R70.htm</HtmlFileName>
      <LongName>070 - Disclosure - PREMISES AND EQUIPMENT (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails</Role>
      <ShortName>PREMISES AND EQUIPMENT (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R71.htm</HtmlFileName>
      <LongName>071 - Disclosure - PREMISES AND EQUIPMENT (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PREMISESANDEQUIPMENTDetails1</Role>
      <ShortName>PREMISES AND EQUIPMENT (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R72.htm</HtmlFileName>
      <LongName>072 - Disclosure - PREMISES AND EQUIPMENT (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PremisesAndEquipmentDetailsTextual</Role>
      <ShortName>PREMISES AND EQUIPMENT (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R73.htm</HtmlFileName>
      <LongName>073 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetails</Role>
      <ShortName>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R74.htm</HtmlFileName>
      <LongName>074 - Disclosure - INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/INVESTMENTINUNCONSOLIDATEDSUBSIDIARYDetailsTextual</Role>
      <ShortName>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R75.htm</HtmlFileName>
      <LongName>075 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails</Role>
      <ShortName>GOODWILL AND OTHER INTANGIBLE ASSETS (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R76.htm</HtmlFileName>
      <LongName>076 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetails1</Role>
      <ShortName>GOODWILL AND OTHER INTANGIBLE ASSETS (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R77.htm</HtmlFileName>
      <LongName>077 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/GOODWILLANDOTHERINTANGIBLEASSETSDetailsTextual</Role>
      <ShortName>GOODWILL AND OTHER INTANGIBLE ASSETS (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R78.htm</HtmlFileName>
      <LongName>078 - Disclosure - OTHER ASSETS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/OtherAssetsDetails</Role>
      <ShortName>OTHER ASSETS (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R79.htm</HtmlFileName>
      <LongName>079 - Disclosure - OTHER LIABILITIES (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/OtherLiabilitiesDetails</Role>
      <ShortName>OTHER LIABILITIES (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R80.htm</HtmlFileName>
      <LongName>080 - Disclosure - DEPOSITS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DEPOSITSDetails</Role>
      <ShortName>DEPOSITS (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R81.htm</HtmlFileName>
      <LongName>081 - Disclosure - DEPOSITS (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DEPOSITSDetailsTextual</Role>
      <ShortName>DEPOSITS (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R82.htm</HtmlFileName>
      <LongName>082 - Disclosure - SHORT-TERM BORROWINGS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SHORTTERMBORROWINGSDetails</Role>
      <ShortName>SHORT-TERM BORROWINGS (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R83.htm</HtmlFileName>
      <LongName>083 - Disclosure - LONG-TERM DEBT (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LONGTERMDEBTDetails</Role>
      <ShortName>LONG-TERM DEBT (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R84.htm</HtmlFileName>
      <LongName>084 - Disclosure - LONG-TERM DEBT (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LongTermDebtDetailsTextual</Role>
      <ShortName>LONG-TERM DEBT (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R85.htm</HtmlFileName>
      <LongName>085 - Disclosure - BENEFIT PLANS (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/BENEFITPLANSDetailsTextual</Role>
      <ShortName>BENEFIT PLANS (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R86.htm</HtmlFileName>
      <LongName>086 - Disclosure - STOCK-BASED COMPENSATION (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/StockBasedCompensationDetails</Role>
      <ShortName>STOCK-BASED COMPENSATION (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R87.htm</HtmlFileName>
      <LongName>087 - Disclosure - STOCK-BASED COMPENSATION (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/StockBasedCompensationDetails1</Role>
      <ShortName>STOCK-BASED COMPENSATION (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R88.htm</HtmlFileName>
      <LongName>088 - Disclosure - STOCK-BASED COMPENSATION (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/StockBasedCompensationDetails2</Role>
      <ShortName>STOCK-BASED COMPENSATION (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R89.htm</HtmlFileName>
      <LongName>089 - Disclosure - STOCK-BASED COMPENSATION (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/StockBasedCompensationDetails3</Role>
      <ShortName>STOCK-BASED COMPENSATION (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R90.htm</HtmlFileName>
      <LongName>090 - Disclosure - STOCK-BASED COMPENSATION (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/StockBasedCompensationDetailsTextual</Role>
      <ShortName>STOCK-BASED COMPENSATION (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R91.htm</HtmlFileName>
      <LongName>091 - Disclosure - DEFERRED COMPENSATION (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DeferredCompensationDetails</Role>
      <ShortName>DEFERRED COMPENSATION (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R92.htm</HtmlFileName>
      <LongName>092 - Disclosure - DEFERRED COMPENSATION (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DeferredCompensationDetails1</Role>
      <ShortName>DEFERRED COMPENSATION (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R93.htm</HtmlFileName>
      <LongName>093 - Disclosure - DEFERRED COMPENSATION (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/DEFERREDCOMPENSATIONDetailsTextual</Role>
      <ShortName>DEFERRED COMPENSATION (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R94.htm</HtmlFileName>
      <LongName>094 - Disclosure - INCOME TAXES (Details )</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/IncomeTaxesDetails</Role>
      <ShortName>INCOME TAXES (Details )</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R95.htm</HtmlFileName>
      <LongName>095 - Disclosure - INCOME TAXES (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/IncomeTaxesDetails1</Role>
      <ShortName>INCOME TAXES (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R96.htm</HtmlFileName>
      <LongName>096 - Disclosure - INCOME TAXES (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/IncomeTaxesDetails2</Role>
      <ShortName>INCOME TAXES (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R97.htm</HtmlFileName>
      <LongName>097 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/EarningsLossPerCommonShareDetails</Role>
      <ShortName>EARNINGS/(LOSS) PER COMMON SHARE (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R98.htm</HtmlFileName>
      <LongName>098 - Disclosure - EARNINGS/(LOSS) PER COMMON SHARE (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/EarningsLossPerCommonShareDetailsTextual</Role>
      <ShortName>EARNINGS/(LOSS) PER COMMON SHARE (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R99.htm</HtmlFileName>
      <LongName>099 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/REGULATORYCAPITALREQUIREMENTSDetails</Role>
      <ShortName>REGULATORY CAPITAL REQUIREMENTS (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R100.htm</HtmlFileName>
      <LongName>100 - Disclosure - REGULATORY CAPITAL REQUIREMENTS (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/RegulatoryCapitalRequirementsDetailsTextual</Role>
      <ShortName>REGULATORY CAPITAL REQUIREMENTS (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R101.htm</HtmlFileName>
      <LongName>101 - Disclosure - LINES OF CREDIT (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/LinesOfCreditDetailsTextual</Role>
      <ShortName>LINES OF CREDIT (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R102.htm</HtmlFileName>
      <LongName>102 - Disclosure - FAIR VALUE MEASUREMENTS (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FairValueMeasurementsDetails</Role>
      <ShortName>FAIR VALUE MEASUREMENTS (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R103.htm</HtmlFileName>
      <LongName>103 - Disclosure - FAIR VALUE MEASUREMENTS (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FairValueMeasurementsDetails1</Role>
      <ShortName>FAIR VALUE MEASUREMENTS (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R104.htm</HtmlFileName>
      <LongName>104 - Disclosure - FAIR VALUE MEASUREMENTS (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FairValueMeasurementsDetails2</Role>
      <ShortName>FAIR VALUE MEASUREMENTS (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R105.htm</HtmlFileName>
      <LongName>105 - Disclosure - FAIR VALUE MEASUREMENTS (Details 3)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FairValueMeasurementsDetails3</Role>
      <ShortName>FAIR VALUE MEASUREMENTS (Details 3)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R106.htm</HtmlFileName>
      <LongName>106 - Disclosure - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/Derivativeinstrumentsandhedgingactivitiesdetailstextual</Role>
      <ShortName>DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R107.htm</HtmlFileName>
      <LongName>107 - Disclosure - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails</Role>
      <ShortName>FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R108.htm</HtmlFileName>
      <LongName>108 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails</Role>
      <ShortName>PARENT COMPANY FINANCIAL INFORMATION (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R109.htm</HtmlFileName>
      <LongName>109 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Details 1)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails1</Role>
      <ShortName>PARENT COMPANY FINANCIAL INFORMATION (Details 1)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R110.htm</HtmlFileName>
      <LongName>110 - Disclosure - PARENT COMPANY FINANCIAL INFORMATION (Details 2)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PARENTCOMPANYFINANCIALINFORMATIONDetails2</Role>
      <ShortName>PARENT COMPANY FINANCIAL INFORMATION (Details 2)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R111.htm</HtmlFileName>
      <LongName>111 - Disclosure - QUARTERLY FINANCIAL RESULTS (unaudited) (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/QUARTERLYFINANCIALRESULTSunauditedDetails</Role>
      <ShortName>QUARTERLY FINANCIAL RESULTS (unaudited) (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R112.htm</HtmlFileName>
      <LongName>112 - Disclosure - SEGMENT REPORTING (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SEGMENTREPORTINGDetails</Role>
      <ShortName>SEGMENT REPORTING (Details)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R113.htm</HtmlFileName>
      <LongName>113 - Disclosure - SEGMENT REPORTING (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/SEGMENTREPORTINGDetailsTextual</Role>
      <ShortName>SEGMENT REPORTING (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R114.htm</HtmlFileName>
      <LongName>114 - Disclosure - PREFERRED STOCK (Details Textual)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.shbi.net/role/PREFERREDSTOCKDetailsTextual</Role>
      <ShortName>PREFERRED STOCK (Details Textual)</ShortName>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <Logs>
    <Log type="Info">Element shbi_FinancingReceivableRecordedInvestment30To59DaysPastDuePercentage had a mix of decimals attribute values: 2 3.</Log>
    <Log type="Info">Element shbi_WeightedAverageGrantDateFairValueOutstanding had a mix of decimals attribute values: 0 2.</Log>
    <Log type="Info">Element us-gaap_CapitalToRiskWeightedAssets had a mix of decimals attribute values: 3 4.</Log>
    <Log type="Info">Element us-gaap_Depreciation had a mix of decimals attribute values: -5 -3.</Log>
    <Log type="Info">Element us-gaap_Goodwill had a mix of decimals attribute values: -5 -3.</Log>
    <Log type="Info">Element us-gaap_GoodwillImpairmentLoss had a mix of decimals attribute values: -5 -3.</Log>
    <Log type="Info">Element us-gaap_LoansAndLeasesReceivableNetReportedAmount had a mix of decimals attribute values: -5 -3.</Log>
    <Log type="Info">Element us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice had a mix of decimals attribute values: 0 2.</Log>
    <Log type="Info">'Monetary' elements on report '069 - Disclosure - LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Textual)' had a mix of different decimal attribute values.</Log>
    <Log type="Info">'Monetary' elements on report '106 - Disclosure - DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES (Details Textual)' had a mix of different decimal attribute values.</Log>
    <Log type="Info">'Monetary' elements on report '114 - Disclosure - PREFERRED STOCK (Details Textual)' had a mix of different decimal attribute values.</Log>
    <Log type="Info">Process Flow-Through: 002 - Statement - CONSOLIDATED BALANCE SHEETS</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Dec. 31, 2010'</Log>
    <Log type="Info">	Process Flow-Through: Removing column 'Dec. 31, 2009'</Log>
    <Log type="Info">Process Flow-Through: 003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)</Log>
    <Log type="Info">Process Flow-Through: 004 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Dec. 31, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Sep. 30, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Jun. 30, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Mar. 31, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Dec. 31, 2011'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Sep. 30, 2011'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Jun. 30, 2011'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Mar. 31, 2011'</Log>
    <Log type="Info">Process Flow-Through: 005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Dec. 31, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Sep. 30, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Jun. 30, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Mar. 31, 2012'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Dec. 31, 2011'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Sep. 30, 2011'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Jun. 30, 2011'</Log>
    <Log type="Info">	Process Flow-Through: Removing column '3 Months Ended
Mar. 31, 2011'</Log>
    <Log type="Info">Process Flow-Through: 007 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical)</Log>
    <Log type="Info">Process Flow-Through: 008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS</Log>
  </Logs>
  <InputFiles>
    <File>shbi-20121231.xml</File>
    <File>shbi-20121231.xsd</File>
    <File>shbi-20121231_cal.xml</File>
    <File>shbi-20121231_def.xml</File>
    <File>shbi-20121231_lab.xml</File>
    <File>shbi-20121231_pre.xml</File>
  </InputFiles>
  <SupplementalFiles />
  <BaseTaxonomies />
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>129
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EGD">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>INVESTMENT IN UNCONSOLIDATED SUBSIDIARY (Details Textual)<br></strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentOwnershipPercentage', window );">Equity Method Investment, Ownership Percentage</a></td>
        <td class="nump">49.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentOwnershipPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage of ownership of common stock or equity participation in the investee accounted for under the equity method of accounting.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 18<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 323<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6382943&amp;loc=d3e33918-111571<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 18<br><br> -Paragraph 20<br><br> -Subparagraph a (1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityMethodInvestmentOwnershipPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>130
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>PREMISES AND EQUIPMENT (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Property, Plant and Equipment [Table Text Block]</a></td>
        <td class="text"><p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">The following table provides information on premises and equipment at December 31, 2012 and 2011.</p>
<p style="margin: 0pt 0px; font: 10pt times new roman, times, serif; text-align: justify;">&#160;</p>
<table style="font: 10pt times new roman, times, serif; width: 100%; border-collapse: collapse;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="padding-left: 0px; font-size: 10pt; border-bottom: black 1pt solid; text-align: justify;">(Dollars in thousands)</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2012</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: center;" colspan="2">2011</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; width: 72%; text-align: justify;">Land</td>
<td style="font-weight: bold; font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-weight: bold; font-size: 10pt; width: 10%; text-align: right;">5,818</td>
<td style="font-weight: bold; font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
<td style="font-size: 10pt; width: 2%;">&#160;</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">$</td>
<td style="font-size: 10pt; width: 10%; text-align: right;">4,902</td>
<td style="font-size: 10pt; width: 1%; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Buildings and land improvements</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">13,159</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">13,404</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Furniture and equipment</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">7,589</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">7,390</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; text-align: right;">26,566</td>
<td style="font-weight: bold; font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt;">&#160;</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
<td style="font-size: 10pt; text-align: right;">25,696</td>
<td style="font-size: 10pt; text-align: left;">&#160;</td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="padding-left: 0px; font-size: 10pt; text-align: justify;">Accumulated depreciation</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-weight: bold; font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(10,973</td>
<td style="font-weight: bold; font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
<td style="font-size: 10pt; padding-bottom: 1pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: left;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 1pt solid; text-align: right;">(11,034</td>
<td style="font-size: 10pt; padding-bottom: 1pt; text-align: left;">)</td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="padding-left: 0.125in; font-size: 10pt; padding-bottom: 2.5pt; text-align: justify;">Total</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif;">&#160;</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font: bold 10pt times new roman, times, serif; border-bottom: black 2.5pt double; text-align: right;">15,593</td>
<td style="padding-bottom: 2.5pt; font: bold 10pt times new roman, times, serif; text-align: left;">&#160;</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt;">&#160;</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: left;">$</td>
<td style="font-size: 10pt; border-bottom: black 2.5pt double; text-align: right;">14,662</td>
<td style="font-size: 10pt; padding-bottom: 2.5pt; text-align: left;">&#160;</td>
</tr>
</table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock', window );">Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]</a></td>
        <td class="text"><div><font size="2" style="font-family:times new roman,times">&#160;Future minimum annual rental payments are approximately as follows: </font></div>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<table style="font: 10pt/normal times new roman, times, serif; width: 100%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;" cellspacing="0" cellpadding="0">
<tr style="vertical-align: bottom;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font size="2" style="font-family:times new roman,times">(Dollars in thousands)</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: center; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;" colspan="2"></td>
<td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="width: 86%; text-align: justify; padding-left: 0px; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">2013</font></td>
<td style="width: 2%; font-size: 10pt;"></td>
<td style="width: 1%; text-align: left; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="width: 10%; text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">708</font></td>
<td style="width: 1%; text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">2014</font></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">520</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">2015</font></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">245</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">2016</font></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">246</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">2017</font></td>
<td style="font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt;"></td>
<td style="text-align: right; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">250</font></td>
<td style="text-align: left; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: white;">
<td style="text-align: justify; padding-left: 0px; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Thereafter</font></td>
<td style="padding-bottom: 1pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"><font size="2" style="font-family:times new roman,times">1,137</font></td>
<td style="text-align: left; padding-bottom: 1pt; font-size: 10pt;"></td>
</tr>
<tr style="vertical-align: bottom; background-color: #ccffcc;">
<td style="text-align: justify; padding-bottom: 2.5pt; padding-left: 0.125in; font-size: 10pt;"><font size="2" style="font-family:times new roman,times">Total minimum lease payments</font></td>
<td style="padding-bottom: 2.5pt; font-size: 10pt;"></td>
<td style="text-align: left; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font size="2" style="font-family:times new roman,times">$</font></td>
<td style="text-align: right; font-size: 10pt; border-bottom-color: black; border-bottom-width: 2.5pt; border-bottom-style: double;"><font size="2" style="font-family:times new roman,times">3,106</font></td>
</tr>
</table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 13<br><br> -Subparagraph b<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>131
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>BENEFIT PLANS<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndRetirementDisclosureAbstract', window );"><strong>Compensation and Retirement Disclosure [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock', window );">Compensation and Employee Benefit Plans [Text Block]</a></td>
        <td class="text"><p style="font: bold 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">NOTE 12. BENEFIT PLANS</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; font-size-adjust: none; font-stretch: normal;"><b>401(k) and Profit Sharing Plan</b></p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">&#160;</p>
<p style="font: 10pt/normal times new roman, times, serif; margin: 0pt 0px; text-align: justify; font-size-adjust: none; font-stretch: normal;">The Company has a 401(k) and profit sharing plan covering substantially all full-time employees. The plan calls for matching contributions by the Company, and the Company makes discretionary contributions based on profits. Company contributions to this plan included in expense totaled $513 thousand, $430 thousand, and $501 thousand for 2012, 2011, and 2010, respectively. The expense increased in 2012 when compared to 2011 because there were larger forfeitures available to reduce 401(k) costs during 2011.</p><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CompensationAndEmployeeBenefitPlansTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndRetirementDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CompensationAndRetirementDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>132
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EBH">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>LINES OF CREDIT (Details Textual) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LinesOfCreditFairValueDisclosure', window );">Lines of Credit, Fair Value Disclosure</a></td>
        <td class="nump">$ 15.5<span></span></td>
        <td class="nump">$ 15.5<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm', window );">Federal Home Loan Bank</a></td>
        <td class="nump">$ 58.0<span></span></td>
        <td class="nump">$ 31.6<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank borrowings due within one year of the latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37<br><br> -IssueDate 2006-05-01<br><br> -Chapter 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 47<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 15, 18<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesShortTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LinesOfCreditFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. Fair value of lines of credit at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Line-of-Credit Arrangement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517033<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LinesOfCreditFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
